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Data Processing: Financial, Business Practice, Management, Or Cost/price Determination > Business Processing Using Cryptography > Secure Transaction (e.g., Eft/pos) > Including Intelligent Token (e.g., Electronic Purse) Including Intelligent Token (e.g., Electronic Purse)Including Intelligent Token (e.g., Electronic Purse) patent applications listed are from June 2005 to current and include Date, Patent Application Number, Patent Title, Patent Abstract summary and are linked to the corresponding patent application page.11/23/06 - 20060265337 - Automated system for management of licensed digital assets A method of distributing licensed digital assets across a public computer network is disclosed. The method comprises generating a digital asset identifier, the digital asset identifier identifying a digital asset and a source for the digital asset; inserting the digital asset identifier in the digital asset; and communicating the digital ... 11/23/06 - 20060265336 - Automated system for management of licensed digital assets A method of distributing licensed digital assets across a public computer network is disclosed. The method comprises generating a digital asset identifier, the digital asset identifier identifying a digital asset and a source for the digital asset; inserting the digital asset identifier in the digital asset; and communicating the digital ... 11/23/06 - 20060265335 - System and method for issuing prepaid debit card at point of sale A system and method for direct loading of prepaid debit cards at point of sales (POS) devices via an Internet channel is provided. A centralized on demand model is provided so that any merchant operating a POS device can issue a prepaid debit card to a customer. ... 11/16/06 - 20060259438 - Secure multi function network for point of sale transactions A system providing a wide range of secure payment services from one or more communities of providers over any physical network infrastructure wherein a transceiver is interconnected by an individual user with a variety of service providers, such as funds sources or other applications, at a point of sale through ... 10/19/06 - 20060235803 - Apparatus, system, and method for facilitating electronic communication based on a personal contact An apparatus, system, and method are disclosed for facilitating electronic communication based on a personal contact. A token giver gives a token to a token receiver through a personal contact. The purpose of the token is to facilitate communication between the token giver and token receiver. The token includes a ... 09/14/06 - 20060206436 - Stored value cards and methods for their issuance A method for issuing both a virtual card and a physical card to a cardholder comprises issuing a virtual card to a cardholder, with the virtual card comprising an identifier and an associated database record of a stored value. A physical card is also issued to the cardholder. The physical ... 09/14/06 - 20060206435 - Shopper identification via tender A method and system for purchasing products through a government assistance program such as WIC is presented. After all WIC and non-WIC qualified items are scanned at a store's check-out station, a WIC eligible participant tenders a WIC smart card. The WIC smart card identifies the eligible user, and also ... 08/31/06 - 20060195405 - Digital content distribution system The content distribution system according to the present invention is comprised of: a server device and a terminal device, the server device providing the terminal device with a license for using a content based on transaction processes, each including receiving of a request message, sending of a response message, and ... 08/24/06 - 20060190413 - Digital content distribution systems and methods Embodiments of the present invention relate to storing a token file on a portable device, wherein the token file may store information pertaining to user preferences and/or account information. ... 08/24/06 - 20060190412 - Method and system for preventing fraudulent use of credit cards and credit card information, and for preventing unauthorized access to restricted physical and virtual sites A method and system for preventing fraudulent card transactions and unauthorized access to computers and physical and virtual sites online and offline whether or not involving payment. A physical card, identified by a unique identification number (ID) is issued to the user. The method provides a system of password-protected, single-use, ... 07/20/06 - 20060161501 - Electronic check An electronic check that is created by a secure electronic transmission which can be printed as a paper check by the payee. The electronic check is created by a software program that makes a digital image of the check, securely encrypts the digital image and transmits the digital image to ... 07/06/06 - 20060149684 - Visiting place identification device and visiting place identification method The present invention includes: a current position determination unit (101) that determines a current position of a user; a facility candidate search unit (103A) that specifies, as a candidate for a visited place, a facility that is located within a predetermined area including the current position determined by the current ... 06/15/06 - 20060129501 - Generation, distribution and verification of tokens using a secure hash algorithm Methods, systems, and apparatus for generation, distribution and verification of tokens are described. In an implementation, a method is described in which a value of an offer is determined and a token for representing the offer is generated. The token has a number of characters based on the determination of ... 06/15/06 - 20060129500 - Method for managing pay parking spaces using electronic parking tickets The invention concerns a method for managing pay parking spaces of the type using a terminal (1, 10) providing, against payment, a parking ticket (2, 20, 21) to a user. The ticket bears an authorized parking time limit corresponding to the payment and is designed to be left in the ... 06/08/06 - 20060122943 - System for providing cardless payment The method and system of the invention provide a variety of techniques for using a selected alias and a selected personal identification entry (PIE) in conjunction with use of a transaction card, such as a credit card, debit card or stored value card, for example. A suitable number or other ... 04/20/06 - 20060085359 - Method and apparatus for electronic commerce using digital ticket to provide anonymity A method and apparatus for electronic commerce using a digital ticket are provided. The method for electronic commerce using a digital ticket includes hiding a message comprising a random number and transmitting the hidden message to a ticket issuer, receiving the hidden message signed with a digital signature by the ... 04/20/06 - 20060085358 - System and method for creating and ordering gift certificates via an interactive medium The present invention discloses a system and method for creating and ordering customizable gifts and/or gift certificates via an interactive medium such as the internet. To utilize the system of the present invention, a person first visits a specific internet address and logs in using his/her username and password. The ... 03/30/06 - 20060069654 - System for voucher or token verification The present invention allows verification of a voucher or token prior to redemption. The voucher or token has a code associated therewith so that a value of the voucher or token may be stored in a database. Later when the voucher or token is presented to a cashier for redemption, ... 03/23/06 - 20060064391 - System and method for a secure transaction module A secure electronic payment transaction system includes a Secure Transaction Module (STM) and a host device. The STM includes hardware and software components that meet the security requirements of the payment card industry and provide secure payment transactions utilizing banking cards. The host device includes a communication modem for connecting ... 02/02/06 - 20060026107 - Mechanisms for waiving or reducing senders' liability in bonded electronic message systems while preserving the deterrent effect of bonds A novel method of regulating electronic communications at least includes receiving an electronic communication from a sender for an intended recipient, determining whether the electronic communication is accompanied by a sufficient satisfaction bond, forwarding the electronic communication to the intended recipient when the electronic communication is accompanied by a sufficient ... 01/12/06 - 20060010077 - Methods and apparatus for unattended pickups and deliveries A secure pickup and delivery container includes a lockable door, a control unit, an access element, and an anchoring element, according to an embodiment. The control unit includes a processing element and a memory that can be programmed either on-site or remotely with access privilege information such as identity (e.g. ... 12/29/05 - 20050289082 - Secure electronic transfer without requiring knowledge of secret data A secure electronic transfer mechanism that does not require that the computing entities that are parties to the transaction be aware of the secret data used to secure the transfer. Instead, supplemental computing entities that do have access to such secret data are enlisted to assist in performing challenge-based authentication ... 11/03/05 - 20050246288 - Session information preserving system and method therefor A session-information preserving system includes a client to which business data are inputted and a server which processes the business data sent from the client computer. The system includes a login control component to execute a login procedure on the basis of user identification information necessary for logging in to ... 08/18/05 - 20050182734 - Trading system and method for digital commodity A trading system and method for digital commodity are provided. The method comprises encrypting at least one digital commodity to be an encrypted digital commodity in a content distribution center, followed by delivering the encrypted digital commodity to at least one content distribution point through an actual transportation of storage. ... 08/11/05 - 20050177519 - Game world operating system An exemplary method for a commercial entity to provide goods and services in exchange for private currency includes providing a customer with private currency in exchange for government currency, wherein the private currency is acceptable to the commercial entity to pay for goods and services provided by the commercial entity, ... 07/28/05 - 20050165697 - Method of confirming transactions through mobile wireless devices during reselling and distribution of products and services Providing proof of purchase via a mobile phone or other portable device by a seller to an anonymous buyer who preferably has a mobile phone-camera. ... 07/28/05 - 20050165696 - Micro-payment scheme encouraging collaboration in multi-hop cellular networks In a communication system having a number of base stations and user devices, a sending user device comprising a processor and a memory is configured to generate a packet or other communication for forwarding to a receiving user device via one or more intermediary user devices of the system. The ... 07/07/05 - 20050149457 - Method and apparatus for establishing trust in smart card readers A method for managing a smart card system includes testing a smart card reader for trustworthiness. An indication of the trustworthiness is provided via a smart card. ... 06/23/05 - 20050137986 - Methods and systems for electromagnetic initiation of secure transactions Methods and systems are provided for processing secure transactions. An electromagnetic transmission packet is received from a portable device at a processing device. The electromagnetic transmission packet includes an encrypted magnetic-stripe image and an encrypted version of an alphanumerical identifier. A keyed nonencrypted version of the alphanumerical identifier is received ... 06/09/05 - 20050125360 - Systems and methods for obtaining authentication marks at a point of sale Systems and methods are described for using a point-of-sale device at a check-cashing entity to obtain information about one or more authenticating marks, such as watermarks, bar codes, background patterns, color schemes, insignia, security validation numbers, or the like, from a second-party check or other negotiable instrument presented for a ... ### FreshPatents.com Support |