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Accounting

Accounting patent applications listed include Date, Patent Application Number, Patent Title, Patent Abstract summary and are linked to the corresponding patent application page.

Related Categories:

Data Processing: Financial, Business Practice, Management, Or Cost/price Determination


Automated Electrical Financial Or Business Practice Or Management Arrangement > Accounting



System and method for intraday liquidity analytics
05/21/15 - 20150142622 - A system for analyzing liquidity data for a client of a financial services provider includes processor(s), at the financial services provider, configured to execute computer program module(s). The modules are configured to receive a request from the client to generate a liquidity analysis based on client account(s), and, upon receiving...

System and method for identity protection using mobile device signaling network derived location pattern recognition
05/21/15 - 20150142623 - A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The...

Profit sharing method of content-cooperative work
05/14/15 - 20150134499 - Provided is a profit sharing method of content-cooperative work for producing content by two or more authors together and sharing profits with the authors (for example, a songwriter, a composer, a novelist, a poet, a playwright, and the like) who have participated in the production of the content when the...

Logging transaction tracking systems and methods
05/14/15 - 20150134500 - A transaction tracking system of the present disclosure for tracking a transaction for harvesting timber has a mill computing device that receives delivery data indicative of a delivery of timber, receives data describing the delivery of the timber by a logger, and transmits ticket data indicative of the delivery of...

Financial accounting methods and systems to account for assets and liabilities
05/07/15 - 20150127499 - A method to calculate true ex-ante operating income, via a present value calculation and posting in a double-entry bookkeeping framework based upon credits and debits, is disclosed. The ultimate object is a true ex-ante net income accounting measurement that better serves financial statements users....

Determining financial account payment hierarchy for recovery of payment in arrears
05/07/15 - 20150127500 - Embodiments of the invention are directed to apparatus, methods, and computer program products for determining a lead account from amongst one or more financial accounts associated with a customer that are currently in arrears. Once the lead account has been determined a lead account indicator is provided within user interfaces...

System and method for capturing exit transaction data
05/07/15 - 20150127501 - A system and method are provided for obtaining exit transaction data. The method comprises providing a first user interface for entering the exit transaction data from a first source; enabling entry of a first portion of the exit transaction data; enabling at least one additional portion of the exit transaction...

Method and system for processing multiple transaction descriptions received from a client at a network-based transaction facility
05/07/15 - 20150127502 - Aspects of the present disclose involve a system comprising a computer-readable storage medium storing at least one program and a method to facilitate uploading of a plurality of transaction descriptions to a network-based transaction facility utilizing a client-side upload application and a server-side transaction application. In example embodiments, the method...

Check data lift for online accounts
04/30/15 - 20150120516 - Embodiments for extracting data for online account includes systems that receive at least one check images, apply one or more optical character recognition processes to at least a portion of the at least one check image, and convert image based data to text based data. The embodiments further identify check...

Data lifting for duplicate elimination
04/30/15 - 20150120517 - Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents for eliminating duplicate financial document processing. As such, when financial documents are received, the invention utilizes optical character recognition to lift data from the documents. This data is then stored in metadata form. When...

Authentication and payment system
04/30/15 - 20150120518 - A a method includes authenticating one or more customers of each of multiple billers based on information received from each customer and identifying one or more accounts of each customer. The identified accounts of each customer are provided by the biller for the customer. The method includes enabling each authenticated...

System for estimating property taxes
04/30/15 - 20150120519 - A system for more accurately predicting future property tax payments for real estate property, the system including a computer controlling a network to collect the data, the computer configured and programmed to classify the property tax data from previous property tax levies into variable, fixed, and one-time predicted future tax...

Aggregation of item-level transaction data for a group of individuals
04/16/15 - 20150106243 - Apparatus, methods, and computer program products are provided for that automatically identify transactions and/or items in a transaction that are associated with a group of individuals, such as a family, co-workers, a special interest group, a demographic group a social network group or the like. Once transactions and/or items in...

Systems and methods for associating related merchants
04/16/15 - 20150106244 - A computer-implemented method for associating a merchant with an aggregate merchant uses a computing device having a processor and a memory. The method includes identifying an association rule for the aggregate merchant, including one or more antecedents. Each antecedent includes a model value for the antecedent associated with the aggregate...

Dynamic unit resource usage price calibrator for a virtual data center
04/16/15 - 20150106245 - Techniques for performing dynamic cost per unit resource usage in a virtual data center are described. In one example embodiment, an initial unit resource usage price is received for the virtual data center for a first cycle. Further, capital expenditure (CAPEX) and operating expenditure (OPEX) information of the virtual data...

Systems and methods for secure financial transactions
04/16/15 - 20150106246 - According to another example, a payment directory system is provided. The payment directory system includes a payment directory executed by at least one computer system. The payment directory is configured to receive information descriptive of a first payment subdirectory administered by a financial institution. This information includes associations between a...

Analyzing transaction item-identifying data to determine which items in the transaction to assign to individuals of a group associated with the transaction
04/09/15 - 20150100467 - Apparatus, methods, and computer program products are described for automatically determining which individual, from amongst a group of individuals, for example, a household, should be assigned which items in a transaction for the purpose of assessing budget for the group on a per-individual level. Transaction item-identifying data, such as an...

Method and system for detection of anomalies in a merchant cash payment flow
04/02/15 - 20150095203 - A method and system of detecting anomalies in cash flow to and from a merchant includes receiving records from sources of cash flow to and records of deposits of cash flow from the merchant. The records of cash flow to the merchant are preferably provided from external sources independent of...

Interactive map for grouped activities within a financial and social management system
03/26/15 - 20150088704 - Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various...

Grouped packages for a financial and social management system
03/26/15 - 20150088705 - Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various...

Method, system, and computer-readable medium for managing and collecting receivables
03/26/15 - 20150088706 - Methods, systems, and computer-readable media for managing and collecting receivables are disclosed....

Systems and methods of access control and system integration
03/26/15 - 20150088707 - Automated provisioning, according to one example embodiment, enables a mutual customer to establish an intelligent and automated connection between an accounting software system and their financial institution. For example, this might be achieved by allowing a financial institution customer to make feeds from their bank accounts available to the accounting...

Analytics-driven automated reconciliation of financial transactions
03/19/15 - 20150081481 - Embodiments relate to analytics-driven automated reconciliation of financial transactions. External information is correlated with a plurality of financial transaction reconciliation exceptions associated with a sequence of financial transactions over a period of time. A plurality of causal factors is identified from the external information associated with a pattern of the...

Analytics-driven automated reconciliation of financial transactions
03/19/15 - 20150081482 - Embodiments relate to analytics-driven automated reconciliation of financial transactions. External information is correlated with a plurality of financial transaction reconciliation exceptions associated with a sequence of financial transactions over a period of time. A plurality of causal factors is identified from the external information associated with a pattern of the...

Intraday cash flow optimization
03/19/15 - 20150081483 - Embodiments relate to intraday cash flow optimization. Transactions are accessed on a business-to-business integration network from a plurality of sources linked with payment delivery system data from a financial service system. The transactions are associated with two or more compartmentalized entities. The transactions are characterizes based on the payment delivery...

Automated cost calculation for virtualized infrastructure
03/19/15 - 20150081484 - In one embodiment, a method includes storing a cost assigned to a physical computing device in a storage device. The physical computing device is found in a physical infrastructure of a data center. The method determines an instantiation of a virtual machine in a virtual infrastructure. Information for a provisioning...

Sales order data collection and management system
03/19/15 - 20150081485 - A computer implemented method and a sales order data collection and management system (SODCMS) collect and manage sales order data including data from a web based sales order, a manual sales order, a sales order over a communication device, a third party consumer to consumer web based sales order, etc....

System and method for performing reconciliation of an account using at least three sets of records
03/12/15 - 20150073949 - A method and system for reconciling an account among three data sources, including data provided by or on behalf of an entity, data provided by an asset manager, and data provided by a custodian of an account held by the entity. The system identifies data provided by the entity and...

Auditing rules optimizer
03/12/15 - 20150073950 - Methods, systems, and computer program products for determining when to audit a transaction. An auditing rules optimizer system receives data relating to a transaction conducted by a first business entity that includes a travel product provided by a second business entity. The transaction may be classified as being a type...

Automated systems and methods for auditing and disputing third-party records of payments to professionals
03/12/15 - 20150073951 - Systems, methods, and computer program product for verifying financial exchanges made by an organization to a professional include obtaining, from a third-party database, payment information related to payments purportedly made by one or more organizations to a professional, automatically comparing the payment information obtained from the third-party database related to...

Systems and methods for daily recommended spend
03/12/15 - 20150073952 - To address the challenges of managing the cash flow of an individual, the present solution provides for an efficient and automated Recommended Spend Evaluator tool. In an industrialized market where individuals make numerous purchases on a daily bases, while simultaneously incurring and managing dozens of bills and expenses, the systems...

In-card access control and monotonic counters for offline payment processing system
03/12/15 - 20150073953 - Preventing fraud during an offline transaction by encoding a randomly-generated card verification code onto a smart card. The verification code is transmitted to a contactless device during each transaction, wherein it is cross-referenced with the account number to ensure presence of the card. Also, every transaction record is signed by...

System and method for data analytics
03/12/15 - 20150073954 - The invention relates to a system and method for providing anonymized, filtered data from a financial institution having cardholders to a business client. The method may include the steps of storing data in at least one database. The data may include credit card transaction data and debit card transaction data...

Entropic link filter for automatic network generation
03/05/15 - 20150066713 - Methods and systems are disclosed for enhancing the information value of data networks. Consistent with disclosed embodiments, in large datasets, automated linking between data entries is facilitated by configuration and application of one or more entropic filters to the data. A computer system separates the data into groups based on...

Dynamic management and netting of transactions using executable rules
03/05/15 - 20150066714 - Systems and methods for dynamically managing and netting transactions based on one or more sets of netting rules are disclosed. The present invention dynamically associates transactions with one or more collections based on the execution of netting rules to identify transactions that may be ideal for netting and to perform...

System and method for identifying taxable events for mobile property
02/26/15 - 20150058183 - A system and method for identifying taxable events for mobile assets such as aircraft is described. The system and method including a receiver capable of detecting mobile assets in the vicinity of a known location, wherein data about the mobile assets is collected by the receiver. A server, including a...

System and method for identifying taxable events for mobile property
02/26/15 - 20150058184 - A system and method for identifying taxable events for mobile assets such as aircraft is described. The system and method including a receiver capable of detecting mobile assets in the vicinity of a known location, wherein data about the mobile assets is collected by the receiver. A server, including a...

System and method for ensuring accurate reimbursement for travel expenses
02/26/15 - 20150058185 - An Expense Verification System (EVS) checks for fraud/errors in reimbursement requests. The EVS stores rules for reimbursement in accordance with company policies. The EVS receives travel reservation records for auditing, parses the records to identify a reference number, and then obtains from a trusted source travel record data for a...

Searching digital receipts at a mobile device
02/26/15 - 20150058186 - The present invention extends to methods, systems, and computer program products for searching digital receipts at a mobile device. A customer mobile device receives and stores one or more digital receipts. The one or more digital receipts correspond to transactions conducted with a merchant. A user can select search criteria...

Systems and methods for presenting financial data
02/19/15 - 20150052031 - Embodiments described herein disclose systems and methods for mapping financial data points to inquiries, wherein responsive to receiving a query, a single financial data point may be presented to a user....

Transactional messaging systems and methods
02/19/15 - 20150052032 - A transactional messaging system displaying financial transactions in a user interface structured to resemble an email messaging user interface and/or an instant messaging user interface. The financial transactional messaging system presents and interacts with the financial transactions as email or instant messages, reducing the complexity of tracking, managing and processing...

Community-based usage monitoring
02/12/15 - 20150046301 - The present application describes methods, systems, and apparatuses for community-based usage monitoring. An overall service usage, such as an average daily usage for a plurality of subscribers is determined. A service usage for a particular subscriber of the plurality of subscribers is also determined, such as an average daily usage....

Transaction level modeling method and apparatus
02/12/15 - 20150046302 - A system, method, and computer-readable storage medium configured to enable transaction level modeling of payment card use....

Multi-currency financial consolidation
02/12/15 - 20150046303 - An electronic multinational consolidation system and method of combining and translating financial data by automatically applying the correct exchange rate based on predetermined accounting rules to each required general ledger, providing mapping tools to assure consistency across various general ledgers and, hence, accurate financial reporting and allowing for historical corrections...

In-memory-database-driven business consolidation system reporting
02/05/15 - 20150039478 - The present disclosure describes methods, systems, and computer program products for providing enhanced business consolidation system reporting functionality according to an implementation. One computer-implemented method includes retrieving financial journal entry data from a total record for consolidation into a consolidated financial report, the financial journal entry data classified as single...

Electronic receipt system, merchandise sales data processing apparatus, and electronic receipt management server
02/05/15 - 20150039479 - An electronic receipt management server includes a storage unit, a network interface configured to receive electronic receipt information related to a merchandise sale, membership information of a consumer associated with the merchandise sale, company information of a store associated with the merchandise sale, and a status indicating issuance of a...

Use of e-receipts to determine total cost of ownership
01/29/15 - 20150032581 - Embodiments of the invention are directed to a system, method, or computer program product for utilizing e-receipt data and other electronic communication data between a merchant and customer regarding a transaction to provide misappropriation protection based on address and/or merchant store information associated with the e-receipt or other e-communication. In...

Signature extraction from accounting ratios
01/29/15 - 20150032582 - The method disclosed includes steps to identify mislabelling based on accounting data. The steps include: extracting a plurality of accounting ratios from accounting data based on a predefined metadata; deriving linguistic values for the accounting ratios; constructing a vector with linguistic values of accounting ratios; comparing the vector with a...

Method and system for tracking project impacts, event impacts, and energy savings
01/29/15 - 20150032583 - A method assesses an energy impacting event at a facility using an energy management system. One or more energy consuming endpoints of the facility are sub-metered and data from the sub-metered endpoints is transmitted to the energy management system. A project is created within the EMS by entering project definition...

Computer implemented reporting system and method
01/22/15 - 20150026021 - A computer-implemented system is provided for managing a commercial entity and providing reports. The system comprises a cloud-based reporting component configured to receive transaction-related data from at least one electronic device located at the entity; process the transaction-related data to generate a cash-sheet reconciliation report; communicate at least a portion...

Cost item life cycle viewer with configurable document traversal options
01/15/15 - 20150019392 - A method, system, and computer program product for enterprise accounting software applications. The computer implemented method commences upon receiving a single user-specified indication of a subject cost item. Then, responsive to the single user-specified indication, the method traverses from the subject cost item to at least one of a successor...

Information processing apparatus and program
01/08/15 - 20150012397 - An information processing apparatus includes a member correlating unit that correlates a membership code to a user, an electronic receipt receiving unit that receives electronic receipt information correlated with the membership code from an electronic receipt managing server that manages the electronic receipt information, and an electronic receipt displaying unit...

Application for payroll providers
01/01/15 - 20150006339 - Embodiments of the invention are directed to systems, methods and computer program products for enrolling in a direct deposit program. In some embodiments, a system is configured to: initiate the presentation of a first interface prompting a user to enter user credentials associated with the user's financial institution account for...

Payment transparency tool
01/01/15 - 20150006340 - Embodiments of the invention comprise systems, computer program products, and methods for a payment transparency tool that enables users (e.g., employees and/or customers) to identify the rules for payment assessments, the reasons that specific payments were assessed on customer accounts, and the criteria for avoiding future payments. The payment transparency...

Optimizing generation of agency debit memos
12/25/14 - 20140379537 - Methods, systems, and computer program products for determining an expected value of generating an agency debit memo and/or inquiry, scheduling a task of generating the memo and/or inquiry, and determining optimal operator staffing levels. An optimizer module determines if an agency debit memo should be generated based on a probability...

Methods for calculating return on investment for a contact center and devices thereof
12/25/14 - 20140379538 - A method, non-transitory computer readable medium, and account manager device comprises obtaining a plurality of inputs associated with the contact center in response to a request to calculate the return on investment associated with the contact center, wherein the plurality of inputs includes one or more contact center historical data...

System and/or method for determining needs and ability assessment
12/18/14 - 20140372261 - A system and a method are disclosed for accessing the need and ability of an organization such as a business to use a financial product. The need is related to the length of time it takes the organization to receive payment after making a sale, and whether the organization receives...

User experience for capturing and reconciling items
12/18/14 - 20140372262 - A management component in a computer system provides user input mechanisms that allow a user to capture items and reconcile them to a report in the computer system. The items in a given report can be separately viewed and edited....

User experience for capturing and managing items
12/18/14 - 20140372263 - A management component in a computer system provides user input mechanisms that allow a user to view reports for the computer system. The items in a given report can be separately viewed and edited and the report can be submitted for approval....

Method of verifying a debt
12/11/14 - 20140365346 - A method of verifying a debt and ownership of the debt including the steps of providing a Debt System in which information on debts, the person/organization who owes each of the debts, and the person/organization who owns each of the debts are registered, registering in the Debt System a debtor...

Using commerce networks to facilitate business interactions among entities
12/11/14 - 20140365347 - The disclosed embodiments provide a system that facilitates business interaction. During operation, the system obtains a model of a commerce network containing a set of entities, a set of relationships among the entities, a set of interactions related to commerce among the entities, and a set of activities associated with...

Identifying and resolving discrepancies between purchase documents and invoices
12/11/14 - 20140365348 - In an embodiment, a computer-implemented method operating at a server system is disclosed. The server hosts and electronic procurement system. In response to receiving an invoice, a purchase document corresponding to the invoice is identified. Contents of the purchase document are compared to contents of the invoice. A discrepancy is...

Method and system for showrooming detection
12/04/14 - 20140358741 - A method for identifying instances of showrooming includes: storing a plurality of location data entries, each location data entry including a geographic location and location timestamp; storing a plurality of transaction data entries, each transaction data entry including a merchant identifier and transaction timestamp; identifying at least one matched data...

Systems and methods for mapping in-store transactions to customer profiles
12/04/14 - 20140358742 - Example systems and methods for mapping in-store transactions to customer profiles are described. In one implementation, a method receives information of a plurality of customer profiles of a plurality of online customers. Each of the customer profiles includes a plurality of types of attributes associated with a respective one of...

Travel mistake and fraud detection
12/04/14 - 20140358743 - In some example implementations, there is provided a method for mistake and fraud detection. The method may include receiving, at an expense management system, an item for reimbursement; processing, based on one or more rules, the received item to detect whether additional processing including auditing is to be performed on...

Bitemporal milestoning of model free data
12/04/14 - 20140358744 - Embodiments of the invention are directed to systems, methods and computer program products for bitemporal milestoning. An exemplary apparatus is configured to: receive a fact; store the fact in a database, wherein the storing of the fact is associated with a first system starting time, a first system ending time,...

Automated accounting method
12/04/14 - 20140358745 - A method of providing financial services to a user that includes: providing a web based application allowing the user to enter data relating to an enterprise; executing within the web based application at least one algorithm of a plurality of algorithms upon the data entered, with at least one algorithm...

Method of implementing a financial wellness programme and a system therefor
12/04/14 - 20140358746 - A system and method of implementing a financial management programme includes defining a plurality of financial management programme areas and receiving data relating to the financial compliance of an individual or organisation in each of the financial management programme areas. The data is stored in a database and then processing...

Associating off-line transactions with on-line visitor web sessions
11/27/14 - 20140351102 - Methods, system, and computer program products for associating off-line transactions involving a product with visitors to a web-site. Data relating to an off-line transaction and data relating to visitors to a web-site is received in a computer. The computer determines a score for each visitor based on a number of...

Reconciliation system in managerial subsidiaries
11/27/14 - 20140351103 - A method and system for financial reconciliation automation in managerial subsidiaries through system accounting controls. The embodiments of the present disclosure solve systemic organizational accounting problems by supporting transactional integrity, allowing for separate revenue valuations by function, instilling parallel control models throughout a client implementation, and decoupling ancillary concerns from...

Data managment systems and processing for financial risk analysis
11/27/14 - 20140351104 - A computer based system and method is directed to the determination of aggregate metrics of select financial indicators utilizing a protocol that preserves the confidentiality of the individual data sets comprising the aggregate metrics. The data processing system provides industry wide transparency of financial risk, concentration and the like based...