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Monthly income reversionary annuity insurance policyMonthly income reversionary annuity insurance policy description/claimsThe Patent Description & Claims data below is from USPTO Patent Application 20090271222, Monthly income reversionary annuity insurance policy. Brief Patent Description - Full Patent Description - Patent Application Claims
Not Applicable. Not Applicable. Not Applicable. Not Applicable. Life and health insurance companies market a variety of insurance and investment-type products. A life insurance policy is a policy under which the insurance company promises to pay a benefit upon the death of the person who is insured. Life insurance is provided on both an individual and a group basis and is available under a variety of types of policies. Three main types of life insurance policies are: term life insurance, permanent life insurance and endowment insurance. Term life insurance provides a death benefit if the insured dies during a specified period. Permanent life insurance provides life insurance coverage throughout the insured\'s lifetime and also provides a savings element. As premiums are paid for these policies an accumulated savings amount—known as the policy\'s cash value—gradually builds. A policy\'s cash value can be a valuable asset that the policyowner can use in a number of ways. Endowment insurance provides a policy benefit that is paid either when the insured dies or on a stated date if the insured lives until then. Endowment insurance has some characteristics of both term life insurance and permanent life insurance. Like term insurance, endowment insurance provides life insurance coverage for only a stated period of time. And like permanent life insurance, endowment insurance provides a savings element. In all cases, the policy benefit is paid only if the policy is in force when a covered loss occurs. A policy remains in force and thus provides the specified insurance coverage as long as the required premiums are paid when due. In addition to providing life insurance coverages, life insurance companies market various products that are designed to provide consumers with a way to provide themselves with periodic income benefits, especially retirement income benefits. An annuity is a series of periodic payments. For example, when the insured of a life insurance policy dies, a relatively large sum of money is often payable. Life insurance policy proceeds can be paid in the form of an annuity, over a period of time, rather than in a lump sum. An annuity can also be a contract under which an insurance company promises to make a series of periodic payments to a named individual in exchange for a premium or a series of premiums. So that the above recited features and advantages of the present invention can be understood in detail, a more particular description of the invention, briefly summarized above, may be had by reference to the embodiments thereof that are illustrated in the appended drawings. It is to be noted, however, that the appended drawings illustrate only typical embodiments of this invention and are therefore not to be considered limiting of its scope, for the invention may admit to other equally effective embodiments. Continue reading about Monthly income reversionary annuity insurance policy... Full patent description for Monthly income reversionary annuity insurance policy Brief Patent Description - Full Patent Description - Patent Application Claims Click on the above for other options relating to this Monthly income reversionary annuity insurance policy patent application. Patent Applications in related categories: 20090281841 - Method for automating insurance claims processing - Techniques for automating insurance claim processing are provided. The techniques include obtaining at least one rule from historical data, using the at least one rule to segment a dataset, wherein segmenting the dataset comprises using an iterative process, and wherein the iterative process comprises a decision tree, using the segmented ... 20090281841 - Method for automating insurance claims processing - Techniques for automating insurance claim processing are provided. The techniques include obtaining at least one rule from historical data, using the at least one rule to segment a dataset, wherein segmenting the dataset comprises using an iterative process, and wherein the iterative process comprises a decision tree, using the segmented ... 20090281842 - System and method using insurance for risk transference - Disclosed herein is a system and method for eliminating or transferring the non-economic risk of financial securities. The system and method serves to avoid non-economic losses in the first instance, and to counter the adverse capital impact of prior non-economic gap losses by providing capital relief consistent with a determined ... 20090281842 - System and method using insurance for risk transference - Disclosed herein is a system and method for eliminating or transferring the non-economic risk of financial securities. The system and method serves to avoid non-economic losses in the first instance, and to counter the adverse capital impact of prior non-economic gap losses by providing capital relief consistent with a determined ... 20090281840 - Transferring insurance policies - A server may receive from a trading system information on an insurance policy, in which the information may include privacy related information. The server may compare the privacy related information to at least one predefined characteristic and determine that there is a match between the privacy related information and the ... 20090281840 - Transferring insurance policies - A server may receive from a trading system information on an insurance policy, in which the information may include privacy related information. The server may compare the privacy related information to at least one predefined characteristic and determine that there is a match between the privacy related information and the ... ###  How KEYWORD MONITOR works... a FREE service from FreshPatents1. Sign up (takes 30 seconds). 2. Fill in the keywords to be monitored. 3. Each week you receive an email with patent applications related to your keywords. Start now! - Receive info on patent apps like Monthly income reversionary annuity insurance policy or other areas of interest. ### Previous Patent Application: Methods, systems, and products for efficient annuitization Next Patent Application: Cache poller for providing travel planning information Industry Class: Data processing: financial, business practice, management, or cost/price determination ### FreshPatents.com Support Thank you for viewing the Monthly income reversionary annuity insurance policy patent info. 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