| Method of playing a baccarat-type card game -> Monitor Keywords |
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  Method of playing a baccarat-type card gameRelated Patent Categories: Amusement Devices: Games, Card Or Tile Games, Cards Or Tiles ThereforThe Patent Description & Claims data below is from USPTO Patent Application 20070090598. Brief Patent Description - Full Patent Description - Patent Application Claims
FIELD OF THE INVENTION [0001] This invention relates generally to card games and methods therefor and, more particularly, to a method of playing a baccarat-type card game that provides players with the opportunity to play a simpler version of baccarat that is easier to understand with a betting structure similar to blackjack and capable of being played by more players. BACKGROUND OF THE INVENTION [0002] Baccarat is a popular card game played by many players at many casinos. Although the game of baccarat usually attracts high rollers, many gamblers enjoy playing the game. The object of baccarat is to receive a hand value closest to 9. An Ace has a point value of 1, and cards 2 through 9 have point values equal to their face values (e.g. 5 of Hearts has a point value of 5). 10s, Jacks, Queens and Kings have a point value of zero. Thus, if the first two cards dealt are a Queen and a 4, the total point value of the hand is 4. When the combination of cards creates a point total of 10 or more, the first digit is ignored. For example, a 3 and a 9 have a point value of 2 (not 12). Therefore, the highest point total that it is possible to achieve is a 9. The hand value closest to 9, between the dealer's hand and the player's hand, is the winning hand. [0003] Under the standard rules of baccarat, two cards are first dealt to a player's hand and two cards are first dealt to a dealer's (or banker's or house hand). A two-card point total of 9 is called a "natural" and, under standard baccarat rules, this hand cannot lose. A two-card point total of 8 is also called a "natural" and this is generally considered to be the second-best hand. In the event of a tie between the player's hand and the dealer's hand, there is a push where neither the dealer's hand nor the player's hand wins. It is possible, however, in traditional baccarat for the player to wager that a tie would occur, in which case the player is often paid a multiple of his or her wager (usually the payer is paid at a rate of 8 to 1). Generally, if the player or dealer receive a two-card point total of 7, no further cards are received. No more than a total of 3 cards can be received, including the original two cards dealt. [0004] Under standard baccarat rules, when two-card point totals are 6 or less, a very complex set of rules govern when the banker or player must draw an additional card. One of the dealers, known as the caller, determines the need for additional cards, which are dealt automatically and without direction or consent from the player. This method of play can often be confusing, especially when one is not completely familiar with all of the standard baccarat rules governing card disbursement. The rules are often hard to pick up, causing many players to avoid the game of baccarat altogether. [0005] Under standard baccarat rules, it is also possible for the player to wager that the banker's hand (and not the player's hand) will win, although a successful wager on the banker's hand results in a 5% commission on the wager, paid to the casino. Since it is difficult to collect this sum each time a successful wager on the banker's hand is made, an additional dealer keeps track of what the player owes, and all debts are paid to the dealer once 8 decks of cards (known as the shoe) have been dealt. This method can create the feeling that one must pay the casino to win, a notion which can create some ill feelings when playing the game of baccarat. The 5% commission is also an additional calculation that must be taken into account by a gambler when determining his or her winnings, which can also be annoying to many players. In the game of baccarat, the shoe is passed from player to player. When the player has the shoe, he or she must bet on the banker's hand, with the ensuing commission to be paid for a winning wager. [0006] The game of baccarat can therefore create difficulties in determining the amount of winnings, and therefore the amount of money to wager. In addition, the complex set of rules can make the game of baccarat hard to follow. [0007] The game of mini-baccarat was developed to introduce the game of baccarat to more gamblers. Several features of traditional baccarat, such as the passing of the shoe, were eliminated. Nevertheless, mini-baccarat follows the same rules of play as regular baccarat. For the most part, therefore, mini-baccarat retains the same shortcomings of regular baccarat. [0008] As with virtually every game in a casino, the more players capable of playing the game, the more money a casino can make. Additionally, it is often the case that more players means more fun for the players, as a more social atmosphere is created by a larger group of people. However, both baccarat and mini-baccarat tables are only capable of seating six players. [0009] A need therefore existed for providing a new, simpler method of playing a baccarat-type card game, without all of the complex rules regarding when a third card is received, with no 5% commission for successfully wagering on a banker's hand, with the possibility of playing with additional players, with greater control over the play of the game by the player, and with the ability to incorporate betting elements from the game of blackjack. SUMMARY OF THE INVENTION [0010] An object of the present invention is to provide a new method of playing a baccarat-type card game in which a player has the option to decide whether to receive a third card, and following the baccarat rules of determining hand values, the hand with a hand value closest to nine wins. [0011] It is a further object of the present invention to provide a new method of playing a baccarat-type card game in which a player may hit, stand, split or double-down on a baccarat-type hand as a player may do in the game of blackjack. BRIEF DESCRIPTION OF THE PREFERRED EMBODIMENTS [0012] In accordance with one embodiment of the present invention, a method of playing a baccarat-type card game is disclosed comprising, in combination, the steps of receiving at least one wager from at least one player, dealing at least one player a player hand comprising two cards face-up, dealing a dealer a dealer hand comprising one card face-up and one card face-down, dealing each at least one player at least one additional card face-up when the at least one player requests the at least one additional card, revealing the face-down card of the dealer, determining an initial hand value of the dealer hand, wherein Ace through 9 cards have respective point values of 1 to 9 and wherein 10's and jacks and queens and kings have a point value of zero, wherein the initial hand value of the dealer hand is equal to a total point value of the two cards of the dealer hand when the two cards have a point value total under 10 and when the two cards of the dealer hand have a point total of more than 10 then the first digit of the point total is ignored when determining the initial hand value of the dealer hand, dealing a third card to the dealer hand when the hand value of the two cards of the dealer hand being less than six, determining a final hand value of the dealer hand, wherein Ace through 9 cards have respective point values of 1 to 9 and wherein 10's and jacks and queens and kings have a point value of zero, wherein the final hand value of the dealer hand being identical to the initial hand value of the dealer hand when the dealer receiving only two cards, wherein when the dealer hand comprises three cards the final hand value of the dealer hand being equal to a total point value of the three cards of the dealer hand when the three cards have a point value total under 10 and when the three cards of the dealer hand have a point total of more than 10 then the first digit of the point total is ignored when determining the final hand value of the dealer hand, determining a hand value of each at least one player hand, wherein Ace through 9 cards have respective point values of 1 to 9 and wherein 10's and jacks and queens and kings have a point value of zero, wherein a hand value of the at least one player hand is equal to a point total of the cards of the at least one player hand when the cards have a point value total under 10 and when the cards of the at least one player hand have a point total of more than 10 then the first digit of the point total is ignored when determining a hand value of the at least one player hand, comparing the hand value of the dealer hand with the hand value of each at least one player hand, wherein a hand value closest to 9 being a winning hand; unless at least one of the dealer hand and the at least one player hand comprising a jack and a queen and a king, wherein a player hand having a jack and a queen and a king of a same suit being a winning hand in comparison to a dealer hand not having a jack and a queen and a king of a same suit, wherein a dealer hand having a jack and a queen and a king of a same suit being a winning hand in comparison to a player hand not having a jack and a queen and a king of a same suit, wherein a player hand having a jack and a queen and a king of more than one suit being a winning hand in comparison to a dealer hand not having a jack and a queen and a king, wherein a dealer hand having a jack and a queen and a king of more than one suit being a winning hand in comparison to a player hand not having a jack and a queen and a king, collecting the at least one wager from each at least one player when the dealer hand being a winning hand in comparison to the player hand of the at least one player, and paying each at least one player an amount corresponding to a predetermined payoff structure when the player hand being a winning hand in comparison to the dealer hand. [0013] In accordance with another embodiment of the present invention, a baccarat-type card game is disclosed comprising, in combination, the steps of receiving at least one wager from at least one player, dealing at least one player a player hand comprising two cards face-up, dealing a dealer a dealer hand comprising one card face-up and one card face-down, dealing each at least one player at least one additional card face-up when the at least one player requests the at least one additional card, revealing the face-down card of the dealer, determining an initial hand value of the dealer hand, wherein Ace through 9 cards have respective point values of 1 to 9 and wherein 10's and jacks and queens and kings have a point value of zero, wherein the initial hand value of the dealer hand is equal to a total point value of the two cards of the dealer hand when the two cards have a point value total under 10 and when the two cards of the dealer hand have a point total of more than 10 then the first digit of the point total is ignored when determining the initial hand value of the dealer hand, dealing a third card to the dealer hand when the hand value of the two cards of the dealer hand being less than six, determining a final hand value of the dealer hand, wherein Ace through 9 cards have respective point values of 1 to 9 and wherein 10's and jacks and queens and kings have a point value of zero, wherein the final hand value of the dealer hand being identical to the initial hand value of the dealer band when the dealer receiving only two cards, wherein when the dealer hand comprises three cards the final hand value of the dealer hand being equal to a total point value of the three cards of the dealer hand when the three cards have a point value total under 10 and when the three cards of the dealer hand have a point total of more than 10 then the first digit of the point total is ignored when determining the final hand value of the dealer hand, determining a hand value of each at least one player hand, wherein Ace through 9 cards have respective point values of 1 to 9 and wherein 10's and jacks and queens and kings have a point value of zero, wherein a hand value of the at least one player hand is equal to a point total of the cards of the at least one player hand when the cards have a point value total under 10 and when the cards of the at least one player hand have a point total of more than 10 then the first digit of the point total is ignored when determining a hand value of the at least one player hand, comparing the hand value of the dealer hand with the hand value of each at least one player hand, wherein a hand value closest to 9 being a winning hand, collecting the at least one wager from each at least one player when the dealer hand being a winning hand in comparison to the player hand of the at least one player, and paying each at least one player an amount corresponding to a predetermined payoff structure when the player hand being a winning hand in comparison to the dealer hand. [0014] In accordance with yet another embodiment of the present invention, a baccarat-type card game table is disclosed comprising, in combination, a table having a dealer hand area dimensioned to receive at least one playing card, a plurality of individual betting locations located proximate an outer perimeter of the table, a plurality of player hand areas dimensioned to receive at least one player card and located proximate the plurality of individual betting locations, and a display area proximate the dealer hand area, the display area dimensioned to illustrate a payout schedule. [0015] The foregoing and other objects, features, and advantages of the invention will be apparent from the following, more particular description of the preferred embodiments of the invention, as illustrated in the accompanying drawings. BRIEF DESCRIPTION OF THE DRAWINGS [0016] FIG. 1 is a top view of the preferred embodiment of the baccarat-type card game table of the present invention. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS [0017] The present invention discloses a method of playing a baccarat-type card game. At least one 52-card deck, and preferably a plurality of 52-card decks, is used in the baccarat-type card game of the present invention. In the preferred embodiment, the baccarat-type card game of the present invention is implemented at a gaming table by a casino or gaming establishment, although it should be clear that substantial benefit could be derived from an alternative embodiment of the present invention in which the game is played on a video gaming machine, over the internet or conducted by an entity other than a casino. [0018] The first step in the method of playing the baccarat-type card game of the present invention is receiving at least one wager from at least one player. Preferably, this wager is an ante-wager placed by the player and received by the casino prior to the dealing of any cards, although it should be clear that substantial benefit could be derived from an alternative embodiment of the present invention in which at least one wager is received or collected or made at some other point in the baccarat-type card game of the present invention. Continue reading... Full patent description for Method of playing a baccarat-type card game Brief Patent Description - Full Patent Description - Patent Application Claims Click on the above for other options relating to this Method of playing a baccarat-type card game patent application. ###  How KEYWORD MONITOR works... a FREE service from FreshPatents1. Sign up (takes 30 seconds). 2. Fill in the keywords to be monitored. 3. Each week you receive an email with patent applications related to your keywords. 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