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Data processing: financial, business practice, management, or cost/price determination

Below are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
09/04/2014 > 203 patent applications in 82 patent subcategories.

20140249846 - Apparatus and method for rewarding consumers: The present invention relates to a non-transitory computer-readable storage medium containing program code for funding a deposit account associated with a unique identifier encoded on a machine readable card, with an insurance company payment processing system, accessible by a pharmacy for obtaining payment for drugs dispensed to customers insured by... Agent:

20140249841 - Artificial general intelligence system and method for medicine: A medical general intelligence computer system and computer-implemented methods analyze morpho-physiological numbers for determining a risk of an emergent disease state, determining an emergent disease state, predicting a pre-emergent disease state, determining a pre-emergent disease state, and/or predicting a risk of a pre-emergent disease state.... Agent:

20140249836 - Claim driven medical event systems and methods: A computer-implemented method, a system, and software include receiving information for a healthcare services event for a patient and creating a note based therein; performing an insurance Eligibility Request/Eligibility Verification by with an insurance company utilizing patient information converted into a format readable by the insurance company; receiving information as... Agent: Parsing Data LLC

20140249845 - Clinical trials management system and method: System and method of managing a clinical trial in accordance with a protocol are provided. In accordance therewith, a workflow associated with the protocol is accessed from a first data structure. The workflow includes a plurality of workflow tasks to be performed in connection with treatment of a plurality of... Agent: Medidata Solutions, Inc.

20140249829 - Configurable resource utilization determinator and estimator: In one example, this disclosure describes a method determining a resource utilization value, via one or more computers. The method may comprise receive dated patient healthcare data comprising information about one or more of diagnosed conditions, delivered services or procedures, severity indicators, or resource utilization data associated with any delivered... Agent: 3m Innovative Properties Company

20140249847 - Healthcare object recognition systems and methods: Healthcare object (HCO) discriminator systems and methods are presented. Systems can obtain a digital representation of a scene via a sensor interface. An HCO discriminator platform analyzes the digital representation to discriminate objects within the scene as being associated with a type of HCO or as being unrelated to a... Agent:

20140249838 - Medical implant management: Embodiments relate to medical implant management. An aspect includes calculating an efficacy of a medical device based on a plurality of outcomes of medical procedures that utilized the medical device. It is determined that the efficacy of the medical device meets a threshold. Information about the efficacy of the medical... Agent:

20140249839 - Method and system relating to a laboratory product: A method of providing data indicative of options for supply of a dental laboratory product is disclosed. The method may include receiving data indicative of the dental laboratory product and based on the received data, retrieving data indicative of a first value of a parameter of the dental laboratory product... Agent: Cable Software (dental) Limited

20140249842 - Method of optimizing healthcare services consumption: A method of optimizing healthcare services consumption according to the invention includes the steps of assessing the healthcare situation of an employer providing healthcare benefits to a population, identifying a first group of patients from the population likely to generate expensive healthcare claims based on data representing past claims, periodically... Agent: Quality Healthcare Intermediary, LLC

20140249843 - Method of optimizing healthcare services consumption: A method of optimizing healthcare services consumption according to the invention includes the steps of assessing the healthcare situation of an employer providing healthcare benefits to a population, identifying a first group of patients from the population likely to generate expensive healthcare claims based on data representing past claims, periodically... Agent: Quality Healthcare Intermediary, LLC

20140249835 - Methods and apparatus for data-driven monitoring: Methods and apparatus for facilitating monitoring in a clinical trial. The method includes acts of receiving data from at least one information technology system configured to process clinical trial data, and assigning a site prioritization to each of a plurality of sites for at least one clinical trial associated with... Agent: Parexel International Corporation

20140249837 - Methods and systems for facilitating use of healthcare and social service resources in a community: Methods and systems are provided to facilitate the identification and connection of unique, relevant, and personalized healthcare and social service resources in a distributed user community in an automated manner to support and improve the health of communities. A method is provided that at least includes aggregating data about a... Agent: The Charlotte-mecklenburg Hospital Authority D/b/a Carolinas Healthcare System

20140249833 - Methods, apparatuses and computer program products for managing health care workflow interactions with a saved state: An apparatus is provided for managing health care tasks. The apparatus may include at least one memory and at least one processor configured to display a user interface including a workspace area including visible indicia indicating steps of a health care task(s) to be performed on behalf of a patient(s)... Agent: Caradigm Usa LLC

20140249834 - Methods, apparatuses and computer program products for providing techniques for users to create health care solutions: An apparatus is provided for identifying patients of a cohort. The apparatus may include at least one memory and at least one processor configured to generate at least one user interface defining items of predefined criteria to identify a plurality of patients, among a candidate set of patients, of a... Agent: Caradigm Usa LLC

20140249844 - Remotely diagnosing conditions and providing prescriptions using a multi-access health care provider portal: Embodiments are directed to providing remote healthcare services including remote diagnostics, and facilitating third-party healthcare payments. In one embodiment, a computer system receives an input including authentication credentials from a healthcare entity, and also requests assistance from another healthcare entity. The computer system authenticates the first healthcare entity using the... Agent:

20140249832 - Rems management tool: The various technologies presented herein relate to assisting a prescriber in obtaining and maintaining Risk Evaluation and Mitigation Strategy (REMS) compliance. A centralized approach is presented for obtaining REMS compliance data from a drug manufacturer, federal regulator, etc., and based on identifying one or more REMS medications associated with a... Agent: Fda Rems, LLC

20140249840 - Systems and methods for delivering on-call data for health care locations and physicians: A system which contains real-time specialist on-call data is disclosed. The system allows for the input and searching of specialist on-call data for various health care locations. The system is configured to allow a patient in need of the medical care of a specialist not currently available at the patient's... Agent:

20140249830 - Virtual medical assistant methods and apparatus: In some aspects, a method of using a virtual medical assistant to assist a medical professional, the virtual medical assistant implemented, at least in part, by at least one processor of a host device capable of connecting to at least one network is provided. The method comprises receiving free-form instruction... Agent: Nuance Communications, Inc.

20140249831 - Virtual medical assistant methods and apparatus: In some aspects, a method of using a virtual medical assistant to assist a medical professional, the virtual medical assistant implemented, at least in part, by at least one processor of a host device capable of connecting to at least one network is provided. The method comprises receiving free-form instruction... Agent: Nuance Communications, Inc.

20140249850 - Critical condition module: Technologies for medical information and scheduling communication determining a patient condition of a person presently experiencing the condition, determining a timeline, indicating the timeline, receiving real-time information regarding the condition, and updating the timeline. The timeline illustrates time lapsed since an initialization of treatment tracking, a recommended treatment of the... Agent:

20140249859 - Data exchange with personal health record service: A method of interoperability for health records includes registering an individual with a personal health record service, generating a medical record number at the personal health record service, and sending health data between the personal health record service and one or more health information technology systems by sending health data... Agent: Mymedicalrecords, Inc.

20140249848 - Defining patient episodes based on healthcare events: In one example, this disclosure describes a method of processing healthcare data via one or more computers. The method may comprise receiving dated patient healthcare including information about diagnosed conditions, delivered services or procedures, severity indicators, or resource utilization. The method may further comprise determining trigger healthcare service events based... Agent: 3m Innovative Properties Company

20140249852 - Methods using patient monitoring devices with unique patient ids and a telemetry system: Patient information is acquired using a patient monitoring device. The patient information is selected from of at least one of, a patient's activities, behaviors and habit information, and patient monitoring. The patient monitoring device has a unique patient ID, ID circuitry including ID storage, a communication system that reads and... Agent: Hello Inc.

20140249853 - Monitoring system and device with sensors and user profiles based on biometric user information: A system selects a user profile based on biometric information. A wearable device is provided with one or more sensors that detect or measure user biometric information selected from of at least one of, a user's activities, behaviors and habit information, and a user's health. The wearable device includes circuitry... Agent: Hello Inc.

20140249849 - Real time stratification of health-related data: Computer program products, methods, systems, apparatus, and computing entities are provided for real time stratification of health-related data. In one embodiment, health-related data can be received in real time, after which rules corresponding to the health-related data can be identified. After identification, the rules can be applied to the health-related... Agent: Caradigm Usa LLC

20140249851 - Systems and methods for developing and managing oncology treatment plans: Embodiments of the invention provide systems and methods for managing oncology care plans. The systems and methods involve or include: retrieving a standard care plan from an electronically stored library of oncology care plans provided by one or more clinical content providers; receiving, from a user, a modification to the... Agent:

20140249854 - Systems and methods for integrating, unifying and displaying patient data across healthcare continua: Implementations provide a user of a mobile device access to patient information and patient physiological data. Actions can include receiving a user request, the user request being received in response to user input to the mobile device, determining that the user request is associated with patient data and/or patient information... Agent: AirstripIPHoldings, LLC

20140249855 - Systems and methods for integrating, unifying and displaying patient data across healthcare continua: Implementations are directed to providing a user of a mobile device access to patient information and patient physiological data. Actions can include receiving user input, the user input indicating a user command to display a base screen, in response to the user input, processing, user-specific data to determine one or... Agent: AirstripIPHoldings, LLC

20140249856 - Systems and methods for integrating, unifying and displaying patient data across healthcare continua: Implementations are directed to providing a user of a mobile device access to patient information and patient physiological data. Actions can include receiving user input, the user input indicating a user command to display a vitals screen for a particular patient, processing patient-specific data and trend data to provide one... Agent: AirstripIPHoldings, LLC

20140249857 - Systems and methods for integrating, unifying and displaying patient data across healthcare continua: Implementations are directed to providing a user of a mobile device access to patient information and patient physiological data. Actions can include receiving user input, the user input indicating a user command to display a monitoring screen for a particular patient, processing patient-specific data and event data to provide one... Agent: AirstripIPHoldings, LLC

20140249858 - Systems and methods for integrating, unifying and displaying patient data across healthcare continua: Implementations are directed to providing a user of a mobile device access to patient information and patient physiological data. Actions can include receiving user input, the user input indicating a user command to display a laboratory results screen for a particular patient, processing patient-specific data and lab results data to... Agent: AirstripIPHoldings, LLC

20140249860 - Voice recognition medical coding application: The invention relates to an apparatus and method for a using voice recognition technology for medical coding purpose. In particular, the invention comprises a system, and preferably a mobile application, to use voice recognition to translate human speech into medical diagnostic codes.... Agent:

20140249865 - Claims analytics engine: Methods and systems for processing claims (e.g., healthcare insurance claims) are described. For example, prior to payment of an unpaid claim, a prediction is made as to whether or not an attribute specified in the claim is correct. Depending on the prediction results, the claim can be flagged for an... Agent: Accenture Global Services Limited

20140249863 - Computerized composite risk and benefits apparatus and method: A computerized composite risk and benefit product provides a plan participant with a “bank” of coverage through a self-funded trust, which the bank amount set based on the actuarially determined contribution amount paid by the participant. All claims paid are charged against the bank, such that when the bank is... Agent: Benefits Technologies, LLC

20140249861 - Identification and selection of healthcare claim transactions for requesting increases in reimbursement levels: Systems, methods and computer-readable media are disclosed for performing various filtering operations and selection processing on healthcare claim transaction data associated with a plurality of healthcare claim transactions. The filtering operations may include a first filtering operation to identify healthcare claim transactions reimbursed at a loss and a second filtering... Agent: Mckesson Corporation

20140249864 - System and method for processing payment bundles: A system and process for prospectively creating patient episodes of care and triggering associated payment bundles during the claim adjudication process facilitates real-time claim pricing in accordance with payment bundle rules to facilitate episodic payment in place of pay-for-service payment. Additionally, various processes are described for modeling patient episodes and... Agent: Trizetto Corporation

20140249862 - Systems, methods, and apparatus for insurance pricing: Systems, methods, apparatus, computer program code and means for rating and pricing insurance policies are provided. In some embodiments, an automated insurance processing platform rates and prices insurance policies by including a territory factor in the calculation of a premium for the policy. Pursuant to some embodiments, the territory factor... Agent: Hartford Fire Insurance Company

20140249869 - Graphical user interface for travel planning system: A user interface for presenting travel itineraries to a user includes a first field to render a representation of a first segment of the itinerary including a location of departure and a location of arrival for the first segment, and a second field to render a text-based alert that includes... Agent: Google Inc.

20140249871 - Method and system for managing vehicles offered for rental: The invention relates to a method (100) for managing vehicles offered for rental in a site, termed the rental site, comprising a plurality of vehicles, said method comprising the following steps: —identification (102) of a user with the aid of at least one identification datum, and —selection (120) of a... Agent: Bluecarsharing

20140249868 - Method, apparatus and article-of-manufacture for the creation, issuance, trading, and exercise of refund options for attendance rights: Computer-related methods, apparatus, and/or articles of manufacture to permit/facilitate the creation, marketing, and/or distribution of options to purchase tickets or obtain refunds to a particular future event, particularly an elimination format competition, when the chosen competitor's qualification for such a game is currently uncertain, but where the uncertainty will be... Agent: The Ticket Reserve, Inc.

20140249866 - Queue management system and method: An automated waiting line transaction management system that provides patrons/users the option of queuing up and waiting in the standard attraction line at a venue or obtaining an ID unit that can be used for purchasing a pass to bypass the normal line. The venue administrator sets pass prices for... Agent:

20140249870 - System and methods for prioritizing and processing updated inventory information for event listings: System and methods for prioritizing and processing updated inventory information for event listings are described. In one embodiment, a network-based system may receive updated ticket information from a seller for multiple event listings, categorized the updated ticket information from the seller by event, prioritize event categorizing comprising updated ticket information... Agent: Stubhub, Inc.

20140249867 - User specific location assignment and valuation: Systems and methods for assigning a user to a physical location. User data that includes characteristics of a user is acquired. The user is matched with an attendee based on the user characteristics and attendee characteristics of the attendee. A physical location is determined based on a location that the... Agent: Terminal-0, Inc.

20140249872 - Customer-based interaction outcome prediction methods and system: A method for customer-based outcome prediction that includes receiving recordings of interactions with customers in a customer group, analyzing the recordings of the interactions to generate interaction data, and building a predictive model using the interaction data, the predictive model identifying a variable relevant to predicting a likelihood of an... Agent: Mattersight Corporation

20140249873 - Customer-based interaction outcome prediction methods and system: A method for customer-based outcome prediction that includes receiving recordings of interactions with customers in a customer group, analyzing the recordings of the interactions to generate interaction data, and building a predictive model using the interaction data, the predictive model identifying a variable relevant to predicting a likelihood of an... Agent: Mattersight Corporation

20140249875 - Detecting cases with conflicting rules: A method, system and/or computer program product for managing condition action rules comprises: a treated case modeler for building a family of cases that make some rules applicable; a conflict detector for iteratively building and testing subsets of cases of the family searching for cases with conflicting decisions in order... Agent: International Business Machines Corporation

20140249874 - Farm work support method and farm work support apparatus: A farm work support method executed by a computer includes calculating a forecast harvest date of a first cultivation of crops based on result values of a weather condition from a start date of the first cultivation to a current day stored in a storage unit, and forecast values of... Agent: Fujitsu Limited

20140249876 - Adaptive stochastic controller for energy efficiency and smart buildings: Techniques for managing one or more buildings, including collecting historical building data, real-time building data, historical exogenous data, and real-time exogenous data and receiving the collected data at an adaptive stochastic controller. The adaptive stochastic controller can generate at least one predicted condition with a predictive model. The adaptive stochastic... Agent:

20140249877 - Worker self-management system and method: This Application relates to a system, method and computer software code for the timely and accurate self management by workers and employees of their own reporting of task related statistical data and information to their contractors and employers. This is a labour and service management system utilizing a “cloud based”... Agent:

20140249878 - Appointment scheduling: Systems, methods and/or services that allocate and schedules appointments based on supply and demand. In an example, a method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions operable to: gather information of a plurality of suppliers from... Agent: Openmed, Inc.

20140249880 - Event scheduling: In one aspect, the invention is a computer program product residing on a computer readable medium having a plurality of instructions stored thereon. The instructions when executed by the processor, cause that processor to schedule a network-based media event; and to invite an attendee to attend the network-based media event.... Agent: Intell Corporation

20140249879 - Network system and method: The present invention concerns a system and method configured for hosting a network for facilitating interaction between members of certain socioeconomic and/or interest groups. The system comprises a categorizing module for categorizing individuals according to certain criteria to form a plurality of groups of members, wherein admittance to each group... Agent:

20140249881 - Computerized estimating tool for proposed insect-control spray campaign: A computerized estimating tool that is used to create needs-assessment estimates, a multi-year budget, and an operational calendar for a proposed insect-control spray campaign presents a user with an electronic questionnaire that asks the user to input workforce data and has a field that, when clicked by the user, opens... Agent: H.d. Hudson Manufacturing Company

20140249882 - System and method of stochastic resource-constrained project scheduling: A method or system of optimally scheduling projects with resource constraints and stochastic task durations. This is a new framework in order to solve real world problems of uncertainties and computational dilemma in project scheduling and management. This new framework is devised with a constraint programming (CP) procedure as an... Agent:

20140249883 - Store intelligence - in-store analytics: Store intelligence—in-store analytics (“in-store analytics”) techniques are provided that, by combining analytics with experience, improve the shopping, managing, monitoring, etc., experience of an end user. In-store analytics can be integrated with workflow for optimizing and assisting prioritizing operations.... Agent:

20140249884 - System for dynamic inventory control: A production management system is configured to dynamically controlling inventory of a semiconductor product to prevent overstock and stockout. The production management system includes a production planning module including components containing data of demand forecast, and customer order. The production management system further includes a dynamic inventory control module including... Agent: Taiwan Semiconductor Manufacturing Company, Ltd.

20140249886 - Billboard exposure determining system and method: This invention relates to a method and system for determining probable exposure to a visual display at a particular location. The invention involves receiving object data associated with at least one object proximate, or in viewing proximity, to the visual display; and processing the received object data to determine a... Agent:

20140249885 - System and method for customized search results based on a shopping history of a user, retailer identifications, and items being promoted by retailers: The disclosure relates to systems and methods for providing a custom search based on search input entered by a user, shopping history of the user, retailer identifications, and products to be promoted by the retailers. The system may leverage a combination of retailer and user information to customize search results... Agent: Catalina Marketing Corporation

20140249888 - Method and apparatus for conducting an information brokering service: A system and method is provided that provides an early indication of consensus of opinion among a number of users regarding an event or observation indicated by a user. Such an opinion may be interesting to an information consumer, who may be interested in determining the outcome of the consensus... Agent: Sermo, Inc.

20140249887 - System for monitoring customers within retail premises: The present disclosure provides a monitoring system for monitoring customers within a retailing premises. The monitoring system includes a data processing arrangement, and a wireless communication network coupled in communication with the data processing arrangement. The customers are provided with corresponding wireless devices. Each wireless device is identified by an... Agent: Rapidblue Solutions Oy

20140249889 - Facilitating content generation via messaging system interactions: The following disclosure relates generally to techniques for generating useful content based on user interactions, such as by enabling users to submit questions to and otherwise interact with an answer-providing service. In some situations, one or more interfaces are provided to allow users to specify a variety of types of... Agent: Amazon Technologies, Inc.

20140249891 - Social sensing and behavior analysis system: A method and system for capturing and analyzing human behavior data is disclosed. The present disclosure describes a method and system for a plurality of people, wherein each person wears a badge. The badge transmits data collected from a plurality of sensors from the badge to a base station. The... Agent: Sociometric Solutions, Inc.

20140249890 - System and method of strategic learning: The present invention provides a system and method of strategic learning and, in particular, to a system and method that allows evaluation to occur in real-time, shifts evaluation from the researcher to the program manager, and provides a feedback loop regarding evaluation findings. In one embodiment, the method comprises steps... Agent: The Center For Systems Integration D/b/a Spark Policy Institute

20140249893 - Agricultural performance information systems and related methods: Embodiments of agricultural performance information systems are presented and disclosed herein. Other examples and related methods are also disclosed herein.... Agent: Machinerylink, Inc.

20140249892 - Integrated system and method for environmental sustainability management: Integrated management environmental sustainability system and method that includes a server (4) connected to a plurality of work stations (1, 1′, 1″), at least one per company integrated in the system; each of the work stations including means for entering data (2) and its submittal to the server (4) via... Agent: Simosa I.t., S.a.

20140249894 - Systems and methods for monitoring compliance status based on time-ordered reference periods: Systems and methods for monitoring compliance status are described herein. System performance data for multiple time-ordered reference periods is determined. A compliance status for each reference period is determined based on the system performance data. For each reference period, it is determined whether the reference period is a historical reference... Agent:

20140249895 - Systems and methods for enabling electronic voting: Aspects of the present disclosure involve systems and methods for engaging in votes and/or voting related activities. According to various aspects, a voting poll may be generated including one or more voting questions and/or prompts that enable users to provide voting responses. Any received votes may be transmitted to a... Agent:

20140249896 - Controlling use of parking spaces using a camera: Tracking the use of at least one destination location is disclosed. Initially, five or more first images are received from a first camera. A first static characteristic, a second static characteristic, a first dynamic characteristic, and a second dynamic characteristic of the first vehicle are determined based the five or... Agent:

20140249899 - System and method of applying rewards to fees in qualifying accounts of financial institutions: A system, computer program product and a method of applying rewards to fees in qualifying accounts of a financial institution are provided. The system, computer program product and method ensure that one or more reward accounts of a single account holder or “household” of account holders at the financial institution... Agent: Bancvue, Ltd.

20140249900 - Affiliate system, affiliate method, and server: An affiliate system according to the embodiment acquires an introduction request including information on a product or service that a user of a first terminal decides to introduce to a user of a second terminal among products or services purchased or used by the user of the first terminal, selects... Agent: Yahoo Japan Corporation

20140249901 - System and method for circle of family and friends marketplace: A customer selects a payment source and authorizes payment by sending Short Message Service (SMS) text messages or secure hypertext transfer protocol (HTTPS) requests from the customer's mobile phone or device. A SMS payment software-plugin is installed on a Point-Of-Sale (POS) terminal and launches a price match search and can... Agent:

20140249902 - System and method for providing a customer survey: Disclosed herein are systems, methods, and computer-readable storage media for providing a follow-up survey for purchases made at a merchant entity. A customer can make a purchase at a merchant entity, such as a restaurant, and a system can coordinate and store data about the customer using a purchasing account.... Agent: Giftya LLC

20140249903 - Non-contextual information collected and transacted by merchants and consumers thru pos and mobiles: This disclosure relates to a different system and methods which is offered to consumers and merchants. It describes the affordability it provide by reducing the numbers of touch points required for consumers to recognize a discount through the redemption of coupons. Along with a system accessible by merchants for entering... Agent:

20140249905 - Method for handling electronic vouchers: The invention refers to a method for handling electronic coupons, particularly in the retail and/or service industry, whereby a mobile terminal device, particularly a mobile phone or smartphone is used to pay cashless for one or several products and/or services—products—at a pay terminal, whereby the data to execute the payment... Agent:

20140249904 - Systems and methods for managing a virtual card based on geographical and balance information: The invention is directed to systems and methods for using a virtual gift card having an associated value, operable on a mobile device having a processor and memory, the mobile device linked to a virtual gift card manager, the method including: identifying a geographic identifier for the mobile device; matching... Agent: E2interactive, Inc. D/b/a E2interactive, Inc.

20140249906 - Media item collection pre-order fulfillment: Fulfilling a pre-order for a collection of media items in an online store and enforcing one or more pricing schemes which adjust the price charged for the collection of media items purchased as a pre-order.... Agent: Apple Inc.

20140249907 - Method to raise accuracy of targeting the segmentation for sample distribution: There is provided a center server and a store terminal to enhance the targeting accuracy in providing services. The center server gives a unique ID to a member application, sends it to a particular mobile information terminal and manages it as authentication information about a member who is the user... Agent: Toshiba Global Commerce Solutions Holdings Corporation

20140249908 - Method and system for promotion creation and redeption: A method and system for the creation of coupons at a centralized server and distribution to multiple users is shown. The coupons are received at mobile devices and are redeemed at participating retail locations, which connect to an administration server that employs both an online and offline authentication process to... Agent:

20140249909 - Electronic receipt system, information processing apparatus, and program therefor: An electronic receipt system includes an electronic receipt collective management unit which associates a code of a consumer with electronic receipt information including information concerning a payment made by the consumer in different stores, a reception unit which receives an input a search condition pertaining to an electronic receipt, a... Agent: Toshiba Tec Kabushiki Kaisha

20140249910 - Method and system for redeeming rewards to fund a payment card account: The user reward account(s) designated by the user is caused to redeem the rewards by decreasing the rewards in the user reward account and conveying corresponding consideration to the transaction aggregator. A credit is provided on the user transaction account for an amount corresponding to the value of the rewards... Agent: Signature Systems LLC

20140249897 - Expanded overlay state for campaign performance data snapshot cards: Systems and methods are disclosed for facilitating collaboration amongst individuals working on a coordinated campaign toward certain goals. In furtherance of these goals, the individual team members use technical resources provided by specialized tools, which are also sometimes referred to as applications or products. As the campaign progresses, these applications... Agent: Adobe Systems Incorporated

20140249898 - Sponsorship platform systems and methods: A manufacture, comprising a non-transitory non-volatile computer-readable storage device that can include computer-readable code for managing a sponsorship transaction and interpretable by a processor to cause a computing system to perform a process that can include including presenting to a user a human-readable representation of a plurality of objectives, receiving... Agent:

20140249911 - Campaign performance data snapshot cards: Systems and methods are disclosed for facilitating collaboration amongst individuals working on a coordinated campaign toward certain goals. In furtherance of these goals, the individual team members use technical resources provided by specialized tools, which are also sometimes referred to as applications or products. As the campaign progresses, these applications... Agent: Adobe Systems Incorporated

20140249912 - Organization of campaign performance data snapshot cards in card feeds and card boards: Systems and methods are disclosed for facilitating collaboration amongst individuals working on a coordinated campaign toward certain goals. In furtherance of these goals, the individual team members use technical resources provided by specialized tools, which are also sometimes referred to as applications or products. As the campaign progresses, these applications... Agent: Adobe Systems Incorporated

20140249913 - Advertisement presentation system, advertisement presentation device, and advertisement provision device: An information management center transmits advertisement information to a vehicle. The vehicle displays a predetermined advertisement on a body display part based on the transmitted advertisement information. After a predetermined time has passed since the display of the advertisement by the body display part ended, the information management center acquires... Agent: Toyota Jidosha Kabushiki Kaisha

20140249914 - Bid optimization in search engine marketing: Methods and apparatus are described for optimally allocating an online advertising budget for a search engine marketing (SEM) campaign among a fixed set of keywords.... Agent: Yahoo! Inc.

20140249915 - Systems and/or methods for distributing advertisements from a central advertisement network to a peripheral device via a local advertisement server: Certain exemplary embodiments disclosed herein relate to systems and/or methods for distributing advertisements from a central advertisement network to one or more peripheral devices at a location via a local advertisement server. In certain exemplary embodiments, the local advertisement server within a location receives advertisements from the central advertisement network... Agent: Touchtunes Music Corporation

20140249916 - System and method for providing mobile grocery budget application: The present disclosure relates to systems and methods for providing a mobile shopping budget application. The system includes an account processor that receives, via a network, location data associated with the current location of an account holder, product data, and budget data, a database that stores the received location, product... Agent: Capital One Financial Corporation

20140249917 - Method and system for a hosted merchant and cardholder transaction cache: A method for distributing cardholder transaction information includes: storing, in a database, a plurality of transaction data entries, wherein each transaction data entry includes data related to a previously conducted financial transaction involving at least one of a plurality of merchants and includes at least a merchant identifier, a consumer... Agent: Mastercard International Incorporated

20140249922 - Method and system for sending marketing messages to mobile-device users from a mobile-commerce platform: Methods and systems for sending marketing messages to mobile-device users from a mobile-commerce platform are described. In various illustrative embodiments, a marketing message is transmitted to a mobile-device user before, during, or after a transaction between the mobile-device user's mobile device and the mobile-commerce platform. The marketing message can be... Agent: Mocapay, Inc.

20140249920 - System and method for activity summary and product promotion: A method, apparatus, and computer readable medium for facilitating communication between a merchant and a client are provided. An example method may include creating a beautician identification record for a beautician, receiving an information related to an interaction between the beautician and a client, determining at least one product or... Agent: Loxa Beauty

20140249921 - System and method for dynamic client relationship management (crm) and intelligent client engagement: A system and method for dynamic client relationship management and intelligent client engagement is disclosed. The system collects user information and allows internal Licensee user groups to better know and serve their clients and clients' families, as well as qualified prospects, by providing a customized invitation-only portal with VIP offers... Agent: Lotus & Co. Limited

20140249918 - System and method for providing shopping aids and incentives to customers through a computer network: A system and method for delivering purchasing incentives and a variety of other retail shopping aids through a computer network, such as by E-mail over the Interne or the World Wide Web. Customers (10) of retail stores can establish a bi-directional communication link with the system, log in (16) to... Agent: Catalina Marketing Corporation

20140249919 - System for generating revenue from mobile social networking: A system and method for improved advertising revenue streams for social networking service providers via automatic exchange of information shared by individuals on social networking service providers and/or their mobile computing devices, wherein said exchanged information contains implied or explicit advertisements is disclosed.... Agent:

20140249923 - Classifying locations for ad presentation: This specification describes technologies relating to content presentation. In general, one aspect of the subject matter described in this specification can be embodied in methods that include the actions of receiving data from a plurality of users within a geographic region associated with a location; analyzing the received data to... Agent: Google Inc.

20140249924 - Method and system for generating intelligent electronic banners based on user information: A method and system for generating electronic advertisements, such as banner ads, based on user profile information, location information and proximity preferences are disclosed. An online promotion service may receive profile information, location information and other information from a user. The user may also define a proximity preference which may... Agent: Catalina Marketing Corporation

20140249925 - Providing advertisements in response to navigation on an electronic device: Certain embodiments involve providing advertisements in response to navigation on an electronic device. On a mobile or other electronic device navigation may be controlled by moving a focus indicator amongst a group of displayed items. Certain embodiments provide an advertisement break between navigation items. When a user crosses the advertisement... Agent: Adobe Systems Incorporated

20140249929 - Advertisement matching platform: A computerized customer managed offer matching system configured to match advertising and criterion queries in a computer network. In one embodiment, the matching system receives a request to display advertisement(s) on a mobile device. The request can specify a desired condition of display of an advertisement, a desired condition including... Agent: Adbuddy Inc.

20140249926 - Providing advertisements in response to idle time during navigation on an electronic device: Certain embodiments involve providing advertisements during navigation on an electronic device. For example, when the device is left idle for a period of time because the user of the device has not given a navigation command, the mobile device may present an advertisement. The advertisement may be displayed, for example,... Agent: Adobe Systems Incorporated

20140249928 - Shelf to consumer platform: The present disclosure provides a system, apparatus and means for addressing the limitations of existing technology and practices with respect to in-store advertising. The present disclosure enables marketers to direct commercial messages to consumers whilst enabling consumers to control or influence if and when messages are received, as well as... Agent:

20140249927 - System and method for cyclic recognition-primed notifications and responsive situational awareness in an advertising display network: A system and method for enabling and improving user engagement through responsive iterative and cyclic interaction using mobile devices, for the creation of, response to, or alteration of, notifications on public display screens. The invention includes computer hardware and software for implementing, by delivering notification content, notification type, and means... Agent:

20140249930 - Integrated pos computer system: A POS CS includes an additional logical control logging of transaction data, transmission of the transaction data to a central CS, identification of CIDs in transactions qualifying for marketing information, and instruction of printers for printing the marketing information for a CID during a transaction involving the CID at a... Agent: Catalina Marketing Corporation

20140249931 - Apparatus and method for managing marketing: A method that incorporates teachings of the present disclosure may include, for example, the steps of transmitting media content to a group of set top boxes for presentation with an overlay superimposed onto the media content, receiving a first comment from a first set top box of the group of... Agent: At&t Intellectual Property I, Lp

20140249932 - Shipping label advertising system and method: A web portal residing on a computer server coupled to a worldwide computer network is configured to receive advertising campaign specifications from an advertiser, including merchandise offerings and customer demographics, identify at least one retailer having characteristics that match the advertising campaign specifications, receive a selection of at least one... Agent: Boxstar, LLC

20140249933 - Method and system for determining a position of information based on an intention of a party concerned: A method and system for providing a media or data content and information related to the content to a client are provided. The method includes transmitting the content to the client, determining the position of the information based on the intention of the client, transmitting the determined position of the... Agent:

20140249934 - Common point of purchase (cpp) detection: Transaction data is processed by first determining transactions in a database that are associated with a respective event that indicates a classification of interest and that share at least one common point of purchase (CPP) identifier across two or more of the determined transactions associated with the classification of interest.... Agent:

20140249936 - Method and apparatus for processing content offers in a digital locker system: A method and a digital locker system for providing digital locker services are described. Content offers come from external sources and locally hosted sources. Content offers from external sources are received and processed in a content offer processor along with catalog information. Content offers from locally hosted sources are retrieved... Agent: Thomson Licensing

20140249935 - Systems and methods for forwarding users to merchant websites: An advertising system is disclosed for connecting consumers with merchant websites and interfaces that are associated with products displayed in an image. For each product in an image, a selectable region may be defined using a set of coordinates that identify the displayed product. In response to receiving an input... Agent:

20140249938 - Customer interface restaurant system: Systems and methods for ordering systems and, more specifically, to a proximity based ordering system are disclosed herein. A computer-implemented method, according to some implementations of the present disclosure, includes receiving, in a computer system, a selection of an order by a user of a user device, the order including... Agent: Tillster, Inc.

20140249937 - Information management and real time synchronous communications hospitality software application based system with a synchronized ecosystem of multiple types of computing devices with varying non pc-standard display sizes operating in equilibrium via the: An information management and synchronous communications system and method facilitates database equilibrium and synchronization with wired, wireless and Web-based systems, user-friendly and efficient generation of computerized menus and reservations with handwritten/voice modifications for restaurants and other applications that utilize equipment with nonstandard graphical formats, display sizes and/or applications for use... Agent: Ameranth Wireless, Inc.

20140249940 - Electronic authorization system and method: An electronic authorization system comprising a data source system configured to transmit transaction data. A secure data system is coupled to the data source system over an open network, the secure data system is configured to receive the transaction data from the data source system, generate a unique encrypted identifier... Agent: Merchant Link, LLC

20140249939 - Techniques for mobile transaction processing: Techniques for automated mobile transaction processing are provided. A consumer traverses to a web portal or other type of enterprise terminal device of an enterprise and proceeds to shop. During checkout, the portal contacts a transaction service and is delivered back an identifying barcode or Quick Response (QR) code. The... Agent: Ncr Corporation

20140249942 - Mobile barcode scanner gun system with mobile tablet device having a mobile pos and enterprise resource planning application for customer checkout / order fulfillment and real time in store inventory management for retail establishment: A mobile scanner gun system efficiently and reliably processes a retail store purchase and/or performs daily store inventory management functions. The system has a main body portion extending toward a handle portion, the main body portion having a base, side walls, a front wall and a back wall constructed to... Agent:

20140249941 - Mobile scanner gun system with mobile tablet having a mobile pos and enterprise resource planning application for pos customer order fulfillment and in store inventory management for retail establishment: A mobile scanner gun system is designed for a retail store with integrated mobile tablet device carried by employees. The mobile tablet device is connected to the pistol gun base housing through a base mount universal receiver with rotational coupling, and communicates to a USB barcode scanner/reader and MSR through... Agent:

20140249945 - System and method for secured account numbers in proximity devices: A method and system for using a secured account number for processing proximity types of wireless financial transactions associated with portable consumer proximity devices is disclosed. In one embodiment, the method includes receiving a proximity type of wireless financial transaction request along with a secured account number from a portable... Agent:

20140249944 - Wearable mobile scanner system with mobile tablet having a mobile pos and enterprise resource planning application for pos customer order fulfillment and in store inventory management for retail establishment: A wearable mobile scanner system processes a retail store purchase in a convenient, time efficient and reliable manner. The wearable mobile scanner system includes a forearm portion and a hand portion. The forearm portion comprises a main body member and at least one strap member and is adapted to secure... Agent:

20140249943 - Wearable mobile scanner system with mobile tablet having a mobile pos and enterprise resource planning application for pos customer order fulfillment and method in store inventory management for retail establishment: A retail store purchasing system has a plurality of wearable mobile scanner systems with mobile tablet devices integration capability therein adapted to be carried by employees. Each wearable mobile scanner system comprises a mobile tablet device attached to a wearable base housing directly below it, and connected by a base... Agent:

20140249949 - Consumer processing system and method: Disclosed is a consumer processing system for identifying and recognizing a consumer engaged in a transaction with a merchant. The system includes a consumer processing system interface for receiving, from a merchant, a consumer/transaction data set with a plurality of fields. A consumer/transaction database is populated with data sets, and... Agent: Bill Me Later, Inc.

20140249948 - Mobile checkout systems and methods: A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for purchase from the merchant through a shopping application or browser. During the processing of the transaction, a checkout application installed on a mobile communication device... Agent:

20140249947 - Store mobile cloud application system for inventory management and customer order fulfillment and method for retail establishment: A store mobile cloud application system executes a retail store purchasing system having plurality of barcode scanners and scan guns integrated with a mobile tablet device carried by employees. The mobile tablet device is rotatably attached to a base housing directly below it connected by a base mount universal receiver... Agent:

20140249946 - System and method of cardholder verification: A card number and an address are requested from a customer at a POS device. An AVS system compares the customer-provided address against a billing address or record for the card that is maintained by a card issuer. If the address provided by the customer matches the billing address of... Agent: The Western Union Company

20140249950 - Store system: In accordance with first embodiment, a store system comprises an image capturing apparatus configured to optically capture an image through an image capturing window; a display for customer configured to be selectively arranged in a horizontal or vertical manner at a side opposite to a side where the image capturing... Agent: Toshiba Tec Kabushiki Kaisha

20140249951 - Merchandise sales data processing apparatus, and program therefor: A merchandise sales data processing apparatus includes a code reading unit configured to read a code of a customer purchasing a merchandise, an electronic receipt issuing instruction unit configured to receive an instruction for issuing electronic receipt information associated with merchandise sales data, an electronic receipt generation unit configured to... Agent: Toshiba Tec Kabushiki Kaisha

20140249956 - Graphical indications of characteristics of users: A graphical indication of a characteristic is assigned to each of a plurality of entities. A graphical indication is assigned to a first entity based on the graphical indications of the characteristic of each of a plurality of entities associated with the first entity. Then the graphical indication is assigned... Agent: Ebay Inc.

20140249952 - Facilitating a supply of used items: Techniques are described for facilitating a supply of used items on behalf of an entity that desires to acquire such used items, such as a merchant that sells used items to customers. The used items are obtained based on interactions with recipients who receive items that are sold or otherwise... Agent: Amazon Technologies, Inc.

20140249957 - Mobile application for in-store use: According to some embodiments of this disclosure, a software application running on a mobile device (e.g., a tablet or smartphone device) is provided which may be used by a sales associate in a physical store of an entity to assist a consumer in shopping for products or services. For example,... Agent: Bazaarvoice, Inc.

20140249958 - System and method for custom service markets: Methods and systems for providing custom services are disclosed. A developer interface provides standards, such as an application platform interface, for developers to use to make and test applications and services. A user interface can access downloadable or hosted services or applications to multiple users, such as, merchants, banks and... Agent:

20140249961 - Interactive cubicle and method for determining a body shape: A cubicle for trying on one or more items of clothing and a method for determining a body shape are described. A cubicle includes a display of an avatar with one or more items of clothing, and an interaction unit for a user to modify the items of clothing. The... Agent: Adidas Ag

20140249960 - System and method for listing items for purchase based on revenue per impressions: A computer-enabled transaction system provides a list of items for purchase in response to a user request for an item. The system filters prospective items based on eligibility which includes availability of the item for purchase. Eligible items are ranked based on generated revenue per impressions wherein impressions include previous... Agent: Vegas.com, LLC

20140249959 - Vehicle evaluation device and vehicle evaluation method: Various forms of vehicle driving energy are provided for vehicles, such as gasoline vehicle, hybrid vehicle, ethanol vehicle, electric vehicle and fuel cell vehicle. In such circumstances, an index is desired by vehicle purchasers, which has a viewpoint on the benefit to be obtained by using an electricity storing section... Agent:

20140249962 - Interactive platform system for a handheld wireless device based on its location and method thereof: An interactive platform system for a handheld wireless device based on its location and method thereof is provided. The server platform receives a query from the user end and issues a request to the mapping engine. The mapping engine searches the database and issues a list of the vendor ends... Agent:

20140249963 - Method and apparatus for electronic product information and business transactions: A shopping aid for electronically supplying product information is provided. In one aspect of the invention, product, sales, status, availability and/or other related product information may be transmitted locally from a computer system associated with a merchant or from the Internet to a portable electronic device of the consumer. The... Agent:

20140249964 - System and method for gathering ecommerce data: The techniques introduced here provide a method of gathering ecommerce data. The techniques described here allow a system to return information about a product from several non-related ecommerce sites in response to a single search query. Using the techniques described here, a data mining system determines from the search query... Agent:

20140249955 - Information processing apparatus, information processing method, information processing program, and recording medium: A list of a plurality of transaction objects is displayed suitably for a user according to a user's interest. An information processing apparatus includes: a specifying means that specifies transaction objects whose reference list registration information or reference list deletion information is stored in a storing means that stores at... Agent: Rakuten, Inc.

20140249953 - Method, apparatus, and computer readable medium for providing a digital unwrapping trigger: Provided herein are systems, methods and computer readable media for facilitating delivery of a digital notification of a physical product to inform a recipient of the identity of the physical product. A digital notification may inform the recipient of the identity of a physical product ordered for the recipient by... Agent: Groupon, Inc.

20140249954 - Providing notice and purchasing a gift in an online or electronic environment: Various embodiments are directed to systems and methods for funding the purchase of one or more gifts. In one embodiment, a method for purchasing gifts may include providing a computing device configured to access one or more retailer websites. Each retailer website may list one or more gifts available for... Agent: Friendgiftr, Inc.

20140249965 - Media item collection pre-order fulfillment: Fulfilling a pre-order for a collection of media items in an online store, enforcing one or more pricing schemes which adjust the price charged for the collection of media items purchased as a pre-order, and managing changes to a pre-order campaign as they are received from a media publisher.... Agent: Apple Inc.

20140249967 - Order reception apparatus and method for trasmitting order of menu item by the same: In accordance with one embodiment, an order reception apparatus, which displays a first selection screen for receiving an order of a menu item, comprises a reception module configured to receive a selection operation of the menu item on the first selection screen by a customer, a connection module configured to... Agent: Toshiba Tec Kabushiki Kaisha

20140249966 - System and method for recipe, grocery, and food services: A system includes one or more software programs which are utilized to automate a process of converting an object in media, such as a recipe on a website, into a component list, such as a recipe list. The component list may be converted to a shopping items list, such as... Agent: Foodrocket, Inc.

20140249968 - System and method for facilitating secure self payment transactions of retail goods: Disclosed herein are various embodiments for systems and methods for self-payment and verification of the purchase of retail goods and services. According to an embodiment of the invention, a method for verifying the purchase using a mobile electronic device in wireless communication with a payment verification system and a code... Agent:

20140249969 - Method for item or service recommendation based upon performance of user with item or service.: A method, system and computer program for producing endorsements for products or services that have indisputable documentation of successful the product or service's successful use by a user in an activity.... Agent: Paupt Labs LLC

20140249971 - Electronic receipt management server, information processing device, and information processing method: An electronic receipt management server includes an electronic receipt management unit for managing a code of each consumer and electronic receipt information in correlation with each other, a first receiving unit for receiving from an information processing device of a consumer a selection of electronic receipt information that is an... Agent: Toshiba Tec Kabushiki Kaisha

20140249970 - Electronic receipt system, electronic receipt management server, and program therefor: According to one embodiment, an electronic receipt system includes an electronic receipt collective management unit, an electronic receipt transmission unit, and an electronic receipt display unit. The electronic receipt collective management unit manages electronic receipt information as digitized sales information related to in-store shopping in association with an first code... Agent: Toshiba Tec Kabushiki Kaisha

20140249972 - Method of reposting transactional documents: A method of modifying an original transaction document of a computerized accounting system that includes a general ledger having original transaction postings corresponding to transactions contained in the original transaction document, a new transaction document is generated in response to a command to edit the original transaction document. Next, the... Agent: Microsoft Corporation

20140249973 - System and method of revenue creation and economic stimulation that preserves a progressive tax structure and utilizes incentives and penalties to form the basis of taxation: A system and method of revenue creation and economic stimulation that preserves a progressive tax structure and utilizes incentives and penalties to form the basis of taxation. One goal is to alter the saving and spending patterns of people in a manner beneficial to the economy, the individual, the government,... Agent:

20140249974 - System for providing goods and services based on accrued but unpaid earnings: A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the... Agent: Ganart Technologies, Inc.

20140249976 - Accounting system and ev charging system: According to an embodiment, an accounting system includes a charging device configured to charge a battery, an EMS server configured to be communicable with the charging device and a vehicle, accounting management module for executing authentication between user information in a user information database, which stores the user information including... Agent: Kabushiki Kaisha Toshiba

20140249975 - Interactive electronic bill payment system: A system for coordinating the submission and processing of a bill according to predictive payment data of a plan. The system comprises a provider interface and an integrated database for receiving a predictive payment plan submitted from the provider interface. The system also has a predictive payment request of the... Agent: Emergis Inc.

20140249977 - Interactive financial institution interface: Disclosed are electronic systems and techniques for implementing an interactive financial interface that uses messages sent to and from financial institutions to view account information and interact with accounts at disparate financial institutions. The interactive financial interface can display balances of the accounts at the financial institutions, combined or individually,... Agent: Rawllin International Inc.

20140249978 - Methods and systems for providing a savings goal: Example embodiments describe a method and a system to provide mobile payments on a secondary linked account. In example embodiments, a secondary account is linked to a primary account. One or more parameters from a primary account holder of the primary account is received that define limitations on access and... Agent: Ebay Inc.

20140250030 - Method and apparatus using debt or equity for making financial transactions economic: A business method and system work to create an observable, verifiable and tangible result that can prevent the default of financial transactions by creating a separate income generating Private Equity Portfolio Asset Base that can be financially relied upon prior to a financial default. The self-insured, income generating Private Equity... Agent:

20140250029 - Support system and computer readable non-transitory recording medium having program recorded thereon: A support system includes a display device that includes a display screen, a storage device, and a processing device that is connected to the display device and the storage device and that causes the display device to carry out processing to display an indicator display section on the display screen,... Agent:

20140250031 - Method of and information processing machinery for recognizing, computing and capturing subsidizing payment contributions made by paying consumers when paying for services provided by organizations that also provide simimlar services to others in financia: Method of capturing, by registered, paying consumers, consumer subsidizing payment contribution based tax benefits across a plurality of tax-qualified organizations and institutions participating within an internet-based tax benefit calculation and capture (TBRCC) network, and calculating and capturing tax benefits generated by consumers paying in excess of the cost of economic... Agent: Interest Capturing Systems, LLC

20140249985 - Creating and maintaining a payout-ready portfolio within an investment plan to generate a sustainable income stream: Financial advisory methods and systems for creating a steady lifetime income stream within an investment plan is provided. According to one embodiment, a feasible, personalized pattern of periodic cash payouts from an investment plan is structured to achieve level annual income during a payout period when combined with other income... Agent: Financial Engines, Inc.

20140249981 - Distribution of electronic market data: A system and method are provided that, among other things, can reduce the burden on receiving computers, increase data throughput, reduce system failure, and provide components of a scalable and flexible network architecture. Specifically, the system and method provide a multichannel-multicast network environment for use in dynamically assigning data to... Agent: Trading Technologies International, Inc.

20140249979 - Enhancing the handling speed of electronic financial services messages: Handling is expedited for electronic financial service messages, particularly those destined for an exchange 60 or other trading venue. Messages are parsed into two informational components, with the first component requiring computations that must happen extremely fast and the second component requiring state updates, for example, that can happen on... Agent: Secodix Corporation

20140249982 - Medium for brokering tax liens: A computer-readable storage medium is presented for brokering tax liens in a way that calculates, in a loan agreement, an amount of an advance on new tax liens by subtracting a note balance from the product of an amount of total eligible tax liens and an advance rate. One signatory... Agent:

20140249983 - Securitization of a commercial transaction: A method and apparatus for generating a tradable security includes confirming a vendor's compliance with predefined terms of a commercial transaction, such that a buyer is obligated to make a due payment. The method and apparatus further includes electronically rating a financial commitment relating to a receivable account for the... Agent: Tradecard, Inc.

20140249987 - Synthetic funds having structured notes: The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e.g., there are no underlying assets upon... Agent: Jpmorgan Chase Bank, N.a.

20140249988 - Synthetic funds having structured notes: The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e.g., there are no underlying assets upon... Agent: Jpmorgan Chase Bank, N.a.

20140249980 - System and method for a trading interface incorporating a chart: A graphical interface and method are provided for displaying market information corresponding to a tradeable object. One graphical interface includes a chart region for displaying historical market data in relation to a first value axis, and a market grid region in alignment with the chart region. The market grid region... Agent: Trading Technologies International, Inc.

20140249984 - System and method for displaying highest and lowest traded prices of tradable objects: A client terminal displays on a graphical interface a first indicator of a price associated with a lowest traded price of a tradable object during a predetermined period of time, a second indicator of a price associated with a highest traded price of the tradable object during the predetermined period... Agent: Trading Technologies International, Inc.

20140249986 - System and method for secondary market gift card auctions: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for auctioning gift cards on the secondary market. The system can receive a prepaid debit account for resale from an owner and determine a face value for the prepaid debit account. The system can establish a floor price and offer... Agent: Giftcodes.com, LLC

20140249989 - Trading interface for facilitating trading of multiple tradeable objects in an electronic trading environment: A system and method are provided for trading multiple tradeable objects. One example method includes displaying at least one combined quantity indicator representing a combined quantity associated with at least two tradeable objects, detecting an input associated with an order for a predetermined order quantity in relation to one of... Agent: Trading Technologies International, Inc.

20140249990 - User interface for semi-fungible trading: A user interface and method are disclosed for providing trading between a plurality of semi-fungible and non-fungible goods. A plurality of book axes are displayed in a single interface, each book axis representing a market for a particular good. Orders for goods are displayed as marks on the axes to... Agent: Trading Technologies International, Inc.

20140249991 - Computer implemented finance management routing system: Broadly, the present invention relates to data processing in general and more particularly to a finance management system or “system” (5) relating to the auto industry (25) that provides a gateway for vehicle purchase lead management tools to seamlessly integrate the auto sales process with the auto finance process, and... Agent:

20140249992 - Guarantor mortgages: Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes.... Agent: Royal Bank Of Canada

20140249996 - Computer methods and computer systems for facilitating automated sale transactions between buyers and sellers over the sale of fully pre-specified products and services: In one embodiment the instant invention provides for a method that includes: the following steps of: programming a computer system, to perform the steps of: receiving, from a seller, seller information for an item that the seller offers to sell; determining from the seller information: identifying characteristics that specifically describe... Agent:

20140250000 - Electronic deferred check writing system: A method and system for electronic deferred check processing is disclosed. A processing center receives an account identifier and a plurality of deferred payment amounts. The deferred payment amounts may be specified in a check, which can be digitized and electronically transmitted for further processing. The account identifier is correlated... Agent: Secure Payment Systems, Inc.

20140249997 - Electronic receipt system, electronic receipt management server, information processing device and program: An electronic receipt system includes an electronic receipt generation unit configured to generate electronic receipt information relating to merchandise sales data, and correlate the electronic receipt information with a code of a consumer, an electronic receipt management unit configured to associate the electronic receipt information with a company code, an... Agent: Toshiba Tec Kabushiki Kaisha

20140249998 - Electronic receipt system, electronic receipt managing server, information processing device, and information processing method: An electronic receipt managing server includes a reception unit configured to receive electronic receipt information relating to a sale of a merchandise at a store to a consumer, an electronic receipt management unit configured to manage the electronic receipt information, an additional information management unit configured to manage additional information,... Agent: Toshiba Tec Kabushiki Kaisha

20140249993 - Method and apparatus for performing transactions via a sponsor account: An approach is presented for performing a transaction via a sponsor account. The transaction manager receives a request to sponsor payment for one or more client accounts by a sponsor account. Further, the transaction manager determines payment information associated with the sponsor account. Then, the transaction manager determines to associate... Agent: Nokia Corporation

20140249999 - Multiple merchant payment processor platform apparatuses, methods and systems: The MULTIPLE MERCHANT PAYMENT PROCESSOR PLATFORM APPARATUSES, METHODS AND SYSTEMS (“MID-PLATFORM”) enable merchants to customize the way payments made to them are processed. For example, a computer-implemented MID-Platform receives a payment request associated with a site (e.g., a website) and identifies a site profile associated with the site. The site... Agent: Visa International Service Association

20140250002 - System and method for processing a gift card via the cloud: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for splitting a transaction among multiple participants. A system configured to practice the method first receives, at a first time, from a payor an identification of a payee and a policy, the payee having a payee account that was registered... Agent: Giftya LLC

20140250001 - System and method for processing gifts between different payment account types: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for creating a gift in one medium of exchange from stored value in another medium of exchange. The system accesses a first account representing stored value in a first medium of exchange, and chooses an amount of the stored value... Agent: Giftya LLC

20140249995 - Transaction processing method, apparatus and system: The present invention relates to a transaction processing and method. A device associated with a payer, which may be a suitably adapted mobile telephone is involved in the payment transaction process. The transaction processing is information, such as goods to be purchased and amount, is provided from the payer electronic... Agent:

20140249994 - Wearable device with unique user id and telemetry system for payments: A method of payment is provided using telemetry data and a wearable device. A communication is transmitted from a wearable device which belongs to a first party and has a first party unique ID. The communication includes the first party unique ID. The wearable device has an ID storage and... Agent:

20140250004 - Coupling prepaid debit cards to online stored-value accounts: Technologies are described herein for making the value in an online-stored value account accessible through a prepaid debit card. A payment services provider may offer general-purpose reloadable (“GPR”) cards to customers that are co-managed by the payment services provider and a traditional prepaid program manager. An integration is implemented between... Agent: Amazon Technologies, Inc.

20140250003 - Establishing an account limit for a digital wallet account: Information is received via a wallet application on a mobile device. A verification process is performed on the information received via the wallet application. A limit is established for a user account based on an amount of the information received via the wallet application that is verified in the verification... Agent:

20140250006 - Integrated mobile trusted service manager: Embodiments of the invention are directed to a centralized trusted service manager system in the form of a trusted service manager interconnectivity service hub, which facilitates and provides communications between entities involved in mobile contactless provisioning and payment systems. One embodiment of the present invention is directed to a method... Agent:

20140250005 - Real-time mobile wallet server: Techniques and apparatuses for providing wallet server information to an entity using a real-time mobile wallet server (MWS) are disclosed herein. The MWS may receive a request for personal information from an entity. The MWS may then display to a user a summary of the request, a list of selections... Agent: Amazon Technologies, Inc.

20140250011 - Account type detection for fraud risk: A server computer can provide a merchant or other entity with a payment card (or other payment device) detection service that can determine a level of fraud based on the account type being presented (e.g., credit, debit, prepaid, etc.) at the time of purchase. For example, a payment account number... Agent:

20140250009 - Debit/credit card fraud prevention software and smart phone application system and process: The present invention is a bank card fraud prevention system comprising a smart phone application and fraud prevention software placed within financial institutions that provide the subscriber the option to approve or decline a bank card transaction in real time based on a comparison between the user's smart phone geographical... Agent:

20140250016 - Method and system for controlling risk in a payment transaction: Example embodiments of the presently described subject matter are described that require a customer to use a secure payment token if, during a payment transaction, it is determined that the payment transaction poses a risk. A risk analysis may be performed based at least in part on data related to... Agent: Mastercard International Incorporated

20140250007 - Method and system of cookie driven cardholder authentication summary: A method for authenticating a financial transaction includes: storing a plurality of transaction data entries, each transaction data entry including data related to a financial transaction and including transaction data and a consumer identifier; receiving cookie data, the cookie data including a computing device identifier and historical browsing data; receiving... Agent: Mastercard International Incorporated

20140250010 - Method and system of cookie driven cardholder authentication summary: A method for authenticating a financial transaction includes: storing a plurality of transaction data entries, each transaction data entry including data related to a financial transaction and including transaction data and a consumer identifier; receiving cookie data, the cookie data including a computing device identifier and historical browsing data; receiving... Agent: Mastercard International Incorporated

20140250014 - Send and receive side control of money transfer parameters: A computer system in a money transfer transaction. A request is received from a sender on a send computer to send a money transfer having a send amount. The sender is prompted on the send computer to select one or more parameters associated with the money transfer, the one or... Agent: Moneygram International, Inc.

20140250008 - Service assisted reliable transaction signing: Techniques are disclosed for authenticating transactions conducted over computer networks, e.g., online banking transactions or other transactions performed by a financial institution at a customer's request. After receiving a transaction request (and associated transaction details), the transaction signing service signs the transaction data and sends the resulting blob to the... Agent:

20140250012 - System and method for acquiring transactional data on consumer use of gift certificates at merchant retail locations: Disclosed herein are systems, methods, and computer-readable storage devices for acquiring transactional data on consumer use of discounted gift certificates at merchant retail locations. The system sells a discounted gift certificate in combination with a payment network branded prepaid gift account to a consumer. The consumer can use the prepaid... Agent: Giftcards.com LLC

20140250013 - Techniques for mobile transaction processing: Techniques for automated mobile transaction processing are provided. A consumer traverses to a web portal or other type of enterprise terminal device of an enterprise and proceeds to shop. During checkout, the portal contacts a transaction service and is delivered back an identifying barcode or Quick Response (QR) code. The... Agent: Ncr Corporation

20140250015 - User interface for application management for a mobile device: This specification describes technologies relating to user interfaces for mobile devices. In general, one aspect of the subject matter described in this specification can be embodied in methods that include the actions of receiving a touch input to access an application management interface on a mobile device; presenting an application... Agent: Apple Inc.

20140250017 - Methods for secure transmission of sensitive data and devices thereof: A method, non-transitory computer readable medium and transaction management device comprising receiving data encrypted using a public asymmetric key and a symmetric key from a mobile computing device, wherein the public asymmetric key and the symmetric key is shared between the transaction management device and the mobile computing device prior... Agent: Infosys Limited

20140250018 - Dual/multiple pin payment account: The present invention relates to a method of authorising a transaction process, whereby a communication between a payment device and a payment processing network is established. Subsequently a transaction is initialised at the payment device, the input of a first User Identification Metric (UIM) is requested, the input of a... Agent: Mastercard International Incorporated

20140250019 - Device availability notification and scheduling: An availability notification for a device can be provided to a mobile device. The availability notification can be provided based on a configuration established by a subscriber of a mobile device as well as a characteristic of the mobile device. The subscriber can interact with an interface provided by the... Agent: At&t Mobility Ii LLC

20140250020 - System and method for forming a legal entity using a mobile device: An automated system is provided for forming a legal entity. The system comprises a database for storing a plurality of record files comprising legal forms for filing with government registration entities. A questionnaire memory stores a plurality of query lists to ascertain relevant data for legal forms. A mobile device... Agent: In The Moment Legal LLC

20140250021 - System and methods for issuing a license plate and registration card for a vehicle: Systems and methods for issuing license plates and registrations for vehicles are provided. A method may provide for machine reading a license plate number and associating the license plate number with a set of data. The set of data my comprise identification information for a recently purchased vehicle, a name... Agent: Avrs, Inc.

20140250022 - Following-up controlling method of industrial products using portable communication device: The present invention relates to a follow-up control method of a product online, and more particularly, to a method of registering a product to a management server after capturing the barcode of the product by using a portable device and performing a follow-up control of the product online by using... Agent: Mindwareworks Co., Ltd.

20140250023 - Business intelligence based social network with virtual data-visualization cards: A method for sharing business intelligence information includes creating a plurality of data visualization cards from business intelligence data in response to create requests from a plurality of user accounts. Each data visualization card is associated with the user account that requested its creation. Data visualization cards are also associated... Agent:

20140250024 - Formatting system and method for producing a standardized resume: The present invention is a system for taking a resume up loading it to the internet to produce a new resume which is reformatted to desired format.... Agent:

20140250025 - System and method for evaluating job candidates: Human resource system for collecting and analyzing survey data from reference providers identified by a job candidate for use by an employer. The system sends an electronic communication to the reference providers to request completion of survey questions and electronically receives the survey data from the reference providers, preferably through... Agent: Skill Survey, Inc.

20140250026 - Methods and systems for establishing identity confidence database: The invention provides various systems and methods for establishing an identity confidence scoring system. The method includes gathering identity information about the customers from physical locations and from remote locations. The method updates the identity profiles with the gathered identity information, and based on the gathered identity information, generates an... Agent: The Western Union Company

20140250027 - Tracking information display systems and related methods: A tracking information display system is described. The tracking information system detects a tracking number on a webpage and displays tracking information associated with the tracking number, regardless of which common carrier may be associated with the tracking number.... Agent: United Parcel Service Of America, Inc.

20140250028 - Systems and methods for providing a user with real time international shipping rates from a plurality of freight forwarders: A system for providing a user with international shipping rates in real time. The system includes a client, a shipping rates database comprising current shipping rate information for a plurality of freight forwarders, and a server comprising a processor. The processor is programmed to receive, from the client, a request... Agent: Catapult International, LLC

  
  
  
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