|Data processing: financial, business practice, management, or cost/price determination patents - Monitor Patents|
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Data processing: financial, business practice, management, or cost/price determinationBelow are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application. 01/22/2015 > 202 patent applications in 87 patent subcategories.
20150025903 - \"indima apparatus\" system, method and computer program product for individualized and collaborative health care: A system and method for ‘Individualized Life Management’ focusing on individualized and collaborative health care involving a plurality of individuals, using groups of state parameters for defining a state of each individual, and using groups of action parameters for defining ‘treatment options’ and/or ‘behavior options’ targeted at an individual. The... Agent:
20150025906 - Health information system: A health information system related to the field of data management is disclosed. The system includes at least one medical institution server, a front end processor, two or more data gateways, and a data exchange platform, where the at least one medical institution server is configured to send medical data... Agent:
20150025902 - Method and apparatus for indirect medical consultation: A method and apparatus is provided comprising a technology engine designed to facilitate indirect medical consultation with health care providers and create a medical record of this indirect consultation event. In one embodiment is provided a method and apparatus for capturing electronically one or more of the following: (a) patient... Agent:
20150025905 - Method for medical information monitoring and processing: A method of monitoring health parameters of subjects within a defined space and over a period of time includes collecting first data corresponding to a physiological parameter of an ambulatory subject, collecting second data corresponding to a behavioral and cognitive parameter of the ambulatory subject, collecting third data corresponding to... Agent:
20150025899 - Method of improving patient access to healthcare services: In accordance with one embodiment, a method is provided for improving patient recruitment by obtaining a lead that was exposed to at least one message through a referral channel, identifying the lead's contact information and the referral channel the lead was obtained through and storing it in a memory, and... Agent:
20150025901 - Methods and apparatus for improving healthcare: The instant disclosure provides methods and apparatus for prescribing drugs and obtaining and using outcome information associated with use of the prescribed drugs. Doctors and patients may be registered in a centralized system though which drugs may be prescribed and delivered directly to the patients together with outcome data collection... Agent: Symplmed Pharmaceuticals, LLC
20150025900 - System and method for assessing data quality during clinical trials: The present invention relates to a system and methods for facilitating the improvement of data quality generated during drug and medical device clinical trials. In one embodiment, the invention includes a system and method for generating an ideal subject suitability score for one or more interaction points of a clinical... Agent:
20150025904 - System and method for patient and healthcare-related messaging: A system and method for patient-related messaging is disclosed herein. The system provides a micro-blogging plat-form accessible by computer systems (via a web portal using a conventional web browser) or mobile phones operated by medical personnel. The system allows medical personnel to post and/or view messages related to patient care,... Agent:
20150025898 - Systems and methods relating to control of third party payment for healthcare products: Preventing multiple payment for healthcare product by a third party payor includes receiving an electronic request for third party payment, receiving electronic data indicative of an expected remainder of healthcare product in a serialized allotment, and comparing an amount of the healthcare product to be dispensed with the expected remainder.... Agent:
20150025907 - Treatment analysis systems and methods: A dental treatment planning system includes an input form to receive one or more dental patient inputs; and an engine adapted to receive the dental patient data from the input form and validating the dental patient data in a predetermined sequence.... Agent:
20150025913 - Associating records in healthcare databases with individuals: At least one attribute type associated with an individual in a first record of a first database and one or more similar attribute types in record(s) of other second database(s) are located. The attribute types compared. Based on the comparison, a first weighted score for the first record and another... Agent: International Business Machines Corporation
20150025908 - Clustering and analysis of electronic medical records: A technique includes clustering a plurality of electronic patient records (PRs) based on related diagnostic codes into a plurality of clusters, and analyzing one of the plurality of clusters to determine variations in resource usage within the cluster.... Agent: Hewlett-packard Development Company, L.p.
20150025912 - Electronic health record system and method: Provided are a system and method for efficiently creating patient health records with help of expert clinical decision support. The system and method also ensures the doctor's documentation and diagnosis comply with the government healthcare quality measures.... Agent:
20150025910 - Medical billing and coding process: In an embodiment, the present invention provides a medical billing and coding process, including the steps of storing in memory medical base codes and add-on codes, their descriptions, images of products corresponding to the codes, medical justifications for the codes, and ordering and pricing information for the products corresponding to... Agent:
20150025909 - Method for searching a text (or alphanumeric string) database, restructuring and parsing text data (or alphanumeric string), creation/application of a natural language processing engine, and the creation/application of an automated analyzer for the creati: A sequential series of methods for optimized searching within a text (or alphanumeric string) database to retrieve specific and relevant results, followed by optimized restructuring and parsing of text data (or alphanumeric string), followed by creation/application of a natural language processing engine, followed by the creation/application of an automated analyzer... Agent:
20150025911 - Methods and systems for distributing sensitive or confidential information: Systems and methods are disclosed for providing a communication network allowing a user transmit confidential or sensitive information to a recipient through a third party, while ensuring that privacy is maintained. A user can access a mobile application to request a third party to send information to a recipient. Following... Agent: Webmd, LLC
20150025916 - Impaired driving prevention: An aspect of impaired driving prevention services utilizes a method including registering a client for impaired driving prevention services. The impaired driving prevention services provide access to driver services for the client when the client is impaired. Agreement by the client to use the driver services when an impairment situation... Agent:
20150025914 - Property inspection using aerial imagery: A method, system and computer-readable medium are provided for performing a property inspection using aerial images, the method including the steps of receiving an indication of a request from a user to receive a quote regarding a property, identifying the property, retrieving one or more aerial images associated with the... Agent:
20150025917 - System and method for determining an underwriting risk, risk score, or price of insurance using cognitive information: In one embodiment a system for determining a level of risk associated with an individual for underwriting purposes comprises at least one sensor that provides information, such as a camera providing one or more images or video for example, used to determine one or more properties of the individual. The... Agent: Advanced Insurance Products & Services, Inc.
20150025915 - Virtual home inspection: A method, system and computer-readable medium are provided for facilitating a virtual inspection of an insurable area, the method including the steps of receiving an indication of a request from a user at a user mobile device to perform a virtual inspection of an insurable area, determining one or more... Agent:
20150025923 - Apparatus, method and article for providing to a user device information regarding availability of portable electrical energy storage devices at a portable electrical energy storage device collection, charging and distribution machine: A network of collection, charging and distribution machines collect, charge and distribute portable electrical energy storage devices (e.g., batteries, supercapacitors or ultracapacitors). Availability of charged portable electrical energy storage devices available at a collection, charging and distribution machine are communicated to or acquired by a mobile device of a user... Agent:
20150025920 - Check-in reduced carry on baggage system and other boarding process enhancements: A method for improving boarding of passengers and baggage onto a flight, comprises, at a predetermined time before the scheduled departure of the flight, determining an eligible carry-on baggage items count of carry-on baggage items eligible for treatment as checked baggage items. The eligible carry-on baggage items count is based... Agent: Alaska Airlines, Inc.
20150025922 - Distributive on-demand administrative tasking apparatuses, methods and systems: The DISTRIBUTIVE ON-DEMAND ADMINISTRATIVE TASKING APPARATUSES, METHODS AND SYSTEMS (“DODAT™ embodiments”), in many embodiments, transform ticket and user inputs via DODAT™ components into payment and work product outputs.... Agent:
20150025918 - Forecasting and management system and method concerning ticket transactions in multiple markets: System and methods of managing ticket inventory multiple ticket exchanges receive a selection of listing data relating to a set of tickets in a user's ticket inventory; identify, based on the listing data and one or more predefined user preferences, a set of available ticket listings listed on a ticket... Agent:
20150025919 - Notification system: A notification system and method that allows a user to be placed on a waiting list, disclosing only the personal information the user chooses to disclose, and receive updates or other information relating to his status on the waiting list through a personal communication device.... Agent:
20150025921 - On-vehicle ticketing and validation: Enabling a passenger of a vehicle to enter or board the vehicle without necessarily having previously purchased a ticket or fare, and then to perfect a ticket purchase using their handheld device while on-board the vehicle.... Agent:
20150025924 - Methods of displaying information to a user, and systems and devices for use in practicing the same: Methods of displaying information to a user are provided. Aspects of the methods include receiving information, correlating the received information with one or more factors previously identified as being relevant to the information, deriving a non-linear representation of the information based on the correlation between the information and the one... Agent:
20150025925 - Supplemental system for business intelligence systems: In various implementations, a supplemental system may be provided. The supplemental system may be coupled to business intelligence environment(s) to facilitate deployment, version control, testing, and/or other processes. In some implementations, the supplemental system may be communicably coupled to an external version control. The external version control may store one... Agent:
20150025926 - Systems and methods for enhanced use of data in agriculture management: A computer system for managing agricultural sales involving a salesperson and a first grower is provided. The computer system includes a database. The computer system also includes a processor. The processor is programmed to store historical sales data for the first grower in the database. The historical sales data includes... Agent:
20150025928 - Methods and systems for recommending employees for a task: A method, a system, and a computer program product for recommending one or more employees from a group of employees for a task are provided. For an employee in the group of employees a processor is used for determining a degree of separation metric with respect to other employees in... Agent:
20150025927 - Mission component evaluation and response architecture: This document discusses, among other things, apparatus and methods for context-aware mission management. In an example, a system can include a processing center and a plurality of mobile devices. The processing center can be configured to receive one or more mission objectives for one or more mission stages, and to... Agent:
20150025929 - System and method for providing assistance: A system is provided that provides customer service functions within a store location. In one implementation, an application is provided that executes on a customer's personal device (e.g., a cell phone) or other store systems (e.g., kiosks) that allows the customer to request assistance from store employees. Such requests may... Agent:
20150025930 - Method and apparatus for recommending position of interest: A method, performed by a device, of receiving a recommendation of a position from a position-recommendation apparatus, a device for receiving a recommendation from a position-recommendation apparatus, and a position-recommendation apparatus for recommending a position to a device are provided. The method includes obtaining a selected time, for which a... Agent: Samsung Electronics Co., Ltd.
20150025931 - Business opportunity forecasting: A method and apparatus to determine: (a) the likelihood and timing for a sales opportunity to become a sale based on analytical models that incorporate the history of sales stage evolution and other covariates; and (b) the expected number of sales from invisible opportunities prior to a target date. Additionally,... Agent: International Business Machines Corporation
20150025932 - In-field device for de-centralized workflow automation: In one example, a system is provided. The system includes a portable, in-field unit including: a tag reader to acquire an ID tag identifier from a tag located in or on a physical item positioned within functional range of the in-field unit tag reader; a digital processor arranged for executing... Agent:
20150025933 - Value at risk insights engine: A method for risk mitigation comprises calculating on at least one processor, a likelihood of occurrence for a risk event, a degree of disruption for the risk event and a disruption time for the risk event. Each risk event is in a list of risk events. The likelihood of occurrence... Agent:
20150025935 - Content trial usage via digital content delivery platform: A content distribution platform receives a respective trial time window for each of multiple items of digital content stored at the content distribution platform, and offers one of the items of the digital content to multiple customers during the respective trial time window. The content distribution platform tracks, during the... Agent: Verizon Patent And Licensing Inc.
20150025934 - Customer-centric energy usage data sharing: A method of sharing energy usage data may include requesting customer-specific energy usage data (CSEUD). The method further includes receiving a modified CSEUD record. The modified CSEUD record includes modified energy usage data with respect to original energy usage data of an original CSEUD record from which the modified CSEUD... Agent:
20150025936 - System for monitoring and analyzing behavior and uses thereof: Systems for monitoring and analyzing behavior in various applications and uses thereof. Generally, the systems (and uses thereof) are for monitoring and analyzing consumer purchasing behavior in real-time to drive sales via engaging digital customer experiences. In embodiments, the disclosed system can include a retail store system that features and... Agent: Eyeq Insights
20150025937 - Systems and methods for obtaining and using targeted insights within a digital content and information sharing system: Systems, methods, and computer-readable media for obtaining insight information for a plurality of user devices. In an embodiment, an identification of target location(s) are received from a client. For each of the target location(s), the target location is categorized, and insight algorithm is automatically selected for the target location from... Agent:
20150025938 - Method and apparatus for pricing new product, service or solution: Embodiments of the present invention relate to method and apparatus for pricing at least one of a new product, service or solution. The method comprises launching the new product, service or solution at an initial price, iteratively varying the initial price corresponding to quantities demanded based on a real time... Agent:
20150025939 - Company centric social media platfonn for content sharing aud tracking: Social networks by their nature are networks of people and their user-generated content. This content is usually un-curated and does not follow a general theme. This makes it very hard for people to find information they seek in these networks. When it comes to business centric communities, they need a... Agent:
20150025940 - Systems and methods for generating customer solutions: Implementations described and claimed herein provide systems and methods for generating customer solutions using real-time information for new customer sales and/or current customer support. In one implementation, technical infrastructure information for an installed network design providing one or more telecommunication products at one or more customer sites is retrieved. Customer... Agent: Level 3 Communications, LLC
20150025942 - Framework for internal quality analysis: An apparatus for assessing and controlling the quality of a project in a production environment is provided. The apparatus comprises a memory, a processor, and a module stored in memory, executable by the processor, and configured to: receive a deliverable; process the deliverable, wherein processing the deliverable comprises assigning a... Agent:
20150025941 - Methods and systems for managing product test order tracking, reporting, and product disposition: A method and system for collecting and managing data of test orders of a number of different service types, and presenting in a plurality of different formats the up-to-date data, status, and results of the test orders. Such method and system can be an integral part of product manufacturing, logistic,... Agent:
20150025943 - System and method for measuring, comparing and improving work force communication response times, performance, efficiency and effectiveness: A system and method for measuring the efficiency and effectiveness of individuals and automated systems by using transaction based measurements of communications that are normalized into a velocity score to depict excellent performance versus poor performance. Individual velocity scores may be aggregated to grade a person, a group, a department,... Agent:
20150025944 - Determining a quality score for internal quality analysis: An apparatus for assessing and controlling the quality of a project in a production environment is provided. The apparatus is configured to: receive a first score, wherein the first score comprises a first numerical value associated with a first level of quality, wherein the first level of quality is associated... Agent:
20150025947 - Methods and systems for electronic payment for parking in gated garages: The methods describe the use of Handset Apps in garages currently using paper tickets or ID tokens in ways that minimize disruption to the existing infrastructure. The techniques include automatic recognition of garage/gate ID, automatic identification of paper ticket ID without optical scanning, and direct payment in manually operated garages,... Agent:
20150025946 - On-line authorization in access environment: A method is disclosed. The method includes interacting with a gate access device that is capable of preventing access to a location, where the gate access device subsequently sends an authorization request message to an issuer for approval, the authorization request message including a request to charge a predetermined amount... Agent:
20150025945 - System and method for automatic registration of use of studded tires: This publication describes a method and a system for registering use of studded decks (6) and for collecting due toll for use of studded decks on a vehicle (19) having at least one studded deck (6). This is done when a vehicle (19) passes over a detection device (1) on... Agent:
20150025951 - Incentive providing task management system: An incentive providing task management system is disclosed. A plurality of providers are enabled to directly provide financial incentives to a user in exchange for a specific user performance. A user is enabled to set up a trust account on the system to accumulate the financial incentives. A user task... Agent:
20150025952 - Method of assigning a prospective member to an enrollment tree: A method of incorporating a prospect into an enrollment tree of a multi-level marketing organization using a microprocessor, the enrollment tree having a tree structure and a member, each member being positioned on a level of the enrollment tree, said method having the steps of: determining a value of a... Agent:
20150025953 - Rewarding influencers: A method embodiment includes receiving data indicative of a person accessing at least one of a first network-available electronic content or a second network-available electronic content, perhaps in a Web 2.0 environment. Also, receiving data indicative of an involvement between the person and a third party. The involvement being independent... Agent:
20150025954 - Method and system for redeeming product marketing rebates: A system and method for processing product marketing rebate claims submitted by a consumer in satisfaction of a rebate offer, the consumer having purchased designated products in a qualified transaction recorded by a point-of-sale data processing and storage system that issues a receipt containing a corresponding transaction serial number. The... Agent:
20150025955 - System for enrollment of customers into company loyalty programs: Enrollment into a customer loyalty program may be performed on the spot by using a mobile computing device and a software application that receives a person's information and generates a membership account. The information may be extracted from, for example, a driver's license and the software application may associate the... Agent:
20150025956 - Systems and methods for transaction processing using various value types: The present subject discloses systems and methods for processing transaction payments. More specifically, the present subject discloses systems and methods in which transactions are processed for payment from any of a plurality of applicable purses associated with an account, wherein the plurality of purses include values defined by: currency; SKUs;... Agent: Cardfree, Inc.
20150025948 - Brand aware advertising systems: An example brand aware advertising system includes: (a) an advertising server interface operative to receive an advertisement request from an advertisement requestor; (b) a brand affinity engine coupled to the advertising server interface and operative to develop a brand affinity list from the advertisement request; and (c) an advertisement matching... Agent: Yume, Inc.
20150025949 - Scheme for determining the locations and timing of advertisements and other insertions in media: A non-transitory computer readable storage medium stores one or more computer programs adapted to cause a processor based system to execute steps that include analyzing an image, identifying one or more faces in the image using a face recognition technique, designating at least one of the identified faces collectively as... Agent:
20150025957 - Method and apparatus for testing in-product marketing content: A computer implemented method and apparatus for testing in-product marketing content. The method comprise defining a plurality of populations for a user base of a software application using a plurality of population identifiers, wherein a population identifier of the plurality of population identifiers is generated by the software application and... Agent: Adobe Systems Incorporated
20150025958 - Collaboration monitor for cross-media marketing campaign design: The present invention generally relates to systems and methods for assessing a multi-media marketing campaign under development. The techniques presented assess, for example, whether pairs of touchpoints of the campaign are compatible in terms of best practices related to content and style and whether contributors to the touchpoints are effectively... Agent:
20150025960 - Enhanced features for an enterprise level business information networking environment: Systems, apparatus, and methods for implementing enterprise level social and business information networking are provided. Users can receive relevant information about a database system and its users at an appropriate time. Users can then use this relevant information to reduce errors and limit redundant efforts. For example, an update of... Agent: Salesforce.com, Inc.
20150025959 - Mail feedback to the advertisers: Enabling advertisers to evaluate performance of an email advertisement campaign is disclosed. An advertisement is circulated via email among the users of an email system and feedback associated with one or more of user actions or automated actions by the email system with respect to the circulated advertisement are detected.... Agent:
20150025961 - Method and system for online marketing measurements: Method and system for online marketing measurements relating to a web shop website and associated advertising websites. Item data related to items for sale from the web shop website is received, the item data is tagged and the tagged item data is disseminated to the associated advertising websites. Furthermore, sales... Agent: Business Development Company B.v.
20150025962 - System, method, and computer program for pricing and allocating advertising inventory on digital and web publisher properties: An apparatus and method that pulls campaign criteria from a plurality of servers, including a publisher's ad server, and processes user-input campaign criteria to generate a media plan wherein delivery goals and rates for each ad placement, and flight dates for fixed ad placements are determined by the system. While... Agent:
20150025963 - Method and system for targeted crowdsourcing: A method and system are provided for targeted crowdsourcing. The method includes defining a target audience for a crowdsourcing task using fine-grain target audience parameters. At least one of the parameters is based on a user selection. The method further includes generating a targeted advertisement for a non-public landing page... Agent:
20150025965 - Methods, computer program products, and apparatus for receiving targeted content based on locally stored used data: Targeted content is delivered to and received by at least one user device based on user information stored locally at the user device. Program content and targeted content are received. The targeted content received is associated with user information stored locally on the user device, while the program content is... Agent:
20150025964 - System and method for demonstrating a software application: A method and system for demonstrating a software application to a user is provided. The system comprises an application management platform that communicates with an electronic device of the user over a communication network. The application management platform provides an advertisement notification to the user via the electronic device. On... Agent:
20150025966 - Systems and methods for enterprise branded application frameworks for mobile and other environments: An application framework for mobile devices may provide a variety of application modules directed towards enterprise brand extension. The application modules are organized into five main categories: (1) featured, (2) community, (3) play/engage, (4) media, and (5) shop. The “featured” category may allow enterprises to push specific content onto its... Agent:
20150025968 - Data management process utilizing a first-party technique: Internet users are becoming more aware of data transfer through third-party cookies to multiple publisher sites without their consent. Subsequently, they are taking action to block or delete third-party cookies through browser controls or automated anti-spyware programs. This blocking and deleting process reduces the ability of third-party networks to accurately... Agent: Trueffect, Inc.
20150025969 - Multisystem interface for roaming self-checkout: An interface device fits between a point-of-sale terminal and a peripheral element, for example, the UPC scanner, to permit a rapid checkout of groceries or the like by simulating rapid scanning of a stored grocery list accumulated by a consumer in a roaming checkout through the store. The consumer scans... Agent:
20150025967 - Reverse showrooming and merchant-customer engagement system: Systems and methods for providing a merchant-customer engagement system include a physical merchant location in which a customer may be tracked to determine products within the physical merchant location that the customer is interested in. A merchant may use a wearable merchant device that is configured to identify the customer... Agent:
20150025970 - Real time advertising campaigns utilizing streaming analytics engines: The disclosure provides methods and systems for use in real time advertising campaigns and advertisement targeting. The systems sample streams of electronic data in real time. Sampled data may be analyzed and used to determine topics of interest. Sampled data may be analyzed or filtered to determine targeting data that... Agent:
20150025971 - User initiated promotions using social networks: Systems and methods are provided for using social media to petition a company for a promotional offer. A user generates a petition that includes a request for a promotional offer from the company. The user can invite other users to join the petition using social media. The user can post... Agent:
20150025972 - Advertisement delivery system and information processing method: An advertisement delivery system includes a first transmission part configured to transmit to a plurality of devices advertisement information representing an advertisement displayed on the devices; a reception part configured to receive, from the devices which have received the advertisement information, execution information representing that the respective devices have executed... Agent: Ricoh Company, Ltd.
20150025973 - System and method for location based content correlation: A method and a system to correlate location and content. For example, data is received from a client device that includes current geographical position data identifying a geographical position of the client device. A vendor having a geographical location within a specified distance of the geographical position of the client... Agent:
20150025974 - System and method for location based content correlation: A method and a system to correlate location and content. For example, data is received from a client device that includes current geographical position data identifying a geographical position of the client device. A vendor having a geographical location within a specified distance of the geographical position of the client... Agent:
20150025975 - Personal expression and advertising display for a vehicle: Disclosed is a device for digitally displaying personal effects on the exterior of a vehicle, including a display mounted on the exterior of a vehicle or visible from the exterior of a vehicle, a mobile controller including a storage device with personal effects of a user of the mobile controller,... Agent:
20150025976 - Systems and methods for providing mobile applications to users at a predetermined data rate: Systems and methods are described for providing mobile applications at a predetermined data rate. In an embodiment, a request for a campaign is received, the request including an application title, an access endpoint, a campaign duration, and a list of a plurality of communication network operators. In response to receiving... Agent: Lotusflare, Inc.
20150025978 - Marketing acknowledgement system for real-time events: Disclosed herein is a method for marketing for use with a real-time event that includes: receiving data indicative of demographic information from a plurality of users devices, each user account associated with at least one user; generating a promotional communication associated with the real-time event; receiving a plurality of responses... Agent:
20150025977 - System and method for aggregating social network feed information: In accordance with disclosed embodiments, there are provided methods, systems, and apparatuses for aggregating social network feed information including, for example, means for receiving user activity data from one or more social networks; parsing the user activity data to render a plurality of targeting parameters culled from the user activity... Agent: Salesforce.com, Inc.
20150025979 - Targeted marketing based on social media interaction: A system and method for providing targeted marketing to a user based on the user's social media interaction. The system includes one or more computing platforms providing computer-automated functionality performing method steps for accepting a digital media and digital media related data from a publisher, generating associated information unique identifiers,... Agent:
20150025950 - Method and system for providing configurable variable revenue sharing in online commerce: Method and server system for providing configurable variable revenue sharing in online commerce are disclosed. The method includes: receiving a revenue sharing configuration for each promoter in a promotion chain; receiving a purchase notification for a sale of a respective merchandise established by a respective one of the promoters in... Agent:
20150025980 - Computer-based systems, apparatuses and methods for a social media platform for processing internet traffic through advertising revenue: Integrated ad serving technology for utilizing real-time bidding to maximize revenue for each ad impression, based on cost-per-thousand (CPM), cost-per-click (CPC), or other factors. The ad serving technology may communicate in real-time with various ad networks, ad exchanges, real-time bidding platforms, and direct advertisers simultaneously, and selects the highest paid... Agent:
20150025982 - Method and apparatus for social media advertising: A system and method for encouraging and rewarding users for providing exposure that is desired by other entities. The reward is at least partially dependent upon the expected and/or actual demonstrated reach and/or impact of the generated exposure.... Agent:
20150025981 - Url shortening computer-processed platform for processing internet traffic: A method and system is provided for URL shortening application that allows content publishers to process and monetize traffic through advertising-related data established via a computer network. A computer system may be configured to produce advertisement before redirecting to the destination page. Using certain processing techniques, publishers and related entities... Agent:
20150025984 - Method for making orders without wired or wireless connection and without in person contact: An application for coding and decoding an order of product or service can be installed in a handheld device, such as a mobile phone or a tablet device, to help make an order with no need of talking with a clerk at the store. This application, after receiving the order,... Agent:
20150025983 - System and method for facilitating restaurant orders: A method for facilitating restaurant orders includes the step of communicating to a first computing device, data indicative a plurality of restaurants in proximity to the first computing device. The method further includes the step of communicating to the first computing device data indicative of a plurality of items associated... Agent:
20150025985 - Commodity sales data processing apparatus and method for taking over processing by the same: In accordance with one embodiment, a commodity sales data processing apparatus comprises a stationary type docking station with a storage module, and a portable information terminal which is attached to and detached from the docking station freely. The information terminal receives an input of data relating to the sales of... Agent:
20150025986 - Electronic receipt system with social media link and related servers and methods: An electronic receipt system may include a point-of-sale (POS) terminal having a near field communication (NFC) device for communicating with a mobile wireless communications device during a transaction for purchasing at least one item, and a server. The server may be for receiving a user identifier transmitted from the mobile... Agent:
20150025987 - Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same: Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other... Agent:
20150025988 - Electronic wave payments: The present invention provides a method and apparatus for completing a transaction using a wireless mobile communication channel and another communication channel, particularly another communication channel that provides for near field radio channels (NFC), as well as other communication channels, such as Bluetooth or WIFI. The present invention also provides... Agent:
20150025989 - Remote configuration of a point-of-sale device: A method of remotely configuring a point-of-sale device that is configured with resident executable program code involves the resident executable program code transmitting a framework update request to a computer server. The resident executable program code imposes a security requirement prohibiting unauthorized change of the resident executable program code. The... Agent:
20150025990 - Commodity sales data processing apparatus, information terminal and control method: In accordance with one embodiment, a commodity sales data processing apparatus comprises a stationary type docking station, and a portable information terminal which can be attached to and detached from the docking station freely. The information terminal reads the data attached to a commodity, registers the read data, displays the... Agent:
20150025991 - Internet based e-commerce platform for use by consumers using social networks: A dynamic social-buying platform that provides a consumer with the necessary tools to leverage social media outlets (e.g. email, blogs, posting, etc.) in order to achieve specific levels of scale in assembling a specific group interested in a specific product or service, which in turn forces a retailer (who has... Agent: Team Deal LLC
20150025993 - Electronic on-line motor vehicle management and auction system: The present system provides standardized method and procedures to inspect, sell, auction and purchase used vehicles. The system provides certified technicians that go to the car dealers' location to obtain the information related with the vehicles to be sold. The technicians record the condition of the vehicle while inspecting it,... Agent:
20150025992 - Real-time reversed auction method: A buyer sends an inquiry with a copy of a contract to the auction platform administrator. The administrator checks the inquiry with the contract on whether it contains sufficient and complete information. If the information is insufficient or incomplete, then the inquiry is returned to the buyer to be verified.... Agent:
20150026009 - Contextual based wifi applicaiton: The invention relates to electronic communication between entities via a transient contextual interaction channel (TCIC) that mirrors the real world nature of the short term interaction between two or more entities such as a consumer and business. The invention employs a mobile phone and a cloud based information system that... Agent:
20150026010 - Reverse showrooming and merchant-customer engagement system: Systems and methods for providing a merchant-customer engagement system include a physical merchant location in which a customer may be tracked to determine products within the physical merchant location that the customer is interested in. A merchant may use a wearable merchant device that is configured to identify the customer... Agent:
20150025994 - Product options framework and accessories: Techniques are described for describing and associating custom products. In an embodiment, a first attribute value that defines an attribute of a custom product is received from a user that is customizing the custom product. In response to receiving the first attribute value, a legal set of attribute values for... Agent:
20150026011 - Offer reporting apparatus and method: A computerized method for storing purchase information for a product in a price database to generate a purchase history includes receiving in a price database a set of sales information for a product, wherein the set of sales information includes a product identifier for a product and a price for... Agent:
20150026013 - System and methods for cognitive visual product search: A visual product searching apparatus includes a product area determining part, a visual word generating part and a product searching part. The product area determining part extracts a product area in an input image. The visual word generating part generates a visual word reflecting human visual cognitive characteristics based on... Agent:
20150026012 - Systems and methods for online presentation of storefront images: An search query may be received from a user device, the search query indicating retail-related search criteria. A user device may be caused to display a search result based on the search query. The search result may comprise one or more search result items respectively comprising a storefront image representing... Agent:
20150026015 - Aggregation of group of products content and providing ways to display, view, access, share and consume content: Systems and methods are disclosed to create, aggregate, and syndicate of group of product or content attribute collection and provide ways to access, display, filter, share, merchandise, shop and consume the created content repository using a collection recommendation and merchandising engine via web services independent of where the content is... Agent:
20150026014 - Method for monitoring and reporting changes in the value of real estate: This invention discloses a process involving automatic notification to interested individuals of current real estate values. The process consists of a monitoring service entity, external data source, and end-user. The disclosed embodiments include a process whereby parties can be directly notified of real estate values or alternatively may initiate contact... Agent: Consumerinfo.com, Inc.
20150025998 - Apparatus and method for recommending place: A method of receiving a recommendation of Point of Interest (POI) information from a place recommending apparatus is provided. The method includes sending a POI information recommendation request to the place recommending apparatus using sensor data and receiving a recommendation response to the POI information recommendation request from the place... Agent:
20150025995 - Generating recommendations based on transaction data: Systems and methods of generating recommendations based on transaction data are described. A first business entity may collect transaction data corresponding to a user from at least one external source. The transaction data may comprise at least one identification of an item purchased by the user, and the external source(s)... Agent: Ebay Inc.
20150026000 - Information providing system, information providing method, program, and storage medium: An information providing system for providing a user with information about at least one product or service corresponding to a new need due to a change in an attribute of the user by the user is provided. A receiving section (20) receives a request for changing a value of an... Agent: Rakuten, Inc.
20150025999 - Product selection packaging and method of use thereof: Product selection packaging for a consumer product that improves the consumer's ability to quickly sort through numerous criteria in a complex decision making process and determine whether that particular consumer product is appropriate for his or her purchase and use is disclosed. The product selection packaging, which is designed for... Agent:
20150026001 - Recommending content information based on user behavior: Content recommendation includes: determining a plurality of user behavior categories pertaining to a plurality of user behaviors by a plurality of users within a period of time, and a plurality of user behavior frequencies corresponding to the plurality of user behavior categories; determining whether the number of user behavior categories... Agent:
20150025997 - Social coaching system: In example embodiments, a system and method for providing a social coaching system is provided. A coach database is maintained by the coaching system. The coach database includes a list of coaches and attributes associated with each coach on the list. A request for a coach is received. The request... Agent:
20150025996 - Systems and methods for recommending purchases: A system and method for creating and sharing e-commerce inventory among a defined on-line community via a specialized visualization and interactivity interface is presented. One embodiment comprises a network system having a client-server architecture configured for exchanging data over a network. The data exchanges may pertain to various functions, such... Agent:
20150026003 - Extended commerce platform for organized and unorganized business sectors: A method and system for providing a marketplace that enables enterprise collaboration. The method includes allowing an agent to receive a request for purchasing a product and place an order to provide the products to a customer. Further, the method includes allowing the agent to receive the requested products from... Agent: Sollet Soft Solutions Pvt. Ltd.
20150026004 - Internet system for users to send tangible items to a recipient with just the recipient's email address and without providing the mailing address.: A computer implemented method and system for the internet user to order items, including gifts and flowers, from a website and to be able to send the order to a recipient without having the user provide the recipient's mailing but only the recipient's email address. After the user submits the... Agent:
20150026005 - Multi ecommerce floating window with a shopping cart: The present invention is directed to a novel multi ecommerce floating window configured to allow a shopper to surf and collect variety of items/products from separated independent ecommerce websites into one electronic shopping cart. The invention is also directed to a method and system for purchasing products from a plurality... Agent: Buy America US Corp.
20150026008 - Patron service system and method: A method provides for using a wireless patron unit within a venue and within a vicinity of the venue. The method includes providing at least one patron with a wireless patron unit by either permitting the at least one patron to temporarily use a provided wireless patron unit that includes... Agent:
20150026006 - Point-of-interest latency prediction using mobile device location history: A latency analysis system determines a latency period, such as a wait time, at a user destination. To determine the latency period, the latency analysis system receives location history from multiple user devices. With the location histories, the latency analysis system identifies points-of-interest that users have visited and determines the... Agent: Google Inc.
20150026002 - Smart home environment for shopping: A smart home environment shopping system. One or more inventory needs lists are received from one or more respective smart appliances. Sources for available inventory items on the received inventory needs lists are identified, based on pre-defined rules. In another aspect of the invention, the available items are displayed to... Agent:
20150026007 - Smart home environment for shopping: A smart home environment shopping system. One or more inventory needs lists are received from one or more respective smart appliances. Sources for available inventory items on the received inventory needs lists are identified, based on pre-defined rules. In another aspect of the invention, the available items are displayed to... Agent: International Business Machines Corporation
20150026017 - Information processing apparatus and information processing method: In accordance with one embodiment, an information processing apparatus comprises an image capturing module configured to photograph a commodity to capture the image of the commodity, an extraction module configured to extract a feature amount from the image captured by the image capturing module; a calculation module configured to compare... Agent:
20150026018 - Information processing apparatus and information processing method: An information processing apparatus comprises an extraction module configured to extract a feature amount from an image of a commodity captured by an image capturing module; a calculation module configured to compare the feature amount of each commodity registered in a dictionary in association with instruction information instructing whether or... Agent:
20150026016 - System and method of producing model figure of person with associated clothing: A system and method for manipulating models and avatars in a virtual and real Environment is disclosed. The system allows the user to create a virtual image of a model by selecting an avatar and changing different types of features or clothes of the avatar. Users can allocate votes for... Agent:
20150026020 - Computer-implemented systems and methods for providing an out of stock/low stock alert: Systems and methods are provided for a low stock product display alert system. A system includes a pushing element configured to push one or more products toward a front of a shelf as a unit of the product is removed from the shelf. The system also includes an RFID component,... Agent: Osa Acquisition, LLC
20150026019 - Inventorying items using image data: A method, system and computer-readable medium are provided for generating and maintaining a catalogue of belongings for a user. The method includes the steps of receiving image data from a user, the image data containing images of one or more items of belonging; identifying one or more items from the... Agent:
20150026021 - Computer implemented reporting system and method: A computer-implemented system is provided for managing a commercial entity and providing reports. The system comprises a cloud-based reporting component configured to receive transaction-related data from at least one electronic device located at the entity; process the transaction-related data to generate a cash-sheet reconciliation report; communicate at least a portion... Agent:
20150026022 - Billing device and processing method: A billing device and processing method is disclosed. In one embodiment, the method includes i) collecting a billing log according to performing a biz template at the business logic processing unit, ii) verifying validity of the collected billing log, iii) performing a standardizing process on the verified billing log, iv)... Agent: Kt Corporation
20150026027 - Fraud detection and analysis: Systems and methods comprise a platform including a processor coupled to a database. Risk engines are coupled to the platform and receive event data and risk data from data sources. The event data comprises data of actions taken in a target account during electronic access of the account, and the... Agent:
20150026023 - Methods and apparatus for adaptive multisensor analisis and aggregation: The present invention is directed to a self consistent method for adaptive implementation of overflying multi sensor measurements and derivation of conclusions and determinations “agregants”, derived and/or developed from the measured results and/or resulting from science-based processing design to integrate and process the measured results and other data and scientific... Agent:
20150026025 - Remote control for online banking: Disclosed is a system and associated method of using a customer's mobile device as an online banking remote control for another customer device. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for (i) associating the mobile... Agent: Bank Of America Corporation
20150026026 - Restricted access to online banking: Disclosed is a system and associated method for restricting access to a customer's online banking account. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for determining that a computing device has initiated a first online banking... Agent:
20150026024 - Systems for managing account aggregators access to financial account information: Embodiments of the invention are directed to apparatus, methods, and computer program products for determining and notifying a user, herein a financial institution customer, as to which account aggregators currently have been granted permission to access accounts held by the customer at the financial institution. In addition to notifying the... Agent: Bank Of America Corporation
20150026098 - Collectively analyzing holdings across multiple fixed income products: Systems, methods, and computer-readable mediums (i.e., utilities) for use in enabling corporate treasurers, money managers, and other investors to view and analyze consolidated credit risk on individual investments across multiple money market products (MMPs) and/or multiple accounts. In one aspect, the utilities may generate a database of MMP and related... Agent:
20150026096 - Pool-based system for organizing and measuring personalized financial management techniques: A system and method for a money pools system is presented. The money pools system includes a plurality of financial positions that are allocated to a plurality of pools. A category may be used to contain a grouping of pools. Multiple categories allow a user to view aggregated financial positions... Agent: Nextcapital Group, Inc.
20150026097 - System and method for compliance monitoring and resolution of brokerage account maintenance requirements: A system and method for automatically monitoring brokerage accounts and preemptively, via credit card authorization, transferring funds to said brokerage accounts to avoid non-compliance of maintenance requirements. As brokerage accounts recover and rise above maintenance requirements, funds authorized from credit cards may automatically be refunded.... Agent:
20150026095 - System and method for customizing appearance and behavior of graphical user interface displaying analysis information across charts and tables: Displaying analysis information about a portfolio across several charts and tables becomes more meaningful when the properties and behavior of a selected group of securities, or a pertinent field, is displayed in multiple charts and tables showing different parameters and functions of the selected group of securities, or unifying field.... Agent:
20150026033 - Efficient self-match prevention in an electronic match engine: Protections against self-matching trade orders are disclosed which maximize liquidity/efficiency by reducing/minimizing unnecessary cancelations and/or resubmissions. Rather than automatically cancel or modify the incoming and/or self-matching counter orders, those resting counter orders, which would result in the occurrence of a self-match with an incoming order, are placed in a hold... Agent: Chicago Mercantile Exchange Inc.
20150026029 - Large block trading: Systems and methods for administering trade orders are described. An embodiment comprises receiving, from a first server operated by a first trader, a communication including a first trade order and one or more selection criteria, the first trade order including at least one of a specified instrument, a specified quantity,... Agent:
20150026032 - Market trading: An interaction facilitating platform conveys interactions between an individual investor and one or more traders to establish a binding agreement that can define investments made with the individual investor's funds based upon the one or more trader's transactions in a market.... Agent:
20150026028 - Method for listing and trading a futures contract that has a daily mark to market against an index therefore allowing interest rate swaps to be substituted by constant maturity futures contracts.: A method for trading an index based on a notional contract using a futures contract where the futures contract is marked to the value of the index on a daily basis rather than only on expiry of the future. In one aspect of the invention the futures contract can be... Agent:
20150026031 - Method of negotiating currency exchanges: A method of negotiating currency exchanges is provided as a means of allowing users to search for currency offers and negotiate exchange prices through a currency exchange network. The currency exchange network facilitates currency exchanges by serving as an intermediary that helps users find currency exchange offers near them, negotiate... Agent:
20150026030 - System and method for trading financial instruments based on undisclosed values: In electronic trading venues, there may be orders for which the full information is not publicly displayed. For example, the full quantity of an order available for trading or the most aggressive price at which an order can be traded may not be made public. A system and method are... Agent: Bloomberg L.p.
20150026035 - Data analytics model for loan treatment: Data analytics are provided in loan treatment. Various sources of data may be used to optimize or predict value for a loan. Using machine-learning and/or statistical analysis, loans or treatment best suited for a particular borrower may be determined. Due to the large amounts of data available, borrower behavior may... Agent: Corelogic Solutions LLC
20150026034 - Financial systems and methods for increasing capital availability by decreasing lending risk: Some embodiments provide a guarantor system for backstopping all or a substantial portion of a lender's portfolio of loans with an insurance guarantee. The guarantor system builds the insurance guarantee into the covered portion of the lender's portfolio in an integrated manner, whereby the overhead cost for insuring the loans... Agent: Credibility Corp.
20150026038 - Loan origination system: A customizable loan origination technique performed by a computing device including one or more tangible computing elements. The technique includes accepting plural sets of rules for approving or disapproving loans, accepting information related to at least one set of rules of the plural sets of rules from at least one... Agent: Defi Solutions
20150026040 - Method and system for secure online payments: Methods and devices are provided for secure online payments. In one embodiment, the method may involve receiving log-in information for a user. The method may involve accessing data regarding open credit card accounts for the user from a credit card grantor/issuer and/or a credit information entity (e.g., a credit bureau),... Agent:
20150026039 - System and method for predicting consumer credit risk using income risk based credit score: Systems and methods are described for scoring consumers' credit risk by determining consumers' income risk and future ability to pay. Methods are provided for measuring consumers' income risk by analyzing consumers' income loss risk, income reduction risk, probability of continuance of income, and economy's impact on consumers' income. In one... Agent:
20150026037 - System, method and apparatus to provide a multi-channel retail layaway service using physical retail point-of-sale and on-line virtual payment systems: A system, method and apparatus for facilitating a value exchange transaction and virtual payment system to provide retail layaway services. A registered buyer may use an on-line retail channel or a physical retail channel to form a layaway contract. The buyer simultaneously executes a debit and credit transaction at an... Agent: Layawaybuddy, LLC
20150026036 - Systems and methods for micro-factoring an invoice: Systems and methods for micro-factoring an invoice are provided. A method is disclosed that includes receiving an invoice from a seller to a buyer, wherein the invoice includes an invoice amount; determining an advance amount using the invoice amount and a credit grade of the seller, wherein the advance amount... Agent:
20150026047 - Automated pairing of payment products and mobile to mobile devices: A computer receives card transaction data in response to a transaction using a financial services card. The card transaction data identifies at least a location, date, and time associated with the transaction. Upon receiving the card transaction data, the computer compares the card transaction data with telematics information associated with... Agent:
20150026043 - Method and apparatus for competitive resolution of credit card processing tasks: Methods and apparatus for competitive resolution of credit card transactions are provided. Banks are invited to bid to perform a transaction, initiated by the new existence of a credit card-processing to be performed. The successfully bidding bank is awarded the benefits and obligations of completing the credit card processing.... Agent:
20150026044 - Method, protocol and system for universal sensor communication: A system, protocol, network and method are herein provided. In some embodiments a system is provided for smart sensor management, including multiple sensor devices, each device being configured with an open platform API, an API integration layer, an open sense platform (OSP), and an interface layer.... Agent:
20150026046 - Portable multi-function device with multiple transaction accounts: A portable multi-function device with data memory for storing a plurality of transaction applications, each of the transaction applications configured to make payment in a transaction; program storage comprising instructions to use a selected transaction application to make payment in the transaction; and processing circuitry for performing the instructions in... Agent:
20150026042 - System and method for electronic cash-like transactions: An electronic money system where ownership of each cent of properly created and labeled electronic money is manifested and confirmed by the ability of a client to change specific secret content in pre-determined field assigned to said cent of electronic money. Said ability is granted upon demonstration of knowledge of... Agent:
20150026045 - Systems, methods, and computer program products for reporting contactless transaction data: Systems, methods, and computer-program products are provided reporting contactless transaction data. A request for report data is received. First record data associated with a first type of event is received from a first server. Second record data associated with a second type of event is received from a second server.... Agent:
20150026041 - Transaction flow control using credit and token management: Embodiments of a local interface unit are disclosed that may allow for managing credits and tokens as part of flow control method. The local interface unit may include a transmit unit and a receive unit. The transmit unit may be configured to receive credits and tokens, determine an available number... Agent: Apple Inc.
20150026048 - Electronic cargo payment system: Embodiments of the disclosure generally relate to an electronic cargo payment system and methods for electronically and automatically processing electronic payments for goods shipped by carriers for shippers. In embodiments, the accounts receivable system of the carrier transfers one or more invoices to a central payment system. The central payment... Agent:
20150026051 - System, method and article of manufacture for facilitating instantaneous cash deposit: The present disclosure relates to a financial instrument having a monetary value associated with it and a system and method for using such financial instrument. The financial instrument is generated by a bank and further issued to a retailer for further distribution. The customer who wishes to deposit a cash... Agent:
20150026050 - Systems, methods, and computer program products for reporting contactless transaction data: Systems, methods, and computer-program products are provided for managing contactless transaction data. A tap event is performed when a contactless communication module is communicatively coupled to a reader. A transaction identifier (ID) corresponding to the tap event is generated. First and second event data is transmitted to the reader. The... Agent:
20150026049 - Third-party value added wallet features and interfaces apparatuses, methods and systems: The THIRD-PARTY VALUE ADDED WALLET FEATURES AND INTERFACES APPARATUSES, METHODS, AND SYSTEMS (“VAW”) facilitates allowing a third party service provider to integrate with an electronic wallet to provide a value-added service to a wallet consumer. The VAW may also be configured to facilitate the creation and funding of pre-paid accounts... Agent:
20150026056 - Completing mobile banking transaction from trusted location: Embodiments of the present invention relates to systems, computer-implemented methods, and computer program products for completing a mobile banking transaction at a trusted location. In some embodiments, the system is configured to: (a) receive input relating to user-designated trusted locations for completing a mobile banking transaction, (b) receive input from... Agent: Bank Of America Corporation
20150026057 - Completing mobile banking transaction with different devices: Embodiments of the present invention relates to systems, computer-implemented methods, and computer program products for completing a mobile banking transaction at a trusted location. In some embodiments, the system is configured to: (a) initiate, via a mobile device, a transaction request for a mobile banking transaction; (b) store the transaction... Agent:
20150026054 - Customer-defined online-banking access restrictions: Disclosed is a system and associated method for restricting access to a customer's online banking account based on customer-defined online-banking access restrictions. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for initially associating a mobile device... Agent: Bank Of America Corporation
20150026052 - Methods, systems and computer readable media for facilitating a remote deposit to a prepaid card account: Methods, systems, and computer readable media for facilitating a remote deposit to a prepaid card account are disclosed. In one example, the method includes receiving, via an application programming interface (API) supported by a central switch node, a web based service message containing a load request from an acquiring entity.... Agent:
20150026055 - Offline mobile banking system: Embodiments of the invention are directed to systems, methods and computer program products for providing an offline mobile banking system. An exemplary apparatus is configured to: provide, at a mobile device, a transaction request, determine a connection is not established between the mobile device and a device associated with the... Agent:
20150026053 - Online banking alerts: Disclosed is a system and associated method for providing alerts regarding a customer's online banking account. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for initially associating a mobile device with the customer's online banking account.... Agent:
20150026058 - Payment system: A payment system for rapidly facilitating funds transfers from a payer to a payee. The payment system generally includes enrolling a payee with a payer, verifying the payee information, sending an introductory message to the payee, receiving an acceptance message from the payee, receiving a funds request message from the... Agent:
20150026060 - Financial alert management system having a mobile interface: A Financial Alert Management System (“FAMS”) for reducing the occurrence of a non-payment event of a negotiable instrument listing a monetary amount at a first financial institution (“1st FI”) is described. The FAMS includes a first communication module, a database, a timing module, a second communication module, a payment module,... Agent:
20150026068 - Focus-based challenge-response authentication: A method for authenticating an access attempt includes detecting an access attempt by a user device over a network. A challenge-response authentication is provided over the network to the user device. The challenge-response authentication includes an image having a plurality of image objects. The challenge-response authentication is operable to display... Agent:
20150026059 - Money lending via a mobile device: This disclosure provides a method that allows a person to request money be deposited into his or her account via a request from a mobile device. The method includes receiving a monetary request associated with a person, wherein the monetary request includes a specified amount of money. Additionally, the method... Agent:
20150026067 - Payment card terminal for mobile phones: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number.... Agent:
20150026062 - Payment collection, aggregation and realization apparatuses, methods and systems: The payment collection, aggregation and realization apparatuses, methods and systems receive a communication message including a payment indication to transfer a payment amount to a payee; determine the communication message is originated from a user compute device before the user has registered with the payment system; obtain, from the communication... Agent:
20150026061 - Real time analytics system: Improved real-time analytics systems are provided. An analytics system may be used to generate transaction scores for transactions. A method may comprise receiving a scoring request associated with a transaction, sending the scoring request to a plurality of scoring models including a production model, wherein each scoring model is operable... Agent:
20150026064 - System and method of using electronic funds transfer to complete payment for goods and services: A system and method of using Electronic Funds Transfer (EFT) to complete payment for goods and services. An example method of operating a transaction terminal includes identifying items selected by a customer for purchase, determining a required payment amount for the items, obtaining identification information from the customer, obtaining contact... Agent:
20150026065 - System and method of using electronic funds transfer to complete payment for goods and services: A system and method of using Electronic Funds Transfer (EFT) to complete payment for goods and services. An example method of operating a transaction terminal includes identifying items selected by a customer for purchase, determining a required payment amount for the items, obtaining identification information from the customer, obtaining contact... Agent:
20150026063 - Time-varying security code for enabling authorizations and other uses of financial accounts: A portable device is provided that carries account data. The account data may include a security code having a value that is time-varying. The value of the security code may be programmatically varied based on at least one of an algorithm or event. Authorization and use of the account may... Agent:
20150026066 - User terminal location based credit card authorization servers, systems, methods and computer program products: Credit card transaction servers, systems, methods and computer program products receive information concerning a prospective credit card transaction with one of multiple credit card issuers and obtain location information from multiple wireless network providers for wireless terminal(s) that are associated with a user of the credit card for the prospective... Agent:
20150026069 - Method and apparatus for tracking documents: A method and apparatus are provided for tracking documents. The documents are tracked by simultaneously monitoring each document's electronic processing status and physical location. Determinations are made whether specific combinations of electronic processing states and physical locations are valid and whether specific movements of documents are permitted. Invalid combinations or... Agent:
20150026070 - Systems and methods for correlating cardholder identity attributes on a payment card network to determine payment card fraud: A method and system for correlating cardholder identity attributes on a payment card interchange network using a computer device coupled to a database are provided. The method includes storing at a central store, personally identifiable information from an issuer for a plurality of payment card cardholders, the personally identifiable information... Agent: Mastercard International Incorporated
20150026071 - Smartcard to virtual media conversion: In one embodiment, a method for converting a smartcard into a virtual media in a transit system is provided. The method includes reading data from a smartcard. The data includes product information related to a transit product stored on the smartcard. The data is communicated to a smartcard management system... Agent:
20150026072 - Global world universal digital mobile and wearable currency image token and ledger: Provided are computer implemented methods and systems for using a global world universal digital mobile and wearable currency. The method commences with receiving a transfer request. The transfer request is associated with an amount represented in tokens of the global world universal digital mobile and wearable currency. The transfer request... Agent:
20150026073 - Systems and methods for generating customer solutions: Implementations described and claimed herein provide systems and methods for generating customer solutions using real-time information for new customer sales and/or current customer support. In one implementation, technical infrastructure data for a provider network is retrieved from one or more databases. The technical infrastructure data represents network assets and capabilities.... Agent: Level 3 Communications, LLC.
20150026074 - Consumer-centric product warranty management system: Consumer-centric communications-enabled portable, preferably tablet or smartphone-based, systems, methods and apparatus for product registration and warranty activation, and for product warranty management.... Agent:
20150026077 - Centralized method for customer assistance and system verification: A system and method for providing customer guidance in deploying a modular computing system is provided. In some embodiments, the method comprises receiving a shipping container identifier. A computing system is used to determine, based on the shipping container identifier, that a component of the modular computing system has been... Agent:
20150026075 - Control of crm data based on spreadsheet actions: Technologies are generally provided for controlling customer relationship management (CRM) data through actions in a spreadsheet application. A spreadsheet application may be configured to enable CRM data to be imported from a CRM application and to enable the CRM data to be manipulated employing native spreadsheet capabilities. A CRM application... Agent:
20150026076 - System and method for providing customer guidance in deploying a computing system: A system and method for helping customers install a modular computing system is provided. In some embodiments, the method comprises determining, using a computing system, whether all components of a modular computing system have been received by a customer. Based on determining that not all the components of the modular... Agent:
20150026078 - Generating and providing an authorization indication in relation to a media content item: Systems and methods are disclosed for generating and providing an authorization indication in relation to a media content item. In one implementation, a processing device receives, from a first entity, a selection of a first media content item, the first media content item being associated with a media content provider.... Agent: Google Inc.
20150026080 - Methods and apparatus for title protocol, authentication, and sharing: A title management apparatus resident on a first computer including a memory for storing a control program and data, and a processor for executing the control program and for managing the data. The apparatus includes a title object resident in the memory including a title structure, the title structure further... Agent:
20150026079 - Systems and methods for determining packages of licensable assets: In accordance with some embodiments, systems and methods provide for assembling a patent package for a product by analyzing text descriptive of the product, determining a plurality of patents which are relevant to the product and determining a subset of the patents to be licensed patents and the remainder to... Agent:
20150026081 - Method and system for managing standards: A method and system are disclosed for automatically managing standards. In one implementation, information pertaining to a particular project is obtained, which includes a set of standards selection parameters. A repository is also accessed. This repository includes metadata for a plurality of standards, wherein the metadata for a standard includes... Agent:
20150026082 - Process for automating compliance with know your customer requirements: The disclosure relates to a process for verifying the identity of the user submitting information to an online application portal for a business and verifying that he is a legal representative of that business. Using the process, a lender can calculate scores, which will allow a lender to verify with... Agent:
20150026083 - Generating connection map for intelligent connections in enterprises: A user establishes a profile with an enterprise intelligence system. The user specifies a watchlist identifying entities such as members and/or enterprises in which the user is interested. The user also specifies recommendation criteria specifying the types of recommenders to use to identify connections with the entities. The recommenders are... Agent:
20150026084 - System and method for providing automated clothing fashion recommendations: A client-server social-network for providing automated clothing suggestions. Fashion interested users form social networks, upload records of their respective wardrobes and fashion preferences, and display their wardrobe items and outfits other members of the network, often displaying entire outfits using customizable virtual mannequins. The social network members can evaluate the... Agent:
20150026085 - Generating a curriculum vitae update report: In a method for compiling information suitable for assisting in creating or updating curriculum vitae (CV), a processor analyzes a plurality of entries to determine that one or more entries of the plurality of entries contains information relevant to creating or updating a CV. A processor organizes the one or... Agent:
20150026087 - Generating a curriculum vitae update report: In a method for compiling information suitable for assisting in creating or updating curriculum vitae (CV), a processor analyzes a plurality of entries to determine that one or more entries of the plurality of entries contains information relevant to creating or updating a CV. A processor organizes the one or... Agent:
20150026086 - Systems and methods for providing a virtual staffing agency: This disclosure provides systems and methods for providing a virtual staffing agency that enables a real-time intelligent job placement. The virtual staffing agency allows a client to create an assignment using its computing device and submit the assignment to a server. Subsequently, the client can receive, at its computing device... Agent:
20150026088 - Crime assessment tool and method: Embodiments of the disclosure are directed towards a crime assessment tool and method for comparing and visualizing crime statistics in a manner such that an accurate assessment of safety in one area may be compared to the safety in another area. The crime statistics may be normalized based on a... Agent:
20150026089 - Delivering ordered items to an appropriate address: A method, system, and computer-readable medium for automatically determining appropriate delivery information for one or more items of an order or potential order is described. A variety of types of information can be considered when determining what delivery information is appropriate for one or more items, such as a type... Agent: Amazon Technologies, Inc.
20150026090 - Process of combining multiple carriers for international shipping: Disclosed is a method process of online rating for international import and export shipments. The rating combines multiple carriers together in order to provide one cohesive international service. The consumer can obtain a door to port or door to door rate when employing a pick up carrier, such as a... Agent:
20150026091 - Methods and systems for providing data packages: Some embodiments relate to a method and system for creating a data package for one or more consumer services. The method includes displaying a number of consumer services through an information-retrieving interface to a user, and receiving a selection of at least one consumer service from the user. The method... Agent: Xerox Corporation
20150026093 - Apparatus and method of wireless instant messaging: A wireless communication device declares one of a plurality of extended instant messaging states and transmits the declared states to a presence information server. Declared extended instant messaging states for destination devices are received, and an enhanced instant message based on declared extended instant messaging states is generated.... Agent:
20150026092 - System and method for providing assistance: A system is provided that provides customer service functions within a store location. In one implementation, an application is provided that executes on a customer's personal device (e.g., a cell phone) or other store systems (e.g., kiosks) that allows the customer to request assistance from store employees. Such requests may... Agent:
20150026094 - Reliability target system: A system, such as a reliability target system (RTS), can determine a customer driven reliability target (CDRT) for a product, such as an electronic device or system. The CDRT can be a target reliability or quality score or a target value, such as a mean time between failures target value.... Agent:
20150026099 - Pillow display cart: A cart for marketing bedding is provided that includes a rack including a plurality of vertical support members and at least one tray positioned between the support members. The tray includes a plurality of compartments. A pillow is disposed in each of the compartments. Each of the pillows has a... Agent:Previous industry: Data processing: speech signal processing, linguistics, language translation, and audio compression/decompression
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