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Data processing: financial, business practice, management, or cost/price determination

Below are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
02/05/2015 > 211 patent applications in 85 patent subcategories.

20150039325 - Assessing pharmaceuticals: Among other things, data is stored for each of several pharmaceuticals that are associated with a given indication. The data is representative of elements of value of the pharmaceutical including elements within the domains of clinical efficacy, safety and use, and economics. A computer is used to calculate a drug... Agent:

20150039331 - Assessing pharmaceuticals: Among other things, data is stored for each of several pharmaceuticals that are associated with a given indication. The data is representative of elements of value of the pharmaceutical including elements within the domains of clinical efficacy, safety and use, and economics. A computer is used to calculate a drug... Agent: Real Endpoints LLC

20150039333 - Claim-centric grouper analysis: Computer implemented systems and methods of health care claim data analysis are provided by storing a claim data set in a computer database, including patient information and a DRG assignment based on at least primary and secondary diagnosis codes. A nominal DRG weight is determined for the claim data set,... Agent:

20150039334 - Claim-centric grouper analysis: Computer implemented systems and methods of health care claim analysis are provided by storing a claim data set in a computer database, including patient information and a DRG assignment based on at least a primary diagnosis code and one or more associated procedure codes. A nominal DRG weight is determined... Agent:

20150039328 - Dynamic optimal connectivity path: Dynamically determining an optimum connectivity path is provided. Default paths to connectivity sources associated with a payer may be determined and ranked based on various metrics, such as availability, content, and cost. When a connection to a primary connectivity source is determined to be down or unresponsive, a request may... Agent: Passport Health Communications, Inc.

20150039330 - Episode of care builder method and system: The Episode Builder according to exemplary embodiments of the present invention is a web-based computer application and its associated architecture that allows health care professionals to define and describe episodes of care. The Episode Builder provides a unique tool for these purposes. Using industry-standard code sets, the Episode Builder describes... Agent:

20150039324 - Managing a risk of a liability that is incurred if a subject treated for a condition is retreated within a specified time period: An embodiment of a risk-management method includes determining a risk that a subject treated for a condition will be retreated within a time period, and calculating, in response to a determined risk, a fee for taking an action if the subject is retreated within the time period. For example, such... Agent: Elwha LLC

20150039326 - Measure calculations based on a structured document: A method and system for calculating a measure result includes a specification loader that receives a measurement specification including a representation of a measure and identifies, based on a measure schema, one or more components in the measurement specification. The system also includes a specification compiler that generates, based on... Agent:

20150039329 - Method for triggering an action of a device authorized by a paper document: The present disclosure relates to a method for triggering an action of a device authorized by a paper document. In the method, the paper document is placed in a receptacle, an application device applies a first unique identifier to the paper document and generates an electronic image of the paper... Agent:

20150039336 - Method, planning unit and system to plan a medical examination: A method to plan at least one examination of an examination subject with at least one medical imaging apparatus by means of a planning unit, includes the following steps. The planning unit is connected with the at least one medical imaging apparatus. At least one input parameter of a database... Agent: Siemens Aktiengesellschaft

20150039335 - System and method for medical patient interaction: m

20150039332 - Systems and methods for health delivery systems: The present invention includes techniques for providing multilevel simulations for healthcare delivery systems. Computational methods may be used to transform the healthcare delivery market to a more efficient model. Multilevel simulations may provide the means to explore a wide range of possibilities, enabling the early identification of good ideas and... Agent:

20150039327 - Systems and methods for managing patient research data: The disclosure is directed to a process and system for managing the end-to-end process of obtaining research data from patients and/or participants in a Clinical Trial. The process enables collection of appropriate informed consent from patient/participants via electronic devices such as smart phones and tablets. Additionally, the system uses biometric... Agent:

20150039344 - Automatic generation of evaluation and management medical codes: The current document is directed to methods and systems for automated generation of evaluation and management medical codes (“E/M codes”). In one implementation, a series of processes are applied to a medical document in order to generate annotations and concepts, extract metadata, and, using the annotations and concepts, and, in... Agent: Atigeo LLC

20150039338 - Digital and computerized information system to access contact and medical history data of individuals in an emergency situation: A digital information system that any individual may join through a terminal with Internet access, to provide a participating user with a special service in the event of an accident and a need for the user to receive emergency assistance. The system provides access to the user's most important emergency... Agent:

20150039340 - Generating visualization images to aid with medication organization based on electronic prescription records: In generating visualization images to aid with medication organization, a request for one or more medication organizer pages for a patient is received. The request includes a style of the patient's medication organizer. In response, the patient's electronic prescription records are retrieved from one or more prescription databases. Using the... Agent: International Business Machines Coporation

20150039345 - Generating visualization images to aid with medication organization based on electronic prescription records: In generating visualization images to aid with medication organization, a request for one or more medication organizer pages for a patient is received. The request includes a style of the patient's medication organizer. In response, the patient's electronic prescription records are retrieved from one or more prescription databases. Using the... Agent:

20150039341 - Invention includes the process, method and system for cloud-based critical emergency and discharge medical information through the capturing, maintaining, accessing, integrating and communicating said information: The invention brings together a new process to alert emergency personnel of a person's medical information and how to gain access to it. Access to the medical information is secure, requiring self-identification and biometrics. The invention facilitates communication of this medical information in many scenarios. The person's medical information must... Agent:

20150039337 - Managing a risk of a liability that is incurred if one or more subjects each treated for a respective condition are retreated within a respective specified time period: An embodiment of a risk-management method includes determining a risk that one or more subjects each treated for a respective condition by a respective provider will be retreated within a respective retreatment time period, and calculating, in response to a determined risk, a fee for taking a respective action for... Agent: Elwha LLC

20150039339 - Method and system for collection and management of perioperative data: Methods and systems for collecting and managing anesthesia perioperative data of a patient are provided. More particularly, a method of the present disclosure can include presenting a dashboard view of a user interface on a display of a computing device. The dashboard view can display a plurality of modules corresponding... Agent: Istream Technologies, LLC

20150039346 - Neuroimaging database systems and methods: Systems for and methods of utilizing a neuroimaging database are presented. The systems and methods include techniques for analyzing the pathophysiological basis of a chronic brain disease and/or the effectiveness of a treatment for a chronic brain disease, obtaining data for research of a chronic brain disease, searching for chronic... Agent:

20150039343 - System for identifying and linking care opportunities and care plans directly to health records: A method and system for improving care and reducing adverse events and cost by identifying patent care opportunities and integrating them directly into electronic hospital records and the provider's routine workflow. The invention enables clinicians, care managers and users to improve care and efficiency by assembling data from disparate sources,... Agent:

20150039342 - Tracking of physiological or medicinal samples: A tracking device captures biometric and other data for a sample matched to a patient from whom biometric data has been stored. The sample can proceed to subsequent steps only if there is identity between the captured biometric data and the stored biometric data. Where there is identity, a first... Agent: Trakcel Ltd.

20150039351 - Categorizing life insurance applicants to determine suitable life insurance products: Methods and apparatuses, including computer program products, are described for categorizing a life insurance applicant to determine one or more suitable insurance products. A computing device receives data associated with the applicant. The computing device determines a risk level for one or more insurance risk factors, an insurance need factor,... Agent:

20150039349 - Methods, devices and systems for automatically triggering data collection events and collecting insurance rating data: The devices, methods, systems and computer-readable mediums of the present disclosure provide automatic data collection for insurance rating purposes. In particular, a battery powered Bluetooth device may be attached to a personal item of an insured individual. The Bluetooth device may automatically trigger a mobile telephone to begin storing data... Agent: State Farm Mutual Automobile Insurance Company

20150039352 - System and method for blind-rating of risk to collateral in a secured transaction: A method for insuring against collateral or property damage in a secured transaction includes monitoring the insurance status of each individual loan or lease. If insurance is not maintained as agreed by the borrower or lessee, an insurance policy is obtained with the premium for said insurance determined using a... Agent: G.d. Van Wagenen Financial Services, Inc.

20150039347 - Systems and methods for providing proactive monitoring, intervention, and insurance coverage services in a package delivery network: Various embodiments provide a system for proactively managing intervention activities associated with the delivery of at least one package and the settlement of costs incurred thereby. The system comprises one or more computer processors configured to receive new PLD data, the new PLD comprising at least an indication of a... Agent: United Parcel Service Of America, Inc.

20150039348 - Vehicle operations monitoring: During operation of a vehicle, usage data is received from one or more data collectors related to operation of the vehicle. A driving score is determined based on the one or more data collector inputs. A remote computer is queried for data relating the driving score to an insurance policy.... Agent: Ford Global Technologies, LLC

20150039350 - Vehicle operations monitoring: A computer in a vehicle is programmed to determine that the vehicle has entered an intersection zone; gather data related to operation of the vehicle in the intersection zone; determine that the vehicle has departed the intersection zone; and determine a current driving score based at least in part on... Agent:

20150039353 - Wireless device to enable data collection for insurance rating purposes: The devices, methods, systems and computer-readable mediums of the present disclosure provide automatic data collection for insurance rating purposes. In particular, a battery powered Bluetooth device may be attached to a personal item of an insured individual. The Bluetooth device may automatically trigger a mobile telephone to begin storing data... Agent:

20150039355 - Contract number allocation for travel industry transactions: Methods, systems, and computer program products for defining subcategories and associated contract number ranges within a standard issuance context category for a travel product. A stock allocation module includes a stock index table having a plurality of stock indexes each associated with an issuance context and at least one range... Agent: Amadeus S.a.s,

20150039356 - Journey data re-evaluation: Methods, systems, and computer program products for processing a transaction request associated with a travel record, where the travel record includes at least one previously-booked segment. The transaction request may be received at an inventory system, where the transaction request identifies at least one requested segment for the travel record.... Agent: Amadeus S.a.s.

20150039354 - Self-service system and method of tagging baggage: A self-service system and method of tagging baggage which reduces passenger wait time. An example method includes establishing an on-line session to facilitate check-in of a passenger, providing passenger identifying information during the on-line session, providing passenger baggage information during the on-line session, receiving, during the on-line session, an image... Agent: Ncr Corporation

20150039357 - Systems and methods for providing on demand business resources: Techniques for on demand business resource management are disclosed. In one particular exemplary embodiment, the techniques may be realized as a method for on demand business resource management including receiving, from a requester, a request via a network for a business resource. The method may further include authenticating the requestor,... Agent: Livelyhood, Inc.

20150039359 - Component based mobile architecture with intelligent business services to build extensible supply chain ready procurement platforms: The present invention is a tool for managing spend analysis, reverse auctions, sourcing, contracts, procure-to-pay processes, requests for proposals, supplier assessment and settlement processes. It employs hardware architecture and a software framework to provide a platform as a service that allows the user to create, store, report and manage bids,... Agent:

20150039358 - Data persistence technology configurator: A computer system receives data persistence requirements necessary for a system architecture. The computer system identifies one or more data persistence technology attributes corresponding to the received data persistence requirements. The computer system determines one or more data persistence technology products having one or more of the identified data persistence... Agent: International Business Machines Corporation

20150039362 - Allocation system and method of deploying resources: A system and method for allocating drivers to procure targets, such as automobiles. These targets are then transported to a desired drop-off destination. The entire system is automated, such that a requestor may hire drivers that are certified by the system and would satisfy requirements associated with the target, such... Agent:

20150039360 - Dependency management for enterprise computing: Briefly, embodiments disclosed herein may relate to managing dependencies among software components executed in enterprise computing environments, for example.... Agent: Yahoo! Inc.

20150039361 - Techniques for managing snow removal equipment leveraging social media: Techniques that leverage social media to proactively respond to inclement weather conditions such as snow that affect road conditions and, for example, coordinate snow removal from the roads are provided. In one aspect, a method for sharing road condition information is provided. The method includes the following steps. Data is... Agent: International Business Machines Corporation

20150039365 - Digital vehicle tag and method of integration in vehicle allocation system: A system and method for allocating drivers to procure targets, such as automobiles. These targets are then transported to a desired drop-off destination. The entire system is automated, such that a requestor may hire drivers that are certified by the system and would satisfy requirements associated with the target, such... Agent:

20150039364 - Optimizing emergency resources in case of disaster: A method and system for planning relocation of people from disaster locations to safe locations. Received are an identification of: a disaster locations at which a respective disaster is predicted to occur, numbers of persons to be evacuated during a specified range of time at each disaster location, safe locations... Agent:

20150039363 - Real-time prediction and correction of scheduled service bunching: A method includes: a computer receiving historical data from at least one service vehicle; the computer receiving network definitions for the least one service vehicle; the computer receiving dynamic data from the at least one service vehicle; and the computer developing predictions and corrective actions to prevent service bunching, based... Agent: International Business Machines Corporation

20150039366 - Mobile application for automobile business to manage driver-based transporting of vehicles: A method and system of web hosting platform is provided based on an internet based mobile application that is designed to match individual DRIVER(S) to auto dealers, auction houses, driving transport companies and other businesses and individuals (REQUESTORS) seeking to move automobiles, goods, services, tasks etc. from one location to... Agent:

20150039367 - Quality assurance and control tool: Disclosed is a program and project management system that is configured to engage in quality assurance and quality control. The program and project management system typically includes a processor, a memory, and a program module stored in the memory. The program and project management system is typically configured for: prompting... Agent: Bank Of America Corporation

20150039369 - Automated earpiece cache management: Many types of earpiece include a memory to which media items stored on a second device, such as music, audiobooks, and podcasts, may be transferred as requested by a user. However, it may be advantageous to configure the earpiece and/or the to fill the memory automatically with media items of... Agent:

20150039368 - Social event scheduler: An online event scheduler system for allowing users to find events of interest in which the users can participate and to allow users to set up impromptu meeting with nearby users.... Agent: Delonaco Limited

20150039371 - System for managing scheduling conflicts: A system that incorporates teachings of the present disclosure may include, for example, a proactive scheduler having a controller element to determine a scheduling conflict between a called party and a calling party according to calendar information of the called party and presence information of the called party. Additional embodiments... Agent:

20150039370 - Systems and methods for communicating scheduling data: A method or system for communicating scheduling data to a user is disclosed herein. The scheduling system may have an automatic “switch.” The switch changes a default, or adds a supplementary, appointment communication method during periods of high demand on the user's attention. For example, a restaurant reservation system may... Agent:

20150039373 - Method and apparatus for material requirements planning adjustments: A method and apparatus provide material requirements planning adjustments. A system generated future material requirements planning value can be generated for at least one material for a product. An estimated future lifecycle requirements planning value can be determined for the at least one material. The system generated material requirements planning... Agent: Motorola Mobility LLC

20150039372 - Real-time prediction and correction of scheduled service bunching: A method includes: a computer receiving historical data from at least one service vehicle; the computer receiving network definitions for the least one service vehicle; the computer receiving dynamic data from the at least one service vehicle; and the computer developing predictions and corrective actions to prevent service bunching, based... Agent: International Business Machines Corporation

20150039374 - Planning periodic inspection of geo-distributed infrastructure systems: An optimization framework to find the periodic inspection interval over an infinite time horizon for geo-distributed infrastructure systems subject to hidden failures. The unit's failure can only be rectified at periodic inspection, at which point a failed unit will be considered as being “perfectly” repaired. For geo-distributed infrastructure systems, for... Agent: International Business Machines Corporation

20150039375 - Supply chain optimization method and system: A computer-implemented method for managing a supply chain including a plurality of supply chain entities is disclosed. The method may include determining a plurality of input parameters for modeling the supply chain. Each input parameter has a plurality of input parameter values within a plausible range. The method may also... Agent: Caterpillar Inc.

20150039377 - Information output apparatus, information output system, and information output method: An information output apparatus includes a replacement information storage part storing first information and second information for each of replacements of a plurality of devices. The first information and the second information are associated with each other. The first information indicates a use condition of each of the devices before... Agent: Ricoh Company, Ltd.

20150039378 - License management solution for central- management products: A license manager running on a central-management server receives a license request for licensing a managed node as a client of a central-management product running on a central-management server. The license manager proposes a solution involving applying respective licenses for plural distinct central-management products. In response to a unified command,... Agent: Hewlett-packard Development Company, L.p.

20150039376 - Real time allocation engine for merchandise distribution: A system includes an allocation table configured for use in a push-driven retail allocation business. The configuration for the push-driven retail allocation business includes a centrally organized headquarter office and a plurality of distribution points. The merchandise is procured by the centrally organized headquarter office and distributed under guidance of... Agent: Sap Ag

20150039379 - Segmented business process engine: A method and system for providing a segmented business process engine for generating a result in response to an event message. A process instance identification component of the segmented business process engine identifies a process instance associated with the event message and provides the process instance message to a selected... Agent: Red Hat, Inc.

20150039380 - Systems and methods for converting sales opportunities to service tickets, sales orders, and projects: Systems and methods of the present disclosure facilitate managing a sale via a sales management system. In some embodiments, the system includes a sales opportunity module and a service ticket translation module. The sales opportunity module may be configured to receive a sales leads data structure comprising at least one... Agent: Connectwise Inc.

20150039381 - Customer request workflow management system: Embodiments of the invention are directed to systems, methods and computer program products for enrolling for electronically generating, submitting, transmitting, or processing a request. In practice, an associate may electronically input information associated with a received customer service request. Inputting this information into an electronic system may generate a formal... Agent: Bank Of America Corporation

20150039382 - Method and system for executing workflow: A cluster-based workflow system is provided which has the advantage of executing a workflow created by a non-IT researcher in a way that is suitable for computing resources in a cluster environment. The user can quickly analyze workflows using third-party applications, such as a large-scale bio data analysis workflow, a... Agent: Electronics And Telecommunications Research Institute

20150039383 - Methods and systems for a product selection tool: A computer-implemented method for determining a desired product for performing a workflow is provided. The method includes receiving a selection of a desired workflow from a user. The desired workflow includes a set of steps including at least one step. The method includes receiving a selection of a step from... Agent: Life Technologies Corporation

20150039386 - Method and system for risk assessment analysis: An engineering management system including one or more processors configured to receive input defining one or more requirements for a product. The engineering management system may generate a first risk prevention document based on one or more of the product requirements and receive risk parameter input related to the first... Agent: Omnex Systems, LLC

20150039384 - Program and project risk tool: Disclosed is a program and project management system. The program and project management system typically includes a processor, a memory, and a program module stored in the memory. The program and project management system is typically configured for: prompting a user to complete predefined program plan phase tasks; receiving risk... Agent: Bank Of America Corporation

20150039385 - System and method for liquidation management of a company: The present disclosure relates to a tool for identifying the probability of liquidation of a company. The system may be configured to collect indicators of liquidation data from a plurality of companies. The system may analyze the indicators of liquidation data to determine placement of a company of the plurality... Agent: American Express Travel Related Services Company, Inc.

20150039387 - Business support method and system: A business support method and system includes a terminal and a server. The terminal displays marketing activity data delivered from the server and acquires details of the marketing activity data; transmits to the server a calculation request including the details and obtains a calculation result when the details acquired include... Agent: Hitachi, Ltd.

20150039389 - Methods and apparatus for metering media feeds in a market: Methods and apparatus for metering media feeds in a market are disclosed. An example method includes determining if a media distribution ambiguity exists for a time period associated with received media metering data, when the media distribution ambiguity does not exist, combining, via a processor, the media metering data with... Agent:

20150039388 - System and method for determining consumer profiles for targeted marketplace activities: A system and method implemented by a computing system is provided for determining consumer economic profiles to form selected virtual marketplace communities. The created communities provide benefits to consumers, such as leveraging purchasing power for increased return on goods and services desired by the consumers. The system and method comprise... Agent:

20150039391 - Estimation and management of loads in electric vehicle networks: Methods and systems are presented for predicting demand for battery services in an electric vehicle network. The predicted demand may be used for managing the electric vehicle network, for example, by adjusting battery policies in order to provide improved battery services to users of electric vehicles. The battery policies can... Agent: Better Place Gmbh

20150039390 - Mobile marketing and targeting using purchase transaction data: A method for making a targeted offer by a telecommunication entity to an audience is provided. The method involves receiving from the telecommunication entity a first set of information including billing activities attributable to the telecommunication entity and payment activities attributable to the audience, by a financial transaction processing entity;... Agent: Mastercard International Incorporated

20150039393 - Systems and methods for increasing user engagement by determining the mode of transport of the users: Systems and methods for detecting geolocation data associated with a traveler and detecting geolocation data associated with a plurality of routes of public conveyances. Detecting a match between the geolocation data associated with the traveler and the geolocation data associated with one of the plurality of routes of public conveyances... Agent: Ebay Inc.

20150039392 - Techniques for retail location-aware services: Techniques for retail location-aware services are provided. A consumer defines parameters in which it is acceptable to the consumer to receive an offer for a good or service. When the parameters are achievable for an enterprise and when the consumer is in a configured proximity to the desired good or... Agent: Ncr Corporation

20150039394 - Golf scoring, marketing, and reporting system and method of operation: A system and method automatically report electronically recorded golf scores and other information to a golfer during or upon completion of a round of golf. A golfer operates a mobile terminal during play of a round of golf. The mobile terminal displays at least an electronic score card on its... Agent: Apple Electric Car, Inc.

20150039396 - Enterprise architecture system and method: A method for costing a web service operable for querying one or more data sources, the method including calculating the cost of operating the web service, measuring web service usage data using one or more service metrics, wherein the one or more service metrics include at least one derived service... Agent:

20150039395 - Sales proposal mix and pricing optimization: Systems, methods and articles of manufacture to generate sales proposals, by determining, for a customer, a level of preference for each of a plurality of items of inventory, classifying each item of inventory into one of a plurality of categories, determining, for the customer, a price range for each item... Agent: Disney Enterprises, Inc.

20150039397 - System and method for estimation of vehicle accident damage and repair: Described herein is a system and method for predicting the extent and cost of repair resulting from a vehicle accident. The estimates can be based on one or more of in-vehicle sensor measurements during the accident, external observations such as weather and traffic and road conditions and manually or digitally... Agent: Scope Technologies Holdings Limited

20150039398 - System, method, and apparatus for settlement for participation in an electric power grid: Systems, methods, and apparatus embodiments for electric power grid and network registration and management of physical and financial settlement for participation of active grid elements in supply and/or curtailment of power, wherein Internet Protocol (IP)-based messages including IP packets are generated by transforming raw data content into settlement grade content.... Agent: Causam Energy, Inc.

20150039399 - System and method for liquidation management of a company: The present disclosure relates to a tool for identifying the probability of liquidation of a company. The system may be configured to collect indicators of liquidation data from a plurality of companies. The system may analyze the indicators of liquidation data to determine placement of a company of the plurality... Agent: American Express Travel Related Services Company, Inc.

20150039400 - Business viability evaluation apparatus, business viability evaluation method, and business viability evaluation program: A business viability evaluation apparatus includes: a data management part that receives that a user enters a calculation process which is a process of calculating a value of an evaluation item for evaluating a business and a prerequisite which is an input value to the calculation process; and a business... Agent: Hitachi, Ltd.

20150039401 - Method and system for implementation of engineered key performance indicators: A method and system engineers Key Performance Indicators (KPIs). This method and system helps KPI engineers: 1) design effective KPIs based on target KPI behavior and performance leverage points; 2) validate KPI designs against sample sensor data while taking into account goal, resource, and policy changes; 3) verify that KPIs... Agent: International Business Machines Corporation

20150039402 - Wireless maintenance management mobile device application platform and related system: A mobile device application platform for maintenance management implemented by a personal digital assistant is provided by providing the user with access to a wireless connection, comprising: a repository of forms associated with a commercial cleaning system; a central server; a wireless communication system between the platform and the central... Agent: Ubm LLC

20150039405 - Collecting naturally expressed affective responses for training an emotional response predictor utilizing voting on a social network: Collecting naturally expressed affective responses for training an emotional response. In one embodiment, a label generator is configured to receive a vote of a user on a segment of content consumed by the user on a social network. The label generator determines whether the user consumed the segment during a... Agent:

20150039403 - Preventing man-in-the-middle attacks in electronic voting: In one aspect, there is provided a method. The method may include receiving, at a processor including a user interface, an indication representative of an electronic ballot cast electronically; interpreting, by the processor including the user interface in response to the received indication, data associated with the electronic ballot; generating,... Agent: Everyone Counts, Inc.

20150039404 - Weighted voting system:

20150039407 - Mobile application based advertisement system and method: Disclosed is a system and method for incorporating advertisements into a mobile application for computerized systems, and in particular, mobile devices. In one embodiment of the invention, the system comprises an entertaining game application, a tool application, or a utility application that features various advertised goods or services, wherein the... Agent:

20150039408 - Systems and methods for anonymous coupon redemption: Systems and methods are disclosed for a service provider to facilitate the sale and purchase of discount coupons applicable to products buyers are interested in purchasing. A buyer may transmit information on a product to the service provider. The service provider may search a repository of coupons to find coupons... Agent:

20150039409 - Methods and systems for providing scan triggered application services: Disclosed are methods, systems and computer program products for providing scan-triggered application services to a user using a scan-able information encoded in a service scan code, such as a bar code, a quick response (QR) code, an RFID code/tag, or an NFC code/tag. In one embodiment, a mobile communication device... Agent:

20150039410 - Dynamic awards and restrictive tender system and method: A dynamic awards and restrictive tender method and system are provided. The method includes receiving, at a processor of a sales device, a request for a purchase of an item. A purchase rule applicable to the purchase is determined. An update to the purchase rule is received. The request for... Agent:

20150039412 - Affinity group: A method of creating an affinity group image for application to an affinity group transaction means, the method comprising: displaying at least one image for application to a transaction means associated with the affinity group; receiving instructions to manipulate an image selected from the at least one image; processing the... Agent: Serverside Group Limited

20150039411 - Preferential pricing, system and method: An exemplary embodiment provides for a computer-implemented method for self-selection into a familial-based discount telephonic rate program. The method includes receiving an indication that a person is related to a current participant of the familial-based discount telephonic rate program and adding a person to the familial-based discount telephonic rate program... Agent: Telmate LLC

20150039413 - Method and system for making payments and receiving rebates: A method and system for providing a rebate for a purchase, the method including collecting, in a database of a rebate server, personal data and transaction history regarding a personal subscriber, receiving rebate parameters from a business subscriber in a database of the rebate server, calculating a personal rebate for... Agent:

20150039414 - System and method for issuing online rewards: The system and method for issuing an online reward disclosed provides a direct way to specifically reward a user for their actions on the internet. For a campaign according to the system and method, a unique code is provided, which could, for example, be a hashtag, and a search of... Agent:

20150039406 - Independent targeted sponsored content management system and method: A system may include a database configured with individual partitions, one of the partitions corresponding to a sponsored content campaign of a social network. The system may further include multiple servers each communicatively coupled to the database, and each configured to implement a campaign having a campaign termination criterion. Each... Agent: Linkedin Corporation

20150039415 - Method and apparatus for performing real-time out home advertising performance analytics based on arbitrary data streams and out of home advertising display analysis: An approach is provided for determining performance of location-based displays. The coincidences computational platform may process and/or facilitate a processing of at least one data stream associated with at least one device to cause, at least in part, an extraction of one or more data sets. Then, the content platform... Agent: Here Global B.v.

20150039416 - Systems and methods of optimizing a content campaign: Systems and methods of the present disclosure relate to optimizing a content campaign of a computer network. A data processing system (“system”) can receive and parse a first content item of the content campaign from a content provider via a computer network to identify a logical element, which can include... Agent: Google Inc

20150039418 - Content item distribution based on user interactions: Methods, systems, and apparatus for content item distribution based on user interactions. In one aspect, a method includes identifying a set of conversion events associated with a content item provider, each conversion event having a corresponding device identifier; identifying, for each conversion event, a number of pre-conversion interactions that i)... Agent: Google Inc.

20150039417 - Method, computer system and device for determining effectiveness of an online advertisement: A method is disclosed for determining effectiveness of an online advertisement displayed on a first network page. The advertisement refers to at least one of an online shop, a product and a service offered by an online shop. The method include the steps of selecting a group of network users... Agent: Hurra Communications Gmbh

20150039420 - Audience centric pricing: A system can include a server that includes or is associated with a revenue analysis module. The module can be configured to receive user web browsing session data from a data source. The session data may include page view data, page interaction data, and page referral data. The module may... Agent: Yahoo! Inc.

20150039419 - Keyword price recommendation: An system can include a server that includes or is associated with a keyword price recommendation module. The module can be configured to recommend an optimal price for a keyword, per referral event, in a search engine marketing campaign. For making such a recommendation, the module can be configured to... Agent: Yahoo! Inc.

20150039422 - Communication with shoppers in a retail environment: Communication plans are created, modified, and executed by a campaign server. The campaign server creates a retail environment communication plan that specifies communications to be made to unidentified shoppers in a retail environment that includes at least one sensor. The campaign server identifies a shopper in the retail environment by... Agent: International Business Machines Corporation

20150039423 - Enabling participation in an online community using visual machine-readable symbols: A facility for coordinating an online discussion is described. The facility receives an indication that a user has captured a machine-readable symbol encoding an identifier that identifies a particular online discussion. In response, the facility incorporates into an online forum that hosts this online discussion an indication that this user... Agent:

20150039421 - Methods and systems for recommending media assets based on scent: Methods and systems are disclosed for selecting media assets based on a scent detected at a location of a user device. For example, a media guidance application implemented on a user device may incorporate or have access to a scent detection component, which may determine one or more scents at... Agent: United Video Properties, Inc.

20150039427 - Identifying media store users eligible for promotions: A developer/requestor may select a subset of users for a promotion by querying a database; however, the developer may not be provided with specific details about each user (e.g., purchase history, browsing history, etc.). The system returns a response to the query that obfuscates a user's data while simultaneously providing... Agent:

20150039428 - Information providing method and program: Disclosed is an information providing method and so on including: obtaining a use history of a device used by a user for processing on a substance; and providing information according to the obtained use history to the user, wherein the processing on the substance includes a movement of the substance... Agent:

20150039430 - Method and system for providing interactive advertisement customization: A system and method may include providing a media stream via a network, the media stream comprising one or more advertisement content segments, identifying aggregate information associated with a viewer, assigning the one or more advertisement content segments to one or more categories and a category score associated with the... Agent:

20150039425 - Notification system: A method comprising using at least one hardware processor for: receiving historical responsiveness data of an offeree; computing predicted responsiveness of the offeree to one or more present offers, wherein said computing is based on the historical responsiveness data and is performed regardless of a content of the one or... Agent: International Business Machines Corporation

20150039429 - Power system: A computer implemented system and method for demand management in an energy supply network including aggregation of energy use modification offers from energy consumers in order to meet value offers from energy suppliers.... Agent: Embertec Pty Ltd.

20150039426 - Revenue share analysis: A revenue share analysis module can determine individual session revenues for content items provided by content providers. The module can also determine total session content revenues for each of the content items according to the determined individual session revenues, and determine respective content values for each of the content items... Agent: Yahoo! Inc.

20150039424 - System and method for social display advertisements: Disclosed is a system and method for providing automated micro-targeted advertisements to a small group of engaged users based on the users' interactions with each other. The systems and methods disclosed provide relevant advertisements to members of a small targeted online group, where the members of the group share common... Agent: Yahoo! Inc

20150039432 - Keyword recommendation: An example system can include a server that includes or is associated with a keyword recommendation module. The keyword recommendation module can be configured to select keywords for a search engine for use in a search engine marketing campaign, wherein the search engine provides more traffic to Internet content of... Agent: Yahoo! Inc.

20150039431 - Method and system for clustering similar items: A method and system for selecting a product to advertise. The method includes receiving an advertisement request from an application, generating a plurality of nodes corresponding to a plurality of user-entered text strings received from a user by the application, sending, to a marketplace system, a plurality of search queries... Agent: Intuit Inc.

20150039433 - Gift messaging based customer acquisition: In accordance with some of the gift messaging based customer acquisition methods, apparatus, and computer-readable media that are described herein, a message for a gift recipient is determined in connection with a gift based on input from a first network node associated with a gift giver. A message notification that... Agent:

20150039434 - Establishing communication with a computing device based on the proximity of the computing device to a location: The disclosed embodiment relates to establishing communication with a nearby user computing device. An exemplary method executed by one or more computing devices comprises monitoring a geographic area to determine whether a user computing device is located within the proximity of at least one of the one or more computing... Agent:

20150039435 - Daymal.com: The present invention is an internet technology-based system (e.g., webpage) which facilitates discount sales and shoppings. The system categorizes the discount sales as both online and offline sales. The online and offline sellers are provided some facilities to open and design the interior features of their own shops through this... Agent:

20150039436 - Method and system for targeted information dissemination: A targeted information dissemination system includes a database, a player, a control device and a plurality of detecting devices. The player, control device and at least one detecting device may be disposed on a public area. If a portable device of a consumer has been detected by the at least... Agent: Iadea Corporation

20150039437 - Method of coordinating pre-scheduled sales with sellers and buyers: A method of buyer-seller interaction wherein multiple sellers agree to coordinate their individual sales in a coordinated sale is disclosed using a internet-based service. The individual sales within a coordinated sale are scheduled to start in succession. Sellers log onto a website interface for the service, and create a profile,... Agent:

20150039441 - Apparatuses, methods and systems for ad-hoc applications based on advertisement: The disclosure details the implementation of apparatuses, methods and systems for a Framework for Ad-hoc Applications Based on Advertising (FAABA). The FAABA may employ short-range radio-frequency communications. The disclosure teaches mechanisms for providing targeted advertising in connection with ad-hoc applications/point-to-point (P2P) communications between user terminals. In a manner, the invention... Agent:

20150039440 - Displaying ads on a mobile device outside of a mobile app: Ads delivered to mobile devices by virtue of a mobile app executing on the device are displayed on the device screen outside the confines or borders of the mobile app. This enables app developers to display ads through their apps to app users wherein the ads are displayed outside the... Agent: Adenda Media Inc.

20150039438 - Method and apparatus for providing recall notifications to customers: A method and apparatus for providing targeted recall notifications are provided herein. During operation the system will determine a probability of a customer actually having purchased a recalled product. A notification of the recall will then be sent to the customer based on this probability, even if no direct evidence... Agent: Motorola Solutions, Inc

20150039439 - Retailer-controlled showrooming: A method for offering a purchase incentive from a retail merchandiser to a retail customer through a handheld customer communications device is executed at least in part by a computer system and includes receiving, at a first processor having a network address, data from an encoding that is scanned and... Agent: Uniteu Technologies, Inc.

20150039443 - Engagement point management system: Engagement point management systems are presented. A consumer's behavior can be observed via one or more digital representations. The observed behaviors can be mapped to an expected behavior pattern constructed from individual engagement points. Each engagement point represents a possible communication channel between a third party content provider and the... Agent:

20150039442 - Multiple-resolution, information-engineered, self-improving advertising and information access apparatuses, methods and systems: The MULTIPLE-RESOLUTION, INFORMATION-ENGINEERED, SELF-IMPROVING ADVERTISING AND INFORMATION ACCESS APPARATUSES, METHODS AND SYSTEMS (“MISAIA”) transforms content and content identifier inputs via MISAIA components into self-engineered, self-improving advertisements and information accessing unique persistent universal name identifier (UPUNI) outputs. MISAIA receives a request for a unique persistent universal name identifier (UPUNI) from a... Agent: Content Directions, Inc. Dba Linkstorm

20150039444 - Application of dynamic tokens: A method assigns token requirements to service subscriptions in a service platform, such as a service platform containing entities, such as end-users, contacts, sponsors, membership associations or databases, or a database associating, referencing, or containing a plurality of said entities or databases. The operator of the service platform establishes customization... Agent:

20150039447 - Digital exchange serving as an integrated, continuous sponsorship and promotion system for community businesses, organizations, and schools: A method of operating a digital exchange system includes providing a server connected to a communications network configured for two-way communications with system users, and configuring the server to display, on a system-user device, information on one or more community organizations or individuals and sponsorship needs thereof. The method also... Agent: Vigeomedia, LLC

20150039446 - Obtaining real-time advertisement fee payments: Obtaining real-time advertisement fee payments is disclosed, including: receiving access behavior data from a publisher server, wherein the access behavior data comprises data associated with interactions associated with one or more ads associated with an advertiser; determining a loan amount based at least in part on total ad fees determined... Agent:

20150039445 - Providing advertising: The present disclosure includes a system and methods for providing advertising. In some implementations, a method includes associating a plurality of ad spaces of at least two different types as a unit. The unit is offered to one or more advertisers for purchase.... Agent:

20150039448 - Incentivized auction style messaging: A system for incentivization of communications, comprising an incentivization engine and an auction service, and a method for using such a system for providing incentivization of user communications and user competition for incentives.... Agent:

20150039449 - Indicating unavailability of an uploaded video file that is being bitrate encoded: A system for indicating the unavailability of an already uploaded video file is provided. The system includes an advertiser system providing a graphical user interface for uploading a video file to a database and an ad serving system communicatively coupled to the database that receives the uploaded video file. A... Agent: Yahoo! Inc.

20150039451 - Biometrics for rapid and enhanced service and hospitality and quantification thereof: The present invention provides a computer-implemented system and method for enhanced service and hospitality by a facility, such as a restaurant, using biometric identifiers, such as facial recognition, fingerprint identification, palm print identification, iris recognition, retina recognition and voice recognition, and a computer-implemented means for quantifying the rapidity of service... Agent:

20150039450 - Customer-based wireless food ordering and payment system and method: An interactive system and method allows customers to electronically place and pay for menu orders without wait-staff intervention at food service establishments and which processes orders. The invention has at least one ordering device with data input, a display, and wireless communications, and one or more computer servers for processing... Agent:

20150039452 - Consolidated retailer-operated electronic payment system: A consolidated electronic payment system operated by a retailer exclusively for its customers is disclosed. Otherwise independent and limited authentication and payment resources are consolidated within the unified system, facilitating broader access at retail checkout to several payment instruments. System functions are executed jointly by a customer-facing checkout facility and... Agent: Wal-mart Stores, Inc.

20150039453 - Ngo electronic transaction management system and method: A system, method, and computer-readable storage medium configured to process financial transactions that traverse an NGO network with an interbank network.... Agent:

20150039454 - Techniques for secure mobile payment: Techniques for secure mobile payment are provided. A credit or gift card is registered for additional security, such that a secure identifier or personal identification number (PIN) is required for use of the credit or gift card. Registration is not required or even known by the third-party payment service associated... Agent: Ncr Corporation

20150039455 - Universal interface card swipe terminal point of sale system with multiple mobile wallets/payment applications: An invention is disclosed whereby Merchant Card Swipe Terminals, as well as Tablet or PC Computer-based POS systems having card swiping devices are enabled via a software-based solution to interface with multiple mobile payment/mobile wallet solutions and provide check out functionality for corresponding mobile payment platforms. The software is implemented... Agent:

20150039456 - Method and apparatus for detecting misidentification of items sold by weight: A point of sale terminal that performs purchase transactions is presented. The point of sale terminal includes an optical code scanner and weigh scale device. The optical code scanner portion of the optical code scanner and weigh scale device continuously scans for an optical code while the weigh scale portion... Agent: Ncr Corporation

20150039458 - Method and system for automated retail checkout using context recognition: A gestural checkout system includes a sensor-equipped server programmed with a gestural context application that authenticates a customer's identity upon entry to a retail store. The sensors include cameras. The sensors are identify products and detect gestures of the customer indicating a purchase decisions. Gestures include product pick-up, product movement... Agent: Volitional Partners, Inc.

20150039457 - System for syndicating subscriptions with retailers: System and methods for facilitating syndication of subscriptions with retailers are described. The retailer can manage the customer relationship and may optionally automatically renew the customer's subscription. The platform fulfilling the subscription receives payment from a retailer and provisions the renewal subscription to the customer. A customer can purchase an... Agent: Microsoft Corporation

20150039460 - Bi-directional project information updates in multi-party bidding: In an example embodiment, bid specifications for an ecommerce transaction are transmitted from a party requesting bids to a plurality of bidders. Then a modification to the bid specifications is received from a first bidder of the plurality of bidders along with a bid in accordance with the modified bid... Agent:

20150039459 - Determining a price associated with a winning bid: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, including a method for determining bid prices for content items. A winner associated with an auction is identified for delivery of a content item, including identifying a first bid associated with the winner and an associated first... Agent: Google Inc.

20150039466 - System, method, and apparatus for assessing the condition of tangible property that is loaned, rented, leased, borrowed or placed in the trust of another person: Embodiments are directed towards assessing the condition of tangible property that is loaned, leased, borrowed, or otherwise placed in the trust of another person. A first condition of the property may be documented and possession of the property may be transferred to a first party. A user may employ a... Agent: Record360 Inc.

20150039468 - Apparatus and method for peer-assisted e-commerce shopping: A method for peer-assisted shopping including receiving, at a first device, a transacting media container comprising base content and supplemental content related to one or more items in the base content. The method also includes receiving a selection of at least one of the one or more items. The method... Agent:

20150039467 - Print service matching: A print service system including a first stage module to set non-price service terms between a buyer and print service providers, and a second stage module to produce price-based terms between the buyer and one print service provider.... Agent:

20150039469 - Classification based on vehicular data records: A classification system with regard to vehicles is provided. The classification system includes computing device(s) and an application program executable in the computing device(s). The application program includes logic that maintains taxonomic scheme information associated with attribute(s) of vehicles sold through an electronic commerce network site, logic that obtains data... Agent: Hon Hai Precision Industry Co., Ltd.

20150039470 - Decentralized internet shopping marketplaces: A method, medium, and system are provided to facilitate local or global exchange of goods and services through a decentralize network of peer-to-peer (P2P) nodes. In one aspect of the disclosure, the nodes may be maintained or operated by the participants in the marketplace system. In one aspect, the system... Agent:

20150039472 - Method and system for selecting and pricing media content: A media sourcing solution allows consumers to gain access to media content through several different sources. Currently, media consumers are without a means for understanding the most cost beneficial method to access their desired media content. The system and method can inform consumers as to where they can source their... Agent:

20150039471 - System for verifying source of food and providing customized information with respect thereto: A method for operating a computer system to provide information about a product to a customer is disclosed. The method includes receiving a login request identifying a specific business establishment and the customer from a customer device that is remote from the data processing system, and initiating a session for... Agent:

20150039473 - Near-duplicate filtering in search engine result page of an online shopping system: Reducing near-duplicate entries in online shopping system search results. For each pair of entries in a set of entries, each entry characterizing a product in a data store of an online shopping system and each entry characterized by a set of attributes, determining a distance between the entries in the... Agent: Google Inc.

20150039475 - Point of sale system and method for sampling and purchasing digital content: A system for sampling and purchasing digital content includes at least one processor, at least one computer-readable tangible storage device, and program instructions stored on the at least one storage device for execution by the at least one processor. The program instructions include first program instructions configured to receive data... Agent:

20150039474 - Processing techniques for text capture from a rendered document: A facility for initiating a purchase is described. The facility receives a text sequence captured by a user from a rendered document using a handheld text capture device. The facility identifies in the received text sequence a reference to a distinguished product. In response to identifying the reference, the facility... Agent:

20150039462 - E-wallet store injection search apparatuses, methods and systems: The E-WALLET STORE INJECTION SEARCH APPARATUSES, METHODS AND SYSTEMS (“SIS”) transform aggregated automated shopping lists and user location data using SIS components into automated shopping item availability messages and merchant location navigation responses. In some implementations, the disclosure provides a processor-implemented method of providing an automated store injection search service.... Agent: Visa International Service Association

20150039461 - Omnichannel retailing: A device may determine its location within a store and display the location on a map of the store. A user may provide a shopping list to the device. The device may then display the location of desired items on the map of the store. When an item is located... Agent: Ebay Inc.

20150039465 - Circuits and method for connecting a communication terminal to an infrastructure of a building within a closed circuit e-shopping: Circuits and method for connecting a communication terminal to at least one end of a twist pair of a building infrastructure and to a complimentary circuit terminating the other end of the twist pair for propagating distinctly modulated higher carrier frequency and lower carrier frequency for propagating simultaneously two modulated... Agent:

20150039463 - System for managing service requests: r

20150039464 - Systems and methods for event-based gift giving and receiving: Online, event-based gift giving and receiving systems and methods eliminate the redundancy of creating a separate registry or wishlist with the same products listed for each life event by using event-based product tags. One or more example embodiments include setting privacy for event-based product tags, setting privacy for each product... Agent:

20150039476 - Systems, methods, and apparatus for wireless thermal printing for order fulfillment: Systems, methods, and a printer apparatus using network-based communication over 3G or 4G wireless networks, and provides for electronic response from the printer relating to order confirmation and fulfillment at the recipient printer, in communication to an order management coordinator or server. The printer provides an order output including at... Agent:

20150039477 - Inventory control system: An computer-implemented inventory control system and a method of inventory control which includes an inventory control program executable to analyze a sensor signal generated by a distance sensor having a fixed position at a target location to calculate the inventory level of a target product positioned at the target location... Agent: Encompass Technologies, LLP

20150039479 - Electronic receipt system, merchandise sales data processing apparatus, and electronic receipt management server: An electronic receipt management server includes a storage unit, a network interface configured to receive electronic receipt information related to a merchandise sale, membership information of a consumer associated with the merchandise sale, company information of a store associated with the merchandise sale, and a status indicating issuance of a... Agent:

20150039478 - In-memory-database-driven business consolidation system reporting: The present disclosure describes methods, systems, and computer program products for providing enhanced business consolidation system reporting functionality according to an implementation. One computer-implemented method includes retrieving financial journal entry data from a total record for consolidation into a consolidated financial report, the financial journal entry data classified as single... Agent: Sap Ag

20150039482 - Control apparatus, method and computer-readable storage medium: In the first state in which the position of an external device is included in the first area where a power supply unit executes wireless power supply and is included in the second area wider than the first area where a communication portion performs communication, the power supply unit is... Agent:

20150039480 - Detecting and fixing problem video accounts and subscriptions: A computer device may include logic configured to manage an account creation process for customers, wherein the account creation process includes creating a DVD account in a DVD system, creating a digital account in a digital system, and creating a billing account in a billing system and manage a subscription... Agent: Verizon Patent And Licensing Inc.

20150039481 - Service utilization browser plug-in: A method of using a data monitoring service may include transmitting a request for subscriber billing status information; in response to the request, receiving the subscriber billing status information in a response message; formatting a status message based in part on the received subscriber billing status information, the status message... Agent: Calix, Inc.

20150039483 - System and method for the automated handling of documents related to private investigations: Disclosed is a system and method for generating, distributing, and accessing private investigation related documents. The system is operated by a host and utilized by a number of different entities that are involved in preparing and distributing private investigated related documents. The system also permits the automated invoicing and billing... Agent:

20150039484 - Method and apparatus for managing financial control validation processes: The invention comprises a method and apparatus for determining compliance of at least one financial control. Specifically, the method comprises obtaining the at least one financial control where the at least one financial control is associated with at least one revenue generation process, selecting at least a portion of sample... Agent:

20150039531 - Computer-based investment and fund analyzer: A system and a method are disclosed including Graphical User Interface (GUI) components, and one or more software data gathering and analysis components that are used to automatically obtain financial data for company stock selected by a user, compute other intermediate financial parameters and scores for the selected stock, and... Agent:

20150039534 - Invention protection and development systems: s

20150039530 - Pca-based portfolio margining: A computer implemented method determines a margin requirement for a financial product portfolio. Market conditions for the financial product portfolio are characterized by a zero curve. The method includes producing a plurality of scenario curves, each scenario curve reflecting a principal component analysis (PCA) model of the zero curve with... Agent: Chicago Mercantile Exchange Inc.

20150039533 - System and methods to provide for and communicate about safer and better returning asset-liability investment programs: A data processing system compiles information about account holders, holdings, and other investment-related information. A hypothetical portfolio is generated to provide for a specified payout stream over a defined period of time, statistically evaluated, and compared by means of scaling to determine the best fit scale of the portfolio to... Agent:

20150039532 - Volatility index and derivative contracts based thereon: An improved volatility index and related futures contracts are provided. An index in accordance with the principals of the present invention estimates expected volatility from the prices of stock index options in a wide range of strike prices, not just at-the-money strikes. Also, an index in accordance with the principals... Agent: Chicago Board Options Exchange, Incorporated

20150039485 - Billing transaction currency normalization: An apparatus and method for processing of transactions that originate in differing currencies is described herein. More particularly, a currency conversion is described that occurs during for the purposes of counting transactions and charges while rate calculations such as the application of a discount occur in the multiple, different underlying... Agent:

20150039489 - Electronic trading platform and method thereof: A computerized trading system having a plurality of independent trading environments for trading quotes relating to financial instruments received from quoting firms. A multicast data bus provides communication between a matching engine, a plurality of edge applications operating in each independent trading environment, and an order gateway which is common... Agent: Miami International Securities Exchange, LLC

20150039486 - Generating a description of, and an offer to transfer or a solicitation of an offer to acquire, an asset that includes at least one retreatment contract: An embodiment of a method includes generating a description of an asset that includes at least one retreatment contract, and generating an offer to transfer, or a solicitation of an offer to acquire, the asset. The asset may also include one or more instruments other than the at least one... Agent: Elwha LLC

20150039488 - System and method to provide informational depth via a gradient indicator: Example methods, systems, and computer-readable media are disclosed and described to display trading information via a trading interface. An example method to display trading parameters via a graphical trading interface includes defining a first user interface element to be displayed in the graphical trading interface at a computing device. The... Agent: Trading Technologies International, Inc.

20150039487 - Systems and methods for investable delevering: The present disclosure is directed toward generating indexes of unlevered asset returns based on the returns of constituents that employ leverage in the return-generating process, without exposing investors to significant tracking error. Data an amount of debt, cost of debt, implied market capitalization, and relative weights are compiled for each... Agent: National Association Of Real Estate Investment Trusts

20150039491 - Financial-service structured content manager: A financial-service system that manages content objects includes a chronicles platform with a chronicle associated with a loan request. A content manager determines a set of content objects to be associated with the chronicle and generates a bucket for each content object of the set of content objects. Each bucket... Agent: Ncino, LLC

20150039490 - Systems and methods for providing user-controlled automobile financing: Methods and systems are disclosed for providing approved financing in advance of a purchase to a buyer of an item, such as an automobile, and allowing the prospective buyer to maintain control over the financing throughout the sales process. According to disclosed embodiments, a financial service system configures a financing... Agent: Capital One Financial Corporation

20150039492 - Change on card method and apparatus: A system, method, and computer-readable storage medium configured to enable intelligent management and implementation of travel policies, elite cardholder benefits, or vendor offers related to expenses incurred on a payment card.... Agent: Mastercard International Incorporated

20150039496 - Digital currency distribution system with acoustic triggers: A system and method are disclosed to determine an action to be taken for currency delivery to a client. The method provides for the triggering and delivery of digital currency from television sets and audio devices to mobile devices by way of acoustic triggers, which are inaudible and/or indiscernible to... Agent:

20150039493 - Intelligent business management platform method and apparatus: A system, method, and computer-readable storage medium configured to enable intelligent management and implementation of travel policies, elite cardholder benefits, or vendor offers related to expenses incurred on a payment card.... Agent: Mastercard International Incorporated

20150039494 - Paired wearable payment device: The present invention relates to an electronic device 101 for use in a transaction process. The electronic device 101 comprises a first wireless communication module for communicating with a second electronic device 102 and a second wireless communication module for communicating with a payment terminal 106 for the purpose of... Agent:

20150039495 - Storage battery control method and storage battery control system: A storage battery control method used by a control device controlling a storage battery prepared for a plurality of consumers, and involves detecting an amount of power used by each of the consumers per unit time, making a judgement regarding whether or not the amount of power used by one... Agent:

20150039497 - Biller-initiated electronic billing activation: This disclosure describes systems, methods, and computer-readable media related to biller-initiated electronic billing activation. A service provider system for electronic bill presentment and payment (EBPP) may receive an electronic billing activation request, wherein the electronic billing activation request comprises i) an identifier associated with a biller, ii) an identifier associated... Agent: Fiserv, Inc.

20150039498 - Biller-initiated electronic billing activation: This disclosure describes systems, methods, and computer-readable media related to biller-initiated electronic billing activation. A biller system associated with a biller may receive entity information associated with an entity requesting to establish a biller account with the biller. The biller system may generate the biller account. The biller system may... Agent: Fiserv, Inc.

20150039500 - Process for invoice agent coupling: A method for invoice agent coupling includes, among other things, receiving a service invoice generated by a primary service provider and receiving an authorization of payment of the service invoice. Additional steps include receiving a request for early payment authorization, and transmitting a services payment to the primary service provider.... Agent: Masco Corporation

20150039501 - Supplier using a buyer-initiated payment system to provide qualifying information to obtain an interchange rate: A supplier uses a Buyer-Initiated Payment (BIP) system, such as a Payer Direct Hub (PDH), to obtain a selected interchange rate to charge the supplier. The payer may use a Supplier-Initiated Payment (SIP) system or manual method to provide a commercial credit card number to a supplier. A supplier may... Agent: Bora Payment Systems, LLC

20150039499 - System and method for staging money transfers between users having profiles: Various embodiments concern facilitating a money transfer by creating a first profile for a first user and a second profile for a second user. The first user can select the second profile from a plurality of profiles. The first user can enter a value designation for the transfer of money... Agent: Moneygram International, Inc.

20150039504 - Check verification and remote deposit capture: A remote deposit capture system is provides a remote deposit capture system that provides for physical manipulation of the financial instrument for deposit verification purposes.... Agent:

20150039502 - Misappropriation protection based on shipping address or store info from e-receipt: Embodiments of the invention are directed to a system, method, or computer program product for utilizing e-receipt data and other electronic communication data between a merchant and customer regarding a transaction to provide misappropriation protection based on address and/or merchant store information associated with the e-receipt or other e-communication. In... Agent: Bank Of America Corporation

20150039503 - Mobile remittances/payments: A method and a system for mobile remittance and/or payment are provided. Example embodiments may include receiving a request, at a financial entity and from a first party, to remit an amount from an account, associated with the first party to a mobile phone number associated with a second party;... Agent: Ebay Inc.

20150039505 - Dynamic trial subscription management: A network device receives a user's selection of a subscription to media content services that includes a designated trial period. The subscription includes access to both digital content and physical media content. The network device receives payment information, for the subscription, that includes a credit card number, a card security... Agent: Verizon Patent And Licensing Inc.

20150039508 - Efficient authentication of a user for conduct of a transaction initiated via mobile telephone: A method and system for authenticating a user for conduct of a transaction initiated by the user via a data-enabled telephone is presented. Efficient use is made of keystrokes on the data-enabled telephone. The data-enabled telephone is capable of initiating telephone calls over a telephone network and of engaging in... Agent: Mobileaxept As

20150039514 - Method and apparatus for identification verification and purchase validation: A computer implemented method includes receiving a request for payment-related information at a wireless device. The method also includes communicating between the wireless device and a paired vehicle computing system (VCS) to verify the presence of a known vehicle. Further, the method includes transmitting requested payment-related information, responsive to the... Agent:

20150039506 - Methods and systems for providing 3-d secure service on-behalf-of merchants: Systems and methods for conducting 3-D Secure transactions on-behalf-of (OBO) merchants. In an embodiment, a payer authentication response (PARes) message indicating enrollment in the 3-D Secure OBO merchants authentication service is received from an access control server by a computer and stored. The computer later receives a purchase transaction authorization... Agent: Mastercard International Incorporated

20150039511 - Mobile computing device, a method for performing a transaction, and a computer-readable storage medium: Various embodiments provide a mobile computing device comprising: a communication interface configured in use to wirelessly transmit and receive data; and a controller configured in use to cause the communication interface to transmit payment information to an external device to perform a transaction, the payment information including account information received... Agent: Mastercard Asia Pacific Pte. Ltd.

20150039507 - Mobile device and authentication method for mobile payment system: A mobile device is utilized for a mobile payment system. The mobile device includes an identity module for storing an identity data; a communication module for communicating with a client and receiving a start signal to generate a notification signal; a processing module for executing an application program to obtain... Agent: Wistron Corporation

20150039509 - Portable device for electronic payments: “Portable device for electronic payments” or “Electronic wallet calculator for cashless transactions” refers to a combined system of conversion, calculation and transmission of processed data for immediate and presencial payments and revenues, through portable or fixed devices of close but contactless communication, which, in most models, is similar to a... Agent:

20150039512 - Real-time cross-channel fraud protection: An artificial intelligence cross-channel fraud management system comprises a parallel arrangement of single-channel, fully trained fraud models that each integrate several artificial intelligence classifiers like neural networks, case based reasoning, decision trees, genetic algorithms, fuzzy logic, and rules and constraints. These are further integrated by the expert programmers and development... Agent: Brighterion, Inc.

20150039510 - Systems and methods of direct bank transfer: A financial institution and a payment initiator may exchange public keys to enable the secure exchange of data. A business wishing to collect payment can provide its account information to the payment initiator. A customer wishing to pay can instruct the payment initiator to encrypt the business's account information along... Agent:

20150039513 - User device profiling in transaction authentications: A real-time fraud prevention system enables merchants and commercial organizations on-line to assess and protect themselves from high-risk users. A centralized database is configured to build and store dossiers of user devices and behaviors collected from subscriber websites in real-time. Real, low-risk users have webpage click navigation behaviors that are... Agent: Brighterion, Inc.

20150039515 - Interactive product improvement through the use of variants and data gathering reports in a system that can be updated on the fly: Techniques for interactive product improvement through the use of variants and data gathering reports in a system that can be updated on the fly are disclosed. In some embodiments, interactive product improvement through the use of variants and data gathering reports in a system that can be updated on the... Agent:

20150039516 - System and method for distributing digital rights management digital content in a controlled network ensuring digital rights: A system and method for managing digital rights. The method includes receiving a Universal Resource Identifier (URI). The URI is used to identify a location for a user selected digital media item. The digital media item is to be played in a local area network (LAN). The selected digital media... Agent:

20150039517 - Cloud entertainment platform: Embodiments are directed to purchasing content provided by a cloud-based entertainment platform and to accessing media content provided by a cloud-based entertainment platform. In one scenario, a computer system receives authentication credentials from a user. The computer system authenticates the user to the cloud-based entertainment platform using the received authentication... Agent:

20150039518 - Personalized marketing system and personalized marketing method: The present invention provides a personalized marketing system and a personalized marketing method. The personalized marketing system comprises: a display device, a detecting device, a database device, and a control device. The display device is utilized for displaying at least an information. The detecting device is utilized for detecting at... Agent: Iadea Corporation

20150039519 - Tokenization in mobile environments: Data can be protected in mobile and payment environments through various tokenization operations. A mobile device can tokenize communication data based on device information and session information associated with the mobile device. A payment terminal can tokenize payment information received at the payment terminal during a transaction based on transaction... Agent:

20150039520 - Personal secure information device (psid): A secure data transmission device: employs a proprietary arrangement of individualized encodable micro-machined electromagnets embedded in a compact, plastic (or apt substrate) which insulates each electromagnet from one another. The electromagnets mimic the magnetic strip on a credit card, but have the capability to temporarily capture data, and then transmit... Agent:

20150039521 - Recipient behavior tracking for customer service responses: Embodiments of the invention provide systems and methods for managing interactions with a customer in a customer relationship management system. Generally speaking, embodiments of the present invention provide the ability to track customer activity resulting from service related emails or other messages by capturing interaction with the message itself (views/clicks)... Agent: Oracle International Corporation

20150039522 - System and method of providing a vehicle repair status: An instrument for compiling and monitoring a status of a vehicle repair process, wherein service repair personnel are able to modify the status of the vehicle repair process and a user is allowed to conveniently view the status of the vehicle repair process.... Agent: State Farm Mutual Automobile Insurance Company

20150039523 - Methods and devices for urban planning: Methods and devices for quantitatively mapping urban time uses to land uses in an urban unit and methods and devices for classifying urban units are disclosed. In some aspects, for each activity an associated time to be spent for the activity in one urban unit is used to provide an... Agent: Universitat De Girona

20150039524 - Detecting and responding to sentiment-based communications about a business on a social networking system: A social networking system identifies communications about an object associated with a brand owner. For each communication, the social networking system identifies users who were generated the communication, users who were exposed to the communication, and users who were not exposed to the communication. The social networking system determines a... Agent: Facebook, Inc.

20150039526 - Online match-making system or game, such as a web site, smartphone or tablet application and supporting network, and code configured to provide same: An online match-making system, such as a smartphone or tablet application and supporting network, which is configured to promote contact between users when a mutual interest has been determined. Profiles are received from (and maintained in) a database. A user can view the different profiles, such as by viewing at... Agent:

20150039525 - Selective communication of job openings to potential referrers: Embodiments are directed to constructing an employee referral network, selectively communicating job opportunities to potential job referrers and to facilitating incognito job referrals. In one scenario, a computer system imports professional contacts for an employee from at least one source of professional contacts. The computer system categorizes the imported professional... Agent:

20150039527 - Method for confirming the identity of an individual while shielding that individual's personal data: A method for confirming the identity of an individual while shielding that individual's personal data. At least one biometric such as the image of the iris of an individual is captured and stored in a database. A unique identification code is assigned to the biometric without reference to the first... Agent: Eyelock Inc.

20150039528 - Method and system for specialized handling of packages: Methods and systems for providing information relating to the specialized handling of a package, and articles contained within the package. Data relating to a package containing an article that requires specialized handling is associated with a unique identifier and stored in a database. The unique identifier is also included in... Agent: Fisher Clinical Services Inc.

20150039529 - Network of participants in a shipment cold-chain: The invention relates to a network of participants connected through a website and thereby forming a virtual cold chain, and wherein the participants can make proposals and/or bids to shipment owners, shippers, receivers, and customers, to provide services or products to keep the shipment at desired conditions (especially, temperature conditions)... Agent: Tcp Reliable, Inc.

  
  
  
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