Data processing: financial, business practice, management, or cost/price determination inventions

20090271208 - Automatic data transmission in response to content of electronic forms satisfying criteria: Automatic transmission of information is generated when the content of a posted electronic form matches a predefined criteria. An interface allows the user to create a criterion template to specify the match criterion without requiring the user to have the skills of a professional programmer. The person to be notified... Agent: Michael O. Scheinberg

20090271211 - Device including user exclusive data tag: A consumer device is disclosed. The device comprises a body, and a memory comprising a computer readable medium disposed on or within the body. The computer readable medium comprises user exclusive data tag, which can be placed in a user exclusive data tag.... Agent: Townsend And Townsend Crew LLP

20090271210 - Employee benefits management system: A Web-based, computer-driven health and welfare benefit system that groups employees into Eligibility Groups, limits available Business Rules to those available on a centrally authored pick list, allows disparate data files to be imported and offers flexible tools for employees to build customized internet interfaces for benefit management. End users,... Agent: John F. Letchford

20090271207 - Facility access management system: An enhanced delivery system (300) for field service providers is disclosed. In its simplest form, the delivery system (300), can comprise the steps of: granting (305) permission to a service provider to provide a designated service at an assigned location; traveling (310) to the assigned location to provide a service;... Agent: Gary J. Cunningham

20090271212 - Method, system, and storage device for user matching and communication facilitation: A method, system, and storage device for user matching and communication facilitation capable of receiving responses to at least one profile from at least one user. The profile having at least two sections. The first section having answers about the user and the second section having answers about what the... Agent: HulseyIPIntellectual Property Lawyers, P.C.

20090271205 - Preferred customer service representative presentation to virtual universe clients: The present invention is directed to presenting customer service representatives to a virtual universe client. A method for presenting a customer service representative (CSR) to a virtual universe client includes obtaining a preference(s) of the virtual universe client, and then presenting a virtual universe customer service representative (CSR) to the... Agent: Hoffman Warnick LLC

20090271209 - System and method for tailoring privacy in online social networks: In accordance with an exemplary embodiment of the present invention, a method is provided that includes maintaining a plurality of identification bits associated with a user and a minimum personal privacy level identifying if any of the plurality of identification bits are authorized for disclosure, and receiving a request for... Agent: At & T Legal Department - Ws Attn: Patent Docketing

20090271206 - Virtual world subgroup determination and segmentation for performance scalability: A system and method of decreasing server loads and, more particularly, to decrease server load by automatically determining subgroups based on object interactions and computational expenditures. The system includes a plurality of servers; a subgroup optimization module configured to segment a plurality of objects into optimal subgroups; and a server... Agent: Greenblum & Bernstein, P.L.C

20090271213 - Combination treatment selection methods and systems: Methods, computer program products, and systems are described that include accepting at least one attribute of at least one individual, querying at least one database at least partly based on the at least one attribute, selecting from the at least one database at least one prescription medication and at least... Agent: Iv - Suiter Swantz PC Llo

20090271216 - Diagnostic image security system: A method for restricting unauthorised access to a patient's diagnostic images. Patient identification data is stored in a first database and diagnostic images associated with the patient are stored in a remote second database. The patient is issued with an access code which is provided to a user who is... Agent: Morgan Lewis & Bockius LLP

20090271215 - Methods and systems for detecting a bioactive agent effect: Methods, computer program products, and systems are described that include accepting at least one indication of bioactive agent use by an individual and/or presenting an indication of an artificial sensory experience programmed to detect at least one effect of the bioactive agent at least partly based on the at least... Agent: Iv - Suiter Swantz PC Llo

20090271214 - Rules engine framework: An apparatus is provided. The apparatus comprises a computer system and an integrated development environment application. When executed on the computer system, the integrated development environment application promotes defining a plurality of rules based on a plurality of generic templates and automatically incorporating input value validation based on a type... Agent: Conley Rose, P.C.

20090271220 - Electronic patient registration verification and payment system and method: A patient registration record and payment system creates, maintains and transfers all relevant data electronically. The system captures patient registration and payment data, such as personal, demographic and insurance coverage information, medical history, frequently accessed healthcare providers, and data specifying one or more funding sources to pay for the amount... Agent: Bodner & O'rourke, LLP

20090271221 - Method and apparatus for providing medical records registration: A method and network for managing and transferring medical information are disclosed. A network, in one embodiment, includes a portable medical device and a medical records registration (“MRR”) system for handling and transferring medical information. The portable medical device includes patient or client verification information and it is capable of... Agent: James M. Wu Jw Law Group

20090271219 - Methods and systems for presenting a combination treatment: Methods, computer program products, and systems are described that include accepting an indication of an individual's compliance with an artificial sensory experience and presenting an indication of a bioactive agent at least partly based on the indication of the individual's compliance with the artificial sensory experience.... Agent: Iv - Suiter Swantz PC Llo

20090271218 - Patient-directed healthcare quality improvement system: Particular embodiments provide a quality adherence guide. In one embodiment, a plurality of medical records from a plurality of medical providers are received. A quality adherence guideline is used to determine if a standard of care is being adhered to by various medical providers. A quality adherence guideline is then... Agent: Trellis Intellectual Property Law Group, PC

20090271217 - Side effect ameliorating combination therapeutic products and systems: Combination therapeutics, computer program products, and systems are described that include at least one combined prescription psychiatric medication and at least one artificial sensory experience for ameliorating at least one side effect of the psychiatric medication.... Agent: Iv - Suiter Swantz PC Llo

20090271223 - Incentive compatible and resetting first mortgage loans and methods, systems, and products for providing same: A method for creating marginally priced reverse mortgage loans (MPRML) including the steps of identifying a borrower for a MPRML against a property owned by the borrower, determining an aggregate asset value of the property, determining a life expectancy, obtaining consent for a lender to own life insurance on the... Agent: Edwards Angell Palmer & Dodge LLP

20090271224 - Methods, systems, and products for efficient annuitization: A method of creating a variable universal life anti-martingale immediate annuity (VULAMIA) including the steps of soliciting preferences from an annuitant for annuity income and timing of annuity income versus a risk of loss of an annuity purchase price from early death, determining an annuity cashflow start date and a... Agent: Edwards Angell Palmer & Dodge LLP

20090271222 - Monthly income reversionary annuity insurance policy: A life insurance product provided with one or more mediums and indicia recorded on the one or more mediums identifying an insured, an irrevocable beneficiary, a fixed term ending upon a predetermined age of the insured for the life insurance product, a payment schedule for premiums, a determined death benefit... Agent: Dunlap Codding, P.C.

20090271226 - Cache poller for providing travel planning information: Systems and techniques for travel planning are described. A travel planning system is queried with travel queries specifying parameters of trips. Answers to the queries are received from the travel planning system, and seat availability of flights in the itinerary information in the answers is predicted. Only those answers for... Agent: Fish & Richardson PC

20090271225 - Systems, methods, and media for managing transfers of existing reservations: Generally speaking, systems, methods and media for managing transfers of existing reservations are disclosed. Embodiments may include enrolling business members with the reservation manager and receiving and storing indications of reservations to list for sale. Embodiments may also include receiving from a buying user a request to search reservation listings... Agent: Schubert Osterrieder & Nickelson PLLC

20090271227 - Methods and systems for monetizing empty space inventory as empty adjacent space: Methods and systems for facilitating the sale, lease, rental, or other monetization of unsold space inventory (e.g., seats, berths, cabins, rooms, etc.) to customers or passengers as guaranteed, empty adjacent space, after the passenger has already purchased a reservation and check-in has commenced. The empty adjacent space (EAS) may be... Agent: Sonnenschein Nath & Rosenthal LLP

20090271235 - Apparatus and method for generating survival curve used to calculate failure probability: A part fault table indicating the number of days used, a fault flag and a first weight is generated for each of plural parts. A survival curve and a hazard function for each of the plural parts are also generated. Then, convergence is determined by calculating a hazard value using... Agent: Ohlandt, Greeley Ruggiero & Perle, L.l.p

20090271228 - Construction of predictive user profiles for advertising: A system that facilitates targeted advertising is described in detail herein. The system includes a receiver component that receives user data that includes historical searching and browsing activity of a user. A profile generator component generates a user profile based at least in part upon a subset of the user... Agent: Microsoft Corporation

20090271236 - Dynamically routing salvage shipments and associated method: A system and method is disclosed for managing salvage shipments in a transportation network. The system includes a transportation planner coupled with one or more entities in the transportation network. The transportation planner determines an optimized transportation plan for delivery and pick-up of shipments throughout the transportation network.... Agent: I2 Technologies Us, Inc.

20090271232 - Event resolution: Apparatus, systems, and methods that operate to assist in resolving both expected and unexpected events that occur in the course of business operations are disclosed. Activities may include detecting the occurrence of an alert event, determining whether the alert event is an expected event or an unexpected event, presenting a... Agent: Schwegman, Lundberg & Woessner/sap

20090271234 - Extraction and modeling of implemented business processes: A system and method in which an implemented business process to model is identified, and one or more markup language files are automatically generated specifying metadata and a structure of the business process.... Agent: Sap Ag C/o Buckley, Maschoff & Talwalkar LLC

20090271230 - Method and system for solving stochastic linear programs with conditional value at risk constraints: An apparatus including a calculator to determine an optimal solution to a stochastic linear programming problem or a stochastic mixed-ineteger linear programming problem with conditional value at risk constraints (CVaRs). The optimal solution is determined by generating a sequence of solutions that converge to the optimal solution.... Agent: Mcginn Intellectual Property Law Group, PLLC

20090271229 - Method for generating a flexible model for joint profit and environmental optimization: A method for generating a flexible model for joint profit and environmental optimization. The flexible model comprises an input-to-output activity conversion table being applied on projects, processes, markets, and products of the organization. The conversion table includes a five-step pattern that captures a wide range of conversion behaviors. The flexible... Agent: Sughrue Mion, PLLC

20090271237 - Optimizing rail shipments for commodity transactions: Embodiments for optimization of at least one previously established rail shipment of a commodity are described herein. More specifically, one embodiment of a method includes receiving data related to a first previously established rail shipment the first previously established rail shipment established via a first supplier and exchanging at least... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP

20090271231 - Solution utilizing commodity-oriented correction guidelines to correct defective electronic business transactions: The present invention can include a solution for correcting defective electronic business transactions using a commodity-oriented approach. In this method, a defective electronic business transaction can be received from an automated processing system. A correction value can be calculated for the defective transaction. The calculated correction value can be compared... Agent: Patents On Demand, P.A. Ibm-rsw

20090271233 - Valuing future information under uncertainty: The invention relates to a method of performing an oilfield operation of an oilfield having at least one well having a wellbore penetrating a subterranean formation for extracting fluid from an underground reservoir therein. The method steps include analyzing the oilfield operation to generate a decision tree comprising a first... Agent: Schlumberger Technology Corporation/osha Liang Mr. Bryan Galloway, ManagingIPCounsel

20090271241 - Computer-implemented systems and methods for pack optimization: Computer-implemented systems and methods are provided for optimizing the distribution of packs of an item across an entity's distribution network. Constraint values may be specified to limit the values that may be included in a planned distribution of packs. Also, heuristics may be used to reduce the computation time required... Agent: Patent Group 2n Jones Day

20090271240 - Method and system for strategic headcount planning with operational transition management of workforce: A method and system are disclosed for planning a workforce headcount for a given business process. The method comprises the steps of providing as inputs, i) productivity ramp-ups to model the level of experience and to measure the performance of both new hires and current employees, and ii) industry/market attrition... Agent: Scully, Scott, Murphy & Presser, P.C.

20090271238 - System and method of managing a workflow within and between a criminal case management side and a criminal intelligence management side in the justice and public safety domain: A method for managing a workflow within and between a criminal case management side and a criminal intelligence management side in a justice and public safety domain that includes tracking workbook sharing across organizations. Each workbook contains a unique reference number. The history files in each workbook displays where it... Agent: Michael D. Himley Eagle Intelligence LLC

20090271239 - Test requirement list for diagnostic tests: A diagnostic system for a vehicle, including a memory receiving and storing vehicle specific information, and storing diagnostic test requirements of a plurality of diagnostic sequences, and a processor identifying the test requirements for a selected diagnostic sequence according to the vehicle specific information in advance of executing the diagnostic... Agent: Baker & Hostetler LLP

20090271242 - Calendar-driven business intelligence: Techniques for aiding individuals in managing work activities. In one set of embodiments, information about work activities for an individual is received from a plurality of different business applications. The work activities relate to business transactions facilitated by the plurality of different business applications. Calendar entries are then generated for... Agent: Townsend And Townsend And Crew LLP

20090271243 - System and method of providing product quality and safety: In a particular embodiment, a portable, hand-held device to manage product quality and safety includes a processor and a memory accessible to the processor. The memory includes instructions executable by the processor to collect data related to a particular location and to generate a graphical user interface (GUI) including a... Agent: Westman Champlin & Kelly, P.A.

20090271245 - Assortment planning based on demand transfer between products: A computer-implemented method described for facilitating selection of an assortment of products to offer for sale. The method includes receiving transaction data representing characteristics of a plurality of commercial transactions including a first product and a second product. Product attribute data representing attributes for at least the two products are... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090271249 - Computer-based rating system and method having mid-quartile filter: A method for a rating system identifies user-selected performance indicators associated with one or more properties. A rating is computed for each of the user-selected performance indicators and for each entity in an entity class by applying at least the user-selected performance indicators to a rating algorithm. The entity class... Agent: Leason Ellis LLP

20090271246 - Merchant recommendation system and method: Automated generation of a merchant recommendation list is disclosed. When a financial processor obtains rich and relevant information related to consumers and merchants, collaborative filtering, profiling, clustering and predictive modeling techniques are combined to provide merchant recommendations to a consumer. The system analyzes consumer attributes which relate to target consumer... Agent: Snell & Wilmer L.L.P. (amex)

20090271250 - Method and system for providing an in-site sales widget: Commerce widgets placed on webpages allow a full purchase transaction (browsing, selecting, and buying the product) to take place on the content owner's site (the host site). Webmasters may set the sale price and collect statistics on buyer behavior and habits. By keeping the entire transaction on the webpage, a... Agent: Perkins Coie LLP

20090271251 - Point of view shopper camera system with orientation sensor: A point of view shopper camera system is provided to generate and analyze shoppers' view data. The point of view shopper camera system may comprise a head device including an eye camera and a head orientation sensor, a position tracking sensor to identify a shopper's position, and an analysis computing... Agent: Alleman Hall Mccoy Russell & Tuttle LLP

20090271248 - Precalculation of trending attributes: A credit attribute delivery system receives consumer financial data and generates trending attributes. The trending attributes are stored in a precalculated trending attribute database. The credit attribute delivery system may respond to a request for consumer trending attributes in a real time manner by accessing and providing the trending attributes... Agent: Knobbe Martens Olson & Bear LLP

20090271244 - Situation-aware ad-hoc social interaction: In one embodiment, a method for social networking is provided. A social profile is automatically built for a first user by monitoring the usage of an electronic device operated by the first user. A social network appropriate for the first user is determined by examining the first user's social profile.... Agent: Beyer Law Group LLP

20090271247 - System for creating a social-networking online community: A system and method are provided for creating a social-networking community and enabling the social-networking community to interoperate with other social-networking communities within a network of social-networking communities. The method includes creating a core profile that links a user member's identify to plurality of social-networking communities of the network. The... Agent: Proskauer Rose LLP

20090271252 - Method for developing and implementing an employee incentive plan: The employee incentive plan provides a method and system for tracking, calculating and implementing a self-adjusting employee incentive plan. The present invention provides a method and system for establishing an incentive plan, aligning the incentive plan to the employer's management and human resources goals, determining key attributes and related ranges,... Agent: Robert L. Rispoli Clayman , Tapper & Baram , LLC.

20090271256 - Advertisement campaign system using socially collaborative filtering: In one embodiment, a method comprises identifying, in a network, user selection preferences of an identified user having accessed the network, the identifying based on an accumulation of user selection inputs executed by the identified user, the user selection inputs accumulated relative to input options presented to the user and... Agent: Leon R Turkevich

20090271254 - Advertisements driven by user: Systems, methods and computer-storage media are provided for distributing advertising content with improved accessibility for users and with a reduced-cost architecture for the web site provider. An advertising service directory (ASD) intercepts advertising requests containing registered words and phrases so that their location can be determined in a data structure.... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090271262 - Authorization system with split messaging: A computer readable medium is disclosed. It includes computer readable program code embodied therein, said computer readable program code adapted to be executed to implement a method, the method including receiving a first authorization request message from a merchant and at a server computer, analyzing the first authorization request message... Agent: Townsend And Townsend Crew LLP

20090271255 - Commerce and advertisement based on explicit consumer's value cost proposition: System(s) and method(s) are provided to drive commercial transactions and advertisement based on explicit consumer's value-cost propositions. Value-cost propositions express consumer's desires with respect to parameters related to a commercial transaction product price point, sensitivity to price and time, preferred shipping mechanism(s), contractor reputation, supply chain utilized by contractor, and... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090271253 - Electronic issuing of gift cards: A method of issuing and managing an electronic gift card is presented. A gift card purchase order for a primary electronic gift card is received by a gift card issuing server. The gift card issuing server transmits a unique gift card identifier to the purchaser of the primary electronic gift... Agent: Dillon & Yudell LLP

20090271259 - Method and system for directed personalized marketing: An improved method and system for conducting a directed marketing/advertising campaign is provided that combines personalized mailings and individualized URL addresses in an integrated manner in order to increase customer response rates and improve the ability of the advertiser to obtain relevant feedback and product information from the potential customer.... Agent: Barlow, Josephs & Holmes, Ltd.

20090271258 - Method for using carbon credits with micro refineries: A carbon credit coupon system is used to provide incentives to micro refinery operators to produce ethanol and reduce the CO2 emissions by replacing gasoline with ethanol. The distribution of carbon credit coupon is based upon an accurate and quantifiable reduction in the emissions of CO2 gas based upon the... Agent: Dergosits & Noah LLP

20090271257 - Model for early adoption and retention of sources of funding to finance award program: System(s) and method(s) are provided to drive early adoption and retention of disparate sources of funding and financing an award program, with application to a consumer compensation scheme subsidized through advertisement revenue. A component that manages advertisement revenue, or received funds, allocates a portion of revenue to subsidize a rebate... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090271261 - Policy driven customer advertising: A system and methodology for providing policy driven, user requested advertising is disclosed. Networked users may be provided with selected advertisements to a targeted network access device during a specified broadcast event based on user preferences. The system includes a computing device coupled to at least one communications network and... Agent: At& T Legal Department - Monka Attn: Patent Docketing

20090271260 - Systems, methods and computer program products for researching, planning, building, purchasing and tracking digital online media advertising: Improved systems, methods and computer program products are provided for improving the efficiency and quality of the process of purchasing digital and online advertising. Through the use of the invention, one may more effectively use competitive research, build a media plan, generate a creative piece from scratch for an advertising... Agent: Kalow & Springut LLP

20090271263 - Promotional programs with electronic receipts: Tools for improving interactions between promoters and consumers of products. These tools can enable promoters of products to employ more effective promotional programs, and consumers to receive promotional information about products of interest, while avoiding the excessive overload of information about promotions that are not of interest. Some such tools... Agent: Townsend And Townsend And Crew, LLP

20090271264 - Promotional techniques, systems and methods: Tools for improving interactions between promoters and consumers of products. These tools can enable promoters of products to employ more effective promotional programs, and consumers to receive promotional information about products of interest, while avoiding the excessive overload of information about promotions that are not of interest. Some such tools... Agent: Townsend And Townsend And Crew, LLP

20090271265 - Electronic receipt system and method: A system and method are provided for generating and storing electronic receipts from any type of public facing business having a live point-of-purchase and utilizing electronic payment systems, namely, a point-of-sale (POS) system having a credit card terminal or electronic cash register (ECR). A user can associate with his or... Agent: Klarquist Sparkman, LLP

20090271266 - Employing consumer intelligence in promotions: Tools for improving interactions between promoters and consumers of products. These tools can enable promoters of products to employ more effective promotional programs, and consumers to receive promotional information about products of interest, while avoiding the excessive overload of information about promotions that are not of interest. Some such tools... Agent: Townsend And Townsend And Crew, LLP

20090271267 - Mobile device marketing and advertising platforms, methods, and systems: A mobile marketing campaign platform and method including: a planning module including: a definition module for setting budget and objectives; and a design module for designing the campaign utilizing a plurality of templates; an execution module including: design tools for designing an executable campaign from the campaign design made from... Agent: K&l Gates LLP

20090271268 - Method and system for providing advertisements in communication service: A method for providing advertisements in a communication service includes: obtaining the corresponding advertisement resource of the user in the current communication service according to the registration information of the subscribed advertisement in the process of using the communication service; and embedding the advertisement resource into the communication service. Through... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090271269 - Method for integrating interactive advertising into visual content: The present invention is a method and apparatus that relates to inserting contextual advertising into interactive visual content. The present invention provides a means to visually highlight elements within images, video, interactive applications and other visual content and then connect those elements to relevant content and messages from advertisers.... Agent: Adam Lieb

20090271270 - Managing lists of promotional offers: Tools for improving interactions between promoters and consumers of products. These tools can enable promoters of products to employ more effective promotional programs, and consumers to receive promotional information about products of interest, while avoiding the excessive overload of information about promotions that are not of interest. Some such tools... Agent: Townsend And Townsend And Crew, LLP

20090271271 - System and method for situational location proactive search: Situational location dependent information is transmitted from a server data processing system to a receiving data processing system. The server data processing system communicates with the receiving data processing system in a manner by pushing content when appropriate. A candidate delivery event associated with a current positional attribute of the... Agent: Fish & Richardson P.C.

20090271272 - Electronic marketing system: An apparatus for creating and distributing marketing materials comprises a message template and a messaging manager. The messaging template includes a suppler information field and an identity field. The supplier information field is configured to store marketing information that describes an offering of a supplier, is preapproved by the supplier,... Agent: Ulmer & Berne LLP Attn: Diane Bell

20090271273 - Internet news compensation system: A computerized compensation system of disseminating a plurality of news and information items offered, contributed, and submitted by a plurality of independent submitters to an internet provider site. The provider site accepts, indexes, catalogs, tracks, meters, and calculates viewer exposure to each submitted news and information item chosen by a... Agent: Christopher Paul Mitchell

20090271275 - Cross-promotional techniques, systems, and methods: Tools for improving interactions between promoters and consumers of products. These tools can enable promoters of products to employ more effective promotional programs, and consumers to receive promotional information about products of interest, while avoiding the excessive overload of information about promotions that are not of interest. Some such tools... Agent: Townsend And Townsend And Crew, LLP

20090271274 - Systems and methods for listing, buying and selling patents and patent applications online: A system for listing patent or patent application intellectual property assets for sale or license may comprise means for receiving an intellectual property asset document number through an online interface, means for automatically extracting textual data regarding an intellectual property asset using the number received as input to a remote... Agent: Jeremiah J. Baunach

20090271276 - Electronic payment system: The specification and drawing figures describe and show a system for making a payment across a point-of-sale device that includes at least one a payment instrument having financial data required to conduct a financial transaction across a credit network. The system also includes a mobile wireless instrument having a data... Agent: Qualcomm Incorporated

20090271278 - Systems and methods for routing a transaction request to a payment system via a transaction device: Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to... Agent: Snell & Wilmer L.L.P. (amex)

20090271277 - Systems and methods for transaction processing based upon an overdraft scenario: Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to... Agent: Snell & Wilmer L.L.P. (amex)

20090271288 - Category expert workbench: A computer system is provided that maintains information about products and provides for transactions between users buying and selling those products as well as providing a public exchange for valuing those products. The system also tracks the users who set up products in the system as well as maintain product... Agent: Townsend And Townsend And Crew, LLP

20090271284 - Community based electronic bartering network: An electronic bartering system which associates each user with at least one community and enables users to create their own communities. Each user can specify at least one barterable item in a wish list and at least one barterable item in a trade list. Within a given community, the system... Agent: Alex Porat

20090271281 - Computer-implemented reservation system: A Web service based, real-time booking engine in which reservations Web pages include a “One Click Search” implemented using a global navigation menu located in the Web pages, facilitating easy switch to search other destinations at any time. The reservations Web pages also include a reservation search form. From any... Agent: Jacobson Holman PLLC

20090271287 - Financial lifestyle navigator and banking system: Methods and systems for electronic financial management integrate many aspects of the typical banking system with exciting educational and social tools to engage users to participate in and learn about the value of fiscal management. A web application for a network site may be employed to allow users to establish... Agent: Arent Fox LLP

20090271291 - Method and system for conducting a block auction: The present invention relates to a system and method for performing a block auction. In a block auction, a block request is enabled to be executed against the plurality of quotes of different bidders, which comprise at least a part of the request volume. In accordance with the present invention,... Agent: Nixon Peabody, LLP

20090271286 - Method and system for customizing marketing services on networks communicating with hypertext tagging conventions: The present server based communications system provides dynamic customization of hypertext tagged documents presented to clients accessing the system. The customization, which pertains to the content of the documents, is based on the specific requirements of a class to which the client belongs to. The class may be defined by... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20090271279 - Motion star casting and auditioning system: A Motion Star Casting (MSC) and auditioning system for directly connecting the casting directors and artist is disclosed. MSC is an innovative and user-friendly website for casting directors, production companies, agents and other industry professionals to upload a document or video illustrating their casting need. The artists can read their... Agent: Lauson & Tarver LLP

20090271283 - Network media distribution: A network media distribution system includes a web server. The web server generates web data defining a plurality of web pages of a web site. Media items are stored on a media database which is accessible to the web server. The web server distributes the media items through the web... Agent: Merchant & Gould PC

20090271280 - Retail customer service and system: A retail customer service process, method, system and apparatus that includes a bypass queue that is available to customers to enable them to place orders, pay for them, and to submit the bypassing order into a production queue as quickly as possible, preferably avoiding the first serial queue. The method... Agent: Patent Law Offices Of Michael E. Woods

20090271285 - System and method for allocating business to one of a plurality of sellers in a buyer driven electronic commerce system: A system and method for allocating conditional purchase offers (CPO) among a plurality of agency-based and broadcast-based sellers in a buyer-driven commerce system. In one embodiment, the system determines which agency-based or broadcast-based sellers can fulfill or satisfy the CPO and orders those sellers in a priority order. In another... Agent: Chadbourne & Parke LLP

20090271289 - System and method for propagating endorsements: An e-commerce system, comprising a clone server coupled via a data network to an endorsement network comprising at least a shopping cart adapted to manage endorsements and wherein the clone server, upon receiving a request from a user of an endorsement network to clone an endorsement, retrieves from the shopping... Agent: Brian R. Galvin

20090271292 - Systems and methods for exchanging direct response marketing phone leads: Systems and methods for managing a phone lead transaction between a lead seller and a lead buyer as part of a first transaction between said lead seller and a consumer. The method, for example, includes enabling a plurality of lead buyers to bid for phone leads from at least, one... Agent: Ipsg, P.C.

20090271290 - Systems and methods for facilitating a transaction by matching seller information and buyer information: Systems and methods are provided to facilitate a transaction between a seller and a buyer. According to one embodiment, seller offer information is received at a controller. The seller offer information is associated with an item, such as a secondary market item, being offered for sale by a seller. Buyer... Agent: Walker Digital Management, LLC

20090271282 - Universal shopping center for international operation: An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer, the goods can be viewed on catalogue sheets translated to a language of the customer's choice, and the price provided in a currency... Agent: Lev Intellectual Property Consulting

20090271293 - Methods and systems for dynamically generating personalized shopping suggestions: Methods and systems of establishing a shopping assistant utility are described. The method may include receiving product information for products, and based on the received product information, automatically generating a product profile for each of the products. Each product profile includes attributes assigned to the product. The method may further... Agent: Townsend And Townsend And Crew, LLP

20090271296 - Motor vehicle remarkating service: A system and method in combination with a nationwide alliance of professional car care enterprises for remarketing privately owned motor vehicles. Consumers register with the system. Successfully registered consumers present their motor vehicles at a participating professional car care enterprise for processing into the system. The computer-implemented system employs a... Agent: Craig Duncan Romero

20090271295 - Online ordering system and method for keyed devices: An online product ordering system first displays images of different product categories, such as different types of padlocks, and then displays all product models available in a category when the user clicks on a selected category image. The user selects a product model and then customizes various aspects of the... Agent: Procopio, Cory, Hargreaves & Savitch LLP

20090271294 - System and method for delivering real time remote buying, selling, meeting and interacting in a virtual reality environment: A virtual reality interactional system and a method of use in which remote shoppers, remote advisors, remote sales consultants, remote product display agents, real time inventory status, live and stored audio and video content, and client server based virtual programming logic interact in real time to complete soft touch, high... Agent: Altaf Hadi

20090271297 - Management of communications purchasing and use: A system for tracking and presenting communication services consumed by an organization from a plurality of communications service providers is provided. The system includes an invoices data store for information relating to communication services expenses of the organization from two or more separate providers, a services data store for information... Agent: Wood, Herron & Evans, LLP

20090271300 - Ad-hoc updates to source transactions: Systems, methods, and other embodiments associated with handling a change to a transaction at an application level are described. One exemplary method includes receiving, in a sub-ledger accounting (SLA) logic, from a sub-ledger logic, data that characterizes a transaction(s) receivable from a sub-ledger. The data includes a field of interest... Agent: Kraguljac & Kalnay, LLC - Oracle

20090271301 - Multiple rate currency consolidator: A multiple currency rate consolidator addresses the needs of multi-national companies that do business in different currencies and tax localities. A consolidated view of financial data may be provided in real time. The multiple currency rate consolidator allows each subsidiary within a subsidiary hierarchy to enter and manage transactional data... Agent: Townsend And Townsend And Crew, LLP

20090271299 - Negative balance management: A system, apparatus, and method for managing account data for accounts having a negative balance. The invention embodiment includes a method, process or workflow for processing data for accounts associated with a debit, credit, pre-paid card or other form of financial instrument that have a negative balance. The data processing... Agent: Townsend And Townsend Crew LLP

20090271298 - Securitized commodity participation certificates securitized by physically settled contracts: Techniques are described for securitizing, administering and trading various derivative shares securitized by derivative, physically-settled instruments on underlying assets that is, physical commodities.... Agent: Fish & Richardson PC

20090271302 - System and method for ensuring accurate reimbursement for travel expenses: An Expense Verification System (EVS) checks for fraud and errors in reimbursement requests. The EVS stores requests including reference numbers, and receives travel reservation records from a payment clearinghouse system. Each record includes a reference number and associated reservation data. The EVS selectively denies stored reimbursement requests as a function... Agent: Saul Ewing LLP (philadelphia)

20090271303 - Electronic bill process automation: Disclosed are apparatus and methods for processing an electronic statement. In one embodiment, an electronic mail message addressed to an electronic mail address is received, the electronic mail message including bill information associated with a bill, where the bill information indicates a bill amount, a due date of the bill,... Agent: Weaver Austin Villeneuve & Sampson - Yahoo!

20090271304 - Image processing apparatus, method, and storage medium: An image processing apparatus that charges a user for executing a predetermined image process holds charging information in a storage device, charges a user for executing the predetermined image process based on charging information held in the storage device. When the charging information held in the storage device is updated,... Agent: Canon U.s.a. Inc. Intellectual Property Division

20090271307 - Method and system for providing real estate information: An interactive, computer-implemented system for providing a comparison of at least two real estate properties is provided. The system includes a database that stores a plurality of data relating to real estate properties. The data includes at least one of address data, ownership data, size data, geographic location data and... Agent: Greenberg Traurig LLP (la)

20090271305 - Payment portfolio optimization: A method and system of payment portfolio optimization that retrieves information associated with a plurality of consumers in a consumer portfolio, separates by a diagnostics module on a computer the plurality of consumers into consumer segments based on segment definitions, analyzes by a diagnostics module on the computer the consumer... Agent: Townsend And Townsend Crew LLP

20090271306 - System and method to facilitate secure payment of digital transactions: System and method for facilitating verification that an authorized user of an account initiated use of the account in a digital transaction online are described herein. A preferred embodiment employs an application supplied by a third party to associate the account with a client device that is, in turn, associated... Agent: Davis Wright Tremaine LLP - Portland William A. Birdwell

20090271332 - Computer system and method for generating and maintaining a financial benchmark: A method for generating and maintaining a benchmark using a long/short investment strategy is disclosed herein. The method for generating and maintaining a benchmark using a long/short investment strategy may involve generating a benchmark by selecting a group of securities from a broad-base index; evaluating the securities included in a... Agent: Morrison & Foerster LLP

20090271333 - Method and system for transactions involving a mortgage product that is backed by a mortgaged property and additional financial instruments: A method and system for creating and transacting a mortgage product that is backed by a mortgaged property and additional financial instruments. The mortgage product requires the determination of the value of a property to be purchased to be associated with an index for real estate in a region where... Agent: Wolff & Samson, P.C.

20090271327 - Payment portfolio optimization: A method and system of payment portfolio optimization that retrieves a plurality of consumer segments of a consumer portfolio from a diagnostics module where the consumer segments have potentially profitable opportunities. The method and system also develop a propensity model on a computer based on at least one performance metric,... Agent: Townsend And Townsend Crew LLP

20090271326 - Retirement fund and method for generating increase revenue stream: A retirement fund and method for operating to produce an ever increasing revenue stream to a group of investor participants who are selected statistically based on the longevity into a pool of investors. An investment partnership is created with the selected investor participants. A financial portfolio is created from monies... Agent: Malin Haley Dimaggio Bowen & Lhota, P.A.

20090271328 - Securitized commodity participation certifices securitized by physically settled option contracts: Techniques are described for securitizing, administering and trading various derivative shares securitized by derivative, physically-settled instruments on underlying assets that is, physical commodities.... Agent: Fish & Richardson PC

20090271334 - System and method for providing mortality rate information and employing it for structuring and analysis of financial instruments: The invention provides methods of extrapolating at least one future mortality rate by calculating a current year mortality rate for a particular age cohort, and applying a series of improvement factors to the current year mortality rate. The invention further provides methods of structuring a derivative financial instrument by providing... Agent: Baker Botts L.L.P.

20090271330 - System and method for providing the execution probability of a limit order: A system, method and computer program product are described for providing the execution probability of a limit order within a given time period based on historical and current information and for adaptively and dynamically adjusting to intra-day trade data. For a given financial interest, the frequency of trade execution, the... Agent: Frommer Lawrence & Haug

20090271331 - Systems and methods for providing a combination financial product: The present invention relates to systems and methods for administering combination annuity products and to combination annuity products themselves. Certain embodiments of the invention can be used in connection with variable universal life insurance and variable life insurance contracts.... Agent: Richard G. Gervase Mints Levin Cohn Ferris Glovsky And Popeo PC

20090271325 - Trading system and method: A system for managing risk in a trading environment, the system comprising at least one trading portfolio, wherein the trading portfolio comprises a plurality of trading elements and wherein the system further comprises: means for obtaining data relating to trading elements in the trading environment; means for calculating the value... Agent: Knobbe Martens Olson & Bear LLP

20090271329 - Utility management system: A utility management system is provided that makes it possible for an Internet user to more easily know the status of his/her own utility usage in realtime. An AMR (Automated Meter Reader) system and ISP (Internet Service Provider) include means for sending digital data that indicates the status of utility... Agent: Katten Muchin Rosenman LLP

20090271308 - Complex order leg synchronization: A system is provided for trading complex orders for financial instruments, including complex orders that include legs that are to be executed on different markets. The legs of the order are optionally specified to be executed in a particular ratio, at net price, and/or at a range of net prices.... Agent: Frommer Lawrence & Haug

20090271311 - Equitized currency trust for real-time currency trading: An equitized currency trust has its underlying value based solely on currency, rather than on securities and/or commodities. Shares of the equitized currency trust are priced in a currency other than the currency that forms the underlying value.... Agent: Mcdonnell Boehnen Hulbert & Berghoff LLP

20090271309 - Media exchange system and method: A media exchange. The media exchange uses an exchange database. The database supports interoperation between an exchange component, a media user component and a first media provider component. The media user component enables a media client to access a media component. The media component is supplied from a media provider... Agent: Jellett Law, Ps Matthew Jellett, Esq.

20090271312 - One-price home mortgage lending method and system: A method and system for an online one-price home mortgage lending is disclosed. House buyers use the system to obtain a mortgage with autonomous interest rates. The system provides a loan to members to allow them to get their house in advance or to pay off an existing home mortgage.... Agent: Kamrath & Associates P.A.

20090271310 - System and method for creating and managing intellectual property investment trusts: A system and method for creating and managing a system for extracting value from intellectual property. The method includes the steps of collecting intellectual property assets in an investment vehicle, selling shares in the investment vehicle, and licensing the collected intellectual property through the investment vehicle. Shares in the investment... Agent: Woodcock Washburn LLP

20090271313 - Method and system for balance account utilization: Methods and system for balance account utilization are described. In one embodiment, a balance account may be linked to a credit card account of a user. A determination of whether there is an amount due for the credit card account may be made. A determination of whether at least a... Agent: Schwegman, Lundberg & Woessner/ebay

20090271314 - Electronic money system and electronic money terminal: An electronic money system terminates communication to a management center indistinguishably from a case in which the communication to the management center is completed within a predetermined period when it is impossible to complete the communication to the management center within the predetermined period. By switching an operation mode, a... Agent: Rader Fishman & Grauer PLLC

20090271315 - Portable device including alterable indicator: A consumer device is disclosed. It includes a body, and a memory element coupled to the body, the memory storing a first account identifier associated with a first account, a second account identifier associated with a second account, and an alterable flag linking the first account and the second account.... Agent: Townsend And Townsend Crew LLP

20090271316 - Mailing kiosk with safeguards and methods of use: A self service kiosk for mailing prohibited items from TSA checkpoints has the following features: an easy-to-touch screen, full computerization, visual and auditory prompts, clearly displayed shipping options, an automatically calculated price, an instantly-produced address/postage label and payment receipt, secure credit card processing, daily emptying by the USPS, transaction logging... Agent: John R. Casperson

20090271317 - Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers: The present invention is a method and apparatus for effectuating bilateral buyer-driven commerce. The present invention allows prospective buyers of goods and services to communicate a binding purchase offer globally to potential sellers, for sellers conveniently to search for relevant buyer purchase offers, and for sellers potentially to bind a... Agent: Chadbourne & Parke LLP

20090271318 - Digital data licensing system: The invention provides a method for securing ownership of data and/or performances which are broadcast and/or performed in public, said method including an identifier in the broadcast and/or performed data, transmitting the identifier at a frequency and/or modulation which is neutral to the primary purpose of the data, receiving the... Agent: Arthur M Reginelli

20090271319 - Embedded licenses for content: In accordance with one or more aspects, a license for content is retrieved, the license having been previously embedded in the content. A requested action is allowed to be performed with the content only if a standalone license, or both a leaf license and a root license, indicate that the... Agent: Microsoft Corporation

20090271320 - System for electronic business transactions: An electronic business transaction system is provided. The electronic business transaction system requests an ordering party to select an electronic business and input order information for the electronic business through a terminal of the ordering party, receives the order information for the electronic business from the ordering party, announces a... Agent: Hamre, Schumann, Mueller & Larson, P.C.

20090271321 - Method and system for verification of personal information: In one form, there is disclosed a system (100) for storing, validating and disseminating credential information about an entity. The system (100) generates data representing at least part of the credential information and a data representation of at least part of a document supporting that information and stores the credential... Agent: Grant Stafford

20090271322 - Electronic receipt system and method: A system and method for auto generating an electronic receipt from virtually any type of public facing business having a live point-of-purchase and utilizing an electronic payment systems, namely, a point-of-sale (POS) system having a credit card terminal and/or an electronic cash registers (ECR). The system includes a software add-on... Agent: Klarquist Sparkman, LLP

20090271324 - Systems and methods for metered software as a service: Systems and methods are provided for facilitating software as a service (SAAS) by receiving information of SAAS offerings and metrics for tracking a users use of the SAAS offerings. The systems may be used to create SAAS orders and provide compliance and auditing of the SAAS, as well as generating... Agent: Ropes & Gray LLP

20090271323 - Transactional method for building three-dimensional objects: The present invention is a method (10) for manufacturing a three-dimensional object. The method (10) includes receiving (14) digital information of the three-dimensional object over a communication line and building (30) the three-dimensional object based at least in part on the received digital information, where at least part of the... Agent: Westman Champlin & Kelly, P.A.

20090271336 - Environmentally-friendly fitness center systems: This invention provides an environmentally-friendly system for operating a green fitness facility. It also provides for the use of a human-powered renewably energy source in a fitness facility. It further provides for the monetization of surplus power generated, carbon-credits earned through its operation method, and the promotion of an ecologically-minded... Agent: Travis Frank

20090271335 - Totipotent, nearly totipotent or pluripotent mammalian cells homozygous or hemizygous for one or more histocompatibility antigent genes: The present invention relates to totipotent, nearly totipotent and pluripotent stem cells that are hemizygous or homozygous for MHC antigens and methods of making and using them. These cells are useful for reduced immunogenicity during transplantation and cell therapy. The cells of the present invention may be assembled into a... Agent: Hunton & Williams LLP Intellectual Property Department

20090265180 - Machine-readable end user license agreement with automated acceptance: A method of representing a first end-user license agreement (EULA) offered to a user and automatically responding to a subsequent EULA offered to the user is disclosed. The representation may be in a logical language having parameters corresponding to legal terms of the EULA, logical operators, and the capability to... Agent: Microsoft Corporation

20090265178 - Referral lists for tracking distributed content: Various embodiments described above can enable referral lists to be used in connection with distributed content to protect a referral infrastructure that is used with such content. In at least some embodiments, referral lists are protected using digital rights management (DRM) techniques. The DRM techniques can be used for a... Agent: Microsoft Corporation

20090265177 - Scheduled telecommunication service suspension: A user may selectively schedule or otherwise control the temporary suspension of telecommunication services to which they subscribe. In one implementation, a request to temporarily suspend a telecommunication service may be received from the user. The user's telecommunication service may be temporarily suspended and then later restarted at times indicated... Agent: Verizon Patent Management Group

20090265179 - System and method for providing a packaging recommendation to a shipping customer: A system and method for providing a packaging recommendation to a customer is disclosed. The system presents the customer with a merchandise list of merchandise, receives merchandise information from the customer about the particular characteristics of the merchandise, and generates a packaging recommendation via an interface to the customer. This... Agent: Alston & Bird LLP

20090265181 - Valuation using credit score: A method of appraising the value of a property based on obtaining a credit score of an owner of a property and assigning an ownership responsibility indicator to the property. The ownership responsibility indicator provides insight into the condition of the property without performing a complete inspection. A more accurate... Agent: Carlson, Gaskey & Olds, P.C.

20090265182 - Method and system for point-of-dispensing management of anticoagulation agent therapy: A method and system for point-of-dispensing, point-of-sale, or retail pharmacy management of an anticoagulation agent therapy for a subject, includes reviewing an anticoagulation regimen and obtaining data for a subject relating to anticoagulation therapy, determining an International Normalized Ratio (INR) level for the subject, determining any potential interaction of the... Agent: Dinesh Agarwal, P.C.

20090265184 - Method for the fractionation and separation of particles by step-wise gradient density extraction: A method for the separation of particles of different densities using a step-wise gradient density extraction method as described herein where a sample is suspended in a liquid volume of an extracting medium of specific density and the particles that have a density less than or equal to that of... Agent: Intellevate

20090265183 - Method of managing a wellness programme and a system therefor: A method and system for managing a wellness programme includes obtaining personal information pertaining to an individual, the personal information including at least the individual's age and gender. In addition, health information pertaining to the individual is obtained. The health information typically includes at least one of exercise, diet, smoking,... Agent: Paul D. Bianco Fleit Gibbons Gutman Bongini & Bianco Pl

20090265185 - Care coordination information system: Systems and associated methods are disclosed for coordinating health services delivery within a patient population. In certain embodiments, a system and associated methods facilitate the presentation of patient-specific information on a shared site accessible by a group of users. Edits may also be made to the patient-specific information by specific... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20090265188 - Graphical representation of medical knowledge: The present invention relates to a method for graphical representation of medical knowledge, as well as to methods and supports using the same.... Agent: Nixon & Vanderhye, PC

20090265189 - Medication therapy review methods: A method for population and patient-specific medication therapy review using a computer particularly adapted for a medication therapy management or health care delivery organization is provided, wherein the method includes at least the steps of: collecting patient claims data; reviewing the patient claims data for accuracy and data integrity; identifying... Agent: Adams And Reese LLP

20090265186 - System and method for communicating environmentally-based medical advice: A method and system for delivering advice to patients suffering from respiratory conditions based on changes in environment, such as weather or air quality changes. This system includes a patient specific model which uses input environmental data to predict changes in the patient's condition. The model is developed from an... Agent: Nixon & Vanderhye, PC

20090265187 - Systems and methods for storing and locating claim reimbursement attachments: Certain embodiments of the present invention provide a clinical document storage and locator system including a clinical database component, a document retriever component, and a query mapper component. The clinical database component is adapted to store a plurality of clinical documents. The document retriever component is adapted to receive a... Agent: Mcandrews Held & Malloy, Ltd

20090265193 - Methods and systems for automated property insurance inspection: Methods and systems for automated property insurance inspection include a remote inspection device having video inspection equipment capable of providing video images of property for use by an insurance company. The images may be used for expediting claim processing, inspecting damage in hazardous or hard to reach places, loss avoidance/risk... Agent: Wilmerhale/new York

20090265191 - Online life insurance document management service: An online life insurance document management service includes a host server having a web-based interface adapted to facilitate secure customer access to the host server. The host server is configured to receive life insurance data communicated from the customer through use of a computing device. A processing module is in... Agent: Xerox Corporation (cdfs)

20090265190 - System for classification and assessment of preferred risks: A method of evaluating a set of risk assessment rules for an insurance product is provided. The method includes the steps of providing a set of risk assessment rules, applying the risk assessment rules to at least a portion of a test population to generate a classified population, deriving a... Agent: Robert E. Cannuscio Drinker Biddle & Reath LLP

20090265192 - Usefulness: A novel divorce insurance annuity insurance business structure that demonstrates the use of this type of insurance with or without a divorce occurrence. The divorce insurance business structure is a model plan to allow businesses to develop this type of benefit for their employees or clientele. The business structure provides... Agent: Susan Mapes

20090265194 - Universal business to media reservation system, process and standard: A computer network based universal reservation system (CNBURS) architecture, process and standard that enable reservations between one or more service providers and one or more customers relating to offers of services by the service providers. In one embodiment, the architecture of the CNBURS includes a scheduling agent system, one or... Agent: Marsh, Fischmann & Breyfogle LLP

20090265196 - Apparatus, system, and method for collecting metrics from a non-monolithic website: An apparatus, system, and method are disclosed to collect metrics from a non-monolithic website having external content. The method includes monitoring a pointer movement in a web page. The web page displays a content feed of the external content. The method also includes identifying a pointer movement representative of an... Agent: HolmanIPLaw/ibm Rsw

20090265201 - Method and apparatus for determining security solution:

20090265202 - Method and system for processing a customer request: A method for processing customer requests includes: generating a service request according to a business subscribed by a customer, wherein the service request carries service request information; acquiring business attribute information required in business processing corresponding to the service request, according to the service request information; and determining a corresponding... Agent: Huawei Technologies Co., Ltd. C/o Darby & Darby P.C.

20090265195 - Method for visualizing a processing status of an order: In order to achieve simple handling and administration with a high degree of reliability, and simultaneously, with a high degree of flexibility with respect to changing requirements profiles, it is suggested that the processing status for each visualization is determined from the stored status reports on the fly through a... Agent: Ursula B. Day, Esq.

20090265198 - Reputation evalution using a contact information database: A contact information database, including records such as those stored in a personal address book, is applied to evaluate the reputation of a user and/or conduct fraud or spam detection. A number of different factors selected for reputation/fraud prediction value can be used in a statistical model to evaluate reputation... Agent: Banner & Witcoff , Ltd Attorneys For Client Number 007412

20090265197 - System and method for building shared itineraries: A method implemented by a computer allows a user to create an electronic itinerary, parts of which may later be purchased through an electronic reservation system and, at the same time, to find a suitable traveling companion. The method provides compatibility between user itineraries to be determined based upon a... Agent: Leydig Voit & Mayer, Ltd

20090265199 - System and method for governance, risk, and compliance management: In particular embodiments, the present invention provides a system and method for governance, risk, and compliance management. For example, a method for governance, risk, and compliance management includes providing an interface for defining a control to be used to reach a goal of an organization. The control provides a procedure... Agent: Baker Botts L.L.P.

20090265200 - System and method for governance, risk, and compliance management: A method for governance, risk, and compliance management includes, at a user interface, enabling a user to define a plurality of goals of an organization. The method further includes at the user interface, enabling the user to input a plurality of controls, each control comprising a measure implemented by the... Agent: Baker Botts L.L.P.

20090265204 - Interface for bidding on a resource: Facilitating determination of an amount to bid for a resource is disclosed. In some embodiments, market condition data indicating for at least a currently indicated bid amount a corresponding likely wait to obtain the resource under current conditions in an auction-based market used to allocate the resource is received. A... Agent: Van Pelt, Yi & James LLP

20090265205 - Pricing, allocating, accounting and distributing internal resources using a market mechanism: A market based approach to allocating a resource within an organizational entity is disclosed. In some embodiments, a request comprising a bid indicating an amount of a purchasing power asset that a requester with which the request is associated is prepared to provide within the organizational entity to obtain the... Agent: Van Pelt, Yi & James LLP

20090265203 - User prioritized search engine for automated meeting scheduling: The present solution provides a new concept of ranking whereby calendar users will be allowed to prioritize a variety of meeting attributes. For prioritizing their meeting requirements, users can place meeting requirements into one of two lists: “Must/mandatory” and “preferred.” The system will then search for meeting times that satisfy... Agent: Hoffman Warnick LLC

20090265211 - Method and system for detecting fraud: A system and method for detecting fraud when facilitating a payment transaction over a global wide area network. The method comprises receiving a sale information, receiving a payment information from a buyer, and analyzing a transaction information for fraud. If the analyzing indicates fraud, an enhanced transaction information is communicated... Agent: Schwegman, Lundberg & Woessner/ebay

20090265208 - Method for outsourcing technology based services: A computer implemented method of defining the outsourcing of technology based services, the method including the steps of: defining a plurality of technology based services that are to be provided by one or more service providers to a customer; defining a plurality of activities associated with the services; displaying the... Agent: Unisys Corporation

20090265207 - Property management system and method for operating the same: A method for operating a property management system is disclosed. The method includes the steps of identifying one or more maintenance needs of one or more real property units; and utilizing a communication device for creating one or more virtual work orders related to the one or more maintenance needs,... Agent: Honigman Miller Schwartz & Cohn LLP

20090265209 - System and method for governance, risk, and compliance management: A method for governance, risk, and compliance management may include at a user interface, enabling a user to define a project template including a list of related controls, one or more control templates, and a testing project configuration (“TPC”) file for each control of a plurality of controls. The user... Agent: Baker Botts L.L.P.

20090265206 - System and method for managing a chaotic event: A computer implemented method, apparatus, and computer usable program code for managing a chaotic event. A management location is determined for managing a chaotic event in response to receiving an indication of the chaotic event. Resources necessary for managing the chaotic event are identified. The availability of the necessary resources... Agent: Duke W. Yee

20090265210 - Systems for store associate management in a store: Described herein is a system for managing at least one store associate in the operation of a store through wireless electronic communication through a communication network between a manager and at least one store associate. The manager uses a manager's communication device and the at least one store associate uses... Agent: Theodore P. Cummings, Attorney At Law

20090265214 - Advertisement in operating system: Among other disclosures, an operating system presents one or more advertisements to a user and disables one or more functions while the advertisement is being presented. At the end of the advertisement, the operating system again enables the function(s). The advertisement can be visual or audible. The presentation of the... Agent: Fish & Richardson P.C.

20090265212 - Advertising in a streaming media environment: A method, system and apparatus of advertising in a streaming media environment are disclosed. In one embodiment, a method includes selecting a media content from a content database having content of a plurality of artists and media labels based on a request of a user of a social community environment,... Agent: Raj Abhyanker LLP

20090265223 - Estimated time of arrival (eta) systems and methods: A system on a network provides estimated time of arrival information to a client located on the network. The system is adapted to present to the client pages for eliciting a product inquiry including a product number. The system receives the product inquiry, determines estimated time of arrivals for various... Agent: Fitzpatrick Cella Harper & Scinto

20090265224 - Generation of automated reports and matching using online surveys and collaborative filtering: A method and apparatus for providing targeted online compensation reports that accounts for unique individual job characteristics by using dynamic profiles is described. The invention uses a survey engine having a collaborative filtering engine that determines appropriate questions to ask the user during the survey, and may further provide suggested... Agent: Glenn Patent Group

20090265220 - Intelligent multi-channel targeted telecommunications advertisement campaign manager: The present invention is a system and method to enable advertisement subsidized telecommunications services, which can deliver a campaign comprised of multiple advertisements, each advertisement using a different format (text, audio and video), to user's different terminals (cell phone, soft phone, PDA, PC, etc.) by using different telecommunications channels (text... Agent: Ip Authority, LLC Ramraj Soundararajan

20090265219 - Local content management & distribution system: A method and system for the publishing, management and distribution of local content via a plurality of Internet media types. The method and system provides for single entry of local content and automated mass distribution via the Internet. A key component of the method and system is the categorizing and... Agent: Jon S Zaccagnino

20090265216 - Method and apparatus for customer specific based food preparation prediction: A food preparation predicting system and method in one embodiment includes a detector for obtaining customer information, a memory including program instructions for obtaining customer information from the detector, associating the customer information with stored customer specific preference information, generating a pseudo-order based upon the associated preference information, generating food... Agent: Paul W. Martin

20090265218 - Method and system for media initialization via data sharing: A method, apparatus, and computer-readable medium estimate media performance on advertising space inventory. The method selects at least one media cell that shares one or more common attributes with a target media cell. The method subsequently estimates mean revenue per impression (RPI) of the selected media cell, and then defines... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090265215 - Methods and apparatus to monitor audience exposure to media using duration-based data: Example methods, apparatus, and articles of manufacture to monitor audience exposure to media using duration-based data are disclosed. A disclosed example method involves determining a duration of exposure to an information medium based on transaction information associated with access to a public establishment, determining a first duration value based on... Agent: Hanley, Flight & Zimmerman, LLC

20090265213 - Relevant content to enhance a streaming media experience: A method, system and apparatus of relevant content to enhance a streaming media experience are disclosed. In one embodiment, a method includes selecting a media content from a content database having content of a plurality of artists and media labels based on a request of a user of a social... Agent: Raj Abhyanker LLP

20090265217 - System for triggering terminals: A method and a system are proposed, wherein all the terminals of a physical unit and a control appliance are connected to a physically separate control center via a base terminal appliance. This control center has the base terminal appliances of further physical units connected to it. In addition, the... Agent: Fish & Richardson P.C.

20090265221 - Systems, methods, and apparatus for analyzing the influence of marketing assets: In various embodiments, the influence of marketing assets upon an individual are analyzed. In particular, a record of the individual's interactions with a first marketing asset of a first marketing campaign may be stored in a database. Thereafter, the database may be queried to determine whether the individual interacted with... Agent: Goodwin Procter LLP Patent Administrator

20090265222 - User grouping apparatus and user grouping method: An RFID aggregate storage stores a radio-frequency ID aggregate structure. The RFID aggregate structure is an aggregated data structure of a plurality of RFIDs, in which each RFID is associated with a location and time read out from a RFID tag, and RFID related information, hierarchically constructed by classifying RFIDs... Agent: Gibson & Dernier L.L.P.

20090265225 - Transfer methods, systems and devices for managing a compliance instruction lifecycle: An instructional management system using an instructional game to provide support to a compliance learner as they encounter variance during operational execution, require redirection and or intervention and necessitate a metric for transfer, during and within an instructional compliance lifecycle, relative to rules of law, policy, standards of treatment and/or... Agent: Melinda Kathryn Puente

20090265237 - Advertising light fixture and method for distribution of same: Disclosed is a system, method, and program for promoting the replacement of lower energy efficiency equipment with higher energy efficiency equipment, and more particularly less energy efficient lighting systems with more highly energy efficient lighting systems, is disclosed. High energy efficiency lighting fixtures are fitted with preferably removable and replaceable... Agent: Whiteford, Taylor & Preston, LLP Attn: Gregory M Stone

20090265236 - Aggregation and use of information relating to a users context for personalized advertisements: Information, called context information, relating to a current state of a user may be aggregated. In one implementation, the context information may include information that is automatically generated by communication devices of the user and information, submitted by the user, that relates to the user's state. The context information may... Agent: Verizon Patent Management Group

20090265235 - Apparatus and method for providing cell-based advertisement broadcast service in broadband wireless communication system: Provided is an apparatus and method for providing a cell-based advertisement broadcast service in a broadband wireless communication system. In an advertisement broadcast service of a service interface server in the broadband wireless communication system, an advertisement content transmission request message containing at least one of information about advertisement broadcast... Agent: Docket Clerk

20090265238 - Method and system for providing content: A method for providing content through a content providing system, including permitting access to the system through a media device; outputting a screen including a plurality of menu items including a view brand content item; when the view brand content item is selected by a user, outputting a screen including... Agent: Saliwanchik Lloyd & Saliwanchik A Professional Association

20090265234 - Method for processing digital rebates and coupons: There is provided a method for processing retail price discounts or rebates in connection with the purchase of merchandise. A data center is provided for processing discounts or rebates. The data center has at least one (1) computer to perform at least a portion of the processing. Consumers are notified... Agent: David M. Carter Carter & Schnedler, P.A.

20090265226 - Methods and apparatus for interactive advertising: Methods and apparatus for interactive advertising. A user may optionally select some or all of the interactive advertising for storage for later viewing or use. For example, in one embodiment, the user may have access to a personalized storage space for digital information and by, e.g., selecting a hyperlink, store... Agent: Goodwin Procter LLP Patent Administrator

20090265227 - Methods for advertisement display policy exploration: An exploratory ordering of advertisements is generated using an exploration policy that is a modified version of an existing policy. The exploration policy is defined to swap a pair of adjacent advertisements in an ordering of advertisements generated by the existing policy so to generate the exploratory ordering of advertisements.... Agent: Mpg, LLP And Yahoo! Inc.

20090265233 - Methods for providing incentives for use of online services: A system and method permits a primary online service to award and redeem incentive points to users of a social networking or other third-party site that operates independently of the primary online service. The primary online service publishes copies of a widget on the social networking site. The widget communicates... Agent: Young Basile

20090265231 - Online discount optimizer service: An online shopping discount optimizer service includes a host server having a web-based interface adapted to facilitate secure customer access to the host server through a computing device. The customer is prompted by the web-based interface to sequentially communicate customer affiliation data from the computing device to the host server.... Agent: Xerox Corporation (cdfs)

20090265228 - Point of sale coupon systems and methods: Systems and methods of offering incentives such as electronic coupons at a point of sale. Transaction information gathered at a point of sale system is received at a host computer. The transaction information relates to a transaction performed by a consumer at a merchant, and includes a consumer account identifier... Agent: Townsend And Townsend And Crew, LLP

20090265230 - Ranking using word overlap and correlation features: A system for and method for ranking results. The system includes a server configured to receive a query and an advertisement engine configured to receive the query from the server. The advertisement engine ranks advertisements based on various features, including at least one word overlap feature and a correlation feature.... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090265232 - System and method for processing travel expense vouchers: This invention relates to reimbursement of travel expenses. In a first embodiment of the present invention, a computer-implemented method processes a travel expense voucher. The method determines whether the travel expense voucher satisfies a condition. If the travel expense voucher satisfies the condition, the method allows a payment corresponding to... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20090265229 - System, method, and program product for buyer driven services e-commerce: A buyer driven e-commerce for services is presented. The buyer connects to a web site for the purpose of locating a provider of a service. The buyer, choosing to place an ad on the web site, chooses a category of services that corresponds to a required service. The buyer then... Agent: Ranbir S Sidhu

20090265239 - Electronic commerce portal: An electronic commerce portal (36) for electronic commerce over the World Wide Web, the portal (36) comprising a portal web site (31) and a collection of merchant web sites (33) linked to the portal (36), and merchant tools (21) to build and maintain merchant web sites (33); wherein the tools... Agent: Dla Piper LLP (us)

20090265240 - Commodity purchasing system: A group commodity purchasing system for performing a purchasing operation by causing a commodity list to be downloaded and displayed onto a user terminal, the system includes a database of the server contains a commodity master in which at least a commodity code and a price are associated with each... Agent: Westerman, Hattori, Daniels & Adrian, LLP

20090265241 - Systems and methods for determining a rewards account to fund a transaction: Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to... Agent: Snell & Wilmer L.L.P. (amex)

20090265242 - Privacy-centric ad models that leverage social graphs: The claimed subject matter relates to an architecture that can mitigate privacy concerns in connection with ad targeting or data collection. In particular, architecture can be included in a personal mobile communication device such as a cell phone. During communication transactions between the host device and a peer device, shared... Agent: Turocy & Watson, LLP

20090265243 - System and method for creation, distribution and tracking of advertising via electronic networks: A system and method for creation, distribution and tracking of advertising via electronic networks, enabling creation of advertisements using licensed third party content and placement of said ads at desired network locations, utilizing an auction of ad spaces based on bids placed by advertisers to have their ads displayed at... Agent: Greenberg Traurig Attn: Manuel Valcarcel, Esq.

20090265244 - Methods and apparatus for surveillance and targeted advertising: Methods and apparatus are shown for providing targeted media through video surveillance. One or more video streams are received at a computing system from one or more video cameras in a consumer environment. Content of at least one of the one or more video streams is analyzed at the computing... Agent: The Farrell Law Firm, LLP

20090265245 - Communications platform for enabling bi-directional communication between providers consumers and advertisers using a computer network and/or mobile devices using desktop and or mobiletop interactive windowless video: A system and method for enabling continuous, interactive, bi-directional communication between providers and consumers/recipients of information and advertisement in a Browser Free environment displayed on a computer desktop and mobile device utilizing traditional media, but with transparent borders with no visible video or media player. The platform provides entertainment, exchange... Agent: Buhler Associates Buhler, Kirk A.

20090265246 - System and method for connecting users based on event planning and available venue space: A process and system for connecting event organizers and venues on a neutral platform is disclosed and described herein. In an exemplary embodiment, organizers post an event with requirements, the events are listed, and venues review the list and express interest by responding with a profile. Organizers then select a... Agent: Catalyst Law Group, Apc

20090265247 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for presenting restaurant items for ordering through a customer ordering kiosk, comprising the steps of displaying a list of restaurant items within an ordering interface screen, receiving a selection signal indicating one or more of the restaurant items has been... Agent: Neal, Gerber, & Eisenberg

20090265248 - virtual concierge for shipping services: A virtual concierge for shipping services is disclosed. One aspect of certain embodiments includes providing an automated computer-implemented self-service front-end shipping system to business concerns for self-service access by the customers of the respective business concern for shipping the customer's packages.... Agent: Reed Smith LLP

20090265250 - Systems and methods for processing a transaction according to an allowance: Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to... Agent: Snell & Wilmer L.L.P. (amex)

20090265249 - Systems and methods for split tender transaction processing: Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to... Agent: Snell & Wilmer L.L.P. (amex)

20090265253 - Method and system for providing gift registry services through a gift registry network: Some embodiments of the present invention provide a system that provides gift registry services to a user. During operation, the system enrolls a business with a registry system and identifies a first set of items offered for sale by the business. Next, the system populates the registry system with the... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090265252 - Money pooling with electronic invoice: An electronic invoice is associated with a transaction code. The electronic invoice may be provided by a merchant. The transaction code may be generated by a payment processing system. Two or more consumers may retrieve the electronic invoice using the transaction code. Based on the electronic invoice, the consumers may... Agent: Schwegman, Lundberg & Woessner/ebay

20090265251 - Systems and methods for searching a defined area: Embodiments of the present invention include systems and methods for searching a defined area. In one embodiment, the present invention includes a method comprising receiving a plurality of product data, wherein the product data describes a plurality of products offered for sale by a plurality of businesses. Product data may... Agent: Fountainhead Law Group, PC Chad R. Walsh

20090265254 - Universal business to media transaction system, process and standard: A computer network based universal transaction system (CNBUTS) architecture that enables transaction between one or more offer providers and one or more customers relating to offers of wares (e.g., goods/services) by the offer providers. In one embodiment, the architecture of the CNBUTS includes a universal agent system, one or more... Agent: Marsh, Fischmann & Breyfogle LLP

20090265257 - Method and system for monetizing content: An e-commerce system, comprising an endorsement engine, a first interface software coupled to the endorsement engine and adapted to interact with one or more content sources connected over a network and adapted to enable subscriptions from users using a protocol, and a second interface software coupled to the endorsement engine... Agent: Brian R. Galvin

20090265256 - Product characteristic selection website: The present invention is an Internet wire-mesh merchandising system that comprises a webserver for generating a web presence. Potential customers looking to select and buy wire mesh are allowed to log-on to a website operated by a wire-mesh retailer, distributor, and manufacturer. An HTML product page includes navigation buttons that... Agent: Glenn Patent Group

20090265255 - Systems, devices, and methods for supporting decisions: Certain exemplary embodiments can provide a method that can include: sending software to a first information device and to a second information device, the software adapted to cause display of information regarding user-selected items; receiving an identifier of a selected item; and providing the identifier to the software on the... Agent: Michael N. Haynes

20090265258 - Bag tracking system and bag counting rack associated therewith: A sensor-based bag counting system for monitoring bag use at a check out stand or the like. The preferred embodiment teaches a scale, pressure switch, or like sensor unit which integrates with a bag rack to sense the load generated by a bag as it is loaded and use same... Agent: Joseph T. Regard, Ltd PLC

20090265259 - Method for triggering a cost entry: In order to allow cost entries after the completion of particular processes in the context of a job, it is being suggested that status reports arriving at the management information system are stored, categorized through a parser, and that a cost entry is triggered, when a status report is stored... Agent: Ursula B. Day, Esq.

20090265260 - Prepaid chip card exception processing: A portable consumer device may have money stored therein, which can be calculated using an accumulator record and an exception record. The accumulator record can be incremented by the amount of any initiated transaction using the portable consumer device. The exception record can be incremented by the amount of any... Agent: Townsend And Townsend Crew LLP

20090265261 - Determining time histories for financial information: Embodiments of a computer system that determines a time history are described. During operation, the computer system receives a single command which accesses information associated with the time history, wherein the command is received from a user, and the information is to be used by financial software. Then, the computer... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090265262 - Method and system for installment payment utilization: Methods and system for installment payment utilization are described. In one embodiment, a revolving balance of a credit instrument associated with a user may be accessed. The revolving balance may be at a revolving balance interest rate. An installment balance may be designated for the credit instrument. The installment balance... Agent: Schwegman, Lundberg & Woessner/ebay

20090265281 - Account portfolio risk characterization: Input characterizing one or more economic indicators and a portfolio of accounts can be used to estimate a portfolio level effect of the economic indicators on the portfolio of accounts is estimated. Based on this estimation, an account level effect of the economic indicators is simulated for each of the... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090265285 - Apparatus, method, and computer program product for characterizing user-defined areas: A method of specifying a boundary for an area is provided, which includes receiving a first input from a first user regarding a first configuration of a boundary of an area. The first input may serve to establish an area of arbitrary and possibly irregular configuration, such as an area... Agent: Alston & Bird LLP

20090265284 - Netting and position matching for portfolio compression: A netting method replaces a set of trades between a pair of counterparties. The method includes a selection of multiple trades having equivalent terms and a determination of the net notional and net coupon. Replacement trades are created, the combined net notional and combined net coupon of which respectively equal... Agent: Ip Group Of Dla Piper LLP (us)

20090265282 - System and method for managing trading orders with decaying reserves: A system comprises a memory operable to store a trading order for a particular quantity of a trading product, wherein a first portion of the particular quantity is a displayed quantity and a second portion of the particular quantity is a reserved quantity. The system further comprises a processor communicatively... Agent: Dean P. Alderucci

20090265283 - Systems and methods for ranking investors and rating investment positions: Systems and methods for rating a plurality of investment positions are described. The rating comprises identifying a set of investors corresponding to each investment position of a plurality of investment positions. An investor is one who owns the investment position. The rating comprises, for each set of investors, generating a... Agent: Courtney Staniford & Gregory LLP

20090265263 - Apparatus, system, and method for concurrently trading securities via multiple strategies: An apparatus, system, and method are disclosed for trading securities. Trading software 102 receives recent market data history from a market data stream via a broker having direct access to a securities market. A trading strategy determination module is comprised of a plurality of strategies which concurrently analyze the recent... Agent: Kunzler & Mckenzie

20090265267 - Derivatives trading methods that use a variable order price: Methods and systems for an exchange to handle variable derivative product order prices are disclosed. The price of a derivative product order (bid or offer) is updated based on changes in the price of a related underlying product. Price determination variable(s), such as delta and gamma, are used to determine... Agent: Banner & Witcoff, Ltd., Attorneys For Client No. 006119

20090265266 - Methods of pricing and allocating capacity: A method of assigning a settled unit capacity price for the purchase of transmission capacity by resource suppliers including the steps of specifying an available capacity for bidding, receiving bids from a plurality of resource suppliers, selecting the bids with the highest personal unit capacity prices until the aggregate desired... Agent: Kolisch Hartwell, P.C.

20090265264 - Request for market stream: Systems and methods are provided to implement request for stream functionality (RFS) into the trading environment. A request for stream may be submitted to determine liquidity of a particular financial instrument of interest to a customer. In response to a request for stream, quotes may be submitted by market markers... Agent: Banner & Witcoff, Ltd., Attorneys For Client No. 006119

20090265265 - System and method of auctioning a defaulted loan: A method and system for conducting an online property auction whereby the system allows for identifying an owner of property willing to sell his property by an online auction, entering into a contract with the owner obligating him to complete the sales of his property conducted pursuant to terms of... Agent: Rutan & Tucker, LLP.

20090265268 - Method and system for match making in virtual currency exchange: A method, system and computer program product are disclosed for matching virtual currency exchange requests. The method comprises the step of creating a virtual currency exchange network comprised of a set of nodes and a set of edges connecting the nodes together. Each of the nodes represents a virtual currency... Agent: Scully, Scott, Murphy & Presser, P.C.

20090265269 - System and method for providing a swap system in a network environment: A swap system is provided that includes an interchange platform operable to receive and process transaction information from one or more companies that are included in a group of network companies. The transaction information being generated by one or more end users transferring a first monetary value from a first... Agent: Patent Capital Group

20090265272 - Money transfers utilizing a unique receiver identifier: Methods, systems, and machine-readable media are disclosed for financial transfers utilizing a unique identifier to facilitate flexible payment options for the transaction. According to one embodiment, a pull transaction model can be implemented. According to such embodiments, a money transfer can be initiated in a conventional manner via an agent... Agent: Townsend And Townsend And Crew, LLP

20090265271 - Prepaid portable consumer device including accumulator: A portable consumer device may have money stored therein, which can be calculated using an accumulator record. The accumulator record can be incremented by the amount of any transaction using the portable consumer device. The accumulator record can retain the value of the prior transactions, upon additional funds being collected... Agent: Townsend And Townsend Crew LLP

20090265270 - Token activation: A method of activating a taken at a self-service terminal is described. The method comprises receiving an active token (such as a financial card) from a customer. The terminal then authenticates the customer using the active token and an associated identifier, which may be a PIN. The terminal then receives... Agent: Michael Chan Ncr Corporation

20090265274 - Automated transaction processing system and approach with currency conversion: Transaction management for contract and contract-related approaches is facilitated. According to an example embodiment of the present invention, a transaction management system automatically sets contract terms including currency conversion terms for a transaction based on business rules previously established between parties to a transaction. In one implementation, the transaction management... Agent: Crawford Maunu PLLC

20090265276 - Method for authorizing at least one transaction by a bank system: The invention relates to a method and a system for authorizing at least one transaction by a bank system, wherein at least one client application handled by the bank system is connected to at least one server application outside the bank system. With the help of the client application, at... Agent: Harness, Dickey & Pierce, P.L.C

20090265275 - Systems and methods for time variable financial authentication: The systems and methods of the invention provide a technique for authenticating a finance related transaction. The method may include providing a token which contains a token counter, the token counter periodically advancing to generate a changing token value, the token counter being synchronized to a base counter that generates... Agent: Hunton & Williams LLP Intellectual Property Department

20090265273 - Transaction authorization: A transaction authorization method and system. The system includes a host coupled to a plurality of transaction request channels (telephone, PC, and the like) for receiving and authorizing transaction requests for a specific self-service terminal. The system also includes a self-service terminal coupled to the host for receiving a transaction... Agent: Michael Chan Ncr Corporation

20090265277 - Universal content catalog: A content catalog suitable for electronic distribution of digital media to interactive media services devices such as cellular phones, digital cameras, television, and printers over the internet. The content catalog includes digital media sourced from online catalog and different content providers. The content catalog also includes metadata associated with the... Agent: Lester H. Birnbaum

20090265278 - Digital rights management of content when content is a future live event: A system for managing use of digital content within a trusted community. An access list defines the trusted community. License requests for use of content made from outside the trusted community are handled in accordance with a license request policy process.... Agent: Nixon Peabody, LLP

20090265279 - System and method for managing and distributing hedge fund data: A system for managing hedge funds includes a storage unit operable to store hedge fund information. The hedge fund information comprises at least one of a fund name, a fund share class, and denominated currency of a fund share class for a hedge fund. The system further includes a determination... Agent: Darby & Darby P.C.

20090265280 - Managing real time meeting room status: Presence information within a meeting room is detected and published to users for managing room availability and real time status. Various means such as motion detectors, card readers, log-in mechanisms associated with in-room computers, and the like, are used to detect presence information. Different status indicators are assigned to each... Agent: Merchant & Gould (microsoft)

20090265286 - Customized system and method of billing for printing service costs by examining the contents of printed pages: A system and method of billing for printing service costs is provided to examine content of a page and apply a cost function to approximate the cost of printing the page. Examining the page may include detecting an object in the page, determining a type of the detected object, and... Agent: Pillsbury Winthrop Shaw Pittman, LLP Xerox Corporation

20090259482 - Intelligent business object document system: A method, system and computer program product for providing an integrated environment for processing business object documents (BODs). The integrated environment utilizes an IntelliBod system to employ standard business semantics while adapting modified business terms. Applications requesting integration, or mapping, map to common business semantics of the BODs, and the... Agent: Ibm Corporation RochesterIPLaw Dept. 917

20090259485 - Method and system for the control of personal identities in virtual networked environments: Methods and systems to allow individuals participating in social networks to establish pseudonymity amongst people they know in real life or in a virtual context are disclosed. In one embodiment, the present invention provides the assignment of disposable aliases or other temporary forms of personal identity, such as an image,... Agent: Perkins Coie LLP

20090259483 - Method for making a land management decision based on processed elevational data: A method for making a land management decision comprises surveying a field with a location-determining receiver to determine position data and corresponding elevation data. A data processor or elevation module determines an average elevation data for a zone within the field around a particular cell. The data processor or classifier... Agent: Deere & Company

20090259481 - Point of sale personalization of an information handling system: A system for point of sale personalization of an information handling system (IHS), includes one or more subsystems to allow a customer to access a server to select a model of IHS, allow the customer to choose an operating system for the IHS, allow the customer to choose hardware for... Agent: Haynes And Boone, LLPIPSection

20090259480 - Pt prophetess theresa jewelry collection and fashion: Articles of Jewelry having colored precious stones designed, priced, and sold at retail locations. The articles of jewelry may be imaged and priced according to a consumer's input on the length at the retail locations having a commitment to purchase the article of jewelry based on the image provided and... Agent: Prophetess Theresa Teverbaugh

20090259484 - Systems and methods for employee compensation planning: Systems and methods for generating a compensation plan for an enterprise include core invariant modules and a plurality of dynamic modules. Enterprise-specific data is manipulated according to a set of enterprise-specific and enterprise-agnostic rules for compensation planning to calculate elements of the compensation plan, and those elements are presented for... Agent: Sonnenschein Nath & Rosenthal LLP

20090259486 - Patient centric medication dispensing device: A patient centric medication dispensing device is herein disclosed. The dispensing device is configured to close the loop between a patient, a treating physician and a pharmacy by monitoring the medication intake of the patient and reporting information to the physician and/or the pharmacy or pharmaceutical company. The dispensing device... Agent: Gregory A. Stobbs

20090259487 - Patient data mining: The present invention provides a data mining framework for mining high-quality structured clinical information. The data mining framework includes a data miner that mines medical information from a computerized patient record (CPR) based on domain-specific knowledge contained in a knowledge base. The data miner includes components for extracting information from... Agent: Siemens Corporation Intellectual Property Department

20090259494 - Computer-implemented medical analytics method and system employing a modified mini-max procedure: A method and system for medical analytics implemented on a computer and designed to aid a medical professional in diagnosing one or more diseases afflicting a patient. In contrast to prior art, the present method is based on using clinical data (m) that excludes subjective qualities of and also excludes... Agent: Marek Alboszta

20090259491 - Electronic health record case management system: A method and system for transparent recording, storing, and accessing financial, clinical, and data/information case management services. The method includes collecting service data pertaining to a customer from a plurality of sources, storing the data, and providing multiple points of access to the data for retrieval by an individual via... Agent: Ryndak & Suri LLP

20090259490 - Framework for transmission and storage of medical images: A method and system to maintain a personal health record, including, obtaining data using a medical imaging device, storing the data in a picture archiving and communication system, determining which of the data stored in the picture archiving and communication system is to be stored in the personal health record,... Agent: Intel Corporation C/o Cpa Global

20090259489 - Integrated database system of genome information and clinical information and a method for creating database included therein: There is provided an integrated database system that incorporates genome information into a clinical information database contrary to conventional databases, while complying with guidelines preventing identification of a provider of the genome information, thereby enabling an easy search for a correlation between the genome information and clinical information and the... Agent: Stein Mcewen, LLP

20090259493 - Mobile health book: A mobile health book (MHB) is incorporated into a mobile device such that users can manage and track health care related information for the user. The mobile health book includes a health tracking software program stored on the memory of the mobile device. The health tracking software receives and stores... Agent: Andrus, Sceales, Starke & Sawall, LLP

20090259492 - Remote consultation system and method: A computer-implemented method and system for confirming that a remote consultation between a professional and a client occurred, including monitoring a remote consultation call between a professional and a client using a remote consultation system, storing information of the consultation, and confirming that the consultation took place using the stored... Agent: Drinker Biddle & Reath Attn: Intellectual Property Group

20090259495 - System for providing expert care to outpatients from a remote location: A system for providing expert care to a basic care medical facility (OPCL) from a remote location. The system facilitates real-time, continuous assessment of patients receiving care in an OPCL that is not generally equipped to provide expert medical care on a twenty-four basis. Patient monitoring equipment acquires monitored data... Agent: Philips Intellectual Property & Standards

20090259488 - Vetting doctors based on results: The claimed subject matter provides systems and/or methods that identify healthcare professionals appropriate to treat diseases. The system can include mechanisms that employ patient symptoms, diagnoses associated with the symptoms, proposed treatment plans, or treatment outcomes based on proposed treatment plans, to construct and utilize dependency graphs to infer a... Agent: Lee & Hayes, PLLC

20090259496 - Method and apparatus for insuring digital content: Embodiments of the invention generally provide a method and apparatus for insuring digital content. One embodiment of a method for insuring digital content includes receiving a request to insure a specific instance of digital content and associating insurance with the instance of digital content, such that the instance of digital... Agent: Motorola, Inc. Law Department

20090259497 - Method of managing an insurance plan and a system therefor: A method of managing a life or health insurance plan includes calculating an amount of expenditure of a member using a credit or debit card issued to the member and then using the calculated amount of expenditure to calculate a premium payable by the member, wherein the premium is reduced... Agent: Paul D. Bianco Fleit Gibbons Gutman Bongini & Bianco Pl

20090259498 - System and method for selecting and reserving seats using a touch screen device: The present invention relates to a system and method for selecting and reserving seats using a touch screen device. The system or method transmits first data to an application running on a personal computing device, the first data including information descriptive of available individual seats at the venue, the first... Agent: Knobbe Martens Olson & Bear LLP

20090259505 - Inventory management system and method: In one aspect, an inventory management system is provided that includes an input module, a storage module, a completeness module, a notification module and a display module. The input module is adapted to receive a plurality of attributes, where the plurality of attributes related to a plurality of inventory items.... Agent: Taft, Stettinius & Hollister LLP

20090259499 - Method and system employing a mobile device for soliciting user experience sharing: A method and system employing a mobile device for soliciting user experience sharing is disclosed. The method and system electronically solicit a user's experience relating to a product or service purchased from a merchant or service provider. A financial transaction notification message is sent by a financial institution to a... Agent: Schein & Cai LLP James Cai

20090259504 - Method and system for par optimization: Methods and systems for optimizing a product supply chain, including managing and maintaining an optimum product inventory with respect to stock levels, frequency of use, and replenishment intervals for products in a clinical setting. Actual or historical par data and simulation parameters, such as par types, delivery schedules, and/or vendor... Agent: Arent Fox LLP

20090259506 - Method and system for rating patents and other intangible assets: A statistical patent rating method and system is provided for independently assessing the relative breadth (“B”), defensibility (“D”) and commercial relevance (“R”) of individual patent assets and other intangible intellectual property assets. The invention provides new and valuable information that can be used by patent valuation experts, investment advisors, economists... Agent: Knobbe Martens Olson & Bear LLP

20090259500 - Method for negotiating information technology service processes: Techniques for negotiating an agreement between a provider and a user are provided. The techniques include obtaining at least one of one or more forecasting techniques, one or more analogous agreements and one or more strategies, using the at least one of one or more forecasting techniques, one or more... Agent: Ryan, Mason & Lewis, LLP

20090259502 - Quality-based media management for network-based media distribution: Disclosed are techniques and configurations for monitoring quality of digital media assets available from a network-based media distribution system, and taking action to make those digital media assets that have quality deficiencies unavailable from the network-based media distribution system. The network-based media distribution system can provide an online media store... Agent: Technology & Innovation Law Group, PC

20090259501 - System and method for weighting configuration item relationships supporting business critical impact analysis: A system and method for generating a business critical impact analysis report includes steps of: inserting a rank value field in each configuration item relationship type definition; inserting a rank value field in each single relationship between configuration items; determining default rank values for the rank value fields; assigning the... Agent: Michael J. Buchenhorner

20090259503 - System and tool for business driven learning solution: A system, method and tool are described for providing a business-driven learning solution. A learning plan is created where the learning plan is implemented in a course for a determined time period. The learning plan is displayed to a plurality of users. The learning plan is approved by the plurality... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20090259511 - Estimating future grid job costs by classifying grid jobs and storing results of processing grid job microcosms: A method, system, and program for estimating future grid job costs by classifying grid jobs and storing results of processing grid job microcosms are provided. In general, a client side agent estimates future grid job costs by comparing a current grid job of a particular classification with a history of... Agent: Ibm Corp (end) C/o Amy J. Pattillo

20090259509 - Method and system for retail store supply chain sales forecasting and replenishment shipment determination: A time-phased forecasting and replenishment system (20) for a retail supply chain for inventory management, financial management, capacity planning and transportation planning. A computer(s) (28) create time-phased plans for one or more retail facilities, such as various types of retail stores (23) and/or various types of suppliers (24). The system... Agent: Downs Rachlin Martin PLLC

20090259508 - Method and systems for optimizing scheduled services: An automated system that improves utilization of resources and increases the effectiveness of prescribed procedures by insuring that required resources are available at the time of a scheduled service.... Agent: Sonnenschein Nath & Rosenthal LLP

20090259510 - Operational support system for telecommunication services: A system is disclosed that includes a business application service and a business integration service. The business application service receives a customer care service request via a first protocol. The business application service also transmits a request for information based on the customer care service request to a business integration... Agent: At & T Legal Department - Toler Attn: Patent Docketing

20090259507 - Working machine maintenance work management system: A first service life prediction unit 311 predicts the service lives of main components, such as an engine, based upon their actual wear states. A second service life prediction unit 312 predicts the service lives of the same components, based upon their cumulative load amounts. An order setting unit 320... Agent: Posz Law Group, PLC

20090259514 - Idea page system and method: Idea Page systems, methods, user interfaces and related components are provided herein.... Agent: Axios Law Group. PLLC

20090259512 - Media device access control mechanism: Invention embodiments are concerned with the problem of controlling access to a media storage device in response to, e.g., employees leaving or changing jobs. More specifically, embodiments provide a method of controlling access to a media storage device storing a plurality of media objects. Thus embodiments of the invention solve... Agent: Barnes & Thornburg LLP

20090259513 - Shipment management systems and methods: A computer implemented system and method for managing and tracking cargo shipments through a supply chain. The system includes a core domain and a party domain. In the core domain, electronic representations of one or more core processes may be generated and maintained that includes a sequence of events and/or... Agent: Leydig Voit & Mayer, Ltd

20090259519 - Advertisements targeted to social groups that establish program popularity: Advertisements targeted to social groups that establish program popularity is described. In embodiment(s), display durations can be enumerated for each program that is rendered for viewing at media devices associated with each member of a social group. A popularity factor for each of the programs can be established based on... Agent: Microsoft Corporation

20090259518 - Analyzing return on investment of advertising campaigns using cross-correlation of multiple data sources: In various embodiments, strategies, tools and techniques are provided for processing and analyzing data in an advertising measurement system accessible through a software-as-a-service model or a client-downloaded computer program. The system may be configured to receive and process household media exposure data, product purchase data, advertising data, program data, and... Agent: K&l Gates LLP

20090259517 - Commission-based and arbitrage-based targeting: A method for determining an ad to display in an ad unit is disclosed. A specification of a targeting vendor ad is received from a targeting vendor, wherein the specification includes an indication of an ad value guaranteed by the targeting vendor. A targeting vendor ad value is determined based... Agent: Van Pelt, Yi & James LLP

20090259525 - Internet probability sampling: The Internet Probability Sample is a method for obtaining a statistically robust probability sample of a target population of substantial interest (including, but not limited to Internet Users in the United States) by employing an Internet advertising system. The Internet Probability Sample (IPS) dramatically changes the nature of survey research... Agent: Ipxlaw Group LLP

20090259521 - Method of identifying innovations possessing business disrupting properties: The instant invention involves a method for determining the expected presence of disruptive business process innovations by performing various nonlinear dynamic processes and analysis with both expected data values and referenced data values. After processing the necessary data, the method allows for the prediction of said disruptive business processes innovations... Agent: Lambert & Associates, P.l.l.c.

20090259516 - Point-of-sale display system: A computer-implemented method for data display is provided, which includes receiving a request for a product from a customer in a first line at a retail location having multiple adjacent customer lines. An advertisement is selected responsively to the requested product, and is displayed on a customer-facing electronic display positioned... Agent: Gerald T. Shekleton

20090259523 - System and methods for calibrating pricing power and risk scores: The present invention relates to a power and risk score calibrator which includes segment pricing power and risk reconcilers, a segment cartographer, segment power and risk aggregators, pricing power and risk value comparers, and pricing power and risk value calibrators. The reconcilers receive quantitative power and risk scores for each... Agent: Kang Lim

20090259522 - System and methods for generating quantitative pricing power and risk scores: The present invention relates to a quantitative pricing power and pricing risk score generator and methods therefore, useful in association with an integrated price management system. Such a system may include a segment generator, a segment pricing power analyzer, and a segment pricing risk analyzer. The segment generator may receive... Agent: Kang Lim

20090259520 - System for optimizing trade promotion and distribution spending in fragmented markets: A system for optimizing incentive-based spending parameters associated with goods provided by a manufacturer in fragmented markets includes a data collection component configured to aggregate data, and an analysis module, which applies regression analysis based on key segmentation variables. A segmentation module separates the aggregated data into final segments based... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20090259526 - System for valuating users and user generated content in a collaborative environment: A system for valuating users and user generated content in a collaborative environment is described. The system may include a memory, an interface, and a processor. The memory may store an item, responses to the item, and ratings for each response. The processor may receive responses from the users based... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20090259515 - Use of network composition descriptors for determining product compatibility: Using peer-to-peer device descriptors for determining product compatibility involves obtaining, via a home network, descriptors that describe a composition of the home network. The home network composition descriptors are compared to descriptors of products available from an e-commerce service provider that is external to the home network. The comparison determines... Agent: Hollingsworth & Funk

20090259524 - User-assisted online transactions: One feature provides an online system that assists users (or sponsors) in selecting and purchasing goods and/or services for themselves and/or others (or recipients). A sponsor may provide the funds for the purchase but delegate the purchase decision to an assistant user or group of assistant users (also referred to... Agent: Loza & Loza LLP

20090259527 - Multi-stage supply chain management system with dynamic order placement: A global supply chain management system in an environment of multiple suppliers forming supply chains for one or more buyers connected over the Internet. The system includes a global processor with logic that maps “local” supply information for each buyer and each supplier, represented in one or more property tables... Agent: Swernofsky Law Group PC

20090259528 - Method and device for ensuring data privacy in offboard toll collection: A method for determining toll routes, using a filter unit and a vehicle onboard unit onboard unit in communication with one another, the filter unit having map material so that toll routes are determinable on the basis of a position data, includes transmitting, by the onboard unit, the position data... Agent: Darby & Darby P.C.

20090259536 - method and system for distributed electronic media advertising in the internet: End users enter a Web site in the net or use a dedicated software installed on their station, choose advertisement they like, and paste it onto various destinations in electronic media as for example e-mails, blogs, forums, and personal web sites. Friends or other people entering those sites, blogs forums,... Agent: Uzi Ezra Havosha & Partners

20090259537 - Advertisement-funded software: Systems and methods are provided to directly compensate an agent that utilizes a software application in exchange for the agent's intent in using the application, and for displaying intent-driven advertisement to the agent. Intent is inferred through information received from the agent, when utilizing the software application, according to an... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090259535 - Coupon clipper: A coupon clipping interface and related methods and apparatus are provided. The coupon clipper's features include displaying at least one online coupon, receiving selection of at least one selected coupon selected from the at least one online coupon, providing the at least one selected coupon for subsequent redemption in response... Agent: Yahoo C/o Mofo Palo Alto

20090259531 - Interactive advertisements: A system and method for providing interactive advertisements and collecting data for an advertiser includes a processor, a storage unit in communication with the processor, and a memory unit in communication with the processor, wherein the memory unit contains instructions. The instructions configure the processor to upload sequential media to... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090259534 - Internal business arbitrage: System(s) and method(s) are provided to conduct internal arbitrage within an organization. Within a service platform, a first functional unit oriented to service implementation and a second unit dedicated at least in part to advertisement management trade advertisement trade, the first unit and the second administer advertisement within a first... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090259529 - Method for personalized advertising on communication device: The present invention discloses new communication device advertising methods for implementing the same. One method discloses by the present invention features downloading the personalized information while making a call; the method comprises the steps of: providing a request signal from the communication device to an information system after a dialing... Agent: Muncy, Geissler, Olds & Lowe, PLLC

20090259538 - Network-based rebate system: An online rebate system is disclosed. The online rebate system allows purchasers of products to gain nearly immediate determinations of whether they are eligible for any rebates. In one embodiment, a purchaser can provide a transaction identifier for a prior purchase transaction to the online rebate system, and then the... Agent: Technology & Innovation Law Group, PC

20090259530 - Open targeting exchange: A method for determining an ad to display in an ad unit is disclosed. A specification of a targeting vendor ad is received from a targeting vendor. A targeting vendor ad value is determined based at least in part on the specification. The ad to display in the ad unit... Agent: Van Pelt, Yi & James LLP

20090259532 - Peer-to-peer compensation in an intent-compensation scheme: System(s) and method(s) are provided that facilitate intrinsically targeted, dependable peer-to-peer referral and compensation within an intent-compensation scheme. The referral system synergistically exploits trust mechanisms existing among a referring agent and a referred agent in order to generate high-quality referrals based on a determination of commercial intent from the referred... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090259539 - Proximity-based broadcast virtual universe system: In various embodiments, the proximity of an avatar with respect to a designated focal point object within a virtual universe is determined, and information associated with the designated focal point object is identified. A first of a plurality of representations of the information is selected based, at least in part,... Agent: Ibm Endicott- Delizio Gilliam, PLLC

20090259541 - Savings from retail purchases deposited/transferred to savings accounts: A system and methodology for providing customers the option of receiving their savings or discounts for the purchase of goods and services as a reduction in the purchase price of the goods and services or pay full price for their goods and services purchased and take their savings or discounts... Agent: William T. Morrison Jr.

20090259533 - Secondary market for consumer rewards: System(s) and method(s) are provided to trade compensation credit(s) in a customer price incentive scheme funded through advertisement. A secondary market for rewards is established through advertisement spend from a set of disparate category advertisers (e.g., brand advertisers and product advertisers). Market liquidity is injected through an advertisement component that... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090259543 - Sensor network optimization algorithm: An algorithm for modeling and optimizing control of a complex and dynamic system is provided to facilitate an allocation of the resources on the network that is the most efficient. The algorithm serves to depict the complex network of available resources using market-based negotiation wherein resources are defined as available... Agent: Barlow, Josephs & Holmes, Ltd.

20090259542 - System for managing incentive programs via mobile networks: This invention relates to the description of a system for enabling the management of incentive-based transactions (like campaigns, promotions, requests for, and redemptions of incentives) on mobile networks, coupled with a network based service for sending, receiving and organizing such communications. The invention describes how a mobile device identifier (like... Agent: Alex Stancioff

20090259540 - System for partitioning and pruning of advertisements: A system is disclosed for selecting advertisements for delivery. The system may be configured to assign the advertisements to categories. The system also may be configured to deliver the advertisements according to a frequency assigned to each category.... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090259544 - System and method for providing short message targeted advertisements over a wireless communications network: A method and system for providing targeted advertisement information to consumers over a wireless communications network. In one embodiment, local advertisers register to advertise on certain wireless communications devices that are in close proximity to the advertiser. As a consumer enters a cell site that is near the location of... Agent: At&t Legal Department - Cc Attn: Patent Docketing

20090259547 - Affiliate and cross promotion systems and methods: A system for managing referrals between a consumer, merchant, and at least one affiliate; a referral identifier generator for an affiliate to give at least one consumer a referral identifier and representing a promotional offer for at least one consumer; an affiliate tracking system for accepting and tracking the referral... Agent: Meredith & Keyhani, PLLC

20090259546 - Method of incentive distribution for cross client referral: The present invention relates generally to methods of generating business by providing incentives for clients to obtain goods and/or services from goods and service providers, wherein said providers refer clients to other providers and as said providers have incentives provided within the method to make said referrals. The method involves... Agent: Lambert & Associates, P.l.l.c.

20090259548 - System and method for flexible election of payment terms: A method is disclosed for offering transaction account consumers with payment term options to pay a minimum amount due early, defer payment into the following payment cycle, and pay a standard amount when due. When generating a periodic billing statement, the invention determines a consumer's eligibility to elect early payment,... Agent: Snell & Wilmer L.L.P. (amex)

20090259549 - Methods and systems for optimizing flow: iii) rewarding a selected number of entities on the basis of the reward potential associated with each of the entities at a predetermined time.... Agent: Egbert Law Offices

20090259545 - Universal service code for reservations: Reservation of services using, for example, a computer network based universal reservation system (CNBURS) is facilitated by the use of universal service codes (USCs). In one embodiment, a CNBURS enabled reservation scheduling process (100) includes receiving (110) a request from a service provider for a USC, generating (120) a USC... Agent: Marsh, Fischmann & Breyfogle LLP

20090259550 - System and method for management of advertisement campaign: Disclosed herein are systems and methods for keeping records and managing allocation in advertising campaigns according to rational quantitative models. In one facet, various quantitative methods are presented to efficiently manage experimentation and reallocation of advertising resources among many opportunities, seeking the best available return on investment. In an additional... Agent: Nixon Peabody, LLP

20090259551 - System and method for inserting advertisements from multiple ad servers via a master component: A system and method for rendering content may include an ad insertion system and/or content provider that, responsive to a request for media content from a terminal, provides to the terminal the media content, a program module, and ad insertion instructions, the ad insertion instructions including at least one link... Agent: Kenyon & Kenyon LLP

20090259552 - System and method for providing advertisements from multiple ad servers using a failover mechanism: A system and method for providing ad content may include a processor configured to, for rendering ad content during a rendering of a user-requested content: receive from a first provider a first link to a second provider; access the second provider via the first link; in response, obtain a program... Agent: Kenyon & Kenyon LLP

20090259553 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for presenting restaurant items for ordering through a customer kiosk, comprising the steps of displaying a first and second restaurant menu category selector within an ordering interface screen, receiving a selection signal representing that one of the first or second... Agent: Neal, Gerber, & Eisenberg

20090259554 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for presenting restaurant items for ordering through a customer ordering kiosk, comprising the steps of displaying a first restaurant item category selector within a first ordering interface screen, wherein the first restaurant item category comprises a first background indicia pattern,... Agent: Neal, Gerber, & Eisenberg

20090259555 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for efficiently facilitating the selection and purchase of a restaurant item using a customer ordering kiosk comprising displaying a set of restaurant items available for purchase on a first ordering interface screen, receiving a triggering signal, displaying an overlay interface... Agent: Neal, Gerber, & Eisenberg

20090259556 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for presenting restaurant items for ordering through a customer ordering kiosk, comprising the steps of displaying a list of restaurant item selectors within an ordering interface screen, receiving a selection signal indicating that one of the restaurant items has been... Agent: Neal, Gerber, & Eisenberg

20090259557 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for presenting restaurant items for ordering through a customer ordering kiosk, comprising the steps of displaying an electronic receipt within an ordering interface screen, displaying one or more restaurant items on the electronic receipt corresponding to restaurant items that were... Agent: Neal, Gerber, & Eisenberg

20090259558 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for presenting restaurant items for ordering through a customer ordering kiosk, comprising the steps of displaying a first restaurant item image within a first area of a first ordering interface screen, displaying a second restaurant item image within a second... Agent: Neal, Gerber, & Eisenberg

20090259559 - System and method for enhanced customer kiosk ordering: The present disclosure is directed to a system and method for presenting restaurant items for multi-item restaurant item selection through a customer ordering kiosk, comprising the steps of receiving a signal representing that a multi-item restaurant item selection has been made, displaying a first indicator representing that a first restaurant... Agent: Neal, Gerber, & Eisenberg

20090259563 - Customizable metadata and contextual syndication of digital program material: A system and method for providing video and/or audio on-on demand service to owners of video and/or audio program rights for offering digital versions of those programs to web site visitors. The method or system is an Application Service Provider (ASP) model, whereby the services are provided to the video... Agent: Sills Cummis & Gross P.C.

20090259560 - Identity theft and fraud protection system and method: A system and method for preventing personal identity theft when making online and offline purchases requires a Purchaser to first subscribe and become a Member user by registering, providing relevant personal identity information, and establishing two-way multi-factor authentication information for security purposes. The subscribing Member provides relevant information to any... Agent: Townsend And Townsend And Crew, LLP

20090259562 - Method and apparatus for providing gift by using communication network and system including the apparatus: Disclosed herein is a method and apparatus for providing a gift using a communication network and a system including the apparatus. The present invention includes a) providing information about products to a user terminal connected with a gift provision apparatus through the communication network; b) selecting at least one of... Agent: David A. Einhorn, Esq. Baker & Hostetler LLP

20090259561 - Method and system for correlation of product quantities to multiple ship-to addresses for a single online order: A system for facilitating data entry and submission of an Internet-based ecommerce transaction includes a computing node having Internet access to an ecommerce server; and a secure memory drive removably coupled to the computing node for storing payment information, address information, and an interactive interface for recording data into forms... Agent: Central Coast Patent Agency, Inc

20090259564 - Method, system, and storage device for an online content marketplace and exchange: A method, system, and storage device for an online content marketplace and exchange which enables independent content creators to protect their content while permitting interested buyers to financially compete over the rights to the content, thus achieving true market value for the creator based upon the market's willingness to pay... Agent: HulseyIPIntellectual Property Lawyers, P.C.

20090259565 - System and method for providing moving and transport service leads: Moving and transportation leads are provided by receiving customer data from a customer interface coupled to a communications network, the data comprising information related to a request for moving services; matching the customer data with moving and transport service capabilities stored in a user profile; providing notification to a user... Agent: Dorsey & Whitney LLP Intellectual Property Department

20090259566 - System, method, and apparatus for organizing and implementing a real-life, physical activity: A process for distributing information and processing results for an airgun shooting sport with geographically diverse participants may include receiving registration data from a user, distributing course-of-fire data, and receiving a metric from the user. The course-of-fire data may define at least one parameter of a shooting sport match. The... Agent: Woodcock Washburn LLP

20090259568 - Apparatuses, methods and systems for electronic real estate transactions: The disclosure details the implementation of an apparatuses, methods, and systems for Electronic Real Estate Transactions. In one embodiment, the disclosure details a method for providing commercial transaction services of virtual real estate using a digital map. The system creates a digital map including general Points of Interest information. The... Agent: Leydig Voit & Mayer, Ltd

20090259567 - System and apparatus for creating customized artwork at point-of-purchase: A method and apparatus creating customized artwork for a customer at a point of purchase which includes a display and user interface adapted for a point-of-purchase capable of creating layered images, and allowing a user to update the layered images and specify options for creating customized artwork printed on a... Agent: Absolute Technology Law Group LLC

20090259572 - Collaborative alert distribution and management system: A method for managing remediation of alerted products implemented using a computer having a processor and a display device is provided. The method comprises identifying an alert related to a product. The method also comprises facilitating handling of the alert by a user of the product. The method further comprises... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090259571 - Inventory module for a video monitoring system, method for taking inventory of a monitoring region, and a computer program: An inventory module for a video monitoring system including at least one monitoring camera which is directed or directable to a monitoring region, in particular a storage and/or sales area which contains products, including a detection device which is designed to detect products, and when detection takes place, position information... Agent: Striker, Striker & Stenby

20090259569 - Method and system for inventory management: A method and system for inventory management includes a communication device at each of a plurality of point of sale locations communicatively coupled to a distribution center. Each communication device stores initial inventory information; periodically determines whether an item has been sold, and when an item has been sold, stores... Agent: K&l Gates LLP

20090259573 - Method for location-based asset management: A method provides for real-time asset location tracking. An asset in a wide area network, be it a utilities network or a communication network, registers itself with a network management center. The registration process includes identification of a physical location of the asset usable for mapping and tracking the asset.... Agent: Kenyon & Kenyon LLP

20090259570 - Method of inventorying an electrically powered beverage brewer: A method of inventorying electrically powered beverage brewers (104) includes the steps of making an electrically powered beverage brewer model (104) that is capable of operating with either single-phase electrical power or two-phase electrical power, without alteration after completion of manufacture, though selective use of a power connection adapter (112),... Agent: James W. Potthast Potthast & Associates

20090259575 - Acknowledgment delivery system: An acknowledgement delivery system is provided that is associated with at least one transaction between a transaction initiating party and a transaction fulfilling party. The transaction is given effect by the transaction fulfilling party. The transaction is initiated by a transaction instigation event and completed by a transaction fulfilment event.... Agent: Stetina Brunda Garred & Brucker

20090259574 - Method and system for determining whether the origin of a payment request is a specific e-commerce network source: A determination is made whether a purchase has been performed on a website for which a merchant and an acquirer have entered an agreement. At least one web-page associated with the website is equipped with at least one web-bug, which enables collection of information related to one or more customers... Agent: Buchanan, Ingersoll & Rooney PC

20090259576 - Transaction processing with core and distributor processor implementations: Transaction processing for distributor-based transactions is facilitated. According to an example embodiment of the present invention, a transaction management approach involves the processing of aspects of a transaction between contracting parties using transaction rules associated with an administrator and at least one distributor sponsoring the transaction. In some applications, the... Agent: Crawford Maunu PLLC

20090259577 - Providing billing instructions associated with a new protocol in a network environment: In one embodiment, a method includes receiving one or more billing instructions, the billing instructions being operable to initiate one or more billing actions associated with one or more token combinations. The billing actions are performed when the one or more token combinations match a portion of a received protocol.... Agent: Baker Botts L.L.P.

20090259578 - Customer exclusive data: A payment device, method, and apparatus configured to store customer exclusive data on to a payment card or payment device.... Agent: Visa Usa C/o Duane Morris LLP Attn: James Sze, Esq.

20090259581 - Financial activity relating to natural peril events: A computer implemented method and system for automatically setting prices of financial products in a financial activity having a plurality of possible outcomes, includes receiving a first request from a participant terminal to purchase a financial product for one of the possible outcomes, i; and electronically computing a price for... Agent: Olson & Cepuritis, Ltd.

20090259580 - Financial modeling systems and methods: Systems and methods for providing financial modeling are provided. A financial modeling method according to the present invention can comprise receiving comprehensive financial data relating to an entity. The financial data can be categorized into a plurality of financial components, which can comprise a protection component, and savings component, and... Agent: Troutman Sanders LLP Bank Of America Plaza

20090259582 - System and method for trading: The present invention provides a system and method for trading mortgage-backed securities (“MBS”). A system for trading includes a plurality of workstations interconnected by a server. The workstations receive data representing inventories of their MBS pools, which in turn are delivered to the server. The server, in turn, is operable... Agent: Arnold & Porter LLP Attn:IPDocketing Dept.

20090259579 - System and method for transferring monetary value between currency documents: A system and a method for transferring monetary value between first and second currency documents are provided. The method includes reading a first RFID tag on the first currency document to obtain a first monetary value stored in the first RFID tag, utilizing a first RFID scanning device. The method... Agent: Cantor Colburn LLP - IBM Austin

20090259596 - Automated risk monitoring method and system: The invention relates to an automated risk monitoring method and a corresponding risk monitoring system for automated risk monitoring, in the case of which control data for different companies are transferred to a monitoring unit and evaluated, a company specific asset distribution and a corresponding threshold value being determined, said... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, L.L.P.

20090259598 - Graphical display of market depth in an order book: Consolidated order book and market depth information from multiple fragmented markets is presented on a display. The display provides a graphical representation of market depth and price points, balance, liquidity and volume-weighted average price for tradeable objects.... Agent: Goodwin Procter LLP Patent Administrator

20090259599 - Method and apparatus for analyzing individual and comparative returns on assets: A computer implementable graphical method and apparatus for presenting historical returns of one or more assets, liabilities, and/or indices is disclosed. A computer can plot an historical returns (in percentages) versus historical time for one or more user selectable assets, liabilities, or indices. Each historical return can be obtained by... Agent: Kenyon & Kenyon LLP

20090259600 - Method and apparatus for automated trading of equity securities using a real time data analysis: A system and method for buying and selling securities based on volatility and liquidity rather than other fundamentals is demonstrated. The method involves: providing at least one decision model to buy and sell a security; inputting real-time data into the decision model; and automatically generating an order and executing transactions... Agent: Dean Amburn

20090259597 - Method and apparatus for portfolio trading using margin: An automated portfolio manager system enables an investor or portfolio manager to quickly adjust the underlying risk of the entire portfolio without modifying the underlying investments in the portfolio. A user interface enables the user to adjust the risk (e.g., beta) of a portfolio of investments without adding or deleting... Agent: Fortkort & Houston P.C.

20090259584 - Block trading system and method providing price improvement to aggressive orders: A first market participant submits an order comprising an indication of a level of visibility which the first market participant wishes to accord to notifications associated with the order. The indication of the level of visibility is independent of identities of second market participants. The notifications associated with the order... Agent: Blank Rome LLP

20090259583 - Method and apparatus for making markets for an electronically traded financial instrument: A method and apparatus enables quick and efficient adjustment of parameters of a strategy for making markets in a financial instrument traded on an electronic exchange. Implemented in software, the market making adjustment apparatus and method employs a user GUI (Graphical User Interface) with areas of the GUI configured for... Agent: Tradehelm, Inc.

20090259585 - Event-driven credit offers: A system may include detection of an event indicating a potential future credit need, identification of a person based on data associated with the event, determination of a credit product based on the detected event, and determination of whether the person qualifies for the credit product based on a creditworthiness... Agent: Buckley, Maschoff & Talwalkar, LLC General Electric Company

20090259586 - Method and computer network for co-ordinating financial services/products: The invention relates to a method and a computer for coordinating an electronic qualification form between a consumer and a plurality of financial service providers and wholesale investors. After receiving qualification form data, a special processing computer applies a filter to the data. The filter comprises selection criteria provided by... Agent: Ballard Spahr Andrews & Ingersoll, LLP

20090259587 - Commissions futures trading: Implementing a method for trading commissions includes purchasing an expected commission payment from a real-estate agent or real-estate brokerage firm in exchange for a payment of funds to the real-estate agent or the real-estate brokerage firm. The expected commission payment is associated with a real-estate transaction. Funds are transferred in... Agent: Fish & Richardson P.C.

20090259588 - Security systems for protecting an asset: Security systems for protecting assets are described, including password-based security systems that can provide different levels of access responsive to entry of a primary or secondary password. In some versions, user-configurable security rules can provide customized responses to entry of primary or secondary passwords, including feigned or limited access, security... Agent: Jeffrey Dean Lindsay

20090259589 - Method and system for managing a flexible spending account: A method and system for facilitating a redemption of a benefit provided by an organization for the purchase of non-prescription items from a retail store including associating a plurality of non-prescription items with a list; linking a plurality of members with the list, receiving a request for an account balance... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090259590 - Vending system: A vending system server for a vending system for selling products or services, from at least one vending machine connected to a network, to purchasers having mobile communicators configured to communicate with the network by wireless data packet network connection, comprises an operator server, connected to the network by an... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20090259591 - Information rights management: Information rights management (IRM) systems are used to protect the use of information within a data item. An IRM system is provided which will allow access to a data item following at least two interactions with one or more licensing entities. In some examples, the license entities may each issue... Agent: Lee & Hayes, PLLC

20090259592 - System and method for implementing a virtual automated teller machine: Method and system for implementing a virtual automated teller machine (“VATM”) system are described. In one embodiment, the system includes a VATM host connectable to each of a plurality of registered disbursement entities (“DEs”) via a secure connection, such as an SSL connection. The system further includes an accessing computer... Agent: Haynes And Boone, LLPIPSection

20090259593 - Electronic commerce method, electronic commerce system, certificate terminal, and principal certification method by agent: In order to prevent without fail the abuse of certificate information which are exchanged on a network, an orderer inputs the certificate information to a certificate terminal when placing an order for a commodity, the certificate terminal encrypts the certificate information to send it to an order receiver and holds... Agent: Staas & Halsey LLP

20090259594 - Collaborative funding system and methods: This invention is a collaborative funding system which allows many people to work together to fund a project or to purchase a product or service. A computer system offers services to users, typically over the internet. Users may enter a new product into the system, contribute to a fund for... Agent: Berwyn Hoyt

20090259595 - Systems and methods for operating a computerized trade finance network: This invention concerns forfeiting transactions. In particular it concerns methods of operating a computerized forfeiting exchange to develop forfeiting transactions. In another aspect it concerns a computerized forfeiting exchange. The exchange allows the parties to screen counter party types and asset types, to make the transactions more efficient. It also... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090259601 - Method of designing and building to a targeted cost for high tech facilities: The present invention discloses a methodology and device for predicting the cost of construction of a facility for use especially in conception stages of a project. The method proceeds by identifying a process application to be housed within the facility, identifying specified process equipment, minimum size of the facility, the... Agent: Gearhart Law, LLC

20090259602 - System and method for selecting postal indicia size: According to some embodiments, a method of operating a postal indicia printing apparatus comprises storing, in the apparatus, a first indicia image format comprising a first dimension, storing, in the apparatus, a second indicia image format comprising a second dimension that differs from the first dimension, prompting a user of... Agent: Pitney Bowes Inc.

20090259603 - Mobile intelligent metering and charging system for charging uniquely identifiable chargeable vehicle destinations and method for employing same: The instant invention relates to a mobile intelligent metering and charging system for charging uniquely identifiable chargable vehicle destinations (V) and method for employing the same. The system includes at least a power distribution system limb and a power consumption control and recordation limb. A vehicle system meter and at... Agent: Gallagher & Dawsey Co., L.p.a.

20090254356 - Battery longevity monitoring: Systems and methods are provided that estimate when to replace a medical device that is implanted in a patient due to batter deplection. These systems and methods significantly reduce the need for service calls made to medical device manufacturers that relate to battery longevity.... Agent: Medtronic, Inc.

20090254357 - Computer-implemented method and system for analyzing operating costs of battery-operated sheet dispensers: Expected battery consumption by non-hard wired paper towel dispensers is calculated and compared as a way to help sell dispensers. The information is provided on a real-time basis not only for each type of dispenser a salesperson is attempting to sell, but also for competitive dispensers so that the customer... Agent: Young & Thompson

20090254358 - Method and system for facilitating real world social networking through virtual world applications: A method and system for enhancing a virtual world application to facilitate social networking between users are disclosed. The system detects a trigger condition within the virtual world application, and in response to detecting the trigger condition, searches one or more real world social networking application relationship databases for real... Agent: Lotus And Rational Software David A. Dagg, Esq.

20090254355 - Service level agreement-based service monitoring system using agents: A service level agreement-based service monitoring system is provided by a service management broker (SMB) for a service provider registering and publishing a web service, and uploading a service level agreement with a service requester to a database. The service management broker respectively has a monitoring broker online mode, a... Agent: Hdls Patent & Trademark Services

20090254359 - Synchronized interactive demographic analysis: An embodiment of the present invention includes a system and method of providing synchronized interactive demographic analysis.... Agent: Deleon Law Group PC

20090254365 - Care management and transportation workflow: A system for facilitating the physical provision of health care services to patients comprises a computer-readable medium containing information associated with the physical provision of health care services to patients; an electronic display disposed in a health care environment; and software configured to effect display of some of the information... Agent: Tillman Wright, PLLC

20090254361 - Continuity of medical care: A consumer is provided with continuity of medical care by being prompted to transfer data to a recipient, upon completion of the consumer's interaction with a brokerage system. The data obtained during the interactions is transferred to one or more recipients selected by the consumer.... Agent: Fish & Richardson PC

20090254364 - Medicad chinese medical system: A Chinese medical system includes a signal input device for entering information, an input signal generated in response to the signal input device, a database system comprising a diagnostic database storing a diagnostic information of Chinese diagnostic information and a matching analyzer analyzing the input signal and matching the input... Agent: David And Raymond Patent Firm

20090254367 - Method and apparatus for manufacturing an implant: An orthopedic implant manufacturing method. The method includes preparing a pre-operative surgical plan for a specific patient, the surgical plan including a three-dimensional image of a patient's joint indicating at least one resection plane, communicating the surgical plan to a surgeon of the patient, and receiving approval of the surgical... Agent: Harness, Dickey & Pierce, P.L.C

20090254366 - System and method for health care financing: A system for health care financing comprises at least two health care providers, a vendor/operator, an electronic price list, at least one employer having at least one participating employee, at least one deposit account for each of the employees, and at least one high-deductible insurance policy that is available to... Agent: Woodard, Emhardt, Moriarty, Mcnett & Henry LLP

20090254363 - System and method for providing health care services using smart health cards: A system and method for providing health care services using smart health cards is provided. Smart health cards including at least member information are issued to members. When a member visits a provider, the smart health card is read to obtain the member information and the retrieved member information is... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20090254360 - Systems and methods for healthcare asset allocation: Certain embodiments of the present invention provide a healthcare asset allocation method including receiving a healthcare asset request, creating a plurality of potential solutions using healthcare asset data, and determining a healthcare asset allocation by applying a genetic algorithm to the plurality of potential solutions using a plurality of genetic... Agent: Mcandrews Held & Malloy, Ltd

20090254362 - Systems and methods for providing healthcare asset intelligence using service-oriented architecture and service-oriented computing: Certain embodiments of the present invention provide a system for providing healthcare asset intelligence comprising a data layer adapted to preprocess healthcare asset intelligence data, a service component layer adapted to comprise a plurality of service components, and a service application layer adapted to comprise a service application. The healthcare... Agent: Mcandrews Held & Malloy, Ltd

20090254376 - Dynamic integration of disparate health-related processes and data: A computer-implemented method for integrating disparate health-related procedures and health-related data derived from disparate sources for an individual patient is provided. The method includes generating an integrated patient profile comprising procedure-specific data obtained by performing one or more health-related procedures on the patient. Additionally, the method includes accessing health-related data... Agent: Gregory A. Nelson Novak Druce & Quigg LLP

20090254378 - Medical support system: A medical support system and method for performing at least one medical support process relating to diagnosis and treatment of a medical condition and that includes or employs medical records relating to patients and medical support databases including medical guidelines for the diagnosis and treatment of a medical condition. A... Agent: Hanley, Flight & Zimmerman, LLC

20090254372 - Medication risk assessment system: A medication risk assessment method implemented using a computer particularly adapted for a health care management or delivery organization is provided, wherein the method includes at least the steps of: providing a medication risk assessment tool to a client, wherein the medication risk assessment tool includes a questionnaire, and wherein... Agent: Raymond R. Ferrera

20090254368 - Method of providing enhanced point of service care: A method for enhancing the quality of care for enrollees of drug prescription programs is disclosed. The method utilizes a pharmacist operating in “real-time” to improve the quality of care and reduce cost for receivers of prescription drugs with chronic diseases. The method of the invention is a significant improvement... Agent: Conley Rose, P.C.

20090254373 - Methods and apparatus for communicating with chiropractic patients: Methods and apparatus for communicating with chiropractic patients are disclosed. A hosting company sells a chiropractor a membership that includes a predetermined number of downloads of a patient wellness break software application. The chiropractor then gives access code(s) to patients and/or prospective patients for free that allows them to download... Agent: K&l Gates LLP

20090254370 - Project information display device, project information display program, and electronic medical record information display device: Provided is an electronic medical record information display device including: a storage unit (30) for storing calendar information, detailed information on medical operation, and electronic medical record information; a time scale generation unit (41) for acquiring calendar information from the storage unit (30) and generating a plurality of time scales... Agent: The Nath Law Group

20090254371 - Quality assurance methods for medication therapy management: A method for improving quality assurance methods for medication therapy management using a computer particularly adapted for a health care management or delivery organization is provided, the method including at least the steps of: providing a set of internal controls, wherein the internal controls further include a set of national... Agent: Raymond R. Ferrera

20090254374 - System and method for dynamic drug interaction analysis and reporting: A system for capturing, synthesizing, analyzing, and reporting drug performance data. The system can comprise one or more electronic data processors and a data communications interface connected with the one or more processors for accessing a plurality of databases containing drug analysis and best-practice guidelines, patient data, and demographic data.... Agent: Gregory A. Nelson Novak Druce & Quigg LLP

20090254377 - System and method for pharmacy administration: A pharmaceutical administrative system with a pharmacy and a service center network for preparing and dispensing medication. The pharmacy network prepares orders for medication from various customers for various patients. By retrieving information from a global database in the service center network, the pharmacy network conveys patient, customer and formulary... Agent: Klein, O'neill & Singh, LLP

20090254369 - System and method for providing health care services using smart health cards: A system and method for providing health care services using smart health cards, for example, subscriber identity module (SIM) cards is provided. Smart health cards include at least member information. When a member visits a provider, the smart health card is read to obtain the member information and the retrieved... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20090254375 - System and methods for automated healthcare patient record search, extraction, and creation: A system for processing patient information is provided. The system includes a search engine for identifying and retrieving patient-specific data from one or more of the databases. Additionally; and a system administrator for coordinating a plurality of database searches preformed by the search engine and for generating a patient-specific uniform... Agent: Gregory A. Nelson Novak Druce & Quigg LLP

20090254379 - Computer system for applying predictive model to determinate and indeterminate data: A computer system includes a data storage module. The computer system also includes an indeterminate data capture module. The data storage module receives, stores, and provides access to both determinate data and indeterminate data that was captured by the indeterminate data capture module. The computer system also includes a computer... Agent: Buckley, Maschoff & Talwalkar LLC

20090254380 - Computer-based system and method for estimating costs of a line of business included in a multi-line treaty: A computer-based system and a computer-implemented method for estimating costs of a business line included in a multi-line treaty, which can determine the estimated costs for covering the insured losses of a line of business included in a multi-line treaty having an aggregate deductible and an aggregate limit.... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20090254381 - System for maintaining an escrow account for reimbursing administrators of payments: A loss ledger system to process third party fund requests on a daily basis, track historical requests, process validation on each request, maintain suspense/escrow and loss ledgers, and provide reconciliation assistance for accounting and claims processing departments. Additionally, the loss ledger system provides management reports, interfaces, security, audit and control... Agent: Edwards Angell Palmer & Dodge LLP

20090254382 - Dynamic rate management system for golf facilities: A method for dynamically pricing rounds of golf utilizing a price matrix based on customizable parameters, whereby the rates may be structured in a way as to incite golfers to reserve tee times in advance and wherein said price matrix displays to a user simultaneously a plurality of different rates... Agent: Law Offices Of Eugene M. Cummings, P.C.

20090254383 - System and method for allocating resources using spot market and derivative market techniques: A method for controlling access to a system of finite resources with excess demand employs a two stage admission process. Subscribers are first admitted based on an initial bid price and resource availability. The market price is determined by the highest bid price among the rejected arrivals in the current... Agent: Miles & Stockbridge PC

20090254385 - System and method for displaying airline seats: The present invention relates to a system and method for displaying airline seats. The system or method transmits data to an application running on a general purpose computer, the data including information descriptive of available individual seats on one or more airplanes, the data processed by the application to generate... Agent: Knobbe Martens Olson & Bear LLP

20090254384 - System and method for selecting and reserving airline seats: The present invention relates to a system and method for selecting and reserving airline seats. The system or method receives first data representing payment information over the network from a general purpose computer. The system or method also transmits second data to an application running on the general purpose computer,... Agent: Knobbe Martens Olson & Bear LLP

20090254393 - Billing, docketing and document management: A server and distributed client docketing management system includes a first client computer module on a first client computer that collects administrative information to collect a docketing template for a specified activity. A second client computer module on a second client computer applies the docketing template to a specified file... Agent: Greenblum & Bernstein, P.L.C

20090254390 - Communication workspace: Multiple pieces of information can be arranged into a single construct that allows the employee to ascertain information quickly while at her workstation. Selection of information for placement into the construct can employ various statistical models and the like. Selective pieces of information can be masked for a user's construct... Agent: Turocy & Watson, LLP

20090254386 - Innovation market: An innovation market is described. An apparatus may comprise an innovation market subsystem arranged to manage an innovation marketplace for the exchange of virtual shares in a project for virtual currency to measure project value. The innovation market subsystem may comprise an innovator manager module operative to allocate virtual shares... Agent: Microsoft Corporation

20090254392 - Method and system for enterprise network access control and management for government and corporate entities: A method, system, computer program product, and devices for enterprise network access control and management for Government and Corporate entities, including interagency identity management; connectors and controls; an interagency directory services transformation service; a user/duty position resolving service; role-based encryption key management; role-based business process modeling; and proximity-based access control... Agent: Roberts Mlotkowski Safran & Cole, P.C. Intellectual Property Department

20090254394 - System and method for managing service facilities in a service enterprise: A system and method for optimizing the architecture of a service territory in a service enterprise. A management area has a fixed service call capacity to provide maintenance services to a subscriber base of the service enterprise. The cost of servicing the subscribers within the management area is measured by... Agent: The Marbury Law Group, PLLC

20090254389 - Systems and methods for corporate workplace capacity planning and optimization: Systems and methods for corporate workplace capacity planning and optimization are provided. A system according to the invention may include a computer. The computer may be configured to receive a plurality of characteristics relating to an entity or a portion of an entity. The computer may be further configured to... Agent: Weiss & Arons, LLP

20090254387 - Technique for performing triple bottom-line assessments: Embodiments of a computer system for determining a social responsibility metric are described. During operation, the computer system aggregates information associated with financial transactions of a user to determine the social responsibility metric. Note that the financial transactions may be included in a data structure associated with financial software, and... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090254388 - Urotensin 2 and its receptor as candidate genes for beef marbling score, ribeye area and fatty acid composition: The present invention relates to the identification of single nucleotide polymorphisms (SNPs) in urotensin II (UTS2) and urotensin 2 receptor (UTS2R) genes and their associations with beef marbling score (BMS), ribeye area (REA), amounts of saturated (rSFA) and monounsaturated (rMUFA), and Δ9 desaturase activity R2=16:1 to 16:0. The invention further... Agent: Frommer Lawrence & Haug

20090254391 - Use of historical data in a computer-assisted technical solution design tool: A method and system are disclosed for re-using, across plural customer accounts, information generated as part of technical solution designs by a service provider for delivering Information Technology (IT) outsourcing services to customers. The method comprises the step of providing a set of standard service elements and a set of... Agent: Scully, Scott, Murphy & Presser, P.C.

20090254398 - Computer system for managing orders for and deliveries of goods: A computer system may manage orders for goods from a plurality of purchasers. The computer system may receive the orders, calculate an approximate volume that the goods which are the subject of each order would collectively occupy during shipment, and compare each calculated approximate volume to a pre-determine maximum allowed... Agent: Mcdermott Will & Emery LLP

20090254396 - Facility energy management system: A method of managing energy supplied to a facility comprises monitoring a marginal cost of electricity from an electricity vendor; and determining a facility non-heating electrical load and a facility current heating load. The method also comprises obtaining fuel to supply energy to meet the heating load when the marginal... Agent: Davis Wright Tremaine, LLP/seattle

20090254402 - Method for accessing veterinary health care information and financing veterinary health care services: A method for accessing veterinary health care information via an Internet website, wherein subscribers to the website are able to search and review a library of veterinary health care information, ask questions of a qualified veterinarian, schedule one-on-one consultations as well as office visits with a qualified veterinarian, and purchase... Agent: Zarley Law Firm P.L.C

20090254401 - System and method for creating a custom assessment project: A method of creating a custom assessment project is disclosed. The method comprises selecting a template assessment project that includes modules adapted for interaction with a candidate to be assessed. The modules are linked in a workflow defining a sequence in which the candidate interacts with the modules. The template... Agent: Osler, Hoskin & Harcourt LLP (iscopia)

20090254397 - System and method for optimizing online keyword auctions subject to budget and estimated query volume constraints: An improved system and method for optimizing online keyword auctions subject to budget and estimated query volume constraints is provided. A linear programming model of slates of advertisements may be created using estimates of the query volume for multiple time periods for use in generating a slate of advertisements that... Agent: Law Office Of Robert Bolan

20090254399 - System and method for optimizing product development portfolios and aligning product, brand, and information technology strategies: Business and software methods are described for cost-effectively optimizing product development portfolios, services development portfolios, and IT (information technology) portfolios, accelerating market entry, and optimizing alignment between product strategy, IT strategy, and brand strategy. Product and service attributes are characterized, categorized, and prioritized with numerical values amenable to statistical analysis... Agent: Black Lowe & Graham, PLLC

20090254400 - Systems and methods for employee compensation planning: A compensation plan budget is validated for each of a plurality of compensation planners within an enterprise. Each of the compensation planners has an individually allocable sub-budget of the overall compensation plan budget. During periods when a compensation planning application used by the compensation planners is otherwise idle, accumulated totals... Agent: Sonnenschein Nath & Rosenthal LLP

20090254395 - Systems and methods for optimizing market selection for entity operations location: Systems and methods for corporate workplace capacity planning and optimization are provided. A system according to the invention may include a computer. The computer may be configured to receive a plurality of characteristics relating to an entity or a portion of an entity. The computer may be further configured to... Agent: Weiss & Arons, LLP

20090254408 - Facilities monitoring system with telephone interface and automatic problem verification: A building management system includes a telephony interface, by which a caller can enter information about a problem, thereby eliminating the need for a human operator. The building management system may also include components that enable the system to verify the condition reported by the caller. The building management system... Agent: Sheehan Phinney Bass & Green, PA C/o Peter Nieves

20090254403 - Line maintenance manager: A computer implemented method of managing execution of line maintenance for an aircraft includes creating an electronic scheduled bill of work comprising a plurality of planned tasks, creating an electronic work-in-progress bill of work comprising the scheduled bill of work and a plurality of unplanned tasks, electronically validating performance for... Agent: Kinney & Lange, P.A.

20090254404 - Method and system for routing a task to an employee based on physical and emotional state: A method, system, computer program product, and computer program storage device for determining an assignment of a task to a consultant is disclosed. The method, system, computer program product, and computer program storage device determine the assignment based not only on availability and skill set, but also based on an... Agent: Scully, Scott, Murphy & Presser, P.C.

20090254405 - Simultaneous vehicle routing, vehicle scheduling, and crew scheduling: A method for generating a transportation plan. A set of transportation requests are identified. An initial transportation plan having a set of vehicle routes, a set of vehicle schedules, and a set of crew schedules that satisfy the set of transportation requests is created. A set of vehicle routes, a... Agent: Duke W. Yee

20090254407 - Systems and methods for event coordination and asset control: Event coordination systems and methods are disclosed. The event coordination system can include an input module that can receive information identifying multiple projects. The event coordination system can also include a controller that can generate a geocoded representation of the information identifying the projects. A project status attribute of at... Agent: Lando & Anastasi, LLP

20090254406 - Workspace visualization: A system for visually representing one or more projects in a workspace is provided. The system includes a display; and a processor operable to identify one or more project characteristics and determine a hierarchy of the one or more projects as a function of the one or more project characteristics.... Agent: Brinks Hofer Gilson & Lione

20090254417 - Hydrate-based desalination using compound permeable restraint panels and vaporization-based cooling: The invention concerns cyberpersonalities, including their and varied use in artificial reality. A cyberpersonality is comprised of a base personality (12). The base personality (12) is selected from a set of base personalities, each one representing the personality of a theoretical person. The cyberpersonality also includes a dynamic personality (14)... Agent: Novak Druce Deluca + Quigg LLP

20090254419 - Information display system, display device, and server: An information display system includes plural display devices and a server. The plural display devices are arranged in a selling floor space. The display devices include measuring units. The measuring units measure environment characteristics and generate environment information based on results of the measurement. The display devices transmit the generated... Agent: Turocy & Watson, LLP

20090254420 - Maximizing advertising performance: Multiple filtering criteria derived from consumer surveys can be used to adjust an advertising schedule to achieve improved performance. Historical performance data related to performance factors, such as gross rating points, can be filtered using the multiple filtering criteria. The filtered data can then be used as the basis for... Agent: Edward J. Marshall, Attorney At Law (for Clear Channel Communications, Inc)

20090254415 - Method and system for comparing effects of audio-visual ads on internet searches: A method and system are provided for comparing an effect of an audio-visual ad on Internet searches. In one example, the method includes receiving a keyword search related to the audio-visual ad and storing the keyword search in a keyword search database, extracting ad related keywords from digitized text of... Agent: Stattler - Suh PC

20090254410 - Method and system for constructing and delivering sponsored search futures contracts: A method and system for constructing and delivering sponsored search contracts is provided. In one implementation, the method may include generating a financial instrument with terms, such as a contract, for selling click-throughs. The terms may include a volume of click-throughs, a price, and a core market. The price of... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090254414 - Method and system for managing advertisement quality of sponsored advertisements: Various embodiments of systems and methods for auctioning sponsored ads are provided. The auctioning systems and methods take hidden costs of sponsored ads into account. A user's future propensity to click on ads is influenced by his/her experience with past clicks. An ad with disappointing quality of landing page imposes... Agent: Mpg, LLP And Yahoo! Inc.

20090254416 - Method and system for presenting advertisements targeted at passersby: A system and method which may allow advertisers to target advertisements on passersby and use advertising costs more effectively. An information acquiring device in or close to an electronic display device may receive identity information of a passerby from his/her wireless communication device, such as a telecommunication device. The identity... Agent: Yahoo! Inc.

20090254421 - Method of matching potential clients to legal service providers: A method of matching potential customers to attorneys utilizes a computerized system that functions over the Internet. Records corresponding to the attorneys and categories in which the attorneys practice are stored in a database. A series of questions regarding a legal claim are presented to the potential customer via a... Agent: Howard & Howard Attorneys PLLC

20090254412 - Methods and systems using targeted advertising: Users may provide profile data for determining selected users receiving an offer for a promotion. The selected users may accept or decline the offer. If accepted, value for the offer may be stored on a financial platform for redemption with a party desiring to develop the promotional campaign. Results of... Agent: Patton Boggs LLP

20090254418 - Methods for marketing corporate brands: Business methods are provided for marketing and increasing sales of corporate products or brands by collecting information about one or more animal welfare organizations, collecting information from one or more consumers about animal welfare, and processing the animal welfare organization information and the consumer information to design a marketing program... Agent: Wendell Ray Guffey Nestle Purina Petcare Global Resources, Inc.

20090254413 - Portfolio modeling and campaign optimization: In an embodiment of the invention, historical data related to multiple members of a customer loyalty program is gathered. A set of loyalty behavior models is developed for an individual member of the loyalty program is developed based on the historical data. For each campaign in a plurality of marketing... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20090254411 - System and method for automated decision support for service transition management: A system and method for determining and managing risk impact of service downtime includes defining a process structure of one or more process types, services the process structure employs and a distribution of the services' time durations. Process usage data is collected for each type of process, and risk is... Agent: Keusey, Tutunjian & Bitetto, P.C.

20090254409 - System and method for rating and pricing advertising: In accordance with techniques disclosed herein, a system and method to set prices for advertising are disclosed. Individuals rate the unit of content by expressing experiences with the content numerically. Purchases of the advertising space alter the pricing of the advertising space to reflect demand for the advertising space. The... Agent: Perkins Coie LLP

20090254422 - Method and system for managing enterprise content: A method and system for providing a consistent flow documents and data content across different organizational units of a company or agency where the documents and data come from different enterprise systems and data stores but are related to linked processes that share models for organizing the content in the... Agent: Winston & Strawn LLP Patent Department

20090254423 - Sales management system and method: A method and system facilitates management of sales activities of sales associates. Sales information from a remote computer is received by a server computer. The server computer processes the sales information, and the system identifies weaknesses of the sales associates based on the sales information. Once a weakness is identified,... Agent: Nixon & Vanderhye, PC

20090254424 - Enhanced online advertising experience: A method for enhancing user advertising experience, the method including operatively integrating advertising content of an advertisement to be displayed on a web page with additional web content different from web content displayed on the web page; displaying an indicia in conjunction with the advertisement to indicate to a user... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090254427 - Internet directory and method: Systems and methods are provided for identifying information about an entity through Web site software. The entity may be a business or service. Information about the entity can be determined by processing attributes known about the entity, such as a name, service or other keywords. For example, user comes to... Agent: Thomas M. Garrison

20090254426 - Method and system of directed advertising: A method is provided for directed advertising on a shipment tracking status webpage. Advertisements are received and categorized based on preselected criteria. Shipping orders are received and tracking numbers associated with the shipping orders are provided. Tracking status information is received for the shipping orders. A tracking status request for... Agent: Amster, Rothstein & Ebenstein LLP

20090254429 - Placement device and method: A food placement device comprising an eating area and one or more advertising areas or flaps. The dimensions of the eating area correspond to those of a tray to be used in conjunction with the placement device. The advertising flaps are foldable with respect to the eating area.... Agent: Ofer Manor Tripleglobal

20090254428 - Systems and methods for delivering advertising content to point of sale devices: According to the invention, a system for delivering content to a user is disclosed. The system may include a point of sale device, a wide area network, and a payment processing system. The point of sale device may be configured to receive information regarding a transaction, and communicate content to... Agent: Townsend And Townsend And Crew, LLP

20090254425 - Wiki-type collective intelligence mechanism for implementing a url redirect: A computer system implements a method to redirect a user request containing a keyword to a target URL. Once received by the system, the user request is processed to extract the keyword. The keyword is then utilized to retrieve a target URL associated with the keyword. Such association is pre-established... Agent: Perkins Coie LLP

20090254430 - System and method for delivering user-specific streaming video advertising messages: The invention relates to a network-based communications system and method for delivering user-specific streaming video advertising messages to a user. The system provides users free access to interactive streaming video television game shows that deliver advertising messages to the users, while providing demographic profiles of the users to the advertisers.... Agent: Cuenot, Forsythe & Kim, LLC

20090254432 - Method, system and computer readable medium for facilitating a transaction between a customer, a merchant and an associate: A method and system for facilitating a transaction between at least one user, at least one merchant, at least one associate is provided. The method includes the steps of the associate processing device transferring into the user processing device a first merchant link for a first merchant Web site on... Agent: Pepper Hamilton LLP

20090254431 - System, program product, and method to authorize draw for retailer optimization: A line of credit optimized for a retailer and attached to a customer account at a financial institution is established for a customer of the retailer. A financial institution computer determines whether to advance funds through the line of credit for a transaction, then advances funds in one or more... Agent: Bracewell & Giuliani LLP

20090254433 - Method and system for improving network information resource distribution: The present invention discloses a method and a system for improving network information resource distribution, to solve the issue that the conventional information resource distribution has not fully utilized the network resources and thus rendered a lower distribution rate and utilization rate of information resources. The method includes: making a... Agent: Marger Johnson & Mccollom, P.C.

20090254434 - Method for disabling and re-enabling third-party ads: A method for disabling and re-enabling third-party advertisements is disclosed. An Internet accessible “virtual world” or interactive on-line community can have its advertisements disabled by the entering and subsequent validation of a registration code that is associated with a toy into a website, once validated, displaying a virtual representation of... Agent: Pearne & Gordon LLP

20090254435 - Method for measuring advertisement events, advertisement information system, and relevant devices: A method for measuring advertisement events, an advertisement information system, and relevant devices are disclosed. The method for measuring advertisement events includes: receiving an advertisement identifier, a user action policy and advertisement information delivered by an advertisement server; judging whether a user response action meets preset conditions according to the... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090254436 - Method and system for managing delivery of leads to a business: A system and method that enables a business owner to receive leads such as phone calls or emails to their business at a prescribed cost-per-lead and a volume determined by the budget the owner is willing to allocate to the purchase. The method manages an internet based advertisement campaign, which... Agent: Husch Blackwell Sanders LLP

20090254437 - Dynamic content selection and delivery: A system for selecting and delivering content items includes a primary system and a secondary system. Each system includes a server and a datastore of content items that is accessible by the server. The primary system receives a request for a content item, selects an appropriate content item from the... Agent: Fish & Richardson P.C.

20090254440 - Ghosting payment account data in a mobile telephone payment transaction system: Techniques are disclosed for a mobile telephone, in conjunction with a payment transaction server, to be used directly as a payment device for a variety of financial transactions. Further, the transaction systems and methods for mobile telephone devices described herein allow a mobile telephone to participate in payment transactions in... Agent: Patterson & Sheridan, L.L.P.

20090254438 - Radio frequency identification (rfid) payment terminal with display-embedded rfid antenna: The subject matter described herein includes an RFID payment terminal with a display-embedded antenna. According to one aspect, an RFID payment terminal with a display-embedded antenna includes a display for graphically displaying payment information to a user. An RFID antenna is embedded in a portion of the display used for... Agent: Jenkins, Wilson, Taylor & Hunt, P. A.

20090254442 - System, program product, and associated methods to autodraw for micro-credit attached to a prepaid card: A consumer is prequalified for a line of credit attached to a prepaid card by a lending institution. The lending institution computer makes available draws to the line of credit line in an authorization stream for a proposed purchase using the prepaid card as payment. When the line of credit... Agent: Jeffrey S. Whittle Bracewell & Giuliani LLP

20090254443 - System, program product, and associated methods to autodraw for micro-credit attached to a prepaid card: A prepaid card processor receives data for a line of credit for a prepaid card from a lending institution computer. The prepaid card processor makes available draws to the line of credit line on behalf of the lending institution computer in an authorization stream for a proposed purchase using the... Agent: Bracewell & Giuliani LLP

20090254441 - System, program product, and method for debit card and checking account autodraw: A consumer is prequalified for a line of credit attached to a checking account by a lending institution computer responsive to consumer underwriting data. The lending institution computer makes available draws to the line of credit line in an authorization stream for a proposed payment from the checking account. When... Agent: Bracewell & Giuliani LLP

20090254439 - Touch screen device with fuel pump access: Embodiments provide a touch screen display in proximity to a fuel pump. The touch screen display presents a graphical user interface (GUI) containing a plurality of in-store products available for purchase. Exemplary embodiments may contain a card reading device whereby in-store items selected for purchase may be purchased at the... Agent: Standley Law Group LLP

20090254444 - Commodity sales data processing apparatus and computer-readable recording medium: A controller of a commodity sales data processing apparatus outputs, in response to closing operation for one transaction or bill exchange operation for instructing bill exchange, an opening command to a cash storing unit, which can be freely opened and closed to store cash and opens according to the opening... Agent: Turocy & Watson, LLP

20090254449 - Access method of regulatory approving data for networked multilateral alliance: The invention achieves certain advantages in pharmaceutical development over large multinational companies by forming a multilateral alliance of independent entities, each with their own geographical focus. In accordance with the invention, a method is provided whereby multiple entities, within the coverage of a common patent portfolio, undertake their own research... Agent: Harness, Dickey & Pierce, P.L.C

20090254448 - Automated service-based order processing: A system and method provide efficient, secure and fast automation of order processing. The method includes initiating an order by wirelessly receiving data from a personal digital key (PDK). The method also includes receiving a biometric input and confirming the initiation of the order by authenticating the biometric input. In... Agent: Fenwick & West LLP

20090254446 - Household shopping programming assistant system and methods: Household shopping assistant system that stores the individual household purchasing requests and preferences in a centralized server with a data base and allows for shopping list retrieval via mobile phone web access and/or via SMS messaging. A method of storing individual purchasing requests and preferences and selective delivery to the... Agent: Valentin Chernyak

20090254450 - Method of executing an electronic commerce sale from affiliate web sites: A method of processing multiple electronic transactions at a hub server may be provided. The method may include receiving a first-time purchase request at a hub server from a first buyer, the first-time purchase request originating at a first affiliate web site and includes a first affiliate web site identifier... Agent: Maier & Maier, PLLC

20090254447 - Methods for selection, purchase and shipping of items for sale: Methods for the selection, purchase and shipping of items offered for sale. Said methods are enabled by computer software modules that allow a consumer to: (1) pay for items sold through an e-commerce website by using check and cash payment methods; (2) specify a future payment date and a future... Agent: Kremblas, Foster, Phillips & Pollick

20090254445 - Systems and methods for aggregating packages in a shipping environment: Various embodiments for aggregating packages into a pouch in a shipping environment are disclosed. For example, package details associated with a package are compared to one or more incompatibility factors, and if the package details do not match the one or more incompatibility factors, a package identifier uniquely identifying the... Agent: Alston & Bird LLP

20090254459 - Method and system for providing a widget usable in affiliate marketing: A system and computer implemented method for providing a widget are described. The method and system include rendering the widget on a site. The widget dynamically displays multimedia content associated with a campaign. The widget is also embeddable, copyable, and allows for at least one user action. The method and... Agent: Virtual Law Partners LLP

20090254454 - Method and system for providing online automobile service comparison, service ranking, expenses comparison, price matching and purchasing the desired services. based on provisional application 60912189 filed on april 17, 2007 and id 1688557: A method and system for providing online automobile service comparison, service ranking, expense comparisons and online price matching are disclosed. The system provides online automobile service comparison, service ranking, expenses comparison and online price matching through a designated website accessible by a user via a communication network such as the... Agent: Mohit Gupta

20090254458 - System and method for creating a shared electronic shopping environment: A shared shopping environment comprises common inventory that serves one or more web stores. The web stores share a common domain and sell items identified in the common inventory. Each web-based store may provide information about the items offered for sale at that store site. The information offered by the... Agent: The Marbury Law Group, PLLC

20090254455 - System and method for virtual canvas generation, product catalog searching, and result presentation: A system and method for virtual canvas generation, product catalog searching, and result presentation. A user that searches multiple virtual catalogs can be provided with search results in a highly useful format. The search results can include a ranked list of product catalogs along with a further display of a... Agent: Law Office Of Duane S. Kobayashi

20090254453 - System, method, and computer program product for conveyance of gift at selected date and time using communication network: A method and system enables a conveying user to select one or more gift items and to deliver the selected gift items to a receiving user at the receiving user's location at a selected date and time. The method includes creating a database having identifying information and a conveyance permission... Agent: Michael A. Rahman

20090254456 - System, method, and computer program product for providing an association between a first participant and a second participant in a social network: A system, method, and computer program product are provided for associating a first participant and a second participant in a social network. In one embodiment, payment is received from a first participant. Additionally, an association between the first participant and a second participant in a social network is provided, in... Agent: Zilka-kotab, PC

20090254452 - Systems and methods for performing an action based on user interaction with a graphical presentation: A method for performing an action based on user interaction with a graphical presentation, according to one embodiment. In use, output data is generated corresponding to a multidimensional presentation of graphical representations of two or more consumer products in relation to each other. Additionally, positions of the graphical representations of... Agent: Zilka-kotab, PC

20090254451 - Transaction system and method: A method for electronic transaction method comprising: selling by a Credit Provider to a Service Provider credit vouchers, each voucher associated with a predetermined value and all the credit cards parameters; electronically distributing by the Service Provider of the vouchers to Merchants, who sell vouchers to End Users, for the... Agent: Pearl Cohen Zedek Latzer, LLP

20090254457 - Video based product setup instructions via web services applications: A system that provides video based assembly or setup instructions for a product. A link to the instructions from another website that allows purchasing the products, can be made... Agent: Law Office Of Scott C Harris Inc

20090254460 - Methods and systems for accessing information related to an order of a commodity: A commodity inspection method, including gathering inspection information from a commodity lot; collecting grower, field, and packing information associated with the commodity lot; recording purchase orders associated with the commodity lot; assigning a trace code to each of the purchase orders; entering the inspection information, the grower, field, and packing... Agent: Rader, Fishman & Grauer PLLC

20090254462 - Methods and systems for managing co-brand proprietary financial transaction processing: A method and system for processing a financial transaction using a co-brand proprietary payment card through a multi-party payment card interchange network is provided. The method includes storing within a database a list of merchants participating in a co-brand program with the interchange network, receiving an authorization request for the... Agent: Daniel M. Fitzgerald (21652) Armstrong Teasdale LLP

20090254463 - Methods and systems for managing merchant screening: A method and system for processing a financial transaction using a payment card through a third-party interchange network is provided. The financial transaction is initiated by a cardholder at a merchant location. The method includes storing a list of private label participating merchants, receiving an authorization request for the transaction... Agent: Daniel M. Fitzgerald (21652) Armstrong Teasdale LLP

20090254461 - System and method for facilitating account-based transactions: Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining... Agent: Walker Digital Management, LLC

20090254464 - Time and attendance system and method: A time and attendance system includes a biometric reader, a data collection terminal in communication with the biometric reader for collecting a biometric signature of a presented individual, a processor programmed to validate the collected biometric signature against one or more stored biometric signatures, and a camera for capturing an... Agent: Duane Morris LLP - PhiladelphiaIPDepartment

20090254465 - Recording resource usage: A security module with a processor, on which applications from various providers are installed, includes a recording device for recording the access of the applications to resources of the security module, recording the total resource usage caused by an application and allocates the relevant applications to a charging station for... Agent: Bacon & Thomas, PLLC

20090254468 - On-demand virtual storage capacity: A system, method, and computer program product for providing on-demand storage capacity on a remote storage server to a customer is provided. A virtual array site code is received. The remote storage server is virtually connected to a local storage server of the customer in response to receiving the virtual... Agent: Griffiths & Seaton PLLC (ibm)

20090254467 - Personal finance planner for mobile communications device: Disclosed is a method, system, and computer readable medium for managing and tracking personal financial information on a mobile communications device. The cost of an item to be purchased is input into the mobile communications device. The cost is then applied to one or more current financial metrics associated with... Agent: Harrity & Harrity, LLP

20090254466 - Smart secure storage: A healthcare smart card management system stores a large amount of healthcare information to overcome shortcomings of separate and largely paper medical and insurance files. Embedded security technology supports partial or separated identity proofing as well as hardware time limited storage. Dynamic contextual privacy consent enhances user, healthcare provider, and... Agent: Lee & Hayes, PLLC

20090254469 - System for cash, expense and withdrawal allocation across assets and liabilities to maximize net worth over a specified period: This invention constitutes a method for taking a set of input parameters specifying a person or family's assets, liabilities, income and expenses and computing the optimal amount of cash to withdrawal from each credit source or asset (including liquidation of physical assets, credit card balance transfers, and use of loan... Agent: Michael Robertson

20090254489 - Apparatuses, methods and systems for a periodic auction reset securities optimization engine: The disclosure details of the implementation of an APPARATUSES, METHODS AND SYSTEMS FOR A PERIODIC AUCTION RESET SECURITIES OPTIMIZATION ENGINE (hereinafter “OPTIMIZER”). The disclosure teaches an OPTIMIZER, which provides dynamic management of one or more portfolios of securities, in particular, portfolios of Periodic Auction Reset Securities (PARS). The OPTIMIZER allows... Agent: Chadbourne & Parke LLP

20090254490 - Method and apparatus for rebalancing an investment portfolio using a portfolio investment system: A computer based portfolio manager system enables a user to create and manage a portfolio of investments. Users can create multiple sub-portfolios, termed folios, within their overall investment portfolio. Each of these folios can be created by the user or selected from multiple preset folios. One of the possible preset... Agent: Fortkort & Houston P.C.

20090254491 - Stochastic control system and method for multi-period consumption: The present invention relates to dynamic optimization of system control over time. The need for dynamic optimization arises in many settings, as diverse as solar car power consumption during a multi-day race and retirement portfolio management. We disclose a reformulation of the control problem that overcomes the so-called “curse of... Agent: Haynes Beffel & Wolfeld LLP

20090254488 - Tax hedging financial instrument and trading platform: In accordance with the principles of the present invention, financial instruments to hedge in future tax rates are provided. The financial instrument comprises a financial contract that obligates a buyer and a seller to settle the financial contract at a price determined for an effective time period such as an... Agent: Paul E Schaafsma Novusip, LLC.

20090254472 - Cheapest unique bid: The invention differs from traditional auction methodology, wherein the highest bidder is the successful bidder, to the lowest unique bidder is the successful bidder. The invention also differs from traditional and internet auctions, in that, no bidder is aware of any other bidder's bid(s). The invention differs from all other... Agent: David Conboy

20090254473 - Coordination of algorithms in algorithmic trading engine with fast switching and safe mode: A graphical user interface is used along with an automated algorithm selection function to enable market participants to initiate automated, multi-algorithm trading strategies through a single drag and drop motion. A symbol representing a security can be dragged and dropped onto an icon representing a tactical or strategic algorithm. Other... Agent: Blank Rome LLP

20090254470 - Method and system for sharing searches: Methods and system for sharing searches are described. In one embodiment, one or more search terms of a search request may be stored. The storage of the one or more search terms may be associated with an originating user. A sharing request may be received for the search request. The... Agent: Schwegman, Lundberg & Woessner/ebay

20090254471 - Settlement of futures contracts in foreign currencies: A method and system are provided for executing a transaction relating to a first futures contract. The first futures contract involves a tradable asset, such as crude oil or another commodity, and a first contract price and a first settlement price expressed in a first currency, such as U.S. dollars.... Agent: Katten Muchin Rosenman LLP (c/o Patent Administrator)

20090254474 - System and method for liquefying and extracting liquidity fromn illiquid assets without debt or divestiture.: One embodiment of the present invention includes a system and method of liquefying an illiquid asset for the purpose of extracting liquidity. The asset owner retains ownership, control, possession, and use of the asset for the duration of a contractual period. The extracted liquidity is a portion of the value... Agent: Peter A. Haas, Esquire

20090254476 - Method and system for managing personal and financial information: A system and method for managing personal and financial information is provided. The method involves: receiving financial transaction information for a purchase of the user, together with at least one attribute associated with the financial transaction information; storing the financial transaction information in association with the at least one attribute;... Agent: Nexus Law Group LLP

20090254475 - Prediction market making method and apparatus: Generally, a method and apparatus for making a prediction-based market including unconventional prediction options to market participants includes determining a prediction framework that includes a plurality of conditional scenarios. The method and apparatus includes calculating realization odds for each of the conditional scenarios using an approximation calculation technique and via... Agent: Yahoo! Inc. C/o Ostrow Kaufman & Frankl LLP

20090254477 - Reverse factoring system and method: The reverse factoring method and system provides an efficient and convenient way to process invoice payments from the buyer to its vendor via the factor. Since a single factor pays the vendor on behalf of the buyer at a nominal fee, both the buyer and the vendor benefit from the... Agent: Knoble, Yoshida & Dunleavy

20090254478 - System and method for flexible deferred payment terms: A method is disclosed for offering transaction account consumers with payment term options to pay a minimum amount due early, defer payment into the following payment cycle, and pay a standard amount when due. When generating a periodic billing statement, the invention determines a consumer's eligibility to elect early payment,... Agent: Snell & Wilmer L.L.P. (amex)

20090254479 - Transaction server configured to authorize payment transactions using mobile telephone devices: Techniques are disclosed for a mobile telephone, in conjunction with a payment transaction server, to be used directly as a payment device for a variety of financial transactions. Further, the transaction systems and methods for mobile telephone devices described herein allow a mobile telephone to participate in payment transactions in... Agent: Patterson & Sheridan, L.L.P.

20090254480 - System and method for preventing gift fraud: A gift card uses a fraud code stored on a magnetic stripe of the card to prevent fraudulent transactions. When the gift card is purchased at a POS terminal at a merchant location, a gift card account number stored on the magnetic stripe is read, and sent to a gift... Agent: Townsend And Townsend And Crew, LLP

20090254481 - Method and apparatus for providing personalized service in broadcasting system and system thereof: A method and apparatus for providing a personalized service in a broadcasting system, and a system thereof. A BCAST Subscription Management (BSM) sends a service creation request message to a BCAST Service Distribution/Adaptation (BSDA), the service creation request message including at least one purchase data fragment to which maximum allowed... Agent: The Farrell Law Firm, LLP

20090254482 - Time-based licenses: A method and a system are provided for issuing a number of different types of time-based licenses associated with software products. The system may include an activation server, which may maintain licensing information in a licensing database, and a licensing platform, which may request issuance and renewal of time-based licenses.... Agent: Microsoft Corporation

20090254483 - Payment system and method using tokens: A method of payment using tokens issued by a third party comprising the steps of: a. A transaction management unit receives a request to perform a service for which payment with tokens is required; b. The management unit checks whether there are yet unused tokens available; If an unused token... Agent: Dinesh Agarwal, P.C.

20090254484 - Anon virtual prepaid internet shopping card: The invention is a new generation of system of payments, designed for the millions of customers around the world who are victims of identity theft and fraud with credit card; because it is anonymous, prepaid, disposable, non-reloadable, non-refundable, and easy to doing any purchase online, telephone, mail or retailer. The... Agent: Julio C. Forero

20090254485 - Method and system for anonymous electronic transactions using a mobile device: A method for conducting transactions, includes: encoding concatenated transaction information at a cash point; sending the encoded concatenated transaction information from the cash point to a mobile device; receiving verification information from the mobile device formed in response to the encoded concatenated transaction information; confirming the received verification information; completing... Agent: Cantor Colburn LLP-ibm Europe

20090254487 - Automated loan processing system and method: A browser based automated loan system includes a loan engine offered individually to financial institutions to set up, operate and manage loan product offerings, a consumer website interface having a loan application form with data fields relevant to the loan product offerings, a designer component that establishes tasks in the... Agent: Kinney & Lange, P.A.

20090254486 - Method for verifying virtual physical space representing a transaction context in a virtual world: The ‘rollback room’ is a demarked area of 3D space in the virtual world—it may be branded by its (trusted) provider. Participants who enter the space take a ‘state checkpoint’ of their virtual world state on entering the area and then become participants in a transaction that is taking place... Agent: Ibm Corporation (accsp) C/o Suiter Swantz PC Llo

20090254493 - Device and method for pricing repair services: A list of pricing information for repair services includes a potentially large number of repair services grouped into a limited number of price categories such that the price of any given pricing category represents the price of each different service included in that category. A method of using this price... Agent: Harness, Dickey, & Pierce, P.l.c

20090254492 - Method and apparatus for estimating value of information technology service management based on process complexity analysis: Techniques are disclosed for quantitatively estimating a value of a given process, such as an IT service management process. For example, a computer-implemented method for estimating a value based on a complexity analysis of a given process comprises a computer performing the following steps. A context for the given process... Agent: Ryan, Mason & Lewis, LLP

20090254494 - Method, apparatus, and system for implementing policy and charging control: A method for implementing a policy and charging control (PCC) is provided. The method includes: acquiring user location information; and determining a PCC rule of a user according to the acquired user location information. The PCC rule is for a policy and charging enforcement function (PCEF) to perform the corresponding... Agent: Brinks Hofer Gilson & Lione

20090254495 - Service leap: The Service Leap comprises of a system and method that provides a systematic process and tools for branding of existing and potential services with a view to increase their appeal to customers and their market value. The invention provides for creating branded services through a bottom up approach starting from... Agent: Meera Patwardhan 5 Garden Homes - 1st Floor