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Data processing: financial, business practice, management, or cost/price determination

Below are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
08/07/2014 > 276 patent applications in 107 patent subcategories.

20140222459 - Autobox management system: Disclosed is an autobox management system to register intrinsic ID information in an autobox, which stores drugs therein, thereby determining if the autobox is original when the autobox is mounted in a cabinet of a hospital, and to manage information of drug consumption through the communication with a cabinet, a... Agent: Jvm Co., Ltd.

20140222448 - Drug labeling tool: A tool for aiding a user author labels for drugs. The tool receives inputs that define requirements for a label, or aggregated requirements for a set of related labels. The requirements may be derived from inputs specifying values of label attributes and then be used to identify fields to appear... Agent: Biogen Idec Ma Inc.

20140222449 - Guaranteed cost healthcare products, systems, and methods: Automated systems and methods for implementing and managing the submission, quote, proposal and binding stages (i.e., placement process) for securing insurance coverage.... Agent: Aon Global Risk Research Limited

20140222445 - Health related social networking: The present disclosure includes method, system, and computer readable medium embodiments to implement a health related social network. One or more embodiments include receiving health information relating to a first user in a health related social network, publishing the received health information to a health page of the first user,... Agent: Healthsense, Inc.

20140222450 - Medical device management using associations: Via communications with an association management resource, an operator of a respective fluid delivery system can associate a medical device (fluid pump) with a particular entity such as a patient, location, one or more other medical devices, the caregiver, etc. Thereafter, the operator of the fluid delivery system is able... Agent:

20140222458 - Method and appratus for collecting and analyzing surface wound data: A computer-implemented method of analyzing damage to personal protective equipment (PPE) uses a processor connected to a memory device. A plurality of location informations are stored in the memory device. Each location information relates to a respective damage sustained by a respective PPE and comprises a size, shape, and location... Agent: Simquest International LLC

20140222444 - Method and system for clinical trial management: A method of managing a clinical trial includes verifying compliance with pre-determined data collection protocols in real time of medical data collected by peripheral clinical trial centers participating in the clinical trial, sending compliance verifications, collecting review reports submitted by the reviewers on the medical data, such as medical imaging... Agent: Dixit S.r.l.

20140222452 - Method and system for compiling and designing care support information: Methods and systems to enable users to select and compile personal care information filtered by the selection of a specific care concern or diagnosis, filtered by the user's geographic location, and filtered by available health care benefits. The method and system may provide information concerning home care assistance, transportation options,... Agent: Care Builders, Inc.

20140222456 - Methods and systems for drug purchase validation: Methods and systems for drug purchase validation are described. In an example embodiment, drug sale data is accessed from a prescription drug wholesaler regarding prescription drugs sold to the pharmacy by the prescription drug wholesaler during a period of time. A number of units of a prescription drug sold to... Agent: Express Scripts, Inc.

20140222443 - Molecular profiling for cancer: Provided herein are methods and systems of molecular profiling of diseases, such as cancer. In some embodiments, the molecular profiling can be used to identify treatments for a disease, such as treatments that were not initially identified as a treatment for the disease or not expected to be a treatment... Agent:

20140222451 - Program optimization system: Program optimization systems are provided herein. The program optimization system can include a plurality of data sources that can be mined for information relating to one or several patients. The format and content of the information from the data sources can be evaluated and can be conformed to formats and... Agent: Hca Holdings, Inc.

20140222446 - Remote patient monitoring system: Methods, computer systems, and computer storage media are provided for remotely monitoring health metrics for a patient. An indication of health metrics to monitor for the patient and information related to the health metrics is received. The criticality of each health metric is determined based on recognizing that the information... Agent: Cerner Innovation, Inc.

20140222457 - Risk factor engine that determines a user health score: A method for processing risk factors for a user is disclosed. The method may include receiving protocol data for creating a risk factor engine by an application stored and executed at a computing device. The risk factor engine may be stored in memory and executable by a processor to process... Agent: Keas, Inc.

20140222453 - System and methods for dynamically matching sponsors with vendors: A system and methods for dynamically matching sponsors with vendors in connection with a request for proposal (“RFP”) are disclosed. In at least one embodiment, the system provides a central computing system and a database server containing data related to each of the sponsor, the vendors, and the RFP. The... Agent: Biofficient, Inc.

20140222447 - Systems and methods for improving medical treatments: This invention is in the field of medical devices. Specifically, the present invention provides portable medical devices that allow real-time detection of analytes from a biological fluid. The methods and devices are particularly useful for providing point-of-care testing for a variety of medical applications.... Agent: Theranos, Inc.

20140222454 - Systems and methods that administer a health improvement program and an adjunct medical treatment: Systems and methods that administer a health improvement program and an adjunct medical treatment are provided herein. A method includes tracking performance of a participant in a health improvement program, the health improvement program designed to improve the health condition of the participant, comparing the performance of the participant to... Agent:

20140222455 - Systems, devices, and methods for providing healthcare information: Certain exemplary embodiments can comprise a method that can comprise, for a predetermined user, automatically determining a score for each resource from a plurality of predetermined resources based on the user's weighting of predetermined factors associated with the resources and an objective score for each factor for each resource, ranking... Agent: Webmd, LLC

20140222460 - Adaptive healthcare system: The present disclosure includes method and devices to implement an adaptive healthcare system. A number of embodiments include creating a healthcare file for each of a number of persons, wherein each of the healthcare files includes outcomes associated with changes in a lifestyle and/or medical condition of the number of... Agent: Healthsense, Inc.

20140222465 - Bedside patient interaction system and method: A method, apparatus, and system of bedside patient interaction through a secure, regulation compliant interaction device. A bedside interaction method includes determining an identity of a patient constrained to a bed through an interaction device using a processor and a memory, accessing an electronic medical record of the patient constrained... Agent:

20140222466 - Cpr analysis system and method: Disclosed is a method and computer program product for analyzing treatment of a sudden cardiac arrest victim. The method includes attaching the victim to an automatic external defibrillator, capturing treatment information about the CPR event, alerting a rescuer of treatment steps, and displaying a chest compression interface based on the... Agent: Scientific Pathways International, LLC

20140222463 - Enhanced monitoring: The presently disclosed subject matter provides for efficient and effective monitoring, while eliminating practices that may not be of value in assuring human subjects protection and reliable and informative study results. The present disclosure provides methods, computer program products, and systems for data collection and validation for Enhanced Monitoring (EM).... Agent:

20140222468 - Information processing apparatus and method, and program: There is provided an information processing apparatus including a receiving unit that receives personal identification information to identify a user and system identification information to identify a local system, a recording unit that associates and records the personal identification information, the system identification information, system internal user identification information used... Agent: Sony Corporation

20140222461 - Machines, computer-implemented methods and computer media having computer programs for clinical data integration: Embodiments of a machine, computer-implemented method, and computer medium having computer program are provided to manage clinical data include components and operations for transmitting data between a site-side platform for the collection and management of electronic medical records (EMRs) relating to treatment of clinical patients and a sponsor-side platform for... Agent:

20140222467 - Patient portal: A computer-implemented includes receiving, from one or more contributing channels, medical data; assigning the received medical data to one or more data silos; and generating a graphical user interface that when rendered on a display device renders a visual representation of a patient portal, with the patient portal including: one... Agent:

20140222462 - System and method for augmenting healthcare provider performance: A system and method for augmenting healthcare-provider performance employs a head-mounted computing device that includes camera and microphones to capture a patient encounter and events immediately before and after: video, dictation and dialog. Wearing the device by the provider during the encounter permits normal interaction between provider and patient, encouraging... Agent:

20140222464 - System and method of using patient-specific data to drive patient-specific decisions: Provided is an electronic medical records system enhancement and method of implementation and use. The system is in electronic communication through a network with one or more databases containing patient-specific data identifying any or all medications for which a patient's pharmaceutical benefit provider provides financial benefits, and identifying the net... Agent:

20140222470 - Method and system for the creation and delivery to a user of an automated, real time, online insurance policy and certificate insurance for rental of a venue and/or equipment: A method of furnishing a real-time, self-binding, on-line bound policy for a venue and rental equipment insurance product for a user of such a venue, comprises presenting to the user, via electronic interface, prompted questions relating to venue and location, and at least one of activity to be undertaken at... Agent:

20140222471 - Method to verify gasifier quality and performance: The application provides a computer implemented method for quality and performance inspection of a gasifier. The method comprises a step of identifying a gasifier, a step of identifying one or more feed to be delivered into at least one identified inlet conduit belonging to the identified gasifier, and a step... Agent:

20140222469 - System and method for automated intelligent insurance re-quoting: A computer system is configured to perform automated insurance re-quoting operations and perform acts including storing an insurance customer data set and, in association therewith, one or more insurance re-quoting triggers and one or more betterment conditions. The computer system is configured to conduct an insurance re-quoting operation responsive to... Agent: Kemper Corporate Services, Inc.

20140222475 - Flight saver system: A fare searching system that includes a receiver configured to receive a fare request from a user device, the fare request including at least a source location, a destination location, and a time of departure. A transmitter that is configured to process the fare request and transmit a request for... Agent:

20140222473 - Method and system of direct bidding for a travel-related service via an internet-based travel system: In one exemplary embodiment, a customer's search criteria with respect to a travel-related service is received. A database of a travel-service provider and a travel-related service is searched. A travel-related query result relevant to the customer's search criteria is received. The travel-related query result includes a pricing data for the... Agent:

20140222474 - System and method for certifying attendance at a promotional event: In a method for certifying attendance at a healthcare promotional event a computer retrieves data indicative of a healthcare professional's pre-registration for a healthcare promotional event. A computer prompts for a signature, wherein the signature confirms the healthcare professional's attendance at the healthcare promotional event. A computer receives data representative... Agent: Hsc Acquisition, LLC Dba Healthstar Communications

20140222472 - System and method for widespread low cost orbital satellite access: A satellite support and administration system includes a web based portal to allow widespread user access to advanced satellite technology at extremely low costs. The system supports the sequential launch of increasingly sophisticated satellites having limited life spans. Each satellite is equipped with a powerful array of sensors for space... Agent:

20140222476 - Anomaly detection in interaction data: Method of automated anomaly detection includes obtaining a corpus of interaction data. Regular interaction data is identified from the corpus of interaction data with a processor. New interaction data is received. The processor compares the new interaction data to the identified regular interaction data The processor identities anomalies in the... Agent: Verint Systems Ltd.

20140222477 - Automatically identifying a capacity of a resource: A method and associated systems for automatically identifying critical resources in an organization. An organization creates a model of the dependencies between pairs of resource types, wherein that model describes how the organization's projects and services are affected when a resource type becomes unavailable. This model may include a system... Agent: International Business Machines Corporation

20140222478 - Method and system for creating and managing schedule on basis of social network: The present disclosure provides a method and a system for creating and managing a schedule based on a social network. The method comprises the steps of: a schedule management server obtaining information from a specific account of the social network; the schedule management server parsing a type of the information,... Agent:

20140222479 - Method and system for creating and managing schedule on basis of social network: A customer service status analysis device includes: a first time obtaining unit configured to detect occurrence of a prescribed customer service event and obtain an occurrence time of the prescribed customer service event based on image information provided by an imaging device capturing images of an interior of a commercial... Agent: Panasonic Corporation

20140222481 - Electronic calendar: The invention comprises a system and method for enabling a user to specify groups of dates using user-defined rules specified in plain English. These rules define lists of dates that are specified using a set of predefined atomic entities, Boolean logic, predicates, set operations such as union and intersection, and... Agent:

20140222480 - Test scheduling: A set of test requests, a test calendar, and a list of prototype control models are received in a computing device having a processor and a memory. Each of the test requests includes an identifier for one of a plurality of tests to be performed and one or more attributes... Agent: Ford Motor Company

20140222484 - Device-independent attendance prompting tool for electronically-scheduled events: In one embodiment, a system for motivating electronically-scheduled event attendance can include a set of attendance listening components, an attendance prompt, and an attendance prompting tool. The attendance listening components can monitor activities performed in a networked environment. The attendance prompt can represent an electronic message and feedback mechanism that... Agent: International Business Machines Corporation

20140222482 - Online appointment schedulers: Provided is are a system and method for online appointment scheduling. A central online application presented at an electronic display is searched for a store location of a plurality of store locations The plurality of store locations are part of a retail establishment that presents information related to the store... Agent: Wal-mart Stores, Inc.

20140222483 - System and method for facilitating structured meetings: A system for facilitating organized and structured meetings of one or more users through a server. The system includes a processor and a memory unit. The memory unit stores data related to the assignment of meetings and the processor is operable to process a registration module for users, an event... Agent:

20140222486 - Energy search engine methods and systems: Systems and methods dynamically assess energy efficiency by obtaining a minimum energy consumption of a system, receiving in a substantially continuous way a measurement of actual energy consumption of the system, and comparing the minimum energy consumption to the measurement of actual energy consumption to calculate a substantially continuous energy... Agent: Expanergy, LLC

20140222485 - Exploring the impact of changing project parameters on the likely delivery date of a project: A user may be allowed to specify a change in one or more parameter data associated with the project, the one or more parameter data used previously to compute a probability distribution of completion time of the project. The probability distribution of completion time of the project may be recomputed... Agent: International Business Machines Corporation

20140222490 - Identifying direct and indirect cost of a disruption of a resource: A method and associated systems for automatically identifying critical resources in an organization. An organization creates a model of the dependencies between pairs of resource types, wherein that model describes how the organization's projects and services are affected when a resource type becomes unavailable. This model may include a system... Agent: International Business Machines Corporation

20140222488 - Quantifying the quality of trend lines: Techniques, apparatus and articles of manufacture for quantifying the quality of trend lines. A method includes defining a collection of reference data sets derived from multiple historical projects in a similar subject area as the target project, defining one or more indicators of data set applicability to a target project... Agent: International Business Machines Corporation

20140222489 - Quantifying the quality of trend lines: Apparatus and articles of manufacture for quantifying the quality of trend lines include defining a collection of reference data sets derived from multiple historical projects in a similar subject area as the target project, defining one or more indicators of data set applicability to a target project estimation, said defining... Agent: International Business Machines Corporation

20140222487 - Total-ordering in process planning: A method is provided that includes receiving process-related information describing a hierarchical process for production of a product. The process may include segments each of at least some of which include segment components. The method also includes determining an instance in which the segment components are total-ordered, which may include... Agent: The Boeing Company

20140222491 - Systems and methods for determining pack allocations: Systems and methods are provided for determining a distribution of each of a plurality of inner packs to a plurality of stores. Mismatch cost data and product demand data are received for the plurality of stores. A first inner pack quantity for distribution is determined based on the product demand... Agent: Sas Institute Inc.

20140222492 - Alpha-chain constraints for process planning: A method is provided that includes receiving process-related information describing a process for production of a product, including a logical sequence of tasks to produce respective internal products of the process. The method also includes constructing a schedule for the process based on the process-related information, with the process schedule... Agent: The Boeing Company

20140222494 - Dynamic workflow approvals: A dynamic approval system, capable of integration with enterprise software systems, where approval requests are generated from within application programs and processed using one or more dynamic approval rules comprising discrete rule steps and step criteria. For each approval request, only those rule steps applicable to the requestor and type... Agent: Oracle International Corporation

20140222495 - Dynamic workflow approvals: A dynamic approval system, capable of integration with enterprise software systems, where approval requests are generated from within application programs and processed using one or more dynamic approval rules comprising discrete rule steps and step criteria. For each approval request, only those rule steps applicable to the requestor and type... Agent: Oracle International Corporation

20140222493 - Process management system, method, and computer-readable medium: A system, method, and computer-readable medium storing instructions for managing workflows including a business logic layer including (a) a workflow creator configured to define a unified workflow by combining steps of at least two workflows, the unified workflow having associated workflow data including (i) step data associated with each of... Agent: Uni-b Solutions LLC

20140222497 - Detecting patterns that increase the risk of late delivery of a software project: Historic and current development data associated with the project may be gathered. A catalog of patterns, each pattern associated with a data measure and an analysis routine capable of detecting the pattern according to the data measure in a given data set may be obtained. A pattern describes a particular... Agent: International Business Machines Corporation

20140222496 - Determining cost and risk associated with assets of an information technology environment: A computer determines the cost and risk of assets. The computer analyzes an asset signature, associated with an asset representing a fundamental structural unit of an information technology environment, to determine that the asset is in a non-normal state. The computer determines the cost of the asset by evaluating a... Agent: International Business Machines Corporation

20140222498 - System and method for determining loss data based on industry indices: Systems and methods for evaluating basis risk associated with index based security instruments. The systems and methods calculating an element factor for each of a plurality of elements based on a modeled company loss for a plurality of events and an industry loss for the plurality of events, calculating a... Agent: Guy Carpenter & Company, LLC

20140222500 - Consolidating leads into a lead group: In some example embodiments, a system and method are illustrated to consolidate leads received from multiple user devices used by a single user. The system and method may include identifying a first plurality of leads received from one or more user devices as being submitted by a same user via... Agent:

20140222506 - Consumer financial behavior model generated based on historical temporal spending data to predict future spending by individuals: A method for selecting a next action includes reading transaction data, determining insights and relationships between a first entity and a second entity from the collected transaction data. Once these relationships and insights have been determined, the possibility of a future event occurring in one of a number of selected... Agent: Fair Isaac Corporation

20140222501 - Customer behavior analysis device, customer behavior analysis system and customer behavior analysis method: A customer behavior analysis device includes: a tracking unit configured to track persons moving in an area around a self-service area where items are provided for self-service, based on image information provided by an imaging device capturing images of the area around the self-service area; a detection unit configured to... Agent: Panasonic Corporation

20140222502 - Detection of exit behavior of an internet user: Use action in the form of movement of a tracking device on a webpage, represented by cursor gestures on the webpage, is used to detect it a user intends to leave the webpage. Upon detection of an intent to leave the webpage, an advertisement may be displayed to a use.... Agent: Bounce Exchange LLC

20140222503 - Dynamic prediction of online shopper's intent using a combination of prediction models: Online browsing behavior is used to predict the intent of online users dynamically. The category of online user is predicted and the prediction can be used to provide assistance to the user, if required. Such prediction is based on a combination of a Naïve's Bayes classifier and a Markov model.... Agent:

20140222504 - Electronic data sharing device and method of use: A method of enabling selected users to share contact information, comprising the steps of: an issuing entity issuing, electronic data sharing devices that are either free, subsidized, or bundled with other products or services to a plurality of selected users for the purposes of sharing user related information, wherein the... Agent: Blendology Limited

20140222505 - Generating a user profile: An example method for generating a user profile for a user based on a static profile and a dynamic profile of the user includes compressing dynamic rules into aggregated rules for validation. The dynamic rules associated with a particular user are matched to one or more validated aggregated rules to... Agent: Facebook, Inc.

20140222499 - System and method of integrating plurality of customer care service centers for registering and tracking customer requests using one single platform: The present invention provides a system and method of integrating plurality of customer care service centers for registering and tracking customer requests using one single platform to address products or service related issues with the customers. The system acts as a single point of contact for the customers to register... Agent:

20140222508 - Data editing device and program: A device for generating a user interface for sales planning includes a data display generation unit configured to generate a graphical user interface (GUI) for an external device, the GUI including a data display area for displaying product sales data for a plurality of items that are included in a... Agent: Toshiba Tec Kabushiki Kaisha

20140222509 - Data editing device and program: A device for generating a user interface for sales planning includes a data display generation unit configured to generate a graphical user interface (GUI) for an external device, the GUI including a data display area for displaying product sales data for a plurality of items that are included in a... Agent: Toshiba Tec Kabushiki Kaisha

20140222510 - Lighting infrastructure and revenue model: Methods, devices, and systems for implementing lighting infrastructure application frameworks and networks and associated revenue models. In one embodiment, a computing device may receive a request from a first device to access data from a lighting infrastructure application framework, and the data from the lighting infrastructure application framework may include... Agent: Sensity Systems, Inc.

20140222511 - Measuring customer interest to forecast product consumption: Customer activity (especially activity on Internet web sites) is monitored in correspondence to a product or other entity, in order to enable a forecast of future “consumption” of the product or entity. (Consumption may be the sale, rental, use, viewing or interest in the product or other entity.) First, the... Agent: Cbs Interactive Inc.

20140222507 - Process and system for integrating information from disparate databases for purposes of predicting consumer behavior: A process and system for integrating information stored in at least two disparate databases. The stored information includes consumer transactional information. According to the process and system, at least one qualitative variable which is common to each database is identified, and then transformed into one or more quantitative variables. The... Agent:

20140222514 - Graphical user interface for collecting explicit and non-explicit information in electronic surveys: A system for conducting electronic surveys comprises a processing device coupled to a network. The processing device is configured to provide a graphical user interface (“GUI”) defining an electronic survey. The GUI defines a survey page comprising a first region including a plurality of different objects selectable by a user... Agent: Survature Inc.

20140222512 - Receiving, tracking and analyzing business intelligence data: Receiving, tracking, and analyzing business intelligence data. In one embodiment, for example, a computer-implemented method comprises: a feedback intermediary obtaining, from a user's computing device, the user's selection of an entity to provide feedback on; the feedback intermediary causing the user to be prompted at the user's computing device to... Agent: Goodsnitch, Inc.

20140222513 - System and method of providing polling in a telephone based platform: Disclosed is a method for providing polls or surveys to users in the midst of a communication between a device and a server. The method includes establishing a communication between a device associated with a user and a server, receiving data about the user, based on the data, presenting a... Agent: Alpine Audio Now, LLC

20140222515 - Systems and methods for enhanced principal components analysis: Systems and methods for providing geodemographic analyses using a unique weighting, centering and scaling approach for intensive variables is provided in a principal components analysis. The system may use an extensive variable as a size parameter that is appropriate for the particular geodemographic application. Additionally, a sizing function may be... Agent: Pitney Bowes Inc.

20140222517 - Apparatus, system and method for retal-time pricing on consumable items in reatil embodiments: The present invention provides a dynamic computing system, comprising a non-transitory computer readable storage medium having encoded thereon computer executable instructions for providing pricing information to a requester via a presentation layer, a valuation engine comprised of computing code capable of executing rules that generate at least one value for... Agent:

20140222516 - Content provisioning and revenue disbursement: A method for provisioning content to users, including for each of a plurality of items of media content, maintaining information about one or more owners of the item of media content, and maintaining information about one or more providers of the item of media content, for each of a plurality... Agent:

20140222518 - Methods and systems for setting optimal hotel property prices: A method and system for setting the optimal price for a hotel property are described. The method includes the steps of receiving electronic data having marketing information, including, for example, the customers won and lost by competitors. One or more price sensitivity coefficients are calculated based on the market data.... Agent:

20140222519 - System and method for the analysis of pricing data including pricing flexibility for vehicles and other commodities: Embodiments disclosed herein can provide consumers with an effective tool for evaluating the negotiability of prices for vehicles in the marketplace. The tool may include a negotiability index which determines flexibility in vehicle pricing. Specifically, a method may obtain data from multiple sets of vehicle models, construct a price flexibility... Agent: Truecar, Inc.

20140222524 - Challenge ranking based on user reputation in social network and ecommerce ratings: A network-based rating system provides a mechanism whereby users can submit and rate challenges in a challenge processing step and submit and rank ideas in an idea processing step that correspond to the challenges in the challenge processing step. The highest rated challenge is determined in the challenge processing step... Agent: Mindjet LLC

20140222521 - Intelligent management and compliance verification in distributed work flow environments: Techniques for intelligently monitoring and verifying compliance in a distributed work environment. Sensors are configured to collect various data, including human behavioral data, related to the distributed work environment. A rules engine correlates the human behavioral data with other types of data collected from sensors, and analyzes the aggregate data... Agent: Ibms, LLC

20140222522 - Intelligent management and compliance verification in distributed work flow environments: Techniques for intelligently monitoring and verifying compliance in a distributed work environment. Sensors are configured to collect various data, including human behavioral data, related to the distributed work environment. A rules engine correlates the human behavioral data with other types of data collected from sensors, and analyzes the aggregate data... Agent: Ibms, LLC

20140222520 - Managing customer change requests: Techniques for managing customer change requests include receiving a change request associated with a business project of a business enterprise, the change request including one or more parameters; comparing the one or more parameters with one or more business rules associated with the business enterprise; based on the comparison, determining... Agent: Sap Ag

20140222523 - Techniques for business process driven service oriented architecture (soa) governance: Certain example embodiments tie the business process governance and Service Oriented Architecture (SOA) governance processes together through the use of Business Process Model and Notation (BPMN) and Event Driven Architecture (EDA) based messaging. That is, in certain example embodiments, a BPMN agent integrated into a SOA registry and publish/subscribe agents... Agent: Software Ag

20140222525 - Radio frequency identification (rfid) data collection systems and methods and return on investment processing of rfid data collection systems and methods: A Radio Frequency IDentification (RFID) simulator system is provided. The RFID simulator system includes a processor effective to receive first data representing a pre-existing system for tracking of objects; simulate an RFID system having at least one RFID reader, at least one RFID antenna, and a plurality of objects connected... Agent: Portable Technology Solutions, LLC

20140222526 - System and method for augmenting healthcare-provider performance: A system and method for augmenting healthcare-provider performance employs a head-mounted computing device that includes camera and microphones to capture a patient encounter and events immediately before and after: video, dictation and dialog. Wearing the device by the provider during the encounter permits normal interaction between provider and patient, encouraging... Agent: Augmedix, Inc.

20140222527 - Apparatus, system, and method for oil and gas benchmarking: Implementations described and claimed herein address the foregoing problems, among others, by providing apparatuses, systems, and methods for correlating aggregated production and revenue data with aggregated cost and expense data. In one implementation, a dataset corresponding to a plurality of producing wells is received. The dataset includes revenue and production... Agent: Transzap, Inc.

20140222528 - Segregation of chat sessions based on user query: Embodiments of the invention relate to chat and, more particularly, to determining an that is to be action taken based on the type of chat session. The resolution of the chat is categorized to decide the necessary steps taken and also to monitor the agent's performance. A chat filter extracts... Agent:

20140222529 - Method and system for online marketing with consumer participation: A method and system comprise communicating with a computer system configured to host marketing media from at least one producer and marketing expert. Marketing media is received for a product to be viewed by a consumer. The marketing media comprises a solicitation for an advertising contest. At least one consumer... Agent:

20140222530 - Program having a consumer value score: A system 10 is provided for a multi-tenancy, vendor customer loyalty and marketing program that determines a customer's propensity to redeem a promotion. The system includes a software adapter executed by a data processor to retrieve consumer data over a wide area network. A consumer value score database server is... Agent:

20140222532 - System and method for directing and instructing customers to deal with specific merchants using incentives: A buyer-seller matching system that uses incentives to verify commissions from matching the buyer with a seller. An item locator system that comprises a repository of information about items for purchase may be provided over a network for users to access information about items for purchase. Along with each item,... Agent: Market Leader, Inc.

20140222535 - Method and system for card marketing using expenditure details of an individual: The present invention relates to a method and a system for card marketing which collect benefit information about member stores of various financial cards, such as credit and debit cards, used for payment from all of the affiliated card companies and manage the collected benefit information, calculate the quantity of... Agent: Kt Corporation

20140222534 - Mobile content creation, sharing, and commerce in a geo-spatial environment: A method, apparatus, and system of a mobile content creation, sharing, and commerce in a geo-spatial environment are disclosed. In one embodiment, a method includes communicating a positioning data of the mobile device to a server at a periodic interval, automatically generating in the mobile device, in response to the... Agent:

20140222533 - Systems and methods to use transaction authorization communications to process individualized offers: An individualized price offer is associated with the account information of a user in a data warehouse coupled with a transaction handler of a payment processing network. If the individualized price offer is applicable for a pre-authorization of a purchase, information about the price offer is communicated to a transaction... Agent: Visa International Service Association

20140222536 - Unlocking coupon offers: In an embodiment, a method comprises receiving an indication that a user selected social network data that is displayed, on a client device, concurrently with offer data that indicates a coupon offer; wherein prior to receiving the indication, the user of the client device is incapable of accessing the coupon... Agent: Coupons.com Incorporated

20140222538 - Customer experience management for an organization: The present invention extends to methods, systems, and computer program products for customer experience management for an organization. Embodiments of the invention can be used to monitor and analyze customer activity. From larger volumes of data, data can be concentrated to identify events with higher relevance to customer or guest... Agent: Korl8, Inc.

20140222537 - Information processing system, information processing method, and computer-readable storage medium: An information processing system includes a first acquisition unit configured to acquire pieces of first information for a plurality of services to which a user has subscribed, respectively, each piece of first information containing reduction terms for reducing a fee for the corresponding service; a second acquisition unit configured to... Agent:

20140222539 - Customer loyalty system: A customer loyalty method including receiving transaction information associated with a transaction between a customer and a merchant, determining, in accordance with a set of predefined loyalty benefit rules associated with the merchant, a loyalty benefit associated with the transaction information, associating the loyalty benefit with a transaction identifier, receiving... Agent:

20140222540 - Platform for loyalty services: A platform for a loyalty program provides an interface allowing a consumer to create a benefit tailored for his/her needs. In one embodiment, a consumer accesses the platform via a web-based interface, and selects benefit/reward parameters including but not limited to the nature of the event triggering award of the... Agent:

20140222541 - Method and apparatus for value allocation exchange: A value allocation brokerage and exchange system. In one embodiment, the value allocation brokerage and exchange system comprises a broker server used to buy and sell points over the Internet. The broker system is operably coupled to a local area network over a communications link. The local area network includes... Agent:

20140222542 - Method and system for electronic exchange of reward points: A system and method for operating a reward points accumulation and redemption program wherein a user earns rewards from a plurality of independent reward issuing entities, with each tracking the user's earned rewards. A trading server accumulates some or all of the user's earned rewards from the reward servers and... Agent: Signature Systems LLC

20140222543 - Information processing method, display method, information processing device, terminal device, and information processing program: A use history that at least associates a use subject identifier for identifying a user or a terminal device a user has used with a used item identifier, which is an item identifier for identifying an item used by a user, based on use information is stored in a use... Agent: Jvc Kenwood Corporation

20140222544 - Methods, systems, and products for distributing digital media: Digital media is distributed to a list of subscriber addresses. The digital media is stored in a memory of a client device that is dedicated to content offered by a producer.... Agent: At&t Intellectual Property I, L.p.

20140222545 - Method of enhancing point-of-sale systems: A method of operating a point-of-sale (POS) system (1), the POS system comprising a POS terminal (3) having a software module (17, 21) thereon for enabling a retailer to process transactions within a transaction environment, and a peripheral device (5, 7) in communication with the POS terminal (3), the POS... Agent: Ecrebo Limited

20140222546 - System and method for managing transactions with a portable computing device: A method and system include verifying credentials for gaming access to a transactional controller with the portable computing device. The transactional controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The transactional controller... Agent: Qualcomm Incorporated

20140222547 - Product customization recommendations based on user information from a social networking system: A social networking system requests a customizable product from a retailer. The retailer accesses social information associated with one or more additional users connected to the social networking system users and generates recommendations for options to customize the customizable product based on the social information associated with the additional users.... Agent: Facebook, Inc.

20140222550 - Advertising with video ad creatives: The serving of advertisements with (e.g., on) video documents may be improved in a number of ways. For example, a system may (a) accept information defining at least one ad spot associated with at least one instance of an video document, (b) accept offers to have advertisements served in the... Agent: Google Inc.

20140222548 - Inverse referral systems and methods: A system for providing and measuring consumers' product referrals and recommendations about any given product or business, while allowing the consumers to acknowledge who or what influenced their purchase decision (i.e., an inverse referral). As a result the system verifies the purchases in a trending match and builds trend networks... Agent: Loopsive, Inc.

20140222549 - Measuring television advertisement exposure rate and effectiveness: In one embodiment, a social networking system models a number of exposures to an advertisement for a concept for a set of users, sample from the set of users attitudinal data toward the concept, and determine effectiveness of the advertisement by evaluating the attitudinal data against the number of exposures... Agent: Facebook, Inc.

20140222551 - Advertising tracking and alert systems: Systems and methods for tracking advertising information and alerting advertisers are disclosed. Consumer activity responsive to first published content relating to an identified advertiser may be monitored. Based on the monitoring, advertisement events corresponding to instances of consumer activity may be identified. Sets of advertising information for the identified advertiser... Agent: Yp Intellectual Property LLC

20140222552 - Creation and distribution of reveal-based modular advertising units: Non-transitory computer-readable media, systems, apparatus, and computer-implemented methods are described herein for facilitation of generation and selective provision of a modular advertising unit over a plurality of communication channels to a plurality of end user computing devices. In various embodiments, the modular advertising unit comprising may include a first graphic... Agent: Scratch-it, Inc.

20140222553 - Dynamic website campaign builder for merchandising: Dynamic website Campaign builder software for enabling merchandising via the Internet. The Campaign builder software has an application programming interface for display on programming computing devices with display screens to permit building a Campaign. Plural Campaign templates are retained in electronic memory, and an insertion mechanism, such as a Destination... Agent:

20140222554 - Systems and methods for advertising on content-screened web pages: According to one aspect of the present disclosure, a method is provided for advertising on a content-screened web page. The method includes receiving an impression request for a URL for which an advertising impression is desired; screening HTML content of a web page identified by the URL; generating a rating... Agent: Aol Advertising Inc.

20140222556 - Scoring users of network based services: Methods, systems and computer program products for evaluating a score for a particular user of network-based services. In one method, advertisements are provides on webpage(s) of the user. The webpage(s) may include content generated by the user. Advertising revenue generated by the webpage(s) is calculated and a score is assigned... Agent: Yahoo Inc.

20140222555 - Social revenue management method: t

20140222531 - System and method for providing a location-based social network: A location based social network and methods of making and using same. A method according to one embodiment includes configuring an event profile via an event administrator device, where the event profile is associated with an event location and includes at least one location venue. The method also includes configuring... Agent: Tap.in2

20140222558 - Facilitating electronic commercial transactions in an augmented reality environment: Techniques are disclosed for facilitating electronic commerce in an augmented reality environment. In some embodiments, a method comprises detecting, by a mobile device, presence of the physical product or the real life service; and presenting, on the mobile device, information to conduct the transaction of a physical product or a... Agent: Zambala Lllp

20140222557 - Wirelessly preprocessing a transaction while in a queue: A transaction is preprocessed wirelessly in response to a wireless transaction preprocessing user device being in a queue for a point-of-transaction. The transaction that was preprocessed is then completed in response to the wireless transaction preprocessing user device reaching the point-of-transaction. Financial transactions and/or purchase of goods and/or services may... Agent: At&t Intellectual Property I, L.p.

20140222561 - Cross-platform advertisement targeting: An online system, such as a social networking system, enables targeted advertising to its users across platforms, such as mobile applications, desktop browsers, and mobile browsers. The online system stores interactions with advertisements or other content from multiple platforms with a user identifier. When an advertisement request is received including... Agent:

20140222564 - Geo-located social connectivity relating to events and commerce: The present invention extends to methods, systems, and computer program products for geo-located social connectivity relating to people, events, and commerce. In general, embodiments of the invention provide a social commerce matching system. An intelligent interactive tool provides individuals the ability to geo-locate like-minded individuals/groups and participate in events. Individuals... Agent: KbrIPHoldings, LLC

20140222562 - Location based dynamic coupons: Methods, systems, computer-readable media, and apparatuses for location based dynamic coupons are presented. In some embodiments, location information for a plurality of users in an area associated with the network based positioning system is determined. The location information may be analyzed using a set of rules associated with the area... Agent: Qualcomm Incorporated

20140222559 - Method and system of customer level transaction analytics across merchant sites: A method for reporting a consumer profile includes: storing offline financial transaction data involving at least two merchants, each transaction associated with a consumer; receiving an information request, the request including a consumer identifier; identifying browsing information associated with the consumer; analyzing the browsing information and the transactions associated with... Agent: Mastercard International Incorporated

20140222563 - Solutions for hedging against foreign-exchange currency risk: A service providing affinity and rewards to consumers based on their spending abroad to leverage foreign exchange currency gains or losses is described. The service automates the process of exchange rate gain or loss on a product or product category basis. The service may provide marketer incentives to compensate for... Agent:

20140222560 - System and method for monetization in photo sharing sites: Disclosed is a system and method for selecting and serving advertisements in response to requests for photos on a photo-sharing website. In some embodiments, the present disclosure describes a system and method for automatically matching an advertisement with a media file when the media file has been rendered by a... Agent: Yahoo! Inc.

20140222565 - System and method of selling products: A system and method of selling products is described, the method including the steps of: offering products for sale in a retail store; a person visiting the retail store; a person browsing the stock offered for sale; a person scanning the barcode on a product of interest to obtain additional... Agent: The Digital Incubator Pty Ltd.

20140222566 - Apparatus, system and method for selecting a media enhancement: The present invention is and includes a device, system and method for providing an image enhancement widget. The device, system and method include a javascript component that, upon execution, obtains at least one subject of primary content on a networked page, and at least one permission for enhancement of the... Agent:

20140222567 - System and method for distributing information through cooperative communication network sites: Information pertaining to products made by manufacturers and sold to consumers through retailers, is distributed to consumers through a communication network that connects consumer communication nodes to a cooperative network site having an accumulation of information about manufacturer product offers and retailer special deals. A consumer can obtain selected items... Agent: Catalina Marketing Corporation

20140222568 - Targeted advertisement distribution to mobile devices: A method and system are provided for presenting highly targeted advertisements to the user of a mobile device running an application which incorporates a Mobile Agent designed according to the disclosure. The Mobile Agent communicates with an advertising server that analyzes information received from the Mobile Agent, and selects advertisements... Agent: Madtivity, Inc.

20140222577 - Campaign in a geo-spatial environment: A method, apparatus, and system of a campaign in a geo-spatial environment is disclosed. In one embodiment, a method includes populating each profile of a geo-spatial social network with an address data, forming a group in support of a campaign in the geo-spatial network when a particular user creates the... Agent:

20140222569 - Communicating a targeted message to a wireless device based on location and two user profiles: A method for tracking patronage of a customer in at least one casino property is described. The method comprises monitoring a wireless handset that determines the location of the customer. The method then proceeds to generate a user profile that comprises user preferences and monitored betting activity associated with the... Agent:

20140222571 - Directing communications to semantic bundles of locations: A system and a computer-implemented method of serving online content items using a semantic description of a feature that is common to a plurality of online content locations are provided. The method includes assigning one or more identifications based on the semantic descriptions to each of the plurality of online... Agent: Google Inc.

20140222576 - Interactive personalized e-experience system and method for visual voice mail: In-person shopping at brick-and-mortar locations can be facilitated using visual voicemail systems. A user device can be detected upon entry or proximity to a retail location and a greeting visual voicemail message can be transmitted to the user device. User data may be integrated into the greeting message. The greeting... Agent: At&t Intellectual Property I Lp

20140222574 - Presence detection using bluetooth and hybrid-mode transmitters: Presence detection using Bluetooth and hybrid-mode transmitters is disclosed. In some embodiments, a transmitter is configured to broadcast a secure identifier comprising a venue identifier using Bluetooth Low Energy (BTLE) and/or an ultrasonic audio channel. The secure identifier broadcast by the transmitter is captured by a handset and decoded to... Agent:

20140222575 - Presenting commercial offers to mobile computing devices based on activity of mobile computing device users: A computer-implemented method receiving receives information describing a current or future activity from a user of a computing system via a mobile device. The current activity is an activity occurring at a current time when the information is received, while the future activity is an activity occurring at a future... Agent: Facebook, Inc.

20140222572 - Server offering service targeting user and service offering method thereof: A server for offering a service targeting a user and a service offering method thereof, the method including: collecting data from a plurality of user devices; determining a unit zone partitioned from a service zone based on geographic information; adjusting the unit zone based on the amount of data collectable... Agent: Samsung Electronics Co., Ltd.

20140222570 - System, method, and computer program product for probabilistically derived predictive location based targeted promotion: An exemplary system, method, and/or computer program product may programmatically by computer processor(s) combine various exemplary data elements to create an analyzed and calculated predictive device location, categorized by time of day for one or more devices. The exemplary method may take in as input(s) exemplary passive data that results... Agent: Teoco Corporation

20140222573 - Systems and methods for encrypting location broadcasts: The present disclosure provides a system and method for providing a user with supplemental content based on the user's preferences and location. The disclosure provides a computer program that allows users to discover and organize content from a platform that is accessible from a mobile device or computer. Additionally, the... Agent: Swirl Networks, Inc.

20140222578 - Digital signage management system: Generally, this disclosure describes a digital signage management system. The system may include a user device including processor circuitry coupled to communication circuitry, the communication circuitry configured to couple the user device to at least one of a digital sign and a management service, and the user device configured to... Agent:

20140222580 - Discovering an event using a personal preference list and presenting matching events to a user on a display: A user profile is used to assist a user in identifying events of interest and to provide context to users regarding events that matches user preferences. The user profile may be based on behaviors exhibited on a mobile device, on input by the user or on data on the mobile... Agent: Microsoft Corporation

20140222579 - Information processing apparatus, information processing method, and program: There is provided an information processing apparatus including a first advertisement management part configured to manage an output of first advertisement content from a first device, a second advertisement management part configured to manage an output of second advertisement content from a second device, the second device being different from... Agent: Sony Corporation

20140222582 - Advertisement bidding system and method: A system and method for electronic advertisement bidding based on a plurality of electronic display devices mounted in at least two different categories of locations. The invention includes a server operable to receive from an advertiser a selection of one of the at least two different categories of locations. The... Agent:

20140222584 - Advertisement distribution management apparatus and advertisement distribution management method: An advertisement distribution management apparatus according to an embodiment includes a detection unit, a storage unit, and an acceptance unit. The detection unit detects information on a wireless terminal which exists in a communication area of a wireless LAN access point and which satisfies a predetermined condition. The storage unit... Agent: Yahoo Japan Corporation

20140222583 - Determining values for a characteristic of an online system user based on a reference group of users: An online system predicts values of a target characteristic for users in a set of users based on a reference set of users having known values for the target characteristic. Using descriptive characteristics of users in the reference set of users and target characteristic values for users in the reference... Agent: Facebook, Inc.

20140222581 - Third-party sourcing advertisements from a social networking system: A social networking system selects advertisements for presentation to its users on third-party websites. The social networking system receives a request for content from a widget or plug-in on the third-party website and provides content including one or more advertisements for presentation along with content from the third-party website. The... Agent:

20140222585 - Network device and network control device: An advertisement content posting system and method are disclosed. The advertisement content posting system may include a resource collecting unit to collect resources included in a particular domain and configured to post an advertisement content, a service providing unit to provide an advertiser with resource object information of the collected... Agent: Electronics And Telecommunications Research Institute

20140222588 - Advertisement system, control method for advertisement system, advertisement control device, control method for advertisement control device, program, and information storage medium: Provided is an advertisement system capable of selecting, for example, advertisements with a high bid price as advertisements to be shown in an advertisement area, without executing processing for sorting advertisements by a bid price as a key. A storage unit stores a bid price designated by an advertiser so... Agent: Rakuten, Inc.

20140222586 - Bid adjustment suggestions based on device type: Systems and methods for suggesting a bid adjustment value based on device type include receiving parameters for a third-party content provider's campaign to present third-party content on a first type of device. Based on the campaign's parameters, bids from peer providers that use similar campaign parameters for both the first... Agent: Goodle Inc.

20140222587 - Bid adjustment suggestions based on device type: Systems and methods for suggesting a bid adjustment value based on device type include receiving parameters for a third-party content provider's campaign to present third-party content on a first type of device. Based on the campaign's parameters, bids from peer providers that use similar campaign parameters for both the first... Agent: Google Inc.

20140222589 - System for and method of automatic optimizing quantitative business objectives of sellers (advertisers) with synergistic pricing, promotions and advertisements, while simultaneously minimizing expenditures and discovery and optimizing allocation of advert: A system for and method of automatic optimizing quantitative business objectives of sellers (advertisers) with synergistic pricing, promotions and advertisements, while simultaneously minimizing expenditure and discovery and optimizing allocation of advertising channels that optimize such objectives.... Agent: Peak Silver Advisors, LLC

20140222590 - System for and method of automatic optimizing quantitative business objectives of sellers (advertisers) with synergistic pricing, promotions and advertisements, while simultaneously minimizing expenditures and discovery and optimizing allocation of advert: A system for and method of automatic optimizing quantitative business objectives of sellers (advertisers) with synergistic pricing, promotions and advertisements, while simultaneously minimizing expenditure and discovery and optimizing allocation of advertising channels that optimize such objectives.... Agent: Peak Silver Advisors, LLC

20140222591 - Systems and methods for post-payment gift cards: According to one aspect, a post-payment gift card system in which the benefactor pays the value of the gift card at the time that the recipient redeems the gift card with the merchant. In some cases, the benefactor may create a gift card campaign using a gift card system. In... Agent:

20140222592 - Method and system of internet connected computers for organizing globally presented original data in the world wide web locally: A method and system of internet connected computers for organizing globally presented original data in the World Wide Web locally. This data mainly consists of human generated data (websites, text files etc.) and also automatically produced technical data (from sensors, machines, chip cards etc.). The present invention describes how humans... Agent: Shuccle Ag

20140222593 - Network-based systems and methods for defining and managing multi-dimensional, advertising impression inventory: A method for representing and managing an inventory of overlapping multi-dimensional items such as advertising or ad impressions. The method uses an inventory management module to generate unique segment identifiers for sets of inventory items by processing descriptions of the sets of impressions including defining criteria. The method includes processing... Agent:

20140222594 - Dynamic payment optimization apparatuses, methods and systems: The DYNAMIC PAYMENT OPTIMIZATION APPARATUSES, METHODS AND SYSTEMS (“DPO”) transform requests for on-demand and flexible monetization and related services via DPO components into currency transfers, purchase receipt notifications, social networking communications and transaction analytics reports. In some embodiments, the DPO obtains a user product purchase request for a user engaged... Agent: Playspan Inc.

20140222595 - Payment systems and methods: Disclosed herein is a method, in which each step is computer-implemented, including receiving, via a point of sale terminal, a mobile device telephone number of a mobile device associated with a user, and a personal identification number selected by the user. The mobile device telephone number is checked against a... Agent: Quisk, Inc.

20140222596 - System and method for cardless financial transaction using facial biomertics: In view of the foregoing, an embodiment herein discloses a system and method for facilitating cardless financial transaction in which the face of the user can itself be used as the credit card for financial transaction at the point of sale (POS) or online financial transaction. The method includes capturing... Agent:

20140222598 - Commodity sales data processing apparatus, portable terminal and method: A commodity sales data processing apparatus comprises a wireless communication section; an input section configured to input commodity specification information specifying a commodity; a determination unit configured to determine whether or not wireless communication with a portable terminal of a customer is established; and a communication unit configured to wirelessly... Agent: Toshiba Tec Kabushiki Kaisha

20140222599 - Integrated communications network for transactions: An integrated communications network may be integrated with existing payment systems to provide for more efficient and secure payment related communications. The integrated communications network may use mobile network protocol encapsulation to provide more efficient, faster, and more robust payment related communications to a payment processor across a mobile network.... Agent:

20140222597 - Intelligent mobile payment system and method: An intelligent wallet (IW) computer device is provided for recommending a payment card from a plurality of payment cards to a cardholder for use in a payment transaction with a merchant. The IW computer device includes a memory device for storing data and a processor in communication with the memory... Agent: Mastercard International Incorporated

20140222600 - Method and apparatus for fulfilling purchases: A method and apparatus for fulfilling purchases is disclosed. A system that incorporates teachings of the present disclosure can include, for example, a portable communication device having a controller element that receives from an online system a barcode image as an object of acknowledgment of a product purchased from said... Agent: At&t Intellectual Property I, Lp

20140222601 - System and method for determining inventory locations: A system and method for determining a specific location in a brick and mortar retail store from which an item purchased by a customer in the store was likely obtained, so as to enable maintenance of inventory at the location level within the store is provided. The system includes a... Agent: Wal-mart Stores, Inc.

20140222603 - Computer-controlled, unattended, automated checkout store outlet: A computer-controlled, automated checkout store outlet comprises at least one bay. A normally locked door is associated with each bay, and provides access to items within the bay by customers approved by a computer of the automated store outlet. At least one tray is disposed within at least one bay,... Agent:

20140222602 - Information processing apparatus and method for detecting stain on iamge capturing surface thereof: An information processing apparatus comprises an image capturing module configured to capture image of a commodity, an extraction module configured to extract feature amount of the commodity from the image captured by the image capturing module, a calculation module configured to calculate a similarity degree by comparing feature amount of... Agent: Toshiba Tec Kabushiki Kaisha

20140222604 - System for integrating ecommerce website and social networking website on a single web-based platform: The present invention relates to a system for integrating ecommerce and social networking site on a single web-based platform, wherein web-programs/applications can be developed using a web-application development framework. Specifically, the present invention relates to a system for connecting buyers, sellers/retailers and users sharing common interest related to products and... Agent:

20140222605 - Promoting individual system goals through system recommendations: A social networking system presents recommendation units to its users. The recommendation units suggest actions for the users to increase their engagement with the social networking system or otherwise interact with other users. The social networking system establishes internal goals and associates bids for recommendation units with different goals. The... Agent:

20140222607 - Systems and methods for distributing limited edition digital artwork: Systems and methods for distributing limited edition digital artwork in accordance with embodiments of the invention are disclosed. In one embodiment, a digital art gallery server system includes a digital edition distribution server that includes a plurality of files containing digital artworks; a digital edition database containing data describing the... Agent: Sedition Art

20140222606 - Variable quantity auction system and method: The present disclosure provides systems and methods for conducting a variable quantity auction. A seller may determine a quantity range of items to be sold and a reserve price for acceptable bids. The auction may proceed in two phases. In a first phase, bidders bid on a quantity of items... Agent: Zions Bancorporation

20140222618 - System and method for bidding: The described embodiments relate to systems, methods and computer readable media for bidding on service requests, that involves receiving a service request, wherein the service request comprises a user identifier, a location and a destination; generating a bid request corresponding to the service request; receiving a plurality of bids, wherein... Agent: Caa South Central Ontario

20140222608 - Method and apparatus for estimating home remodeling costs: A home remodeling cost estimator tool is used to create a cost breakdown for use when remodeling a house or a room, based on user interaction with photos, for example from such sites as Houzz.com and other proprietary data sources. For any photo in a photo database for such design... Agent:

20140222609 - Method and apparatus for providing cross-benefits based on a customer activity: In accordance with some embodiments of the present invention, a controller receives an indication of acceptance by a customer of an offer for a subsidy from a second vendor (e.g., a subsidizing vendor). The offer may define, for example, a reduction in the price charged for an item purchased from... Agent: Inventor Holdings, LLC

20140222619 - Methods and systems to implement a private sale: In some examples, a system comprises a memory and at least one module, executing on one or more computer processors, to host an online marketplace for marketplace participants, allow a segmentation of the marketplace into at least one private group for private participants, and receive listings of items for sale... Agent:

20140222620 - Social media real estate system and method: A computerized system and method is presented that integrates a dedicated platform for sharing real estate information with a social networking platform. Buyers can search for properties on the dedicated platform and identify certain properties as favorite (or selected) properties. The buyer also identifies their friends on a social networking... Agent: Preferred Home Buyers Network, Inc.

20140222610 - Increased visibility during order management in a network-based supply chain environment: A system, method and article of manufacture are provided for a first business entity to provide a network-based supply chain framework for collaborative order management between at least a second and a third independent business entity, such as a service provider, vendor, reseller, manufacturer and the like. A request for... Agent: Accenture Global Services Limited

20140222621 - Method of a web based product crawler for products offering: The invention relates to a method of a product crawler having relatively simple automatic program that systematically fetches all the hyperlinks from the view source of the web pages of specific URL or website that has been registered on the service provider's database server through a service provider's website and... Agent:

20140222622 - Method and apparatus for collaborative filtering for real-time recommendation: An approach is provided for generating one or more recommendations to a user based on interactions the user may have with items or topics of interest. The approach involves processing and/or facilitating a processing of one or more interactions of a user with one or more content items. The approach... Agent: Nokia Corporation

20140222612 - Image-related methods and arrangements: A user captures an image of a retail product with a smartphone. Product recommendations associated with the retail product are provided to the smartphone. One claim recites a method comprising: receiving first imagery captured by a smartphone camera, the first imagery representing a first retail product located at a retail... Agent: Digimarc Corporation

20140222615 - Services for enabling users to share information regarding e-commerce transactions: Various computer-implemented services are disclosed for assisting users in selecting items from an electronic catalog, and for selecting merchants with which to conduct transactions. One such service enables users to share information about their respective purchases with other users. Another service enables users to share information regarding the merchants with... Agent: Amazon.com, Inc.

20140222611 - System and method for a curator recommended sale of commodities: The present disclosure relates to a curator recommended sale system and method. The curator recommended sale system includes a commodity list generation unit configured to receive commodities for sale of a vendor from a vendor terminal, generate a list of the commodities for sale, receive recommended commodities by a curator... Agent:

20140222614 - System and method for segmenting items in a shopping cart by carbon footprint: A method implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable medium being operable to provide a shopping cart for a shopper, and segment items in the shopping cart based on the carbon footprint associated with each item. Additionally, the method may include displaying... Agent: International Business Machines Corporation

20140222613 - System and method of providing object for service of service provider: A server and method of providing an object for accessing a service of a service provider are provided. The server includes a context model providing unit configured to provide to the service provider at least one context model that is associated with the service, which is used by a device... Agent: Samsung Electronics Co., Ltd.

20140222617 - Rule-based transferable shopping basket for online purchases: An online shopping basket is acquired by a buyer from an online store and is customized according to rules specified by the buyer. The buyer places zero or more items in the online shopping basket(s) before they are given to at least one shopper by the online store. The shopper(s)... Agent:

20140222616 - System and methods for party authentication and credit assessment in electronic purchasing: In certain embodiments, systems and methods may authorize an online transaction over a data communications network, including receiving a request for a transaction from a user via the network where the transaction request relates to a purchase order. Some embodiments include receiving a user identifier, determining if the user identifier... Agent: Klarna Ab

20140222623 - Order processing for remotely ordered goods: A computer-implemented method for processing of an order for goods received at an order processing system from a location-triggered communication through a networked mobile wireless telecommunication computing device. Responsive to the location-triggered communication, a signal is transmitted to commence processing the order for goods. If the mobile wireless telecommunication computing... Agent: Expose Retail Strategies Inc.

20140222624 - Email checkout system for completing website cart checkout: A system for leveraging email to complete an online checkout from a customer accessing a third party vendor website is disclosed. The system may store customer information including a name, email address, shipping address, and billing information. The system may receive a request for a purchase from the third party... Agent: @payIPHoldings LLC.

20140222625 - Intelligent multimedia e-catalog: An intelligent product catalog system provides for electronic creation, management and viewing of product information using a multimedia display system. A central database repository stores the product information and provides for an unlimited number of product attributes and dynamic reconfiguration of the product information. The central database repository comprises a... Agent: Exalt Solutions, Inc.

20140222626 - Methods and systems for selecting item variations for display in user interfaces: Systems and methods for presenting a user interface that shows a consolidated representation for an item available from multiple sources are described. The multiple offerings of the same items offered for sale by multiple sellers are combined into a simple user interface that is transparent to the consumer, but where... Agent: Amazon Technologies, Inc.

20140222627 - 3d virtual store: A system for navigating products and services presented via a computer interface. The system may include a three-dimensional isometric view of a virtual store that may be displayed on a computer touchscreen. The displayed virtual store may include at least one internal wall of the virtual store, a plurality of... Agent:

20140222628 - Garment fit portrayal system and method: An on-line garment fit portrayal system configured to operate on a specialized server linked over a network to at least one web-enabled player device capable of common image format display is described. The system comprises a server-side garment model storage capability containing one or more garments, with parameters for each... Agent: Embodee Corp.

20140222630 - Apparatus, system and method for facilitating and securing access to transactions in a retail environment: An apparatus, system and method of facilitating a retail transaction. The apparatus, system and method may include obtaining, via an opt-in to an in-store wireless network, of consumer device data regarding a plurality of consumer mobile devices, the consumer data comprising device use data, prior purchase data, and geo-location data;... Agent:

20140222629 - Item status analysis device, item status analysis system and item status analysis method: An item status analysis device for performing analysis of status of an item(s) offered in a commercial establishment includes: an object-of-interest detection unit configured to detect, based on image information provided by an imaging device capturing images of an object-of-interest placement area where an object of interest including the item(s)... Agent: Panasonic Corporation

20140222632 - Data transaction acceleration using multiple data structure types: A method of accelerating execution of a transactions includes storing financial ledgers in a relational database, prepopulating a multidimensional data cube using the relational database, executing the transactions using the data cube by querying the data cube for aggregated balances to generate result values, generating accounting journal entries that update... Agent: Oracle International Corporation

20140222631 - System and method for suspect entity detection and mitigation: A plurality of institutions (such as financial institutions) contribute data to a data analysis and linking system. The system analyzes the data to create data nodes (records) associated with an entity, where the entity may be, for example, a person/individual, business, organization, account, address, telephone number, etc. After data is... Agent: Early Warning Services, LLC

20140222633 - Public works contractor payroll processing, certification, reporting & project management system and method: A computer implemented business method and system directed to enabling a Public Works contractor employer who contracts for work on one or more government agency Public Works projects or who contracts for work on concurrent private and Public Works projects, in a plurality of jurisdictions, to process payroll and to:... Agent:

20140222634 - Method for environmental control and monitoring: An environmental control and monitoring method is provided. An electronic communication including a selection of a climate control operational mode to modify an environment within a particular designated area is received from one of a plurality of environmental control and monitoring devices via a network, wherein each of the plurality... Agent: Innovaci Inc.

20140222636 - Comparing financial transactions of a social networking system user to financial transactions of other users: A social networking system obtains financial transaction activity for its users and allows its users to obtain reports of their spending compared to various benchmarks. The benchmarks may be for various demographic groups, networks to which the user belongs, groups of users connected to a user, or any other suitable... Agent: Facebook, Inc.

20140222635 - System, software, and method for reducing fraud: A method for reducing fraud comprises providing a mobile device, wirelessly connecting to a server of a card issuer, the server comprising account information for a card issued to a card holder, the account information comprising a status regarding an activated or deactivated state, selecting a deactivated state, and sending... Agent:

20140222637 - Systems and methods for academic core banking: The present invention provides a system, method, and computer program for institutions of higher education to segregate nonexpendable and expendable restricted revenue funds from unrestricted net assets, assess appropriate levels of leverage, determine institutional risk tolerance for fixed and variable-rate debt, and develop sound methodologies to arrive at a predictable... Agent:

20140222713 - Computer-implemented method for transforming bank-owned real property assets and or /bank held mortgage notes receivables suitable for refinancing into a negotiable hybrid mortgage asset-backed security: A method for transforming bank-owned real property assets and/or bank held mortgage note receivables, suitable for refinancing, into a negotiable hybrid mortgage/asset-backed security. The method includes providing a bank mortgage at a below-market mortgage rate for purchase of the real property or refinance by the mortgagor. The bank mortgage, having... Agent:

20140222714 - Method and system for evaluating target date funds: The invention generally concerns systems, methods, and apparatus wherein a computer may receive information concerning a group of target date funds from a database. Information about the target date funds may comprise information about the glide path and the target retirement date of that fund. A diversification level of each... Agent: Jpmorgan Chase Bank, N.a.

20140222716 - Methods and systems for processing debt portfolios: Disclosed herein are systems and methods for forming an organization. Also disclosed herein are systems and methods for evaluating a debt portfolio. An exemplary method can comprise receiving a debt portfolio having a plurality of accounts. The method can comprise identifying predictive data for one or more of the plurality... Agent:

20140222715 - Methods and systems for providing preferred income equity replacement securities: In one aspect, the invention comprises a method comprising issuing perpetual preferred securities that provide non-cumulative dividends with a fixed liquidation preference; wherein valuation of the securities upon redemption or conversion is based on market value of a specified number of common shares, and wherein the securities are operable to... Agent: Barclays Capital, Inc.

20140222717 - Processing securities-related information: Embodiments of the invention provide techniques for improving clarity of disclosure materials provided to investors, by enabling securities issuers, intermediaries and/or other entities to create and disseminate clear and concise summary-level information on individual securities to investors to enable informed investment decisions. The information may include a summary version of... Agent: Broadridge Investor Communication Solutions, Inc.

20140222644 - Apparatus and method for processing data: Methods and apparatus for processing data. The apparatus includes a plurality of entry systems for receiving the data from a respective plurality of contributors which each formulate the data based on respectively different: a) input data, and b) rules for governing how the input data is used to formulate the... Agent: Two Sigma Investments, LLC

20140222643 - Foreign exchange covered warrant system and structure: A financial data processing system includes a foreign exchange (FX) certificate management system, a covered warrant management processor, and a trade processing system. The FX certificate management system includes a computer system configured to structure a zero-coupon FX certificate. The certificate is structured to have a redemption value that is... Agent: Goldman, Sachs & Co.

20140222653 - Method and program for detecting change-point of time-series data, and method and program for predicting probability density distribution of future time-series data values: The present invention applies a particle filter method to the PUCK model for calculating a true market price. First, a probability density function of a parameter is obtained by generating a group of particles having parameters representing the state of the PUCK model each having different values. Then, the degree... Agent: Tokyo Institute Of Technology

20140222648 - Method and system for offset matching: The trading of interest rate swaps or other interest rate derivatives gives rise to mismatch exposure. This can be offset by a series of FRA trades. Rather than conducting a series of exposure neutral trades, FRAs can be bought or sold for the entire amount of a trader's reset exposure.... Agent: Icap Management Services Limited

20140222645 - Multiple coupon interest rate futures contracts: The disclosed system makes available multiple interest rate futures contracts (“IRFC”) for a given set of interest rate securities, such as US Treasury Notes, which may be used to satisfy the delivery obligation. The terms on which the delivery obligation of each such IRFC are met are governed by an... Agent: Chicago Mercantile Exchange Inc.

20140222646 - Smartcard-based value transfer: In a value transfer scheme, users are provided with programmable devices, for example, smart cards, capable of carrying data representing at least one available commodity value. Data representing user accounts is held at a remote processing station. Transactions between users are effected by the off-line exchange of data between users'... Agent: Ecebs Limited

20140222640 - System and method for creating a market map in an electronic trading environment: A market map interface displays market information and trader-related information associated with at least two tradable objects. In one embodiment, the at least two graphical interfaces may be linked, and a user may define one or more adjustment parameters to be used to adjust the view of information being displayed... Agent: Trading Technologies International, Inc.

20140222650 - System and method for improved distribution of market information: A data distribution system and method are described herein to improve the distribution of market information to subscribing client devices. Market information updates are provided to subscribing devices over a communication link every time a change in the market occurs. If a bandwidth limitation is reached on the communication link,... Agent: Trading Technologies International, Inc.

20140222638 - System and method for merchant transfer of a forward-sold good contract: A system and a method are provided that each have the capability for immediate merchant transfer of a forward-sold good contract. At the time of purchase of a transferable/resellable forward-sold good, a merchant strike price is set by the merchant. If the merchant strike price is met by a bidding... Agent: Mastercard International Incorporated

20140222647 - System and method for money management using a plurality of profit levels in an electronic trading environment: A system and method for money management in an electronic trading environment are presented. According to one embodiment, a money management application intercepts an order before the order is sent to an exchange, and determines a plurality of P/L levels, based on which the money management application then selects a... Agent: Trading Technologies International, Inc.

20140222642 - System and method for property searching and trading: An Internet based system for identifying and initiating real estate trades in which potential direct and multi-party trades are identified and rated based on the quality of the match between desired features and on-offer features, and the rating is automatically conveyed to the users associated with the relevant properties.... Agent: Tradehomes By Irex Inc.

20140222651 - System and method for trading options: A system and method for interactive trading of option contracts is described. Users of the system provide volatility runs of currency options, deal on existing offers to sell or bids to buy, or may improve on existing offers to sell or bids to buy. Users of the system include banks... Agent: Volbroker Limited

20140222649 - Tba futures contracts and central counterparty clearing of tba: Networks, systems and methods that match orders for TBA futures and settle and clear open positions for TBA futures are disclosed. The TBA futures may include MBS TBA future contracts. A central counterparty clearing firm may net long and short positions and generate delivery instructions to parties having open positions.... Agent: Chicago Mercantile Exchange Inc.

20140222641 - Trailblazer methods, apparatuses and media: At a first time, an indication of a selection of a contract, expiring at a second time and associated with a commodity, is received. A set of physical stacks associated with the contract is accessed. Based upon the first time, the second time, and a periodic sampling rate, a marginal... Agent:

20140222652 - User interface for an electronic trading system: A user interface for an electronic trading exchange is provided which allows a remote trader to view in real time bid orders, offer orders, and trades for an item, and optionally one or more sources of contextual data. Individual traders place orders on remote client terminals, and this information is... Agent: Trading Technologies International Inc.

20140222639 - Visual representation and configuration of trading strategies: A system and method are provided to visually represent and configure trading strategies used in electronic trading. The system and method may be used to visually represent, among other things, an acceptable range of prices for a trading strategy in relation to a graphical user interface. The acceptable range of... Agent: Trading Technologies International, Inc.

20140222659 - Collateralized lending using a central counterparty: A lending machine can include a communications device to receive a first request relating to a first loan transaction. The first loan transaction can include a long or a short Special Repo Futures (SRF) contract where a supply of the asset is below a supply threshold, otherwise the first loan... Agent: Chicago Mercantile Exchange Inc.

20140222656 - Customized credit reporting system: A novel system and method for facilitating the sharing of data between business entities is disclosed. The novel system and method comprises members sharing or submitting certain of their data to a program which identifies overlaps between entities, and presents each member with a list of these other identified members... Agent: Smyyth Technology LLC

20140222657 - Method and application for borrowers at risk for foreclosure and participation in regulated home affordability program: A method to identify potential borrowers/homeowners/applicants who are at risk of foreclosure and determine whether said borrower/homeowners/applicants are eligible for the National Making Home Affordable Program or other regulated loan modification program.... Agent:

20140222655 - Method and system for automatic regulatory compliance: A system and method implementing an automated database-driven web interface operable to automatically ensure compliance with various laws. A customizable and dynamically-generated information-collection system enables various businesses, including banks, to comply with various laws relating to financial transactions, including the Bank Secrecy Act, the Patriot Act, Dodd-Frank Act, and FATCA.... Agent:

20140222658 - System and method for managing mortgage lifecycles: A method, a system and a computer program are provided for creating unprecedented transparency in mortgage markets. The system includes a fully integrated, web-based exchange platform that provides lenders, buyers, securitization participants and regulators all access to real-time reporting of housing market data. System technology stores and analyzes data on... Agent: Omtelligence, LLC

20140222654 - System and method for providing electronic closing books to clients at completion of services: The disclosure relates to a method of providing service to a client. The method entails providing the service to the client by a service provider; in the course of providing service to the client, generating a plurality of electronic documents related to the service; storing the plurality of electronic documents... Agent:

20140222667 - Community based character expression in a geo-spatial environment: A method, apparatus and system of character expression in a geo-spatial environment are disclosed. In one embodiment, a method includes generating a community network of user profiles, each user profile associated with a specific geographic location, associating a first user with a first user profile, providing a first character expression... Agent:

20140222661 - Digital marketplace for reselling media packages: Aspects of the present disclosure describe systems and methods for implementing the sale of a media package that has one or more digital assets and/or platform features and a first level of digital rights management (DRM) protections from a first purchaser to a second purchaser. The DRM protections may limit... Agent: Sony Computer Entertainment America LLC

20140222668 - Electronic commerce network with transactions analytics: A system that processes transactions, in response to a transaction using a financial instrument, receives an identity of a financial instrument, such as a card hash. The system creates an anonymous account that corresponds to the financial instrument, and stores line level data associated with the transaction in the anonymous... Agent: Index Systems, Inc.

20140222665 - Energy search engine methods and systems: Systems and methods dynamically assess energy efficiency by obtaining a minimum energy consumption of a system, receiving in a substantially continuous way a measurement of actual energy consumption of the system, and comparing the minimum energy consumption to the measurement of actual energy consumption to calculate a substantially continuous energy... Agent: Expanergy, LLC

20140222663 - Group payment: The disclosure is related to a group payment service. For the group payment service, primary user equipment for a group payment may receive information on payment instruments from member user equipments upon generation of a predetermined event. The primary user equipment may generate group payment information based on the received... Agent: Kt Corporation

20140222662 - Intelligent automated online transaction system for automated interaction with online transaction web sites: Methods, techniques, and systems for providing adaptive automated interaction capabilities for computer applications that request automated conducting of domain specific transactions via a domain specific online transaction website, e.g. an online-banking web site in a failure-proof manner. Particular methods, techniques and systems employ adaptive mixing of script-based and avatar-based execution... Agent: Buhl Data Service Gmbh

20140222666 - Method and apparatus for processing electronic transaction information: The present invention relates to a method and apparatus for processing electronic transaction information, the method comprising: accepting a payment request submitted by a channel entrance page, the payment request comprising an electronic tag corresponding to the channel entrance page; making a payment in accordance with the payment request and... Agent: Tencent Technology (shenzhen) Company Limited

20140222660 - Method for determining a bill mix in an electronic cash dispenser: A method for determining a bill mix in an electronic cash dispenser comprises: receiving a transaction request comprised of a transaction type and a dispense amount; evaluating the transaction type; evaluating the dispense amount; and determining the bill mix according to a dispense definition based on a plurality of criteria... Agent:

20140222664 - Social network transaction processing system: A system for transferring funds using social network connections. The system sends application programming interface (API) requests to social networks to obtain “friend” information and create accounts into which funds are deposited and which may be retrieved by recipients via hyperlinks in messages provided through social networks. The system may... Agent: Dwolla, Inc.

20140222669 - Integrated electronic cash flow management system and method: A cash flow management system is provided within a host system for facilitating cash flow management for businesses. The cash flow management system includes an electronic billing and invoicing computing system enabling generation and transmission of electronic bills based on business invoices and for displaying the generated bills for payment... Agent: Jpmorgan Chase Bank, N.a.

20140222670 - Contactless payment application management: A system and method for completing a financial transaction using contactless payment applications within a mobile device is disclosed. The mobile device may include at least one mobile payment card application and at least one mobile wallet application designed to manage one or more mobile payment card applications stored on... Agent: Barclays Bank PLC

20140222671 - System and method for the execution of third party services transaction over financial networks through a virtual integrated automated teller machine on an electronic terminal device.: Disclosed is an automated computerized system and customer facing electronic device screen interface that acts as virtual integrated automated teller machine, referred to herein as the iATM system. The iATM system enables electronic terminal device users to request and authorize their preferred financial services through the existing automated teller machine... Agent:

20140222674 - Check cashing banking system: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative,... Agent: Diebold Self-service Systems, Division Of Diebold, Incorporated

20140222673 - System and method for communicating financial transactions using a tagless data interchange format: An automated banking a machine such as a teller cash recycler uses a system and method for receiving operating instructions from a remote system in the form of JavaScript object notation (JSON) documents. The system and method uses a computer implemented method for transmitting information between automated banking machines over... Agent: Talaris Holdings Limited

20140222672 - System and method for validating a controller for an automated banking machine using a displayed indicia: A computer implemented method for validating the identity of a controller for an automated banking machine based on displayed indicia. The method includes detecting access to a secure compartment of an automated banking machine, displaying a security indicia visible from the secure compartment, receiving the security indicia at an input... Agent: Talaris Holdings Limited

20140222680 - Apparatus, system and method for secure transactions and monitoring in a retail environment: An apparatus, system method of providing mobile checkout. The apparatus, system and method may include obtaining, via an opt-in to an in-store wireless network, of consumer device data regarding a plurality of consumer mobile devices, the consumer data comprising device use data, prior purchase data, and GPS data, receiving video... Agent:

20140222683 - Financial instrument having loan proceeds and pre-paid characteristics: Financial methods and systems for using a financial instrument are disclosed. A financial account includes both a loan balance portion and a pre-paid cash balance portion. The loan balance portion and the pre-paid cash balance portion are used in performing a purchase transaction. The purchase transaction is initiated by the... Agent: Galileo Processing, Inc.

20140222679 - Method and apparatus to validate a subscriber line: A method is described of providing validation data associated with a subscriber line of a telecommunication network. The method includes obtaining line data of the subscriber line wherein the line data is suitable for interrogating a line identification database (LIDB). The method interrogates the LIDB with the line data to... Agent:

20140222677 - Methods and systems for verifying transactions: An aspect of the present invention provides a computer-implemented method for verifying authorisation of a transaction. The method comprises the steps of: receiving a request to process an electronic transaction for a predetermined amount of money (215); dividing the predetermined amount into a plurality of charges (225); providing the plurality... Agent: Isignthis Ltd

20140222676 - Mobile payment method, system and device using home shopping: The present embodiment relates to a mobile payment method, system and device using home shopping, wherein OTP (One Time Password) information is verified through a telephone conversation with an agent, ARS or a webpage, depending on the method for purchasing the specific merchandise chosen by the user in the process... Agent: Ski Planet Co., Ltd.

20140222681 - Online payment system and method: System, method, and computer program product are provided for a user to send and receive P2P payments using the Internet. Through the use of a network, a user may access accounts the user has at a financial institution and direct payments to other individuals or entities using the other individuals... Agent: Bank Of America Corporation

20140222682 - Provisioning a mobile communication device with electronic credentials: A novel system and methodology for conducting financial and other transactions using a wireless device. Credentials may be selectively issued by issuers such as credit card companies, banks, and merchants to consumers permitting the specific consumer to conduct a transaction according to the authorization given as reflected by the credential... Agent:

20140222678 - System and method for authentication using speaker verification techniques and fraud model: Embodiments of the invention provide for speaker verification on a communication device without requiring a user to go through a formal registration process with the issuer or network. Certain embodiments allow the use of a captured voice sample attempting to reproduce a word string having a random element to authenticate... Agent: Visa International Service Association

20140222675 - System and method for enabling anonymous money transfer: A method for enabling the transfer of currency between two parties that is comprised of an electronic application through which a receiver specifies the amount of money requested on a device, the device relays this information to a web server, which organizes this information and sends it to a central... Agent:

20140222684 - Information record infrastructure, system and method: A data security apparatus and method for controlling access to records provided within automated electronic databases, each record having an associated set of access rules, comprising: receiving, by a security processor, a request for access to records associated with at least one of an entity, attribute, and datum from a... Agent:

20140222685 - Systems and methods for encrypting location broadcasts: The present disclosure provides a system and method for providing a user with supplemental content based on the user's preferences and location. The disclosure provides a computer program that allows users to discover and organize content from a platform that is accessible from a mobile device or computer. Additionally, the... Agent: Swirl Networks, Inc

20140222686 - Authenticating licenses for legally-protectable content based on license profiles and content identifiers: The disclosed technology can mitigate the risk of infringing a content owner's rights in legally-protectable content by operating as a trusted, third-party license authority between content owners and content users to ensure that a license governing at least some aspects of the protectable content is authentic and thus validly represents... Agent: Black Duck Software, Inc.

20140222687 - Apparatus and method for reverse authorization: An apparatus and method for user identity control are provided. The apparatus includes a communication unit, a storage unit including a unique ID and a plurality of sections, each section including different identity information, and a controller for, in response to a transaction request, transmitting a request for identity information... Agent: Samsung Electronics Co. Ltd.

20140222688 - Apparatus and methods for secure element transactions and management of assets: Methods and apparatus for the deployment of financial instruments and other assets are disclosed. In one embodiment, a security software protocol is disclosed that guarantees that the asset is always securely encrypted, that one and only one copy of an asset exists, and the asset is delivered to an authenticated... Agent: Apple Inc.

20140222689 - Secure and efficient payment processing system: A method of processing commercial transactions carried out over the Internet (50) between account holders (30) and participating merchants (20) includes receiving a purchase request (352) of a buyer from a participating merchant (20) indicating that the buyer desires to carry out a transaction with the merchant (20). The transaction... Agent: Cardinalcommerce Corporation

20140222691 - System and method for formless, self-service registration for access to financial services: A system for enabling users to register to use external financial services comprises a central office comprising an operating platform including a communication interface and a user database having a plurality of records for individual users; wherein the central office communicates via the communication interface with a plurality of remote... Agent: Ganart Technologies, Inc.

20140222690 - Verification of a person identifier received online: A system and method for verification of a person identifier received online is described. The method includes receiving a request for verifying a person identifier (PI1); and estimating whether (a) PI1 identifies the same person as another person identifier (PI2), (b) sender of PI1 is the same person as sender... Agent: Paypal Israel Ltd..

20140222692 - Contextual heterogeneously sourced data retrieval and display: A method for displaying contextually relevant heterogeneously sourced data in a business application includes generating a user interface for a business application comprising a display of a record of a contact stored in a local data store and determining a context for the contact. The method also includes retrieving contextually... Agent: Sugarcrm Inc.

20140222693 - Claim and dispute resolution system and method: Dispute or claim resolution is facilitated within an online community of users. An initial claim is used to form reference user opinions that may resolve later received claims or disputes. A semantic tree structure having various tree elements are stored for each reference user opinion. If similarity exists between a... Agent:

20140222694 - Compensation evaluating support system for judgment of patent infringement: A compensation evaluating support system for judgment of patent infringement includes an electronic device respectively and signally connected to an input interface which serves to input an infringement data and an output interface which serves to output a judging result, a database module for saving the infringement data, a machine-readable... Agent: National Cheng Kung University

20140222695 - Integrated authentication system using electronic contract: The present invention is an integrated authentication system managing a process of conclusion of an electronic contract by communicating the electronic contract concluded at a mobile terminal with an integrated authentication server, the integrated authentication system comprises the electronic contract for electronically concluding a contract; the mobile terminal for downloading... Agent: I-on Communications Co., Ltd.

20140222696 - Peer to peer network for display of real estate information: A real estate data display system is provided comprising real estate data obtained from an aggregated source of real estate data such as an aggregation of broker listings or an Internet data exchange network (IDX). A repository storage area is provided for receiving first real estate data pertaining to a... Agent: Navia.com, LLC

20140222697 - System and method of objectively assessing properties for prospective purchasers: A system is provided for assessing properties for prospective purchasers. The system is a web based system that implements a method comprising the steps of: evaluating the location desirability of each property based upon pre-determined criteria and a graphical rating system, such as a five star rating system and assigning... Agent:

20140222699 - Heat transfer compositions: The invention provides a heat transfer composition comprising up to about 30% by weight carbon dioxide (R-744), from about 30% to about 80% by weight difluoromethane (R-32), and 1,3,3,3-tetrafluoropropene (R-1234ze).... Agent:

20140222698 - Systems and methods for tracking renewable energy credits: Systems and methods for tracking renewable energy credits are provided. In one embodiment, a system can be provided. The system can include at least one processor. The system can also include at least one memory comprising computer-executable instructions. When the computer-executable instructions are executed by the at least one processor,... Agent: Em Biofuels, LLC

20140222704 - Community boundaries in a geo-spatial environment: A method and system of community boundaries in a geo-spatial environment are disclosed. In one embodiment, a method may include obtaining a location on a geo-spatial map, determining a representative of a community in the community network associated with the location, and obtaining a community boundary selection associated with a... Agent:

20140222700 - Predictive pairing and/or matching systems, apparatus, and methods: Systems, methods, and apparatus for psychometrically pairing real estate agents with potential real estate clients. Some methods include retrieving social data for social network members. Such methods also include comparing the social data to a profile of the agent to psychometrically pair the members as potential clients for the agent.... Agent: Home Zoo, LLC

20140222703 - System and method for efficient messaging and for populating activity streams: Systems and methods which facilitate efficient messaging and populating an activity stream are disclosed. In an aspect, a communication and feedback platform is disclosed which enables customers to provide public or private feedback messages to a business. Feedback messages may be tagged with employee information (further facilitated with appropriate privacy... Agent: Strum, Inc.

20140222701 - System and method of integrating various platforms and methods of using the same: The present invention relates generally to systems and methods of integrating various platforms and streams, including social platforms and streams as well as networking, customer management, targeted marketing, and enterprise operations relating to the systems and methods. The present invention also includes methods of using the above integration, networking, publishing... Agent:

20140222702 - Systems and methods for searching for professionals within an online community: Systems and methods for searching for professionals within an online community. In an embodiment, a database is provided comprising member information for each of a plurality of members, including professional members and non-professional members. Activity information concerning one or more interactions between one or more of the professional members and... Agent: Taxconnections, Inc.

20140222705 - Recommending students to prospective employers based on students' online content: A system and method for recommending a producer to a consumer. An example is provided illustrating a social network for online learning. Students, teachers and employers contribute content to the social network. A recommendation engine obtains the content, extracts objects from the content and determines relationships among the objects and... Agent:

20140222707 - Distributed commerce system: A networked system for managing commercial interactions is providing. In some embodiments, the system includes: a bundle-passing interface between a plurality of networked users including distribution logic including a distribution control input responsive to machine-readable information in the bundles; and a statistics collection engine including a control input responsive to... Agent: Thomson Financial LLC

20140222706 - Privacy management policy hub: A system architecture is disclosed that includes a privacy management system. In particular, the privacy management system provides a policy hub for maintaining and managing customer privacy information. The privacy management system maintains a master data database for customer information and customer privacy preferences, and a rules database for privacy... Agent: Oracle International Corporation

20140222710 - Method and apparatus for acquiring detailed delivery tracking: Systems and methods for carton- and item-level tracking of deliveries to retail locations in a supply chain are described. A central shipment management system receives over a network, from one or more retail distribution centers associated with a plurality of retail locations, advanced shipping notice information describing one or more... Agent: Progressive Computer Services, Inc.

20140222708 - Method and apparatus for providing detailed delivery tracking: Systems and methods for carton- and item-level tracking of deliveries to retail locations in a supply chain are described. A central shipment management system receives over a network, from one or more retail distribution centers associated with a plurality of retail locations, advanced shipping notice information describing one or more... Agent: Progressive Computer Services, Inc.

20140222709 - Method and apparatus for updating detailed delivery tracking: Systems and methods for carton- and item-level tracking of deliveries to retail locations in a supply chain are described. A central shipment management system receives over a network, from one or more retail distribution centers associated with a plurality of retail locations, advanced shipping notice information describing one or more... Agent: Progressive Computer Services, Inc.

20140222711 - Systems and methods for parcel delivery to alternate delivery locations: A system, in various embodiments, is configured to redirect undeliverable parcels to alternate delivery locations. The parcels may be undeliverable due to an unavailability of an intended recipient of the parcels to sign for the parcels or otherwise take delivery of the parcels at the delivery address. The system may... Agent: United Parcel Service Of America, Inc.

20140222712 - Data acquisition, normalization, and exchange in a retail ecosystem: A method for normalizing and exchanging document data between trading partners in a retail ecosystem. The method may include acquiring electronic documents from a plurality of sending trading partners, each electronic document from the sending trading partners provided in a format corresponding to which trading partner the electronic document came... Agent: Sps Commerce, Inc.

20140222718 - Information processing system, information processing method and computer program product: An information processing system includes an obtaining unit, a first storage unit, and a usage value converter. The obtaining unit obtains, from a service provider, fourth information including first to third information pieces. The first information indicates a type of the service, the second information identifies a user, and the... Agent:

  
  
  
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