Data processing: financial, business practice, management, or cost/price determination patents - Monitor Patents
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Data processing: financial, business practice, management, or cost/price determination

Below are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
07/10/2014 > 208 patent applications in 94 patent subcategories.

20140195260 - Assessing practitioner value in multi-practitioner settings: A plurality of actual outcome data points, including actual outcomes for a plurality of episodes of a process, are obtained for the process. A practitioner-independent baseline outcome is also obtained for the process. For each given one of the actual outcome data points, the given one of the actual outcome... Agent: International Business Machines Corporation

20140195264 - Chronic population based cost model to compare effectiveness of preventive care programs: Our invention is a cost model for healthcare, based not on “age”, as it is done currently, but on “chronic illness” as a risk factor. Using the model it is possible to derive two burden numbers, “Primary” and “Secondary” that is an inverse measure of the success of primary and... Agent:

20140195254 - Demand-driven blood bank enterprise planning and management system: A method for optimizing collection and usage of a necessary bodily fluid comprises determining an historical demand of the bodily fluid, measuring a first external contingent factor, creating a donor recruitment plan based at least in part on the historical demand and the external contingent factor, implementing the donor recruitment... Agent:

20140195262 - Drug registration apparatus and program: A drug registration apparatus includes a registration module configured to store a name of drug. The drug may have been administered to a patient during a medical procedure, such as an operation or surgery. A display control module is configured to display, on a display unit, the drug name stored... Agent: Toshiba Tec Kabushiki Kaisha

20140195261 - Health care quality patient satisfaction system: A method and a system are provided for assessing patient satisfaction at each of a plurality of locations in a healthcare facility. The method includes providing patients with access to data input devices at each of the locations in the healthcare facility. Patient input data via the data input devices... Agent:

20140195259 - Method and system for creating and utilizing a metadata apparatus for management applications: A method and system used to create a metadata apparatus that functions as a standard electronic language to both describe a complex item in precise detail and define data, objects, people and locations related to the item so as to provide a common secure platform and unlimited secondary meaningful use... Agent:

20140195258 - Method and system for managing enterprise workflow and information: A system for enterprise workflow management includes software and hardware for gathering information regarding the current state of workflows within the enterprise, examining the operational relationships among the systems and entities relating to the workflows, and facilitating improvement of the workflows throughout their respective lifecycles.... Agent:

20140195257 - Method and system for workflow modification: A system and method for workflow modification in a facility is disclosed herein. The system comprises a sensors, communication devices and a location engine. The location engine is configured to determine a location of at least one object or person, determine a first workflow from at least one location of... Agent: Awarepoint Corporation

20140195265 - Method for reimbursement of healthcare services: Embodiments of the invention relate to methods for gaining reimbursement for provided healthcare services.... Agent: Allergan, Inc.

20140195263 - Personal health data hub: In various embodiments, a personal health data hub (“PHDH”) may include a device that receives health data from personal health devices (“PHDs”), stores the health data, and sends them to personal health records. Health data may be received by PHDH using multiple communication technologies, such as Bluetooth, Bluetooth Low Energy,... Agent: Signove Tecnologia S/a

20140195255 - System and method for assessment of patient health using patient generated data: A method for evaluating a patient in telehealth treatment includes receiving non-medical data corresponding to a patient from a social network service through a data network, identifying a health characteristic of the patient in the non-medical data, generating a message including health advice associated with the identified health characteristic of... Agent: Robert Bosch Healthcare Systems Inc.

20140195256 - Workflow context aware location tracking system and method: A system and method for improving tracking indoor or outdoor object movement using workflow context information. The system comprises a location tracking sub-system, communication devices and a context-aware location engine. The context-aware location engine is configured to receive from the location tracking sub-system a plurality of initial location estimations for... Agent: Awarepoint Corporation

20140195270 - Electronic method and system that improves efficiencies for rendering diagnosis of radiology procedures: An electronic method and system for improving radiologists' efficiencies when viewing radiology procedures and rendering diagnosis in a manner that emulates current methods and apparatus. The method of the present invention includes reviewing electronic radiology images and reports contained in a patient's digital master folder (an information object invented to... Agent: Avreo, Inc.

20140195268 - Medical management server and medical management method thereof: According to the inventive concept, The health management server in accordance with the inventive concept includes an interface unit receiving progression data representing a health state of a user who got diagnosis or treatment in a hospital from a user terminal; and a statistical analysis unit statistically analyzing the progression... Agent:

20140195269 - System and method for health assessment, prediction and management: A health assessment, prediction, and management system/method includes a first mechanism that acquires and captures a data set comprising an individual's health status, a local computer server having a first platform for the first mechanism to input the data set, and a central server in communication with the local computer... Agent: 360 Health Vectors Private Limited

20140195267 - Techniques to improve accuracy of a medical report relating to a medical imaging study: Techniques for improving the accuracy of medical reports prepared by medical professionals. One technique may entail providing a system to automatically pre-populate a medical report by extracting data from a medical imaging study and pre-populating fields in the report with the extracted data. Another technique may entail providing a system... Agent: Nuance Communications, Inc.

20140195266 - Techniques to improve accuracy of a medical report relating to medical imaging study: Techniques for improving the accuracy of medical reports prepared by medical professionals. One technique may entail providing a system to automatically pre-populate a medical report by extracting data from a medical imaging study and pre-populating fields in the report with the extracted data. Another technique may entail providing a system... Agent: Nuance Communications, Inc.

20140195271 - Combined annuity and life insurance method and system: An interconnected deferred equity indexed annuity policy and a fixed, variable or equity indexed universal life insurance policy, or variable life insurance policy, method and system where a computer periodically transfers annuity investment gains, if any, and the gains are transformed into premiums for the life insurance policy. Further growth... Agent:

20140195273 - System and method for providing systemic casualty reserve protection: A system, method and computer readable storage medium for calculating a first industry index amount at an index year based on selected loss values for the index year for a plurality of companies in a defined line of business and a predetermined number of years preceding the index year for... Agent: Guy Carpenter & Company, LLC

20140195275 - Systems and methods for performing a risk management assessment of a property: System and methods for performing a risk management assessment of a property using at least aerial imagery of the property and additional data about the property that is evaluated against risk management criteria. Data acquired through aerial imagery includes identifying buildings and floor area of the buildings, condition of the... Agent: Eagle View Technologies, Inc.

20140195272 - Systems and methods of gamification for a driving performance product: Systems and methods of adding a gamification layer or platform to a driving performance product, such as, a usage-based insurance product. One method includes determining a game-based objective based on the driving performance of a driver, offering a real-world or virtual incentive to the driver to complete the objective, tracking... Agent:

20140195274 - Unemployment risk score and private insurance for employees: Systems and methods for scoring unemployment risk and predicting unemployment probability and for optionally providing unemployment insurance to employees. The unemployment insurance is provided through a private insurer under which the unemployment insurance policy coverage and benefits terms are selected, and policy premiums paid for, by employees. The unemployment insurance... Agent: Scorelogix LLC

20140195280 - Computer-implemented system and method for facilitating rental of private parking space by an urban resident: A computer-implemented system and method for facilitating rental of a private parking space by an urban resident are provided. Motor vehicle parking spaces located in a residential area are managed through a server. Smart parking devices that are each physically proximate to least one of the parking spaces are interfaced... Agent: Palo Alto Research Center Incorporated

20140195282 - Computer-implemented system and method for offering customer priority parking reservations: A system and method for offering customer priority parking reservations. Motor vehicle parking spaces are provided through a server. The server respectively interfaces with smart parking devices, vehicle occupancy sensors, and parking availability indicators that are each associated with the parking spaces. The parking spaces are reserved by accepting a... Agent: Palo Alto Research Center Incorporated

20140195283 - Computer-implemented system and method for offering merchant and shopper-friendly parking reservations through tourist privileges: A computer-implemented system and method for offering merchant and shopper-friendly parking reservations through tourist privileges is provided. Motor vehicle parking spaces located in a tourist area of an urban environment are managed through a server. Smart parking devices and vehicle occupancy sensors are each proximate to at least one of... Agent: Palo Alto Research Center Incorporated

20140195279 - Computer-implemented system and method for providing guest parking reservations: A computer-implemented system and method for providing guest parking reservations are provided. Motor vehicle parking spaces located in a residential area are managed through a server. Smart parking devices and vehicle occupancy sensors that are each physically proximate to least one of the parking spaces are interfaced to the server.... Agent: Palo Alto Research Center Incorporated

20140195281 - Computer-implemented system and method for providing information through a display of parking devices: A computer-implemented system and method for providing information through a display of parking devices is provided. A multiplicity of motor vehicle parking spaces is managed through a server. Smart parking devices, vehicle occupancy sensors, and parking availability indicators are associated with at least one of the parking spaces. Use of... Agent: Palo Alto Research Center Incorporated

20140195278 - Methods and systems for determining user location: Methods and systems of determining the approximate location of a terminal are described herein. In one embodiment, a computer system receives from a first mobile computer terminal and/or from a communication system in communication with the first mobile computer terminal, global positioning satellite and/or cellular network location data, wherein the... Agent: Ticketmaster, L.L.C.

20140195277 - Systems and methods for generating dynamic seating charts: This invention relates to systems and methods for creating seating charts in digital form, and more particularly to systems and methods for user-driven creation and visualization of interactive digital seating charts, particularly for ticketing and reservations systems.... Agent:

20140195276 - Ticket transfer: A system and method transfers a ticket from one party to another through a ticketing application in a computing device. A purchased ticket may be electronically received by the user and saved to a database accessible by the computing device. The ticket may be assigned a unique fingerprint to prevent... Agent: Vendini, Inc.

20140195284 - Computerized system and method for business process modeling and testing: A computerized system and method for building a business process test repository. This repository could be used to test and optimize business processes in an organization. In many cases, the test cases in the repository may be reused for different applications and/or products. Embodiments of the system develop test cases... Agent:

20140195285 - System and method for creating cultural heritage tour program and historical environment for tourists: The embodiments herein provide a system and a method for creating a real time environment depending on the historical era preferred by a tourist. The method provides a tour program that provides a historical era experience to the tourists according to their preference. The method allows the tourist to choose... Agent:

20140195286 - Methods and systems for integrated control of subterranean operations: Methods and systems for integrating operations of various subsystems involvement in managing subterranean operations are disclosed. Data relating to a subterranean operation is received from one or more functional units at a centralized functional unit. The received data is used by the centralized functional unit to in a number of... Agent:

20140195287 - Gesture based electronic signature: A business process management application provides a gesture based signature, and approval mechanism that associates a reply or assent from a remote device with the business process that sent it, thus providing assurances that the resulting approval or disapproval was properly obtained and records the reply for future accountability. A... Agent:

20140195289 - Project plan generation from an information architecture model: Provided are a computer implemented method, computer program product, and system for generating a project plan by creating an association between a development method in a hierarchy of development methods and an architectural element in a hierarchy of architectural elements in a computer-based model of a system, and providing a... Agent: International Business Machines Corporation

20140195288 - Systems and methods for locally outsourcing work: Systems and methods are disclosed that provides local outsourcing by guaranteeing that a consultant will be available at a premise of a customer within a first predetermined period on request; guaranteeing that the customer can visit the consultant's premise within a second predetermined period on request; and guaranteeing that one... Agent:

20140195290 - Task management system and method: The invention provides a system, method, and computer readable medium for facilitating the execution of one or more tasks. Task data pertaining to a plurality of tasks and worker data pertaining to one or more workers may be saved to a computer system. Each worker may be provided with an... Agent: Schlumberger Technology Corporation

20140195291 - Methods, systems, and computer program products for schedule management based on locations of wireless devices: A method for managing appointments using a wireless device includes receiving scheduling data for a future appointment including a time associated with the future appointment. A current location of the wireless device is determined, and a reminder for the future appointment is provided at a time prior to the future... Agent: At&t Intellectual Property I, L.p.

20140195292 - Techniques for instantiating and configuring projects: Techniques for project management instantiation and configuration are provided. A master project includes policy directives that drive the dynamic instantiation and configuration of resources for a project. The resources are instantiated and configured on demand and when resources are actually requested, in response to the policy directives.... Agent: Novell, Inc.

20140195293 - Workflow system and method with skip function: Delay in a workflow is avoided by introducing a skip operation upon execution of the workflow. Additionally, a person in charge of the workflow eventually participates in the workflow process even if he/she has been skipped. The workflow design defines skippable activities, in advance, as well as re-execution points in... Agent: International Business Machines Corporation

20140195294 - Method and system for high volume document processing: A system and method configured for a dynamic sorting scheme is disclosed. The method may comprise receiving a mailing data corresponding to multiple mailing pieces, analyzing the mailing data based on an intended geographic destinations of the multiple mailing pieces and determining multiple geographic location groupings, filtering the mailing data... Agent:

20140195295 - Task management system and method: The invention provides a system, method, and computer readable medium for facilitating the execution of one or more tasks. Each worker may be provided with an electronic device capable of determining and transmitting its geographical location (and thus the worker's geographical location) to the computer system via one or more... Agent: Schlumberger Technology Corporation

20140195297 - Analysis of usage patterns and upgrade recommendations: An approach is provided for analyzing usage patterns of computing devices and providing upgrade recommendations. The approach is implemented in a computer infrastructure having computer executable code on a computer readable storage medium having programming instructions operable to: monitor usage on one or more electronic devices; and recommend upgraded functionality... Agent: International Business Machines Corporation

20140195296 - Method and system for predicting viral adverts to affect investment strategies: A system for determining a viral entity in a networking environment is provided that includes a presentation tier module that includes a front end user interface to make application calls to start a service. A data tier module receives a selective application call from the presentation tier module and gathers... Agent: Fmr LLC

20140195299 - Computer system for accumulating descriptive profile data along with source information for use in targeting third-party advertisements: A method of accumulating descriptive profile data uses a databank that can be contacted by profile providers who contribute profile elements about an online visitor. The method includes keeping track of which profile provider contributed which elements, so that use of particular elements in targeting electronic third-party advertisements automatically can... Agent: Almondnet, Inc.

20140195300 - Site of interest extraction device, site of interest extraction method, and computer-readable recording medium: A site of interest extraction apparatus (10) includes: a passage section identification unit (4) that, for each user (20), renders a virtual line on a map using position information and direction information based on map information and on grid information identifying a plurality of sections, and identifies sections through which... Agent: Nec Corporation

20140195298 - Tracking of near conversions in user engagements: A computing method and system is disclosed for analyzing interactions between a user and a customer support agent. Typical interactions include inquiries about a product or service, and a service call. When the user purchases a good or service, or successfully completes a service call, the customer converts, e.g. the... Agent:

20140195301 - Event demand system and method: A system and method for event demand creation and event organization is provided in which an interested party can create a demand for an event at a particular location and then encourage other people to join the demand. Once the demand reaches critical mass, the event provider is notified of... Agent: Eventful, Inc.

20140195302 - Guided walkthrough provider: A system for providing a guided walkthrough of a retail store to a user. The system receives at least one criteria. The at least one criteria defines a customer segment. The customer segment corresponds to a set of customers of the store. The system also determines a representative path. The... Agent: Oracle International Corporation

20140195303 - Method of automated group identification based on social and behavioral information: A computerized system and method of providing targeting metrics is provided in which a computer performs the steps of: providing a plurality of assigned groups; receiving information sufficient to categorize a plurality of individuals into the plurality of assigned groups; and receiving demographic, social, interest and behavioral information regarding the... Agent: Y13 Ltd

20140195304 - Peeractive technologies and online shopping: The number of users viewing a given variable directly affects the rate of change and/or outcome of said variable. In the case of eCommerce, pricing of products and/or services is based upon a user accessing a website on which products and/or services are for sale. An initial price indicia associator... Agent: Peeractive, Inc.

20140195306 - Enterprise decision management: Embodiments relate to managing and executing interpreted language code. An aspect includes a parser configured to parse controlled language code against both a language grammar and for building an execution model comprising parsed known concepts. Another aspect includes a pattern matching engine configured to match patterns in the controlled language... Agent: International Business Machines Corporation

20140195305 - Method for creating a digital solution for a business: A method of creating a digital solution, such as a website, for a business where business specific information is collected separately before digital solution information is collected that pertains to the creation and delivery of the digital solution. The business specific information collected may be industry specific, stored separately in... Agent:

20140195307 - Strategic planning management: An information technology (IT) strategic management system (and corresponding methodology) that enhances efficiency and effectiveness of IT planning processes and projects is provided. In particular aspects, the systems commence with a review of current IT state and strategy influencers. The state is analyzed to establish (or alternatively, to update) a... Agent: Wells Fargo Bank, N.a.

20140195308 - Analyzing the capabilities of a business enterprise: Analyzing the capabilities of a business enterprise, including: identifying, by a capability advisor module, capabilities required to carry out a business initiative; identifying, by the capability advisor module, capabilities of the business enterprise; and determining, by the capability advisor module, lacking capabilities of the business enterprise that are required to... Agent: International Business Machines Corporation

20140195309 - Method and system for manipulation of cost information in a distributed virtual enterprise: A method, system, apparatus, and computer program product for processing e-commerce information are presented. A business entity may transfer e-commerce agreements through an electronic marketplace. The business entity retrieves dependency information about a commercial transaction from an e-commerce agreement. The business entity incorporates the dependency information, e.g., dates, costs, deliveries,... Agent: C/o Ebay Inc.

20140195310 - Virtual trainer for in vehicle driver coaching and to collect metrics to improve driver performance: A method of providing visual feedback to a driver based on data collected during vehicle operation. A processor at the vehicle analyzes vehicle data, and determines when predetermined threshold values have been reached for particular parameters. Whenever such a threshold is reached, a visual alert is presented to the driver.... Agent: Zonar Systems, Inc.

20140195311 - Method and system for integrating production, quality and repository functions in a computer-based manufacturing system: A method, apparatus and program storage device for integrating a quality inspection system, a production system and a repository system in a computer-based manufacturing system.... Agent:

20140195312 - System and method for management of processing workers: A system and method for automatically determining an amount of review a crowd-sourcing task needs after an initial review has been completed by a processing worker. An evaluation metric is automatically assigned to the work performed by the processing worker to determine the appropriate amount of human review required for... Agent: Locu, Inc.

20140195313 - Controlling use of parking spaces using cameras and smart sensors: Tracking use of a destination location is disclosed. A first unique identifier of a first vehicle is received based on a sensor located within the first vehicle. A first location of the first vehicle is determined based on a first vehicle image taken at a second time. A second location... Agent: Cloudparc, Inc.

20140195315 - Apparatus for collecting objects: An apparatus for collecting objects has a container for receiving and collecting objects, a unit in the container for determining a weight of an object introduced in the container, and a unit providing compensation to a person who introduced the object into the container, based on the weight of the... Agent:

20140195317 - Single order method for independent sales representative as used in the party plan direct marketing method of selling products: A business method and system for executing the method that involves gathering merchandise orders at a show in the home of a hostess. The method compiles the merchandise orders while maintaining a relationship between each individual order and information pertaining to the guest making the order. The guest information maintains... Agent: Cabi, LLC

20140195316 - System and method for enhanced and combined online marketing and sales: A method for managing the sale of goods and services includes coupling at least one good or service to a first hyperlink associated with the first vendor and the at least one good or service. A database tracks and stores the purchase of the at least one good or service... Agent:

20140195318 - Mobile coupon analysis systems and methods: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic... Agent: First Data Corporation

20140195319 - Online marketplace with shipping incentives: A marketplace server and method for facilitating purchase transactions are provided. A marketplace server may include a routing engine configured to receive an order for goods from a first computing device associated with a first customer, with the order including a first delivery address of the customer. The routing engine... Agent: Microsoft Corporation

20140195320 - Systems and methods to determine the name of a physical business location visited by a user of a wireless device and redeem a coupon at the physical business location: Methods and systems that record the location of a user and transmit targeted content to a user based upon their current and past location. A network is configured to include a server programmed with a database of targeted content, a database of location information, a database of user information, a... Agent: Enhanced Geographic LLC

20140195321 - Method and apparatus for the anonymous targeted delivery, application and management of electronic coupons and promotions: A sponsor-agnostic and scalable platform is disclosed that enables websites and point-of-sale terminals to apply targeted offers to anonymous consumers' purchases. Reimbursements to retailers for sponsors' offers are expedited by installing an API (Application Program Interface) at points-of-sale in the retailer's offer network. The API transmits reports and sales data... Agent: Zaaching LLC

20140195322 - System for marketing campaign specification and secure digital coupon redemption: Product vendors are provided with a system for performing a marketing campaign to mobile communication device users, providing offers as instruments, such as digital coupons, to a selected group of users of the mobile communication devices and validating the integrity of the instruments. The invention has two phases: the selection... Agent: Groupon, Inc.

20140195323 - Website and mobile app for shopping list price comparison: A method of pricing a shopping list includes receiving input effective to generate a shopping list identifying multiple different items. The method also includes identifying pricing data of the different items, the pricing data including: a unit cost of each of the different items at multiple different locations, each of... Agent: Fujitsu Limited

20140195324 - System and method for enhanced commerce: A program controlled data-processing system and computer-based method for facilitating retail transactions based on a seamless translation of reward points into a suitable currency for purchase. In one embodiment, the present invention allows a user to utilize points without the traditional redemption restrictions or encumbrances associated with reward programs.... Agent:

20140195314 - System and method for networked loyalty program: This disclosure provides a loyalty program on a network-wide level. Embodiments may associate UPC and SKU data on a network level to reward consumers and/or to analyze the data for a variety of business purposes, such as market segmentation analyses and/or analyses relating to consumer spending behaviors or patterns, for... Agent: Propulsion Remote Holdings, LLC

20140195325 - Credit card and service organization cooperative program: A user is issued a special credit card by a credit card company or the like. Participating merchants offer discounts on transactions completed using the special credit card; those discounts are not available for transactions involving other credit cards. The transaction history for the special credit card is monitored and,... Agent:

20140195326 - System and method for rebate queue management: A rebate queue management system comprises a seller end, a buyer end, a payment module end, a transaction extraction unit, a discount extraction unit, a rebate calculation unit, a sorting unit coupled to the rebate calculation unit, a queue unit coupled to the sorting unit, and a rebate unit coupled... Agent:

20140195327 - Mobile communication and coupon-pushing system and method: A system and method for providing discount coupons to a customer in a business establishment such as a restaurant. A control server associated with the business establishment is configured to communicate over a wireless communication link with a mobile telecomputing device, such as a smart phone, of the customer. The... Agent: Tezhq, Inc.

20140195328 - Adaptive embedded advertisement via contextual analysis and perceptual computing: Technologies for adaptively embedding an advertisement into media content via contextual analysis and perceptual computing include a computing device for detecting a location to embed advertising content within media content and retrieving user profile data corresponding to a user of a computing device. Such technologies may also include determining advertising... Agent:

20140195330 - Methods and apparatus for providing effectiveness score of advertisements: An apparatus includes a collection agent, an aggregation module, an analysis module, and a presentation module. The collection agent is operatively coupled to a data storage and is configured to (1) incrementally collect data associated with a presentation of media on a display of an electronic device, and (2) send... Agent: Tremor Video, Inc.

20140195331 - Search device, non-transitory computer-readable recording medium in which search program is recorded, and search method: A search device (200) correlates and records keywords representing products or the like, the degrees of importance of the keywords, and the locations of Web pages in which the products or the like are described. Upon receiving information indicating that a user intends to purchase: a first product or the... Agent: Rakuten, Inc.

20140195329 - Systems, methods, and media for presenting an advertisement: Systems, methods, and media for presenting an advertisement are provided. In some embodiments, systems for presenting an advertisement are provided, the systems comprising: at least one hardware processor that: receives information relating to an advertisement space; determines at least one score for each of a plurality of segments for a... Agent:

20140195332 - Advertising campaign planner for optimum lead delivery and quality to advertisers with pareto-optimal pricing between advertisers and publishers: Systems and methods are disclosed for planning an advertisement campaign. In one implementation, a processing device provides one or more advertisements associated with a first advertising campaign within one or more advertising placements, each of the one or more advertisements being configured to receive sign-up information from one or more... Agent: Pontiflex, Inc.

20140195335 - Method and system for dynamic advertising based on user actions: A method and system for dynamically responding to advertisement reactions of a user in social network that includes serving an initial advertisement to a user of a social network; gathering a response action of the user associated with the initial advertisement; categorizing a quality of the response action of the... Agent: 140 Proof, Inc.

20140195333 - Social commerce return on investment: A system and method are disclosed for analyzing return on investment (ROI) for social commerce interactions. User data associated with a target group of social media users is collected and processed to generate a first set of social commerce metrics. The user data comprises a first set of social media... Agent: Dell Products L.p.

20140195334 - Systems and methods for optimizing data driven media placement: System and methods are presented for selecting advertising slots in an advertising campaign with an audience management system. In some embodiments, a user selects a budget value, which is partitioned into a first and second partition value. The audience management module stores a plurality of data structures in a memory,... Agent: United Video Properties, Inc.

20140195336 - System and method for targeted advertising and promotions using tabletop display devices: In one embodiment, a system includes a plurality of table-top display devices for displaying advertising content associated with advertiser to patrons of a business establishment. Each of the plurality of table-top display devices includes a display screen configured to display the advertising content, a data storage configured to store content... Agent: Display Points Technologies, Inc.

20140195337 - Browser interface for accessing supplemental content associated with content pages: A user of a computing device may view a content page on a display of a computing device. One aspect of the disclosure is a browser user interface than enables the user to flip the content page (or portion thereof) over (e.g., via a touchscreen gesture) to view supplemental content,... Agent: Amazon Technologies, Inc.

20140195338 - Method, system and components for obtaining, evaluating and/or utilizing seller, buyer and transaction data: Methodologies, systems, components and software are provided that perform web analytics to measure visitor to consumer conversion continuously throughout surfing, through conversion and past completion of a purchase on-line. In accordance with at least one embodiment, such methodologies, systems, components and software may be utilized to determine efficacy of a... Agent: Buysafe, Inc.

20140195340 - Advertisement information providing device and advertisement information providing method: An advertisement information providing device includes an advertisement content storage unit that stores advertisement content of a plurality of types. The advertisement information providing device includes an expected earning calculation unit that calculates expected earnings per unit impression number for each type of the advertisement content or for a combination... Agent: Yahoo Japan Corporation

20140195339 - Media mix modeling tool: A media mix modeling tool is configured to enable a marketing budget to be analyzed for purposes of allocation across different marketing channels and campaigns. The media mix modeling tool utilizes and builds upon web analytics data. For example, for particular channels that are to be the subject of a... Agent: Adobe Systems Incorporated

20140195341 - Advertising subsidized computer network printing systems, methods and products: Methods, systems and non-transitory computer-readable media comprising executable instructions are provided to present one or more digital advertisements before a document is physically printed. A print request is captured and a digital advertising client selects and presents one or more digital advertisements before the print request is directed to a... Agent: The Printer Project, LLC

20140195342 - Information processing apparatus, information processing method, and recording medium: An information processing apparatus includes a sharing unit that shares control information including at least a first URI and a second URI, a first obtaining unit that obtains first data referring to the first URI, based on the control information that is shared by the sharing unit, a second obtaining... Agent: Sony Corporation

20140195343 - Method and system of displaying information related to items offered for sale in a network-based marketplace: A system and method for transmitting information related to items offered for sale at a market lace location includes reviewing a first video stream to identify items displayed in the first video stream which correspond to the items offered for sale at the marketplace location, and generating a second video... Agent: Ebay Inc

20140195344 - Performing actions using visual search: The disclosure includes a system and method for performing actions using visual search. The system includes a controller, an image recognition module and a polling engine. The controller receives data describing an image that is associated with a poll from a first user. The image recognition module identifies the image... Agent: Ricoh Co., Ltd.

20140195345 - Customizing advertisements to users: A computer system analyzes a user profile of a user and determines a product that the user expressed an interest in purchasing. A template video for the product is obtained. This template video is modified to include personal information about the user in order to generate a customized advertisement that... Agent:

20140195347 - Method, system, and computer program product for business designation: The present disclosure relates to a tool for identifying and designating a status indicator to a transaction account and/or transaction account holder. The system may be configured to collect data associated with a plurality of transaction accounts and perform a deterministic data analysis on the data to identify transaction accounts... Agent:

20140195346 - Transaction exception-based financial product offers: Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.... Agent: Bank Of America Corporation

20140195348 - Method and apparatus for composing search phrases, distributing ads and searching product information: The present disclosure provides a method and an apparatus for composing search phrases, distributing searchable advertisements and searching for product information using a computer. The computer acquires a search behavioral data, and composes a search phrase based on an original search phrase, a product category selection and a product attribute... Agent: Alibaba Group Holding Limited

20140195351 - Kiosk network system: A platform is provided having a network of interactive kiosks with multiple local services running on each individual kiosk. The kiosk network provides users or interested viewers with relevant information, as well as the ability to react to such information in a relevant manner.... Agent: City Coridor, LLC

20140195349 - Method and system for distributing targeted advertising and intuitive wayfinding: The present invention is a method for displaying messaging, wayfinding and advertising on interactive kiosks and digital wireless communication devices including handheld portable devices within a Wireless Local Area Network (WLAN) or through the Internet. The information is stored in databases connected to the Internet that include maps of shopping... Agent: Mallwise, LLC

20140195350 - White page and yellow page directories in a geo-spatial environment: A method, apparatus and system of white page and yellow page directories in a geo-spatial environment are disclosed. In one embodiment, a method includes geocoding an address data associated with a listing of a directory on a map and publishing an inventory of a user associated with the listing to... Agent:

20140195352 - Advertising on computing devices: The present invention relates generally to a method executable at a networked computing device having a display. The method generally includes (i) displaying advertising content on the display when the computing device is in a locked state in which interactions with the computing device are limited, (ii) receiving an unlocking... Agent:

20140195356 - Advertisement display method of mobile communication terminal using button bar or notification bar, and apparatus thereof: The present invention relates to a method for displaying an advertisement in a mobile communication terminal using a button bar (icon) or an indication bar (icon), and an apparatus thereof, the method comprising the steps of: sensing whether a user operates a call allowance button bar; and inserting and displaying... Agent: J & Comms Co., Ltd.

20140195353 - Advertising on computing devices: The present invention relates generally to a method executable at a networked computing device having a display. The method generally includes (i) displaying advertising content on the display when the computing device is in a locked state in which interactions with the computing device are limited, (ii) receiving an unlocking... Agent:

20140195354 - Media marketing system and method: A system and process is provided for distributing branding and content messages to wireless mobile devices such as mobile handsets. The system has a mobile media portal process that enables a content owner and one or more sponsors to cooperate in negotiating, planning, and executing a branding or content campaign.... Agent: Wigglewireless, LLC

20140195355 - Theme based advertising: Various embodiments of the present disclosure are related to leveraging mobility management techniques implemented in mobile networks to distribute advertisements to mobile devices. In certain embodiments of the present disclosure, advertisements can be transmitted on a broadcast control channel of a base station and in at least one embodiment the... Agent: At&t Mobility Ii LLC

20140195357 - Point of sale system for managing the timed sale of products: The present invention provides a point of sale system for offering local flash sales to customers through, for example, a plurality of POS apparatuses operatively coupled to a network. The flash sales may be tied to an online flash sale site offering similar or concurrent flash sales.... Agent:

20140195358 - Managing media playback: Technology for managing playback of streaming media and ads associated therewith, is disclosed. Receiving a list indicating the location of ad pods in the stream and, optionally, indicating a list update time. Receiving instruction to play the stream forward from a seek point. Determining unplayed stream ads associated with locations... Agent: Cbs Interactive Inc.

20140195359 - System and method for computer automated payment of hard copy bills: A system and method for paying hard copy bills using a computer is disclosed. Merchants and payors create electronic accounts with this system and method. Merchants generate bills and register them with the merchant account. Payors scan the bill with a computer, cell phone, or other electronic device, and pay... Agent:

20140195360 - Sales system and method, and computer program thereof: A sales system includes a display unit and a selection unit configured to provide for display on the display unit a selection screen including at least one product image, and accept a user selection of one or more product images in the selection screen. The sales system further includes a... Agent: Toshiba Tec Kabushiki Kaisha

20140195363 - Electronic payment processing system: s

20140195361 - Method and system for active receipt management: A method and device for managing and storing a plurality of electronic receipts includes receiving transaction data corresponding to a product purchased during a purchase transaction with an electronic receipt server. The electronic receipt server may parse the transaction data to retrieve information describing an aspect or a detail of... Agent:

20140195362 - Remote transaction processing with a point-of-entry terminal using bluetooth: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the... Agent:

20140195364 - Systems and methods for flexible merchant pricing: One example embodiment relates to a computer-implemented method including receiving from a user, via a network, data relating to an item to be listed for sale at an item price in an electronic marketplace. An interactive pricing page is presented to the user, the pricing page including one or more... Agent: Ebay Inc

20140195365 - Bidding on product and service rentals: In some implementations, a method for auctioning includes presenting selection between a deal for a rental period for a product that enables a user to purchase a rental period for a specified amount and an auction a rental period for a product over an auction period. The product is possessed... Agent: Bling Yourself Inc.

20140195368 - Detecting a suspicious transaction within a network-based facility: Methods and associated computer-readable media to detect fraudulent activities made over a network-based facility using a machine are disclosed. Responsive to a first event with respect to the network-based facility and initiated either under a first user identity or a first set of user transaction preferences from the machine which... Agent: Ebay Inc.

20140195366 - Incremental valuation based network capacity allocation: A bid-based network sells network capacity on a transaction-by-transaction basis in accordance with bids placed on transactions. A transaction is the transmission of a quantum of data across at least some portion of the network, where the quantum of data can be as small as a single packet. Bids for... Agent: Microsoft Corporation

20140195369 - System and method for a hybrid clock and proxy auction: This invention defines a computer system for conducting an auction of a plurality of items including outputting prices for items, receiving bids, outputting updated prices and receiving further bids and then determining an allocation of at least one of the items.... Agent:

20140195367 - System and process for hierarchical multi-level segmentation and estimate reuse request: i

20140195377 - Combination retailing system for appraising precious stones and metals and dispensing gift cards, coupons and the like: A computer implemented method for appraising and selling an item includes the step of using a kiosk to physically receive the item from a seller. The method comprises the step of appraising the item by determining a composition of the item using an evaluating device and associating an exchange value... Agent: Ward Kraft, Inc.

20140195378 - Stage-wise analysis of text-based interactions: The stages of an interaction between a potential customer (the user) and a sales representative (the agent) during a sales interaction are identified to understand the interaction factors that drive sales and, by doing so, to serve the customer better and thus increase sales. Initially, a user makes contact with... Agent:

20140195379 - Technology alternative to money for enabling equitable trade: Technology, alternative to money, for enabling equitable trade between users. The technology embodies chiralkine money and chiralkine property rights created as vectors through chiralkine contracts made by a recorder that maintains an open register and a trading pair of two users.... Agent:

20140195382 - Collation/retrieval system, collation/retrieval server, image feature extraction apparatus, collation/retrieval method, and program: The present invention is a collation/retrieval system collating a product produced by or delivered from a producer or a distributor with a product to be collated for retrieval, comprising: a storage that stores, while a predetermined section formed into the same pattern for every product is set to a reference... Agent: Nec Corporation

20140195381 - System and method for seller and item filters: A system and method uses seller and item filters to identify items listed on a network based transaction facility that are qualified for a network based elite transaction facility.... Agent: Ebay Inc.

20140195380 - Wireless analytics in physical spaces: A wireless analytics system and method are disclosed that take shoppers through an initial registration process, after which they can access the Internet quickly and easily every time they visit any of the retailer's stores. During future visits to any of the retailer's store locations the shopper's device is automatically... Agent: Nearbuy Systems, Inc.

20140195385 - Apparatus and a method for simplying and displaying information: A method of generating a presentation comprising providing a collection of content where each unit of content has an identifier, providing a seed unit of content that contains references to the said identifiers, searching the existing collection of content for units of content with identifiers that are referenced by the... Agent:

20140195383 - Home appliance and method for shopping for goods using the same: A home appliance includes an input unit arranged on one side of a main body of the home appliance and to receive a designation command for at least one product, a communication unit to transmit information to a server related to a purchase site or receive information from the server... Agent: Lg Electronics Inc.

20140195384 - Message based generation of item listings: According to various exemplary embodiments, an electronic text message is received from a source telephone number, the electronic text message including content describing a product item. A seller of the product item is identified, based on the source telephone number, and the product item is identified, based on the content... Agent: Ebay Inc.

20140195371 - Information processing apparatus, information processing method, program and terminal apparatus: There is provided an information processing apparatus including a recommendation unit configured to generate a recommendation information for a target user based on a preference information of at least one associated person having a social relationship through a communication service or a locational relationship with the target user, and a... Agent: Sony Corporation

20140195370 - Systems and methods for feedback associated with an electronic shopping-cart: Methods and systems relating to feedback associated with an electronic shopping-cart are described. In some embodiments, item information associated with an item is received from a first user. The item is added to an electronic shopping-cart. A request to share the electronic shopping-cart with a second user is received. Shopping-cart... Agent: Ebay Inc.

20140195375 - Information providing apparatus, information providing method, and user device: An information providing apparatus receives wish information relevant to a wish item that a user wishes to have and position information of the user. The information providing apparatus transmits the wish information to a provider device used by a provider who provides items. The information providing apparatus receives provision information... Agent: Yahoo Japan Corporation

20140195374 - Managing inventory in a shopping store: A method for managing inventory includes detecting a shopping list on a communication device, transmitting the detected list to a server associated with the shopping store, transmitting images to the server, checking whether at least one item of the shopping list is present in an aisle based on a location... Agent: International Business Machines Corporation

20140195372 - Systems and methods for locating one or more items in a shopping store: A system for intelligently locating one or more items in a shopping store with multiple items arranged in multiple aisles includes a first communication device having a shopping assistance application configured to allow a shopper to input a shopping list comprising one or more items. Also included are multiple second... Agent: International Business Machines Corporation

20140195373 - Systems and methods for managing inventory in a shopping store: A system includes a first device for allowing a consumer to input a shopping list, and multiple second devices associated with a plurality of aisles in a shopping store. Each second device is configured to detect the shopping list on the first device when the consumer is within a predefined... Agent: International Business Machines Corporation

20140195376 - Systems and methods for selling content over a network: A method to generate revenue from supplied content is provided. Content is provided to a consumer via a network by providing a content service that allows the consumer to select and retrieve content as a package together with a clearing of the selectable content to an operator used by the... Agent:

20140195386 - Processing method and processing system for order data in network payment system: A processing method for order data in a network payment system. The processing method includes: receiving an order instruction issued from a user terminal; generating an order data including a connected user account information according to the order instruction; sending the order data and prompting a confirmation to the user... Agent: Tencent Technology (shenzhen) Company Limited

20140195387 - Customization of an e-commerce display for a social network platform: A first computer identifies electronic commerce activity related to a first user. The first computer retrieves a first data, wherein the first data is coupled to the electronic commerce activity. The first computer analyzes the first data and generates a second data. The first computer generates an electronic commerce display... Agent: International Business Machines Corporation

20140195388 - Customized product display: Technologies are described herein for customized product display. A data structure schema is defined for describing product graphics, such as product images, and for defining how aspects of the product graphics should be displayed. Through the use of the schema, a product manufacturer can provide product graphics to an e-commerce... Agent: Amazon Technologies, Inc.

20140195389 - Inventory management system: A statistical inventory management system may optimize inventory investment using historical usage and/or consumption of an inventory component by determining one or more target inventory levels (e.g., replenishment levels). Historical usage data may be summed for a plurality of at least partially non-overlapping time periods that may be each equal... Agent: Flowvision, LLC

20140195391 - Accounting data generation apparatus, method, and server apparatus: An accounting data generation apparatus includes a definition information storage unit, a business data acquisition unit, and an accounting data generation unit. The definition information storage unit stores definition information for generating a plurality of pieces of accounting data corresponding respectively to a plurality of accounting standards for each kind... Agent: Fujitsu Marketing Limited

20140195390 - Auditor's toolbox: A system and method for managing and providing selective access to automated data regarding daily valued defined contribution plans. More particularly, the present invention relates to systems and methods for managing accounting data between one or more clients and one or more administrators and one or more users (e.g., auditors,... Agent:

20140195392 - Systems and methods using a business object lifecycle for management of business records maintenance: Systems, methods, and other embodiments associated with using a business object lifecycle for management of business records are described. In one embodiment, a method includes defining a lifecycle for a customer tax role record having a plurality of possible lifecycle states. Subsequent to defining the lifecycle, the method monitors a... Agent: Oracle International Corporation

20140195393 - Tax data management and reporting system: A system and method to manage, report and collect property tax information and data in real time, which may provide a means to transmit and communicate information from a plurality of tax information sources to a plurality of tax information targets.... Agent:

20140195394 - System and method for charging services using effective quanta units: Embodiments are provided for enabling dynamic pricing of services to users. The amount of usage all or different services are quantized into quanta of minimum usage units, such as to an amount of effective bits (eBits) in communications services. The amount of usage of the different services is weighted differently,... Agent:

20140195396 - Actionable exception alerts: Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.... Agent: Bank Of America Corporation

20140195395 - Differentiated service levels for exception processing of financial transactions: Systems, method, apparatuses, and software are described for automatically detecting defects in financial transactions, automatically determining resolutions to the defects based on historical defect patterns, an interacting with customers to provide information and/or receive instructions regarding defects and how they should be resolved.... Agent: Bank Of America Corporation

20140195397 - System and method for gathering and performing complex analyses on power data from multiple remote sources: The invention encompasses data analytics, and more specifically, encompasses the efficient gathering and management of data, and the execution of data analysis solutions on complex power and pricing.... Agent: Versify Solutions, Inc.

20140195398 - Systems and methods for customer value optimization involving relationship optimization: Systems and methods can provide for customer value optimization. The customer value optimization can include analyzing certain transaction and/or non-transaction data of customers with one or more predictive models to determine predictive modeling scores, values, or indicators. These one or more predictive modeling scores, values, or indicators can be used... Agent: Fiserv, Inc.

20140195460 - Method for obtaining a high rise in value for individual investors and enterprises: Method for obtaining a high rise in value for individual investors and enterprises through at least two investing organizations, wherein said at least two investing organizations work together as co-operating investing organizations, said co-operating investing organizations in common develop strategies for the highest rise in value and influence over invested... Agent:

20140195461 - Daily equity based tax solution: In a computer-implemented method for managing tax withholding liabilities, a notification of a non-standard compensation transaction is received. The non-standard compensation transaction is initiated during a time period covered by the notification. A resulting tax withholding liability is automatically calculated. A directive is automatically generated for directing a calculated tax... Agent:

20140195407 - Confidential block trading system and method: Methods and systems for facilitating trading of securities, preferred methods comprising receiving a first buy or sell order from a first user; calculating a block price range; determining that said first order is reasonably priced; transmitting to a second user a notification that a reasonably priced order is present, but... Agent: Itg Software Solutions, Inc.

20140195399 - Method and system for achieving positive net profits statistically: This invention discloses an investment method for achieving consistent positive profits, positive net profits, or “absolute return”, statistically. It begins with evaluating a trading system. Average and standard deviation are calculated from occurred individual trading profits to estimate expected average profit and risk. Expected cumulative profits and cumulative standard deviations... Agent:

20140195404 - Method and system for implementing an investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund: A method is provided for administering a single investment company that issues one or more classes of shares that are bought from and redeemed with the single investment company at a net asset value and issues one or more classes of shares that are listed for trading on a securities... Agent: The Vanguard Group, Inc.

20140195406 - Method for agency cost estimation: A method for forecasting the transaction cost of a portfolio trade execution that may be applied to any given trading strategy or an optimal trading strategy that minimizes transaction costs. The system accepts user-defined input variables from customers and generates a transaction cost estimation report based on those variables. Two... Agent: Itg Software Solutions, Inc.

20140195403 - Presentation and analysis of docket information and financial information: Aggregation, analysis, and presentation of financial and docket information in a common interface are described.... Agent: Ip Street

20140195400 - Security futures contract with selectable expiration and method and system for the creation, listing, purchase and sale, and trading of the same: The embodiments of the invention provide a novel financial instrument and system and method for creating, listing, purchase and sale, and trading said financial instrument wherein the instrument comprises a security futures contract with a selectable expiration date. A request for quotes process is also provided, which in one embodiment... Agent: Interactive Brokers LLC

20140195405 - System and method for billing a utility consumer after installation of a new lighting technology: A method includes obtaining, at a metering device, power usage information associated with operation of a second technology; calculating, at a processor and based on the power usage information obtained from the metering device, a power base load capacity relief of an electrical system to a utility provider resulting from... Agent: Orion Energy Systems, Inc.

20140195411 - System and method for displaying a constant time selection context menu interface: A system and method are provided for a context menu pop-up interface. In one embodiment, the context menu interface may be activated in relation to a second interface, and may include a plurality of selection areas organized around a central selection area. In a preferred embodiment, the sizes of each... Agent: Trading Technologies International Inc.

20140195409 - System and method for making positions held by a trader fungible: Positions held by a trader are made fungible by selecting a first position in a first futures contract that is deliverable and selecting a second position in a second futures contract, wherein the first and second futures contracts are traded in a first and second market, respectively. Offsetting the first... Agent: Chicago Mercantile Exchange Inc.

20140195408 - System and method for order placement in an electronic trading environment: A system and associated methods are provided for intelligent placement and movement of orders in an electronic trading environment. According to one example method, in addition to submitting a leg order at a calculated price level, additional orders, queue holder orders, are submitted for the leg order at prices either... Agent: Trading Technologies International, Inc.

20140195401 - System and method for quick quote configuration: A method and system are described for providing a trader with the ability to quickly configure the quoting side of a trading tool, without experiencing the normal delays associated with conventional methods of quoting. In spread trading, an automated spread trading tool may automatically work an order to buy or... Agent: Trading Technologies International, Inc.

20140195410 - System and method for reducing curve risk: A bond matching system receives positions from dealers identifying bonds to be matched and including the price value per basis point (PVPB) of the bonds and an indication of a percentage deviation from PVBP that the dealer is willing to accept in a matching bond. A matching engine performs a... Agent: Icap Services North America LLC

20140195402 - Systems and methods for routing trading orders: Systems and methods are provided for routing trading orders. The system determines that a first trading entity disclosed to the trading platform a reserve quantity of a first trading order received from the first entity. The system determines that a second trading entity did not disclose a reserve quantity of... Agent: Bgc Partners, Inc.

20140195412 - Increased efficiency for underwriting loans: Exemplary method, system, and computer program product embodiments for increased efficiency for underwriting are provided. In one embodiment, by way of example only, collected data obtained from dynamic sections in a web portal is processed, thereby instantaneously underwriting at least one of an available multiplicity of financial products via a... Agent:

20140195414 - Method for establishing terms of a financial transaction using player tracking data: A method for establishing one or more terms of a financial transaction comprises: receiving a player identifier; retrieving player tracking data provided by a player tracking system; and determining the at least one term based on the player tracking data. In one embodiment, the financial transaction is cashing of a... Agent:

20140195415 - System and method for facilitating the amending of syndicated loans: A system and method are provided for facilitating the amending of syndicated loans. Authorized users are registered in connection with their respective funds invested in the loan. Fund registration data is received for each fund and includes the fund holding amount and whether the fund is of the single or... Agent: Lendamend LLC

20140195413 - Unique and revolutionary way of financing: The problem is the loss of economic value of manufactured products over time due to economic forces, wear and tear such as automobiles, electronic devices, structures and other manufactured or assembled products, but it is not taken as a factor in the terms of the loan of which such products... Agent:

20140195417 - Method of and system for capturing interest earned on the monetary value of transferred monetary rights managed on an internet-based monetary rights transfer (mrt) network supported by a real-time gross settlement (rtgs) system: Method of transferring monetary rights across a plurality of financial institutions participating within a monetary rights transfer (MRT) network, and capturing interest earned on the transferred monetary rights associated with a monetary value amount possessed or controlled by an owner/holder and held in a first account maintained by a home... Agent: Interest Capturing Systems, LLC

20140195418 - Methods of establishing credit: A method for enhancing credit of a cardholder of a pre-paid card may include issuing a pre-paid card to a cardholder. The cardholder may be charged a fee to establish a credit instrument associated with an account and the pre-paid card. The cardholder may be billed a portion of the... Agent:

20140195419 - Redeeming gift certificate without presenting gift certificate: A system and method for processing a gift certificate is disclosed for redemption of the gift certificate using an account or a payment card but without presenting or submitting the gift certificate for redemption. For the system and method, a user interface is provided for associating or linking a gift... Agent:

20140195416 - Systems and methods for payment processing: A computer-implemented method includes: receiving, by a computer system, a payment request from an originator having an account at a first financial institution, wherein the payment request is associated with a receiver having an account at a second financial institution. In response to receiving the payment request, a payment instrument... Agent: Bill.com, Inc.

20140195421 - Factoring in freight transportation utilizing authenticated data: Freight transport factoring platforms, systems, and applications comprising: a database of at least one freight transport order, each order comprising an association of freight transport equipment information, operator information, and freight information; a software module configured to: (I) receive freight transport equipment information transmitted by the electronic device and (II)... Agent:

20140195420 - Pay request system: This web enabled system is capable of facilitating the management of unlimited projects within which an unlimited number of parties may participate to complete an unlimited number of stages, substages and tasks. The system facilitates the efficient disbursal of monies while reducing the inefficiencies that result when money is not... Agent:

20140195422 - Digital wallet client device: A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual cards, as well as global limits. The user may setup an eCard on behalf... Agent: Patent Category Corporation

20140195424 - Digital wallet including vending and payment receipt functions: A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual cards, as well as global limits. The user may setup an eCard on behalf... Agent: Paten Category Corporation

20140195423 - Digital wallet server: A digital wallet serves as a virtual wallet for all of the credit cards of a user. The digital wallet can be extended to other types of spending cards. Spending limits can be set for individual cards, as well as global limits. The user may setup an eCard on behalf... Agent: Patent Category Corporation

20140195425 - Systems and methods for proxy card and/or wallet redemption card transactions: Systems and methods for associating a proxy card with an electronic wallet are disclosed. A computer implemented method may include receiving an authentication information of a proxy card, and associating the proxy card with an electronic wallet, wherein associating the proxy card with the electronic wallet allows secure access to... Agent: Blackhawk Network, Inc.

20140195426 - Method of utilizing a successful log-in to create or verify a user account on a different system: A method is permitted to permit remote log in credential authentication for mobile users seeking access to a computer system through a second party computer system such as an aggregator.... Agent: Money Desktop, Inc.

20140195427 - Mobile transactions: A method for analysing mobile handset based transactions between sender handsets and receiver handsets comprising the steps of: identifying locations of a sender handset and a receiver handset for each transaction using mobile base station information; determine a geographical distribution of mobile handset based transactions based on the identified locations;... Agent: VodafoneIPLicensing Limited

20140195431 - Aggregate constraints for payment transactions: This document describes tools capable of authorizing or enabling authorization of multiple payment transactions without requiring that a buyer or seller authorize each transaction separately. The tools may do so by enabling a buyer or seller to select aggregate constraints, such as a total price or number of transactions. Based... Agent: Amazon Technologies, Inc.

20140195430 - Apparatus and methods for providing a payment system over a network: Apparatus and methods provide an accumulator that processes electronic payments from an employer to a recipient via a network. The payments processed may be, for example, child support payments collected from an employee by the employer. The employer may submit one transaction made up of payments collected from multiple employees... Agent: Asc State & Local Solutions, Inc.

20140195428 - Audio-based electronic transaction authorization system and method: Methods and systems for facilitating and authorizing electronic transactions with various devices and systems are disclosed. Embodiments of the present invention utilize audio messages to initiate, process and complete transactions between two or more parties, allowing users to efficiently and effectively enter into and complete financial transactions with businesses and... Agent: Mg Systems Consultoria E Sistemas Ltda

20140195437 - Method and apparatus for electronic transactions: Communication and a communications apparatus are controlled with a communication intermediating apparatus. Multiple methods of processing communication requests are provided. Decided rules comprising of pairs of identification information of communication requests and methods of processing are recorded beforehand. When a communication request is received, the identification of the communication request... Agent:

20140195435 - Method and system for facilitating micropayments in a financial transaction system: A system for processing accounts includes a database configured to store a plurality of accounts, the accounts including a consumer account associated with a consumer and a plurality of merchant accounts including a transacting merchant account associated with a merchant, wherein at least one account includes an amount of a... Agent: Mastercard International Incorporated

20140195436 - Method and system to process credit card payment transactions initiated by a merchant: A system, to process credit card payment transactions initiated by a merchant, includes an interface to receive a merchant-initiated request for a transfer of funds from a buyer credit card account. A credit card processing application initiates the transfer of funds from the buyer credit card account to a third-party... Agent: Ebay Inc.

20140195429 - Method for protecting cardholder data in a mobile device that performs secure payment transactions and which enables the mobile device to function as a secure payment terminal: A system and method system and method for enabling a portable electronic appliance such as a mobile telephone or tablet computer to be able to function as a device that may store account information in order to make a secure payment, or to be able to use the portable electronic... Agent: Cirque Corporation

20140195434 - System and method for providing advice to consumer regarding a payment transaction: Systems, apparatuses, and methods for providing a consumer with an alert or other information regarding a payment transaction. When a consumer conducts a payment transaction, an alert may be sent to a device to enable the consumer to view the alert. The contents of the alert, the triggers for sending... Agent: Visa International Service Association

20140195432 - Systems and methods for processing payments with payment review: Methods and systems of processing a plurality of payments. One method can include receiving the plurality of payments from a plurality of customers, the plurality of payments payable to at least one receiver, determining a first set of payments included in the plurality of payments to automatically accept based on... Agent: Moneygram International, Inc.

20140195433 - Upgrading of recurring payment cancellation services: A method of reducing chargebacks due to a cancelled recurring payment, wherein the payment occurs within a card-based financial network, and wherein the network includes a database of unauthorized recurring charges and a defined chargeback procedure. The method generally includes the step of upgrading a recurring payment cancellation services file... Agent: Mastercard International Incorporated

20140195438 - Method and system for thin client based image and transaction management: Provided is a system for coordinating collection and processing of digital data by a plurality of deposit modules with respect to a plurality of users over a communications network, the digital data based on a plurality of original paper deposits and including at least digital images of the original paper... Agent: Rdm Corporation

20140195439 - System and method for providing a distributed decisioning environment for processing of financial transactions: A system and method for providing one or more client systems for communicating with a host system over a network. The client systems use a scanner to convert a paper form of a check, coupon, or other paper document to a digital representation and then the client systems send the... Agent: Rdm Corporation

20140195440 - Virtual account based new digital cash protocols: Virtual account based digital cash protocols employ two pairs of private and public keys. Each public key is certified separately and the protocols do not use any blind signature schemes. As a result, the virtual account based digital cash protocols provide strong protection of the user privacy by using two... Agent: King Fahd University Of Petroleum And Minerals

20140195441 - Security aspects of a self-authenticating credit card: A self-authenticating credit card includes an input device for entering a PIN. The PIN is accepted by a micro-controller that uses the entered PIN as an encryption key for decrypting stored account information. A portion of the account information includes data, that when decrypted, contains an image that is rendered... Agent:

20140195442 - Combination retailing system for appraising precious stones and metals and dispensing gift cards, coupons and the like: A system for appraising an item physically received from a seller includes a transaction point computer. The item has at least one constituent selected from the group consisting of a precious stone, a semi-precious stone, a precious metal, and a semi-precious metal. Appraising the item includes determining a composition of... Agent: Ward Kraft, Inc.

20140195443 - System for convergence index service: The present invention relates to a system for servicing convergence index, and more particularly, to a system for servicing a convergence index for outputting a convergence index by utilizing patent information and servicing same. According to the system for servicing the convergence index of the present invention, the convergence index... Agent: Korea Institute Of Industrial Technology

20140195444 - System and method for advertising, auctioning, renting or selling rental properties and/or real estate: A system is provided for the storage and exchange of contracts and payments for an item. The processor of the system is configured to receive at least one communication and to present it to each of the owners associated with at least two items in a manner such that each... Agent:

20140195447 - Engine, system and method of providing cloud-based business valuation and associated services: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at... Agent:

20140195445 - System and method for compliance risk mitigation: An approach for handling a complain issue due to absence is provided. The approach includes a computer system identifying a compliance issue. The computer system attributes the compliance issue to a first employee availability. In addition, the computer system identifies a deadline for resolving the compliance issue. Furthermore, the computer... Agent: International Business Machines Corporation

20140195446 - Techniques for qualification and maintenance of scientific information system devices: Described are techniques for determining a qualification status of a device in a system. An occurrence of a trigger event for the device is determined. The trigger event is caused by an occurrence of any of a time-based event, a performance-based event, a usage-based event, and an unscheduled event. A... Agent: Waaters Technologies Corporation

20140195448 - Social location data management methods and systems: Disclosed is a system for managing internet-based location data by periodically requesting and receiving information relating to the identification of a storefront or business. The system can obtain this information by interfacing with the application programming interface (API) of a website or otherwise searching the website and periodically retrieving identifying... Agent: Where 2 Get It, Inc.

20140195449 - System and method for automatic building of business contacts temporal social network using corporate emails and internet: Provided are system and methods for automatically generating a temporal social network. A method includes extracting a plurality of emails from an email server and extracting pre-facts from the plurality of emails. The method further includes navigating the Internet and extracting pre-facts from the Internet that are related to the... Agent: Glenbrook Networks

20140195450 - Method and system for course evaluation: The present disclosure provides a method for receiving enrollment for a course. A method may include receiving course search criteria and providing a list of courses matching the course search criteria. Course details may be provided for each of the courses in the list, and the course details may include... Agent: Coursemaven

20140195452 - Notification systems and methods that permit change of time information for delivery and/or pickup of goods and/or services: Systems and methods are disclosed for automated computer-based notification systems. A representative method, among others that are disclosed herein, can be broadly summarized by the following steps: engaging in a first one or more data transfers with a first personal communications device (PCD) for scheduling an order relating to arrival... Agent: Eclipse Ip, LLC

20140195451 - Unmanned system for accepting mail and method thereof: An unmanned system for accepting mail and a method thereof are provided. The unmanned system for accepting mail includes: a weight and size measuring unit measuring, when mail is input by a user through a predetermined input unit, a weight of the mail by moving the input mail to a... Agent:

20140195453 - System, method, and apparatus for managing fluid transportation: A system, method, and apparatus for managing fluid transportation includes at least one client device configured to receive fluid source data from at least one fluid source data resource at a pick-up location and receive fluid destination data from at least one fluid destination data resource at a drop-off location,... Agent:

20140195455 - Asset delivery visualization system and method: Systems and methods providing asset delivery visualization for validating the transportation and delivery of cargo. Embodiments of the invention provide for the monitoring of a transportation vehicle and an asset being transported by the transportation vehicle during a transport mission. Furthermore, embodiments of the invention allow a customer to view... Agent: Position Logic LLC

20140195456 - Notification systems and methods that permit change of quantity for delivery and/or pickup of goods and/or services: Systems and methods are disclosed for automated computer-based notification systems. A representative method, among others that are disclosed herein, can be broadly summarized by the following steps: permitting a first one or more data transfers with a first personal communications device (PCD) for scheduling an order relating to arrival or... Agent: Eclipse Ip, LLC

20140195454 - System, method, and apparatus for managing fluid transportation: A system for tracking the transportation of fluid includes at least one server computer, and at least one tracking database comprising a plurality of identifiers, each identifier representing at least one of a driver and a truck, and each identifier associated in the at least one tracking database with: a... Agent:

20140195457 - Load board with data authenticity and virtual communities: Freight transport load board platforms, systems, and applications comprising: a software module configured to allow creation of an availability post, the availability post comprising freight transport equipment information or freight information; a software module configured to allow creation of an order, the order comprising freight transport equipment information associated with... Agent:

20140195459 - Measuring and improving the quality of a user experience: Implementations and techniques for measuring and improving the quality of a user experience are generally disclosed.... Agent: Empire Technology Development LLC

20140195458 - Methods, systems, and computer program products for compiling experience ratings for service providers: A method for compiling experience ratings for service providers includes receiving a rating of a communication service provided by the service provider from a user of the communication service. The rating has a geographic location and a time associated therewith. The geographic map is updated with the rating that was... Agent: Pegmap, LLC.

  
  
  
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