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Data processing: financial, business practice, management, or cost/price determination

Below are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
11/13/2014 > 214 patent applications in 91 patent subcategories.

20140337040 - Automated system for medical item dispensing, billing, and inventory management: An inventory management system manages information regarding medical items that are stored in storage containers in a storage structure before being dispensed in conjunction with patient medical treatment. The inventory management system includes inventory sensors associated with the storage containers. Each inventory sensor senses removal or addition of medical items... Agent: Deroyal Industries, Inc.

20140337042 - Bus stop systems and methods of scheduling: Demand data is used to modify a previously established cycle for use of a resource, at least in part by bypassing (skipping over) one, two, or perhaps three or more of the steps in the cycle. When done appropriately, the inventive subject matter can improve at least one measure of... Agent: Nmetric, LLC

20140337043 - Contact lens cutting file distribution system and method: A non-transitory computer readable medium having computer executable program code embodied thereon, the computer executable program code configured to cause a computing device to: receive an order for cutting a contact lens from a contracted manufacturer at an exchange; uniquely identify and authorize the manufacturer and a user entering the... Agent:

20140337048 - Conversational virtual healthcare assistant: A conversation user interface enables patients to better understand their healthcare by integrating diagnosis, treatment, medication management, and payment, through a system that uses a virtual assistant to engage in conversation with the patient. The conversation user interface conveys a visual representation of a conversation between the virtual assistant and... Agent:

20140337044 - Detecting and identifying erroneous medical abstracting and coding and clinical documentation omissions: A method and computer program product for implementing a clinical documentation, code and abstract errors and omissions detector and characterizer (the “code error detector”) are disclosed. Concepts represented in the linguistic surface forms of clinical text data source documents are mapped onto an ontology being indexed as component codes and... Agent: Gnoetics, Inc.

20140337041 - Mobile application for defining, sharing and rewarding compliance with a blood glucose level monitoring regimen: The invention provides a mobile application, system, interface and method for monitoring, encouraging and rewarding user compliance with a blood glucose level monitoring regimen. It combines a server-client based application enabling scheduling of tasks, input of data, reminders, notifications, permission based sharing of data, synchronous messaging, rewards based on compliance,... Agent:

20140337045 - Remote notification system: A wireless remote notification system for use by a medical practitioner having a wireless capable tablet personal computer, to monitor each one of a group of patients in an infusion treatment center, the tablet personal computer wirelessly connects to and displays each patient's intravenous fluid pump output of treatment session... Agent:

20140337047 - Scoring, evaluation, and feedback related to ems clinical and operational performance: A method for evaluating emergency medical service according to embodiments of the present invention includes receiving emergency medical service data from a database, filtering the emergency medical service data based on a selection criteria to form a filtered emergency medical service data set, determining a first score from the filtered... Agent:

20140337046 - Wage index navigator system: A healthcare wage index reporting method and system providing questions and tasks to collect information for filling out a wage index and occupational mix report; receiving responses; processing the responses to complete the report; checking the responses to detect errors; generating error notices; tracking progress; and generating a completed report... Agent:

20140337053 - \"meaningful-use\"-compliant, single login, federated patient portal system and methods: A system and method for healthcare administration enabling a patient to simply provide a single login through the system as a trigger that permits the system to subsequently login to patient portals from a plurality of participant medical entities such as EMR networks based on the single initial login, among... Agent: Virtual Viewbox, Inc.

20140337051 - Apparatus for and method of using an electronic medical records (emr) system: In accordance with a preferred embodiment of the invention, medical personnel may enter into an electronic medical records (EMR) storage mechanism the precise treatment instructions issued to a patient. A database is accessible to the patient to allow the patient to review the patient's records, including the exact treatment instructions.... Agent:

20140337049 - Automated system for medical item dispensing, billing, and inventory management: An inventory management system provided by an inventory management service provider senses removal of medical items from inventory to be dispensed to a patient. The system processes billing information to identify the patient's medical insurance provider, to identify a medical item supplier that is the preferred biller for the patient's... Agent: Deroyal Industries, Inc.

20140337055 - Automatic association of medical elements: A system and method of associating a plurality of objects is disclosed. A physical space may be defined and a real-time locating system (RTLS) may be used to determine objects that are within the physical space. The objects may be determined by the RTLS to be within the physical space... Agent:

20140337057 - Cause-of-death estimating apparatus and cause-of-death estimating method: A cause-of-death estimating apparatus includes a diagnostic information acquiring section, a disease/wound history acquiring section and a cause-of-death estimating section. The diagnostic information acquiring section is configured to acquire diagnostic information on image data on a body. The disease/wound history acquiring section is configured to acquire a diagnosis/treatment history of... Agent: Toshiba Medical Systems Corporation

20140337050 - Graphically displaying family medical conditions for a patient: Methods, systems, and computer-storage media are directed at determining one or more medical conditions of a patient, based on a family tree of the patient. The family tree of the patient incorporates one or more medical conditions of family members and non-biological persons in contact with the patient. A graphical... Agent: Cerner Innovation, Inc.

20140337054 - Healthcare privacy violation detection and investigation system and method: A method for detecting privacy violations of patient personal healthcare information (PHI) can include receiving audit logs from all systems within a healthcare facility. These audit logs are generated any time PHI is accessed. The Healthcare Privacy Violation Detection System (HPV-DS) compares these generate audit logs to prior access history... Agent:

20140337056 - Sampling method for performing sampling in an unmistakeable manner: The invention relates to a sampling method for performing sampling in an unmistakeable manner with execution on a data processing system having a data memory, wherein the data memory stores a plurality of sample-related and analysis-related data records and wherein the analysis-related data records are relationally linked to the sample-related... Agent: Greiner Bio-one Gmbh

20140337052 - System and method for outcome tracking and analysis: Provided are systems and methods for capturing outcome information associated with various cancer treatments. The system facilitates capture and analysis of cancer treatment information and associated outcome information. The treatment and outcome information can include genomic analysis and information on treatment of different cancers. The system can store and analyze... Agent: Foundation Medicine, Inc.

20140337060 - Computer system for processing interactions with customer systems and payment systems: A computer system for facilitating communications among a customer computer system and a payment system includes a communications router, a payment system, and a one or more processors. The processors execute instructions stored in memory to receive a request for a benefit payment from a deferred variable annuity account during... Agent:

20140337061 - Electronic data insurance management system and method: An electronic data insurance management system may prompt a user, for a selected insurance product, to identify an indemnity level for insuring against loss to one or more electronic data sets, receive input identifying the indemnity level, and link an identifier for one of the one or more electronic data... Agent: Data Insurance Holdings Ltd.

20140337058 - System and method for healthcare organization, assistance, communication, and administration: The present application is directed to a method and system for providing an insured's health insurance policy information to whom it may concern as desired by accessing an internet data base program to locate the insured's policy information and using the information to determine policy coverage for the insured according... Agent:

20140337059 - System and method of incentivizing social media companies to honor the bequeathment requests: The present disclosure provides for a system and method of incentivizing social media companies to honor the bequeathment requests of their members. In one embodiment, a central computing interface maintains real-time algorithmic communications, monitoring, updating, and reporting, the digital life insurance network status of user profiles, insureds, extant wills, and... Agent: Digital Life Holdings, LLC

20140337067 - Aircraft seating systems: A method and apparatus comprising a plurality of seating systems and a frame for use in a passenger aircraft. A first seating system in the plurality of seating systems may have different dimensions from a second seating system in the plurality of seating systems. A frame may be configured to... Agent:

20140337062 - Card present fraud prevention method using airline passenger detail: A system, method, and computer-readable storage medium configured to process cross-border transactions involving payment cards.... Agent: Mastercard International Incorporated

20140337065 - Information processing device, information processing method, and program for information processing device: Vacant seat information for specifying the number of vacant seats in a store and store identification information for identifying the store are acquired from a mobile terminal device of a user of the store. The vacant seat information is registered in a storage in association with the store identification information.... Agent: Rakuten, Inc.

20140337066 - Large venue security method: A method for reducing violence within crowded venues is provided. The method includes reading license plates of vehicles passing into entry ports of a parking area, and capturing facial images of persons seeking admission to the venue. A computer compares such license plates to a database of vehicle license plates... Agent:

20140337064 - Nosql online analytical processing architecture: A breadth-first join module receives, at a runtime, a query for travel data, wherein the travel data is stored in a data store, the data store comprising parent and child data structures arranged in a hierarchy. The breadth-first join module identifies a first child data structure associated with the travel... Agent:

20140337063 - Systems and methods for minimizing travel costs for multi-night stays: A lowest rate on a multi-night lodging stay is achieved by obtaining lodging rate information for a first lodging location from a plurality of lodging rate sources. The information is correlated with a desired multi-night lodging stay to locate a lowest lodging rate for each of the nights of the... Agent:

20140337068 - Systems and methods for minimizing travel costs for multi-night stays: A lowest rate on a multi-night lodging stay is achieved by obtaining lodging rate information for a first lodging location from a plurality of lodging rate sources. The information is correlated with each night of a window during which a consumer is available to travel. A block of nights within... Agent:

20140337069 - Deriving business transactions from web logs: Computer-implemented systems, methods, and computer-readable media for deriving probable business transactions from a log file, the log file including a plurality of entries corresponding to traffic on a web server, each entry including a plurality of fields, including: pre-processing the log file to remove one or more fields and one... Agent: Infosys Limited

20140337070 - Tagging of assets for content distribution in an enterprise management system: A content distribution platform may include processing circuitry having a processor and memory. The memory may store a plurality of content items associated with at least one content library. The processor may be configured to enable assignment of tags to the food preparation assets. Each tag may define an association... Agent:

20140337072 - Actionable workflow based on interaction analytics analysis: A system and method for analyzing interactions between end users and contact center agents, and for generating work items. An interaction analytics server analyzes contact center interactions, continuously or in batches, for characteristics including topics, sentiment, satisfaction, and business outcome, and delivers the results to an intelligent workload distribution server,... Agent:

20140337073 - Computer-implemented system and method for making virtual sales visits: A computer-implemented method for managing virtual sales visits is provided. In exemplary embodiments, the method may comprise, at a computing device having one or more processors and memory storing one or more programs for execution by the one or more processors, scheduling a video sales call with a remote user;... Agent:

20140337074 - Distributive on-demand administrative tasking apparatuses, methods and systems: The DISTRIBUTIVE ON-DEMAND ADMINISTRATIVE TASKING APPARATUSES, METHODS AND SYSTEMS (“DODAT™ embodiments”), in many embodiments, transform ticket and user inputs via DODAT™ components into payment and work product outputs.... Agent:

20140337075 - Distributive on-demand administrative tasking apparatuses, methods and systems: The DISTRIBUTIVE ON-DEMAND ADMINISTRATIVE TASKING APPARATUSES, METHODS AND SYSTEMS (“DODAT™ embodiments”), in many embodiments, transform ticket and user inputs via DODAT™ components into payment and work product outputs.... Agent:

20140337071 - Method and system for configuring and processing requests through workflow applications: A computer-implemented method of creating a workflow application is disclosed, including the steps of presenting a graphical user interface via a display device, receiving a user input specifying a request type representing a framework of information to be provided by an end user for a request to be acted on,... Agent:

20140337076 - Managing support team inquiries: A method for resolving a query received by a support team comprising a plurality of members includes inferring current activities in which the plurality of members are involved and forwarding the query to a subset of the plurality of members based on how assignment of the query is expected to... Agent: International Business Machines Corporation

20140337077 - Task assignment and verification system and method: A method, computer program product, and computer system for determining, at a first computing device, an occurrence of an event. A task associated with the event to be completed is sent based upon, at least in part, the occurrence of the event. Information to verify that the task associated with... Agent: Voloforce, LLC

20140337078 - Product selection based on sales location: The present inventive subject matter is drawn to systems, configurations, and methods that assist salespersons of an organization to conduct in-person sales at a remote location by automatically selecting a subset of products that are available for sales to salespersons at the remote location. In one aspect of the invention,... Agent:

20140337079 - Fluid based resource allocation and appointment scheduling system and method: A scheduling system and method for managing resource allocation by service providers. The system includes a type-constrained appointment book wherein appointment windows are assigned to client types and a scheduler for receiving scheduling requests clients, identifying their characteristic client-type and allocating at least one appointment window assigned to the characteristic... Agent:

20140337080 - Radio frequency identification meeting initiation: A facility scheduling system comprises an RFID reader, a user interface device, a control processor and one or more preset resources. The RFID reader receives information pertaining to a user and a meeting. The RFID reader communicates this information to the control system which in turn retrieves further information about... Agent: Crestron Electronics, Inc.

20140337082 - Energy audit tool: An energy audit tool is provided. The energy audit tool includes a server, a communication device in communication with the server, and an onsite and secure web-based application tool operable on the communication device. The onsite and secure web-based application tool comprises a plurality of modules for performing audit functions.... Agent:

20140337081 - Methods and systems for performing capacity management in a print production environment: A method of adjusting labor capacity in a print production environment may include receiving, by a computing device, a realized demand value for a print production environment and determining that the realized demand value exceeds a total labor capacity associated with one or more workers in the print production environment.... Agent: Xerox Corporation

20140337083 - System and method for supply chain optimization: Method and systems for supply chain optimization include receiving information relating to a plurality of independent process flows which make up a supply chain of a technology organization, comparing the plurality of independent process flows with an integrated supply chain process flow comprising a plurality of interconnected stages to identify... Agent:

20140337085 - Contextual service workflow recommendation using random walk on social network and service network: The present invention generally relates to systems and methods for recommending specific service instances to fill a service workflow template and complete a user's service goal. Some embodiments utilize both a user trust network and a service trust network. Such embodiments perform a random walk on the service trust network... Agent: Xerox Corporation

20140337084 - Method and system for associating it assets with business functions: A method is provided herein, comprising identifying activated business functions being part of a business application; tracing IT assets, each being a software and/or a hardware component, running over a computerized system; associating the traced IT assets with the identified activated business function; and constructing, based on reiterated tracing and... Agent: Vnt Software Ltd.

20140337087 - Identification and risk evaluation: Methods, systems, and machine-readable media are disclosed for identification of an individual and evaluation of risk from doing business with that individual. In one embodiment a method of evaluating a risk from conducting business with an individual comprises receiving identity information related to the individual. The identity information includes information... Agent: Early Warning Services, LLC

20140337086 - Risk assessment for industrial systems using big data: A cloud-based risk assessment service collects industrial data from multiple relevant and connected sources for storage and analysis on a cloud platform. The service analyzes gathered data from internal and external sources and customers across different industries to identify operational trends as a function of industry type, application type, equipment... Agent: Rockwell Authomation Technologies, Inc.

20140337088 - Weather risk management system: This disclosure relates to a system for managing financial risk associated with weather-based service contracts, and more specifically, to a system based on the purchase of weather derivatives to select, manage, minimize, and redistribute financial burdens associated with costs incurred from the payment of services related to greater than average... Agent:

20140337094 - Accredited advisor management system: Systems and methods for an accredited advisor management are provided. First information enabling unique identification of a first advisor may be processed. The first advisor may be matched to a first category of advising services. Input from the first advisor may be processed based at least in part on the... Agent: Yp Intellectual Property LLC

20140337093 - Advising management system with sensor input: Systems and methods to facilitate advising management are provided. A communication connection between an advisor and an advisee may be facilitated. First data captured via an end-user communication device may correspond to one or more sensor inputs. A set of qualification rules that includes a set of criteria for qualifying... Agent: Yp Intellectual Property LLC

20140337091 - Method and system for contextual profiling for object interactions and its application to matching symmetrical objects: A method for constructing a context profile within a system implementing symmetrical object profiles. The method includes establishing one or more contextual boundary parameters defining a context within which transactions occur. A plurality of transactions associated with the context is filtered using the contextual boundary parameters to obtain a pool... Agent:

20140337092 - Systems and methods for predicting occurrences of consumers returning purchased devices: Systems and methods are provided for reducing consumer electronic device returns. According to various aspects, a server receives (505) usage data of an electronic communication device by a consumer. The server examines (510) existing usage indicating correlations between various usage factors of additional devices and return incidents of the additional... Agent: Motorola Mobility LLC

20140337089 - Systems and methods to connect information: A system and method to link online and offline user data via transaction data. Online and/or offline user data can be tracked via various anonymous tracking methods that do not require the users to explicitly identify themselves. Through linking online payment transactions with online user data and linking offline payment... Agent:

20140337090 - Systems and methods to measure influcence power: A system and method to determine influence power of users based on transaction data and social networking data. An influence score represents the effectiveness of users in influencing the purchase decisions of others. For example, after comparing the transactions of a user and the transactions of the followers or friends... Agent: Visa International Service Association

20140337095 - Data processing system: The present system is a data base and communications system which collects relevant consumer data and provides forecasts and projections to merchandisers and provides focused marketing efforts to merchandisers with at least one object being to foster consumer loyalty.... Agent:

20140337096 - Predicting behavior using features derived from statistical information: A training system is described herein for generating a prediction model that relies on a feature space with reduced dimensionality. The training system performs this task by producing partitions, each of which corresponds to a subset of aspect values (where each aspect value, in turn, may correspond to one or... Agent: Microsoft Corporation

20140337099 - Identifying and facilitating hospitality customer needs: Systems, methods and computer program products for providing customized customer service and ensuring appropriate gratuity payment in hospitality environments are disclosed. In an aspect, customers may provide information about the service level they request from their server or other hospitality worker and motivate the server by indicating an associated minimum... Agent:

20140337102 - Method and system for automated targeted polling via an e-commerce promotions platform: Certain embodiments of the disclosure relate to methods and systems that support automated, targeted polling of consumers via an e-commerce promotions platform for administering e-commerce promotional activities, such as, for example, sweepstakes, contests, giveaways, and/or instant wins.... Agent:

20140337101 - System and method for businesses to collect personality information from their customers: A web-page or customer interface, that enables a business to increase their customer satisfaction levels, etc. based on the business' improved capability to predict the wants and needs of their customers as a result of it using such an interface to assess the personalities of their customers, includes: (a) dichotomous,... Agent: Woofound, Inc.

20140337098 - System and method for time of purchase consumer survey: A method and system are described for conducting a consumer survey during a checkout process at a retailer location with a consumer who is associated with a portable computing device (“PCD”). A survey ID associated with a time of purchase (“TOP”) survey is presented as a QR code to the... Agent: Qualcomm Incorporated

20140337100 - System and method of obtaining customer feedback: A system and method of obtaining customer feedback uses an application that directs a survey instrument to be received by a customer's own phone or network enabled device. The service provider performs a service or provides a sale and asks the customer to participate in a survey. To increase the... Agent:

20140337097 - Webcast systems and methods with audience sentiment feedback and analysis: A sentiment analysis computing system includes a storage medium and a processing system. Sentiment input is received from audience members viewing a streamed/webcasted event. The received input is stored to the storage medium. A time slice of the webcasted event is determined and sentiment inputs that are within that time... Agent: The Nasdaq Omx Group, Inc.

20140337103 - Demographic information collection and content display based on demographic information: One aspect of the disclosure relates to a digital signage display system. In one embodiment, the digital signage display system includes: a camera configured to capture an image frame; a service processor in communication to the camera; and a digital signage display. The service processor includes a processor and a... Agent: American Megatrends, Inc.

20140337104 - Methods and apparatus to determine impressions using distributed demographic information: Methods and apparatus to determine impressions using distributed demographic information are disclosed. An example method includes obtaining media impression information from a client device for a media impression, obtaining demographic information corresponding to the client device from at least three database proprietors, and determining a demographic characteristic associated with the... Agent:

20140337105 - Product evaluation system and product evaluation method: A product evaluation system and a product evaluation method allow people to quickly, inexpensively, and accurately evaluate large amounts of products including those that do not have information attached in advance in the manufacturing stage. The system comprises an I/O component that functions as a product identification mechanism that identifies... Agent:

20140337106 - Computer-implemented methods and systems for performance tracking: Computer-implemented methods and systems enable real-time performance comparisons between users and peers by tracking user beliefs, observations, and responses to performance issues. The system operates in a series of cycles, where each user is asked to input outcome information for each cycle. The system tracks beliefs of users relating to... Agent: Oncorps, Inc.

20140337107 - Method of tracking and reporting energy performance for businesses: Methods and computer systems report and track resource performance for business customers. The computer system receives usage data about a resource associated with a customer of a utility, including hourly usage information about the resource metered at a business premises of the customer. The computer system receives operational data associated... Agent: Opower, Inc.

20140337108 - Enhanced technology of touch-sensitive input peripherals for voter data entry in electronic voting systems: The invention consists of a new technology of grid design applicable to data entry electronic membranes or “electronic pads”, said design comprised of touch-sensitive sections having augmented areas, such areas being considerably larger than what has been usual in the prior art; thus when an electronic pad employing this technology... Agent: Smartmatic International Corporation

20140337109 - System and method for co-ordering: A system and a method for facilitating joint orders (“co-orders”) from one or more associated customers and non-customers to one or more vendors via computer networks. The system includes one or more customer subsystems, one or more vendor subsystems, at least one coordination subsystem, zero or more social network subsystems,... Agent:

20140337110 - Method and system for determining average values for displayed information items: A method of displaying information items, the method comprising determining an average value for each of a plurality of information items based on at least one stored input value received for each of the information items; determining, responsive to a first serve request and based on at least one display... Agent:

20140337111 - Rewarding online advocates: A method and associated systems for rewarding online advocates. The invention identifies a primary advocate as a person or entity that endorses or advocates a product or service. The invention then automatically detects, tracks, and analyzes characteristics of the advocate's act of advocating the product or service to recipients. The... Agent: International Business Corporation

20140337113 - Method and apparatus for selling international travel tickets in combination with duty free goods: A method and apparatus for selling a combination of travel tickets and consumer items to customers and, in particular, for selling international travel tickets and duty free items to international travelers. By acquiring surplus international travel tickets in bulk at discounted prices and by selling the duty free items in... Agent:

20140337112 - System and method for creating and sharing product ensembles with an electronic pin board wall: A method and system for creating and sharing product ensembles between a portable computing device (“PCD”) and a pin board wall includes receiving product scan data for a product and displaying a visual representation of the product on a display of a PCD as part of a product ensemble. A... Agent: Qualcomm Incorporated

20140337114 - Application activity system: A data connection method for establishing a data connection between a bandwidth user (an application user) of a network connected user access device and a data source on a network connected target device over a communication network relating to the provision of data connection services to the user utilizing a... Agent:

20140337115 - System and method for tracking and rewarding users: Systems and methods of tracking and rewarding users of any of a variety of content hosting systems, such as search engines. In one embodiment, a method of rewarding a user of a search engine includes receiving secure identification information identifying a user, retrieving user account information using the secure identification... Agent:

20140337116 - Marketing technique to negotiate price of product: Techniques are provided in which the current price of a commodity purchased from a seller by a buyer with a price guarantee policy is monitored. Upon detection of the current price dropping below the purchase price, the buyer and seller are notified, leading to a rebate being provided to the... Agent: Yahoo! Inc.

20140337117 - Store solutions: Disclosed are systems and methods that time correlate input at a point of entry of consumer data of least two identifications for products, prescriptions, vouchers, or codes, uses positive correlation determinations for triggering output of predetermined information. The time correlation of identifications may be used to build a time correlation... Agent: Catalina Marketing Corporation

20140337118 - Method and system for generating social signal vocabularies: A social analytic system may identify the social signals associated with a brand, campaign, or any other topic. The social analytic system may generate a vocabulary associated with the brand, campaign, or topic based terms used in the associated social signals. The vocabulary may be used for generating social media... Agent: Sprinklr Inc.

20140337119 - Automatic offer generation using concept generator apparatus and methods therefor: Methods and apparatus for implementing forward looking optimizing promotions by administering, in large numbers and iteratively, test promotions formulated using highly granular test variables on segmented subpopulations, whereby the test promotions are automatically generated. The responses from individuals in the subpopulations are received and analyzed. The analysis result is employed... Agent:

20140337120 - Integrating media analytics to configure an advertising engine: An apparatus, system, and method are disclosed for integrating media analytics to configure an advertising engine. In one embodiment, a method includes advertising based on an advertising campaign, the advertising campaign comprising a plurality of advertising entities, the advertising campaign based on a set of configuration parameters, monitoring results of... Agent:

20140337121 - Method for measuring the impact of advertising on brand perception: A method for measuring the impact of advertising on brand perception is provided. The method utilizes a computing device to compare the perception of a brand from respondents who have been exposed to an advertising campaign with a second group of respondents who have not been exposed to the advertising... Agent:

20140337122 - Generating retail promotion baselines: A system for generating a retail promotion baseline receives sales data for a target product. The sales data reflects sales for the target product that occurred during a first time period and a second time period, the first time period occurring before the promotion, and the second time period occurring... Agent: Oracle International Corporation

20140337123 - System and method for adaptive use of geofence parameters: A method is provided for ascertaining the proximity of a mobile technology platform to a location. The method includes comparing the percent overlap of a first geofence associated with the mobile technology platform with a second geofence associated with the location; if the percent overlap is greater than a predetermined... Agent: 30 Second Software, Inc.

20140337124 - Automated optimization of an advertisement placement engine: A system and method for predicting a performance of a target advertisement placement via a simulation for optimum tuning is disclosed. A simulator receives a set of queries from a production engine, selects a subset of simulation queries from the queries by filtering, modifies query parameters as needed, transmits the... Agent:

20140337125 - Learn budgeting in online advertising auction exchanges: Method and system for optimizing impression bids for a real-time bidding advertising campaign. A set of nodes eligible to serve impressions for the advertising campaign is determined, and real-time bidding auctions are held for advertisements to be served on the set of eligible nodes. The auctions result in a desired... Agent:

20140337127 - Client bridge: Advertisement assets may be selected based on the capabilities of the device used to display or execute the advertisements. The capabilities of a device may be determined by a client bridge of an advertisement delivery system. The client bridge may analyze the capabilities and determine a set of advertisements that... Agent: Brightcove, Inc.

20140337126 - Timed comments for media: A method for performing an action in association with media, the media including audio and video, the method including streaming a first media to a first user device; receiving a set of comments for the first media from the first user device, each comment associated with a timecode of the... Agent: Viki, Inc.

20140337128 - Content-targeted advertising using collected user behavior data: A content-targeting ad system is provided with a user behavior (e.g., selection (e.g., click), conversion, etc.) feedback mechanism. The performance of individual ads, or groups of ads, may be tracked on a per document (e.g. per URL) and/or on a per host (e.g. per Website) basis. The performance of ad... Agent:

20140337129 - Content recommendation based on uniqueness of individuals in target audience: Machines, systems and methods for promoting content, the method comprising monitoring activities of one or more individuals to determine whether at least a first individual from among said one or more individuals has a unique preference for one or more features of an item; and recommending promoting, to the first... Agent: International Business Machines Corporation

20140337131 - Keyword determinations from voice data: Topics of potential interest to a user, useful for purposes such as targeted advertising and product recommendations, can be extracted from voice content produced by a user. A computing device can capture voice content, such as when a user speaks into or near the device. One or more sniffer algorithms... Agent:

20140337130 - System and method for identifying a high-value advertising base: Improved systems and methods for identifying online advertisement conversions, and for identifying high-value targets for the delivery of subsequent advertising impressions. Travel reservation data is communicated to an ad network to determine populations of potential travelers. Such populations may be aggregated by destination, date and time of travel, travel mode,... Agent:

20140337132 - Dynamic text replacement in e-books for advertising: Techniques are provided in which advertisements are presented to a user via access to electronic reading content. A first set of information is obtained regarding electronic reading content evidenced as being accessed by the user. A second set of information is obtained pertaining to a particular user. Using both sets... Agent: Yahoo! Inc.

20140337133 - Single conversion advertisements: This specification describes technologies relating to content presentation. In general, one aspect of the subject matter described in this specification can be embodied in methods that include the actions of receiving ad information from a seller; generating, using one or more processors, a single conversion ad using the received ad... Agent:

20140337134 - Federated e-commerce system and method: Novel tools and techniques are provided for providing and operating a federated e-commerce network. In some embodiments, a standard database is provided for local providers, stores, or retailers to automatically reflect their supply levels and price in order to facilitate providing a national-level or international-level type e-commerce experience for the... Agent: Centurylink Intellectual Property LLC

20140337135 - Parking locator system providing variably priced parking fees: A parking locator system providing variably priced parking includes one or more parking sensors and one or more parking kiosks. The parking sensors may generate parking information identifying one or more occupied parking spaces and one or more unoccupied parking spaces within a vicinity. Promotion information including one or more... Agent: Societe Stationnement Urbain Developpements Et Etudes (sude Sas)

20140337136 - Ad scheduling: An advertisement scheduling machine may be configured to facilitate scheduling of one or more advertisements. As configured, the advertisement scheduling machine may cause presentation of a graphical user interface that displays multiple timeslots available for scheduling advertisements. The advertisement scheduling machine detects that an advertisement has been selected from multiple... Agent: Opentv, Inc.

20140337137 - Digital billboard advertising: An advertising campaign is provided for display on one or more digital billboards. Information about a geographic location of the digital billboard and an available inventory of time intervals for display of digital content is established. Pricing guidelines for the available inventory are defined, and digital content campaigns are created... Agent: Fliphound LLC

20140337138 - Payment codes for enhanced consumer experience: Methods and systems for facilitating payments with a mobile device are described. The methods include detecting a location of a mobile device, receiving identifying information from a user through the mobile device when the mobile device is near at least one merchant without a request from the user, generating a... Agent:

20140337141 - Advertising based on influence: Advertising based on influence is provided. In some embodiments, advertising based on influence includes determining an influence score (e.g., based on a given dimension) for a subject (e.g., a user), in which the subject is a potential target for an advertisement; and determining targeting of the advertisement based on criteria... Agent: Topsy Labs, Inc.

20140337139 - Channel-level advertising attributes in an internet-based content platform: An internet-based content platform for providing subscription levels for channels is described. The internet-based content platform receives a user request for one of a plurality of media items of a channel. The internet-based content platform determines whether the user is subscribed to the channel. When the user is subscribed to... Agent:

20140337140 - Method and system for providing individually-tailored advertising analysis and motivation based on a user's personal financial management data: An advertising engine is used to compare a user's current financial transaction with offerings from a variety of advertisers. This comparison is made from the user's personal financial management data. The user is informed of benefits to the user from taking advantage of an advertisement. The user can be electronically... Agent: Moneydesktop, Inc.

20140337142 - Sponsored stories application programming interface (api): To provide a sponsored story unit, the social networking system receives a story request from an advertiser. The story request specifies properties of content used to generate the sponsored story. When the social networking system stores an object or an action performed on an object, properties associated with, and describing,... Agent:

20140337143 - Digital advertising bid optimization: A plurality of outcomes resulting from display of a digital advertisement are defined. A score is assigned to each of the outcomes. Outcomes are tracked from the display of the digital advertisement, thereby generating a set of tracked outcomes. The outcomes are aggregated according to a group of attributes associated... Agent: Localbiz Now, LLC

20140337144 - System and method for facilitation of the marketing and sale of high value items over a network: The present invention provides a method and system to facilitate the marketing and sales processes of customer's high value items over a network using machine automation and without the need for a human broker.... Agent:

20140337148 - Method and apparatus for providing an application marketplace: An approach is provided for providing an application marketplace where applications are marketed, purchased, and operationally linked, that has a framework for developers to contribute product, share revenue and communicate with one another. The approach involves determining one or more unique identifiers for one or more applications sold by way... Agent: Nokia Corporation

20140337145 - Methods, devices and systems for green content management and improving green procurement: A computer-implemented method for a mobile computing device to provide environmental information may comprise detecting a location of the mobile computing device within or adjacent to a building or structure; accessing a remote database over a computer network; querying the accessed database based on the detected location; receiving environmental information... Agent: Greenstarhub, Inc.

20140337146 - Offer inclusion for over the top (ott) content: Inspection of over the top (OTT) content to facilitate offering non-OTT content or other content and/or services as an alternative to the OTT content is contemplated. The OTT content may be inspected at an access point configured to provide a broadband or other connection between a device consuming the OTT... Agent: Cable Television Laboratories, Inc.

20140337147 - Presentation of engagment based video advertisement: A video advertisement is presented to a user in a teaser video window overlaying a content page. When the user interacts with the video advertisement in the teaser video window, the teaser video window is expanded to a full-size video window over a predetermined amount of time. The video expansion... Agent: Exponential Interactive, Inc

20140337149 - Systems, methods, and devices for a rotation-based order module: In an embodiment, the system can be configured to allow a user to quickly order a repeat item by simply rotating the mobile device or other computing system of the user to a horizontal orientation. By positioning the mobile device or other computing system in a horizontal orientation, the system... Agent: Taco Bell Corp.

20140337150 - Automatic receipt logging and notifications for transactions: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for managing and processing receipt information including identifying a user associated with a transaction; receiving a receipt for the transaction from a merchant system or a payment source used to fund the transaction;... Agent:

20140337151 - System and method for customizing sales processes with virtual simulations and psychographic processing: The invention comprises a system and method for customizing a vendor's sales experience to a customer. The system includes at least one mobile device that executes a mobile application, and a simulation apparatus that simulates the physical characteristics of a real-world environment. The mobile device tailors the sales process to... Agent: Crutchfield Corporation

20140337152 - Method and system having a virtual stock keeping unit for configurable mobile phone purchases: One disclosed method includes recording a sale to a customer of a configurable mobile device at a retail point-of-sale system and providing the customer with a virtual stock-keeping-unit at the point-of-sale system. The virtual stock-keeping-unit represents a customized mobile device that has not yet been assembled. The method further includes... Agent: Motorola Mobility LLC

20140337154 - Business channel synchronization: A method and a system of business channel synchronization are provided. In one example embodiment, a network-based commerce system may receive, via a network and from a client application, update data related to a user listing, update a record related to the user listing, utilizing the received update data; and... Agent:

20140337153 - Exchange of information about geographical locations: According to the disclosed embodiments, information about geographical locations is traded and/or exchanged. Particularly, an indication to sell a spot, which represents one of a parking spot, a bicycle, or a taxi, may be received from a selling user. The indication may include a geographical location associated with the spot... Agent:

20140337156 - Synchronization of processor time with official auction time: A method is disclosed herein for displaying time lapse for an on-line auction for an item in a computer. According to the method, the processor time in the computer is obtained and compared to the official auction time for the items being auctioned in the on-line auction which is obtained... Agent:

20140337155 - Systems and methods for implementing heuristic-based auctions: The present invention is directed to systems and methods for implementing heuristic-based auctions for complex resource allocations. The systems and methods include an auctioneer's system that uses a bid-entry device comprising a dedicated system for each bidder to collect bid information and a mechanism by which the auctioneer may communicate... Agent: Auctionomics, Inc

20140337172 - Fuel distribution network: A method for using a fuel distribution network. The method including receiving a fuel reservation request (FRR) from a fuel network user interface module (FNUIM), obtaining a physical location of the FNUIM, determining a user associated with the FRR, and obtaining a list of fuel stations using the physical location... Agent: Hydrogen-xt, Inc.

20140337170 - Increasing reliability of information available to parties in market transactions: Aspects and examples are disclosed for facilitating and signaling market transactions between providers of products or services and clients that consume or otherwise use the products and services. In one example, a processing device of a server system receives, via a data network, data from a computing system describing attributes... Agent:

20140337169 - Online and offline collaboration associated with shopping and purchasing: Techniques are provided that include using a collaborative arrangement between a first entity associated with a physical location, such as a physical store or residence that has or sells one or more products of a first product type, and a second entity, such as a Web site offering for purchase... Agent: Yahoo! Inc.

20140337171 - System and method for consumer-merchant transaction analysis: A system, method and computer program product that is capable of determining respective merchant behaviour scores and consumer behaviour scores. Merchant locations (e.g. point of purchase or other geographic or virtual locations), in association with which merchants and consumers conduct transactions, can be used to enhance behaviour scoring capabilities. A... Agent: The Toronto-dominion Bank

20140337157 - System and method for providing a marketplace for moving services: The present invention generally relates to computer and web-based marketplace for moving services. Specifically, this invention relates to systems and methods for providing consumers with quotes for moving services from multiple movers. Embodiments of the present invention allow a consumer to provide details about their move and for movers to... Agent:

20140337173 - Method and apparatus for managing location-based transactions: An approach is provided for managing location-based transactions. A posting application determines to associate transaction information with a geographic location, the transaction information relating to one or more users. The posting application determines location information associated with respective devices of the one or more users. The posting application determines to... Agent:

20140337158 - Swipable product swatching: In an example embodiment, a system for displaying a product in a touch-sensitive display of a hand-held electronic device comprises at least one module, executing on one or more computer processors to present a graphical image representative of the product in the touch-sensitive display, detect a slide-based contact with the... Agent: Ebay Inc.

20140337159 - System and method for creating a personalized consumer product: A system and method for creating a personalized consumer product are provided. The system and method of the present disclosure enables a user, e.g., a consumer, to customize products containing solids and/or fluids by allowing a server communicating over the global computer network, e.g., the Internet, to provide product preferences... Agent:

20140337174 - Augmented reality recomendations: Various embodiments enable a computing device to perform tasks such as processing an image to recognize text or an object in an image to identify a particular product or related products associated with the text or object. In response to recognizing the text or the object as being associated with... Agent: A9.com, Inc.

20140337177 - Associating analytics data with an image: A device and method of capturing one or more images and determining associated interest information are provided. After receiving a data input, an item is identified based on the data input. Subsequently, an instruction to capture an image of the item is received and the image of the item is... Agent: Cellco Partnership D/b/a Verizon Wireless

20140337176 - Performing image searches in a network-based publication system: Methods and systems to perform image searches in a network-based publication system, such as image searches for items available for purchase via the network-based publication system, are described. In some example embodiments, the methods and systems access an image of an item, identify a purchaser of and/or user associated with... Agent:

20140337178 - System, methods, and apparatus for interactive advertising: The present invention relates to a system and methodology for searching and presenting merchant and advertised information to a user over a wide area network such as the Internet. The system and method actively links manufacturer and merchant information within a search query so as to enable a user to... Agent:

20140337175 - Universal electronic payment apparatuses, methods and systems: The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the... Agent: Visa International Service Association

20140337180 - Best-deal list generation: In response to receipt of a best-deal request specifying requested feature levels for products, feature sufficiency for each of said products is evaluated. Each feature sufficiency indicates whether or not a given product meets a respective requested feature level. Normalized prices are determined for the products. Products are sorted according... Agent:

20140337179 - System and method for service provider search: A system and method are disclosed for the creation of future time based search. Service providers identify their availability. This information is then searchable by potential clients to determine if relevant, local service providers are available to perform needed service.... Agent:

20140337160 - Considering social information in generating recommendations: Transaction data is obtained from sellers. The data identifies individuals and products or items that they have purchased from the sellers. Social network data is also obtained. It identifies a social graph for a plurality of different users. A mapping between the social graphs and the transaction data is generated... Agent: Microsoft Corporation

20140337163 - Forward-looking recommendations using information from a plurality of picks generated by a plurality of users: A system and method are disclosed for automating the provision of social media product recommendations in an electronic commerce environment. A user navigates to a merchant website that has implemented the Picks System. Profile data associated with the user is collected and then processed to generate a user affinity profile,... Agent: Dell Products L.p.

20140337166 - Information provision device, information provision method, information provision program, and computer-readable recording medium for storing the program: An information provision device according to one embodiment includes an evaluation request unit, an evaluation registration unit, an estimation unit and a presentation unit. The evaluation request unit transmits an evaluation interface for a recipient to evaluate a given gift given to the recipient to a recipient terminal. The evaluation... Agent: Rakuten, Inc.

20140337165 - Mobile application enabling product discovery and obtaining feedback from network: A system and method are disclosed automating the provision and consumption of social media product recommendations in a. mobile environment. A user enters a physical site associated with a merchant that has implemented the Pick System and initiates a mobile Pick System application on their mobile device to perform mobile... Agent: Dell Products L.p.

20140337161 - On-site curation that enables scalable peer generated content that is visual and inspires discovery anywhere: A system and method are disclosed for automating the provision of social media product recommendations in an electronic commerce environment. In various embodiments, a set of instructions is provided to configure a merchant's source web page markup language and script code to receive consolidated script code. The merchant's source web... Agent:

20140337164 - Picks api which facilitates dynamically injecting content onto a web page for search engines: A system and method are disclosed automating the provision of social media product recommendations in an electronic commerce environment. A search engine submits a request for product-related content, such as a product page, to a merchant web server. In turn, the merchant web server submits a server-side request to a... Agent: Dell Products L.p.

20140337162 - Process to display picks on product category pages: A system and method are disclosed for automating the provision of social media product recommendations in an electronic commerce environment. In various embodiments, web page data associated with a merchant's website is processed to identify a set of product category pages. In turn, data associated with the identified set of... Agent: Dell Products L.p.

20140337168 - Environment and methods for gift giving: The present invention provides methods and systems for gift giving, including enabling gift receivers to publish a gift list, enabling gift givers to view the gift list, and enabling gift givers to engage in crowd funding to purchase one or more gifts from a gift list.... Agent: Pandomi, Inc.

20140337167 - Method for performing social e-commerce: The subject matter discloses a method comprising receiving data of a purchase transaction of a buyer purchasing a buyer's product, said purchase transaction is performed on a buyer's computerized device; sending a buyer's purchase information to members of at least one buyer's contact group; generating a buyer's list comprising the... Agent:

20140337181 - Collective order fulfillment: In embodiments, a buyer may place a purchase order, e.g., to a collective fulfillment computing platform, for a quantity of a product to be produced. In various embodiments, the purchase order may include one or more criteria for fulfillment of the purchase order. In various embodiments, notification of the purchase... Agent:

20140337184 - Method of billing an online purchase: The present disclosure relates to a method of billing an online purchase of a user by himself or a third party. The disclosure particularly provides a method for handling a superordinated virtual shopping cart in which articles of different online providers can be accumulated and billed commonly.... Agent:

20140337183 - Online processing for offshore business transactions: A method and system for processing offshore online transaction use an intermediary platform to conduct foreign currency exchange on behalf of a buyer and an offshore seller. The method allows the buyer to purchase a product of an offshore merchant website using a local currency through the intermediary platform. The... Agent:

20140337182 - System and method for processing gifts from a giver to a recipient: Processing gifts from a giver to a recipient is addressed. The system receives an identification of a product or service as a gift and a recipient. The system transmits an offering including the product/service for selection by the recipient. The system processes the purchase and delivery of the selected product... Agent:

20140337185 - System and method for displaying a retailer interface: The subject matter discloses a method performed on a server, comprising receiving a retailer interface information from a retailer, said retailer interface information comprises features selection information and layout selection information of the retailer; generating a retailer interface from the retailer interface information; detecting an event between a mobile device... Agent: Pick'ntell Ltd.

20140337186 - Method and system for associating container labels with product units: Methods, systems and devices for enabling the geolocational monitoring, tracking and management of an agricultural workflow are provided. A first version of the method includes establishing a serial number for shipping containers which corresponds to a software database record that is readily editable. The invented method avoids the need for... Agent:

20140337187 - Method and system for enterprise-wide migration: Disclosed are a method, system and computer program for collecting inventory data about a group of machines at an office. This method comprises the steps of running an inventory tool on each of the machines, and the tool presenting dialogue displays on each of the machines, filling in or changing... Agent:

20140337188 - Electronic invoicing and payment: A method includes maintaining match data indicative of a correspondence between a past payment and a past invoice of a biller, the correspondence having previously been inferred from data associated with the past payment and data associated with the past invoice; and inferring a correspondence between a received payment and... Agent:

20140337189 - Streamlined sales tax return preparation: A tool for assisting end-users to comply with complex sales tax compliance requirements by electronically preparing a tax return by dynamically creating and providing to each end-user a first data input page having input fields relating only to types and categories of tax for which each end-user's line of business... Agent:

20140337190 - Purchase order matching: An approach is provided for processing invoices that includes the use of a purchase order system to verify information on the invoices. Invoice image data that represents an invoice is received and one or more text fields represented in the invoice image data are obtained. The one or more text... Agent: Ricoh Company, Ltd.

20140337191 - Recycling collection payout: One or more embodiments of techniques or systems for recycling collection payout are provided herein. In some embodiments, a user can place objects into a recycling collection payout system, the system sorts or identifies recyclable objects, gathers or stores the recyclable objects, and pays the user for the recyclable objects.... Agent: Aluminum Can Bank Of America

20140337203 - Exchange for physicals: Systems and methods for performing an exchange for physicals (EFP) may comprise receiving, with a matching engine module in communication with a processor, EFP data comprising an amount of securities to be traded and a price. The matching engine module may calculate a first delta percentage between the EFP data... Agent:

20140337197 - Fair value model based system, method, and computer program product for valuing foreign-based securities in a mutual fund: A system for determining fair value prices of financial securities of international markets includes selecting a universe of securities of a particular international market, computing overnight returns of each security in the selected universe over a predetermined past period of time, selecting at least one return factor of a domestic... Agent: Itg Software Solutions, Inc.

20140337194 - Flexible system and method for electronic trading: System, method, and program products offer flexibility to the rather rigid way of trading in an electronic trading system. Orders for a tradeable object may typically get matched according to set terms and/or conditions at an electronic exchange. A trader may log onto the electronic exchange to trade the tradeable... Agent: Trading Technologies International, Inc.

20140337202 - Guaranty fund apportionment in default auctions: A method apportions guaranty fund contributions into tranches in connection with an auction directed to transferring open positions in a set of markets, such as positions in interest rate swap contracts. Bids for the open positions from non-default market participants are received. A quality factor is determined for each bid... Agent:

20140337198 - Implied volatility based pricing and risk tool and conditional sub-order books: The Book Order Management (BOM) system provides a fully automated and efficient electronic trading environment for derivatives trading. The BOM system allows traders to electronically, in real time, both make two sided markets in any option or combination of options, and issue quotations for immediate use, so that the trader... Agent:

20140337192 - Method and apparatus for facilitating an ipr market: A method is disclosed for establishing communication in a network between a seller of intellectual property rights (IPR) using a first node at a first address, and a buyer of IPRs using a second node at a second address. The method uses a third node at a third address to... Agent:

20140337195 - Method and apparatus for providing order queue information: A system and method for providing market information are disclosed. In this application, updates are received for a tradable object at a price level from at least one exchange. To the extent that the updates do not include enough details to compute the number of orders resting at a particular... Agent: Trading Technologies International, Inc.

20140337193 - Method and system for displaying and trading spreads: A trading application can receive price and quantity information for tradeable objects. The trading application can compute implied price and quantity information for spreads of the tradeable objects. Direct and indirect price and quantity information for the spreads can be displayed in a manner that shows the relationship with each... Agent: Trading Technologies International, Inc.

20140337200 - Method and system for providing option spread indicative quotes: A computer network and method for electronically trading combinations of derivatives. One preferred method of trading includes providing quotes information to a central server, and determining indicative quotes for combination trades, and providing the non-binding, indicative quotes to market participants (which typically includes subscribers, but may also include market makers).... Agent: Chicago Mercantile Exchange Inc.

20140337201 - Method of doing business for auctioning a defaulted loan: A method of doing business includes identifying an owner of property willing to sell his property by an online auction, entering into a contract with the owner obligating him to complete the sales of his property conducted pursuant to terms of the contract; pre-arranging a minimum auction price for his... Agent: Property Liquidators, LLC

20140337199 - System and method for displaying market information and order placement in an electronic trading environment: A system and method are provided for displaying a trading screen and placing an order in an electronic trading environment. The system and method may be used to assist a trader in selecting an item of interest, such as the inside market (best bid and best ask) to be displayed... Agent: Trading Technologies International, Inc.

20140337196 - System and method for displaying trade information for electronic trading exchange: A system and method for displaying trade information is disclosed. The method includes receiving from a host exchange a plurality of trade notifications, each trade notification corresponding to an executed trade, and for each executed trade of interest, determining whether the executed trade belongs in an aggregated set with one... Agent: Trading Technologies International, Inc.

20140337204 - System and method of calculating the pricing of credit based on engagement with a wellness programme: A system and method of calculating the pricing of credit based on engagement with a wellness programme includes monitoring the compliance of a person with a wellness programme and storing data relating to the compliance of the person with a wellness programme. The stored wellness data is used as one... Agent:

20140337205 - Systems and methods to identify merchants: A system and method including a mobile application installed on a mobile device and configured to authenticate a merchant represented by a unique identifier, determine a position of the mobile device while the mobile device is co-located with a transaction terminal of the merchant, communicate the position to a portal... Agent: Visa International Service Association

20140337206 - Electronic currency system: An electronic currency system having Currency Issuing Authorities that are coupled to a money generator device for generating and issuing to subscribing customers electronic currency backed by correspondent Currency Issuing Authorities and participating Financial Institutions that accept and distribute the electronic money; a plurality of devices that are used by... Agent:

20140337207 - Method, device, server, and system for making payment with a messaging application on a mobile device: A first aspect of the present disclosure provides a device, server and system for making a payment from a messaging application on a mobile device. A second aspect of the disclosure provides a method of associating a payer account number with a mobile device. Further provided herein is a method... Agent:

20140337210 - Methods and systems for routing payment transactions: Methods and systems for routing payment transactions electronically involve interrogating by computer logic each payment transaction received by a payments interface processor to identify a payment destination and a payment source and to determine, according to pre-defined parameters, whether the payment transaction is eligible for processing via an internal payment... Agent:

20140337208 - Partner portal solution for financial sector: A banking portal system including a processor, memory coupled to the processor, a configuration storage including configuration data stored in a computer-readable storage medium, the configuration data including user information for a plurality of users registered with the banking portal system, where the plurality of users are from partner organizations... Agent:

20140337209 - Partner portal solution for financial sector: A partner portal system for a financial sector including a processor tangible machine-readable media including code implementing at least common access functions including providing a partner administrative access defining partner role-based access control and a partner management framework feature defining a partner and assigning partner roles including a partner type... Agent:

20140337211 - Automated teller machine (\"atm\") currency stamper: Apparatus and methods for an automated teller machine (“ATM”) currency stamper are provided. The currency stamper may be configured to mark currency retracted by the ATM. The mark may include one or more attributes of the currency. The mark may include transaction information associated with a dispensing and/or retraction of... Agent: Bank Of America Corporation

20140337213 - Automated teller machine enabling video consultation with consultant during financial transactions and transaction method using the same: Disclosed is an automated teller machine (ATM) which includes a financial transaction input unit to receive input of a financial transaction request, a first communication unit to communicate with a first server to process at least part of a plurality of steps corresponding to the financial transaction request, a consulting... Agent: Nautilus Hyosung Inc.

20140337214 - Method and apparatus for money transfer: A staged bill payment transaction method comprises receiving transaction information from a user terminal at a kiosk, building a staging record at a data center in communication with the kiosk, and providing a retrieval key to the sender. The transaction information includes sender and biller information, for example where the... Agent: Moneygram International, Inc.

20140337212 - Sensor system for detection of a partial retrieval of dispensed currency at an automated teller machine: Apparatus and methods for a sensor system are provided. The system may be configured to detect a dispensing of cash from an automated teller machine (“ATM”). The system may be configured to orient one or more sensors to capture a first information stream that includes the dispensing of cash. The... Agent: Bank Of America Corporation

20140337225 - Biometric-based transaction fraud detection: A method of identifying potentially fraudulent electronic transactions at an electronic transaction device may involve the transaction device receiving a transaction request for an electronic transaction. The transaction request may include a biometric credential sample and an authentication credential. Upon locating in the transaction history (i) no entry corresponding to... Agent: The Toronto-dominion Bank

20140337217 - Card present fraud prevention method using airline passenger detail: A system, method, and computer-readable storage medium configured to process cross-border transactions involving payment cards.... Agent: Mastercard International Incorporated

20140337224 - Cardholder changeable cvv2: System and methods for countering credit card fraud comprising cardholder changeable card security code CVV2 (also known as CVC2/CID). It enables cardholder to optionally choose a CVV2 different from the one printed on the card, storing/recording it on card issuer database and from then on use it as a secret... Agent:

20140337231 - Depilation device: A method of pre-allocating amounts for payment transactions comprising: receiving by a payment service server a registration request to the service from a user's communication device, the registration request comprising information related to the user's payment means; allocating by the payment service a user ID to the user's communication device;... Agent:

20140337222 - Devices and methods providing mobile authentication options for brokered expedited checkout: Apparatuses and methods for brokered expedited checkout for e-shopping in telecommunication networks are provided. An apparatus is configured to facilitate checkout for a purchase by a user using user equipment from an e-shop in a telecommunication network. The apparatus has a processing unit configured to authorize the user, to access... Agent: Telefonaktiebolaget L M Ericsson (publ)

20140337216 - Fraud prevention for transactions: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for fraud prevention. A method includes receiving registration information for a user, including identities of the user and an authenticating device and a payment source identifier, and storing the registration information. A payment... Agent:

20140337218 - Fraud prevention for transactions: Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, and include a method for fraud prevention. A method includes receiving registration information for a user, including identities of the user and an authenticating device and a payment source identifier, and storing the registration information. A payment... Agent:

20140337230 - Method and system for secure mobile wallet transaction: Provided is a system and method for reducing fraud related to payment using a mobile application. A method for a mobile transaction enables a server of a third party rather than a merchant and a consumer, to verify whether the consumer of the mobile transaction is valid or not in... Agent: Sk C&c Co., Ltd.

20140337223 - Modularity in a learning system: A system and a method are disclosed for managing the purchase and performance of a microlearning stack comprising a learning application and associated application services in a modular learning system by a learning user. Application services include access to tutoring services, learning facilities, learning tools, and other services associated with... Agent: Monk Akarshala Design Pvt Ltd

20140337229 - Online charging system: There is described an online charging system interacting with a telecommunication system for charging a service usage of an end-user and a related online charging method. In order to achieve a flexible rating logic it is suggested to execute a first rating session to determine a primary charge for a... Agent: Telefonaktiebolaget L M Ericsson (pulb)

20140337219 - Secure data storage and transaction system: Embodiments of the invention are directed to a system, method, or computer program product for a transaction apparatus for secure data storage and consolidation of data for easy implementation and utilization during a transaction. The transaction apparatus may be configured, in various embodiments, for receiving, storing, encrypting, decrypting, encoding, decoding,... Agent: Bphav, LLC

20140337226 - System and method for card processing with automated payment of club, merchant, and service provider fees: An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of... Agent:

20140337228 - System and method for facilitating on-line payment: The present invention relates to a system and method for facilitating on-line payment particularly for goods or services purchased via a merchant site on the Internet. The system enables payment from an existing customer account at a financial institution, but does not require the user to provide credit card details.... Agent: Ewise Systems Pty Ltd.

20140337215 - System and method for updating cardholder personal data with avs synchronization: A computer-implemented method of processing updated payment cardholder personal data. The method includes receiving, by a at least one processing device, updated personal data associated with the payment cardholder; obtaining, by the at least one processing device, data identifying at least one payment system entity with which the payment cardholder... Agent: Mastercard International Incorporated

20140337227 - System and method of selecting a virtual card application: A novel system and methodology for conducting financial and other transactions using a wireless device. Credentials may be selectively issued by issuers such as credit card companies, banks, and merchants to consumers permitting the specific consumer to conduct a transaction according to the authorization given as reflected by the credential... Agent:

20140337221 - Systems and methods for biometric authentication of financial transactions: Systems and methods are provided for authorizing a user in connection with a transaction at a transaction terminal. The systems and methods described herein enable a series of operations whereby a user using a mobile device can capture a code that uniquely identifies a transaction terminal. In addition the mobile... Agent: Hoyos Labs Corp.

20140337220 - Systems, methods, and computer program products for the receipt of transaction offers: In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for receiving transaction offers. For example, in some embodiments, a method is provided that includes (a) receiving information associated with a transaction; (b) storing, in a memory device, the information associated with a transaction;... Agent: Bphav, LLC

20140337232 - Transaction validation by location based services (lbs): A commercial transaction is associated with a current location of a wireless device having location services enabled at the time of the transaction. The current location is compared to an entry in a database of associated merchants accepting transactions to the locations that they handle such transactions. If a match... Agent:

20140337233 - Methods, apparatus and media for use in association with identification token and/or in docking: In some embodiments, a method includes supporting an identification token, issued to an account holder by a non-card shaped body of a device; communicating with a proximity coupling device via a wireless interface of the identification token; electrically connecting a communication device to an electrical connector attached to the non-card... Agent: Mastercard International Incorporated

20140337236 - Device provisioning using partial personalization scripts: Embodiments of the invention relate to systems and methods for efficiently provisioning mobile devices with personalization data. For some embodiments, a method is disclosed comprising receiving a request for provisioning comprising device information for a mobile device and user authentication information for a user, generating a partial personalization script, an... Agent:

20140337238 - Method and system for handling sensitive data in a content delivery network: Using cryptographic techniques, sensitive data is protected against disclosure in the event of a compromise of a content delivery network (CDN) edge infrastructure. These techniques obviate storage and/or transfer of such sensitive data, even with respect to payment transactions that are being authorized or otherwise enabled from CDN edge servers.... Agent:

20140337235 - Person-to-person electronic payment processing: A method of person-to-person anonymous electronic payment processing may involve a payment processing server receiving from a payor payment device a payment initiation request for a payment from a payor account. The payment initiation request may identify a payment amount and excludes payee particulars and the payee account. The server... Agent: The Toronto-dominion Bank

20140337237 - System and method for authenticating a payment terminal: A method of authenticating a payment terminal to a computer server involves the terminal generating a terminal activation request from a private key uniquely associated with the terminal, and from a credential uniquely associated with the terminal. The activation request includes a public key that the payment terminal generates from... Agent:

20140337234 - Systems and methods for secure communication: In some embodiments, fast and secure communication can be achieved (e.g., in a fueling environment payment system) with systems and methods that validate an authentication request based on one or more pre-validated cryptographic keys.... Agent:

20140337239 - Method and system for obtaining offers from sellers using privacy-preserving verifiable statements: A system and methods that preserve the privacy of personal information of consumers as they seek to take advantage of offers advertised by sellers is provided. A seller can advertise services or benefits with some criteria prospective consumers must satisfy to qualify for such services or benefits. A consumer can... Agent: Pitney Bowes Inc.

20140337240 - Method and apparatus for monitoring and responding to land use activities: The invention provides a method and apparatus for monitoring the use of land. More specifically, the invention monitors the use of land at a specified site, as well as at adjacent sites. The invention answers the question of how to manage risks resulting from external activities and how to intervene... Agent: Terradex, Inc.

20140337241 - Method and apparatus for maintaining high data integrity and for providing a secure audit for fraud prevention and detection: Any of various comparisons of computer folders from different points in time is performed. Such comparisons provide the ability to discover missing documents or documents with modification dates that have changed when there would otherwise have been no need to change them and thus allows discovery of missing documents to... Agent:

20140337242 - System and method for candidate matching: A system and method for candidate matching using a recruiter applicant tracking system and by providing a top candidate for employment to a recruiter based on a job request of a hiring employer. A structured candidate experience is created based on free form information associated with a candidate. The candidate... Agent:

20140337243 - Context-dependent authentication system, method and device: A method for authenticating a user using a user device connected to a communications network, the method comprising an implicit phase, wherein said implicit phase comprises performing at least one task within a workflow, said at least one task necessary to move forward within said workflow; storing information associated with... Agent:

20140337244 - Tracking points related to a user account for redemption: A computer to track earned points accumulated, to an online user account, related to a completed task is disclosed. More points may be earned based on a criteria level related to each category of dynamically changing categories. Earned points may be reduced based on redemption used to purchase and download... Agent: Di-walkor Iii Services LLC

20140337245 - Generation of shipment tracking report using text analytics: In a method for compiling shipping information, one or more emails are received. A processor analyzes the one or more emails to determine tracking information and initial shipping information for one or more shipments. A processor determines current shipping information for each of the one or more shipments using the... Agent: International Business Machines Corporation

20140337246 - Apparatus, systems and methods for online, multi-parcel, multi-carrier, multi-service enterprise parcel shipping management: The present invention provides a plurality of Enterprises with a single online user interface with which the Enterprise can provide Enterprise Shippers, shipping origination users and shipping intermediary users with an automated parcel management system for a plurality of supported Carriers for a plurality of services. The present invention provides... Agent: Iship Inc.

20140337247 - Using feedback to reconcile catalog item attributes: Disclosed are various embodiments for using contributor-provided attributes in conjunction with an electronic item catalog. A computer reconciles a plurality of attributes for an item in an electronic catalog using feedback data related to the item. Each of the attributes is provided by one of a plurality of users. The... Agent:

20140337248 - Method and system for distributing and tracking information: Aspects of the present invention are directed to a method and system for distributing information from an information distributor in a banking environment. The method may include composing an electronic notification instrument by providing a notification component and providing a payload component, the payload component including a selectable link. The... Agent:

20140337250 - Information providing system, server device, recording medium, and control method: An information providing system having a server device connected to an external server device, which accumulates review management information, including review information indicating a review of a piece of content by a first user and first identification information that corresponds to the first user and history information that indicates a... Agent: Konami Digital Entertainment Co., Ltd.

20140337251 - Information providing system, server device, recording medium, and control method: An information providing system includes: a server device that is communicably connected to an external server device, the external server device accumulating review management information that includes review information that indicates a review of a piece of content by a first user and first identification information that corresponds to the... Agent: Konami Digital Entertainment Co., Ltd.

20140337249 - Ratings from communication sessions: A method, computer program product, and system is described. An electronic communication session including a first individual and a second individual is identified. A subject matter area associated with the electronic communication session is determined. A first expertise rating of the first individual by the second individual with respect to... Agent: International Business Machines Corporation

20140337252 - Design data providing system, data server, design data providing method, specification data providing method: There is provided a data server capable of improving a quality of a spectacle lens as a finished product and reducing a cost, even if a semi-finished lens having a complicated shape is used, the data server including: a specification data acquisition unit configured to acquire specification data of a... Agent: Hoya Lens Manufacturing Philippines Inc.

20140337253 - Transmitting charge event information to electrical utility through telematics communication infrastructure: Implementations of the present invention contemplate using the communicative connections between a telematics unit in a vehicle and a telematics service provider (TSP) to transmit information pertaining to a vehicle charging event from the vehicle to the TSP and ultimately to electrical power utility companies that provide the electrical power... Agent:

  
11/06/2014 > 184 patent applications in 84 patent subcategories.

20140330577 - Apparatus and method for a post-treatment patient compliance system: A system and corresponding method for post-treatment patient compliance for a medical patient is performed by a system having a memory operable to retain a series of instructions, and a processor operable to retrieve and execute the instructions to perform a series of steps. One step includes receiving as a... Agent: Mouthwatch, LLC

20140330578 - Electronic medical history (emh) data management system for standard medical care, clinical medical research, and analysis of long-term outcomes: An information system and method which corroborates first data provided by data owners and second data provided by data controllers includes a computer and first and second databases. The first database stores the first data and the second database stores the second data. The second data is accessible to the... Agent:

20140330572 - Framework for modeling a clinical trial study using a cross-over treatment design: The present disclosure provides for modeling a clinical trial study, which may implement a cross-over design. A plurality of treatments is generated for a clinical trial study, based on a first subset of operational parameters. A plurality of sequences is also generated for the clinical trial study, based on a... Agent: Oracle International Corporation

20140330579 - Medical kiosk and method of use: A medical kiosk designed to provide tele-medicine services, check-in services, and/or prescription services for a user. The medical kiosk can include a user video conferencing system that is designed to enable the user to have a real-time or near real-time tele-conference with a medical provider located remotely from the medical... Agent:

20140330575 - Method and system for healthcare provider tracking: A health care provider tracking system and method are disclosed. Such a method may include customizing a healthcare device user interface by presenting a first user interface on the healthcare device; receiving tag data having a healthcare provider identifier; sending the tag data to an authentication server; receiving an access... Agent: Eloquence Communications, Inc.

20140330576 - Mobile platform designed for hosting brain rehabilitation therapy and cognitive enhancement sessions: A mobile platform allows trainers to host online brain rehabilitation and cognitive enhancement sessions with clients. The sessions can be individually tailored or chosen from a plethora of prepared sessions. The trainer/evaluator uses real time questionnaires to evaluate the status of the patient prior to preparing the training session. They... Agent:

20140330573 - Modifying metadata associated with electronic medical images: A method of transferring an electronic medical image according to one example embodiment includes receiving the electronic medical image over the internet from an electronic database of a first picture archiving and communication system. Metadata of the received electronic medical image is dynamically modified. The electronic medical image and the... Agent:

20140330574 - Preventive care engine: A preventative care recommendation engine to provide a preventative care recommendation corresponding to a patient is disclosed. Processor(s) may be coupled to network interface(s) accessible by healthcare provider(s) and/or patient(s), to execute instructions to access a set of confidential health information for an identified patient, where the set is derived... Agent: Intermedhx, LLC

20140330571 - The personalized genome report: The Personalized Genome Report (The PGR) is a unique business process that is a paper based method for reporting whole genome sequencing. The PGR is specifically designed for primary care-doctors/physicians to use risk values for diseases and genetic characteristics from the patient's genome to form a wellness plan with the... Agent:

20140330589 - Dynamic medical information model for coordinated patient care delivery: e

20140330585 - Health care communications management system and method of use: A system and method of use directed to a health care system is disclosed herein. More specifically, a system and method of use for managing the communications between health care providers and managing the patient's data before, during, and after receiving medical care is disclosed herein. In one embodiment, the... Agent: Simple Medical Software Inc.

20140330587 - Medical diagnosis derived from patient drug history data: In general the invention is directed to systems, methods, and/or software modules which may analyze a patient's drug history, and optionally other data, and derive a probable diagnosis for the patient based on rules.... Agent: 3m Innovative Properties Company

20140330581 - Methods and systems for creating and using multi-disciplinary treatment plans: Systems and methods are provided for creating and implementing multi-disciplinary treatment plans, which can allow healthcare and medical professionals and providers of various disciplines to collaborate in forming a patient treatment plan and subsequently managing patient care in accordance with this plan. Patient information is first received in a patient... Agent: Medsphere Systems Corporation

20140330584 - Patient medical data access software: A software application enables a user (such as for example a medical care provider) to acquire, enter, view, and store data related to medical care and/or transport of a patient. The software application enables one or more care providers to acquire and enter data in a timely manner beginning at... Agent: Sierra Nevada Corporation

20140330582 - Patient medical data access system: A medical data point of care device is configured to collect, access, store, and distribute patient medical data. The device is particularly suited for use in a mobile environment and may be particularly useful in an urgent care mobile environment, such as a battlefield or disaster area. In such environments,... Agent: Sierra Nevada Corporation

20140330588 - System and method for clinical strategy for therapeutic pharmacies: A system and method of distributing pharmaceutical prescriptions within a network of pharmacies based on the review of prescription claim data and patient medical state to enable stratification of patients, wherein each pharmacy within the network has been established to handle one or more particular patient medical states.... Agent:

20140330580 - System and method for unlocking an over-the-counter biosignal recorder: A system and method for allowing a patient/consumer access to recorded biosignals on an over-the-counter consumer biosignal recorder is disclosed. The method includes receiving at a monitoring server a registration request having an associated device identifier of the biosignal recorder and a user identifier of the patient/consumer. The patient/consumer is... Agent: Cardiocomm Solutions, Inc.

20140330586 - Systems and methods for processing patient information: Systems and methods described herein are for transforming narrative content into structured output. In some embodiments the narrative content is processed using a natural language processing (NLP) engine and a clinical model. The structured output can include a section, a clinical assertion, and a plurality of elements, wherein the elements... Agent:

20140330583 - Systems medicine platform for personalized oncology: The present invention is directed to a platform (e.g., Web-based) that enables basic and clinical research activities by integrating patient characteristics and clinical outcome data with a variety of high-throughput research data in a unified environment. While several rich data repositories for high dimensional research data exist in the public... Agent: Georgetown University

20140330590 - Asset-based adjustment of premium amounts for the generation of an annuity based on a pension plan: According to one embodiment, a system includes one or more processors operable to determine a premium amount associated with a generation of an annuity based on a pension plan, and receive data indicative of a plurality of assets to be used towards a payment of the premium amount. The processors... Agent:

20140330591 - Calculation of premium amounts for the generation of an annuity based on a pension plan: According to one embodiment, a system includes one or more processors operable to, for each of the plurality of participants of a pension plan, determine data indicative of a first premium amount associated with a benefit of the pension plan that the participant is not eligible to elect to receive... Agent:

20140330595 - Computer system for interactions with a user device and third party computers: Described are computer systems for interactions with a user device and third party computers. In an embodiment, a computer system for determining and displaying total loss calculations includes accessing third party computer systems for a plurality of data items. The computer system may include data storage devices, computer processors, a... Agent:

20140330593 - Market-based adjustment of premium amounts for the generation of an annuity based on a pension plan: According to one embodiment, a system includes one or more processors operable to receive data indicative of a plurality of participants in a pension plan, determine a premium amount associated with a generation of an annuity based on the pension plan, and receive data indicative of one or more reference... Agent:

20140330594 - System and method for determination of insurance classification and underwriting determination for entities: Systems and methods are disclosed herein for determining an insurance evaluation based on an industrial classification. The system may be configured to receive search data relating to the entity seeking insurance coverage and query an interface of a third-party platform based on the search data. The system may then be... Agent: Hartford Fire Insurance Company

20140330596 - System for monitoring vehicle and operator behavior: A system for monitoring operator and motor vehicle behavior, including at least one mobile device; application software resident on the mobile device, wherein the application software is operative to gather and record information relevant to both the behavior of a motor vehicle and the behavior of an operator of the... Agent:

20140330592 - Utilization of a separate account and a general account for the generation of an annuity based on a pension plan: According to one embodiment, a system includes one or more processors operable to determine a premium amount associated with a generation of an annuity based on a pension plan. The processors are further operable to determine a first portion of the premium amount eligible for allocation to a separate account.... Agent:

20140330598 - Finding best seating selections via algorithmic search: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, are described for contiguously seating passengers in a travel conveyance. In one aspect, a method includes receiving a seat request for multiple seats, and, in response to receiving the seat request, calculating factors associated with each seat... Agent:

20140330599 - Identifying partial user-entered data: There are methods and apparatus, including computer program products, for service improvement techniques for a transportation service provider using mobile devices. In one aspect there is received user-entered data for at least one field present in a provided electronic form. The form includes a link that, when activated, establishes a... Agent:

20140330597 - Ticket transaction and pricing system: A ticket transfer system includes a ticket analyzer system includes logic adapted to receive an image of a ticket to an event. The ticket analyzer system includes logic adapted to extract information about the ticket from the image. The ticket analyzer includes logic adapted to apply the extracted information to... Agent: Gametime

20140330603 - Intelligent reconfigurable locker system: This invention involves the configuration of locker sizes during installation that can be reconfigured periodically to conform to the packages that arrive at the locker location. Locker control software can enable the efficient selection of locker size so that the locker bank can be optimized to the size of the... Agent:

20140330602 - Method for multi entity scheduling object visibility and control: A method for enabling a non-authoring entity viewing access to view the data associated with authored, yet un-submitted, scheduling objects comprising of the identification of an entity, or the creation and selection of an entity code; and updating scheduling object. Some embodiments of the invention not only enable the ability... Agent:

20140330600 - Performance driven municipal asset needs and sustainability analysis: Embodiments of the invention relate to a method for providing performance driven municipal asset needs and sustainability analysis. The method includes calculating asset health scores for a plurality of assets in an infrastructure. The asset health scores change as a function of time. The method also includes identifying prescription options... Agent: International Business Machines Corporation

20140330601 - System and method for managing and monitoring the dispensing of fuels: A fuel management system for use by operators of temporary and/or permanent inventories of vehicles such as vehicle dealerships. Fuel vouchers are issued by authorized issuing personnel to authorized recipients if a validation procedure is passed using a database incorporating employee and vehicle inventory information. At the time of delivery,... Agent:

20140330604 - Operator assistance system and method: A method for assisting operators performing tasks on assets includes remotely monitoring locations of mobile electronic devices associated with performance of tasks on one or more assets by the operators, remotely monitoring progress of completion of the tasks, and, based on at least one of the locations that are monitored... Agent: General Electric Company

20140330605 - System and method for monitoring and scheduling a workforce: A method includes calculating a labor shortfall for completion of a set of tasks within a designated time period. The labor shortfall represents a difference between a required workforce that is needed to complete the tasks and an amount of available workforce. The available workforce personnel are subject to workforce... Agent: General Electric Company

20140330607 - Personalization of notifications on mobile devices for enterprise systems: Personalization of notifications can be provided. Personalized notification settings defining operation of a personalized notification (e.g., what business event or events trigger the notification, number of occurrences of the notification, frequency of the occurrences, audio indicators, and/or visual indicators) can be entered at a mobile device and stored at a... Agent:

20140330606 - System and method for scheduling: A method is presently disclosed that includes receiving asset information for a plurality of assets, and each asset has defined inspection requirements; determining a list of inspection tasks for each of the plurality of assets based on the inspection requirements; receiving workforce information for a plurality of members of a... Agent: General Electric Company

20140330608 - Scheduling and payment systems and methods: The present systems and/or methods generally facilitate scheduling and/or payment of a service provider. In one embodiment, the scheduling system is integrated with a payment system and configured for use with childcare providers and childcare requestors (i.e., parents). In this embodiment the providers upload their schedules onto an online database... Agent: College Sitter Contact, Inc.

20140330609 - Performance driven municipal asset needs and sustainability analysis: Embodiments of the invention relate to a method for providing performance driven municipal asset needs and sustainability analysis. The method includes calculating asset health scores for a plurality of assets in an infrastructure. The asset health scores change as a function of time. The method also includes identifying prescription options... Agent:

20140330611 - Facilitating revenue generation from wholesale electricity markets using an engineering-based model: The disclosure facilitates generation of energy-related revenue for an energy customer of an electricity supplier. The disclosure herein can be implemented to generate suggested operating schedules for energy assets that include a controllable energy asset, using an objective function. The objective function is determined based on a dynamic simulation model... Agent:

20140330610 - Systems and methods for visual schedule building: Methods, systems and computer readable media for visual schedule building are disclosed.... Agent:

20140330613 - Add-on to the informatica powercenter tool that allows the management of the dependencies and executions of informatica powercenter workflows: The add-on provides methods and systems for the management of the dependencies, executions along with notifications of the executions of Informatica PowerCenter workflows. This is an add-on to the Informatica PowerCenter tool that allows the workflow executions to be managed from within the tool by a managing workflow. The add-on... Agent:

20140330612 - Validation of functional correctness of sam schemas including action chains: Methods, systems, and computer-readable storage media for evaluating a validity of an extended status and action management (SAM) schema. In some implementations, actions include receiving the extended SAM schema, the extended SAM schema being an extension of a core SAM schema, providing one or more goals, goals representing an intention... Agent: Sap Ag

20140330614 - Validating sam schemas based on business functionalities: Methods, systems, and computer-readable storage media for evaluating a validity of an extended status and action management (SAM) schema. In some implementations, actions include receiving the extended SAM schema, the extended SAM schema being stored as a computer-readable document in memory and being an extension of a core SAM schema,... Agent: Sap Ag

20140330615 - Risk estimation of inspection sites: A system for estimating a risk that a site will have deficiencies receives data relating to the site. The data comprises a plurality of previous inspection results of the site. The system determines a risk score that corresponds to the expected deficiencies that would be found if the site were... Agent: Oracle International Corporation

20140330616 - System and method for identifying relevant information for an enterprise: A system and method are provided for finding and retrieving information within an enterprise that is relevant to enterprise problems, enterprise opportunities, and unexpected or interesting events. The method includes scanning content related to a process conducted by an enterprise, where the process includes one or more process steps; identifying... Agent:

20140330617 - Selecting a synchronous or asynchronous process to determine a forecast: In accordance with embodiments, there are provided mechanisms and methods for selecting a synchronous or asynchronous process to determine a forecast. These mechanisms and methods for such synchronous/asynchronous process selection can enable embodiments to determine forecasts for multiple users (e.g. with hierarchical relationships, etc.) over an arbitrary time interval. The... Agent:

20140330618 - Interactive survey system: An on-line interactive survey system in which a server generates a markup document based on questions in a database. The database also includes question logic fields from which the server generates survey logic. The database is organized so that survey logic associated with a first question calls a logic function... Agent:

20140330619 - Methods and systems for automatic, pre-sale price matching: A method for automatic, pre-sale price matching performed by a computing device includes receiving a first price established by a first vendor for at least one of a good and a service. The method includes retrieving information including a second price, the information associated with an offer for sale, by... Agent: Baby's Den Inc.

20140330620 - Computer-implemented system and method for benchmarking, accounting, analysis, and cost forecasting: A computer-implemented method for benchmarking, accounting, analysis, and cost forecasting is provided. In exemplary embodiments, the method may comprise, at a server having one or more processors and memory storing one or more programs for execution by the one or more processors: harvesting raw data from a plurality of sources;... Agent:

20140330621 - Cms stars rating data management: A computer-based method for managing CMS (Centers for Medicare and Medicaid Services) Stars program data includes storing historical CMS raw scores and Stars ratings in a database, which is in communication with a computer system having a user interface. The database is updated with CMS measurement data (or Stars rating... Agent:

20140330623 - Flex service car wash: A system and method of operating a carwash with flexible service offerings comprises providing an automated computer terminal at which a user of a vehicle can purchase a car wash and at least one additional service, such as a hand service, after receiving the car wash, determining a queue for... Agent: Innovative Control Systems, Inc.

20140330622 - Subscription customer saving procedures with multiple entities: A potential upcoming cancellation of a subscription to a subscription service for a subject customer profile can be detected. After the detection of the potential upcoming cancellation, a tailored customer saving procedure can be selected from among a plurality of available customer saving procedures (e.g., using a weighted algorithm and/or... Agent: Microsoft Corporation

20140330624 - Online game rewards for web-based purchases: Example systems and methods related to providing rewards for an online game in response to web-based purchases are presented. In an example, information is received that describes a proposed item for purchase presented to a user of an online gaming system at an online merchant system distinct from the online... Agent:

20140330625 - Items referrals in a network-based publication system: Methods and systems for facilitating the referrals of items provided by a network-based publication system are described. In some example embodiments, the methods and systems may provide a mechanism to receive referrals from viewers of items (e.g., viewers of product description information associated with items available for purchase) and/or surface... Agent: Ebay Inc.

20140330627 - Payables bidding system: A buyer-centric payables bidding method, system, and computer-implemented program instructions are disclosed. The payables bidding system facilitates the discounting of vouchered payables through an online bid process. In the online auction process, suppliers of goods and/or services bid on the right to collect vouchered payments from buyer before the previously... Agent: Interstate Capital Corp.

20140330626 - Single tap transactions using a mobile application with authentication: The invention describes how a consumer can hold their NFC enabled device in proximity to an NFC enabled point-of-sale terminal and with a single “wave” or “tap” to automatically redeem coupons, pay for a purchase using a default payment card or a selected card, view receipts view reward point balances,... Agent:

20140330628 - Method and apparatus for providing card-less reward program: Disclosed is a card-less reward system providing buyers with promotional offers and engendering buyers to be rewarded by submitting receipts obtained from sellers. A method for rewarding the buyers comprises providing to a buyer a list of promotional offers for a product or service of at least one seller, allowing... Agent: Dailygobble, Inc.

20140330629 - Scannable code tags for use in social networking and group invitation: An apparatus and method for cloud-based storage, retrieval and sharing of files tagged with scannable code tags and group invitation. This application and method includes establishing a user account on a network, the user account being linked to a user space configured to store at least media files for an... Agent:

20140330630 - Method and system for using multi-function cards for storing, managing and aggregating reward points: A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of independent reward points issuing entities, with each tracking the user's earned reward points in a user reward point account stored on a multi-function card (such as a... Agent:

20140330631 - System and method for administering a loyalty program and processing payments: The present invention is directed to a system and method for administration of a customer loyalty program at a point of sale terminal. The system, in one embodiment, contains a database of customer records for the loyalty program where each customer record contains information about a customer's payment device and... Agent: Modiv Media, Inc.

20140330632 - Method and system for generating social signal vocabularies: A social analytic system may identify the social signals associated with a brand, campaign, or any other topic. The social analytic system may generate a vocabulary associated with the brand, campaign, or topic based terms used in the associated social signals. The vocabulary may be used for generating social media... Agent: Sprinklr Inc.

20140330633 - Adaptive experimentation and optimization in automated promotional testing: Methods and apparatus for implementing forward looking optimizing promotions by administering, in large numbers and iteratively, test promotions automatically formulated using highly granular test variables on subpopulations. The responses from individuals in the subpopulations are received and analyzed. The analysis result is employed to subsequently formulate a general public promotion.... Agent:

20140330634 - Automated and optimal promotional experimental test designs incorporating constraints: Methods and apparatus for implementing forward looking optimizing promotions by administering, in large numbers and iteratively, test promotions formulated using highly granular test variables and automatically incorporating constraints on segmented subpopulations. The responses from individuals in the subpopulations are received and analyzed. The analysis result is employed to subsequently formulate... Agent:

20140330637 - Automated behavioral economics patterns in promotion testing and methods therefor: Methods and apparatus for implementing forward looking optimizing promotions by administering, in large numbers and iteratively, test promotions formulated using highly granular test variables on purposefully segmented subpopulations. The plurality of test promotions are associated with at least one behavioral economics principles. The responses from individuals in the subpopulations are... Agent:

20140330635 - Automated event correlation to improve promotional testing: Methods and apparatus for implementing forward looking optimizing promotions by administering, in large numbers and iteratively, test promotions formulated using highly granular test variables on purposefully segmented subpopulations. The plurality of test promotions automatically account for covariates. The responses from individuals in the subpopulations are received and analyzed. The analysis... Agent:

20140330636 - Automated promotion forecasting and methods therefor: Methods and apparatus for implementing forward looking optimizing promotions by administering, in large numbers and iteratively, test promotions formulated using highly granular test variables on purposefully segmented subpopulations. The plurality of test promotions are automatically proposed. The responses from individuals in the subpopulations are received and analyzed. The analysis result... Agent:

20140330638 - System and method for management of marketing allocations using a return on investment metric: A system and method for automatically assigning marketing allocations, including advertisements and coupons, for a business to marketing channels. An investment engine and recommendation engine uses input data to assign marketing allocations to marketing channels. Consumer activity is generated that produces corresponding output data. The investment engine calculates a return-on-investment... Agent: Locu, Inc.

20140330639 - Method and system for evaluating, reporting, and improving on-line promotion effectiveness: A system and method for populating and analyzing a member consumer profile database for implementing an incentive driven targeted product marketing program is disclosed. To implement the targeted product marketing program, personal profile information is collected from several member consumers and stored in a profile database. A group of the... Agent: E-rewards, Inc.

20140330640 - Conversion tracking for installation of applications on mobile devices: An application executing on a mobile device, such as an application associated with a social networking system provides a link to install a third-party application. The link may be presented in an advertisement, and the link is used to retrieve data comprising a client application for execution by the mobile... Agent:

20140330641 - System and method for verifying completion of an activity: A system and method for verifying completion of an activity are provided. The system comprises a scanner operable to obtain token data obtainable based on completion of an activity; and a server operable to obtain the token data from the scanner to verify completion of the activity. The method comprises... Agent:

20140330642 - System and method for end user activated contextual mobile advertising and opportunity matching platform: A system and method are disclosed for the creation of a contextual mobile advertising and opportunity matching platform (CMAP) that provides contextually relevant advertising, lead generation, feedback, quotation or offers for goods and/or services, collaboration, or other contextually relevant interaction between parties to opportunity receivers based upon data generator sourced... Agent: Cdemo Mobile Solutions Ltd.

20140330643 - Automatically determining relationships between mobile devices: Relationships between a plurality of mobile devices are automatically determined. For each mobile device in the plurality of mobile devices, characteristics of a user of the mobile device are determined. Based on the characteristics of the users of the mobile devices, a first role of a first user of a... Agent: Admobius, Inc.

20140330644 - Promotion identification and presentation for prior transactions: Embodiments of the invention are directed to a system, method, or computer program product for providing post-transaction receipt collection and product promotion monitoring. As such, receipts associated with a user transaction may be collected and the products from those receipts may be determined. Subsequently, the invention may monitor promotions from... Agent: Bank Of America Corporation

20140330645 - Universal consumer-driven centralized marketing system: A scalable adaptable consumer-driven centralized marketing system and methodology receives consumer directives, marketing directives and marketing objects from users. Each marketing object is associated with a marketing directive. A consumer directive provides consumer-related information, which may include a subject matter of interest. A marketing directive provides marketing subject matter, which... Agent:

20140330646 - System and method for activation of marketing allocations using search keywords: A system and method for automatically assigning marketing allocations, including advertisements and coupons, for a business to marketing channels. An investment engine and recommendation engine uses input data to assign marketing allocations to marketing channels. Consumer activity is generated that produces corresponding output data. The investment engine calculates a return-on-investment... Agent: Locu, Inc.

20140330647 - Application and service selection for optimized promotion: Embodiments of the invention relate to application and services promotions. One embodiment includes presenting an application or service by an application or service promotion provider, for exposing, the application or service to potential users. Recommendation and promotion preferences are selected for the application or service. The application or service is... Agent: International Business Machines Corporation

20140330648 - Stored value card display advertising system and method: A retail display advertising system includes a central management computing device in communication with a retailer computing device. The central management computing device selectively downloads advertising content associated with one or more stored value cards to a retailer computing device, and selectively download a specified schedule to each of the... Agent: Gift Card Impressions, LLC

20140330649 - Displaying targeted advertisements to users: A targeted advertisement is retrieved for a first user, and a targeted advertisement is retrieved for a second user. The targeted advertisements are switched such that the targeted advertisement intended for the first user plays on a display of an electronic device of the second user, and the targeted advertisement... Agent:

20140330653 - Information recommendation method and apparatus: An information recommendation method and apparatus are provided. The method includes: acquiring, by using an open interface of a first network platform, relational data information of a user associated with a user of a second network platform; dividing, according to the relational data information of the user, each friendship circle... Agent:

20140330652 - Online advertising model: An advertising system and method is used to advertise services to users of a network depending on identified circumstances of the user. The advertising may be interactive, intervening, passive or requested by the user. The users are part of a network and the advertising system tailors the advertisements towards the... Agent:

20140330650 - Setting computing device functionality based on touch-event properties: In one example, a computer-implemented method can include the step of receiving a finger-contact patch attribute from a user of a touch screen system. A user's age group can be determined according to a finger-contact patch attribute. The user's age group can be provided to a server. A pixel width... Agent:

20140330651 - System and method for social media-aware advertisement brokering: An advertisement brokering system for social media-aware advertisement brokering is provided. The advertisement brokering system includes a processor and a memory, wherein the memory comprises a rules database and plurality of modules. The memory further comprises a data mining module for mining data from predetermined resources based upon predefined characteristics... Agent:

20140330654 - Payment of restaurant bills: A method includes identifying a restaurant where a user of a mobile device is located; receiving, from the restaurant, data indicative of one or more items on a bill associated with the user; providing the data to the mobile device; and enabling the user to pay for one or more... Agent:

20140330655 - Adjustment of a security level of a transaction system based on a biometric characteristic of a customer: Methods and systems for adjusting a security level of a transaction system based on biometric characteristics of a customer are disclosed. According to an aspect, a method includes interacting with a customer at a transaction terminal. The method also includes determining a biometric characteristic of the customer based on the... Agent:

20140330656 - Mobile and wearable device payments via free cross-platform messaging service, free voice over internet protocol communication, free over-the-top content communication, and universal digital mobile and wearable device currency faces: Provided are computer implemented methods and systems for facilitating mobile and wearable device payments and multimedia transfer. The method commences with receiving a multimedia transfer request from a mobile and wearable device associated with a sender. The method further comprises receiving a recipient identifier. The recipient identifier is associated with... Agent:

20140330657 - Semi-tractor trailer for distribution of natural gas and system and method for use of same: A semi-tractor trailer for distribution of natural gas and a system and method for use of the same are disclosed. In one embodiment, a semi-tractor trailer supported fuel receptacle has a plurality of metered fuel dispensers along the sides thereof to permit customers to park along side the semi-tractor trailer... Agent:

20140330658 - Point of sale tax reporting and automatic collection system with tax register: A point of sale tax reporting system including a smart tax register located at a retailer location. The retailer smart register processes consumer transactions and calculates the amount of sales tax due the retailer by the consumer for each transaction. After the sales tax is paid to the retailer by... Agent:

20140330660 - Stored value card kiosk system and method: A stored value card activation system includes a server in communication with one or more computing devices configured in kiosks. The server receives stored value card type information associated with one of multiple non-activated stored value cards from the computing device. The server also receives monetary amount information to be... Agent: Gift Card Impressions, LLC

20140330659 - Using voice input at a mobile point of sale: A method, system, and computer-readable storage medium for using voice input at a mobile point-of-sale (POS) are disclosed. For example, one method involves receiving a voice input, where the receiving is performed by a mobile POS (MPOS) device. The method also involves determining, based on the voice input, whether to... Agent: Oracle International Corporation

20140330661 - Systems and methods for facilitating a transaction by matching seller information and buyer information: Systems and methods are provided to facilitate a transaction between a seller and a buyer. According to one embodiment, seller offer information is received at a controller. The seller offer information is associated with an item, such as a secondary market item, being offered for sale by a seller. Buyer... Agent:

20140330667 - Auctioning system and methods interacting with multiple devices: An auctioning system and methods interacting with multiple devices are set forth that includes a main server, remote terminals, and remote individual communication devices that communicate with one another and are adapted to display information to a user about a product or service for sale, and information pertaining to predefined... Agent:

20140330668 - Auctioning system and methods interacting with multiple devices: An auctioning system and methods interacting with multiple devices are set forth that includes a main server, remote terminals, and remote individual communication devices that communicate with one another and are adapted to display information to a user about a product or service for sale, and information pertaining to predefined... Agent:

20140330666 - Methods and apparatus for providing an electronic commerce platform: A method performed on a computer server system hosting an electronic commerce platform is provided for incentivizing provision of sales assistance services by customer service representatives to sellers of products or services on the platform, without inflating product or service pricing with commission fees or artificially lowering product pricing. Thereby... Agent:

20140330662 - Polling method for auction, raffle, or lotto in a social network system: A pooling method includes steps of providing each user of the social network system with bidding money, providing with bidding tickets; forming a bidding team of a maximum number of members among the plurality of users, and each member's entering the auction room by satisfying the auction-room-entrance condition and participating... Agent:

20140330663 - Reverse auctions for consumer products and services: The present invention concerns computer-based methods and systems for performing buyer-initiated reverse auctions to purchase consumer products and services. The invention allows a prospective buyer who commits to purchase a particular consumer good or service for not more than a buyer-specified price to initiate a reverse auction online amongst accredited... Agent:

20140330664 - System and method for conducting an electronic land auction: Some embodiments of the present disclosure relate to a method of conducting an electronic auction. The method may include: identifying a plurality of land listings that each correspond to a parcel of land that is available for auction; identifying the parcel of land of one land listing of the plurality... Agent: Renterra Farmland Sales And Rental Auction Inc.

20140330665 - System and method for negotiating improved terms for products and services being purchased through the internet: A method and system for negotiating improved terms for a product being purchased over the Internet. Once a purchaser has made a decision to buy a specific product over the Internet, the purchaser may use the services of a personal negotiating broker-agent program to beat the best available purchase transaction... Agent:

20140330675 - Alias identity and reputation validation engine: Methods and system for determining reputation information are provided. The method includes analyzing transactional and non-transactional information for an alias associated with an entity and determining reputation information for that alias. The reputation information is transferrable across multiple domains. A user can request the reputation information about an entity prior... Agent:

20140330674 - Certified offer service for domain names: A method for purchasing a domain name registration. A user conducts a search to determine if a domain name is available. If it is already registered, the user can make an anonymous offer through a third party to the present registrant to purchase the domain name registration. The offer is... Agent: Network Solutions, LLC

20140330676 - System and method for preserving land through an independent trust organization: The present invention discloses a method for preserving any natural land through an independent trust organization. The organization must buy natural land in a plurality of countries all around the world land through a company. The trust organization shall then divides the land in smaller tiles and sells to clients... Agent: Your Earth Share B.v.

20140330677 - Object information derived from object images: Search terms are derived automatically from images captured by a camera equipped cell phone, PDA, or other image capturing device, submitted to a search engine to obtain information of interest, and at least a portion of the resulting information is transmitted back locally to, or nearby, the device that captured... Agent:

20140330678 - System and method to generate a shopping cart list: A method includes receiving user input at a computing device. The user input indicates a selection of an image at a purchasable item displayed via a first display element of a plurality display elements of a representation sent to a display device associated with the computing device. The first display... Agent:

20140330670 - Enhancing revenue of a retailer by making a recommendation to a customer: A retailer's revenue may be enhanced by recommending items in context of a specific collection built for a customer's specific preferences. Customer input that pertains to their previously purchased items and future preferences is received. The input that pertains to the customer is analyzed. A recommendation for the customer is... Agent:

20140330669 - Leveraging reader performance to provide a publication recommendation: A user associated with an educational institution is identified. The institution can include a curriculum. The user can be associated with a profile. The profile can include characteristics associated with the user. The characteristics can include a skill associated with the curriculum and a performance indicator associated with the skill.... Agent: International Business Machines Corporation

20140330671 - Method for management of online ordering: A system and method for automatically submitting an online order from a customer to a restaurant. Input data and customer data is used by an order engine to select a deployment platform, such as social media networks, search engines, mobile applications, and related websites, for a user interface. The user... Agent: Locu, Inc.

20140330672 - System for management of online ordering: A system and method for automatically submitting an online order from a customer to a restaurant. Input data and customer data is used by an order engine to select a deployment platform, such as social media networks, search engines, mobile applications, and related websites, for a user interface. The user... Agent: Locu, Inc.

20140330680 - E-commerce system that allows for seller restrictions based on social media account characteristics: A computer receives a first restriction on the sale of an item from a seller, wherein the first restriction is based on at least one social media account characteristic. The computer receives an offer for purchase of the item from a buyer, wherein the offer includes characteristics of a social... Agent: International Business Machines Corporation

20140330679 - Methods devices and systems for purchasing a product: The present invention includes systems and methods for purchasing a product. A consumer may purchase a token at a first location. The token may share a similar design with a product located in a second location. After purchasing the token, consumer data including a delivery address may be transmitted from... Agent:

20140330681 - System and method for enabling online ordering using unique identifiers: A system and method for automatically submitting an online order from a customer to a restaurant. Input data and customer data is used by an order engine to select a deployment platform, such as social media networks, search engines, mobile applications, and related websites, for a user interface. The order... Agent:

20140330673 - Remote authentication of replaceable fuel cartridge: A device is disclosed, having a programmable processor programmed to cause a fuel cell authentication device to obtain a first unique identifier element (UIE) associated with a first hydrogen fuel cartridge and host information associated with a host device configured to use fuel from the first fuel cartridge. Said device... Agent:

20140330683 - Method of selling mobile phone accessories in a vending machine: The invention relates to a method of dispensing a number of mobile phone accessory products from a vending machine by use of a uniform, standardized package. The vending machine may have a number of shelves and a number of individual column on each shelf. The user selects a product to... Agent:

20140330682 - Vending machine for selling mobile phone accessories: The invention relates to a method of dispensing a number of mobile phone accessory products from a vending machine by use of a uniform, standardized package. The vending machine may have a number of shelves and a number of individual column on each shelf. The user selects a product to... Agent:

20140330684 - Electronic device, information processing method and program: An electronic device that is convenient to use is provided. The electronic device provided includes an operating unit that receives an operation of a user; an image capturing unit that is able to capture an image of an appearance of the user; an information providing unit that provides information to... Agent: Nikon Corporation

20140330685 - Asset tracking and management: Embodiments include asset tracking and management. In one embodiment, an end-user device obtains a user identifier, a tracking unit identifier, and an asset identifier. The end-user device sends these items to a server. Upon receipt, the server verifies that the tracking unit identifier is valid, available, and assigned to the... Agent:

20140330686 - Facilitating online to offline commerce: Systems and methods for facilitating online to offline commerce are disclosed. In one embodiment, a system configured to receive a request to check-in a customer at a merchant facility is disclosed. The system receives a request to access real-time pre-sale transaction data associated with a first customer and transmits the... Agent:

20140330687 - Revenue sharing: A server provides data to software applications executing at mobile devices. Billing information for each wireless device is shared with a provider of a software application. The server formats usage information into a transaction record for the content provider. A customer of a network carrier is charged differently based upon... Agent: At&t Intellectual Property I, L.p.

20140330692 - Compensation based on entity groups: Various implementations for providing compensation based at least in part on a number of entity groups are described. A relationship network associated with an entity includes a plurality of network entities. The relationship network is determined, and a number of entity groups within the relationship network are counted. The entity... Agent:

20140330691 - Devices, methods and systems related to automation that provides financial planning advice: Computationally implemented methods and systems include generating at least one financial plan container that includes a template of one or more variables, said financial plan container configured to receive and/or contain client data, and said template of one or more variables is based on one or more of a type... Agent:

20140330690 - Merchant continuity correction using cardholder loyalty information: A computer-implemented method of maintaining continuity of transaction data associated with a merchant within a payment card network includes identifying new merchant IDs and associated new merchant information from a database, the new merchant IDs and associated new transactions generated after a predetermined timestamp; and identifying discontinued merchant IDs and... Agent: Mastercard International Incorporated

20140330688 - System and method for creating and managing a charging condition matrix: In one embodiment, a Charging Condition Matrix (hereinafter “CCM”) is created and maintained. The CCM has one or more conditions and corresponding rates dictated by the terms and conditions of a contract. A user may utilize the CCM with a revenue and expense management application to compute data-driven fees based... Agent: Bonaire Software Solutions, LLC

20140330689 - System and method for verifying online banking account identity using real-time communication and digital certificate: A system and method for verifying online banking account identity using real-time communication and digital certificate, comprising: online banking server with users' bank accounts, security server, users' cellular phones, and digital certificate, wherein the security server is equipped with a server end for real-time communication technology and the user's cellular... Agent:

20140330747 - Asset lifecycle management: Embodiments of the invention relate to asset lifecycle management. A method includes assessing a current health condition of a plurality of assets that are managed by a plurality of different entities. Predictive analytics are applied to determine a predicted future health condition of the assets. Prescription options for the assets... Agent: International Business Machines Corporation

20140330749 - Asset lifecycle management: Embodiments of the invention relate to asset lifecycle management. A method includes assessing a current health condition of a plurality of assets that are managed by a plurality of different entities. Predictive analytics are applied to determine a predicted future health condition of the assets. Prescription options for the assets... Agent: International Business Machines Corporation

20140330750 - Computer implemented method for transforming bank-owned real property assets and/or bank held mortgage note receivables into a hybrid mortgage/asset - backed security: A method for transforming bank-owned real property assets and/or bank held mortgage note receivables, suitable for refinancing, into a negotiable hybrid mortgage/asset-backed security. The method includes providing a bank mortgage at a below-market mortgage rate for purchase of the real property or refinance by the mortgagor. The bank mortgage, having... Agent:

20140330752 - Market data alert and news-driven alert system: A system for providing a real-time user notice or alert for traders and daytraders based on stockmarket events or other market data is disclosed. The system provides for receiving a user selection of a first market event setting, and receiving user input specifying a maximum period of time, and providing... Agent: News Patent LLC

20140330751 - Method and system to capture credit risks in a portfolio context: A method for capturing credit risks in a portfolio context includes the steps of linking accounting data of economic subjects using data on the exchange of goods and services between the economic subjects and determining the probability of at least one credit event in the portfolio context by applying at... Agent:

20140330746 - Stochastic investment planning system: Embodiments relate to stochastic investment planning. One aspect includes receiving a plurality of constraints associated with projects to be performed by a plurality of agencies. The constraints are compared across the projects to identify projects having a spatial overlap and compatible project types. Two or more of the projects are... Agent: International Business Machines Corporation

20140330748 - Stochastic investment planning system: Embodiments relate to stochastic investment planning. One aspect includes receiving a plurality of constraints associated with projects to be performed by a plurality of agencies. The constraints are compared across the projects to identify projects having a spatial overlap and compatible project types. Two or more of the projects are... Agent: International Business Machines Corporation

20140330753 - System and methods for residential real estate risk transference via asset-backed contract: Real estate risk may be transferred via a contract associated with a real estate property. Such a contract may be an asset-backed index swap or an investment contract in which an owner entity of the real estate property grants to an investor entity an economic right to a portion of... Agent: Ekcs, LLC

20140330754 - Systems and methods for providing share assessment data in relation to virtual portfolios: A computer-implemented method for providing share assessment data, the method including: maintaining access to a repository of data for a plurality of shares; providing, via a client interface, a share selection interface, wherein a share selected via the share selection interface is added to a virtual share portfolio; providing, via... Agent:

20140330696 - Consolidated price level expansion: Certain embodiments provide consolidated price level expansion. Data associated with the individual price levels represented by a consolidated price level is expanded and provided through an expanded consolidated price level interface. In certain embodiments, the expanded consolidated price level interface includes a pop-up interface. In certain embodiments, the expanded consolidated... Agent: Trading Technologies International, Inc.

20140330698 - Dynamically activating and deactivating one or more elements of a trading tool: Various embodiments relate to intelligently activating and deactivating a trading tool element of a trading tool to improve a user's confidence in the trading tool. By dynamically activating and deactivating elements on the trading screen, the trading tool effectively increases a user's confidence in placing a trading order, canceling a... Agent:

20140330695 - Facilitating revenue generation from wholesale electricity markets based on a self-tuning energy asset model: The apparatus, systems and methods herein facilitate generation of energy-related revenue for an energy customer of an electricity supplier. The apparatuses and methods herein can be used to generate suggested operating schedules for the energy assets that including a controllable energy asset, using an objective function. The objective function is... Agent:

20140330704 - Method and apparatus for automated trading of equity securities using a real time data analysis: A system and method for buying and selling securities based on volatility and liquidity rather than other fundamentals is demonstrated. The method involves: providing at least one decision model to buy and sell a security; inputting real-time data into the decision model; and automatically generating an order and executing transactions... Agent:

20140330694 - Method and system for preparation of a financial transaction: Methods and a system for preparing a financial transaction are described. Input data for a financial information query is received. A query is performed and data for a number of information panels is returned. The data relates to trading information for at least one tradable object associated with the input... Agent: The Royal Bank Of Scotland Group PLC

20140330699 - Method of processing investment data and associated system: A computerized method for processing investment data includes providing a server supporting a database for receiving, processing and storing investment data providing a rules engine for processing rules data employing rules relating to credit assignment; introducing into the server investment data from a plurality of external sources, processing the rules... Agent:

20140330701 - Methods and systems for chart based order entry: In one aspect, the invention comprises software comprising: (a) software for displaying a chart display comprising pricing information for securities; and (b) software for displaying an interface display for placing securities orders, wherein the chart display is configured to enable a user to enter price information in the interface display... Agent:

20140330700 - Multiple open order risk management and management of risk of loss during high velocity market movement: The disclosed embodiments relate to a mechanism which may restrict or otherwise manage the extent of exposure of any particular market participant within the price movement threshold of a market protection system which interrupts market activity during extreme events, as well as to a mechanism for controlling risk of loss... Agent:

20140330702 - System and method for using diversification spreading for risk offset: A computer-implemented method for analyzing a risk offset associated with a portfolio including a plurality of products traded on an exchange is disclosed. The method includes comparing a first market response of a first product in the portfolio with a second market response of a second product in the portfolio... Agent: Chicago Mercantile Exchange Inc.

20140330703 - System and method managing trading using alert messages for outlying trading orders: According to one embodiment, a method of managing trading is provided. In a market for a particular type of instrument, electronic data including buy orders and sell orders are received from a plurality of traders. Each buy order has an associated bid price and each sell order has an associated... Agent:

20140330693 - Systems and methods for auctioning asset backed securities: Provided are computer implemented methods and systems for auctioning asset backed securities. An online multi-stage auction system is provided based on peer-to-peer lending approach, where individual borrowers may sell shares in asset backed securities to partially finance the asset backed security or facilitate loans to purchase the asset backed securities.... Agent:

20140330697 - Target trading system and method: A method of reaching one or more target positions in a user-directed trading system includes the steps of: identifying target positions, wherein each target position includes a tradable instrument identifier and a target quantity; for at least one of the target positions, identifying a corresponding initial position including a current... Agent: Bionic Trader Systems, LLC

20140330706 - Apparatus and method for total loss prediction: A Total Loss Predictor Score assesses the risk of Total Loss of new credit applications by leveraging the most powerful insights from business databases. The Total Loss Predictor Score built on segmentation and algorithms that use the commercial information from business databases, powered by analytics, delivers a unique solution for... Agent: The Dun & Bradstreet Corporation

20140330707 - Methods to advance loan proceeds on prepaid cards, associated systems and computer program products: Embodiments of the present invention include systems, computer program products, and associated computer-implemented methods of advancing loan proceeds on prepaid cards. Example embodiments include generating a common interface for loan information when proceeds from the loan are destined for a prepaid card account. As understood by those skilled in the... Agent:

20140330705 - System and method for assembling credit data: An interface receives credit data from a plurality of data sources. The credit data comprises customer information. A processor determines a customer identifier associated with the credit data and links the customer identifier associated with the credit data to a customer identifier associated with historical credit data. The processor determines... Agent:

20140330710 - Method and system for flexible payment processing: Embodiments of the invention are directed to a computer-implemented method for enhancing payment flexibility implementing a computer processor accessing at least one storage medium. The method includes receiving payment notification including a payment amount and a payment date for an identified customer and determining eligibility for flexible payment status implementing... Agent:

20140330709 - Online stream honey pot capture: An online stream honey pot capture method includes placing content sought to be protected on a honey pot website, providing access to a user who has been advised that the content is unlicensed, receiving contact information from the user, and obtaining payment from the user for his access of the... Agent:

20140330708 - Paper check processing in connection with bill pay requests: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper... Agent: Bank Of America Corporation

20140330711 - Switching functions for mobile payments system: A data processing center (DPC) computer receives billing information, including a mobile telephone number, and a bill issuance notification request from an acquirer computer. The DPC computer then determines, based on the mobile telephone number, a mobile payment platform (MPP) computer having an account holder as a customer, transmits the... Agent:

20140330712 - System and method for conversion of initial transaction to final transaction: The invention comprises a system and method for converting initial financial transactions into final financial transactions entailing lower transaction fees or which are otherwise more advantageous. According to one embodiment of the invention, a card not present (CNP) transaction is conducted for a remote consumer buying goods/services. When the consumer... Agent:

20140330713 - System and method for processing financial transactions: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for receiving data from a giver at a first time, the data being used to identify a merchant at which a gift from the giver to a recipient is redeemable. The system presents a group of merchants associated with the... Agent:

20140330715 - Granular, user-accesible paper payment processing indicators: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper... Agent: Bank Of America Corporation

20140330716 - Paper payment processing analytics: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper... Agent: Bank Of America Corporation

20140330717 - Paper payment receipt, processing and failure remediation: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper... Agent: Bank Of America Corporation

20140330718 - Paper payment receipt, processing and payment failure analytics: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper... Agent: Bank Of America Corporation

20140330714 - Paper payment receipt, processing and real time communication with payor: Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper... Agent: Bank Of America Corporation

20140330719 - Currency recycler: A cash recycler that is configured to allow deposited money to be dispensed (recycled) in a withdrawal transaction. In one embodiment, multiple currency recyclers could be used at multiple stores of a retail establishment and collectively work from one pending balance. Embodiments are also contemplated in which multiple accounts at... Agent: Fifth Third Bank

20140330724 - Credit card processing for a vehicle fleet: Credit card transactions are processed and managed for a fleet of motor vehicles for hire. A plurality of simultaneous wireless communication connections is maintained between a respective plurality of vehicles in the fleet and a central control center. A plurality of messages is received at the central control center, each... Agent:

20140330723 - Credit instrument and system providing multiple services including access to credit services and access to a service provider club: An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of... Agent:

20140330722 - System and method for using an account sequence identifier: Embodiments of the invention provide for facilitating a transaction using a communication device associated with a user. Certain embodiments allow for provisioning a communication device for use with an enhanced primary account identifier. The enhanced primary account identifier includes a primary account identifier (PAI) and a primary account identifier sequence... Agent:

20140330720 - System to utilize telecommunications data to authorize and activate equipment: This system enables equipment that previously has been activated by coin, bill, token, payment cards, etc to be activated from a telecommunications device, which will typically but not necessarily be mobile. The system maintains a database of registered users, their payment mode, prepaid or paid at time of service, account... Agent:

20140330721 - Systems and methods for verifying and processing transactions using virtual currency: A payment processing system may be integrated with a centralized virtual currency issuing and transaction processing system to provide a standardized and more efficient virtual currency that can provide easier tracking of and use of a consumer's virtual currency balance. The payment processing system may implement a network communications systems... Agent:

20140330725 - Method and system for electronic purchases using an intelligent data carrier medium, electronic coupon system, and interactive tv infrastructur: A method and a system for electronically transacting a purchase between a purchaser and a merchant are disclosed. The method includes storing accrued incentives on an intelligent data carrier medium via interactive television (DTV/STB) equipment and redeeming a discount or a value corresponding to the accrued incentives present on the... Agent:

20140330727 - Id authentication: A method for ID authentication, in which equipment involved in a transaction requests a password from a physically separate but limited-range communicating device, which automatically supplies a password in response to such request and communicates it to the equipment, the password is assessed as valid or invalid and the transaction... Agent:

20140330726 - Smart card with verification means: The present invention is directed to a smartcard that enables a one-time pin code offline security authentication with a card reader. This is achieved by generating a one-time pin code when the user inputs their pin code. The inputted pin code is encrypted and matched with the encrypted user correct... Agent:

20140330728 - Method and system for performing a commercial transaction by using a short message service terminal: Method for performing a commercial transaction wherein a customer having a computer connected to a public network such as the Internet network and a SMS terminal is able to receive and send SMS messages over a telephone network and can order an article by using the computer to a commercial... Agent:

20140330729 - Payment processing using biometric identification: Facial recognition is used to associate, organize, identify, select, execute, and transfer payment, data files, and personal information to and from a user's profile in the cloud through a C2C and B2C network. The information—financial, professional, and personal—is securely delivered to a POS system, to a credit-card company/acquirer, to a... Agent:

20140330730 - Point bank system: A maintenance management side manages machine information and the installed number of machines such as a copier, a printer, a facsimile, a digital multi-functional apparatus, and a scanner, and exchanges the usage number for each machine for a point value, based on the machine information and the installed number of... Agent:

20140330731 - System and method for managing backflow prevention assembly test data: The present disclosure includes a system, method and computer program product for managing Backflow Prevention Assembly (“BPA”) test result data. A Compliance Management System (“CMS”) may generate a keycode indicating a necessary BPA teat which is sent to a purveyor. The purveyor may transmit the keycode to a BPA owner,... Agent: Rdh Environmental Services, LLC

20140330732 - Providing access to a private resource in an enterprise social networking system: Disclosed are methods, apparatus, systems, and computer readable storage media for providing access to a private resource in an enterprise social networking system. One or more servers may receive a request for access to a private resource to be granted to a user from a publisher. The publisher may be... Agent: Salesforce.com, Inc.

20140330733 - Systems and methods for graphical display of geographic date for employment opportunities: The invention relates to systems and methods graphically displaying geographic data corresponding to multiple employment opportunities, such as by displaying points on a map. In an embodiment, the system includes an employment search server that is operatively coupled to a public network, and has a database that stores data associated... Agent:

20140330734 - Systems and methods for identifying hidden talent: A candidate assessment system reviews gaming data from a plurality of players to determine how well those players fit a particular job opening. The system uses one or more interpretation metrics to derive skill sets for each player by analyzing game attribute data from game scenarios played by the player.... Agent: Mercer (us) Inc.

20140330735 - Methods and systems for supporting the production of shipping labels: Methods and systems for supporting the production of shipping labels are provided. Example embodiments provide a Shipment Management System (“SMS”), which facilitates the production of shipping labels. The SMS may be configured to generate a shipping uniform resource identifier (“URI”) that identifies a shipping protocol and includes shipment information and... Agent:

20140330736 - Performing a customs procedure: A method includes receiving an electronic logistics document containing logistics data of received goods, processing the logistics data, and generating an electronic customs declaration. Generating can include extracting from the logistics document logistics data, deriving from the extracted logistics data customs data related to a customs procedure, and generating for... Agent:

20140330737 - Methods, systems, and devices for detecting and resolving risks associated with shipped objects: Methods, systems, and devices are disclosed for resolving a risk associated with a shipped physical object. The methods and servers comprise associating a time with a geographical region. The methods and servers also comprise receiving a set of locations associated with transport of a physical object. In addition, the methods... Agent: Fedex Corporate Services, Inc.

20140330738 - Optimizing customer delivery services: Systems and methods for delivering items to customers are disclosed. In one embodiment, an initial delivery schedule is established. The delivery schedule comprises a plurality of slots representing delivery times and delivery locations for the customers, wherein the slots are assigned as a result of a collaborative process. A set... Agent: Gruppo Due Mondi, Inc.

20140330739 - Optimizing customer delivery services: Systems and methods for delivering items to customers are disclosed. In one embodiment, an initial delivery schedule is established. The delivery schedule comprises a plurality of slots representing delivery times and delivery locations for the customers, wherein the slots are assigned as a result of a collaborative process. A set... Agent: Gruppo Due Mondi, Inc.

20140330740 - Systems and method for collecting and redistributing surplus items: A system for distributing surplus items includes the following modules. A central control module distributes the items donated by a donor(s) to a recipient(s) based on a recipient's qualification and an availability of the items. A donor registration module registers the donor. A donor surplus items module registers the availability,... Agent:

20140330741 - Delivery estimate prediction and visualization system: A first delivery estimate prediction model and a second delivery estimate prediction model are generated using historical data from an online marketplace. Transaction information related to an item listed in the online marketplace is determined. A first time estimate is calculated by applying the transaction information to the first delivery... Agent:

20140330742 - Tailored subscription customer saving procedures: Representations of user input associated with one or more computer-readable customer profiles that are associated with a subscription service can be received. Additionally, a potential upcoming cancellation of a subscription to the subscription service for a subject customer profile can be detected. After the detection of the potential upcoming cancellation,... Agent: Microsoft Corporation

20140330743 - Techniques for enterprise resource mobilization: An enterprise mobilization system having an EUS which receives user requirement and translates the requirement into a content component and platform independent delivery component. A DSIM receives an information tree based on the content component and translates it into requests for data from at least one data source. The information... Agent: Ipath Technologies Private Limited

20140330744 - Analytic solution integration: Embodiments relate analytic solution integration. According to an aspect, a method for analytic solution integration includes establishing an engine abstraction layer configured to interface with a plurality of analytic engines associated with a plurality of models. A services layer is interfaced with the engine abstraction layer to provide a communication... Agent:

20140330745 - Analytic solution integration: Embodiments relate analytic solution integration. According to an aspect, a method for analytic solution integration includes establishing an engine abstraction layer configured to interface with a plurality of analytic engines associated with a plurality of models. A services layer is interfaced with the engine abstraction layer to provide a communication... Agent: International Business Machines Corporation

  
  
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