| Data processing: financial, business practice, management, or cost/price determination patents - Monitor Patents |
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USPTO Class 705 | Browse by Industry: Previous - Next | All Recent | 09: Oct | Sept | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan | | 08: Dec | Nov | Oct | Sp | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan | | 07: Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan | | 06: Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Data processing: financial, business practice, management, or cost/price determination inventionsRecently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.Listing format for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application. 11/26/2009 > 111 patent applications in 41 patent subcategories. 20090292547 - Auction trading interface: In an auction order display, the market is displayed on a screen where bids and offers are displayed along two lines. The corresponding bid and offer prices are, for example, in two columns, with the offer and bid columns displayed side by side, and the corresponding bid and offer prices... Agent: Potomac Patent Group PLLC 20090292545 - Creating, managing, and provisioning packages of online applications: Methods and computer-readable media are provided herein for implementing custom application programming interfaces (API) for creating, managing, and provisioning packages of online applications. An offer management service API is implemented that provides methods for creating and modifying offers for packages of online applications. An offer provisioning API is implemented that... Agent: Microsoft Corporation 20090292546 - Human resources employment method: Various embodiments of this invention disclose a computer-aided human resources employment system and method that electronically captures and shares, in real-time, human resources and unemployment events and the completed forms that relate to those events. Other embodiments of this invention disclose a computer-aided system for managing human resources and unemployment... Agent: Marc E. Hankin, Esq. 20090292550 - Method for calculating the optimal times for an event: A method for planning an event with a computer system that includes the steps of gathering the constraints, creating filtered layers based on the constraints, intersecting at least two filtered layers, and determining at least one optimal time for the event. In another preferred embodiment, the method for planning an... Agent: Schox PLC 20090292548 - Method, system, and program product for information editorial controls: A method for information editorial controls includes a group of members in an online community receiving authorization a category of editorially-controlled content. A first editor of the group in the online community receives authorization to the category of editorially-controlled content. A member of the group rates published comments within a... Agent: Chuck Van Court 20090292549 - Social network construction based on data association: A system for social network construction. Video analytics and association may be used to develop a social network. Also, social groups may be developed from temporal proximity of persons. In the case of several social networks, they may be collapsed into one network or a weighted graph that mining algorithms... Agent: Honeywell International Inc. Patent Services 20090292552 - Integrated and interactive health-management system: An integrated and interactive health-management system allows a medical-care-recipient to transmit both physiological and non-physiological information obtained through his/her self-monitoring to a medical-service platform so that related medical personnel at the platform partaking in the medical treatment can learn the medical-care-recipient's home care status and provide the medical-care-recipient with professional... Agent: Charles E. Baxley, Esquire 20090292556 - Method and system for distributing patient referrals: Practitioners are certified to perform a medical procedure, such as an orthodontic procedure. Certified practitioners are maintained in a referral directory and classified within tiers based on criteria such as the number of procedures that they have performed. Inquiries are solicited from prospective patients, and referral lists are provided to... Agent: Townsend And Townsend And Crew, LLP (018563) 20090292554 - Methods and apparatus for planning and management of clinical trials: A tool for planning and management of clinical trials. The tool computes a patient enrollment timeline in a clinical trial using multiple factors that bear on the rate of patient enrollment. The factors may be site-dependent factors or may be country-dependent factors. When these factors are applied, different sites may... Agent: Wolf Greenfield & Sacks, P.C. 20090292551 - System and method for mapping structural and functional deviations in an anatomical region: A data processing technique is provided. In one embodiment, a computer-implemented method includes accessing individual patient deviation maps indicative of a structural difference and a functional difference, respectively, of at least one anatomical region of a patient with respect to standardized reference image data. The method may also include generating... Agent: Ge Healthcare C/o Fletcher Yoder, PC 20090292555 - Systems and methods for delivering on-call data for health care locations and physicians: A system which contains real-time specialist on-call data is disclosed. The system allows for the input and searching of specialist on-call data for various health care locations. The system is configured to allow a patient in need of the medical care of a specialist not currently available at the patient's... Agent: Knobbe Martens Olson & Bear LLP 20090292553 - Tax insurance method, and system: This new kind of insurance permits a generalization of the concept ‘insured event’ thanks to a new kind of a marketing by traders of goods and services instead goods and services proper. It creates from more or less local known insurance services something much more important like ‘Insurance of Entire... Agent: Vladimir Trakhtman 20090292560 - Disease management interface system: A disease management interface system to improve the management of chronic diseases, disorders and conditions, comprising: by linking evidence-based protocols and desired management outcomes to a particular patients data through the use of rules-based decision engines, and presentation of the results of these decisions at opportune points in the process... Agent: Patent Department Larkin, Hoffman, Daly & Lindgren, Ltd. 20090292561 - Medical information access control apparatus and medical information access control program: A medical information access control apparatus including a first storage that stores information of a first access right and a second access right, a second storage that stores a determination information that determines whether or not a patient is in an emergency medical condition, an accepting unit that accepts an... Agent: Sughrue-265550 20090292559 - Medical workflow systems and methods with process workflow recordation: A medical information processing and storage system includes a medical images database storing medical images and metadata relevant to the medical images. A processor is configured to perform post-acquisition image processing on medical images. A medical images archiver is configured to store a medical image in the medical images database... Agent: Philips Intellectual Property & Standards 20090292558 - Nursing home evaluation system: Methods, systems, and devices are described for determining resource allocation in a resident care facility, like a nursing home facility. Embodiments of the invention provide assessment questions to an assessor via a computer interface. The assessment questions may be based on a base assessment model having questions relating to a... Agent: Townsend And Townsend And Crew, LLP 20090292557 - System and method for disease diagnosis from patient structural deviation data: A data processing technique is provided. In one embodiment, a computer-implemented method includes accessing patient deviation data of a structural difference between a patient anatomical feature and a standardized anatomical feature. The method may also include comparing the patient deviation data to reference deviation data sets representative of multiple disease... Agent: Ge Healthcare C/o Fletcher Yoder, PC 20090292565 - Method of managing unemployment claims: Various embodiments of this invention disclose a computer-aided human resources employment system and method that electronically captures and shares, in real-time, human resources and unemployment events and the completed forms that relate to those events. Other embodiments of this invention disclose a computer-aided system for managing human resources and unemployment... Agent: Marc E. Hankin, Esq. 20090292564 - System and method for administering annuities: A computer-implemented method for administering an annuity product includes storing by a processor in memory an amount of an initial funding payment, an interest rate formula and a term for an accumulation annuity, and storing terms including a deferral term for a guaranteed income annuity. If the processor determines that... Agent: HowardIPLaw Group 20090292562 - System and method for administering fixed index annuities: A system for administering an insurance account includes a processor; a memory in communication with the processor; the processor being adapted to: access data indicative of a value of an index calculated based on a formula including as factors prices of individual equity securities; access data indicative of dividend yield;... Agent: HowardIPLaw Group 20090292563 - System and method for administering variable annuities: A system for administering a variable annuity account includes a processor and a memory in communication with the processor. The processor is adapted to: access from a memory storage device data indicative of actual performance over a time period of a fund within the variable annuity account; access from a... Agent: HowardIPLaw Group 20090292566 - Yield management of configurable restaurants: Program products, apparatuses, and methods that manage a reservation yield in a manner accounting for and utilizing the option to dynamically reconfigure resources are disclosed. Application may lead to a more efficient use of the resources and an increase in revenue. For example, the reservation yield of a restaurant and... Agent: The Webb Law Firm, P.C. 20090292568 - Adaptive risk variables: Methods, systems and computer-implemented processes for analyzing transactions for fraud are presented. A plurality of risk tables used by a fraud detection model is augmented with temporal change data related to risk variables associated with the plurality of risk tables. The fraud detection model is then executed using the augmented... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c 20090292572 - Concrete material dispensing system: A control system for a concrete plant adds intelligent capabilities in the concrete plant that may enhance safety, localize control of the concrete plant, and assist with troubleshooting. The control system may also enhance accuracy for determining an amount of mixed concrete dispensed, or amounts of concrete ingredients to dispense,... Agent: Stoel Rives LLP - Pdx 20090292573 - Method for optimal demanufacturing planning: A method and apparatus that maintains a database of the demands over time for all the different refurbished machines is disclosed. The invention also maintains the supply over time of all the different machines that will be returned from expired leases. The invention maintains the relationship for alternate parts which... Agent: Frederick W. Gibb, Iii Gibb Intellectual Property Law Firm, LLC 20090292569 - Method for sweeping a depository and an automated teller machine incorporating the same: Disclosed herein is a method for collecting information related to deposits made at an ATM and an ATM configured for collected the same. Information describing each deposit made at the ATM is collected and first and second summaries of the deposits produced. In response to a sweep command, a printout... Agent: Visa Usa C/o Duane Morris LLP Attn: James Sze, Esq. 20090292571 - Method of managing carbon reduction for hydrocarbon producers: A method and means is disclosed for managing the reduction of carbon during product transport for a large number of hydrocarbon fuel producers within a given geographic region. This reduction of carbon is accomplished at a few major sequestration hubs located within the geographic region where the sequestration hubs themselves... Agent: Sheridan Ross PC 20090292570 - Methods and apparatus for assessing operational process quality and risk: Methods and apparatus for assessing operational process quality and risk of an entity or a group of entities. The present invention enables a user to effectively compare one or more events, representing what actually happened, with a reference, which represents ideal performance in terms of operational process quality and risk,... Agent: Cesari And Mckenna, LLP 20090292567 - System and method for assessing operational risk employing market-based information processing: A method of assessing operational risk includes defining a participant set. The participant set includes a plurality of members. The method also includes identifying a set of initial risk sources, assigning risk certificates for each of the initial risk sources to each of the plurality of members of the set... Agent: Cantor Colburn LLP-ibm Europe 20090292575 - Coalescence of disparate quality of service matrics via programmable mechanism: A method for classifying the Quality of Service of the incoming data traffic before the traffic is placed into the priority queues of the Active Queue Management Block of the device is disclosed. By employing a range of mapping schemes during the classification stage of the ingress traffic processing, the... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP 20090292577 - Method and apparatus for determining data center resource availability using multiple time domain segments: A method, an apparatus, and computer instructions are provided for determining data center resource availability using multiple time domain segments. A reservation class is provided that includes a start time, duration and the number of units required. A scheduled resource class is provided with an availability and an available method.... Agent: Ibm Corp (ya) C/o Yee & Associates PC 20090292576 - Method for evaluating specific data in relation to cleaning up/dismantling a facility: m 20090292574 - Method to analyze economics of asset management solutions for nuclear steam generators: A method to determine corrective actions of a nuclear steam generator, having the steps of modeling of steam generator tube and deposit heat transfer characteristics by analytically deriving specific deposit characteristics and descriptive model parameters, wherein the modeling uses historical thermodynamic data for an operating plant under evaluation, identifying a... Agent: Kenyon & Kenyon LLP 20090292580 - Ambient project management: A computer-implemented method of ambient ad hoc project management can include defining a project and associating a project decay function with the project, wherein the project decay function regulates a rate at which project health declines. Responsive to detecting a project event, one or more parameters of the project decay... Agent: Cuenot, Forsythe & Kim, LLC 20090292578 - Articulation workload metrics: A method for determining an allocation of a workload includes identifying an employee in an organization having the workload, associating the employee with an articulation workload metric, and determining the allocation of the workload to the employee according to the articulation workload metric.... Agent: F. Chau & Associates, LLC 20090292581 - System, method and computer-accessible medium for making worker distribution plan on the basis of updated skill assessment data: According to exemplary embodiments of the present invention, system, method and computer accessible medium can be provided for making a worker distribution plan on the basis of updated skill assessment data. For example, a computer can be configured, programmed and/or structured to obtain a record data table collected and stored... Agent: Dorsey & Whitney LLP Intellectual Property Department 20090292579 - Technical support routing among members of a technical support group: Computer-implemented methods, apparatus and products for technical support routing among members of a technical support group, including maintaining, by a configuration manager, a system configuration history of a user's computer system, the system configuration history including historical records of changes in configuration of the user's computer system; receiving, by a... Agent: Ibm (rps-blf) C/o Biggers & Ohanian, LLP 20090292587 - Cross-media interactivity metrics: Processes and systems for use in media and market research are provided. In certain embodiments, media usage activities relating to interactivity between two or more media are measured and correlated to produce a metric for rating the interactivity.... Agent: Katten Muchin Rosenman LLP / Arbitron Inc. (c/o Patent Administrator) 20090292591 - Electronic transaction receipt system and method: In connection with a sales transaction, an electronic receipt is issued to the buyer that includes hyperlinks. A hyperlink can be associated with post-sale interaction with the product seller, the product manufacturer or parties acting on their behalf that involves the product itself, such as a product return procedure, a... Agent: Ballard Spahr LLP 20090292583 - Method and apparatus for predicting customer churn: A method and apparatus for predicting customer churn from an organization. The method and apparatus determine an interaction churn score based on analyzing an interaction between the customer and the organization and related data. Optionally, the method and apparatus determine also a transactional churn score based on additional data related... Agent: Soroker-agmon Advocate And Patent Attorneys 20090292592 - Method and apparatus for real-time reporting of electronic commerce activity: A method and apparatus is disclosed for tracking and reporting electronic commerce activity over a web site that is stored on a first server coupled to a wide area network. The web page is programmed to include data fields reflecting commerce transaction activity and data mining code. The web page... Agent: Marger Johnson & Mccollom, P.C. 20090292590 - Method for evaluating an employee: A method for evaluating an employee. The method for evaluating an employee can include the steps of communicating with a processor. The processor can be in communication with a database. The database can have at least one fillable employee evaluation template with at least eight non-industry specific categories. The method... Agent: Buskop Law Group, P.C. 20090292585 - Method for online selling and managing unitedly by franchise's participation of partial responsibility: In a hot chamber die casting apparatus of pressurizing molten magnesium alloy at an atmospheric pressure or higher without being exposed to the atmosphere and forming a magnesium alloy casting product in the shape of a mold, the hot chamber die casting apparatus basically configured with a melting furnace having... Agent: The Rafferty Patent Law Firm 20090292588 - Methods and systems for the design of choice experiments and deduction of human decision-making heuristics: Methods, computer-readable media and systems are designed to apply genetic algorithms to design choice experiments for the purpose of studying decision-making processes and approaches. The methods, media and systems may be used to design the choice experiments, and also to evaluate how well various combinations of theories explain experimental results.... Agent: Foley Hoag, LLP Patent Group, World Trade Center West 20090292593 - Server, information communication terminal, product sale management method, and storage medium and program transmission apparatus therefor: A product retail sales management server for managing the retail sales of a product across a communication network comprises: a retail sales management module for managing the retail sales of the product; a price update module 13 for dynamically setting the price of the product in accordance with rules and... Agent: F. Chau & Associates, LLC 20090292582 - Serviceability scoring model: A system and method relate to generating overall and/or relative serviceability scores for products. The system and method may include (1) adjusting a serviceability scoring model according to a product specific service model and (2) rating serviceability requirements. The adjustment of the scoring model may include (a) weighting serviceability aspects... Agent: Brinks Hofer Gilson & Lione 20090292586 - Strategic visioning system using bisociation brainstorming: The instant invention is directed to a novel approach to identification and evaluation of the trends affecting a particular organization. By use of a specially designed software package, the participants in the evaluation are able to analyze and codify opportunities and/or threats that are present in the environment of the... Agent: Coats & Bennett, PLLC 20090292584 - System and method for context and community based customization for a user experience: A system and method for context and community based customization for a user experience is disclosed. The apparatus in an example embodiment includes a user experience customizer to gather context information, automatically produce user experience customization selections based on the context information, collect user activity feedback from a community of... Agent: Schwegman, Lundberg & Woessner/ebay 20090292589 - Systems and methods for sales tracking, accountability, and reporting: A system for tracking and managing sales performance of producers within an insurance agency. The system includes a database housing sales information for the agency, a sales management server interfacing with the database, a display device connected to the sales management server, a user interface module running on the sales... Agent: Edwards Angell Palmer & Dodge LLP 20090292595 - Online e-commerce and networking system with user requested sponsor advertisements: A new generation online e-commerce and networking system is disclosed. According to the embodiments of the present invention, the online e-commerce and networking system is based on: 1) a new model of meeting individuals' work and life needs and integrating entities' processes to create large online networks; 2) a new... Agent: Wenxuan Tonnison 20090292594 - System for evaluating an employee: A system for computerized employee evaluations. The system can include at least one processor in communication with a database; at least one client device for communicating with the processor. The database can have a plurality of computer instructions. The computer instructions can include computer instructions for creating at least one... Agent: Buskop Law Group, P.C. 20090292597 - Parking payment and enforcement mechanism: This application describes a means of paying for metered parking using the cell phone. It uses information from telecommunications systems to identify the region of the origin of the caller and the caller's parking location. Further input is used during the call to narrow the region to the specific city... Agent: Kristina Peckins 20090292596 - System, method and computer readable medium for toll service activation and billing: A system, method, and computer readable medium for toll service activation and billing, comprises receiving fleet information at a toll authority via a toll rental entity, receiving a service request at the toll rental entity, sending toll usage data related to the service request to a third party entity, receiving... Agent: Winstead PC 20090292598 - Credit earning system and method for obtaining media rights: A method and system for earning credits from a content rights provider/issuer (10) for obtaining content rights includes, in response to a trigger event (20), prompting (24) a user to provide a service in exchange for credits and receiving (26) a service performed by the user in favor of the... Agent: Philips Intellectual Property & Standards 20090292599 - Transactional advertising: A method of transactional advertising includes providing a transactional advertising platform for presenting offers to a user who is committed to complete an electronic transaction; selecting an offer to present based on at least two of the following associated with the transaction: a transaction amount, a payment type, a shipment... Agent: Strategic Patents P.C.. 20090292600 - Method for point of sale consumer packaged goods and lottery promotions: A method and system for point of sale consumer packaged goods and lottery promotions. A discount coupon is generated having two barcodes. The first barcode encodes standard UPC barcode data including, e.g., manufacturer ID, retail product or a retail product family, and discount value code. The second barcode encodes a... Agent: Fay Sharpe LLP 20090292603 - Method and system for transferring funds: A system and method of transferring funds includes a communication module configured to provide a user or automated process with an option of setting up an automatic fund transfer from a first payment channel to a second payment channel.... Agent: Steptoe & Johnson LLP 20090292602 - Methods, devices, systems, and computer program products for distributing electronic coupons: Electronic coupons are distributed by receiving customer preferences including a customer identifier associated with a preferred vendor identifier, a preferred vendor category identifier, a preferred product/service identifier, or a preferred brand name identifier. Vendor information is received which includes a vendor identifier, a vendor category identifier, a vendor product/service identifier,... Agent: At&t Legal Department - Cc Attn: Patent Docketing 20090292601 - Profit-sharing incentive system for account vendors: A profit-sharing incentive system for account vendors is described. In one implementation, systems and methods estimate an up-front profit share incentive to be paid to a merchant for opening a merchant account that enables credit card payments. The up-front profit share is estimated from parameters such as the merchant's transaction... Agent: Rainier Patents, P.s. 20090292604 - Data processing system and data processing method: The present invention generates coupon distribution key data in a key generation section (23) when distributing a coupon on advertising data; writes the coupon distribution key data to an IC card (50); manages memory identification data and the coupon distribution key data while associating them each other in a coupon... Agent: Lerner, David, Littenberg, Krumholz & Mentlik 20090292605 - Determining complementary product content from primary product document information and providing such complementary product content in association with the primary product document, in an online environment: When purchasing a product or service from an online merchant (“first merchant”), e-commerce consumers might want to purchase a complementary product and/or service not offered by the first merchant. Such consumers are provided with an opportunity to purchase or otherwise learn about such complementary products and/or services, and secondary merchants... Agent: Straub & Pokotylo 20090292606 - Electronic offer management system and method therefor: An electronic offer management system and method thereof is disclosed. In particular, the system comprises means for receiving information related to a plurality of offers distributed by a plurality of different offer distributors to customer for redemption at plurality of stores, means for automatically routing the information related to an... Agent: Intellectual Property Group Fredrikson & Byron, P.A. 20090292607 - User selectable functionality facilitator: Embodiments of the present invention provide a user station or input medium allowing a user to view available functions and to enter selection information for requesting the association of one or more functions with a user operation vehicle. A verifier, responsive to the user station or input medium, can be... Agent: Faegre & Benson LLP Patent Docketing - Intellectual Property 20090292608 - Method and system for user interaction with advertisements sharing, rating of and interacting with online advertisements: A platform includes an overall system for user interaction, associated with a particular advertisement. The process enables users to interact with a widget directly associated with an advertisement and express themselves in regards to the advertisement. Advertisement displayed in the Internet or similar distributed computer network-based information distribution system. Such... Agent: Richard B. Klar 20090292610 - system and method for advertising messages on distributed document processing devices: The subject application is directed to a system and method for selective control of advertising messages on distributed document processing devices. Device identification data is first received corresponding to the identity of networked document processing devices available for display of selected advertising content. Device selection data representing a selected subset... Agent: Tucker Ellis & West LLP 20090292609 - Method and system for displaying advertisement listings in a sponsored search environment: A method and system for displaying advertisement listings in a sponsored search environment is provided. The method and system may include generating an advertisement list in response to receiving a search request for a search term, where advertisements in the advertisement list are associated with the search term; defining a... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture 20090292611 - System and method for targeting advertisements to tenants in a building: A system and method for targeting advertisements to tenants in a building by providing a portal for a building accessible via the Internet with the portal based upon the specific needs of targeted advertising in the building. Advertisements are received from a user of the portal and the advertisements are... Agent: Stroock & Stroock & Lavan LLP 20090292612 - System and method for delivering advertising according to similarities with collected media content: A system and method for delivering advertising (100) to a user is disclosed. Values for characteristic properties of advertisements and stored media content items are determined (201, 203). A comparison is made between the characteristic values of the advertisements and the stored media content items (205). An advertisement is selected... Agent: Philips Intellectual Property & Standards 20090292613 - Method for creating a user profile: In one aspect, the present invention is directed to a method for creating a user profile, the method comprising the steps of: while scanning a group of files of a user (an individual, a plurality of individuals, an organization, and so on): searching for keywords in the group of files;... Agent: Reuben Berman 20090292614 - Rear projected expressive head: The subject matter disclosed herein relates to systems and methods for providing image projection and entertainment.... Agent: Disney Enterprises, Inc C/o Berkeley Law & Technology Group, LLP 20090292615 - Integrated system, device and use thereof: The invention describes a novel integrated data-system, a personal device for the system, and methods for operating the system. The invention produces means and technology for providing quantitative information about products. A key function of the system is to provide information about product-based emissions, such as carbon dioxide emissions.... Agent: Brooks Kushman P.C. 20090292617 - Method and system for an internet based shopping cart to calculate the carbon dioxide generated by shipping products and charge for carbon offsets to mitigate the generated carbon dioxide: Disclosed is a method and system for incorporating a carbon offset calculation into a shopping cart subsystem of a merchant website that calculates an estimated cost to offset a calculated estimate of the carbon emissions generated from shipping purchased products in order to allow the incorporation of the estimated carbon... Agent: Cochran Freund & Young LLC 20090292619 - Method for universal electronic payment processing: An efficient, secure method for processing an electronic transaction among a user (101), a billing service provider (112), a merchant (123) and a transaction facilitator (132) is provided using a transaction facilitator server (131) accessible via a data network (50). Billing service providers (112) include, for example, internet service providers,... Agent: Greenblum & Bernstein, P.L.C 20090292616 - Networked printing: A method and apparatus for ordering printed materials through a network of printing storefronts is presented. Printable products defined in one storefront can be defined by inheriting from products defined in another storefront. Multiple storefronts can collaborate in a virtual print community to enable clients to browse and order products... Agent: Amelia A. Buharin Patent Legal Staff 20090292620 - Server, information communication terminal, product sale management method, and storage medium and program transmission apparatus therefor: A product retail sales management server for managing the retail sales of a product across a communication network comprises: a retail sales management module for managing the retail sales of the product; a price update module 13 for dynamically setting the price of the product in accordance with rules and... Agent: F. Chau & Associates, LLC 20090292621 - Server, information communication terminal, product sale management method, and storage medium and program transmission apparatus therefor: A product retail sales management server for managing the retail sales of a product across a communication network comprises: a retail sales management module for managing the retail sales of the product; a price update module 13 for dynamically setting the price of the product in accordance with rules and... Agent: F. Chau & Associates, LLC 20090292622 - Server, information communication terminal, product sale management method, and storage medium and program transmission apparatus therefor: A product retail sales management server for managing the retail sales of a product across a communication network comprises: a retail sales management module for managing the retail sales of the product; a price update 13 for dynamically setting the price of the product in accordance with rules and the... Agent: F. Chau & Associates, LLC 20090292623 - Server, information communication terminal, product sale management method, and storage medium and program transmission apparatus therefor: A product retail sales management server for managing the retail sales of a product across a communication network comprises: a retail sales management module for managing the retail sales of the product; a price update module 13 for dynamically setting the price of the product in accordance with rules and... Agent: F. Chau & Associates, LLC 20090292618 - System & method for multiple users to conduct online browsing & shopping together in real time: These additional invited individuals or groups utilize their own devices, such as personal computer connected to the Internet and a web browser, to access the online browsing and shopping session from the server component of the system described herein using the identification code shared by the initiating user. The server... Agent: Wael Chatila Ginzawalk LLC 20090292625 - Interactive real-time online class: A system and method for an interactive real-time online class is disclosed. In one embodiment a request to create a real-time online class may be received from an instructor. The instructor then provides class materials and the class can be indexed in a browsable or a searchable catalog of classes... Agent: Microsoft Corporation 20090292624 - Networked printing: A method and apparatus for ordering printed materials through a network of printing storefronts is presented. Printable products defined in one storefront can be defined by inheriting from products defined in another storefront. Multiple storefronts can collaborate in a virtual print community to enable clients to browse and order products... Agent: Amelia A. Buharin Patent Legal Staff 20090292626 - System and method for interactive map, database, and social networking engine: A system and method for selling or assigning locations to a purchaser. The location can be identified or delineated in several ways. Location identifiers may be used separately or in conjunction with each other. Sale of a particular location may be exclusive, partially-exclusive, or non-exclusive, depending on the particular embodiment... Agent: W. Edward Ramage 20090292627 - system and method for monitoring consumable usage and managing consumable inventory: The subject application is directed to a system and method for monitoring consumable usage and managing consumable inventory. An order for a document processing device consumable is first received from a user account, and an inventory value corresponding to each received order is then stored. Consumable full, empty, and low... Agent: Tucker Ellis & West LLP 20090292629 - Access network optimization methodology for leased switched and dedicated facilities: A methodology for optimizing the cost associated with access charges incurred by network service providers when leasing communications facilities from a local service provider has been developed that incorporates physical reconfiguration of the access network topology as a cost-saving measure, where and when appropriate. The methodology identifies opportunities to reduce... Agent: At&t Legal Department - Koba Attn: Patent Docketing 20090292631 - Electronic purchasing method and apparatus: A computer-assisted method includes hardware, software and telecommunications components that cooperatively achieve the technical effect of an improved electronic purchasing transaction system. In various embodiments of the invention, at least one master account is established for a client. A pool of limited use account identifiers or secondary account identifiers, that... Agent: Snell & Wilmer L.L.P. (amex) 20090292628 - Systems, methods, and computer program products for performing item level transaction processing: The present invention provides systems, methods, and computer program products for performing validation and clearance at a transaction item level for transaction received in a batch format. Each transaction of the batch is stored separately in a storage system, such as a logical database. Typically, image data and electronic data... Agent: Moore & Van Allen, PLLC For Bofa 20090292630 - Transaction accounting auditing approach and system therefor: Accounting data is classified to facilitate transaction processing and management. According to an example embodiment, data based rules are implemented for classifying transaction-related data into accounting categories. Accounting information is processed as a function of the data based rules and accordingly automatically classified. This processing involves, for example, the identification... Agent: Crawford Maunu PLLC 20090292632 - Compliance monitoring method and apparatus: A compliance monitoring system and method identifies an individual or entity to be monitored for account compliance and receives account information associated with the individual or entity. The compliance monitoring system and method obtains holdings in the account and determines whether the holdings in the account comply with a predetermined... Agent: Courtney Staniford & Gregory LLP 20090292649 - Device, system and method of automatic financial-instrument management: Devices, systems, and methods of automatic Financial-Instrument (FI) management. In some embodiments, a system includes, a memory having stored thereon financial-instrument-based (FI-based) management instructions; and a processor to execute the FI-based management instructions resulting in a FI-based management application, wherein the FI-based management application may receive portfolio data corresponding to... Agent: Shiloh Buchek PLLC 20090292648 - Diversification measurement and analysis system: This disclosure details methods for measuring and analyzing diversification of portfolio of assets. A dimension is a logical and quantitative means to measure diversification. As the number of dimensions increases so does diversification. Strong asset correlations among each other detract from the notion of independence. A positive correlation increases risks... Agent: Frost Brown Todd, LLC 20090292650 - System and method for analyzing and displaying security trade transactions: A system and methods for processing and charting security exchange trading and market information shows security traders if current transactions originated as buy orders or sell orders, and simultaneously indicates traded quantity. Security exchange trading information is received that includes the price, volume and time of each trade. In addition,... Agent: Mbhb/trading Technologies 20090292651 - System and method for analyzing and displaying security trade transactions: A system and methods for processing and charting security exchange trading and market information shows security traders if current transactions originated as buy orders or sell orders, and simultaneously indicates traded quantity. Security exchange trading information is received that includes the price, volume and time of each trade. In addition,... Agent: Mbhb/trading Technologies 20090292652 - System and method for analyzing and displaying security trade transactions: A system and methods for processing and charting security exchange trading and market information shows security traders if current transactions originated as buy orders or sell orders, and simultaneously indicates traded quantity. Security exchange trading information is received that includes the price, volume and time of each trade. In addition,... Agent: Mbhb/trading Technologies 20090292638 - Complementary trading of interests: Methods, systems, and computer program products for automatically proposing currency exchange, hedging, and other trades in financial interests. A trader proposing or accepting a trade in a financial interest is presented with terms of or a prompt regarding a proposed complementary trade in a related interest.... Agent: Frommer Lawrence & Haug 20090292637 - Computer implemented trading system: A computer implemented trading system is described comprising a plurality of buy computers (1,2) connected via a communications network (3) to a plurality of seller computers (4,5), a plurality of public exchange computers (6,7) and a trading platform computer (8). The trading platform computer (8) is arranged to receive order... Agent: Baker Botts L.L.P. 20090292634 - Hybrid trading system for concurrently trading through both electronic and open-outcry trading mechanisms: A system and method of allocating orders in an exchange configured for trading by a combination of electronic and open-outcry trading mechanisms is provided. One method includes permitting multiple quotes to be disseminated to the market, and providing market making rights of varying degrees to entities having a physical presence... Agent: Brinks Hofer Gilson & Lione 20090292636 - Method and apparatus for network marketing of financial securities: A centralized financial market management system and method are disclosed that permit individual investors to trade over a network. The disclosed centralized financial market management system automatically identifies bids that are in proximity to one another and permits participants to negotiate directly in order to consummate a transaction. The disclosed... Agent: Ryan, Mason & Lewis, LLP 20090292633 - Systems and methods for viewing and trading futures: A method and system for viewing and trading futures and other tradeable objects. The invention includes improved user interfaces for use with trading systems that allows users to more efficiently execute and manage trades. A dynamic price ladder allows a trader to see price gaps while remaining in a dynamic... Agent: Rothwell, Figg, Ernst & Manbeck, P.C. 20090292635 - Trading system: An anonymous trading system includes a prime broker facility that allows a third party to trade on behalf of an institution. A deal is executed between the third party and a counter-party and a further deal is then executed between the third party and the party on whose behalf it... Agent: Dickstein Shapiro LLP 20090292639 - Intercompany transfer profit tracking system: A system receives an intercompany transfer of a plurality of goods from a first entity to a second entity. The intercompany transfer results in an internal profit/loss. The system stores the internal profit/loss in a first entity internal profit/loss element that is assigned to the second entity. The system then... Agent: Squire, Sanders & Dempsey L.L.P. Oracle International Corporation 20090292640 - Method and system for synchronizing an online application and a portable device: There is provided a method of synchronizing a portable device with an online user account. The method comprises establishing a first connection between the portable device and an online application, receiving data from the online application concerning the online user account, including a persona, updating the portable device with a... Agent: Disney Enterprises C/o Farjami & Farjami LLP 20090292641 - Universal secure registry: In one embodiment, a user device is configured to allow a user to select any one of a plurality of accounts associated with the user to employ in a financial transaction. In one embodiment, the user device includes a biometric sensor configured to receive a biometric input provided by the... Agent: Lando & Anastasi, LLP 20090292642 - Method and system for automatically issuing digital merchant based online payment card: An online payment card is a digital form card derived from a credit/debit card or bank account of a customer. A central service provider issues the online payment card electronically to a registered merchant system under the authorization of the owner of the ordinary credhVdebit or bank account. The central... Agent: Cardinal Law Group, LLC 20090292645 - Method and apparatus for network marketing of financial securities: A centralized financial market management system and method are disclosed that permit individual investors to trade over a network. The disclosed centralized financial market management system automatically identifies bids that are in proximity to one another and permits participants to negotiate directly in order to consummate a transaction. The disclosed... Agent: Ryan, Mason & Lewis, LLP 20090292646 - Method and apparatus for network marketing of financial securities: A centralized financial market management system and method are disclosed that permit individual investors to trade over a network. The disclosed centralized financial market management system automatically identifies bids that are in proximity to one another and permits participants to negotiate directly in order to consummate a transaction. The disclosed... Agent: Ryan, Mason & Lewis, LLP 20090292647 - Method, system and business model for a buyer's auction with near perfect information using the internet: A methodology, system and business model are disclosed for facilitating a fully automated buyer's auction in which the major types of transaction costs are significantly reduced by providing the buyer and the sellers with near-perfect information about one another, including information about buyer preferences and competing sellers' offers. The system... Agent: Morgan, Lewis & Bockius, LLP. (pa) 20090292643 - System and method for online publication: System and method for online publication. According to an embodiment, a user stores contents on a web site, and based on the screening process and negotiated terms, the user is compensated accordingly. In certain embodiments, a user is compensated based on results of a periodical competition program offered by the... Agent: Townsend And Townsend And Crew, LLP 20090292644 - System and method maximizing video license utilization using billboard services: Key to overall video license utilization lies in a cooperative sharing of licenses between the different branch operators of the licenses before the expiry of the licenses. A branch operator has a region of operation and stimulating the demand for licenses that are about to expire across multiple regions increases... Agent: Merek, Blackmon & Voorhees, LLC 20090292653 - System and method for use in connection with an annuity: A method for determining one or more features of an annuity includes receiving data indicative of a prospective annuitant's personal expenses in at least a first expense category and a second expense category; storing the data in memory; accessing price index information for the first expense category; accessing price index... Agent: HowardIPLaw Group 20090292654 - Systems and methods for calculating use charges in a virtualized infrastructure: A method for calculating computing resource use charges for a data center consumer entity is disclosed. The data center consumer entity accesses one or more of a plurality of computing resources in a data center. The method includes retrieving usage data of each of the plurality of computing resources. The... Agent: Vmware, Inc. 20090292655 - Lease guaranty business model: Methods are provided for lease guaranty services. A landlord enters into an arrangement with a lease guaranty service provider including an agreed upon lease guaranty policy to cover a rental property associated with the landlord. Under the lease guaranty policy, the landlord is a beneficiary and is bound to some... Agent: Pillsbury Winthrop Shaw Pittman, LLP 11/19/2009 > 111 patent applications in 41 patent subcategories.20090287499 - Method and system for automatically provisioning a device and registering vehicle modules with a telematics services provider: Upon crank-up of a newly manufactured vehicle, a TCU seeks a GPS. The TCU queries an equipment information table in a memory and determines if the table is empty. If the table is empty and the TCU detects a GPS signal, the TCU requests equipment information from modules installed in... Agent: Hughes Telematics, Inc. 20090287497 - Real-time profile-matched peer to peer personal crisis response: Real-time profile-matched peer to peer personal crisis response is provided. A personal crisis can be related to a behavioral change, such as weight loss. A user of a computer implemented social network undergoing a personal crisis can make a request for help to be broadcasted to other users. Another user... Agent: Lumen Patent Firm 20090287500 - Distributed integrated image data management system: A system and method for increasing integration within and between medical sites with medical information systems, optionally using a single device which is suitable for multiple sites. In some embodiments, the device forms a network where devices can exchange data across networks. In some embodiments, the device provides and supports... Agent: Martin D. Moynihan D/b/a Prtsi, Inc. 20090287501 - Methods for delivering a drug to a hospital patient for short-term use while minimizing long-term use of the drug: Novel methods for delivering a drug to hospital patients for short-term in-hospital use while minimizing long-term use of the drug. Embodiments are provided in which hospitals are identified which may be eligible to treat patients, for example, perform certain types of surgery, and which have measures in place to limit... Agent: Feldmangale, P.A. 20090287503 - Analysis of individual and group healthcare data in order to provide real time healthcare recommendations: A method for managing data. A datum regarding a first patient is received. A first set of relationships is established. The first set of relationships comprises at least one relationship of the datum to at least one additional datum existing in at least one database. A plurality of cohorts to... Agent: Duke W. Yee 20090287502 - E-patientlink: A pharmacy management computer system sends de identified prescription record information to a health records computer system where Payloads including additional drug information are associated with the de identified prescription record. The Payloads are transmitted back to the pharmacy management computer system which in some cases electronically delivers them to... Agent: NeifeldIPLaw, PC 20090287506 - Methods and systems for improving human health using targeted probiotics: Methods and systems enable healthcare providers to identify metabolites that may cause a medical condition in a patient. The healthcare providers may then use the identified metabolite to identify a probiotic that may affect the regulation of that metabolite. Patient information, such as medical history and diagnosis data may then... Agent: The Marbury Law Group, PLLC 20090287504 - Methods, systems and a platform for managing medical data records: A method for providing an imaging study at a client terminal. The method comprises receiving a request for an imaging study from a client terminal connected to a first system of a plurality of medical imaging systems and identifying a destination of a device hosting the requested imaging study. The... Agent: Martin D. Moynihan D/b/a Prtsi, Inc. 20090287505 - Systems and methods for efficient computer-aided analysis of medical information: Systems and methods for efficient computer analysis of medical information are disclosed. A computer-implemented method in accordance with a particular embodiment includes receiving an indication of a patient study and associated modality corresponding to a patient. The method can further include associating multiple analysis services with the patient study, based... Agent: Perkins Coie LLP Patent-sea 20090287509 - Method and system for automating insurance claims processing: Techniques for automating insurance claim processing are provided. The techniques include obtaining at least one rule from historical data, using the at least one rule to segment a dataset, wherein segmenting the dataset comprises using an iterative process involving a pattern classification technique, using the segmented dataset to determine if... Agent: Frederick W. Gibb, Iii Gibb Intellectual Property Law Firm, LLC 20090287507 - Method for operating a return generation system and a system for generating returns: A method for operating a return generation system comprises several steps. In a first step, a group of a plurality of individuals is determined. In a further step, at least one asset is gathered from each of said individuals. Said at least one asset is subsequently transferred to a pool... Agent: Shoemaker And Mattare, Ltd 20090287511 - Method of obtaining prepayment of a contract payment: A method for conducting a transaction is provided wherein a consumer prepays for a service in a traditional retail transaction to obtain a voucher that allows the customer, at a later time and date, to complete the enrollment process in order to obtain the underlying service. In general operation, a... Agent: Barlow, Josephs & Holmes, Ltd. 20090287510 - Methods and products for providing incentive compatible mortgage loans: A method for efficient first mortgage loans including the steps of identifying suitable borrowers for a marginally priced mortgage loan, determining an aggregate asset value of property owned by the suitable borrowers, determining a capital structure of the marginally priced mortgage loan for the respective property as between debt and... Agent: Edwards Angell Palmer & Dodge LLP 20090287508 - Methods of analysis of polymorphisms and uses thereof: The present invention provides methods for the assessment of a subject's health risk and the application of that assessment to a health-related decision, in particular a financial decision. The methods are dependant on the results of at least one genetic analysis, in particular genetic analyses that are predictive of predisposition... Agent: Davis Wright Tremaine LLP - San Francisco 20090287512 - System and process for dominance classification for insurance underwriting suitable for use by an automated system: A risk classification technique that exploits the existing risk structure of the decision problem in order to produce risk categorizations for new candidates is described. The technique makes use of a set of candidates for which risk categories have already been assigned (in the case of insurance underwriting, for example,... Agent: Hunton & Williams LLP Intellectual Property Department 20090287513 - System and method for processing multiple bookings to receive a transportation service: A system and method for use by a transportation service provider to process multiple bookings in a single transaction. This single-transaction processing can be initiated to place passengers of multiple bookings on a same flight, to seat passengers of multiple bookings next to one another, or to reserve special services... Agent: Unisys Corporation 20090287517 - Automated method and system for opportunity analysis using management qualification tool: An automated method, system and program product for opportunity analysis utilizing a management qualification tool is disclosed. The management qualification tool gathers a current state data concerning a complex business situation and analyzes the data in a stepwise manner through successively detailed questions. A future state solution can be calculated... Agent: Ortiz & Lopez, PLLC 20090287518 - Inventory control and optimization: A method of revenue management of an inventory of items in order to optimize the availability of one or several item(s) requested by a user, method comprising the steps of calculating an online estimate of a first element associated with the request; calculating an online estimate of a second element... Agent: Drinker Biddle & Reath Attn: Intellectual Property Group 20090287515 - Monetization of offline-interface events operating on ads distributed through advertising networks: Ads servers, clients, and networks serve and/or publish ads through online networks, then track offline-interface events that operate on the ads, and charge advertisers based on the offline-interface events. An enabling network includes an ads publishing module to request an ad from an ads serving module and publish the ad,... Agent: Stattler - Suh PC 20090287514 - Rapid candidate opt-in confirmation system: A recruiting system and method includes an automated candidate opt-in confirmation system for identifying and screening job candidate resumes that permits at least one potential candidate to opt-in to seek a job opportunity. The recruiting system enables a candidate to opt-in using a telephone, the Internet, or through any other... Agent: Marcia Moy Alliance Of Professionals & Consultants, Inc. 20090287519 - System and method for equipment management: A method for managing equipment may include operating one or more equipment units, tracking operating data for the one or more equipment units, tracking equipment service data for the one or more equipment units, communicating the operating data and the equipment service data to a database, maintaining the operating data... Agent: Dorsey & Whitney LLP Intellectual Property Department 20090287516 - System and method for the aggregation and communicating of process metadata of heterogeneous production process chains: System and method for aggregation and transmission of process metadata (52) of heterogeneous production process chains (30), which include numerous process devices (31) which co-operate in the production process of a manufactured product (40). By means of the system, production-process-chain-specific operational data (52) of a selected production process chain (30)... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, L.L.P. 20090287520 - Technique for determining and reporting reduction in emissions of greenhouse gases at a site: A system for generating standardized greenhouse gas emission reduction credits based on mitigation of greenhouse gas emissions at a site resulting from use of renewable carbon as a fuel at the site to produce energy in substitution for previous use of a fossil fuel at the site, includes a computer,... Agent: Hogan & Hartson LLP 20090287521 - Managing project schedule data using separate current and historical task schedule data: A project management system manages project schedule data using separate current and historical task schedule data structures. In general, current schedule data is stored separately from historical schedule data, so that the current schedule data may be retrieved separately from the historical task schedule data. The project management system may... Agent: Hickman Palermo Truong & Becker, LLP 20090287524 - Method for offering the user through a web portal a project to be financed by means of credits accumulated with the purchase over internet in properly selected e-commerce sites: A method by which various stakeholders may interact in order to allocate money funds to certain determined projects through a web portal to a project to be financed by means of credits accumulated with purchases over the Internet in selected e-commerce sites by web users who purchase or want to... Agent: Hedman & Costigan P.C. 20090287523 - Showing and correcting irregularities in a schedule: Technologies are described herein for showing and correcting irregularities in a schedule. A project management application allows a user to manually define tasks within a schedule. The application evaluates the manually defined tasks to determine if the tasks cause an irregularity within the schedule. If so, the application provides one... Agent: Microsoft Corporation 20090287525 - System and method for safety management: A computerized method of safety improvement and management within an organization may include receiving a first set of data from the organization over a global communication network. The first set of data may include organizational data, safety incident data, safety performance data, and/or workplace hazard data. The computerized method may... Agent: Julie Lovely 20090287522 - To-do list representation in the database of a project management system: A project management system manages project schedule data using separate current and historical task schedule data structures. In general, current schedule data is stored separately from historical schedule data, so that the current schedule data may be retrieved separately from the historical task schedule data. The project management system may... Agent: Hickman Palermo Truong & Becker, LLP 20090287531 - Apparatus and method for managing schedule in portable terminal: An apparatus and method for managing a schedule in a portable terminal are provided. The method includes displaying a user interface including a whiteboard on a standby screen, receiving schedule data from a user through coordinates at which the standby screen is touched, and displaying the received schedule data on... Agent: JeffersonIPLaw, LLP 20090287527 - Device for communicating orders for transportation, vehicle-base communication device, communication system and method: A communication system is disclosed for transportation orders. It at least one embodiment, it includes a central communication device, with a memory for recording order specifications, with a transceiver unit for receiving vehicle information and with an assignment unit which is embodied for assigning orders to vehicles on the basis... Agent: Harness, Dickey & Pierce, P.L.C 20090287528 - Dynamic selection of work flows based on environmental conditions to facilitate data entry: A system and method for selecting a work flow to direct a user to an appropriate form and facilitate the entry of data. The system identifies one or more environmental conditions that are associated with the data that is to be entered. Environmental conditions may include the size of the... Agent: Perkins Coie LLP Patent-sea 20090287526 - Dynamic work allocation system for transaction processing: A dynamic work allocation system and method is disclosed. In one embodiment, a method includes dynamically classifying jobs into job lists according to a predetermined classifying process by a collecting engine, a controlling engine, and a monitoring engine, dynamically prioritizing the jobs within each job list of the jobs lists... Agent: GlobalIPServices, PLLC 20090287529 - Graphical user interface system and method: A computer-implemented data processing system comprises account management logic, workflow logic, and interface logic. The account management logic is configured to manage financial accounts associated with a plurality of users. The workflow logic is configured to identify workflow items to be acted upon by users in connection with financial transactions... Agent: Foley & Lardner LLP 20090287530 - Plan execution control apparatus, plan execution control method, and plan execution control program: The invention provides a plan execution control apparatus, a plan execution control method and a plan execution control program capable of giving instructions for sensitively and efficiently maintaining even installations located in a wide range. The plan execution control apparatus includes a linkage reliability calculating section for calculating a target... Agent: Foley And Lardner LLP Suite 500 20090287532 - Providing an electronic marketplace to facilitate human performance of programmatically submitted tasks: A method, system, and computer-readable medium is described for facilitating interactions between task requesters who have tasks that are available to be performed and task performers who are available to perform tasks. In some situations, the tasks to be performed are human performance tasks that use cognitive and other mental... Agent: Seed Intellectual Property Law Group PLLC 20090287544 - Customer managed restaurant information system: A restaurant information system includes a point-of-sale (POS) device constructed and arranged for identifying a customer at a restaurant, an amount owed for food or other items purchased at the restaurant, a financial services provider, and a restaurant customer service of which the customer is a member. A network server... Agent: Law Office Of Leo Zucker 20090287537 - Dynamic bidding and ranking system: The present invention relates to certain bidding and ranking systems, which may be used to rank objects in a computing environment, such as, for example, bidding and ranking systems that may be used to rank on-line advertisements. According to certain embodiments of the invention, such methods of ranking objects comprise... Agent: Eugene Villoso 20090287548 - Method and system for transforming informal untradeable property to formal tradeable property: A method and system for transforming informal, untradeable properties into formal, tradeable properties in is carried out by controlling the design and implementation of regulatory and/or legal changes and by aligning interests of investors and governments to those changes.... Agent: Bacon & Thomas, PLLC 20090287536 - Method for determining consumer purchase behavior: Disclosed is a method for determining consumer purchasing behavior by corresponding received transaction data and received electronic payment data at a purchasing behavior node. The correspondence between the received transaction data and the received electronic payment data can be determined using payment and purchase amounts with timestamps in the received... Agent: Cardinal Law Group 20090287549 - Method of analyzing a sale process for a company: Embodiments of the present disclosure provide a computer-implemented method, a machine, and computer program product to determine an adequacy of a process to sell an entity responsive to competition, fairness, thoroughness, and good faith. A computer evaluates a sale of an entity by rating solicitation efforts associated with potential buyers... Agent: Bracewell & Giuliani LLP 20090287533 - Methods and systems for managing an inventory of telephone numbers: A system and method in accordance with exemplary embodiments may include storing telephone number inventory data using a database associated with a network, receiving, from a user system, a request for telephone number forecast data, forecasting future telephone number usage based on at least a history of telephone number inventory... Agent: Verizon Patent Management Group 20090287547 - Sales benchmarking and coaching tool: A machine- or computer-implemented sales coaching tool and methodology provide a method for a user to evaluate a sales or marketing opportunity of interest. The sales coaching tool, method, and system are configured to present users with one or more questions related to one or more marketing conditions, receive a... Agent: Renner Otto Boisselle & Sklar, LLP 20090287539 - Sample store forecasting process and system: A method and system of predicting market information includes the steps of receiving first data, forecasting further data based on the first data, receiving second data and comparing the further data with the second data, and creating an adjustment factor to account for any difference between the further data and... Agent: Baker Botts L.L.P. 20090287541 - Sample store forecasting process and system: A method and system of predicting market information includes the steps of receiving first data, forecasting further data based on the first data, receiving second data and comparing the further data with the second data, and creating an adjustment factor to account for any difference between the further data and... Agent: Baker Botts L.L.P. 20090287540 - System and method for allocating prescriptions to non-reporting outlets: A method for predicting market information for a plurality of pharmaceutical outlets includes the steps of receiving first data representing purchases and sales of at least one pharmaceutical product from at least one pharmaceutical outlet over a time period in the past, calculating the amount of prescriptions that are not... Agent: Baker Botts L.L.P. 20090287542 - System and method for allocating prescriptions to non-reporting outlets: A method for predicting market information for a plurality of pharmaceutical outlets includes the steps of receiving first data representing purchases and sales of at least one pharmaceutical product from at least one pharmaceutical outlet over a time period in the past, calculating the amount of prescriptions that are not... Agent: Baker Botts L.L.P. 20090287545 - System and method for computer program implemented internet digital music marketplace: A system and method for modeling and implementation of a computer program to provide an individual artist the ability to access a system for marketing music on the website, a fan voting system, an artist rating system, an artist award system, music genre chat rooms that play random tracks from... Agent: The Miller Law Offices, PLC 20090287538 - System and method for determining trailing data adjustment factors: Timely projections of product sales for a reporting time period are obtained by combining actual sales data received from reporting stores and estimated sales data for non-reporting stores. The projections are adjusted to account for trailing data, which may be reported after the end of the subject time period.... Agent: Baker Botts L.L.P. 20090287546 - System and method for organizing hotel-related data: A method for grouping hotels for a travel entity may include identifying a plurality of hotels stayed at in the past by members of a travel entity, identifying a subset of hotels having a particular significance to the travel entity, each hotel being associated with a position indicator, clustering hotels... Agent: Harness, Dickey & Pierce, P.L.C 20090287534 - System and method for providing contemporaneous product information and sales support for retail customers: A system and method for providing contemporaneous product information includes identifying a product by collecting information with a user device, and determining a customer location using information collected by the user device. Based upon the product and the customer location, a sales person qualified to respond to customer questions is... Agent: Keusey, Tutunjian & Bitetto, P.C. 20090287535 - System and method for tracking data: In one embodiment, the method comprises operating one or more commercial appliances and establishing an event count each time a preparation event is carried out in the commercial appliance. The method further comprises communicating each event count to a database and maintaining event count information at the database. The method... Agent: Dorsey & Whitney LLP Intellectual Property Department 20090287543 - Systems and methods for facilitating aggregation of social credits: Various embodiments are directed to systems and methods for facilitating the aggregation of carbon reduction credits resulting from finance loans financing the purchase of energy technology. For example, a credit aggregator may receive from a finance institution estimate parameters describing a loan type. The credit aggregator may calculate a value... Agent: K&l Gates LLP 20090287551 - Multi-level real estate method and system: A method of compensating a plurality of participants, includes hierarchically representing, in a database communicatively associated with a computer, a multi-level real estate team, the team being based upon sponsoring of members in the team; collecting a membership fee from each member of the team, the membership fee being independent... Agent: George F. Wallace 20090287550 - System and method for monitoring drive thru performance: In one embodiment, the method comprises operating one or more monitoring devices for recording and interpreting vehicle presence data and communicating vehicle presence data to a remote database. The method further comprises generating performance reports, the performance reports being based on the vehicle presence data.... Agent: Dorsey & Whitney LLP Intellectual Property Department 20090287552 - System and method for playing sweepstakes games: Systems and methods for promoting a business with sweepstakes games and for playing sweepstakes games that allows a user to access or consume computer-based services while simultaneously playing sweepstakes games.... Agent: Kaplan Ward & Patel LLC 20090287554 - Computer-implemented method and computing system for providing advertisement content, and computer-implemented method and computing system for exposing advertisement content: A computer-implemented method and computing system for providing advertisement content and a computer-implemented method and computing system for exposing advertisement content are provided. A computer-implemented method of providing advertisement content, the method includes: receiving a bid request with respect to the advertisement content associated with digital broadcast content; determining an... Agent: H.c. Park & Associates, PLC 20090287555 - System for attracting customers: A hierarchical system for attracting new customer comprises providing a coupon to an existing customer, the coupon identifying only the existing customer and when that coupon is redeemed by a second customer, the first customer receives value.... Agent: Sheldon Mak Rose & Anderson PC 20090287556 - Method, system, and storage medium for pre-screening customers for credit card approval at a point of sale: An exemplary embodiment of the invention relates to a method, system and storage medium for pre-screening customers for a credit card at a point of sale. The method includes receiving the customer data at a point of sale system and, during a check out process: transmitting the customer data to... Agent: Buckley, Maschoff & Talwalkar, LLC General Electric Company 20090287557 - System and method for incentivizing consumers: The system evaluates a set of incentives based upon a variety of factors and/or predetermined rules and consumers are provided incentives when they satisfy one or more criteria of making payments for their transaction accounts. The one or more criteria include making an early payment, paying more than a minimum... Agent: Snell & Wilmer L.L.P. (amex) 20090287558 - Electronic coupon tracking: In accordance with one or more aspects of the electronic coupon tracking, a record of an electronic coupon that has been distributed to a user is maintained. An indication that the electronic coupon has been redeemed at a retailer via a mobile device is received, and redemption of the electronic... Agent: Microsoft Corporation 20090287560 - Items ratio based price/discount adjustment in a combinatorial auction: In a combinatorial exchange, rules can be input for processing bids and a desired exchange objective can be defined. A subset of the rules can be used to determine if an allocation of the bids exists that is optimal for the type of exchange being conducted. If the desired exchange... Agent: The Webb Law Firm, P.C. 20090287559 - Tabtab: Electronic advertisements and other types of electronic information are distributed based on user profiles and in particular, collections of widgets. User profiles may be generated based on a combination of user searches for specific items or points of interest. Alternatively user interests may be determined by the customized tabs setup... Agent: Allan Chan 20090287561 - Method and system to avoid fake metrics in advertising: A method and apparatus to avoid fake advertisement metrics from an untrusted application, the method receiving an indication from the untrusted application that an advertisement is required, assuming control of at least a portion of a user interface, providing the advertisement, compiling metrics; and reporting the compiled metrics.... Agent: Research In Motion Attn: Glenda Wolfe 20090287562 - Anonymous merchant-customer loyalty rewards program: A system of and method for rewarding an anonymous merchant-customer for performing multiple debit transactions on a defined set of merchant debit-machines comprises receiving data associated with a discrete one of the multiple debit transactions, generating and updating data associated with the anonymous customer without having the anonymous customer provide... Agent: Stoel Rives LLP - Pdx 20090287563 - Method for funding a plurality of charities or similar organizations through flexible allocation of credit card rebates and similar contributions: The disclosure relates to a method and apparatus wherein consumers, typically credit card holders, can allocate their rebates and similar financial incentives amongst a plurality of charitable or non-profit institutions or other destinations. The method and apparatus further allows additional sources of funding such as rebates from additional credit cards,... Agent: Day Pitney LLP 20090287564 - Systems and methods for maximizing a rewards accumulation strategy during transaction processing: Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to... Agent: Snell & Wilmer L.L.P. (amex) 20090287565 - Systems and methods for point of interaction based policy routing of transactions: Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to... Agent: Snell & Wilmer L.L.P. (amex) 20090287566 - User experience of advertisements by allowing users to identify advertisements that users dislike: The embodiments of the present invention fill the need of avoiding the display of advertisements that are strongly disliked by users. Displaying advertisements that are strongly disliked (or offend), web sites stand the chance of driving users away or losing users. By allowing users to identify advertisements that offend or... Agent: Mpg, LLP And Yahoo! Inc. 20090287567 - Method and system for selecting and delivering media content via the internet: A system and method for selecting portions of content, and media content sets to be delivered over a packet based network is provided. The selected portions of content (such as a web page) may be keywords such as a word or a group of words. The media content sets may... Agent: Capital Legal Group, LLC 20090287569 - Method and apparatus for providing audio advertisements in a computer network: A method and apparatus for providing audio advertisements in a computer network enables Web sites to deliver audio advertisements that cannot be bypassed by a visitor. More particularly, an advertising or sponsoring Web site receives a request from at least one user for delivery of a user-selected Web page associated... Agent: Knobbe Martens Olson & Bear LLP 20090287568 - Method for providing daily dynamic visual information on beverage sleeves and/or cups: The present invention relates generally to method where advertising content may contain daily up to date information printed on the sleeves and/or cups or labels, such as daily national and world wide news, daily local weather report, daily comics, jokes, daily business and stock market information, daily local news, daily... Agent: Eftim Cesmedziev 20090287570 - E-commerce website: An Internet e-commerce website provides online content having incentives that motivate consumers to select affiliated vendors. After purchasing goods or services from the affiliated vendors, consumers view a purchase history and receive credit based on purchase amounts. Credits may be used to enter a sweepstakes. Consumers are also provided access... Agent: Litman Law Offices, Ltd. 20090287571 - Hypervisor and virtual machine ware: An apparatus, system and method for an instant-on environment. The apparatus, system and method may include a hypervisor instantiated by a BIOS, at least one application space instantiated by the hypervisor in parallel to, and prior to complete boot of, at least one main operating system, and a graphical user... Agent: Thomas J. Mcwilliams, Esquire Drinker Biddle & Reath LLP 20090287572 - System and method for client-side advertisement retrieval: A system for retrieving advertisements includes a client configured to receive content, the content including an identification tag identifying an advertisement type that is associated with the content, the advertisement type corresponding to an advertisement, and a browser associated with the client and configured to render the content, wherein the... Agent: Michael J. Tempel Smith Frohwein Tempel 20090287573 - System and method for providing pay-per-click satellite on a user desktop: A system and method for placing a live, interactive, product specific communication conduit on user desktops. A retailer, wholesaler, or any other type of provider of goods or services having a website describing one or more products selects specific products for which the retailer desires to enable direct communication with... Agent: Greenberg Traurig, LLP (dc/orl) 20090287553 - System and method for website monetization: The present invention provides a website monetization system on a central computer, the website monetization system comprising a web page creation tool, a website hosting tool, an advertising tool, a content provision tool, a monetization tool, and a franchisee payment tool. The central server comprises a central website on a... Agent: Sheppard, Mullin, Richter & Hampton LLP 20090287574 - Attachment of videos to advertisements on websites: An advertisement is provided as an element of a personal space of a user. A video is added to the advertisement. The video is played in relation to the advertisement. The personal space, for example, may be a personal web page, which may be hosted by a social networking provider.... Agent: Schiff Hardin, LLP Patent Department 20090287576 - Commodity sales data processing system, commodity sales data processing apparatus, and display method for transaction information: A POS apparatus includes a code scanner and a radio communication unit. A store clerk inputs a commodity code from the code scanner. The POS apparatus generates transaction information based on the input commodity code. The radio communication unit transmits and outputs the transaction information. A customer carries a cellular... Agent: Turocy & Watson, LLP 20090287575 - System, program product, and computer-implemented method for loading a loan on a pre-paid card: Embodiments of the present invention provide systems, program products, and methods of loading a loan on a pre-paid card. A bank receives authorization from a lender to credit loan proceeds from the lender to an approved borrower on a pre-paid card associated with the pre-paid card processor so that release... Agent: Jeffrey S. Whittle Bracewell & Giuliani LLP 20090287578 - Charging station for electric and plug-in hybrid vehicles: This invention is a pay charging station for electric and plugin hybrid vehicles. A vehicle parks at a space with the charging station and uses a credit card, debit card, cash, smart card or network connection to a database like EZ-Pass to pay for the space and the electricity. The... Agent: Fox Rothschild LLP Princeton Pike Corporate Center 20090287577 - System, program product, and computer-implemented method for loading a loan on an existing pre-paid card: Embodiments of the present invention provide systems, program products, and methods of loading a loan on a pre-paid card. A bank receives authorization from a lender to credit loan proceeds from the lender to an approved borrower on an existing pre-paid card associated with the pre-paid card processor. Next, the... Agent: Bracewell & Giuliani LLP 20090287580 - Method and system for distributing, selling, and redeeming lottery tickets: A method for distribution and sale of lottery tickets includes defining sets of lottery tickets uniquely designated for a particular retail establishment, with the number and prize amount of winning tickets within each set being known to the central lottery authority. The sets of lottery tickets are provided to the... Agent: Dority & Manning, P.A. 20090287579 - Systems, methods, and apparatus for enhancing and utilizing owed-value accounts: Systems, methods, and apparatus for enhancing and utilizing owed-value accounts are provided.... Agent: Walker Digital Management, LLC 20090287586 - Automatic internet account authentication system and authentication card printer: An automatic account generation system includes an account generator having an IP address and exhibiting an account management function, a printer and at least one apparatus capable of providing wireless Internet access. The Internet user access authentication information can be acquired and printed from the account generator via an input... Agent: Patterson, Thuente, Skaar & Christensen, P.A. 20090287582 - Deploying software items from software shopping carts onto mobile wireless devices: Software/content for a mobile device may be selected by means of the web using a device other than the mobile device, and the software/content is downloaded onto the mobile device. This provides the capability to interact with an e-commerce site using some other terminal, such as desktop or laptop computer,... Agent: Hanify & King Professional Corporation 20090287583 - Digital media content location and purchasing system: Systems and methods for locating digital media content. The systems and methods include receiving search terms from a client device through a single interface, searching a plurality of digital media content providers for digital media content using the search terms to obtain search results, sorting and organizing the search results,... Agent: Workman Nydegger 1000 Eagle Gate Tower 20090287581 - Method and system for providing purchasing on a wireless device: A method and system for processing purchases from a wireless device. The method includes, responsive to a search command received from the wireless device, executing a search in a retailer database. The method includes transmitting a search result to the wireless device for display. The method includes, responsive to a... Agent: Perkins Coie LLP 20090287585 - Personalized gift cards for imaging products and services: A method for producing a gift card for a gift imaging product, comprises receiving an order of the gift imaging product from a user, producing the gift imaging product, producing the gift card by the user for the gift imaging product; and consolidating the gift card with the gift imaging... Agent: Dr. Xin Wen 20090287584 - Systems and methods for providing information associated with product samples: Systems and methods are described for providing information associated with a particular product to a customer possessing a sample of the particular product. An identifier that is provided with the sample of the particular product and that uniquely identifies the product is received at a server. The information associated with... Agent: Ingrassia Fisher & Lorenz, P.C. (floratech) 20090287588 - Method, a system and a user interface for shopping using a communication network: There is provided a method for enabling a user to shop with at least one other user on a data network, the method comprising providing access to a user interface enabling the user to conceive a set of at least one item of interest, to share the set with at... Agent: Brouillette & Partners 20090287587 - Systems methods and computer program products for providing augmented shopping information: Methods for providing augmented shopping information to a user of a mobile terminal in a store include providing a shopping list identifying a plurality of items and obtaining information regarding physical locations of respective ones of the items in the store. The location of the mobile terminal in the store... Agent: Myers Bigel Sibley & Sajovec, P.A. 20090287589 - Mobile, compact communication device including rfid: A system and process including mobile communication devices having two RFID's each, one with the device and another with the SIM. An assembly/packaging system and process is disclosed along with service provider communications network(s) including a retail distribution processing system is provided including RFID readers at selected points in the... Agent: Woodard, Emhardt, Moriarty, Mcnett & Henry LLP 20090287590 - Multi-supplier transaction and payment programmed processing system and approach: In an example embodiment, a computer-based contract-management approach processes transactions involving at least one supplier (i.e., seller or sellers) fulfilling one or more sub-components of the transaction. Each of the suppliers (e.g., as well as other transaction parties) reference the transaction when communicating transaction information such as invoices, regardless of... Agent: Crawford Maunu PLLC 20090287591 - Multi-stage, multi-user engagement submission and tracking process: A method for submitting information for an engagement is disclosed. The method might include the steps of generating a tracking screen for tracking the submission of a plurality of files, including a tax file and an image file, each file having the same client identification code, receiving the tax file... Agent: Snell & Wilmer LLP (oc) 20090287594 - Methods of operating a self-service check depositing terminal to provide a tracking receipt: A method of operating a self-service check depositing terminal is provided. The method comprises receiving a check from a depositor, attempting to return the check to the depositor, printing a tracking receipt when the check is unable to be returned to the depositor, and dispensing the printing tracking receipt to... Agent: Michael Chan Ncr Corporation 20090287592 - System and method for conferring a benefit to a thrid party from the sale of leads: A computer system and method for operating a computer system to confer a benefit to a third party recipient from the sale of leads. Receiving a lead entry from the lead contributor, the lead entry having a lead description describing a desired good or service. Transmitting an alert of the... Agent: The Jansson Firm 20090287593 - Systems and methods for processing commercial financial transactions: Systems and methods for processing commercial financial transactions are provided. In one aspect, a method for processing a commercial financial transaction between a customer and a merchant is provided. The method includes approving a customer for receiving a financing package for engaging in the commercial financial transaction with a merchant,... Agent: John S. Beulick (17243) Armstrong Teasdale LLP 20090287613 - Automated actions based on restrictions: A technique for resolving a violation of an investment account restriction is provided. The restriction is associated with the holding of one or more securities in an investment account. A restriction definition and an associated resolution rule are stored in a data repository. A received order to perform an investment... Agent: Sutherland Ii 20090287612 - Financial activity based on natural weather events: A financial activity network includes a central managing system connected to a plurality of participant terminals. Rules governing operation of the financial activity are stored for future reference. A participant provides investment information such as a map location for the predicted strike by the natural event and, optionally, one or... Agent: Olson & Cepuritis, Ltd. 20090287611 - Investment portfolio analysis system, dynamic link index computing module of financial asset, and method thereof: The present invention discloses an investment portfolio analysis system, a dynamic link index computing module of a financial asset and a method thereof. The system is characterized by calculating the dynamic link index with an investment portfolio associating at least two benchmark assets, so that users can evaluate that the... Agent: Bacon & Thomas, PLLC 20090287595 - Dealer to dealer sales lead system and method: A system and method of creating a market for sales leads and financing amongst merchants of like wares that includes a central registry for receiving information about prospective buyers and their finances for compiling and communicating an anonymous sales lead including the prospective buyer's finances to merchants in the same... Agent: Cahn & Samuels LLP 20090287597 - Method and system for auctioning bad debts: A method and system for auctioning bad debts utilizing a sorting arrangement based on the geographic location where jurisdiction is present over the debtor. Clients in the public may remotely access and participate in an online auction forum for the purpose of buying bad debts. Bad debts may be classified... Agent: Marvin A. Glazer 20090287596 - Method, system, and apparatus for facilitating transactions between sellers and buyers for travel related services: A method and system for facilitating transactions between sellers and buyers for travel related services. The system includes a database which stores data associated with a plurality of sellers, and a server operably coupled to the database. A buyer interacts with the server to define and submit a request for... Agent: Gordon & Jacobson, P.C. 20090287598 - Financial institution-based transaction processing system and approach: Transaction processing for financial institution-based transactions is facilitated. According to an example embodiment of the present invention, a transaction processing approach involves the processing of financial aspects of a transaction between buying and selling parties using transaction rules associated with a sponsoring financial institution. Transaction-related information is processed as a... Agent: Crawford Maunu PLLC 20090287600 - Automatically updating records of corporate expense systems using category specific payment mechanisms based on point of sale acquired data: A solution for charging purchases and tracking corporate expenses. In the solution, at least one payment artifact having credit allocations specifically associated with an expense category of a corporate expense management system can be established. A purchase transaction involving the payment artifacts can be identified. An expense category can be... Agent: Patents On Demand, P.A.-ibm Accspp 20090287599 - Monetary transfer approval via mobile device: A mobile monetary transfer approval process is provided that allows clients to approve or reject monetary transfer requests by utilizing the client's mobile device, such as a cellular telephone and/or personal digital assistant (PDA). From such a client mobile device, user may view pending outgoing and incoming payments and approve... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131 20090287601 - Network-based viral payment system: A system and method for transferring funds among registered and unregistered users of a value exchange system comprises a server system for receiving value exchange instructions from a sender, where the value exchange instructions include a recipient who may not be registered with the system. The value exchange instructions initiate... Agent: Law Offices Of James E. Eakin 20090287603 - Actionable alerts in corporate mobile banking: Techniques for alerting a client about a pending payment over a communication device by a financial institution are disclosed. The client is able to view the alert on a communication device and can reply to the alert with an answer on how to process the pending payment. A designated user... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131 20090287604 - Desktop alert with interactive bona fide dispute initiation through chat session facilitated by desktop application: A consumer installs a desktop application on a computer which renders a user interface on the computer's desktop. Upon installation, the desktop application is registered to receive offers and alerts. Each alert includes data for a transaction on an account conducted with a merchant where the account was issued by... Agent: Quarles & Brady LLP 20090287602 - Method for postage payment: A postage funds credit system in which the customer pays for postage funds after they are used in franking mailpieces. A postal device is initialized with postage funds advanced to the customer by a third party. The value of a descending register of the postal device is read a first... Agent: Townsend And Townsend And Crew, LLP 20090287605 - Pre-paid card transaction computer to load a loan on a pre-paid card: A loan transaction for a pre-paid card is approved for a borrower so that release of the loan proceeds is pending an activation of a pre-paid card. A pre-paid card transaction computer activates a pre-paid card responsive to an activation request on behalf of the borrower. The pre-paid card transaction... Agent: Bracewell & Giuliani LLP 20090287606 - System and terminal device for electronic money transaction on information and method thereof: An electronic money transferring method that enables the payment of electronic money through an electronic money transferring system with reliability. An external information processor is operated to enter the product number of a desired product, and then a host apparatus sends information about electronic money information indicating an amount of... Agent: Mattingly & Malur, P.C. 20090287607 - Method and apparatus for verifying the legitimacy of a financial instrument: An apparatus and method for verifying the legitimacy of a financial instrument used by a shopper is disclosed. A seller accepts details about goods and services to be delivered, and information about a financial instrument to be used in a purchase by a shopper. Identifier information is send to a... Agent: Diederiks & Whitelaw, PLC 20090287608 - Multiple customer and multiple location pc service provider system: The present invention contemplates a system whereby a service provider can service a large number of customers (millions) and connect them to their rented PC from millions of locations around the world. Many customers (10 to 100 thousand) can be connected simultaneously. The service provider is responsible for maintaining the... Agent: Dunlap Codding, P.C. 20090287610 - Data processing: A data processing procedure is shown in which the processed data includes data representing negotiations for the purchasing of a package of inventory, taking the form of offers and counter offers between a single major party and a plurality of minor parties, and data stored in a database representing details... Agent: Richard M. Goldberg 20090287609 - Method and system for managing projects over a network: A method and system for managing projects on a network platform that enables a buyer to make a buy request for a project on a network platform. The buy request includes various requirements of the project. In response to the buy request, various sellers provide submissions for the project on... Agent: Lerner, David, Littenberg, Krumholz & Mentlik 20090287498 - System and method for streamlined registration of electronic products over a communication network and for verification and management of information related thereto: The system and method of the present invention provide integrated or embedded components, for electronic (or other) products, each operable to securely store and selectively provide access to, a unique ID (UID) previously assigned to its corresponding specific product, where the UID of each product is registered with one or... Agent: Edward Etkin, Esq Law Office Of Edward Etkin, PC 20090287614 - Dynamic transferring of avatars between virtual universes: Interruption and degradation of service within a virtual universe leads to an unsatisfactory experience for users of the virtual universe. Dissatisfaction with service of a virtual universe may lead users to see alternate universes providing higher levels of service. Functionality can be implemented to identify alternate virtual universes that meet... Agent: Ibm Endicott- Delizio Gilliam, PLLC 20090287615 - Forward-looking expense allocation (flea): A method for managing a real-estate investment comprising the steps of employing a method for identifying a suitable investment property; identifying at least one operating expense associated with the ownership of said property and projecting the total cost of said operating expense over a period of time; securing capital, in... Agent: John Karl Buche Buche & Associates, P.C. 20090287616 - Non network cashless health insurance method: This method enables the patients to get the best medical treatment that they desire, entitle and deserve according to their will without worrying about cash payments and make them hassle free of reimbursement problems. The insured gives power of attorney to the non-net work hospital or doctor to submit claim,... Agent: Ashish B Dave 11/12/2009 > 111 patent applications in 41 patent subcategories.Previous industry: Data processing: speech signal processing, linguistics, language translation, and audio compression/decompression Next industry: Data processing: artificial intelligence ###### RSS FEED for 20091126: Integrate FreshPatents.com into your RSS reader/aggregator or website to track weekly updates. For more info, read this article. ###### Thank you for viewing Data processing: financial, business practice, management, or cost/price determination patents on the FreshPatents.com website. These are patent applications which have been filed in the United States. There are a variety ways to browse Data processing: financial, business practice, management, or cost/price determination patent applications on our website including browsing by date, agent, inventor, and industry. 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