|Data processing: financial, business practice, management, or cost/price determination patents - Monitor Patents|
USPTO Class 705 | Browse by Industry: Previous - Next | All
Recent | 14: | | | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan | 13: Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan | 12: Dec | Nov | Oct | Sep | Aug | July | June | May | April | Mar | Feb | Jan | 11: Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan | 10: Dec | Nov | Oct | Sep | Aug | Jul | Jun | May | Apr | Mar | Feb | Jan | | 09: Dec | Nov | Oct | Sep | Aug | Jl | Jn | May | Apr | Mar | Fb | Jn | | 2008 | 2007 |
Data processing: financial, business practice, management, or cost/price determinationBelow are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application. 12/18/2014 > 212 patent applications in 96 patent subcategories.
20140372141 - Diverse methods of facilitating a request for prior authorization with a common user experience: Provided are a method and computer system for facilitating a request for prior authorization of insurance coverage for a prescribed drug. An appropriate submission protocol is identified from among a plurality of different submission protocols available based on user input received over a communication network. Content is served to be... Agent:
20140372132 - Electronic device and system for receiving details of sequence numbers in queues as they occur in one or more health centres, transmitted by radio data system: This invention relates to a method and a portable electronic device that uses a (RDS) Radio Data System or (RDBS) Radio Broadcast Data System to show the sequence number of a waiting line in a health-care center, e.g. a hospital. Users use a portable RDS reception electronic device, which includes... Agent:
20140372143 - Healthcare system and method for right-time claims adjudication and payment: A system and method for permitting real-time payment of healthcare charges from multiple sources of payment. A POS terminal is used to enter a patient ID and treatment code. A health insurance network receives the patient ID and treatment code and returns an estimated explanation of benefits (EOB) data packet... Agent: First Data Corporation
20140372138 - Intermediate check points in medical care lines for automatically identifying care deficiencies: A quality of medical care can be estimated based on factors such as a mortality rate or complications rate. However, by this point, poor care may have already reached its consequence. In some embodiments, characteristics pertaining to a care experience are analyzed to identify those predictive of a health result.... Agent: Hospital Corporation Of America Holdings, Inc.
20140372145 - Management of pharmacy kits using multiple acceptance criteria for pharmacy kit segments: A pharmacy kit is managed by defining multiple rules for determining whether a segment of a pharmacy kit is satisfactorily stocked, selecting at least one rule among the multiple rules according to a kit stocking contingency, an prompting a user to stock the segment of the pharmacy kit according to... Agent:
20140372137 - Medical disposition system and method for generating disposition analysis: A medical disposition system and related method of determining a medical disposition based upon patient queries which will empower the patient to seek healthcare at the proper location and at the proper time, and prevent unnecessary expense and visits to emergency departments. The present invention does not attempt to diagnose... Agent:
20140372144 - Medication event monitoring system: A medication and event monitoring system operates through the internet, interconnecting and accommodating the transfer of information and data between a patient center, a caregiver/researcher center, and a pharmacist. A control center is provided in intercommunication with the patient, caregiver and pharmacist for accommodating the exchange of information and data... Agent:
20140372136 - Method and apparatus for providing medical information: Provided are a method and apparatus for providing medical information. The method includes obtaining diagnostic information related to an object, setting an information providing area on which the diagnostic information is to be displayed on a console room window, the console room window being a transparent display unit, and displaying... Agent: Samsung Electronics Co., Ltd.
20140372135 - Method and system for signal fingerprinting geographic location of a person or object: A method for geographic fingerprinting for monitoring of home services Interactions between a provider of a home service and a patient. The method and system are directed to presence determination (who is at a specific location at a specific time) rather than GPS location services (pinpointing that location). This service... Agent:
20140372134 - Online health care marketplace: A health care marketplace is established that defines a set of medical service packages. Each medical service package includes information about one or more medical services, as well as pricing information about the medical services. Providers that offer one or more of the medical service packages are also established within... Agent: Onedoc, Inc.
20140372142 - System and method for ensuring medical benefit claim payment neutrality between different disease classification codes: A neutrality analysis system includes receives existing claim data including at least one existing healthcare code associated with a first classification system, receives new claim data including a plurality of new healthcare codes associated with a second classification system, wherein the at least one existing healthcare code is mapped to... Agent:
20140372133 - System and method for incentive-based health improvement programs and services: The present disclosure relates to a system for healthcare services having a behavior-based financing framework. The system includes a computer for creating an incentive budget. The system also includes means for acquiring and understanding an individual's health status and an individualized health management map focusing on the individual's modifiable health... Agent: Redbrick Health Corporation
20140372140 - System and method for validating medical claim data: A system for validating medical claim data receives a first and second medical claim, each respectively associated with a first and a second healthcare classification system, receives claim edit criteria, stores the first and second medical claims in association with the first and the second classification systems, respectively, validates the... Agent:
20140372139 - System for monitoring and tracking patient outcomes after surgical implantation of an intracorneal lens: A method and system are described for patient data and ordering of intraocular lens implants. One embodiment is implemented by receiving refraction data about an eye of a patient into which an intracorneal lens is to be implanted. This refraction data is received after being input through a first tab... Agent:
20140372146 - Determining a physiologic severity of illness score for patients admitted to an acute care facility: Systems, methods, and computer storage media are provided for determining a physiologic severity of illness score (pSIS) for a patient admitted to an acute care healthcare facility. Data corresponding to physiologic components is received from an electronic medical record associated with a patient admitted to an acute care healthcare facility.... Agent:
20140372149 - Method for processing patient-related data records: A method is disclosed for processing patient-based data sets, which each include medical data and sensitive patient data as plain data. The sensitive patient data of each patient-based data sets are anonymized to generate anonymized patient-based data; test data from each patient-based data set is generated from the respective sensitive... Agent:
20140372148 - System and method for providing mapping between different disease classification codes: A system for translating healthcare codes from a first healthcare classification system to a second healthcare classification system may receive a first plurality of healthcare codes associated with the first healthcare classification system, receive a second plurality of healthcare codes associated with the second healthcare classification system, and map at... Agent:
20140372147 - Systems, methods, and environment for identification and processing of medical events: Described herein is a medical network intelligence environment that includes a central event processing system for receiving, processing, and routing messages triggered by real-time medical events. The central event processing system, for example, may identify patient information associated with a medical event and match the patient information to one or... Agent:
20140372153 - Computer system for processing third party computer system data including geographic region data: A computer system for processing risk mitigation data includes calculating line-of-business payout factors for computing losses associated with one or more instruments such that the losses substantially replicate industry losses, and is configured to determine payout amounts based on a value of an event index based on a load factor... Agent:
20140372151 - Provision of insurance products: In embodiments, methods, storage media, and apparatuses are described that are associated with provisioning of insurance products. In various embodiments, a request for an insurance product associated with an event may be received. A plurality of insurance underwriters may be identified that agree to automated payment of individual payment amounts... Agent:
20140372150 - System and method for administering business insurance transactions using crowd sourced purchasing and risk data: A data processing system for processing and selecting business insurance coverages is disclosed. The system uses crowd sourced data related to purchasing and risk concerns to correlate business owner requests for insurance recommendations in real time. Business owner policy configurations and options may be selectively tailored to a business owner... Agent:
20140372152 - System and method of calculating the pricing of credit based on engagement with a driver programme: A system and method of calculating the pricing of credit based on engagement with a driver programme includes receiving data including information relating to the compliance of a driver in a plurality of programme areas related to motor vehicle driver behaviours and storing the data in a database. Points are... Agent:
20140372154 - Automated travel tracking system: A system for monitoring travel of users is provided. The system includes a computing arrangement coupled via a communication network to communication devices of the users, the computing arrangement being operable to execute software products stored on machine-readable data storage media. The computing arrangement is operable to store travel itineraries... Agent:
20140372155 - System and method for parking reservation and finding parking space suitable for user's vehicle size: In implementation, a computer-implemented method, a system, and a non-transitory computer readable medium for managing parking space availability in a parking zone is disclosed. The computer-implemented method includes obtaining a request for a parking reservation for a parking space in a parking zone for a vehicle from a client device,... Agent:
20140372156 - Ticket scalping prevention using a networked system and re-usable auxiliary devices: A networked server system which can be organized in both a centralized and decentralized fashion that prevents ticket scalping, uses multi-use auxiliary devices instead of tickets allowing tickets to be transferred between individuals and resold within the system, eliminates the need for paper tickets, and provides greater anti-fraud and anti-counterfeiting... Agent: Phanteye
20140372157 - Apparatus and method for time series data analytics marketplace: A plurality of analytics in a cloud-based environment is accessed. Each of the plurality of analytics performs an operation on time series data. Within the cloud-based environment, a selected one or more of the plurality of analytics is chosen. A set of time series data is uploaded to the cloud-based... Agent:
20140372158 - Determining optimal decision trees: The current subject matter relates to generation, modification, export, and/or import of decision trees, based on which optimal treatments (for example, offers) can be assigned to various records (for example, customers). A tree-generating application can receive constraints characterizing specifications for a decision tree desired by the user of the tree-generating... Agent:
20140372159 - System for optimization of group interaction: At least one aspect of this invention relates to a system, apparatus, and method for optimizing the interaction of large groups of people, such as, but not limited to large numbers of students enrolled in massive open online courses (MOOCs) or large audiences.... Agent:
20140372160 - Context-aware mobile crowdsourcing: The subject disclosure is directed towards a context-aware mobile crowd sourcing service/system. Context information is automatically collected for a mobile device via mobile-device sensors. When a task is received that specifies context-related criteria, a worker is selected for that task based at least in part upon the context information associated... Agent:
20140372161 - Method for generating a discrete forecasted staff report: A computer-implemented method is disclosed for generating a discrete forecasted staff report. The method commences with the definition of a set of shifts, each shift having daily and weekly time segments. Using these shifts, “baseline staff” coverage in then inputted into a work schedule to thereby meet, represent, or otherwise... Agent:
20140372162 - System and method for smart contextual calendaring based meeting scheduling: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for contextual calendaring. Contextual calendaring can schedule meetings with varying states of blocking time slots based on users' behavior with respect to the participants, topics, and tasks or context of the meeting. For example, host H invites A for a... Agent: Avaya Inc.
20140372164 - Method and system for prioritizing a plurality of variable speed devices: A method, computer system, and computer readable medium for prioritizing a plurality of variable speed devices. The method includes: determining, for a first variable speed device, a cost dependent on an operating cost of the first variable speed device operating at part loads for a specified period of time, determining,... Agent: S.a. Armstrong Limited
20140372163 - Methods and systems for adjusting compensation for tasks: Method and system for dynamically adjusting compensation for one or more tasks are disclosed. The method includes estimating the compensation for each task in a batch of tasks based on at least one of a minimum wage for a task in the batch of tasks, one or more attributes associated... Agent:
20140372165 - Fast 4-dimensional construction scheduel simulation system based on object behaviors: A fast 4D construction schedule simulation systems based on object behaviors according to the present invention may comprise an object library storage for storing object data, a behavior library storage for storing behaviors according to object types of the object data, an instance behavior value input section for inputting behavior... Agent:
20140372166 - System and method for tracking agricultural commodities, e.g. crop inventories: A system and a method for tracking agricultural commodities, such as crop inventories, is based on measuring a flow of crop through an equipment unit during a period of time, and determining the flow of crop through the unit to be a transfer event. More particularly, there is measured a... Agent:
20140372167 - System and method for providing a capacity reservation system for a virtual or cloud computing environment: A system and method are provided for determining workload reservations in a virtual or cloud computing environment, the method comprising: determining a workload to be booked and a time for which the booking is to be placed in the environment; modeling a future demand in the environment; modeling a future... Agent:
20140372170 - Methods for organizing, qualifying, scoring, mapping and analyzing cultural data: A method is provided for quantification and mapping of cultural characteristics. Using an analytic engine, cultural attribute information is collected and organized by assigning binary scores to cultural tendencies. Using a cultural score engine coupled to the analytic engine, cultural attribute data is scored for each cultural attribute category to... Agent:
20140372171 - Providing a multi-tenant knowledge network: A non-transitory computer-readable medium is disclosed comprising executable instructions that when executed by a processor cause the processor to effectuate a method comprising the steps of: obtaining raw data from a plurality of different data sources; analyzing the raw data to identify one or more data structures of the raw... Agent: Cross Commerce Media Inc.
20140372169 - Systems and methods for providing business ratings: The disclosed embodiments include methods, systems, and articles of manufacture for providing business ratings. The disclosed embodiments include, for example, a system that may be configured to access spending transaction data including at least a unique payor identifier, a payee description, a payee category code, and a postal code. The... Agent: Capital One Financial Corporation
20140372168 - Systems and methods of initiating contact with a prospect: The technology disclosed relates to easily and efficiently initiating contact with a prospect. In particular, it relates to identifying colleagues of a sales representative that are connected to the prospect and further determining strength of relationships between the colleagues and the prospect. The strength of relationships is determined by logging... Agent: Salesforce.com, Inc.
20140372173 - Home investment report card: A facility for forecasting the relative change in future value of a distinguished home located in a distinguished geographic area is described. Utilizing a combination of statistical and mathematical models, the facility reports the acquired relative change in future value for the distinguished home in the form of the “Home... Agent:
20140372172 - Method and computer system to forecast economic time series of a region and computer program thereof: The method uses a computer device to receive as inputs socio-economic data of a region during a definite time period representing an economic time series that are stored in a first database, comprising: computing, during the same definite time period, the average values of each of a plurality of anonym... Agent:
20140372175 - Method and system for detection, classification and prediction of user behavior trends: A method and system for detection, classification and prediction of user behavior trends using correspondence analysis is disclosed. The method and system reduces the n-dimensional feature space to lower dimensional space for easy processing, improved quality of emerging clusters and superior prediction accuracies. Further, the method applies the correspondence analysis... Agent:
20140372174 - Multivariate regression analysis: There is disclosed apparatuses and methods for performing stepwise regression analysis on industry data. These apparatuses include a processor and memory which comprise circuits and software for performing the instructions on a storage medium comprising accessing a set of data specific to a business environment wherein the set of data... Agent:
20140372176 - Method and apparatus for anonymous data profiling: A method for a consumer to provide himself with timely and appropriate marketing data while remaining anonymous to the sources of the marketing data is described. The method includes self-generating an anonymous consumer profile for the consumer, providing access to the anonymous consumer profile to one or more entities, and... Agent:
20140372177 - Method of collecting information regarding absorbent articles: Methods of collecting information from an individual regarding absorbent products are provided. A method entails collecting input information from an individual regarding absorbent product use wherein at least some of the information collected includes data generally known by most consumers. The method further entails collecting still or video image data... Agent:
20140372178 - Correlating product sales to store segmentation: Past sales data for a product sold at stores in a chain of retail stores is received by a computing device. For each segment, the stores in the chain are grouped into one or more clusters. The average sales of the product in each cluster and the average sales of... Agent:
20140372179 - Real-time social analysis for multimedia content service: The disclosure is related to a real-time analysis of social network service (SNS) data associated with a multimedia content service. Particularly, SNS users may be classified into active SNS users and non-active SNS users, based on an SNS activity amount. SNS data collection/analysis periods may be differently determined according to... Agent: Kt Corporation
20140372180 - Merchant demographic estimation methodology: A system, a method, and a computer program product provide competitive data to a subscribing merchant regarding customers of the subscribing merchant and competing peer merchants. A computing device loads at least one microsegment hold table. The microsegment hold table is previously generated from demographic attributes regarding a plurality of... Agent:
20140372181 - Device for determining configuration of business units and method for determining configuration of business units: The present invention determines a configuration of sites that enables low-cost operation under normal circumstances, and maintains the stockout rate of end products at an appropriate value when trouble occurs. A device for determining the configuration of sites, comprising: a storage unit for storing information about sites, including information about... Agent:
20140372182 - Real-time trailer utilization measurement: A technique for real-time trailer utilization measurement includes a three-dimensional depth monitor operable to monitor loading of a trailer and a processor operable to determine trailer utilization in real-time during loading of the trailer using image information from the monitor. A graphical user interface can receive utilization information from the... Agent:
20140372183 - Trailer loading assessment and training: A technique for trailer loading assessment includes imaging loading of a trailer using a monitor. A next step includes detecting loading incidents related to package stacking quality during loading of the trailer using image information from the monitor. A next step includes bookmarking detected loading incidents. A next step includes... Agent:
20140372184 - Quality control management system: The present invention relates to systems and methods for providing quality review of products and services using computer implemented technology. A wireless mobile device can be used to access information regarding products and services and enables the user to provide quality review data regarding those products and services. The reported... Agent:
20140372185 - Methods and systems for automated cellular parking with occupancy control: Methods for automatic parking of cars in a controlled parking occupancy-status area with unmarked parking spaces, and automatic cellular parking systems (ACPS) enabling such methods. The methods are performed without use of a dedicated in-car device and comprise monitoring of vehicles and parking space occupancy by parking sensors, association of... Agent:
20140372187 - System and method for dynamic personalization of electronic coupon distribution and redemption via mobile device: A computer-implemented method for generating coupons is provided. The method comprises receiving a request for a coupon from a publisher; responsive to the request selectively generating a coupon, said coupon comprising: (a) a unique coupon id; (b) code associated with a clipping button which when executed on a customer device... Agent:
20140372188 - Looped incentive commerce system: A native virtual currency is awarded to parties of the system, for example potential customers of commercial parties, for use in commerce. The awarding entity, the system, itself accepts native virtual currency toward payment for system services provided to members, for example advertising a party's willingness to accept a native... Agent:
20140372189 - System and method for consumer-based storing, retrieving and transmitting of promotional content to other consumers: A system and method for targeted delivery of promotional messages from a sender to a receiver are disclosed. The system includes a website providing access to a plurality of promotional messages, and comprises a web-based user interface enabling the sender to create a set of promotional targeting records. A promotional... Agent:
20140372190 - Methods for providing digital incentives including a digital incentives switch for matching transactions and incentives: Systems and methods for providing digital incentives or financial offsets including the steps of: providing a financial platform operable on a server computer and at least one database in electronic, digital communication over a network, the financial platform operable for financial services transactions; providing a database of profile data for... Agent: Edo Interactive, Inc.
20140372192 - System and method for dynamically valuing social media influence in remote transaction initiation: A system and method for assigning a value to an electronic communications action by a user based on the social media profile of the user in the initiation of transactions based on some electronic communications action by a user, such as updating their social status with their mobile device. The... Agent:
20140372191 - System and method for remote transaction initiation: A system and method for automatically issuing a machine credit in response to some electronic communications action by a user, enabling the distribution of physical rewards for actions such as updating their social status with their mobile device. The components of Applicant's invention include a dispensing machine connected to a... Agent:
20140372193 - Card-linked advertisements: Embodiments of the present invention automatically link users to card-linked offers. A card-linked offer is an incentive tied to a user's credit card or other form of electronic payment. To be eligible to receive offers, a user may choose to link one or more of their credit cards within the... Agent:
20140372194 - Event sale system using social auction and method thereof: Disclosed are an event sale system using a social auction and a method thereof capable of providing a balanced discount between sellers and purchasers by allowing the reserved purchasers to competitively select and determine a discount rate on their own until a predetermined accumulated discount rate is completely exhausted and... Agent:
20140372195 - Electronic reward system: Data is detected from transaction systems, the data including a party's financial inflows, holding, outflows, payables and receivables. Data is also detected from location systems, the data including a party's proximity to a place or further party. Data is processed to determine if a reward should be triggered. Rewards are... Agent:
20140372196 - System and method for distributing promotional certificates: A system for distributing promotional certificates includes a system server and a user device. The system server has a processor and a memory. The memory is in communication with the processor and has at least one database embodied thereon. The database defines a plurality of users, a plurality of participating... Agent:
20140372198 - Apparatus and method for collecting and manipulating transaction data: Described herein are apparatus and methods for collecting and manipulating transaction data. For example, presented herein is an apparatus including: a first I/O port configured for connection to a point of sale device; a second I/O port configured for connection to a transaction recording device, wherein, as identified to the... Agent:
20140372197 - Systems, apparatuses and methods for providing a price point to a consumer for products in an electronic shopping cart of the consumer: Systems, apparatuses and methods for dynamic targeting of advertising campaigns to consumers are described, which systems, apparatuses and methods may enable a merchant to offer an exclusive price point to one or more consumers that may be particularly receptive to the exclusive price point. An example system for providing an... Agent:
20140372199 - Electronic coupon system: Provided is an electronic coupon system capable of saving, in a mobile information terminal, electronic coupons having high likelihood of being used by a user, from among electronic coupons delivered by digital broadcast radio waves, whereby the user can use the electronic coupons without forgetting. The electronic coupon system (10):... Agent: Sharp Kabushiki Kaisha
20140372200 - Offer privacy controls: A user interface that requests offer information for an offer provided by a vendor is provided to the vendor's computing device. The offer information is received from the vendor's computing device where the offer information includes a vendor privacy setting that indicates whether the offer is private. A request is... Agent: Target Brands, Inc.
20140372202 - Predicting performance of content items using loss functions: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing a content item. In one aspect, a method includes receiving a content item request. A set of candidate content items that are eligible to be provided in response to the content item request is identified.... Agent:
20140372201 - Promotional forms for advertising: One or more techniques and/or systems are provided for generating a promotional form and/or for maintaining a promotional activity catalog. For example, a promotional activity catalog comprising one or more promotional activities may be exposed to an advertiser entity (e.g., a restaurant business). A set of promotional activities selected from... Agent:
20140372203 - Quality-weighted second-price auctions for advertisements: Methods, computer systems, and computer-storage media are provided for utilizing a quality-weighted generalized second-price auction to rank, price, and allocate advertisements for presentation on a results page. Advertisements responsive to a search query are identified, and a rank score is determined for each of the advertisements. The rank score is... Agent:
20140372204 - Automatically applying tracking codes to electronic content published via a social media service: Systems and methods for are provided for automatically applying a tracking code to content items accessible via a social media service. In one embodiment, a method is executed by a processor. The processor generates a tracking code identifying a marketing campaign. The processor publishes the content item via the social... Agent:
20140372205 - Systems and methods for selecting and serving content items based on view probability: A system may select and serve content items based on a view probability. The view probability may be determined using a view probability predictive model and one or more current viewability variables. Based on the determined view probability output by the view probability predictive model, a content item may be... Agent: Google Inc.
20140372206 - Systems, methods and computer program products for facilitating display of content within application programs executing on electronic devices: An application program interface (API) is operably associated with application programs executing on an electronic device and enables the application programs to retrieve, store, and display content. The API enables application programs to communicate with other application programs and to send/retrieve content to/from other application programs. In addition, the API... Agent: Ebm/ip, LLC
20140372207 - Profit index value generation system and profit index value generation method: A profit index value generation system includes a profit index value calculating unit. The profit index value calculating unit calculates a profit index value related to a link destination web page in accordance with (i) a selection probability value that indicates a probability of selection of link information, the link... Agent:
20140372208 - Dynamic blocking of targeted advertisements based on user event occurrences: A targeted advertising method is presented here. The method receives, at a targeted advertising management system, an incident report for a user. The incident report indicates an event occurrence that involves the user. The method continues by obtaining advertisement blackout criteria based on the event occurrence, and communicating the advertisement... Agent:
20140372210 - Method and system for serving advertisements related to segments of a media program: A system and method that receives, over a network (e.g., from a client device), an audio clip associated with a portion of a media program, determines, based on the audio clip, that the media program is a specific media program, determines a product associated with a segment of the specific... Agent:
20140372209 - Real-time advertisement based on common point of attraction of different viewers: An apparatus for advertising includes a focal direction module that uses cameras to determine a direction of focus of attention of a plurality of persons by determining a direction of the head of each person located in a vicinity of a plurality of products. A focus extrapolation module extrapolates the... Agent:
20140372211 - Real-time advertisement based on common point of attraction of different viewers: A method for providing real-time advertisements includes using one or more cameras to determine a direction of focus of attention of a plurality of persons by determining a direction of the head of each person of the plurality of persons located in a vicinity of a plurality of products. The... Agent: International Business Machines Corporation
20140372212 - Relevance index correction apparatus and relevance index correction method: A relevance index correction apparatus includes an attribute information obtainer, a relevance index generator, and a specific relevance index calculator. The attribute information obtainer obtains, in response to selection of a specific piece of advertisement information that is to be posted on a web page, attribute information related to the... Agent:
20140372213 - Advocate advice: Systems and methods for creating connections for advocate advice are provided. Various embodiments of the present invention relate to identifying users as experts/advocates in a particular area and connecting the experts/advocates with users of a social network. The experts/advocates can be self-identified or identified through a selection process. For example,... Agent:
20140372214 - Targeted marketing to on-hold customer: Systems and methods are described for delivering targeted content to a customer through a voice response unit (VRU). When the customer calls into the VRU, the customer is prompted to enter identification information. A unique customer identification code (UCIC) associated with the customer is used to look up an anonymized... Agent:
20140372216 - Contextual mobile application advertisements: Aspects of the subject disclosure are directed towards retrieving advertisements relevant to application content based upon keywords extracted from the application content. In one aspect, a client-side component scrapes application page content to obtain keywords and feature-based weights for those keywords. The keywords are sent to an advertisement server, which... Agent:
20140372217 - Optimal zoom indicators for map search results: A system, method and computer program product for indicating an optimal magnification level for displaying search query results in a mapping application running in a computer device. The method comprises: obtaining search results for a business or category of interest in a geographical area; determining the search results to be... Agent: International Business Machines Corporation
20140372218 - Selective placement of promotional elements within search result layout: One or more techniques and/or systems are provided for selective placement of promotional elements within a search result layout. For example, a search result layout may be constructed with one or more search results relevant to a search query (e.g., images, websites, and/or other content associated with a “vacation” search... Agent:
20140372219 - System and method for combining electronic searches with a platform for fulfilling consumer requests: In some embodiments, a method of combining search and ecommerce includes receiving a search request from a consumer for a product and/or service. The method further includes executing the search request to yield one or more search results from a provider of the product and/or service. In some embodiments, the... Agent:
20140372215 - System and method of advertising using related search site links: An advertiser computer system is described. A key phrase advertising index includes a plurality of key phrases. A relational data generator generates a set of related suggestions for each key phrase. An advertisement construction module stores an advertisement for each respective key phrase and inserts the related suggestions for the... Agent:
20140372220 - Social media integration for offer searching: A list of offers that match search criteria provided by a searcher is retrieved and a list of social media site contacts that are linked to the searcher on a social media site is requested. For each offer in the list of offers, a quantity of qualified selections of the... Agent:
20140372186 - On-demand generating e-book content with advertising: A method of providing fixed computer-displayable content in response to a consumer request for content is presented. Upon obtaining a digital image corresponding to the requested content, an advertisement is selected. The advertisement is to be included in an on-demand electronic content corresponding to the requested content. The advertisement is... Agent:
20140372221 - Methods and systems for utilizing vehicle telematics: Embodiments disclosed herein provide systems and methods for a first retailer to attract users to the first retailer's location over a second retailer's location by transmitting timely promotions to the user based on the users location, the retailers location, and metrics for a vehicle associated with the user. Specifically, embodiments... Agent: Fuel Signal
20140372222 - Transmission of promotional messages to a mobile device: Methods and systems for transmitting a promotional message associated with a promotion to a mobile device are disclosed. The method includes assigning a phone number to a promotion, receiving a call to the phone number assigned to the promotion from the mobile device, registering the call as a missed call... Agent: Kachyng, Inc
20140372223 - System and method for accepting closed loop cards or codes at a merchant point of sale: Disclosed herein are systems, methods, and computer-readable storage media for redeeming a closed loop card/code funded with an amount of money. The system receives from a merchant point of sale an indication of use of a closed loop card/code not issued by the merchant and presented by a consumer, queries... Agent:
20140372225 - Client caching identification tracking: Embodiments are directed towards employing multiple profiles to track identification of users across multiple domains. Multiple application-domain profiles and multiple web-domain profiles may each include a statistical identifier. A profile enrichment store may be generated from the application-domain profiles and web-domain profiles, where each entry in the profile enrichment store... Agent:
20140372227 - Focused advertising across multiple communication channels: This document describes, among other things, systems and methods for generating advertising campaigns or listings utilizing catalog information. A method comprises receiving, by an online publication system, a product catalog; accessing, by the online publication system, a merchant profile; and using the product catalog and the merchant profile to develop... Agent:
20140372224 - Multi-profile tracking identification of a mobile user: Embodiments are directed towards employing multiple profiles to track identification of users across multiple domains. Multiple application-domain profiles and multiple web-domain profiles may each include a statistical identifier. A profile enrichment store may be generated from the application-domain profiles and web-domain profiles, where each entry in the profile enrichment store... Agent:
20140372226 - Systems and methods for providing and using an internet sentiment index: Systems and methods are disclosed for online distribution of content based on a user sentiment index. The method may include receiving, over a network and from a user device, one or more user generated inputs and calculating the user sentiment index based on the one or more user generated inputs.... Agent: Aol Inc.
20140372228 - Individual or group profile monetization and mediation: A method of obtaining demographic profiles of individuals or groups of individuals and monetizing the profiles while compensating the individuals whose profiles are monetized.... Agent:
20140372229 - Method and system for automatically pausing advertisements based on user attention: A computer-implemented method for automatically pausing advertisements based on user attention includes rendering a digital video to a user, in response to the user initiating the digital video through a web multimedia player. The computer-implemented method also includes streaming an advertisement to the user once the user begins to watch... Agent: Yahoo! Inc.
20140372230 - Systems and methods for selecting and serving content items based on view probability: A system may select and serve content items based on a view probability. The view probability may be determined using a view probability predictive model and one or more current viewability variables. Based on the determined view probability output by the view probability predictive model, a content item may be... Agent: Google Inc.
20140372231 - Online selling mechanism creation: Online selling mechanism creation is described, for example, whereby a retailer with business goals and constraints benefits from automatic generation and execution of software which controls generation of online offers so as to meet the business goals within the constraints. For example, as business goals and constraints change over time,... Agent: Microsoft Corporation
20140372232 - Services advertisement in a wireless mesh: A computing environment containing a mesh network that is adapted to provide a reliable transport mechanism over which services may be delivered. Nodes of the mesh can automatically select routable addresses without conflicts, which allows nodes of the mesh to be accessed, even as the mesh changes through the addition... Agent:
20140372233 - Point of sale interface for an automatic beverage dispenser: A point of sale (POS) interface solution is provided to interface a POS system or POS terminal to an automated bar tending system, allowing a drink order to be entered into the automated bar tending system other than by a user interface on the automated bar tending system. The POS... Agent:
20140372234 - Merchant controlled point of sale: Computing systems and methods for facilitating merchant controlled point of sale (“POS”) transactions in retail and other establishments. These systems and methods include communication interfaces adapted to connect a computing system to remotely located devices having information regarding a plurality of third-party financial service providers, one or more storage components... Agent:
20140372235 - System and method for facilitating off-line shopping in-transit using a mobile device of a traveler: Mobile device and method for operating the same to implement a personal mobile retail environment for off-line shopping for a traveler. Prior to the departure time the mobile device receives a mobile store definition that describes goods or services available for purchase during the transit period and available for delivery... Agent: Guestlogix, Inc.
20140372236 - Method and apparatus for improved sales program and user interface: The present invention provides a method, apparatus, and program related to a Point of Sale (POS) web-based application/website and user interface that may be applied on any product that can be photographed, videoed, or transformed. The image created through the program can be provided to the customer electronically by email... Agent:
20140372238 - Surcharge auditing: Apparatus and methods for auditing a transaction record are provided. The transaction record may correspond to a credit card transaction. The auditing may include identifying a surcharge violation. The surcharge violation may be an unlawful surcharge. The auditing may identify patterns of double surcharging. Transaction-level auditing may include ensuring that... Agent:
20140372237 - Systems and methods facilitating in-aisle scanning: Various methods are described for facilitating in-aisle scanning of one or more items to be purchased at a store. One example method may comprise scanning a barcode associated with an item. The method may further comprise adding the item to a list of items to be purchased. Additionally, the method... Agent:
20140372239 - Event-based versioning and visibility for content releases: The present invention extends to methods, systems, and computer program products for event-based versioning and visibility for content releases. In general, embodiments of the invention categorize content releases, wherein each release can have a different designation, such as, for example, public, limited, limited for down-level clients, etc. Content (e.g., applications,... Agent:
20140372241 - System for the sale of food via an internet platform: The invention relates to a system for the sale of packaged foodstuffs via an Internet platform between a supplier and a customer. The Internet platform is designed to present the offer of the supplier to the customers and to directly or indirectly establish contact between the customer and supplier via... Agent:
20140372240 - Systems and methods to facilitate selling of products and services: The system of the present invention provides systems and methods for selling goods and services on, over, through, and in conjunction with the Internet. The system receives session (clickstream) information on a customer's website session from the enterprise's website and may also receive customer information on the customer from the... Agent: Liveperson, Inc.
20140372242 - System and method of sharing ownership of and authorizing access to digital media: A method of sharing and managing ownership of and access to digital media works includes initially offering for sale a predetermined number of blocks of a digital media work, for example, a song, each block representing a share of ownership of the song. Access is provided to a user to... Agent:
20140372243 - Live auction system: A decrementing live online auction system is provided. The auction system is capable of handling any number of potential buyers bidding on one or more items in one or more auctions. The system may be implemented on a computer and accessible by users on computers. This system may be accessible... Agent:
20140372244 - Method and system to generate a listing in a network-based commerce system: Generating a listing in a network-based commerce system Listing identification data is received from a user, and listing data associated with the listing, based on the listing identification data, is retrieved. Thereafter, a listing is generated that is at least partially based on the listing data tier posting on the... Agent:
20140372252 - Secure online marketplace: A networked service for providing secure access to an online marketplace by sellers and buyers. A secure member server interacts with an online classified advertisement website to allow for a selling member of the website to interface securely with a prospective buying member. Various methods are taught that allow the... Agent:
20140372245 - Dealers electronic exchange: A dealer to dealer tool allows a dealer to post a car for sale with specific details, or search for a car with specific details, using an app or IVR system and thus untethered from computers, though a computer option is provided. A human operator response system is included as... Agent:
20140372246 - Fund raising business method employing articles of personal adornment: A computer implemented fund raising method for a donatable entity/organization employing the marketing of one or more articles of personal adornment such as bracelets, necklaces, earrings, key chains, and the like which are composed of, at least in part, a pattern of a group of selected colored elements in a... Agent:
20140372247 - Measurement of a body part: A method of obtaining a user's measurement for matching an item, comprising obtaining a predefined definition of a first body part; displaying on a user's handheld device instructions for measuring, using the handheld device, the first body part according to the predefined definition; utilizing a sensor of the handheld device... Agent:
20140372254 - Information outputting apparatus, information outputting system, server apparatus, information outputting method, program for information outputting apparatus and program for server apparatus: An electronic shelf label T comprises a display 5 that displays a price and the like, a transmission/reception unit 1 that receives a customer ID for identifying a customer from a terminal apparatus P carried by the customer by wireless communication, a recording unit 2 that associates time data indicating... Agent: Dai Nippon Printing Co., Ltd.
20140372253 - Metadata refinement using behavioral patterns: A system and method of metadata refinement using behavioral patterns is disclosed. In some embodiments, user behavioral data for results of a search query is received. The results can include an untagged item and a plurality of tagged items. A determination can then be made that the tagged items have... Agent:
20140372255 - Embeddable media content search widget: A system and method are disclosed by which a first computer system that is associated with a first organization provides a software component to a second computer system that is associated with a second organization, where the software component, when embedded and executed within a user interface provided by the... Agent:
20140372256 - Context dependent data management and display: A system receives a request for item data from a stored data set. The request may include a specified context for providing the item data. The stored data set includes an item, at least one common item attribute, a value for each of the common item attributes, and at least... Agent: Oracle International Corporation
20140372257 - Information processing apparatus, information processing method, and information processing program: When a word suitable for an attribute value of a search object is included in search words that are being inputted, the attribute value can be presented as a candidate for a search condition. When there are two or more search words that are being inputted, an information processing apparatus... Agent: Rakuten, Inc.
20140372249 - Automated creation of collages from a collection of assets: A system and method are disclosed for automating the provision of social media product recommendations in an electronic commerce environment. A user selects one or more products from one or more Pick Lists, which are a pictorial grouping of products that the user has selected, assembled and named. The user... Agent: Dell Products L.p.
20140372248 - Cross-referencing comments: Methods, systems, and apparatuses, including computer programs encoded on a computer storage medium, for cross-referencing comments. In one aspect, a method includes, identifying unstructured text in a document associated with a first product or provider, in the unstructured text, identifying, by the one or more computers, a reference to a... Agent: Google Inc.
20140372250 - System and method for providing recommended content: A system and method for providing recommended content to a user. The method includes providing a Web server and receiving each of the inbound request messages from one of the Web browsers in the Web server. Selected data contained in each of the inbound request messages is recorded in a... Agent:
20140372251 - Web-based gifting solution with browsable gift gallery and selectable price point: A method is disclosed for providing a gift to a recipient. The method includes providing a website on which is displayed a set of gifts and a set of selectable gift values; receiving input from a gift giver which includes (a) a designated recipient for a gift, and (b) gift... Agent:
20140372258 - Method and apparatus for propagating combination of signals for operating a closed circuit e-commerce: A method and apparatus for communicating information and e-shopping signals between servers within a closed circuit e-commerce, and between servers and shopping terminals via main router and interface of a building, propagating the information and e-shopping signals via at least one twisted pair including ASK and FSK modulated data and... Agent:
20140372259 - Method and apparatus for propogating combination of signals for operating a closed circuit e-commerce: A method and apparatus for communicating information and e-shopping signals between servers within a closed circuit e-commerce, and between servers and shopping terminals via main router and interface of a building, propagating the information and e-shopping signals via at least one twisted pair including ASK and FSK modulated data and... Agent:
20140372260 - Video e-commerce: A method, apparatus and computer program product to facilitate video interactions between a publisher, and a set of end users, the publisher having content available from a network-accessible site. Each end user has a device that includes a media player. In one embodiment, the method begins by receiving (e.g., via... Agent: Viewbix Inc.
20140372261 - System and/or method for determining needs and ability assessment: A system and a method are disclosed for accessing the need and ability of an organization such as a business to use a financial product. The need is related to the length of time it takes the organization to receive payment after making a sale, and whether the organization receives... Agent:
20140372263 - User experience for capturing and managing items: A management component in a computer system provides user input mechanisms that allow a user to view reports for the computer system. The items in a given report can be separately viewed and edited and the report can be submitted for approval.... Agent: Microsoft Corporation
20140372262 - User experience for capturing and reconciling items: A management component in a computer system provides user input mechanisms that allow a user to capture items and reconcile them to a report in the computer system. The items in a given report can be separately viewed and edited.... Agent: Microsoft Corporation
20140372264 - Contemporaneous transaction authorization and tax deductibility identification: A request to authorize a financial transaction for a customer of a financial institution may be received from a point of sale device. The request may include transaction information indicating a merchant associated with the point of sale device and/or a nature of one or more goods or services associated... Agent:
20140372265 - User experience for capturing timesheet items: A management component in a computer system provides user input mechanisms that allow a user to capture time entries on a timesheet in the computer system. The items in a given timesheet can be separately viewed and edited and the timesheet can be submitted for approval.... Agent: Microsoft Corporation
20140372266 - Digital image check services: Apparatus and methods are provided for viewing a check image and selecting a check service to be applied to a check. Check services may include a pay/return decision. The check images may be presented in a carousel view without pop-up windows. The user may import pre-selected check services such as... Agent:
20140372267 - Offer based provision of fee based network access: Offer based provision of fee based network access is presented herein. An access component can provide a complementary access of first content of a network to a device without a per-access fee to a user account associated with the device. A monitor component can receive, from the device, a request... Agent:
20140372269 - Methods and systems for providing a graphical user interface that allows lendees to select payment terms: Systems and methods selecting payment terms. One system includes a computing device configured to receive cost information and determine available payment options. The computing device is also configured to generate a graphical user interface based on the payment options. The graphical user interface includes a slider graphically illustrating a range... Agent: Orthofi, Inc.
20140372270 - System and method for balance requests: The invention relates inter alia to a computer program (134) which is configured to implement a web service and which has an interface (137) via which a program component (135) is callable. The program component (135) is configured to cause transmission of information relating to a balance available to a... Agent: Peaches Mobile Gmbh
20140372268 - System and method for determining, providing and requesting financial information: A system and method for determining and providing financial information associated with an account is provided. The system comprises several components. First, a funds module for determining funds being deposited into an account over a period of time, and for determining funds being withdrawn from the account over the period... Agent: Navy Federal Credit Union
20140372340 - Financial wellness scoring tool: Embodiments of the invention provide for systems, computer program products, and methods for a financial plan wellness tool that provides an overview of the financial well-being of financial plan participates (e.g., employees of an institution participating in a retirement plan, clients participating in a retirement plan, or the like) based... Agent:
20140372343 - Order grid highlighting: Systems, methods and user interfaces are provided for order matrix management and highlighting. Market data may be arranged in a matrix where the market data may be highlighted and/or otherwise presented to provide further information to a user. In some cases a computer system may include a computer-readable medium containing... Agent:
20140372342 - System and method for automated market making: Method and systems for design and operation of a prediction market. A plurality of security bundles and a plurality of payoff vectors may be defined, such that each payoff vector in the plurality of payoff vectors is associated with at least one outcome in a plurality of outcomes. A prediction... Agent: President And Fellows Of Harvard College
20140372341 - Wellness segmentation tool: Embodiments of the invention provide for systems, computer program products, and methods for a financial wellness segmentation tool that allows a user to create customized wellness segmentation reports in order to segment the wellness metrics of plan participants in one or more retirement accounts into customized groups for additional analysis.... Agent:
20140372273 - Automated book-entry exchange of futures for interest rate swap (efs) at implied current coupon: Systems and methods are provided for liquidating existing deliverable swap futures contracts, such as deliverable interest rate swap futures contracts. An exchange determines non-par prices for existing deliverable swap futures contracts using estimates for future floating interest rate as selected by the exchange. The prices are listed and traders may... Agent:
20140372274 - Countdown timing in financial instrument trading having a reporting obligation: A computer implemented method of facilitating a financial instrument transaction involving a market participant includes generating a first interface for the market participant configured for entry of data indicative of the financial instrument transaction, capturing data indicative of a timing of the financial instrument transaction based on the data entered... Agent:
20140372279 - Energy collaboration platform: Methods and systems for managing the settlement processes for bilateral traded energy products in the wholesale energy industry including transaction selection, collaborative tie-out, invoicing, payment execution, dispute management, and credit management processes. One embodiment provides collaborative, on-line environments for performing tie-out activities, managing transaction disputes, processing invoices, making payments, managing... Agent:
20140372272 - Lack of liquidity order type: Systems and methods are provided for matching orders. Orders are initially received at a central limit order book system. If an order remains unmatched or a portion of the order remains unmatched after a predetermined time period, order information is sent to a request for quote system. The request for... Agent:
20140372278 - Method and apparatus for improved electronic trading: A method and apparatus for outputting data that represents the change in value of an options premium that would have resulted if the options traded in a direct linear volume relationship with its underlying security is provided. Input values utilized include a delta value, a gamma value, a value-weighted average... Agent: Itg Software Solutions, Inc.
20140372275 - Method and system for performing an opening auction of a derivative: A method for determining execution states, market clearing prices and bid and ask prices for futures products at an opening auction. A plurality of orders is received, each order is associated with a price limit, a quantity, a participant and a futures product. For each order a quantity vector is... Agent:
20140372281 - Standardization and management of over-the-counter financial instruments: A method of managing financial products is disclosed. The method includes receiving transaction parameters associated with a financial transaction, determining a standardized financial product, wherein the standardized financial transaction reflects the transaction parameters associated with the financial position, calculating a net present value position between the financial position and the... Agent: Chicago Mercantile Exchange, Inc.
20140372276 - System and method for replenishing quantities of trading orders: A system for replenishing trading orders comprises a memory coupled to a processor. The memory stores a trading order comprising a total quantity of a product, and at least one formula to determine a displayed quantity for the trading order. The processor applies the formula to determine the displayed quantity.... Agent: Bgc Partners, Inc.
20140372280 - System and method of global electronic trade in the internet: A system and method of global electronic trade in the Internet is provided. The method of global electronic trade for sellers and buyers via the Internet includes registering the sellers and the buyers; providing information regarding goods or services to the registered sellers and buyers; selecting of trade partners based... Agent:
20140372282 - System providing commodity price-move protection for small risk holders: A system for providing small to medium sized entities commodity price move protection is disclosed. The system may have the steps of receiving information from a client, selecting an appropriate commodity instrument, aggregating the client with other clients, and selecting an appropriate hedge in the event that the instrument provides... Agent:
20140372271 - Systems and methods for processing cleared loan deliverable futures contract data: An exchange computer system may perform operations associated with cleared loan deliverable futures contracts. A holder of a long interest in a cleared loan deliverable futures contract may agree to pay a principle amount, at a designated future settlement time, in return for subsequent repayment of that amount with interest.... Agent:
20140372277 - Systems and methods regarding targeted dissemination: One exemplary aspect comprises a computer-implemented method comprising: (a) electronically receiving, from a first securities market participant, data including information related to a first order and to one or more group rankings for dissemination; (b) electronically determining with one or more processors, based on data regarding a second securities market... Agent: Itg Software Solutions, Inc.
20140372283 - Distributed loan underwriting: In embodiments, methods, storage media, and apparatuses are described that are associated with underwriting of loans. In various embodiments, offers to underwrite a loan may be received by one or more loan underwriters. Assets and/or lines of credit of the loan underwriters may then be encumbered such that, upon a... Agent: Tollshare, Inc.
20140372290 - Face-to-face meeting facilitation systems, methods and computer-program products: Systems, methods and computer-program products are configured to facilitate the in-person (or “face-to-face”) meeting of online dating, social networking, and other Web site users. Such systems, methods, and computer-program products may allow for enhanced user experience (e.g., having their online dating site memberships translate to actual meetings of real people... Agent:
20140372287 - Method and apparatus for subscriber account selection: For a given “consumer” having associations with multiple “provider” accounts that are possible targets for charging with respect to a chargeable event involving the consumer, it is advantageously recognized herein that only one or a relative handful of those provider accounts are likely to be actual candidates for charging with... Agent:
20140372292 - Method and system for a payment transaction associated with a declaration of intent: The present invention relates to a method and a system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent, in particular a payment transaction, between at least two transaction parties via a processing unit (3), in which payment transaction at least one... Agent:
20140372288 - Methods and systems for electronic monetary payments: Computer-implemented methods and systems enable payers to make monetary payments such as gratuities to payees using third-party payment processing services. Payees are assigned electronically-readable unique identifiers, which they can display to potential payers. Payers scan the unique identifiers using mobile devices such as smart phones and send instructions for making... Agent: Ziptip, Inc.
20140372291 - Multi-party transaction payment network bridge apparatus and method: A system, method, and computer-readable storage medium configured to process financial transactions that traverse an NGO network with an interbank network.... Agent:
20140372286 - Platform for enabling sponsored functions of a computing device: Systems, methods, and computer-readable media are described for sponsoring functions of computing devices associated with users. A sponsor may define a sponsorship that includes rules for sponsoring certain functions available to a user via a computing device. The execution of the functions may be facilitated, in some instances, by a... Agent:
20140372289 - Process, system and computer program product for asset maintenance: A process, system and computer program product for asset maintenance, performed by an asset management system which evaluates an expected operational life until maintenance on the asset is no longer economical, and determines a frequency and a scope of maintenance work for each asset over the expected remaining life of... Agent: Snecma
20140372284 - System, methods, and computer-readable media for determining an entity score based on user behaviors associated with an entity: Provided are systems, methods, and computer-readable media for determining an entity score based on user behaviors associated with an entity. Various user behaviors are obtained from payment services, location services and other services. The user behaviors are based on payment transactions with an entity, user presences at an entity, and... Agent:
20140372285 - Transaction time monitoring: To monitor transaction time, a first plurality of events is received. A transaction is associated with the first plurality of events. A time is determined for each event of the first plurality of events in the transaction to occur. An average time is calculated for a second plurality of events... Agent:
20140372295 - Bill-pay check image integration: Apparatus and methods for bill integration are provided. Checks issued by a bill-pay vendor may be integrated into a daily issue file and be presented to a user for review. The review may include selecting one or more check service to be applied to a check. The presenting may including... Agent:
20140372294 - Bill-pay integration: Apparatus and methods for bill integration are provided. Checks issued by a bill-pay vendor may be integrated into a daily issue file and be presented to a user for review. The review may include selecting one or more check service to be applied to a check. The presenting may including... Agent:
20140372293 - Client app service on mobile network: A system is disclosed for measuring data utilization attributable to use by an application being executed on a mobile device. The system has a server operable to register the application and transmit information to establish a connection between the application and a proxy server. The system also has a proxy... Agent:
20140372296 - Digital image shifting: Apparatus and methods are provided for viewing a check image and selecting a check service to be applied to a check. Check services may include a pay/return decision. The check images may be presented in a carousel view without pop-up windows. The user may import pre-selected check services such as... Agent:
20140372297 - Related party payment system: Systems and methods are disclosed herein which that enable a first party, such as a child, to selected one or more items offered by an online retailer and to send a request to a second party, such as a parent or guardian, to request that the second party purchase the... Agent:
20140372298 - Communication system with digital wallet having blank user card and related methods: A mobile wireless communications device may communicate with a terminal including a first NFC device, the terminal being capable of receiving data from a provisioning server. The mobile wireless communications device may include a housing, a wireless transceiver carried by the housing, a second NFC device carried by the housing,... Agent:
20140372299 - Mobile wireless communications device having digital wallet with multi-mode user card and related methods: A mobile wireless communications device may include a housing, a wireless transceiver carried by the housing, a memory carried by the housing, a display carried by the housing, and a processor carried by the housing. The processor may be configured to implement a digital wallet including a multi-mode user card... Agent:
20140372300 - Smart card electronic wallet system: Methods, systems and apparatus for conducting offline transactions utilizing an electronic wallet that includes a reserve purse and a separate received purse. In an embodiment, the process includes a payment device receiving a value for use in conducting offline transactions from an issuer bank computer, and then storing the value... Agent:
20140372306 - Apparatus and method for providing transaction security and/or account security: A transaction security apparatus associated with an account holder, including a memory device for storing information regarding a first account of the account holder which is capable of being used in performing a transaction with a counterparty, an input device, data entry device, or receiver, for inputting, entering, or receiving,... Agent:
20140372307 - Apparatus and method for providing transaction security and/or account security: A transaction security apparatus, including a receiver for receiving a first message containing information regarding a transaction involving an account associated with an account holder and information regarding a counterparty in the transaction, wherein the first message contains information regarding the first account, the counterparty, and a transaction amount, and... Agent:
20140372311 - Apparatus and method for providing transaction security and/or account security: A transaction security apparatus, including a memory device for storing information regarding a first account of an account holder capable of being used in performing a transaction with a counterparty, an input or data entry device, or receiver, for inputting, entering, or receiving, data or information regarding the counterparty, an... Agent:
20140372312 - Apparatus and method for providing transaction security and/or account security: An apparatus, including a receiver which receives a first message containing information regarding a transaction involving an account associated with an account holder and information regarding a counterparty involved in the transaction, wherein the first message contains information regarding the first account, the counterparty, and transaction amount, and is transmitted... Agent:
20140372305 - Detecting unauthorized card skimmers: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is... Agent:
20140372304 - Geo-enumerative deviceholder authentication: A system, method, and software product are provided for fraud prevention in the field of payment instrument transactions without requiring registration. A computing device receives details of completed payment transactions. A number of recognition IDs are also received indicating locations of geolocation devices. A computing device then flags all received... Agent:
20140372310 - Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments: A method and system for transferring value to a user of a transaction system including receiving from the user a request for value, evaluating the risk involved in providing the value by evaluating information accessible to the transaction system, selectively approving the request for value based on evaluating the risk... Agent:
20140372315 - Method and system for managing data and enabling payment transactions between multiple entities: A system for conducting payment transaction includes a network-enabled server that communicates with one or more user devices, other network-enabled server computers, and a payment processing network server computer. The network-enabled server facilitates transactions between one or more merchants and users by a managing data flow and interactions between the... Agent:
20140372303 - Online authentication and payment service: System and methods of authentication and payment service, comprising an authentication server and a mobile device application. Using this service, a third-party website can utilize a secure and comfortable user sign-in and payment process. Once a user is registered to the service, he can use it to securely and comfortably... Agent:
20140372302 - Payment gateway with gateway database: A merchant server includes a payment gateway and a gateway database. The payment gateway receives payment information from a payment page. The payment gateway adjusts an amount to be paid to produce an adjusted amount to be paid. The payment gateway forwards the adjusted amount to a payment processing entity... Agent:
20140372301 - Payment recipient verification: Methods and systems are provided for sending payments electronically, wherein the user's certainty that the payments are being sent to the correct recipient are substantially enhanced. The user can request information from the recipient to verify the email address or phone number of the recipient. A communication can be sent... Agent:
20140372309 - System and apparatus for transaction data format and function verification: A system for processing transaction data is provided. The system includes a transaction data format system receiving transaction data and generating transaction data format error data, such as when the transaction data is not in compliance with a transaction data format. The system also includes a transaction data rules system... Agent:
20140372314 - System and method for processing closed loop cards at a merchant point of sale: Disclosed herein are systems, methods, and computer-readable storage media for redeeming a closed loop card/code funded with an amount of money. The system receives, at a merchant, an indication from a consumer of a desire to sell a closed loop account not issued by the merchant and receives a confirmation,... Agent:
20140372308 - System and method using merchant token: A merchant computer generates a token including a “pay-me” merchant account identifier and transaction data for a transaction conducted by a consumer. The merchant token can be obtained by a mobile communication device and transmitted to a payment processing network along with a device identifier for the mobile communication device... Agent:
20140372313 - Systems and methods for mobile transactions: In accordance with one or more embodiments of the present disclosure, systems and methods for facilitating financial transactions over a network include communicating with a user via a kiosk device and a mobile communication device over the network. In various implementations, the systems and methods include accessing at least one... Agent:
20140372316 - System to inform about trademarks similar to provided input: Various embodiments of the present invention generally relate to trademark searching and notification systems. More specifically, various embodiments of the present invention relate to systems and methods for informing requesters about trademarks similar to a provided input. Some embodiments of the present invention provide for a proactive system in which... Agent:
20140372317 - Content data distribution system, on-vehicle apparatus, server, communication terminal, and license issuing method: An on-vehicle apparatus transmits first license request information to content to be purchased, to a server, and receives content data, to which a first license issued by the server based on the first license request information is added, from the server. The server transmits the content data, to which the... Agent:
20140372318 - Systems and methods for payment processing on platforms: Systems and methods for payment processing on devices are provided. Such systems and methods enable payment processing to be completed with a peripheral device (such as a magnetic card reader) and a point of sales system, without the need for extensive developer integration. The system receives a payment charge amount... Agent:
20140372319 - Methods and apparatus for brokering a transaction: Methods of brokering a transaction between a first party and a second party with a trusted transaction server (TTS) and apparatus therefor. In an aspect, the method includes receiving at the TTS a request for a brokered transaction from the first party over a first communication channel and authenticating the... Agent:
20140372321 - Secure authentication between multiple parties: Systems and methods are disclosed herein to allow a party to a multiple-party transaction to perform authentications using identification information received from another party while allowing the party generating the identification information to maintain confidentiality of information. A user may enter an access code to identify the user to a... Agent:
20140372320 - Systems and methods for emv chip and pin payments: In transactions between a consumer and a merchant (or other third party) using services of a payment provider (e.g., credit card company, or financial services provider), methods and systems are provided for enabling any third party to accept chip and PIN payment and payment provider services using a payment provider... Agent:
20140372322 - Registered tokens for secure transaction management: Methods, systems, and devices for secure transaction management are provided. Embodiments include a method for providing secure transactions that include receiving an identifier of a financial account at a payment processor system. A token may be generated that is linked with the identifier of the financial account at the payment... Agent:
20140372323 - System and method for conversion between internet and non-internet based transactions: A method is provided for completing an authenticated commercial transaction over an internet protocol (IP) network (40) for an account holder (60) engaged in the transaction via a non-IP based telecommunications platform (30). The method includes: receiving a first message from the account holder (60) via the non-IP based telecommunications... Agent: Cardinalcommerce Corporation
20140372324 - Long term workflow management: A workflow may be moved from one provider to another provider by extracting the metadata from an executing workflow describing the workflow state as part of dehydrating the workflow, and transferring the metadata to a second workflow and rehydrating the workflow at a second provider. An automated workflow manager may... Agent:
20140372325 - System, method and computer program product for registering products and promoting customer relationships: Regarding a product that is provided by a provider and received by a recipient, registration of the product and following-up with the recipient may be facilitated by way of web-based, symbology-driven product registration systems and methods.... Agent: Electrolux Home Products, Inc.
20140372326 - Patent analyzer: Systems and methods are disclosed to analyze a patent document by identifying at least one element and relationship to other element(s) in a figure; analyzing text description of the element and relationship to other element(s); generating a user manipulable claim data structure including elements in a potential claim; and displaying... Agent:
20140372327 - Mechanism for verifying the authenticity of a product: The authenticity of a product associated with a host device is verified through a process. The product contains, in segments of a non-volatile memory, several different functions stored in ciphered fashion. The process involves, in a first phase, the sending by the host device of a control signal for executing... Agent: Stmicroelectronics (rousset) Sas
20140372329 - Automated sourcing and screening of candidate profiles: Various embodiments of systems and methods for automatically sourcing and screening candidate profiles are described herein. The method involves receiving authorization from a participant to access the participant's account on a social networking system. Further, the profiles corresponding to the one or more candidates connected to the participant in the... Agent:
20140372328 - Methods and apparatus having applicability to succession planning: Techniques having applicability to succession planning may include providing an option, in a computer-implemented professional networking platform, for a first member of a professional community to designate a second member of the professional community as deserving of promotion. In response to the designation, a nomination may be received from the... Agent:
20140372330 - Social network user information association method and device: The present invention discloses a social network user information association method and apparatus. Personal information of a friend in a user social network is associated with a local contact list of a user terminal, and the association comprises: establishing, in a user terminal, a correspondence relationship between a record of... Agent: Zte Corporation
20140372331 - Methods and apparatus having applicability to succession planning: Techniques having applicability to succession planning may include providing an option, in a computer-implemented professional networking platform, for a first member of a professional community to designate a second member of the professional community as deserving of promotion. In response to the designation, a nomination may be received from the... Agent:
20140372332 - System and method for evaluating job candidates: Human resource system for collecting and analyzing survey data from reference providers identified by a job candidate for use by an employer. The system sends an electronic communication to the reference providers to request completion of survey questions and electronically receives the survey data from the reference providers, preferably through... Agent:
20140372333 - System and method for evaluating job candidates: Human resource system for collecting and analyzing survey data from reference providers identified by a job candidate for use by an employer. The system sends an electronic communication to the reference providers to request completion of survey questions and electronically receives the survey data from the reference providers, preferably through... Agent:
20140372334 - System and method for anonymous mailing or shipping services: A method and apparatus for sending a an item via mailing or shipping process to a destination mailing address without the sender of the item obtaining any identifiable information about the recipient of the item. The process also allows the user with the ability to provide unidentifiable information to third... Agent:
20140372335 - Cooperative path tracking: An approach is provided in which a tracking device is attached to an object and receives nearby object routes from multiple nearby tracking devices, each attached to respective nearby objects. The tracking device compares an expected route corresponding to the object with the received nearby object routes to determine whether... Agent:
20140372336 - User experience for approving documents: Pending approvals in a computer system are aggregated from various parts of the computer system and presented to a user. Each pending approval includes contextual information and a user input mechanism to approve or reject the pending approval.... Agent: Microsoft Corporation
20140372337 - System and method for reputation scoring: The present invention generally relates to online reputations. Specifically, this invention relates to a system and method for analyzing, determining, reporting and modifying an online reputation of a business, professional or individual. The online reputation of a business, professional or individual being comprised of a numeric value, calculated at least... Agent:
20140372338 - Systems and methods for recommending merchants to a consumer: The disclosed embodiments include systems and methods for generating merchant recommendations for a user. In one embodiment, the disclosed embodiments may include one or more memory devices storing software instructions and one or more processors configured to execute the software instructions to perform operations consistent with the disclosed embodiments. In... Agent: Capital One Financial Corporation
20140372339 - Methods and systems for optimizing profitability of a print production environment: A method of determining a maximum profit for a print production environment may include receiving, by a computing device, a flow model associated with a print production environment, applying, by the computing device, a modified Jackson Network analysis to the flow model to generate one more characteristic curves that each... Agent:12/11/2014 > 171 patent applications in 92 patent subcategories.
20140365238 - Biological information distribution server, program thereof, and medical support system using the same: To provide a medical information distribution server for providing a system for sharing a patient's biological information with a plurality of people having different roles, such as doctors and pharmacists, as well as a medical support system that uses such a server. The medical information distribution server is connected via... Agent:
20140365234 - Computer network-interfaced method for health care provider active reach into diverse sub-population communities: A computer network-interfaced method for public health and health care provider active reach into diverse sub-population communities for the purpose of reducing health care treatment gaps of the population-at-large; comprising a network of computing means for health care provider administrators, a network-interfaced web software registration process requiring member user characteristics... Agent: Community Pursuits, Incorporated
20140365237 - Coordination of payment of patient healthcare in developing countries by family members living abroad: Methods, systems, and computer program products for the coordination of payment of medical goods and/or services of patients in developing countries by relatives of those individuals living abroad, such as in the diaspora of particular cultures or nationalities.... Agent:
20140365233 - Interactive health management system and method: An online weight management system and maintenance program for the comprehensive medical treatment of obesity and obesity related illnesses. In an online environment, prospective patients are invited to register for the program, and, if approved, are presented with interactive sessions, where, under the supervision of an assigned physician or health... Agent:
20140365232 - Methods and apparatus for providing guidance to medical professionals: Method and apparatus for providing guidance to medical professionals. In some embodiments, at least one natural language understanding engine is used to analyze at least one narrative provided by a radiologist in connection with a study of one or more medical images. One or more decision rules are applied to... Agent:
20140365235 - Personal surgical center: A personal surgical center embodied as a general purpose computer (e.g. laptop) with wireless technology for monitoring the operation of an independent surgical center and/or handheld instruments. The computer tracks procedures in the operating room and instruments used during those procedures, and accounts for billing, supply management, and payment options.... Agent: Doheny Eye Institute
20140365236 - Systems and methods for a network analyzer tool: The present solution provides a new tool to assist clients and prospects in evaluating and optimizing their use of PPO networks. The interactive analysis tool of the present solution allows you to rapidly see the impact of different network configurations based on actual experience measured against a comprehensive bill review... Agent: Stratacare, LLC
20140365244 - Imaging examination protocol update recommender: A computing device (126) includes a recommender (134) that evaluates at least one of a user interaction with a displayed image of a scan of an imaging examination protocol or information about the scan in an electronically formatted radiology report, and generates a signal including a recommendation to remove the... Agent: Koninklijke Philips N.v.
20140365242 - Integration of multiple input data streams to create structured data: Disclosed herein is a framework for integrating multiple input data streams. In accordance with one aspect, multiple input data streams are acquired from one or more pervasive devices during performance of a regular task. The acquired input data may be translated into structured data. One or more determinations may then... Agent: Siemens Medical Solutions Usa, Inc.
20140365245 - Method for managing treatment of a health condition using subjective symptom data: A method for managing treatment of a particular health condition afflicting a patient includes programming a processor with a health management application program that prompts a user for entry of health condition data, including a patient physiological data, subjective patient health condition data, and medication delivery data, compiles the health... Agent: Abbott Diabetes Care Inc.
20140365239 - Methods and apparatus for facilitating guideline compliance: Method and apparatus for facilitating guideline compliance. In some embodiments, a report provided by a radiologist in connection with a study of one or more medical images is analyzed to determine whether the radiologist provided an item of information called for by at least one guideline. If it is determined... Agent:
20140365243 - Retroactive extraction of clinically relevant information from patient sequencing data for clinical decision support: A catalog (34) of molecular marker tests specifies molecular marker tests annotated with clinical applicability annotations. An electronic patient medical record (22) stores genetic sequencing data (20) of a patient. A clinical decision support (CDS) system (30) is configured to track the clinical context of the patient wherein the clinical... Agent:
20140365240 - System and method for cross-platform sentiment and geographic-based transactional service selection: In one exemplary embodiment, a method of a telehealth services system includes the step of providing a healthcare providers database. The healthcare providers database includes an healthcare provider schedule information, a healthcare provider specialty information and a healthcare provider pricing information. The method includes the step of providing a search... Agent:
20140365241 - System for pre-hospital patient information exchange and methods of using same: Disclosed is a system and method for a platform as a service solution stack for real-time, bi-directional dynamic routing of vendor agnostic pre-hospital electronic records to/from a health care provider. The solution provides a single interaction point for all customers or nodes on the enhanced network, which allows a customer... Agent:
20140365247 - Method, apparatus, and computer program product for obtaining coverage request authorizations: A method, apparatus, and computer program product are provided herein for obtaining multiple authorizations for a multiple payee coverage request and facilitating the distribution of coverage payments according to the request. An example method involves receiving a multiple payee coverage request to generate a coverage payment in accordance with a... Agent: Invenger Technologies Inc.
20140365248 - Private health insurance exchange system and method: Systems and methods for the distribution, equalization and mitigation of risks in an insurance exchange, and specifically to that of a private health insurance exchange system and method that rewards/punishes those attempting to poach or game it. The system and method also includes a way to create an insurance exchange... Agent:
20140365246 - Systems and methods for grid-based insurance rating: A system and method for underwriting and rating insurance products using a programmed computer system to receive usage information of a vehicle within a geographic area or location, determine a target grid cell or a sequence of target grid cells bounded by latitude and longitude lines that encompass at least... Agent:
20140365249 - System and method for providing location based social dining matching: The present invention generally relates to computer and web-based dining services. Specifically, this invention relates to systems and methods for matching users for a social dining experience, utilizing location based services and filtering technologies as well as restaurant availability services and other criteria.... Agent:
20140365250 - Transportation service reservation method and apparatus: A transportation service reservation method includes receiving a ride request specifying an origin and a destination; with respect to each of vehicles each capable of providing ride options in multiple forms of ride, generating a feasible ride option pertaining to the multiple forms of ride by referring to a storage... Agent: Massachusetts Institute Of Technology
20140365251 - Vacancy rate calculation apparatus, vacancy rate calculation system, vacancy rate calculation method and a non-transitory computer-readable recording medium: The vacancy rate calculation apparatus is provided with a restaurant information storing part for storing table identification information, the number of customers that can be seated at each table and group information indicating a group of a plurality of tables which can be grouped. The vacancy rate calculation apparatus receives... Agent: T&t Corporation
20140365252 - Rules visualization using an expression tree: Representing a business rule by: (i) determining an expression tree corresponding to the business rule; and (ii) displaying the expression tree. The business rule is a business rule used in one or more OLAP cubes and can be debugged and/or edited through an OLAP utility.... Agent:
20140365253 - System for calculating, analyzing and tracking regulatory recovery in a relational database relating to regulatory management: A system for calculating, analyzing and tracking regulatory recovery relating to regulatory management has been developed. The system includes, a mapping interface for mapping the source data from multiple source databases, analysis keys that are applied and act as data tags to the mapped source data and a storage database... Agent: Powerplan, Inc.
20140365254 - First to file lean invention process: Systems and methods are disclosed to commercialize a product or service at an early stage, by conceiving of a new concept and converting the new concept into an intellectual property (IP) asset; forming a team to develop the new concept using a computer; determining contributions from each member of the... Agent:
20140365255 - System and method for applying predicitive analysis to determine client support requirements by means of indirect user interaction: Systems and methods enable the processing of a customer-support request by allowing customers to initiate a support request through a computing device without the need for the customer to provide information relating to the customer's reasons for initiating the request. In one embodiment, a server associated with a provider receives... Agent: C1 Bank
20140365257 - Computer aided tracking by biometrics: A computer aided method of racking persons who need to be tracked, comprising the steps of providing means to biometrically identify and track the movements of persons to be tracked; providing business rules and business rule monitoring to assure that persons tracked movements are completed correctly and timely; providing wizard-based... Agent:
20140365259 - In-field installation record of a project: A method for reporting as-built data of a project is disclosed. In one embodiment, an object for installation is automatically identified by a handheld device associated with an installer and at least one attribute of a task performed by the installer is recorded at the handheld device. The attribute of... Agent:
20140365258 - Job management system for a fleet of autonomous mobile robots: The Job Management System (JMS) of the present invention processes job requests in an automated physical environment, such as a factory, hospital, order processing facility or office building, wherein the job requests are handled by a fleet of autonomously-navigating mobile robots. The JMS includes a map defining a floor plan,... Agent: Adept Technology, Inc.
20140365260 - Method and system for displaying work assignment status information in connection with work to be performed on a component of a linear asset infrastructure: The invention provides a graphical user interface implemented on a computer including an information area for displaying to a user at the computer inspection status information in connection with one or more components of a linear asset infrastructure. The graphical user interface also includes a control component operable by the... Agent:
20140365256 - System and method of submitting daily field reports: A system provides field workers with on-site access to forms and tools that guide the field worker through the data entry and submission of information and images from field inspections and maintenance. The system also provides an interface for recipients of submitted field reports to view and manage the received... Agent:
20140365261 - Creating recurring appointments: A user creates appointments by selecting dates on a displayed calendar. A pattern may be automatically detected in response to the user selecting calendar dates on the calendar. For example, a pattern may automatically be detected when a user selects two Mondays in a row when selecting appointment dates. In... Agent:
20140365262 - Electronic device and agenda reminding method: In an agenda notification method of an electronic device, an applicable reminding time period and an alarm time is set for each of one or more agendas created in the electronic device. A movement state of the electronic device is detected in real-time to determine whether the movement state of... Agent:
20140365264 - Criticality profile for industrial asset: Among other things, one or more techniques and/or systems are provided for developing a criticality profile of an industrial asset. The criticality profile describes the importance of the industrial asset to a system in terms of one or more criticality metrics and/or one or more confidence profiles. Such metrics may... Agent:
20140365263 - Role tailored workspace: A workspace display includes a plurality of different groups, task, set of tasks or each group including a plurality of different components. Each group corresponds to a topic of information related to a user's role. The particular components included in each group are user interface display elements that are each... Agent: Microsoft Corporation
20140365265 - Semiconductor bullet lot dispatch systems and methods: A semiconductor bullet lot dispatch system is provided. The semiconductor bullet lot dispatch system includes a plurality of lots having bullet lots and non-bullet lots, and a processing site having a plurality of load ports used to run the lots. The semiconductor bullet lot dispatch system also includes a bullet... Agent: Semiconductor Manufacturing International (shanghai) Corporation
20140365266 - Enterprise process evaluation: Method and system for performing an evaluation of an enterprise process. The method includes receiving process data for a plurality of activities associated with the at least one enterprise process. The process data depicts a current state of the at least one enterprise process. Based on the process data, a... Agent:
20140365267 - Global enterprise printing and mailing: Systems, devices, and methods for global enterprise workflow management are disclosed. The system may include a communications module, memory, and processor for executing a method of managing job information. The system receives job information and uses a model to identify a desirable resource to execute the job. Then the system... Agent:
20140365269 - Failure prediction based preventative maintenance planning on asset network system: There are provided a method, a system and a computer program product for maintaining an asset. The system receives data associated with an one asset and other assets to which the one asset is directly or indirectly physically connected. The system determines, based on the received data, a dependency between... Agent:
20140365271 - Industrial asset health model update: Among other things, one or more techniques and/or systems are provided for generating a health profile of an industrial asset based upon data pertaining to such an industrial asset. The health profile describes an expected condition of the industrial asset during a prediction period, a predicted cause of the expected... Agent: Abb Technology Ltd.
20140365268 - Method and apparatus for resource dependency planning: Systems, methods, apparatuses, and computer readable media are disclosed for resource dependency planning. A method is provided for resource dependency planning including receiving resource dependency logic. The resource dependency logic may define a dependency relationship among a plurality of resources. The method may also include receiving a set of resource... Agent:
20140365270 - Proactive simulation and detection of outbreaks based on product data: Embodiments of the present invention relate to proactive computer simulation of portable product failures, and more specifically, to determining the likely cause of an outbreak of foodborne disease or other geographically distributed symptoms of a failure or contamination of a portable product. In one embodiment, a method of and computer... Agent:
20140365273 - Data analytics collection for customer interaction with products in a retail store: A system and method for data analytics includes a physical retail store having a plurality of sensors provided in various locations around the physical store. The sensors may include motion sensors, visual imaging cameras, heat sensors, or other kinds of sensors. Information about the customer's shopping behavior is collected by... Agent: Bby Solutions, Inc.
20140365275 - Methods and sytems for compiling marketing information for a client: Methods and systems for compiling marketing information for a client are provided. Data can be obtained from a plurality of social media websites, where each of the social media websites includes a universal resource identifier that points to a client website. A plurality of insights can be extracted from the... Agent:
20140365274 - Price paid database method and system: A novel price paid database, method, system, and computer program product in which checkout items are scanned at a plurality of stores, and a checkout computer identifies the purchased items. The checkout computer determines a price paid for each purchased item. A central computer records in a price-paid database an... Agent: Catalina Marketing Corporation
20140365272 - Product display with emotion prediction analytics: A system and method for determining customer emotional reaction to products is provided. The system may include a physical retail store with both a plurality of physical products for sale, and a virtual interactive product display allowing customers to virtually interact with three-dimensional rendered images of products. Gesture sensors such... Agent: Bby Solutions, Inc.
20140365276 - Data-driven inventory and revenue optimization for uncertain demand driven by multiple factors: Based on a time series history of a random variable representing demand for at least one of a good and a service as a function of at least one controllable demand driver, obtain a quantile regression function that estimates a quantile of a demand distribution function; obtain a mixed- and/or... Agent: International Business Machines Corporation
20140365277 - Retroactive document retention, reporting and pricing determination: Embodiments of the invention relate to systems, methods, and computer program products for providing retroactive document retention service. In some embodiments, a system is provided that includes: a computing platform including a processor and a storage device, a database comprising rules relating to maintenance of information stored in an archive,... Agent:
20140365278 - Information processing apparatus: An information processing apparatus includes a storage and a controller. The storage stores a plurality of tasks for which first threshold values are respectively assigned. The controller communicates with the storage, the controller being programmed to select a first task group from the plurality of tasks, provide a first task... Agent: Kabushiki Kaisha Toshiba
20140365279 - Information management device, information management method, and non-transitory storage medium: Provided is an information management device (10) that includes a matrix display unit (15) that displays a two-dimensional matrix table, displays some or all of required qualities required for a first commercial product and specification items associated with the first commercial product, as vertical direction elements, in a vertical column... Agent: Nec Corportion
20140365280 - Provision of feedback information to point of sale device operators based on performance measures: Systems and methods for provision of feedback information to point of sale device operators based on performance measures are disclosed. According to an aspect, a method includes determining an operator performance measure at a point of sale (POS) device. The method also includes generating, based on the operator performance measure,... Agent:
20140365281 - Computerized voting system: Officials using computers research then create lists of Certified Registered Voters and Proxies whom are sent computer encoded ballots and return containers. Each Ballot and correlated Receipt(s) share a unique Random Symbolic Identifier (RSID) and embedded Security Elements to prevent counterfeiting. For privacy, before voting, Voters-Proxies optionally exchange ballots within... Agent:
20140365282 - Web-based system and process for creating child entities while incentivizing users to engage in positive behavior: A web-based system for creating a potentially endless stream of Child Entities which incentivizes users to participate in the creation of a Child Entity which may be a charitable organization at a variety of levels including helping select the people who will help lead or direct the activities of the... Agent:
20140365283 - Parking payment detection: In one embodiment, a mobile device (e.g., a smartphone) is utilized to determine whether a user has paid for parking. The mobile device collects sensor data that describes actions of a mobile device or actions of an automobile or of a driver of the automobile. The sensor data includes one... Agent:
20140365285 - Mechanism for donating to charity while buying goods and services online: In one embodiment, a centralized internet commerce platform allows a user to donate to charity as part of an internet purchase. The centralized internet commerce platform 122 may present a sales item of a vendor for purchase. The centralized internet commerce platform 122 may receive from a user a purchase... Agent:
20140365286 - Method of reserving an electronic savings advertisement: A method of reserving a savings advertisement includes: delivering an electronic savings advertisement creation interface web page from a server system to a computer system of a merchant; receiving at the server system a request from the computer system of the merchant to generate an electronic savings advertisement, the request... Agent:
20140365287 - Loyalty point reward system: A method to configure a loyalty points reward program, where the method configures a loyalty program server comprising computer readable program code to configure a loyalty point merchant consortium and a loyalty point customer consortium comprising a plurality of participating consumers. The method further dynamically sets a universal loyalty point... Agent:
20140365288 - Method and apparatus for defining, distributing, and redeeming sms and mms coupons: A method and apparatus is disclosed that allows advertisers to define and distribute Short Messaging Service (SMS) and Multimedia Messaging Service (MMS) coupons to consumers, and for consumers to redeem the received coupons, where such SMS and MMS coupons are used by businesses to promote their products and services to... Agent:
20140365289 - Method and apparatus for reward calculation and disbursement: Methods and systems for receiving purchase transaction data and identifying the purchase transactions that qualify for customer rebates. In an embodiment, a transaction clearing computer of a payment processing network receives the purchase transaction data from a plurality of acquirer financial institutions. A rewards system computer of the payment processing... Agent:
20140365290 - Method and system for providing rewards to a portable computing device at the point of sale: A method of providing rewards to a user by storing, in a portable computing device, user profile data which may be accessed by a merchant terminal. A merchant terminal interacts with the portable computing device by accessing the user profile data from the portable computing device, and providing the user... Agent:
20140365294 - Method and system for using reward points to liquidate products: A user selects a product to be liquidated from a product provider and then designates to the transacting entity that reward points are to be used towards the purchase of the liquidated product. The transacting entity acts to decrease the number of reward points in the user's reward account by... Agent:
20140365293 - Point of sale device for online reward point exchange method and system: An online reward exchange system and method, with an exchange computer that interoperates with user computers, reward point issuer computers, and merchant computers. The merchants' products may be purchased by a user by requesting via a user computer, merchant's point of sale device, or mobile device an issuer(s) to redeem... Agent:
20140365295 - Reward exchange method and system implementing data collection and analysis: A method of operating a data collection and analysis system. An exchange computer receives customer identification data associated with a customer. A quantitative analysis algorithm determines whether the exchange computer has received an amount of customer identification data sufficient for the customer to be uniquely identified, and if so, then... Agent:
20140365291 - Universal loyalty program: The performance of obligations is facilitated with respect to a discount received via a loyalty program. For example, the performance of the obligations can be facilitated via: managing information regarding the obligation of a user of the loyalty program; determining a path to satisfaction of the obligation based on a... Agent:
20140365292 - Universal loyalty program: A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of independent reward points issuing entities, with each tracking the user's earned reward points in a user reward point account stored on a multi-function card (such as a... Agent: Signature Systems LLC
20140365284 - Distributed marketing platform: A system for providing access to a distributed marketing platform is disclosed. In particular, the system may be utilized to allow a local marketer to access marketing resources for one or more brands through the use of a sub-account. The system may generate the sub-account for the local marketer, which... Agent:
20140365296 - Cross-device conversion estimates: Systems and methods for cross-device conversion estimates determine an observed number of cross-device conversions based on different sets of devices being logged into the same online accounts. The observed cross-device conversions are extrapolated out based on a percentage of one set of devices having logged into the same accounts as... Agent:
20140365297 - Systems and methods for targeting ad impressions: The present disclosure includes a system, method, and article of manufacture for targeting ad impressions. A list of customer records may be transmitted to a service provider system that identifies a matched customer and installs a cookie on a web client associated with the matched customer. The system may further... Agent: American Express Travel Related Services Company, Inc.
20140365298 - Smart budget recommendation for a local business advertiser: Spending data for local advertising campaigns for advertisements directed for a specific business location is analyzed in order to classify the campaigns by geographic location and type of each business. The server then determines the average and range of spending for a plurality of geographic and type classifications. This spending... Agent: Google Inc.
20140365300 - System and method for anonymously viewing newsletters and email advertisments: Systems and methods are provided for assisting merchants in making their advertising and information content available to a wide array of users who do not subscribe to the merchant's newsletters or participate in the merchant's advertising promotions.... Agent:
20140365299 - System and method for providing advertising consistency: In example embodiments, a system and method for providing advertising consistency is provided. In example embodiments, identifying information for a primary advertisement that is presented on a primary device is received. A secondary advertisement that is consistent with the primary advertisement is determined. The secondary advertisement is to be presented... Agent:
20140365301 - Systems and methods to generate offers based on transaction data: A computing apparatus includes an offer engine configured to generate offers on behalf of merchants based on transaction data and a reduced set of parameters, such as budget, timing, and logo. The offers may be generated to include offer terms, identification of targeted customers to whom the offers will be... Agent: Visa International Service Association
20140365302 - Method and system for providing dynamic advertising on a second screen based on social messages: The disclosed methods and devices make use of a second screen to provide dynamic advertising regarding content based on social media commentary. By tracking a user's social messages based on content being viewed, advertising relating to topics of their social messages can be presented in a timely and unobtrusive manner... Agent: Thomson Licensing
20140365303 - Information filtering at user devices: Various techniques for selecting electronic messages based on user data residing on user devices are described herein. In one embodiment, a method performed by a computing system includes receiving a search query via an input device of the computing system, transmitting the received search query to a server, and receiving... Agent:
20140365304 - Cross-device geolocation sensing to geotarget offers: Provided is a process of distributing offers to non-location-sensing devices based on a geolocation sensed by another device, the process comprising: obtaining a geolocation of a user from a mobile device of the user; associating the geolocation of the user with an identifier of the user in an offers engine;... Agent:
20140365305 - Providing geospatial-temporal next-best-action decisions: Embodiments herein provide geospatial-temporal next-best-action decisions. Specifically, a predictive modeling tool is configured to receive, from a user, a first instance of unstructured data, the unstructured data containing an indicator of a transacting opportunity, and generate a profile for the user by combining the unstructured data with structured data, the... Agent:
20140365307 - Transmitting listings based on detected location: Systems and methods for facilitating location-aware listing publication are discussed. A listing can include an item location corresponding to an item described in the listing. The listing may be received on a central server from a device operated by a first user. A geofence can be generated around the item... Agent: Ebay Inc.
20140365306 - User information providing apparatus, user information providing method, and advertisement distribution system: A user information providing apparatus according to an embodiment includes a database, an acquiring unit, an extracting unit, and a output unit. The database stores pieces of user information of a business operator. The acquiring unit acquires, as entry information, information of a place corresponding to the business operator and... Agent: Yahoo Japan Corporation
20140365308 - Information provision system, wireless terminal, and information provision method: A wireless terminal according to an embodiment includes a list of identification information of wireless LAN access points according to a behavior history of a user, and receives information corresponding to an entrance place from an information management device when the entrance to a communication area of a wireless LAN... Agent: Yahoo Japan Corporation
20140365309 - Point of sale transaction processing: A disclosed transaction processing method includes transmitting a request to a credit aggregator in response to a message from a point of sale device to a wireless communication device of a user. Responsive to receiving credit account information from the credit aggregator, a user interface indicative of at least some... Agent:
20140365311 - Associating advertisements with events: In one embodiment, a method includes receiving a notification identifying the occurrence of a user-initiated event associated with a software application that complies with the specifications of a software development kit. The user is identified based at least in part on the information included the notification. The method includes determining... Agent:
20140365314 - Machine learning system to optimize targeting campaigns in on-line banking environment: Computer-implemented methods leverage internal data accumulated by a banking institution including merchant sales data and customer purchasing data, in order to best implement merchant offer campaigns by computing a set of “good campaigns” for a given user in real time, while maximizing the success of all active campaigns. (FIG. 1)... Agent:
20140365312 - Mobile device group app providing customized interactivity: Disclosed is a system that may be used by a parent organization or group that allows local entities who are part of the group or parent organization to customize and distribute messages to local customers or other users of a software application provided by the parent organization that may be... Agent:
20140365310 - Presentation of materials based on low level feature analysis: A computer system obtains an image or video of a person, such as a shopper. The image or video includes the face of the person. The system extracts low level features from the image or video. The low level features may be Gabor features. The system examines the low level... Agent: Machine Perception Technologies, Inc.
20140365313 - Providing personalized recommendations relating to group actions: A recommendation engine provides a plurality of users with a recommendation for a common group action. The recommendation engine can take into user information such as explicit or implicit preferences of the participant of the group action in recommending a group action, such as shopping together, buying together, going to... Agent:
20140365315 - Systems and methods for customizing services to users on mobile technology platforms using personas: A method and system are provided for customizing a service to a user on a mobile technology platform. The method include determining which of a plurality of personas defined in the mobile technology platform is an active persona, wherein each persona of the plurality of personas is defined as a... Agent: Cellrox, Ltd.
20140365316 - Intellectual contents distribution method and distribution system: An intellectual contents distribution method distributes intellectual contents from a computer via a network. The contents provided from a contents provider are stored in a computer 1, along with support results from at least one supporter relating to the contents. The contents are transmitted to a system of a purchaser... Agent:
20140365317 - System and method for improved advertisement reassignment and bid pricing: This specification describes technologies relating to content presentation. One aspect of the subject matter described herein can be embodied in methods that include: selecting an auction including a first bid from a first advertiser that is associated with a first advertisement, and a second bid from a second advertiser that... Agent: Google Inc.
20140365318 - View-based pricing of advertisements in scrollable advertisement units: An online system determines the pricing of an advertisement included in a scrollable advertisement unit including multiple advertisements and a display area presenting one or more advertisements. When an advertisement is included in a scrollable advertisement unit, a price for presentation of the advertisement is determined based on bid amounts... Agent: Facebook, Inc., A Delaware Corporation
20140365319 - Mechanism for managing online content on touchscreen devices in the flow of an online publication: An online content server includes a memory device for storing data and a processor in communication with the memory device. The processor is programmed to store dynamic online content and to receive a content request for displaying dynamic online content on a mobile computing device. The content request is initiated... Agent:
20140365321 - System and method for enabling an advertisement to follow the user to additional web pages: A computer-implemented method and system for advertising that performs the steps of delivering an electronic advertisement comprising one or more menu options and a reference to a network location for retrieving specified content associated with each menu option for inclusion in a first electronic document, receiving a selection of one... Agent:
20140365320 - View-based placement of advertisements in scrollable advertisement units: An online system selects advertisements for inclusion in a scrollable advertisement unit that includes a display area and multiple advertisements, each associated with a position in the scrollable advertisement unit. Positions in the scrollable advertisement unit are ranked based on a measure of predicted performance of an advertisement in each... Agent: Facebook, Inc.
20140365322 - Gratuity processing system apparatus and related methods: Apparatus and methods are disclosed to improve the administration of tip monitoring, collection, and distribution, and related reporting needs (such as for U.S. tax reporting). POS systems and employee prepaid debit cards can be used to make the distribution process “cash-less.”... Agent:
20140365323 - Kiosk system for providing information and services description: The invention relates to a kiosk system comprising: a first kiosk and a second kiosk; a first device connected to said first kiosk and a second device connected to said second kiosk; a kiosk manager configured to manage said first and second kiosks; and a network connection between said kiosk... Agent: Alcatel Lucent
20140365324 - Novel data exchange system and method for facilitating a network transaction: The invention discloses a method and system for exchanging data between users using a transaction phrase, comprising: composing a data package by a source, uploading the data package onto a server, receiving a transaction phrase associated solely with the data package generated from a dictionary database utilized by the server,... Agent: Rare Corporation
20140365325 - Digitally sending an item to a recipient from an e-commerce site: A method to provide digital transmission of an item from a shopper to a recipient using an e-commerce website. The method includes adding a “gifting” function by inserting a few lines of code, selecting an item by the shopper and inserting personal details and details of a recipient, activating the... Agent:
20140365326 - Auction methods and systems: A novel online auction system in which both sellers and buyers are compelled to bid their “true value”. Potential buyers solicit desired items or services and submit sealed bids. A demand curve is created based on buyer bids, and a potential seller can use the curve to create its own... Agent:
20140365329 - Group-definable shipping estimation system and method: A method, computer program product, and computing system for defining a shipping inquiry for moving a specific piece of heavy equipment from a starting location to a destination location. One of a plurality of shipping inquiry submission options is selected, wherein the plurality of shipping inquiry submission options includes: at... Agent:
20140365328 - Logistics-aware shipping estimation system and method: A method, computer program product, and computing system for initiating a shipping inquiry for a specific piece of heavy equipment having a defined manufacturer/model. A logistics database is accessed to obtain at least one logistics criterion for the specific piece of heavy equipment, wherein the at least one logistics criterion... Agent:
20140365327 - Reverse auction for real-time services: Methods, systems, and apparatus, including computer programs encoded on a non-transitory computer storage medium, for providing reverse auctions for goods and services in real-time. In one aspect, a method includes storing profile information associated with a plurality of information sources, each source associated with a category. A request for information... Agent: Google Inc.
20140365334 - Retail customer service interaction system and method: A system is provided that monitors a customer's movements, locations, product interactions, and purchase behavior within a physical retail store. Emotional reactions to physical items and the virtual display are also tracked. The customer can utilize a mobile device app to request assistance from a retail store clerk. The app... Agent: Bby Solutions, Inc.
20140365330 - Method of selling absorbent articles bearing similar and/or related graphics: A method of selling absorbent articles wherein the absorbent articles are co-packaged sets of absorbent articles bearing similar and/or related graphics.... Agent:
20140365335 - Inspection system and method: An item such as a vehicle is displayed graphically on an interactive display as a collection of item components that are mapped to a global code set. The user selects one or more components and indicates per-component and per-type exceptions, which are indicated graphically as markers on the display of... Agent:
20140365337 - Systems and methods for online matching of consumers and retailers: Systems and methods match buyers and sellers of goods and/or services online. Specifically, a website facilitates a search by consumers of retailers for goods and/or services. In addition, the website facilitates the advertising of goods and/or services by retailers. More specifically, the website facilitates consumer and representative communications regarding inquiries... Agent:
20140365336 - Virtual interactive product display with mobile device interaction: A virtual interactive product display is provided. The interactive display includes a display screen and a plurality of sensors, including video cameras or motion sensors. The sensors provide gesture recognition, face recognition, and other types of gesture analysis. Three-dimensional rendered images are generated for a plurality of retail products. A... Agent: Bby Solutions, Inc.
20140365338 - Attribute ranking based on mutual information: Techniques for ranking the importance of various attributes associated with various product categories are described. According to various embodiments, product category information identifying various products in a particular product category in the inventory of a marketplace website is accessed. The product category information may further identify a set of attributes... Agent:
20140365340 - Ensuring appearance of merchant offering in network sites: The present disclosure involves ensuring that items sold by a merchant appear in certain network pages. A network page is automatically accessed in a computing device. The network page is generated by a referral network site that displays at least one offering of an item by at least one competitor... Agent:
20140365339 - Standardized, commercial real estate \"lease analysis conversion and comp data\" platform: A method for providing service users with occupancy cost comparisons between a plurality of commercial leased properties includes the steps of: (a) defining an occupancy cost parameter for a leased property, (b) providing an interface for service users to input into a searchable database the identifying property information and the... Agent: Tenantrex, LLC
20140365331 - System and method for providing web-based user feedback: The present invention generally relates to computer and web-based shopping services and real world comparison feedback services. Specifically, this invention relates to systems and methods for providing web-based social shopping services and real world comparison feedback services whereby users can create groups based on various criteria in order to get... Agent:
20140365332 - Systems and methods for providing an e-commerce slip cart: A method for managing an electronic commerce (e-commerce) shopping cart may include, in a computing device comprising a touch screen, memory, and at least one processor, receiving a selection of one of a plurality of web pages associated with an e-commerce web site. The selected one of the plurality of... Agent:
20140365341 - Store of the future: Techniques for facilitating commerce and retail transactions are described. According to various embodiments, a user selection of a product item offered for sale by a retail store is received, via a shoppable window user interface associated with the retail store. Thereafter, a user request to perform a checkout process for... Agent: Ebay Inc.
20140365333 - Retail store customer natural-gesture interaction with animated 3d images using sensor array: A physical retail store is provided with both physical retail products and a virtual interactive product display. The interactive display includes a display screen and a plurality of sensors, including video cameras or motion sensors. The sensors provide gesture recognition, face recognition, and other types of gesture analysis. Retail store... Agent: Bby Solutions, Inc.
20140365342 - Resource provisioning for electronic books: A method for provisioning IT resources includes receiving a signal from an e-book reading device indicating that a user of the e-book reading device is approaching a practical procedure section within an e-book being read by the user on the e-book reading device. The practical procedure section includes an exercise... Agent: International Business Machines Corporation
20140365345 - Information-providing method, and information-providing system: An information-providing method provides a notification relating to an item owned by a user in accordance with change in condition of the item. The information-providing method is implemented on a computer system that stores therein notifications that are each linked to one of a plurality of levels expressing possible conditions... Agent:
20140365343 - Method for expediting retail pricing, product location, and label printing for inventory: A computer implemented method and process for expediting the retail pricing and re-pricing procedure within a retail inventory system database is described. The process associates the retail data with product location information as dictated by product location design sheets as well as pre-established pricing structures, and distributes the data and... Agent:
20140365344 - Retail video monitor display: An apparatus, system, and method for operating video monitor displays in a retail environment. The apparatus comprises a base, cover, side, and divider which define a pair of compartments, each compartment configured to hold a video monitor display device such as a tablet, smart phone, or similar system. Each of... Agent: Tagnetics, Inc.
20140365348 - Identifying and resolving discrepancies between purchase documents and invoices: In an embodiment, a computer-implemented method operating at a server system is disclosed. The server hosts and electronic procurement system. In response to receiving an invoice, a purchase document corresponding to the invoice is identified. Contents of the purchase document are compared to contents of the invoice. A discrepancy is... Agent: Sciquest, Inc.
20140365346 - Method of verifying a debt: A method of verifying a debt and ownership of the debt including the steps of providing a Debt System in which information on debts, the person/organization who owes each of the debts, and the person/organization who owns each of the debts are registered, registering in the Debt System a debtor... Agent:
20140365347 - Using commerce networks to facilitate business interactions among entities: The disclosed embodiments provide a system that facilitates business interaction. During operation, the system obtains a model of a commerce network containing a set of entities, a set of relationships among the entities, a set of interactions related to commerce among the entities, and a set of activities associated with... Agent:
20140365349 - System and method for media-centric and monetizable social networking: A method and system connects brands, users and communities via socially shared content elements that take the form of, for example, words, pictures/images, videos and/or audio objects. The method creates a social media engagement and distribution capability of dynamic, interactive impressions linking users to users and users to brands around... Agent: Brabbletv.com LLC
20140365350 - Financial platform that facilitates management of financial services: Techniques for providing a financial services platform that can facilitate providing financial services to communication devices associated with users are presented. The financial services platform provides an interface that can incorporate base financial services and can allow a communication device user to turn on or off various add-on financial service... Agent:
20140365399 - Sector-based portfolio construction platform apparatuses, methods and systems: The SECTOR-BASED PORTFOLIO CONSTRUCTION PLATFORM APPARATUSES, METHODS AND SYSTEMS (“SPC”) transform user data request via SPC components into sector-based portfolio investment transaction records. In one implementation, the SPC may provide an electronic user interface (UI) (e.g., web-based, mobile, etc.) for a user to construct a sector-based investment portfolio, to obtain... Agent: Fmr, LLC
20140365400 - System and method of evaluating an investment portfolio: A system and method for performing a diagnostic evaluation of an investment portfolio by categorizing the assets in the portfolio, establishing thresholds for each category and identifying assets that are not in compliance with the established thresholds.... Agent: Edward Jones & Co.
20140365351 - Common order queue for multiple trading platforms: Methods, systems, and apparatuses, including computer programs encoded on computer-readable media, for receiving a trade from a client using a first platform of a plurality of platforms. Each of the platforms are configured to display a distinct compilation of information. The trade is placed in a queue accessible by the... Agent:
20140365352 - System and method for adaptive information dissemination: In a distributed network, there are different data rates on different connections between a central computer system and remote terminal The central computer system includes one or more sets of data to be distributed to the remote terminals by extracting subsets of data from the set(s) of data. The subsets... Agent:
20140365355 - Explicit and/or implicit personal data analysis for behavioral based score: A financial interaction or communication related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback during the financial interaction. The system demonstrates how behaviors identified... Agent:
20140365356 - Future credit score projection: The current subject matter provides models that enable a projection of credit scores at a specified future date as well as an estimation of a date when a credit score will reach a certain level. Related apparatus, systems, techniques and articles are also described.... Agent:
20140365353 - Management of participation of market participants in a financial exchange: Techniques for managing participation of market participants in a credit exchange and providing automated real-time approved financial offers to communication devices associated with users are presented. An open credit exchange platform (OCEP) includes a credit management component (CMC) that facilitates standardizing financial products to facilitate comparing financial offers from different... Agent:
20140365357 - Systems and methods for comprehensive consumer relationship management: A comprehensive consumer relationship management system is disclosed. The comprehensive consumer relationship management system includes dispute resolution, customized data modeling, advertising assistance, and secure communications. By providing value added features, the comprehensive consumer relationship management system may strengthen consumer relationships by, for example, creating detailed data analysis to aid in... Agent:
20140365354 - Visualization of individual trustworthiness score: Financial behaviors are analyzed for behavioral data to determine financial measures related to a trustworthiness score. A financial communication is facilitated in order to modify one or more behaviors. The financial measures are determined according to the financial behavior data and further information obtained from the financial communication. The financial... Agent:
20140365359 - Alternative customer tracking for parking facilities: The customer starts a parking experience by entering an identifier, such as a phone number or thumb print, using a Flow Thru Box to record the individual and the time they entered, combined with the capture of his/her License Plate information to identity the vehicle. The vehicle identity and the... Agent:
20140365362 - Apparatus, system and method of establishing communication between an application operation on an electronic device and a near field communication (nfc) reader: A wireless media player and a related system and methodology are disclosed. One aspect of the wireless media player system pertains to a virtual connector system, apparatus, and method for the automatic establishment of wireless connectivity with other electronic devices. In one embodiment, the media player device employs the use... Agent:
20140365360 - Helmet cleaning apparatus: Disclosed is a helmet cleaning apparatus. The apparatus includes a rectangular housing having a cleaning compartment with a transparent lid pivotally connected thereto. The compartment includes a helmet mount having a spheroidal shape and on which a helmet can be positioned for cleaning. The helmet mount further includes apertures thereon... Agent:
20140365358 - Methods and systems for context-based check-out flows using a pass-through payment gateway: Methods and systems for context-based check-out flows using a pass-through payment gateway (PTPG) are described. One method in a user computing device includes transmitting a probability request for a user to a network application seeking an indication of whether the user would likely utilize payment information stored by the network... Agent:
20140365361 - System, method and computer program arranged to facilitate a transaction: A computing device for facilitating transactions between one or more remote devices, the device comprising a processing module arranged to interact with the one or more remote devices via a communications network and a database arranged to contain information regarding the state of one or more transaction channels in relation... Agent: Smart Hub Pte. Ltd.
20140365364 - Method of payment for a product or a service on a commercial site through an internet connection and a corresponding terminal: The invention relates to a method of payment for a product or a service on a commercial website through an Internet connection and a terminal that is connected to the commercial website via the Internet connection, with the payment being made using at least one identifier contained in a payment... Agent: Gemalto Sa
20140365363 - Secure integrative vault of consumer payment instruments for use in payment processing system and method: A system and a method is provided for secure storage of consumers' credentials, financial accounts such as credit cards, debit cards, prepaid cards, checking accounts, savings accounts, proprietary gift cards, line of credit accounts, brokerage accounts, loyalty accounts, flexible spending accounts, health savings accounts, or the like, and storage of... Agent: Prairie Cloudware, Inc
20140365365 - Card activated cash dispensing automated banking machine system and method: An automated banking machine system operates to cause financial transfers responsive to data read from data bearing records. The system is operative to read a financial card bearing account indicia with a card reader. A user is enabled to perform at least one banking operation responsive to account indicia read... Agent:
20140365371 - Electronic payment system: A specially configured computer for transferring money to a merchant, company, or other individual. The computer may comprise a barcode receiver configured to receive a copy of a barcode generated by the merchant, a barcode decoder configured to decode the barcode information with an application, a data input configured to... Agent: Safety Pay, Inc.
20140365372 - Method and apparatus for mediating communications: A method of mediating communications between a first computing device and a second computing device, by an intermediary computing device, comprising establishing a communications link to each of the first and second computing devices, receiving a first message from the first computing device, the content of the first message comprising... Agent:
20140365367 - Peer-to-peer network for master purchase agreements: A system, a method and a computer program product for peer-to-peer network for master purchase agreements are provided. A request sent by a user equipment associated with an entity to register with a network configured to enable sharing of a master agreement among a plurality of entities is received by... Agent: Sap Ag
20140365366 - System and device for receiving authentication credentials using a secure remote verification terminal: The present invention relates generally to a system and device for expanding the utility of remote payment technologies by way of a remote transaction card reader and keypad for the entry of an account PIN. More specifically, the device moves much of the functionality required for mobile payments away from... Agent:
20140365370 - System and method of conducting an authentication transaction: A system and method of conducting an authentication transaction; and a near field communication (NFC) enabled mobile device for conducting the authentication transaction. The method includes the steps of: storing data associated with one or more authentication certificates in a secure element of the NFC enabled mobile device; sending the... Agent:
20140365368 - Systems and methods for blocking closed account transactions: A method for denying a payment transaction initiated by a user using a payment card associated with a blocked account is provided. The method may be implemented by a computing device coupled to a memory device. The method includes receiving by the computing device a request to block an account... Agent:
20140365373 - Unified identity verification: In some example embodiments, a system and method is shown that includes receiving a purchase request through an Electronic Payment Financial Network (EPFN), the purchase request including a token to identify a merchant server. The system and method further includes comparing the token against a merchant identifier value to determine... Agent:
20140365369 - Web-based account management with access restrictions: A payment account is administered with access restrictions using a payment system. Once the payment account is established, a consumer can request a payment of funds from the payment account to enter into a transaction. The transaction is identified, and account restrictions based on characteristics of the transaction are accessed.... Agent:
20140365374 - Security token for mobile near field communication transactions: Devices, systems, and methods are disclosed which relate to an NFC-enabled security token that is removably coupled to a mobile device. The security token may be provisioned with the information by the mobile device, then decoupled from the mobile device and used to authenticate the user or perform a transaction... Agent: At&t Intellectual Property I, L.p.
20140365375 - Batch settlement transactions system and method: Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving transaction records for a plurality of bank card transactions, wherein at least some of the transaction records include encrypted token information; determining whether the... Agent:
20140365376 - System and method for two-click validation: A method to enable transactions comprising transmitting, by a vendor server, a request message to the e-commerce system for a token. Receiving a token in response to the request message. Generating an offer message including a mailto hyperlink, wherein the offer message is an email message including a mailto hyperlink... Agent: @payIPHoldings LLC
20140365377 - High fraud risk transaction authorization: A method of authorizing a transaction involves a computer server authenticating a payment cardholder from a cardholder credential, and receiving a request from a communications terminal to initiate an online transaction with the server. The server communicates with a database of clusters, each uniquely associated with a respective cardholder and... Agent:
20140365378 - Web-based automated bill negotiation system: A system and methods for facilitating negotiation of a medical bill owed to a medical provider for a patient via a web based cloud application which automatically calculates the best settlement offer for the individual's bills. The system and method provide a bill negotiation tool which is automated and provides... Agent:
20140365379 - Sales services system: A method for providing a period of trial use of a touch screen electronic device to a user and providing sales support services to the user, in which the device sends screen display information to a server so that it can present the display information to a human or software... Agent:
20140365380 - Method and system for monitoring the health status of electronic appliances: A method and system is provided for monitoring the health status of electronic appliances. Particularly, the disclosure provides a method and system for registering an electronic appliance with a diagnostic server, sampling a transient and steady current signature of the electronic appliance by a home energy gateway, uploading said sampled... Agent:
20140365381 - Waste recycling system, method, and device: A waste recycling system and method for collecting, maintaining the custody of, and tracking targeted waste from collection to recycling. The system and method utilizes tagged containers, preferably electronically tagged plastic bags containing the targeted waste to allow sorting of the targeted waste from a general waste stream or recyclable... Agent:
20140365382 - Content report management in a social networking system: User reports concerning inappropriate content are received by a social networking system and are put into a content report management process that routes the reports into other handling processes based upon the reporting user's identification of the report type. Reports concerning content that is related to the reporting user are... Agent:
20140365383 - Centralized licensing system: A request to activate a license file is received by a licensing system. The license file comprises a number of licenses. A license may be any type of license. The license file is assigned a license file identifier. A license extension is assigned to the license file identifier. A request... Agent:
20140365384 - Cross-store licensing for third party products: A global licensing service facilitates the mapping of consumers to purchases made by the consumer in one or more stores. One or more consumer identifiers used by a consumer in various stores are stored in a central data store. The various consumer identifiers are mapped to purchases made by the... Agent:
20140365386 - Intellectual property (ip) analytics system and method: An Intellectual Property (IP) Analytics system/method supporting the rapid analysis of data associated with patents, copyrights, and/or trademarks is disclosed. The system incorporates a graphical user interface (GUI) in conjunction with an IP analytics web server (IAS) to permit user queries regarding IP information to be defined as a graphically... Agent:
20140365387 - Online system & portal to facilitate real estate transaction: The disclosure describes systems, methods and devices relating to various configurations of a real estate system or portal which allows buyers or buyer agents to browse properties, request and provide lender pre-approvals, and place offers on properties. The system may also allow for lenders to manage pre-approvals and for sellers... Agent:
20140365388 - Protocol management system and methods for livestock operations: The present disclosure provides systems and methods for developing and managing a protocol for use in a livestock operation. The method includes receiving, at a computing platform, input from a user, generating, using the computing platform, the protocol based on the user input, wherein the protocol includes at least one... Agent: Boehringer Ingelheim Vetmedica, Inc.
20140365389 - Interactive organization visualization tools for use in analyzing multivariate human-resource data of organizations: Visualization tools, and systems and software underlying such tools, for allowing user to visualize organizations of people. Members of an organization are represented by unabstracted nodes. In some embodiments, visualization diagrams are efficiently created by abstracting the unabstracted nodes in a manner that reduces the number of nodes needing to... Agent:
20140365390 - Method and apparatus for emergency response notification: Embodiments of the invention leverage mobile proliferation to enable laypersons to initiate a timely and effective emergency response in case of an emergency, such as a medical emergency, e.g. cardiac event. Mobile apps are made available as part of an organization's overall response plan and program, allowing bystanders of emergency... Agent:
20140365391 - Equipment-definable shipping estimation system and method: A method, computer program product, and computing system for initiating a shipping inquiry for a piece of heavy equipment. A manufacturer/model is defined for the piece of heavy equipment. A starting location is identified for the piece of heavy equipment. A destination location is identified for the piece of heavy... Agent:
20140365393 - Transportation capacity augmentation program methods, apparatuses and media: A request to determine carriers for freight may be received. Additional capacity desired to facilitate shipping of the freight may be determined. A quote for shipping at least a portion of the freight may be obtained from a non-core carrier and the non-core carrier may be chosen to provide at... Agent:
20140365392 - Weighted-characteristics shipping estimation system and method: A method, computer program product, and computing system for initiating a shipping inquiry for a specific piece of heavy equipment having a defined manufacturer/model. An equipment database is accessed to obtain a plurality of equipment characteristics for the specific piece of heavy equipment, wherein at least one of the equipment... Agent:
20140365394 - Heavy equipment shipping estimation system and method: A method, computer program product, and computing system for initiating a shipping inquiry for a piece of heavy equipment. A manufacturer/model is defined for the piece of heavy equipment. A starting location and destination location are identified for the piece of heavy equipment. An equipment database is accessed to obtain... Agent:
20140365395 - Electronic business card application software and its system: Present invention enables to easily exchange the electronic business cards, using smart phones or other type of handheld computers. First, the user sets up an electronic business card in his/her smart phone. This electronic business card is exchanged with other users through the smart phones. Thereby, the user can obtain... Agent:
20140365396 - Computer implemented system and method for facilitating a board meeting: The present disclosure generally relates to systems and methods for facilitating a meeting, and more particularly, to systems and methods for facilitating a board meeting using a portable device. In one embodiment, a method for facilitating a meeting is disclosed, comprising: providing a Graphical User Interface customized for a meeting... Agent: Tata Consultancy Services Limited
20140365397 - Assessment of users feedback data to evaluate a software object: In one embodiment, feedback data of a software object is received through a sequence of cascaded GUIs. The cascaded GUIs include an interaction portion to receive the feedback data from users at a plurality of feedback levels. Further, user role weightings of the users, account weightings of enterprises associated with... Agent:
20140365398 - System and methods for media consumption and ratings through mobile devices: An interactive published website (social network) designed for the general television viewing/media consuming public to have access and an opportunity to interactively submit their viewing opinion/habits on what television/media show they are or have just finished watching. Utilizing Designated Local Segment (DLS), a method of television ratings by market and... Agent:
20140365401 - System for accelerated price master database lookup: A system generates a plurality of price master data lookup procedures that are capable of being executed in parallel. The plurality of price master data lookup procedures is stored in a repository in an in-memory system. The in-memory system includes a parallel processor. The system accesses the repository of price... Agent: Sap Ag
20140365402 - Data center system that accommodates episodic computation: A data center system is described which includes multiple data centers powered by multiple power sources, including any combination of renewable power sources and on-grid utility power sources. The data center system also includes a management system for managing execution of computational tasks by moving data components associated with the... Agent: Microsoft CorporationPrevious industry: Data processing: speech signal processing, linguistics, language translation, and audio compression/decompression
Next industry: Data processing: artificial intelligence
RSS FEED for 20141218:
Integrate FreshPatents.com into your RSS reader/aggregator or website to track weekly updates.
For more info, read this article.
Thank you for viewing Data processing: financial, business practice, management, or cost/price determination patents on the FreshPatents.com website. These are patent applications which have been filed in the United States. There are a variety ways to browse Data processing: financial, business practice, management, or cost/price determination patent applications on our website including browsing by date, agent, inventor, and industry. If you are interested in receiving occasional emails regarding Data processing: financial, business practice, management, or cost/price determination patents we recommend signing up for free keyword monitoring by email.
Results in 1.62314 seconds