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Data processing: financial, business practice, management, or cost/price determination January recently filed with US Patent Office 01/13

Below are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
01/31/2013 > 210 patent applications in 91 patent subcategories. recently filed with US Patent Office

20130030823 - Electronic receipt management: A receipt management system, method and article of manufacture. The article of manufacture can include a storage medium configured to store receipt data from multiple disparate vendors, communications logic for establishing a communicative link between the system and receipt data processing logic disposed within individual ones of the multiple disparate... Agent: International Business Machines Corporation

20130030822 - Method and apparatus for selecting replacement items: A system that incorporates teachings of the present disclosure may include, for example, a method for receiving a signal from a radio frequency identifier tag carried by a first item, identifying from the signal information about the first item, determining from the identified information a measure of wear and tear... Agent: At&t Intellectual Property I, Lp

20130030826 - Automated patient management system: A system for making the process of registering at and receiving treatment in a healthcare facility more efficient and safe has been developed. The system utilizes computer communications network-based systems, software, various input and output stations, and a patient identification card (e.g., Loyalty Card) that work together to allow (a)... Agent:

20130030828 - Healthcare incentive apparatuses, methods and systems: The HEALTHCARE INCENTIVE APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-INC”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-INC components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: receiving an indication of healthcare service interest from a user; querying for a healthcare provider... Agent:

20130030829 - Method and device for processing state data of a patient: A method for processing state data of a patient includes: acquisition of a time of a reception of an acoustic or optical signal of the patient, the acoustic or optical signal representing a signal with which the patient can express his state; a transmission step in which a data file... Agent:

20130030832 - Method for on-line prediction of medical diagnosis: In a method of generating a diagnosis of a medical condition, a list of symptoms is received at a server from a patient computer. The list of symptoms is presented to a plurality of participants. A list of diagnoses corresponding to the list of symptoms is presented to the plurality... Agent:

20130030824 - Mobile pharmacy: The present document describes a mobile pharmacy comprising: motorized vehicle; Pharmacist, pharmacy Technician, an inventory of healthcare products; a computer system connected to the internet. There is also described the use of a mobile pharmacy to provide pharmacist counseling to various remote areas where it reaches a specific sheltered place... Agent:

20130030827 - Semantic interoperability system for medicinal information: A system for managing and exchanging electronic information provides a rules management component for executing conceptual rules, an ontology management component, an information model management component, and a system configuration management component. The ontology management component manages at least one ontology and mappings between members of different ontologies. The ontologies... Agent:

20130030830 - System and method for controlling a data transmission to and/or from a plurality of medical devices: The invention relates to a system for controlling a data transmission to and/or from a plurality of medical devices, said plurality of medical devices being divided into individual groups, each of which comprises at least one medical device. Each group of medical devices on a first data transmission level is... Agent:

20130030831 - System and method for real time viewing of critical patient data on mobile devices: A data-processing tool for displaying real-time patient data on remote and/or mobile devices. The tool renders graphical data on the screen of the remote device in a manner that makes it practical for the health care provider to review the data. Charting components provide landscape support, an ability to overlay... Agent: AirstripIPHoldings, LLC

20130030825 - Systems and methods for automated triage and scheduling in an emergency department: Systems and methods for automated triage and scheduling in an emergency department are described. An example computer-implemented method of automatically triaging and scheduling patients in an emergency department includes associating a patient with an identification bracelet and processing the patient using a patient evaluation device. The processing includes obtaining patient... Agent: General Electric Company

20130030833 - Wireless tracking system and method for analyzing an interaction between objects: The present invention provides a solution to determining an interaction between objects through wireless tracking The present invention utilizes communication devices attached to objects that transmit signals for reception by sensors stationed throughout a facility which forward the signals to an information engine for analysis.... Agent: Awarepoint Corporation

20130030843 - Connecting consumers with service providers: A request is received from a consumer of services to consult with a service provider having a service provider profile that satisfies at least some attributes in a set of attributes that define a suitable service provider; an available service provider satisfying at least some of the attributes in the... Agent:

20130030834 - Health care assessment and online provider communication: A graphical user interface provides clinical information in the form of a first health feed, patient-generated information in the form of a second health feed, and health care assessments in a third health feed. The graphical user interface may provide improved access to patient-generated information to the provider and improved... Agent: Cerner Innovation, Inc.

20130030835 - Health care biometric surveillance and online provider communication: A graphical user interface provides clinical information in the form of a first health feed, patient-generated information in the form of a second health feed, and biometric surveillance from a peripheral device in a third health feed. The graphical user interface may provide improved access to patient-generated information to the... Agent: Cerner Innovation, Inc.

20130030839 - Mapping patient data into a medical guideline: the guideline data structure (GD) comprising a guideline graph (GG), wherein the guideline graph (GG) is a directed graph, the guideline graph (GG) comprising action nodes (AN1; AN2), wherein each action node (AN1; AN2) is associated with an action; the system further comprising a linker (110) for linking data items... Agent: Koninklijke Philips Electronics N.v.

20130030837 - Online patient and health care provider communication: A graphical user interface provides clinical information in the form of a first health feed and patient-generated information in the form of a second health feed. The graphical user interface may provide improved access to patient-generated information to the provider and improved access to clinical information to the patient or... Agent: Cerner Innovation, Inc.

20130030840 - System and method for intelligent management of medical care: A computerized medical care system provides validation of a diagnosis of a medical condition and requested medical services for treating the medical condition. The medial care system invokes multiple filters to determine the appropriateness of the diagnosis and medical service. Real time feedback is provided based on the determination. If... Agent:

20130030842 - System and method of drug disease matching: A computer implemented system and method for matching drugs and diseases involves matching drugs identified in a specific patient's prescription claim records with diseases identified in the patient's medical claims. A weighted relationship is generated between the matched drugs and diseases by calculating a link weight in accordance with a... Agent:

20130030841 - System and methods for improved diabetes data management and use employing wireless connectivity between patients and healthcare providers and repository of diabetes management information: Methods, devices and a system for disease management are provided that employ diagnostic testing devices (e.g., blood glucose meters) and medication delivery devices (e.g., insulin delivery devices) for providing data to a repository in real-time and automatically. Repository data can be analyzed to determine such information as actual test strip... Agent:

20130030836 - Third-party site connections for online health care communication: A graphical user interface provides clinical information in the form of a first health feed and patient-generated information in the form of a second health feed. The graphical user interface also provides third party generated information and assessments in the form of a third health feed. The graphical user interface... Agent: Cerner Innovation, Inc.

20130030838 - Unified medical record retrieval: A system and methods for accessing patient medical records from national and non-national healthcare system records databases are disclosed. A patient's medical record identifier is used to match medical records in a national healthcare system records database and in a non-national healthcare system records database. The matched records are returned... Agent:

20130030845 - System and method for assessing a condition of an insured property and initiating an insurance claim process: A system and method for assessing a condition of property for insurance purposes includes a sensor for acquiring a spectral image. In a preferred embodiment, the spectral image is post-processed to generate at least one spectral radiance plot, the plot used as input to a radiative transfer computer model. The... Agent: Hartford Fire Insurance Company

20130030846 - System and method for managing investment risk in satellite operator companies: In order to mitigate risk of satellite investment loss, a satellite loss event or failure event for a satellite that will be operated by a satellite operator company is identified. Actuarial data corresponding to prior satellite loss events or failure events substantially corresponding to the satellite loss event or failure... Agent:

20130030844 - System and method for processing payroll-related employee and insurance data: A computer system accesses payroll-related insurance premium data at an individual employee level and provides the data at the individual employee level, including cost of insurance at the individual employee level, on a client device. A computer system compares stored data with payroll data and identifies employees lacking occupation classification... Agent: Hartford Fire Insurance Company

20130030847 - Method and apparatus for expedited rental vehicle reservation creation following a previous reservation: A method and apparatus are disclosed for expediting the ability of a customer to book a new rental vehicle reservation after booking a previous rental vehicle reservation. A link can be provided on a screen such as a confirmation page for a previous rental vehicle reservation that, upon customer selection,... Agent: The Crawford Group, Inc.

20130030848 - Method and system for determining an optimal low fare for a trip: A method for determining an optimal fare for a trip comprising a departure location, an arrival location, the method comprises the following steps: sending a request for the trip wherein the request comprises a departure location, an arrival location and a corresponding fare for the trip; automatically modifying the request... Agent: Amadeus S.a.s.

20130030849 - Portable vacation/travel planner, and family tour guide device: A portable device for planning a vacation/business travel itinerary, which begins with customizable itinerary templates that utilize a stored database of destination information, including a country's regions/cities, tourist sites, and other sites of interest located therein, and a corresponding photographic library. One such template returns itineraries based upon: duration, arrival/departure... Agent:

20130030850 - Creating a data governance assessment: For creating a data governance assessment, a response module receives responses to an automated questionnaire. A scoring module computes a data governance assessment comprising a maturity level describing organizational adoption of data governance, a data governance model describing a data centralization level, and a framework describing a tier of data... Agent: International Business Machines Corporation

20130030851 - Project clustering and relationship visualization: Methods, computer-readable media, and systems are provided for displaying project relationships. One method for displaying project relationships includes providing a plurality of nodes (104A-F, 204, 204W-Z, 304W) on an electronic display, each node (104A-F, 204, 204W-Z, 304W) representing a project. The plurality of nodes (104A-F, 204, 204W-Z, 304W) are arranged... Agent:

20130030852 - Associative memory-based project management system: A method and apparatus for managing information for projects is provided. Information for the projects is stored as data entities in an associative memory. The associative memory includes a plurality of data having a plurality of associations in which the data entities are included in the plurality of data. The... Agent: The Boeing Company

20130030853 - Enhancing and storing data for recall and use: A personal computing device user may see an item of interest. The user captures data (e.g., a digital image, an audio recording, etc.) of the item of interest (e.g., anything user can see, hear or touch) and submits the captured data to a the memory enhancement service. The memory enhancement... Agent:

20130030854 - Method and system for managing contacts in a contact center: A computer-implemented method of handling contacts at a contact center. The method includes the steps of identifying a characteristic associated with a contact received at the contact center, and labeling a contact entity representing the contact with a label identifying the characteristic. In response to receipt of a request from... Agent: Avaya Inc.

20130030855 - Collective tracking of availability information: A computer-implemented method includes receiving, by one or more computers, a request for aggregation of availability status information for provider practices; retrieving, by the one or more computers, the availability status information for service providers for which the request was received; collectively tracking the retrieved availability status information; and generating,... Agent:

20130030856 - System and method for customer discount management: A method comprises receiving a customer's service cancellation request associated with a selected service, generating and moving a ticket to a service queue, determining a discount amount to offer to the customer, updating a ticket with the discount offer, notifying the customer of the discount offer, receiving an acceptance of... Agent: Softlayer Technologies, Inc.

20130030858 - Dynamically facilitating project assembly: Methods and arrangements for dynamically facilitating project assembly. A project plan with a chosen set of plan components is submitted and a cloud portal is queried for information on chosen plan components. Information on the chosen plan components is received from the cloud portal. Plan recommendations are generated based on... Agent: International Business Machines Corporation

20130030857 - Methods and systems for dynamically facilitating project assembly: Methods and arrangements for dynamically facilitating project assembly. A project plan with a chosen set of plan components is submitted and a cloud portal is queried for information on chosen plan components. Information on the chosen plan components is received from the cloud portal. Plan recommendations are generated based on... Agent: International Business Machines Corporation

20130030859 - Methods and systems for deploying a service workflow in a hybrid cloud environment: A service workflow including ordered services is received, and a heuristic utility value is calculated for each service. A best node having a smallest heuristic utility value for a service is selected, and a best node identifier is placed in a node list. If the best node includes a parallel... Agent: Xerox Corporation

20130030860 - Managing inspection, test, analys, and acceptance criteria (itaac) activities, systems and methods: An construction workflow tracking system is presented where the tracking system is capable of tracking component-level information associated with achieving closure for an Inspection, Tests, Analyses, and Acceptance Criteria (ITAAC) under 10 CFR Part 52 for licensing of new nuclear power reactors. Disclosed systems include an estimation engine configured to... Agent: Fluor Technologies Corporation

20130030861 - Determining activity outliers from amongst a peer grouping of employees: Systems, methods, and computer program products are provided for identifying activity outliers from amongst employees/associates within a predetermined peer group of employees. The inventive concepts herein disclosed require establishing consistent peer groupings of employees/associates. In specific embodiments, the peer groupings may be defined by combining one or more and, typically... Agent: Bank Of America Corporation

20130030865 - Method of constructing a loyalty graph: Offers for goods or services are targeted more efficiently to potential consumers by using a loyalty graph having nodes that correspond to users and edges that correspond to relationships between the users. The offers are transmitted to only superusers, corresponding to supernodes in the loyalty graph. By targeting only the... Agent: Nova-ventus Consulting Sl

20130030862 - Trend-based target setting for process control: Determining a suitable target for an entity (such as a product) in a process control environment, based on observed process control data. A preferred embodiment organizes data in a hierarchical structure designed for automating the target-setting process; derives target “yardsticks” for various components based on this data structure; employs techniques... Agent: International Business Machines Corporation

20130030863 - Trend-based target setting for process control: Determining a suitable target for an entity (such as a product) in a process control environment, based on observed process control data. A preferred embodiment organizes data in a hierarchical structure designed for automating the target-setting process; derives target “yardsticks” for various components based on this data structure; employs techniques... Agent: International Business Machines Corporation

20130030864 - Vehicle desirability and stocking based on live markets: Systems and methods for determining one or more vehicles that are desirable for stocking an inventory of a dealer may include receiving one or more vehicle purchasing parameters from a dealer; receiving one or more behavior metrics associated with one or more consumers of at least one of the dealer,... Agent: Vauto.com, Inc.

20130030866 - Market segmentation and sales potential model for animal related products: A method, system, and apparatus for estimating potential sales of animal products based on estimated animal population determined from a transaction history of sentinel products associated with particular animals. A set of sentinel products is determined that is associated with a specific type of animal. A number of the type... Agent:

20130030867 - Managing consistent interfaces for campaign response option, sales target plan, sales price list and sales specification business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20130030868 - Scheduled split testing: A set of enrollment buckets are allocated to a business unit and are subdivided such that a portion of the enrollment buckets are allocated to at least one test. A user ID can be hashed using a first hash function to map the user to one of the enrollment buckets.... Agent: Cbs Interactive, Inc.

20130030869 - Methods of treating subterranean formations: The method comprises determining an internal factor of the oilfield operation representing a cost analysis of an oilfield service; determining an external factor of the oilfield operation representing a price analysis and/or a market analysis of the oilfield service; determining a price of the oilfield operation to be performed in... Agent:

20130030870 - System and method for analysis and presentation of used vehicle pricing data: Systems and methods for the aggregation, analysis, and display of data for used vehicles are disclosed. Historical transaction data for used vehicles may be obtained and processed to determine pricing data, where this determined pricing data may be associated with a particular configuration of a vehicle. The user can then... Agent:

20130030871 - Systems, methods, and media for automatically adjusting the prices of products and services based on consumer demand: In some embodiments, a method for automatically adjusting the price of an offer, the method comprising: receiving a request to create the offer at one or more hardware processors; receiving an opening price and a minimum price for the offer; setting a current price of the offer based at least... Agent:

20130030872 - Methods and systems for providing a closed loop marketing app: Methods and systems for selling in a multi-tenant database system are provided. A sales information packet including sales material, daily schedule, and customer information are stored in the multi-tenant database. Sales personnel may download the sales information packet to a portable device. Sales personnel may present prospective clients with the... Agent:

20130030873 - Systems and methods for assessing mobile asset efficiencies: Various embodiments of the present invention are directed to an asset management computer system for assessing operational data indicative of the movement of one or more mobile assets within a work environment. The mobile assets may be, for example, employees, packages, or vehicles moving through a work environment. According to... Agent: United Parcel Service Of America, Inc.

20130030876 - Asset information reporting: A computer-implemented method for asset operation information services is described. In one example embodiment, the method can comprise receiving data related to operation of an asset, the data including positional data and at least one machine operational data, interpreting the positional data with the machine operational data to accurately determine... Agent: Ztr Control Systems, Inc.

20130030875 - System and method for site abnormality recording and notification: Method of notifying a user of site abnormalities via an application configured to access an event server having a first sensor abnormality detector connected to a first sensor, for detecting first abnormal behavior of first sub-events sensed by the first sensor, the first abnormal behavior corresponding to a first abnormal... Agent: Panasonic Corporation

20130030874 - System and method of measuring service time intervals: A system and method of measuring order fulfillment times for fast food incorporate video cameras to generate sequences of images of the fulfillment process. Time intervals to fulfillment are determined and stored. Average time intervals to fulfillment, based on multiple fulfillment records, are automatically generated.... Agent: Honeywell International Inc.

20130030877 - Interactive navigation system to selectively decompose quality of service (qos) scores and qos ratings into constituent parts: An interactive method for operating a server to trace the origin of data which results in a display of unsatisfactory Quality of Service for a plurality of wireless communication devices.... Agent: Carrier Iq, Inc.

20130030878 - Intra-entity collaborative information management: A method is provided for implementing collaborative information management. Information collaboration entities are authorized to allow a plurality of entity members thereof access, to a collaborative information data structure. Each information collaboration entity is a different business entity than each other information collaboration entity. An entity member of each information... Agent:

20130030879 - System and method for using data points collected from a customer to provide customer specific offerings: A retailer computer system receives from a first computing device a shopping recap having data indicative of one or more products that were shown to a customer by the sales associate while the customer was within a retail establishment. The received shopping recap is stored within a data repository where... Agent: Sears Brands, LLC

20130030882 - Devices, systems and methods for identifying and/or billing an individual in a vehicle: Devices, systems, and methods are disclosed for identifying a driver versus a passenger within a smart vehicle. This involves a determination of the relative positions of the wireless communication devices within the smart vehicle using near-field communication (NFC) or GPS, AGPS, etc. The wireless communication device detected closest to the... Agent: At&t Mobility Ii LLC

20130030881 - Methods and apparatus for performing financial transactions: A radio frequency identification device includes an integrated circuit including a receiver, a transmitter, and a microprocessor. The receiver and transmitter together define an active transponder. The integrated circuit is preferably a monolithic single die integrated circuit including the receiver, the transmitter, and the microprocessor. Because the device includes an... Agent:

20130030883 - Public transit system fare processor for multi-balance funding: An implementation of a system and method for processing transfer rides associated with at least one public transit network is provided. The system and method preprocess transactions to consolidate or eliminate unnecessary transactions with a financial institution clearing and settlement network.... Agent: Smart Systems Innovations, LLC

20130030880 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030884 - Education based on commercial credit point award: Apparatus and methods are disclosed including client and/or server computing devices, such as smartphones, laptop computers, servers, and the like, having application software thereon configured to award credit points towards the purchase of goods and services from third parties upon meeting predefined milestones associated with the taking of online tests,... Agent:

20130030885 - System and method for global group purchase service on first-come-first-served basis: A system and method provide a group purchase service in which a discount rate is applied differentially depending on the group purchase volume on first-come-first-served basis. In the group purchase service, a central server determines a discount policy such that each local server applies differential discount rates in group purchase... Agent:

20130030887 - Customer reward and loyalty system: Embodiments of the invention relate to systems, methods, and computer program products for implementing a customer loyalty rewards program by assigning point values to a customer's completion of certain activities, monitoring the customer's activities to determine when the customer has completed an activity, crediting the customer the assigned value of... Agent: Bank Of America Corporation

20130030889 - Methods and systems for providing a rewards program: A system and method for providing a rewards program for a plurality of rewards accounts is disclosed that promote the adoption, retention, and the desirable usage of credit cards, prepaid cards, debit cards, and other transactional products and that induce the development and improvement of consumer behavior through education and... Agent: Payperks, Inc.

20130030888 - System for allowing customers to choose rewards: Embodiments of the invention relate to systems, methods, and computer program products for allowing a customer to choose rewards as part of a customer incentive program by receiving a first customer input, wherein the first customer input is a characteristic of the customer, receiving a second customer input, wherein the... Agent: Bank Of America Corporation

20130030890 - System for collaborative transactions: An online time-based collaborative contribution system for the purchase of good(s) or service(s) includes a database, a server, a plurality of user devices, and a user interface provided at each user device. The database stores information related to the goods or services, a predetermined amount, and a designated target contribution... Agent:

20130030891 - Value management system: A value management system which facilitates substantially real-time exchange of loyalty value during transactions. The value management system includes an exchange computer for acting as an intermediary between a loyalty member computer and a loyalty system on behalf of a loyalty member. The exchange computer is for storing login information... Agent: Ncr Corporation

20130030893 - Online system for sharing information about items, purchasing products and rewarding participants: The system operates through a computer platform connected to an internet social network. A user can share information about an item through the network by providing it to the platform using a communications device connected to the network. If a similar or identical product corresponding to the item is available... Agent: Sharedise Group Limited

20130030892 - System and method for operating a mobile device: The present invention provides a mobile device including: a power receiver for wirelessly coupling with a power transmitter to receive power wirelessly from the power transmitter; and a function that automatically initiates upon the power receiver wirelessly coupling with the power transmitter. Also provided is a transmitter apparatus including a... Agent:

20130030894 - System for customer referral program: A system and related methods for a proprietary system, or a business or merchant, to track purchases by customers, and associate those purchases with one or more other customers who referred, directly or indirectly, the purchasing customer to that business or merchant. The purchasing customer also may be rewarded for... Agent:

20130030895 - Unlocking coupon offers: In an embodiment, a method comprises receiving an indication that a user selected social network data that is displayed, on a client device, concurrently with offer data that indicates a coupon offer; wherein prior to receiving the indication, the user of the client device is incapable of accessing the coupon... Agent:

20130030898 - Computer system for processing product data: A computer system is located at a retail premises for executing a point of sale transaction comprising: a point of sale terminal having an interface for receiving product data from at least one product purchased by a customer, the product data including a first price for the product; a processor... Agent: Sainsbury's Supermarkets Ltd.

20130030896 - Method and system for generating and distributing digital content: A method for providing an enriched version of a creation, the method comprising: receiving a creation from an author, and storing the creation in a creation database; receiving through a computerized communication channel a suggested addition to the creation from one or more contributors and providing the suggested addition to... Agent:

20130030900 - System and method for influencing customer behavior: A computer-implemented system and method of influencing customer behavior. The customer is offered a price-per-unit (PPU) discount for fuel as a reward for performing a predefined action. A point-of-sale (POS) system at a merchant determines that the customer performed the predefined action, and stores the PPU discount and a customer... Agent: Excentus Corporation

20130030899 - System and method for preventing termination of online transaction: Programming a hidden area of a web page in the path of exit from the web page or browser, and activating a hyperlink to provide a user incentive to complete an online transaction when the user pointing device enters the hidden area and before a termination event. The hidden area... Agent:

20130030897 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030901 - Coupon social networking platform: In an embodiment, a method comprises receiving, at a social network coupon platform, a request to display coupon data regarding a particular coupon that is provided by a coupon provider, wherein a user that is registered with a social network provider initiated the request; in response to receiving the request,... Agent:

20130030903 - Simulated environments for marketplaces, gaming, sporting events, and performance events: Systems and methods of simulated objects in simulated environments for marketplaces, gaming, sporting events and/or performance events are disclosed herein. In one aspect, embodiments of the present disclosure include a method to control a simulated object that is associated with a physical location in a real world environment. One embodiment... Agent: Zambala Lllp

20130030902 - System and method for providing real-time discount merchant offers: A method for providing consumer discount offers from a merchant using a central computer host system including defining a discount offer associated with a merchant and prescribing consumer parameters for the discount offer. Consumer demographic parameters stored in the central computer host system are analyzed with the prescribed consumer parameters... Agent:

20130030904 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030905 - User-initiated boosting of social networking objects: Methods, apparatuses and systems directed to allowing users of a social networking system to promote specific social networking objects in exchange for payment. In particular embodiments, promoted social networking objects may be exported to a sponsored story system for display in a sponsored story area of the promoting user's friends'... Agent:

20130030886 - Methods and apparatus to translate models for execution on a simulation platform: Methods and apparatus are disclosed to translate a model. An example method includes applying an independent variable and a dependent variable to the model and estimating a value for a model parameter, generating predicted best fit data points based on the model parameter, values associated with the independent variable, and... Agent:

20130030906 - Method and apparatus for providing a service in accordance with the viewing of an advertisement using drm: Methods and apparatus for providing a multimedia service are provided. A first request message is transmitted from the device to a rights issuer requesting a first right object required to execute an advertisement. A first request response message having the first right object is transmitted from the rights issuer to... Agent:

20130030907 - Clustering offers for click-rate optimization: A computerized method is provided for receiving data for a plurality of offers, wherein the data includes a number of impressions and a number of clicks associated with each offer in the plurality of offers. The method comprises determining a click-through rate for each offer in the plurality of offers... Agent: Cbs Interactive, Inc.

20130030908 - Conversion path comparison reporting: Methods, systems, and apparatuses, including computer programs encoded on computer-readable media, for obtaining information regarding a plurality of conversion paths that each end with a conversion interaction, wherein each conversion path includes one or more user interactions that include a plurality of dimensional data related to the user interaction. For... Agent: Google Inc.

20130030909 - Customizable social campaigns: Managing social network-based marketing campaigns includes obtaining, using one or more computer processors, a social media network-based marketing campaign and configuration information associated with the social media network-based marketing campaign; and publishing the plurality of selected publishable elements on the social media platform, according to the configuration information. The social... Agent: Hearsay Labs, Inc.

20130030912 - Method for updating advertisement content using drm: The present invention relates to a content update method, comprising the steps of: receiving, by a terminal, a specific-formatted data from a server, the specific-formatted data including a container and a variable information box, wherein the container includes a header, the variable information box includes a new advertisement content, the... Agent: Lg Electronics Inc.

20130030911 - Public interactive personalized radio network: An interactive radio network enables users to interact with the content of a radio broadcast, including commercials or messages, and to selectively save, store, review, fast forward, rewind, pause, forward, and respond to the radio programs and/or the commercials. The interactive radio network provides a widespread, international, and economical access... Agent:

20130030910 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030913 - Deriving ads ranking of local advertisers based on distance and aggregate user activities: A system and method are disclosed including determining structured information sources that a local business participates in based on a common set of features that identify the business, collecting user interaction information from the structured information sources, aggregating the collected user interaction information into a set of attributes that are... Agent:

20130030914 - Server configuration to facilitate system and method for targeted advertising: A parcel advertising system and method for providing a targeted advertisement on a package wherein the advertisement is specifically directed towards a recipient to whom to the package is being delivered. The system includes an image server located remotely from a warehouse management system and adapted to communicate with the... Agent: Zadspace

20130030915 - Apparatus and method for enhanced in-store shopping services using mobile device: Apparatus and methods are provided for offering shopping assistance tools. The tools may be used by developers to create enhanced in-store customer shopping applications. The shopping assistance tools provide in-store navigation, customer assistance, and inventory management services.... Agent: Qualcomm Incorporated

20130030916 - Affiliate investigation system and method: Given an advertisement placed by a rogue affiliate that takes steps to hide its affiliate ID from affiliate investigators, the affiliate ID may be identified using a step-wise link follower to process the advertisement's target URIs. For each redirection step inclusively between the original target URI and the ultimate destination... Agent: Brandverity, Inc.

20130030918 - System and method for providing indications of participating advertisers to a portable user device: A method of providing indications of participating advertisers to a portable user device including detecting a plurality of participating advertisers in a vicinity of the portable user device; determining a relative proximity of the portable user device to each of the plurality of the participating advertisers; rendering an indication of... Agent: France Telecom

20130030917 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030919 - Targeting listings based on user-supplied profile and interest data: Technologies for targeting listings based on user-supplied profile and interest data are presented herein. In one aspect, user-supplied profile and interest data is received from a user. Targeted business listings are generated for the user based on the user-supplied profile and interest data. The targeted business listings are then provided... Agent:

20130030920 - Apparatus, method and article for providing information regarding availability of power storage devices at a power storage device collection, charging and distribution machine: A network of collection, charging and distribution machines collect, charge and distribute portable electrical energy storage devices (e.g., batteries, supercapacitors or ultracapacitors). Availability of charged portable electrical energy storage devices available at a collection, charging and distribution machine are communicated to or acquired by a mobile device of a user... Agent: Gogoro, Inc.

20130030925 - Context-aware mobile banking solution: A context-aware mobile banking system determines a location of a user of the mobile device, identifies at least one product of interest to the user based at least in part on the determined location of the user, determines based on the determined product of interest, information corresponding to the product... Agent: Bank Of America Corporation

20130030923 - Method and system for document generation from projected financial aid award: A computer system and method that enables the customization and personalization of marketing material for potential students utilizing existing systems to provide students with net price information on the cost of attending an academic institution and supplements the financial information with marketing information that is customized and created for the... Agent: Rezolve Group, Inc.

20130030921 - Serving advertisements based on user data: A method, system, and computer-readable storage device for serving advertisements based on user data using a computer network are provided. In at least one embodiment, a method may comprise receiving a request from a publisher for at least one advertisement, wherein the request comprises user context data. The method may... Agent: Millennial Media

20130030922 - System and method for syndicating a conversation: A system and method for syndicating comments received by a gadget that is embedded on different websites using a conversation application. The conversation application includes an authorization module, a code generator, an identity generator, a profile engine, a content parser, a syndication module, an analysis engine, an advertising engine and... Agent: Google Inc.

20130030924 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030926 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030927 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030928 - Methods and systems for electronically marketing a product through affiliate sponsorships via a computer network: One or more purchasers among a group of purchasers that compose a market base can be redirected to an online store for purchase of products, in response to a selection of a unique sponsorship link associated with a particular user. One or more purchases made through the online store by... Agent:

20130030929 - Reserve price randomness in online advertising: The present invention provides techniques that may be used in connection with or as part of an online advertising auction-based exchange. Techniques are provided in which reserve prices, which may set minimum amounts for winning bids, are randomized. For a set of one or more auctions during a time period... Agent: Yahoo! Inc.

20130030932 - Cash register and cash processing apparatus: According to one embodiment, a cash register, that includes an input unit and is connected with a cash processing apparatus having a power control unit for turning on or off the power supply of each unit, comprises a power-on unit which turns on the power supply of the cash processing... Agent: Toshiba Tec Kabushiki Kaisha

20130030930 - Managing consistent interfaces for a point of sale transaction business object across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20130030931 - Method and system for location based hands-free payment: Certain aspects of a method and system for location based hands-free payment may include a network that comprises a plurality of mobile devices and a plurality of point of sale devices. A first mobile device may determine its location coordinates and communicate them to a selected point of sale device.... Agent:

20130030933 - Payment facilitating system for use with a mobile communicator utilizing a near field communication (nfc) link: A payment facilitating system for use with a mobile communicator and a point of sale (POS) terminal, the system including a Near Field Communication (NFC) financial transaction communication link between the mobile communicator and the POS terminal, the NFC financial transaction communication link being operative to communicate NFC data for... Agent: Verifone, Inc.

20130030934 - System and method for credit card transaction approval based on mobile subscriber terminal location: A user activity, which may be a credit card transaction or an on-line access, is approved based on the user's location at the time of the transaction or access. If the transaction or access is denied, the user may call or send a text message to the authorizing entity to... Agent: Zumigo, Inc.

20130030939 - Dynamic content for online transactions: Various methods and systems are disclosed to provide dynamic content to users of online payment service providers without requiring users to log in or otherwise actively engage the payment service providers. In one example, a method of providing dynamic content includes providing a client device with access to an online... Agent:

20130030935 - Method for distributing media content: A method for distributing media content in which a distribution platform within a telecommunications network is used to promote future content releases to consumers and to distribute the content to their remote terminals as streams or downloads, provided that consumers and/or advertisers aggregately commit enough revenue to meet a predetermined... Agent:

20130030938 - Methods, systems and devices for packet watermarking and efficient provisioning of bandwidth: Disclosed herein are methods and systems for transmitting streams of data. The present invention also relates to generating packet watermarks and packet watermark keys. The present invention also relates to a computerized system for packaging data for transmission to a user. The system may utilize computer code to generate a... Agent:

20130030936 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030937 - Systems and methods for network commerce: A method and system in which a profile associated with a profile owner is created, wherein at least a portion of the profile is not publicly accessible. A service request associated with the profile is created. A clearance request is received from a vendor, the clearance request containing clearance request... Agent: Ventumar S.a.

20130030940 - Business model for providing portal service based service overlay network: A service overlay network (SON) service providing apparatus and method are provided. According to an embodiment of the present invention, the SON service providing apparatus is entrusted with element services from an element service provider, sells the entrusted element services to a composite service developer so as to enable the... Agent: Electronics And Telecommunications Research Institute

20130030941 - Method of providing cash and cash equivalent for electronic transactions: A system for peer-to-peer commerce includes electronic wallets 14 for storing electronic token files 12. The electronic tokens can be passed from wallet to wallet without oversight of a third party. At any time, the owner of a token can verify the validity of a token for a fee, but... Agent:

20130030942 - Used item auction method and system using item transaction information: The present invention relates to a method and system for selling and buying items at auction using information about the purchase of items via an online shopping mall website. In order to sell and buy used items, a used item seller does not need to separately provide pieces of information... Agent:

20130030956 - Content open licensing system for application store and method thereof: The present invention relates to a content open licensing system for an application store which is included in or is linked to an application store and a method thereof, and more particularly to an open type licensing system and a method thereof which sells an application through the application store... Agent:

20130030946 - Creation of customized objects for pet products purchased in-store and/or online: A method of providing user customization of a retractable pet leash is provided. The method includes verifying user-provided access code information using a processor that receives the user-provided access code information over the Internet. An image is received from the user after the user-provided access code information is verified using... Agent: Flexi Usa, Inc.

20130030943 - Managing consistent interfaces for a customer requirement business object across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent:

20130030945 - Method for gifting via online stores: Methods, systems, and associated software for facilitating gifting via online transactions. A method for buying and delivering a gift from an online store is divided into three distinct processes. First, a gift giver selects one or more gift items from the online store and purchases a gift certificate including gift... Agent:

20130030947 - Network structure and method of its use for distributing and maintaining provisioning information between a network marketplace and one or more vendors for the purpose of registering, installing and configuring solutions and products: Disclosed is a method and structure for provisioning information within a network which employs an intermediary, such as an intermediary provisioning server, to automatically distribute and maintain provisioning information between network components such as marketplace and vendor server computers and customers.... Agent: Accumulus Corporation

20130030944 - System and method for tailoring food or beverage products to consumer requirements: The invention provides a a method for tailoring food and/or beverage products to consumer requirements, comprising the steps of providing to a target person a set of a plurality of different food product samples of the same food product category, each product sample having at least two organoleptic properties, and... Agent: Nestec S.a.

20130030948 - Technical support agent and technical support service delivery platform: An embodiment of a method for providing technical support service includes generating a plurality of problem resolutions that are determined to resolve an identified technical problem; attributing weights to each of said plurality of problem resolutions according to frequency of use; and in response to a request to resolve said... Agent: Troppus Software Corporation

20130030957 - Purchaser centered, product driven world wide web searching and e-commerce system: Aspects of this invention disclose a system for providing a purchaser specified product search engine, including providing storage circuitry comprising a database of products, storing product data in the database, receiving from a prospective product purchaser, product data of a desired product to purchase, accessing the database of products and... Agent:

20130030949 - Community based network shopping: A system receives item data corresponding to an item list from a user. The item list may include one or more items. The system communicates the item list to a community group associated with the user and the system then receives member data from one or more members of the... Agent: Ebay Inc.

20130030954 - Method and apparatus for providing application list: The present disclosure provides a method for providing an application list. The method includes: a mobile terminal records and processes information on a user's usage of third party applications to obtain history data about the third party applications, matches the history data about the third party applications with application information... Agent: Zte Corporation

20130030953 - Multimedia system for shopping process management: There are problems in retail chains and stores directly affecting the sales volume and business results: —sales items are not visible enough on the store shelves, —other items, matching the ones the customer is looking for, are insufficiently noticed, —there is not enough personalised approach, —customers cannot find adequate items... Agent:

20130030950 - Providing social product recommendations: Providing social product recommendations is disclosed, including: determining product information of interest to a target user; retrieving a plurality of product reviews associated with the product information of interest, wherein the plurality of product reviews is generated by a plurality of reviewer users; determining evaluation values corresponding to the plurality... Agent: Alibaba Group Holding Limited

20130030952 - System and method for generating an alternative product recommendation: A method and system for automatically generating a naturally reading narrative product summary including assertions about a selected product. In one embodiment, the method includes the steps of determining at least one attribute associated with said specific product; selecting an alternative product based on said at least one attribute; and... Agent: Cbs Interactive, Inc.

20130030951 - System and method for tailoring food or beverage products to consumer requirements: A method for tailoring food and/or beverage products to consumer requirements, comprises providing to a target person a set of different food product samples of the same food product category, each product sample having at least two organoleptic properties, and the food product samples differing from each other with regard... Agent: Nestec S.a.

20130030955 - Scheduling of order processing for remotely ordered goods: A computer-implemented method for scheduling processing of an order for goods at a provider location obtains an arrival estimate for when a user associated with the order is expected to arrive at the provider location and uses the arrival estimate to schedule processing of the order. Processing may be scheduled... Agent:

20130030958 - System and method for closed loop purchase order compliance management: A system and method are provided for using an optimized order plan including freight allowance and expense per shipment. Further, an notification of non-compliance is sent to purchasing when purchasing attempts to initiate an order outside of the optimized order plan. Additionally, a compliance reporting system reports the actual shipping... Agent:

20130030960 - Alternative data plans: A method is presented that enables the creation of an alternative data plan by third party enterprises for mobile network end users. The method includes purchasing data transport bundles from one or more network service providers through an exchange, and either alone or with other enterprises, developing the alternative data... Agent: Cellco Partnership D/b/a Verizon Wireless

20130030959 - Real time online searching: An apparatus for real-time online search processing for a user over inter-connected computer networks uses a request and a push signal, otherwise known as a “Ping”. These two items allow the system to deliver advertisements to the end user without requiring personal information from the use. The Request form allows... Agent:

20130030961 - Image capture and identification system and process: A digital image of the object is captured and the object is recognized from plurality of objects in a database. An information address corresponding to the object is then used to access information and initiate communication pertinent to the object.... Agent: Nant Holdings Ip, LLC

20130030964 - Location-based payer charging system: A location-based payer charging system includes a charging database including at least one transportation charge element associated with a transportation provider. A system provider device in the location-based payer charging system is coupled to a network and the charging database. The system provider device is operable to receive first location... Agent: Ebay, Inc.

20130030962 - Managing consistent interfaces for an accounting data collection for legal reporting business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20130030963 - Managing consistent interfaces for financial business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent:

20130030965 - Location-based payer charging system: A method for charging a payer includes detecting a payer device, which is associated with a payer account, entering an event area. The payer device is then associated with an event invoice in a database. When the payer device is determined to have been involved in at least one payer... Agent: Ebay, Inc.

20130030966 - Systems and methods for generating and using a digital pass: A system, method, and article of manufacture for generating a digital pass is disclosed. The method may comprise retrieving a plurality of identity attributes, and grouping a subset of identity attributes in the plurality of identity attributes to generate at least one digital pass. The method may further comprise grouping... Agent: American Express Travel Related Services Company, Inc.

20130030968 - Billing management system and billing management method: A billing management system includes an image forming device that forms an image, a reading device that reads identification information from an information recording medium that stores the identification information identifying a user of the image forming device, a billing condition management device that manages, in an associated state, the... Agent: Fuji Xerox Co., Ltd.

20130030967 - Managing consistent interfaces for foreign trade product classification, supplier invoice business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20130030973 - Fund transfer information presentation system: A fund transfer information presentation system and method capable of suitably tracking deposit asset trends for a client in order to maintain and strengthen reliable and efficient financing capability which is the source of maximum profit for a bank required for securing management gains for not only the conventional asset-side... Agent: Data Forevision, Ltd.

20130030969 - Method and system for integrating event processes in investment banking and custody lines of business: A method and system for integration of corporate action event processing by multiple LOBs in a capital market is disclosed. The method of the present invention enables identification of common and distinct functionalities/behaviors of each of the IB and custodian LOBs dealing with the processing of the corporate action events.... Agent: Tata Consultancy Services Limited

20130030970 - Method and system for stp linking the variances in corporation action events received from multiple agents: A method and system for automatic linking of variances captured from plurality of agents or counterparties related to a composite market event from a capital market is disclosed. The method of the present invention enables a creation of golden copy for each of the corporate action event. Based on the... Agent: Tata Consultancy Services Limited

20130030972 - Real time account update: A method is used in a system that includes a financial service provider coordinating accounts issued by an issuer to cardholders requesting credit from merchants. Each merchant has an acquirer with whom the financial service provider also coordinates the accounts. The method can be performed by a merchant or a... Agent:

20130030971 - Systems and methods for allocating funds between multiple banking products: An allocation of funds to multiple accounts is determined. Information about financial transactions is received from multiple sources, and the information is aggregated to determine a total amount of allocatable funds. The allocatable funds include posted interest either before or after a term deposit payment date. Respective deposit rules are... Agent: Reich & Tang Deposit Solutions, L.L.C.

20130031024 - Generating a measure of intransmissibility hazard from extreme heterogeneous data: Systems, methods and apparatus are provided through which in some implementations a method of estimating intransmissibility hazard of an item by identifying high and low periods in the item data, and generating an estimated intransmissibility hazard of the item data in reference to the identified high and low performance periods.... Agent: Rixtrema Inc.

20130031022 - Generating updated data from extreme heterogeneous data: Systems, methods and apparatus are provided through which in some implementations a method of calculating risk of a financial asset by using performance data on past returns, include over-weighting high and low performance periods in the financial asset performance data, and generating an instability estimator of a risk statistic of... Agent: Rixtrema Inc.

20130031023 - Generating updated data from interrelated heterogeneous data: Systems, methods and apparatus are provided through which in some implementations a method of calculating risk of an item by using performance data on past returns, include over-weighting high and low periods in the item data, and generating an estimated forecast of the item performance data in reference to the... Agent: Rixtrema

20130031020 - Margin as credit enhancement contracts: Systems and methods are provided for implementing risk retention programs for originators and securitizers of asset backed securities. An administrative contract identified as a margin as credit enhancement contract is created for a corresponding asset backed security. A risk retention entity is assigned a long position for the margin as... Agent: Chicago Mercantile Exchange Inc.

20130031021 - Method and system for analyzing investments and investment plans and risks and related businesses with dynamic decision making: Systems, methods and computer program products for analyzing stochastic characteristics, including one or more subsystem for forecasting financial statements and financial ratios' probability distributions and configured for at least one of: analyzing insurance contracts and portfolios without simplifying contract and product terms and conditions; studying and illustrating financial statement probability... Agent: Model It Ltd

20130031026 - Methods and systems for valuating financial contracts involving early exercise: Systems and methods valuate financial contracts and associated risk. Particular embodiments comprise: receiving valuation details; receiving an internal contract representation describing the contract using: flow sets, each flow set comprising cash flow functions representing a cash flow amount at a cash flow time; and choice functions providing a choice between... Agent:

20130031025 - Systems and methods for valuating financial contracts and assessing associated risk: Systems and methods valuate financial contracts and assess associated risk. Particular embodiments comprise: calibrating parameters of models based on market data; determining a metric for the risk of the models to changes in the parameters; determining a metric for the risk of the parameters to changes in the market data;... Agent:

20130031027 - Weather derivative volatility surface estimation: Systems and methods are provided for determining the volatility of weather derivative option contracts. Volatility levels are initially determined with conventional methods. Unreliable volatility levels are then replaced with futures contracts volatility levels. If the futures contracts volatility levels are not available or appear unreliable, meteorological volatility levels are utilized.... Agent: Chicago Mercantile Exchange Inc.

20130030974 - Device and method for automatically allocating and transferring funds in an account: A device including a processor which automatically allocates and transfers funds in a sweep account between a primary on-balance demand account and one or more off-balance accounts in a manner which assists the bank in maintaining an optimal liquidity profile and capital structure. The device is adapted to prepare and... Agent:

20130030979 - Method and apparatus for displaying market depth and other information on a mobile phone, handheld device, or computer system: An exemplary system according to the present disclosure comprises a server system (comprising one or more computing devices) that is in communication with one or more financial exchange systems and one or more data source computer devices (e.g., news sources). Also in communication with the server system are one or... Agent: Trade Capture, Otc Corp.

20130030980 - Method and system for providing option spread indicative quotes: A computer network and method for electronically trading combinations of derivatives. One preferred method of trading includes providing quotes information to a central server, and determining indicative quotes for combination trades, and providing the non-binding, indicative quotes to market participants (which typically includes subscribers, but may also include market makers).... Agent: Chicago Mercantile Exchange Inc.

20130030978 - Method and system for securitizing a currency related commodity: Systems and methods for providing a tradable (e.g., exchange-listed) instrument by securitizing foreign currency using a foreign currency trust or other special-purpose vehicle that is established to hold one or more particular foreign currency and to issue foreign currency trust shares and/or receipts corresponding to the value of the foreign... Agent: The Bank Of New York Mellon Corporation

20130030982 - Model-based selection of trade execution strategies: Effective selection of trade execution strategies using a multi-dimensional model is disclosed. A relationship exists between order difficulty and execution strategy. Execution strategy depends on order difficulty, and order difficulty has many dimensions. The multi-dimensional model classifies trade orders according to the dimensions, and then maps these classified trade orders... Agent: Goldman, Sachs & Co.

20130030981 - Stock market prediction using natural language processing: A method of using natural language processing (NLP) techniques to extract information from online news feeds and then using the information so extracted to predict changes in stock prices or volatilities. These predictions can be used to make profitable trading strategies. Company names can be recognized and simple templates describing... Agent:

20130030977 - System and method for improved distribution of market information: A data distribution system and method are described herein to improve the distribution of market information to subscribing client devices. Market information updates are provided to subscribing devices over a communication link every time a change in the market occurs. If a bandwidth limitation is reached on the communication link,... Agent: Trading Technologies International, Inc.

20130030975 - Systems & methods for evaluation of articles of commerce: The invention is directed to systems and methods for indicating volatility adjusted price information for at least one article of commerce or market therefore, and various tools for providing valuation indicators for both current and historical price activity in terms of valuation rather than absolute price. The invention provides users... Agent:

20130030976 - Systems and methods for price evaluation of articles of commerce: The invention is directed to systems and methods for indicating volatility adjusted price information for at least one article of commerce or market therefore, and various tools for providing valuation indicators for both current and historical price activity in terms of valuation rather than absolute price. The invention provides users... Agent: Microquant, LLC

20130030984 - Credit card usage management system, credit card usage management method, program, and information storage medium: Provided is a credit card usage management system, which allows a credit card to be used to an extent that surpasses a credit limit defined within a fixed period without increasing the credit limit. A credit card usage management device 10 stores a statement data history including a used amount... Agent: Rakuten, Inc.

20130030983 - Generating optimal strategy for providing offers: Generating optimal strategies for providing offers to a plurality of customers is described. A plurality of categorical attributes (for example, gender and residential status) and ordinal attributes (for example, risk score and credit line utilization) can be determined. Values of one of more categorical attributes can be changed as per... Agent:

20130030985 - Systems and methods for identifying items of collateral available to a consumer pursuant to pre-qualified finance terms that are consistent with consumer specified payment criteria: Customers are provided with item search results that take into account both item specifications submitted by the customer and payment specifications submitted by the customer, where satisfaction of the payment specifications includes identifying finance programs for which the customer is pre-qualified and that are available for given items.... Agent:

20130030992 - Automatic savings program: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the... Agent: Bank Of America Coropration

20130030988 - Charitable donation of proceeds from recycling activity: Embodiments of the invention enable an organization to nominate itself to receive proceeds from consumer recycling activity. For example, some embodiments enable an organization to request that an account be established to which proceeds from recycling activity are to be directed. Upon the account being established, the organization may be... Agent: Count & Crush Systems, LLC

20130030989 - Electronic credentials verification and management system: A credentials record system that captures personnel background data, such as license information, education and training, work experience, performance data and electronic signature at the time of entry using graphical user interfaces through a network, wherein it permits instant, sophisticated analysis of background data to identify relationships among the data,... Agent:

20130030990 - Method of preventing disaster induced data loss: A cost effective method of preventing disaster induced data loss in digital data storage devices without requiring the use of a data backup service is provided. A fire resistant and water resistant digital data storage device is sold by a manufacturer to a customer wherein the customer pays an upfront... Agent:

20130030987 - Paid profile personalization: In one embodiment, a system includes one or more computing systems that implement a social networking environment and are operable to provide paid profile personalization functions to users. In particular embodiments, the user may select one or more social networking objects to replace advertisements or other elements that are normally... Agent:

20130030993 - Systems and methods for managing risk in banking transactions: Systems and methods of monitoring the risk exposure to a financial institution comprising the steps of receiving transaction data associated with an underlying financial transaction involving an account maintained at a financial institution and an originator of the underlying financial transaction; comparing the characteristics of the underlying financial transaction with... Agent:

20130030986 - Systems and methods for offline delivery of content available in voice applications: Methods and arrangements for facilitating offline delivery of content available in voice applications. User access to a voice application is permitted, and the user is accorded a capability to select content in the voice application for offline delivery. The selected content is stored in a holding arrangement, and the selected... Agent: International Business Machines Corporation

20130030991 - Telecommunications initiated pay per charge system: A system and method for recharging a battery of a mobile device for a fee authorized by a financial account control server can include a battery recharging station having at least one recharging connection for a mobile device. The battery recharging station can be in communication with an electronic data... Agent: Ram Electronics

20130030994 - Budget monitor, alert, and bill payment facilitation system: A budget monitoring, alerting and bill payment facilitation system retrieves macro-budgeting information associated with a user, where the macro-budgeting information includes a plurality of budget categories each having an associated budget amount corresponding to a macro time period, divides the budget amount corresponding to the macro time period into a... Agent: Bank Of America Corporation

20130030995 - Method and system for processing internet payments using the electronic funds transfer network: A system and method for effectuating Electronic Funds Transfer credit messages. The main structural components of the system include a Payment Portal Processor (PPP), an Internet Pay Anyone (IPA) Account, a Virtual Private Lockbox (VPL) and an associated Account Reporter, the existing EFT networks, and a cash card for accessing... Agent:

20130030996 - Systems and methods for bill pay with credit card funding: An Internet based bill payment system and method is provided that allows a consumer to push payments and/or information to any payee from the consumer's credit card account. One embodiment of the invention allows the customer to make a payment to any payee from an enterprise credit card or any... Agent: Wells Fargo, N.a.

20130030997 - Portable e-wallet and universal card: Universal cards are used in place of all the other traditional cards which a person may want to carry. The universal card can include a short range communications transceiver to communicate with a mobile device. The mobile device can include a user interface and an e-wallet application so that the... Agent:

20130030999 - Method and apparatus for selecting denominations in an automated teller machine: A method of selecting denominations in an automated teller machine (ATM) may be provided. The method may include receiving a request for withdrawal from a user, displaying, on a touch screen, symbols corresponding to a plurality of denominations including a first denomination and a second denomination that constitute a withdrawal... Agent: Nautilus Hyosung Inc.

20130030998 - Self-service terminal: A self-service terminal comprising: a terminal body defining a transaction fulfillment area, and a terminal head. The terminal head extends from the terminal body and defines a transaction request area transverse to the transaction fulfillment area. The transaction request area and transaction fulfillment area create a customer zone.... Agent: Ncr Corporation

20130031001 - Method and system for the location-based discovery and validated payment of a service provider: A method and system for consumers to find service providers is presented. The method and system minimizes the amount of the consumer's time required to find a service provider to provide a desired service. The system employs real-time geolocation information available within mobile devices to increase the efficiency of the... Agent:

20130031005 - Method for secure transactions utilizing physically separated computers: A secure transaction method involves establishing an electronically accessible verification site authorized by the holder of a credit or debit card, and accessing the verification site by a merchant to determine whether a request for goods or services is authorized. The request for goods or services is based upon the... Agent:

20130031003 - Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device: A method of paying a second party is provided. A first party accesses the names of one or more qualified second parties. The second parties (i) have an association with the payment service, and (ii) if they do not have an established association with the payment service have established one... Agent:

20130031004 - Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first partys mobile device: A method of paying a second party is provided. A first party accesses the names of one or more qualified second parties. The second parties (i) have an association with the payment service, and (ii) that if they do not have an established association with the payment service have established... Agent:

20130031000 - System and method for detecting fraudulent financial transactions: An Internet service provider uses virtual machines dedicated to one (or a few) customers to perform transactions on behalf of those customers, where the transactions require sensitive or confidential user authentication data. Each virtual machine only has access to the user authentication data it needs to perform the transactions for... Agent:

20130031002 - Systems and methods for global transfers: A global transfers computer system is configured to facilitate global transfers for customers having a plurality of accounts with different entities in different countries. The global transfer may be a foreign exchange (FX) transfer or a non-FX transfer. The global transfers computer system includes a customer database, a user interface,... Agent: Hsbc Technologies Inc.

20130031006 - Passing payment tokens through an hop / sop: Embodiments of the invention are directed to methods, a computer-readable medium, servers and systems for enabling merchants to pass payment tokens, instead of actual payment information, to third party HOPs and SOPs. This, for example, enables a merchant to charge a consumer, such as on a recurring basis or for... Agent:

20130031007 - Latency locator: A method for capturing data packets sent on a network for evaluating response time performance, the network including a financial institution and a partner bank. The method includes associating a captured data packet sent to the partner bank with a captured data packet received from the partner bank, by comparing... Agent: American Express Travel Related Services Company, Inc.

20130031008 - Authenticating electronic financial transactions: To improve security and simplify financial transactions in electronic communications environments, a cryptographic Private Key is securely stored in a storage device of a user. A Public Key Certificate corresponding to the Private Key is also created and can be stored in an online repository for merchant access. The Public... Agent: Lockstep Technologies Pty Ltd

20130031009 - Ad-hoc cash dispensing network: An ad-hoc cash-dispensing network that allows users to efficiently exchange cash is provided. The ad-hoc cash-dispensing network includes a cash-dispensing server, a network, and a plurality of client terminals that connect to the cash-dispending server through the network. The user of a client terminal sends a request for cash to... Agent: Apple Inc.

20130031010 - Method & apparatus for configuring a remote product management service: A product source site, a VAR site and a customer site are connected to a communications network. A mobile communications device is sold by a VAR to the customer, and the VAR notifies the customer of a product origination code (POC) that is unique to the product source and to... Agent: Vgo Communications, Inc.

20130031011 - Building rating system: Information contained in the building/property reports and assessments are long, terminology is difficult to understand and content is hard to access or manipulate. Traditional approaches to building inspection and assessment of value are insufficient and do not encompass all factors now relevant. These additional factors include measurements, testing and inspection... Agent: Kps,llc

20130031012 - System and method for compliance reporting: A method and apparatus for monitoring compliance with jurisdictional regulations. In one aspect, the invention relates to a system for monitoring compliance with jurisdictional regulations. In one embodiment, the system includes a server including a reporting program; a database in communication with the server; and a client device in communication... Agent:

20130031013 - Method and system for automatically identifying optimal meeting locations: A method and system for automatically identifying optimal meeting locations. The method includes receiving a plurality of meeting parameters associated with one or more participants. The method also includes identifying a list of optimal meeting locations relevant to one or more of the plurality of meeting parameters. The method further... Agent: Yahoo! Inc

20130031014 - Managing consistent interfaces for employee data replication business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20130031015 - Attribute scoring system and methods: Systems and methods for collecting data from one or more scoring candidates, storing such data in a database, and transforming such data using various techniques and software modules to generate a personal tracking and development score that determines an individual's proficiency for skills that are mapped to a job profile... Agent:

20130031016 - System for posting profiles of anonymous individuals and for enabling potential employers to discover and to communicate with the anonymous individuals: A website and method are disclosed for helping an anonymous individual to publicly disclose anonymous information about the anonymous individual so as to facilitate discovery of the anonymous individual by potential employers interested in hiring the anonymous individual. The website and method reduce risk to the anonymous individual of negative... Agent:

20130031017 - System and method for simultaneous optimization of logistics and purchasing: A system and method that provides optimization of order and routing patterns that solves for optimal freight margin, not just freight cost. The optimization includes freight allowance information typically varying by item that is used to determine ordering and routing solutions. The solutions thus are based on freight impact to... Agent:

20130031018 - Method and arrangement for monitoring companies: Method and arrangement for matching of enterprises and detection of changes for an enterprise by the use of mathematical models that make it possible to match and find similarities between enterprises and also discover changes in an enterprise. The method uses mathematical representation models for enterprises and is suited to... Agent:

20130031019 - System of sequential kernel regression modeling for forecasting financial data: A monitoring system for determining the future behavior of a financial system includes an empirical model to receive reference data that indicates the normal behavior of the system and input pattern arrays. Each input pattern array has a plurality of input vectors, while each input vector represents a time point... Agent: Smartsignal Corporation

20130031028 - Exchange system supporting cloud computing: A cloud exchange system processes transactions for cloud computing services. Cloud resources may be viewed as commodities, in which cloud customers may be dependent on cloud providers to provide hosted centralized computer facilities. The cloud customer may move computing services in the form of one or more virtual machines by... Agent: Bank Of America

20130031029 - Geofence-based tax estimates: Systems, methods, apparatus, and computer program products are provided for estimating taxes. In one embodiment, the location of a vehicle can be monitored by a variety of computing entities. By using the vehicle's location, it can be determined when the vehicle enters and/or exits defined geofences. After a determination that... Agent: United Parcel Service Of America, Inc.

20130031031 - Single source assembly for home care of physically impaired: A method of facilitating the establishment of a home care facility for the physically impaired by establishing a single source for a body lift assembly, portable shower and portable commode all suitable for installation in a bedroom and wherein the lift assembly is capable of transporting the impaired person between... Agent:

20130031030 - Urine sample collection apparatus and method for chain of custody services: An apparatus and method enabling completion of chain of custody services and hands fee collection of urine samples. The technician installs a barrier in a toilet above its water level. Then verifies the donor's identity and directs him to empty his pockets of all contents and remove all accessories from... Agent:

  
01/24/2013 > 201 patent applications in 93 patent subcategories. recently filed with US Patent Office

20130024203 - Providing dynamic recommendations for points of interest utilizing automatically obtained collective telemetry to enhance user experience: A schedule and recommendations associated with one or more points of interest can be identified. The points of interest can be associated with a geographical region. Telemetry associated with a one or more computing devices can be received. The computing devices (e.g., mobile phone with sensors) can be associated with... Agent: Nternational Business Machines Corporation

20130024202 - System, method and apparatus for tracking parking behavior of a vehicle: A system, method and apparatus for tracking the parking behavior of a vehicle. In one embodiment, the apparatus may comprise a circuit located within the vehicle, the circuit comprising a processor, movement detection means, location identification means, a memory, a transceiver, and a timer operably coupled together; wherein for each... Agent:

20130024204 - Web based electronic controlled substance ordering system: A Controlled Substance (CS) ordering system that includes: 1) a client interface operable to be hosted on an Internet site, the client interface operable to receive an order for a controlled substance; 2) a first server operable to support the client interface and post a signed order to a second... Agent:

20130024211 - Active learning and advanced relationship marketing and health interventions: Active learning and advanced relationship determination are employed with respect to a mobile marketing system and a mobile health notification system. A relationship between an advertiser and a consumer can become smarter over time as a function of interaction as well as non-interaction. Further, affinity groups or micro segments can... Agent: Access Mobility, Inc.

20130024208 - Advanced multimedia structured reporting: Embodiments of methods, systems, and apparatuses for generating a composited multimedia-based report are described. In one embodiment, a method includes capturing a medical image configured to be displayed on a medical image display device. The present methods may be independent of the medical image display, and may be able to... Agent: The Board Of Regents Of The University Of Texas System

20130024205 - Dynamically updating electronic medical records and leveraging a person's path in a facility to mitgate risks: Automatically updating an electronic medical record in response to an exposure to a communicable disease is disclosed. A system receives data indicating a common reference point of exchange for a first person and for a second person. The system further detects an update to an electronic medical record of the... Agent: International Business Machines Corporation

20130024213 - Method and system for guided, efficient treatment: A system and method is provided in which medical treatment of a patient is effected in a systematic and guided fashion. From a patient's symptoms and electronic medical record, a specific diagnostic test may be recommended. Upon execution of the diagnostic test, the diagnostic scan results may be forwarded to... Agent: The Research Foundation Of State University Of New York

20130024212 - Method and system for optimizing questionnaires: A computer-implemented method for providing a questionnaire to a patient based on patient's current health condition is provided. The method includes measuring physical activity of the patient with an activity monitor; measuring respiration rate with a respiration rate sensor; measuring heart rate with a heart rate monitor; measuring cough frequency... Agent: Koninklijke Philips Electronics N.v.

20130024206 - Method, apparatus, and system for reading, processing, presenting, and/or storing electronic medical record information: A method for accessing, processing, presenting, and/or storing electronic medical record (EMR) information on a touch-sensitive display includes reading EMR information, displaying at least a portion of the EMR information on a touch-sensitive sliding timeline, detecting finger swipe or similar gestures, and scrolling the sliding timeline so that a different... Agent: D & R Software Ii, LLC

20130024210 - System and method for electronically managing medical data files: A network server arrangement including a processor with a machine readable storage encoded with software for execution by the processor. The network server arrangement is responsive to requests to access a medical record of an individual and generates summary medical record data including summary information having a plurality of data... Agent:

20130024207 - Use of patient-centric records to facilitate analysis of outcomes of medical therapies: Data is received from multiple data sources. The data received from the data sources provides information about patients in a population who have received one or more therapies. Patient-centric records are generated. Each of the patient-centric records stores patient data regarding a different patient in the population. The patient data... Agent: Medtronic, Inc.

20130024209 - Virtual doctor interactive cybernet system: An interactive network-based health information system provides up-to-date medical information directly to a user. The information is tailored to the user's expertise. The user can issue specific follow-up questions, initiate a discussion with a professional, and establish a doctor-patient relationship. The system provides for remote monitoring and diagnosis of the... Agent:

20130024214 - Computer apparatus and method for illustrating, issuing, and managing disability coverage for retirement plans with individual accounts: A computer-aided method of computing coverage benefit costs for a retirement plan having respective accounts for individuals, the method including the steps of converting input plan contribution data for at least one of said accounts of said retirement plan into corresponding input digital electrical signals, manipulating the input digital electrical... Agent:

20130024215 - Insurance quoting application for handheld device: A method, system and computer program product for providing location-based insurance rate quotes. The method and technique includes prompting, by a mobile electronic device, a user of the mobile electronic device to input a name into the mobile electronic device to associate with a request for an insurance rate quote;... Agent: Webcetera, L.p.

20130024216 - Apparatus and method for expedited event access: A computer implemented method and apparatus of the present invention relates to the creation of a tangible result in the form of a priority access ticket with identifiable information for providing priority access to artistic performances, concerts, sporting or other cultural events at stadiums or other venues. The method may... Agent:

20130024218 - Apparatus and method for expedited event access: A computer implemented method and apparatus of the present invention relates to the creation of a tangible result in the form of a priority access ticket with identifiable information for providing priority access to artistic performances, concerts, sporting or other cultural events at stadiums or other venues. The method may... Agent:

20130024220 - Data transfer from a near field communication terminal to a remote server: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130024219 - Method and apparatus for zoned admission to performance events: A method and a device are disclosed including a software or physical admission certificate configured to allow admission of a spectator to a special admission zone with a view to a performance stage for a predefined duration of time. The special admission zone is usable by multiple spectators in multiple... Agent:

20130024222 - System and method for controlling access to electronic locks: A reservation system for managing access to access controlled locations by issuing an access code that is valid at a particular lock for a particular time. The reservation system includes a standalone lock that has a processor, clock and memory. The processor of the lock checks an access code entered... Agent: Leapin Pty Ltd

20130024217 - System and method for improving dynamic availability computation: A system to determine an availability of a travel solution includes an interface to receive a request from a travel provider that can provide a travel solution fulfilling the request, the request including an origin, a destination, a date and a time. The system further includes at least one data... Agent: Amadeus

20130024223 - System and method for management of electronic wallet databases: A system and method for management of electronic wallet databases is provided. In one embodiment portable electronic devices are deployed having a universal wallet application and a wallet data file associated with the application. The wallet data file is configured to maintain a plurality of different types of wallet artifacts... Agent: Omnego Inc.

20130024221 - Transactions using an nfc terminal: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130024224 - Method of assisting a sales representative in selling: A computer implemented method of providing feedback to a sales representative for a sales opportunity to a customer, comprising: determining, in dependence on information received from the sales representative, a probability that the sales opportunity will result in a sale by the sales representative; determining, in dependence on information received... Agent: Ardexus Lnc.

20130024225 - Business outcome tradeoff simulator: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for selecting a forecastability strategy from among a group of forecastability strategies based on business outcomes. A group of predefined forecastability strategies is received along with historical supply chain management data. Each forecastability strategy represents a set... Agent: Accenture Global Services Limited

20130024226 - Enterprise planning tool: This invention relates to an enterprise planning tool. Enterprise planning tools are used to manage the operations of an entity and are becoming increasingly popular as companies migrate from spreadsheet based planning. The present invention provides an enterprise planning tool that comprises a plurality of interconnected objects, each object comprising... Agent: Setanta Business Systems Ltd.

20130024227 - Information processing technique for determining traveling route: A disclosed method includes determining, for each operator group, scheduled execution order by arranging, for each operator group, the predetermined number of operations to be conducted while traveling, wherein at least a portion of the predetermined number of operations is allotted to each of the operator groups; determining, for each... Agent: Fujitsu Limited

20130024228 - Mobile terminal, system computer program product, and method for updating a work plan: A method, a computer program product, a mobile terminal, and system are provided. For example, the method includes receiving a work plan comprising at least one work item with a mobile terminal, wherein the work item includes an initial location of at least one identification device. The method also includes... Agent: Vringo, Inc.

20130024229 - Automatic bill of talent generation: A method and system comprising at least one database to store process model information comprising logical process model information and human resource dependency information. The human resource dependency information may indicate design-time dependence of process activities on respective human resource components and may comprise one or more role identifiers associated... Agent: Hcl America Inc.

20130024230 - Method of extending activity floats in the critical path method: The method of extending floats in the critical path method (CPM) method allows for extending the project duration while keeping the networking basic parameter of total float intact. The method allows for rescheduling of the start times of some activities so that the resource requirements never exceed the specified resource... Agent: King Fahd University Of Petroleum And Minerals

20130024231 - Project task management: Systems, methods, apparatuses, and computer readable media associated with identifying tasks associated with a project and automatically assigning those tasks are provided. In some examples, the systems, methods, and the like may include receiving a project and identifying a project type. The systems, methods, and the like may further include... Agent: Bank Of America Corporation

20130024232 - Electronic method and system for connecting a buyer, a seller, and third party courier to facilitate the exchange of physical goods: Method and system of connecting and facilitating safe and efficient electronic communications between three or more parties for the purpose of an exchange of goods and/or services between the three parties. One embodiment of the present invention uses a software script that connects buyers, sellers, and third party couriers based... Agent:

20130024233 - Methods, systems, and computer program products for schedule management based on locations of wireless devices: A method for managing appointments using a wireless device includes receiving scheduling data for a future appointment including a time associated with the future appointment. A current location of the wireless device is determined, and a reminder for the future appointment is provided at a time prior to the future... Agent: At&t Intellectual Property I, Lp

20130024234 - Capacity based process job layout distribution: Production flows/processes are presented through a layout distribution of kanban job symbols (cards, representing production tasks/jobs) in a sequence of execution inside several planning periods. A smart layout distribution algorithm displays a schedule consistent of planning periods and kanban job symbols planned in the planning periods. In addition to a... Agent: Microsoft Corporation

20130024235 - Conflicting expert systems: An expert system for providing optimized recommendations regarding a construction project is configured to generate conflicting optimization recommendations. Multiple expert system engines are implemented, where each engine provides one or more recommendations optimized in accordance with the priorities of a functional discipline. A conflict engine will identify conflicts between optimized... Agent: Fluor Technologies Corporation

20130024236 - Methods for product management and devices thereof: Methods, devices, and computer-readable storage media for managing a product include receiving event data related to one or more events associated with a lifecycle of a portfolio of one or more products. The received event data is compared with a resource model. An estimated number of resources required to implement... Agent: Infosys Limited

20130024237 - Management decision making support system: A management decision making support system is provided. The management decision making support system analyzes an operational decision making problem for operational decision making and a strategic decision making problem for strategic decision making to evaluate individual business feasibility, generates a plurality of enterprise business portfolios combining individual businesses evaluated... Agent:

20130024239 - Insider threat detection: Embodiments of the invention are directed to systems, methods and computer program products for determining a threat associated with an agent's provision of a service to an outsider. In some embodiments, a method includes: (a) receiving first information associated with the outsider, (b) receiving, from a data system, second information... Agent: Bank Of America Corporation

20130024238 - Risk score determination: Embodiments of the invention are directed to systems, methods and computer program products for determining a risk score for an agent associated with an entity. In some embodiments, a method includes: (a) receiving first information associated with an agent's action related to an account and/or an agent's actions over a... Agent: Bank Of America Corporation

20130024240 - Corporate announcement generation: Systems and methods related to generating corporate announcements. In one implementation, the method comprises capturing, by a computing device, corporate action information corresponding to at least one corporate action from at least one corporate news source. The method further comprises comparing the corporate action information with another corporate action information,... Agent: Tata Consultancy Services Limited

20130024241 - Methods and systems for collecting and providing information regarding company culture: Aspects of the present invention provide an efficient way for the job seeker to search for a company that fits the seeker's desired cultural traits by enabling the job seeker to identify key traits sought after in a prospective employer, and to use those traits to focus the job search.... Agent: Bullhorn, Inc.

20130024242 - Protecting privacy in audience creation: A method for generating microsegments includes retrieving a first set of information including activities attributable to a first plurality of entities and first entity identifiers; retrieving a second set of information including characteristics attributable to the first plurality of entities and second entity identifiers; combining the first and second sets... Agent: Mastercard International Incorporated

20130024244 - Corporate and entertainment management interactive system using a computer network: A computerized management system for corporate, entertainment or sports management by a remote party is disclosed. For instance, in entertainment management the entertainment an event is transmitted for the remote party to remotely analyze the performer or participant. A decision is received via a communications link from a remote computing... Agent:

20130024245 - Management of materials on a construction site: In a computer implemented method for management of materials on a construction site, a status of a project which uses at least one material is determined by a computer system. A report is generated by the computer system. The report identifies a vehicle, from a vehicle pool, to be utilized... Agent: Trimble Navigation Limited

20130024243 - Systems and methods for optimizing microgrid capacity and storage investment under environmental regulations: Systems and methods are disclosed to method to determine capacity planning under environmental constraints by generating an integrated economic planning model for a decision maker, a utility company and one or more microgrids; maximizing the microgrids' total profit and minimizing the electricity price designed by the utility company; generating proactive... Agent: Nec Laboratories America, Inc.

20130024246 - Employing software to model organizational structures policies and processes: A modeling application enables consistency among business applications and among business application processes by providing internal control rules for the business applications according to an organization model. The modeling application may model the organization by structuring the organization types within the modeled organization and providing the internal control rules for... Agent: Microsoft Corporation

20130024247 - Analyzing system, analyzer, and server computer: An analyzing system includes an analyzer and a server computer in communication with the analyzer via a network. The analyzer includes a first controller that is configured to communicate, via a display, instructions to an operator of the analyzer when a predetermined event occurs in the analyzer. The instructions request... Agent:

20130024248 - Retail training application: Systems and methods that may be used to promote products that include activity sensors are provided. Users are prompted to compete against one another in a store while performing physical activities. The physical activities are performed while wearing products that include attached or embedded sensors. The data generated by the... Agent: Nike, Inc.

20130024249 - Public transport optimization: A system and method for real time dispatching of vehicles taking into account multiple point to point transport requests and conditions including desired ride conditions, traffic, and infrastructure. Analysis of these factors is using suitable algorithms in order to determine optimal routes.... Agent:

20130024250 - Systems and methods for group buying and social network: Computer-implemented methods, systems facilitating the methods, and computer-readable medium storing computer readable code, which, when executed, performs the methods are provided for group-buying and social network services. The methods may include steps of (1) receiving a request from a host to initiate an event that requires a consumption of an... Agent: Lashou Group Inc.

20130024254 - Systems and methods for electronic coupon viral marketing: Described herein are methods and systems for implementing personalized targeting via electronic coupons, providing aggregate cap control of electronic coupons, implementing viral marketing using electronic coupons, and performing real time processing of electronic coupons.... Agent: Savingstar

20130024256 - System and method for coupon-less product level discounts: A product level discount is managed during a transaction by receiving a transaction identifier associated with a transaction, where the transaction identifier comprises a transaction value, a customer account identifier, a merchant identifier, and a product identifier. A product identifier is assessed to determine whether the transaction qualifies for a... Agent: American Express Travel Related Services Company, Inc.

20130024255 - Systems and methods for enabling a client to acquire a commodity via a survey: Systems, methods, and computer program products for enabling a client to acquire a commodity via a survey are provided. One system includes a processor and memory coupled to the processor. The memory is configured to store instructions that, when executed by the processor, cause the processor to provide a survey... Agent: Appinion LLC

20130024257 - Systems and methods for electronic coupon cap control: Described herein are methods and systems for implementing personalized targeting via electronic coupons, providing aggregate cap control of electronic coupons, implementing viral marketing using electronic coupons, and performing real time processing of electronic coupons.... Agent: Savingstar

20130024261 - Method of generating and redeeming coupons: A method of generating and redeeming a plurality of coupons includes generating a first coupon, generating a second coupon, distributing the first coupon to the first consumer, and distributing the second coupon to the second consumer. Generating a first coupon includes selecting a first group of offers from a plurality... Agent: Target Brands, Inc.

20130024260 - Methods and systems for incentivizing online retail purchasers to elicit additional online sales: Various methods and systems are provided for conducting transactions, such as electronic transactions over the internet. In one embodiment, an offer for a specified product or service is made by an online provider or retailer. The offer may be made in connection with certain preliminary or qualifying conditions being met.... Agent: Overstock.com, Inc.

20130024259 - System and method for coupon-less product level discounts: A product level discount is managed during a transaction by receiving a transaction identifier associated with a transaction, where the transaction identifier comprises a transaction value, a customer account identifier, a merchant identifier, and a product identifier. A product identifier is assessed to determine whether the transaction qualifies for a... Agent: American Express Travel Related Services Company, Inc.

20130024258 - Systems and methods relating to credit: The present invention includes an electronic platform where business credit can be created, affiliated, transmitted, redeemed and processed, etc. in connection with multiple redeemers. The present invention includes an electronic platform where business credit can be purchased, sold and/or gifted in connection with multiple redeemers. The present invention also includes... Agent:

20130024263 - Self learning method and system for managing a group reward system: A system for managing a purchase agreement, including: a memory element for at least one specially-programmed general purpose computer for storing an artificial intelligence program (AIP) and a purchase agreement between a customer and at least one business entity, the purchase agreement including at least one requirement regarding at least... Agent: Retaildna, LLC

20130024262 - Systems and methods for electronic coupon targeting: Described herein are methods and systems for implementing personalized targeting via electronic coupons, providing aggregate cap control of electronic coupons, implementing viral marketing using electronic coupons, and performing real time processing of electronic coupons.... Agent: Savingstar

20130024264 - Automated determination of applicability and value of discounts for a purchase order: A method for automatically determining applicability and value of any discounts for a purchase order from a client computer, the determinations being made by the client computer itself. In some embodiments, the client computer receives (from a server to which the order is being placed) coupon programming, determines applicability and... Agent: Apple Inc.

20130024265 - Programmable customer loyalty and discount card: A programmable loyalty and discount card system and methods is described. The card is programmable through pre-set and updateable preferences and actions associated with the preferences. Logically incompatible actions are reconciled at time of use of the card through priorities set at the time of initial registration. Participants and users... Agent:

20130024266 - Method for encouraging and tracking volunteer participation at an organized event: A non-profit agency may be provided with support from volunteers who may participate in a system that includes a web site reporting dates and places of volunteering events sponsored by the non-profit agency. Prospective volunteers may register to provide work-effort at a selected one of the events. Determination may be... Agent:

20130024267 - Systems and methods for electronic coupon instant rewarding: Described herein are methods and systems for implementing personalized targeting via electronic coupons, providing aggregate cap control of electronic coupons, implementing viral marketing using electronic coupons, and performing real time processing of electronic coupons.... Agent: Savingstar

20130024268 - Incentivizing the linking of internet content to products for sale: A method of establishing an association between a content item and an additional content item is disclosed, the content item published by a source that is external to a network-based publication system and the additional content item published by a source that is internal to the network-based publication system. A... Agent: Ebay Inc.

20130024251 - Communicating presentation data relating to presentation of information: Presentation data related to presentation of information at an electronic device is provided, where the presentation data includes an indicator of a zoom level at which the information was presented. An effectiveness measure relating to an analysis of the presentation data can be derived to indicate an effectiveness of the... Agent:

20130024253 - Paper product roll configured for advertising and method of use: A paper product roll configured for advertising. The paper product roll is toilet paper or paper towel imprinted with advertising, wherein the advertising comprises on-line coupon redemption capability, instant coupon redemption, and advertisement tracking capability. In one embodiment, the sheets of the paper product roll consist of a plurality of... Agent:

20130024252 - Systems and methods for monetizing recyclable plastics: The present invention relates to systems and method for monetization of recyclable plastics. Such systems includes a receptacle for receiving fungitized plastics, such as plastic ingots. The fungitized plastic can have a standardized form with a known value that is readily exchangeable for credit, discounts, or currency. Sensors are capable... Agent:

20130024269 - Evaluating third party targeting data: Determining the impact or influence of targeting data on the success of an advertisement may be useful for improving targeting and evaluating third party targeting data. Advertising may be more effective when it is properly targeted based on the audience viewing the advertisement. Identifying the audience and determining information about... Agent: Yahoo! Inc.

20130024271 - Promotion using geopositioning technology: Promotional items can be geocached at desired locations as part of a geocaching promotion in which geocachers attempt to locate the promotional items using clues, solving puzzles, or otherwise obtaining GPS coordinates and other information used to determine the geolocation of the geocached promotional items. Some or all of the... Agent: Clear Channel Management Services, Inc.

20130024270 - Systems and methods for transactions-based content management on a digital signage network: A transaction-based content management system for a digital signage network displays a piece of content until a predetermined level of transactions occurs.... Agent: 3m Innovative Properties Company

20130024272 - Effective virtual reality environments for presentation of marketing materials: Effective virtual reality environments including in-store virtual reality environments such as supermarket aisles, store shelves, cooler displays, etc. are generated using frameworks and customer layout information. Marketing materials are integrated with the virtual reality environment while introducing imperfections and/or other cues of realism to create a virtual reality environment representation.... Agent:

20130024273 - Sales & marketing recommendation system: A Sales and Marketing Recommendation System comprises one or more software packages designed to run on various hardware platforms (Windows PC, Apple, iPad, Android, BlackBerry, iPhone) and access a secure website, where a corporation's users may configure, initiate, and track marketing and sales activities. Behind the website is a database... Agent: Whitney, Danforth & Stark Associates, Inc.

20130024274 - Method and system for measuring advertising effectiveness using microsegments: A method for analyzing advertising effectiveness includes storing entity information including activity and characteristic information associated with a plurality of entities; generating a plurality of microsegments, each microsegment including a subset of the plurality of entities based on the associated characteristic information; generating a test audience including a plurality of... Agent: Mastercard International Incorporated

20130024275 - Methods and apparatus to monitor advertisement exposure: Methods and apparatus to monitor advertisement exposure are disclosed. An example method includes determining via a meter that a media content segment was presented at a media content presentation device and determining via an activity monitor different than the meter that a computing resource related to the media content segment... Agent:

20130024276 - Method and system for selecting web advertisements to optimize revenue: A method and system for selecting web advertisements to optimize revenue. The method includes signing a plurality of deals with one or more advertisers. An index of a plurality of web advertisements for the plurality of deals is created based on a plurality of parameters. A group of web advertisements... Agent: Yahoo! Inc.

20130024279 - Adlite rich media solutions without presentation requiring use of a video player: The present invention provides techniques relating to rich media advertising. Techniques are provided in which an advertiser-provided image-based component of an advertisement creative is matched with an advertiser-provided audio component of the advertisement creative. A rich media advertisement may be served that includes the image-based component and a synchronously presented... Agent: Yahoo! Inc.

20130024278 - Lower bandwidth solutions using adlite rich media: The present invention provides techniques relating to rich media advertising. Techniques are provided in which an advertiser-provided image-based component of an advertisement creative is matched with an advertiser-provided audio component of the advertisement creative. A rich media advertisement may be served that includes the image-based component and a synchronously presented... Agent: Yahoo! Inc.

20130024277 - Platform to provide advertisements to users of registered products: A service center identifies a first and a second users supported by the service center for products registered with the service center, where the service center is configured to provide support services to the users concerning the products on behalf of vendors that provide the products, wherein the first user... Agent: Teletech Holdings, Inc.

20130024281 - Method and apparatus for selling subscriptions to periodicals in a retail environment: A system comprises a point-of-sale (POS) terminal, a POS controller, a retail subscription system. The POS terminal allows a cashier to enter subscription sales data into the POS controller. The POS controller maintains databases on available subscriptions and produces databases containing data relating to subscriptions sold to customers. The retail... Agent: Apple Inc.

20130024280 - Nfc transactions using a user id embedded within secure element for processing at remote server: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130024282 - Automatic purchase history tracking: The automatic purchase history tracking technique described herein can capture information about all of a user's purchases in a single location, such as, for example, a purchase database. In one embodiment when a user purchases an item from a vendor or store, a confirmation of the item purchase is received... Agent: Microsoft Corporation

20130024283 - Using per document or document type performance of ad configurations in ad serving decisions: An ad configuration that works well (or best) for a given document or a given type of document is determined and/or used. For example, advertisements having different advertisement configurations may be served with different instances of a given document of a document type. Performance of the different advertisement configurations for... Agent:

20130024284 - Apparatus and methods for providing route-based advertising and vendor-reported business information over a network: A method of providing advertising to a user over a network includes receiving from the user a query identifying a contemplated route, accessing a computer database of self-reported business information from vendors, each vendor having an identified geographic location, wherein the self-reported business information has been previously supplied by the... Agent: Routecentric, Inc.

20130024285 - Assured comprehension advertising system: Methods and apparatus for providing messages (12) with embedded advertising (20) that are sent by a sender (10) to a recipient (14) who share an affiliation (27) with a common organization (24) are disclosed.... Agent:

20130024286 - Multiple slack variables for balancing ad campaign risks: Systems and methods are provided for evaluating candidate orders relative to available inventory, such as evaluating candidate orders of advertising impressions relative to an estimated available inventor of advertising impressions. The evaluation can include matching orders with available inventors based on linear programs that include objective functions and constraints. At... Agent: Microsoft Corporation

20130024287 - Methods and apparatus for managing a content stream: A computer-implemented method includes receiving a request for media playback sent from a vehicle computing system (VCS) and aggregating a plurality of user, environmental and vehicle data elements for at least one known consumer in a vehicle to receive media. The embodiment also includes requesting media plans from a plurality... Agent: Ford Global Technologies, LLC

20130024288 - System and method for creating multimedia rendezvous points for mobile devices: Systems and methods create multimedia rendezvous points for mobile devices. The mobile devices access digital media and/or a rendezvous identification (RID) for a rendezvous point of the digital media via a server and/or a network. The mobile devices connect to the rendezvous point via the RID of the digital media... Agent:

20130024289 - Transaction overrides: Systems and methods are presented for payment transaction overrides and system initiated payment splitting. In one embodiment, a first authorization request associated with a first account is monitored at an override computer, an override trigger is identified, and a transaction override approval is received. Override authorization requests are then sent,... Agent:

20130024290 - Method and apparatus for managing sales promotions and generating customer leads: A method and apparatus for managing business promotion and customer lead generation by providing for integration and synchronization of activities such as generation of promotional information such as business profiles, marketing elements and promotional communications, facilitating the optimization of promotional information for search, distributing promotional items through informational channels and... Agent: Motiva79 LLC

20130024291 - Online ordering system and method: Systems and methods for facilitating an on-line purchase of at least one item on behalf of a consumer are disclosed. A consumer may shop and purchase at least one item on a consolidated shopping (CS) website displaying one or more items available for purchase on one or more different merchant... Agent: Zanni Assets Limited Liability Company

20130024292 - Interactive image activation and distribution system and associated methods: A method for distributing a digital image of a customer includes receiving a request from a customer to a human representative (i.e., a “roving” photographer) for an image to be taken of the customer at a site. An image of the customer is captured by the “roving” photographer at the... Agent:

20130024293 - System and method for offering and billing advertisement opportunities: In various example embodiments, a system and method for offering and billing advertisement opportunities are provided. In example embodiments, an advertisement opportunity in media to be communicated to a user device associated with a viewer is identified. Attributes of the advertisement opportunity are determined. Based on these attributes, a value... Agent: Opentv, Inc.

20130024294 - Method and system for generating social-created content based on user participation: The present invention relates to a method and system for generating a social-created content (SCC), and more particularly, relates to a method and system for generating and distributing various contents online by users. In particular, according to embodiments of the present invention, it is possible to generate and publish a... Agent: Electronics And Telecommunications Research Institute

20130024295 - Providing collected profiles to media properties having specified interests: To improve monetization of electronic advertisement placement, a profile owner company operates an automatic system for identifying media properties that have interests in specific profiles or profiles of a specified category or kind. The profile owner recognizes a collected visitor profile as one that a media property has previously requested... Agent: Datonics, LLC

20130024297 - Marketing message providing system and method: Disclosed are a marketing message providing system and method. The marketing message providing system is capable of providing a marketing message for inducing the user to access a service of a business owner. Through the marketing message, the user is able to receive targeted information and the business owner is... Agent: Nhn Business Platform Corp.

20130024296 - Optimizing usage and maximizing revenue generation of digital advertisement: Technologies for providing a digital advertising system and a method for controlling the same are provided. The method includes setting a price for each time unit in a target time slot of a digital sign at least with reference to a usage rate. Advertisers for the time units are selected... Agent:

20130024298 - System and method for displaying advertising: A system having a delivery visualization module configured to allow a user to review one or more prioritization parameters and prior advertisement delivery data, the delivery visualization module is further configured to allow the user to adjust the one or more prioritization parameters; a yield tracking module configured to allow... Agent: Adsession Corp.

20130024299 - Mobile based voiceless drive through ordering system and method: A mobile-based voiceless drive-through ordering system and method in a downloadable mobile application, used in conjunction with a wireless network of a restaurant, Bluetooth wireless personal area network at the drive-through of a restaurant, and a back-end data server at the restaurant. The user opens the downloaded mobile-based application and,... Agent:

20130024302 - Customer management system and customer management method: A customer management system includes a shop terminal having a reading unit reading personal information from a storage medium and a writing unit, and includes a server having an allocation unit and a transaction information storage unit. The reading unit reads from the storage medium all shop IDs and customer... Agent:

20130024301 - Method and apparatus for monitoring usage of items: A system that incorporates teachings of the present disclosure may include, for example, a device having a memory and a processor coupled to the memory. The processor can be operable to transmit a radio frequency signal directed to a radio frequency identifier tag carried by a first item, receive usage... Agent: At&t Intellectual Property I, Lp

20130024300 - Multi-stage filtering for fraud detection using geo-positioning data: A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing... Agent: Bank Of America Corporation

20130024303 - Payment processing system and method: A method for effecting payment for goods or services provided by a supplier comprising • providing a centralised payment controller (CPC); • conducting a transaction between a supplier of goods or services and a purchaser of those goods or services; • communicating transaction data from the point of the sale... Agent: Stollery Investments No.2 Pty Limited

20130024304 - Settlement system: To provide a settlement system capable of being switched between a cash desk payment style and a pay station payment style at a given timing in the same store. The present invention is a settlement system including a cash settlement apparatus and a cash register, wherein a layout is capable... Agent:

20130024305 - Real-time card balance on card plastic: A system, method and prepaid payment card configured to display a current card balance on the prepaid payment card. The prepaid payment card receives a balance request from a button on the card. After retrieving the current card balance encoded on the prepaid payment card, the card displays the current... Agent:

20130024306 - Systems and methods for charging electric vehicles: Systems and methods for controlling for distributing power to electric vehicles. The system includes a vehicle charging key (“VCK”) that is operable to communicate with both a vehicle and a utility communications network. The VCK includes a processor, a memory, and one or more radios for communicating with the vehicle... Agent: Silver Spring Networks, Inc.

20130024308 - Self check out using a portable device: The present invention relates to a system and method for enabling customer self-checkout using a portable device. The system allows the customer to walk in to a retail store, check out items at the store, pay for the goods and present a proof of payment at the store exit. Thus... Agent: Tata Consultancy Services Limited

20130024307 - Systems and methods to communicate with transaction terminals: A transaction terminal is configured with an application that is configured to present a user interface for out-of-band communication with a transaction handler during the processing of a payment transaction. The transaction handler is configured invoke the application in the transaction terminal via transmitting a predetermined code in an authorization... Agent: Visa International Service Association

20130024309 - Barter chains: Provided is a system, method and program product for facilitating multiple barter transactions between users. Embodiments provide barter chains that begin and end with different participants. Embodiments provide a participant in the barter chain may an altruistic donation expecting nothing in return. Embodiments provide that multiple items of varying value... Agent:

20130024310 - Charitable giving: A method for identifying charitable organizations to receive the proceeds generated from the sale of merchandise includes communicating information to purchasers of the merchandise including a price, identities of charities to which donations can be allocated, and a donation amount. An offer to purchase the merchandise and the identities of... Agent: Charity Partners, Inc.

20130024311 - Creating and manufacturing documents that initially exceed equipment finishing capacity: Techniques described herein overcome many of the issues that have previously made the printing of a single copy of a book from a digital version unattractive and infeasible. According to one embodiment of the invention, an automated mechanism such as a computer program automatically determines whether the spine thickness of... Agent: Ricoh Company, Ltd.

20130024312 - Identifying a secondary designation of an item: An item designation machine receives a seller-generated description of an item available for sale. The description is received from a seller of the item. The item designation machine identifies a proposed designation of the item based on the description of the item and presents the proposed designation to the seller.... Agent: Ebay Inc.

20130024313 - Commerce network for matching buyers and sellers: Embodiments for methods, systems and apparatuses of a commerce network for matching buyers and sellers are disclosed. One computer-method includes identifying buyer information, wherein the buyer information includes at least one of a buyer need or a buyer profile, wherein the buyer need includes at least one of a commodity... Agent: Ariba, Inc.

20130024314 - Method of selling items: A method of selling items. In one embodiment the method comprising soliciting at least one bid for said at least one item from at least one potential buyer, wherein at least one of said at least one bids comprises a bid fee and a bid price. A winning bid is... Agent:

20130024315 - System and method for digital item exchange: A system and a method to exchange digital items among peers of computer networks. The items may comprise, without limitation, files, CP, BW, storing space, money, licenses, contracts, information and any other shareable resource of peers on a computer networks. The system and method may offer the item, bid, transfer... Agent:

20130024322 - Platform for providing life-cycle product support services: A service center receives a request for posting a message from a mobile device over a network, the request identifying a first discussion forum and a second discussion forum, the message pertaining to a product previously registered with the service center by a user. The message is transmitted to a... Agent: Teletech Holdings, Inc.

20130024324 - System and method for tracking authenticated items: A system for tracking an authenticated item is provided. The system includes an authentication device affixed to the item. An item registration system receives authentication device data from the authentication device and associated item data and stores the authentication device data and the associated item data. An owner registration system... Agent:

20130024323 - System for completing an online transaction: A set of computer-executable instructions. The set of computer-executable instructions is configured to connect a user over a network to an exchange and a service provider through the exchange. The set of computer-executable instructions is also configured to allow the user to negotiate a transaction by means of the exchange... Agent:

20130024317 - Charitable giving: A method for identifying charitable organizations to receive the proceeds generated from the sale of merchandise includes communicating information to purchasers of the merchandise including a price, identities of charities to which donations can be allocated, and a donation amount. An offer to purchase the merchandise and the identities of... Agent: Charity Partners, Inc.

20130024316 - Online service method: The present invention relates to an online service method. The online service method is performed on an online service system including at least one server. The method includes the steps of receiving, with the online service system, bids from service providers in relation to a service to be performed for... Agent:

20130024325 - Method and system for selecting and conveying relevant and personalized gifts using online personal gift profile: A method and system selects and conveys relevant and personalized gifts using an online personal gift profile having personal preference data. The method includes providing, by a conveying user, the identity of a receiving user. The method includes selecting, by the conveying user, a gift-class. The method includes identifying the... Agent:

20130024326 - Content retrieval systems for distribution items: Systems, methods and apparatus are disclosed for providing content associated with an information item on a distribution item using a computing device. In one aspect a method includes identifying an image of an information item on a distribution item. The method further includes processing, in a processor the image, to... Agent: United States Postal Service

20130024318 - Supplementing a trained model using incremental data in making item recommendations: Incremental training data is used to supplement a trained model to provide personalized recommendations for a user. The personalized recommendations can be made by taking into account the user's behavior, such as, without limitation, the user's short and long term web page interactions, to identify item recommendations. A trained model... Agent:

20130024319 - System and method for providing access to product related electronic catalog functionality: An aggregation of functionality related to a product within an electronic catalog hosted by a wholesaler web system is provided by presenting on a client computing device a webpage in which a single product is directly associated with a single access point. The single access point provides a means by... Agent: W.w. Grainger, Inc.

20130024321 - Internet billing method: The present disclosure may include, for example, a method for facilitating establishment of a remitting agreement between equipment used by a vendor and equipment used by a provider, enabling, by way of the equipment used by the provider, the equipment used by the vendor to communicate with equipment used by... Agent: At&t Intellectual Property I, Lp

20130024320 - System for managing interaction of customer with vendor: A method for facilitation of a transaction between a customer and at least one vendor by the intervention of a facilitator through a service program. To perform a transaction, the customer forms an interconnection with the service program using his/her handset or electronic device. Then a handshaking is accomplished between... Agent:

20130024328 - Method for providing real-time shopping data to computer users: A system is disclosed in which a user's personal computer may access a variety of information regarding products and services, through a computer network, in real time. The computer network collects product/service information from various sources, such as gift stores, clothiers, computer dealers, etc. and formats the information in a... Agent:

20130024327 - Store credit and systems and methods relating thereto: The present invention provides systems and methods relating to store credit. A person or entity (a party) could use the system as a buyer, seller, supplier, facilitator, or other party. The invention provides an electronic platform (a website and its associated hardware and/or software, etc.) where buyers and/or alternative parties... Agent:

20130024329 - User supplied and refined tags: Managing online content via user supplied and/or refined tagging is disclosed. In some embodiments, a selection of an item available from an online store is received, and one or more tags to be associated with the item are received from a member of an online community comprising users of the... Agent: Apple Inc.

20130024330 - Ticket based harvest management system and method: A system and method is presented for gathering data concerning harvests. Data tickets are generated when the harvest is received at a point of origination (i.e., the field), local storage, processing, or a customer location. Data tickets can be manually generated using apps running on mobile devices. Users of the... Agent: Conservis Corp.

20130024331 - Anomalous billing event correlation engine: Apparatus, methods and computer readable media for processing invoice data. The apparatus may include, and the methods and media may involve a processor module and a machine memory module. The processor module may extract from an invoice a billing event identifier that identifies a billing event. The processor module may... Agent: Bank Of America

20130024332 - Differential online charging for text messages based on network type: Systems and methods are disclosed for performing online charging for text messages. One embodiment comprises a system that handles a Mobile Originated (MO) text message. The system receives a send request for the MO text message, and generates an online credit request for the MO text message. The system determines... Agent:

20130024333 - Systems and methods for weather-based estimation, auditing, and exception reporting: Weather information from one or a variety of locations is used to estimate costs for providing weather-dependent work, to audit weather-dependent work allegedly performed, and to improve billing and provide exception reporting for unbilled weather-dependent work such as snow removal and landscaping. A variety of stand-alone and networked computer systems,... Agent:

20130024334 - Personal biometric authentication system for secure timekeeping: a

20130024337 - System and method of offsetting invoice obligations: Methods for resolving invoice obligations are disclosed that include: a) providing at least one sales invoice, wherein each sales invoice comprises a credit value, b) providing at least one purchase invoice, wherein each purchase invoice comprises a debit value, and c) offsetting at least part of the debit value of... Agent:

20130024335 - Systems and methods for handling trash containing non-recyclable substances: Systems and methods are provided for handling trash containing non-recyclable substances. According to one embodiment, a system is provided for handling trash containing non-recyclable substances, poisonous substances, and human remains, for billing trash owners for billable trash items, and for crediting the trash owners for trash containing recyclable substances.... Agent:

20130024336 - Systems and methods for providing controls for aggregated weather-based work: Systems, methods, non-transitory computer-readable media storing computer program instructions for causing a computer device to implement methods, and the like utilize weather information from one or a variety of locations to estimate costs for providing weather-dependent work, and to provide financial controls for weather-dependent work allegedly performed. One method includes... Agent:

20130024342 - Activity relating to ongoing financial events: A computer implemented method and system for automatically setting prices of financial activities which culminate after a period of progressive development. The financial activities have a plurality of possible outcomes and include weather-related or other naturally occurring events as well as sporting events and sporting competitions. The method includes receiving... Agent:

20130024340 - Alternate currency derivatives: An alternate currency futures contract or other type of derivative can be denominated in a primary currency. Margin account adjustments for mark-to-market (MTM) settlements, final settlements, and/or other cash flows associated with the contract can initially be calculated based on the primary currency, and then be converted to an alternate,... Agent: Chicago Mercantile Exchange Inc.

20130024338 - Claims data analysis: Embodiments of the invention provide for claims data analysis. The methods, apparatus and computer program products provide for receiving claims data pertaining to an abnormal event related to at least one customer account held at an entity and determining which individuals associated with the entity interacted with the customer accounts... Agent: Bank Of America Corporation

20130024341 - Method and apparatus for providing transaction related service: A method of providing a transaction related service is provided. The method includes receiving first payment method information corresponding to a store from a first device; comparing the first payment method information and second payment method information available for a user; and recommending the second payment method based on a... Agent: Samsung Electronics Co., Ltd.

20130024343 - Method and electronic processing system for royalty allocation: A method for calculating royalty allocation to a number of licensors includes iteratively the following steps: determining a first value of a share of royalties for each of the licensors based on predetermined criteria; determining a part of the number of licensors as enforcing licensors, based on the determination whether... Agent: Sisvel Us, Inc.

20130024339 - Multi-stage filtering for fraud detection with customer history filters: A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that may include customer history filters that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of... Agent: Bank Of America Corporation

20130024397 - Aqua index: A method and system for computing a stable index value of a regulated substance by computing a virtual value of the substance based on the value of a freely marketed product of the substance. Particularly the invention may be applied to develop a stable investment instrument for investing in fresh... Agent: Aqua Index Ltd.

20130024398 - Method and apparatus of analyzing social network data to identify a financial market trend: In general, the present disclosure includes a system, method and architecture for use in analyzing content of a social network data to identify a financial market trend, e.g., a trend associated with a financial market instrument.... Agent: Yahoo! Inc.

20130024395 - System and method for constructing outperforming portfolios relative to target benchmarks: The system and method described herein may be used to construct outperforming portfolios relative to target benchmarks. In particular, the system and method described herein may use multi-factor models that employ multi-objective evolutionary algorithms and mean variance optimization calculations to select constituents from a target benchmark index to include in... Agent: Thomson Reuters (markets) LLC

20130024399 - System for dynamically allocating natural resources: Systems and methods for creating a dynamic resource trust can receive and distribute physical quantities of a resource at a future date. These systems and methods can be implemented in a computer system that dynamically designs and/or values shares of the trust's resources. These systems and methods can permit potential... Agent:

20130024396 - Systems and methods for determining cost of capital for an entity in a bottom-up, fully risk-based manner: The present invention relates generally to determining cost-of-capital in a bottom-up, fully risk based manner. In particular, the present invention relates to methods, systems, and software tools for calculating the cost-of-capital for a business entity. One or more risk drivers are provided by identifying one or more scenarios and quantifying... Agent:

20130024344 - Bifurcated commodity identifiers: Novel systems and methods for selectively listing a commodity under one or more different commodity codes are provided. A single commodity may be selectively listed under different commodity codes based upon whether it is offered on an opening or closing basis. The commodity may be an Interest Rate Swap (IRS).... Agent: Chicago Mercantile Exchange, Inc.

20130024357 - Distribution of electronic market data: A system and method are provided that, among other things, can reduce the burden on receiving computers, increase data throughput, reduce system failure, and provide components of a scalable and flexible network architecture. Specifically, the system and method provide a multichannel-multicast network environment for use in dynamically assigning data to... Agent: Trading Technologies International, Inc.

20130024345 - Interest accrual provisions for multi-laterally traded contracts: In the context of multi-laterally traded contracts, a method may be invoked in the event that payments denominated in a particular currency that are required in satisfaction of the contractual obligations of the contract cannot be made. Payments may be deferred for a specified number of business days or until... Agent: Chicago Mercantile Exchange Inc.

20130024353 - Interval price limit: Systems and methods of limiting price movement of a financial instrument include establishing, via an exchange server comprising at least one matching engine module, an interval price limit (IPL) period that defines a predetermined length of time commencing at a start time, and an IPL amount that defines a permissible... Agent: Intercontinentalexchange, Inc.

20130024350 - Method and system for rebrokering orders in a trading system: Systems and methods are described herein for supporting the trading of bonds in a computerized system using broker dealers as intermediaries. Broker dealers receive orders relating to particular transactions and have the option to accept the order by submitting a matching counter order, or to rebroker the order with the... Agent: Wall Corporation

20130024349 - Method for trading stocks: The present invention provides a trading system with very high percent success rate in market by means of minimizing the risk. This invention provides an easy and simple-to-use system for swing trading. This system is automated and based on an algorithm which uses the end of the day data for... Agent: Incredible Signals Inc.

20130024346 - Modification of multi-laterally traded contracts based on currency unavailability condition: A type of multi-laterally traded contract may designate a primary currency and a secondary currency. The primary currency may be used for settlement and/or other payment obligations in connection with instances of the contract type. Under certain conditions, however, authorization may be given for settlement and/or payment of at least... Agent: Chicago Mercantile Exchange Inc.

20130024347 - Multi-laterally traded contract settlement mode modification: Stored data may define a multilaterally-traded contract type and specify final settlement of contracts conforming to the contract type by delivery of a defined quantity of a commodity. Additional data may be received, which additional data may indicate potential invocation of an alternate cash settlement mode for a plurality of... Agent: Chicago Mercantile Exchange Inc.

20130024348 - Participation systems and methods: A computer-implemented method and system is used for formation on an electronic exchange of a wide range of contractual relationships between a holder of rights or other assets and acquirers of rights and liabilities associated with such assets based on segregated asset participation units. Such parties to the contractual relationships... Agent: Axcessnet Innovations

20130024356 - System and method for communicating with an electronic exchange in an electronic trading environment: System and methods for a connection proxy server are described. According to an example method described herein, a connection proxy server stores subscription, product tables as well as other downloads that are provided to a client terminal during initialization stage as well as later during a trading session. Upon detecting... Agent: Trading Technologies International, Inc.

20130024355 - System and method for displaying risk data in an electronic trading environment: An example graphical interface and method for displaying risk related data are described. One example graphical interface includes a data structure comprising a plurality of data nodes and at least one risk data point associated with each node, and further comprises a display grid. The display grid includes one or... Agent: Trading Technologies International, Inc.

20130024354 - System and method for facilitating unified trading and control for a sponsoring organization's money management process: An embodiment of the present invention provides a system, method, process, software and standards that enable a unified trading and control process utilized by sponsoring organizations and asset managers (money managers) for sub advised or externally managed investment portfolios as to increase control over the trading process by a sponsoring... Agent: Uat, Inc.

20130024351 - System and method for managing trading orders with decaying reserves: A system comprises a memory operable to store a trading order for a particular quantity of a trading product, wherein a first portion of the particular quantity is a displayed quantity and a second portion of the particular quantity is a reserved quantity. The system further comprises a processor communicatively... Agent:

20130024352 - Trading system: A Computer apparatus configured to process transactions in fungible assets on behalf of account holders on a client controlled, order by order basis, via account controlled and configured private books of business and public books, as well as proactively route public orders to external venues based on analysis of account-specific... Agent: Openmatch Holdings LLC

20130024358 - Filtering transactions to prevent false positive fraud alerts: A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing... Agent: Bank Of America Corporation

20130024359 - Peer-to-peer lending method and system: A dental floss apparatus comprised of a pair of handles that are configured for engagement with the fingers with strands of flossing substrate extending therebetween. The flossing substrates are spaced from each other, running substantially parallel and extending within an opening formed between the ends of the handles. A dissolvable... Agent:

20130024361 - Capacity customization for fraud filtering: A multi-stage filtering process and system for fraud detection is disclosed. The multi-stage filtering process allows for the ability to dynamically increase/decrease server capacity, as well as application capacity to support fraud detection activities. The system monitors the queues of the transactions being made using various channels, and responds by... Agent: Bank Of America Corporation

20130024364 - Consumer transaction leash control apparatuses, methods and systems: The Consumer Transaction Leash Control Apparatuses, Methods And Systems (“C-LEASH”) transform touchscreen inputs into a virtual wallet mobile application interface including payment control parameters configuration via C-LEASH components into transaction receipts/alerts. In one implementation, the C-LEASH provides, a transaction payment control processor-implemented method, comprising: obtaining, from a user device, payment... Agent:

20130024363 - Payment apparatus and method: Techniques are provided for updating an offline parameter of a payment device having an online-capable application and a primarily offline application. The offline parameter can be a counter reflective of an offline spending balance. The same parameter can be shared between the applications, or cross-application visibility of the parameter can... Agent: Mastercard International Incorporated

20130024362 - Processing coded data: A data processing system processes coded data having data fields representing a financial transaction involving currency conversion. A database contains data relating to beneficiaries of financial transactions and other criteria. A communications interface interfaces with a secure financial communications system. The data processing arrangement analyses the data fields of coded... Agent:

20130024360 - System and associated method and service for providing a platform that allows for the exchange of cash between members in a mobile environment: A system and associated method and service for providing a platform that enables members to transfer, receive, or otherwise exchange cash in various international denominations and commodities, such as precious metals (e.g., gold, silver, etc.), in a mobile highly secured telecommunications environment. The system is capable of delivering cash instantly... Agent:

20130024370 - Charging vehicles in a parking area: Methods and systems for charging vehicles in a parking area are described. In one embodiment, a charge request may be received for a vehicle located in a parking area. The vehicle may have a power connection with a power source. An electric charge is provided through the power connection from... Agent: Credit Lock, LLC

20130024365 - Fee-based communications: A computer-implemented method includes receiving, by a computer system, a service request; identifying by the computer system a type of the service request; retrieving, by the computer system, a mapping specifying one or more fee amounts to be charged for a plurality of types of service requests and one or... Agent:

20130024366 - Merchant initiated payment using consumer device: A merchant initiates a payment process by sending transaction details, merchant information, and a user or customer phone number to a payment service provider. The payment service provider sends a message to the user device, either asking the user to confirm the payment or communicating an authorization code. In the... Agent: Ebay, Inc.

20130024367 - System and method for switching of financial accounts between financial institutions: A method may include receiving documentation that authorizes changing an automatic payment method of at least one biller account of a user from an old payment method to a new payment method; retrieving payment transaction details of the at least one biller account from the user; generating a switch schedule... Agent:

20130024369 - Systems and methods relating to donations: Systems and methods associated with making and acquiring donations (e.g., monetary gifts) utilizing communication links within a network (e.g., the Internet), an electronic platform (including a website), and the computer systems of parties to the system are provided. Pledges and/or donations and/or funds can be transmitted from one party to... Agent:

20130024368 - Transaction processing system: Customers may give different merchants card information for purchasing products or services. The merchants may send the card information to a payment gateway or bank that confirms the card information and the amounts associated with the purchases. At least some of the same card information may be sent to a... Agent: Oto Analytics, Inc.

20130024371 - Electronic offer optimization and redemption apparatuses, methods and systems: The ELECTRONIC OFFER OPTIMIZATION AND REDEMPTION APPARATUSES, METHODS AND SYSTEMS (“EOOR”) transform payment card information, user payment card selection preference, and purchase inputs via EOOR components into card addition completion. In one implementation the EOOR performs a method, comprising: receiving a purchase order request via a consumer wallet device; determining... Agent:

20130024372 - Portable e-wallet and universal card: Universal cards are used in place of all the other traditional cards which a person may want to carry. The universal card can include a short range communications transceiver to communicate with a mobile device. The mobile device can include a user interface and an e-wallet application so that the... Agent:

20130024374 - Method and apparatus for secure access payment and identification: According to one aspect, the invention provides a system for authenticating identities of a plurality of users. In one embodiment, the system includes a first handheld device including a wireless transceiver which is configured to transmit authentication information, a second device including a wireless receiver, where the second device is... Agent:

20130024373 - Multi-stage filtering for fraud detection with account event data filters: A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. In one such embodiment the preliminary filtration provides for evaluating financial transactions based on... Agent: Bank Of America Corporation

20130024380 - Automated submission of prepaid programs: A payment system includes transaction handler that processes transactions, each characterized by a consumer and a merchant engaging in a sales transaction involving a prepaid program having prepaid cards, such as a gift card, that an issuer provides to consumers. A method for establishing a prepaid program includes the issuer... Agent:

20130024379 - Method and apparatus for the transfer of a money amount by using a two dimension image code: The present disclosure concerns a method for transferring a money amount by using a two-dimension image code. It provides that the registration of the transfer parties affected by a managing entity generates a two-dimension image code containing registration and security data. Moreover, the request of the recipient party to the... Agent:

20130024378 - Method and system for facilitating payment transactions using access devices: A payment system for facilitating a payment transaction between a payer and a payee is disclosed. The payment system includes an access device, a payee device, and a services hub. The services hub is configured to communicate with the access device and the payee device; and generate a tracer ticket.... Agent:

20130024377 - Methods and systems for securing transactions and authenticating the granting of permission to perform various functions over a network: The present invention relates to a method of restricting access to perform a function over a network. In one variant, the network comprises at least one function server and a vault server, each having a processor and a memory. The vault server has stored within its memory a personal access... Agent:

20130024375 - Multi-stage filtering for fraud detection: A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the transactions are cleared for processing... Agent: Bank Of America Corporation

20130024376 - Multi-stage filtering for fraud detection with velocity filters: A multi-stage filtering process and system for fraud detection is disclosed. The process includes one or more preliminary filtration stages followed by one or more additional filtration stages that may include velocity filters that provide for enhanced screening for fraudulent activity. Over a plurality of transactions, a portion of the... Agent: Bank Of America Corporation

20130024382 - Communication of emergency medical data over a vulnerable system: Methods and systems for communicating a patient medical file having personal demographic information, medical data and a diagnostic image include separating the file into layers including a demographic layer demographic information and a data layer. Medical data may be evaluated using an auto-analysis. The demographic layer may be encrypted with... Agent: Mvisum, Inc.

20130024381 - System for remote review of clinical data over a vulnerable system: A system for remotely reviewing medical data allows medical data to be transmitted over a vulnerable network to a physician's mobile device. The system includes a console, a data server and mobile devices. The system may include medical imaging equipment, medical records databases, and other sensors. Medical data is routed... Agent: Mvisum, Inc.

20130024384 - Hand geometry biometrics on a payment device: The present invention discloses a system and methods for biometric security using multiple biometrics in a transponder-reader system. The biometric security system also includes a biometric sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with... Agent: Xatra Fund Mx, LLC

20130024383 - Mobile device with secure element: Embodiments of the present invention are directed to methods, systems, and apparatuses for securely communicating issuer updates, upgrades, and allowing configuration of payment-related applications on a mobile communication device using a mobile security application. One embodiment is directed to a method of using a mobile communication device comprising a mobile... Agent:

20130024385 - Customer service system of home appliances using smart grid: A home appliance includes a main body including a driving unit that receives power for operation and a control unit to control the driving unit, a memory to store operational information of the home appliance during operation of the home appliance, and a service button, which when activated, causes the... Agent:

20130024386 - Engine, system and method of providing business valuation and database services using alternative payment arrangments: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at... Agent:

20130024388 - Computer-implemented system and method for modeling contractual terms as structured data for license compliance analysis: A computer-implemented system and method for modeling contractual terms as structured data for license compliance analysis is provided. A set of electronically-stored expressions is defined. Each expression includes parseable contract terminology and a meaning associated with the contract terminology. A license for a product is converted into structured data. Terms... Agent:

20130024387 - Systems and methods for tracking assigned code strings: Systems and methods of tracking assigned random code strings are provided. Random code strings are grouped and each group is assigned a consecutive identifier. The assignment of the groups of random code strings to the consecutive identifier can be stored in a database, printed on a tag and/or printed directly... Agent: Verify Brand LLC

20130024389 - Method and apparatus for extracting business-centric information from a social media outlet: A method, non-transitory computer readable medium and apparatus for extracting business centric information from a social media outlet are disclosed. For example, the method obtains a plurality of messages from a social media outlet, classifies a subset of the plurality of messages obtained from the social media outlet as problem... Agent:

20130024390 - Method and system of matching transportation routes online: m

20130024391 - Social travel recommendations: Members of a traveler's social network or “friends” are identified by a social recommendation service. The identified friends may possess knowledge regarding travel information of interest to the traveler. The identification may be based on locations of the friends and/or information of interest, selection criteria provided by the traveler, clickstream... Agent: Tripadvisor LLC

20130024393 - Cloaked package shipping methods and systems for performing the same: Systems and methods for the transportation, delivery or shipment of packages by common or private carrier between a first party shipping a package and a second party receiving the package wherein other parties can not associate the identities or addresses of both parties related to the shipment.... Agent:

20130024392 - Ergonomically improved delivery vehicle and method: A method and system for providing cargo or product to an individual. The system may be a vehicle and include a plurality of bays, at least one of the plural bays having two rectangular frames, each frame having two horizontal members and two vertical members and each frame opposing and... Agent:

20130024394 - Server apparatus, reaction transmitting program, recording medium having computer-readable reaction transmitting program recorded thereon, terminal device, reaction counting method, and reaction counting system: The present invention provides, for example, a server apparatus which can learn a reaction related to information by a user who the information is offered. A reaction of the user related to offer information offered by a webpage and a URL of the webpage are received from a terminal device,... Agent: Rakuten, Inc.

20130024400 - Advanced modeling of printed circuit board costs: A total cost estimate is calculated based on a set of printed circuit board (PCB) design parameters. The set of PCB design parameters are received, and PCB attributes are extracted from them. Based on the PCB attributes the PCB is classified and a cost equation is calculated. The cost equation... Agent: International Business Machines Corporation

20130024401 - Apparatus and method to store information: A data storage facility comprising a plurality of data storage media, an automated data storage library comprising a first plurality of storage cells, one or more data storage devices in communication with the controller, and a controller in communication with one or more host computers, a vault comprising a second... Agent: International Business Machines Corporation

20130024402 - Apparatus and method of securing articles and accessories in vehicles passing through auction: An apparatus and method for maximizing the auction value of vehicles by confirming and inventorying the vehicle contents, namely, accessories and components, and securing said contents within the vehicle in a locked and secured tamper-resistant bag as the vehicle passes through auction. A lockable, cut and tear resistant bag is... Agent:

  
01/17/2013 > 162 patent applications in 76 patent subcategories. recently filed with US Patent Office

20130018662 - Business transaction capture and replay with long term request persistence: Business transaction capture and replay with long term request persistence, including: creating, in response to a request for execution of a business transaction, an original business object representing the request for execution of the business transaction, the original business object comprising a data structure supported by the business transaction; executing... Agent: International Business Machines Corporation

20130018663 - Connecting consumers with providers: A computer-implemented method includes receiving, from a computing device used by a first service provider, a request for an available second service provider, with a device used by the first service provider having a first communication channel established with a device used by a consumer of services; determining one or... Agent: American Well Corporation

20130018664 - Construction industry risk management clearinghouse: Systems, methods, apparatus, computer program code and means for gathering, organizing and presenting on a real time basis information pertinent to Risks associated with subjects related to the Construction Industry. Risks associated with the Construction Industry can be managed by gathering data relevant to the Construction Industry from multiple sources... Agent: Goldman, Sachs & Co.

20130018661 - Guest experience management system and method: An exemplary computer implemented method comprises receiving information from a guest, determining a guest strategy based on the information received from the guest, and generating a schedule for the guest visit based on the guest strategy. The schedule for the guest visit may include attendance at one or more experience... Agent: Disney Enterprises, Inc.

20130018667 - Measuring outcomes via telephony: A telephony accessible calendar system is provided for use in a home care scheduling system for scheduling multiple daily work shifts of home care providers that includes a scheduling to organize work shifts of remote operating home care workers and confirmation to obtain an electronic signature from one or more... Agent: Clearcare, Inc.

20130018668 - Medical montioring and coordinated care system: Systems and methods are provided for monitoring members of a group and providing coordinated care of the members. Monitoring devices are provided to each of the members which may take periodic health measurements of the member. The health measurement is compared to intervention criteria, which when satisfied, cause one or... Agent: Ideal Life, Inc.

20130018665 - Specialty stents with flow control features or the like: Methods and systems are described for obtaining a parameter relating to a stent inventory shortage and for specializing one or more stents in response to obtaining the parameter relating to the stent inventory shortage.... Agent: Searete LLC, A Limited Liability Corporation Of The State Of Delaware

20130018666 - Surgical planning system and method: A system and method receive a request for a patient-specific surgical plan, create the requested plan, and provide it to a surgeon. A Planning server may receive information regarding a patient, such as one or more files or objects, such as an image of the part of the patient's anatomy... Agent:

20130018669 - System for managing and messaging critical student information: A system for managing critical student information is disclosed generally comprising storing information associated with individual students, such as important medical information or contact information for the student's parent or guardian, and providing different authorized users, such as school administrators, teachers, or coaches, permission to access the information and/or send... Agent:

20130018672 - Method and apparatus for providing telemedicine services: A method and apparatus is disclosed for providing remote dermatological services that are integrated with a patient records management system.... Agent:

20130018671 - Patient portal: A computer-implemented includes receiving, from one or more contributing channels, medical data; assigning the received medical data to one or more data silos; and generating a graphical user interface that when rendered on a display device renders a visual representation of a patient portal, with the patient portal including: one... Agent:

20130018670 - System and method for analyzing patient data: A system includes a host computer system that includes a processor configured to acquire and to analyze image data acquired from a medical imaging device. The system also includes a pluggable support configured to couple to the host computer system, wherein the pluggable support comprises an executable analysis program configured... Agent: General Electric Company

20130018674 - System and method for radiology workflow management and a tool therefrom: A method and system for managing radiology study orders is disclosed. The method includes the steps for creating an order for a radiology study; receiving one or more images; reconciling an image from one or more images with the order, based on a reconciliation rule set to obtain the radiology... Agent:

20130018673 - Systems and methods for tracking time in scanning-based transactions: Provided are systems and methods to measure time between scanner-based transactions and furthermore, the software and hardware required to do so. These systems can be used to track the location of high risk patients and alert staff if any issue arises. This system enables location, attributes, medications, and other vitals... Agent:

20130018677 - Computer-implemented method and system for reporting a confidence score in relation to a vehicle equipped with a wireless-enabled usage reporting device: A computer-implemented method provides information about a financed, leased or insured vehicle having an onboard wireless-enabled usage reporting device for computing a risk associated with a financing, leasing or insurance obligation. The method entails receiving data from a remote computer to set parameters to be used by the device installed... Agent:

20130018678 - Family protection insurance method and system: Family protection insurance provides for a flexible and adjustable insurance policy that can be adjustable to be consistent with changes in the adult's insurance needs. The insurance policy is a term policy where, at predefined intervals, the policy owner may increase the policy value without requiring additional underwriting. The policy... Agent: New York Life Insurance Company

20130018675 - Method, system and program storage device for obtaining bail bond insurance: A method, system and program storage device in a client/server environment comprises establishing a connection with the server for the purpose of obtaining at least one insurance policy. An individual's request to obtain a bail bond insurance policy is communicated to the server. Personal information is obtained about the individual.... Agent:

20130018676 - System and method for processing data related to a life insurance policy having a secondary guarantee: A computer system for processing data related to an universal life insurance policy issued by an issuer to an owner and having a death benefit payable to a beneficiary on death of an insured, includes a data storage device storing data indicative of rates and formulas applicable to the policy,... Agent: Hartford Fire Insurance Company

20130018679 - 3d version of self-changing a hotel, motel, resort room , a theater, stadium or an arena seat & business solution for their businesses: A revolutionary self-choosing a hotel, motel, resort room, a theater, stadium, or an arena seat online and business solution for their businesses are invented. The customer can check any available rooms on different floors in a hotel, motel or resort and the seats in a theater, stadium or an arena.... Agent:

20130018680 - Method and system for providing and administering online rental vehicle reservation booking services: A system and method is disclosed herein for customizing pages of a rental vehicle reservation booking website with deep-links for specialized rental vehicle reservations. The specialized rental vehicle reservations may comprise reservations for a division of a customer entity and/or promotional offer reservations. Multi-division and multi-offer pages can also be... Agent: The Crawford Group, Inc.

20130018681 - System and method for boarding passengers based on bids: Systems and methods for boarding passengers on flights or other transportation according to bids received from the passengers are provided. Passengers seeking to fly standby on an undersold flight can submit a bid representing the amount the passengers are willing to pay to board the flight. The airline can determine... Agent:

20130018682 - Managing processes in an enterprise intelligence ('ei') assembly of an ei framework: Managing processes in an Enterprise Intelligence (‘EI’) assembly of an EI framework, including: for each executing EI assembly in the EI framework, in real time: tracking, by the process state transition manager, the present state of processes of each executing EI assembly; analyzing, by the process state transition manager, the... Agent: International Business Machines Corporation

20130018683 - System and decision model for optimizing product development portfolios and technology portfolios for building brand equity: A technology platform, software, business system and decision model to build brand equity or improve business performance through more effective product/technology portfolio management and better alignment of product and technology strategy with brand strategy... Agent:

20130018684 - Guest experience schedule system and method: An exemplary computer-implemented method comprises receiving a guest strategy, the guest strategy determined at least in part from information received from a guest. The exemplary method also includes determining available experiences based on the guest strategy, and geographically sequencing at least two of the available experiences based on the guest... Agent: Disney Enterprises, Inc.

20130018685 - System and method for tasking based upon social influence: The present invention provides a structured sentiment expression and management system and method. The present invention can receive sentiment content from at least two contributing users, wherein the received content is structured according to a specific human emotion, gesture or feeling and a level of intensity of the specific human... Agent:

20130018687 - System and method for a household services marketplace: A system and method are disclosed for the operation of an In-home Assistant Service. The service provides a marketplace to connect households with assistants for frequent and specialized jobs. The service collects profile data of potential assistants including multiple skills the assistant can provide. It also enables the household to... Agent: Lifeworx, Inc.

20130018686 - Work skillset generation: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for analyzing work skills. In one aspect, a method includes receiving work task data specifying a plurality of work tasks for a plurality of service providers. For each service provider, receiving performance data specifying an objective measure... Agent: Silver Lining Solutions Ltd.

20130018689 - System and method for enhancing and sustaining operational efficiency: The instant specification discloses methods and means for enhancing and sustaining performance efficiencies within an organization, the methods and means including at least an operational methodology and a software package. Using the Methodology with the related software enables an organization to effectively plan, document, manage and continuously improve its operations... Agent:

20130018688 - Updating a calendar or task status via telephony: A telephony accessible calendar system is provided for use in a home care scheduling system for scheduling multiple daily work shifts of home care providers that includes a scheduling to organize work shifts of remote operating home care workers and confirmation to obtain an electronic signature from one or more... Agent:

20130018690 - Software and method for requesting and scheduling substitute golfers in a golf league: Software and methods allow a league golfer to schedule a substitute golfer or request a need for a substitute. If a substitute golfer is scheduled, the golfer is notified. If a substitute golfer is not scheduled, all potential substitute golfers that are loaded into the system will be notified of... Agent:

20130018691 - Management system and management method: A management system for creating an inspection schedule of objects to be tested within a plurality of management areas, includes a calculation unit that calculates the costs for inspecting the objects to be tested based on the positional information; and a schedule creation unit that creates a schedule for inspecting... Agent: Hitachi, Ltd.

20130018692 - Apparatus, method, and computer program product for scenario-based identification of complete safety-based requirements specification: A method for defining a safety-oriented requirements specification for a technical system completely and concurrently, has: carrying out a safety based specification identification process, performing a sequence based qualitative risk analysis to identify a plurality of safety critical states, partially eliminating safety critical states from identified critical states, recording a... Agent: Siemens Aktiengesellschaft

20130018693 - Dynamically allocating business workflows: Dynamically allocating business workflows, each workflow comprising a reusable component of a business transaction, including: receiving, by a workflow orchestrator, a request for a business transaction; determining, by the workflow orchestrator, a desired result for the business transaction in dependence upon the request; selecting, by the workflow orchestrator, one or... Agent: International Business Machines Corporation

20130018694 - Dynamically allocating business workflows: Dynamically allocating business workflows, including: receiving, by a workflow orchestrator, a request for a business transaction that includes one or more desired result parameters; determining, by the workflow orchestrator, a desired result for the business transaction in dependence upon the request; and iteratively, until a selected workflow produces interim results... Agent: International Business Machines Corporation

20130018695 - Enterprise intelligence ('ei') assembly analysis in an ei framework: Enterprise Intelligence (‘EI’) assembly analysis in an EI framework, including: determining, by an EI assembly analysis engine, the present execution state of one or more EI assemblies; determining, by the EI assembly analysis engine, the ideal execution state for the one or more EI assemblies; and identifying, by the EI... Agent: International Business Machines Corporation

20130018696 - Supply chain analysis: The disclosure relates to analyzing and visualizing flows in a supply chain context for the purpose of inventory optimization. Embodiments disclosed include a method of analyzing a process flow in a supply chain context, the method comprising: inputting (3402) a first set of data to an application residing on a... Agent: Empirica Consulting Limited

20130018699 - Automated omnipresent real-time credibility management system and methods: Some embodiments provide a credibility management system that aggregates user posts from several social media sites contemporaneously with the posts being published to those sites. The system parses each of the aggregated posts to identify an entity that is targeted in each of the posts and presents the posts to... Agent: Credibility Corp.

20130018698 - System and method for facilitating the provision of situation-based value, service or response: The present invention provides a structured sentiment expression and management system and method. The present invention can receive sentiment content from at least two contributing users, wherein the received content is structured according to a specific human emotion, gesture or feeling and a level of intensity of the specific human... Agent:

20130018697 - System to forecast performance of online news articles to suggest the optimal homepage layout to maximize article readership and readers stickiness: A system that supports the editor of an journal web site into deciding the layout of the homepage of the journal web site; the homepage is divided into a set of zones, and each zone consists of several locations; articles are published into each location; and the system suggests ways... Agent:

20130018700 - Optimizing product portfolios under customer choice: A method and system are disclosed for managing configurable products via solving an optimization problem. In one embodiment, the method comprises collecting data from a software application and a user; formulating a set of constraints based on the collected data; defining the optimization problem by the set of constraints and... Agent: International Business Machines Corporation

20130018701 - Capturing and processing data responsive to a task associated with consumer research, survey, or poll: A method may include receiving, at a mobile computing device from a server via a network, survey information, where the survey information may include data capture instructions. The method may further include presenting, on a display of the mobile computing device, the data capture instructions and a control for capturing... Agent:

20130018702 - System and method for responsive process management driven by business visibility and complex event processing: A business process management (BPM) system, a business event processing system, and a business visibility system are integrated into a responsive process management platform using standardized messages to permit communication and collaboration among the systems. The BPM system has the capability to model and execute at least one monitoring process... Agent: Progress Software Corporation

20130018703 - Method and system for distributed and collaborative monitoring: A system is provided for monitoring the performance of a service within a business process environment is provided, the system including, locally to said service and preferably for each service: an information collector collecting information about the performance of said service in real-time; a database storing information about the performance... Agent: British Telecommunications PLC

20130018704 - Systems and methods for determining school geographic boundaries and related searches: Method, system, and computer program product for collecting and integrating school information. The method includes collecting boundary data for one or more schools, and determining one or more boundary lines based on at least the collected boundary data. Each of the one or more boundary lines represent a border between... Agent:

20130018705 - Vehicle traffic and vehicle related transaction control system: A location enabled mobile wireless device and central system cooperate to provide traffic control such as vehicle inspection site services and toll station services. Traffic control information such as vehicle inspection site information and toll station information is independently processed by a third party provider and sent to the central... Agent: Intelligent Imaging Systems, Inc.

20130018707 - Selective communication of messages: A message originator may generate messaging data for selective communication by a messaging provider via an interface generated by a browser software application. The user may also interact with various content providers such that event data is generated based on the user interaction with each content provider. The messaging provider... Agent:

20130018706 - System and apparatus for linking multiple rewards programs to promote the purchase of specific product mixes: A method and system for linking multiple pre-existing reward programs is disclosed. The method includes receiving information about a first pre-existing reward program for a first product, where the first reward program provides for a first reward, and receiving information about a second pre-existing reward program for a second product,... Agent:

20130018713 - System and methods for real time e-commerce promotional activities: Systems and methods for e-commerce promotional activities are provided via an analytics server, which provides real-time information concerning customer visits to an e-commerce Website to a merchant that operates the Website, for example via a dashboard or other user interface. The real-time information allows the merchant to monitor and optionally... Agent:

20130018714 - Incentive through relaying a geo-spatially aware advertisement to proximate peers: A method, an apparatus and/or a system of incentive through relaying a geo-spatially aware advertisement to proximate peers is disclosed. In one aspect a method includes receiving through a multimedia device a media data from an advertisement server that is customized based on a set of characteristics associated with a... Agent:

20130018715 - Facilitating mobile device payments using product code scanning to enable self checkout: Provided are computer implemented methods and systems for facilitating mobile device payments using product scanning and wireless communication functionality of mobile devices. Using a mobile device, a customer may read product codes and receive product information, which may include a product price, a manufacture date, a manufacturing country, a quantity... Agent:

20130018716 - Method and apparatus for administering a reward program: The method and apparatus for administering a reward program includes a central controller that stores a series of registrations, each of which corresponds to a purchaser of a product. The central controller calculates a measurement of product success, such as the number of products sold or the market share of... Agent: Groupon, Inc.

20130018717 - Information processing apparatus, rebate processing apparatus, information processing method, rebate processing method, and rebate processing system: An information processing apparatus includes an electric power related information obtaining unit mounted on or connected to equipment and configured to obtain electric power related information with regard to the equipment and a communication unit configured to transmit the electric power related information obtained by the electric power related information... Agent: Sony Corporation

20130018711 - Buyer group definition and association in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018710 - Infrastructure supporting advertisement of buyer groups in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018712 - Method and apparatus to allocate and recycle telephone numbers in a call-tracking system: In one embodiment, the invention provides a method. The method includes dynamically allocating a telephone number to an advertisement on a just-in-time basis; and if the telephone number is not called for a predefined period of time, then unallocating the telephone number.... Agent:

20130018709 - Seller interface for a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018708 - Seller interface supporting seller terms definition for a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018719 - Analyzing effects of advertising: One or more systems, processes, and models are provided to determine the effectiveness of different elements of an advertising campaign. Using the one or more systems, processes, and models, advertising effectiveness metrics are determined that indicate the relative effectiveness of the different elements of the campaign. A model may be... Agent: Comscore, Inc.

20130018718 - System and method for providing advertising content in an electronic group conversation: A system and method are provided for detecting a change in membership of a group of participants in a group conversation in a messaging application to define a new group of participants. Information common to all members in the new group of participants is determined using profiles associated with each... Agent: Research In Motion Limited

20130018720 - Methods and systems for processing advertisement interactions for internet advertising: Computer systems and methods for processing advertisement interactions are provided. In some embodiments, the computer systems and methods may comprise serving an advertisement to an Internet-connectable device in response to an advertisement request; receiving advertisement interaction data resulting from a user interaction with the advertisement; determining an application to execute... Agent:

20130018721 - Methods and systems for tracking electronic commerce transactions: Systems and methods are disclosed for tracking user access to an advertisement and user transactions with an electronic commerce computer associated with the advertisement. In accordance with one aspect of the disclosed technology, a transaction tracking computer associates an identifier with each access (e.g., click) of an advertisement. Transactions that... Agent: Linkshare Corporation

20130018722 - System and method for generating a keyword bid: A method for generating at least one keyword bid is provided. The method comprises accessing, over a computer network, marketing keyword data including bid data, advertising spend data, and revenue data, estimating a first relationship between the revenue data and the bid data, estimating a second relationship between the advertising... Agent:

20130018727 - Behavior monitoring and reinforcement system and method: A system, method and computer software that provides for a computer implemented system and method for comprehensive reinforcement of human behavior by capturing environmental information for participants and reinforcing their daily choices in their environments. Unique applications of technology are used to record, reinforce and document the desired behavior activities... Agent: Ace Consulting Inc.

20130018724 - Buyer group interface for a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018725 - Buyer group targeted advertising in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018726 - Communicating personalized messages using quick response (qr) codes: In some embodiments, a method includes receiving an identification of an intended recipient of a physical package and a personalized message having content based on the identity of the intended recipient. The method further includes identifying a uniform resource locator (URL) comprising a reference to a webpage that displays the... Agent: Ca, Inc.

20130018723 - Search-aware conditional bidding on advertisement display: Systems, methods, and computational solutions are discussed herein relating to the selection and assignment of show and no-show bids to advertisements based on overlap and/or association between search results and advertisements presented in conjunction therewith. Advertisers may provide ads with show and no-show bids to vary ad presentation cost based... Agent:

20130018728 - Concurrent searching for products and associated buyer groups in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018729 - System and method for advertisement placement: Advertisement placement includes: obtaining one or more advertisement query keywords; determining, using one or more computer processors, in a multi-level advertisement information store, a selection of advertisement information for placement; and presenting the selection of advertisement information to be placed at a client. The multi-level advertisement information store comprises advertisement... Agent: Alibaba Group Holding Limited

20130018730 - Method and apparatus for distributing promotional materials: A system that incorporates teachings of the present disclosure may include, for example, computer instructions to identify a subscriber leader, identify a plurality of subscriber followers that track activities of the subscriber leader, detect from the activities of the subscriber leader a behavioral pattern that influences a consumption behavior of... Agent: At&t Intellectual Property I, Lp

20130018731 - Displaying advertisements in a computer network environment: A method of presenting advertising to viewers in a computer network environment includes monitoring a viewer's interactions with an associated computer system, and adjusting a timing of displayed advertisements on the viewer's associated computer system based on one or more of the viewer's monitored interactions.... Agent: Aol Inc.

20130018733 - System and method for computer-created advertisements: Methods, systems, and computer readable media for of automatically rendering an advertisement element on an advertisement are disclosed. The method includes the steps of obtaining an advertisement element to be rendered on the advertisement, comparing the advertisement element to a set of stored markup records, determining which stored markup record... Agent:

20130018732 - Systems and methods for computer-created advertisements: The invention relates to a computerized method for a user to create an advertisement by displaying a plurality of advertising formats for selection by a user; displaying a template corresponding to a selected advertising format; displaying a plurality of product references for selection by the user; displaying on the template... Agent:

20130018734 - Method and apparatus for displaying advertising and other information in classrooms and other locations: A method of combining information about student enrollment in classes and student behavior, to be targeted as an audience for the display of advertisements and other information. Advertisement slots may be sold, either for a predetermined price or in connection with an online auction format, Advertisements can be displayed using... Agent:

20130018737 - Providing a reliable trust indicator for content: A technique is provided for providing a trust indicator for a particular webpage. The trust indicator may indicate whether publishers of web content and/or end-users trust the content of the particular webpage and whether the particular webpage is popular. A user requests, via a web browser a webpage to be... Agent: Yahoo! Inc.

20130018735 - System and method for interaction specific advertising media distribution: A system and a method are used to display and distribute interaction specific advertisement media. The system comprises a server, a plurality of interactive display stations, and a plurality of primary network connections. Each interactive display station is communicatively coupled to the server by a primary network connection. Each interactive... Agent:

20130018736 - System and methods thereof for visual analysis of an image on a web-page and matching an advertisement thereto: A method for matching an advertisement item to a multimedia content element. The method comprises extracting at least one multimedia content element from a web-page requested for display on a user node; generating a signature of the at least one multimedia content element; searching for at least one advertisement item... Agent: Cortica, Ltd.

20130018738 - Foreign currency solution: In general terms, the present invention relates to methods and apparatuses for providing a foreign currency solution. In some embodiments, a method is provided that includes: (a) establishing a foreign currency account for a domestic account holder; (b) receiving a domestic currency payment for funding the foreign currency account; (c)... Agent: Bank Of America Corporation

20130018739 - Systems and methods for providing a transaction card package assembly including sample product or service: A transaction card package assembly comprising at least one transaction card, at least one sample product, and a card holder, and methods and system for processing the same.... Agent: Blackhawk Network, Inc.

20130018740 - Financial transaction processing using a mobile communications device: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130018741 - Systems and methods for merchandise checkout: Systems and methods for recognizing and identifying items located on the lower shelf of a shopping cart in a checkout lane of a retail store environment for reducing or preventing loss or fraud and increasing the efficiency of a checkout process efficiency. The system includes one or more visual sensors... Agent: Datalogic Adc, Inc.

20130018742 - Nfc transactions using payment credentals stored at a remote server: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130018746 - Buyer group definition for a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018747 - Buyer group formation based on social networking in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018744 - Demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018750 - Infrastructure supporting hosting of buyer groups in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018748 - Integrated buyer group and social networking interface for a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018743 - Order accumulation website: A order accumulation website includes a pre-order unit for receiving orders of a transaction from buying at least one commodity from consumers by a name or a keyword of the commodity; other consumers can also join the transaction so as to form an accumulation of orders; a commodity database recording... Agent:

20130018745 - Social networking based demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018749 - Targeting users with buyer groups in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018751 - User profile and interaction history based buyer group matching in a demand driven promotion system: A system and method for providing a demand driven promotion system supporting social networking and searching, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent: Enpulz, LLC

20130018752 - System and method for real time auction bidding: A vehicle auction bidding and valuation apparatus and method which employs a personal computing device to retrieve information related to a particular vehicle being auctioned and display potential profit information for the user in real time during the auction. When the user (typically a automobile dealer or reseller) selects a... Agent:

20130018757 - Hosted order page/silent order post plus fraud detection: Generally, embodiments of the invention are directed to methods, computer readable medium, servers and systems for enabling merchants to use hosted order pages (HOPs) and/or silent order posts (SOPS) and thereby avoid handling payment information and the costs associated Payment Card Industry (PCI) compliance, while at the same time utilize... Agent:

20130018753 - On line web portal for private network service providers: A web-enabled user interface is provided to enable the carriers of private networks to interact and to offer services to one another. The web-enabled user interface is integrated to a switch fabric configured to provide interconnection services for the carriers. The web-enabled user interface is configured to enable the carriers... Agent: Equinix, Inc.

20130018758 - Quidlr: Embodiments of systems and methods are described. These embodiments may be used to facilitate an electronic payment or request for electronic payment for real-time transactions. In particular, the embodiments comprise a hand-held communication device associated with a payer, an electronic device associated with a payee and an application server associated... Agent:

20130018759 - Third party token system for anonymous shipping: A method and a system for a third party token system for anonymous shipping are described. A selection of shipping service providers approved by a recipient is received. A token corresponding to a mailing address of the recipient is generated. The token corresponding to the mailing address of the recipient... Agent: Ebay Inc.

20130018754 - Online sales method for information handling systems and related peripherals: A configurator is provided with the ability to present to a user how each choice or change to an information handling system would affect the performance of the information handling system for an intended use. More specifically, during an online sales process, the customer is first presented with a list... Agent:

20130018761 - Consumer-level food source information tracking, management, reviewing, and rating method and system: A consumer-level food source information tracking and management system and a related method are disclosed. In one embodiment of the invention, a producer provides producer-specific and package-specific information for a particular food package to a consumer-level food source information tracking and management server. The consumer-level food source information tracking management... Agent: Hana Micron America Inc.

20130018760 - System & method for organizing trade: A method of organizing a trade includes introducing into an electronic data processing system by a plurality of users information about the users and about items which they are willing to sell, searching in the electronic data processing system by the same users of the plurality of users information about... Agent:

20130018762 - System and apparatus for facilitating transactions between two or more parties: The present invention provides a system and apparatus for facilitating transactions involving one or more intellectual properties. A web site is provided using one or more server computers that have a posting for each of the one or more intellectual properties. The intellectual properties include copyrighted material, such as books,... Agent: Collaborative Agreements, LLC

20130018755 - Method and system of recommending items: A recommendation system may acquire historic data associated with a user ID. The historic data may include multiple item IDs associated with the user ID. The recommendation system may calculate first multiple correlations between an item ID of the multiple item IDs and other IDs of the multiple item IDs... Agent: Alibaba Group Holding Limited

20130018756 - Method and system automatically to support multiple transaction types, and to display seller-specific transactions of various transaction types in an integrated, commingled listing: This invention provides for a method of (or apparatus for) facilitating the display of items of multiple transaction types in a commingled listing. The display of items of multiple transaction types in a commingled listing may include items which are being offered by a specific Seller at a network based... Agent:

20130018763 - Systems and methods for creating and using a graphical representation of a shopper: Systems and methods are utilized by a user to create a graphical representation of a person. Specifically, a user may be an individual who may utilize the graphical representation of the person for purchasing goods from an online source. Moreover, the graphical representation of the person may generally have the... Agent:

20130018764 - Methodology for charging of discrete resource reservation based services: Methods, apparatus, and articles of manufacture are disclosed. These perform the following: accessing records of previous usage within a billing period of service units for customers, wherein the service units are discrete sizes of services for resource types, wherein each usage of an individual one of the service units has... Agent: International Business Machines Corporation

20130018766 - Minimalist approach to roadway electrification: Method of commerce and system components that enable the sale of electricity on-request to independent vehicle operators for propulsion. Electricity could be delivered by conventional roadway overhead electric line components (see FIG. 2). Vehicles would be equipped with a computer-like component that contains an electricity meter, flow switches, and wireless... Agent:

20130018765 - Securing applications on public facing systems: Techniques are disclosed for configuring a virtual machine instance accessed over a publically routable network address to host intranet applications. A virtual (or “dummy”) interface on the virtual machine instance is assigned an IP address that is inaccessible from the public interface. An application executed on the virtual machine instance... Agent: International Business Machines Corporation

20130018767 - Apparatus and method for acquiring client data to process a financial account: A method for acquiring data to process a financial account is provided which includes receiving a request to process the financial account. The request includes a print stream of data for a client received in a print protocol. The method further includes converting the print stream of data into wire... Agent: Accountnow, Inc.

20130018816 - Index for a portfolio and related method and apparatus: The present invention relates to an index for a portfolio, wherein the index value of the portfolio is determined in dependence on the value of the assets comprising the portfolio. The assets comprising the portfolio include cash. The invention also relates to a method of characterising a portfolio, and correctly... Agent: Glg Partners Lp

20130018817 - Method and system for online automated association of individual risk tolerance and retirement plan investments: An inventive system and method for online automated association of individual risk tolerance and retirement plan investments is presented. The invention comprises a secure online administrative interface that allows a plan administrator to select the available risk profile descriptions from a pre-determined list. The system automatically divides the available scores... Agent:

20130018818 - Systems and methods for investment portfolio management: Systems and methods for creating and managing investment portfolios are disclosed, These are useful to an individual investor, to investment advisors, as well as to professionally managed fund portfolios such as exchange traded funds, closed end funds, mutual funds, hedge funds, endowment funds, pension funds, wealth management funds, Other applications... Agent:

20130018819 - Systems and methods for optimizing an investment portfolio: Systems and methods for determining an optimal allocation of assets in an investment portfolio according to various aspects of the present invention may comprise a graphical user interface, database, asset allocation engine, and a display. The graphical user interface may be configured to receive identifying information about the assets and... Agent: Networth Services, Inc.

20130018769 - Listing and expiring cash settled on-the-run treasury futures contracts: The disclosed embodiments relate to determining a listing date, an expiration date and the cash settlement price of a futures contract, i.e. a Treasury Futures, for the delivery of the most recently issued, referred to as an on-the-run, US treasury Note of a particular maturity by reference to the U.S.... Agent:

20130018771 - Logged derivative contract: The disclosed embodiments relate to creation and administration by automated means of Logged derivatives contracts. These contracts, e.g. a futures contract or “over the counter” (OTC) derivative, are cash-settled derivatives based on, and quoted by reference to, the natural logarithm of the value of the underlying product, e.g., the S&P... Agent:

20130018773 - Order matching: The disclosure relates to an automated trading system, comprising an interface for receiving a plurality of orders comprising bid orders and ask orders and a trading module for matching the bid orders and the ask orders, the trading module comprising a memory for storing the plurality of orders, a subset... Agent:

20130018768 - Pricing cash settled on-the-run treasury futures contracts: The disclosed embodiments relate to determining a listing date, an expiration date and the cash settlement price of a futures contract, i.e. a Treasury Futures, for the delivery of the most recently issued, referred to as an on-the-run, US treasury Note of a particular maturity by reference to the U.S.... Agent:

20130018775 - System and method for preventing cross trading: Information regarding the current state in the market is used to prevent orders from crossing. In an example provided herein, when an order is entered into a market, information regarding current positions in the market is taken into account to determine whether the order will cross with other orders. If... Agent: Trading Technologies International, Inc.

20130018772 - Systems and methods for establishing first on the follow trading priority in electronic trading systems: Various systems and methods are provided for enabling one or more participants in an electronic trading system to have exclusive trading privileges. When one or more criteria and/or a status of trading rights are met, a trading system may award a participant with trading priority to trade on an incoming... Agent:

20130018774 - Systems and methods for providing enhanced volume-weighted average price trading: Systems and methods for providing trading using an eVWAP price in an illiquid market are provided. In an illiquid market there may be little or no actual trades. During a trading period, the eVWAP price is therefore determined from not only trades, but also unmatched bids and offers. The eVWAP... Agent:

20130018770 - Variable exposure contract: The disclosed embodiments relate to a futures contract, the value of which is based on the value of the underlying asset multiplied by a variable multiplier value which is based on a variable parameter.... Agent:

20130018776 - System and method for income risk assessment utilizing income fraud and income estimation models: A method of income validation and evaluation for income risk assessment is disclosed in one embodiment. The method includes receiving a borrower loan request including a plurality of borrower data selected from the group consisting of: an employment type code, a borrower date-of-birth, a borrower zip code and a stated... Agent: First American Way

20130018777 - Systems, methods and apparatus for social network-based lending: Systems, methods and apparatus for lending are disclosed that match borrowers with potential lenders. Social media is utilized to disseminate information about lending opportunities to members of a borrower's social network or lender's social network.... Agent:

20130018779 - Alias-based merchant transaction system: A system and method for using an alias to conduct financial transactions at a merchant is provided. The system and method allows a user to provide an alias identifying the user or a business in order to conduct transactions without needing to know or provide actual account numbers. Aliases are... Agent: Bank Of America Corporation

20130018783 - Efficient stored-value card transactions: A method includes receiving a stored-value card transaction request from an access point. The stored-value card transaction request is associated with a package identification number, and the package identification number is associated with a plurality of stored-value cards. The method further includes generating a plurality of children transaction requests based... Agent: Blackhawk Network, Inc.

20130018780 - M-commerce virtual cash system, method, and apparatus: A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the... Agent: Qualcomm Incorporated

20130018781 - Merchant data cleansing in clearing record: A network operator intermediates a cashless transaction by sending a payment device issuer an outbound clearing data file enriched with cleansed merchant data. Issuers that choose to participate in the merchant data cleansing service will be provided with the cleansed, and optionally augmented, merchant information. Providing this data to the... Agent: Mastercard International, Inc.

20130018784 - Method and system for processing transfer requests: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of... Agent: Ebay Inc.

20130018782 - Methods and systems for facilitating mobile device payments using codes and cashback business model: Provided are methods and systems for facilitating mobile device payments using codes and cashback business model. Upon installation of an application on a mobile device, a customer may specify his payment information, which may include data on a credit/debit card or a bank checking account. Once the payment information has... Agent:

20130018778 - Virtual gift card: A virtual gift credit system that automatically attaches gift credit to a payment account or vehicle of the gift recipient upon issuance of the gift credit is herein described. By attaching the gift credit amount to the recipient's payment account, subsequent purchases made using the payment account, and of the... Agent: Bank Of America Corporation

20130018786 - Electronic bill pay and bill presentment account number treatment system and method: A technique is provided that transforms account number data received from the consumer into one or more forms based on use by specific processes. Further provided is a technique for establishing payees using these account numbers such that remittances can be routed via the most cost effective means, e.g. which... Agent: Wells Fargo Bank, N.a.

20130018785 - Merchant bill pay: Embodiments of the invention are directed to systems, methods and computer program products for transmitting, via an intermediary system, a payment request from a payment requestor to a customer. In some embodiments, a method includes: (a) receiving, at an intermediary computing device, the payment request from a source system, wherein... Agent: Bank Of America Corporation

20130018787 - Atm provided payment process: System, method, and computer program product are provided for a user to send and receive P2P payments using an ATM machine. Through the use of an ATM, a user may access accounts the user has at a financial institution and direct payments to other individuals or entities from the ATM... Agent: Bank Of America Corporation

20130018788 - Video-assisted self-service transaction device: While performing or initiating a transaction with a self-service video transaction device, a user may interact with a video agent and a terminal associated therewith. An error may occur during the transaction. In response to detecting the error, video agent(s) having video or audio functionalities to service the error may... Agent: Bank Of America

20130018797 - Authentication system and authentication method: In order to prevent leakage of an authentication symbol string such as a credit card number, and enable a user to be authenticated: an ID issuance server 20 receives the first eight digits of the credit card number from a portable telephone device 10 of the user and issues a... Agent: Safety Angle Inc.

20130018799 - Construction payment management system and method with sub-tier document exchange and approval features: Systems and methods for managing a construction payment process wherein a higher degree of functionality is provided to primary users and only a limited subset of functionality is provided to sub-tier contractors. One construction of the system is configured to receive an electronically signed document and a request for payment... Agent:

20130018791 - Fraud data exchange system: A fraud data exchange system performs a method for processing a transfer request using shared fraud data including receiving a transfer request comprising information corresponding to an account to be debited and information corresponding to an account to be credited, approving the information corresponding to the account to be debited,... Agent: Bank Of America Corporation

20130018793 - Methods and systems for payments assurance: Payments assurance methods and systems are described. In some embodiments, a Proxy Service Manager Server computer receives a consumer authentication request from a merchant device, and transmits that request to an Authentication Service Manager Server computer. The Proxy Service Manager Server computer then receives a non-repudiable accountholder authentication value (“AAV”)... Agent:

20130018794 - Mobile communication device based monetary transfer system: Systems and methods are disclosed for performing transactions using secure images. A device may collect transaction details and initiates the creation of a secure image. Upon creation of the secure image, the device may provide the secure image to second device participating in the transaction by displaying the secure image... Agent: Netqash LLC

20130018796 - Multi-channel data driven, real-time anti-money laundering system for electronic payment cards: Electronic payment card money laundering detection includes receiving real-time payment card transaction data from ingress channels and an egress channels of at least one payment card system through a first API; generating transactional profiles for each of at least payment cards, the ingress channel, the egress channels, and funding sources... Agent:

20130018795 - Multi-channel data driven, real-time fraud determination system for electronic payment cards: Exemplary embodiments for detecting electronic payment card fraud include receiving real-time payment card transaction data from ingress channels and an egress channels of at least one payment card system through a first application programming interface (API); generating transactional profiles for each of at least payment cards, the ingress channel, the... Agent:

20130018792 - Parental controls: Various techniques are provided for establishing financial transaction rules to control one or more subsidiary financial accounts. In one embodiment, a financial account management application stored on a processor-based device may provide an interface for defining financial transaction rules to be applied to a subsidiary account. The financial transaction rules... Agent: Apple Inc.

20130018798 - System and methods for facilitating fund transfers over a network: In accordance with embodiments of the present disclosure, systems and methods for facilitating financial transactions over a network include communicating with a financial institution over the network, wherein the financial institution includes a first user account related to a user. The systems and methods include receiving a fund transfer request... Agent: Ebay, Inc.

20130018789 - Systems and methods for estimating the risk that a real-time promissory payment will default: Systems and methods are set forth for estimating the risk on-line promissory payment transaction (PPT) will default. A systematic approach is set forth using aspects of human survival behavior under stressful life situations enhanced with transaction velocity settings and parameterized business rules before an actual payment is deposited at a... Agent: Payment 21 LLC

20130018790 - Universal addressing scheme: A method and a system for a universal addressing scheme are described. A physical address validation module retrieves and validates a physical address associated with an e-mail address received from a third party server. A financial transaction validation module retrieves a financial account associated with the e-mail address and operates... Agent: Ebay Inc.

20130018800 - Secure authorization of a financial transaction: Embodiments herein include a method implemented by a client device used by a consumer to securely conduct a financial transaction. The method includes generating a unique message digest by applying a cryptographic hash function to payment information uniquely associated with the consumer. The method also entails encrypting the unique message... Agent:

20130018801 - Enterprise intelligence ('ei') management in an ei framework: Enterprise Intelligence (‘EI’) management in an EI framework including: analyzing, by an assembly analysis engine, a plurality of EI assemblies, each EI assembly configured to carry out a business capability upon execution; choreographing, by an assembly engine, execution of one or more of the EI assemblies; and reporting, by the... Agent: International Business Machines Corporation

20130018802 - System, method, and computer-readable media for commercialization of a pharmaceutical product: A computer-implemented method, apparatus, and system for commercialization of a pharmaceutical product may be provided. Pharmaceutical product date information, resource name information, and resource allocation may be received. One or more execution dates may be calculated using the received date information. Tasks, milestones, and deliverables may be calculated using multiple... Agent: Philyx, LLC

20130018803 - System and method for providing technical support through a remote session: A system and computer implemented method for providing technical support through a remote session. The method begins by receiving, at a customer support servicer, a customer support request. Next, a customer support server routes the customer support request to an available analyst based on one or more conditions. The method... Agent: Iyogi Limited

20130018804 - System and method for the analysis of pricing data including a sustainable price range for vehicles and other commodities: Embodiments disclosed herein can produce and present sustainable price information to help dealers to price vehicles for sustainability and facilitate consumers in making purchase decisions. In one approach, a sustainable price range for a specific vehicle configuration may be based on an average profit margin (APM) determined utilizing historical sale... Agent: Truecar, Inc.

20130018805 - Method and system for linking information regarding intellectual property, items of trade, and technical, legal or interpretive analysis: An apparatus for and a method of analyzing intellectual property (IP) is provided. In accordance with a preferred embodiment of the invention, an apparatus (and corresponding method) is provided for linking information regarding intellectual property (e.g., patents, trademarks, copyrights, trade secrets, etc.), items of trade (e.g., products, services, etc.), and... Agent:

20130018806 - Method for facilitating transactions between two or more parties: The present invention provides a method for facilitating a transaction between two or more parties. A server computer is used to determine whether a contact information and an identity validation information of a second party are accurate. Whenever the contact information and the identity validation information of the second party... Agent: Collaborative Agreements, LLC

20130018807 - Method for facilitating transactions between two or more parties: The present invention provides a method for facilitating transactions involving one or more intellectual properties. A web site is provided using one or more server computers that have a posting for each of the one or more intellectual properties. The one or more intellectual properties include copyrighted material, such as... Agent: Collaborative Agreements, LLC

20130018808 - Multi-party legal enforcement system and method: A system and method for implementing a resolution to a landlord tenant dispute. In an embodiment, a database stores party information, legal form information and case information. First electronic case information representing a dispute is received and a petition for evicting at least one tenant associated with the dispute is... Agent: Caseact LLC

20130018809 - Computer-implemented method and system for evaluating eco-functional properties of a product: A computer-implemented method for evaluating eco-functional properties of a product, comprising: providing four inputs including raw materials, process of manufacture, functional properties and ecological properties of the product; providing five outputs including Quality, Functionality, Human Impact, 3R's (Reduce, Recycle, Reuse), and Environmental Impact; connecting the inputs and outputs using predetermined... Agent:

20130018810 - Systems and methods for arranging social meetings in conjunction with space/seat reservations: Systems and methods for meeting new people outside the scope of a dating service or match making service are disclosed. In particular, the system connects the owners of “space/seat inventory” with their customers in a way that multiple customers with similar interests can interact with each other. As used herein,... Agent:

20130018811 - Applicant screening: A system of screening servers, screener client computers, and screening kiosks distribute an applicant screening process among multiple sites and multiple participants. To facilitate and secure communications of screening results and applicant actions, a personal identification code is provided that identifies individual sets of screening results. In this manner, the... Agent: Transunion Rental Screening Solutions, Inc.

20130018813 - Computerized net price calculation method and system with total cost and affordability calculation: A computerized method and system for conveying the affordability of an individual's choice of post-secondary educational program by determining the total cost, estimated student aid awards and net price of attending a specific academic institution. The computer system receiving a student's and their family's personal, financial, and academic information and... Agent: Rezolve Group, Inc.

20130018812 - System for regulation of continuing education requirements: Various embodiments are directed to a Continuing Education Registration and Search System to allow various users of the System to track, search, register, audit and/or manage various aspects of their continuing education requirements. The System may provide a plurality of user interfaces over various computer networks for use by various... Agent: Ce Convergence, LLC

20130018814 - System and method for reputation scoring: The present invention generally relates to online reputations. Specifically, this invention relates to a system and method for analyzing, determining, reporting and modifying an online reputation of a business, professional or individual. The online reputation of a business, professional or individual being comprised of a numeric value, calculated at least... Agent:

20130018815 - Decomposing a process model in an enterprise intelligence ('ei') framework: Decomposing a process model in an Enterprise Intelligence (‘EI’) framework, including: receiving, by a process model decomposer, a process model for an EI assembly; identifying, by the process model decomposer in dependence upon an EI framework metamodel, component parts of the process model; and generating, in dependence upon the identified... Agent: International Business Machines Corporation

20130018820 - Fare invalidation auditing system: Disclosed is a method to operate a pricing engine in response to a request to price a travel product. The method includes processing fare-related data and, in response to the pricing engine invalidating a fare in the fare-related data, automatically invoking an invalidation handler for storing information in an invalidation... Agent: Amadeus

20130018821 - Real-time peak utility usage charge assessment methods: Some embodiments are systems which calculate the amount of electric power that a peak mitigation system provides in real time and translate that information into a real-time estimate of a peak utility usage charge that appears on the utility bill of the customer. These systems may facilitate a determination of... Agent: Green Charge Networks LLC

20130018822 - Plush animal memorialization kit: A plush animal memorialization kit includes a plush animal having wings, a certificate, a collar, and a tag. The certificate may be personalized according to information pertaining to a deceased pet. A method of marketing a plush animal includes providing a plurality of plush animal memorialization kits, each containing a... Agent:

  
01/10/2013 > 208 patent applications in 89 patent subcategories. recently filed with US Patent Office

20130013327 - Computer mouse system and associated, computer medium and computer-implemented methods for monitoring and improving health and productivity of employees: Provided are embodiments of systems, computer medium and computer-implemented methods for sensing health characteristics of a user using a computer mouse including, a temperature sensor, a blood condition sensor and a blood pressure sensor. A method for sensing health characteristics of a user using a computer mouse including receiving, from... Agent: Saudi Arabian Oil Company

20130013326 - Encouraging personal sustainability for an organization: A system and method for developing trust in an organization supported tracking system by ensuring that resources in a resource library are collected from trusted sources, and encouraging and tracking participation in organization supported activities designed to achieve a long term goal of the organization. Resources may be submitted by... Agent: Sap Ag

20130013329 - Analytic services portal: Provided are methods and systems for providing analytic services, as well as computer programs encoded on computer storage devices and configured to perform the actions of the methods. One or more processors create an alignment associated with a client, where the alignment organizes data in a database, and where the... Agent: Ims Health Incorporated

20130013337 - Health monitoring system with biometric identification: A health monitoring method and system is disclosed. A sensor for use in a health monitoring system includes a first transducer for collecting biometric data for biometrically identifying an individual, a second transducer for measuring at least one physiological parameter and outputting data indicative thereof, and an output for outputting... Agent: Oneempower Pte Ltd.

20130013330 - Method for assessment of aesthetic and morphological conditions of the skin and prescription of cosmetic and/or dermatological treatment: It is described a method for assessment of aesthetic and morphological conditions of the skin and prescription of cosmetic and/or dermatological treatment comprising the following steps: A) obtaining information on the age and life habits of a user; B) performing a biometric analysis of a corporeal portion of the user;... Agent: Natura Cosmeticos S.a.

20130013333 - Method for remote medical consultation and care: A method for remote medical consulting includes collecting diagnostic data using at least one wearable device contoured to at least a portion of a person's hand, transmitting the diagnostic data to a remote location, transmitting audio data and video images of the patient to the remote location, and communicating diagnosis... Agent: Ineedmd.com, Inc.

20130013334 - Methods for the identification, assessment, and treatment of patients with cancer therapy: The present invention is directed to the identification of predictive markers that can be used to determine whether patients with cancer are clinically responsive or non-responsive to a therapeutic regimen prior to treatment. In particular, the present invention is directed to the use of certain individual and/or combinations of predictive... Agent: Millennium Pharmaceuticals, Inc.

20130013335 - Pharmacy benefits management method and apparatus: A pharmacy benefits management system and method. A processor server has claim information relating to pharmacy benefits claims, and information relating to a claims processing formularly stored therein. A provider server has pharmacy benefits plan structure information stored therein. A management server has price information relating drugs in various classes... Agent: Rxeob. Com, LLC

20130013338 - Software features for medical infusion pump: Various software features useable in a medical infusion pump are disclosed. In certain aspects, localized alarm and message handling systems are disclosed. In other aspects, variable intensity alarms are disclosed. In further aspects, cost tracking systems and methods for medical infusion pumps are disclosed. In still further aspects, methods and... Agent:

20130013332 - System and method for performing pharmacovigilance: A method and system for tracking patient's response during a clinical trial of a drug, includes publishing an informational item about the clinical trial at a social media platform or a file sharing website; inducing patients to post trial related response at the social media platform or to obtain the... Agent: Georgetown University

20130013336 - Systems and methods for predicting healthcare risk related events: A system for predicting healthcare financial risk including the process of accessing patient data associated with one or more patents, accessing geographic and healthcare system data, filtering the patient data, geographic data, and healthcare system data into clean data, and applying a predictive risk model to the clean data to... Agent: Health Dialog Services Corporation

20130013331 - Systems, computer medium and computer-implemented methods for monitoring health of employees using mobile devices: Provided are embodiments of systems, computer medium and computer-implemented methods for monitoring the health of an employee. The method including collecting health data from a set of one or more health sensors provided, on or near the employee while the employee is engaged in their work duties. The one or... Agent: Saudi Arabian Oil Company

20130013328 - Systems, methods, and devices for an architecture to support secure massively scalable applications hosted in the cloud and supported and user interfaces: The present invention describes an architecture for hosting and managing disparate, connected applications in a cloud environment. In addition to all of the traditional advantages of the cloud environment, e.g. the economies of renting vs. buying and scalability, this invention allows for management, security, data exchange, authentication, predictive performance and... Agent:

20130013342 - Medical information handling method: A system and method used to create a longitudinal medical record for an injured person that in at least one embodiment begins a location remote from a medical facility. The system includes in at least one embodiment a plurality of mobile computing devices. In at least one embodiment, the mobile... Agent: Government Of The United States, As Represented By The Secretary Of The Army

20130013341 - Medical information handling system: A system and method used to create a longitudinal medical record for an injured person that in at least one embodiment begins a location remote from a medical facility. The system includes in at least one embodiment a plurality of mobile computing devices. In at least one embodiment, the mobile... Agent: Government Of The United States, As Represented By The Secretary Of The Army

20130013339 - Systems and methods for medical data storage and retrieval: In accordance with one embodiment, a system for encoding medical data is provided. The system includes a data processing module to process medical data from any given format to a Continuity of Care Record (CCR) standard. The system for encoding medical data further includes a data export module. The data... Agent: Practice Communications LLC

20130013340 - Wellness decision support services: Techniques for providing one or more user-centric wellness decision support services are provided. The techniques include providing an interface that facilitates selection of a risk assessment model of interest for a user and an action plan to trigger one or more follow-up action items, applying the selected model to assess... Agent: International Business Machines Corporation

20130013343 - System and method for risk validation: Systems and methods for validating the level of risk associated with an insurance policy are based on information intrinsic to one or more of the activities covered by the policy, such as a vehicle identification number of a vehicle operated in association with one or more of the activities. From... Agent:

20130013345 - Systems and methods for business classification: Systems, apparatus, interfaces, methods, and articles of manufacture that provide for business classification, such as, for example, determining the nature of a business's operations to allow an accurate assessment of the corresponding risks and potential liabilities.... Agent: The Travelers Companies, Inc.

20130013344 - Systems and methods for determining optional insurance coverages: Exemplary embodiments automatically determine and present optional insurance coverages that may be added to a base insurance coverage based on relevant characteristics of the customer. Relevant characteristics may include the characteristics of the customer's business operations. In various embodiments, optional coverages may be chosen to be similar to the optional... Agent:

20130013346 - Systems and methods for product configuration: Systems, apparatus, interfaces, methods, and articles of manufacture that provide for product configuration.... Agent: The Travelers Indemnity Company

20130013347 - Vehicle monitoring system: A data logging device tracks the operation of a vehicle or driver actions. The device includes a storage device, which may be removable or portable, having a first memory portion that may be read from and may be written to in a vehicle and a second memory portion that may... Agent: Progressive Casualty Insurance Company

20130013348 - Vehicle monitoring system: A data logging device tracks the operation of a vehicle or driver actions. The device includes a storage device, which may be removable or portable, having a first memory portion that may be read from and may be written to in a vehicle and a second memory portion that may... Agent: Progressive Casualty Insurance Company

20130013352 - Conducting an nfc transaction with a mobile device: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130013351 - Inventory system and method therefor: An inventory control system is disclosed. The system comprises: an inventory server for storing inventory parameters defining one or more products; an availability server arranged to receive an availability request for a product; broadcasting means for broadcasting updated inventory parameters from the inventory server to the availability server; wherein the... Agent: Sita Information Networking Computing Uk Limited

20130013349 - Method and apparatus for selecting travel related services: A method and apparatus for selecting travel related services. The method includes the step of determining a plurality of travel related services that a consumer of such services can select for their own use. Each service has a start and end date. The services are stored in a database from... Agent:

20130013350 - Offer based restaurant reservations: A system for offer based restaurant reservations comprises a processor and a memory. The processor is configured to: receive a request for a reservation including a set of attributes such as a date or date range, a time range, a location, a cuisine, and a party size; determine a set... Agent: Opentable, Inc.

20130013353 - Peer to peer transfer between two mobile devices with embedded nfc: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130013355 - Secure near field communication (nfc) transactions with authentication: A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is hosted on the mobile communication device through the server as a Software as a Service (SaaS). The method further includes transmitting... Agent: Blaze Mobile, Inc.

20130013354 - System and method for managing seat reservations: This invention relates to an electronic means by which people can select the exact seat or seats they want for any type of event or reserve an appointment for any activity. More specifically, a customer or a ticket re-seller or a venue operator can go, for example, to the internet... Agent:

20130013356 - Personal sustainability for an organization: A system and method for developing trust in an organization supported tracking system by ensuring that resources in a resource library are collected from trusted sources, and encouraging and tracking participation in organization supported activities designed to achieve a long term goal of the organization. Resources may be submitted by... Agent: Sap Ag

20130013358 - E-commerce content management system for dealer self-routing: An e-commerce content management system generates at least one Website that permits configuration of the Website for dealer self-routing, user directed vendor substitution, destination routing and dynamic vendor substitution routing. The e-commerce content management system allows a user to configure the system, including a Website, such as configuring a dealer... Agent:

20130013357 - Uniformly managing resources and business operations: A system for managing resources and business processes includes a plurality of resource objects stored in a resource object database. Each resource object represents a corresponding resource for use by a business process. Each of the plurality of resource objects includes data pertaining to a state of availability of the... Agent: International Business Machines Corporation

20130013360 - Dynamic interface between bpss conversation management and local business management: The present invention relates to devices and methods that coordinate an external conversation process between entities with an internal workflow of one of the entities. More particularly, it relates to devices and methods that are compliant with an inter-enterprise conversation process standard for routing electronic commerce documents between enterprises. Particular... Agent: Open Invention Network, LLC

20130013359 - System and method for scheduling based on service completion objectives: Provided herein is a system and method for determining a service agent start time objective for a customer contact and matching agents and customers based on meeting that objective. The method may include: receiving a customer contact to request service; determining a service completion objective for the customer contact based... Agent: Avaya Inc.

20130013362 - Method and apparatus for a cryptographically-assisted commerical network system designed to facilitate and support expert-based commerce: The present invention is an expert matching method and apparatus for managing communications between an expert having particular qualifications and an end user seeking a solution to an expert request. In a preferred embodiment, the apparatus of the present invention includes a controller having a database for storing expert qualifications.... Agent:

20130013361 - Software that matches people and companies based on the stated core values of both parties: A method of matching employers to candidates receives core values from both employers and prospective candidates and then uses these core values to match the employers and candidates.... Agent:

20130013363 - Management of project development: According to some embodiments, a project management system for managing projects in a plurality of stages comprising at least a first stage and a second stage includes a development module, a support module, and a management module. Each stage represents a stage required for completion before the project enters production.... Agent: Bank Of America Corporation

20130013364 - Managing establishment of a scheduled event: For a scheduled event, it is determined, based on at least one policy, whether the scheduled event is to be established according to a current time and a participation status of attendees. The at least one policy specifies a time criterion and an attendee participation criterion.... Agent:

20130013366 - Scheduling sessions of multi-speaker events: A method of scheduling events includes receiving event data specifying sessions for an event, an event duration that encompasses a plurality of time slots, a respective duration for each session, a respective start time for the event and the sessions, and information describing a plurality of attendees; generating a first... Agent: International Business Machines Corporation

20130013365 - Time request queue: A group scheduling solution offers an organized and formalized solution to the time management problem in which the desired meeting includes a person who is difficult to schedule. A scheduling system is provided in which a hard-to-schedule attendee takes over responsibility for setting the start time of an event. A... Agent: Aol Inc.

20130013367 - Carbon management for sourcing and logistics: Embodiments of the invention provide a method, system and computer program product for carbon management for sourcing and logistics. In one embodiment, the method comprises using a computer for quantifying both a cost and a carbon impact of one or more logistics policies relating to a manufacturing process; and minimizing... Agent: International Business Machines Corporation

20130013369 - Labor resource decision support system: A labor resource decision support system, in which labor resource data is maintained across multiple units within an organization using a standardized data record format. A demand measurement for a first type of labor resource having a unique combination of values for fields of the standardized data record format is... Agent: Accenture Global Services Limited

20130013368 - Processor implemented systems and methods for winter tire pre-ordering and tire storage: Systems and methods for preordering winter tires through a preordering system are described. Information related to winter tires available for preordering is received at the preordering system from a tire provider and is provided to a dealer. Information of preorders of winter tires is received from a dealer and provided... Agent:

20130013370 - System and method for automatically generating an optimized business process design: A design module for automatically optimizing business processes in an organization. Each business process to be optimized is characterized by one or more performance indicators. One or more process characteristics are identified corresponding to each of the performance indicators. For each of the process characteristics, at least one transformation pattern... Agent: Infosys Limited

20130013372 - Identifying similar items based on interaction history: One embodiment of the invention sets forth a mechanism for identifying similar items within a plurality of items available to a group of users. The mechanism includes identifying a first count that indicates a number of times any user has interacted with a first item included in the plurality of... Agent:

20130013371 - System and method for tracking retail sales performance: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for tracking retail performance. A system configured to practice the method monitors transactions at a merchant point of sale and determines, from the transactions, a sales rate for a product. If the sales rate for the product goes below a... Agent:

20130013373 - Presenting items based on activity rates: Apparatus, systems, and methods may operate to monitor an activity level with respect to queries submitted to an online marketplace over a certain time period to calculate an activity rate, to determine that a predicted change in the activity rate has crossed a specified threshold rate, and to display a... Agent: Ebay Inc.

20130013375 - Market segmentation analyses in virtual universes: A computer system for market segmentation analysis includes program instructions to be executed. The program instructions are configured to collect virtual universe data about avatars, entities, and objects in a virtual universe. The program instructions are configured to perform a market segmentation analysis on the virtual universe data, wherein the... Agent: International Business Machines Corporation

20130013374 - Relationship pricing measurement framework: Apparatus for providing hypotheses prioritization and analysis are provided. The apparatus may include an electronic processor module. The electronic processor module may be configured to calculate enterprise-wide exposure to a plurality of entities. The plurality of entities may include countries, other enterprises, interest rates and/or other financial statistics. The electronic... Agent: Bank Of America

20130013376 - Method and system for intermediate to long-term forecasting of electric prices and energy demand for integrated supply-side energy planning: A method of price forecasting in an electrical energy supply network and/or load (energy demand) forecasting of a given consumer of electrical energy, in the context of an electrical energy supply network that is adapted to supply electrical energy to a number consumers connected to the network. The method includes... Agent: International Business Machines Corporation

20130013377 - Vendor optimization in aggregated environments: Technologies are generally described for systems and methods effective to optimize vendors in a cloud computing environment. In an example, bundled services can be de-aggregated and a hierarchical tree can be generated showing the relationships between the service providers and infrastructure providers. When itemized bills are received from the service... Agent: Empire Technology Development LLC

20130013378 - Method of evaluating lost revenue based on web page response time: A method of determining a relationship between page response time and lost revenue. The method includes identifying a performance metric and determining a first relationship that indicates by how much changes in the value of the performance metric are attributable to changes in the value of the page response time.... Agent:

20130013379 - Engine, system and method of providing cloud-based business valuation and associated services: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at... Agent:

20130013380 - Online application combining election service with social media for voter-candidate matching: An online application which combines election service with social media for voter-candidate matching includes a plurality of user accounts. The plurality of user accounts includes a plurality of voter accounts and a plurality of candidate accounts. Each of the user accounts includes a profile where the profile can be a... Agent:

20130013381 - Dispatch system for allowing a user to call a hire vehicle: A dispatch system includes a plurality of vehicle-end devices, a client-end device, and a dispatch server. The vehicle-end devices are disposed at respective hire vehicles. The client-end device is operable to send out passenger information. The dispatch server receives the passenger information, and stores a map database. The dispatch server... Agent: Mitac International Corp.

20130013382 - System and method for use in delivering energy to an electrically powered vehicle within a parking area: A method of delivering energy to an electric vehicle with a charging device positioned within a parking area having a plurality of parking spaces is provided. The method includes calculating, by a parking validation device, a parking cost associated with a parking space used by the electric vehicle. An energy... Agent:

20130013383 - Mobile voucher system and method: A system and method for providing mobile vouchers are provided. The mobile voucher system facilitates merchant auto-scaling in which the system is able to scale and acquire merchants. The mobile voucher system also facilitates consumers who can create their own deals/vouchers using the mobile voucher system. The mobile voucher system... Agent: Mobile Spinach, Inc.

20130013384 - Method and system for reserving future purchases of goods and services: A method and system for reserving future purchases of goods or services or events including plural electronic options with associated option fees for the goods or services or events. The plural electronic options include electronic option terms established by one or more suppliers who can supply the goods or services... Agent: Smart Options, LLC.

20130013385 - Location based discounts: The claimed subject matter relates to an architecture for interacting with a multiple criteria buying and/or selling system to conduct business electronically. In particular, the architecture can include a dynamic discount card that includes an information access component for receiving information. In addition, the dynamic discount card can include a... Agent:

20130013388 - Location based discounts: The claimed subject matter relates to an architecture for interacting with a multiple criteria buying and/or selling system to conduct business electronically. In particular, the architecture can include a dynamic discount card that includes an information access component for receiving information. In addition, the dynamic discount card can include a... Agent:

20130013386 - System and method for allocating value to a customer account: A method and system and for allocating value such as prepaid airtime to a customer account with a service provider is provided. The method includes receiving from a point of sale a request to allocate a specific amount of airtime to the customer account, receiving a retailer identifier which identifies... Agent: Mobile Potential (pty) Ltd

20130013387 - Systems and methods for awarding and accounting for points to a user to incentivize activity: Computer implemented methods and systems are disclosed for awarding, and accounting for, points to a user, including receiving notification of completion of a pre-defined task by a user, awarding first points to the user, wherein the first points only accumulate in a user account, and awarding second points to the... Agent:

20130013389 - Mobile voucher system and method: A system and method for providing mobile vouchers are provided. The mobile voucher system provides provable in-store redemption, city wide vouchers, cross selling of deals at time of redemption and partial redemption of vouchers and proximity based pricing.... Agent: Mobile Spinach, Inc.

20130013390 - Point of sale system: There is disclosed a system has a POS terminal comprising a display output interface and an identification input interface, the POS terminal being programmed: to receive identification data via the identification input interface, the identification data identifying a selected product for processing by the POS terminal, to process the identification... Agent: Edesix Limited

20130013391 - Dynamic frequency capping with escalating offers: There is disclosed a system and method for dynamic frequency capping with escalating offers. The method includes accessing a user identification system to uniquely identify a user and an offer database to identify an offer campaign to be presented to the user. The method then includes determining that the number... Agent:

20130013392 - High performance personalized advertisement serving by exploiting thread assignments in a multiple core computing environment: A method, apparatus and computer program product for high performance advertisement serving by exploiting processor thread assignments in a processor having multiple threads. The method commences by receiving digital advertisements, an instance of the digital advertisement being associated with a plurality of decision trees (to relate a user to an... Agent:

20130013393 - Systems and method for identifying offered incentives that will achieve an objective: A computer implemented method of improving the performance of a viral marketing program comprises exposing, via a computer network, a first offered incentive to a first plurality of users. A first consumer viral marketing action is to be completed to receive the first incentive. First data indicative of the first... Agent:

20130013394 - Combining segments of users into vertically indexed super-segments: Techniques are described herein for combining segments of users into super-segments. The interests of the segments in online ad campaigns in which they participate are compared to determine subsets of the segments whose interests are correlated to an extent that exceeds a designated threshold. The segments in each subset are... Agent: Yahoo! Inc.

20130013395 - Method and apparatus for advertising bidding: Methods, articles, and systems for determining a bidding strategy for on-line query answer set or contextual advertisement positions for marketing options is described herein.... Agent:

20130013396 - System and method to perform exposure and conversion analysis: A system and method to measure the effectiveness of advertisements. The effectiveness of a particular target portion of an advertising campaign (e.g., related to an advertisement or advertisements appearing on a specific network, time of the day, program, etc.) is determined relative to exposures to other portions of the advertising... Agent: Rentrak Corporation

20130013397 - System and method for bid-sensitive, zone-based, mobile advertising: A system comprising a first location within a bounding area, a second location within the bounding area, a first bid associated with the first location, and a second bid associated with the first location is disclosed. A method comprising receiving a first proximity ad zone associated with a first bid... Agent: 3 Legged Dog, Inc.

20130013402 - Advertisement display system: An advertisement display system includes a photograph unit for taking a photograph of a signal light of a signal such as a traffic signal or an alarm for a railway crossing, a computer for analyzing the signal condition such as lighting or blinking of the signal light from image data... Agent:

20130013403 - Information processing device, information processing method, terminal device, information processing program, and storage medium: The present invention includes: acquiring inventory information related to the number of stock of a product, from a product storage means which stores the inventory information and acquiring a product image showing an image related to the product, from a product image storage means which stores the product image (S1),... Agent: Rakuten, Inc.

20130013398 - Marketing and shopping method via internet: This invention provides a as a marketing and shopping method via Internet, including providing a web server, providing a correlating database, providing an event code database, providing a consumer viewing page, providing a marketing page and providing a shopping page. By the above method, the users can acknowledge whether what... Agent:

20130013399 - Methods and systems for advertisement selection detection and delayed presentation: The invention provides in some aspects a system including a server digital data processor that executes on an ad server which is in communications coupling with a client digital data processor. An app executing on the client responds to display of an advertisement, effected by the ad server, by determining... Agent: Redigi Inc.

20130013400 - System and method for linking web documents: Provided is a cloud-based document linking system and a method that uses a processor to provide a method for aligning a document stored on a cloud-based cross-clipboard and providing the document along with a linkable service. The cloud-based document link system includes a storage unit configured to store, on a... Agent: Nhn Corporation

20130013401 - System and method for providing document link service and linkable advertisement: Provided is a cloud-based document linking system and a method that uses a processor to provide a method for providing an advertisement and a service linkable with a document stored on a cloud-based cross-clipboard. The cloud-based document link system includes a storage unit to store, on a cross-clipboard, at least... Agent: Nhn Corporation

20130013405 - Method of reactive targeted advertising: In one inventive aspect, a method of reactive targeted advertising provides for display of advertising, via the internet, to computers of users. In a particular example, a plurality of keywords are stored in a memory. The method comprises determining whether one or more of those keywords are used in a... Agent: B.e. Technologies, LLC

20130013404 - System and method for distribution of digital offers: Described herein are systems and methods for distributing digital offers to a consumer. The consumer may receive and select offers from brands and retailers, share these offers, and redeem these offers through the use of their connected consumer device.... Agent: Magnetify Corporation

20130013406 - System and method of providing recommendations: A method of providing recommendations is disclosed and includes receiving a selection of an offering via an online site. The method also includes outputting a detail page related to the offering via the online site. The detail page includes a first selectable indicator corresponding to a social network of a... Agent:

20130013408 - Method and arrangement for network searching: A method and arrangement for supporting network searches for information or content using one or more web-based search engines. When a search query is received (1:2) from a terminal user (A), a refined search query is created (1:4) from the received query based on a user profile (104) of the... Agent: Telefonaktiebolaget Lm Ericsson (publ)

20130013410 - Method of reactive targeted advertising: In one inventive aspect, a method of reactive targeted advertising provides for display of advertising, via the internet, to computers of users. In a particular example, a plurality of keywords are stored in a memory. The method comprises determining whether one or more of those keywords are used in a... Agent: B.e. Technologies, LLC

20130013409 - Storage of advertisements in a personal account at an online service: A system for use in storage of advertisements in a personal account at an online service is provided. The online service may be configured to serve data to a client device to cause the client device to display a graphical user interface. The system may include a search interface to... Agent: Microsoft Corporation

20130013407 - System and method for distributing information through cooperative communication network sites: Information pertaining to products made by manufacturers and sold to consumers through retailers, is distributed to consumers through a communication network that connects consumer communication nodes to a cooperative network site having an accumulation of information about manufacturer product offers and retailer special deals. A consumer can obtain selected items... Agent: Catalina Marketing Corporation

20130013411 - System and method of accessing and recording messages at coordinate way points: A method and system for leaving and retrieving messages at specific coordinate way points within a commercial mobile radio service (CMRS) provider network are disclosed. Users carry or transport interface devices for communicating over the network and are able to record and view messages at specific coordinate locations while traveling... Agent: Google Inc.

20130013412 - Methods and systems for displaying geo-based offers on a mobile advertising display device: Various aspects include methods and devices for displaying advertisements on a mobile advertising display device (MADD). Advertisements may be selected for display by a device, such as the MADD or an advertising server, based on one or more of the MADD's geographic location, the time of day, or various types... Agent: Qualcomm Incorporated

20130013414 - Apparatus and method for direct discovery of digital content from observed physical media: The invention provides apparatus and associated method(s) for interrelating digital content stored on Internet websites to physical form media such as that used in out-of-home (e.g., outdoor) advertising. The invention provides apparatus for use in a communications network adapted to provide registered images of physical form media to a plurality... Agent:

20130013415 - Media play optimization: Systems, methods, and a user interface for automatically scheduling a media play is disclosed. The user can specify criteria for play of the media play, including times, stations, and/or external criteria such as a weather condition or the occurrence of an event. Information relevant to the entered criteria is received... Agent: Google Inc.

20130013413 - System and method for advertising to drivers: The present invention relates to an advertising method for reaching drivers who utilize the Toll Road System. By utilizing toll info on a driver as the toll is paid, advertisers can target the driver based on their location and can offer toll reimbursement in return for visiting or utilizing an... Agent:

20130013416 - Displaying advertisements related to brands inferred from user generated content: A method, system, and computer program product for displaying a digital advertisement within a digital context using brand name recognition from user generated content. The method commences by receiving an ad call, the ad call having at least a portion of a publisher digital context and the ad call having... Agent:

20130013417 - Optimizing the acquisition of goods: A facility is provided for adding, identifying, comparing, organizing, annotating, sharing and discovering goods to acquire. This facility provides users with the information and the ability to make informed goods acquisition decisions at the point of sale where they could not have done so previously. Through the system of goods... Agent: Ferucia LLC

20130013418 - Selection and presentation of related social networking system content and advertisements: A social networking system uses information that it obtains from and about its users to select social networking content and advertising for presentation to users in a way that optimizes for one or more optimization goals. Example optimization goals include monetization, user sharing, user engagement, system growth, and user communication.... Agent:

20130013419 - Application execution apparatus, application providing apparatus, and application distribution method using chaining of applications: An application execution terminal, an application providing apparatus, and an application distributing method using linkage between applications are provided. The method for distributing the applications enables to establish a mutual consignment sales model for all applications by receiving recommendations for applications related to an application being currently executed in the... Agent: Electronics And Telecommunications Research Institute

20130013420 - Electronic commerce transactions within a marketing system that may contain a membership buying opportunity: The present invention is directed to a system and method for providing complete electronic commerce (“E-Commerce”) transactions and solutions for a marketing company's products via the World Wide Web, including facilities for signing up new customers and recruiting, training and supporting new Independent Business Owners through an interactive online process.... Agent: Amway Corp.

20130013424 - Consolidated content item request for multiple environments: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for consolidating content item request for multiple content item environments. In one aspect, a method includes consolidating content item requests for two or more content item environments in a webpage. A first content item environment is a... Agent: Google Inc.

20130013421 - Methods and systems for collaborative advertising: Methods and systems are disclosed in which a guaranteed delivery advertisement may be appended with a non-guaranteed delivery advertisement. The guaranteed delivery advertisement may be, for example, a manufacturer or brand advertisement, and the non-guaranteed delivery advertisement may be, for example, a retailer advertisement. The guaranteed delivery advertisement may relate... Agent: Yahoo! Inc.

20130013423 - System and method for utilizing a wireless communications device: A system and method for determining the identity of a product and then calculating an offer price for the product are disclosed. The identity of the product may be determined using near-field communication in one aspect. The system and method are operable to enable retailers to provide a lowest price... Agent: Qualcomm Incorporated

20130013422 - System and methods to connect people in a marketplace environment: Systems and methods to provide telephonic connections. In one embodiment, a method includes: providing a listing on a marketplace, the listing including an assigned reference to be used to initiate a real time communication connection; and billing for a real time communication lead generated from presenting the listing in response... Agent:

20130013425 - Method and system for automatically generating advertising creatives: A system and method to automatically generate display text for advertisements. The generated creatives may be distributed in text, banner, email, or other advertising formats through online advertising distribution networks. To generate creatives, the system utilizes a record of the grammatical structure (or “grammar”) of creatives and combinations of two... Agent: Marchex, Inc.

20130013426 - Timeshare availability broadcast system and method: A computer-based method and system for managing the placement of ads about timeshare properties in worldwide publications, including the ability to post suitable property information as well as the automatic or semi-automatic ranking of preferred rental locations based on the owners and renters information and other related intrinsic information, as... Agent:

20130013428 - Method and apparatus for presenting offers: At a computing device, an offer for an inventory item directing a user to at least one advertiser site is received. At least one attribute associated with the offer is determined. At least one tag is assigned to the offer based on the determined at least one attribute. At least... Agent: Cbs Interactive Inc.

20130013427 - Search page topology: In one embodiment, a search page portal can include two search controls capable of controlling content within a set of customizable merchandizing tiles and product tiles. The merchandizing tiles and product tiles may be interspersed throughout a central region. The merchandizing tiles and product tiles can be populated with webpage... Agent: Target Brands, Inc.

20130013429 - Systems, methods, and media for providing advertisements based upon relational data: Systems, method, and media for providing advertisements based upon relational data are provided herein. According to some embodiments, method for processing queries may include the steps of receiving query via a web server, from a client device, generating, via the web server, a response for the query by determining a... Agent:

20130013430 - System and method for targeted marketing and consumer resource management: Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers. An example system and method for targeted marketing comprises collecting transaction data from point-of-sale (POS) terminals and using a consumer identifier in the transaction data to access stored information... Agent: Blackhawk Network, Inc.

20130013434 - Financial transaction processing using a mobile communications device: A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is hosted on the mobile communication device through the server as a Software as a Service (SaaS). The method further includes transmitting... Agent: Blaze Mobile, Inc.

20130013433 - Mobile commerce authentication and authorization system: The mobile commerce authentication and authorization system allows a user of a currently existing mobile wireless communications instrument to conduct financial transactions, including purchases, across a wireless communications system using location data to authorize and authenticate the user and the transaction. The location of the mobile wireless communications instrument and... Agent: Qualcomm Incorporated

20130013432 - Nfc transactions using a secure element removably embedded into a slot of a mobile device: A method for configuring a mobile communication device to perform transactions using a second communication channel that is different from a first communication channel through which the mobile communication device sends voice data. The method includes attaching a secure element to the mobile communication device. The secure element includes a... Agent: Blaze Mobile, Inc.

20130013431 - Transaction-based fuel purchase authorization: Techniques for authorizing fuel purchases based on vehicle available fuel tank capacity. The authorization may be performed on a transaction basis, such that each fueling event may be independently authorized. A current fuel tank capacity for the vehicle is obtained, and transmitted to an authorization entity. An authorization is obtained... Agent:

20130013436 - Management system and method for personal per-card use subaccount transaction financial management: A computer system for processing purchase transaction payments with user oriented personal financial management support having a database with primary accounts each with a plurality of subaccounts each having a subaccount indicator and a user defined funding level, receiving a financial purchase transactions payment request for payment authorization of a... Agent:

20130013435 - System and method for programming point of sale devices: A system for programming point of sale devices is provided. The system includes a terminal programming system that can program point of sale devices provided by different manufacturers and having different proprietary operating systems. A communications interface is connected to the terminal programming system that receives update requests from the... Agent:

20130013437 - System for packaging, processing, activating, and deactivating multiple individual transaction cards as a singular unit: A transaction card processing and activation system comprising the identification of a unique identifier corresponding to an aggregate of transaction cards of affiliated or non-affiliated card issuers and the activation of each transaction card corresponding to the unique identifier of the aggregate irrespective of the number, types, or card issuers... Agent: Blackhawk Network, Inc.

20130013438 - Grouping method for group-buying based on wireless communication protocol: When a customer who encounters a specific type of merchandise he/she wants by accident, he/she is able to use his/her wireless mobile device to ask for agreements from mobile electronic devices of neighboring people who want the same type of merchandise and to group his/her mobile electronic device with mobile... Agent:

20130013439 - Collective purchase management system: A computer implemented method and system for managing a collective purchase of a sale item in an interactive environment, provides a reverse auction management platform to buyers and sellers. A lead buyer selects a sale item via a graphical user interface of the reverse auction management platform and initiates a... Agent:

20130013440 - Methods and systems for supporting asset exchange: In typical two-way trading systems, bidders cannot trade directly with other bidders, and sellers cannot trade directly with other sellers, resulting in possible missed trading opportunities. Methods, systems, devices, and networks for enabling two-way trading systems to perform multi-party exchanges are disclosed. Example embodiments allow multiple bidders (buyers), multiple sellers,... Agent:

20130013443 - Method and system for providing a reverse auctioning recruiting exchange: An internet-based competitive pricing and bidding transaction system includes one or more transaction processing servers that interface and communicate over the internet with client computer systems of prospective online recruiting organizations, recruiting and staffing professionals and a plurality of related information databases. The transaction processing system handles online communications and... Agent:

20130013442 - Real time configuration and provisioning for a carrier ethernet exchange: An Ethernet switch platform is configured to receive and process a provisioning order to establish a logical virtual circuit interconnecting a physical port associated with a buying carrier and a physical port associated with a selling carrier to set up a private network to private network connection between the buying... Agent: Equinix, Inc.

20130013441 - Transaction services reverse auction: A reverse auction platform for selecting a transaction service is provided. The platform may include a database configured to store a request for a transaction service and to store fee bids corresponding to the transaction service. The platform may also include a memory configured to store execution instructions as well... Agent: Bank Of America

20130013454 - E-commerce content management system for destination routing: An e-commerce content management system generates at least one Website that permits configuration of the Website for dealer self-routing, user directed vendor substitution, destination routing and dynamic vendor substitution routing. The e-commerce content management system allows a user to configure the system, including a Website, such as configuring a dealer... Agent:

20130013453 - E-commerce content management system for user directed vendor substitution: An e-commerce content management system generates at least one Website that permits configuration of the Website for dealer self-routing, user directed vendor substitution, destination routing and dynamic vendor substitution routing. The e-commerce content management system allows a user to configure the system, including a Website, such as configuring a dealer... Agent:

20130013456 - E-mail invoked electronic commerce: A system and method for electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system includes a server configured to gather purchasing information from a consumer to complete a purchasing transaction. The system has a consumer data structure... Agent: Paypal, Inc.

20130013455 - Method, medium, and system for universal shopping cart order injection and payment determination: A universal shopping cart is provided that obtains and orders products and services from different merchants located on the Internet. The consumer completes all of their shopping on the shopping site and is not directed to another merchant's site to complete an order. The universal shopping cart provides a monitoring... Agent:

20130013446 - Product configuration server for efficiently displaying selectable attribute values for configurable products: A computer-implemented system leverages binary decision diagram (BDD) structures to provide selectable attribute values for one or more configurable products. The BDD structures may define offering attribute nodes and non-offering attribute nodes. The offering attribute nodes may represent product attribute values selectable by the user based on product configuration rules,... Agent:

20130013444 - Service selection for reduced composition cost: It is described a concept for a service selection of at least two services of a composite service wherein a composite service description (100) of the composite service includes at least two service templates (102a, 102b, 102c), each of which defines at least one constraint for a service wherein the... Agent: Telefonaktiebolaget L M Ericsson (publ)

20130013445 - System and method for producing an album: A computerized method may be used to create a photograph album from a digital photograph source. The method includes receiving an input selection from a user, which is entered through a computing device. The method also includes retrieving photographs and contextual content from a digital photograph database stored on a... Agent:

20130013457 - Social network information system and method: The present invention is embodied in methods and system for obtaining information about a category of interest from a computer network. The method includes receiving an information request from a user, the information request specifying a category, identifying a first set of one or more users within a user network... Agent:

20130013458 - Identifying similar items based on global interaction history: One embodiment sets forth technique for computing a similarity score between two digital items is computed based on interaction histories associated with global users and interaction histories associated with local users. Global counts indicating the number of interactions associated with each unique pair of digital items are weighted based on... Agent:

20130013448 - Behavioral filter for personalized recommendations: This disclosure describes systems and associated methods that can selectively filter seed behavior, e.g., user activity used to generate item recommendations. In some embodiments, seed behaviors and catalog items are associated with categories in an electronic catalog, and a particular seed behavior is used to generate user recommendations if it... Agent:

20130013447 - System and method for determining the best size of products for online and offline purchase: An apparel item sizing process for ascertaining best fitting apparel items from a plurality of product offerings, the process includes collecting apparel item details by inputting into an electronic database apparel item details for a plurality of brand manufacturers or retailer. The process further includes the apparel item details of... Agent:

20130013450 - E-commerce content management system for dynamic vendor substitution: An e-commerce content management system generates at least one Website that permits configuration of the Website for dealer self-routing, user directed vendor substitution, destination routing and dynamic vendor substitution routing. The e-commerce content management system allows a user to configure the system, including a Website, such as configuring a dealer... Agent:

20130013449 - System and method for providing combination packages: In various exemplary embodiments, a system and method to provide customized combination packages is disclosed. The method includes receiving a selection of a plurality of items from a potential buyer, the selection of the plurality of items creating a customized combination package. Available transaction history for past transactions of similar... Agent:

20130013451 - Optimum route generation based on common purchase plan of different travelers: A computer implemented method is provided to manage travel for purchasing items. A computer system identifies items for purchase by a group of people. The computer system identifies a set of requirements for the items. The computer system retrieves information about available items at locations for purchasing the items. The... Agent: International Business Machines Corporation

20130013452 - System and method for interactive marketing to consumers: A system and method for interactive marketing to consumers and, more particularly, to a system and method for marketing merchandise to consumers in an interactive retail environment. The method includes detecting a disturbance in an area and sending information related to the disturbance to a back end merchandising system. The... Agent: International Business Machines Corporation

20130013459 - Dynamic pricing of online content: In various embodiments, the present disclosure provides a method, apparatus, and system for dynamically pricing online content. The method may include determining a geographic location of a user consuming or interested in consuming an online content hosted by the service provider. At least one price point may be determined at... Agent: Hi5 Networks, Inc.

20130013462 - Extensible support system for service offerings: Techniques are disclosed for integration, provisioning and management of entities and processes in a computing system such as, by way of example only, business entities and business processes. In particular, techniques are disclosed for implementing an extensible support system for multiple service offerings. For example, such a support system can... Agent: International Business Machines Corporation

20130013461 - Gps-based rapid permit and license purchase and control system: A wireless system permitting transactions between consumers and controlling entities, allowing the purchase of temporary licenses to pursue recreational activities, park vehicles, utilize controlled facilities, gain exceptions to restrictions, and make donations to not-for-profit entities.... Agent:

20130013460 - Virtual concierge search assistant: An enhanced search tool, equipped to perform advanced internet-based searches on a secured server computer, based on explicit and specific criteria provided by the user, fashioned to search a preferably e-retailer's specified website, or set of websites, for a service or commonly discontinued or out-of-stock product repetitively at a user-defined... Agent:

20130013463 - Process for barter of virtual goods: Means of trading of virtual goods... Agent: Mad River Entertainment

20130013464 - System and method for interacting with item catalogs: A system and method are provided for presenting large numbers of items on a display screen. In particular, a display is created of a set of items in a catalog containing item information such as item image data and item description. The method includes generating the set of items based... Agent: Dotted Pair, Inc.

20130013465 - Video e-commerce: Video e-commerce network, module and methods. In one embodiment, a product/service catalog which includes a video playlist, is delivered to a viewer via a published video e-commerce module. In one embodiment, the catalog is customized based on the website that published the module and/or the viewer of the module. In... Agent: Qoof Ltd.

20130013466 - Management of loss reconciliation data: A cargo management system receives parcel data associated with cargo on a vessel. The parcel data may include bill of lading date, successor and predecessor data, cargo type data, and the like. The cargo management system identifies parcels that may be related, performs a parcel validation on the identified parcels,... Agent: Navarik Corp.

20130013468 - Generating financial reports: In some embodiments, a method for generating financial reports, includes selecting a first request from a plurality of pending requests. The first request requests a report on information regarding one or more accounts with a financial institution. The first request is separated into a plurality of content requests. The plurality... Agent: Bank Of America Corporation

20130013467 - Method and apparatus for net-pay and debt consolidation: A method and apparatus for consolidating net-pay and debt management of a sales representative or sales team is presented. A party associated with the sales representatives may obtain debts and specify rules on payment of those debts which can be tracked back to the domain (e.g., agreements, rules, sale item,... Agent:

20130013470 - Methods for identifying and recovering non-revenue generating network circuits established outside of the united states: A method includes issuing a retrieval instruction, such as a database query, to retrieve from a database system a datum associated with a network circuit established outside of the United States. Upon receiving the datum from the database system, it is determined, based on the datum retrieved, whether the network... Agent: At&t Corp.

20130013469 - System and method for data management and financial transaction categorization: A transaction management system includes a database system configured to receive and store data for a plurality of financial transactions, the data for the plurality of financial transactions being associated with a plurality of financial accounts of a user. The system further includes a server system coupled to the database... Agent: Wells Fargo Bank, N.a.

20130013471 - Location-based tax rate acquisition and management: Various embodiments are provided for location-based tax rate acquisition and management. Acquisition comprises access to various types of tax rates (sales tax rates, use tax rates, specialty tax rates, user-defined tax rates, etc.) for one or more tax jurisdictions in a geographical or geopolitical area. In one aspect, acquisition can... Agent: Second Decimal, LLC

20130013473 - Apparatus, methods and computer programs for metering and accounting for services accessed over a network: Apparatus, methods and computer programs provided for metering and accounting in a commercial e-services infrastructure address the requirement for handling composite services in which higher-level services are built using simpler underlying services, each of which may be autonomously owned and operated. Metering records for each service underlying a composite service... Agent: International Business Machines Corporation

20130013472 - Processing payment transactions between enterprise resource planning systems: In some embodiments, a method for processing a payment transaction comprises receiving, by a payor an invoice generated from a first enterprise resource planning (ERP) system operated by a payee. The first ERP system formatted the invoice in a first format. The invoice is stored in a second format compatible... Agent: Bank Of America Corporation

20130013479 - Authorization request for financial transactions: Embodiments of the present invention provide a method, system, and computer program product for authorizing a financial transaction. A financial institution can identify financial risk associated with the financial transaction based on product details. The product details are sent to the financial institution by a merchant along with the authorization... Agent: American Express Travel Related Services Company, Inc.

20130013475 - Issue resolution: Systems and methods of resolving identified issues are provided. In at least some examples, the systems and methods may include receiving an identified issue, such as at an issue resolution system, and receiving one or more parameters associated with the identified issue. In some examples, the parameters may be hierarchical.... Agent: Bank Of America Corporation

20130013476 - Moving a financial account from one enterprise to another: According to some embodiments, a system includes an interface and one or more processors. The interface receives a request from a user to move a first account associated with a first enterprise to a second enterprise where the user has at least one account. The processor(s) determine first configuration settings... Agent: Bank Of America Corporation

20130013480 - Operation of a mobile communication device: A method of operating a mobile communication device to communicate with a remote server includes providing software on the mobile device to input data relating to a payment card, authenticating the data relating to the payment card with an authentication authority, and providing by means of the software at least... Agent:

20130013478 - System and method for incentivizing retirement savings: Systems and methods are provided to facilitate incentivization for participation in a financial plan, such as a retirement savings plan. Incentives are provided to encourage increased contribution and activity with the financial plan, with the goal of accumulation of enough assets to ensure future financial security, such as provision of... Agent:

20130013474 - System and method for modifying an index-based hierarchal cost model of a complex system: A method is provided of modifying a hierarchal cost model of a multi-component system over a time period of the model extending from a historical time to a future time, wherein the model is built from item cost indices, each of which is built from one or more commodity price... Agent:

20130013477 - System and method of exchanging financial services information and of communication between customers and providers: One embodiment of the invention is a financial services information service that allows financial service customers to securely post their financial needs and to impart instructions pertaining to suppliers of financial services reviewing said needs. Intending to identify new transactions and acquire new customers, financial service providers review needs posted... Agent:

20130013530 - Method and system for measuring decisions of a portfolio manager as it relates to the return performance for any given asset: The present invention relates to a method and system for measuring a portfolio manager's decisions and performance for any asset as it relates to and compares to the potential performance which might have occurred during any given finite time period. An asset (which example is intended to be illustrative and... Agent:

20130013532 - System and method for process scheduling: A method for scheduling processing of an instrument. The method receives instrument information, selects an instrument category for the instrument based on the instrument information, the selected instrument category having a calculation set, assigns the instrument to a job corresponding to the calculation set of the selected instrument category; and... Agent:

20130013531 - System and method for providing a market-backed annuity with variable segment terms and automatic rollover: The present invention provides a method and system for providing a market-backed annuity allowing for client-selected segment terms and automatic rollover. The method and system includes techniques for allowing an investor to specify a segment maturity date, specify a percentage of upside and downside protection, specify an underlying market index,... Agent:

20130013481 - Computerised method and system for trading credit default swap combinations: A computerised trading system comprises a multi-instrument trading platform including a matching engine and a price feed. The matching engine trades credit default swaps as well as the reference instruments from which they are derived. A price feed generates a spot reference price for a leg of a CDS combination... Agent: Icap North America Inc.

20130013485 - Evaluation and adjustment of settlement value curves: Disclosed is a method that is useful in connection with providing discount factors for an exchange-traded mark-to-market derivative product that has a variable tick rate, such as an interest rate swap product. In some embodiments, the method includes providing a series of consecutive settlement values, which collectively represent a settlement... Agent: Chicago Mercantile Exchange, Inc.

20130013486 - Method and system for predicting solar energy production: A method for hedging energy sales or purchases in a short-term future or day-ahead market includes determining an historical performance of a regional net energy forecasting methodology for a facility or facilities which have solar energy generating systems in a geographical region. The method further includes estimating a difference between... Agent:

20130013482 - Methods for post-trade allocation: A computer-implemented method for providing an allocation of a filled order made at a particular time, that involves receiving at least a price of a filled order made at a later time; generating a starting allocation across multiple managed accounts based at least in part on allocation factors of each... Agent:

20130013487 - Micro auction: A method and an electronic trading system is disclosed for processing orders in a series of intervals. Receiving means of the electronic trading system receives orders in electronic messages via a communications network during a series of intervals, and processing means of the electronic trading system processing each order after... Agent: Cinnober Financial Technology Ab

20130013484 - System and method for facilitating a wireless financial transaction: A method for executing a wireless trade is provided that includes communicating with a handheld device via a wireless network and sending and receiving financial information to and from the handheld device. The financial information is associated with a trade that can be initiated by the handheld device. The method... Agent:

20130013483 - Systems and methods for multi-currency trading: A multi-currency interface: presents, to at least one customer wishing to trade in a customer currency, a view of orders currently residing on the trading exchange in the customer currency; receives an order, from the at least one customer, denominated in the customer currency; and, if the customer currency is... Agent:

20130013489 - Methods and apparatus for verifying employment via online data: A computer-implemented method for verifying employment of a first user with a computer system programmed to perform the method includes receiving a first name for a user-represented employer via a user-application, receiving a first plurality of social network data associated with the first user from a first social network server,... Agent: Sociogramics, Inc.

20130013488 - Real time adaptive control of transaction review rate score curve: Modern technologies of signal processing and real-time feedback adaptive control are applied to a fraud screen model to enable the fraud screen model to adapt to changes in shopping behavior to effectively maintain the model's performance on a review rate score curve continuously. Multiple techniques disclosed herein integrate control technologies... Agent:

20130013496 - Content management apparatus: An apparatus is configured to provide a chart of content items to user devices. The apparatus is configured to enable individual users to temporarily access one or more content items listed in the chart. The apparatus includes a user device interface configured to communicate with user device applications and a... Agent: Now Technologies (ip) Limited

20130013497 - Global remittance platform: The invention provides a remittance platform in which an enterprise, such as Wells Fargo, serves as a remittance transfer agent, where the remittance function is integrated with a bank. The invention allows access to the remittance program by both account holders with the enterprise and persons who do not have... Agent: Wells Fargo Bank, Na

20130013492 - Method and system for refunds and/or credits responsive to consumer dissatisfaction with software downloads: A method for providing buyer protection for purchased software includes receiving input, from an input device, to initialize buyer protection applicable to purchased software and providing the purchased software to the input device. The method also includes processing payment, by a processor, of a fee for a return of the... Agent:

20130013490 - Mobile apparatus with back-up payment system: Embodiments of the invention are directed to apparatus, methods, and computer program products for allowing a user to make a payment at a payment terminal via a mobile device via a back-up payment module that is attached to the mobile device. In some embodiments, the back-up payment module allows a... Agent: Bank Of America Corporation

20130013494 - Peer-to-peer and group financial management systems and methods: This relates to transferring funds from a payer to a payee in a electronic payment system. The electronic payment system includes a payment processor and an accounts database. The payment processor receives a payment request from the payer. The payment request includes information to identify the payee and a payment... Agent: Visa International Service Association

20130013491 - System and method for detecting and mitigating duplicate transaction fraud: A method and system for reducing fraud by detecting duplicate financial transactions in a financial transaction processing system. In various embodiments, financial institutions can be alerted when a financial instrument such as a check is being tendered for deposit, wherein a previous deposit for that same instrument had previously been... Agent: Early Warning Sevices, LLC

20130013493 - Systems and methods for conducting transactions and communications using a trusted third party: Systems and methods are provided for performing transactions and managing communications using a trusted third party. In one embodiment, a sender transfers an encrypted version of a file (such as a digitally encoded audio track, movie, document, or the like) to someone who wishes to receive it. The receiver computes... Agent: Intertrust Technologies Corporation

20130013495 - Transaction information routing: Apparatus and methods for routing transaction information. The apparatus and methods may involve using receiving the transaction information; retrieving from computer readable memory: (a) a transaction information routing rule; and (b) transaction service provider information; and formulating routing information based on the transaction information, the transaction service provider information and... Agent: Bank Of America

20130013498 - Method and system for mobile banking using a mobile application: A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is hosted on the mobile communication device through the server as a Software as a Service (SaaS). The method further includes transmitting... Agent: Blaze Mobile, Inc.

20130013499 - Electronic wallet checkout platform apparatuses, methods and systems: The ELECTRONIC WALLET CHECKOUT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“EWCP”) transform customer purchase requests triggering electronic wallet applications via EWCP components into electronic purchase confirmation and receipts. In one implementation, the EWCP receives a merchant payment request, and determines a payment protocol handler associated with the merchant payment request. The... Agent:

20130013501 - Methods and systems for making a payment via a stored value card in a mobile environment: Methods and systems for making a financial payment to a payee via a stored value (SV) card utilizing a mobile device such as a mobile telephone (cellphone) or wireless connected personal digital assistant (PDA). The mobile device communicates wirelessly with a mobile financial transaction system (MFTS) that stores user information... Agent: Firethorn Mobile, Inc.

20130013500 - Multi-sided disbursement platform: A system and method are disclosed for making disbursements to one or more consumers via a disbursement platform. In accordance with an embodiment, a method can comprise receiving at a computer, a first request to make a first disbursement. The method can further comprise receiving at the computer, a second... Agent:

20130013502 - Facilitation of transactions using a transaction code: A system includes a memory for storing customer account information associated with first and second customers, and a processor. The processor receives a request to perform a first transaction. In response to a determination that the request to perform the first transaction is approved, the processor generates a first transaction... Agent: Bank Of America Corporation

20130013504 - Automated transaction machine: An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit... Agent: Transaction Holdings Ltd. LLC

20130013503 - Systems and methods for facilitating transactions: Systems and methods for facilitating transactions are disclosed. A system includes a hardware component, a software component adapted to run on at least in part on the hardware component, and an information component adapted to be accessed by the software component. The hardware component includes a biometric fingerprint reader, a... Agent:

20130013514 - Customer controlled account, system, and process: Access devices like credit cards and/or check cards have enhanced security features that allow a customer to control circumstances under which their account is accessed. Fraudsters may try to access the account without the knowledge of the consumer set controls, the system takes remedial action with reduced instances of false... Agent: Wells Fargo Bank, N.a.

20130013511 - Dependent payment device: The present invention provides embodiments of a dependent payment device, such as a credit card, for allowing a primary customer to control and monitor the transactions made by a dependent customer who is authorized to use the account of the primary customer. The primary customer can control the maximum limit... Agent: Bank Of America Corporation

20130013513 - Method and apparatus for consumer driven protection for payment card transactions: Method and apparatus for facilitating a commercial transaction between an account holder and a merchant. The account holder has an account that is associated with respective account information. The account information includes at least one criterion for pre-authorizing a transaction. When the consumer initiates a purchase transaction, a transaction approval... Agent: Pscu Financial Services

20130013509 - Method and system for processing micropayment transactions: Methods and systems for performing micropayment transactions over communication networks is provided. These methods and systems enable ubiquitous micropayments by providing a seamless payment solution in which micropayment is one of a plurality of payments facilitated. In an embodiment, the transaction value may be compared to a predefined threshold, and... Agent: Visa International Service Association

20130013508 - Secure mobile payment system: The present invention provides a method for conducting a transaction that includes receiving a pseudo account identifier that corresponds to a primary account identifier. The pseudo account identifier may be received at a portable wireless device and may be generated by a remote server computer. The portable wireless device can... Agent:

20130013512 - Software development kit based fraud mitigation: A system and method for fraud prevention is provided. Specifically, an application program interface may be used in concert with an authorization request to process a transaction, to utilize fraud prevention tools. A system, method and/or computer program product for transmitting an authorization request and a request for fraud services... Agent: American Express Travel Related Services Company, Inc.

20130013507 - System to create and manage payment accounts: A hosted-software system including separate but integrated application modules configured to manage notification, validation, authorization, receipt, disbursement, and reporting of payment and transaction types processes and apply specialized and customizable business rules, access rights, and permissions configured to allow secure and definable transaction processing and other interactions between multiple related... Agent:

20130013510 - System, method, and apparatus for creating and distributing a transaction credit: An embodiment(s) of a system(s), method(s), and/or apparatus is presented for accepting requests for, determining approval of, and distributing transaction credit(s) (TC(s)). An embodiment of a system(s), method(s), and/or apparatus is presented for distributing a useable TC to a designated recipient in real time. An embodiment of a system(s), method(s),... Agent: Blackhawk Network, Inc.

20130013505 - Transaction engine remote control: Apparatus and methods for controlling account access. The apparatus may include a receiver that is configured to receive from a customer an account access control instruction. The account access control instruction may change an access status of an account that holds funds belonging to the customer. The customer may be... Agent: Bank Of America

20130013506 - Variable service fee for overdraft protection: Systems and methods provide variable service fees for protection against overdraft of resources. The resources can be monetary or non-monetary and generally are associated with a service. Protection against overdraft relies at least on authorization of a request for an OD transaction, the request having one or more data indicative... Agent: Insight, LLC

20130013515 - Secure payment device with separable display: A secure terminal, such as one used for point-of-sale debit card transactions, has a secure enclosure containing some or all of the terminal components, and is configured to send sensitive and non-sensitive data to a display located outside of the secure enclosure. The terminal includes a source chip that protects... Agent: Key Innovations Ltd.

20130013516 - Social network financial portal: A financial portal is provided which allows the transfer of funds between “friends” within a social network application.... Agent:

20130013517 - Making an extended warranty coverage decision: Systems, methods, and machine-readable and executable instructions are provided for making an extended warranty coverage. Making an extended warranty decision can include determining by a computer, a customer's expected cost of terminating the extended warranty coverage, determining, by the computer, the customer's expected cost of continuing the extended warranty coverage,... Agent:

20130013518 - Systems, methods, apparatuses, and computer program products for collecting recyclable goods: An apparatus and system are provided for facilitating a mechanism in which to collect and consolidate goods at a location for recycling. The apparatus includes a processor capable of defining a time period(s) and determining type(s) of recyclable goods and associating a defined time period(s) with one of the recyclable... Agent: United Parcel Service Of America, Inc.

20130013520 - Electronic licensing system and method: Information relating to intellectual property, across one or more intellectual property applications having various types of intellectual property data, can be provided and/or accessed in an integrated manner. Commonality(ies) are determined between disparate intellectual property applications, that may be applied by the intellectual property applications in accessing the intellectual property... Agent:

20130013519 - Method and system for electronic ip prosecution: Information relating to intellectual property, across one or more intellectual property applications having various types of intellectual property data, can be provided and/or accessed in an integrated manner. Commonality(ies) are determined between disparate intellectual property applications, that may be applied by the intellectual property applications in accessing the intellectual property... Agent:

20130013521 - System for providing a binding cost for foreign filing a patent application: Information relating to intellectual property, across one or more intellectual property applications having various types of intellectual property data, can be provided and/or accessed in an integrated manner. Commonality(ies) are determined between disparate intellectual property applications, that may be applied by the intellectual property applications in accessing the intellectual property... Agent:

20130013522 - System and method for managing property: A system and method for managing property that in one embodiment provides a network-based system and method for creating, tracking and managing events, known herein as “incidents”, such as service requests, maintenance reminders and other events associated with managing property for supporting and enhancing the functions of tenant, property manager... Agent:

20130013524 - Method and apparatus for automatic certification process for food products: Various embodiments of the present disclosure include methods and apparatus for automatic certification of food products. In an example embodiment, apparatus comprises a hand-held device including a display and one or more input devices to sense product identification indicia associated with or affixed to a food product that is grown... Agent: Sureharvest

20130013523 - System and method for disaster preparedness: Embodiments of the present disclosure include a system and a method. In one embodiment, the system includes an emergency preparedness system having a dynamic checklist tool configured to use a master checklist to produce a plant-specific checklist based on a selection of at least one emergency event, and to produce... Agent: General Electric Company

20130013525 - Portable computing device to retrieve agricultural certification information: Various embodiments of the present disclosure relate to a portable computing device to retrieve agricultural certification information. In an example embodiment, an apparatus comprises a hand-held device including a display and one or more input devices to sense product identification indicia associated with or affixed to a food product that... Agent: Sureharvest

20130013526 - Social networking job matching technology: Recruiting technology techniques are provided herein that match offers, such as jobs, with candidates, such as individuals, and vice versa, using the data available in social media profiles. Further, such recruiting technology uses semantic and statistical algorithms to reduce offer descriptions, such as job descriptions and candidate profiles into universal... Agent:

20130013527 - Immigration control system: The present invention provides a system and a method for speeding up immigration. In first immigration, first biometric information is stored in a immigration biometric information DB. A normal immigration client terminal displays a first result of comparing an ID information watch list with a biometric information watch list. In... Agent: Hitachi, Ltd.

20130013528 - System and method of identifying shipping anomalies: Systems and method of identifying shipping anomalies are provided. One anomaly detection module is configured to access data related to items in a delivery environment and determine the occurrence of anomalies based on the accessed data. The detected anomalies are evaluated with other accessed data to identify source, destination or... Agent: United States Postal Service

20130013529 - Business transaction facilitation system: Embodiments of the present disclosure are directed to methods, systems and computer program products for facilitating a business relationship between a customer and at least one provider. The methods, systems and computer program products allow for a system for conducting business transactions and/or facilitating business relationships wholly electronically via an... Agent: Bank Of America Corporation

20130013533 - Apparatus, methods and computer programs for metering and accounting for services accessed over a network: Apparatus, methods and computer programs provided for metering and accounting in a commercial e-services infrastructure address the requirement for handling composite services in which higher-level services are built using simpler underlying services, each of which may be autonomously owned and operated. Metering records for each service underlying a composite service... Agent: International Business Machines Corporation

  
01/03/2013 > 248 patent applications in 95 patent subcategories. recently filed with US Patent Office

20130006648 - Migrating computing environment entitlement contracts between a seller and a buyer: Mechanisms are provided for migrating a computing environment entitlement contract (CEEC) from one computing resource to another. These mechanisms generate one or more CEEC data structures, each CEEC data structure defining terms of a business level agreement between a contracting party and a provider of the data processing system. A... Agent: International Business Machines Corporation

20130006656 - Case management of healthcare fraud detection information: A healthcare fraud management system receives healthcare claims associated with a particular entity, selects rules, from a plurality of rules for detecting healthcare fraud, based on information associated with the healthcare claims, and processes the healthcare claims using the selected rules to generate alarms. The healthcare fraud management system prioritizes,... Agent: Verizon Patent And Licensing Inc.

20130006661 - Customized patient surgical plan: Systems, methods, and devices are disclosed which generate surgical plans that have been customized for a particular patient. A client generates a surgical plan request that includes data relevant to a patient and an orthopaedic surgical procedure to be performed upon the patient. The surgical plan system receives the surgical... Agent:

20130006652 - Facility-wide medication management systems: A system for managing medications facilitates documentation of medication returned from remote dispensing units to a central storage location such as a pharmacy vault. The system may be especially useful in facilitating the tracking of controlled substances. The system receives an indication that a medication previously removed from the remote... Agent: Omnicell, Inc. (016166)

20130006654 - Medical expert system: A system and method for collecting and translating patient information has a data collection interface, the data collection interface including one or more fields of grouped information, presented in a first language understood by a patient and including locations for identifying selected information relating to particular symptoms or conditions of... Agent: Valetudo Interpres

20130006650 - Method and apparatus for migrating between devices while interacting with a healthcare application: Methods and apparatuses are provided for facilitating migration from a first device to a second device while interacting with a healthcare application. In this regard, a method may cooperate with the first device to establish a connection therewith based upon a proximity-based identification technique. Such cooperation may occur while the... Agent: Mckesson Financial Holdings

20130006662 - Methods and systems for utilizing prediction models in healthcare: A method for providing decision support includes using a programmed computer to input a regression model specification, and to repeat the input a plurality of times to obtain and store a plurality of regression model specifications. The method further includes using the programmed computer to analyze selected regression model specifications... Agent: Heath Outcomes Sciences, LLC

20130006653 - Methods using multi-dimensional representations of medical codes: Medical coding systems receive as input medical terms which coders classify into medical codes, used in the remuneration of medical procedures. A set of applicable medical codes can be determined by intersecting multidimensional data structures associated with the input terms and counting medical codes occupying regions of intersection. If the... Agent: 3m Innovative Properties Company

20130006655 - Near real-time healthcare fraud detection: A healthcare fraud management system is configured to store multiple rules for detecting healthcare fraud, receive a healthcare claim involving a provider and a beneficiary, and obtain other healthcare fraud information associated with the provider or the beneficiary. The healthcare fraud management system is further configured to select rules, from... Agent: Verizon Patent And Licensing Inc.

20130006660 - Personalized healthcare management system: Personalized healthcare management system. The personalized integrated healthcare anti-counterfeit management system provides pack authentication, user (5) feedback and compliance, documentation of the dosage uptake by the users (5), maintenance of user (5) related data and displaying compliance and feedback information, and liasing with healthcare agencies, user's nominated persons and/or medical... Agent: Bilcare Limited

20130006657 - Reporting and analytics for healthcare fraud detection information: A healthcare fraud management system receives healthcare claims information associated with a particular entity, and receives historical healthcare information associated with the particular entity. The healthcare fraud management system also performs data mining techniques on the historical healthcare information to produce data mining information associated with the particular entity. The... Agent: Verizon Patent And Licensing Inc.

20130006651 - System and method for preemptive determination of the potential for an atypical clinical event related to the administering of medication: Systems and methods provide for the preemptive determination of the potential of atypical clinical event occurrence related to administering of medications to a person. One method involves receiving a list of possible medications that may be administered to the person during a medical procedure. Subsequently, the medication list is compared... Agent: Cerner Innovation, Inc.

20130006658 - System and method for remote monitoring services: Users can use a portal for remote monitoring of clinical trials and the sites, personnel, and patients involved. A scheduling function allows users to schedule access. Site sponsors can run productivity reports.... Agent: Greenway Medical Technologies, Inc.

20130006659 - System and method for remote physical therapy: The present invention generally relates to remote physical therapy applications. In particular, the system and methods herein described relate to the provision of remote physical therapy services over one or more networks whereby a patient can receive physical therapy services from one or more physical therapy service providers without requiring... Agent:

20130006649 - System and method healthcare diagnostics and treatment: A computerized decision support system for designing, managing and executing clinical disease pathways for financially balanced evidence based care.... Agent:

20130006671 - Clinical monitoring device with time shifting capability: The present invention is designed to develop research protocols for clinical trials. The invention can track and enhance subject compliance with a research protocol. The invention further provides evaluability data related to subject performance in the clinical trial. According to an alternative embodiment of the invention, a portable electronic device... Agent: Invivodata, Inc.

20130006672 - Computer-implemented method for grouping medical claims into episode treatment groups: A computer-implemented method for profiling medical claims to assist health care managers in determining the cost-efficiency and service quality of health care providers. The method allows an objective means for measuring and quantifying health care services. An episode treatment group (ETG) is a patient classification unit, which defines groups that... Agent:

20130006664 - Data change tracking and event notification: The described implementations relate to updating views in a database system. One implementation can identify an active view that retrieves records from a database and determine one or more physical tables in the database that are referenced by the active view. The implementation can track one or more columns in... Agent: Microsoft Corporation

20130006669 - Diagnosis support system, method and program: A constitution information obtainment unit obtains constitution information about a patient to be diagnosed including at least one of genetic information and allergy information about the patient. A comparison constitution information obtainment unit obtains, as comparison constitution information, constitution information about plural patients to be compared. A similar constitution information... Agent: Fujifilm Corporation

20130006663 - Location-based services for patients: Systems, methods, apparatus, and computer program products are provided for providing at least one message to a patient. In one embodiment, healthcare data may indicate (and/or be used to identify) a patient that has had a prescription filled by a care provider. Messaging to the patient's mobile device can then... Agent: Mckesson Specialty Arizona Inc.

20130006667 - Mobile interface for integrated medical software system: The present invention allows a physician to interact with an integrated medical software system, using a handheld device such as an iPhone, iPad, or iPod Touch. A physician can log on using the handheld device and access the system to view and edit data.... Agent:

20130006668 - Predictive modeling processes for healthcare fraud detection: A healthcare fraud management system receives healthcare claims, performs data reduction on information associated with the healthcare claims, and processes the reduced information associated with the healthcare claims by using a plurality of rules. The system also generates alarms, for the healthcare claims, based on the processing of the reduced... Agent: Verizon Patent And Licensing Inc.

20130006665 - Remote data management system with business intelligence in real-time: The present disclosure provides a dynamic data management system and a method of using said system to locate, obtain, analyze, and report desired patient information in real-time. The data management system generally comprises an order in the form of a query that requests information regarding a specific patient or group... Agent: Unival, Inc.

20130006670 - System and method for longitudinal continuity of care: Health-care organizations are given access to clinical details about a patient captured from one or more encounters at one or more sites. The details are searched in a data warehouse, using a master person identifier identifying the patient. The details are then aggregated into a dynamic and interactive record.... Agent: Greenway Medical Technologies, Inc.

20130006666 - Systems and methods for intelligent patient interface device: A system for use with one or more sources of patient-affiliated data corresponding with a group of patients. The system may contain a plurality of patient interface devices for interfacing with the group of patients. Each patient interface device may store a database that includes information related to each patient... Agent: Baxa Corporation

20130006673 - Consolidating billing statements in an agency business model: A customer-focused, web-based computer system and methods may put the agency and the agency/broker code's perspective into billing, collections, and cash application processes. The system and methods may also allow a carrier to manage relationships with agents while including linkage to policy documents, a consolidated agency/broker code bill and commission... Agent: Continental Casualty Company

20130006676 - System for adjusting insurance for a building structure through the incorporation of selected technologies: A method and computerized system is disclosed for managing the underwriting, quoting and binding an insurance policy with regard to the technology used to militate against the financial consequences of property losses. The invention utilizes a classifier for categorizing and weighing risk, composed of data representing in an identified building,... Agent: Hartford Fire Insurance Company

20130006674 - Systems and methods using a mobile device to collect data for insurance premiums: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during... Agent: State Farm Insurance

20130006675 - Systems and methods using a mobile device to collect data for insurance premiums: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during... Agent: State Farm Insurance

20130006677 - Recharging of battery electric vehicles on a smart electrical grid system: Some example embodiments include a method for recharging a number of battery electric vehicles. The method include receiving (by a control module configured to control an electrical grid system that include a number of recharging stations that are configured to recharge the number of battery electric vehicles and from the... Agent: International Business Machines Corporation

20130006684 - Engine, system and method of providing business valuation and database services using alternative payment arrangements: A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at... Agent:

20130006680 - Evaluating computing resources utilization in accordance with computing environment entitlement contracts: Mechanisms are provided for managing computing resources relative to a computing environment entitlement contract. These mechanisms generate one or more computing environment entitlement contract (CEEC) data structures, each CEEC data structure defining terms of a business level agreement between a contracting party and a provider of the data processing system.... Agent: International Business Machines Corporation

20130006681 - Human resource analytics with profile data: A method, computer program product, and system for human resource analytics using profile data is described. The method includes receiving historical project data, wherein the historical project data includes at least one profile of at least one historical project team member. Psychometric data associated with the at least one historical... Agent: International Business Machines Corporation

20130006685 - Human resource analytics with profile data: A method, computer program product, and system for human resource analytics using profile data is described. The method includes receiving historical project data, wherein the historical project data includes at least one profile of at least one historical project team member. Psychometric data associated with the at least one historical... Agent: International Business Machines Corporation

20130006679 - Managing an information technology system: According to one example, there is provided a method of managing an information technology (IT) system that comprising items of IT equipment. The method comprises obtaining a set of characteristics from items of IT equipment in the IT system, generating, using the obtained sets of characteristics, a consolidated set of... Agent:

20130006682 - Real-time quantitative and qualitative measurement of organizational culture: Disclosed are methods, systems, apparatuses, and non-transitory computer-readable media for facilitating measurement of organizational culture in real time. In embodiments, an organization culture measurement system may facilitate culture measurement through receipt and comparison of various actions performed by persons associated with the organization. The organization culture measurement system may provide... Agent: Opal Labs Inc.

20130006678 - System and method for detecting human-specified activities: Embodiments of the present invention provide a system for identifying user activities. The system collects activity descriptions from a plurality of users, wherein a respective user is allowed to add, remove, or vote for at least one feature associated with the activity from a predetermined viewpoint. The system then identifies... Agent: Palo Alto Research Center Incorporated

20130006683 - System and method of managing testing for a healthcare systems transition: Systems and a methods for managing a health care systems transition are described. Transitions can include a migration from Health Insurance Portability and Accountability Act (HIPAA) Electronic Data Interchange (EDI) 4010 standards set to the HIPAA EDI 5010 standards set. An example implementation describes selecting at least two test-case scenarios... Agent: Infosys Limited

20130006686 - Managing organizational computing resources in accordance with computing environment entitlement contracts: Mechanisms are provided for managing a use of the computing resources. A computing environment entitlement contract (CEEC) manager is provided that generates CEECs, where each CEEC comprises a plurality of terms specifying a set of computing resources having a specified configuration that are to be used by a contracting party... Agent: International Business Machines Corporation

20130006688 - Creating a 3rd party team project story board: Systems and methods provide for hosting one or more server computers comprising a project management software. The project management software may comprise a first story board comprising one or more stories for a first team. The first story board may be controlled by one or more first story board control... Agent: The Go Daddy Group, Inc.

20130006687 - Creating a sub-story for a project story board: Systems and methods provide for hosting one or more server computers comprising a project management software. The project management software may comprise a first story board comprising one or more stories for a first team. The first story board may be controlled by one or more first story board control... Agent: The Go Daddy Group, Inc.

20130006689 - Methods, software, and systems for maintaining a single hierarchy of tasks across multiple projects and/or multiple task management tools: Schemes providing master list functionality that allows a user to reorder to-do items from across multiple projects and/or multiple project management tools. Such schemes can ensure that whatever project management tools the user and others associated with the various projects are using at any time, changes in their task planning... Agent: Foliovision S.r.o.

20130006690 - Keeping working hours and calendar entries up-to-date: Techniques are disclosed for keeping calendars up-to-date, whereby a person's working hours, events, and actual availability are accurately reflected. In response to user-generated input and/or application-generated input, working hours can be updated and calendar events can be added to, deleted from, or changed on the user's calendar. This makes it... Agent: International Business Machines Corporation

20130006691 - Scheduling and payment systems and methods: The present systems and/or methods generally facilitate scheduling and/or payment of a service provider. In one embodiment, the scheduling system is integrated with a payment system and configured for use with childcare providers and childcare requestors (i.e., parents). In this embodiment the providers upload their schedules onto an online database... Agent:

20130006692 - Systems and methods for real time transformation of retail bank branch operations: Methods and arrangements for generating process recommendations. Customer information is assimilated, the customer information including a number of present customers. An efficiency matrix is assimilated, which indicates efficiency for each of a plurality of actual resources with respect to each of a plurality of services. At least one hypothetical resource... Agent: International Business Machines Corporation

20130006694 - Determination of earned values of progress of a project: t

20130006693 - Planning a meeting or event: A technique for assisting one or more individuals in planning a meeting or event using metrics. It has been determined that a core job of planning a meeting or event can entail 15 different steps (with possibly 5 additional sub-steps) and have 141 different outcomes. The outcomes enable the job... Agent:

20130006695 - Automated setup of presentation event agenda and logistics: An artifact repository can be queried for a set of different pre-existing presentation artifacts based on requirements and constraints of a presentation event to produce a query result. The query result can comprise a set of presentation artifacts suitable for satisfying at least a portion of the requirements and constraints.... Agent: International Business Machines Corporation

20130006696 - System and method for an extensible workflow management: A workflow management system provides a GUI Configurability tool that allows an end user to configure the system's workflow screens, workflow logic and data fields without the need to rewrite any programs. The system allows each workflow screen to represent and assist each individual task within a business process that... Agent: Clevest Solutions Inc.

20130006698 - Method and apparatus for managing process flow: An apparatus and method for producing a workflow specification of a business process. The method includes receiving a process flow model of the business process at a computing device, receiving documents corresponding to the business process at a computing device, generating a set of logical formulae representing the control of... Agent: Infosys Limited

20130006700 - System and method for automating customer-validated statement of work for a data storage environment: Computer systems and methods are disclosed for improving professional services delivery, such as services in a data management environment. In certain examples, computer systems comprise portals for transmitting and receiving information from parties involved in the performance and receipt of professional services. For instance, a first portal can receive data... Agent: Commvault Systems, Inc.

20130006699 - System and method for optimizing end-to-end response times distribution across components in a performance engineering process: The disclosed embodiment relates to a method for optimizing end-to-end response times distribution across a plurality of components in a performance engineering process. The method preferably comprises determining first, second, and third end-to-end response times for a plurality of components in the process, and determining an optimal end-to-end response time... Agent: Infosys Limited

20130006697 - Using prime numbers and prime number factorization to track articles through transit points in a supply chain: Provided are a computer program product, system and method for using prime numbers and prime number factorization to track articles through transit points in a supply chain. A list associates prime numbers with transit points through which the article passes. A determination is made from the list of prime numbers... Agent: International Business Machines Corporation

20130006701 - Assessing and managing risks of service related changes based on dynamic context information: A method of assessing and mitigating a risk of a proposed change includes entering a category of the change, filtering risk assessment questions based on the entered category of the proposed change, determining an initial risk based on a dynamic change context, determining at least one high risk factor that... Agent: International Business Machines Corporation

20130006702 - System for collecting and managing risk management file and safety assurance case data: An electronic intermediary electronically connects with a medical device manufacturer and regulatory agencies, collects and processes electronically product life cycle safely related events and information from a medical device manufacturer. The electronic intermediary processes the information collected electronically, integrates, generates, maintains, presents and distributes the risk management file and safely... Agent:

20130006707 - Crm application for analysing and generating actionable reports based on activity of users on a product portal: A computer implemented method of analyzing and generating actionable reports based on activity of users on a product portal using a Customer Relationship Management (CRM) application is provided. The product portal includes multimedia files demonstrating features of a product that are stored in a database (112) of an application server... Agent:

20130006703 - Method and apparatus for marketability assessment: A system that incorporates teachings of the present disclosure may include, for example, a processor operable to determine whether a correlation exists between first products or services consumed by a subscriber leader and second products or services consumed by a plurality of subscriber followers. The first and second products or... Agent: At&t Intellectual Property I, Lp

20130006704 - Method and system for creating customer profiles: A system for creating a customer profile includes at t one computer system configured to retrieve first business information regarding a customer from at least one first database including data regarding machine transactions. The at least one computer system is further configured to retrieve second business information regarding the customer... Agent: Caterpillar Inc.

20130006708 - Method, management server and computer readable recording medium for managing a customer relationship: Disclosed herein is a method for managing customer relationship through multiplex-assigning password of access point. According to an exemplary embodiment of the present invention, a method for managing a customer relationship by a customer management server includes: receiving customer terminal information including customer terminal identification information and customer group identification... Agent: Nhn Business Platform Corporation

20130006705 - Small business intelligence tool: Aspects of the disclosure relate to systems and methods for electronically displaying an indication of customer spending associated with a pre-determined business location. The method includes using a receiver to receive an electronic request. The request authorizes retrieval of customer spend information associated with the location. The customer spend information... Agent: Bank Of America

20130006709 - Techniques for leveraging player's social influence and marketing potential in gaming environments: Various aspects described or referenced herein are directed to different methods, systems, and computer program products for leveraging player's social marketing potential in gaming environments. In one embodiment, a gaming system may be configured or designed to provide functionality for automatically and/or dynamically determining Player Social Marketing Potential (PSMP) Score(s)... Agent: 3g Studios, Inc.

20130006706 - Using consumer purchase behavior for television targeting: In various embodiments, strategies, tools and techniques are provided for using consumer purchaser behavior for targeting delivery of content to consumers through television and other media. An advertising measurement system, which may be accessible through a software-as-a-service model or a client-downloaded computer program, may be used to process and analyze... Agent: Tra, Inc.

20130006710 - Targeted campaign management system and method: A system, method, and computer-readable medium, is described that provides a probability of deletion (or renewal rate) prediction for a domain name based on a historical model of expired and renewed domain names. Domain name attribute sets are defined using domain attribute/value combinations. These sets are used to classify past... Agent: Verisign, Inc.

20130006711 - System and method for enhancing productivity of sales and marketing operations of pharmaceutical companies: A system and method for enhancing productivity of sales and marketing operations of pharmaceutical companies is provided. The method includes collecting information pertaining to pharmaceutical sales and marketing operations from all available sources. The method further includes processing the collected information to identify a plurality of market segments, to determine... Agent: Infosys Limited

20130006712 - Method and system for revenue management system based on market pricing: Hoteliers do not even need to figure out whom they are competing with. The method provides new analyses on market trends and it allows the hotel user to truly position his property vis-à-vis the market over time. At last, it provides insightful recommendations based on user rules which are self... Agent:

20130006713 - Method for aggregating pricing information and assigning a fair market value to goods sold in a peer-to-peer e-commerce transaction: A computer-implemented method for aggregating pricing information and assigning a fair market value to goods sold in an ecommerce transaction comprising obtaining pricing information of a good, collecting pricing information of said goods from one or more sources, determining the fair market value of said goods by calculating a weighted... Agent:

20130006714 - Sustaining engineering and maintenance using sem patterns and the seminal dashboard: Supporting problem resolution of an organization, in one aspect, may include obtaining operational data associated with the organization, calculating operating metrics based on the operational data, detecting one or more metrics trends based on the calculated operational metrics, identifying one or more relations between the metric trends, and determining one... Agent: International Business Machines Corporation

20130006715 - Fleet vehicle management systems and methods: Some embodiments of a system for communicating vehicle information can provide equipment for use inside a fleet vehicle to facilitate prompt and efficient transfer of vehicle and driver information. In particular embodiments, the system may include an electronic onboard recorder mountable in a vehicle and a mobile communication device that... Agent: Xata Corporation

20130006716 - System of managing change process: A system for managing changes to obviate inefficiencies in business processes involves identifying business activities (36) being performed and categorizing (34) the activities. Using the category designations (34) to reveal non-contributory activities, drivers of the causes of inefficiencies are identified. A second set of activities (46) incorporates outcomes of proposed... Agent: Bevington & Partners Pty Ltd

20130006717 - Evaluating a worker in performing crowd sourced tasks and providing in-task training through programmatically generated test tasks: Systems and methods for evaluating a worker in performing crowd sourced tasks and providing in-task training are disclosed. In one aspect, embodiments of the present disclosure include a method, which may be implemented on a system, for selecting a job distributed through a job distribution platform for workers to work... Agent:

20130006718 - Methods, apparatus and systems for chronicling the activities of field technicians: Tracking or monitoring activities associated with employees, such as field technicians working in the field, is based on receiving and processing activity information related to activities conducted by the employees. Activity information may include location information associated with individual activities or equipment, employee status information (e.g. clocked-in or clocked-out), travel... Agent: Certusview Technologies, LLC

20130006721 - Computer implemented method for scoring change proposals: A method for scoring changes of components of a concept by a group of evaluators in a collective decision process is presented. First, the level of disagreement with the components is collected together with comments indicating desired changes. The expected incremental decrease of the overall disagreement level achievable by a... Agent: Community-based Innovation Systems Gmbh

20130006720 - System and method for creating limited edition product: An method and system for partnering with fashion and design industries to create limited-edition, exclusive product. A designer is asked to submit 3-4 sketches each of 4-6 related styles in a collection, along with swatches of fabrics and colorways of the fabrics. Buyers each select, for each style in the... Agent:

20130006719 - System and method for elections and government accountability: A system and method for a voter to vote using an electoral system (100). The electoral system (100) includes a computing system (101) for accessing a database having first and second data sets. The first data set is correlated to a roster of eligible voters; the second data set is... Agent:

20130006726 - Method for determining toll fees in a road toll system: Method for determining toll fees for vehicles in a road toll system including vehicle-onboard units and positionally distributed beacons capable of communicating with the onboard units via radio signals. The method includes: providing a toll fee level and a validity time frame; retrieving an identifier of the onboard unit, the... Agent: Kapsch Trafficcom Ag

20130006723 - Tolled roadway and method for operating a roadway tolling system: A method for operating a roadway tolling system includes recording an entry time onto a ticket when a vehicle enters a tolled roadway at an entry point of an entrance location. The method also includes dispensing the ticket to an occupant of the vehicle at the entry point and collecting... Agent:

20130006725 - Tolling integration technology: In one aspect, a tolling system is operable to perform operations, which include: identifying tolling data sources in a network; constructing a toll pricing model based on the identified tolling data sources; integrating tolling data from two or more of the identified tolling data sources, the tolling data including data... Agent: Accenture Global Services Limited

20130006724 - Tolling using mobile device: In one aspect, a tolling system is operable to perform operations, which may include: receiving, over a network and from a mobile device application operating on a mobile processing device, an identifier and road usage data collected by the mobile device application; identifying a profile based on the identifier; accessing... Agent: Accenture Global Services Limited

20130006722 - Universal vehicle management system: A universal vehicle management apparatus that can be installed on any means of conveyance, including means of conveyance where installation would result in significant exposure to environmental hazards, and including a rating system that can handle complex fare calculations from a plurality of sensors.... Agent:

20130006729 - Network based ambient services: Various embodiments are disclosed for a services policy communication system and method. In some embodiments, a network device implements a service profile for assisting control of a communications device use of a service on a network, in which the service profile includes service policy settings, and the service profile is... Agent: Headwater Partners I LLC

20130006728 - System and method for goal based savings: A method, performed by a server, for incentivizing school performance includes receiving score information corresponding to a student from a first user terminal and adding score information to a student profile corresponding to the student in a database. A credit adjustment value is calculated based on the received score information... Agent:

20130006727 - Systems and methods for social filtering of geobookmarks: A computer-implemented method and system of providing geobookmarks to a user of an online community are described. The method may include: displaying a graphical user interface screen on a user device, the graphical user interface screen including a location interface with a first set of geobookmarks; displaying a trust guide... Agent: Black Drumm, Inc.

20130006734 - Automated bidding platform for digital incentives: An automated bidding system accepts offers for an advertising opportunity within a computer-implemented game. The advertising opportunity may indicate an opportunity to place a branded virtual object in a virtual environment of the computer-implemented game. This bidding system may receive advertising offers for the advertising opportunity from multiple entities, where... Agent:

20130006735 - Incentivizing flash sales: A method of incentivizing flash sales is disclosed. It is detected that a group of users are within a proximity to a location. The group of users is notified of an incentive reward to be provided based on a number of users from the group performing a location-based action at... Agent:

20130006737 - Location aware mobile game reward system for encouraging real-world activity: There is disclosed a method and apparatus for enabling a location-aware mobile game reward system for encouraging real-world activity. The method includes sending an electronic notice of a reward available in a physical location to a mobile application operating on a mobile device, the mobile application having enhanced functionality available... Agent: Clandestine Networks, Inc.

20130006736 - Providing rewards to users based on their levels of influence over other users: A method of providing rewards to users based on their levels of influence over other users is disclosed. A level of influence of a user of a system over other users of the system is determined. An incentive reward that is to be provided to the user based on a... Agent:

20130006733 - Social networking relational reward system: Methods for operating a reward program are provided. The method allows rewarding members of social media sites based on their online or offline activities, based on such activities of members connected to them. The disclosed method encourages Internet users to spread commerce-related content via social media sites to connected members... Agent:

20130006738 - Shared electronic incentives and coupons leveraging social connections and shepherding: Systems and methods for distributing shared electronic coupons are provided. According to one aspect, the electronic coupon may include a coupon benefit display region displaying a textual and/or graphical representation of a coupon benefit. The electronic coupon may further include a candidate display region displaying a list of one or... Agent: Microsoft Corporation

20130006741 - Discounted deals with supplier ranking information: A system and method that facilitates e-commerce volume pricing is provided. According to one aspect of the present invention, the system includes an offers and orders component that receives and aggregates orders for a product from a plurality of buyers. The system also includes a logistics component that determines a... Agent:

20130006740 - Method and system for providing rewards to a portable computing device at the point of sale: A method of providing rewards to a user by storing, in a portable computing device, user profile data which may be accessed by a merchant terminal only if allowed by the user. A merchant terminal interacts with the portable computing device by accessing the user profile data from the portable... Agent: Signature Systems, LLC

20130006739 - Online marketplace with shipping incentives: A marketplace server and method for facilitating purchase transactions are provided. A marketplace server may include a routing engine configured to receive an order for goods from a first computing device associated with a first customer, with the order including a first delivery address of the customer. The routing engine... Agent: Microsoft Corporation

20130006742 - Method and system for generating a dynamic purchase incentive: A computer-implemented method of providing a dynamic purchase incentive to a purchase of a product. A product identification is input into a purchasing device which transmits it to a discount server computer along with customer identification data. The discount server computer uses the product identification to retrieve from a product... Agent: Signature Systems LLC

20130006743 - Method and apparatus for in-application deals: A computer-implemented method for in-application advertising display on a second computer using a first computer. A request is received on a first computer to display an advertisement on a second computer, the request from the second computer and including an identification of an application and a location information. The first... Agent: Crowdmob, Inc.

20130006744 - Method and system for managing limited use coupon and coupon prioritization: A system for managing coupon redemption and prioritization is provided. According to one aspect of the system, the system allows an electronic coupon or reward to be redeemed a specific number of times. The specific number of times may range from one to infinity. According to another aspect of the... Agent:

20130006745 - System & method for providing instant tangible rewards at automated devices: An incentive system is provided which includes the coordinated operation of at least one automated customer service device, an incentives program management system and a tangible reward awarding device, wherein a user is automatically awarded a tangible award if certain criteria or activity is carried out and identified by the... Agent:

20130006746 - Techniques for integrating social networking rewards with the retail checkout process: A customer registers a social networking identifier with a retail loyalty program. When a customer completes a transaction at a retail establishment and provides a customer loyalty account number for the customer, a determination is made as to whether the customer can use social networking awards as part of the... Agent: Ncr Corporation

20130006747 - System and method for providing online group-buying services: A system and method for providing online group-buying service is proposed. A group-buying company negotiates with a merchant to select a featured item to be sold on a group-buying website. The group-buying company and the merchant execute a binding agreement with regard to the feature item. The featured item is... Agent: Lashou Group Inc.

20130006750 - Consumer created coupons: Apparatus and a method create on-line obtainable coupons. The apparatus includes at least a first server enabling communication with a first class of third party on-line communicators. The first server receives proposed content on coupons from the first class of third party communicators, such as consumers, vendees and service users.... Agent:

20130006748 - Data sampling and usage policies for learning and personalization with privacy: Various embodiments are described for systems and methods for facilitating data sharing between a user of a client device and an online service. The system may include a module configured to display a graphical display of data sharing specifications on the client device. The graphical display may include one or... Agent: Microsoft Corporation

20130006751 - Promotion system supporting emailed promotions and at seller premises transaction completion: An online sales/automatic rebate and coupon redemption system provides online customers automatic retrieval and redemption of all applicable rebates and coupons during purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption... Agent: Enpulz, LLC

20130006749 - Proximity based social networking systems and methods: Social networking systems and methods including a server and a user device. The server includes memory and a server processor. The server processor is programmed with instructions to receive current geographic position data for each user, calculate an interaction zone for each user, cross reference the interaction zones for each... Agent:

20130006753 - Sales promotion system supporting a plurality of sellers: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online... Agent: Enpulz, LLC

20130006752 - Sales promotion system supporting coupon link in multi-seller environment: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases to automatically retrieve and redeem all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online... Agent: Enpulz, LLC

20130006731 - Methods and systems for providing a secure electronic mailbox: A secure electronic mailbox is provided to a customer having an electronic account. The electronic account links the secure electronic mailbox to a physical address of the customer. The customer can send and receive secure and non-secure messages via the secure electronic mailbox. The customer can also access electronic services... Agent: United States Postal Service

20130006730 - Optimization of yield for advertising inventory: Methods and apparatus, including computer program products, for optimization of yield for advertising inventory. A method includes, in a network of interconnected computers, sending a request for a file from a browser residing on a user system to a publisher server, receiving the requested file from the publisher server, the... Agent:

20130006755 - Methods, systems and computer program products for tailoring advertisements to a user based on actions taken using a portable electronic device: A method of advertising tailored based on usage patterns of a portable electronic device includes determining if a portable electronic device has entered an area associated with a local area network (LAN). A link is established between the portable electronic device and the LAN if it is determined that the... Agent: At&t Intellectual Property I, Lp

20130006754 - Multi-step impression campaigns: Various embodiments are described for computerized advertising systems and methods. The system may include an ad server that includes an impression campaign engine configured to associate a target user profile with a plurality of computing devices. The ad server is also configured to receive a multi-step impression plan including a... Agent: Microsoft Corporation

20130006757 - Method, medium, and system for keyword bidding in a market cooperative: A computer-implemented method and system for keyword bidding in a market cooperative are disclosed. A particular embodiment includes receiving a keyword bid from a first party; determining a value to a host associated with the keyword bid; augmenting the keyword bid by an amount corresponding to the value to the... Agent: Ebay Inc.

20130006756 - System and method for providing advertisements based on user's intention to purchase: Provided is a system and method for providing advertisements. The system may include a user identification unit to identify a user with an intention to make a purchase, a bidding unit to receive a bid for a right to offer an advertisement of an advertiser for a product or service... Agent: Nhn Business Platform Corporation

20130006758 - User feedback-based selection of online advertisements using normalized cost modifiers: Advertisements to be presented to a user are selected based on feedback responses received from other users where the feedback responses represent the level of interest to the advertisements expressed by the other users. In selecting which advertisements to be presented to a user, the online service takes into account... Agent:

20130006763 - Incentive network for distributing incentives on a network-wide basis and for permitting user access to individual incentives from a plurality of network servers: Systems and methods for distributing incentives on a network-wide basis and for permitting user access to individual incentives from any network server are provided. A method performed by a server for accessing incentives may include receiving an access request from a device associated with a user and connected to a... Agent: Catalina Marketing Corporation

20130006761 - Method, system, and article of manufacture for generating ad groups for on-line advertising: An Ad (Advertisement) group for display on a webpage is generated in response to a request for displaying an advertisement on the webpage. Ad units relevant to the content of the webpage are identified with each Ad unit having an associated category. Ad units are selected for insertion into the... Agent: One Person Health Inc.

20130006759 - Monetizing user generated content with embedded advertisements: A system and method are disclosed for monetizing user generated content. A user can have options for including advertising as part of their content. For example, the user may select a location, size, and shape of an advertisement for display as part of an image. An advertisement matching those attributes... Agent: Yahoo! Inc.

20130006762 - System and method for collection and display of time sensitive information: A system and method for collecting and displaying time sensitive information consisting of multiple information sources connected to an information storage facility via an upload link. The information storage facility may, in turn, be interrogated by information sinks via a download link to display the collected time sensitive information. The... Agent: Tablesup, Inc.

20130006760 - Systems and methods for presenting comparative advertising: Methods for displaying advertisements on a computer are provided. One method includes: detecting keyword information from a source module with a data processor wherein the keyword information is visible to a user on a display component of the computer; comparing the keyword information to a keyword database wherein the keyword... Agent:

20130006732 - Methods and systems for group targeting for advertisable calendar entries: Techniques are provided which engage users and increase social interaction in group buying. Methods and systems may target users with a first advertisement comprising one or more proposed deals based at least in part on the users' electronic calendar entry information. The advertisements may be served and displayed in the... Agent: Yahoo! Inc.

20130006764 - Inventory estimation for search retargeting: Techniques for estimating advertisement inventory for search retargeting segments are provided. A total inventory for each cluster of a plurality of clusters is estimated based on a history of previously viewed pages and previously used search keywords that were submitted by users is searches performed prior to accessing the previously... Agent: Yahoo! Inc.

20130006767 - Promotion system supporting emailed promotion cross-selling opportunities: An online sales/automatic rebate and coupon redemption system provides online customers automatic retrieval and redemption of all applicable rebates and coupons during purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system for online sales with automatic rebate and coupon redemption... Agent: Enpulz, LLC

20130006766 - Spend based digital ad targeting and measurement: The present disclosure includes a system, method, and article of manufacture for spend based targeting and measurement. The method may comprise transmitting to a third party system a model and/or a measurement file associating a first party cookie ID with a model, and receiving, from the third party system, an... Agent: American Express Travel Related Services Company, Inc.

20130006768 - System and method for gathering and standardizing customer purchase information for target marketing: The present invention relates to storing and manipulating customer purchasing information, particularly purchasing information by credit cards, debit cards, checks, and the like. A hierarchical organizational structure is created comprising a plurality of categories and sub-categories. The customer purchase information may then be retrieved according to user created links to... Agent:

20130006765 - Systems and methods for recommending matching profiles in an interactive media guidance application: In some embodiments, a media guidance application may automatically generate a media guidance profile. Attributes from the media guidance profile may be compared with attributes from a plurality of partner profiles received from a remote provider. A set of recommended partner profiles may be displayed. In response to a selection... Agent: United Video Properties, Inc.

20130006769 - Criteria-based audio messaging in vehicles: A method for providing marketing materials from a marketing and information service platform to a vehicle telematics system comprises the steps of receiving route information at an integral telematics system of a vehicle and delivering personalized messages to the telematics system for transmission to a user of the vehicle based... Agent:

20130006770 - Pay-for-visit advertising based on visits to physical locations: A method and system for providing a pay-for-visit billing model for advertisements is provided. The advertisement system provides advertisements that have associated physical visit locations. The advertisement system provides advertisements to a mobile device or fixed of a user when the user is in the vicinity of or examining locations... Agent: Groupon, Inc.

20130006771 - Infer location from publisher's page and match with advertisers: An apparatus and method for inferring a geographic locus for a publisher document in order to obtain advertisements that are relevant to the inferred geographic locus. Landing pages are analyzed by determining whether the page encodes a street address and extract the street address or for information that is indicative... Agent:

20130006773 - System for managing promotions: In various embodiments, promotions are featured on mobile gaming devices.... Agent:

20130006772 - System for personal editorial and advertising content delivery: A system is provided for enabling personal editorial and advertising content delivery. The system has a publication server which receives information regarding interests of a user and selects editorial content in accordance with the information. The publication server also receives information regarding a locality and demographic of the user and... Agent: Silverbrook Research Pty Ltd

20130006774 - System and method for pushing information to a mobile device: A system and method for pushing information to a mobile device are disclosed herein. A triggering event is detected, and information relevant to the detected trigger event is determined. The information is located in one of a plurality of memory location channels, wherein the information is stored in the one... Agent:

20130006775 - System and method for rendering content on a vehicle: One variation of a preferred system for rendering content on a vehicle includes a display, a memory, a communication module, and a processor. The display is configured to mount adjacent an exterior surface of a vehicle. The memory is configured to store a plurality of executable applications including a vehicle... Agent:

20130006776 - System and method for ordering items: Systems and methods allowing for a customer to initiate a fuel purchase transaction utilizing a mobile device are described. The customer may further be presented with advertisements on his mobile device and/or be provided with the opportunity to purchase additional items for inclusion on his fuel transaction. In some embodiments,... Agent: Ncr Corporation

20130006777 - Determination and monetization of future location: A computer-implemented method for monetizing future location of users includes identifying indicator(s) retrieved from log data or an electronic declaration that indicate a possibility that a user will be at a specific location in the future; generating a probability that the user will be at the specific location in the... Agent: Yahoo! Inc.

20130006778 - Identification of users for advertising using data with missing values: A method and system for identifying users for advertising. Users, attributes, and first web sites provided by ISPs accessed by the users are identified. First data including content of the first web sites and user time spent thereon are received from ISPs and analyzed to determine first attribute values indicative... Agent: International Business Machines Corporation

20130006779 - Process for occasion based gift giving through social media networks: A process for gifting through a social media network with credits redeemable through preferred vendors only.... Agent:

20130006780 - Network based ambient services: Various embodiments are disclosed for a services policy communication system and method. In some embodiments, a network device implements a service profile for assisting control of a communications device use of a service on a network, in which the service profile includes service policy settings, and the service profile is... Agent: Headwater Partners I LLC

20130006781 - System and method for disputing individual items that are the subject of a transaction: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may... Agent: Serve Virtual Enterprises, Inc.

20130006782 - Apparatus and systems of a computerized bill presenter system: In some embodiments, an electronic check presenter includes a bi-fold booklet and a tablet personal computer. The tablet personal computer includes at least a non-transitory processor-readable medium, a processor, a display, a magnetic stripe reader, and a communication interface. The non-transitory processor-readable medium includes code to cause a processor to... Agent:

20130006783 - Portable change device: A method and system for conducting a monetary transaction regardless of currency at the point of sale is provided. The method includes receiving a portable device that corresponds with a financial account, where the financial account includes financial account monetary value. The information regarding the financial account is stored on... Agent:

20130006784 - Personal authentication: A method and system of authenticating a person is disclosed. The authentication may include verifying authenticity of the person when interacting with a point of sale system or other authenticating requesting device according to whether biometric information collected proximate in time to the authentication request sufficiently correlates with biometric information... Agent: Cable Television Laboratories, Inc.

20130006785 - System and method to facilitate settlement of a transaction: Disclosed herein are systems and method for facilitating transactions between a merchant-partner and an end-user (e.g., a customer of the merchant-partner). More specifically, presented herein are systems and methods for settling a transaction between a point-of-sale terminal and a merchant-partner, wherein the point-of-sale terminal receives presentment of a payment for... Agent:

20130006786 - Image processing apparatus, method, and storage medium: An image processing apparatus that charges a user for executing a predetermined image process holds charging information in a storage device, charges a user for executing the predetermined image process based on charging information held in the storage device. When the charging information held in the storage device is updated,... Agent: Canon Kabushiki Kaisha

20130006787 - Self-checkout terminal: An article code reading device optically reads a code symbol on an article, and decodes and outputs an article code. An image pickup image part picks up an image of an area of an article, the code symbol of which is read by the article code reading device, and outputs... Agent: Kabushiki Kaisha Toshiba

20130006789 - In-store communication, service and data collection system: An apparatus and method to improve the handling of in-store customer requests for assistance, generate feedback and use data generated by customer requests for assistance. A customer input device, such as a placard, hand-held or cart carried mobile device, enables customers to request assistance and immediately and easily grade the... Agent:

20130006791 - Method and device utilizing polymorphic data in e-commerce: An aspect of the present invention includes a protocol for conveying data during an e-commerce session with a polymorphic response, comprising initiating a session with a message from a buyer application to a broker application and a session identifier assigned by the broker application; conducting the session between the buyer... Agent: Open Invention Network

20130006792 - Method of requesting a customized instance of an object using information contained within an existing instance: A system for reselling an object in a client-server environment is disclosed. The method and system also enables a user using a client device can order an object, order a customized object, order a composite object, and order a customized composite object. The system includes an object order form handler,... Agent: International Business Machines Corporation

20130006788 - Retail environments within social networking engines: Provided are novel methods and systems for integrating various aspects of online retailing and social networks to provide more effective and efficient online shopping experience. Social networks are designed to gather and manage information about their users and users' environments and may include features such as ranking users' connections, interests,... Agent:

20130006790 - System and method for planning layout of a retail store: An interactive map for a retail store floor to determine product placement is disclosed. The interactive floor map can be customized for each retail store using custom-designed or pre-defined fixture blocks. Each fixture block includes a display surface, a representation of a product being displayed, and representation of its associated... Agent: Apple Inc.

20130006795 - Internet based forum allowing individual consumers to pool their buying power: The invention relates to a method of realizing volume saving for consumers through the use of a web based system. In the claimed method at least one consumer and at least one supplier registers in a web based medium. Each is dynamically presented with a technological environment that is customized... Agent:

20130006796 - Method for finding actionable communities within social networks: A computer-implemented method that includes identifying a social network of a plurality of entities, each entity is associated with at least one other entity in the social network. A group of entities is identified from the plurality of entities that have expressed an interest in any one of a plurality... Agent: International Business Machines Corporation

20130006797 - Methods and systems for vendor assurance: Methods and systems for managing financial transactions. Specifically, the invention includes methods and systems for creating order profiles used to select vendors for carrying out third-party sub-transactions needed to complete financial transactions. A product related to the completion of the financial transaction is selected, a vendor ordering profile is selected,... Agent: Altisource Solutions S.a R.l

20130006793 - Migrating computing environment entitlement contracts based on seller and buyer specified criteria: Mechanisms are provided for migrating a computing environment entitlement contract (CEEC) from one computing resource to another. These mechanisms generate one or more CEEC data structures, each CEEC data structure defining terms of a business level agreement between a contracting party and a provider of the data processing system. A... Agent: International Business Machines Corporation

20130006794 - Online marketplace with offer/bid pooling: Systems and methods for facilitating purchase transactions through real-time dynamic marketplace sessions are provided. A method may include pooling offers for goods/services to form a pooled offer, and pooling bids to form a pooled bid. The pooled offer and the pooled bid may be matched to form a pooled offer/bid... Agent: Microsoft Corporation

20130006798 - Penny auction with reserve: A method of conducting an on-line auction comprises selecting a product with a reserve price set by the seller which is less or more than one dollar. Starting the auction by placing product and reserve price on the web, accepting bids that are in increments of dollar amounts or in... Agent:

20130006801 - Systems and methods allocating items among auction sites to maximize profit: A method for allocating vehicles to auction sites. An inventory database stores information uniquely identifying a plurality of items and associating each of the items with one of a plurality of available auction sites. Constraints relating to the movement of the items are stored in a constraints database. Items are... Agent: Opera Solutions, LLC

20130006800 - Systems and methods for pricing and selling digital goods: Systems and methods are provided for pricing, selling, and/or otherwise distributing electronic content using auction mechanisms. A randomized auction mechanism is used to determine both the number of goods that are sold and the selling price. The auction mechanism automatically adapts to the bid distribution to yield revenue that is... Agent: Intertrust Technologies Corporation

20130006799 - Systems, apparatus and method for hosting and assigning domain names on a wide area network: Embodiments of the instant invention are directed to a domain management system, apparatus and method for hosting and assigning domain names. Embodiments of the domain management system comprise a name assignment system and a hosting system, wherein the hosting system comprises a domain retrieval system and a data storage apparatus.... Agent:

20130006808 - Systems and methods for transformation of submitted listings: Systems and methods for transformation of submitted listings are described. An example system comprises a policy module to receive a listing describing an item for sale and to determine that the listing does not comply with one or more marketplace policies of a marketplace. The marketplace publishes listings describing items... Agent: Ebay Inc.

20130006809 - Method and system for providing a certified swap price for a vehicle: Methods and systems are provided that swap certified pre-owned vehicles between dealers. One exemplary computer-implemented method for swapping CPO vehicles includes receiving, by a swap facilitating computer, a request to swap a first CPO vehicle for another CPO vehicle; and determining, by the swap facilitating computer using stored market values,... Agent: Buybook Technologies, Inc.

20130006810 - Method and system for the execution of non-bank third party services transactions over financial networks through electronic terminals utilizing a non-depository virtual account management system: The present embodiment of the system is a new and useful method and system for automating Third Party Financial Transactions via an Electronic Transaction Apparatus, by enabling a Transaction Acquirer Processor and a Third Party Service Provider to provide a Financial Instrument Holder, access to a non-bank third party service... Agent:

20130006811 - Online funds transfer method: A method is provided for transferring funds related to a checkout process for a transaction initiated between a user and a merchant. The method may include storing information on a plurality of asset accounts associated with the user and receiving selection of a first account from the plurality of asset... Agent: The Western Union Company

20130006812 - Micro-payment system architecture: A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also... Agent: Google Inc.

20130006813 - Interactive internet platform for assessing and executing residential energy solutions: A dynamic, fully-integrated computer-server-based platform (platform) provides users with tools for making informed decisions about available energy upgrades and for implementing desired home energy upgrades. In various embodiments, the platform provides various combinations of: (i) a variety of educational and assessment tools, including a Virtual Home Energy Audit (VHEA), which... Agent:

20130006802 - Generating a location-aware preference and restriction-based customized menu: Location-aware preference and restriction based customized menu may be generated, for example, by obtaining a list of preferences and restrictions, tracking a dietary intake, determining a list of foods available at current location, and generating a list of recommended foods from the current location based on the list of preferences... Agent: International Business Machines Corporation

20130006807 - Guideline-based food purchase management: Techniques for guideline-based food purchase management are provided. The techniques include generating a personalized set of nutrition guidelines for a user, generating a user profile for the user, wherein the user profile comprises health information and nutrition preferences, and using the personalized set of nutrition guidelines and the user profile... Agent: International Business Machines Corporation

20130006803 - Item source of origin stamp: Disclosed are electronic systems and techniques for implementing lists that include source of origin information for items added to the lists. A portal can include a component that enables items to be added to lists associated with the portal from a variety of sources, such as social networks, other portals,... Agent: Rawllin International Inc.

20130006806 - Method and apparatus for application costing for service provisioning: Various methods for application costing to provide decision making for service provisioning are provided. One example method may comprise providing for transmission of a request for a service. The method may further comprise receiving a message comprising an ordered list of entries for providing the service. Each entry may comprise... Agent: Stoneware, Inc.

20130006805 - Online marketplace for collective buying: The present specification is an e-commerce business/system (“System”) that facilitates the sale of goods and/or services between Seller(s) and individual consumers that are affiliates/members of a community group (“Organization”). In addition, the present specification is a System that facilitates formation, identification, aggregation and registration of such Organizations, to help its... Agent:

20130006804 - Web based system and method for reverse trading transactions: An internet server or web server based trading system that is designed to facilitate barter type trade transactions. In addition to accommodating standard type trade searches that allows users to browse for items or services that the user wants or needs, the system also has a unique reverse trading system,... Agent:

20130006814 - Glasses selling system, lens company terminal, frame company terminal, glasses selling method, and glasses selling program: A selling server stores prescription data of a customer transmitted from an optometrist terminal of an optometrist who performs optometry for a glasses prescription through a communication line in association with customer identification information, transmits image data of a frame candidate group of glasses to a customer terminal, transmits image... Agent: Nikon Corporation

20130006817 - Enabling control or use of personal metadata: This document describes techniques and apparatuses for enabling control or use of personal metadata. In some embodiments, the techniques assemble a person's metadata from various sources on the Internet, present the person's metadata in a user interface, and enable the person to control his or her metadata by adding, removing,... Agent: Microsoft Corporation

20130006815 - Federated and multi-tenant e-commerce platform: A multi-tenancy e-commerce platform to allow sellers to publish listings describing items for sale in one or more marketplaces is described. The platform comprises a distribution scheduler comprising a schedule receiver to receive a distribution schedule from a seller. The distribution scheduler further comprises an execution module, to determine that... Agent: Ebay Inc.

20130006816 - Leveraging a social network to search for local inventory: In accordance with one or more embodiments of the present disclosure, a method for leveraging a social network to search for local inventory includes communicating with a first mobile communication device over a network, the first mobile communication device associated with a user, and communicating with a second mobile communication... Agent: Ebay Inc.

20130006819 - System and method for exhibiting at least visual content in one or more physical retail stores: One embodiment of the present invention is directed to a system for exhibiting at least visual content in one or more physical retail stores. Another embodiment of the present invention is directed to a method for exhibiting at least visual content in one or more physical retail stores. Another embodiment... Agent: Tigerdirect, Inc.

20130006818 - System and method for optimizing savings relative to purchasing products: A system and method is provided for optimizing a purchase of a desired product on a computer. The method includes receiving product information related to the desired product, a companion product, shelf prices, ring prices, a price threshold, and a rebate amount, and calculating a total shelf price based on... Agent: Shopper's Haul, LLC.

20130006820 - System and method of determining the quality of enhanced transaction data: A system is provided for determining the quality of merchant supplied enhanced data related to financial transactions performed by holders of financial presentation devices such as credit cards. The system includes a memory storing a plurality of enhanced transaction data (ETD) records and quality check criteria for determining the quality... Agent:

20130006821 - Systems and methods for importing items: Various embodiments of the present invention provide improved systems, methods and computer program products for managing the delivery of items across international borders. Systems and methods for facilitating an international cross-border shipment from an exporting entity to an import entity are provided. The method may include the steps of: receiving,... Agent: United Parcel Service Of America, Inc.

20130006824 - Interactive financial tool: Discussed herein is an evaluation and scoring system that may be used to quickly assess and guide financial decisions, facilitate or create communities of interest, and assist in accessing markets and/or consumers that may not have been sufficiently considered before.... Agent:

20130006822 - System and method for automated travel notification: According to some embodiments of the present disclosure, a method for travel notification comprises receiving travel information of a card user of a purchase card. The travel information indicates a destination of travel of the card user and a time period of travel to the destination. The method further comprises... Agent: Fujitsu Limited

20130006823 - System and method for automated travel notification based on travel booking information: According to some embodiments of the present disclosure a method for travel notification comprises receiving booking information associated with travel of a card user of a purchase card. The method further comprises parsing through the booking information to determine a destination of travel of the card user and a time... Agent: Fujitsu Limited

20130006825 - Systems and methods for analyzing data: Information regarding individuals that fit a bad performance definition, such as individuals that have previously defaulted on a financial instrument or have declared bankruptcy, is used to develop a model that is usable to determine whether an individual that does not fit the bad performance definition is more likely to... Agent: Experian Information Solutions, Inc.

20130006889 - Compliance and credit attribute system and method: A computer system and method for managing information related to compliance and credit attribution for fixed income securities. A computer system identifies CUSIP information for securities included in a user fixed income security portfolio and retrieves bond attribute information for the identified CUSIP information along with economic and demographic data.... Agent:

20130006890 - Method for combining the management and administration of mutual fund and exchange-traded fund assets using a master-feeder arrangement: A Mutual fund and ETF master-feeder arrangement includes a Mutual Fund module for a feeder mutual fund that issues and redeems mutual fund shares in transactions with investors primarily for cash, an ETF module for a feeder ETF that issues and redeems ETF shares in transactions with Authorized Participants through... Agent:

20130006891 - System and method for accessing and displaying data relating to financial securities: A computer system for furnishing data relating to investments has a processor and one or more memory storage devices in communication with the processor. Data relating to investments is stored in the one or more memory storage devices. A catalog includes at least data stored in at least one of... Agent: Hartford Fire Insurance Company

20130006892 - System and method for processing data related to charges applicable to investment accounts: A system for data processing for an account of a financial product has a processor and a memory. The processor receives an account value and a charge applicable to the account based on a fraction of the value of the account; on a basis of a second period, shorter than... Agent: Hartford Fire Insurance Company

20130006893 - Targeted dividend reinvestment plans and methods of establishing same: A method of establishing a targeted dividend reinvestment plan associated with environmental management projects, and financial securities generated therein. in one embodiment, the method comprises steps of providing a dividend reinvestment plan, identifying at least one environmental management project, generating financial securities (e.g. “green” shares or other financial instruments) associated... Agent:

20130006832 - Computerized method and system for scale trading: Disclosed embodiments include computer-implemented methods and systems that permit a market participant to automatically scale a block order into relatively smaller, incrementally priced scale trade component orders based on scale order parameters (such as price and size) provided by the market participant. The scale orders may continue automatically, without the... Agent:

20130006833 - Console, system and method for providing an interface to a financial market trading system or to a financial market based gaming system: The present invention is a console, system and method for providing an interface to a financial market trading system or to a financial market based gaming system. The invention enables the trader to trade on financial markets using an interface simulating known and popular games from the world of sports,... Agent:

20130006829 - Creation and trading of multi-obligor credit default swap-backed securities: A system, method, and computer program product are provided for the creation of enhanced securities. Enhanced bonds are backed by the security of a credit default swap contract without the need for separate purchase thereof. Building on this approach, multi-obligor securities can also be credit enhanced to provide a single... Agent: Ebond Advisors LLC

20130006840 - Depository-based security trading system: A system for protecting individuals (including institutions) involved in securities transactions has been created that utilizes an “independent” depository as an intermediary between a security owner and a brokerage firm. The inclusion of a depository is considered to protect the security owner from untoward actions on the part of the... Agent:

20130006835 - Device, system, and method of generating a customized trade article: Some embodiments include devices, systems and/or methods of generating a customized trade article. In one embodiment, a trade-article generator application is to receive trade information including a plurality of values of one or more trade-related parameters defining at least one trade with respect to at least one financial instrument, and... Agent:

20130006831 - Electric power supply system: An electric power supply system includes: a distributed power supply which is disposed in at least one of a first power consumer; a power line which supplies the surplus power generated in the distributed power supply to at least one of a second power consumer; and a management device which... Agent: Panasonic Corporation

20130006827 - Group based trading methods: The disclosure relates generally to methods of determining whether to engage in an open market based trade. More specifically, the disclosure relates to methods of formulating a consensus on whether to engage in an open market based trade, itself based on prior trade history of each trader and a ranking... Agent: Waldstock Ltd

20130006830 - Leg pricer: An electronic trading system utilizes a Match Engine that receives orders, stores them internally, calculates tradable combinations and advertises the availability of real and implied orders in the form of market data. The tradable combinations may include spread orders where one leg of the spread has a different tick size... Agent: Chicago Mercantile Exchange Inc.

20130006836 - Managing trading in trading networks: A method and system for managing trading in trading networks. At least one trading network package is offered. Each trading network package is based on negotiations occurring prior to receiving purchase requests from customer members of the trading network. Each trading network package is configured to include: (i) a value-add... Agent: International Business Machines Corporation

20130006834 - Methods and systems for directing and executing certified trading interests: One or more aspects comprise: (a) receiving confidential information that comprises data regarding first and second market participants; (b) receiving order and targeting parameters from said first participant; (c) receiving confidential trading interest information from said second participant; (d) identifying said second participant as a participant likely to take a... Agent: Itg Software Solutions, Inc.

20130006843 - Quantative dividends method and system: A method of generating trading strategies, comprising the steps of: providing a system for generating trading strategies for dividend-based stocks, loading a first database containing basic information of stock and a second database containing financial information of stock into the system, computing maximum trading days of the stock, mapping of... Agent:

20130006839 - Reprice-to-block order: A reprice-to-block order and related market center and process are disclosed which automatically reprice a posted limit order to the price of a block trade executed at an inferior price on a market away from the market center that posted the limit order.... Agent:

20130006842 - System and method for creating and facilitating the trading of a foreign exchange deferred spot product: A computer implemented method and system for creating and facilitating the trading of a financial product. An order is requested by a first party for a first financial product from a second party, wherein the order is entered into an electronic computer trading system. An agreement is created by the... Agent:

20130006838 - System and method for direct client access for management of securities transactions: A computer implemented system and method provides for transmission of a parent shell order of which no portion is placed for execution until a respective child order is obtained. The shell order can be received from a device of an exchange member on behalf of a member's customer and the... Agent:

20130006841 - System and method for optimizing the frequency of market information updates in an electronic trading environment: A system and method for optimizing the frequency of market information updates in an electronic trading environment are described herein. According to one example embodiment, by optimizing the frequency of market information updates, the burden on the client device to update the graphical user interface may be reduced, while still... Agent: Trading Technologies International, Inc.

20130006826 - System and method for providing security to a game controller device for electronic trading: A system for managing electronic trading, comprises an interface application including a mapping module that defines a plurality of controller signal relationships. Each controller signal relationship associates one or more of a plurality of game controller signals with one of a plurality of trading system commands associated with the electronic... Agent: Bgc Partners, Inc.

20130006837 - System and method for selectively displaying market information related to a plurality of tradeable objects: A graphical interface and method are provided for selectively displaying market information corresponding to a plurality of tradeable objects. According to one example method, a scanning feature is provided in relation to a number of tradeable object indicators. Upon detecting a predefined movement of a user input device in relation... Agent: Trading Technologies International, Inc.

20130006828 - Systems and methods for open execution auction trading of financial instruments: In a computerized trading system, at least one passive order from a liquidity provider is placed on a book of orders. An order received from a liquidity consumer is held for a holding period. During the holding period the order from the liquidity consumer is checked and information relating to... Agent:

20130006846 - Method and system for mortgage exchange: A method and system for electronically facilitating real estate transactions by providing accurate representations of the loans a borrower is qualified to receive, which are based on actual data, rather than estimates. All actions required for completing the real estate transaction, from entry of the borrower information to the closing... Agent: Altisource Solutions S.&#xc0 R.l.

20130006844 - Systems and methods for collateralizing loans: Systems and methods are disclosed for collateralizing loans. Some embodiments increase the likelihood of repayment by obtaining access to a qualified attribute of a borrower by a first computer component, monitoring by a second computer component for a financial event associated with the loan to the borrower, and taking control... Agent: Sociogramics, Inc.

20130006845 - Systems and methods for underwriting loans: Systems and methods are disclosed for underwriting loans. Some embodiments increase the likelihood of repayment by obtaining access to a qualified attribute of a borrower by a first computer component, monitoring by a second computer component for a financial event associated with the loan to the borrower, and taking control... Agent: Sociogramics, Inc.

20130006851 - Computer-implemented hierarchical revenue model to manage revenue allocations among derived product developers in a networked system: A computer-implemented hierarchical revenue model to manage revenue allocations among derived product developers in a networked system is disclosed. The model includes providing a first revenue value associated with a first digital component, providing a second revenue value associated with a second digital component, and combining the first revenue value... Agent: Imvu, Inc., A Calif. Corporation

20130006850 - Fast cash transactions (fct): A Fast Cash Transaction System is provided enabling financial transactions among individuals and business entities including usage of Letter of Credit, whereas electronic and mobile communication devices enable transactions without the need for a credit card or bank relationship.... Agent:

20130006849 - Location based services: A mobile device, comprising a Bluetooth system capable of establishing wireless Bluetooth communications, and also receiving Wi-Fi and/or GPS signals; an NFC communication system capable of establishing wireless NFC communications with a remote NFC device; and a processing system in communication with the Bluetooth system and the NFC system, the... Agent: Cambridge Silicon Radio Limited

20130006848 - Method of virtual transaction using mobile electronic devices or fixed electronic devices or a combination of both, for global commercial or noncommercial purposes: A payment system that enables parties to conduct financial transaction between person to person, person to business, business to business, person to a group of people, group of people to a person etc. (collectively called users) using mobile and non-mobile interfaces for online and physical points of transaction. The system... Agent:

20130006847 - Mixed mode transaction protocol: As opposed to using one type of technology from the beginning of a transaction to the end of a transaction at the point of sale, embodiments of the present invention are related to useful techniques for conducting mixed mode transactions. A mixed mode transaction combines at least two modes of... Agent:

20130006852 - System and method for licensing software: A system and method for licensing software using a clearinghouse to license only the technology modules that an end user registers. The clearinghouse maintains registration information which can be used to bill a software provider for the technology licensed to the end user. The system can be used to compensate... Agent: Cyberlink Corp.

20130006853 - Enterprise system, method and computer program product for aggregating and pro rating expenses across members of a networked virtual collective: A computer program product, system and method are disclosed for aggregating expenses incurred by members of a group of commonly acquainted parties (the parties comprising individuals, entities, or organizations), and for collecting pro rated funds from each member. The parties are brought into communication by a computerized central managing forum,... Agent:

20130006854 - Expense tracking, electronic ordering, invoice presentment, and payment system and method: Systems and methods are described for electronic invoice presentment and payment processing. Requestors may place an order to purchase goods or services from one or more vendors. Invoice processing includes approval routing and dispute resolution.... Agent: Altisource Solutions S.a R. L.

20130006855 - Systems and methods for generation, registration and mobile phone billing of a network-enabled application with one-time opt-in: A method of providing a service to a customer comprises receiving a request by a customer for an item of content, providing to the customer an option to subscribe to a service for a limited time, if the customer opts to subscribe, then providing the service for the limited time,... Agent: Sms.ac, Inc.

20130006856 - Flexible payment instrument: Systems and methods are provided for transactions using a flexible payment instrument. A method according to an embodiment comprises allowing a giver to obtain a flexible payment instrument and specify one or more arbitrarily complex conditions for use of the flexible payment instrument on a per-payment-instrument basis in connection with... Agent: Ebay Inc.

20130006860 - Anticipatory payment authorization: A payment provider anticipates when a user will be making a payment and authorizes a payment amount to a merchant or payee prior to a total purchase amount being determined. When the user is ready to pay, the merchant can complete the transaction without further communication with the payment provider,... Agent: Ebay Inc.

20130006857 - Method and system for photo identification in a payment card transaction: A method and system for a photo ID payment card transaction verification system for use with a payment card interchange network is provided. The system is programmed to receive a photo of a cardholder, the photo verified to be of the cardholder, assign a unique photo identifier to the photo,... Agent:

20130006864 - Method for transmitting a code: The present invention relates to a method for transmitting a code to a user in which the user transmits his or her financial account identifier information to a code allocation unit 3, the code allocation unit 3 transfers an amount of money to the financial institution 5 specified by the... Agent: Paypal Inc.

20130006863 - Method, system and program product for deterring credit fraud: Under the present invention, a credit account can be associated with a locational restriction and a corresponding monetary restriction. The locational restriction sets forth a specific merchant or type of merchant at which a credit account can be used. The monetary restriction sets forth a maximum monetary amount that can... Agent: International Business Machines Corporation

20130006859 - Payment system and method using human body communication: Disclosed is a payment system and method using HBC to communicate between a vehicle terminal and a payment terminal. More specifically, a vehicle terminal including a HBC unit links HBC using a human body as a medium, and a storage unit which stores user payment information and purchase information is... Agent: Hyundai Motor Company

20130006858 - System and method for automatically updating a purchase card account based on travel of the card user: According to some embodiments of the present disclosure, a method for modifying a purchase card account according to travel by a user of a purchase card comprises receiving, at a card issuer information handling system associated with a card issuer of a purchase card, a computer readable travel notification file.... Agent:

20130006862 - System and method of controlling transactions: A system and method of controlling financial transactions of an account of entity having two or more authorized parties includes the steps of (a) a first authorized party presenting a first instrument to perform a transaction on the account, (b) employing an electronic communication device to send a realtime electronic... Agent:

20130006861 - Verification of a financial instrument allowing rules-based pre-acceptance use of the financial instrument: A method of verifying authority of a customer to use a financial instrument, includes initiating one or more transactions using a financial instrument identified by a customer. One or more attributes of the initiated one or more transactions are stored. A determination is made as to whether or not a... Agent: Checkfree Corporation

20130006866 - Method and apparatus for dynamic, real-time ad insertion based on meta-data within a hardware based root of trust: A client computing system inserts selected advertising into digital content. Ads may be inserted into content based on a dynamic advertising matching process that is securely implemented within a hardware-based root of trust. User profiles used in ad matching may be privacy protected and maintained with confidentiality protection in the... Agent:

20130006865 - Systems, methods, apparatuses, and computer program products for providing network-accessible patient health records: Methods, apparatuses, and computer program products are provided for providing network-accessible patient health records. A method may include generating a patient health record document. The method may further include obtaining a set of one or more symmetric keys from a health record trust entity. The method may additionally include encrypting... Agent: Mckesson Financial Holdings Limited

20130006868 - Method and apparatus for determining and utilizing value of digital assets: Systems and methods for protecting digital assets associated with a computing device are described herein. An example of a method according to the disclosure includes assigning at least one asset worth value to respective digital assets associated with a device, computing at least one device worth value using the at... Agent: Qualcomm Incorporated

20130006869 - Method to identify consumer electronics products: Systems and methods for identifying consumer electronic products using a playback device with a product identifier in accordance with embodiments of the invention are disclosed. In one embodiment, a playback device includes a processor and memory configured to store a product identifier, where the product identifier is associated with a... Agent: Rovi Corp.

20130006867 - Secure patient information handling: The description relates to secure patient information handling. One example can receive encrypted patient data from a first entity. The example can receive a request to view the encrypted patient data from a second entity. The request can include a conditional access code and the example can validate the conditional... Agent: Microsoft Corporation

20130006870 - System and method for participating in transactions between computing devices: Apparatus, method, and media for participating in transactions between computing devices. An exemplary method comprises transmitting, to an external computing device, a registration identifier and a registration message including an identification certificate, receiving, from an external computing device, an authentication message to test the authenticity of a computing device, transmitting,... Agent: Contentguard Holdings, Inc.

20130006871 - System and method for participating in transactions between computing devices: Apparatus, method, and media for participating in transactions between computing devices. An exemplary method comprises receiving a registration identifier and a registration message including an identification certificate, verifying the identity of an external computing device by verifying the identification certificate, transmitting an authentication message to test the authenticity of an... Agent: Contentguard Holdings, Inc.

20130006872 - Near-field communication based payment methods: A method of performing a payment transaction is provided. Transaction information is received from a payee, which has been provided to the payee by a payor using near-field communications and includes a payment amount and payee account information. A transaction authentication request is sent to the payor, and, after a... Agent:

20130006873 - Method of creating and managing signature pages: A computer implemented method of managing signatures includes receiving, via a computing device, signatory information from a user related to a signatory and an agreement identifier identifying a specific agreement from a plurality of agreements. Via the computing device, a signature page associated with the specific agreement is sent to... Agent:

20130006874 - System and method for preserving context across multiple customer service venues: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for preserving context across multiple customer service venues. A system configured to practice the method identifies a user profile of a user requesting customer service, generates a context based on the user profile, the request, and other relevant data. The... Agent: Avaya Inc

20130006875 - System and method for providing incentives to consumers to share information: A system and method for providing incentives to consumers to share their consumer information with third parties is provided. According to one aspect of the present invention, a method is provided which includes the steps of: accepting consumer information; storing the consumer information; requesting permission from the consumer to share... Agent: Jpmorgan Chase Bank, N.a.

20130006876 - System, method and computer program product for geo-specific vehicle pricing: Disclosed are embodiments for the aggregation and analysis of vehicle prices via a geo-specific model. Data may be collected at various geo-specific levels such as a ZIP-Code level to provide greater data resolution. Data sets taken into account may include demarcation point data sets and data sets based on vehicle... Agent:

20130006878 - Nanostructure tracking of product data signatures: Some embodiments of the inventive subject matter are directed to incorporating one or more nanoprocessors to one or more physical structures of one or more components of a product. The product is transportable via a chain of supply. Some embodiments are further directed to configuring the one or more nanoprocessors... Agent: International Business Machines Corporation

20130006877 - Nanostructure tracking of products: Some embodiments of the inventive subject matter are directed to incorporating a plurality of nanoparticles with a physical structure of an object. The object is transportable via locations associated with a chain of supply. Some embodiments are further directed to writing charges to modifiable portions of the plurality of nanoparticles... Agent: International Business Machines Corporation

20130006879 - Guiding interactions between users of social networking services based on business relationships: A computing device collects data from one or more data sources. The data sources are separate from a social networking service. The computing device uses the data from the data sources to generate group membership suggestions for members of a given user's social network. Because the computing device suggests the... Agent: Microsoft Corporation

20130006880 - Method for finding actionable communities within social networks: A non-transitory computer storage medium stores a method that includes identifying a social network of a plurality of entities, each entity being associated with at least one other entity in the social network. A group of entities is identified from the plurality of entities that have expressed an interest in... Agent: International Business Machines Corporation

20130006881 - Method of identifying relevant user feedback: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for sorting and outputting, base on relevancy, feedbacks to a user. For example, user characteristics of a user associated with viewing an item can be received directly from the user or from a social network profile associated with the user.... Agent: Avaya Inc.

20130006882 - Promotion via social currency: In one aspect, the present disclosure describes a method that may include determining, for presentation to a first user as a user interface at a user computing device, interface information including a number of information posts. Each information post of the number of information posts may be associated with a... Agent:

20130006883 - Performance drive compensation for enterprise-level human capital management: In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource, compensation, and performance management problems. Applications of the human resource management platform include business applications such as performance driven compensation that may provide... Agent: Adp Workscape, Inc.

20130006884 - Computer system for managing, assessing, and optimizing tuition reimbursement and method of its operation: A method and system for managing, assessing, and optimizing tuition reimbursement for an employee by an employer and optimizing financial outcomes for an employee relative to tuition reimbursement programs. Employee tuition reimbursement eligibility information is entered into a computer system and the computer system determines whether the employee is eligible... Agent: Rezolve Group, Inc.

20130006885 - Flexible mail delivery system and method: The principles of the present invention provide the ability to flexibly change the delivery point and time for a mail item, while the item is .en route. The recipient, sender, or mailer may flexibly change the delivery point of the item alone or in combination with each other. While an... Agent: United States Postal Service

20130006886 - Cryogenic operating system and method: A cryogenic data collection system includes a plurality of customer depots for the bulk storage and transfer of a cryogenic along with a signal processing module associated with each customer trailers and/or trucks and/or tractors. A plurality of customer centers for on-site storage and on-site usage of the cryogenic are... Agent:

20130006887 - Automatic identification of user-aligned fragments in business process models: The present disclosure involves systems, software, and computer implemented methods for providing automatic identification of semantically coherent, user-aligned fragments in business process models. One process includes operations for identifying a hierarchy of process fragments in a business process model associated with a user. At least one process metadata category associated... Agent: Sap Ag

20130006888 - Autotagging business processes: A method of autotagging business processes for monitoring analysis of an IT system within an organization is provided herein. The method includes the following stages: modeling an IT system associated with one or more business processes, into a model representing the business processes as process instances; tracking a flow of... Agent: International Business Machines Corporation

20130006894 - System for calculating the cost-per-unit of ink: A computer receives information about ink usage by a printing device over a period of time. The computer calculates a cost-per-unit of ink for the printing device based on a cost of printer sustainment and based on the ink usage information. The computer may output the cost-per-unit of ink on... Agent:

20130006895 - Business method patent for determining the financial viability of constructing a recreation center and a flexible commercial center known as the rocc: A Business Method Patent for determining the Financial Viability of Constructing a Recreation Center and a Flexible Commercial Center known as the ROCC. The complex device is a one of a kind world class facility that will have a positive impact on wellness, fitness, and the economy of the entire... Agent:

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