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Data processing: financial, business practice, management, or cost/price determination May archived by USPTO category 05/12

20120136675 - Apparatus and method for constructing formularies: An system for constructing formularies is disclosed. The system includes a central computer system and at least one additional computer. The central computer system compiles a list of various pharmaceutical products and sort them into different categories. Formularies are then created by selecting individual products or categories of products that... Agent: Medco Health Solutions, Inc.

20120136672 - Automated surgery notification system: A hospital operating room schedule notification system is described, where a data pipe extracts operating room schedules from the scheduling systems of subscribing hospitals, and makes the operating room schedules available to subscribing surgeons and attending device representatives according to a variety of selectable options.... Agent:

20120136671 - Medical decision support system and method: A medical scheduling system and method associating medical procedures and with medical resources, associating patients with medical procedures to form medical procedure instances, scheduling each medical procedure instance according to the availability of the medical resource associated with the medical procedure and according to medical priorities associated with the patients,... Agent: Mediviz Systems, Inc.

20120136676 - Method and apparatus for multi-domain anomaly pattern definition and detection: Disclosed herein is a multi-domain anomaly pattern definition and detection module. The module receives raw data from different kinds of anomalies from a variety of detection algorithms and generates scores associated with the data. If any scores exceed a threshold, the algorithm gathers further information such as counts or listings... Agent: At&t Intellectual Property I, L.p.

20120136673 - Methods, apparatuses and computer program products for determining changes in levels of care for patients: An apparatus is provided for determining a change in a level of care for a patient(s). The apparatus includes at least one memory and at least one processor configured to determine that at least one of an admission of a patient to a health care facility, a discharge of the... Agent: Mckesson Financial Holdings Limited

20120136674 - Methods, systems, and products for tracking surgical items: Methods, systems, and products track equipment used during surgical procedures. An allowable zone associated with a surgical procedure is identified. The allowable zone determines where surgical items may be used during the procedure. A location of a surgical item is determined. When the location is outside the allowable zone, an... Agent:

20120136677 - Radiation treatment planning system and computer program product: The present invention relates to a radiation treatment planning system and a corresponding computer program product. The system comprises means for graphically displaying an image representing a target area 10 to be treated with a set o therapeutic radiation beams and an adjacent structure comprising healthy tissue 14 and/or organs... Agent:

20120136680 - Neuropsychiatric test reports: Methods and reports for presenting genetic information that is patient-specific and relevant to treatment of neuropsychiatric disorders, including treatment resistant psychiatric disorders, to aid in patient treatment in a phenotype, genotype or biomarker-specific manner. The methods and reports examine biomarkers for dysfunction of three axes relevant to treating neuropsychiatric disorders... Agent:

20120136679 - System and method for workflow visualization and communication process time managment: A tracking and management system for patients in a health care setting to improve efficiency and provide a visual office shown on a display device. A plurality of sensors are located throughout the health care office. The plurality of sensors can be located on patient data record holding devices, on... Agent: Visual Clinic LLC

20120136678 - System of managing healthcare information and its communication and centralized searching of non-centralized data to allow for patient control, choice, and empowerment: A system, method, and computer code which when executed provides centralized searching of non-centralized data, as well a patient-centric healthcare information communication system that allows for decentralized medical records, team collaboration between providers utilizing different medical records systems, and interpretation of medical tests by remote patient-selected providers.... Agent:

20120136681 - Program for alternative funding of employee and retiree benefits: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or... Agent: Spring Consulting Group LLC

20120136682 - Engine, system and method for maximizing long-term value of products or service items: A software engine, system and method is disclosed for increasing long-term value of at least one item supplied by at least one service provider. The engine, system and method follows a rules set that includes information relating to personal information of potential bidders and bids of the potential bidders. The... Agent:

20120136683 - Systems and methods for generating travel packages including separately purchased travel items: A user of a personal computing device may identify multiple travel items of interest displayed for purchase by a network-based travel service. However, the user may not desire to purchase the travel items in a single purchase. Upon making a travel purchase that includes a first travel item that does... Agent: Expedia, Inc.

20120136684 - Fast, dynamic, data-driven report deployment of data mining and predictive insight into business intelligence (bi) tools: A Business Intelligence (BI) meta model template is selected based on one or more meta model object types in a model structure. A BI meta model is generated from the selected BI meta model template. One or more BI report specification templates are selected based on a mining model type.... Agent: International Business Machines Corporation

20120136685 - Determining thresholds of unexpected workload volumes: A computer implemented method allocates resources within a workload management program. A computer identifies a first ratio for a first skill team of plurality of skill teams. The computer determines whether the first ratio for the first skill team exceeds a skill team threshold of the first skill team. Responsive... Agent: International Business Machines Corporation

20120136686 - System and method for performing substitute fulfillment: A system and method for automating the performance of substitute fulfillment. The system includes a server which receives absentee information representing an absent worker via a telephone communication link or an Internet communication link. In response to receiving the absentee information, the system generates a list of potential substitute workers.... Agent: Frontline Technologies, Inc.

20120136688 - Asc (automatic supervisor and control system): The invention describes a system and method for monitoring in a real-time manner the efficiency and/or internal quality level of a company down to the level of individual tasks, the system comprising: a) first plurality of ASC units comprising data acquisition means configured for detecting when each task has been... Agent:

20120136687 - System and method for capa process automation: The present disclosure involves systems, products, and methods for automatically generating a CAPA plan. One method includes operations for identifying an issue associated with a business system; identifying a set of information associated with the issue including a plurality of evaluation factors defining the issue; identifying a set of weighting... Agent: Sap Ag

20120136689 - Event planning within social networks: Social networks often permit users to create events, and to invite one or more contacts of the user to as guests. However, conventional social networks may not sufficiently facilitate users in planning an event for which one or more event details are to be determined. According to the techniques presented... Agent: Microsoft Corporation

20120136690 - Delivery management effort allocation: Techniques for estimating future health of a project are provided. The techniques include defining a set of financial health metrics that represent a proximity of a current state of a project to that of a goal project, defining a parametric evolution model comprising parameters, wherein the parametric evolution model governs... Agent: International Business Machines Corporation

20120136691 - System and method for managing postal delivery operation load: Disclosed herein is a system and method for objectively and efficiently managing a postal delivery operation load. A system for managing a postal delivery operation load includes: a postal delivery operation load calculator for calculating a postal delivery operation load for each postal delivery unit and for each period based... Agent: Electronics And Telecommunications Research Institute

20120136692 - Work management apparatus, picking carriage, work performance collection system, rework measurement system, workability management system, rework measurement measuring method, work performance collection method, workability management method and workabili: Workability management system including operations of: storing resource identification information for identifying said resource and said work history information in association with each other in a storage medium; extracting said work history information corresponding to said resource identification information from said storage medium when a change occurs in said work... Agent:

20120136693 - System and method for a process overview diagram: Embodiments of the present invention may provide a method for process management. The method may comprise reading information about sub-processes and their respective sub-steps of a main process and displaying a process overview diagram for the main process. The process overview diagram may display a tab for each sub-process and... Agent: Sap Ag

20120136695 - Determining maturity of an information technology maintenance project during a transition phase: Techniques for determining maturity of a delivery process in an information technology maintenance project are provided. The techniques include collecting information during a delivery process, wherein the information comprises operational data, aggregating the collected information for each delivery dimension into one or more aggregate delivery measures, wherein the one or... Agent: International Business Machines Corporation

20120136694 - Transition phase trouble detection in services delivery management: A method, system, and/or computer program product predicts trouble during a transition phase of a current project. Past operational data and past trouble data for past healthy projects and past troubled projects before transition phases is collected. A trouble correlation between the past operational data and the past trouble data... Agent: International Business Machines Corporation

20120136696 - Method for the simultaneous diffusion of survey questionnaires on a network of affiliated websites: The method according to the invention consists of dynamically adapting survey questionnaires to the content of the affiliated Web sites of editors and the specific visitors of said sites. It comprises the dynamic selection of the most appropriate questionnaire for a given survey in function of the content of the... Agent: Toluna

20120136697 - Method and system for efficient deployment of web applications in a multi-datacenter system: A system for computing an optimal deployment of at least one web application in a multi-datacenter system comprising a collector for collecting performance measurements with regard to a web application executed in the multi-datacenter system and grouping the performance measurements according to locations of a plurality of clients accessing the... Agent: Radware, Ltd.

20120136698 - Barcode enabled coupon search, retrieval, presentation and redemption via telecommunications devices: Methods and systems for barcode enabled coupon search, retrieval, presentation, and redemption via telecommunications devices. One system includes using a mobile phone camera to scan product barcodes and retrieve a matching coupon. The system further includes a coupon server that supplies coupon matching bar coder search request, along with supplying... Agent:

20120136699 - On-line system of coupon placement and redemption: A coupon management system in which online or print coupons can be generated by manufacturers and accessed by shoppers wherein a portion of the coupon redemption value is automatically sent to charitable causes that the shopper has pre-selected, and wherein the coupons can be individually tracked to the specific shopper... Agent: Commonkindness Inc

20120136702 - Method and apparatus for coupon management and redemption: The present invention provides a system for the electronic management and redemption of coupons. The present invention provides for association of coupons with consumers and storage of the association in an electronic memory. The system further includes one or more periphery devices operable to communicate with said coupon card. The... Agent: Way AheadIPLLC

20120136703 - Method and system for organizing referrals: A method and system for organizing referrals from at least one referrer to at least one referee for the purchase of products sold by merchants. The present invention further provides that referrers are compensated when a referee buys a specific product from a specific merchant that was referred to the... Agent:

20120136705 - Charging fee billing method, charging fee billing system, charging stand device, automobile-mounted charging device: In a charging fee billing system according to the invention, a preferential card having preferential information stored thereon is issued, the preferential information allowing for an investor having borne costs required for power storage facilities for use in a commercial power system to receive a discount for electricity fees involved... Agent: Adc Technology Inc.

20120136704 - Systems and methods to reward user interactions: In one aspect, a system includes a transaction handler, a data warehouse to store transaction data recording transactions processed at the transaction handler and to store account data identifying an account of a user, and a portal to receive a user selection of a first portion of an advertisement announcing... Agent: Visa International Service Association

20120136706 - Digital coupon system: Disclosed are various embodiments for a digital coupon system. Digital coupons can be defined by a coupon specification received from a coupon issuer. Digital coupons can be issued to users and redeemed with third party retailer sites and/or point of sale systems. A coupon clearing house application can manage distribution,... Agent: Amazon Technologies, Inc.

20120136709 - Coupon generation and redemption system: A coupon generation and redemption method that includes displaying on a video display associated with a computing device at least one product on which at least one promotion is available. An input device that is associated with the computing device is used to select at least one of the at... Agent:

20120136707 - Digital coupon system: Disclosed are various embodiments for a digital coupon system. Digital coupons can be defined by a coupon specification received from a coupon issuer. Digital coupons can be issued to users and redeemed with third party retailer sites and/or point of sale systems. A coupon clearing house application can manage distribution,... Agent: Amazon Technologies, Inc.

20120136708 - Digital coupon system: Disclosed are various embodiments for a digital coupon system. Digital coupons can be defined by a coupon specification received from a coupon issuer. Digital coupons can be issued to users and redeemed with third party retailer sites and/or point of sale systems. A coupon clearing house application can manage distribution,... Agent: Amazon Technologies, Inc.

20120136710 - Digital coupon system: Disclosed are various embodiments for a digital coupon system. Digital coupons can be defined by a coupon specification received from a coupon issuer. Digital coupons can be issued to users and redeemed with third party retailer sites and/or point of sale systems. A coupon clearing house application can manage distribution,... Agent: Amazon Technologies, Inc.

20120136711 - System and method for managing customized reward offers: In accordance with some embodiments of the present invention, a method is provided for managing reward offers. A first performance target that is associated with a financial account is determined. Transaction data that is associated with the financial account is received, and a second performance target for the financial account... Agent: Walker Digital, LLC

20120136712 - Digital coupon system: Disclosed are various embodiments for a digital coupon system. Digital coupons can be defined by a coupon specification received from a coupon issuer. Digital coupons can be issued to users and redeemed with third party retailer sites and/or point of sale systems. A coupon clearing house application can manage distribution,... Agent: Amazon Technologies, Inc.

20120136701 - Method and system for faciliating interactive commercials in real time: The present invention discloses a method and a system for facilitating interactive commercials to users. The invention includes a client in the form of an application running on a display device and a server. The client may be in the form of a TV operating system. The method includes extracting... Agent:

20120136700 - System and method for personalized printing and facilitated delivery of personalized campaign items: A system, having a corresponding method, for personalized campaign printing and delivery of a printed campaign includes: a processor that stores and processes printing and delivery data and selects printers to execute the printing and shipping of campaign items requested by a plurality of users designing separate personalized campaign items... Agent: Xerox Corporation

20120136713 - Systems and methods of tracking the delivery and post-delivery status for electromagnetically transmissible contents delivered via user initiated and controlled hybrid delivery modes: The present invention discloses a network communication system that includes a network processing center for receiving and converting an electronic or electro-magnetically transmissible data/content into a physically deliverable object and/or network transmissible content data files for carrying out a hybrid delivery of the data/content by a physical delivery process and/or... Agent:

20120136714 - User intent analysis engine: Techniques are provided by which brand awareness metrics are defined and computed. Such brand awareness metrics may include: Awareness, Consideration, Engagement, and Purchase Intent. Such metrics may correspond to stages of a consumer's online buying behavior and may be computed based, in part, on recordings of interactions the consumer has... Agent:

20120136715 - System identification estimation and prediction of advertising-related data: In accordance with the invention, a system, method, and apparatus for analyzing advertisement-related data are presented, which may include receiving data related to an aspect of an advertisement and modeling the aspect of the advertisement with a mathematical model. The mathematical model may include a control-signal-related component, a control-signal-independent component,... Agent: Aol Advertising Inc.

20120136716 - Browsing and quality of service features: Embodiments are configured to provide browsing and other functionality that can be used to provide viewable data based in part on a current viewable space of a browser interface, but the embodiments are not so limited. In an embodiment, components of a system can operate to communicate viewable data to... Agent: Microsoft Corporation

20120136717 - Transaction tracking, managing, assessment, and auditing data processing system and network: An improved processing system for tracking commerce on the Internet provides for subvariable processing and includes web page scanning to discern fraud or improper content to insure proper promotion of select products within the network environment.... Agent: Linkshare Corporation

20120136718 - Display of search ads in local language: Systems, methods, and computer media for providing search results that include advertisements in a local language are provided. Upon receiving a user search query in a first language, a local language associated with the user search query is identified. One or more web pages that are relevant to the user... Agent: Microsoft Corporation

20120136719 - Method to provide information and consumer-acceptable advertising via data communications clients: In a data communication system a SMS data communication client operates in known fashion. An additional communication channel is established and data being entered into the client is transmitted to a central server. At the server end the user is identified in a customer database which also stored a profile... Agent: Affle Limited

20120136720 - Pre-sale data broadcast system and method: In one embodiment, a method for promoting the sale of a substitute product at the point of sale (POS). Upon the presentation of an original product for purchase by a consumer at a POS terminal, various manufacturers may decide to offer a substitute product to the consumer, prior to completing... Agent: Walker Digital, LLC

20120136721 - Targeting content to network-enabled television devices: Methods and systems are disclosed herein for managing content, including advertising content, delivered to various network-connected devices, including screens, mobile devices, computers, televisions, radios, and the like, based on usage profiles associated with device-specific identifiers for mobile devices, short-distance wireless technologies for transmission of content and detection of proximity, and... Agent:

20120136723 - Systems and methods for targeted advertising: Methods of generating recommendations may include obtaining social network data from one or more network resources. Word relationships may be created between selected words in the social network data to produce relationship data. Advertisement or other asset recommendations may be generated for a target user by analyzing browse information of... Agent:

20120136722 - Using clicked slate driven click-through rate estimates in sponsored search: A computer-implemented method and system for selecting a subject advertisement in a sponsored search system based on a user's commercial intent (pertaining to the subject advertisement), using techniques for determining intent-driven clicks from a historical database. The method includes steps for aggregating a training model dataset wherein the training model... Agent:

20120136724 - Method and system for providing network based target advertising: A telecommunication system implements a method for providing a targeted on-line advertisement to a user accessing a content provider node of the system. The system further comprises an ad selection node and an user identification node. A user signal indicative of an information request is routed through the system to... Agent:

20120136726 - Method and apparatus for interacting with a user over a network: A method for a server to interact with a user machine over a network, the method comprising the server receiving user information from the user machine in response to injected content received by said user machine; validating the user information in real-time to produce a validation result; and writing a... Agent: Goallover Limited

20120136725 - Targeted media advertising over networks: Advertising on networks can include a three-step system in one embodiment of the disclosure. The first step can include the review of search requests, followed by a response linking to a media file containing an advertisement. The second step can be a delivery process. The advertising cannot be considered spam... Agent:

20120136727 - Information access management: Apparatus, systems, and methods may operate to transmit applications to mobile devices. The applications may operate to enable the reception of source and advertising information from a wireless transmitter. Reception may occur at a wireless receiver in a mobile device, as part of a single transmission and without prior solicitation... Agent: Ncr Corporation

20120136728 - Networked advertisement exchange: A networked advertisement exchange system is described. The system includes a memory comprising a set of exchange rules, and a processor. The processor is configured to receive, from a client, an advertisement request, send, to each of a plurality of advertisement servers, a right-to-bid request, and receive, from each of... Agent: Brightroll, Inc.

20120136729 - Method and system for snippet-modified television advertising: A method and system for modifying original television ads to generate snippet-modified ads utilizes a snippet ad engine to automatically incorporate the snippet ad. A snippet ad may include content from the television program being interrupted by the original ad. The snippet ad engine may receive descriptor files for the... Agent: At&t Intellectual Property I, L.p.

20120136730 - System and method for brokering the sale of internet advertisement inventory as discrete traffic blocks of segmented internet traffic: An auction management system brokers, between a seller and a buyer, a discrete traffic block of an ad placement, and may comprise a traffic block definition tool providing workflows for obtaining traffic block parameters defining the discrete traffic block. The traffic block parameters may comprise: i) an identification of the... Agent: Traffiq, Inc.

20120136731 - Method and system for nutritional profiling utilizing a trainable database: The invention establishes a set of nutritional profiles in a data processing system, which are utilized to establish an optimal meal menu for a given time and location and with regard to a set of available ingredients. The invention includes a profiling routine where a set of characteristics of a... Agent:

20120136732 - Method and system for account management and electronic wallet access on a mobile device: A method and system are described that facilitate efficient and secured management of a mobile payment account by an electronic wallet on a user portable electronic device, the electronic wallet for conducting payment transactions with a merchant point of sale terminal over a contactless communications link. In an aspect, the... Agent:

20120136734 - Selectively switching antennas of transaction cards: The present disclosure is directed to a system and method for selectively switching antennas of transaction cards. In some implementations, a method includes physically interfacing a card with a mobile host device including a Graphical User Interface (GUI). The card executes wireless financial transactions independent of the mobile host device.... Agent: Devicefidelity, Inc.

20120136733 - Techniques for secure credit card transactions: A consumer registers a credit card at a point-of-sale device for additional security. The point-of-sale device does not require the additional security for processing credit card transactions. Subsequently, when the consumer presents the credit card at the point-of-sale device for a particular credit card transaction, the additional security is provided... Agent: Ncr Corporation

20120136735 - Method and system for generating a dynamic verification value: A method is disclosed. The method includes generating a verification value in response to a transaction involving a portable consumer device, where the verification value is generated using a first dynamic data element and a second dynamic data element. The verification value is sent to a service provider associated with... Agent:

20120136736 - Platform and method for integrating services in a terminal or kiosk: A software platform and method are presented for integrating loosely coupled services or offerings provided across a retail environment into self-service terminals configured to perform different type of retail functions. The integration is accomplished with little or no modifications to existing software applications that provide the services or offerings.... Agent: Ncr Corporation

20120136737 - System, method and apparatus for implementing an improved user interface: An apparatus, system and method are presented for implementing a user interface on a self-service or assisted service terminal. The terminal includes a computer, LCD display and touch-screen device. Software implemented by the computer receives input from the touch-screen device to determine complex interactions with the display that are then... Agent: Ncr Corporation

20120136741 - Automatically initiating product replenishment: A facility for assessing product replenishment is described. The facility determines that a purchasing entity possesses an item, determines an expiration time for the item, and schedules, for a time preceding the expiration, a unilateral communication to the purchasing entity indicating that the item should be replenished. The facility can... Agent: Amazon.com, Inc.

20120136740 - Communication terminal, communication method, communication instrument, and communication system: A communication terminal includes: a receiving block adapted to receive first contents data, and contents identification information used to identify second contents data whose size is larger than that of the first contents data from a first information providing apparatus; a storing block adapted to store therein the first contents... Agent: Sony Corporation

20120136742 - Correlating web page visits and conversions with external references: One embodiment includes a method for correlating external references to a Web Page with conversions performed by one or more visitors to the Web Page. The method includes receiving the Web Page to monitor and determining one or more conversions to correlate. The one or more conversions to correlate include... Agent: Brightedge Technologies, Inc.

20120136739 - Mobile payment method and system using barcode: A mobile payment method using a barcode is provided. In the method, a barcode is scanned using a mobile terminal of a member store to extract product information and/or payment-related information written to the barcode. Information of a payment methods selected by a customer is input to the mobile terminal... Agent: Kcp Co., Ltd

20120136738 - Royalty calculation engine: A plurality of invoice records are identified relating to service-based software provided by an entity to at least one customer, the service-based software including at least one software component licensed from a vendor for use by the entity. An agreement object is identified associated with a license agreement between the... Agent: Sap Ag

20120136744 - Establishing consumer driven buying groups soliciting suppliers using online reserve auctions: A method of conducting a consumer driven online mass purchase of goods or services or both goods and services via reverse auction. At least one consumer posts an online announcement of the intended purchase and enlists other consumers using email lists, social networks, and other lines of communications. Deposits may... Agent:

20120136745 - Online auction propagation: Some example embodiments include a method that includes generating an indication of a first item being auctioned in an online auction system. Responsive to locating an online auction in the online auction system for a second item having one or more attributes that exceed a matching threshold with the first... Agent: International Business Machines Corporation

20120136743 - System and method for obtaining competitive pricing for vehicle services: In order to obtain competitive pricing for vehicle servicing, a pricing service provider is used to obtain pricing data from a plurality of service vendors. In at least some embodiments, one or more of the following types of additional information for each vendor will be provided along with the pricing... Agent: Zonar Systems, Inc.

20120136746 - Systems and methods for conducting on-line auctions: The present invention includes systems and methods for conducting an auction over a computer network, the computer network being connectable to a plurality of computers, the method comprising storing on a network accessible storage device descriptions of lots with or without common characteristics to be auctioned; scheduling via a network... Agent:

20120136753 - Network reputation and payment service: This document discusses, among other things, example embodiments of a transaction system that may receive, over a network, a first set of transaction data associated with a transaction for an item. In an example embodiment, a reputation application may adjust a rating associated with the transaction when the first set... Agent:

20120136754 - Automatic tab payment from a user device: A method includes receiving a menu of items offered for sale by a merchant, where the menu of items permits a user, of a user device, to place an order with an attendant, associated with the merchant, that includes an item of the menu of items; receiving information associated with... Agent: Verizon Patent And Licensing, Inc.

20120136748 - Customizable cosmetic containers, systems, and methods: Customizable cosmetic containers, customization components, kits, and methods In one embodiment a kit is disclosed comprising a cosmetic container comprising a body, the body defining a cavity configured to receive a cosmetic product, and the body configured to be coupled to a lid in a closed position such that the... Agent: Mary Kay Inc.

20120136749 - Digital rights management (drm) method and apparatus in small and medium enterprise (sme) and method for providing drm service: The present invention proposes a method for providing the user with the customized DRM software by the service provider, wherein a universal DRM system is installed and operated in said service provider, and a standard DRM software template is as well stored in said service provider, when the user makes... Agent: Alcatel- Lucnet Shanghai Bell Co., Ltd

20120136747 - Service creation system and implementing method thereof: The present invention discloses a service creation system and an implementing method thereof. The system comprises: a service creation module for managing and providing service information and service state; a serving access module for managing and providing the serving needed to consist the service; a service execution engine module for,... Agent:

20120136755 - System and method for providing virtual fitting experience: A system and method for providing virtual fitting experience for online clothing shopping customers include receiving customer data and clothing data, processing the customer data by a customer data module, processing the clothing data by a clothing data module; generating fitting data by graphic rendering based on the customer data... Agent:

20120136750 - Method, system and controller for providing goods and /or services to consumers: A method, system and controller is provided for a selection service recommending or providing access to goods or service items to a consumer, comprising the steps of: identifying a set of available items at least some of which require payment to item providers for access (1201); predicting a measure of... Agent:

20120136751 - Aggregation of recipe information, meal planning and preparation: A system for planning, preparation, and execution across multiple recipes and cookbooks simultaneously includes a database structure that distinguishes between different types of recipes stored in an electronic in the database. The system is further configured for performing actions such as scaling the recipe for a different number of servings,... Agent:

20120136752 - Payment service that applies user-specified rules to divide payment amounts among multiple payment instruments: A network-based transaction processing system allows users to flexibly and efficiently make payments using a combination of different payment instruments. The system includes a user interface through which a user can define one or more payment plans, each of which may specify a plurality of payment instruments and associated rules... Agent:

20120136756 - On-demand auto-fill: A method for user interaction with a web page includes displaying a web page in a web browser, displaying a user-selectable object outside the web browser on a user interface, receiving a user selection of the user-selectable object and a dragging of the user-selectable object onto the web browser, and... Agent: Google Inc.

20120136757 - Methods and systems for operating a virtual world: A virtual world is operated by an automated system, in which choices available to be made by avatars are assigned point values. As an avatar makes a choice, a corresponding point values is tabulated by the automated system in a record specific to that avatar, and an updated points total... Agent:

20120136759 - Automatic inventory balancing: A method and system for automatic inventory balancing includes a scanning device 100 operable to read an item identifier. An inventory module 102 provides information including the item identifier with an indication that the item is being added or removed form stock. An inventory database controller 104 receives the information... Agent: Symbol Technologies, Inc.

20120136758 - Production management with multi-type kanban modeling: Setting a plurality of reorder points for a plurality of products, the plurality of reorder points including a first reorder point and a second reorder point, the second reorder point greater than the first reorder point. Determining for one or more products, issuing one or more normal kanbans and one... Agent: International Business Machines Corporation

20120136760 - Image forming apparatus and facsimile transmitting method thereof: An image forming apparatus includes a plurality of fax lines and a user interface unit that receives a fax job request from a user who is allocated to at least one allocated fax line among the plurality of fax lines. The image forming apparatus further includes a TTI producing unit... Agent: Samsung Electronics Co., Ltd.

20120136761 - System and method of operating a sharia compliant payment card: A method for a transaction that is compliant with Sharia law and a payment card for implementing the method are disclosed.... Agent: The International Investor Ksch

20120136762 - Systems, methods, and media for lifestyle management: Systems and methods for lifestyle management are provided. In some embodiments, systems for lifestyle management are provided, the systems comprising: at least one hardware processor that: receives a work-optional age selection from a user; receives a plurality of lifestyle choice settings; based on the plurality of lifestyle choice settings, presents... Agent:

20120136763 - Using commercial share of wallet in private equity investments: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent:

20120136764 - On-line tax preparation application screen navigation using url bookmarks: Bookmarking interview screens of an electronic tax return prepared using an on-line tax preparation application. A widget or other element is executed by a user to request a URL bookmark of a screen. A bookmark program of or associated with the on-line tax preparation application dynamically generates a URL bookmark... Agent: Intuit Inc.

20120136765 - Product tracking and alert system: Radio transponder encoded with serial number linked to a vehicle's VIN is installed in a vehicle prior to retail sale. When vehicle is brought in for service, the presence of vehicle at the service facility is detected, and checked against a database of recalls, recall repairs completed, state consumer protection... Agent: Rv-id, Inc.

20120136769 - Conducting financial transaction: A payment device such as a debit card may be issued to an individual such as a minor. The debit card may be associated with spending control parameters to prevent overspending and other financial issues. Control parameters may include a weekly maximum that may be spent, approved transaction types (e.g.,... Agent: Bank Of America Corporation

20120136768 - Debt trending systems and methods: A debt trending device accesses credit reports and/or other financial data that is available from one or more financial data sources, for a user and extracts financial account information. The debt trending device may then analyze the account information in order to generate debt trending information that indicates in the... Agent: Consumerinfo.com, Inc.

20120136766 - Electronic centralized margin management system for managing actions such as margin recalls under margin agreements: A communications system and method for storing records of registered margin agreements are described. The system and method facilitate processing of a recall of collateral requested from one authorized computer, identified as a request originator, to another authorized computer, identified as a request receiver, over a wide area network. The... Agent: Acadiasoft, Inc.

20120136767 - Electronic centralized margin management system for managing actions such as substitution of collateral under margin agreements: A system and method for facilitating processing of a substitution of collateral requested from one authorized computer, identified as a request originator, to another authorized computer, identified as a request receiver, over a wide area network, is disclosed. The system includes at least one intermediate computerized system connected to send... Agent: Acadiasoft, Inc.

20120136803 - Commodity currency portfolio and index: A computerized method involves determining a first currency weighting factor for a group of net commodity exporting countries as a function of individual country net commodity trade information relative to individual country GDP information, determining a second currency weighting factor for the individual country based upon GDP information relative to... Agent:

20120136806 - Compliance rules analytics engine: The present invention relates to compliance rules analytics systems and methods for facilitating compliance, such as the compliance of an investment portfolio or a set of investment portfolios, with a rule or a set of rules.... Agent: Taiwan Semiconductor Manufacturing Company, Ltd.

20120136805 - Flexible allocation process: A method of managing an open ended fund of a client including determining a random maturity and a payoff function of the fund, calculating a profile of the payoff function depending on a current price of a risky asset of the fund, calculating, according to the profile, an exposure function... Agent: Lyxor Asset Management

20120136808 - System and method for computer implemented collateral management: A data processing system manages collateral risk associated with a trade of a financial instrument includes a processor and a memory that contains a database configured to store a ruleset relating to determining eligibility of collateral to be considered for a desired trade. A search module searches for accounts that... Agent: The Bank Of New York Mellon

20120136807 - System and method for funding companies: A system and method for funding investment seeking companies (ISCs), e.g., startup companies, by a funding company is disclosed. For each of the ISCs, in exchange for private equity therein, the funding company issues a corresponding publicly tradable class of its own stock substantially based on the performance of the... Agent:

20120136804 - Wealth management system and method: Systems and methods for wealth management forecasting are provided. Financial and investment information can be collected from a client who wishes to implement a wealth management plan, and the performance of various scenarios can be forecast. Various scenarios can be developed that include dividing the investment portfolio of the client... Agent:

20120136772 - Programmed trading system: An Internet based investment account management system that consists of data, a rules database, a business logic manager and user profiles is described. The rules database stores information about system responses to modifications of the data. The user profiles store information concerning the availability of information and displays depending upon... Agent:

20120136773 - System and method for trading multiple tradeable objects using a single trading interface: A system and method are provided for displaying information related to a plurality of tradeable objects using a single graphical interface. One example graphical interface includes at least two screen regions displayed in relation to each other, with each region including a plurality of locations. Each location in the first... Agent: Trading Technologies International, Inc.

20120136770 - Systems and methods for using declining balance methodologies to enhance clearing of dividend futures and other instruments: Systems and method are disclosed for quoting, adjusting and settling futures contracts by successively removing the just-realized variables from the quoted futures price to focus the quoted contract value to the remaining unrealized economic variables. Further, such systems and method for quoting, adjusting and settling the futures contracts preserve the... Agent: Chicago Mercantile Exchange Inc.

20120136771 - Time market grid interface: A system and method are provided for trading a tradeable object. One example apparatus includes a microprocessor, a graphical user comprising a first screen region having a plurality of locations in the first screen region, each location corresponding to a price level along a first axis and a time along... Agent: Trading Technologies International, Inc.

20120136776 - Automated quality control assessments of datasets associated with real estate transactions: A computer-based system assesses whether documents are accurate and sufficient to support various transactions. In one aspect, a document manifest is provided in connection with quality control results and corresponding reports. The document manifest lists documents that are required for a particular transaction. The list may also be associated with... Agent:

20120136775 - System and method for assessing and managing financial transactions: A financial terms alert generation system comprises an information retrieval module, a financial terms comparison module, and an alert transmission module. The information retrieval module is configured to retrieve financing information, customer information, and product information from one or more sources accessible on a network. The financial terms comparison module... Agent:

20120136774 - System for resolving transactions: An apparatus for resolving a debt transaction is provided. The apparatus includes a server having means for contacting the debtor by transmitting a communication to the debtor using one of a number of available communication channels, a credit information seeking module configured to obtain information from a financial information source... Agent: Apollo Enterprise Solutions, Inc.

20120136777 - Bar coded monetary transaction system and method: An improved financial transaction device comprising bar-coded information incorporating one of a plurality of algorithmic signatures, the signature being configured to permit at least one party involved in a financial transaction to store pertinent data in a multi-organizational payment tracking database, wherein the signature comprises a payment tracking identifier capable... Agent: Payscan America, Inc.

20120136779 - Deposit amount managing device, service providing system comprising deposit amount managing device, and deposit amount managing system comprising portable terminal: A deposit amount managing device of the present invention includes a deposit amount storage unit which stores a deposit amount of each of a plurality of users, a deposit amount managing unit which increases or decreases the deposit amount of any of the users in response to a request from... Agent: Universal Entertainment Corporation

20120136778 - Replicating data in financial systems: Systems and methods for deciding whether to void a payment are provided. The method includes sending a signal to a web service provider to request information as to whether a payment has been reconciled, and receiving a first response from the web service provider. If the first response from the... Agent: Oracle International Corporation

20120136780 - Account number based bill payment platform apparatuses, methods and systems: The ACCOUNT NUMBER BASED BILL PAYMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“Bill-Pay”) transforms user key-entered billing and account inputs and/or barcode reading inputs via Bill-Pay components into bill payment outputs. In one embodiment, a method is disclosed, comprising: receiving a bill payment transaction request from a bill payment third party... Agent:

20120136782 - Method and system for facilitating network transaction processing: According to one embodiment, the present invention relates to a method and a system for facilitating settlement processing within a network of financial institutions may include receiving one or more payment items from a plurality of payment entities, at a centralized agent; aggregating the payment items into one or more... Agent: Jpmorgan Chase Bank, N.a.

20120136781 - Real-time payments through financial institution: A payment provider uses bank rails to enable a bank customer to send real-time payments through the bank site by simply entering a recipient identifier, such as an email address or mobile number. The bank has an account with the payment provider. Thus, when the customer sends a payment through... Agent: Ebay, Inc.

20120136783 - Systems and methods for generation, registration and mobile phone billing of a network-enabled application with one-time opt-in: A method of providing a service to a customer comprises receiving a request by a customer for an item of content, providing to the customer an option to subscribe to a service for a limited time, if the customer opts to subscribe, then providing the service for the limited time,... Agent: Sms.ac, Inc.

20120136785 - Combination atm/vending machine kiosk: ATM kiosk/vending machine network that services the unbanked and underbanked markets, that will enables wireless transactions and processing of currency, pre-paid cash debit cards, and online banking. The concept can be applied to any vending machine product such as sodas, beverages, gasoline, candy, postage stamps, and more with the following... Agent:

20120136784 - Pre-paid card transaction computer to load a loan on a pre-paid card: A loan transaction for a pre-paid card is approved for a borrower so that release of the loan proceeds is pending an activation of a pre-paid card. A financial institution computer converts loan data to be compatible with a prepaid card processor. The prepaid card processor activates a pre-paid card... Agent: Metabank

20120136787 - Electronic centralized margin management system for managing actions such as margin calls under margin agreements: An electronic margin management system and method for facilitating margin management actions are disclosed. A communications system stores records of details of registered margin agreements and facilitates processing of the margin management actions requested from one authorized computer, over a wide area network, to another authorized computer. The system includes... Agent: Acadiasoft, Inc.

20120136786 - Method and system for digital document management on a mobile device: A method and system are described for tracking a process of provisioning, by a middleware server to a portable device in a mobile payment system, electronic wallet data for authorizing a payment transaction. In an embodiment, a user request for a payment account product is transmitted by the portable device... Agent:

20120136789 - Secure payment system: Systems and method for performing secure electronic payment transactions to allow merchants to perform payment processing such that the merchant is only required to identify a unique identifier of a customer account and not data specific to a particular payment device.... Agent: Propay Usa Inc.

20120136790 - System and method for facilitating large scale payment transactions including selecting communication routes: A system and method for payment of payor accounts with payees preferably including a computer system of a third party payment router instructing a payee to make a payment to an account on behalf of a payor using a variety of communication routes between the router and the payee and/or... Agent:

20120136788 - System and method for secure transfer of funds: Systems and methods for conducting financial transactions are provided. In one example, a system for conducting financial transactions includes a transaction proposal device. The transaction proposal device includes a unique device identifier, a geographic location detector, and a digital camera. In another example, the system for conducting financial transaction also... Agent:

20120136791 - Method and system for clearing financial instruments: A method and system for electronically clearing financial instruments through a clearing system in which a per item cost of clearing instruments varies with the time of day. Files of items containing data scanned from financial instruments including an amount of each instrument may be received by a control system... Agent: Keycorp

20120136792 - Method for managing commodity circulation based on internet: A method for managing commodity circulation based on Internet is provided, which includes the following steps: 1. a computer system acquiring a first group of data and a second group of data that are respectively 13-digit decimal numbers to be processed; 2. judging whether the first group of data and... Agent:

20120136793 - Method for connecting a human key identification to objects and content or identification, tracking, delivery, advertising, and marketing: A method for connecting a human key identification to objects and content or identification, tracking, delivery, advertising, and marketing. An Independent Clearing House Agent (ICHA) server is connected to a human key server. The human key server is connected to a translation server and universal virtual world (UVW) server for... Agent:

20120136794 - System and method for distributing digital rights management digital content in a controlled network ensuring digital rights: A system and method for managing digital rights. The method includes receiving a Universal Resource Identifier (URI). The URI is used to identify a location for a user selected digital media item. The digital media item is to be played in a local area network (LAN). The selected digital media... Agent:

20120136795 - Smart card loading transactions using wireless telecommunications network: Smart card transactions allow consumers to load value onto and make purchases using smart cards with a mobile telephone handset over the telecommunications network. To load the smart card, the handset receives a request to load value. The handset generates a funds request message and sends the message to a... Agent: Visa International Service Association

20120136796 - Device enrollment system and method: Embodiments related to systems and methods comprising receiving payment data at an access device; receiving an identifier for a mobile device at the access device; and generating and sending an authorization request message to a payment processing network, wherein the payment processing network generates a verification token, which is then... Agent:

20120136797 - System and method for consolidating network, identification and transaction functions on a communication device: The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet the physical and electrical specification for commercially available mobile devices utilizing a standard Subscriber Identity Module (SIM) for network access. The device... Agent: Apriva, LLC

20120136798 - Securing mobile transactions: Systems and methods for securing mobile transactions are provided. An order including a credit card number and a user is sent from the user's mobile device over a communication network to a gateway server, which may be coupled to a point-of-sale terminal. The gateway server generates an encryption key that... Agent:

20120136799 - System and method for selection of airline seats and payment verification: This invention relates to an electronic means by which people can select the exact seat or seats they want for any type of event or reserve an appointment for any activity. More specifically, a customer or a ticket re-seller or a venue operator can go, for example, to the internet... Agent: Ceats, Inc.

20120136800 - System and method for rapid mls listing management: A system for the creation and management of MLS listing. Profiles are created for each subdivision the builder client builds in and for each house plan the builder builds. The Profiles store all information needed for an MLS listing that does not change for each home. With the profile when... Agent:

20120136801 - Method of manufacturing hot-runner system: Disclosed is a method (100) of manufacturing a hot-runner system. The method (100) includes: a shipping operation (106), including shipping a partially constructed hot-runner component to a business entity, the business entity to build, at least in part, the hot-runner system using the partially constructed hot-runner component, the business entity... Agent: Husky Injection Molding Systems Ltd.

20120136802 - System and method for vehicle maintenance including remote diagnosis and reverse auction for identified repairs: Vehicle performance data is collected from an input by an operator, a portable device used during an inspection, or at least one sensor. The performance data (or a request for quotes or a reverse auction by repair vendors transmitted by the operator) is conveyed in real-time to a remote computing... Agent: Zonar Systems, Inc.

20120136809 - Method of creating a pricing schedule for use by a pricing system: A method of creating a per quantity price for an item for use by a price management system includes the step of utilizing a computer that includes relational database software. The method also includes the steps of determining a final price (FP) for the item and adjusting the FP by... Agent:

20120136810 - Systems and methods for locally outsourcing work: Systems and methods are disclosed that provides local outsourcing by guaranteeing that a consultant will be available at a premise of a customer within a first predetermined period on request; guaranteeing that the customer can visit the consultant's premise within a second predetermined period on request; and guaranteeing that one... Agent:

20120130725 - Automatic upgrade scheduling: Automatic system upgrades are provided to a customer by a service provider based on the customer's preferences and parameters. The automatic upgrade system may manage customer preferences for the scheduling of automatic upgrades according to parameters such as date, time, and capacity. The upgrade system may automatically provide system upgrades... Agent: Microsoft Corporation

20120130727 - Commuter reward systems and methods: Methods and systems are disclosed for rewarding a commuter. A value of a characteristic of a commute by the commuter along a route from a first location to a second location is determined. The value of the characteristic is compared with a reference value for the characteristic for travel by... Agent: Commutepays LLC

20120130724 - Detecting anomalous user activity: Systems, methods and articles for determining anomalous user activity are disclosed. Data representing a transaction activity corresponding to a plurality of user transactions can be received and user transactions can be grouped according to types of user transactions. The transaction activity can be determined to be anomalous in relation to... Agent:

20120130723 - Management of data via cooperative method and system: A method for managing data in a central repository for a plurality of users over a communications network is disclosed. The method includes assigning a reputation score to a first user based on the interactions of the first user that were logged, the use by other users that was logged... Agent:

20120130726 - Product pricing optimization system: A product pricing system determines a product price. The system receives product pricing constraints and multinomial logit (“MNL”) calibration parameters. The system then generates a calibrated MNL model using the calibration parameters and encodes the MNL model and the product pricing constraints into a mixed-integer program (“MIP”). The system then... Agent: Oracle International Corporation

20120130735 - Drug, test and device centric clinical decision support, analytic and communication system: Disclosed is a system for communicating information relating to the utilization of drugs, tests and devices to diagnose and treat disease which comprises a user interface, a data processor, a hard drive, a modem, a first module for screening clinical and laboratory data relating to a patient to rank a... Agent:

20120130734 - Medical data and medical information system integration and communication: A computing device configured for integrating applications for medical data processing is described. The computing device includes a processor and executable instructions stored in memory that is in electronic communication with the processor. The computing device embeds an archive application within an integration application. The computing device also embeds a... Agent: Intermountain Invention Management, LLC

20120130732 - Methods and systems for generation of personalized health plans: Personalized, health and performance programs are generated for individuals based on various biomarkers and performance and lifestyle assessments. In one embodiment, a diagnostic test of blood or other biological specimen(s) is used to determine key biological marker levels. Information and assessments of the user's physical performance, life style and health... Agent:

20120130730 - Multi-department healthcare real-time dashboard: An example operation metrics collection and processing system is to mine a data set including patient and exam workflow data from information source(s) according to an operational metric for a workflow of interest. The method includes mining a data set for information related to one or more healthcare operational metrics;... Agent: General Electric Company

20120130731 - Scheduled funds transfer platform apparatuses, methods and systems: The SCHEDULED FUNDS TRANSFER PLATFORM APPARATUSES, METHODS AND SYSTEMS (hereinafter “SFT PLATFORM”) transforms user account information, fund transfer configuration inputs via SFT PLATFORM components into fund transfer transaction record and fund transfer to a transfer-to account. In one embodiment, a method is disclosed, comprising: receiving a fund transfer scheduling request... Agent:

20120130728 - Semantically enabled, data sensitive negotiation and collaboration engine: A computer implemented method, system, and/or computer program product facilitates fulfillment of a term of a contract between a healthcare provider and a healthcare authorizer. A healthcare provider profile that describes a first set of business priorities for a healthcare provider and a healthcare authorizer profile that describes a second... Agent: International Business Machines Corporation

20120130737 - System and method for distrubutor reporting and analysis: In various embodiments, a research and development system that gathers feedback from patients and healthcare providers with respect to the their experience with various aspects of a supplier's products in order to tabulate, consolidate, compare and analyze the data received rapidly and efficiently, and which can be used on successive... Agent: Therapeuticsmd, Inc.

20120130738 - System management dashboard: A system and method for acquiring, compiling and displaying data indicative of healthcare data workflow within an integrated healthcare enterprise simplifies the monitoring and identification of inefficiencies such as bottlenecks in the enterprise. Information gathered from enterprise system components and data files are used to measure individual component performance. System... Agent: Compressus, Inc.

20120130729 - Systems and methods for evaluation of exam record updates and relevance: An example method includes receiving an update message regarding a first exam record; updating the first exam record based on the message; matching one or more additional exam records to the first exam record based on one or more predefined exam attributes; selecting one of the exam first record and... Agent: General Electric Company

20120130733 - Systems and methods for providing value-based insurance design and benefits: Systems and methods for the cost-effective implementation of health care. Systems and methods are provided whereby subscribers to a health plan, upon qualification, may participate in health plan administrations that utilize evidence-based approaches to improve both employee health and reduce overall healthcare costs. Subscribers suffering from a medical condition may... Agent: Highmark Inc.

20120130736 - Systems and methods involving physician payment data: Methods and systems of managing physician payment data (PPD) may involve a data compilation system for compiling physician payment data from multiple sources; a data processing system for processing the compiled physician payment data; a data management system for creating a searchable database from the processed physician payment data; and... Agent: Obsidian Healthcare Disclosure Services, LLC

20120130742 - Advanced electronic communication method and system for an established doctor-patient relationship: A method and system is provided to enable an internet-based, advanced, electronic communication service between an established patient, already in a previously established doctor-patient relationship, and his/her doctor(s) to facilitate participation in an electronic consultation via an electronic communication connection. The method and system includes initiating connection with a central... Agent:

20120130746 - Apparatus and method for gaining approval to conduct clinical trials and studies: The present invention implements a computer-based system and procedure for the efficient and effective preparation for conducting at least one clinical trial. The various methods are deployed using a Software As A Service (“SaaS”) platform, allowing access to the system by all relevant participants. Each authorized participant in a proposed... Agent:

20120130744 - Apparatus and method for processing phone-in prescriptions: An apparatus and method are disclosed for processing phone-in prescription requests. The apparatus is in the form of a prescription processing network that includes a prescription processing system and a communication device remotely located from the prescription processing system. The communication device is used to establish a communication channel with... Agent: Medco Health Solutions, Inc.

20120130743 - Computer-implemented method for medical diagnosis support: The invention relates to a computer-implemented method for medical diagnosis support for patient data of a patient through a data processing system, wherein the data processing system comprises a graphical user interface and a database containing rules for calculating diagnosis risks.... Agent:

20120130741 - Integrated patient information viewer interface: An example an integrated patient information viewer includes a header portion to be arranged to convey identification information for a patient to a user at a glance; a timeline arranged to provide a longitudinal visualization of a patient's record; a user viewspace to display a chronological view of patient encounters... Agent: General Electric Company

20120130749 - Method and system for generating personal/individual health records: A system and method for generating and/or updating a personal/individual health record. Inputs of data to the system may come from diverse sources including, but not limited to, patient questionnaires, insurance company (or other payor) claims data, hospitals, clinics and other institutional providers, and individual physicians and physicians' offices.... Agent:

20120130748 - Method and system for providing online medical records: A method for providing a consumer with the ability to access and collect health records associated with the consumer through use of a consumer account is provided. The method includes assigning a destination address individually associated with the consumer account for receiving communications from at least one healthcare provider, associating... Agent: Mymedicalrecords.com, Inc.

20120130740 - Method and system to exchange information about diseases: An online system and method enabling users to exchange information and establish collaboration in scientific projects on rare diseases is described. The website allows users to create a list of symptoms for a patient with a rare disease who is under their care. The patient's list of symptoms is then... Agent:

20120130747 - Secure on-line authentication system for processing prescription drug fulfillment: A method of processing drug prescriptions via a communications network includes registering doctors, pharmacies and patients as participants such that each registered participant's identity is uniquely defined and determinable. Registered doctors from which prescriptions are received via the communications network have their identities authenticated. Each of the received prescriptions indicates... Agent: Cardinalcommerce Corporation

20120130745 - System, method, and computer-readable medium for delivering relevant medical information: A system, method, and computer-readable medium for delivering relevant medical information are disclosed. Such a method for delivering relevant medical information includes determining that a medical order has been scheduled or completed for a patient, identifying the patient that is the subject of the medical order, finding prior medical records... Agent:

20120130739 - Unsupervised telemedical office for remote &/or autonomous & automated medical care of patients: Methods and systems creating Telemedical offices to remotely &/or automatically perform patient identification & intake, vitals measuring & recording, symptom reporting, live & delayed consultation by medical professionals, various and unlimited outpatient medical testing, live &/or automated diagnostic, referral, prescribing, treatment, billing, payment processing and record keeping services remotely by... Agent:

20120130750 - Automated insurer insured interactions: A computerized immediate settlement insurance claim payment system comprising insurance policy issuing functionality for issuing an insurance policy to an insured, and associating the policy with an insurance card to be presented by the insured in association with a card reader to cover the cost of an insurance event, the... Agent: Davidshield L.i.a. (2000) Ltd.

20120130753 - Gps pathfinder cell phone and method: A device and system for use in emergency management operations before and after a disaster. The system can also be readily customized for use in other markets and scenarios that are outside of disaster response. The device incorporates a GPS and/or a radio and/or cell phones with very simplified, pre-programmed... Agent:

20120130754 - Novel method and apparatus for repricing a reimbursement claim against a contract: A method for repricing a reimbursement claim under at least one contract is provided herein. The method may include a combination of steps such as: converting each contract into a series of contractual terms; converting a claim into a series of claim lines, containing claim codes, unit numbers and corresponding... Agent:

20120130755 - Risk mitigation in a virtual world: Embodiments include an apparatus, device, system, computer-program product, and method. In an embodiment, a system includes a computer-simulated environment wherein a participant is able to take part. The system also includes a risk management element of the computer-simulated environment, and a computer storage medium operable to save a record of... Agent: Searete LLC A Limited Liability Corporation Of The State Of Delaware

20120130752 - System and method for managing electronic accounts in response to disability data: A computer system includes a data storage device that stores a database. The database contains data relating to insurance policies that cover insured individuals. The computer system also includes an input device that is configured to receive data that indicates an employment status for the individuals. A processor is programmed... Agent:

20120130751 - Systems and methods for facilitating the reporting of an injury claim to an insurance company: In accordance with one or more embodiments, a method of operating an insurance claim management system provides for receiving, in a claim reporting system, information related to a report of a injury claim, the information being provided by an insurance medical liaison located at a location at which the injured... Agent: The Travelers Companies, Inc.

20120130756 - Augmentation of a user participation of a sales and operations plan through an off the shelf spreadsheet application with a plug-in: In one embodiment, a method of a server device includes determining a date to send an e-mail alert based on a flexible calendar of a sales and operations plan. The method also includes recording a response of a user to the e-mail alert. The method further includes tracking a participation... Agent: Steelwedge Software, Inc.

20120130757 - Framework for virtual team effectiveness: A framework method for virtual team effectiveness. The method includes identifying members of the virtual team for a common project; determining a level of objective agreement (OA) among the virtual team members wherein OA is a shared understanding by the virtual team members of the objectives of the virtual team;... Agent: International Business Machines Corporation

20120130760 - Adjusting a point prediction that is part of the long-term product life cycle based forecast: Illustrated is a system and method for modeling and predicting call center service calls to plan staffing needs based upon historical call center volume data and product life cycle data for the product being serviced by the call center. It includes identifying adjusted historical monthly call volume data. Additionally, the... Agent:

20120130758 - Content hierarchy: Systems and methods for automating and increasing the efficiency of business processes using a hierarchical content structure. In one embodiment, A method comprises providing a plurality of business information items, defining a hierarchical content structure of the business information items, associating access rights for a first role with a first... Agent:

20120130759 - System and method for risk optimized, spatially sensitive preventive maintenance scheduling for asset management: A preventative maintenance method and a system for estimating the risk of failure of an asset based on intrinsic parameters such as failure history combined with causative factors like weather and independent external risk factors such as vandalism and risk of flooding. The present invention may further have a system... Agent: International Business Machines Corporation

20120130761 - Vendor-centric itinerant cart: This invention proposes a systematic approach to itinerant selling wherein a vendor-centric view is adopted for inventory control, authenticated access to loading and vending of retail items within local regulatory frameworks. By providing precise information of every item, location and time at which the item was sold, and quantity sold,... Agent:

20120130762 - Building directory aided navigation: A navigation system utilizes building directories to aid navigation. A mobile device, such as a mobile phone, captures an image of a building directory. The building directory includes information regarding the names and/or locations of tenants. An image recognition algorithm is performed on the captured image to extract information from... Agent: Navteq North America, LLC

20120130765 - Method and apparatus for constraint-based staff scheduling: A constraint-based framework models and solves the problem of assigning staff to various work-shifts or work-assignments, for example a day shift and a night shift, for a pre-defined scheduling horizon, for example three months. A work-schedule is produced, which is defined as a list of staff-shift or staff-assignment combinations that... Agent:

20120130763 - Method and system of selecting representatives based on various criteria: Systems and methods of providing customer support by matching consumers and pre-qualified service representatives are disclosed. Customer-to-business transactions can be facilitated by pre-qualifying both consumers and service representatives and matching the consumers to the corresponding representatives. For example, according to one exemplary embodiment, using information provided by the consumers, such... Agent:

20120130764 - Methods for organization transition and realignment: Methods of transitioning and realigning an existing organization structure into a new organization structure, are provided. An exemplary method includes defining activities to support major functions of a new organization structure, developing a listing of tasks to accomplish for each of the activities and associated roles, determining a total demand... Agent:

20120130766 - Device-independent attendance prompting tool for electronically-scheduled events: In one embodiment, a system for motivating electronically-scheduled event attendance can include a set of attendance listening components, an attendance prompt, and an attendance prompting tool. The attendance listening components can monitor activities performed in a networked environment. The attendance prompt can represent an electronic message and feedback mechanism that... Agent: International Business Machines Corporation

20120130767 - Methods and systems involving power system grid management: A distribution control center includes a processor operative to receive damaged asset data, the damaged asset data including an identification and assessment of at least one damaged asset of a power grid, process the damaged asset data to associate a repair time with the damaged asset, generate a proposed switch... Agent: General Electric Company

20120130768 - Work force planning analytics system: A system is disclosed which is configured to perform work force planning analytics for an organisation having an organisational structure and a work force. The system includes a processing module configured to receive input parameters for determining a work force demand, including a definition of the organisational structure and one... Agent: Accenture Global Services Limited

20120130771 - Chat categorization and agent performance modeling: Chat categorization uses semi-supervised clustering to provide Voice of the Customer (VOC) analytics over unstructured data via an historical understanding of topic categories discussed to derive an automated methodology of topic categorization for new data; application of semi-supervised clustering (SSC) for VOC analytics; generation of seed data for SSC; and... Agent:

20120130770 - Method and apparatus to monitor human activities in students' housing: A method and apparatus for collection of ethnographic data from a building housing a population, which includes modern surveillance equipment, marketing and other testing materials, and may comprise an agreement between the dormitory and a dormitory sponsor to collect ethnographic data and provide test products and other materials in a... Agent:

20120130769 - Methods for conducting market research utilizing a telematics service system: A method for conducting market research utilizing a telematics service system that provides a telematics service to a plurality of vehicles is disclosed herein. The method includes, but is not limited to, wirelessly communicating with a plurality of vehicles using the telematics service system. The method also includes obtaining information... Agent: Gm Global Technology Operations, Inc.

20120130772 - Method for managing listing prices in an ecommerce environment: A computer-implemented method for managing listing prices in an ecommerce environment. The method includes receiving from a user information, including price information, pertaining to a user's listing on an ecommerce web site, receiving from the user at least one search term that is not a valid UPC, ISBN, EAN, eBay... Agent:

20120130773 - System and method for determining applicants' working process with an administrative agency based on past data collection and analysis of past administrative agents performance: A computer implemented process for predicting a next course of action to increase the probability of allowance of an application that is before an administrative agent in an administrative agency. Specifically, the system comprising: a computer system for automatically analyzing and providing recommendations to the applicants; a receiving data module,... Agent:

20120130774 - Analyzing performance using video analytics: A method of analyzing performance comprises capturing video data of an interaction between a customer and a worker. The method further comprises analyzing the video data to determine performance metrics for the interaction. The method further comprises generating a scorecard of the performance metrics.... Agent:

20120130775 - Method of processing a transaction for a parking session: A method for processing a transaction for a parking session between a parking supplier and a payment provider on behalf of a user, wherein the user facilitates the transaction through a mobile computing device connected to a remote server, including, on the mobile computing device of the user, the steps... Agent:

20120130777 - System and method for identifying and paying for vehical parking spaces, providing advertising, and collection of data: A parking location indictor, payment and advertisement system has a server. A wireless device is in communication with the server, the wireless device having at least one processor and a memory operatively coupled to the processor, the memory storing program instructions that when executed by the processor, causes the processor... Agent:

20120130776 - Toll fee information communication system, traffic information receiving-routing system using the toll fee information communication system and traffic information receiving method of the same: A system for receiving traffic information from a toll gate server to provide route guidance to a driver of a vehicle and a method thereof are provided. The traffic information receiving-routing system includes a toll fee information communication system and ah path guide terminal. The toll fee information communication system... Agent: Hyundai Motor Company

20120130778 - System and method for assessing and managing financial transactions: A method and system is provided which can analyze customer data, including information about current products and agreements of the customer. The customer data can be used to predict various unknown parameters, including product usage data. The customer data and predicted data can be used to generate various alert conditions.... Agent: Autoalert, Inc.

20120130783 - System and method for immediate issuance of transaction cards: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction... Agent: Serve Virtual Enterprises, Inc.

20120130784 - Promoting group deals on the internet: A system and method of promoting group deals on the Internet, which includes providing an Internet-based platform, the platform including a step for individuals to join, wherein individuals who join are designated as members of the Internet-based platform. The system also provides a step for members to invite merchants to... Agent:

20120130785 - Method and system for redeeming rewards in payment of a transaction account: A transaction aggregator aggregates a plurality of transaction account charges for a user transaction account. The transaction charges are received from merchants for acquisitions made by a user. The user is offered an option to make at least a partial payment to the user transaction account by redeeming rewards from... Agent:

20120130787 - Multi-purse prepaid consumer discount card systems and methods: Disclosed herein are systems and methods for providing a multi-purse consumer discount card. The systems and methods may use transaction data to provide one or more negotiated discount rates to a consumer. For example, an amount may be credited to a consumer's purse for a merchant based on that consumer's... Agent: Grodo, Inc.

20120130786 - System, method, and computer program product for issuing automatic payments linked transaction account: An enrolling system verifies an enrollee, counter-offers a second transaction account in response to a decline of a first account, wherein the second transaction account includes more restrictions than a first transaction account, associates an enrollee's main and overdraft account, and issues a transaction account. Enrolling in the second transaction... Agent: American Express Travel Related Services Company, Inc.

20120130789 - Method and system for implementing an online purchase transaction with rewards: A system and method for implementation of product searches via a search engine over a networked computer system such as the Internet. In particular, a user may execute a search for product offers that are accompanied with reward components (e.g. reward points, rebates, coupons, etc.) and/or those that allow payment... Agent:

20120130788 - Promotional processing system: A system for online sales with automatic rebate and coupon redemption provides customers making online purchases the advantage of automatically retrieving and redeeming all applicable rebates and coupons during an online purchase. Purchase orders from customers are selectively fulfilled and products are shipped to the customers either by the system... Agent:

20120130790 - Method and system for location- and history-based distribution of offers to mobile devices: A method of distributing context based offers to a mobile device based on device location and user transaction history is disclosed. The geographic location of a mobile device associated with a user is disclosed. At least one merchant proximate to the geographic location is identified. A user account associated with... Agent: Mastercard International Incorporated

20120130793 - Method and system for discounted offer and sale of goods and services: A method of discount retailing wherein a link is embedded in a host web page to a transaction for presenting an offer of a service or product sold by a vendor. In response to a purchaser expressing interest by selecting the link, the purchaser is redirected to a landing page... Agent:

20120130791 - System and method for managing location-based incentives: Location-based incentives may be provided to users via wireless client devices wirelessly. Redemption requests may be verified based on geolocation information related to the client devices that received the incentives at the times that redemptions are requested. The use of such geolocation information to verify redemption requests may provide a... Agent: Matchpin LLC

20120130792 - System and method of redeeming coupons and preventing web-based coupon fraud: A web-based system and method are provided for electronic coupon fraud prevention. The system receives electronic coupon parameters from a coupon provider via a host website. Access is selectively providing to electronic coupons by members based on the parameters and member access criteria. The member selects coupons via the website... Agent:

20120130794 - Method and system for managing customer relationships: According to one embodiment, the method comprising the steps of creating, by a first user of the social networking site, at least one first profile associated with a business; creating, by a second user of the social networking site, at least one profile associated with a potential customer; generating, by... Agent: Bnc Ventures B.v.

20120130795 - On demand discount system and methods: A discount distribution system includes a discount generation unit having a processor and a memory with a program executing in the memory that performs the steps of gathering information pertaining to a product by an information gathering unit, generating a plurality of discounts associated with the product based on the... Agent:

20120130796 - Systems and methods to advertise a physical business location with digital location-based coupons: Methods and systems that record the location of a user and transmit targeted content to a user based upon their current and past location information. A network is configured to include a server programmed with a database of targeted content, a database of location information, a database of user information,... Agent:

20120130797 - Discount payment method and system using a temporary card number: t

20120130781 - Cloud service information overlay: In some embodiments, the invention involves collecting service health information from a plurality of cloud service provider associated with a customer. Once the service health information is collected, aggregating information from multiple providers, when necessary, and providing a service health report to the customer. The customer has agreements with both... Agent:

20120130779 - Content-aware insertion of advertisements within a graphical framebuffer or present surface: A system and method are disclosed for managing the display of graphical content within a user interface window of a display. A first set of messaging content data is processed to render a first set of graphics data in a target area of the display. The presence of a second... Agent:

20120130780 - Promotion analyzer system: A method performed by a server device, may include receiving information about a customer order, associated with a particular service or product provider, from an ordering system; determining whether the customer order is eligible for a promotion based on the received information where the promotion includes a reward to a... Agent: Verizon Patent And Licensing, Inc.

20120130798 - Model sequencing for managing advertising pricing: Methods and systems for determining a price for an advertising placement. One method includes setting a desired placement location for an advertising placement; determining a predicted number of views at the desired placement location for the advertising placement using a views model; determining a predicted cost at the desired placement... Agent:

20120130799 - System and methodology for determination of advertisement effectiveness: A system and method for determination of advertisement effectiveness is presented. The method can comprise obtaining records for domain elements, for each domain element, developing a model and populating the model based on the obtained records, for a record of a first domain element of the plurality of domain elements,... Agent: Telcordia Technologies, Inc.

20120130800 - Systems and methods for assessing advertising effectiveness using neurological data: Example methods, systems and machine readable instructions are disclosed for assessing advertising effectiveness based on neurological data. An example method includes analyzing neuro-response data from a panelist exposed to media to determine a first score representative of an attention level of the panelist, a second score representative of an emotional... Agent:

20120130801 - System and method for mobile advertising: System and method for advertising on mobile devices, wherein an application installed on the device is linked with a device side component capable of requesting an advertisement, displaying the advertisement, and reporting the user reaction to the advertisement, assisted by an advertising server, such that the effort to implement advertisement... Agent:

20120130802 - Systems, methods and apparatus to design an advertising campaign: Methods and apparatus are disclosed to tailor an advertising campaign. A disclosed example method involves receiving, by a processor, an indication of user exposure to a first advertisement, selecting, by the processor, a survey prompt based on the indication of user exposure to the advertisement, and sending the survey prompt... Agent:

20120130803 - Secure and extensible pay per action online advertising: Systems and methods are provided to allow advertisers to make ads available to publishers through an advertising system. The advertising system provides tamper proof tracking of conversion activity between publishers and advertisers. Further, advertisers can define plural different conversions to be associated with a single ad click through.... Agent: Google Inc.

20120130804 - Prediction of cost and income estimates associated with a bid ranking model: Prediction of cost and income estimates associated with a bid ranking model is disclosed, including: receiving a search keyword estimate prediction request, wherein the request comprises a search keyword, a bid price associated with the search keyword, and a prediction period; determining an average click through rate associated with the... Agent: Alibaba Group Holding Limited

20120130807 - Apparatus, system and method for a self placement media enhancement widget: The present invention is and includes a device, system and method for providing an image enhancement widget. The device, system and method include a javascript component that, upon execution, obtains at least one subject of primary content on a networked page, and at least one permission for enhancement of the... Agent:

20120130806 - Contextually specific opportunity based advertising: One embodiment of the present invention provides a system that facilitates contextually specific opportunity-based advertising. During operation, the system collects contextual information associated with a consumer, and determines a current activity and/or a future activity in which the consumer is engaged based on the contextual information. The system then predicts... Agent: Palo Alto Research Center Incorporated

20120130805 - Selecting media advertisements for presentation based on their predicted playtimes: Advertisers provide bids for presenting temporal media ads along with content presented to users. The bids presented comprise a cost per unit time of presentation of the temporal media ad. Advertisers specify target audience and target media content for presenting their ads. A candidate set of ads is selected for... Agent: Google Inc.

20120130782 - Cloud contact information system: A method of communication, includes providing a mobile device having a user web browser; transmitting a request from a user of the mobile device via the user web browser to a contact application stored in a shared pool of configurable computing resources; and transmitting first data from the mobile device... Agent:

20120130808 - Selection compression: A method of generating a compressed video stream, comprising: providing a plurality of display commands which represents a display; generating a plurality of quantized transform coefficients from said display commands, wherein said quantization is different for different display commands; and creating a compressed video stream utilization said coefficients.... Agent: Microsoft Corporation

20120130810 - Advertising with digital media content: A method is provided for dynamically adding customized advertisements with media content on digital media storage devices. A user may provide identification data to an automated machine or salesperson selling the media content at a retail location. Based upon the identification of the user, advertisements may be selected to be... Agent:

20120130812 - Presentation of sponsored content on mobile device based on transaction event: A system and method for positioning targeted sponsored content on a mobile communication facility, comprising (a) receiving data corresponding to a transaction event having occurred via the interaction of a user with the mobile communication facility, wherein the transaction event includes transmission of data representative of a first product or... Agent:

20120130811 - Presenting sponsored content on a mobile communication facility: A computer-implemented method for positioning targeted sponsored content on a cellular phone includes the steps of (a) assessing a likelihood of an interaction by a user of the cellular phone with a sponsored content, wherein the assessment is based on a plurality of user characteristics associated with the cellular phone,... Agent:

20120130809 - Social crm: A method and system is disclosed for conducting electronic commerce within a social media environment. A user of a social media site elects to perform an activity associated with a social commerce site. Once the social commerce activity has been performed, its corresponding value is processed with social commerce reputation... Agent: Dell Products L.p.

20120130813 - Selecting advertisements for users via a targeting database: A data processing system collects messages to create user profiles for users of user devices. The messages are collected from various systems and include data regarding user events on user devices. The user profiles are stored in a targeting database. In response to a request for information corresponding to a... Agent: At&t Intellectual Property I, L.p.

20120130814 - System and method for search engine result ranking: Search engine reliance on link-based ranking algorithms has been shown to delay the visibility of fresh content added to the World Wide Web (Web), relative to established content. Fresh content abstracts are randomly inserted into top ranked search results to achieve more even visibility coverage of the Web and improve... Agent:

20120130815 - Apparatus, system and method for selecting a media enhancement: The present invention is and includes a device, system and method for providing an image enhancement widget. The device, system and method include a javascript component that, upon execution, obtains at least one subject of primary content on a networked page, and at least one permission for enhancement of the... Agent:

20120130816 - Search system, search method, search program and recording medium: While giving priority to a keyword designated by a seller, it is possible to reduce the extent of mismatch between the keyword designated by the seller and a keyword input as a search condition by a user. An advertisement main-search section (58) identifies, as a search result, at least one... Agent: Rakuten, Inc.

20120130818 - Advertisement output control device, advertisement output control method, and recording medium: An advertisement output control device provided with an advertisement distribution unit (31) and a distribution-request acceptance unit (32). The advertisement distribution unit (31) generates arrival/departure slot information when receiving scheduled information on arrival and departure for each service from a transportation service management device (1), and supplies the generated information... Agent: Nec Corporation

20120130817 - Method for delivery of relevant consumer content based on consumer journey patterns: A method providing highly relevant offers based on an individual's historic journey patterns prior to a future journey in order to influence the individual's behavior during a journey or when the individual departs from or arrives at predetermined headquarters or locations that are discerned using location-based and/or timing-based technologies. Other... Agent:

20120130819 - method and system for providing customized content using emotional preference: A system and method for providing customized content using emotional preference is disclosed. In one embodiment, the system comprises a web analytics server, at least one website server and at least one user device all communicating through a network. The web analytics server collects a user's emotional preference and monitors... Agent: Imagini Holdings Limited

20120130820 - Providing alternative content in a windowed environment: Embodiments of the invention relate to an architecture or extension to a window manager. In particular, the extension can provide for a window rotation feature that can be exposed as a rotate button. Additionally or alternatively, the rotation feature can be activated based upon a diverse set of conditions, events,... Agent: Microsoft Corporation

20120130821 - Point-of-sale purchase personalized message: A method, apparatus, system, article of manufacture, and computer program product provide a personalized promotional message. A request is received for the message. The request includes a keyword that denotes personalized attributes and a token that denotes a name of a consumer and is a component position in a script... Agent: Stargreetz, Inc.

20120130822 - Computing cost per interaction for interactive advertising sessions: Described herein are technologies related to charging advertisers for advertisements presented to a user in an interactive advertising session. An advanced interactive system captures gestures, spoken words, facial expressions, and the like, and advertisements are presented to a user based upon such captured gestures, spoken words, facial expressions and the... Agent: Microsoft Corporation

20120130826 - Litigation-related document repository: A litigation-related document repository for management and exchange of documents independent of courts or other tribunals. Users can upload litigation-related documents for on-line case folders in order to exchange documents with other parties to a dispute or other users. The repository maintains the documents in a common format in a... Agent:

20120130824 - Media marketing system and method: A system and process is provided for distributing branding and content messages to wireless mobile devices such as mobile handsets. The system has a mobile media portal process that enables a content owner and one or more sponsors to cooperate in negotiating, planning, and executing a branding or content campaign.... Agent:

20120130823 - Mobile matching system and method: A system and method for matching is disclosed. User profile information, location information and event information are stored in a database. First and second electronic check-in information representing that a first user and a second user have checked-in to an event is received and stored. User profile information of the... Agent:

20120130825 - System and method for computer-created advertisements: The invention relates to a computerized method to create an advertisement by displaying a plurality of advertising formats for selection by a user; displaying a template corresponding to a selected advertising format; displaying product references for selection by the user; displaying on the template a selected product reference and creating... Agent: Ecomsystems, Inc.

20120130827 - Systems for automatic audience size measurement and interactivity: A system for automatically measuring the size of a radio or television audience at any particular time is provided. In the system, a remote computer may identify the broadcast stations to which listening devices, such as radios or televisions, are tuned. To identify the broadcast stations, the remote computer commands... Agent:

20120130829 - Bidding for placement of advertisements in real time: An advertisement is selected when an advertising opportunity arises through a competitive bidding process. A computer system receives an indication of the advertising opportunity, and in response to receiving the indication, the computer system selects a bid from a plurality of bids. An advertisement associated with the selected bid is... Agent:

20120130828 - Source of decision considerations for managing advertising pricing: Methods and systems for training predictive models for an advertising price management system. One method includes storing information to a database about a past price determined by the advertising price management system and a source used to set the past price, the source including at least one of a constraint-based... Agent:

20120130830 - Method, an apparatus and a computer program: A method comprising: storing raw data relating to a carbon footprint of a media format; receiving a media plan for planning a media campaign, the media plan specifying the media format together with additional information relating to the media format; performing a calculation associated with the media format, the calculation... Agent:

20120130831 - System and method for disputing individual items that are the subject of a transaction: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may... Agent: Serve Virtual Enterprises, Inc.

20120130832 - Host to client payment: A system and a method of electronic transactions are disclosed. The system and method allow a consumer mobile device to capture the identification of a point-of-sale device and to initialize a transaction from the consumer mobile device to a master host platform. The point-of-sale device captures purchase items following a... Agent: Freedompay Inc.

20120130833 - Electronically maintained community escrow: Coin types of coins with which a user is permitted to pay for a transaction are divided into first and second groups. The coin types of the second group are of lower value than those of the first group. A difference in which a total amount of the transaction is... Agent:

20120130836 - Mechanism for efficiently matching two or more entities based on mutual benefit: The present inventive concept is generally directed to a computer-based system and associated methods for facilitating business referrals, matching consumers with compatible providers of goods and/or services. In an embodiment, the system comprises a business-referral website through which consumers can place bids for any product or service whatsoever. In an... Agent:

20120130838 - Method and apparatus for personalizing secure elements in mobile devices: Techniques for personalizing secure elements in NFC devices to enable various secure transactions over a network (wired and/or wireless network) are disclosed. With a personalized secure element (hence secured element) in place, techniques for provisioning various applications or services are also provided. Interactions among different parties are managed to effectuate... Agent: Rfcyber Corp.

20120130834 - Method for remotely configuring a digital image display device: A method for providing specified digital image content to a digital image display device, the digital image display device being adapted to receive digital image content from a network, comprising: providing a unique device identifier for the digital image display device, the unique device identifier to be made available to... Agent:

20120130839 - Mobile devices for commerce over unsecured networks: Techniques for managing modules or applications installed in a mobile device are described. To provide authentic and secured transactions with another device, each of the installed applications is provisioned with a server through data communication capability in a mobile device. A provisioned application is associated with the personalized secure element... Agent: Rfcyber Corp.

20120130840 - Store affiliation system: Techniques for improved interaction between online retailers and traditional brick-and-mortar retailers that provide patron-accessible networks are disclosed. The location and/or the fact that any given purchase was made from a particular retailer's patron-accessible network can be tracked for various purposes. The invention can facilitate partnering between online retailers (i.e., online... Agent:

20120130837 - System and method for remotely controlling access to media on a publisher site: A service, system or component is provided that controls publication of media content on a publisher site to a visitor of the publisher site. Media content on the publisher site can be blocked for to such visitors for purpose of revenue collection.... Agent:

20120130835 - System and method of providing post-purchase media content to a subscriber: A method includes receiving purchase data at one or more computing devices associated with a media service provider. The purchase data includes information descriptive of a particular purchase made by a subscriber of the media service provider from a seller, where the seller is independent from the media service provider.... Agent: At&t Intellectual Property I, L.p.

20120130841 - System and method for providing qualification searching and bidding for rental properties: A computer-implemented system and method for providing qualification searching and bidding for rental properties is disclosed. A potential renter can provide qualification information and desired features of a rental unit to a rental server to determine one or more rental communities for which the potential renter is qualified. The system... Agent:

20120130843 - System and method for integrating a plurality of isolated components into an online auction for automatic real-time auction participant support: Disclosed is a method and system for integrating a plurality of isolated components to automatically provide real-time support to a participant in an online auction, particularly for live online auctions that may require quick decision making. An embodiment may automatically display information from the plurality of isolated components for the... Agent:

20120130842 - Transaction services reverse auction: A reverse auction platform for selecting a transaction service is provided. The platform may include a database configured to store a request for a transaction service and to store fee bids corresponding to the transaction service. The platform may also include a memory configured to store execution instructions as well... Agent: Bank Of America

20120130853 - In-application commerce system and method with fraud detection: A full-service turn-key in-application commerce solution with fraud detection is disclosed that provides web service interfaces to a commerce system. The in-application solution features fraud detection with user behavior tracking and fraud controls that limit the features that are offered to a user. Fraud detection involves input from the application,... Agent: Digital River, Inc.

20120130844 - Automotive diagnostic and estimate system and method: The method provides users with estimates for vehicle repairs. The user, typically the vehicle owner, provides details sufficient to identify the vehicle, and location details to enable the system to locate suitable mechanics and replacement parts, and determine labor costs and times. The user may provide symptoms of the problem,... Agent: Driverside, Inc.

20120130854 - Askmyesq: automated business and legal advisory providing methodology: AskMyEsq is an automated business methodology that eliminates the need for front office and in-person advisory services in firms. AskMyEsq involves customers contacting attorneys directly via E-mail for advisory services, thus eliminating the cumbersome process of contacting the front office of the firm to schedule time to talk with an... Agent:

20120130855 - Micro-payment system architecture: A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also... Agent: Google Inc.

20120130845 - Digital image display device with remotely disableable user interface: A digital image display device for displaying a collection of digital images, comprising: a display screen; a processor; a user interface including one or more user interface elements for enabling a user to control the behavior of the digital image display device; a network interface for communicating with a network;... Agent:

20120130846 - System and method for producing custom merchandise from a virtual environment: Systems and methods are provided for producing merchandise for a user based upon a character within a virtual environment, on request of the user, by retrieving character data representing a player character within a game and converting the character data into merchandise characteristics. Merchandise is manufactured based, at least in... Agent:

20120130856 - Modularized in application commerce system and method: An in-game e-commerce web service system and method is described. The system provides a seamlessly integrated, modular, turn-key solution to in-game commerce on game publisher web sites. Primary publisher-to-player and secondary player-to-player markets are supported along with their associated billing and customer management functions. Modules have been designed to allow... Agent: Digital River, Inc.

20120130857 - System and method for searching vertical silos in an ip marketplace: A comprehensive platform for merchandising intellectual property (IP), conducting IP transactions and searching IP related data is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between... Agent: American Express Travel Related Services Company, Inc.

20120130858 - System for serving a dynamically ranked list of motor vehicles: A system and method are described for collecting motor vehicle information and generating an individually ranked list from seller information, public databases and buyer inputs and behavior. The ranked list is dynamically generated and presents to the buyer a relevant result set from millions of non-relevant listings.... Agent: Matterhorn, LLC

20120130848 - Apparatus, method, and computer program for selecting items: A similar item set making section makes a similar item set corresponding to a target item. With respect to a first set of some or all of items in the similar item set, a first rate calculating section calculates a first rate. An item characteristic value calculating section calculates an... Agent: Jvc Kenwood Corporation

20120130849 - Method to facilitate a platform for providing shopping advice: Disclosed is a method and a system to facilitate a platform for experts to provide shopping advices to shoppers. Specifically, a method for automatically changing url links, in real time or on static page, having product ID and merchant ID to further including expert ID, shopper ID and/or affiliate ID... Agent:

20120130847 - Systems and methods for searching in an electronic commerce environment: A method of searching an electronic commerce website includes searching a plurality of user profiles based upon a user-supplied search query for an item, establishing an interactive online session between the user and the at least one search facilitator, and providing for the at least one search facilitator to present... Agent: Etsy, Inc.

20120130851 - Ordering via dynamic matrix code generation: A content receiver receives ordering information from a content provider for orderable content or products. The content receiver also derives information specific to the content receiver and dynamically generates a matrix code including the ordering information and the specific information. The content receiver then transmits the matrix code to a... Agent: Echostar Technologies L.L.C.

20120130850 - Techniques and system for revenue sharing in an online storefront: Techniques to provide dynamic revenue sharing among product providers in an online storefront are described. In an embodiment, products are bundled into packages. When a package is purchased, licensed or subscribed to, the payment received may be shared with online storefront, and among the product providers according to the rank... Agent: Microsoft Corporation

20120130859 - Real time vehicle purchase request management method and system: A method and apparatus for communicating a purchase request to a dealer immediately. A Data Center system has a system database accessible to a plurality of dealers. A potential buyer submits a purchase request over a computer network to the Data Center system. The purchase request may include product identification... Agent: Autobytel.com, Inc.

20120130852 - Universal shopping center for international operation: An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer, the goods can be viewed on catalogue sheets translated to a language of the customer's choice, and the price provided in a currency... Agent:

20120130860 - Reputation scoring for online storefronts: Systems and techniques to provide an improved reputation scoring for products in an online storefront are described. A technique may include obtaining at least one objective measure and at least one subjective measure about a product in an online storefront; calculating a reputation level for the product from the subjective... Agent: Microsoft Corporation

20120130862 - Social admin console: A method and system is disclosed for conducting electronic commerce within a social media environment. A social commerce site is generated and then configured by a vendor, on behalf of a vendor affiliate, or by the vendor affiliate. Once the social commerce site is activated for operation, a user performs... Agent:

20120130861 - Social commerce relationship management system: A method and system is disclosed for conducting electronic commerce within a social media environment. A user performs social media interactions within a social media environment and elects to consider purchasing a vendor's product that is referenced in an activity stream. The user then proceeds to a social commerce site... Agent: Dell Products L.p.

20120130863 - Social reputation: A method and system is disclosed for conducting electronic commerce within a social media environment. A user of a social media site elects to perform an activity associated with a social commerce site. Once the social commerce activity has been performed, its corresponding value is processed with social commerce reputation... Agent:

20120130865 - Look-alike tryout of mail order product before purchase: The disclosed technology comprises a method of providing a functional version of a product to a potential buyer via postal services. The potential buyer may try out the product for a limited amount of time, and then return same to the seller or pay for the look-alike product/purchase the actual... Agent:

20120130866 - Method and system for consumer transactions using voice or human based gesture actions: A method of initiating a consumer transaction using a human interaction device to read voice or human based gesture actions is disclosed. Video data is transmitted from a processing device to a display device. The video is monitoring for event data corresponding to a plurality of consumer products or services,... Agent: Mastercard International Incorporated

20120130864 - Systems and methods to analyze a seller inventory offered for sale on a network-based marketplace: Systems and methods to analyze a seller inventory on a network-based marketplace 76 are disclosed. The system receives identify information, over a network, from a client machine, the identify information identifies a seller that is registered to sell on a network-based marketplace. The system further receives a request for an... Agent: Ebay Inc.

20120130867 - Commodity information providing system and commodity information providing method: According to one embodiment, a commodity information providing system includes: a commodity-data acquiring section configured to acquire, on the basis of location data indicating a location of an information terminal including a display screen and commodity data associated with a place or an area, commodity data that is provided to... Agent: Toshiba Tec Kabushiki Kaisha

20120130868 - Method and system for storage and retrieval of track and trace information: A system and method for tracking and tracing items that in one aspect comprises generating a group of unique codes, where a unique code is a unique encrypted reference, transferring the group of unique codes to an item marking location, marking items with the unique codes. Further, for tracking the... Agent: Kezzler As

20120130871 - Content delivery network service provider (cdnsp)-managed content delivery network (cdn) for network service provider (nsp): A CDN service provider shares its CDN infrastructure with a network to enable a network service provider (NSP) to offer a private-labeled network content delivery network (NCDN or “private CDN”) to participating content providers. The CDNSP preferably provides the hardware, software and services required to build, deploy, operate and manage... Agent: Akamai Technologies, Inc.

20120130870 - Method and system for budget management: Provided are methods, systems and computer programs for managing finances such as personal budgets.... Agent: Bundle Corporation

20120130869 - Method and system for displaying financial information: Methods, systems and computer programs that display financial information are provided.... Agent: Bundle Corporation

20120130872 - Parking management: A parking management approach includes associating a payment source with a vehicle identifier. The approach also includes receiving a message indicating initiation of a parking event at a parking location, and updating a parking database to indicate that a vehicle having the vehicle identifier is parked at the parking location.... Agent: International Business Machines Corporation

20120130874 - Providing security in a cloud storage environment: A method of providing security as a service in a cloud storage environment includes storing, through a cloud manager of the cloud storage environment, a security level of access of a storage controller associated with a customer of the security as a service, and receiving a request from the customer... Agent: Network Appliance, Inc.

20120130873 - Systems and methods for generating multi-cloud incremental billing capture and administration: Embodiments relate to systems and methods for generating multi-cloud incremental billing capture and administration. A set of aggregate usage history data can store patterns for a user in a set of host clouds recording consumption of processor, memory, storage, operating system, or other resources subscribed to by the across the... Agent:

20120130878 - Electronic centralized margin agreement registration and management system: A margin management system facilitates processing of a margin management action required under a margin agreement between at least two authorized computers connected to send and receive communications over a wide area network. The authorized computers may be associated with a number of authorized parties who are each a party... Agent: Acadiasoft, Inc.

20120130877 - Method and apparatus for processing sales transaction data: A system provides a way to manage agreements that institutions such as financial services companies have with distributors who sell their products. Each distributor has a plurality of sales representatives that earn commissions for selling such products. The commissions earned and any other constraints imposed on the sales representatives may... Agent:

20120130879 - Method and system for exchanging financial-transaction-related messages over a communications network: At a first functional entity, a financial-transaction-related message destined for a destination associated with a second functional entity is received. The financial-transaction-related message is assessed for compliance with a fundamental message format and, upon assessing that the financial-transaction-related message is not compliant with the fundamental message format, a translation of... Agent:

20120130876 - System, method and computer program for operating web-based collective e-money lending/borrowing circles between members and non-members of social networking websites: A system, method and computer program for implementing a web based solution, allowing members of a social networking website and/or the general public to carry out trust based collective e-money lending/borrowing circles called ‘PartnerHands’, in which members divide the cost of a larger amount of e-money, equally between themselves and... Agent:

20120130875 - Asset acquisition, management and occupation systems and methods: Asset acquisition, management and/or occupation systems and methods are disclosed. One of the methods of acquiring an asset includes a first party approving the asset selected by a second party and the first party purchasing the asset. The method includes the first party and the second party agreeing that the... Agent: Burchill Consulting Pty Ltd.

20120130920 - Commodity processing supporting system and commodity processing supporting method: According to one embodiment, a commodity processing supporting system includes a commodity-data acquiring section and a display-data generating section. The commodity-data acquiring section acquires, on the basis of information received from a portable information terminal, data of commodities registered in a storing section. The display-data generating section displays, on a... Agent: Toshiba Tec Kabushiki Kaisha

20120130921 - Financial milestones and payout system: Computer-implemented architectures for providing a milestone-based contingent fundraising platform using actionable information from experts are described. Businesses may, in conjunction with experts, establish milestones and offer a liability based on an offered interest rate and a target amount of funds to raise. Funders may match the business' offer with funding... Agent: Trading Games, Inc.

20120130922 - Method and apparatus for processing financial information at hardware speeds using fpga devices: A method and apparatus use hardware logic deployed on a reconfigurable logic device to process a stream of financial information at hardware speeds. The hardware logic can be configured to perform data reduction operations on the financial information stream. Examples of such data reductions operations include data processing operations to... Agent: Washington University

20120130923 - System and method for determining the market risk margin requirements associated with a credit default swap: A system and computer-implemented method for determining a margin requirement associated with a plurality of financial instruments within a portfolio is disclosed. The system and method implement steps and procedures for analyzing the portfolio including the plurality of financial instruments where analyzing further includes determining a first time-series of returns... Agent: Chicago Mercantile Exchange

20120130919 - Wire speed monitoring and control of electronic financial transactions: An in-line hardware message filter device inspects incoming securities transactions. The invention is implemented as an integrated circuit (IC) device which contains computer code in the form of on-chip hardware instructions. Data messages comprising orders enter the device in exchange-specific formats. Messages that satisfy pre-determined risk assessment filters are allowed... Agent:

20120130884 - Embedded hardware based system which provides real-time pre-trade risk assessments for multiple parties and method thereof: A risk assessment system and method are provided that may be implemented as an embedded hardware based system and method that provide real-time pre-trade risk assessments for multiple parties, in addition to real-time market data and trading connectivity to a variety of liquidity venues. The liquidity venues may include regulated... Agent:

20120130882 - Methods and systems for creating and trading strips of financial products: The present invention includes a method comprising receiving a first electronic BUY STRIP order; receiving a second electronic SELL STRIP order; matching the first STRIP order with the second STRIP order, wherein the first STRIP order is a contra order to the second STRIP order; executing the matched first and... Agent:

20120130883 - Position-keeping in a multi-market environment: A computerized method of implementing position-keeping in a multi-market environment is described herein. The method comprises identifying a plurality of instrument transaction parameters based on a universal instrument ID of at least one instrument. The instrument transaction parameters comprise a market level identifier and a register level identifier. Further, at... Agent: Tata Consultancy Services Limited

20120130881 - Social network for traders of stocks and other securities: A database may be used to aggregate indications of user intent to purchase or sell financial securities. This database may be accessed using mobile devices or client computers to thereby input user intent to purchase or sell financial securities. These inputs may be aggregated into the database. Users may be... Agent:

20120130880 - Systems and methods for product-level and contract-level risk computations and management: Various systems and methods are described herein for product-level and contract-level risk checks. The product-level and contract-level risk checks are used to either allow or prevent a trading strategy to proceed. When a trading strategy is initiated, quoting and hedge orders to be entered in relation to the trading strategy... Agent: Trading Technologies International, Inc.

20120130885 - Unified payment allocation system: In a method of making a financial transaction, a distinctive identification of a buyer is registered with an institution which assigns the identification of the buyer to data stored by the institution. A purchase by the buyer at a point of sale is approved by the institution, when the identification... Agent:

20120130889 - Financial card method, device and system utilizing bar codes to identify transaction details: An electronic financial transaction arrangement using a payer device to read a machine-readable pay code in which transaction details for a specific transaction may be encoded by a pay code provider is disclosed. The machine-readable pay code may be distributed to the payer device through acoustic stimuli, or as a... Agent: Mastercard International Incorporated

20120130888 - Method and system for distribution of advertisements to mobile devices prompted by aural sound stimulus: A method for distributing context-based data using an acoustic receiving device and a high frequency analog acoustic signal is disclosed. The acoustic receiving device a high frequency analog acoustic signal. A high frequency analog acoustic signal is of a frequency of at least 21,000 Hz and contains encoded data. The... Agent: Mastercard International Incorporated

20120130890 - Method and system for lease management of ultrasonic system: A system for lease management of an ultrasonic system includes a usage information collection unit to collect usage information regarding a usage of the ultrasonic system, and a lease management unit to determine whether the usage information provided from the usage information collection module exceeds a predetermined allowable usage set... Agent: Samsung Medison Co., Ltd.

20120130887 - Point of sale saving system: An Internet-implemented computerized saving and investment system, that in use is integrated with a business's point of sale system, with which employees, for example employee who are compensated at least in part by tips from customers, may direct that funds be deposited to their credit in a savings/investment vehicle, for... Agent:

20120130886 - System and method for monitoring and tracking user activities: The disclosed embodiments assist a user in monitoring one or more user-selected activities. In addition, a user may share the monitored information with one or more people, such as a particular group of friends (e.g., friends associated with a social networking website) or by e-mailing or text messaging the monitored... Agent: Bundle Corporation

20120130891 - Method of processing a transaction for a parking session: Methods of processing payment transactions associated with parking sessions and at least one parking related service. The payment transactions are between the parking supplier, for example, the owner or manager of a parking lot, and a payment provider, for example, a credit card company, on behalf of a user. The... Agent: Parkmobile Usa

20120130892 - Toy with indicia of stored value: The present invention is a stored value toy, and a method for sensing a stored value toy. A stored value toy integrates the functionality of a stored value card, or a gift card, into a three-dimensional toy, such as a model vehicle. The method includes sensing an account identifier from... Agent:

20120130893 - System and method for debt presentment and resolution: A system and method for debt presentment and resolution through an Intranet or Internet content provider is disclosed. Said system and method include a plurality of “transaction communities” which are electronic forums allowing interaction between a plurality of debtors and creditors through means of electronic mail (e-mail) or other electronic... Agent:

20120130894 - System and method for atm odf notification (automatic teller machine overdraft fee notification): A method for providing an ATM customer with notification of an impending overdraft fee if transaction is completed to ensure that the customer is aware of overdraft fees prior to completion of a transaction, and has the opportunity to agree to fees, or to modify or cancel the requested transaction.... Agent:

20120130897 - Methods and systems for providing a decision making platform: A method for enriching the data associated with financial transaction card transactions using a computer system is described. The method includes receiving financial transaction data from a plurality of input channels, each input channel associated with a financial transaction data format, converting the received financial transaction data into a common... Agent:

20120130898 - Mobile directory number and email verification of financial transactions: Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet... Agent: Finsphere, Inc.

20120130896 - System and method for immediate issuance of transaction cards: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction... Agent: Serve Virtual Enterprises, Inc.

20120130895 - Transactions associated with a mobile device: Methods and apparatus, including computer program products, for transactions associated with a mobile device are discussed. A method can include receiving a merchant identifier, sending an identification data, receiving a transaction, and processing a funds transfer. The receiving the merchant identifier is from a mobile device associated with a user... Agent: Ebay Inc.

20120130899 - Check21 processing of non-dda transactions: Embodiments provide processing of non-DDA transactions as Check21 transactions. In some implementations, a consumer registers a DDA account (e.g., a checking account) with a payment processing entity. The payment processing entity (e.g., or an agent or affiliate) generates a non-DDA account (e.g., a debit card account) and maps the new... Agent:

20120130900 - System and method for trading unused digital rights: A device is provided for use with a digital content provider and a content purchaser. The content provider can provide digital content and a first digital key, wherein the digital content has quantified digital rights associated therewith. The device includes a receiving portion, a security portion, a content database, an... Agent: General Instrument Corporation

20120130901 - System and method for consolidating identification and transaction functions on a communication device: The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet the physical and electrical specification for commercially available mobile devices utilizing a standard Subscriber Identity Module (SIM) for network access. The device... Agent: Apriva, LLC

20120130903 - Back end of payment system associated with financial transactions using card readers coupled to mobile devices: A method of reconstructing a packet that includes financial card information from a mobile device uses a card reader. The card reader has a read head, a slot for swiping a magnetic stripe of a card and device electronics that includes a microcontroller with logic resources with code. The card... Agent:

20120130902 - Wireless establishment of identity via bi-directional rfid: A method, a system, and a computer program product are provided for wireless establishment of identity via bi-directional radio-frequency identification (RFID). The method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions operable for sending device data including... Agent: International Business Machines Corporation

20120130904 - Universal secure registry: A device is configured to allow a user to select any of a plurality of accounts to employ in a financial transaction. The user device includes a biometric sensor configured to receive a biometric input provided by the user, a user interface configured to receive a user input including secret... Agent: Universal Secure Registry, LLC

20120130905 - Transaction verification on rfid enabled payment and transaction instruments: A display enabled RFID tag (DERT) receives transaction details from the reader. DERT verifies that the details match their counterparts in the reader public key certificate. The process is aborted in case of a mismatch. DERT extracts and displays user-verifiable data. It then enters a countdown stage that lasts for... Agent: The Regents Of The University Of California

20120130906 - Deployment mechanism for non-versioning business process artifacts: According to some embodiments, it may be detected that a deployment archive to be deployed to a runtime server includes first and second business process artifacts, wherein the first artifact supports versioning and the second artifact does not support versioning. A version identifier to be associated with the second artifact... Agent:

20120130907 - Project management system and method: A project management system includes graphical user interfaces for creating, and tracking projects. Status dashboards for both projects and project portfolios allow a user to quickly view the status of their projects and determine which projects are at risk. An algorithm for determining a risk quotient is described for determining... Agent: Execution Software, LLC

20120130908 - Voice recognition method and apparatus using model number lookup: A voice response system for use in obtaining return qualification information for a product using a non-unique product identifier, including: a dial-in voice system operable to prompt a caller for the non-unique product identifier, wherein the non-unique product identifies the product as a member of a defined product group: a... Agent: Nintendo Of America Inc.

20120130909 - Product tracking and alert system: Radio transponder encoded with serial number linked to a vehicle's VIN is installed in a vehicle prior to retail sale. When vehicle is brought in for service, the presence of vehicle at the service facility is detected, and checked against a database of recalls, recall repairs completed, state consumer protection... Agent: Rv-id, Inc.

20120130910 - Customer support flow: A customer support flow system and method is described. In one example, a method includes, receiving an inquiry from a user, forwarding the inquiry to a public user group. Forwarding the inquiry to a customer support agent, applying the inquiry to previously received comments, receiving a comment to the inquiry... Agent: Salesforce.com, Inc.

20120130911 - Optimizing license use for software license attribution: In one embodiment, a system for license management includes logic adapted for arranging entitlement slots under a plurality of licenses, each entitlement slot being configured for affording entitlement to use of an instance of a software application during a particular time frame, logic adapted for determining a license use signature... Agent: International Business Machines Corporation

20120130912 - Method for providing custom interior design: The invention is a step-by-step method for gathering information, including but not limited to measurements. The information is used to create images for custom interior design.... Agent:

20120130914 - Jurisdiction compliance engines: Jurisdiction compliance engines are presented. Contemplated jurisdiction compliance engines are design tool agonistic and can operate in conjunction with design tools to ensure instantiated construction objects comply with jurisdiction rules sets. The jurisdiction rules sets can include optimization criteria based on metrics that can govern how construction objects are integrated... Agent: Fluor Technologies Corporation

20120130913 - Pay-to-play compliance system and method: A system and method for ensuring compliance with pay-to-play laws. In one embodiment of the invention, the computer-implemented method of facilitating compliance with pay-to-play laws of different jurisdictions having varying requirements, comprises the steps of: creating, on a computer system, at least one question related to compliance with pay-to-play laws;... Agent: Massachusetts Mutual Life Insurance Company

20120130915 - Scoring a matching between a resource and a job: A resource is scored based on a matching of the resource to a job. Job attributes for the job and resource attributes for the resource are identified. A hierarchy of the job attributes that includes dependencies between the job attributes is determined. A score for the resource is determined using... Agent:

20120130916 - System and method for shipping and delivering parcels to a virtual address: A computer-based system and method for shipping and delivering a parcel, including reserving a terminal for a parcel; placing the parcel in the terminal, the parcel having a virtual delivery address of a recipient; picking up the parcel by a carrier; converting, through a central computer system, the virtual address... Agent:

20120130917 - Adjustable priority retailer ranking system: An adjustable priority retailer ranking system that performs a method for generating an ordered comparison list of merchant sources is disclosed. A first unordered list of merchant sources is received from a queried search engine. A location value of an end user is derived. For the merchant sources in the... Agent:

20120130918 - System and method for complaint submission and management: The disclosure is a system and method for filing complaints to a service provider, using a smartphone or similar connected wireless mobile device to create a specifically formatted record and post it publically on at least one of several social network sites such as Twitter or Facebook, using the site's... Agent:

20120130924 - System and method for analyzing energy use: Analyzing energy use comprises determining a location identifier associated with a site. Weather data associated with the site is determined according to the location identifier. Energy usage information associated with the site is determined. An energy metric for the site is calculated based on the weather data and the energy... Agent:

20120123795 - Business method and system for ordering, purchasing and storing stem cells: An online business method and system enables donors or parents or guardians of donors to order and purchase stem-cells extracted from biological tissue sampled from the donor, such as, for example, cord-blood stem cells of a newborn baby, wherein the ordering process interfaces directly with the attending medical services, and... Agent: Hydrojoule, LLC

20120123790 - Medical professional appointment scheduling and payment system and method: The present invention relates to a method of scheduling and paying for visits with a medical professional. Specifically the present invention relates to a web based appointment service that relies on prepayment to schedule appointments from available doctors.... Agent:

20120123793 - Method and apparatus for clinical decision support for patient behavior modification: Apparatus, computer readable medium, and a method for clinician decision support for behavior modification of a patient, the method including in response to receiving information identifying the patient, retrieving stored patient data from a database, and displaying portions of the retrieved patient data for a clinician to update during a... Agent: The Nemours Foundation

20120123794 - Method and system for adjudicating claims in a health services environment: Methods and systems for adjudicating claims in health services environments are presented. An exemplary method for processing service provider claims for payment includes scheduling appointments with service providers, receiving claims from the service providers, determining whether at least one scheduled appointment corresponds with at least one received claim and determining... Agent: Mdi Technologies, Inc.

20120123791 - Personalized coordinated perinatal care system: A system to provide personalized coordinated perinatal care for a woman and her baby. It includes an electronic database on an internet-connected server comprising a comprehensive list of perinatal care services and at least a first completed detailed questionnaire about a woman's personal situation. A comprehensive perinatal risk-scoring and selection... Agent:

20120123796 - System and method for consumption and utilization analysis in an organization: A method and system for analyzing consumption and utilization patterns of organizations. The usage of materials and the behavior of people is tracked in an organization. These factors are analyzed and used in order to reduce the costs associated with usage of materials and services.... Agent:

20120123789 - System and method for facilitating healthcare volunteering: Computer-implemented methods and systems for connecting and facilitating communication among healthcare volunteers, organizations, patients and donors are disclosed. A matching system to match volunteers, donors, organizations and patients to coordinate and manage providing low cost or free health care services is disclosed. An donation inventory management system is also disclosed.... Agent:

20120123792 - System for making available individual or pooled, also anonymous patient data on the basis of molecular genome, transcriptome, proteome, epigenome, or metabolome data: The invention relates to a system for automatically, rapidly, and dynamically funding biological cells for transplantion, treatment, or research purposes between collection centers or banks (storage places) and hospitals, transplant centers, or research facilities, monitoring and assisting with processes from the transmission of requests, the delivery of cell preparation suitable... Agent: Cytolon Ag

20120123805 - Collection of medical data: A system for collecting medical data includes a database server programmed to receive data in a number of different formats from respective different data sources. The database server is connectable to a communications network. A number of remote data collection arrangements are associated with respective medical operators and each is... Agent:

20120123798 - Health care financing systems and methods for determination of the patient specific prospective lump sum payment for an episode of care arising from an insurable event: This invention includes a health savings and financial application that analyzes an electronic medical record with patient data and with protocol and complexity data to determine if there is a new insurable event. If no, then the patient pays for discretionary care. However, if there is a nondiscretionary insurable event,... Agent:

20120123799 - Interactive organ diagrams: An interactive organ diagram facilitates that input of clinically-related data regarding the condition of a patient's organ and storage of the clinically-related data in a patient's electronic medical record. The interactive organ diagram includes a graphical depiction of an organ with data entry elements that allow for the entry of... Agent: Cerner Innovation, Inc.

20120123803 - Method and system for transforming patient care: A method and system of transforming patient care including a multi-disciplinary strategy consisting of the adoption of a “code” alert used to mobilize and coordinate all treatment caregivers, improve regional paramedic education, and a database to track the progress of a patient as they move through the emergency medical system... Agent: Summa Health System

20120123800 - Patient monitoring system having a patient history slider: A patient monitoring system designed to monitor a patient located in a home or residence and to provide information to a health care manager located at a healthcare facility. The system includes a base station configured to be located at a residence or home of a patient. The base station... Agent:

20120123801 - Pet/ct based monitoring system supported by a clinical guideline navigator: An oncology monitoring system comprises: an image analysis module (42, 44) configured to perform an oncological monitoring operation based on images of a subject, for example acquired by positron emission tomography (PET) and computed tomography (CT); and a clinical guideline support module (10). The clinical guideline support module is configured... Agent: Koninklijke Philips Electronics N.v.

20120123802 - System and method for utilizing incentives to promote patient compliance and improve patient outcome: The invention generally relates to a system and method for utilizing incentives to promote patient education and compliance. More particularly, the present invention provides a user-accessible website in which various rewards are provide to a patient upon completion of various education and other health-related tasks in order to promote education,... Agent: Healthy Outcomes Incentive Systems, LLC

20120123797 - System for media recommendation based on health index: A system for providing health information is provided. The system includes a wellbeing-index (WI) providing unit and a recommendation media providing unit. The WI providing unit receives a user's health information obtained through one or more health information measuring devices and calculates a WI indicating the user's health condition based... Agent:

20120123804 - Systems and methods for providing an inducement to purchase incident to a physician's prescription of medication: Systems and methods for providing targeted content to a patient who has received a prescription for medication. The systems and methods generally provide the content prior to the Point of Sale (POS) of the actual prescription allow patients to review the content and possibly act on it prior to actually... Agent:

20120123809 - System and method for processing data related to insurance coverage for a plurality of risks: A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; an aggregate benefit amount, the aggregate benefit amount being a maximum benefit amount payable under the insurance coverage; a first category of health risks; a second category of... Agent: Hartford Fire Insurance Company

20120123808 - Systems and methods for insurance verification: Systems and methods for verifying insurance coverage are provided. A method may include registering data for one or more users, the data including information designating one or more insurance providers for the users. The method may further include transmitting, via a communications network, an insurance verification request to the designated... Agent:

20120123806 - Systems and methods for providing a safety score associated with a user location: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a... Agent:

20120123807 - Systems, methods, and apparatus for enterprise billing and accounts receivable: Systems, apparatus, methods and articles of manufacture provide for an integrated operations management system for revenue management and/or billing and accounts receivable (e.g., in an insurance or other financial context). In some embodiments, an operations management system provides for determining a complexity rating for an account (e.g., a loss sensitive... Agent: The Travelers Companies, Inc.

20120123810 - Using commercial share of wallet to manage vendors: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: American Express Travel Related Services Company Inc.

20120123812 - Evaluating customers: Scarce resources, such as goods and/or services, can be allocated to customers according to score values associated with each customer that is a candidate to receive such resources in order to achieve an optimal allocation of resources, as determined by a business or other entity or organization that provides the... Agent:

20120123811 - Interactive live political events: An interactive political event allows clients to provide feedback to political candidates speakers and/or event producers relative to the event being observed. Feedback options include shout outs, emotapplause, and voting. Ticket scarcity management system adjusts event marketing, and/or ticketed sales methodologies, which include free and paid to maintain optimal conditions... Agent: Deep Rock Drive Partners Inc.

20120123813 - Sports and concert event ticket pricing and visualization system: A system and method for selecting inventory pricing for an event at a venue is disclosed. The method comprising determining a rate at which a first inventory of seats have sold for an event at a venue. The method further comprising calculating a demand for a second inventory of seats... Agent: Tixtrack, Inc.

20120123814 - Product assortment planning system and method utilizing scaled performance metric values: A product assortment planning system determines scaled performance metric values for an assortment of products. The system includes a data store storing performance metric values for an assortment of products including a target assortment of products and a source assortment of products, an equivalization unit and a scaling unit. The... Agent: Accenture Global Services Limited

20120123816 - Selecting suppliers to perform services for an enterprise: One embodiment is a method that receives historical data of suppliers and applies, to the historical data, a mathematical optimization system that includes a set of mathematical equations and inequalities that express capabilities and capacities of the suppliers. The mathematical optimization system includes an objective function that minimizes a number... Agent:

20120123815 - Wavelenght regeneration in a network: An optical network including a plurality of gateway nodes interconnected with a plurality of intermediate nodes with segments of fiber. The network includes a plurality of devices, such as reconfigurable optical add drop multiplexors, optimally placed at various nodes throughout the network. The device placement is optimized with an integer... Agent:

20120123817 - Agricultural management using biological signals: A method and system for customizing agriculture management using biological signals and making decisions according to pre-programmed algorithms, including decisions related to irrigation, prediction of future yield, characterization of plant varieties, and administration of topical applications.... Agent: Smartfield, Inc.

20120123818 - Virtual meeting savings: A method comprises receiving, by a processor, a number of participants for a virtual meeting and a home location for each participant. For each participant, the method further comprises ascertaining, by the processor, an environmental emissions savings associated with the participant in participating in the virtual meeting compared to having... Agent:

20120123819 - Forecasting demand and availability of resources of a military installation: Methods and computer systems for forecasting demand and availability of resources of a geographic region are provided. Physical, operational, traffic and construction data for a geographic region for a specified time period is utilized to compare the operational needs for at least one resource for a geographic region to the... Agent: Hntb Holdings Ltd

20120123820 - Supply chain demand satisfaction: Systems and methods for supply chain management and identification of feasible plans. Identification of feasible plans includes collecting demands for one or more items having the same level code; and for each of the collected demands, determining a first demand shortage quantity, searching the data storage for available unallocated supply... Agent: Oracle International Corporation

20120123822 - Computerized complex system event assessment, projection and control: Systems, methods and computer readable media for computerized event risk assessment, event projection and control of events associated with complex systems are disclosed. The assessment can include using statistically processed survey data to determine risk category performance. Event projection can be based on data retrieved from a past events database.... Agent: Projectioneering, LLC

20120123821 - System and method for risk assessment of an asserted identity: A system for providing a risk assessment for an asserted identity comprising an identity database, a first risk database, a second risk database, an identity module that receives the asserted identity and searches the identity database to retrieve one or more known identities and calculates a probability score for each... Agent: Raytheon Company

20120123823 - Method and system for online user feedback on websites and software: A system for collecting and analyzing structured user feedback on websites, the system including website user structured feedback form generation functionality operative to generate structured feedback forms for providing website user feedback on website user interaction with a website-based process and website user feedback analyzing functionality operative to automatically collect... Agent: Kampyle Ltd.

20120123824 - Personalized interactive network with knowledge management system: Systems and methods are disclosed for personalizing interaction between an information/service/product provider using a knowledge management (KM) system that tracks data exchanged between users and the provider over multiple communication channels. User requests to an information/service/product provider can made via multiple different channels, such as by using ATMs, PDAs, cell... Agent: Jpmorgan Chase, Na

20120123825 - Concurrent scheduling of plan operations in a virtualized computing environment: Systems and methods for planning the execution of one or more plans in a virtualized computing environment are provided. In one embodiment, the method comprises computing an order for execution for one or more plans, and the corresponding operations in said one or more plans; validating whether a plan and... Agent: International Business Machines Corporation

20120123826 - Shopping cart accountability using coupon incentives with participation option: A system and method encourage shopper compliance with a monitoring schedule is provided. When signing up for a customer loyalty card, a shopper is invited to participate in an incentive program. The incentive program provides more valuable benefits to the shopper compared to customers who do not opt-in to the... Agent:

20120123827 - System and method for an electronic gift key: A system and method facilitating delivery of a fully-integrated physical item providing access to non-physical content is presented. The method includes enabling access to an electronic greeting card, exclusive content, promotion, and/or store credit from a remote system after a gift key is linked to a local system. The system... Agent:

20120123832 - Stored value exchange method and apparatus: An apparatus and method for exchanging one form of stored value for another form of value. In one embodiment, a method for exchanging stored value for an alternative form of value comprises receiving stored value account information relating to the stored value from a remote user device, sending at least... Agent:

20120123833 - Stored value exchange method and apparatus: An apparatus and method for exchanging one form of stored value for another form of value. In one embodiment, a method for exchanging stored value for an alternative form of value comprises receiving stored value account information relating to the stored value from a remote user device and generating a... Agent:

20120123834 - Stored value exchange method and apparatus: An apparatus and method for exchanging one form of stored value for another form of value. In one embodiment, a method for exchanging stored value for an alternative form of value comprises receiving stored value account information relating to the stored value from a remote user device and sending a... Agent:

20120123835 - Systems and methods of managing tasks assigned to an individual: In embodiments of the present invention, a method for managing tasks comprises assigning a task to an individual, associating the task with a points value, receiving an indication that a task is completed, grading the completed task, and awarding points for a completed task to an individual. In other embodiments... Agent:

20120123836 - Systems and methods for driving internet traffic: A system and method for driving internet traffic to a coupon website is described. The website can provide low-cost, high traffic advertising to vendors by providing coupons. Traffic to the website can be enhanced by providing a variety of incentives. The incentives can include points, free prizes, and cash incentives.... Agent: Adtriad, LLC

20120123838 - Incentives for media sharing: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing incentives for media sharing. In one aspect, a method includes receiving a request from a first user to share a media item with a second user, and providing the second user with access to the... Agent: Google Inc.

20120123837 - Social network shopping system and method: A method and computer system for combining functions of social networking and shopping are disclosed. In one embodiment, a server stores user information including information concerning products recommended by a user. The user may notify a friend or a group of people of a recommended product and receive credit when... Agent: Wellstar Gmbh & Co Kg

20120123839 - System and method for providing advertising to a wireless user device: A system and method for providing wireless service includes a user device and a service provider. The service provider communicates the advertisement to the user device. The user device has a display control module that generates a first screen display at the user device comprising the advertisement and a lockout... Agent: Conexus, LLC

20120123828 - Fast and versatile graphical scoring device and method: A graphical user interface presents an image to a user and two labeled axes of that image corresponding to evaluations by the user of the image or of something represented by the image. The user moves a computer mouse or other input device to select a single location on the... Agent:

20120123840 - Low cost and effective means for generating sales and raising finance: A method for enabling low cost and effective sale transactions between buyers and sellers is provided, wherein the method is enabled by a system comprising one or more client interfaces and at least one server. Sellers list one or more Price Credits (PCs), and one or more goods on a... Agent:

20120123841 - Smart wallet: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In... Agent: Ebay, Inc.

20120123843 - Food product scale system and method for providing in-store incentives to customers: A food product scale system includes a video commercial advertisement feature that is linked to an incentive item associated with a food product being weighed, where a coupon or other incentive label may also be printed for the incentive item.... Agent: Valassis In-store Solutions, Inc.

20120123842 - Method and apparatus for delivering an identification representing a medication adherence incentive: Generating an identification representing a medication adherence linked incentive and initiating a transmission of the identification to an identification display device by receiving a request from user at the server, generating the identification, associating the identification with the user, associating the combined user and identification with a medication adherence inventive... Agent: Rxconverge, LLC

20120123844 - System for individualized customer interaction: A method and system for using individualized customer models when operating a retail establishment is provided. The individualized customer models may be generated using statistical analysis of transaction data for the customer, thereby generating sub-models and attributes tailored to customer. The individualized customer models may be used in any aspect... Agent: Accenture Global Services Limited

20120123847 - System and method for distribution, redemption and processing of electronic coupons: In a method of executing a transaction using an electronic coupon, coupon campaign information is provided to an engine. The coupon campaign information defines a discount value, a product family and a number of coupons to be distributed. Each coupon within the coupon campaign has a coupon identification (ID). Coupon... Agent:

20120123846 - System and method for providing locally applicable internet content with secure action requests and item condition alerts: Optimized delivery of locally applicable Internet content to users. A cache of locally applicable Internet content is maintained in a local content server, based upon a monitoring of locations of users requesting Internet content. Requests for Internet content are received from user equipment through a wireless network base station, and... Agent: Sellerbid, Inc.

20120123848 - System and method to initiate a mobile data communication utilizing a trigger system: A system and method to enable a user to initiate a communication with an organization using a mobile communication device by means of a trigger system. A system and method to enable an organization to acquire a user mobile device address by means of a trigger system. A system and... Agent: M-qube, Inc.

20120123845 - Systems and/or methods for fraud detection in award point programs: Certain exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased items and, more particularly, to improved electronic registration techniques that provide validation and/or verification services for an award points program and/or products having associated award points. Certain exemplary embodiments provide electronic award points management techniques... Agent: Nintendo Of America Inc.

20120123849 - System and methods for purchase reward investment communities: Purchase rewards account holders accumulate rewards currency. A network-based investment management system allows account holders to purchase shares in investments using reward currency. When all the shares for a particular investment have been purchased, the underlying investment is acquired. Account holders owning shares in an investment may sell shares to... Agent: Capital One Financial Corporation

20120123850 - System and method for actively ranking and filtering information: One embodiment of the present invention sets forth a method, which includes receiving a request for specific information, wherein the request is associated with a first reward limit and a second reward limit, determining a first reward amount within the first reward limit based on a number of information providers,... Agent: Haison Technology Inc.

20120123829 - Independent carrier ethernet interconnection platform: A communications system is provided for enabling a plurality of service providers to interconnect via an Ethernet platform, the plurality of service providers employing disparate Ethernet protocols. The system includes a central server and a plurality of switching locations. Each one of the plurality of switching locations is communicatively connected... Agent: Cenx, Inc.

20120123852 - method and system for providing advertising effect report: A system and method for providing an advertising effect report are provided. The method for providing an advertising effect report may include measuring an advertising effect of a search advertisement, storing an advertisement management history for the search advertisement, and providing the advertising effect in association with the advertisement management... Agent: Nhn Business Platform Corporation

20120123851 - Click equivalent reporting and related technique: Techniques are provided for use in online advertising, such as sponsored search advertising. Information may be obtained that includes historical online advertising information including information relating to conversion rates associated with bid amounts or bid amount ranges, as well as a proposed advertiser bid amount or bid amount range. Based... Agent: Yahoo! Inc.

20120123853 - Competitive advertising server: Competitive content item serving is provided. Competitive content item serving can include the ability to receive a request for a content item and to compare an expected return for a first network content item to an expected return for a second network content item. Based upon the comparison, it can... Agent: Google Inc.

20120123854 - Data mining to determine online user responses to broadcast messages: In a networked system, a method and apparatus for measuring advertising effectiveness involves broadcasting an advertisement at a broadcast time, monitoring at least one social network or other online forum following the broadcast time, filtering social network traffic to identify messages, search engine queries to identify queries, or other traffic... Agent: Disney Enterprises, Inc.

20120123855 - System and method for suggesting recommended keyword: Provided are a system and method of suggesting at least one recommended keyword. The recommended keyword suggestion system may include a database storage device, the system including a keyword extracting unit to extract at least one keyword associated with a certain keyword from a related search word database stored in... Agent: Nhn Business Platform Corporation

20120123856 - Dynamic pricing for content presentations: A request for content is received. First content is selected for the request. The first content is selected from among multiple content items based on information in the request, a characteristic of how the first content is to be presented, and a stored pricing threshold value selected based on the... Agent: Google Inc.

20120123857 - Bidding model for sponsored search advertising based on user query intent: A method and a system are provided for sponsored search ad bidding based on user query intent and matching one or more ads to a user's query intent. In one example, the system receives a bid intent of an advertiser for an ad, a query intent of a user, a... Agent:

20120123858 - Crowdsourced advertisements sponsored by advertisers in a social networking environment: Users of a social networking system are provided with advertisements when accessing content associated with the social networking system. The content of such advertisement may be generated by other users of the social networking system. An advertiser may provide an advertising template containing an advertised message and fields wherein a... Agent:

20120123860 - Graphical internet search system and methods: A system and methods for web based graphical internet searching for locating unique items sought by buyers of designs, furnishings and accessories through use of the internet. The invention includes a search interface where both a seller and buyer will use the same graphical alphabet, which divides an item into... Agent: Rosetta Holdings, LLC

20120123859 - Online advertising with enhanced publisher involvement: Techniques are provided for use in connection with online advertising exchanges. Methods are provided in which information is obtained, including, for each of multiple publisher sites, a set of publisher site tags, and for each of multiple advertisements, a set of advertisement tags. Methods are provided that include, in selection... Agent: Yahoo! Inc.

20120123861 - Online educational program and instruction process: An improved online medical education program that allows a user to access the site and input information into the system relating to their medical condition is provided. Once information has been inputted into the system, the individuals may be directed to an area which allows them to learn information relating... Agent:

20120123830 - User generated photo ads used as status updates: Systems and methods are disclosed for generating and utilizing photo advertisements (“ads”). In one embodiment, a photo advertisement is posted as a status update for a user via a social networking service. More specifically, first, one or more photo ad templates are obtained for the user, where each photo ad... Agent: Teaneck Enterprises, LLC

20120123862 - Method and apparatus for selective delivery of ads based on factors including site clustering: For each of various sites, a mathematical representation is computed according to prescribed characteristics of users that have conducted one or more predetermined types of interaction with the site. Cluster of the sites are identified whose computed representations are similar according to prescribed criteria. Responsive to notification of an opportunity... Agent:

20120123863 - Keyword publication for use in online advertising: In a technique for publishing keywords for use in an online advertising system (OAS), keywords are extracted from product information that is received from entities that provide products. Based on calculated performance metrics associated with the extracted keywords, an estimated viability of the keywords (such as an estimated profitability) when... Agent:

20120123864 - Method and apparatus for selecting a supplemental product to offer for sale during a transaction: According to some embodiments, a supplemental product or service may be offered to a user during a transaction, either in addition to products and/or services the user is purchasing, or as a replacement to one or more of the products and/or services that the user is purchasing. The functionality may... Agent: Walker Digital, LLC

20120123865 - Enhanced shopping experience for mobile station users: An enhanced shopping experience is provided via a graphical user interface of a mobile station. The shopping experience may include a categorical hierarchy for a catalog of downloadable content items. The catalog may support any or all of several additional features, such as animated promotions, search capabilities, sharing a wishlist... Agent: Cellco Partnership D/b/a Verizon Wireless

20120123866 - Targeted advertising in a peer-to-peer network: A method is described including requesting content from a directory service, receiving a list of peers in a peer-to-peer network having the requested content, selecting a peer from the received list of peers, establishing communications with the selected peer, receiving a list of chunks of content and ads available from... Agent: Thomson Licensing

20120123869 - Location blocking service from a web advertiser: Location-blocking and identity-blocking services that can be commercially offered by a service promoter, e.g., a cellular service provider or a web advertiser. In the identity-blocking service, the service promoter may disclose the current physical location of a mobile subscriber (i.e., a cellular phone operator) to a third party (e.g., a... Agent:

20120123867 - Location event advertising: Information about physical places is gathered to develop quality scores for targeting advertisements to users of mobile devices sharing geographic location events with service providers. A scoring model incorporates selected attributes about places (e.g., created by a service provider vs. user-generated, category, keywords, census data providing population density by location,... Agent:

20120123868 - System and method for physical-world based dynamic contactless data emulation in a portable communication device: A system for dynamically adjusting the contactless data emulation used by a portable communication device based on its geo-location. The system determines a geo-location of the portable communication device by transmitting the current geo-location data using a most appropriate channel to a server; receiving data regarding payment systems potentially co-located... Agent:

20120123870 - Systems and methods for enabling personalization of data service plans: Systems and methods for enabling personalization of data service plans are disclosed herein. According to an aspect, a method can include receiving profile and network usage data of a subscriber. Further, the method can include generating a personalized data service offer for the subscriber based on the profile and network... Agent: Genband Inc.

20120123872 - Cooperative personalized promotion method according to consumer-store interactive transaction history and system using the same: A system performs cooperative personalized promotion based on consumer-store interactive transaction history at multiple stores of different categories. The system includes a cooperative personal promotion platform. The cooperative personal promotion platform is provided for multiple stores of different categories to register a number of promotion information and to display at... Agent:

20120123871 - Serving ad requests using user generated photo ads: Systems and methods are disclosed for generating and utilizing photo advertisements (“ads”). In one embodiment, a computer server obtains and stores user-created photo advertisements. Each of the user-created photo advertisements is generated based on a corresponding photo ad template having one or more photo wells such that filler images of... Agent: Teaneck Enterprises, LLC

20120123874 - Method and apparatus for providing multiple online advertisements using location information of scroll bar: According to the present invention, if multiple advertisers transmit advertisement providing requests, the advertisers' advertisements can be provided to various web sites or web pages and the like, while the advertisers' advertisement providing requirements are reflected thereupon. In addition, as online advertisements using the location information of scroll bars are... Agent: Cdnetworks Co., Ltd.

20120123873 - Method for providing data service and system for providing data service applying the same: A method for providing a data service and a system for providing a data service applying the same are provided. The method includes selecting a content that is assigned a data assignment quantity indicating a quantity sufficient for using a service; comparing a data generation quantity indicating a quantity of... Agent: Samsung Electronics Co., Ltd.

20120123831 - Media rights management using melody identification: A content recognition system operates in conjunction with a media hosting service to identify hosted media content and ownership rights associated with the hosted content. By applying melody recognition, the content recognition system can identify compositions embodied in hosted media content even when these compositions do not precisely match any... Agent: Google Inc.

20120123875 - User generated ads based on check-ins: Systems and methods are disclosed for generating and utilizing photo advertisements (“ads”). In one embodiment, a photo check-in process is performed for a user located within a geographic check-in zone which results in a photo advertisement that is utilized as a photo check-in for the user. In another embodiment, a... Agent: Teaneck Enterprises, LLC

20120123877 - Point of interest tracking with specific retailer accreditation: A method and system is provided for crediting presenters of product advertisements for purchases related to a consumer's initial point of interest. A presenter provides a previously generated, point of interest tracking (POIT) code on advertising media, the POIT code having an internet address for fulfillment website site, and the... Agent: Enthrill Distribution Inc.

20120123876 - Recommending and presenting advertisements on display pages over networks of communication devices and computers: An aspect of the present invention recommends and presents ads of interest to a user requesting display pages by maintaining a Click Through Rate (CTR) matrix containing terms extracted from prior display page request URLs and associated parameters as the row index and corresponding terms extracted from ad URLs, ad... Agent:

20120123878 - Method and apparatus for associating menu information: Methods and Apparatus related to generating representations of information. The information may include menu information for merchants such as restaurants. Referring to menus, methods may include receiving potential information for a first menu, and receiving indications of associations of the information with the first menu and/or any number of additional... Agent:

20120123882 - Cardless challenge systems and methods: Systems, methods, and apparatus for handling and/or authorizing payment requests by a consumer for a transaction are provided. Challenge questions may be presented from the non-merchant to the consumer after receiving the payment information, thereby allowing a judicious determination of when to ask such challenge questions and allowing complex and... Agent:

20120123880 - System and method for on demand diagnostics of a device utilizing secure data to interact wirelessly with one or more third party systems: A system and method for remotely diagnosing a failure in a mobile transaction is disclosed. The system includes a portable communication device having a diagnostics agent configured to transmit the communication device's unique identification number and present status over a mobile network. The system further includes a retailer subsystem in... Agent:

20120123881 - Systems and methods for risk triggering values: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization,... Agent: American Express Travel Related Services Company, Inc.

20120123879 - Verification of a transactor's identity: A system for facilitating a financial transaction between a prospective transactor and a transactee has an identity and account verifying facility for verifying the identity of the prospective transactor and an account that the prospective transactor has with a financial institution, the identity and account verifying facility being operated by... Agent:

20120123883 - Nfc transaction server: A near field transaction system includes a first transaction device having near field communication circuitry, and a portable device having near field communication circuitry. The system also includes at least one transaction server having a memory area with at least one application program, and a mechanism for establishing a data... Agent: Inside Secure

20120123885 - Activating licensable component of consumer electronic device at point of sale: A purchaser of a CE device informs a retail clerk, at the point of sale (POS) of features of the CE device the purchaser wishes to employ, some of which require a license. The CE device is vended without the licenses but the clerk can upload the desired features to... Agent: Sony Corporation

20120123884 - Store management via remote point of sale data management system: The present invention provides a method and system for accessing and managing business data stored in a POS system through a mobile device. The method enables a remote user to access and manage the business data present on the POS system in real time and effectively manage a store. The... Agent:

20120123886 - Managing service demand load relative to infrastructure capacity in a networked computing environment: Embodiments of the present invention provide an approach for implementing service level agreements (SLAs) having variable service delivery requirements and pricing in a networked (e.g. cloud) computing environment. Under embodiments of the present invention, a plurality of SLAs, each having a different price level, is made available to a consumer.... Agent: International Business Machines Corporation

20120123888 - Method and use of point-of-sale terminal, which receives, transmits, stores, authorizes, reconciles, and calculates transactions electronically: A point-of-sale terminal, which receives, stores, transmits, authorizes, reconciles and calculates electronic transactions of data. It is also an on-line document delivery system which allows access, download, viewing and printing from a client's desktop, receive and send documents via facsimile to any location, and do virtually any other transaction offered... Agent: Patent Imaging Corporation

20120123890 - System and method for augmenting a user environment with customized information: A system and method is provided which utilizes wireless communications to provide a client with timed, geo-referenced information to augment the user experience in a physical environment. The present invention enriches the user environment by providing targeted information regarding the venue, products, services, customer services, social networking, gaming, targeted advertising,... Agent:

20120123889 - System and method for streamlined acquisition, download and opening of digital content: A system and method for the purchase, downloading and opening of digital content, which is accomplished with one or two gestures, e.g., button or taps. Digital content items are displayed on the user's local device along with a button, i.e., a “Buy” button that can be selected to purchase a... Agent:

20120123887 - Systems and methods for face-to-face mobile phone mercantile transactions: Methods and arrangements for processing face-to-face mobile phone transactions. An agreed-upon price for a product is accepted from a buyer mobile phone and a seller mobile phone. Distinct random numbers are assigned to each of the buyer and seller mobile phones. The random number assigned to the seller mobile phone... Agent: International Business Machines Corporation

20120123891 - Professionally-qualified bidding system for a user seeking professional services: A professionally-qualified bidding system for a user seeking professional services is presented. The teachings are generally related to a professionally-qualified bidding system for a user seeking professional services. From the user perspective, the system generally includes a component operable for receiving a user's request for a professional service, an optional... Agent:

20120123901 - Method for on-line parts ordering: The present invention is a method of selling replacement parts for a product over a computer network including providing a plurality of product manufacturer selection options for a customer to select from, receiving a manufacturer selection of one of the product manufacturers, providing a plurality of product selections for the... Agent: Brownell's, Inc.

20120123893 - Device, system, and method for trading units of unique valuable assets: Device, system, and method for trading units of Unique Valuable Assets (UVAs). For example, a method for securitizing a Unique Valuable Asset (UVA) may include: transferring custody and ownership in the UVA from a settling owner of the UVA to a fiduciary entity; issuing by the fiduciary entity a plurality... Agent: Splitart S.a.

20120123892 - Methods and systems for real-time bidding: A method and a system to provide real-time bidding in online auction. For example, a system may comprise a notification module to generate and transmit a notification to a client machine. The notification may be generated based on a defined end time of a selected auction. A subscription module may... Agent: Ebay Inc.

20120123902 - Method and system to automatically qualify a party to participate within a network-based commerce transaction: A system to facilitate computer-based commerce includes receiving information relating to an item to be transacted via a computer-based commerce system from a first party. Criterion information specifying at least one criterion to be satisfied by a second party in order for the second party to be qualified to transact... Agent:

20120123903 - Method of conducting transactions over the internet: A method of conducting transactions over the Internet, comprising the steps: opening an online market; applying membership, wherein a member is classified into classes A, B or C; class A member is a professional institution/person who provides security services for a market transaction order; class B member is a seller/provider... Agent: Afcc LLC

20120123894 - Decentralized transportation dispatching system and method for decentralized transportation dispatching: A method for decentralized transportation dispatching is disclosed. The method bypasses utilizing a centralized dispatch call center and includes announcing a transportation requirement via broadcasting directly by at least one user, and replying to the transportation requirement with a plurality of competitive bidding information directly from a plurality of transportation... Agent: Institute For Information Industry

20120123896 - Decorative end caps for fixtures: Decorative caps for various fixtures that are easy to install, customizable, and interchangeable. The decorative caps can have custom decorations thereupon and when installed are held in proper alignment by mechanical locking such that the custom decoration does not change alignment.... Agent: Amerikam, Inc.

20120123895 - Method and apparatus for personalized content-sharing and gifting via a communication medium: The present disclosure describes one or more apparatuses and methods to allow users to generate a greeting card by defining a theme, a personalized message, content, and optionally a gift.... Agent:

20120123897 - Methods for online selection and ordering of custom furniture: The present invention relates to methods and computer systems for ordering customized furniture pieces to be upholstered and an upholstery covering. In particular, the methods of the present invention relate to calculating the amount of a covering needed based on the fabric repeat size in the case of a fabric... Agent:

20120123904 - Searching for goods and services based on keywords and proximity: Techniques for keyword-based searching are described. Some embodiments provide a Merchant Information Search System (“MISS”) that allows a potential customer to search for information about proximately located merchants that provide goods and/or services that match one or more keywords provided by the customer. In some embodiments, multiple keywords are associated... Agent:

20120123898 - Generating configuration options for a computing system: A computer-implemented method includes receiving, at a configuration server, requirements data identifying computing requirements of a customer. The computer-implemented method includes receiving, at the configuration server, inventory information descriptive of a computing inventory of the customer. The computer-implemented method also includes accessing compatibility rules that specify hardware and software to... Agent: International Business Machines Corporation

20120123899 - Social network shopping system and method: A product discovery method displaying products and social media in random order from a preselected list. The user provides comments for individual products or social media. Based on user comments, a preselection of products and social media is filtered to the interests of the individual user. The method therefore focuses... Agent:

20120123905 - Purchasing-assistance device and system and method using the same: A assistance device and a system for purchasing and a method using the same. The method includes the following steps. A portable body is provided for a shopper to carry with. A code of a merchandise is read by the portable body to confirm the type and price of the... Agent:

20120123906 - Method, system and program product for approving item requests: Under the present invention, an approver will log into a purchase application or the like. Upon logging in, the approver will be presented with a view of all item requests for which he/she must make an approval determination. The approver can also be presented with informational messages for the requested... Agent: International Business Machines Corporation

20120123900 - System and method for swapping of tangible and intangible items: A first user, second user, and third user are registered. Names of a first, second, and third item are stored a website for the first, second, and third users. The items can be tangible items or intangible items. The first user requests the second item. A first credit is removed... Agent: National Book Swap, LLC

20120123910 - Consumer shopping and purchase support system and marketplace: A system including an Internet based server running a central data repository database, and deploying spiders to scour the Internet analyzing the millions of product-oriented web pages and newsgroup postings, plus a server application for classifying and indexing all of the information derived from the spiders. The web server pushes... Agent:

20120123909 - Discovering and reserving travel solutions: A system and method to facilitate discovery and reservation of travel options suitably include routing processing, flight selection processing, and fare validation processing. Flight selection processing generates flight combinations for each routing discovered by the routing processing. Not all flight combinations are allowed to proceed thus permitting better flight combinations... Agent: Vayant Travel Technologies LLC

20120123908 - Multiple location electronic device communication: An in-vehicle control system for communicating data between at least one of an office control system and a residential control system including a transceiver configured to be in communication with the office control system and the residential control system. The in-vehicle control system further including a memory device in communication... Agent: Johnson Controls Technology Company

20120123907 - System and method for online integrated multiple tablet ordering: A system and method for ordering a plurality of tablets is described. The system comprises a server accessible via a network by at least one client. An online application is hosted on the server and accessible by the client. The online application comprises a user interface configured to receive a... Agent:

20120123911 - System and method for managing a plurality of tires: Systems, methods and computer program products are provided for managing a plurality of tires from their procurement through their disposal. An embodiment may include a method for determining all the costs of a tire over its total service life including procurement costs, repair costs, retread costs and disposal costs. An... Agent:

20120123913 - Automated payroll reconciliation: Various embodiments of systems and methods for automated payroll reconciliation are described herein. One or more identifiers, one or more payment parameters, and one or more time references for one or more data entering operations of a plurality of related systems are captured and stored. A query is initiated based... Agent:

20120123915 - Casino operations management system: A system, computer program and computer-based method for managing casino operations. The system provides for employee management and information storage and retrieval for a significant number of casino operations. The system includes an attendance controller that receives, stores and displays attendance information for casino personnel. Casino personnel are issued cards... Agent:

20120123916 - Coordinating license activation of licensable audio video (av) device components between contract manufacturer and brand manufacturer: A contract manufacturer (CM) makes a consumer electronics (CE) device under the auspices of a brand name manufacturer (BNM) associated with the CE device, paying royalties immediately on licensable components in the CE device that are activated for sale and not paying royalties on licensable components in the CE device... Agent: Sony Corporation

20120123918 - Determination of interchange categories: This document describes tools capable of auditing and/or determining reductions to card-issuer interchange fees charged for credit-card transactions. The tools may do so automatically and with user interaction for large amounts of transactions.... Agent: Pe Systems, Inc.

20120123912 - Method and system for account parallel processing: A method for account parallel processing used by an account processing center to process a request for account operation is disclosed. The method comprises: (1) categorizing accounts as high parallel occurrence accounts and common accounts; (2) when receiving the request from the client for processing operation of an account, firstly... Agent: Alibaba Group Holding Limited

20120123914 - Method for choosing an alternate offline charging system during an overload and apparatus associated therewith: A method for using a charging system to account for service provided by a network element in a service provider network is provided. The method may include storing load information records for multiple charging control function (CCF) servers at the CCF servers, receiving status messages from the multiple CCF servers... Agent: Alcatel-lucent Usa Inc.

20120123917 - System and method for variable time-based licensing: A system and method for variable time-based licensing is provided, which includes a chips cache which stores activated chips and a chips pool which stores inactive chips. In this context “chips” can be considered a currency which can be traded to use software tools for a period of time associated... Agent: Helic S.a.

20120123919 - Method and system for billing in a communication network: A method and system for charging for services delivered by a communication network. After receiving a request for service in the network, usually initialed by a UE, an online charging system retrieves subscriber information, typically including subscriber account balance information, and compares the retrieved subscriber information with reverse rating policy... Agent: Alcatel-lucent Usa Inc.

20120123921 - Systems and methods for international shipping and brokerage operations support processing: Systems and methods are disclosed for a brokerage operations support system to facilitate international shipping of goods into a country. The system receives information pertaining to a shipment and rates the shipment for a specific country by applying rules defined for the country's customs regulations. Status information of the shipment... Agent: United Parcel Service Of America, Inc.

20120123920 - User authentication system and method thereof: An authentication system for use in a secure communication system having a verification means (6) for verifying the identity of a user attempting to access a database server (2). In order to complete authentication, the user is required to enter personal authentication data (PAD) into a client terminal (1). The... Agent:

20120123922 - Stored value exchange method and apparatus: An apparatus and method for exchanging one form of stored value for another form of value. In one embodiment, a method for exchanging stored value for an alternative form of value comprises sending stored value account information relating to the stored value to at least a first value provider, receiving... Agent:

20120123923 - Stored value exchange method and apparatus: An apparatus and method for exchanging one form of stored value for another form of value. In one embodiment, a method for exchanging stored value for an alternative form of value comprises receiving stored value account information relating to the stored value from a remote user device, and determining a... Agent:

20120123924 - Virtual currency configuration apparatuses, methods and systems: The VIRTUAL CURRENCY CONFIGURATION APPARATUSES, METHODS AND SYSTEMS (“VCC”) transform requests for on-demand and flexible monetization and related services via VCC components into currency transfers, purchase receipt notifications, social networking communications and transaction analytics reports. In some embodiments, the VCC obtains a request to convert a sale price provided in... Agent:

20120123963 - Market forecasting: Methods, machine readable media, and systems for market forecasting are provided. An example of a method for market forecasting includes modeling market characteristics of market participants for a type of product and deriving variability of an attribute corresponding to a market characteristic coefficient of the type of product for each... Agent:

20120123964 - Method and system for creating and trading corporate debt security derivative investment instruments: A method of creating and trading corporate debt security derivative investment instruments on an exchange, as well as a trading facility for trading such derivatives, is disclosed. Corporate debt security derivative investment instruments are created by identifying a credit rating service that includes a plurality of risk categories. Unique monetary... Agent: Chicago Board Options Exchange, Incorporated

20120123966 - Multidirectional distributed recursive portfolio allocation: A system and method for sharing portfolio allocation information among various participants while dispensing with the notion of specific roles of advisors and followers. The system and method includes a mechanism for allowing any participant to follow any other participant while creating greater diversity. The system and method may also... Agent: Collective2 LLC

20120123967 - System and method for flexible spread participation: A system and method for risk analysis of a portfolio of derivative products is disclosed which is conducted based on a set of flexible rules. The system and method allow creating predefined sets of products for the purpose of future risk offsets. If a futures trade as a subset of... Agent: Chicago Mercantile Exchange

20120123965 - Systems and methods for providing direct to capital swaps: In one aspect, the present invention comprises a computer system for market making, comprising: (a) a computer component for receiving data identifying a user-specified basket of securities; (b) a database storing the data identifying a user-specified basket of securities and storing data describing inventory of a market maker; and (c)... Agent: Barclays Capital Inc.

20120123968 - Using commercial share of wallet to rate investments: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent:

20120123927 - Apparatus and methods for handling trading data: A manually-assisted computer and communications apparatus is provided for periodically fixing a price of a currency or commodity. Successive rate samples of said currency/stock/commodity are received from a plurality of sources (80) over a period of time, recorded and filtered automatically (90) by reference to said historical record and predetermined... Agent: The World Markets Company PLC

20120123926 - Interactive information system: According to an exemplary embodiment of the present invention, an interactive information system for providing user data is stated, in which a control unit pre-processes data selected from raw data received from at least one individual data source. The selected pre-processed data is then transmitted to a user interface device... Agent: Carryquote Ag

20120123928 - Sports share trading system and method: The sports share trading system provides a web site in which users, using real money, trade equitable shares of athletes in a closed market. Rookie sports cards are tokens representing the shares of stock in the athletes and are traded as financial instruments via the web site. Users who buy... Agent:

20120123929 - System and method for estimating order position: A system and method for providing order queue position information are disclosed. In this application, market updates are received for a tradeable object from at least one exchange. To the extent that the market updates do not include enough details to compute the queue position of a trader's working orders,... Agent: Trading Technologies International Inc.

20120123930 - System and method for providing electronic price feeds for tradeable objects: System and methods for a price feed generation are described. According to an example method described herein, upon receiving market information including a plurality of linear prices and order quantities, a reference price level is selected and a price feed message is generated to include the reference price level and... Agent: Trading Technologies International, Inc.

20120123925 - System and method for routing a trading order according to price: A system for routing a trading order to a market center according to price comprises a memory and a processor. The memory stores policy information, cost information, and rebate information associated with a plurality of market centers. The processor receives a trading order specifying a trading product, a plurality of... Agent:

20120123931 - Credit score and scorecard development: Share of Wallet (“SOW”) is a modeling approach that utilizes various data sources to provide outputs that describe a consumers spending capability, tradeline history including balance transfers, and balance information. These outputs can be appended to data profiles of customers and prospects and can be utilized to support decisions involving... Agent:

20120123932 - Routing for direct to account payments: Various systems and methods are described for analyzing multiple money transfer routing schemes. Each of these multiple money transfer routing schemes may comprise a route to transmit funds from the source for the money transfer transaction to the destination for the money transfer transaction. An internal money transfer routing scheme... Agent: The Western Union Company

20120123933 - System and method for consumer control over card-based transactions: A system and method for consumer control over card-based transactions and associated accounts. An interface is provided between a merchant or the merchant's bank and the bank or banks at which the consumer has accounts for card-based transactions. The interface acts as an intermediary, accessible to the consumer so that... Agent: Citizens Financial Group, Inc.

20120123934 - System and method for consumer control over card-based transactions: A system and method for consumer control over card-based transactions and associated accounts. An interface is provided between a merchant or the merchant's bank and the bank or banks at which the consumer has accounts for card-based transactions. The interface acts as an intermediary, accessible to the consumer so that... Agent: Citizens Financial Group, Inc.

20120123937 - Portable e-wallet and universal card: Universal cards are used in place of all the other traditional cards which a person may want to carry. The universal card can include a short range communications transceiver to communicate with a mobile device. The mobile device can include a user interface and an e-wallet application so that the... Agent:

20120123936 - Prepaid value account with reversion to purchaser systems and methods: Systems, methods, and devices are described for a refundable prepaid transaction cards. The methods and systems include a prepaid transaction card funded with funds by a purchaser. Also included is an issuer. The issuer receives the funds a distributes a prepaid transaction card associated with the funds. The methods and... Agent: The Western Union Company

20120123935 - System and method for physical-world based dynamic contactless data emulation in a portable communication device: Disclosed is as system and method for automatically selecting a credential among a plurality of credentials on a portable communication device based on a geo-location of the portable communication device and based on a user preference, for use in an electronic wallet transaction. The system includes a geo-location device configured... Agent:

20120123938 - System and method for performing financial transactions on a network: Embodiments of the present invention include a computer-implemented method of performing a financial transaction on a network comprising storing a plurality of risk factors and associated severities in a web-enabled remote policy database, the severities defining actions taken when a specific risk factor is detected, storing a plurality of hold... Agent: Ensenta Corporation

20120123939 - Wireless mobile communicator for contactless payment on account read from removable card: A wireless mobile communications apparatus reads removable cards and can communicate an account corresponding to the removable card in order to conduct a wireless transaction with a merchant on the account with the wireless mobile communications apparatus. A total currency amount for the transaction, and remaining balance in the account... Agent:

20120123942 - Global customer identification network: A computerized system conducts customer identification processing for customers who remotely open accounts with personal identification information that cannot be verified through available data sources.... Agent:

20120123941 - Internet facilitation of fraud services: A system and method for fraud prevention is provided. The computer based system and method comprises receiving a request for verification services by a merchant transmitted via an Internet browser based platform, performing a fraud assessment by a verification services tool resulting in a verification message, and transmitting a reply... Agent: American Express Travel Related Services Company, Inc.

20120123944 - Method and system using universal id and biometrics: A universal ID and biometrics systems and methods are disclosed. A method includes receiving an authentication request message originating from a user. The authentication request message includes a first identifier and a second identifier, where the second identifier includes biometric data. The method further includes determining a third identifier based... Agent:

20120123940 - Methods and systems for universal payment account translation: A method and system of transferring value from a payer participant of a first online community website to a payee participant of a second online community website through a payment account translation system is provided. The method includes initiating a first payment request, validating that the payer and payee are... Agent:

20120123943 - System and method for checkless cash advance settlement: Methods, devices, and systems for conducting a checkless cash access settlement are provided. In one embodiment, a cash advance method includes the following: a customer initiates a cash access transaction with a financial card via a cash access system; the customer receives authorization or denial; the customer provides identification and... Agent: Global Cash Access, Inc.

20120123946 - Method and apparatus for a cryptographically assisted commercial network system designed to facilitate buyer-driven conditional purchase offers: The present invention is a method and apparatus for effectuating bilateral buyer-driven commerce. The present invention allows prospective buyers of goods and services to communicate a binding purchase offer globally to potential sellers, for sellers conveniently to search for relevant buyer purchase offers, and for sellers potentially to bind a... Agent:

20120123945 - Nfc transaction method and system: A method for performing a transaction between a portable device and a transaction device includes: providing at least one transaction server having at least one application program configured to receive, process and emit application data, establishing at least one data link between the portable device and the transaction server, establishing... Agent: Inside Secure

20120123947 - Late binding token in system and method for verifying intent in a card not present transaction: A system for verifying intent in a card not present transaction is provided. The system includes a late binding token that is distributable to consumers without necessarily being bound to an account. The system also includes a client software that locates a token server configured to facilitate managing and communicating... Agent:

20120123948 - Judging methods and systems: An approach to judging contests, competitions, and events in which aspects of crowdsourcing are applied to the judging, so that skill and/or talent and/or merit will predominate the voting outcomes rather than chance when using non-expert demographically diverse voters as judges. A contest, competition, or event judging method includes: accepting... Agent:

20120123949 - Method and system to automatically modify task status in a project management system via keywords in source code version control commit logs: A server maintains a project management data store. The project management data store comprises tasks of a project and corresponding current task status data for the tasks. The server obtains a commit log from a source code revision control system, wherein the commit log comprises new task status data for... Agent:

20120123950 - System and method for operating a product return system: A system and method for operating a product return system. One or more electronic devices are received from a carrier at a return provider. A determination is made whether the one or more electronic devices include customer personal information. The one or more electronic devices are quarantined in response to... Agent:

20120123951 - Service management platform for fleet of assets: A system for managing a plurality of assets and a plurality of parties related to those assets includes a plurality of data sources with information related to the parties and the service of the assets and a first service management server. The service management server may be configured as first... Agent: Decisiv Inc.

20120123952 - System and method for managing transfer of rights using shared state variables: A method, system and device for transferring rights adapted to be associated with items from a rights supplier to a rights consumer, including obtaining a set of rights associated with an item, the set of rights including meta-rights specifying derivable rights that can be derived from the meta-; determining whether... Agent: Contentguard Holdings, Inc.

20120123953 - Methods and systems for assessing the environmental impact of a product: Embodiments consistent with this disclosure provide systems and methods for analyzing manufactured products and more particularly, for combining laboratory analysis with life cycle analysis to assess manufactured products with respect to the products' impact on the environment. Systems and methods consistent with this disclosure may produce assessment results in the... Agent:

20120123954 - Product certification system and method: Systems and methods are provided for generating a certificate of compliance for a product. A product control system (PCS) retrieves specification and/or regulatory data for a particular product and compares the retrieved data to test result data obtained for that particular product. The PCS generates a product certification if the... Agent:

20120123955 - Calculation engine for compensation planning: A method for managing compensation of users. The method includes identifying a first formula that is associated with a first compensation metric, where the first formula includes reference to a second compensation metric; computing a value for the second compensation metric based on evaluating a second formula associated with the... Agent:

20120123957 - Computerized system and methods for matching a project and at least one applicant: A computerized system or method having a project management interface for an employer to describe the project, an applicant interface that allows an applicant to key in his/her profile, and a system module that, based on certain characteristics of the matches previously accepted by any employer, assigns a score for... Agent:

20120123958 - Employer-candidate time and information manager: A method of online human resource management for hiring employers of prospective job applicants. First, job seekers may apply to an employment posting listed on a region-specific employment listing website by submitting a resume. Applicants are notified through an online messaging system when certain actions are taken by the employer... Agent:

20120123956 - Systems and methods for matching candidates with positions based on historical assignment data: Systems and associated methods for matching candidates with positions through an automated scoring and ranking process utilizing a scoring function based on previous assignments. The ranking of candidates includes identifying the position requirements, mining relevant candidate information, prioritizing mined information based upon past assignments, and ranking candidates based on how... Agent: International Business Machines Corporation

20120123959 - Methods and systems to help detect identity fraud: The disclosed technology generally relates to methods and systems to aid in verifying a person's identity, e.g., in connection with applying for an identity document (such as a passport or driver's license), or in connection with qualifying to enter a secured area (such as at an airport). Many arrangements involve... Agent:

20120123960 - Product integrity tracking system, shipping label, and associated method: A product integrity tracking shipping label includes a label body for attaching to a product to be shipped or to packaging containing the product. One or more movement monitoring configured with the label body detects a movement metric of the product. A microprocessor configured with the label body and in... Agent: Phatrat Technology, LLC

20120123961 - Performance reporting for products and services using web-based portals: A method includes obtaining performance information from sources, where the performance information relates to products and/or services, enabling the performance information to be reviewed to thereby produce vetted and categorized performance information, receiving the vetted and categorized performance information, where the vetted and categorized performance information includes the performance information... Agent: Sphere E, LLC

20120123962 - Consistency checks for business process data: A business process master data vector for a business process of an organization can include master data coordinates corresponding to a plurality of business object node fields of a plurality of business objects involved in the business process. Values of the master data coordinates can indicate whether a corresponding business... Agent: Sap Ag

20120123969 - Methods and processes of road use evaluation and regulation: Methods manage the damage of heavy road users on a municipal road network through the implementation of Road Use Agreements between municipalities and heavy road users. Specifically, methods accomplish one or more purposes including, but not limited to, quantifying the in situ traffic capacity of a road, the routine traffic... Agent:

20120123970 - Dimensional rating of a mail piece using a touch screen on a mail kiosk: A system and method for determining the dimensions of a mail piece using a built-in touch screen of a mail kiosk. A mailer is instructed to place the mail piece into a specified corner of the touch screen of the mail kiosk. The user is then instructed to touch the... Agent: Pitney Bowes Inc.

20120123973 - Method of assigning a relative seminality score to individual patents within a patent landscape: A method for assigning a relative score to patents within a patent landscape is described, with the objective of being able to compare any two or more patents. A patent is considered seminal if the novelty of the invention is not a product of variations of prior art and spawns... Agent:

20120123974 - Method of assigning a relative seminality score to individual patents within a patent landscape: A method for assigning a relative score to patents within a patent landscape is described, with the objective of being able to compare any two or more patents. A patent is considered seminal if the novelty of the invention is not a product of variations of prior art and spawns... Agent:

20120123971 - Print and/or electronic advertising on medical waiting room paging systems either on a uhf pager, ipod mp3 or similar device: The technical disclosure of my invention consists of print or electronic advertising on paging devices which are placed in medical provider offices. The patent is not on the paging device, only on the invention of advertising on these devices.... Agent:

20120123972 - Systems and methods for managing and utilizing excess corn residue: Systems and methods for managing excess above-ground corn residue are disclosed. Systems and methods for combusting corn residue to produce heat for generating steam are also disclosed. Additionally, methods and systems for harvesting and pre-processing corn residue prior to combustion of the corn residue are disclosed.... Agent:

20120116791 - Automated electronic personal reference & proxy network: An automated electronic personal preference & proxy network, that captures and exchanges personal profile information via an electronic means using network infrastructure is provided. Users may update preferences electronically. Permissions are generated in accordance with users permissions. Providers may enter an omnibus contract with an electronic agent, allowing various features... Agent:

20120116788 - Evaluating contract quality: A system evaluates contract quality and includes a processing device configured for retrieving from a contract database, data extracted from a contract, evaluating a number of vendors competitively bidding on the contract, based at least in part on the extracted data, thereby resulting in a cost score, evaluating a time... Agent: Bank Of America Corporation

20120116786 - Method and system for a lottery ticket identification owner of the ticket by a personal telephone number: Wherein, purchasing a lottery ticket in such a method, and of such lottery ticket, can be preformed from a distance geographical locations by the participators, and yet, the system will enable and will have the ability to make the desirable identification signed of the owner telephone number on a specific... Agent:

20120116789 - Optimizing queue loading through variable admittance fees: Attraction attendance levels experienced by a customer are dynamically managed as a function of customer admission pricing. A customer is offered an opportunity to pay a regular admission fee or a higher premium admission fee for admission to a facility with one or more attractions, wherein the customer is provided... Agent: International Business Machines Corporation

20120116787 - Response attribution valuation: A computer-implemented method is described for determining a response attribution value that represents a credit assignment to a communication, for an associated response received from a recipient during a marketing campaign.... Agent:

20120116782 - Security systems and/or methods for cloud computing environments: Certain example embodiments described herein relate to security systems and/or methods for cloud computing environments. More particularly, certain example embodiments described herein relate to the negotiation and subsequent use of Trading Partner Agreements (TPAs) between partners in a Virtual Organization, the TPAs enabling resources to be shared between the partners... Agent: Software Ag

20120116785 - System and method for approving citations: A system and method for processing a citation is disclosed herein. In particular, the method comprises receiving from a mobile citation device a citation record related to a citation issued to a violator, recording to a storage device the citation record, transmitting to a citation officer computer a first portion... Agent: Iberon, LLC

20120116784 - System and method for recording, processing and storing citations: A method and system for processing a citation are disclosed. Specifically, a method for processing a citation can include receiving from a mobile citation device a citation record related to a citation issued to a violator. Further, a citation, comprising at least a portion of the citation record and fields... Agent: Iberon, LLC

20120116783 - System for targeting promotions based on input and production resources: A system for targeting promotions. The system can include a processor configured to aggregate material information, determine a plurality of product lineups based on the aggregated material information, determine a consumer demand for each of the plurality of product lineups based on a consumer liking of each product of each... Agent: The Coca-cola Company

20120116792 - Terminal calculating carbon emission, carbon emission management server and carbon monitoring method: A terminal is provided, the terminal comprising: a display unit configured to display information that is processed; a user input unit configured to input information on amount of carbon emission; a storage stored with information on the amount of carbon emission inputted through the user input unit and a program... Agent:

20120116790 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120116793 - Administering a patient in a hospital: Methods, systems, and computer program products are provided for administering a patient in a hospital. Embodiments include identifying, by a room optimizer module, upon the patient checking into the hospital, a set of patient attributes, each patient attribute describing an aspect of the health of the patient; selecting, by the... Agent: International Business Machines Corporation

20120116800 - Clinical collaboration using an online networking system: Methods are provided for sharing patient information by way of an online collaboration system. A requesting clinician, through an online networking system, identifies one or more clinicians with whom the requesting clinician wishes to collaborate by sending at least one patient-focused clinical data element. For the clinicians who have been... Agent: Cerner Innovation, Inc.

20120116794 - Medical advice card having audio recording: The present invention is related to a medical advice card and label containing an embedded audio chip or card. The embedded audio chip or card plays information related to a health care treatment plan in order to improve compliance with physician instructions. The medical advice card or label may also... Agent: The Children's Mercy Hospital

20120116797 - Method and system for conducting a health risk assessment: A method and system for conducting a health risk assessment of one or more individuals are disclosed. In accordance with the method and system, previous responses by multiple users are used to generate specific inquires for the individual to provide specific recommended action to the individual.... Agent:

20120116803 - Method and system to detect that a device has been cleaned: A room monitoring system includes a plurality of in-room units. The in-room units collect information relating to a clean or dirty status of a plurality of patient rooms and/or equipment in the rooms. A monitoring station receives clean or dirty status information from the in-room units and determines which rooms... Agent: Koninklijke Philips Electronics N.v.

20120116802 - Method for establishing a connection between stem-cell sampling and a health savings financial product: The present invention relates to a method of establishing a connection between a collection of stem cells taken from parturient women and a health savings financial product, the method consisting, in a first step in an “entity” body corporate proposing an option to the parturient woman to contract a financial... Agent:

20120116795 - Method for providing current assessments of genetic risk: This invention concerns an integrated method for providing individuals with current assessments of genetic risk based on genetic tests and genomic research. While existing genetic tests can provide an estimate of genetic risk for many common diseases, genomic research is expected to provide a large number of new genetic test... Agent: National Biomedical Research Foundation

20120116798 - System and method for automating and verifying medication compliance: A computer-based system for monitoring medication compliance. The system can include one or more processors configured to process and manage data. Additionally, the system can also include one or more medication packagings comprising a machine-readable medium. Notably, the machine-readable medium can comprise medication information among other types of information. The... Agent: The Quantum Group, Inc

20120116796 - System and method for managing patient care through automated messaging: A system and method are disclosed that allow a user to select when messages related to medication events are sent and to select the content parameters of those messages. In one aspect, a medication dispenser is configured to notify a messaging processor when an identified medication that was not previously... Agent: Carefusion 303, Inc.

20120116799 - System for assessing risk for progression or development of periodontitis for a patent: The invention relates to a method, system and a device for assessing the risk for periodontitis progression or for developing periodontitis, and a method, system and a device for prognosticating the outcome of a treatment procedure for treating periodontitis, on the basis of a risk score calculated on the basis... Agent:

20120116801 - System for evaluating potential claim outcomes using related historical data: A computer system includes a data storage device. The data storage module receives, stores, and provides access to historical claim data. A categorical aggregation component comprising program instructions stored in a program memory provides categorized and aggregated historical claim data by identifying claim categories based on the historical claim data,... Agent:

20120116807 - Apparatus, system, and method for comparing healthcare: Methods, systems, and apparatuses for comparing healthcare data are disclosed. Some embodiments of the method for comparing healthcare data may include receiving healthcare data for geographic regions. The healthcare data may include healthcare variables and clinical data. Some embodiments of the method may further include analyzing, with a processing device,... Agent: Ingenix Inc.

20120116818 - Cooperation system and information terminal: Provided is a cooperation system (100) which is constituted of an information terminal (20) and a modality (30). The information terminal (20) generates cooperation information and stores the cooperation information in a predetermined storage medium. The modality (30) monitors the cooperation information stored in the storage medium. The cooperation system... Agent:

20120116806 - Database management for a treatment system: A process for treating orthopedic injuries including the steps of presenting a set of treatment protocols; approving a treatment protocol from among the presented set of treatment protocols; capturing information identifying the approved treatment protocol from among the set of presented protocols; and generating information from the captured information into... Agent: Izex Technologies, Inc.

20120116808 - Medical data recording system: A device for recording information on CDRs or other recording media and printing file information for observing what is recorded thereon. The information may be medical images such as x-rays, cat scans, magnetic resonance images, or sonograms. The discs can have patient names and other information selected from information stored... Agent: Sorna Corporation

20120116810 - Medication management system and method: A system and method of facilitating a patient's care transitions both into and upon subsequent discharge from an in-patient medical facility utilizes three points of health care provider intervention. The system and method utilizes a cloud-based medication management system applying rules to determine whether the patient's medications, clinical lab results,... Agent: Carekinesis, Inc.

20120116814 - Method and system for providing online medical records: A method is provided for providing a user with the ability to access and collect records associated with the user in a secure and private manner. The method includes assigning a phone number to the user for private fax and voice communications from service providers, associating access information with the... Agent: Mymedicalrecords.com, Inc.

20120116815 - Method and system for providing online medical records: A method for providing a consumer with the ability to access and collect personal health records associated with the consumer in a secure and private manner is provided. The method includes assigning a toll-free phone number individually associated with and dedicated to the consumer for private fax and voice communications... Agent: Mymedicalrecords.com, Inc.

20120116809 - Method for creating and/or keeping a personal medication file with the aid of a computer system: m

20120116812 - Method, system, and apparatus for validation: In a method for validating data, a text of a document is received. At least one fact is extracted from the text. At least one expert refinement is merged with the at least one fact to create at least one modified fact. The at least one modified fact is provided... Agent: Dictaphone Corporation

20120116817 - Methods for predicting cardiovascular mortality risk: The present invention relates to a method for predicting cardiovascular mortality risk in a patient, comprising determining the level of endothelial microparticles in a blood sample obtained from said patient.... Agent:

20120116816 - Preorder teleradiology workflow system and method: A system and method for healthcare administration and, particularly, radiologic practice workflow. A referring physician applies chosen selection sets of policy configurations to at least one dashboard before an order is placed by the referring physician. Each dashboard includes a real time augmentation function and a plurality of ranged selection... Agent: Musculoskeletal Imaging Consultants

20120116813 - Rule management method and system: A rule processing method includes defining a target group of patients chosen from a group of existing patients. An action to be taken concerning one or more patients within the target group of patients is defined, and an execution time for the action is scheduled.... Agent:

20120116811 - Screen-touch-control electronic device for providing medical information: A screen-touch-control electronic device for providing medical information includes a communication module, a memory module, a control module and a touch screen. The communication module is in signal connection with at least a server to download patient information. The patient information are selected from the group consisting of patient abstracts,... Agent:

20120116805 - System and method for selecting and implementing an electronic health care records system: Disclosed is a system and method for selecting and implementing an electronic medical records (EMR) system for a health care facility. The method allows a particular medical practice to be systemically analyzed relative to factors impacting EMR selection and implementation. This analysis is conducted by way of a graphical representation... Agent: Medco Data, LLC

20120116804 - Visualization of social medical data: A method, system, and computer program product for visualization of social medical data for a patient. The method including: providing a display representing part or all of a human body of a current patient; determining similar patients related by a bond of one or more entities to the current patient;... Agent: International Business Machines Corporation

20120116820 - System and method for active insurance underwriting using intelligent ip-addressable devices: A system and method are disclosed herein for maintaining an inventory of assets located at an insured property covered under an insurance policy based on data received from IP-addressable devices located at the property. The system includes an inventory database for storing inventory information about assets located at an insured... Agent: Hartford Fire Insurance Company

20120116824 - System and method for administering telematics based reinsurance pools: A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the... Agent:

20120116821 - System and method for correlating a seller's insurance claim with a buyer's complaint: A method and a system for maintaining a record of a shipping insurance elected by a seller eligible to purchase the shipping insurance for an item to be shipped to a buyer are described. A claim and complaint module receives a complaint from the buyer and a claim from the... Agent: Ebay Inc.

20120116822 - System and method for dynamic pricing of an insurance policy: A storage device stores a profile of a seller of an electronic marketplace. An insurance pricing generator module computes a shipping insurance rate for the seller based on the profile of the seller. The shipping insurance rate for the seller is computed based on the insurance coverage selected by the... Agent: Ebay Inc.

20120116823 - System and method for providing shipping insurance as a service: A shipping insurance service application has an electronic marketplace platform interface, a shipping insurance module, and an insurance provider module. The electronic marketplace platform interface communicates with at least one electronic marketplace application. The shipping insurance module provides a shipping insurance policy to a seller of the corresponding electronic marketplace... Agent: Ebay Inc.

20120116819 - Traffic collision incident visualization with location context: A mapping data of a location associated with a traffic collision incident can be presented within an automobile incident application interface executing within a computing device. A visualization of the incident can be performed within the interface. The visualization can be a computer generated graphic re-creation of the incident having... Agent: International Business Machines Corporation

20120116825 - Methods and system making it possible to place an individual public vehicle at the disposal of a user: Method for placing one vehicle of a group of individual public vehicles at the disposal of a user, the said method being characterized in that it comprises the following steps: receiving from each individual public vehicle information including the geographic position of the vehicle, creating a database including the information... Agent:

20120116826 - Evaluating capital for replacement: A method for evaluating an asset for replacement includes retrieving one or more pieces of information corresponding to the asset, each piece of information corresponding to one or more factors, wherein each factor has an associated factor weight, determining, by a processing device, an associated factor score for each factor... Agent: Bank Of America Corporation

20120116827 - Plant analyzing system: A plant analyzing system which can include an accepting section that accepts a definition of a soft-sensor for creating key information used for diagnosing the plant based on the data obtained from the plant; a storage section that stores the soft-sensor; a monitoring data generating section that generates the key... Agent: Yokogawa Electric Corporation

20120116828 - Promotions and advertising system: A system for promoting a business includes a business interface module and a consumer interface module. The business interface module receives information from businesses identifying information to be conveyed to consumers, such as special offers available from the businesses. The consumer interface module conveys the information to the consumers.... Agent:

20120116830 - Availability-based contact routing and scheduling system: A contact routing and scheduling system is provided allowing users to define various contact routing and scheduling contexts to direct a contact to a calendar of appointment availability representing the availability of a set of representatives pre-qualified to have times available for an appropriate appointment and to book an appointment... Agent: Timetrade Systems, Inc.

20120116829 - Operations management method: An operations management method 1000 is disclosed herein and in one embodiment, the method 1000 includes at Stage 1 determining at least one competitive gap of the business and identifying at least one business objective to address the at least one competitive gap. At Stage 2, the method 1000 includes... Agent:

20120116833 - Adaptive information technology solution design and deployment: An automated incremental solution deployment strategy created for an enterprise organization based upon evaluation of a set of possible information technology solution alternatives within an automated architectural framework is received. An information technology solution is incrementally deployed and incrementally selected from the set of possible information technology solution alternatives during... Agent: International Business Machines Corporation

20120116832 - Device, system and method for livestock feeding: A device, system and a method for livestock feeding, and in particular, to such a device, system and method in which, the meal size and frequency of meal delivery are controllable based on measureable parameters and expected livestock growth curve, more preferably real time parameters.... Agent:

20120116831 - Using cloud brokering services for an opportunistic cloud offering: In accordance with one embodiment of the present disclosure, a method comprises publishing descriptions available from a plurality of publishing parties. The descriptions describe a plurality of published services available for a requesting party to request. The method receives requests to broker a transaction from the requesting party, associates a... Agent: Computer Associates Think, Inc.

20120116834 - Hybrid task board and critical path method based project application: Tasks can be visualized and tracked through automatic generation of a task board based on data from a project management application and data transferred from a task board to a project management application. Summary tasks, which represent grouping of related tasks in project management, are pivoted such that sub-tasks can... Agent: Microsoft Corporation

20120116835 - Hybrid task board and critical path method based project management application interface: Seamless interaction between a task board and an underlying Critical Path Method (CPM) based project management application is provided, where users are enabled to move tasks on a task board user interface across columns or summary task (“story”) rows. Upon detecting a move of a task, a task board application... Agent: Microsoft Corporation

20120116836 - Consolidating business process workflows through the use of semantic analysis: A first and a second workflow can be identified. The workflows can be a sequence of connected steps representing work of a business process which can be modeled within a computing environment as an object. The object can be an activity or an event of the business process. A semantic... Agent: International Business Machines Corporation

20120116838 - Analysis of it resource performance to business organization: A system, method and computer program product for determining at least one association between at least one business process and at least one network entity. The system maps at least one user to the business process. The system maps the user to at least one network end-point. The system maps... Agent: International Business Machines Corporation

20120116839 - Enterprise risk analysis system: A system is provided in which multiple sub-organizations are part of a parent organization and participate in common risk management. The system includes a first sub-system whereby each sub-organization provides a risk assessment, a second sub-system whereby the risk assessment of each sub-organization is converted into a risk assessment of... Agent: International Business Machines Corporation

20120116837 - Social risk management system and method: The present invention provides a social risk management system and method capable of analyzing data pertaining to an economic venture, identifying social risks that may be encountered, generating specific prevention and mitigation measures for those hazards, and evaluating the results. In one embodiment, the present invention provides a user-friendly graphic... Agent: Schlumberger Technology Corporation

20120116840 - Method and apparatus for marketing management: A method and apparatus are disclosed for initiating and managing a mobile-based dialog by receiving a response to a request for a dialog, recording information about a respondent correlated with their response, analyzing the response, and sending a return response with a request to continue the dialog. Responses are individualized... Agent:

20120116843 - Assessing demand for products and services: Concepts for new/different products, services, or bundles of products and/or services are tested using discrete choice modeling, and, in some instances a combination of discrete choice modeling and monadic concept testing. In one embodiment, monadic and discrete choice data are gathered at the same time and combined. Discrete choice modeling... Agent:

20120116842 - Drink production process simulator: A system for simulating drink production. The system can include a processor configured to aggregate existing material information, receive predicted material information, aggregate production information, receive timing information of at least one drink product, model consumer liking of the at least one drink product, and determine a production plan based... Agent: The Coca-cola Company

20120116841 - System for modeling drink supply and demand: A system for modeling supply and demand. The system can include a processor configured to aggregate material information, determine a product lineup based on the aggregate material information, and determine a consumer demand based on a consumer liking of the product lineup. The material information can include quantity information, availability... Agent: The Coca-cola Company

20120116844 - Travel price optimization (tpo): TPO is an industry-neutral price optimization solution that recommends optimal prices by performing a simultaneous evaluation of all network-wide demand and supply considerations. TPO produces an optimal time-phased price profile designed to achieve the greatest return on inventory. An optimizer technique takes the baseline demand forecasts, competitive intelligence, inventory data,... Agent: Jda Software, Inc.

20120116846 - Method for acquiring data from a user at the time of a card payment made using a payment terminal: The invention relates to a method for acquiring data from a user at the time of a card payment made using a payment terminal, in which: a data acquisition request is displayed (26) on a screen of the payment terminal following the completion of the payment transaction; the data is... Agent: Jade-i

20120116845 - System for real-time respondent selection and interview and associated methods: A system and a method to implement real-time respondent selection and interview. A real-time evaluator selects a respondent in real-time for interview with a user of the system, where the respondent selection is based upon criteria defined by the user. An interview manager conducts the interview between the user and... Agent:

20120116848 - Optimizing business operational environments: Methods and systems are provided to optimize business value by providing and/or implementing business solutions, e.g., solutions to improve operational environments. A method is implemented in a computer infrastructure which has computer executable code tangibly embodied on a computer readable storage medium having programming instructions operable to: provide an initial... Agent: International Business Machines Corporation

20120116847 - System and method for managing electric purchasing strategies: Provide is a system and method for managing electric purchasing strategies. A processor receives electric pricing information, electric usage information, a plurality of input parameters, and generates electric purchasing strategies based on the electric pricing information, the electric usage information, and the plurality of input parameters; and a memory stores... Agent: Reliable Power Alternatives Corporation

20120116849 - Software testing to validate tenant operations: Systems, methods, computer program products, and the like for testing to validate software operations are described. A first part of a test can be executed in a tenant currently having a first system state. The tenant can be transitioned from the first system state to a second system state. The... Agent:

20120116850 - Causal modeling of multi-dimensional hierachical metric cubes: A computing system initializes a first frontier to be a root of a multi-dimensional hierarchical data structure representing an entity. The system acquires first data corresponding to the first frontier. The system performs modeling on the first data to obtain a first model and a corresponding first statistic. The system... Agent: International Business Machines Corporation

20120116851 - Apparatus and approach for electronic data management, processing and implementation: Electronic processing and management of electronic project data is facilitated. According to an example embodiment of the present invention, project data including incentives data is processed for a plurality of different projects, using authentication to control data communication and access. Incentive-related data fields are automatically updated upon the receipt of... Agent:

20120116852 - Methods and systems for identifying, quantifying, analyzing, and optimizing the level of engagement of components within a defined ecosystem or context: A method and system for optimizing the level of engagement of components within a defined ecosystem or context includes defining an initial ecosystem or context ‘A’ in structural, functional, operational, and conceptual terms. One or more components are identified in the defined ecosystem or context ‘A’. It is determined whether... Agent: Dw Associates, LLC

20120116853 - System and process for evaluation of athlete performance: A system and process for evaluation of athlete performance where the player performance can be evaluated to form a score, ranking, and position and used for any kind of sport and to measure an individual or the entire team as one unit. A user or a team has to answer... Agent:

20120116854 - Method and system for raising funds using a participant vote based program via a communications network: A method for raising funds using a participant vote based program via a communications network comprising: a) providing an online program that participants joins; b) providing a program fund where money is added to the fund based on at least one of the following ways: fees paid by participants in... Agent:

20120116856 - Computerized system and methodology for sale of products by draw: A system for selling products on-line including a seller module providing functionality for offering a product, establishing a minimum price for the product, and establishing at least one of a target price higher than the minimum price, and an offer expiration date; a transaction engine publishing the offering of the... Agent: Rpr Holding Gmbh

20120116857 - System and method for converting points linked with purchases using card transactions into annuities: Disclosed are a system and a method for accumulating, as funds for individual annuities for each customer, points acquired as a result of goods purchased at participating stores by customers who have concluded contracts to make payments by credit card. A system management computer (1) can communicate with terminals (4)... Agent: Mekiki Co., Ltd.

20120116858 - Consumer created coupons: Apparatus and a method using the apparatus to create on-line obtainable coupons include at least a first server enabling communication with a first class of third party on-line communicators having user inputs. The first server receives proposed content on coupons from the first class of third party communicators (consumers, vendees,... Agent:

20120116859 - Method and system for point of sale online coupon management: An online coupon system may provide retailers with the ability to process and track online coupons displayed on personal computing devices at the point of sale without using sophisticated electronic input, image recognition devices, or other input devices. A customer may present a coupon displayed on a computing device with... Agent: Couponcabin, Inc.

20120116862 - Internet strawman and user interface therefor: A user account including a personal profile is stored by a server for subsequent use. The user is provided a list of displayable entries sortable using specified criteria in a manner that allows the user to review a selection of entries and to make a change to the selection prior... Agent: Sony Corporation

20120116860 - Payment determination in auctions: An auction may include a general schema to create incentives for those agents or bidders to bid on items at auction truthfully. The schema may implement any allocation rule, including a monotone allocation rule. The schema may provide for accepting bids from bidders, transforming the bids in a manner appropriate... Agent: Microsoft Corporation

20120116861 - Techniques for wireless communication of proximity based marketing: A system and method for wireless communication of proximity based marketing is provided. The method includes determining whether a proximity device and a mobile computing device are within a first proximity to each other, wherein the proximity device is associated with at least one of a product and a service,... Agent: Radeum, Inc. Dba Freelinc

20120116863 - Optimal scheduling of venue attendance based on queue size and location: Embodiments of the invention provide for managing attraction attendance levels through tracking current attendance levels and notifying patrons of incentives to alter their attraction selections in real-time. Examples identify an attraction queue that has a customer wait time failing to meet a threshold and determine a geographic relationship of a... Agent: International Business Machines Corporation

20120116864 - System, method, and computer readable medium for improving e-commerce through appointment-based advertisements: A system, method, and non-transitory computer readable medium for enabling the use of an appointment-based electronic ad that restricts or grants access to electronic advertising content based upon an appointed time frame. Access to the restricted advertised content is restricted based upon whether a user is attempting to access the... Agent:

20120116866 - Co-branded internet service provider and retailer internet service site with retailer-offered incentives for member use: A system and method for a retailer to sell merchandise over the Internet in affiliation with an Internet service provider. The co-branded Internet site is accessible through the Internet service site of the Internet service provider. The co-branded Internet site includes designations of both the retailer and the Internet service... Agent: Target Brands, Inc.

20120116865 - Cooperative purchasing system that utilizes sns, and method thereof: What is presented is consolidating purchasing power and points into an SNS with payment of an individual member's shopping covered in advance by the SNS, and providing system and method to return benefits obtained thereby to SNS Members. SNS1's system control computer [5] has communicable connection with an affiliate store... Agent: Mekiki Co., Ltd.

20120116855 - Receiving and recording of content and of timing information: A method of receiving content at a user unit is disclosed. The method includes: receiving at the user unit a transmission stream, the transmission stream including: (a) a content item followed by a following content sub-item set, the following content sub-item set including one or more following content sub-items, and... Agent: Nds Limited

20120116867 - Social overlays on ads: Methods, systems, and apparatus, including computer programs encoded on a computer-readable storage medium, for providing a user interaction point on a user device in conjunction with content that is provided by a content publisher. A method includes receiving a request for an advertisement to be displayed in a slot associated... Agent: Google Inc.

20120116868 - System and method for optimizing marketing effectiveness: The claimed invention relates to a system and computer implemented method for quantitatively measuring effectiveness of a marketing campaign or marketing strategy execution. The client device accesses the server over a communications network to define targeted customer segments based on the marketing campaign or a specific set of marketing objectives... Agent:

20120116869 - Coordinating advertising among user devices: Disclosed are methods for coordinating advertising among at least two devices currently being used by the same user. A server receives information about what advertising is sent to a first user device. Based on that information, the server creates a “context directive” that specifies how to appropriately direct advertising to... Agent: Motorola-mobility, Inc.

20120116870 - Systems and methods for optimizing marketing decisions based on visitor profitability: Marketing is facilitated based on a profitability prediction. A merchant optimizes offers to a website visitor based on predicted profit for potentially offered items. The profitability predication can be deployed to determine incentives to marketing affiliates, and to determine bids for search terms when the merchant uses a paid search... Agent: American Express Travel Related Services Company, Inc.

20120116874 - Electronic advertising method and electronic apparatus: An electronic advertising method and an electronic apparatus are provided. In the method, an amount of a factor of the electronic apparatus in executing a task function is accumulated and whether the amount is over a preset value of the electronic apparatus or not is determined. An advertisement is displayed... Agent: E Ink Holdings Inc.

20120116873 - Network traffic redirection and conversion tracking: Network traffic associated with a set of domain names is redirected according to campaigns provided by one or more potential purchasers of network traffic. The campaigns include a set of preferences for the network traffic a campaign targets. Individual requests for a domain in the set of domain names are... Agent: Revnetics, Inc.

20120116872 - Selecting advertisements from one or more databases for sending to a publisher: An advertising system determines the context of a user accessing a publication media (e.g., an online web site). The advertising system retrieves candidate advertisements from one or more databases based on the user's context (e.g., a user search request). The advertising system selects particular advertisements and then sends them to... Agent: At&t Intellectual Property I, L.p.

20120116871 - Social overlays on ads: Methods, systems, and apparatus, including computer programs encoded on a computer-readable storage medium, for providing a user interaction point on a user device in conjunction with content that is provided by a content publisher. A method includes receiving a request for an advertisement to be displayed in a slot associated... Agent: Google Inc.

20120116876 - Apparatus and methods for providing targeted advertising from user behavior: Various embodiments for providing advertisements targeted from user behavior are described. In one or more embodiments, an ad optimizing service may collect user behavior events and compare the collected behavior to a set of rules. When behavior matches a rule, the user may be associated with a segment, which may... Agent: Cbs Interactive In.

20120116879 - Automatic information selection based on involvement classification: The present invention relates to an automatic selection or placement engine that, given an ancillary information belonging to a certain category, places it in a congruent or contrasting context depending on the degree of involvement of the user in that product category. User profiles are automatically classified as low or... Agent:

20120116875 - Providing advertisements based on user grouping: Techniques for providing advertisements in association with electronic content are provided. The advertisements may be provided with electronic content that satisfies a content request made by a particular individual. The advertisements provided in association with the electronic content may depend on the results of an auction between advertisers submitting bids... Agent: Microsoft Corporation

20120116878 - System and method for generating customer surveys and promotional offers: A method and system for automatically generating targeted promotional offers for specific subscribers to an Internet based service. A database that stores details regarding subscriber purchases is accessed for purchased items data relating to a specific subscriber's purchases. This purchased items data is then analyzed to determine the specific subscriber's... Agent: Vivonet, Inc.

20120116877 - Unified onscreen advertisement system for ce devices: A client-server architecture allows consumer electronics (CE) devices to obtain advertisements, including TV and network content recommendations, via a unified application programming interface (API). A gateway server between online advertisement providers and CE devices prioritizes and personalizes the advertisements and recommendations for a requesting CE device. This architecture scales over... Agent: Sony Corporation

20120116880 - Personalized interactive network with knowledge management system that personalizes content and format for presentation: Systems and methods are disclosed for personalizing interaction between an information/service/product provider using a knowledge management (KM) system that tracks data exchanged between users and the provider over multiple communication channels. User requests to an information/service/product provider can made via multiple different channels, such as by using ATMs, PDAs, cell... Agent: Jpmorgan Chase

20120116881 - Non-intrusive advertisement presentation: Advertisements are often presented in the context of a media content viewing experience. Advertisement presentation may be intrusive or subtle. In many instances, users may be interested in particular advertisements but may not want to disrupt a media content viewing experience by launching an advertisement window, opening an advertisement application,... Agent: Mobitv, Inc.

20120116882 - Online advertising techniques utilizing taxonomical mapping: Techniques arc provided for allowing a user to cause a displayed advertisement to be replaced by an alternative advertisement. The user is provided with a graphical user interface that includes display of multiple user-selectable alternative advertisement topics or topical categories. The alternative advertisement topics or topical categories may be derived... Agent: Yahoo! Inc.

20120116883 - Methods and systems for use in incorporating targeted advertising into multimedia content streams: Some embodiments provide methods, systems and apparatuses for use in distributing multimedia content. Some of these methods comprise: receiving a substantially live media stream comprising visual multimedia content and a playlist file that defines the playback of the visual multimedia content; identifying, within the media stream, a first advertisement content;... Agent: Sony Corporation

20120116884 - Using location-specific ad creatives and/or ad landing pages in an ad system: The usefulness, and consequently the performance, of advertisements are improved by allowing businesses to better target their ads to a responsive audience. For example, location information may be used in ad relevancy determination, and in attribute (e.g., position) arbitration. Such location information may be associated with price information, such as... Agent:

20120116887 - Method and apparatus for electronic payment and authentication: A first device may be operable to receive a request to accept a payment via an ISO 18000-7 interface. The first device may transmit, via the ISO 18000-7 interface, a wake-up message to a second device comprising an ISO 18000-7 interface. The first device may transmit, via the ISO 18000-7... Agent:

20120116885 - Social network based online advertising and advertisement branding: Techniques are provided in which positive review, positive comment, or purchase information is obtained, of a first user and relating to a product, service or brand. A second user is identified who is in a social network of the first user. An online advertisement is generated, targeted to a second... Agent: Yahoo! Inc.

20120116886 - Using a first network to control access to a second network: A wireless communication device is configured to be able to communicate via both a first access point and a second access point for using the first access point to obtain validation credentials in order to permit use of the second access point to access a network. The wireless communication device... Agent: Pravala Inc.

20120116888 - Advertising that is relevant to a person: A person is viewing a display. By evaluating tracked information about the person, the display and/or the content being viewed, a tracking system determines that an opportunity exists to present an advertisement that is relevant to the person in the context of the person currently viewing the display. The tracking... Agent: Microsoft Corporation

20120116889 - Method and apparatus for providing audio advertisements in a computer network: A method and apparatus for providing audio advertisements in a computer network enables Web sites to deliver audio advertisements that cannot be bypassed by a visitor. More particularly, an advertising or sponsoring Web site receives a request from at least one user for delivery of a user-selected Web page associated... Agent: Hoshiko LLC

20120116890 - Generating customer-specific vehicle proposals based on vehicle finance pay-off information received from a third-party entity: Methods, systems and computer program products for generating customer-specific vehicle proposals based on ongoing vehicle finance pay-off information received from a third party entity. The embodiments of the invention herein disclosed provide for efficient identification of potential customers based on their current vehicle and the ongoing financial obligation related to... Agent: Hcd Software LLC

20120116892 - System and method for delivering and optimizing media programming in public spaces with federation of digital signage networks: A system and corresponding methods for automating the execution, measurement, and optimization of in-store promotional digital media campaigns are provided. In one embodiment, a method in a computing system for deploying content to digital signage networks includes receiving from a user a marketing campaign goal and at least one optimization... Agent: Ds-iq, Inc.

20120116891 - Systems and methods for matching complementary risk profiles to enhance digital ad delivery: Systems and methods for matching complementary risk profiles to enhance digital ad delivery are disclosed. Generally, a model is generated to determine a risk profile associated with an advertiser or a publisher. After receipt of a digital ad request, a risk profile of an advertiser is determined based on the... Agent: Yahoo! Inc.

20120116893 - Auction-based shipment advertising: A marketing system and method for interacting with existing commerce processes for delivering relevant, timely, and useful marketing information to a consumer. A method implemented using a computing system includes (a) obtaining, using the computing system, a set of shipment parameters for a shipment to be delivered to a receiver;... Agent:

20120116894 - Systems and methods for optimizing marketing decisions based on visitor profitability: Marketing is facilitated based on a profitability prediction. A merchant optimizes offers to a website visitor based on predicted profit for potentially offered items. The profitability predication can be deployed to determine incentives to marketing affiliates, and to determine bids for search terms when the merchant uses a paid search... Agent: American Express Travel Related Services Company, Inc.

20120116895 - Customizable marketing campaign framework: A system and method of creating and generating marketing campaigns is provided. The system and method may include generating a plurality of customizable marketing campaign components. One or more marketing campaign components may be selected, such as by a user, for insertion into the marketing campaign and, in some examples,... Agent: Bank Of America Corporation

20120116896 - Internet-based proxy service to modify internet responses: A proxy server receives from a client device a request for a network resource that is hosted at an origin server for a domain. The request is received at the proxy server as a result of a DNS request for the domain resolving to the proxy server. The origin server... Agent:

20120116898 - Pet of the month exclusive limited time rewards: A unique code is used to register a virtual pet or other item using a code that is associated with the pet, and which, when entered, allows viewing and interacting with a virtual representation of the actual item on the website. If the code is entered during a specific time... Agent: Ganz

20120116897 - System and method for propagating interactive online advertisements: A system for enabling interactive online advertisements, comprising a merchant interface software adapted to receive requests over a network, an advertising server software coupled to one or more networks, a shopping cart software adapted to receive requests over a network, is disclosed. According to the embodiment, the merchant interface receives... Agent: Pure Verticals, Inc.

20120116899 - Management of prospective customer data over a communications network: A method and computer system for managing prospective customer data in a central repository over a communications network is disclosed. The method includes receiving profile data from a prospective customer, storing the profile data in a central data repository, displaying the profile data for viewing by a representative, wherein selected... Agent:

20120116900 - Systems and methods for risk triggering values: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization,... Agent: American Express Travel Related Services Company, Inc.

20120116901 - Systems and methods for risk triggering values: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization,... Agent: American Express Travel Related Services Company, Inc.

20120116903 - Removably securing small contactless payment card to electronic device: A holder for a contactless payment card includes a substrate that has a first side and a second side that is opposite to the first side. There is an adhesive material on the first side of the substrate. The holder also includes at least one sheet that is joined to... Agent:

20120116902 - Systems and methods for randomized mobile payment: Systems and methods for improving security in mobile payment systems are described. A user device may be operated to request temporary account data for an account. No actual account number may be stored on the device. A remote system may correlate temporary account data to actual account data and transmit... Agent:

20120116904 - Method and system for paying taxes: A method and system for efficiently managing and submitting taxes by placing taxes that are collected from sales into separate, verifiable, one or more virtual banks accounts, before submitting the owed taxes to the appropriate government agencies. The user can specify the frequency of tax submission, such as weekly or... Agent:

20120116905 - Application store tastemaker recommendations: An application store tastemaker recommendation service is usable to determine experts within a user's social network(s), receive recommendations from the experts, and filter and/or rank mobile application query results based at least in part on the recommendations. Additionally, the service may be usable to determine experts based on data compiled... Agent: Microsoft Corporation

20120116906 - Credit card reader folio and billing system for wait staff: According to the present invention, restaurant folios, for example, are equipped with a credit card reader, the card reader having memory and a communication port. The customers swipe their credit cards, for example, at the table and the credit card information is stored in the card reader. Waiters retrieve the... Agent: Bellatrix Systems, Inc.

20120116907 - Life experiences certification process: A process of information certification is provided. The process includes receiving a request from a user, such as an individual, group, or entity, and dividing the categories into two parts. Checking and certification is performed by a Host where possible on existing categories of subject matter. Additional categories are generated... Agent:

20120116908 - Facilitating electronic auction of prepayment of an invoice: Embodiments for facilitating an electronic auction of prepayment of an invoice are disclosed. One method includes a supplier and a buyer approving the invoice with definite terms. The supplier electronically submits the invoice with proposed prepayment terms to an exchange platform. The exchange platform provides an electronic auction of the... Agent: Ariba, Inc.

20120116910 - Real estate auction method: This invention relates to method for using a computer to facilitate an auction of an interest in real estate on the World Wide Web wherein an owner inputs into a computer relevant parameters pertaining to the real estate interest on offer. The real estate interest and related data are then... Agent:

20120116909 - Reverse bidding system and method: A reverse bidding system and method are disclosed. A reverse auction occurs when the price of an item to be sold decreases over time with each bid. A potential buyer bids to view a decreasing current price of an item. The current price and/or availability status of an item can... Agent:

20120116911 - Data valuation estimates in online systems: A request for a valuation of a data set is received, over a network, from a requesting user. A plurality of valuation elements associated with the data set are identified, using a data processing system. A data valuation estimate is determined, using the data processing system, for the data set... Agent: Statz, Inc.

20120116912 - Method and system using a secure computer network for matching customers and vendors: A secure computer network, competitive offer system, and associated methods for facilitating the exchange of confidential information between service vendors and consumers with a reasonable expectation of privacy. In an embodiment, the methods and systems comprise using a secure computer network for facilitating the exchange of confidential information between vendors... Agent:

20120116913 - System and method of selecting freight forwarding companies: A system and method for selecting freight forwarding companies is provided wherein bids for shipping lanes and the like are received well in advance of a freight move. Bids are submitted on shipping lanes and other move associated transactions by pre-approved freight forwarding companies. This information is stored in a... Agent: Cartus Corporation

20120116919 - Method for recipient orientated financial services: A method allowing a first person to provide a “virtual” gift to a second party is disclosed, referred to as a “credit gifting” system, wherein the first person accesses an application allowing predetermined aspects of the gift, such as the retailer, store, product type etc. to predetermined whilst adding personal... Agent:

20120116918 - Secure payment mechanism: A processing device of a user, comprising a user interface, processing capability, a biometric reader, and a connection to the Internet, configured to acquire biometric data from the user by the biometric reader, transmit a claim to a payment server, via the Internet, that a payment should be executed, receive... Agent: Precise Biometrics Ab

20120116914 - Method and apparatus for generating customized furniture documentation: Preferred embodiments include a method and apparatus for generating customized product documentation for a furniture item having a plurality of surface material options. A computer receives a plurality of images of surface materials which may be applied to a furniture item and stores the images into a computer database. Label... Agent: C.f. Stinson, Inc.

20120116920 - Augmented reality system for product identification and promotion: A system, method, and computer program product for automatically combining computer-generated imagery with real-world imagery in a portable electronic device by retrieving, manipulating, and sharing relevant stored videos, preferably in real time. A video is captured with a hand-held device and stored. Metadata including the camera's physical location and orientation... Agent:

20120116917 - Fashion matching algorithm solution: In one example embodiment, a system and method is illustrated that includes receiving an item choice including a fashion item. The system and method also includes matching the fashion item with an additional fashion item selected from a style matrix, the matching based upon an attribute. Further, the system and... Agent:

20120116915 - Mobile-based real-time food-and-beverage recommendation system: Particular embodiments extract a plurality of users, a plurality of establishments, and a plurality of items from dining information provided by at least one of the plurality of users, each of the plurality of establishments sells food or beverage; construct a user-establishment matrix, a user-item matrix, and an establishment-item matrix... Agent: Yahoo! Inc.

20120116916 - Shopping assistance systems and methods: Shopping systems and methods that automate the merchandise selection process are implemented for producing picking/shipping documents that allow the merchandise to be picked at a warehouse and sent to recipients. The initiator of the process is a purchaser that specifies the recipients' demographics and other parameters as they relate to... Agent: Donation Source, Inc.

20120116921 - Method and computer system for purchase on the web: A method for online purchase automation, comprising identifying when the user has selected to navigate to or receive a web page related to a purchasing action, identifying when content of the web page is received; analyzing the web page concurrent with the purchase action, without requiring detailed structural information about... Agent: Kwift Sas

20120116926 - Consolidating leads into a lead group: In some example embodiments, a system and method are illustrated to consolidate leads received from multiple user devices used by a single user. The system and method may include identifying a first plurality of leads received from one or more user devices as being submitted by a same user via... Agent: Ebay Inc.

20120116922 - Method and system for managing on-line market with direct receipt delivery option of purchased merchandise: The present invention relates to an online market management method and system capable of supporting a delivery option for direct pickup of purchased products. The present invention is constructed such that, when a purchaser who purchases a product traded on an online market selects a delivery option requesting the direct... Agent: Gmarket Inc.

20120116924 - Online product selling method, and server and system for implementing the same: The present invention relates to an online product selling method and a server and system for implementing the method. The online product selling method is performed by an online product selling server. At least one open selling web page in which detailed product information including a name and a provider... Agent: Namu Internet

20120116923 - Privacy risk metrics in online systems: A plurality of persona attributes are identified within a data set received from a data seller. A persona privacy risk associated with the persona attributes of the dataset is determined. The persona privacy risk comprises an estimate of the potential sensitivity of the persona attributes. A plurality of identity attributes... Agent: Statz, Inc.

20120116925 - Secure in-line payments for rich internet applications: Methods and systems are provided for making secure financial transactions, such as purchase payments, using rich Internet applications (RIA) running an RIA runtime (also referred to as a platform or framework) on the user's smart phone or other mobile device. Embodiments differ from the usual way of re-directing a user... Agent: Ebay Inc.

20120116927 - System and method for providing access to product related electronic catalog functionality: An aggregation of functionality related to a product within an electronic catalog hosted by a wholesaler web system is provided by presenting on a client computing device a webpage in which a single product is directly associated with a single access point. The single access point provides a means by... Agent: W.w. Grainger, Inc.

20120116930 - Method and system for process-based origin management: A method for process-based origin management of a product includes inputting information regarding a product and an origin of a raw material of the product, extracting a list of determining processes matched to an agreement related to the product, determining an origin of the product by using the information of... Agent: Electronics And Telecommunications Research Institute

20120116931 - Method for establishing an impromtu geofenced area to organize and analyze shipments: A method of establishing a virtual perimeter for a real-world geographic area in which a zone is digitally customized to receive and disburse ad-hoc supplies including procedures for authorizing volunteers and other relief entities to draw supplies from the geo-fence zone utilizing wireless technology. The method of the present invention... Agent: System Planning Corporation

20120116929 - System and method for auditing removal of customer personal information on electronic devices: A system and method for auditing electronic devices to verify removal of customer personal information (CPI). An electronic device is received at a facility. An electronic device is tested utilizing a test device to determine whether there is CPI on the electronic device. An identification of the electronic device is... Agent: Atc Logistics & Electronics, Inc.

20120116928 - System and method for tracking customer personal information in a warehouse management system: A system and method for a warehouse management system for tracking devices with customer private information. The system includes one or more testing devices for testing devices to determine whether the customer personal information is present. The system further includes a receiving system operable to receive devices for entry as... Agent: Atc Logistics & Electronics, Inc.

20120116932 - Evaluating requests using historical benchmarking: A system for evaluating an invoice for work includes a processing device configured for determining one or more billing data parameters comprising a threshold payment amount based on information associated with the invoice or the work, retrieving from a historical billing database, historical billing data corresponding to the one or... Agent: Bank Of America Corporation

20120116933 - System and method for automatic reconciliation of transaction account spend: A system and method for facilitating automatic reconciliation of transaction card transactions is disclosed, wherein a user may request single-use account codes via the Internet. The system comprises various hardware and software systems to enable a card member, program administrator, or any other designated third-party to request one or more... Agent: American Express Travel Related Services Company, Inc.

20120116937 - Billing usage in a virtual computing infrastructure: Billing usage of a cloud computing environment is described. Usage is metered of one or more resources within the cloud computing environment by one or more users. The one or more users may be associated with at least one entity. The metered usage of one or more cloud resources is... Agent:

20120116938 - Charging for long duration sessions in communication networks: Communication networks and associated methods are disclosed that provide charging for long duration sessions. A charging data system of the communication network receives interim accounting request messages from a network element that is serving a session. The charging data system identifies interim timestamps for the interim accounting request messages, and... Agent:

20120116936 - Integrated facility managment system: A facility management system includes a work order system configured for receiving a request for service, retrieving, from a contract database, one or more pieces of key data extracted from a contract in response to the request, preparing a work order ordering corrective work based on the request and the... Agent: Bank Of America Corporation

20120116939 - Non-resident metering and billing system for applications and devices: A licensing envelope provides use of an application or device on a metered basis. The licensing envelope can be used with or without a connection to a computer network. In one embodiment, an application is provided with a dynamically linked library for the licensing envelope. The dynamically linked library verifies... Agent: Flowcharge, Inc.

20120116935 - System and method for determining color usage limits with tiered billing and automatically outputting documents according to same: Disclosed is a method and a system for automatically outputting documents based on at least a user's credentials. A highest billing tier for processing the image data from a plurality of billing tiers and which is based on credentials for the specified user is selected, and the image data is... Agent: Xerox Corporation

20120116934 - Systems and methods to share access to placeshifting devices: A server facilitates sharing of otherwise idle placeshifting devices over the Internet or another network. The server maintains a list of placeshifting devices that are available to share content via the network. When a selection of shared content is received from a client device, an available placeshifting device that has... Agent: Sling Media Pvt Ltd

20120116940 - Processing loan transactions: In an exemplary embodiment, a method includes receiving first financial information associated with a first loan system, wherein the first financial information is in a first format associated with the first loan system and converting, by a processor, the first financial information to a common format. The method also includes... Agent: Bank Of America Corporation

20120116941 - System and method for determining implied market information: Implied prices and their quantities are computed. Markets are characterized by exhaustively computing one or more combinations of other related markets. Each combination when summed in a particular way results in the market under consideration. In a described embodiment, the number of market combinations found is an exhaustive list of... Agent: Trading Technologies International, Inc.

20120116994 - Dynamic portfolio monitoring: Michaud rebalance probabilities are renormalized in the case of successive datasets, historical or simulated, where partial commonality of information is imputed to the two datasets. Two separate sets of optimization inputs correspond to a stochastic process and optimization subject to a set of constraints making the optimization analytically intractable. A... Agent: Michaud Partners LLP

20120116988 - Expected utility maximization in large-scale portfolio optimization: A system and method efficiently solve the expected utility maximization problem in large-scale financial asset portfolio optimization. The system and method solve the expected utility maximization problem employing a factor representation of asset returns. Additionally, the system and method calibrate the optimization model to a benchmark to obtain unconditional mean... Agent:

20120116993 - Investment management system and method: Investment management systems and methods are disclosed that solve an objective function subject to certain investment constraints to calculate a set of assets for an investment portfolio. In certain embodiments, the systems and methods comprise selecting from a plurality of assets a set of assets that improves net expected returns... Agent: Myworld Investing, Inc.

20120117000 - Managing consistent interfaces for credit portfolio business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20120116998 - Method and apparatus for processing financial information at hardware speeds using fpga devices: A method and apparatus use a reconfigurable logic device to process a stream of financial information at hardware speeds. The reconfigurable logic device can be configured to perform data processing operations on the financial information stream. Examples of such data processing operations include data processing operations to compute a latest... Agent: Washington University

20120116996 - Method and system for analyzing investment information: An information processing apparatus and associated method for analyzing investment information. An input unit receives a financial request and one or more investment variables relating to the financial indicator and a description vector unit generates at least two vectors containing the one or more investment variables based on the financial... Agent: Investpic, LLC

20120116989 - Method and system for evaluating/analyzing patent portfolio using patent priority approach: A method and a system for evaluating/analyzing patent portfolio using patent priorities are provided for selecting a patent family to establish a data set based on members of the patent family and priorities claimed by the members, forming a relationship matrix based on the members and the priorities claimed by... Agent:

20120116997 - Otc options on actively managed portfolios in grantor retained annuity trusts (grats): A method and apparatus for controlling the volatility experienced by a grantor using a grantor retained annuity trust (GRAT) or the like provides a fund that may sell call spreads to the GRAT and shares in the fund to the grantor. Countervailing value movements in the fund and the value... Agent:

20120116991 - Rate benchmarking tool for fee-based and managed accounts: A computer for displaying an evaluation tool for evaluating a proposed fee on behalf of a professional, including a memory having at least one region for storing computer executable program code and a processor for executing the program code stored in the memory. The program code includes code for receiving... Agent:

20120116995 - Redemption of derivative secured index participation notes: Techniques are described for securitizing, administrating and trading various index shares securitized by derivative, cash-settled instruments on the underlying index.... Agent: Nasdaq Omx Group, Inc.

20120116990 - System and method for allocating assets among financial products in an investor portfolio: A computerized method and system for allocating assets among a plurality of financial products for an investor portfolio includes calculating a solution space of financial vehicle combinations by assigning allocations to each financial vehicle in each financial vehicle combination and generating a set of simulations, for each of the vehicle... Agent: New York Life Insurance Company

20120116992 - System and method for analyzing investments: An online investment advisory and management tool providing a system, method and apparatus for analyzing the actual cost of ownership, over time, of mutual funds and comparing those costs to the costs associated with a determined comparable exchange traded fund(s) (ETFs). The method includes an analysis of investment costs and... Agent:

20120116999 - System and method for processing data related to financial instruments for providing deferred income: A computer system for processing data related to financial instruments for providing deferred income includes a data storage device storing data relating to financial instruments representing a right to receive a fixed amount at fixed intervals for a lifetime commencing at a fixed start date, and, for classes of financial... Agent: Hartford Fire Insurance Company

20120116942 - Computer system and method for generating and executing orders within a price range: A computer system and method generate orders to be executed in an electronic exchange, and execute the orders. An order data processor processes order data, and an order transmitter transmits an order to the electronic exchange based thereon. The order data includes at least one price limit which specifies a... Agent: Deutsche Boerse Ag

20120116947 - Flexible system and method for electronic trading: System, method, and program products offer flexibility to the rather rigid way of trading in an electronic trading system. Orders for a tradeable object may typically get matched according to set terms and/or conditions at an electronic exchange. A trader may log onto the electronic exchange to trade the tradeable... Agent: Trading Technologies International Inc.

20120116946 - Foreign currency index: Systems and methods are provided for trading and calculating the composition of foreign currencies indexed financial instruments. The compositions of the financial instruments are determined by calculating a geometric average of the exchange rates of foreign currencies with corresponding competitive weights. The competitive weights for each of the foreign currencies... Agent: Chicago Mercantile Exchange Inc.

20120116948 - Graphic processing apparatus for stock/futures trading conditions: The invention relates to a graphic processing apparatus for stock/futures trading conditions is configured by systematically linking and deploying: a computing module capable of deriving various pieces of stock/futures trading information reflecting stock/futures trading conditions by stock/futures trading times and prices, within a communication pipeline at an exchange system; a... Agent: Korea Exchange, Inc.

20120116945 - Method and system for displaying and trading spreads: A trading application can receive price and quantity information for tradeable objects. The trading application can compute implied price and quantity information for spreads of the tradeable objects. Direct and indirect price and quantity information for the spreads can be displayed in a manner that shows the relationship with each... Agent: Trading Technologies International, Inc.

20120116943 - System and method for processing contracts for conditional and unconditional forward sales of retail goods: The invention is directed to a system and method for facilitating the completion of contracts for conditional or unconditional forward sales (CCUFSs) of retail goods via a CCUFS exchange, in combination with a distribution network for taking delivery on completed contracts. The system comprises a CCUFS exchange comprising a networked... Agent:

20120116944 - System and method of electronic exchange for residential mortgages: A method and exchange system for trading individual, whole loans and providing anonymous credit qualification and price negotiation in an open forum. The system includes a server computer configured to receive data representing an estimated tradable range for the at least one whole loan, wherein the estimated tradable range is... Agent:

20120116954 - Automated global risk management: A computerized risk management method and system for facilitating analysis and quantification of risk associated with a financial transaction. An automated global risk management system maintains a database relating risk variables including world events government advisories, and other information sources with potential risk for a financial institution. The system generates... Agent:

20120116952 - Communication system and method between a home buyer, seller, strategic business source, and lender: A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items,... Agent: Preferred Home Buyers Network, Inc.

20120116953 - Generation of a three-dimensional virtual reality environment from a business process model: A method and computer program product for generating a three-dimensional virtual reality environment from a business process model in a computer system are provided. The method includes analyzing a business process model to identify a plurality of activities and at least one transition criterion between the plurality of activities, where... Agent: International Business Machines Corporation

20120116949 - Processing loan transactions: A method includes receiving, from a client, a request for service associated with a loan transaction and determining, by a processor, whether the client is authorized to complete the request. If the client is authorized to complete the request, the request is processed. If the client is not authorized to... Agent: Bank Of America Corporation

20120116951 - System and method for credit forecasting: Disclosed is a system and method for the automated summarizing and reporting of key credit data elements of a consumer's multiple credit reports into an electronic, condensed, human-readable summary report including those key credit data elements most of interest to a loan originator. The generated electronic summary document displays the... Agent: Creditxpert Inc.

20120116950 - System and method for generating a finance attribute from tradeline data: Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics... Agent: Experian Information Solutions, Inc.

20120116955 - Charging purchases to utility accounts: Charging purchases to utility accounts including a computer program product that stores instructions for implementing a method. The method includes receiving a request from a consumer at an electric vehicle charging station to charge at least one of a purchase of electrical power for electric vehicle (EV) charging and an... Agent: The Prosser Group LLC

20120116956 - Hybrid mobile commerce system, apparatus, method and computer program product: A method, system, apparatus, and computer program product are disclosed for a hybrid m-commerce system. Cash and electronic payment may be used substantially interchangeably within the hybrid m-commerce system. In one embodiment, cash change received from a transaction may be adjusted using the system. In another embodiment, cash change may... Agent:

20120116961 - System and method for making funds available for gaming: A system for making funds available for gaming which includes a terminal which is configured to read customer information from a card. The terminal includes an input/output unit configured to allow the customer to select a quasi-cash transaction and to generate an order authorizing the quasi-cash transaction. The system also... Agent: Global Payments, Inc.

20120116957 - System and method for populating a list of transaction participants: Embodiments of the invention provide a method of populating a list of transaction participants with the aliases of individuals and entities that can participate in P2P transactions. In some embodiments, the list of transaction participants is a list of payment recipients to whom the user can make P2P payments and... Agent: Bank Of America Corporation

20120116960 - System, non-transitory memory with computer program, and associated methods for micro-credit to prepaid cards: A lending institution computer establishes a line of credit coupled to a prepaid card account and makes available draws to the line of credit line in an authorization stream for a proposed purchase using the prepaid card account as payment. When the line of credit is accessed, the prepaid card... Agent: Metabank

20120116958 - Systems, devices and methods for electronically generating, executing and tracking contribution transactions: A contribution aggregation system enables a user to purchase or otherwise acquire a block of one or more contribution units from which to contribute desired amounts to selected recipients. This may be performed, for example, by the user logging on to a Web site or other system interface provided by... Agent:

20120116959 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120116962 - Using a transaction card account to make recurring loan payments: Recurring loan payments (e.g., mortgage payments) through a transaction card account is disclosed. Information is received at a transaction account system from a loan company system corresponding to an application received at the loan company system from a requester for a loan involving automatic debits to a transaction card account.... Agent: American Express Travel Related Services Company, Inc.

20120116963 - Invoicing and electronic billing system and method: Systems, methods, and computer program products are provided for invoicing and electronic billing. Methods include receiving invoicing data from a merchant, identifying a user based on the invoice data, receiving payment instructions from the user, where the payment instructions include an alias, and determining that the merchant is a registered... Agent: Bank Of America Corporation

20120116966 - Method and system for multiuse redemption cards: A multiuse redemption card enables a purchaser to provide the multiuse redemption card to a recipient for a defined amount and delay payment until the recipient uses the redemption card. The delayed payment can be incremental up to the defined amount so that the recipient can use the card multiple... Agent:

20120116964 - Method and system of transaction cards management through business network: The present invention provides a system and a method for managing transaction cards through a business network, with which, the management and the deposit of transaction cards can be implemented any where and any time without carrying the transaction cards with card holders and without providing card holders' confidential information... Agent: Onbest Technology Holdings Limited

20120116965 - System and method for consolidating network and transaction functions on a communication device: The present invention relates generally to a smart card device that is configured to facilitate wireless network access and credential verification. Specifically, the device is configured to meet the physical and electrical specification for commercially available mobile devices utilizing a standard Subscriber Identity Module (SIM) for network access. The device... Agent: Apriva, LLC

20120116969 - Interactive bill payment center: A software suite that provides a bill-payment module and comprises an interactive main interface listing bills due and payment accounts, an interactive history link, an interactive set-up link embedded in the main interface, an interactive transfer-funds link, an interactive calendar link, a plurality of interactive drop-down menus providing upon invocation... Agent: Yodlee.com, Inc.

20120116967 - Mobile payment system and method: System, method, and computer program product are provided for a user to send and receive P2P payments using a mobile device. Through the use of the mobile device, a user may access his/her accounts at a financial institution and direct payments to a third-party using an alias. The user may... Agent: Bank Of America Corporation

20120116968 - Systems and methods for implementing person-to-person money exchange: A system conducts online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. Each user establishes an online account, which is used to transfer funds to and from other online accounts. Any user may initiate a send money transaction or a request payment... Agent:

20120116972 - Electronic payment orders: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for generating and clearing electronic payment orders. In one aspect, a method includes generating an electronic payment order using a computer. Signature data authorizing the electronic payment order is electronically captured. The signature data includes a stroke... Agent: Electronic Check Clearing House Organization

20120116973 - Online payment system and method: System, method, and computer program product are provided for a user to send and receive P2P payments using the Internet. Through the use of a network, a user may access accounts the user has at a financial institution and direct payments to other individuals or entities using the other individuals... Agent: Bank Of America Corporation

20120116971 - Processing loan transactions: A method includes receiving, at a client access module, a request from a client to process a loan transaction, wherein the request is associated with a particular loan system. The method also includes determining, by a processor, the particular loan system associated with the request, determining one or more rules... Agent: Bank Of America Corporation

20120116970 - Remittance system with improved service for unbanked individuals: A service provider computer receives a request for a transfer of funds from a sender to a recipient. The service provider computer makes a data record about the transaction available to a receiving financial institution. The receiving financial institution receives a visit from the recipient, issues a new payment card... Agent:

20120116975 - System and method utilizing device information: A method for correlating information received directly from an access device operated by a user, and information from a merchant server is disclosed. The method includes receiving, at a server computer of a non-merchant entity, device information specifically associated with an access device directly from the access device, and also... Agent:

20120116974 - Systems and methods for risk triggering values: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization,... Agent: American Express Travel Related Services Company, Inc.

20120116976 - Verification of portable consumer device for 3-d secure services: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's... Agent:

20120116977 - Methods and apparatus for preventing fraud in payment processing transactions: A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The method further includes mapping a first account number included in the authorization request into a second account number associated with the first account number if... Agent:

20120116978 - Method of and system for securely processing a transaction: A method of securely processing a transaction includes storing a plurality of encrypted financial transaction instrument identifiers in a memory wherein there is no decryption key for these stored in the memory and further wherein the encrypted financial transaction instrument identifiers are each associated with a mobile communications device. Receiving... Agent: Mtn Mobile Money Sa (pty) Ltd

20120116979 - Enabling communication between, and production of content by, rights holders and content producers: A content exchange service facilitates communication between, and production of content by, holders of rights in content titles and producers of content. The content exchange service receives content profiles from various rights holders and surfaces the content profiles to producers for purposes of soliciting auditions to produce the content subject... Agent:

20120116980 - Long term workflow management: A workflow may be moved from one provider to another provider by extracting the metadata from an executing workflow describing the workflow state as part of dehydrating the workflow, and transferring the metadata to a second workflow and rehydrating the workflow at a second provider. An automated workflow manager may... Agent: Microsoft Corporation

20120116981 - Methods and systems for maintaining privacy of customer care metrics: Systems and methods consistent with the invention relate to providing customer care metrics. According to one exemplary embodiment, a computer-implemented method for generating customer care metrics associated with a terminal device is disclosed. The method receives a first set of customer care data including identity information of the terminal device.... Agent: Sony Corporation

20120116982 - Method and system for escalating content of discussions to particular memory locations: In this specification, online communities also referred to as forums, are used as a customer support tool. Users of the forum post questions and replies. In some embodiments users can vote on the replies. The authorized personnel can add an entry in a database based on the forum content. In... Agent: Salesforce. Com. Inc.

20120116983 - System and method for real estate inventory management: A system and method of real estate inventory management includes providing, to a client system, data identifying one or more units of real estate that are available for sale; receiving a reservation request identifying a unit that is available for sale; receiving, at the server system, purchasing data for a... Agent:

20120116984 - Automated evaluation of compliance data from heterogeneous it systems: Compliance-relevant data from external systems comprising managed entities can be received, stored, processed, transformed and evaluated in an automated fashion. Compliance reporting can be generated dynamically to reflect the most current regulations, guidance and system operating conditions. Compliance data from external systems can be converted into a unified format compatible... Agent: Microsoft Corporation

20120116985 - Methods for generating healthcare provider quality and cost rating data: A method for generating healthcare provider quality rating data includes grouping claim records into one or more claim groups, assigning each claim group to a responsible provider, assessing the claim records in each claim group using guidelines for the particular disease or condition, and generating a compliance score for the... Agent:

20120116986 - System and method for integrating medical treatment guidelines with real-time, ad-hoc, community generated commentary to facilitate collaborative evidence-based practice: A system and method for automatically integrating real-time, ad-hoc, community generated commentary such as comments, notes, observations, and anecdotal data in any human perceptible form with medical treatment guidelines (otherwise known as “clinical guidelines”, “clinical protocols”, or “clinical practice guidelines”) to create a display that shows the medical treatment guideline... Agent:

20120116987 - Dynamic process modeling assembly and method of use: A method for modeling a process comprising receiving a first formatted data input representing a process element and a second formatted data input representing a process element, executing a simulation and determining a measure representing the simulation of the process element given the entity element. In some embodiments, the process... Agent: Aptima, Inc.

20120117003 - Geoengineering method of business using carbon counterbalance credits: A business method for providing an emissions trading approach value to products and services that provide active cooling of the Earth that provides a sustainable means for global cooling strategies to achieve commercial value, in order to drive development and real-world application of these approaches, comprising the steps of manufacturing... Agent:

20120117002 - Market-targeted patent application of enhanced commercial effectiveness and value and methods for preparing the patent application using invention market analysis: A market-targeted patent application of enhanced commercial effectiveness and value, as well as methods for preparing the market-targeted patent application using invention market analysis, is disclosed. In preparing a patent application, invention market analysis of a proposed invention is used, in addition to the invention disclosure of the proposed invention,... Agent:

20120117004 - Regional wild bird food mixtures: Bird feed mixtures intrinsically attractive to desirable birds in a particular region (e.g., northeast, southeast, midwest, southwest, and west) and which attract more desirable birds than other bird feed mixtures. The bird feed mixtures comprise black oil sunflower seeds, sunflower chips, NYJER® seed (niger oilseed), and peanuts in combination with... Agent: Smg Brands, Inc.

20120117001 - System and method for removing customer personal information from an electronic device: A system and method for processing electronic devices to determine removal of customer personal information (CPI). An electronic device is connected to a test device. A number of electronic devices including the electronic device are received for determining that the CPI is removed from a number of sources. The number... Agent: Atc Logistics & Electronics, Inc.

20120109663 - Advanced metering infrastructure event filtering: Disclosed are various embodiments for validating and filtering events related to an Advanced Metering Infrastructure (AMI) deployment. Events received from a vendor supplied AMI head-end can be validated by an AMI event filtering application, which can then store the validated event in a data store. The AMI event filtering application... Agent: Southern Company Services, Inc.

20120109661 - Associative information linking for business objects: A method to create or modify a data item of a first application based on a data item of a business object of a second application or to create or modify the data item of the business object based on the data item of the first application is disclosed. The... Agent: Sap Ag

20120109665 - Dynamic order identification codes: The subject disclosure relates devices, systems and methodologies that employ dynamically determined reusable unique order identification codes or numeric identifiers to improve service-based transaction efficiency and customer satisfaction. In one aspect, reusable unique order identification codes or numeric identifiers can be dynamically determined at or near the time of a... Agent:

20120109666 - Fault trees method of early warning indication for critical infrastructure protection: The present invention relates to a fault trees method of early warning indication for critical infrastructure protection, which can provide a proper quantization result to be used for identifying a specific early warning indication for a critical infrastructure based upon the severity of risk assessed according to the quantification result.... Agent: Institute Of Nuclear Energy Research Atomic Energy Council, Executive Yuan

20120109660 - Integrated process and system for cosmetic vehicle repairs: The present invention is directed to an integrated process and system for cosmetic vehicle repair. The invention provides a process and a system to produce repair formulas, repair estimates, and repair scheduling. The present invention is particularly directed to a process and a system for repairing coating defect of a... Agent:

20120109662 - Managing replacement of an existing component: In a method of managing replacement of at least one existing component with at least one replacement component, in which the at least one replacement component comprises a different number of components than the at least one existing component, at least one cost associated with implementing the at least one... Agent:

20120109664 - Optimized customer targeting based on template crm offers: A Customer Relationship Management (CRM) offer template is established in data storage and includes at least one variable field and having at least one offer attribute. For each of a plurality of customer groups, a data processing system calculates an expected benefit to be obtained by sending an instantiated CRM... Agent: Ibm Corporation

20120109667 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109668 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109669 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109670 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109671 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109672 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109673 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109674 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120109677 - Blood bank management and rapid blood type determination system: Disclosed herein is a method for increasing the efficiency and reducing cost of the blood donation, processing and storage by pre-screening candidate donors for blood type and only collecting blood from donors having a needed blood type. Also disclosed are methods and systems for rapid determination of blood type of... Agent: New York Blood Center, Inc.

20120109682 - Closed loop workflow: A system includes an orchestrator (114) with a processor (116) and a plurality of processing actors (102) in communication therewith. The processor (116) orchestrates closed-loop implementation of a healthcare imaging workflow plan by the plurality of processing actors (102).... Agent: Koninklijke Philips Electronics N.v.

20120109679 - Consumer portal for healthcare appointments across practice groups: Systems and methods for aggregating available healthcare appointment times across multiple unaffiliated practitioner groups, including search and display algorithms. A centralized marketplace is provided for real time booking of healthcare appointments which does not require the patient to have a preexisting relationship with the practitioner. The aggregated booking system enhances... Agent: Zocdoc, Inc.

20120109678 - Device and method for comparing molecular signatures: A method (10) for clinical decision support by comparison of multiple molecular signatures of biological data is provided. The method comprises comparing at least two of said molecular signatures are different kinds of molecular signatures. Furthermore, a device (70), a system (100), and a computer program product (200) and a... Agent: Koninklijke Philips Electronics N.v.

20120109680 - Method for ensuring accuracy of healthcare patient data during patient registration process: A method of ensuring accuracy of healthcare patient data entered into a primary computer system by a user during patient registration. Healthcare patient data for a patient entered into the primary computer system is electronically received. The received healthcare patient data is analyzed using a secondary computer processor programmed to... Agent:

20120109681 - Method of increasing efficiency in a medical claim transaction, and computer program capable of executing same: A method of adjudicating a medical claim includes providing a requirements for a first claim and a second claim, receiving a medical claim for a medical procedure, setting a first score for the first claim and a second score for the second claim to an initial value, comparing components of... Agent: The Trizetto Group, Inc.

20120109676 - Multiuser health monitoring using biometric identification: A device, system and method for multiuser health monitoring includes a computer, a biometric sensor for sensing a unique trait of a user, and at least one measurement device for measuring at least one parameter of the user's health. The computer is configured to receive biometric information relating to the... Agent:

20120109675 - System and method for identifying a prospective clinical therapy for a prospective patient having a medical device: System and method for identifying a prospective clinical therapy for a prospective patient. The patient has a medical device, performed with a medical apparatus. The system has a historical database and an analyzer. The historical database incorporates information relating to a multiplicity of patients, each of the multiplicity of patients... Agent: Medtronic, Inc.

20120109686 - Electronic medical record system and method: An electronic medical record system and method that enables easy entry and use of patient and other information. The system and method provides improvements in terms of features, speed, and ease of use. It includes the following steps: inputting patient information into an EMR system utilizing customizable templates; cross-referencing the... Agent: Oxbow Intellectual Property, LLC

20120109688 - Internet phone apparatus including biological analysis device and a remote medical-service method using the same: Disclosed are an internet phone apparatus including a biological analysis device and a remote medical service method using the same. The biological analysis device is built in the internet phone apparatus. The internet phone apparatus transmits measurement data obtained from the biological analysis device to a remote doctor through an... Agent: Samsung Electronics Co., Ltd.

20120109685 - Linking health records: Methods, systems, and computer storage media are provided for linking health records. A patient document may be received from a provider and confirmed by a patient to be linked to their health record. To confirm a document, a connection between a provider and a health record is established. Once the... Agent: Cerner Innovation, Inc.

20120109687 - Medical system and method for providing information for glycemic control: A medical device and a method for configuring a process for determining a dose of insulin to be administered for glycemic control is provided, wherein the dose is stepwise adapted, comprising defining different dose adjustment profiles for stepwise adapting the dose, wherein each of the different dose adjustment profiles is... Agent: Sanofi-aventis Deutschland Gmbh

20120109684 - Method and system for comparing medical services: A method for comparing medical services provided by a plurality of healthcare entities includes creating a performance criterion that is associated with the medical services provided to patients by first and second healthcare entities and using a processor to determine first and second compliance indices by comparing the performance criterion... Agent: General Electric Company

20120109683 - Method and system for outcome based referral using healthcare data of patient and physician populations: A recommendation system and method includes extracting patient features for a current patient to generate representation of the current patient. The patient features for the current patient are compared to physician features of one or more physicians and patient-to-physician features of a group of patients from medically related records. Outcome... Agent: International Business Machines Corporation

20120109689 - Support system for improved quality healthcare: The present invention, defined as MEGICS (Medical+Logics), has been developed in order to improve quality of care and enhance the efficiency of operation of healthcare facilities and providers. When front-line healthcare doctors and nurses make various clinical decisions, MEGICS management system can provide them with relevant clinical knowledge in a... Agent:

20120109691 - Check fraud protection systems and methods: Check fraud protection method in which customer is automatically enrolled in check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, customer requests compensation from financial institution and retains the exclusive right of recovery from financial institution. If customer is not fully compensated by... Agent: Intuit Inc.

20120109692 - Monitoring customer-selected vehicle parameters in accordance with customer preferences: Vehicle insurance customers select parameters and/or preferences for monitoring using one or more telematics devices. The parameters and/or preferences may comprise an operating characteristic associated with at least one vehicle associated with a personal insurance product. Selection and measurement of parameters and/or preferences may result in lower insurance premiums. In... Agent: The Travelers Indemnity Company

20120109693 - Receipt insurance systems and methods: Receipt insurance systems and methods provide protection to consumers against losses which may result from failure to possess a physical receipt or proof of purchase for retail purchase transactions. In one embodiment, a third party receipt insurer insures or guarantees consumers or purchasers of benefits associated with having possession of... Agent:

20120109690 - System and method for rapid exchange of accident scene data: A system and method are disclosed for rapidly exchange accident related information. Data locator codes representing people and respective vehicles the people are insured to drive are generated and stored by central server. Software is installed on mobile devices that interface with the central server, and the software is configured... Agent:

20120109696 - System and method for internet-based customer check-in: An internet-based system and method allows customers to remotely check-in to a wait list for a no-appointment first listed-first served business. A location associated with a customer is received and an interactive map displays multiple icons with each icon corresponding to a location of the business. A dynamically updated estimated... Agent:

20120109695 - Travel kiosk system and method for facilitating travel with and without pets: A technologically specialized pet travel kiosk located directly on-site at a travel facility, such as an airport, wherein convenient pet handling, transfer, and care may be offered, and wherein informational data handling and exchange may facilitate delivery of personalized services, characterized by maximized efficiency and quality.... Agent:

20120109694 - Vehicle assignment system and method: A method for dispatching a vehicle receives a reservation request sent from a handheld device by a dispatch system, and confirms an available service vehicle nearest to an original position of the handheld device from a vehicle database in the dispatch system. The method further transmits information of the confirmed... Agent: Hon Hai Precision Industry Co., Ltd.

20120109697 - Assessing health of projects: Determining vectors for a set of project features and determining an indication of health of some aspect of the project using a classifier trained for the set of project features is useful in assessing project health. Classifiers can be trained for such methods by determining a set of training elements... Agent:

20120109699 - Business risk system and program: A system and program captured in a computing device for managing the risk of a new business opportunity. The system and computing device accept data and creates plans to optimally reduce the risk of new business opportunities and then uses the resulting data to create management reports that can be... Agent:

20120109698 - Logical chart of accounts with hashing: A Chart of accounts (COA) is maintained as a logical set of constraints, criteria, and relationships and does not persist any of the valid combinations until a first time a particular combination is used. When any business logic or properties need to be set or referenced on an individual combination,... Agent: Microsoft Corporation

20120109701 - Fulfillment workflow optimization: A system and method for an optimization of fulfillment workflow is disclosed. In accordance with one embodiment of the present disclosure. In accordance with embodiments of the present disclosure, a method may include receiving a request to be fulfilled from a client. The method may also include determining one or... Agent: Bank Of America Corporation

20120109700 - Payroll system optimization: In one preferred implementation, a business rules engine optimizes staffing decisions by accepting as inputs top-down constraint as well as bottom-up constraint rules to dynamically determine short to medium term optimal staffing patterns. The business rules engine of this embodiment optionally utilizes a Holt-Winters algorithm which factors in both seasonal... Agent: Target Brands, Inc.

20120109702 - Standard knowledge management information system: Systems and methods are provided for associating business processes with knowledge management. In accordance with one implementation, a system is configured to perform a knowledge assessment to collect documents of the entire enterprise. The system is further configured to associate all of the required documents related to a business process... Agent:

20120109705 - Data center system that accommodates episodic computation: A data center system is described which includes multiple data centers powered by multiple power sources, including any combination of renewable power sources and on-grid utility power sources. The data center system also includes a management system for managing execution of computational tasks by moving data components associated with the... Agent: Microsoft Corporation

20120109703 - Distributed computing to reduce a latency of data analysis of a sales and operations plan: In one embodiment, a method includes creating a demand plan in a distributed cloud infrastructure based on a demand-forecasting algorithm that considers multi-party input in client-side visualizations of a certain aspect of the demand plan appropriate to a demand-side stakeholder based on a rules-based algorithm that considers a demand-side access... Agent: Steelwedge Software, Inc.

20120109704 - Managing utilization of biogas in an infrastructure: A system for managing utilization of biogas in an infrastructure includes a plurality of biogas implementing apparatuses. The system also includes a biogas source to supply biogas to the plurality of biogas implementing apparatuses and an optimizer to determine a distribution of the biogas to the plurality of biogas implementing... Agent:

20120109706 - Identifying a candidate action for an issue: Information relating to a particular issue associated with a particular project is received. In response to the information, at least one candidate action to take to address the particular issue is identified.... Agent:

20120109707 - Providing a status indication for a project: To provide a status indication for a particular project, a rule describing a condition relating to the status indication for the particular project is provided, where the condition is based on a probability of an issue occurring. It is determined that the condition is satisfied using information from selected past... Agent:

20120109708 - Evaluating pattern-based constraints on business process models: Methods and related systems for evaluating pattern-based constraints on business process models provide specifications for business process models, related structural patterns, and constraints on structural patterns so that instances of structural patterns can be identified in models and constraints on these instances can be evaluated. Model elements may include tasks... Agent: Sap Ag

20120109709 - Systems and methods for panel enhancement with transaction data: In one aspect, a computing apparatus is configured to generate audience measurement data regarding presentation of information to a plurality of customers via one or more media channels, identify the plurality of customers to a transaction handler to request information, receive the information generated based on transaction data related to... Agent: Visa U.s.a. Inc.

20120109712 - Method and system for automatically generating forecasts: A method and system for defining and generating forecasts. The forecast system receives a forecast definition from a user, generates a forecast in accordance with the forecast definition, stores a forecast snapshot of the generated forecast, and presents to users forecast information derived from the forecast snapshots. A forecast definition... Agent: Oracle International Corporation

20120109710 - Retail time to event scorecards incorporating clickstream data: The current subject matter provides the ability to infer a richer customer profile using clickstream data obtained in connection with the traversal of a website by a customer. In some cases, this clickstream data is used in connection with in-store point of sale data and inputted into a Time to... Agent: Fair Isaac Corporation

20120109711 - System and method for profiling customers for targeted marketing: A targeted marketing system and method are provided that provide a customer with customer questions, receive responses to the customer questions from the customer, and store data associated with the responses. The customer is provided with a feedback page that graphically illustrates data associated with the customer's standing in a... Agent: Ignite Sales, Inc.

20120109714 - Confidence based selection for survey sampling: A system and method for confidence-based selection of items for use in conducting a computer-implemented survey. The survey presents information about a selected plurality of items to a survey participant, to elicit survey feedback information. Information regarding the plurality of items is stored, the stored information including display information about... Agent:

20120109713 - System and method for selecting a certified contractor: The present invention relates generally to a management method and system for the selection of a reliable, trusted and safe certified contractor from a proprietary information database. More particularly the database will contain contractors that have undergone a thorough background investigation so that only company and individual contractors satisfying the... Agent:

20120109715 - Visualizing visitation patterns at sites of a commercial facility: Sensor data characterizing detected physical presence characteristics of customers visiting respective sites distributed about a commercial facility is obtained. Visitation patterns of different demographic groups of the customers to the sites are determined. A graphic visualization of one or more of the visitation patterns is generated.... Agent:

20120109716 - Analyzing utility consumption: Consumption levels are monitored over a period of time and analyzed. In response to a determination that a monitored consumption level is above a threshold that is defined based on consumption levels of an associated reference group, a notification may be provided. A plurality of notifications may be prioritizing based... Agent: International Business Machines Corporation

20120109717 - System and method for business decision-making: Methods, apparatuses and computer program products for supporting of decisions regarding activities of an organisation are disclosed. At least one business objective for activities of the organisation is determined (110) as a control parameter for at least one control tree. At least one constraint affecting the control parameter for at... Agent:

20120109719 - Smart grid deployment simulator: A decision management system simulates a smart grid communications network service deployment using business and technology changeable parameters, models describing traffic profiles for smart grid domain devices and smart grid applications, smart grid infrastructure and a cost model. Candidate solutions for deploying the smart grid service are determined for different... Agent: Accenture Global Services Limited

20120109718 - System and method for what-if analysis of a university based on their university model graph: An educational institution (also referred as a university) is structurally modeled using a university model graph. A key benefit of modeling of the educational institution is to help in an introspective analysis by the educational institute. Specifically, the model is quite beneficial for undertaking the analysis of the various issues... Agent: Srm Institute Of Science And Technology

20120109720 - Intelligent location system:

20120109721 - Improvements relating to efficient transport: A system for handling transport information comprising hardware to receive information, hardware to transmit information and optionally hardware to store information.... Agent:

20120109722 - Systems, methods and computer program products for performing mass transit merchant transactions: Methods, systems and computer program products are provided for enabling access to mass transit systems using a financial transaction instrument including reading an identifier including financial payment information from the financial transaction instrument and determining whether the identifier is stored in a database. Access to a holder of the financial... Agent: American Express Travel Related Services Company, Inc.

20120109725 - Affiliate reward dividing apparatus, affiliate reward dividing system, affiliate reward dividing method, affiliate reward dividing program, and computer-readable recording medium: A problem that a load on an affiliate server increases when an affiliate reward is divided among a plurality of people is solved. When a user purchases a commodity or receives service in an EC site, an affiliate reward dividing apparatus adds a full amount of a reward to one... Agent: Rakuten, Inc.

20120109724 - System and method for optimized flight planning: A computer-implemented system and method for the processing and optimization of flight plans is disclosed. Information regarding a plurality of previous flight plans is received over a digital network and is stored in at least a database. The database preferably includes aviation fuel price information, aircraft performance information, and aviation... Agent:

20120109723 - Systems and methods for management of credit groups: A group management system for managing credit transactions for groups of lenders, borrowers, and/or referencers is described. The system allows the formation of credit groups comprised of one or more of lenders, borrowers, and/or referencers. The system monitors group performance and provides rewards and incentives when milestones are reached. When... Agent:

20120109728 - Incentives for media sharing: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing incentives for media sharing. In one aspect, a method includes receiving a request from a first user to share a media item with a second user, and providing the second user with access to the... Agent: Google Inc.

20120109729 - System for managing a loyalty program: Some embodiments include a method comprising detecting, by one or more banking servers, selection of an investment product, wherein the investment product pays interest according to terms of the investment product. The method can also include selling the investment product, wherein the selling includes: 1) receiving personal information about a... Agent: Mileage Plus Holdings, LLC

20120109730 - Systems and methods to provide messages in real-time with transaction processing: In one aspect, a computing apparatus is configured to generate trigger records for a transaction handler to identify authorization requests that satisfy the conditions specified in the trigger records, identify communication preferences of the users associated with the identified authorization requests, and use the communication preferences to target real-time messages... Agent: Visa International Service Association

20120109731 - Method of promotion based on products consumption: A Product Storage facility calculates each product's consumption pattern by sensing the presence and absence of an RFID signal from each package or by other means. Sensing of an optical Bar-code content could also be used to determine the consumption patterns of the products. The Product Storage broadcasts consumption patterns... Agent:

20120109732 - Consumer group buying through online ads: A system for presenting advertising materials including group sales offers within the context of a network-accessible document such as a Web page. One embodiment stores a plurality of ads, including some group sales offers. Fulfillment of each group sales offer is conditioned upon acceptance of the offer by a prescribed... Agent: Yahoo! Inc.

20120109733 - Method and system for providing dynamic marketing devices based on \"real-time\" data: A method and system for providing dynamically customized marketing devices using real-time consumer data whereby shopping analytics data associated with a consumer regarding a consumer's current purchase related activity is monitored and/or collected. The shopping analytics data associated with the consumer is then used to automatically modify, and/or create, the... Agent:

20120109734 - Systems and methods to match identifiers: In one aspect, a system includes a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed at the transaction handler and to store mapping data between first user identifiers and first account identifiers, a profile generator to generate a profile of a user... Agent: Visa U.s.a. Inc.

20120109735 - Mobile payment system with thin film display: A flexible stored value label has within it an integrated thin film flexible display and has RFID and security capabilities. In another embodiment, the present invention is a stored value payment system. The label has a secure processor with a memory, a near-field antenna connected to the processor and a... Agent:

20120109736 - Method of and system for managing promotions for purchase transactions over a network: A system for managing promotions over a network includes a promotion server system having a computer processor and associated datastore, the datastore containing data representative of terms and statistics of one or more item promotions, and a commercial server system including a computer processor, the commercial server system being selectively... Agent:

20120109727 - Media management and tracking: A system for deploying advertisements, including a portable music player including a database of audio advertisements and playback rules therefor, wherein playback rules are used to govern when to play advertisements, an ad updater for periodically receiving advertisements and playback rules, and an ad scheduler for scheduling playback of advertisements... Agent:

20120109726 - Methods and systems for trigger-based updating of an index file associated with a captured media content instance: An exemplary method includes a media content provider subsystem capturing data representative of a media content instance during transmission of the media content instance, detecting, during the capturing, a trigger included in the transmission and indicating a start time and an end time of an advertisement break included in the... Agent: Verizon Patent And Licensing, Inc.

20120109739 - Article and advertisement correlation in online advertising: Techniques are provided that include utilization of correlation techniques in online advertising. Methods are provided in which, for top-performing articles and advertisements, for example, correlation scores are computed, which provide a quantitative measure relating to performance. An aggregate correlation index may be computed, and individual correlation scores may be determined... Agent: Yahoo! Inc.

20120109737 - Measuring the effects of social sharing on online content and advertising: A computer-implemented method, advertising network, and computer readable medium for measuring ad performance metrics after user-initiated sharing activity at a website. The method commences by receiving an original internet ad, the original internet ad for hosting within a website (e.g. a social networking website), then recoding the original internet ad... Agent:

20120109738 - Testing on-line advertising: The claimed subject matter provides a method for testing on-line advertising. An exemplary method comprises determining a need for test for an advertising campaign based on performance of the advertising campaign. The exemplary method also includes determining whether the need for test exceeds a predetermined threshold. Additionally, the exemplary method... Agent: Microsoft Corporation

20120109740 - Integrating simulation and forecasting modes in business intelligence analyses: An optimization object may include fields storing parameters used by the intelligence system during business intelligence data analysis. One of these fields may include a mode type field to selectively switch between a forecasting mode to extrapolate a value from the data and a simulation mode including an optimization module... Agent: Sap Ag

20120109741 - Methods and apparatus for dynamic content: Methods and apparatus for dynamic content according to various aspects of the present invention may be implemented in conjunction with a method for displaying an overlay object fixed in position and anchored to at least one side of a content area, sending a request for content to a server, receiving... Agent: Adon Network, Inc.

20120109742 - Using location information from a request to control ad serving: The usefulness, and consequently the performance, of advertisements are improved by allowing businesses to better target their ads to a responsive audience. Location information is determined (or simply accepted) and used. For example, location information may be used in a relevancy determination of an ad. As another example, location information... Agent:

20120109743 - Method and system for scheduling an advertisement: A method and system for broadcasting multimedia data is disclosed. In an embodiment, a method for broadcasting multimedia data is disclosed. The method comprising generating one or more multimedia data streams using the multimedia data, scheduling the one or more multimedia data streams at one or more timing slots of... Agent: Vubites India Private Limited

20120109744 - Tracking location-specific ad performance: The usefulness, and consequently the performance, of advertisements are improved by allowing businesses to better target their ads to a responsive audience. Location information is determined (or simply accepted) and used. For example, location information may be used in a relevancy determination of an ad. As another example, location information... Agent:

20120109745 - News comment related online advertising: Techniques are provided relating to online advertising in connection with news comments. Information may be obtained indicating that an online user is engaged in news comment viewing or interaction activity, including interacting one or more comments, such as user comments, following or displayed below a news article on a Web... Agent: Yahoo! Inc.

20120109746 - Trusted online advertising: Online advertisements are delivered to one or more users. An authorization to access one or more data streams for a given user is received. The authorization is explicitly granted by the user. The data streams are stored within a user data repository. Upon the user conducting an online action that... Agent: Microsoft Corporation

20120109747 - Methods of marketing medical services using software applications: The present application relates systems, and methods of using the systems disclosed herein for marketing services and business methods for marketing services. In several embodiments, the system and methods are used to market premium medical related services and provide at least medical service providers with a mechanism to invest in... Agent: Birsect, LLC

20120109748 - System and method for presenting content to consumers: System and method for presenting content, in the form of elements, from a content provider to a consumer in which the elements to present to the consumer and an order of presentation, if multiple elements are to be presented, are determined based on information about the consumer. In the advertising... Agent: Cvon Innovations Ltd

20120109749 - Systems and methods to provide recommendations: In one aspect, a computing apparatus stores in a computer readable storage media transaction data related to a plurality of payment card transactions processed at a transaction handler for a group of accounts. Based on the transaction data and user feedback, such as ratings and comments, the computing apparatus computes... Agent: Visa International Service Association

20120109750 - Method for reducing unwanted paper advertisements in commerce: A method for reducing unwanted paper advertisement mailings includes offering an interface for presenting advertisements from businesses for products or services to consumers, presenting the advertisement to the consumers, and providing the consumers with information for opting out of paper advertisement mailings from the businesses.... Agent:

20120109751 - System and method for distributing offers to a population of users based on relevancy determinations: A system and method is provided to enable a merchant to specify an offer that is associated with at least one geographic location. A locality is determined for individual persons comprising a group of users. The locality of the individual persons used to make a determination as to whom the... Agent:

20120109753 - System and method for providing advertisements in an integrated voice navigation services environment: The system and method described herein may provide advertisements in an integrated voice navigation services environment. In particular, one or more advertisements may be identified based on affinities among a current location associated with a navigation device and shared knowledge and information used to interpret natural language utterances that relate... Agent: Voicebox Technologies, Inc.

20120109752 - Systems and methods for delivering targeted content to a consumer's mobile device based on the consumer's physical location and social media memberships: Systems and methods for creation, management and delivery of targeted marketing campaigns to a consumer based on a consumer's social check-in activity as identified by a consumer on one or more location based social networks. In one embodiment, a campaign management system receives information relating to a consumer's social check-in... Agent: Vitrue, Inc.

20120109754 - Sponsored multi-media blogging: The sponsored multi-media blogging technique is an advertising-driven service on a computing device, such as a mobile phone, that makes the multi-media micro-blog or blog an effective carrier for advertising. The data collected while employing the sponsored multi-media blogging technique is used for user intent mining and increasing advertisement relevance... Agent: Microsoft Corporation

20120109756 - Advertising service control apparatus and method thereof: An advertising service control apparatus and method thereof. The advertising service control apparatus includes an intelligent switch to control packet data transmission/reception between a user terminal and a service server. The intelligent switch may be implemented to provide the user terminal with an advertisement which is found from the advertisement... Agent: Electronics And Telecommunications Research Institute

20120109755 - Content recognition for targeted advertising capability: A system and method for delivering targeted advertisements to consumers by inserting the targeted advertisements into a content stream. The content stream may be monitored for timing indicators, such that the system may synchronize with the content stream. Once synchronized with the content stream, the system may determine an advertisement... Agent:

20120109757 - Sponsored stories and news stories within a newsfeed of a social networking system: A social networking system generates socially-relevant stories for a user based on actions taken by other users to whom the user is connected. The social networking system may receive a request for a sponsored story for a viewing user and may select information about one or more actions performed by... Agent:

20120109758 - Method for matching electronic advertisements to surrounding context based on their advertisement content: A system for selecting electronic advertisements from an advertisement pool to match the surrounding content is disclosed. To select advertisements, the system takes an approach to content match that focuses on capturing subtler linguistic associations between the surrounding content and the content of the advertisement. The system of the present... Agent:

20120109759 - Speech recognition system platform: A device including a processor and a memory, the processor operating software performing a method of providing content to a device, the method including the steps of receiving an input from a sending device, gathering information pertaining to the sending device or a receiving device, searching a storage unit for... Agent:

20120109760 - Guidance apparatus, guidance method, and guidance program: An orderer who has placed an order for goods is guided in accordance with a guidance program. Goods preparation-time information is stored that indicates goods for which an orderer has placed an order and a preparation time required for preparing the goods. A preparation complete time required for completing the... Agent: Jvc Kenwood Corporation A Corporation Of Japan

20120109761 - Apparatus, method and system for a point of sale terminal: An apparatus, system and method are presented for a point of sale terminal including a scanner. A display device, a printer device and a magnetic strip reader device are connected to the scanner. A processor in the scanner executes software that causes the processor to operate the scanner, the attached... Agent: Ncr Corporation

20120109762 - Method and apparatus for providing mobile payment through a device user interface: An approach is provided for facilitating the purchase of items at a point-of-sales terminal based on barcode information presented by a wireless communication device. Barcode information is received at a point-of-sales terminal as obtained from a wireless communication device. A message in response to the received barcode information is generated... Agent: Verizon Patent And Licensing Inc.

20120109763 - Mobile charging of electric vehicles off the electric power grid: A system and method are disclosed that provide mobile electric power to one or more electric vehicles without drawing electricity from the electric power grid. The system may include a transportation vehicle, a combustion engine coupled to an electric generator, and a controls box coupled to the generator to transmit... Agent:

20120109764 - Systems, methods, and computer readable media for utilizing one or more preferred application lists in a wireless device reader: The subject matter described herein includes systems, methods, and computer readable media for utilizing one or more preferred application lists in a wireless device reader. A transaction terminal designates compatible application identifiers, where each of the compatible application identifiers is respectively associated with a transaction application that is compatible with... Agent:

20120109765 - International e-commerce system: The present invention is an electronic commerce system that includes a virtual mall server for implementing mirror websites of stores offering products through and affiliated with the virtual mall. The mirrored product data can be viewed by purchasers using a remote computer or wireless device. The system also includes a... Agent: Cea Overseas LLC

20120109768 - Method and arrangement for enabling a media purchase: A method and arrangement for enabling a purchase of a media object for a user operating a user terminal (200). The media object is owned by a media provider (204) and is presented to the user by a media sender (202) controlled by a media sending party. The user terminal... Agent: Telefonaktiebolaget L M Ericsson (publ)

20120109766 - Method for making money on the internet: A computer-implemented system for monetizing internet content. The system includes an internet content provider providing online information on a web page and an online comment section associated with said online information, said online comment section capable of having posted thereto reader comments in a free default format. The system includes... Agent:

20120109767 - Method for monetizing internet news sites and blogs: A computer-implemented system for monetizing internet content, the computer comprising a processor for executing computer executable instructions. The system includes an internet content provider providing by the computer executable instructions online information and an online comment section associated with the online information. The online comment section is capable of having... Agent:

20120109769 - method of proximity based purchasing and selling, and system thereof: A method for proximity based purchasing and selling, and a system thereof are provided. The method includes the steps of determining a geographical location of a plurality of buyers, determining a product/service desired by at least a portion of the plurality of buyers, and grouping buyers by the determined geographical... Agent:

20120109770 - Automobile transaction facilitation using a manufacturer response: A system, methods, and apparatus for performing automobile transactions are disclosed. In an example embodiment, automobile market data representative of current automobile market characteristics is stored. The automobile market data may include pricing, inventory, and consumer interest information received from manufacturers, dealers, and consumers. A consumer may provide a request... Agent: Sidekick Technology LLC

20120109771 - Application name marketplace: Application name marketplace techniques are described. In one or more implementations, a service provide implemented by one or more computing devices identifies one or more terms for use in naming applications to be available for purchase via a network. The one or more terms are exposed by the service as... Agent: Microsoft Corporation

20120109772 - Integrated cloud based marketplace services: Cloud based services are provided enabling electronic data interchange between suppliers and consumers of goods and services with the integration of business tools for finance, manufacturing, customer relationship management, supply chains, analytics and electronic commerce. By providing a compatibility layer to these business tools between various suppliers and consumers of... Agent: Microsoft Corporation

20120109773 - Method and system for implementing bar codes with online auctions: A method of and system for scanning a bar code associated with a product with a mobile device to obtain (i) a list of online auctions for the product or a similar product; (ii) a list of commercial web sites in which the product or a similar product is being... Agent: Neomedia Technologies, Inc.

20120109774 - Integrated cloud based marketplace services: Cloud based services are provided enabling electronic data interchange between suppliers and consumers of goods and services with the integration of business tools for finance, manufacturing, customer relationship management, supply chains, analytics and electronic commerce. By providing a compatibility layer to these business tools between various suppliers and consumers of... Agent: Microsoft Corporation

20120109780 - Methods and systems to supplement a listing via a third party trust provider: Various embodiments include a method and system to supplement a listing via a third party trust provider. Responsive to an event associated with an item listing, supplemental trust information is requested from a third party trust provider using at least one predetermined criterion from the item listing. At least a... Agent: Ebay Inc.

20120109781 - Passive shopping service optimization: A shopping system may receive, from a user, a request to add information about an item to a watch list associated with the user; may receive, from the user, a price associated with the item; and may receive, from the user, a schedule associated with the item. The shopping system... Agent: Verizon Patent And Licensing, Inc.

20120109776 - Application for designing photo albums: Some embodiments of the invention provide a computer-based application that allows its users to insert their pictures in a variety of different photo books. Each photo book has several pages that have one or more picture fields for presenting pictures. Different photo books can differ in their size, themes, covers,... Agent:

20120109777 - System for creating and maintaining e-commerce user stores for custom and customizable products: Users access a computer system using a network to customize products offered by selecting from a library of customizing components and applying the components to the products. Data indicative of customized products created by the users is stored in a database. The users can purchase their customized products and/or create... Agent: Apliiq, Inc.

20120109775 - System, method, and computer program product for technology ecosystem: A system for formation of product offerings is described. The system defines feature data related to attributes, benefits, or features. This feature data may be grouped into a package. These packages may be associated with base products such as a new or existing base transaction account. Also, these packages, alone... Agent: American Express Travel Related Services Company, Inc.

20120109782 - Imaging product selection method: A computer implemented method of transacting a sale for an image composited product includes presenting a graphic user interface (GUI) is on a display of a computer system and providing a selection of different image products. The user is enabled to select a subset of desired displayed image products and... Agent:

20120109783 - Product information search: Searching for product information is disclosed, including: receiving a search request that includes at least a desired purchase quantity and a desired unit price; determining a preset purchase quantity that corresponds to the desired purchase quantity, wherein the determined preset purchase quantity is selected from a set of preset purchase... Agent: Alibaba Group Holding Limited

20120109778 - Item recommendation system which considers user ratings of item clusters: Various computer-implemented processes are disclosed for using item clustering methods in the process of generating personalized item recommendations for users. One process involves applying a clustering algorithm to a user's collection of items, and using information about the resulting clusters to select items to use as recommendation sources. Personalized recommendations... Agent:

20120109779 - Method and system for sharing digital content: A method and system for sharing digital content are provided. The method includes creating, by a first user, a purchase request message containing a content ID of digital content to be purchased, and transmitting the purchase request message to a content providing server, transmitting, by the content providing server, requested... Agent: Samsung Electronics Co, Ltd.

20120109787 - Gift card exchange kiosks and associated methods of use: The present disclosure is directed to gift card exchange kiosks and associated methods of use. In one embodiment, for example, a consumer operated kiosk can receive a gift card identifier associated with a gift card via a user interface and/or a card reader, verify the gift card's activation status and/or... Agent:

20120109788 - Merchandising items of topical interest: Various embodiments are described herein that provide one or more of a systems, methods, software, and data structures within an Internet marketplace context that are useful to promote products that may be associated with an event occurrence. Some embodiments further utilize collaborative filtering to augment event-based product recommendations.... Agent: Ebay Inc.

20120109784 - Method and system for automating protection of media files for download: Method and apparatus for providing copyright protection of downloaded media files (audio, video or images) is provided. The method and apparatus specifically comprise wrapping the copyrighted media file into an executable wrapper along with information about the media, information about the user downloading the media, information about the usage of... Agent:

20120109786 - Multi-language multi-platform e-commerce management system: A computerized system for sale of products having non pre-catalogued parameters in a multi-lingual environment wherein a buyer and a seller communicate in different languages, the system including a non pre-catalogued parameter database, a listing engine operative to prompt in a first language a listing seller to enter multiple non... Agent:

20120109785 - Personalized virtual goods holiday or event calendar: A printed calendar, method and system for preparing the printed calendar, and system for redeeming virtual goods are provided herein. The printed calendar includes at least one form sheet having printed thereon one or more occurrences of time. The one or more occurrences of time being coupled with at least... Agent: Xerox Corporation

20120109789 - Identifying source material associated with food products using bill of material: Identifying one or more source units for one or more food items may include assigning a sequence of numbers to a plurality of source units received at a processing entity and assigning a sequence of numbers to a plurality of end product units processed from the plurality of source units... Agent: International Business Machines Corporation

20120109791 - Cash management of self-service transactional devices: Devices and techniques for cash management of self-service transactional terminals are provided. Cash flow, cash holding cost, and cash service cost data, associated with one or more self-service transactional devices are received. An optimal cash reset value and associated interval between services calls may be calculated based on the cash... Agent: Ncr Corporation

20120109790 - Integration of applications with a financial close management system: A computer-readable medium, computer-implemented method, and financial close management system are provided that includes a integration framework that allows an end user to leverage services or interfaces from external applications as part of a business process, such as a financial close process, of a financial close management system. The integration... Agent: Oracle International Corporation

20120109793 - Flexible and adaptive accrual method and apparatus for calculating and facilitating compliance with taxes and other obligations: A computer-based system and method calculates and facilitates periodic revenue accrual for making larger, less frequent payments of estimated taxes by electronic messaging. A service host enables a plurality of payers to make set-asides at various levels as needed, on an individual or batch basis. Payer preferences are applied to... Agent: Dynatax Solutions, Ltd.

20120109792 - Instant tax return preparation: A method involves generating a partially completed tax return based on basic user information without needing to obtain other user inputs through an extensive user interview. A list of simple and concise interview questions are generated or selected from an interview question collection based on the partially completed tax return... Agent: Intuit Inc.

20120109795 - Method and apparatus of tracking time worked in a multi-tasking environment: A method and apparatus of maintaining time information for a multi-tasking customer service agent is disclosed. One example method of operation may include maintaining time information allocated to a plurality of tasks. The method may include receiving a first task and starting a first timer at a computing device corresponding... Agent: Kaseya International Limited

20120109794 - System, method and apparatus for planning and managing engagements: To address this and/or other needs, the present inventors have devised a system, method and apparatus for planning and managing engagements associated with fee arrangements. In one exemplary apparatus, a server, particularly a processor within the server, enables the management of a law firm matter project. The exemplary apparatus includes... Agent:

20120109800 - Group charging method, charging processing apparatus and communication system: A group charging method, a charging processing apparatus and a communication system are provided in the embodiments of the present invention, in which the group charging method includes: obtaining at least one of a group identifier and a field of a charging characteristic of a user equipment; generating a charging... Agent:

20120109799 - Method and apparatus for supporting delivery, sale and billing of perishable and time-sensitive goods such as newspapers, periodicals and direct marketing and promotional materials: Systems and methods provide for tracking, controlling, optimizing, and otherwise managing the delivery of goods. One exemplary arrangement includes a web server, a database server, and handheld computers. A database including at least route delivery information may be created and at least portions of the database may be communicated to... Agent: Cox Enterprises, Inc.

20120109798 - Methods and apparatus for managing renewable energy services for fixed and mobile assets: Methods and apparatus for managing energy services are disclosed. One method includes determining a quantity of the energy service realized during the connection event; identifying an account associated with the grid connection point; and adjusting the identified account based on the quantity determined. Another method includes receiving an indicator indicating... Agent: The Aes Corporation

20120109797 - Methods and apparatus for reconciliation of a charging event: Methods and systems for reconciling a charging event are disclosed. In an embodiment, a method establishes an identity tag at a grid connection point that uniquely identifies the point and receives tag information to uniquely identify the point at a mobile charging device. The method monitors charge event information indicating... Agent: Aes Corporation

20120109796 - Taxi service control system: Apparatus for taxi service controlling, the apparatus comprising: a token data reader, installed in a vehicle of a fleet, configured to read token data from a machine readable medium provided by a passenger, and a vehicle data communicator, in communication with the token data reader, configured to communicate the read... Agent:

20120109807 - Gaming industry risk management clearinghouse: Systems, methods, apparatus, computer program code and means for gathering, organizing and presenting on a real time basis information pertinent to Risks associated with subjects related to the Gaming Industry. Risks associated with the Gaming Industry can be managed by gathering data relevant to the Gaming Industry from multiple sources... Agent:

20120109801 - Managing schedules in a financial close management system: A computer-readable medium, computer-implemented method, and financial close management system are provided that manage a schedule. A schedule is a core object of the financial close management system, and is an expression of a template. Managing a schedule can include creating a new schedule, modifying an existing schedule, deleting an... Agent: Oracle International Corporation

20120109806 - Method for detecting ineligibility of a beneficiary and system: A method and system are presented for identifying improper benefit payments to an ineligible beneficiary. Record data may be accessed from a financial institution and may be analyzed to identify patterns within the banking transactions. Deviations may be identified between a pre-benefit pattern and a post-benefit pattern by applying one... Agent:

20120109805 - Simplifying migration from one financial consolidation application to another: Facilitating the migration of financial data from a first financial consolidation application (FCA) to a second FCA. According to one aspect, transactions classified according to categories in the first FCA are migrated to the second FCA associated with values of dimensions, based on a mapping between the categories and the... Agent: Oracle International Corporation

20120109804 - Social network that enables lending and borrowing between components of the network using auction and reverse auction methods: A software application means comprising a social network for lending and borrowing funds and including a controller that provides a platform for contracting and funds transfer and whereby users bid in an auction platform either to lend or borrow. A means for creating and facilitating a chit fund whereby a... Agent:

20120109803 - System and method for verbal authorization for fulfillment of a service: In some embodiments, a verbal authorization system comprises a financial services repository operable to store information identifying one or more financial services provided by a financial enterprise. The financial enterprise provides a financial service of the one or more financial services in response to a written authorization from a client.... Agent: Bank Of America Corporation

20120109802 - Verifying identity through use of an integrated risk assessment and management system: Embodiments of the present invention relate to systems, apparatus, methods and computer program products for integrated risk management. More specifically, embodiments of the present invention provide for identity verification based, at least in part, on comparing transaction data received from multiple financial institutions to data associated with a current financial... Agent: Bank Of America Corporation

20120109849 - Intelligent data storage and processing using fpga devices: A re-configurable logic device such as a field programmable gate array (FPGA) can be used to deploy a data processing pipeline, the pipeline comprising a plurality of pipelined data processing engines, the plurality of pipelined data processing engines including a data reduction engine, the plurality of pipelined data processing engines... Agent: Washington University

20120109847 - Lease evaluation and planning: According to one embodiment of the present invention, a method receives a request to facilitate an evaluation of lease data. The method determines one or more categories of lease data according to the request and retrieves the lease data associated with the determined categories. The method determines one or more... Agent: Bank Of America Corporation

20120109845 - Repositioning a value axis: Various embodiments of a trading screen allow a market value indicator to go out of view without necessarily triggering a command to reposition a value axis. The value axis may be repositioned to bring the market value indicator back in view when the market value indicator satisfies a threshold condition.... Agent: Trading Technologies International, Inc.

20120109848 - System and method for assigning responsibility for trade order execution: An embodiment of the present invention provides a system and method for a sponsoring organization to: (1) utilize a rules-based computer system to capture trade orders from sub-advisors (money management firms) in order to implement a pre trade compliance review process, thereby enabling the sponsoring organization to prevent the execution... Agent: Uat, Inc.

20120109850 - System and method for automatically investing a portion of interest charged in a mortgage installment payment: A method and a system are provided to allocate a borrower's monthly home loan repayments to a loan provider to an interest payment account and an equity accrual account; and, to further allocate to a retirement or education account a monthly amount of savings that is correlated to that portion... Agent:

20120109846 - Weighted currency portfolio and index: A computerized method and apparatus, involving a focus currency and a group of currencies other than the focus currency which define non-focus currencies, involves calculating weights for each of the non-focus currencies and performing a covariance adjustment to the weights of each of the non-focus currencies to obtain final currency... Agent:

20120109809 - Midprice trading within a spread market: A system and method is provided to allow traders to submit midprice orders to trade at a price within a spread of a market, preferably at the midpoint of a spread market, while maintaining anonymity of the midprice order. A midprice order is anonymous because other traders do not know... Agent:

20120109808 - Periodic reset total return index futures contracts: A periodic reset total return index may be based on a standard index, such as an equity index. The value of the periodic reset total return index may be the sum of the standard index plus the income flow generated by the index, such as dividends generated by stocks. The... Agent:

20120109811 - System and method for activity based margining: A system and method for factoring in a trader's trading activity into the margin requirements is disclosed. In the securities arena, day traders are assessed different margins than non-day-traders, however, the specific profile of the trader is analyzed (that is, the same rule applies to all day traders).... Agent: Chicago Mercantile Exchange

20120109813 - System and method for assisted awareness: A data feed is monitored to determine whether a condition is satisfied. If the condition is satisfied, an alert is initiated to attract a user's attention. Thereafter, playback mode is entered causing the example system to playback a short period of time-compressed data that occurred just prior to the event... Agent: Trading Technologies International, Inc.

20120109810 - System and method for selectively displaying market information related to a plurality of tradeable objects: A graphical interface and method are provided for selectively displaying market information corresponding to a plurality of tradeable objects. According to one example method, a scanning feature is provided in relation to a number of tradeable object indicators. Upon detecting a predefined movement of a user input device in relation... Agent: Trading Technologies International, Inc.

20120109812 - System and method for use in auditing financial transactions: A data processing system that records detailed market information for one or more financial markets to facilitate the audit of executed trades for time, quantity, and price as being reasonable. The system receives and records data from financial markets, including the date and time trades are executed and the prices... Agent: Icap Services North America LLC

20120109816 - Computer-implemented methods, program product, and system to enhance banking terms over time: Managing access to a line of credit, for example, can include a financial institution computer determining eligibility for a line of credit program responsive to a consumers prior enrollment in a prepaid card program and one or more of the following: the consumer's historical direct deposit data, and data associated... Agent: Metabank

20120109814 - Method and system for managing and preparing documentation for real estate transactions: A system, method and computer product for facilitating closing of a loan is provide. In one embodiment, the method comprises receiving transaction information for the loan, storing the transaction information in a memory, preliminarily compiling one or more electronic documents with at least some of the transaction information, outputting for... Agent: Remmis Holding LLC

20120109815 - System and method for matching loan consumers and lenders: A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. An internally specified filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A... Agent: Horizon Digital Finance, LLC

20120109817 - Product and method of providing first class customer service or product support: Disclosed is productized customer service and related methods of use.... Agent:

20120109818 - Third party integrated security system: A third party payment system is provided which allows a user to conduct transactions through payment accounts stored on the third party payment system. The user can enroll in the third party payment system and create an account with registered payment accounts. The user can access the payment accounts via... Agent:

20120109819 - Systems and methods for providing customized installment payment plans: Systems and methods for making installment payments are disclosed. The installment payments may be used to purchase flights or travel packages and may be made online. The installment payments may be customizable and provide a consumer with more flexibility than standard payment options.... Agent: Transatlantic Solutions, LLC

20120109820 - Computer-implemented methods, computer program products, and systems for enhanced loan product repayments: A computer configured and programmed as a financial institution computer, method, and system to schedule and obtain loan repayments from a customer, including flexible loan repayment mechanisms and schedules corresponding to expected deposit dates, e.g., multiple paydays. The computer can determine a repayment schedule for one or more loans responsive... Agent:

20120109822 - Customer controlled account, system, and process: Access devices like credit cards and/or check cards have enhanced security features that allow a customer to control circumstances under which their account is accessed. Fraudsters may try to access the account without the knowledge of the consumer set controls, the system takes remedial action with reduced instances of false... Agent: Wells Fargo Bank, N.a.

20120109824 - Modifiable authentication levels in authentication systems for transactions: A system and method are provided for authentication. A first request for a transaction is received from a communications device, the first request comprising collation information of a customer to be authenticated and a price of a product or service to be purchased by the customer. An authentication level is... Agent: Daita Frontier Fund LLC

20120109821 - System, method and computer program product for real-time online transaction risk and fraud analytics and management: Embodiments disclosed herein provide a behavioral based solution to user identity validation, useful in real-time detection of abnormal activity while a user is engaged in an online transaction with a financial institution. A risk modeling system may run two distinct environments: one to train machine learning algorithms to produce classification... Agent:

20120109823 - Verifying the source of electronically exchanged value: Computer-implemented method and system are provided for verifying a financial instrument. The method comprises performing a plurality of transactions using a source of electronically exchanged value identified by a user, recording details of the plurality of transactions, inviting the user to identify the details to a verification system, and verifying... Agent: Paypal, Inc.

20120109825 - Check clearing systems: A system and process for more efficiently clearing checks by transmitting MICR line data together with a URL link to facilitate check clearing via electronic debits by an ACH. The URL link can be used at the option of the paying bank (or other entity) to access images of the... Agent:

20120109827 - Methods, devices and computer program products for voucher access code creation and management: Methods, devices and computer program products are provided that provide refills for pre-paid subscriptions. A voucher activation code is received for a subscriber account. The voucher activation code is processed to obtain a voucher serial number, where the processing includes performance of a decryption operation. The voucher serial number is... Agent:

20120109826 - Techniques for conducting single or limited use purchases via a mobile device: A customer uses a mobile device to acquire a mobile app thereon. The mobile device is configured by a cloud-based service to escrow one or more card numbers mapped by a financial facility to the customer's primary account's number. Further security limitations can be configured into the mobile app by... Agent: Ncr Corporation

20120109828 - Pre-authenticated identification token: A wearable identification token includes a housing, a transmitter for transmitting user identification data to a proximity reader, a switch for switching the identification token between an enabled state and a disabled state, and a sensor for detecting removal of the housing from the user's body. The switch is responsive... Agent:

20120109829 - Method and system for processing transactions using a token: Methods and systems of preventing fraud in electronic transaction and verification are described herein. The method includes obtaining information from a recipient; splitting the information into multiple parts; encrypting one or more of the multiple parts and encoding said encrypted part on different locations of a token; and encrypting the... Agent: Exodus Payment Systems, LLC

20120109830 - Apparatus, system and method for a decentralized social network system and decentralized payment network system: In the context of social networks, a social network based peer computing system, apparatus and method for a decentralized social network system and decentralized payment system in a peer to peer network environment. Two one way relationships involving a public key/private key pair allow two users of the system to... Agent:

20120109831 - Automated machinery lubrication service and maintenance planning system: A method or system for providing service and maintenance information for a piece of equipment to a consumer by analyzing consumer information provided by the consumer. The consumer information about the piece of equipment is requested from the consumer. Consumer information is then received about the piece of equipment and... Agent: Noria Corporation

20120109832 - Rate evaluation and planning: According to one embodiment of the present invention, a method receives a request for charge information associated with a selected leased space of a plurality of leased spaces. The method accesses lease data and determines an area measurement and a rate associated with the selected leased space. The method calculates... Agent: Bank Of America Corporation

20120109834 - Automated business and individual risk management and validation process: The system includes a unique automated and reusable validation process in support of the issuance of the registration seal. This includes the following: (1) individual identity validation; (2) individual/business association validation; and (3) business status validation. These services will be utilized to provide validation in real-time during the product ordering... Agent: The Dun & Bradstreet Corporation

20120109833 - Traceability, corrective action, and certification processes for constructed welding material packages: Methods of testing and certifying a package for transport to a customer and use by a customer, and of correcting packaging failures due to transport and use in the field. A package such as, for example, a bulk composite constructed package for shipping welding material product, is tested according to... Agent: Lincoln Global, Inc.

20120109836 - Content sharing interface for sharing content in social networks: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving user input indicating a distribution for digital content, the distribution indicating one or more contacts to which the digital content is to be distributed, processing the distribution based on one or more policies, each of... Agent: Google Inc.

20120109835 - User filtering in social networking applications: An apparatus, system, and method are disclosed for filtering third-party generated content in a social network. The method may involve receiving a request to view third-party generated content in a social network. The method may involve determining the group permissions that are set by the user for one or more... Agent: International Business Machines Corporation

20120109838 - Heuristically-driven platform and method for hiring based on previously-supported jobs: A heuristically-driven platform and method for hiring based on previously-supported jobs and collected metrics solves the problem of efficiently connecting hiring agents and suitable job candidates. A portal application includes an inventory of successful placements and successful listings, allowing hiring agents to build job searches against a database of historical... Agent:

20120109837 - Method and apparatus for managing and capturing communications in a recruiting environment: Method and apparatus described that can be applied to a job recruiting environment. A system can be configured to manage interactions between candidates seeking job positions and recruiters seeking to fill job positions. Using the central system, a candidate may be able to 1) search for different jobs, 2) upload... Agent: Alumwire, Inc.

20120109839 - Dynamic claims adjudication: A dynamic claims adjudication system is provided that implements a dynamic claims adjudication process to provide flexible determination of the adjudication rule set to be used to adjudicate a claim for a particular prescription drug regardless of the mandates of the formulary and the rigidity of the tier into which... Agent: Medimpact Healthcare Systems, Inc.

20120109840 - Donor driven research selection and funding method and system: An online Internet-based method for funding scientific research comprises presenting a plurality of candidate research projects to potential or executing donors for the donors' review. The potential or executing donors view the candidate research projects on a computer system using a web browser. Donations are received from executing donors. Selections... Agent:

20120109841 - Managing consistent interfaces for business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent:

20120109842 - Conversion traceability for product supply network: Traceability for an end product is enabled by a transition event type in an event-driven information traceability software that records unique product code associated with a product in a domain. One or more trigger rules are defined for generating a transition event associated with the product in response to the... Agent: International Business Machines Corporation

20120109843 - Visual analysis of a time sequence of events using a time density track: Data records representing a time sequence of events are received, where time gaps between successive events vary. A first visualization having a sequence of graphical elements representing the corresponding events is generated, where the graphical elements do not overlay each other. A second visualization includes a time density track having... Agent:

20120109844 - Cost-based migration waves planning: A system and method for cost-based migration planning includes determining cost factors and constraints associated with at least one of migrating and transforming a plurality of components. A cost-based model is constructed using the cost factors and constraints. The cost-based model is applied to groupings of the plurality of components... Agent: International Business Machines Corporation

20120109853 - Method and system for providing tracking services to locate an asset: The present invention is directed to a method of asset location. Location data is received from a cellular transmitter associated with a selected asset, which location data includes data representative of a cellular receiver with which direct communication with the cellular transmitter is made. The location data is then communicated... Agent:

20120109851 - Providing sensor-application services: In one embodiment, a method includes receiving at a sensor-application-service provider sensor data from sensors associated with persons. The method includes, based on a service information model at the sensor-application-service provider, determining whether the sensor data are valid and, for the sensor data that are valid applying to the sensor... Agent: Cisco Technology, Inc.

20120109852 - Reactive load balancing for distributed systems: The subject disclosure relates to load balancing systems and methods. In one embodiment, a reactive load balancer can receive feedback from a first database node, and allocate resources to the first database node based, at least, on the feedback. The feedback is dynamic and comprises information indicative of a load... Agent: Microsoft Corporation

20120109854 - Check fraud protection systems and methods: Check fraud protection method in which a customer is automatically enrolled in a check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, the customer requests reimbursement from the financial institution and retains the exclusive right of recovery from a financial institution. The check... Agent: Intuit Inc.

20120109856 - Enforcing foreign patents in state court: A method of enforcing a foreign patent to stop foreign infringement is provided. The method includes a holder of a foreign patent suing an entity in a state court for infringing a foreign patent through its activities in the country which issued the foreign patent. Certain embodiments minimize negative effects... Agent:

20120109855 - Method for promoting the responsible exploitation of space and board of trade: An improved Board of Trade is disclosed. The Board is of the type which promulgates a code of conduct for its members. The improvement comprises including, in the code: standards of conduct regarding activity in space; and; on the part of any member having control of a rocket for entering... Agent: