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Data processing: financial, business practice, management, or cost/price determination April category listing, related patent applications 04/12

20120101830 - Jewelry system and method for selling a piece of jewelry by including a story of the piece: A jewelry system and a method for selling jewelry. The jewelry system includes a piece of jewelry that is associated with an information booklet providing a story of formation of the piece and a website for registration of the piece. The initial story that is included in the information booklet... Agent:

20120101828 - System and method for presenting multivariate information: Systems and methods for presenting fraud detection information are presented. In one example, a computer system analyzes empirical data to detect potentially fraudulent activity and alerts users of the potentially fraudulent activity via a fraud detection user interface. The fraud detection user interface determines a set of user interface components... Agent: Memento Inc.

20120101831 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120101832 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120101833 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120101834 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120101835 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120101836 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120101829 - Wholesale device registration system, method, and program product: Aspects of the disclosure provide a computerized wholesale device registration system comprising: a registration framework for: obtaining a wholesale device initiation request including: identification of an initiating device; and wholesale device identification information; querying a device database to determine capabilities of the initiating device; selecting a registration completion plug-in based... Agent: International Business Machines Corporation

20120101840 - Apparatus and method for medication management: The present invention provides an apparatus and a method for a medication management. More particularly, the present invention relates to an apparatus and a method for managing a user's medication by providing an image of medicine prescribed to be taken at a medication time by using prescription information.... Agent:

20120101841 - Clinical process guidance system and methods of using same: The present disclosure provides systems and methods for improving the efficiency and coordination of the treatment of patients in an acute care clinical environment.... Agent:

20120101845 - Medical support system: A medical support system and method for performing at least one medical support process relating to diagnosis and treatment of a medical condition and that includes or employs medical records relating to patients and medical support databases including medical guidelines for the diagnosis and treatment of a medical condition. A... Agent: General Electric Company

20120101844 - Method and system for providing information to physicians: A group of medical specialists reviews an up-to-date body of medical knowledge and, based on its review, selects a subset of that knowledge as being important enough to merit prompt dissemination to the medical community. The selected subset of medical knowledge is then input into a computer system where it... Agent:

20120101843 - System and method for anonymizing patient data: A system and method for managing healthcare information is disclosed. The data servers each include a data manager that comprises a controller, a scrubber module and a user interface engine. The controller manages the core functions and the transmission of data between data manager components. The scrubber module manages the... Agent: Medicity, Inc.

20120101839 - System for and method of interaction of a pharmaceutical entity and its clients: A system and a method of interaction of a pharmaceutical entity with its clients has a pharmaceutical entity, a first cellular telephone provided at the pharmaceutical entity, a plurality of clients of the pharmaceutical entity, a plurality of further cellular telephones each provided at a respective one of the clients... Agent:

20120101842 - System for high-efficiency instrument sterilization: The current inventive technology encompasses a system for high-efficiency instrument sterilization. Some embodiments may incorporate a computer implemented system for high efficiency instrument sterilization system for identifying, calculating and generating an optimal sterilization protocol by a software directed special purpose computing device and a novel software hardware interface. This inventive... Agent: Advanced Sterile Processing And Consulting, LLC

20120101837 - Systems and methods for managing clinical trial site visit reports: Systems and methods are disclosed for managing site visit report creation. Data relationships and process flow rules can be utilized to output reminder messages regarding deadlines associated with a site visit report completion and determine and present proper questions to associates to elicit relevant information about a site visit. Site... Agent:

20120101838 - Systems and processes for managing and supporting regulatory submissions in clinical trials: Systems and processes for managing and supporting clinical trials and clinical trial operations, more particularly for managing and supporting governmental authority, ethics committee, and/or other regulatory authority notifications and submissions in the context of clinical trials in various countries throughout the world. Such systems and processes leverage the insight that... Agent:

20120101846 - Computer-implemented method for displaying patient-related diagnoses of chronic illnesses: The invention relates to a computer-implemented method for displaying chronic illnesses on a graphical user interface of a data processing system, whereby the graphical user interface comprises at least a first and a second display window, comprising the following steps: displaying at least a portion of patient data of a... Agent:

20120101847 - Mobile medical information system and methods of use: Systems, methods and computer readable media performing mobile medical information management are provided. In one aspect, one or more web-based patient portals are accessed and medical history records of a patient are downloaded therefrom, based upon a user profile including personal information that uniquely identifies the patient. All or part... Agent:

20120101848 - Portable personal health record data processing system: A personal case history processing system writes health relevant data generated by a medical equipment into a data chip or supplies the health relevant data in the data chip to the medical equipment through a data reading/writing device or directly to the medical equipment by performing transmission of the health... Agent: National Taiwan University

20120101849 - Virtual care team record for tracking patient data: A system and method for managing healthcare information is disclosed. The data servers each include a data manager that comprises a controller, applications, an application manager, a virtual care team module, and a user interface engine. The controller manages the core functions and the transmission of data between data manager... Agent: Medicity, Inc.

20120101856 - Method and system for processing of data related to insurance: This invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect it integrates the older legacy insurance policy generating systems to on line systems where users access the system through browsers. The computer system to perform the process of underwriting, rating, quoting, binding,... Agent: Hartford Fire Insurance Company

20120101850 - Methods for offering and/or providing attorneys' fees insurance: The present invention provides an attorneys' fees policy method, comprising importing case leads and disseminating the leads to a sales representative, receiving application data of the insured party into an attorneys' fees insurance database and uploading the application, an attorneys' fee contract and a related formal legal complaint, requesting underwriting... Agent:

20120101855 - Monitoring client-selected vehicle parameters in accordance with client preferences: Business insurance clients select parameters and/or preferences for monitoring in vehicle fleets using one or more telematics devices. The parameters and/or preferences may comprise an operating characteristic associated with fleet vehicles associated with a business insurance product. Selection and measurement of parameters and/or preferences may result in lower insurance premiums.... Agent: The Travelers Indemnity Company

20120101854 - Program for alternative funding of employee and retiree benefits: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract is purchased with assets from the trust account... Agent: Spring Consulting Group LLC

20120101852 - System and method for determining insurance adjustments based on a life event: A system and method are disclosed herein for determining an insurance policy adjustment based on information indicative of life events. The system includes a server, a database, and a business logic computer. The database receives from a user an indication of an occurrence of a life event experienced by the... Agent: Hartford Fire Insurance Company

20120101857 - System and method for processing and administering immediate and deferred guaranteed income payments: A system is provided for administering immediate and deferred payments in any of a plurality of different payout schemes selected by a purchaser to accommodate varying retirement income needs. The system can be configured to administer an immediate income annuity where payments start within a predetermined time period year and... Agent: Hartford Fire Insurance Company

20120101853 - System for providing secondary credit protection for life and annuity policies, tracking unpaid claims: A method for providing insurance in a distributed computing network having a server and a plurality of clients including the steps of determining a corporate bond price associated with a corporate bond of a holding company in the server, determining an interpolated swap rate for the bond based on the... Agent:

20120101851 - Systems for offering and/or providing attorneys' fees insurance: The present invention provides an attorneys' fees policy system, comprising means for importing case leads and disseminating the leads to a sales representative, means for receiving application data of the insured party into an attorneys' fees insurance database and uploading the application, an attorneys' fee contract and a related formal... Agent:

20120101858 - Method and system for targeting messages to travelers: A computer-implemented system and method for targeting messages to a traveler, comprising processing information associated with: receiving a request from a device of the traveler for itinerary information; utilizing geographic information, comprising itinerary information, to determine where the traveler is currently and/or is projected to be during a given time... Agent:

20120101859 - Online reservation software: An online reservation system, characterized by a transient reservation status of “pending” having an associated time limit. An inquiry on a specific one of the resources via the user interface triggers the pending status for the specific one of the resources and blocks other users from reserving the specific one... Agent:

20120101862 - Property-space similarity modeling: The present invention relates to modeling systems for designing consumer products and selected components for use in consumer products, consumer products and components selected by such models and the use of same. In addition, a system that minimizes the risks associated with a collaboration yet promotes the rapid advance of... Agent:

20120101860 - Providing business intelligence: The present disclosure provides a computer-implemented method of processing a business intelligence client request in real-time using Unified Information Access System architecture. The method includes receiving a business intelligence client request and acquiring data from a plurality of data sources relevant to the business intelligence client request. A first portion... Agent:

20120101861 - Wide-area agricultural monitoring and prediction: A system for agricultural monitoring and prediction comprises a first reporting agent a second reporting agent a database, and a processor. The first reporting agent is configured for reporting aerial data representing relative measurements of an agricultural metric in a geographic area, the relative measurements having an unknown bias. The... Agent:

20120101863 - Machine-management system: A method is disclosed for using information related to the service history of a power-train component. The method may include using a machine-management system with at least one information processor to acquire information related to loads experienced by the power-train component during a first period, the first period occurring before... Agent:

20120101864 - Method and apparatus for supporting a computer-based product: A technique includes determining a mixture of product-based, automation-based and human-based components of service support to resolve incidents that occur in a computer-based product. Based at least in part on the determined mixture, features are selectively incorporated into the product.... Agent:

20120101866 - Service level agreement design and enforcement for outsourced call center: A method for managing support services includes storing one or more support level agreements (SLAs), each having an associated attribute, in a database as one or more corresponding data objects. One or more trouble tickets, each having one or more associated attributes, are entered into the database as one or... Agent: Compter Associates Think, Inc.

20120101865 - System for rating agents and customers for use in profile compatibility routing: A method for routing transactions from customers to agents follows a process of receiving, at a routing server, a transaction to route, and soliciting the customers before connection to an agent, to rate the agents after agent interaction, and checking for existing customer routing profiles. Upon finding an existing routing... Agent:

20120101868 - Method and system for reverse transferring knowledge between project teams: The present invention provides a method and a system for reverse transferring knowledge of a project from a primary vendor to a secondary vendor. The reverse knowledge transfer process involves defining a seamless process for transferring knowledge of all applications of the project, without compromising on the committed timelines for... Agent: Infosys Technologies Limited

20120101867 - System for automatic assignment of agents in inbound and outbound campaigns: A workforce-management application is provided, resident on a digital medium, for reallocating human resources between two or more interaction-processing subsystems in a contact center. The application includes a state-monitoring application executable from the digital medium for monitoring the current volumes of interaction requests pending in all of the currently active... Agent:

20120101869 - Media management system: A media management system including a media storage unit which stores a plurality of media files, a media project information unit that includes a plurality of media projects and that associates at least one media file in the media storage unit with a media project in the media project information... Agent:

20120101870 - Estimating the sensitivity of enterprise data: A method for evaluating data includes defining a list of data categories, determining a relative sensitivity to each data category, determining one or more classifiers for each of the data categories, receiving a plurality of data items to be valued, determining one of the data categories for each of said... Agent: International Business Machines Corporation

20120101871 - Using masking properties for management of a dynamic identity template as a part of a marketing and sales program for universal life stage decision support: Methods and systems for using masking properties for management of a dynamic identity template as a part of a marketing and sales program for universal life stage decision support. While masking private data, a user-defined template can be shared (pushed) to other networks, and template fields can be dynamically populated... Agent: Universal Passage, Inc.

20120101872 - Method and system for determining testing maturity of an organization: The invention describes a method, a system, and a computer program product for determining the maturity of a testing organization. The testing organization may be defined as an organization that specializes or involves in testing of software/software applications. The method utilizes a pre-determined model to asses the maturity level of... Agent: Infosys Technologies Limited

20120101873 - Method and apparatus for dynamic communication-based agent skill assessment: In one embodiment, a method includes obtaining information relating to an interaction between an agent associated with a contact center and a customer. The information includes an indicator of a satisfaction level of the customer and/or the agent. The method also includes providing at least the indicator to an expertise... Agent: Cisco Technology, Inc.

20120101874 - Charger with data transfer capabilities: Gastric apparatus (18) is provided, including one or more sensors (70, 72, 74), adapted to generate respective sensor signals responsively to a gastrointestinal (GI) tract physiological parameter of a GI tract of a subject, and an implantable control unit (90), comprising a rechargeable battery and a first set of one... Agent: Metacure N.v.

20120101876 - Method of managing household product inventory: A method of managing an inventory of household products through virtual storage, such as in a virtual refrigerator, freezer, pantry, using electronic devices such as a smart phone. The virtual storage includes at least one of a description of each product in the virtual storage; the date each product was... Agent: S. C. Johnson, Inc.

20120101875 - Stored value exchange method and apparatus: An apparatus and method for exchanging one form of stored value for another form of value. In one embodiment, an apparatus comprises means for providing stored-value account information to a first remote entity and to a second remote entity. The apparatus further comprises means for receiving a first offer to... Agent:

20120101877 - Symbiotic mass marketing: The present invention relates to certain methods and systems for promoting the sale of goods and services. According to certain embodiments of the present invention, such methods generally comprise the steps of (1) selling a first good or service to a customer for a discounted price that is less than... Agent:

20120101881 - Loyalty promotion apparatuses, methods and systems: The LOYALTY PROMOTION APPARATUSES, METHODS AND SYSTEMS (“L-PROMO”) transforms consumer credentials, consumer opt-in activities, and, merchant campaign setup inputs via L-PROMO components into a financial transaction and offer redemption outputs. In one implementation, a method is disclosed, comprising: receiving consumer identifying information from a consumer electronic wallet vehicle; receiving merchant... Agent:

20120101882 - Multi-account payment consolidation system: A multi-account payment consolidation system and process, comprising a payment terminal at a point-of-sale. A central computer system is operatively coupled to the payment terminal through a network connection, the central computer system including at least a processor, and memory comprising program instructions. The program instructions are executable by the... Agent: Bml Productions, Inc.

20120101884 - Reward system and method for online credit and debit card transactions: A reward system and method including a card issuing institution that issues debit or credit cards to cardholders. Each cardholder has a cash back account set up by the institution and a cash back program rewards its cardholders with a cash value dependent on the cardholder's usage of the credit... Agent: Cashklick Inc.

20120101883 - System and method for rewarding smart phone users personal companion: A method of advertizing using a device called Personal Companion. The Personal Companion is a specially designed device or existing Smart Phone linked to cloud based servers via Communication Careers. The device and other enabling gadgets and services are distributed free of charge to members of the public in return... Agent:

20120101886 - Dynamically generated targeted subscription package: Techniques are provided for dynamically generating a customized subscription package to a user of one or more virtual environments. A computer apparatus analyzes one or more user attributes of a user of one or more virtual environments. The computer apparatus determines a customized subscription package for the user. The customized... Agent:

20120101885 - Integrated payment method using near field communication and mobile terminal using the same: Disclosed herein is a method for performing an integrated payment using Near Field Communication (NFC). The method is performed using a mobile terminal. The mobile terminal receives Radio Frequency Identification (RFID) tag information from a payment system in an NFC scheme. The mobile terminal analyzes the received RFID tag information,... Agent: Kt Corporation

20120101887 - System and method for managing merchant-consumer interactions: A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account numbers that can be used by a consumer in a payment transaction at a merchant, the virtual payment account number... Agent:

20120101888 - System and method for obtaining content related to an article of commerce: Systems and methods are provided for delivering content to a mobile device over a network. One method for delivering content comprises the steps of obtaining location information from a location tracking module of a mobile device and identifying, by the mobile device, an article of commerce. The method also includes... Agent: Reagan Inventions, LLC

20120101889 - Coupon selection support apparatus, coupon selection support system, coupon selection support method, and program: Disclosed herein is a coupon selection support apparatus including: a commercial product information acquisition block configured to acquire commercial product information associated with a commercial product subject to a coupon; a commercial product analysis block configured to analyze a commercial product subject to a coupon; a usage log acquisition block... Agent:

20120101890 - Information processing method, display method, information processing device, terminal device, and information processing program: A use history that at least associates a use subject identifier for identifying a user or a terminal device a user has used with a used item identifier, which is an item identifier for identifying an item used by a user, based on use information is stored in a use... Agent: Jvc Kenwood Corporation

20120101891 - Car pricing and purchasing system and method: Various embodiments are directed to a customer computer device for facilitating the purchase of products comprising at least one processor and operatively associated memory. The device may capture a product identifier from an instance of a product. The product identifier may indicate a first instance of the product. The device... Agent:

20120101892 - System, method and computer program product for cross-selling in network environment: Embodiments of the invention provide a robust rebate cross-sell network in which business entities, including financial institutions, can make targeted offers, including pre-approved or pre-qualified credit offers, to a desirable consumer utilizing information submitted by the consumer during a rebate redemption process. These business entities may but need not be... Agent:

20120101893 - System and method for generating shopping list: A shopping list generating system includes a coupon obtaining module, a keyword generator, a recipe obtaining module, and a shopping list generator. The coupon obtaining module obtains coupon information about one or more particular coupons from a coupon database. The keyword generator generates one or more keywords according to particular... Agent: Hon Hai Precision Industry Co., Ltd.

20120101894 - Real-time point redemption in a merchant redemption network: The invention includes methods and systems for use with a redemption campaign of an issuer implemented via a real-time redemption network (“RRN”), with RRN being connected to a credit/debit transaction network, and implemented via a mobile message system for an account of a cardholder having a mobile device connected to... Agent: Maritz Inc.

20120101878 - Advertisement display system and method: In an advertisement display method implemented by an electronic device that installed with a three dimensional (3D) game, a default advertisement image of a product is displayed in a current scene of the 3D game when the 3D game is started or paused. A virtual object of the 3D game... Agent: Hon Hai Precision Industry Co., Ltd.

20120101879 - Faucet system and advertising method: A faucet system including: a first set of faucet components including at least a water regulating device and a water dispensing device, wherein the water regulating device and the water dispensing device include advertising indicia of a first theme; a second set of faucet components including at least a water... Agent:

20120101895 - Advertising system and method: A method for operating a user terminal to deliver advertising content to a user of the user terminal prior to the user commencing use of a software program on the user terminal is provided. The user terminal includes a processor and associated memory, a communications interface, and at least one... Agent: Online Interactive Marketing Pty Limited

20120101896 - Online promotional tool: An Internet-based marketing service. The marketing service according to embodiments of the invention is designed to link local businesses with local consumers while supporting local causes. In an embodiment, the system includes a processor having non-transitory memory coupled to the processor, a database configured to store data related to the... Agent:

20120101897 - Robust tagging systems and methods: Systems and method for tagging people, objects, events, and other targets are described herein. A tagging method can include receiving an indication of a media file representing a target, and receiving a description of the target. An external web address affiliated with a sponsor can also be received. The received... Agent:

20120101880 - Digital communication management system: A system for targeting contextually relevant digital communications based on past, current, or forecasted weather conditions is disclosed. The system receives passive location information from a viewer and a real-time feed of weather information from a weather database. The disclosed system assesses the weather condition in a given location and... Agent: Weatheralpha, LLC.

20120101898 - Presenting personalized social content on a web page of an external system: A social networking system generates socially-relevant stories for a user based on other users (e.g., based on actions taken by other users) to whom the user is connected. These socially-relevant stories, including news stories, social advertisements, etc., may be presented on a web page within a domain of an external... Agent:

20120101899 - Systems and methods of recommending the delivery of advertisements: Systems and methods for recommending that a business deliver an advertising message to an individual make use of information about the individual's activity on a telephony system. The information about the individual's activity on the telephony system can indicate that the individual is in communication with certain types of businesses.... Agent:

20120101900 - Patron servicing using a communications network: A method and system pertaining to providing service to patrons in an establishment using a communications network. The method and system include enabling access to the communications network by a patron using a patron computer having a user interface including a video display.... Agent:

20120101901 - Method and system for targeting messages to travelers: A computer-implemented method of targeting electronic messages to travelers, comprising performing processing associated with: utilizing geographic information comprising itinerary information, to determine where the travelers are currently and/or are projected to be during a given time period; creating a list of travelers which categorizes the geographic information and/or traveler information... Agent:

20120101902 - Commercial information tagging: An approach to commercial information tagging. A digital radio receiver may be configured to receive commercial metadata that is part of a digital radio stream. A user may be able to provide input indicating that a particular commercial is of interest, thereby selecting the commercial metadata. The digital radio receiver... Agent: International Business Machines Corporation

20120101903 - Apparatus and method for mobile intelligent advertizing service based on mobile user contextual matching: Disclosed are a method and an apparatus for mobile intelligent advertizing service based on mobile user contextual matching. An apparatus for mobile intelligent advertizing service based on mobile user contexts includes: a contextual information collecting unit collecting user contextual information under a mobile environment; a contextual information analyzing unit analyzing... Agent: Electronics And Telecommunications Research Institute

20120101904 - Customized billboard website advertisements: A method, apparatus, system, and computer program product provide the ability to deliver an advertisement. Customization attributes for displaying billboard advertisements are defined. Each billboard advertisement comprises an advertisement for media content. A user requests access to a website and the server computer transmits the website that includes or provides... Agent: Fox Entertainment Group, Inc.

20120101905 - Method and apparatus for generating a multimedia advertisement: A method and system for generating multimedia advertisement is disclosed. In an embodiment, a method for generating multimedia advertisement is disclosed. The method comprising accessing user selected files, accessing an information file, processing user selected image files or video files using the information file, processing user selected audio files using... Agent:

20120101906 - Method and system for printing information related to internet advertisements: A method and system for placing an excitable icon in or next to a screen Internet advertisement offering users the ability to print information related to the advertised product or service, which could consist of, but is not limited to, a marketing brochure or coupon. The method and system performs... Agent: Format Dynamics LLC

20120101907 - Securing expandable display advertisements in a display advertising environment: A method for securely presenting an HTML expandable display advertisement on a computer display, comprising: storing at a serving computer, an HTML object having an identifier associated with at least one securing computer, registering at the securing computer, the expandable display advertisement, and signaling, from a displaying computer, an expansion... Agent:

20120101908 - Systems and methods for risk triggering values: Systems and methods for facilitating risk assessment for point of sale transactions utilizing at least one risk triggering value (RTV) is disclosed. An RTV is a condensed version of a set of complex risk data and strategies usually found in central processing sites. After receiving a request for payment authorization,... Agent: American Express Travel Related Services Company, Inc.

20120101909 - System and method for issuing negotiable instruments by licensed money transmitter from direct deposits: Embodiments relate to a cash card and associated systems and processes. An account structure is provided that allows a non-bank entity to indirectly provide direct deposit capabilities for funds representing pre-payments for negotiable instruments. When a direct deposit of funds into a first account associated with the individual and maintained... Agent: The Western Union Company

20120101910 - Prepayment system for supplying water or gas by means of a wireless intelligent card and meter for said system: A prepayment system for supplying water or gas by means of a wireless intelligent card is described. The present invention also relates to a bidirectional meter specially designed to electronically record the consumption of water or gas.... Agent:

20120101911 - Method and system for securing user identities and creating virtual users to enhance privacy on a communication network: A method of enabling a real entity to access a service on a communication network using a virtual entity, the method including the steps of establishing a user account including at least first data corresponding to the identity of the real entity and second data corresponding to the virtual entity... Agent:

20120101912 - Providing a marketplace for sensor data: In one embodiment, a method includes accessing first information identifying a sensor-data set that includes sensor-data from multiple sensor-data streams from multiple sensors over a period of time, with the sensor data from the sensor-data streams having been combined with each other based on a relationship of the sensor data... Agent: Cisco Technology, Inc.

20120101915 - Commission based sale on e-commerce: One embodiment provides a method for facilitating a seller of a product to sell the product. The method includes accessing information retrieved from a search query conducted by a potential buyer for the product. The buyer information of the potential buyer is extracted form the accessed information. The buyer information... Agent:

20120101916 - System and method for selection of payment systems from a payment system directory to process a transaction: Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an item (e.g., goods or services), selects an item for purchase, and provides the supplier with payment criteria. The supplier queries a... Agent: American Express Travel Related Services Company, Inc.

20120101913 - Method for providing transaction card customization image review via an online extranet: The present invention provides a method for providing transaction card customization image review, wherein image review is performed by an image reviewer using an online extranet provided by a transaction card franchiser. The method comprises the steps of logging onto the online extranet using a web browser, selecting an image... Agent:

20120101917 - Business mobile communication system: A business mobile communication system includes a transaction platform, a plurality of client-end users, at least one digital content sever, a communication network, the Internet, and a plurality of mobile communication devices. Each client-end user can operate the corresponding mobile communication device in a dialing number method mode and thereby... Agent:

20120101918 - Systems and methods using a manufacturer line, series, model hierarchy: A computer-implemented method and apparatus for providing navigation of a database includes a plurality of records having attributes, the method including transmitting a webpage configured to display a plurality of hierarchies of selectable filters corresponding for plural manufacturer's products, wherein each hierarchy corresponds to the respective manufacturer's product taxonomy, receiving... Agent: Cbs Interactive Inc.

20120101914 - Method, system, and computer program product for providing transaction services: Transaction services include providing, to a computer system of an entity via a first user interface, a transaction service template having data fields configured to specify items and identifiers of physical locations in which each of the items resides. The transaction services also include receiving the transaction service template including... Agent: At&t Intellectual Property I, L.p.

20120101920 - Apparatus and method for operating public infrastructure as a master limited partnership: A computer includes a processor and a memory. The memory stores capital data characterizing capital raised for the purchase of real property supporting public infrastructure and operating data characterizing qualifying fees collected in connection with the operation of the public infrastructure. A master limited partnership module with executable instructions executed... Agent: American Infrastructure Mlp Fund, L.p.

20120101922 - Methods and apparatus for recording legal tender decomposition of accounting system entries: Methods and apparatus for recording decomposition of accounting system entries are disclosed. In one embodiment, one or more processors are employed to perform recording a legal tender value of an accounting system entry and recording a legal tender decomposition of the accounting system entry.... Agent:

20120101921 - Mobile biological material energy conversion: The different illustrative embodiments provide a method for processing biological material. Biological material is monitored for in a field. The biological material is retrieved from the field to form retrieved biological material in response to detecting the biological material in the field. A conversion system converts the retrieved biological material... Agent:

20120101919 - System and method for presenting suspect activity within a timeline: Systems and methods for presenting fraud detection information are presented. In one example, a computer system analyzes empirical data to detect potentially fraudulent activity and alerts users of the potentially fraudulent activity via a fraud detection user interface. The fraud detection user interface determines a set of user interface components... Agent: Memento Inc.

20120101923 - System and method for processing data related to management of financial assets: A computer system for management of financial data relating to funds holding investments includes a data storage device and a server configured for execution of computer-readable instructions embodied in components. The components include an expense component for accessing and verifying fund expense calculation data, and storing the verified fund expense... Agent: Hartford Fire Insurance Company

20120101924 - System and method for real-time pricing with volume discounting: A system and method are provided for facilitating real-time pricing with volume discounting. The method includes receiving a request for a real-time price quote for a transaction from a first account. The request is received at a first instance in time during a billing cycle. The method also includes determining... Agent: Financial Systems Technology (intellectual Property) Pty Ltd

20120101928 - Debt recovery administration and portfolio management system: A system and method for the automation of debt recovery relating to deficiencies in amounts owed for a vehicle includes a database; an input translation module to receive a plurality of accounts; a judgment module enabled to receive user input and store data relating to a court judgment; modules for... Agent: Cjr Development, Inc.

20120101929 - Parallel processing development environment and associated methods: A parallel processing development environment has a graphical process control server that provides an interface through which a developer may access the environment to create a parallel processing routine. The development environment also includes a financial server for managing license and usage fees for the parallel processing routine, wherein the... Agent: Massively Parallel Technologies, Inc.

20120101930 - Software and methods for risk and fraud mitigation: Systems and methods for risk and fraud mitigation are presented. According to one or more aspects of the disclosure, a plurality of transactions may be processed without applying one or more active fraud rules. A hit rate for at least one fraud rule of the one or more active fraud... Agent:

20120101927 - System and method for presenting fraud detection information: Systems and methods for presenting fraud detection information are presented. In one example, a computer system analyzes empirical data to detect potentially fraudulent activity and alerts users of the potentially fraudulent activity via a fraud detection user interface. The fraud detection user interface determines a set of user interface components... Agent: Memento Inc.

20120101926 - System and method for presenting quasi-periodic activity: Systems and methods for presenting fraud detection information are presented. In one example, a computer system analyzes empirical data to detect potentially fraudulent activity and alerts users of the potentially fraudulent activity via a fraud detection user interface. The fraud detection user interface determines a set of user interface components... Agent: Memento Inc.

20120101925 - System and method for visualizing checking account information: Systems and methods for presenting fraud detection information are presented. In one example, a computer system analyzes empirical data to detect potentially fraudulent activity and alerts users of the potentially fraudulent activity via a fraud detection user interface. The fraud detection user interface determines a set of user interface components... Agent: Memento Inc.

20120101958 - Breakout indexes: Methods and systems for calculating values for indexes based on breakout currencies are provided. A prospective breakout index may be formed before an entity breaks out of a monetary union. Other aspects relate to calculating an initial index value on a breakout date. An initial exchange rate of the breakout... Agent: Chicago Mercantile Exchange Inc.

20120101961 - Computerized method and system for processing data related to a financial instrument having guaranteed benefit payments: A computerized financial instrument management system has a data storage device storing data indicative of an account balance based on deposits, withdrawals and changes in value of investments selected by an owner, a payment base value, a guarantee of availability of benefit payments for a term, during time periods during... Agent: Hartford Fire Insurance Company

20120101959 - Exchange trading of mutual funds or other portfolio basket products: A system for determining a basket of financial instruments for hedging investment risk in actively managed exchange traded funds is described. The system uses a trusted computer system and includes a computer storage medium storing a computer program product. The product determines the basket of hedging instruments by extracting factor... Agent:

20120101962 - Investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund: An automated method is provided for administering a single investment company that issues one or more classes of shares that are bought from and redeemed with the single investment company at a net asset value and issues one or more classes of shares that are listed for trading on a... Agent: The Vanguard Group, Inc.

20120101960 - Method and system for the acquisition, exchange and usage of financial information: The present invention includes a robust automated asset allocation optimization layer that optimizes between an allocation suggested by one or more managers, or allocations induced by information provided by managers, and a default allocation that is either provided by the client, or generated by the system. A second layer of... Agent:

20120101963 - Method, apparatus and article-of-manufacture for managing and supporting initial public offerings and other financial issues: The present invention relates generally to the field of computer-assisted business methods, and to system and articles-of-manufacture for implementing such methods. More particularly, the invention relates to computer-based methods, apparatus and articles-of-manufacture for supporting the coordination, communication, record-keeping, accounting, security and scheduling needs for the syndicate associated with an initial... Agent: I-deal LLC

20120101957 - Prospective currency units: Methods and systems for calculating values for indexes based on breakout currencies are provided. A prospective breakout index may be formed before an entity breaks out of a monetary union. Other aspects relate to calculating an initial index value on a breakout date. An initial exchange rate of the breakout... Agent: Chicago Mercantile Exchange Inc.

20120101935 - Aggregated trading system: A trading system is described herein for hosting a collection of one or more electronic exchanges. The collection of electronic exchanges may be made up of separately designated exchanges under one or more authorizing and regulating bodies. The trading system receives from traders bids to purchase and offers to sell... Agent: Trading Technologies International, Inc.

20120101932 - Automation of energy trading: A computer program for automating energy trading between regional transmission organizations (RTOs) is disclosed. The computer program includes computer readable program code means for creating a template for an energy trade between two RTOs, wherein the template comprises a plurality of trade components, the plurality of trade components being arranged... Agent: Open Access Technology International

20120101934 - Exchanging water allocation credits: A method of exchanging water allocation credits comprises accessing data describing a water allocation credit reserved for a first user. An unused amount of the water allocation credit which will not be used by the first user is then determined. A sale is then brokered of the unused amount of... Agent:

20120101933 - Prediction market system and methods: Systems and methods for operating a prediction market, including methods for finding disagreement with the consensus among participants and methods for managing liquidity. Also, an interactive user interface to facilitate investing, with one user action, in a prediction market.... Agent:

20120101931 - System and method for implementing and managing bundled option box futures: A system and method of providing a collateralized loan utilizing a clearing counterparty is disclosed. The method includes receiving an order at a match engine module, the order related to a futures contract based on an options box spread as the deliverable asset such that the futures contract represents a... Agent:

20120101937 - Fraud detection based on efficient frequent-behavior sorted lists: A computerized method for detecting fraud includes obtaining frequency information on entities in transaction data for at least one individual account, converting frequency information to a frequency variable, and predicting whether an activity is fraudulent in response to the frequency variable. In some embodiments, the frequency variable is used with... Agent: Fair Isaac Corporation

20120101936 - Methods and apparatus for collateral-based financial transactions: Methods and apparatus for managing collateral based transactions are disclosed. In one embodiment, one or more processors perform defining collateral for a financial transaction, assessing a valuation of the collateral based upon a difference between a material value and a legal tender value of the legal tender precious metal coins,... Agent:

20120101940 - End-to-end monitoring of a retail payments process: The Embodiments of the invention comprise computer program products, systems, and methods for monitoring a retail payments process where a financial institution receives check payments for various types of transactions, such as but not limited to credit card payments, mortgage payments, student loan payments, car payments, etc. The image capture... Agent: Bank Of America Corporation

20120101938 - Method and system for secure online payments: Methods and devices are provided for secure online payments. In one embodiment, the method may involve receiving log-in information for a user. The method may involve accessing data regarding open credit card accounts for the user from a credit information entity, in response to the received log-in information matching stored... Agent:

20120101939 - Method and system for secure online payments: Methods and devices are provided for secure online payments. In one embodiment, the method may involve receiving log-in information for a user. The method may involve accessing data regarding open credit card accounts for the user from a credit card grantor/issuer and/or a credit information entity (e.g., a credit bureau),... Agent:

20120101941 - Apparatus and method for giro charge payment in portable terminal: An apparatus and method for giro charge payment in a portable terminal are provided. The apparatus for giro charge payment in a portable terminal includes a camera unit and a control unit. The camera unit captures a barcode of a giro bill. The control unit extracts giro charge information from... Agent: Samsung Electronics Co., Ltd.

20120101942 - Method and system for paying public transportation fare via mobile device: A method and a system of paying a public transportation fare via a mobile device are provided. The method includes connecting the mobile device to an Access Point (AP) installed to a Transportation System (TS), transmitting a first message, from the TS to a Communication Service Providing Server (CSPS), including... Agent: Samsung Electronics Co. Ltd.

20120101943 - E-wallet service method based on a waiting screen application: The present invention provides an E-wallet service method based on a waiting screen application capable of providing payment services for various types of finance company systems through a waiting screen applications installed in various types of terminals without previous registration to finance company.... Agent:

20120101945 - Identity verification switch: Methods, systems, and machine-readable media are disclosed for an identity verification switch. According to one embodiment, the method comprises receiving from an inquirer a request to verify an identity of an individual initiating a transaction. The request includes account information for an account subject to the transaction and identity information... Agent: Early Warning Services, LLC

20120101944 - System and method for processing media gifts: Various techniques are provided for the gifting between multiple electronic devices of media content provided by an online digital media provider. An offer and acceptance of a selected gift file is accomplished between a gifter device and a receiving giftee device using a near-field communication (NFC) connection. If a connection... Agent: Apple Inc.

20120101946 - Method and system for distributed check processing at a plurality of sites: According to one embodiment, the present invention relates to a method and a system for distributed check processing at a plurality of sites. A computer implemented method for check processing comprises the steps of receiving a mail item comprising a payment product at a mail facility; identifying a routing code... Agent:

20120101947 - Wic check processing with vendor number overlay system and method: A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space. The digital image files are deposited... Agent: Solutran, Inc.

20120101948 - Batch loading and self-registration of digital media files: Methods and apparatus for batch loading and self-registration of digital media files is provided. The system provides numerous methods of interfacing with a content outlet. The methods further include comparing attributes of content to be downloaded with attributes of content in a media database. The methods also includes providing restrictions... Agent: Stragent, LLC

20120101949 - Method and apparatus for dynamic renewability of content: A method and apparatus for dynamically and transparently renewing licenses associated with downloaded content. Licensing associated with content can allow the provider to retain control over the content after it has been downloaded on to the user's computer. A license file or similar licensing parameter is the key to retaining... Agent:

20120101950 - Electronic currency and authentication system and method: An electronic currency and authentication system and method. An electronic money validator is attached to electronic money. The electronic money validator authenticates the electronic money originated by electronic money issuer. The electronic money might be originated when cash or cash equivalent is received from a customer for deposit into the... Agent:

20120101951 - Method and system for secure financial transactions using mobile communications devices: The present invention employs public key infrastructure to electronically sign and encrypt important personal information on a mobile communications device (MCD), without disclosing private, personal information to the transaction counterparts and middleman, thus preserving highly elevated and enhanced security and fraud protection. In one embodiment, the present invention can use... Agent:

20120101952 - System and method for providing user notifications: A process includes storing on an end user device (EUD) one or more notification actions corresponding to one or more notification requests, the EUD being associated with a service plan having a network service usage limit; performing a device action that reflects a past or intended use of the one... Agent:

20120101953 - System for accelerating occupational safety and health administration (osha) compliance for the management of process safety in a manufacturing facility: A system for a computer implement process for accelerating and validating OSHA compliance for a safety systems lifecycle management to achieve functional safety at a facility as required in a hazard and risk assessment for the facility by providing monitoring, tracking of remediation, validation of remediation and reporting for auditing... Agent: Mangan, Inc.

20120101954 - Multiple site profile and transfer of information: Profile information is shared between websites. A multi site profile can be used which has information for use on a social networking site which includes information about connections and lifestyle preferences on the social networking site, and on an item purchase site which includes information about successful items purchased on... Agent:

20120101955 - Token-based method for facilitating employment over a communications network: Token-based method of facilitating employment over a communications network is provided. The method includes providing at least one database of electronic data at a computer site. The data includes cost data that identifies a cost to a job applicant to apply for each job associated with job opportunities and for... Agent: Hiredmyway

20120101956 - Autonomous validation of received shipments: Advance shipment data associated with a shipment is received at an inventory controller device. The advance shipment data is verified. A data collection model is generated based upon the advance shipment data. The generated data collection model is stored within a memory. The shipment is autonomously validated by the inventory... Agent: International Business Machines Corporation

20120101964 - Method for catering an aircraft: A method for catering an aircraft includes the steps of assembling products for multiple aircraft in a distribution center, segregating such products by specific aircraft, loading onto a delivery vehicle products for catering to a specific aircraft, and catering such products to such specific aircraft, the delivery vehicle containing only... Agent: Arlington Services, Inc.

20120095770 - Defining marketing strategies through derived e-commerce patterns: A mechanism, in a data processing system, is provided for defining marketing strategies. The mechanism dynamically obtains information related to customer interactions associated with a plurality of customers, analyzes the information to identify patterns, selects patterns to define a marketing strategy for a marketer, and defines a marketing strategy based... Agent: International Business Machines Corporation

20120095772 - Portable device, battery pack, reporting method and reporting program: A portable device which is driven by a chargeable and dischargeable secondary battery mounted on a battery pack having a memory circuit, in which identification information of the secondary battery is stored, the portable device including a defective battery information receiving unit configured to receive defective battery information which is... Agent:

20120095771 - System and method for sending, receiving and updatiing business card between electronic devices: A system for updating, sending and receiving a business card between electronic devices is provided. The system includes an input unit for a user to fill contact information, an identifying module, a template creating module, a verifying module, a first and second updating modules and a comparing module. The identifying... Agent: Hong Fu Jin Precision Industry (shenzhen) Co., Ltd.

20120095775 - Characterizing, tracking and optimizing population health based on integration of multi-disciplinary databases: A computer implemented method, system and/or computer program product identifies a public health care issue for a specific population based on data from a confederated public health database. A confederated public health database is created from multi-disciplinary databases that include both medical databases and non-medical databases. A health care issue... Agent: International Business Machines Corporation

20120095773 - Handheld diabetes management device for obtaining three day blood glucose profile: A method is disclosed for managing a three day profile blood glucose (bG) measurements that are provided by a user using a handheld diabetes management device. The method may involve configuring a database carried by the device to store a plurality of bG test values input by a user for... Agent: Roche Diagnostics Operations, Inc.

20120095774 - Metadata tagging system for a diabetes management system of devices: A diabetes management system having a reliable data management scheme is disclosed. The system comprises a plurality of devices, each device performing a different function relating to treatment of diabetes. Each device has a device identifier and each device generates data records relating to the function of the device. Each... Agent: Roche Diagnostics Operations, Inc.

20120095777 - Patient lift apparatus and patient lift service dispatch system: A patient lift apparatus designed to lift and transfer patients is provided. The patient lift apparatus includes a patient lift base and a modular patient support device removably connected to the patient lift base to support a patient. The patient lift base includes a cantilever element, a portal frame, three... Agent: Industrial Technology Research Institute

20120095778 - Patient monitoring with automatic resizing of display sectors: A patient monitoring station includes a display that displays a plurality of sectors. A controller displays the patient data received from one or more remote medical devices in a corresponding sector of the display. The controller is programmed to collapse one or more sector in response to one of (1)... Agent: Koninklijke Philips Electronics N.v.

20120095776 - Payments in providing assistance related to health: In one aspect, a method related to health-related data management. In addition to the foregoing, other method and system and program product aspects are described in the claims, drawings, and text forming a part of the present application.... Agent: Searete LLC, A Limited Liability Corporation Of The State Of Delaware

20120095780 - Assessing consistency of a patient's continuity-of-care records: Methods, systems, and computer storage media are provided for monitoring of the internal consistency and reliability of health information about a patient that is generated by a plurality of respondents and exchanged between more than two users of systems that store and maintain such health information.... Agent: Cerner Innovation, Inc.

20120095781 - Computerized method and system for inferring genetic findings for a patient: A method and system in a computing environment for preventing atypical clinical events associated with clinical agent administration to a person is provided. Clinical agent information is received. A data structure is accessed to determine if genetic findings are known to be associated with atypical events for the clinical agent.... Agent: Cerner Innovation, Inc.

20120095779 - Method and apparatus for providing location-based data and services in healthcare environments: A capability for providing location-based data and/or services is provided herein. The location-based data and/or services may be provided within any suitable environment, such as, for example, a healthcare environment. With the context of a healthcare environment, a healthcare professional carries a user device within the healthcare environment, and the... Agent:

20120095786 - Business process automation in a health plan organization: The computer implemented method and system disclosed herein automates business processes of a health plan organization using a plurality of portals. The portals comprise a sales portal, a member portal, an employer portal, an administration portal, and a provider portal. Health plans are listed using the sales portal. A sales... Agent:

20120095787 - Intelligent router for medical payments: One or more servers (70) are configured to periodically format (90, 92) and send (94) payments (26) to a payee in an order of preference (62) and a specified payment method until accepted (96). The payments (26) include a consolidated financial instrument (73) and at least one explanation of explanation... Agent: Electronic Commerce For Healthcare Organizations, Inc.

20120095784 - Medication insurance systems and methods: A computer-readable medium storing computer readable instructions for: (1) receiving a request to fill a prescription for a prescribed medication; (2) determining whether it would be possible to legally replace the prescribed medication if the prescribed medication were to become subject to an event selected from a group consisting of... Agent:

20120095788 - Method and system for fulfilling ancillary needs resulting from property and other similar losses: A method to fulfill ancillary needs acquired as a result of property and other similar losses includes the steps of receiving insurance claims data input by claimants, storing and analyzing the insurance claims data, aggregating ancillary services and transmitting them to the claimants, and enabling claimants to communicate directly with... Agent: Hartford Fire Insurance Company

20120095785 - Method of managing an insurance scheme and asystem therefor: A method and system for managing an insurance scheme includes receiving claim data from an insured person, the claim data including information pertaining to the occurrence of an insured event and the amount of a claim to an insurer. The claim data is analysed to determine a total amount payable... Agent: Discovery Holdings Limited

20120095782 - System and method for managing derivative market insurance transactions: Risk characteristic information is received concerning a property that is to be insured by an insurance company. The risk characteristic indicates sensitivities of the property to commodity prices. Commodity futures information is also received. The commodity futures information indicates futures contract prices for at least one commodity. An insurance pricing... Agent:

20120095789 - System and method for processing payroll related insurance premiums: A computer process for determining an insurance premium comprises: validating username/passwords; receiving payroll data asynchronously or scheduled in real time; extracting payroll data required for premium determination; detecting the presence or absence of fraud related to the payroll data; applying state jurisdictional inclusion and exclusion rules applicable to workers' compensation... Agent: Hartford Fire Insurance Company

20120095783 - Systems and methods for home inventory and insurance: A method of operating a home inventory and insurance system includes providing a processor, providing a home inventory database coupled to the processor, and providing an insurance database coupled to the processor. The method also includes receiving data related to an item purchased by a user, determining, using the processor... Agent: United Services Automobile Association (usaa)

20120095790 - Computer-implemented system and method for managing on-street valet parking: A computer-implemented system and method for providing basic valet parking through centrally-managed parking services is provided. Motor vehicle parking spaces are managed through a server. Smart parking devices physically proximate to the parking spaces are interfaced to the server. Vehicle occupancy sensors also physically proximate to the parking spaces are... Agent: Palo Alto Research Center Incorporated

20120095792 - Computer-implemented system and method for offering commercial parking reservations: A computer-implemented system and method for offering commercial parking reservations through flexible loading zones is provided. Motor vehicle parking spaces located in a business district are managed through a server. Smart parking devices, vehicle occupancy sensors, and parking availability indicators are interfaced to the server. Use of the parking spaces... Agent: Palo Alto Research Center Incorporated

20120095791 - Computer-implemented system and method for offering merchant and shopper-friendly parking reservations: A computer-implemented system and method for offering merchant and shopper-friendly parking reservations through validated parking is provided. Motor vehicle parking spaces are managed through a server. Smart parking devices and vehicle occupancy sensors are interfaced to the server. Use of the parking space is managed. Occupancy of one of the... Agent: Palo Alto Research Center Incorporated

20120095793 - Business intelligence exception analysis by cause and effect: A computerized Cause and Effect exception analysis mechanism for multi-dimensional data, comprising: displaying a business report comprising data cells, each data cell pertaining to coordinates of one row and one column representing dimensions of the report, marking one or more of the displayed cells as exceptions according to an exception... Agent: Panorama Software Inc.

20120095794 - Eco score analytics system: A system and method are configured to perform eco score analytics for an energy program associated with potential targets. A factor profile initiator determines categories and subcategories of parameters to be included in a model for the energy program based on attributes of the energy program. The model is built... Agent: Accenture Global Service Limited

20120095795 - Method to facilitate obtaining, storing, and subsequently conveying an organization's information for the benefit of successor organization-based agents: A party obtains (101) information from a plurality of different organizations and identifies (102) information recipient criteria as a function, at least in part, of at least one specific organization-based hierarchical function. This information and the information recipient criteria is then stored (108) non-volatily under conditions designed to preserve the... Agent:

20120095797 - Method of managing access right, and system and computer program for the same: A method of managing an access right to at least one asset associated with at least one digital work order, to at least one first element associated with the at least one asset, or to at least one second element associated with an access path to the at least one... Agent: International Business Machines Corporation

20120095796 - System and method for mobile survey management: A method for mobile survey management includes creating a survey database for storing surveyee information, survey question information, survey results information, the surveyee information including a list of a plurality of surveyees to be visited by a plurality of surveyors, and the survey question information including a survey question to... Agent: E Motive LLC

20120095798 - Management of marketing communications: A computerized publication management system and method of use are provided for managing the marketing communications development process for healthcare and other highly regulated entities. The method involves receiving a number of inputs that define a desired marketing communication via a graphical user interface of the publication management system. Based... Agent: Cody Health Solutions LLC

20120095799 - System and method for facilitating continous quality improvement: A quality improvement system and associated methods are contemplated. The quality improvement system is configured to collect and route ideas from and between users of the system. The routing of ideas may be based on a user hierarchy that is adaptable and scalable to support any organization desiring to utilize... Agent:

20120095800 - Predicting financial status of a project: A computer implemented method, system, and/or computer program product predicts the profitability of a current project. Historical data from the current project represents profit data points at predetermined intervals of time during the current project. If a linear regression model of the historical data does not adequately describe the historical... Agent: International Business Machines Corporation

20120095801 - Analogy based workflow identification: A method of creating an analogous workflow is provided. A first workflow is received at a first device, the first workflow including a plurality of first modules that are connected. A second workflow is received at the first device, the second workflow including a plurality of second modules that are... Agent: The University Of Utah Research Foundation

20120095803 - Product inspection device, product inspection method, and computer program: A product inspection device that includes a measuring section, a deemed standard deviation calculation unit, a measurement value standard deviation calculation unit, a determination unit, and a risk calculation unit. The measuring section measures characteristic values of products, the deemed standard deviation calculation unit calculates a deemed standard deviation, and... Agent: Murata Manufacturing Co., Ltd.

20120095802 - System and methods for evaluating political, social, and economic risk associated with a geographic region: Embodiments of the invention relate to systems and methods for evaluating political, social, and economic risk associated with a geographic region. In one embodiment, a system for evaluating political, social, and economic risk associated with a geographic region can be provided. The system can include an output device and a... Agent: The Coca-cola Company

20120095804 - Sales optimization system: A sales optimization system includes a forecasting module to determine forecasts for sales metrics, an optimization module to determine recommended actions for achieving sales goals, and a user interface to generate scorecards indicating actual vales for the sales metrics, forecasts for the sales metrics, and the recommended actions to improve... Agent: Accenture Global Services Limited

20120095805 - Acquiring customer insight in a retail environment: The present disclosure provides a computer-implemented method of acquiring customer insight information in a retail environment. The method includes receiving a product interaction from a mobile device, the product interaction comprising a product identifier corresponding to a product located in the retail environment. The method also includes determining a customer... Agent:

20120095806 - Method and apparatus for pricing calculation: A method and apparatus for providing a competitive bid from a provider comprising receiving billing data from a user, the billing data including provider information, location, and total bill amount. The method further comprising calculating a complex usage pattern based on the billing data and statistical data for the location.... Agent:

20120095807 - Methods and apparatus for operating an electronic billing repository: A system allows at least one customer to register with the billing repository. The billing repository operating process provides the customer with a unique identifier that identifies the customer within the billing repository. The billing repository operating process allows a plurality of billers to register with the billing repository. At... Agent:

20120095808 - System and method for process predictive simulation: A system for process control is provided. The system comprises a computer system, a data store comprising a plurality of data sets, each data set associated with operating conditions of a plant at a particular time, a first application, and a second application, the first and second applications executed by... Agent: Invensys Systems Inc.

20120095809 - Energy-saving effect calculator: An energy-saving effect calculator which includes a unit for determining a standard value of each of a plurality of patterns created from a past operation mode, a past demand data, and past operation data of a boiler; and a comparing unit for creating patterns of an operation mode, demand data,... Agent: Yokogawa Electric Corporation

20120095811 - Electronic voting system: Disclosed is an electronic voting system in which a polling administration unit, upon receiving encoded vote content data encoded by a temporary key from a voting unit, generates a reference value capable of identifying sameness of the encoded vote content data and sends it to a voter list administration unit,... Agent:

20120095810 - Large scale privacy protected campaign mobilization method: A System for conducting automated campaigns consists of an organization creating a caller list, a receiver list and initiating a click-to-call process whereby callers are prompted to become aware of a campaign and execute a click-to-call feature. The click-to-call feature alerts the organization that the caller will participate and causes... Agent:

20120095812 - Computer-implemented system and method for offering residential parking reservations: A computer-implemented system and method for providing recurring residential parking reservations is provided. Motor vehicle parking spaces located in a residential area are managed through a server. Smart parking devices, vehicle occupancy sensors, and parking availability indicators are interfaced to the server. Use of the parking spaces by a resident... Agent: Palo Alto Research Center Incorporated

20120095813 - Local power generation business method: A business method to expand upon prior art methods of billing a utility customer's energy consumption from local power generation energy sources such as wind and solar systems. The invention discerns energy generated locally and energy consumed from a wide area energy source, utility or COOP. The invention allows power... Agent:

20120095814 - Method and apparatus for defining, distributing and redeeming sms and mms coupons: A method and apparatus is disclosed that allows advertisers to define and distribute Short Messaging Service (SMS) and Multimedia Messaging Service (MMS) coupons to consumers, and for consumers to redeem the received coupons, where such SMS and MMS coupons are used by businesses to promote their products and services to... Agent:

20120095818 - Business card directory system and method of use: A business card directory system to provide a member access to an online business network that includes a server computing device that includes a member interface module and a database and an input device that is coupleable to the server computer device. The system also includes a processor system with... Agent:

20120095819 - Apparatuses, methods, and computer program products enabling association of related product data and execution of transaction: Upon receiving a request for an object of interest, a client device can automatically: (a) display the combination of a retailer, a payment account, any qualifying offers, and any qualifying rewards which can yield the lowest net price; and (b) execute a purchase of the object of interest using the... Agent: Phone Through, Inc.

20120095821 - Purchasing system and method with complimentary use of computer-controlled animation or video: A system and method for collective purchasing of a product/service is disclosed. The method includes storing a current price, current number of orders, target price and a target number of orders associated with the product/service. When and order is received to purchase the product/service, the current number of orders is... Agent:

20120095820 - Rewards based currency processing system: To execute an ecommerce purchase transaction between a customer and merchant using rewards points made available to the customer through a rewards program provider, a system executes a transaction with the merchant and the rewards program provider. The system receives a customer request to execute the purchase using rewards points.... Agent:

20120095822 - System and method for delivering and securely redeeming location-specific promotions: A system and method for delivering and securely redeeming localized promotions comprises a consumer interface device such as a smartphone in communication, by a software application and network connection, with a server and database. Each participating vendor is assigned a unique identifier and a device capable of generating and displaying... Agent:

20120095823 - Sale method and system employing product price varying dependent upon valid date of product: A sales system includes a bar code scanner, a time stamp bar code adaptor, and a point of sale (POS) terminal. The time stamp bar code adaptor is configured for receiving the bar code scanned by the bar code scanner, extracting the country of origin, the manufacturer code, the product... Agent: Sht Co., Ltd.

20120095817 - Device, system, and method of generating a multimedia presentation: Devices, systems, and methods of generating a multimedia presentation. Some embodiments, may include a presentation-generation application able to receive a plurality of input media elements and to generate a multimedia presentation including at least one presentation segment presenting a plurality of presentation media elements corresponding to the input media elements,... Agent:

20120095816 - Method and system for granting access to system and content: A method and system for granting access to system and content is provided. A key is provided that allows access by a client computer to content that includes a plurality of resources. A server is accessed and the key is provided to the server. Based on the key, access is... Agent: Valve Corporation

20120095815 - Method of embedding advertisements in communication: A system and method for advertising wherein a communication from a sending party to a receiving party includes one or more advertisements. The communication maybe an email sent from a sending party to a receiving party, wherein the email includes an advertisement for a product or service used by the... Agent: Studebaker Brackett PC

20120095824 - Life-vertisements: The present invention provides techniques for use of advertisements, including advertisements which may be termed “life-vertisements” or applitisements. Life-vertisements can include brand advertising advertisements for user-initiated use with or within software-based or online applications. User interaction with or usage of a life-vertisement may be tracked over time and multiple interactions,... Agent: Yahoo! Inc.

20120095825 - Incentive selection of region-of-interest and advertisements for image advertising: Techniques for image selection and region of interest analysis are described herein. A pair of two or more users is configured, and an image is displayed to the pair. The image can be a still image (i.e., a picture) or a moving image (i.e., video). In some instances, a plurality... Agent: Microsoft Corporation

20120095826 - Method for directed advertising and information distribution using a wireless communications network: A method of and system for directing individualized information to end users, using wireless or mobile media is disclosed. In one embodiment, the method and system interconnects (a) advertisers or sponsors, (b) wireless device users (“system users”), and (c) wireless telecommunications companies, via (d) an intermediary or “hub entity.” The... Agent:

20120095830 - Method and system for real-time aggregation of electric vehicle information for real-time auctioning of ancillary services, and real-time lowest cost matching electric vehicle energy demand to charging services: Ancillary service capability data is received in real time from participating electrical vehicles (EVs) connected through EV charging equipment to a power grid. Aggregate offers based on the ancillary service capability data from participating EVs are generated and matched with requests received from electrical power generating entities for ancillary service... Agent: Qualcomm Incorporated

20120095827 - Structured web advertising: A system for selecting a candidate advertisement for linking to a web page based on the content of the web page. The content of the web page may be automatically determined and then compared to content of the candidate advertisement to determine which candidate advertisement to select. The system can... Agent:

20120095828 - System and method for presenting content on a retailer's content page using manufacturers' product information: System, methods and computer program products for identifying a featured product based on product information submitted by retailers and manufacturers are described. In some implementations, a retailer and a manufacturer can supply product information to an ad serving system. Based on the product information supplied by the retailer and the... Agent: Google Inc.

20120095829 - Systems and methods for managing contracts and contract bids: Systems and methods for managing contracts and contract bids is provided. Systems may include a memory for storing executable instructions for managing contract bids; and a processing system configured to execute the instructions stored in the memory. Executing the instructions causes the processing system to receive project parameters from at... Agent:

20120095832 - Advertising medium determination device and method therefor: It is also an object of the present invention to provide objective advertisement plan(s). The target specifying information storage part 202 stores information for specifying target attribution including information for specifying information delivery medium of an object to contact with correspondently with searchers' id. The search term storage part 203... Agent: Dentsu Inc.

20120095831 - Method and apparatus for controlling user communications: An apparatus receives a communication from a user address to a sender address and checks from a database whether a pair of the user address from which the communication is received and the sender address to which the communication is received, match to any of a plurality of previously defined... Agent:

20120095835 - Automatic message selection with a chatbot: Disclosed is a novel system and process to use information gathered by a chatbot system including explanations why a potential customer is discontinuing a transaction. The transaction in one example is a sales transaction. This information is associated with the potential customer. Using this information, the present invention enhances the... Agent: The Delfin Project, Inc.

20120095833 - Recommendation engine: A recommendation may be provided. First, program content may be determined to suggest to a user. Next, it may be determined that the program content is currently unavailable on a content delivery system. Then a recommendation may be made to a provider of the program content to provide the currently... Agent: Cox Communications, Inc.

20120095836 - Social advertisements based on actions on an external system: A social networking system generates socially-relevant ads for a user based on actions taken by other users to whom the user is connected. These may be actions taken on, and determined by, an external system, information about which actions can be received by the social networking system and used for... Agent:

20120095834 - Systems and methods for using a behavior history of a user to augment content of a webpage: The present disclosure is related to systems and method for selecting keywords to augment on a web page based on a behavior history of a user. The system may include a profiler storing to a user profile identified by a unique identifier interactions of a user with one or more... Agent:

20120095837 - Serving advertisements using user request information and user information: Ads are scored using, at least, user information and information associated with a user request, such as a search query or a document request. The scores may be used in determining whether to serve ads, how to serve ads, to order ads, to filter ads, etc. Items of user information,... Agent:

20120095838 - Intermediary service for collection of opt-in contact information: A user can visit a website hosted by a web server, sign up with the website, and during signup the user can provide demographic information. That demographic information or a portion thereof can be provided to a promoter server which determines whether that demographic information matches criteria established by third... Agent: Opt-intelligence, Inc.

20120095839 - Interactive advertisement environment: Disclosed is a novel system and process to provide an interactive environment for advertisers utilizing physical advertisement structures to provide their advertisements to users. Users are able to receive advertisement information associated with the advertisements on these structures along with additional information associated with the advertisements. This is also beneficial... Agent: Lazo, Inc.

20120095841 - Electronic marketplace for energy: A computer-implemented system for consumers and suppliers of energy provides an on-line marketplace where energy consumers may learn about their options for obtaining energy and enter contracts with energy suppliers. Energy suppliers may use the system to learn about other suppliers as well as consumers, and to extend offers to... Agent:

20120095840 - System and method for providing endorsed electronic offers between communication devices: A system and method are disclosed for distribution of advertisements and electronic offers between communication devices. The system and method provides for accounting and distribution of incentives related to distribution of the advertisements and offers. A bi-directional selection between subscribers and advertisers using the system is created whereby both advertisers... Agent:

20120095842 - Method and system for creating ad-books: A method and apparatus and format and form are provided for preparing ad-books or related print or publishing for an organization or organizations or a plethora of organizations over a communications network. The method includes preparing an ads or messages at a user terminal connected to the communications network. The... Agent:

20120095844 - Obtaining information from multiple service-provider computer systems using an agent: Systems and methods are provided for using an agent computer system to obtain information from multiple service-provider computer systems. The method comprises, in response to receiving search criteria at the agent computer system from a client computer system, determining one or more service-provider computer systems with which to communicate to... Agent: Wounder Gmbh., LLC

20120095843 - System for advertising on networked printers: A system for advertising on a networked printer includes a target entity and a trusted source entity. The target entity includes a networked printer and a plurality of work stations operated by a respective plurality of users. Each workstation communicates with the networked printer. The networked printer includes a controller... Agent: Xerox Corporation

20120095845 - Method and system for distributed marketing displays on highway signage: Marketing communications are delivered by advertising displays affixed to or surrounding highway signage, e.g., bridges, tunnels, and road signs. Lease arrangements are determined by a machine-based method providing equitable revenue sharing among governmental entities owning the highway signage and advertising bidders and the marketing communication entity while providing rapid, reliable... Agent: Vertical Ground, LLC

20120095848 - Method and system for displaying online advertisments: A system and method for increasing displaying time of online advertisements. Upon receiving a search request, a search engine identifies a list of search results and displays them on one side of a result page. The search engine also obtains a list of advertisements and displays them on the other... Agent: Yahoo! Inc.

20120095850 - System and method for implementing click-through for browser executed software including ad proxy and proxy cookie caching: An improved proxy is disclosed for allowing click-through on an ad URL delivered on a web page within a Java® applet executing on a client machine. The proxy caches cookie information for the browser, to support java applications that do not allow for planting of cookies directly. When the user... Agent:

20120095847 - System and method for managing advertising campaign data: A method and system for managing ad campaign data. According to one embodiment, an application receives a request to store data associated with an ad campaign, and responsive to the request, stores one or more output files and context information associated with the data, the context information assembled according to... Agent:

20120095849 - System and method for promoting intellectual property: A method and system for the online promotion of intellectual property includes providing an Internet host station with at least one database that is connectable via the Internet to consumer stations and industry stations. The database includes a plurality of intellectual property items and a description of each intellectual property... Agent:

20120095846 - Systems and methods for providing social networking, wherein a user can create multiple profiles within a single account: The present invention relates to systems and methods for providing social networking. A social-networking system in accordance with the present invention enables users to create multiple profiles within a single account. The social-networking system typically includes a database for storing a plurality of user accounts. The social-networking system also typically... Agent:

20120095852 - Method and system for electronic wallet access: A mobile payment method, system and graphical user interface are described that facilitate efficient and secured payment transactions from an electronic wallet on a user portable electronic device with a merchant point of sale terminal over a contactless communications link. In one aspect, the electronic wallet includes a flag indicating... Agent:

20120095853 - Method for self-checkout with a mobile device: A method for purchasing an item using a mobile device is provided. The method includes but is not limited to inputting identification information into the mobile device which identifies the item for purchase and generating an order for the item identified by the identification information. The method also includes but... Agent:

20120095854 - Payment system and methods: Disclosed are payment system and methods.... Agent:

20120095855 - Systems and methods for buyer-initiated mobile payments without sensitive information exchange between buyer and seller: Systems and methods for effecting mobile purchases and removing the necessity of financial and personal information exchange directly between buyers and sellers, where the buyer uses a personal mobile device to effect payment. Instead of using sensitive and/or easily compromised data to perform a transaction, the seller posts the purchase... Agent:

20120095851 - Transaction terminal: A transaction terminal which includes a projector instead of a liquid crystal display. The transaction terminal includes a projector for projecting images of transaction screens on a surface during a transaction, an input device for recording operator selections in the transaction screens during the transaction, and a computer for generating... Agent: Ncr Corporation

20120095857 - Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer: A system is provided that includes a transaction engine running on a mobile device. In response to a financial transaction between a buyer and a seller, the transaction uses the mobile device to accept information selected including but not limited to information from financial transaction or information pertaining to financial... Agent:

20120095856 - Using a mobile device to make a transaction: An exemplary method enables a user of a mobile device to make purchases. From the mobile device, the user sends a messaging service short code identifying a retailer, an item identifier for an item offered for sale by a retailer and information indicating the user's intent to purchase the item... Agent: Cellco Partnership D/b/a Verizon Wireless

20120095859 - Method, apparatus, and system for publishing user generated content onto telecom system: In the field of communications technologies, a method, an apparatus, and a system for publishing User Generated Content (UGC) onto a telecom system are provided, so that the barrier imposed on a Content Provider (CP) of the telecom system can be lowered and the UGC can be published onto a... Agent: Huawei Technologies Co., Ltd.

20120095858 - Pre-paid service system and method: A pre-paid service system configured to provide a subscriber interface to a Subscriber and receive a service level selection from the subscriber, wherein the service level selection includes a capacity limit and/or a time limit. Upon authorization of a payment, the system activates the Subscriber's service. The system also monitors... Agent:

20120095860 - Auctioning system and methods interacting with multiple devices: An auctioning system and methods interacting with multiple devices are set forth that includes a main server, remote terminals, and remote individual communication devices that communicate with one another and are adapted to display information to a user about a product or service for sale, and information pertaining to predefined... Agent:

20120095866 - Method and system for e-commerce controller: A method and system for verifying authenticity of items sold online through e-commerce sites are described. A verification server performs a post purchase authentication of products previously pre-authenticated by the seller. The pre-authentication includes a verification of whether a code matches with a corresponding item as indicated by the seller.... Agent: Certilogo S.p.a.

20120095873 - Escrow management system for marketplaces: An escrow management system is described. Transaction information between the seller and the buyer from the online marketplace application is received. A shipping transaction information associated with the transaction of a shipping vendor of the marketplace is received. The transaction information and the shipping transaction information are communicated to a... Agent: Ebay Inc.

20120095867 - Integrated read head device: An integrated read head system includes a mobile device with an audio jack and at least one microphone input port. A read head is physically coupled to the mobile device. The read head has a slot for swiping a magnetic stripe of a financial transaction card to enable a financial... Agent:

20120095872 - Many-to-one transaction fulfilment system: There is provided, in accordance with an embodiment of the present invention, an apparatus, system, and method to provide substantially in real time personalized and/or customized consumer credit from multiple money sources into substantially any shopping basket or facility on the Internet or on a mobile network. In one embodiment,... Agent:

20120095874 - Method and system to facilitate transactions between organization registrants and merchandise suppliers: A registration system receives a registration to participate with an organization and a merchandise purchase order from a participant. The registration and merchandise order is processed in a single shopping cart transaction by the organization. Provision of merchandise and order fulfillment is performed by a merchandise supplier of the merchandise... Agent: League Sports Services LLC

20120095871 - Method for conducting on-line purchases using a mobile device and a payment service: A method is provided for conducing on-line purchases using a mobile device. A first party visits a second party on-line entity. The first party accesses a second party on-line entity. The first party is already registered with the payment service or becomes registered prior to the conclusion of completing a... Agent:

20120095869 - Read head device with narrow card reading slot: A read head is positioned in a housing and configured to be coupled to a mobile device. The read head has a slot for swiping a magnetic stripe of a financial transaction card. The slot is utilized to complete a financial transaction between a buyer and seller. The read head... Agent:

20120095868 - Read head device with selected output jack characteristics: A read head is configured to be coupled to the mobile device. The read head is positioned in a housing. The read head has a slot for swiping a magnetic stripe of a financial transaction card to enable a financial transaction between a buyer and seller. The read head reads... Agent:

20120095870 - Read head device with slot configured to reduce torque: A read head system has a housing and a read positioned in the housing with a slot for swiping a magnetic stripe of a financial transaction card with the slot utilized to enable a financial transaction between a buyer and seller. The read head reads data on the magnetic stripe... Agent:

20120095875 - Method and apparatus to facilitate a purchase of a precious material: A secure method and reverse vending machine to facilitate the formation of a contract to purchase an article comprising a precious material from a user comprising providing a kiosk for public access, receiving an article from a user on a first member, determining a property of the article, communicating a... Agent: King Sol Technologies, Inc.

20120095862 - Computer system and method for analyzing data sets and generating personalized recommendations: Embodiments of the invention relate to a computer-implemented method and system for generating personalized recommendations for a target user based at least on stored data about the target user. The method comprises obtaining, at the server computer, data from a plurality of data sources, including entity data associated with a... Agent: Ness Computing, Inc. (a Delaware Corportaion)

20120095863 - Computer system and method for analyzing data sets and providing personalized recommendations: Embodiments of the invention relate to a computer-implemented method and system for providing personalized recommendations for a target user based at least on stored data about the target user. The method comprises obtaining a plurality of feedback data from a plurality of users, wherein the feedback data comprises an indication... Agent: Ness Computing, Inc.

20120095864 - Method and system for mobile publication: Methods and system for mobile publication are described. A captured image may be accessed. A bar code may be decoded from the captured image. An item associated with the bar code may be identified. An item listing of the item may be generated in accordance with the identifying of the... Agent: Ebay Inc.

20120095861 - Personal customer care agent: Aggregating information includes configuring, by at least one processor, a user profile that indicates user preferences for aggregated information. The at least one processor monitors information sources including the World Wide Web, business websites of interest, and online social media, based on the user preferences. Data obtained from the information... Agent: At&t Intellectual Property I, L.p.

20120095865 - System and method for mobile electronic purchasing: A system and method for electronic purchasing via a mobile web-enabled communication device. A contacts list containing shipping addresses, and a payment file containing encrypted credit card information for one or more credit cards is stored on the mobile device. In response to a request for credit card and shipping... Agent: Ezpayy, Inc.

20120095876 - Advance order processing apparatus, program of advance order processing apparatus, and advance order processing system: There is provided an advance order processing apparatus 10 which executes, for an object whose estimated value and result value may be different, processing of receiving an advance order on the basis of an estimated value and confirming the advance order on the basis of a result value. This includes:... Agent:

20120095877 - Application usage policy enforcement: Disclosed herein are systems, methods, and non-transitory computer-readable media for enforcing application usage policies. As part of an application purchase transaction, the application distributor creates a unique proof of purchase receipt. This receipt can be bundled with the application and delivered to the purchaser. Each machine can maintain an authorization... Agent: Apple, Inc.

20120095878 - Integrated application store for a user device: Methods, systems and machine readable tangible storage media that integrate an application store in a user device. In one embodiment, a selected document that cannot be used as selected triggers a request to an application store server to determine an availability of applications to use the document as selected. The... Agent:

20120095879 - Item substitution for unavailable items relating to a customer order: A technique is disclosed for automatically implementing item substitutions for unavailable items in a customer order. According to one embodiment, line item orders from selected customer orders may be aggregated and processed for substitution analysis. Substitutions for unavailable items of selected customer orders may then be automatically implemented based upon... Agent:

20120095880 - Pc postagetm service indicia design for shipping label: Systems and methods of insuring payment of a proper amount of postage, comprise receiving payment for an amount of postage, affixing a postage indicia to a piece of mail, wherein the postage indicia includes the postage amount in a format readable only by machine, and adjusting the postage amount at... Agent: United States Postal Service

20120095881 - Atomizing e-commerce: The present invention provides software system with an ability to atomize e-commerce. The capability of buying and selling a product can be inserted onto any website, even websites that are not directly related to e-commerce. The capability can be pushed out to 3rd party sites, widgets on social networking sites,... Agent: Glyde Corporation

20120095882 - Method and apparatus for providing point-of-sale product information to consumers of alcoholic beverages: A method and apparatus for providing product information to a potential purchaser of alcoholic beverages while the purchaser is shopping within the context of a retail establishment, including: a step or means for identifying the retail establishment within which the purchaser is physically located; a step or means for displaying... Agent:

20120095883 - Method and system of online shopping via third party using blog: A system of online shopping via a sales agent includes user terminals (1); seller terminals (21); sales agent terminals (22); two web servers (3) wherein one web server (3) comprises a seller blog (31) including item description web pages (3W1), and the other web server (3) comprises a sales agent... Agent:

20120095884 - Part information providing system, part information providing apparatus, and non-transitory computer-readable medium in which part information providing program is stored: The part information providing system includes a part information database a retrieving section, and a notifying section. The part information database stores part information including a price of a first part and identification information of a cheaper second part, serving as a substitute for the first part, in association with... Agent: Fujitsu Limited

20120095886 - Collection agency data access method: An account data access method allowing access to an agency account database, such as that of a collection or other debt recovery agency, from public sites over a network by agency affiliates and clients of the agency. The invention provides for secure access to a client's accounts using a web... Agent:

20120095887 - Financial management system, and methods and apparatus for use therein: The invention provides a financial management system wherein a real bank account is notionally sub-divided into virtual sub-accounts and transactions are effected between the virtual sub-accounts without affecting the operation of the real bank account, such a system allowing a customer to maintain an automatically updated model of the customer's... Agent: The One Account Limited

20120095885 - Global treasury monitoring system: A global treasury monitoring system can provide a single centralized system of record for maintaining and updating global treasury limits to enable an organization to consistently allocate, apply and manage such limits across multiple types of platforms. Through a single system of record for the management of global treasury limits,... Agent: Bank Of America Corporation

20120095888 - Error reporting and technical support customization for computing devices: A method for providing technical support for a computing device is disclosed herein. In one embodiment, such a method includes detecting a problem associated with a computing device. The method then determines a support level assigned to the computing device. A set of problems is associated with the support level.... Agent: International Business Machines Corporation

20120095889 - System and method for the automated distribution, management and service of court-related documents: Disclosed is a system and method for managing, distributing, and serving court-related documents. The system is operated by a host and utilized by a number of different entities that are involved in effecting service of court-related documents such as summonses, subpoenas, complaints, petitions and warrants. By way of the system,... Agent:

20120095890 - System and method for the automated distribution, management and service of court-related documents: Disclosed is a system and method for managing, distributing, and serving court-related documents. The system is operated by a host and utilized by a number of different entities that are involved in effecting service of court-related documents such as summonses, subpoenas, complaints, petitions and warrants. By way of the system,... Agent:

20120095893 - Method and apparatus for high-speed processing of financial market depth data: A variety of embodiments for hardware-accelerating the processing of financial market depth data are disclosed. A coprocessor, which may be resident in a ticker plant, can be configured to update order books based on financial market depth data at extremely low latency. Such a coprocessor can also be configured to... Agent: Exegy Incorporated

20120095894 - Online registration system for croa-compliant credit advice services: Systems and methods for registering consumers for credit repair counseling may include use of electronic signatures and/or authorizations, electronic delivery of documents (e.g., consent and cancellation forms), automated scheduling in accordance with federal and/or state waiting periods, and/or consumer-selectable credit repair topics, among other features.... Agent: Experian Credit Advisors, Inc.

20120095892 - Price indexing: Transactions involving assets that share a common characteristic are represented as respective data points associated with values of the assets. The data points include transaction value information. The data points belong to sets associated with respective geographical areas. Data points of at least two of the sets are aggregated into... Agent: Radar Logic Inc.

20120095891 - Systems and methods for probate claim identification and merging: Various embodiments include at least one of systems, methods, and software for probate claim identification and merging. One such embodiment includes processing, utilizing a computer processor, debtor account records stored in an account database to match debtor account records with probate estate records stored in a probate estate database. Upon... Agent: Forte LLC

20120095937 - Annuities apparatus and associated methods: There are described methods for determining a user bonus payment amount, which may be associated with an annuity fund. Such a user bonus payment amount can be accumulated with a user basic payment amount to provide a user annuity payment associated with the annuity fund. In some examples, this is... Agent:

20120095936 - Electronic centralized margin management system: An electronic, centralized margin management system and method are disclosed herein. The margin management system for method managing communications among authorized users representing counterparties to various margin agreements comprises a central computerized communications system configured and arranged so as to receive, store and forward communications from and to any of... Agent: Acadiasoft, Inc.

20120095939 - System and method for determining the liquidity of a credit: The present invention relates to a credit index, a system and method for structuring a credit index, a system and method for operating a credit index, and a system and method for determining the liquidity of a credit.... Agent:

20120095938 - System and method for multi-factor modeling, analysis and margining of credit default swaps for risk offset: A system and method for determining a margin requirement associated with a plurality of financial instruments within a portfolio is disclosed. The system and method include receiving a plurality of data associated with the plurality of financial instruments within the portfolio, determining a systematic risk margin based on at least... Agent:

20120095898 - Automated trading exchange system having integrated quote risk monitoring and integrated quote modification services: An automated trading exchange having integrated quote risk monitoring and quote modification services. An apparatus is implemented using at least one computer, having memory, and a processor. The computer is configured to receive orders and quotes, wherein specified ones of the quotes are contained in a quote group, and have... Agent: Chicago Board Options Exchange

20120095899 - Community-based metropolitan funds: A community-based metropolitan fund is a collection of investment instruments which focus solely on performance of publicly traded companies with community ties to a metropolitan area. The community ties for each managed fund for each respective metropolitan area are either (1) that the publicly traded company has headquarters in said... Agent:

20120095896 - Computer-implemented systems and methods for calculating estimated transaction costs for transactions involving tradable financial products: Computer-implemented systems and methods for computing a transaction cost metric for a transaction (or trade order) involving a tradable financial product, such as a FX currency pair. The transaction cost metric can be computed pre-trade and compared to a quoted price for the trade from a dealer to evaluate the... Agent: Morgan Stanley (a Delaware Corporation)

20120095895 - Computer-implemented systems and methods for determining liquidity cycle for tradable financial products and for determining flow-weighted average pricing for same: Computer-implemented systems and methods for determining a “liquidity cycle” for a tradable financial product. The liquidity cycle has a liquidity cycle time period that is made up of multiple discrete time intervals, and the liquidity cycle indicates an expected distribution of order flow at each discrete time interval over the... Agent: Morgan Stanley (a Delaware Corporation)

20120095900 - Electronic securities marketplace having integration with order management systems: An electronic trading marketplace (ETM) communicates with interfacing modules interfacing directly with order management systems (OMS's) at trading institutions. The interfacing modules automatically transmit orders from the OMS databases to the ETM and update the OMS databases in response to orders executed at the ETM. Traders can communicate with the... Agent:

20120095902 - Method and apparatus for a fair exchange: A fair exchange is disclosed to reduce potential inequities in an electronic trading environment. Market data is sent from a host system to client devices through one or more synchronized local communication servers such that the data can be displayed simultaneously or nearly simultaneously at each client device. Market data... Agent: Trading Technologies International Inc.

20120095903 - System and method for trading financial instruments based on undisclosed values: In electronic trading venues, there may be orders for which the full information is not publicly displayed. For example, the full quantity of an order available for trading or the most aggressive price at which an order can be traded may not be made public. A system and method are... Agent: Bloomberg L.p.

20120095897 - System and method for trading of carbon units: A carbon credit trading system, comprising a server having an input for receiving information indicating a user's carbon usage; a payment calculator module comprising a processor and memory configured for calculating and outputting a value indicating a cost of a selected portion of the user's carbon usage, an output for... Agent:

20120095901 - Systems and methods regarding targeted dissemination: One exemplary aspect comprises a computer-implemented method comprising: (a) electronically receiving, from a first securities market participant, data including information related to a first order and to one or more group rankings for dissemination; (b) electronically determining with one or more processors, based on data regarding a second securities market... Agent:

20120095904 - Computer system and computer-implemented method for managing a financial product: For managing a financial product linked to an insurance event, the product provider (10) receives from an investor (30) a principal payment (S1) for the financial product. The product provider (10) generates an interest fee or premium payment (S3) for the financial product to a risk-taking entity (20). For cases... Agent: Swiss Reinsurance Company

20120095910 - Digital downloading jukebox system with central and local music servers: A digital downloading jukebox system including a central server and a plurality of remote jukebox devices each provided with a local server that preferably mirrors the central server and enables selected songs to be immediately downloaded to the jukebox for reproduction. The local server and jukebox may also provide, through... Agent: Touchtunes Music Corporation

20120095908 - Distributed computing for engaging software services: A method and apparatus for engaging, on behalf of a client computing device, one or more remote computing devices to perform a client directed task for a fee. The method comprising the steps of: receiving, from a client computing device, data indicative of a task to be performed; reviewing capabilities... Agent:

20120095909 - Electronic payment system utilizing intermediary account: Payments in cash are submitted to a merchant at a point of sale. The payment transaction is effected electronically to credit the end user's intermediary account. Subsequent electronic communications between the intermediary account and a vendor site effect payment to the vendor for goods or services on behalf of the... Agent: Precash, Inc.

20120095907 - Method of conducting financial transactions where a payer's financial account information is entered only once with a payment system: A method of conducting a financial transaction includes a first party's financial account information being entered once, e.g, with a single initial entry to the payment service. For future uses of the first party's financial account to transfer funds using the payment service to a second party, the first party's... Agent:

20120095906 - Methods for transferring funds using a payment service where financial account information is only entered once with a payment service and need not be re-entered for future transfers: A method of transferring funds to and/or from a first party's financial account is provided. A first party's financial account information is entered with a single initial entry to the payment service. Funds are transferred to and/or from the first party's financial account using the payment service. The first party... Agent:

20120095905 - Payment gateway for processing payment requests associated with a wireless users account: A Payment Gateway interfaces, in one embodiment, with a merchant's website or a payment aggregator used by the merchant's website, for facilitating purchases made at the website by a wireless user. In one embodiment, purchases at the website are paid for by charging the wireless user's prepaid account maintained in... Agent: Syniverse Technologies, Inc.

20120095911 - Transaction system and method: A transaction method and system comprising receiving a request to change a transaction channel or mode of an account having a plurality of transaction channels/modes from a first state to a second state; and changing the state of the transaction channel/mode to the second state in response to the received... Agent: Smart Hub Pte. Ltd.

20120095912 - Systems and methods for electronic purchase transaction processing: A system for initiating a payment to a merchant from a bill payment system for a purchaser in an electronic purchase transaction is provided. The purchaser may be a subscriber of the bill payment subsystem and the system may include a gateway subsystem. The gateway subsystem may receive electronic purchase... Agent: Western Union Financial Services, Inc.

20120095913 - Overdraft payment balance exception processing: A system for managing and processing exceptions to shared global treasury limits across multiple different platforms can be utilized by an organization to eliminate inconsistent client experiences and increase overall operating efficiency. A management and processing system can decision transactions of clients (e.g., customers, users, members, account-holders, clients, etc.) through... Agent: Bank Of America Corporation

20120095916 - Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device: A method of paying a second party is provided. A first party accesses the names of one or more qualified second parties. The qualified second parties are second parties that, (i) have an association with the payment service, and (ii) second parties that if they do not have an established... Agent:

20120095915 - Read head device with selected sampling rate: A read head is provided that is configured to be coupled to a mobile device. The read head has a slot for swiping a magnetic stripe of a financial transaction card. The slot is utilized for a financial transaction between a buyer and seller and reads data on the magnetic... Agent:

20120095917 - System and method for performing secure credit card purchases: A method and system of performing secure credit card purchases in the context of a remote commercial transaction, such as over the telephone, wherein only the customer, once generally deciding upon a product or service to be purchased, communicates with a custodial authorizing entity, such as a credit card company... Agent:

20120095919 - Systems and methods for authenticating aspects of an online transaction using a secure peripheral device having a message display and/or user input: Systems and methods for authenticating aspects of an online transaction using a secure peripheral device having a message display and/or user input are provided. One such method for establishing a secure communication channel between a computer peripheral device and a host includes responding to requests to authenticate the peripheral device,... Agent:

20120095914 - Systems and methods for financial transaction through miniaturized card reader with decoding on a seller's mobile device: A financial transaction card reader device includes a housing having a slot for swiping a magnetic stripe of a financial transaction card to complete a financial transaction between a buyer and seller. A read head is in the housing, reads data stored on the magnetic stripe and for produces a... Agent:

20120095918 - Transaction alerting in a multi-network environment: Techniques are provided for generating a transaction alert for a transaction whether the transaction was processed by a first payment processing network associated with an alerting platform or the transaction was processed by a second payment processing network not associated with an alert platform. An authorization request message associated with... Agent:

20120095920 - Method and apparatus for fuel island authorization for trucking industry: A fuel authorization system enables data to be exchanged between vehicles and a fuel vendor, to verify that the vehicle is authorized to receive fuel. In an exemplary embodiment, each fuel island is equipped with a motion detector, a short range radio frequency (RF) component, and an infrared (IR) receiver.... Agent: Zonar Systems, Inc.

20120095921 - Service system: Multiple service servers can store identification tags, which identify each user, after associating the identification tags with the identification tags of other users; and can also store identification data, which uniquely identifies users across multiple service servers, after associating the identification data with an encryption key for each identification datum.... Agent: Ripplex Inc.

20120095922 - Image data sales system, image data sales method, camera, and server apparatus: In the present invention, a camera ID for specifying a camera that takes images to be sold is registered in a server in advance. The server issues an encryption key when the camera ID is registered, and the camera stores the encryption key and encrypts the camera ID by the... Agent: Olympus Imaging Corp.

20120095923 - Systems and methods for constructing a local electronic medical record data store using a remote personal health record server: Certain embodiments of the present invention provide systems and methods for managing medical information. Certain embodiments provide a local electronic medical record system including a local personal health record (PHR) client, the PHR client downloading encrypted patient documents from a remote PHR server and parsing the downloaded encrypted patient documents... Agent: General Electric Company

20120095924 - Talent booking system and method: A method of booking talent is provided, comprising: storing a plurality of talent files on a data storage system, each of the talent files being categorized based on select criteria, and wherein each talent file contains talent information associated with one of a plurality of performing artists; searching the data... Agent:

20120095926 - Method of managing asset associated with work order or element associated with asset, and system and computer program for the same: A method, system and computer program of managing an access right to at least one asset associated with at least one digital work order, or to at least one element associated with the asset, and provides a system and a computer program for the same. The method includes the steps... Agent: International Business Machines Corporation

20120095925 - System and method of federated workflow data storage: A system is provided comprising a first and second computer system, a first and second memory, and a first and second application. The first application executes a first workflow that receives a first input from an HMI in a first plant, in response generates a first event that assigns a... Agent: Invensys Systems Inc.

20120095927 - System and method for providing a score for a used vehicle: One embodiment of the system and method described herein provides a score generator system that generates an automated vehicle specific valuation of a used car based on the physical and historical attributes of that vehicle. This score may indicate the likelihood that the vehicle will be on the road in... Agent: Experian Information Solutions, Inc.

20120095929 - Method and system for selecting and filing intellectual property application in multiple countries: A system and method enables Intellectual Property (IP) applicants to determine the target countries for filing an IP application and provides filing and formalities support. The method includes generating a comprehensive list of target countries, eliminating countries based on patentability laws, prioritising the remaining list of countries on IP and... Agent:

20120095928 - Systems and methods for evaluating information to identify, and act upon, intellectual property issues: The systems and methods of the present invention enable users to identify whether a composition of matter, technical design, product, service, component, technology, feature, business model or any other item may have intellectual property issues associated therewith. The present invention includes a set of screens, filters, comparison sheets, and/or questionnaires... Agent:

20120095930 - Product certification system and method: Systems and methods are provided for generating a certificate of compliance for a product. A product control system (PCS) retrieves specification and/or regulatory data for a particular product and compares the retrieved data to test result data obtained for that particular product. The PCS generates a product certification if the... Agent:

20120095931 - Contact referral system and method: A recruiting tool for leveraging social and business contacts of existing employees, contractors, franchisees and the like is disclosed. The system provides an application for evaluating contact data of employee contacts available through existing social networks or other applications. The application compares the contact data to opportunity description data and,... Agent: Careerbuilder, LLC

20120095932 - System and method for determining case index: A system and method of determining a composite automated site engagement (CASE) index for a website are provided, including tracking user activities at the website, and if a weighted value associated with a user activity has changed based on the tracking, calculating a market value for the user activity, calculating... Agent:

20120095933 - Hiring decisions through validation of job seeker information: The present methods and systems relate to means for job seekers to provide more detailed information to prospective employers to aid in job hiring decisions. The means comprises validation of job history, education, and skills information provided by the job seeker, which can comprise third party support and feedback. The... Agent:

20120095934 - Systems and methods for providing personalized delivery services: Systems and methods are disclosed for providing personalized delivery services by a carrier providing a package delivery service. For example, a consignee may indicate a delivery preference to be applied to delivery of a package, such as indicating a specific location where the package is to be left upon delivery,... Agent: United Parcel Service Of America, Inc.

20120095935 - Method for managing the inbound freight process of the supply chain on behalf of a retailer distribution network: A method for managing the transportation and logistics of an inbound freight process on behalf of a retail distribution network is provided. A purchase order is processed for a scheduled inbound shipment of a vendor's goods, including a delivery date on which the shipment is required by the retail distribution... Agent:

20120095941 - Method and apparatus for welding cost calculator: A method and apparatus for providing welding-type power is disclosed and includes a cost calculator.... Agent: Illinois Tool Works Inc.

20120095940 - Pricing mechanisms for perishable time-varying resources: A price determination module (PDM) is described herein which defines price information for perishable resource items subject to variable supply and demand. The price information specifies pricing options for consideration by consumers. In one approach, the PDM provides a plurality of per-instant pricing options, where each pricing option defines a... Agent: Microsoft Corporation

20120095942 - Method of delegating solicitation responsibilities of commonly-acquainted prospects within a multi-level marketing business structure: A method is disclosed for soliciting commonly acquainted prospects into a hierarchal multi-level marketing (MLM) structure by collecting contact information of personal contacts from MLM members already incorporated, and soliciting those personal contacts using a third-party solicitor to build a commission downline for current members who are reluctant, unwilling or... Agent:

20120089409 - Apparatus, method, and system to track goods and services: Embodiments herein describe an apparatus, method, and system to track goods and services. The tracked information is provided dynamically and in real-time to an end-user of the tracking system. The tracked information can be centrally managed by a server, or can be managed in a distributed network (e.g., cloud), or... Agent:

20120089404 - Global pricing for content distribution: In embodiments of global pricing for content distribution, price points at which content is distributed for sale in a base currency can be determined, and a base price point selected from the price points. Currency value equivalents to the selected base price point may then be obtained for multiple currencies.... Agent: Microsoft Corporation

20120089408 - Method and system for providing a fueling solution for electric vehicle owners: This invention relates generally to a method and system for providing a fueling solution for electric vehicle owners; and, more particularly, to integrating processes for home and away from home electric vehicle charging and billing into a single solution that does not require installation of a separate electric meter for... Agent: Nrg Ev Services, LLC

20120089407 - System and method for filtering trip itineraries: A system, a computer-readable storage medium including instructions, and a computer-implemented method for filtering trip itineraries is described. Trip itineraries are received. A position of a first time slider on a time axis of a time graph displayed in a user interface of a computer system is determined, wherein the... Agent:

20120089406 - System and method for grouping trip itineraries: A system, a computer-readable storage medium including instructions, and a computer-implemented method to group trip itineraries is described. A plurality of trip itineraries is obtained, wherein the plurality of trip itineraries is obtained in response to a search query received from a user of a computer system. A dominating trip... Agent:

20120089405 - System and method for rewarding compliance with full or partial exclusive use of a web service provider: A computerized system and method for rewarding compliant use of a designated web service (DS) provided by a designated web service provider (WSP), comprising: storing identification parameters for the designated WSP and for Other WSPs, storing a compliance definition comprising exclusivity and usage requirements, receiving a user's DS request, analyzing... Agent: Musiclab Ltd.

20120089410 - System, method and article of manufacture for enhanced visibility during installation management in a network- based supply chain environment: A system, method and article of manufacture are provided for interacting with a client user in a network-based environment during installation management in order to enhance visibility. A user is identified and information about the user is collected, wherein the information relates to the installation of a service. A profile... Agent: Accenture Global Services Limited

20120089412 - Computer-implemented system and method for facilitating patient advocacy through online healthcare provisioning: A computer-implemented system and method for facilitating patient advocacy through online health care is provided. A patient advocacy database is maintained. General physicians and specialist physicians are listed in database records, as well as a diagnostic criteria for health disorders for each specialist. A patient referral tree is built with... Agent:

20120089413 - Health tracking and management: A consumer-centric health portal for individuals to track quantitative health data, receive a health grade and receive qualitative feedback. An individual's health data is measured, compared and graded providing a deep understanding of their health, how their health relates to similar individuals and key factors correlating to their health grade.... Agent:

20120089415 - Nursing home evaluation system: Methods, systems, and devices are described for determining resource allocation in a resident care facility, like a nursing home facility. Embodiments of the invention provide assessment questions to an assessor via a computer interface. The assessment questions may be based on a base assessment model having questions relating to a... Agent: Nursing Home Quality, LLC

20120089414 - Specialty stents with flow control features or the like: Methods and systems are described for receiving a parameter relating to a specific patient and for configuring a stent with a flow occlusion portion in response to receiving the parameter relating to the specific patient.... Agent: Searete LLC

20120089411 - Standard-compliant label and method of providing a standard compliant label: Provided is a label generated on-demand for identifying a medicinal substance to be administered to a patient. The label includes a content surface on which label content is printed on-demand by a computer printer. The label content includes information required by a medical labeling standard. An adhesive surface is provided... Agent: Codonics, Inc.

20120089416 - System and method for matrix-based dosage scheduling: A system for scheduling tablet dosage is described. The system comprises an application hosted on a computing device. The application comprises a user interface configured to receive a designation of a tablet to be ordered. The user interface is further configured to display a scheduling matrix comprising a plurality of... Agent:

20120089417 - Computer-implemented system and method for mediating patient-initiated physiological monitoring: Access to key diagnostic medical devices requires pre-approval by a screening physician. A computer-implemented system and method for mediating patient-initiated physiological monitoring and ensuring appropriate follow up, bypassing the need for a screening physician, are provided. A request for a medical monitoring device from a patient at a point of... Agent:

20120089419 - Hospital bed with graphical user interface having advanced functionality: A patient support apparatus, such as a hospital bed, communicates with an electronic medical record (EMR) system in healthcare facility. The hospital bed includes a patient support structure to support a patient, a graphical user interface coupled to the patient support structure, and control circuitry coupled to the graphical user... Agent:

20120089418 - Integrated interactive systems and methods with single transactional database and reporting application for eclinical trials: The present invention relates to a fully integrated systems and methods to offer end-to-end solution in designing, managing, recording, analyzing, mining and reporting of traditional as well as adaptive clinical trials with single transaction database. Particularly, the present invention relates to a system and method for clinical trial which will... Agent:

20120089420 - Multi-site clinical decision support: Methods are provided for the surveillance and monitoring of a patient's medical care when the patient is treated at two or more medical organizations having different medical record systems. Patient information is received from a first medical organization and populated into an active risk assessment array that monitors the patient's... Agent: Cerner Innovation, Inc.

20120089421 - Multi-site clinical decision support for sepsis: Methods are provided for the surveillance and monitoring of a patient's medical care when the patient is treated at two or more medical organizations having different medical record systems. Patient information is received from a first medical organization and populated into an active risk assessment array that monitors the patient's... Agent: Cerner Innovation, Inc.

20120089422 - Grab-n-go emergency portfolio for critical documents/photos: The GRAB-N-GO Emergency Portfolio for Critical Documents/Photos is a highly visible, comprehensive, organized and portable emergency portfolio containing your most critical documents and photos backed-up by a USB flash drive.... Agent:

20120089423 - Traffic information system: A method of evaluating the driving behavior in a vehicle. The method includes determining values of a plurality of parameters of the operation of a first vehicle in a first road segment, determining values of the plurality of parameters for one or more second vehicles in a second road segment... Agent: Sensomatix Ltd.

20120089426 - Techniques for automated profile-based transaction processing: Techniques for automated profile-based transaction processing are provided. A customer uses a cloud-based service to establish one or more transaction profiles. When that customer subsequently accesses a self-service device to perform a transaction, the cloud-based service is automatically contacted and the transaction is automatically completed on behalf of the customer... Agent: Ncr Corporation

20120089424 - Travel information system: An electronic travel booking system is disclosed, wherein the booking system is configured to display locations of interest on an electronic map. An input analysis module 30 is configured to determine the position of a movable pointer 58 on a map, and a calculation module 28 is configured to identify... Agent: Allmyflights Limited

20120089425 - Trip monitoring and inferential location based services: Techniques for trip monitoring and inferential location based services are provided. Itineraries for trips of a customer are monitored. As transactions complete in the itineraries, inferences are made to infer the geographical locations for the customer. The inferred geographical locations are used along with preferences for the customer to deliver... Agent: Ncr Corporation

20120089427 - System and method for grouping trip itineraries: A system, a computer-readable storage medium including instructions, and a computer-implemented method to group trip itineraries is described. A plurality of trip itineraries is obtained by a client computer system from a server, wherein the plurality of trip itineraries is obtained in response to a search query received from a... Agent:

20120089428 - Pen analysis for quantified perspectives in decision making: Organisations make decisions based on its Perspectives. These Perspectives exist within an environment with ever changing variables. It is of utmost importance that those Perspectives are relevant and valid in the current environment. Perspectives which are outdated or invalid, causes decisions and business activities which are inefficient for the Organisation.... Agent:

20120089429 - Systems and methods for gathering and analyzing social media data: Systems and methods are provided for gathering and analyzing social media data, business platform data, and/or gatekeeper data. Priorities are assigned to a plurality of strategic outcomes and business platforms. Scores and recommendations associated with the plurality of strategic outcomes and business platforms are generated.... Agent: Accenture Global Services Limited.

20120089430 - Distributed processing system, operation device, operation control device, operation control method, method of calculating completion probability of operation task, and program: A distributed processing system includes a plurality of operation devices that perform an operation using power derived from natural energy; and an operation control device that includes a task assigning unit that assigns the same operation task to the plurality of operation devices, and an operation control unit that controls... Agent:

20120089431 - Decisioning framework: A system and method of determining a recommended location for performing a work function is provided. In some examples, the system and method may include receiving a plurality of process criteria, such as hours of operation associated with the work function, type of work performed, skill set desired, language skills... Agent: Bank Of America Corporation

20120089432 - Method and system for assessing penalties associated with an employee without a job assignment: A method for managing the application of penalties to employees of a company. The method comprises executing software encoded on a machine readable storage medium by a CPU to implement a job assignment monitoring function, the job assignment monitoring function monitoring events occurring in the course of a job assignment... Agent:

20120089433 - Method of providing user information and device adopting the method: A method of providing user information and a device adopting the method are provided. In the method, a user list, in which a plurality of users are listed, and user cards of some of the plurality of users listed in the user list are displayed according to the users. Therefore,... Agent: Samsung Electronics Co., Ltd

20120089434 - Method and apparatus for chemical data repository: The invention provides a method of efficiently determining the effectiveness of managing a chemical or industrial facility. The method involves identifying various industrial site assets and recording various specs of those assets over time. The various assets are grouped according to some hierarchy such as location, problem to be solved,... Agent:

20120089435 - Method and system for optimizing process models: Within methods and systems for computer-aided optimization of process models, defined specifications and associated release criteria (quality gates) are available for every work stage. The specifications include service documents, result features that are to be generated in a work stage, and budget details and the latest end time for a... Agent:

20120089437 - Interest profiles for audio and/or video streams: A method includes receiving at least one criterion to identify at least one media item. The method includes determining one or more media items that satisfy the at least one criterion. The method includes determining a group interest profile for each of the one or more media items. A particular... Agent: At&t Intellectual Property I,l,p.

20120089436 - Mapping analytics system for activity growth: Systems and methods are described for transforming actual aggregated data (e.g., transaction and terminal data) from a large number of POS terminals into market trend reports. For example, POS datasets are aggregated from POS terminals distributed across many merchant outlet locations, each POS dataset including location data and transaction data... Agent: First Data Corporation

20120089438 - Point-of-sale-based market tracking and reporting: Systems and methods are described for transforming actual aggregated data (e.g., transaction and terminal data) from a large number of POS terminals into market trend reports that include macro-level trend data and analyses. For example, POS datasets are aggregated from POS terminals distributed across many merchant outlet locations, each POS... Agent: First Data Corporation

20120089439 - Market design for a resource exchange system: Providing a market design for a peer-to-peer resource exchange system. Prices for a plurality of resources such as storage space, upload bandwidth, and download bandwidth are calculated and balanced based on previous resource prices, a supply of the resources, and a demand for the resources. Further, prices for operations such... Agent: Microsoft Corporation

20120089440 - System and method of penalty data compilation, analysis and report generation: The present invention relates generally to a system and method for reviewing and evaluating performance. In particular, the present invention relates to a system and method for reviewing and evaluating performances of an official or group of officials at an event or events. Even more specifically, according to embodiments of... Agent:

20120089442 - Driving while distracted accountability and rewards systems and methods: A system for driving while distracted accountability and rewards, in one example embodiment, comprises a user interface between an administrator and an accountability and rewards service, a communication module to receive, from the administrator via the user interface, parameters to establish an accountability and rewards policy for a user associated... Agent: Swemex LLC

20120089441 - Imaging product layout method: A method of providing communications to groups of people includes forming a group of people, communicating a product offering to each person in the group, each communication including response information for purchasing the product, using a processor and communication network to identify people in the group that purchased the offered... Agent:

20120089443 - Method of delivering goods and services via media: A method for distributing a prescription pharmaceutical product includes recording a unique identifier in a database that identifies a medium and a prescription pharmaceutical product associated with the medium. The database is provisioned with criteria that establish different potential values for the medium. Thus, the medium has a variable value... Agent: Trialcard Systems, Inc.

20120089446 - Publishing commercial information in a social network: A publishing engine captures commercial information associated with a first user and automatically notifies other users in the first user's social network of this commercial information. The first user authorizes an e-commerce system to access his or her social network and to publish commercial information about the first user's commercial... Agent: Microsoft Corporation

20120089447 - Method and system for promoting products and projects: A computer-implemented system and method comprise obtaining from a potential user a favorite selection of viewed presentations. User registration information is obtained from the potential user. Registration confirmation that the potential user has been accepted as a registered user and the registered user is entered into a contest is received.... Agent:

20120089451 - Fixed location kiosk device and method for updating a social networking profile: Embodiments of the disclosed technology comprise a method and system for remotely uploading to a data feed of a user's social networking profile information about the user's physical location and goods or services associated with that location, and providing incentives to users to utilize such a system. The method and... Agent:

20120089450 - Loyalty offer: Loyalty offer techniques are described. In one or more implementations, data is received from a plurality of merchants via a network, the data describing transactions for goods or services initiated at physical locations of respective said merchants and including identifiers that uniquely identify mobile communication devices that were used to... Agent: Microsoft Corporation

20120089449 - System and method for providing a promotion: A system and method for providing a promotion over a computer network includes determining a potential promotion for an item, determining a threshold number of uncommitted endorsements required to unlock the potential promotion, and displaying the potential promotion and the threshold number of uncommitted endorsements to at least one potential... Agent:

20120089448 - Searcher call back request system and method: A search based call back request system enables a user to request a follow up contact from a seller. The system provides search functionality and stores seller information such that when search results appear for sellers that have requested to offer call back service to a buyer, the system formats... Agent: Sosbuzz, Inc.

20120089452 - Method and system to manage multiple party rewards using a single account and artificial intelligence: Systems and methods for storing a transaction history with respect to a business entity, and an incentive regarding a business entity, previously offered to an account. A desired transaction involving a holder of the account and the business entity may be generated based on the transaction history and a metric.... Agent: Retaildna, LLC

20120089453 - System for marketing campaign specification and secure digital coupon redemption: Product vendors are provided with a system for performing a marketing campaign to mobile communication device users, providing offers as instruments, such as digital coupons, to a selected group of users of the mobile communication devices and validating the integrity of the instruments. The invention has two phases: the selection... Agent: Hoozware, Inc.

20120089444 - Methods and systems for enhanced resource allocation: A second web portal is linked to a programmed processor and database. The processor implements an allocation algorithm that assists in pricing promotions based on the promotions effectiveness as measured by user responsiveness thereto. This processor further facilitates the second portal establishing a protocol to permit sellers and advertisers to... Agent:

20120089445 - Traffic light electronic display interface system and method: A method and system for safely providing electronic advertising to viewers at controlled traffic intersections.... Agent:

20120089454 - Network based system and method for managing and implementing online commerce: The disclosed computer system provides a selectively programmed Web architecture that implements a procedure and method for selectively serving to a Web page one or more electronic ads wherein the selection process is governed in part by application of a statistical algorithm. In a preferred embodiment of the inventive technology,... Agent: Linkshare Corporation

20120089455 - System and method for real-time advertising campaign adaptation: A technique for adapting an advertising campaign based on real-time campaign metrics, such as a composition of the target audience among advertising recipients or an impact on brand metrics. As the advertising campaign runs, parameters of the campaign are updated to boost performance of a portion of the advertising campaign... Agent:

20120089456 - System for search bid term selection: A system is disclosed for selecting bid terms for search advertising. A bid term selection tool includes a processor to execute an algorithm to provide suggested bid terms. The algorithm includes a cosine similarity function, a modified cosine similarity function, a penalty factor function, and an expected revenue function. The... Agent: Yahoo! Inc.

20120089459 - Hybrid advertising campaign: Keywords and placement criteria related to a campaign are received. An advertisement request that specifies a web property, e.g., a web page, is received, and keywords and placement criteria that are satisfied by the web property are identified. Based on the identified keywords and placement criteria, an advertisement to be... Agent: Google Inc.

20120089458 - Management of video data for advertising over a communications network: A method on a server for creating and managing video for use as advertising over a communications network can be provided. The method can include providing a graphical user interface (GUI) to a user over the communications network and receiving, via the GUI, descriptive information pertaining to the user's business,... Agent:

20120089457 - Search container: Particular embodiments identify a search result in response to a search query issued by a user; select a web-based application based on the search query; construct a web page dynamically, the web page comprising: the search result; and a search container comprising an interface of the web-based application; and transmit... Agent: Yahoo! Inc.

20120089460 - Method of generating a referral website url using website listings in a cookie: A closed loop referral system and method is disclosed. According to one embodiment, a computer-implemented method, comprises embedding a tracking code into a first website. The tracking code communicates with a referral system. A user interface is provided on a browser for the first website. The browser is directed from... Agent: Academixdirect, Inc.

20120089461 - Method for improved advertising on a mobile device: A first embodiment includes a method for providing targeted promotional offers from an advertiser to an advertisee that includes receiving location information of a mobile device belonging to the advertisee, searching through a promotional offer database, selecting a promotional offer using the location information of the mobile device as a... Agent:

20120089462 - Traffic light electronic display interface system and method: A method and system for safely providing electronic advertising to vehicle occupants in several regions proximate a controlled traffic intersection.... Agent:

20120089463 - Method and system for inserting advertisements in unified messaging solutions: A method and an apparatus for inserting an included message into an e-mail message, wherein the e-mail message is transferred through a unified messaging solution have been provided. In one embodiment, the unified messaging solution detects transmission of a voice mail message as the e-mail attachment. The voice mail message... Agent: Cisco Technology, Inc.

20120089464 - System and method for leisure & entertainment merchandising by attraction providers: An attraction provider, such as an attraction operator or attraction agency, is using a system for merchandising commercial attractions to a community of subscribers. The system includes an attraction provider server and an encounter generator server, both cooperating to merchandise the commercial attractions to subscribers, by presenting commercial attractions to... Agent:

20120089465 - Activity based mobile ad system and internet business model: An activity based mobile application system and Internet business model is described. The ABMAS harnesses a diverse set of mobile device apps sensing mobile user activity with a sponsor ad auction engine. The disclosed mobile ad system allows sponsors to identify and bid on mobile ad placement to motivated buyers... Agent:

20120089466 - Ranking and display of stackable mobile banner ads: A mobile device capable of receiving groups of ads for displaying, storing, and retrieving and from a mobile app, providing the app user to interactively navigate through, store, retrieve, view and select a received set of stackable banner ads in mobile apps.... Agent:

20120089470 - Locating a product or a vender using a mobile communication device: Systems and methods of using a mobile communication device to locate a product or a vender within a shopping facility. The method comprises receiving, via an input associated with the mobile communication device, a request to locate the product or the vender within the shopping facility, transmitting the request to... Agent: Wounder Gmbh., LLC

20120089468 - Lottery ticket purchase apparatus and method: A mobile communication device configured with an application and short-range wireless hardware to create a temporary connection with a lottery point-of sale ticket system in order for a player to purchase a lottery game ticket at a remote, but proximate location local to an authorized lottery retailer. A method by... Agent: Alchemy3, LLC.

20120089469 - System and method for dynamic fob synchronization and personalization: A system generally for personalizing and synchronizing fob data in the context of a distributed transaction system is disclosed. A dynamic fob synchronization system may comprise point of service (POS) devices configured with transponder-readers to initiate a transaction in conjunction with a fob, an enterprise data collection unit, and a... Agent: American Express Travel Related Services Company, Inc.

20120089467 - System and method of capturing point-of-sale data and providing real-time advertising content: A tap device is provided that monitors data communications with a point-of-service terminal device and communicates with remote servers that are associated with an external network, a local server that is associated with an internal network and a display for displaying point-of-purchase promotional media. The tap device includes a monitoring... Agent: Rt7 Incorporated

20120089471 - System and method of capturing point-of-sale data and providing real-time advertising content: A tap device is provided for mobile device payment at a point-of-sale (POS) terminal. The tap device monitors at least one communication line of the POS terminal and detects at least one data packet having transaction data. The tap device includes a trigger database having entries including pre-stored trigger data... Agent: Rt7 Incorporated

20120089472 - Method for vehicle acquisition and exchange: Disclosed herein is a method of vehicle acquisition and exchange. The method includes assigning a predetermined number of units for a first vehicle and a predetermined number of units for a second vehicle, providing at least one customer with a customer unit pool representing an amount of available product units,... Agent: Altair Engineering, Inc.

20120089473 - Systems and methods for historical information management: A networked computer system is provided for collecting and displaying historical content comprising a plurality of digital objects associated with a historical period or event. The computer system is comprised of one or more networked servers for processing the historical content. The servers are configured to access a database of... Agent: Missouri Historical Society

20120089474 - Automated automobile maintenance using a centralized expert system: A system includes a database that stores an expert knowledgebase, and one or more servers configured to implement an expert system. The one or more servers receive sensor data associated with sensors from automobile maintenance systems associated with respective ones of multiple automobiles, and analyze the sensor data, using the... Agent: Verizon Patent And Licensing Inc.

20120089476 - Conditional purchase offer management system: A conditional purchase offer (CPO) management system is disclosed for receiving CPOs from one or more customers, such as airline passengers, and for evaluating the received CPOs against a number of CPO rules defined by a plurality of sellers, such as airlines, to determine whether any seller is willing to... Agent:

20120089475 - Method and apparatus for assessing residential customer pre-installation criteria: A method and apparatus for assessing residential customer pre-installation criteria for installation of an electrical appliance. The method includes providing a user with a variable set of questions and options concerning the location and environment in which the electrical appliance is to be installed. The questions may vary depending on... Agent:

20120089483 - Escrow payment to faciliate on-line transactions: A system and method enables sellers to define a secret shared with an on-line payment provider when listing an item or service for purchase. Consumers deposit funds into an on-line escrow or holding account before committing to a financial on-line transaction or purchase. Once an item is located, the consumer... Agent: Ebay, Inc.

20120089482 - Last-room-available search apparatus and method: A system and method for customer-oriented searching and purchasing of goods and services relies on a database having records corresponding to purveyors, products and services, and purchasers and maintained by a third party independent from all the foregoing. Searches may obtain information with or without cooperation of purveyors (vendors). Filtering... Agent:

20120089480 - Online purchasing system and methods with buyer's agency: A method of operating an online purchasing system for use by a plurality of buyers includes receiving product information from a client system including a buyer-observed price of a product that is input by one of the plurality of buyers, using a server system to execute a multi-input search algorithm... Agent:

20120089481 - Securing sensitive information with a trusted proxy frame: A system and method for secure transmission of sensitive end user information from an Internet portal operated by a publisher to a third party data processor. The publisher provides a content portal such as an e-commerce or healthcare information site. A third party data processor such as a bank or... Agent: Chain Reaction Ecommerce, Inc.

20120089477 - Efficient method and system for customized manufacture of shoes: Customized articles of footwear are produced by defining options that can be selected by a customer when submitting a custom order. These options typically include model options, functional options, and aesthetic options. These options are created by a design source, such as a shoe designer within a particular market, and... Agent: Nike International, Ltd.

20120089484 - Methods, devices, and computer program product for offering media content based on user preferences: Media content is offered upon indication of receipt of a communication from a first communication device to a second communication device. A sample of media content is transmitted to the first communication device or the second communication device based on at least one preference of a user of the first... Agent:

20120089485 - Product browser for software products: A computer usable storage medium having computer readable program code embedded therein for a product browser. The program code comprising, a product browser with a user interface at a device configured for receiving a user selection of a product from a source, the source comprising a plurality of products, for... Agent:

20120089479 - Electronic system and method for providing beauty solutions: The present invention is directed to an electronic system and method for providing beauty solutions and/or treatments, when trying to cure beauty problems. The electronic system and method can provide useful information on hair solutions and recommend products, allowing a user to select a beauty treatment regime based on the... Agent:

20120089478 - Methods, systems, and computer readable media for using stored conjoint analysis software iteration data in conjoint analysis of different product or service combinations: The subject matter described herein includes methods, systems, and computer readable media for using stored conjoint analysis software iteration data in conjoint analysis of different product or service combinations. A method for using stored conjoint analysis software iteration data in conjoint analysis of different product or service combinations is provided.... Agent:

20120089486 - Managing process requests in a distributed order orchestration system: A fulfillment workbench of a distributed order orchestration system is provided. A distributed order orchestration system can include a fulfillment workbench that provides a user interface for order fulfillment administrators, users and supervisors to monitor and manage order fulfillment processes through the distributed order orchestration system. The fulfillment workbench can... Agent: Oracle International Corporation

20120089487 - Management of preferred items list: Systems and methods of generating a list of preferred items are disclosed herein. A uniform resource identifier that references a listing web service is provided. A call to the listing web service is received from a linking website. The call to the listing web service includes an item identifier corresponding... Agent: Microsoft Corporation

20120089488 - Virtual reality system including smart objects: Embodiments of the invention include a virtual reality system that includes an instrumented device used to present a virtual shopping environment to a simulation participant. The participant's interactions with the virtual shopping environment may be used to conduct market research into the consumer decision making process. The virtual shopping environment... Agent:

20120089489 - Component safety inventory amount calculating method, program for executing same, and device for executing same: A device (100) for calculating the amount of safety inventory of a common component commonly used in products comprises a required-amount deviation calculating section (111) for determining the required-amount standard deviation of the common component using the demand standard deviation of each product, an integrated required-amount deviation calculating section (112)... Agent: Hitachi, Ltd.

20120089490 - Methods and systems for labeling labware: The present invention includes a system for marking labware. The system includes an instruction set with markings to be applied to pieces of labware and the order in which the markings are to be applied to the labware. The system also includes a marking device that receives the instruction set... Agent:

20120089492 - System and method for creating and managing a personalized web interface for monitoring location information on individuals and objects using tracking devices: A personalized format webpage is generated to monitor location information. A management dashboard module is disclosed to provide a user access to location information of a tracking device associated with an object or an individual. An account services module provides menu options to the user. A wizard menu enables the... Agent: Location Based Technologies Inc.

20120089491 - System and method of providing enhanced transaction data: A system and method is provided for processing financial transactions performed by an employee using an employer provided financial presentation device. The system includes a memory, a processor coupled to the memory; and a processing module executable by the processor. The processing module is adapted to process an authorization request... Agent:

20120089493 - Method and system for pre-populating job assignment submissions: A method for pre-populating an end of shift submission by an employee of a transportation company. The method comprises executing software encoded on a machine readable storage medium by a CPU at a client associated with the employee to implement a Graphical User Interface (GUI) to supply particulars relating to... Agent:

20120089494 - Privacy-preserving metering: Privacy protecting metering is described such as for electricity, gas or water metering, metering use of cloud computing resources, traffic congestion charging and other metering applications. In examples, fine grained user consumption data is kept private and not disclosed to a provider of a resource consumed by the user. In... Agent: Microsoft Corporation

20120089495 - Secure and mediated access for e-services: A system for providing secure access for a user to network accessible services. The system comprises a client software agent to generate a services request that is determined by a user. A services software agent is included and the service software agent is in electronic communication with the client software... Agent:

20120089498 - Bail bonds agency manager: Systems, methods, and computer-readable media having stored instructions for managing operations of a bail bond company are disclosed. A system includes one or more data storage devices which store a defendant module that includes one or more defendant profiles. Each defendant profile is associated with a defendant and includes information... Agent:

20120089500 - Method and apparatus for delegating authority: A delegated authority system allows an account holder to delegate authority to one or more individuals, such as financial advisors through a third party service. An individual receives authority to access financial accounts and/or access aggregated financial data. The individual may then retrieve account information from the individual accounts or... Agent: Fiserv, Inc.

20120089496 - Method and apparatus for high-speed processing of financial market depth data: A variety of embodiments for hardware-accelerating the processing of financial market depth data are disclosed. A coprocessor, which may be resident in a ticker plant, can be configured to update order books based on financial market depth data at extremely low latency. Such a coprocessor can also be configured to... Agent: Exegy Incorporated

20120089497 - Method and apparatus for high-speed processing of financial market depth data: A variety of embodiments for hardware-accelerating the processing of financial market depth data are disclosed. A coprocessor, which may be resident in a ticker plant, can be configured to update order books based on financial market depth data at extremely low latency. Such a coprocessor can also be configured to... Agent: Exegy Incorporated

20120089499 - Methods, systems, and processes for the design and creation of rich-media applications via the internet: Rich-media applications are designed and created via the Internet. A host computer system, containing processes for creating rich-media applications, is accessed from a remote user computer system via an Internet connection. User account information and rich-media component specifications are uploaded via the established Internet connection for a specific user account.... Agent: Balthaser Online, Inc.

20120089535 - Financial planning methods and apparatus: A financial planning solution for consumers includes online software for consumers that may provide a comprehensive financial plan, including features such as planning for budgets, home insurance, auto insurance, life insurance, long term disability, short term disability, umbrella insurance, asset allocation, financial goals, estates, education, pre-retirement, in-retirement, risk profile, emergency... Agent:

20120089536 - Systems and methods to allocate relevancy of global asset peers: The present invention provides apparatus and methods to facilitate allocation of find assets amongst asset classes including: equity inverse assets, precious metal assets, commodities and hard assets, international equity, international fixed income, domestic fixed income and domestic equity.... Agent:

20120089504 - Algorithmic trading: Systems and methods of evaluating rules. Other embodiments are also described.... Agent:

20120089502 - Method and system for routing ioi's and trade orders: Embodiments of the present invention include systems for linking routed orders to IOI's. Broker/dealers and buyside clients may be connected to the system through system interfaces or via standard FIX protocols. A broker/dealer may submit an order to the system, which verifies and forwards the order to an ATS to... Agent:

20120089501 - Method for sharing ownership and revenue with customers: b

20120089503 - Systems and methods for trading a trade list in financial markets: Systems and methods are provided for maintaining neutrality while trading a list of securities using an algorithmic trading facility coupled with at least one destination. This destination includes at least one alternative trading system (ATS). This facility is coupled, via an electronic data network, to a plurality of trading clients,... Agent: Itg Software Solutions, Inc.

20120089506 - Credit card imaging for mobile payment and other applications: A mobile payment device includes a contactless payment module, a processing module, and a display module. The contactless payment module is coupled to execute a credit payment transaction. The processing module is coupled to detect the executing of the credit payment transaction and retrieve credit image data based on the... Agent:

20120089507 - Device, system and transaction method for integrating payment function and receipt function: A device integrated with payment function and collection function, includes a smart memory card and an intelligent terminal. The intelligent terminal is adapted to generate a secure transaction management instruction, send the secure transaction management instruction to the smart memory card and notify an execution result of the secure transaction... Agent: Potevio Institute Of Technology Co., Ltd.

20120089505 - Methods and systems for managing transaction card accounts: Methods and systems for managing transaction card accounts in which cardholders are permitted to incur transaction charge balances on existing transaction card accounts and substituting the existing transaction card for each of at least a portion of the plurality of cardholders with a different transaction card product upon an occurrence... Agent: Citicorp Credit Services, Inc.

20120089510 - Fee management system: A system is taught for out-sourced management of educational institution fee arrangements that reduces the contacts with a responsible party of a student during the finalization of fee payment arrangements to a single contact. Specifically, the invention includes a system that includes an apparatus configures to provide a single personalized... Agent:

20120089508 - Methods and systems for inter-currency transfers: Exemplary embodiments describe systems and methods which provide for currency or inter-currency transfers. An intermediate broker operates between service providers to enable the transfer to be separated into two local e-money transactions from point of view of the service providers. E-money flows and real money flows are disassociated to enable,... Agent: Telefonaktiebolaget L M Ericsson (publ)

20120089511 - System and method for selection of payment systems from a payment system directory to process a transaction: Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an item (e.g., goods or services), selects an item for purchase, and provides the supplier with payment criteria. The supplier queries a... Agent: American Express Travel Related Services Company, Inc.

20120089512 - System and method for selection of payment systems from a payment system directory to process a transaction: Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an item (e.g., goods or services), selects an item for purchase, and provides the supplier with payment criteria. The supplier queries a... Agent: American Express Travel Related Services Company, Inc.

20120089509 - Systems and methods for facilitating payment reconciliation over a network: In accordance with one or more embodiments of the present disclosure, a system and method for facilitating electronic commerce over a network includes communicating with a user via a user device and a merchant via a merchant device over the network, receiving a purchase request from the merchant via the... Agent: Ebay Inc.

20120089513 - Near field communication terminal capable of loading card with money and method of operating the same: Disclosed herein are an NFC terminal and a method of operating an NFC terminal. The NFC terminal includes an NFC unit and a payment unit. The NFC unit communicates with an external payment processing server. The payment unit pays for loaded money data while communicating with the payment processing server.... Agent: Kt Corporation

20120089514 - Method of authentication: A method for authentication of a user (1) to an acceptance point (3), the authentication being performed by comparing a transaction number (Trx1D) with a computed or stored transaction number (Trx1D), wherein the acceptance point (3) and/or a user terminal (2) sends a request message to a central point (4)... Agent:

20120089515 - Identification level generation methods and systems: According to the invention, a method for approving financial transactions involving money transfer agents and individuals is disclosed. The method may include receiving a request to conduct a money transfer at a money transfer agent location characterized by a first quality level. The method may include determining that the money... Agent: The Western Union Company

20120089517 - Location based transaction: A method for executing a wireless trade is provided that includes communicating with a handheld device via a wireless network and sending and receiving financial information to and from the handheld device. The financial information is associated with a trade that can be initiated by the handheld device. The method... Agent:

20120089516 - Method and system of processing financial transaction: A system for processing financial transaction includes two or more financial transaction devices, a management control linked with a financial institution network, and a financial transaction network linking the financial transaction devices with the management control, wherein the financial transaction devices are communicatively linked with each other. The financial transaction... Agent: Onbest Technology Holdings Limited

20120089518 - Method and system for authenticating prescriptions for controlled substances: A method and system for two-factor authentication of electronic prescriptions for controlled substance is characterized by the tagging of discreet prescription identifiers, created by an electronic medical record system, with a unique identification number and encoding the identification number in an electronically readable identifier. The identifier is created using an... Agent:

20120089519 - System and method for single use transaction signatures: A system and method for providing transaction-level security, such as authentication, authorization, or non-repudiation of business-related and other transactions, using shared keys and single use transaction signatures (SUTS). In accordance with an embodiment, to utilize the system, a user registers a client device with an identity service provider (IdP). The... Agent:

20120089520 - Trusted service manager (tsm) architectures and methods: A client device comprises a first secure element and a second secure element. The first secure element comprises a first computer-readable medium having a payment application comprising instructions for causing the client device to initiate a financial transaction. The second secure element comprises a second computer-readable medium having a security... Agent: Ebay Inc.

20120089521 - Method and apparatus for billing purchases from a mobile phone application: A method and apparatus is provided for mobile communication device application user to purchase content or functionality for the application while in the midst of using it and without interrupting his user experience. In an embodiment, the user's mobile carrier subscriber account is billed directly for the purchase. The method... Agent:

20120089522 - Service management system and method: The delivery of services is managed by a system that includes a portable device and a management apparatus which receives and decrypts a first identifier generated and encrypted by the portable device. One of the devices also digitally signs a second identifier, which is validated at the other device.... Agent: Gemmo S.p.a.

20120089523 - Smartgrid energy-usage-data storage and presentation systems, devices, protocol, and processes including a visualization, and load fingerprinting process: This disclosure relates to systems, devices, protocols, and processes for retrieving, accessing, and presenting information of energy usage using a distributed storage process and distributed logical services to provide a user with real-time energy usage information and visualization.... Agent: Basen Corporation

20120089524 - System and method for receiving, storing, and transmitting patent-related information: A method for receiving, storing, and transmitting patent-related information includes receiving, from a plurality of sources, identifying information that at least partially identifies patent invalidity information for a plurality of patents, storing the identifying information in a database, receiving a request from a third party to transmit at least a... Agent:

20120089525 - Superconducting power and transport system: A transport and power system having a plurality of tubes or tunnels, a magnetic levitation and linear motor train, and a superconducting power cable. One of the tubes can be an escape, power distribution, and maintenance tunnel. These tubes can be above ground, below ground, at ground, or under water.... Agent: Metadigm LLC

20120089526 - Method for inspection of performed cleaning: The invention relates to a method for the inspection of cleaning performed comprising: registering specific data regarding the institution to be inspected in a hand-hold computer which via the Internet is connected to a central computer, registering before each inspection the number of rooms to be inspected in the hand-hold... Agent:

20120089527 - Method, apparatus and computer program product for monitoring compliance in reporting unclaimed property: Methods, apparatus and computer program products are provided for monitoring compliance in reporting unclaimed property. The method is capable of identifying both potential non-reporters and potential under-reporters. In this regard, potential under-reporters may be identified as a result of a multilevel review that may take into account the recent reporting... Agent: Acs State And Local Solutions, Inc.

20120089528 - System and method for quality control in a high volume talent acquisition: A system and method for quality control in a high volume talent acquisition is disclosed. In one embodiment, a system for quality control in a high volume talent acquisition includes a processor, a quality talent acquisition database for storing a plurality of candidate e-dossiers and historical data associated with fraudulent... Agent:

20120089532 - Flexible mail delivery system and method: The principles of the present invention provide the ability to flexibly change the delivery point and time for a mail item, while the item is en route. The recipient, sender, or mailer may flexibly change the delivery point of the item alone or in combination with each other. While an... Agent:

20120089529 - Methods and systems for supporting the production of shipping labels: Methods and systems for supporting the production of shipping labels are provided. Example embodiments provide a Shipment Management System (“SMS”), which facilitates the production of shipping labels. The SMS may be configured to generate a shipping uniform resource identifier (“URI”) that identifies a shipping protocol and includes shipment information and... Agent:

20120089530 - Systems and methods for providing personalized delivery services: Systems and methods are disclosed for providing personalized delivery services by a carrier providing a package delivery service. For example, a consignee may indicate a delivery preference to be applied to delivery of a package, such as indicating a specific location where the package is to be left upon delivery,... Agent: United Parcel Service Of America, Inc.

20120089531 - Systems and methods for providing personalized delivery services: Systems and methods are disclosed for providing personalized delivery services by a carrier providing a package delivery service. For example, a consignee may indicate a delivery preference to be applied to delivery of a package, such as indicating a specific location where the package is to be left upon delivery,... Agent: United Parcel Service Of America, Inc.

20120089533 - Systems and methods for providing personalized delivery services: Systems and methods are disclosed for providing personalized delivery services by a carrier providing a package delivery service. For example, a consignee may indicate a delivery preference to be applied to delivery of a package, such as indicating a specific location where the package is to be left upon delivery,... Agent: United Parcel Service Of America, Inc.

20120089534 - Business network management: A computer-implemented method includes: receiving metadata about a business network, the metadata gathered by computer-based entities performing automated discovery of the business network; generating a business network model based on the metadata, the business network model comprising objects and associations between them, the objects representing aspects of the business network... Agent: Sap Ag

20120089537 - Method and system for rail vehicle reconfiguration: Methods and systems are provided for controlling a locomotive (or other rail vehicle) owned by a first entity when borrowed and operated by a second entity. The locomotive includes an operating control system having a first mode and a second, different mode of operation, the first mode including settings configured... Agent:

20120089538 - Server reservation method, reservation control apparatus and program storage medium: An information processing device including a communication interface that exchanges data with a first device and a second device; and a processor that performs authentication of the first device; receives content data from the first device via the communication interface; and controls the communication interface to send the content data... Agent: Sony Corporation

20120089541 - Biomarkers and methods of treatment: The present invention concerns cancer biomarkers. In particular, the invention concerns c-met as biomarkers for patient selection and patient prognosis in cancer, as well as methods of therapeutic treatment, articles of manufacture and methods for making them, diagnostic kits, methods of detection and methods of advertising related thereto.... Agent: Genentech, Inc.

20120089539 - Business method for discount system creation and marketing: A business method for creating a discount system and marketing includes: establishing an Executor by the Organizer; requesting Customer products or services, and receiving discount from the Executor or Organizer on purchased products and services; uniting Customers or Suppliers into a community; requesting discounts from the Supplier in exchange for... Agent: Uab "ieec"

20120089540 - Cart systems and methods for delivering pharmaceutical items to a retail seller: A cart system for distributing pharmaceutical items includes a cart and a plurality of totes. The cart has a wheeled base, framework, a door, and a locking mechanism. The framework extends upwardly from the base and forms an interior storage region having a front, a rear, and opposing sides. An... Agent:

20120084090 - Eprocurement change request process: The present invention is directed to methods and systems for implementing a procurement change request process. The method includes receiving a request to edit a requisition order from a requestor. The requisition order has been previously completed and the requisition order includes a lines. The method further includes receiving updates... Agent: Oracle International Corporation

20120084091 - Apparatus and method for object confirmation and tracking: A method and apparatus for tracking a medication to be administered by a user. The method includes the steps of determining the identity of a medication to be administered by a user, identifying one or more characteristics associated with the medication that are to be used to continue to track... Agent: Ai Cure Technologies LLC

20120084097 - Identification of specialty drugs: Methods for determining whether a drug is a specialty drug, methods for creating tools to be used in making the determination, and the tools themselves are disclosed. The overall value of a drug depends on the drug's attribute values with respect to each of a set of drug attributes (concerning,... Agent: Express Scripts, Inc.

20120084092 - Method and apparatus for a comprehensive dynamic personal health record system: We present a data-driven system that seamlessly integrates the compilation of a diverse set of patient electronic medical records, family history, and environmental risk factor databases, a program that determines correlations and assigns weights through a neural network between illness and the state of symptoms, a program to create disease-specific... Agent:

20120084096 - Method, apparatus, and program for generating diagnostic result explanation reports: A diagnostic result explanation report generating apparatus is equipped with: a diagnostic information storing section, a comment information storing section, a template storing section for storing explanation templates having insertion regions, into which at least portions of the diagnostic information and the comment information are insertable, prepared for each of... Agent: Fujifilm Corporation

20120084095 - Patient burden easing support apparatus, patient burden easing support method and computer readable medium: An endoscopic sector server as a patient burden easing support apparatus executes a step of acquiring preparation completion information indicating that preparation for an endoscopic inspection has been completed, a step of acquiring inspection start information indicating that the endoscopic inspection has been started, a determination step of determining whether... Agent: Fujifilm Corporation

20120084093 - Rater resource allocation systems and methods: Methods of allocating raters to assessment visits of studies, and tangible computer readable media including software that is adapted to control a computer to implement methods of allocating raters to assessment visits of studies, are provided. Raters are allocated by retrieving blinding information that includes at least one blinding criterion... Agent: Medavante, Inc.

20120084094 - Treatment regimen compliance and efficacy with feedback: A method and system for interaction with a community of individuals, relating to compliance with and effectiveness of treatment regimens, including supply and use of pharmaceuticals, using a protocol or other intelligent message which acts in place of a service provider and which is capable of collecting or imparting information... Agent: Health Hero Network, Inc.

20120084099 - Method, system and article of manufacture, such as a card, to provide user selectable medical information and information to obtain eligibility of healthcare payments: A method obtains and stores medical information in a machine-readable format. An interface is provided to select a portion of the medical information. In response to a user selection, the portion is displayed on a substrate, and the medical information is accessed by information, recorded in a machine-readable format on... Agent: Intuit Inc.

20120084100 - System and method for facilitating candidate and subject participation in clinical trial studies: The present invention discloses systems and methods for facilitating candidate and subject participation in clinical trial studies. Medical professionals participating in the study at satellite sites assist in recruitment of their pre-existing patients as subjects in the study. Clinical trial data collected from the subjects is communicated over a computer... Agent: Medavante, Inc.

20120084101 - System and method for longitudinal disease management: A longitudinal medical outcome collection and reporting (LMOCR) system provides a system for collecting, storing and displaying medical information. In particular, the system includes a patient database for storing medical records and information pertaining to a plurality of patients. The LMOCR system further includes an application server that stores applications... Agent: Prm, LLC

20120084098 - System and method for populating electronic healthcare forms: A computer-implemented method, computer program product, and computing system for monitoring an answer being solicited from a user of a healthcare system concerning a question included within an electronic healthcare form. The user is provided with information that assists the user in answering the question on the electronic healthcare form.... Agent:

20120084103 - System and method for estimating loss costs and propensity of an insured vehicle and providing driving information: A system for estimating loss costs for a vehicle is provided. A server is provided in communication with a network, and electronically obtains location information over a period of time from a telematics device installed in a vehicle and transmitted to the server over the network. At least one driving... Agent:

20120084104 - System and method for selling insurance using rapid decision term: An insurance company sells a life insurance policy having a coverage period. The policy provides a total benefit amount which includes an all-cause benefit amount and an accidental death only benefit amount. The policy is initially underwritten on a limited basis and the ratio of the all-cause benefit to the... Agent: Fidelity Life Association

20120084102 - Systems and methods for electronic insurance policy delivery: A system and method in which data regarding an insurance policy to be presented to a consumer for review and execution is stored in one or more databases. The consumer is presented with one or more electronic messages indicating that the insurance policy is available for review and inquiring as... Agent:

20120084105 - Method for selecting a round trip transport service in one click: The present invention concerns a method for selecting in one click a round trip transport service among a plurality of transport services between a departure place and a destination for a preferred departure date and a preferred return date, said plurality of transport services covering direct and/or multi-stop journeys at... Agent: Boeing Netflyer Information Services

20120084107 - Method and apparatus for matching buyers and sellers in an anonymous online marketplace: In one embodiment, the present invention is a method and apparatus for matching buyers and sellers in an anonymous online marketplace. One embodiment of a method for defining a community of network users includes collecting data relating to the network users, where the data is of at least one of... Agent:

20120084106 - System and method for designing supply chain for commodity product distribution: Techniques are disclosed for designing a supply chain distribution network. A network design tool may be configured to facilitates strategic decision making for a producer/distributor of a commodity products (e.g., molecular gas mixtures stored in cylinders) by incorporating transportation costs (i.e., operational decisions) into the strategic decision making process. Further,... Agent: L'air Liquide Societe Anonyme Pour L'etude Et L'exploitation Des Procedes Georges Claude

20120084108 - Systems and methods for a work flow management application suite for mobile communications devices: Systems and methods for a work flow management application suite for mobile communications devices are provided. In one embodiment, a method for providing work flow management from a mobile communication unit comprises: initiating a login from the mobile communication unit to a back-end database by transmitting a unique device ID... Agent: Adc Telecommunications, Inc.

20120084109 - Decisioning guidelines and framework: A system and method of identifying one or more locations eligible to perform a work function based on one or more filtering parameters is provided. The system and method may include receiving a first plurality of locations and filtering the first plurality of locations to identify a second plurality of... Agent: Bank Of America Corporation

20120084110 - System and method for smart oil, gas and chemical process scheduling: A system and method support smart scheduling for an oil, gas and chemical process system with a plurality of facility units. A subset of the process facility units can be selected from the plurality of process facility units. A partial scheduling calculation can be performed on the selected subset of... Agent: M3 Technology, Inc.

20120084112 - Providing community for customer questions: A system for providing community for customer questions receives a customer question. The customer question may be classified into a classification from a plurality of classifications categorizing whether a question is answerable, needs expert assistance, needs more information, or is not answerable. Based on the classification and one or more... Agent: International Business Machines Corporation

20120084111 - System and method for adaptive multiple contact assignment: Embodiments of the present invention generally relate to a system and method for adaptively assigning multiple contacts to an agent determined by that agent's current metrics data or effectiveness measure. In one embodiment, there is provided a method for adaptively assigning multiple contacts to an agent in a contact center,... Agent: Avaya Inc.

20120084114 - Capturing and reviewing changes impacting enterprise resource planning systems: A change memo system facilitates the identification and review of changes to legal requirements and/or other guidelines that may impact enterprise resource planning (ERP) systems. Identified electronic references are tracked for changes. When a change is detected, a change memo is created as a record of the change. The change... Agent: Rimini Street Inc.

20120084113 - Virtual resource cost tracking with dedicated implementation resources: Virtual resources may be provisioned in a manner that is aware of, and respects, underlying implementation resource boundaries. A customer of the virtual resource provider may specify that particular virtual resources are to be implemented with implementation resources that are dedicated to the customer. Dedicating an implementation resource to a... Agent: Amazon Technologies, Inc.

20120084115 - Turf management: A turf management system includes an irrigation system for providing water to the turf at a turf site, and an irrigation evaluation system for evaluating the performance of the irrigation system. The irrigation evaluation system segments the turf site into irrigation management units, where each of the irrigation management units... Agent:

20120084116 - Method and apparatus for determining whether to allow creation of a content channel: An apparatus may include a content channel drafting module configured to provide for drafting of a content channel. A content channel comparison module may compare the content channel with existing content channels to determine a similarity factor. A channel creation determination module may determine whether or not to allow creation... Agent:

20120084117 - Transaction location analytics systems and methods: One embodiment provides a method for evaluating transaction data to determine point of location usage. This could be, for example, to determine where customers are mostly likely to shop before or after shopping at a given merchant. For instance, the method could show the percentage of customers that shop at... Agent: First Data Corporation

20120084119 - Method and system for excess inventory management: A method for managing excess inventory includes receiving a physical shipment of goods and submitting a description and expiration date of each inventory item in the physical shipment of goods to an inventory management application. The inventory management application tracks number of units of each inventory item at the merchant.... Agent: Intuit Inc.

20120084118 - Sales predication for a new store based on on-site market survey data and high resolution geographical information: A method for predicting sales for a new store in a certain geographical area is disclosed, the method comprising geographic and non-geographic information and customer segmentation in the area to estimate sales and optionally the impact on existing competitor stores.... Agent: International Business Machines Corporation

20120084120 - Survey assessment: A reply of a survey responder is evaluated. A verbal response to a survey is received and a corresponding audio file is encoded. One or more evaluators are given access to both the audio file and a questionnaire including a question regarding a disposition of a survey responder. The evaluators... Agent: Sayhired, Inc.

20120084121 - Systems and methods for facilitating a sale between a consumer and mobile supplier: A system and method for facilitating a sale between a consumer and a mobile supplier offering one or more transportable goods for sale that includes one or more supplier devices and one or more consumer devices communicatively coupled to at least one of the supplier devices. The supplier devices may... Agent:

20120084122 - Coupon integration with shopping lists: In an embodiment, an application receives data indicating that a user has selected a coupon offer. The application identifies an item that is associated with the selected coupon offer. In response, the application adds the item to a shopping list for the user. In an embodiment, an application receives data... Agent:

20120084128 - System and method for providing incentives to purchasers: An online system presents remote users with static incentives, dynamic incentives and the ability to create and submit customizable incentives related to goods or services of interest to the user. By using the incentive delivery system, the user can research goods or services of interest and in an interactive fashion... Agent: Asn Holdings, LLC

20120084127 - Transaction system and method for distributing profit-sharing incentives within social media networks and online communities: A system and method for conducting revenue-generating transactions by creation and dissemination of a pooled profit-sharing incentive among users of a social network or other online community.... Agent:

20120084129 - System and method for subscription-based delivery service: A subscription-based discounted delivery service that allows consumers to make purchases from multiple merchants through multiple sales channels. User preference information is stored by the service provider and provided to any of the multiple merchants from whom the user seeks to make a purchase, from the product detail page of... Agent: Shoprunner, Inc.

20120084130 - System and method for tracking individuals via remote transmitters attached to personal items: A system and method are provided for verifying presence at a location is defined. In an embodiment, user information, user identifier information, vendor information, and time information is stored in at least one database accessible to at least one processor. First electronic user identifier representing a first user is received... Agent:

20120084131 - Data communication system: The present invention relates to systems for communicating data. In particular, systems for communicating data to and from mobile devices are described. One system involves the use of a server to store the association between a shortcode and the data. A user device can be used to transmit the shortcode... Agent: Ucl Business PLC

20120084132 - Methods, systems and computer readable media for issuing and redeeming co-branded electronic certificates: The subject matter described herein includes methods, systems, and computer readable media for issuing and redeeming co-branded electronic certificates. In one example, a method includes receiving, via near field communication (NFC), a co-branded electronic certificate and an electronic payment card to conduct a wireless purchase transaction for at least one... Agent:

20120084133 - Methods and apparatus to distinguish between parent and child webpage accesses and/or browser tabs in focus: Methods and apparatus to distinguish between parent and child webpage accesses and/or browser tabs in focus are disclosed. An example implementation includes identifying an HTTP request; retrieving Page Info data from a browser; electronically detecting if the Page Info data and the HTTP request identify a same Internet resource; electronically... Agent:

20120084134 - Energy conservation incentivisation system: An energy conservation incentivisation system is disclosed. The energy conservation incentivisation system is provided with a website having a web server reading information representative of a customer's energy usage for a given period of time in relation to a corresponding period of time. The website verifies a reduction of energy... Agent:

20120084135 - System and method for tracking transaction records in a network: The disclosure describes a database system and method for processing a transaction record of a transaction between a merchant and a user is provided. The system comprises a database and a server. The database stores and updates an account record and coupon records. The account record contains account data associated... Agent: Smartslips Inc.

20120084136 - Ebook advertising, including cost-sharing techniques: Techniques are provided that include allowing an ebook reader to select an advertising setting which specifies permissible forms of advertising to be presented to the ebook reader via one or more ebooks. Based at least in part on the selected setting, the ebook reader may be provided with a reduction... Agent: Yahoo! Inc.

20120084137 - Method for creating, distributing, and tracking variable coupons: A method and system for generating dynamic coupons for items in which a discount amount of a first product is dependent on other products selected by the consumer. The method and system allows a seller to establish a set of rules for calculating a discount amount for products it sells.... Agent:

20120084123 - Interactive computer mouse: An interactive computer mouse is configured to provide one or more interactive features that take advantage of the close proximity of the mouse to its users. The mouse may comprise one or more mouse buttons and a motion sensor. The mouse may also have a housing that is formed with... Agent:

20120084125 - Search change model: Systems, methods and computer program products for determining lost opportunities resulting from changes to advertising spending are described. To assist advertisers in evaluating and allocating a proper budget to advertising, an analyzer can be used to develop an analytical model that gathers data pertaining to the incremental value of search... Agent:

20120084124 - Social advertising: In general, one aspect of the subject matter disclosed in this specification can be embodied in a method for inviting a plurality of candidate badge holders to become badge holders. Criteria are defined for being a badge holder. Information is provided, to a verification system, for verifying that badge holders... Agent:

20120084126 - Systems and methods of using a lighting system to enhance brand recognition: The present solution described herein provides systems and methods to coordinate and control the lighting of areas of a display unit in manner desired based on the type, brand and other characteristics of the product presented for display via the display unit. A lighting control system may control the characteristics... Agent:

20120084138 - Advertisement management: Advertisement management techniques are described. In one or more implementations, a plurality of identifiers are collected of advertisements communicated to respective ones of a plurality of mobile communication devices, each identifier exposed by a respective mobile communication device at a physical location of a merchant. A monetary amount is calculated... Agent: Microsoft Corporation

20120084139 - Systems and methods to match a representative with a commercial property based on neurological and/or physiological response data: Example methods, systems and tangible machine readable instructions to match a representative with a commercial property are disclosed herein. An example method for matching a representative with a commercial property includes comparing one or more of neurological or physiological response data from a panelist exposed to the property or a... Agent:

20120084140 - System and method for adjusting number of advertisement inventories: Provided is a system and method for adjusting a number of advertisement inventories based on a competition factor. An advertisement inventory adjusting system includes a competition determining unit to determine a competition factor for a keyword, an advertisement inventory adjusting unit to dynamically adjust the number of advertisement inventories based... Agent: Nhn Business Platform Corp.

20120084141 - System and method to predict the performance of keywords for advertising campaigns managed on the internet: Historical data from keywords in a pay-per-click internet advertising campaign are used to predict performance of other keywords with the goal of optimizing a keyword portfolio to maximize returns from the advertising campaign. A computing system receives the keyword portfolio for the advertising campaign, and classifies the keywords based on... Agent: Acquisio

20120084144 - Advertisement service system and method thereof: An advertisement service system includes an advertisement application service providing module to provide an advertisement application service to a publisher, in which the advertisement application service provides the publisher online access to manage operation of an advertisement resource belonging to the publisher; an opened transaction service providing module to provide... Agent: Nhn Business Platform Corporation

20120084142 - Bid landscape forecasting in online advertising: Techniques are provided for advertiser bid forecasting in online advertising, including display advertising. Methods are provided in which key targeting-related user segments are determined from bidding statistics. A feature set is extracted from an impression opportunity, based at least in part on the bidding statistics. A gradient boosting descent tree... Agent: Yahoo! Inc.

20120084145 - Method, system and computer-readable storage medium for dynamically selecting and providing advertisements based on access channels of content: Disclosed herein are a method, a system, and a computer-readable storage medium for dynamically selecting and providing advertisements based on access channels of content. The method for dynamically providing advertisements using a computer, the method includes receiving a request for access to content of a content owner; determining an access... Agent: Nhn Business Platform Corporation

20120084143 - Optimal list-price mechanism design for multi-level device click-through in targeted print or electronic communication: A method for optimizing a price for delivering at least one communication from an advertiser to a consumer, the method including (a) defining an advertisement product with at least one parameter, (b) obtaining a demand curve for the advertisement product, (c) calculating a first profit function as a function of... Agent: Xerox Corporation

20120084146 - Click fraud detection: Systems and methods for detecting instances of click fraud are disclosed. Click fraud occurs when, for example, a user, malware, bot, or the like, clicks on a pay per click advertisement (e.g., hyperlink), a paid search listing, or the like without a good faith interest in the underlying subject of... Agent:

20120084148 - Advertisement information providing system through recognition of sound and method thereof: Provided is a method and system for providing advertisement information through recognition of a sound. The advertisement information providing system may include a sound receiving unit to receive, via a mobile terminal, an external sound that is recognized through the mobile terminal, an information retrieving unit to retrieve advertisement information... Agent: Nhn Corporation

20120084147 - Method and system for determining search suggestions: Disclosed is a method and system for generating search suggestions in response to receiving a search query originating from a user computing device. A server computer obtains a plurality of advanced match terms not exactly matching the search query but related to the search query, the advanced match terms previously... Agent: Yahoo! Inc.

20120084149 - Methods and systems for online advertising with interactive text clouds: A computer implemented method for interactive advertising can include displaying on a display a context-specific interactive text cloud containing a plurality of displayed topics that are topically associated with a common context. An advertisement can be displayed that is topically associated with one or more displayed topics of the plurality... Agent:

20120084150 - Ebook advertising and related techniques: Techniques are provided in which a first set of information is obtained regarding ebook content evidenced as being accessed by an ebook reader, such as a page or paragraph being read, for example. Based at least in part on the ebook content, a second set of information is obtained, including... Agent: Yahoo! Inc.

20120084151 - Facilitation of user management of unsolicited server operations and extensions thereto: A trust architecture, including an intermediary for use therewith, which may be referred to as a Personal Privacy Stronghold (“PPS”), is disclosed which facilitates user management, including control, enablement, extension and augmentation, of unsolicited server operations, allowing the user to control such operations without compromising their ability to use other... Agent:

20120084152 - Offer message flow system: Database creation, maintenance, and use with related components, including but not limited to one or more computer programs, enable a message originator to identify cellular telephone subscribers who are associated with a particular linking entity, and to then transmit messages to subscribers via their cellular telephones according to individualized input... Agent: Marlimar Interactive, LLC

20120084154 - Apparatus, system and method for real-time content management for printing on media: The present disclosure describes a networked system of printers capable of printing programming in real time. Particularly, one implementation involves a network of printers coupled with a network that may obtain programming from a network location and print that programming on a beverage sleeve. The programming may be pre-defined and... Agent:

20120084153 - System, method, and computer-readable medium for distributing targeted data using anonymous profiles: Aspects of the invention may involve systems, methods, and computer readable medium. In an embodiment of the invention, a computer-implemented method for targeting messages and advertisements may be provided. The method may include receiving user identification data from a user; retrieving user information based on the user identification data; filtering... Agent: Annona Corp S.a., Societe Anonyme

20120084155 - Presentation of content based on utility: Methods and systems for presenting content such as articles based on utility are provided. In one embodiment, a plurality of articles are determined, each article in the plurality of articles including article content and a corresponding preview icon, the preview icon defining a link to the corresponding article content when... Agent: Yahoo! Inc.

20120084156 - Social advertising: In general, one aspect of the subject matter disclosed in this specification can be embodied in a method for receiving, from a sponsor, verification information for enabling verification of candidate badge holders. A request for verification and issuance of a badge is received from a candidate badge holder, the request... Agent: Google Inc.

20120084157 - Method, system and apparatus for associating vendor data with keywords stored in a mobile electronic device: According to embodiments described in the specification, a method, system and apparatus for associating vendor data with keywords in a wireless mobile communication device are provided. The method comprises: receiving an auction request comprising a keyword identifying a required offering and one or more parameters associated with the keyword, each... Agent: Research In Motion Limited

20120084158 - System and method for providing communications: Embodiments of the system and method for providing communications are concerned with addressing a relevant communication to a recipient based on a message received from the recipient. At least one term of the message is compared to content keywords and a message content is selected for delivery based on a... Agent: Cvon Innovations Ltd

20120084161 - Displaying advertising content in a shell interface: This disclosure generally may disclose a web-based online network drive that may be utilized by many users. Furthermore, this disclosure may provide for an efficient, web-based file system, which may be available as a network drive on a local computer.... Agent:

20120084160 - Providing social endorsements with online advertising: Third-party publishers (such as websites) provide online advertisements combined with social endorsement information to users. A request for an advertisement is received from a viewing user via a third-party publisher system. A particular advertisement is selected in response to this request, and one or more advertisement tags associated with the... Agent:

20120084159 - User credibility in electronic media advertising: A method or system for employing user credibility in electronic media advertising is disclosed.... Agent: Yahoo! Inc.

20120084163 - System and method for dynamic fob synchronization and personalization: A system generally for personalizing and synchronizing fob data in the context of a distributed transaction system is disclosed. A dynamic fob synchronization system may comprise point of service (POS) devices configured with transponder-readers to initiate a transaction in conjunction with a fob, an enterprise data collection unit, and a... Agent: American Express Travel Related Services Company, Inc.

20120084162 - Systems and methods for conducting a composite bill payment transaction: The present invention is directed to systems and methods of conducting a payment system, facilitated between a computerized processor, a point-of-sale, a customer, and one or more payees to whom the customer wishes to make a payment. The method including the steps of: receiving composite payment transaction information from the... Agent:

20120084164 - Accumulation alerts: Systems and methods for defining, observing and detecting transactions that initiate an alert message to be sent to one or more users are disclosed. Aggregate threshold, number of transactions and proximity to reward types of alert messages and alert criteria can be defined or selected by users, merchants, and issuers.... Agent:

20120084165 - Systems and methods for queuing access to network resources: One embodiment of the present invention provides apparatus and methods for queuing access by large numbers of Internet or other network-based users to networked systems and resources with limited capacity. In one example embodiment, a queuing system provides user access to network resources, such as that of a ticketing system.... Agent: Ticketmaster

20120084166 - Systems and methods for facilitating a transaction by matching seller information and buyer information: Systems and methods are provided to facilitate a transaction between a seller and a buyer. According to one embodiment, seller offer information is received at a controller. The seller offer information is associated with an item, such as a secondary market item, being offered for sale by a seller. Buyer... Agent: Walker Digital Management, LLC

20120084170 - Cumulative point system and scoring of an event based on user participation in the event: s

20120084168 - Indication of the remaining duration of an event with a duration recoil feature: In an application for controlling an event, there is an indicator of the remaining duration for the event provided by the application during the event substantially simultaneously to each of a plurality of computing devices over a network for each computing device to use in creating a countdown graphic for... Agent:

20120084167 - On-line design system and method: An online design system and method are provided. In a preferred embodiment, a landscape design system and method are provided. The system may provide interactive collaboration of one or more plans associated with a design project.... Agent:

20120084169 - Online auction optionally including multiple sellers and multiple auctioneers: The auction event may include a lobby phase and a live auction phase. During the lobby phase, the GUI may include visual representations of a first item to be auctioned, a plurality of participants in the lobby area, and a user, and the user may select to move the user's... Agent:

20120084171 - Option for submitting a user-defined super bid that overrides an auction countdown: An application controls an online auction event. In the auction event, a user is provided a first selectable option for setting a bid value and a second selectable option for placing a bid at the bid value. A countdown value maintained by the server and provided to the computing device... Agent:

20120084172 - Systems and methods for operating a marketplace service for renewable energy resources: Disclosed herein are methods and systems for operating an exchange service for renewable energy resources. In one embodiment, an exchange service, implemented on an exchange entity server, receives inputs from property entities related to assets available for installation of a renewable energy setup. The exchange server places this asset in... Agent: Alta Energy, Inc.

20120084173 - Method, computer program product and system for dynamically pricing peerishable goods: s

20120084177 - Location based transactions: A user's location is determined by location information communicated by a user device, such as a smart phone. Merchants near the user location are determined and selected. Merchant payment information is transmitted to the user device so that the user can easily make a payment to the merchant through the... Agent: Ebay Inc.

20120084178 - Processing an online transaction involving a payment service provider: A computer-implemented method for processing an online transaction involving a payment service provider includes receiving, in a backend system and from a frontend system, an initiate payment message generated by a user application for a transaction involving a payment service provider external to the frontend and backend systems. The method... Agent: Sap Ag

20120084179 - Automobile history information delivery system: A system and method for providing ready access to information about a vehicle offered for sale. A linking element is physically located on the vehicle. The linking element can assume many forms, with one example being a printed QR code on a “buyers guide” sticker or a separate sticker. A... Agent:

20120084174 - Digital content transaction system and method using download window: A digital content transaction system using a download window which provides a means for digital content product transaction between a distributor and a purchaser through a distributor device and a purchaser device, the digital content transaction system includes an intermediate system for providing a digital content list screen to allow... Agent:

20120084175 - Method, system and mobile electronic device for purchasing media: According to embodiments described in the specification, a method, system and mobile electronic device for purchasing media are provided. The method comprises receiving metadata at a communications interface of a mobile electronic device, the metadata comprising an identifier for media being played by a second device; determining whether input data... Agent: Research In Motion Limited

20120084176 - Article search system, information processing terminal, and information providing method: According to one embodiment, an article search system includes an information processing terminal, and a storage unit. The storage unit stores a salesfloor map of a store and article information and a display position of an article sold. The information processing terminal includes a display unit, an operation unit, a... Agent: Toshiba Tec Kabushiki Kaisha

20120084180 - Personal growth system, methods, and products: A personal growth system and method for personal growth are provided. The personal growth system may be web-enabled and may include a communication interface operable to communicate with an endpoint user interface. The user interface generally includes a display area. The personal growth program is operable to generate, for a... Agent:

20120084181 - Tenant store sales promotion management system: A tenant store sales promotion management system. Various kinds of products displayed on product display shelves in the sales space and products for restocking at an inventory storage location of the sales space are presented for sale at the virtual store on the Internet through a system server of the... Agent: Miura Printing Corporation

20120084182 - Radio frequency identification (rfid) system for manufacturing, distribution and retailing of keys: An automated inventory control system including a merchandising rack for displaying one or more products that is located at a retail outlet store is disclosed herein. The merchandising rack receives or displays one or more products having associated electronic identification devices secured thereto. An electronic reading device automatically scans all... Agent: Hy-ko Products Company

20120084184 - Enterprise access control and accounting allocation for access networks: Enterprise and consumer billing allocation for wireless communication device service usage activities is provided. In some embodiments, enterprise and consumer billing allocation for wireless communication device service usage activities includes: monitoring a service usage activity of a wireless communication device, and determining an enterprise and consumer billing allocation for the... Agent:

20120084183 - Transaction processing circuit: According to one exemplary embodiment, a system for processing transactions is provided that comprises a transaction processing circuit configured to receive transaction data relating to one or more transactions for the purchase of software applications from a digital application store. The transaction processing circuit is further configured to apply one... Agent: Palm, Inc.

20120084185 - System, computer program, and method for online, real-time delivery of consumer tax services: A system, a method, and a computer program for performing an online, real-time tax consultation for preparation of a client's taxes by a tax agent, wherein the tax agent is remote from the client, and the system is implemented via an electronic, online application accessible via a communications network. Embodiments... Agent:

20120084186 - Apparatus and method for managing software applications of a mobile device server: A system that incorporates teachings of the present disclosure may include, for example, a non-transitory computer-readable storage medium, which operates in a mobile device server and which has computer instructions to obtain a software application, store a first pairing key in a memory of the mobile device server where the... Agent: At&t Intellectual Property I, L.p.

20120084188 - Method for interactively collaborating across online social networking communities: A method for interactively collaborating across several related but independent online social networking communities. Members of each networking communities share a common background or profession, such as being part of the medical, legal or banking industries. Each member has a profile associated with his or her networking community, by which... Agent:

20120084187 - System and method for managing billing for hotspot network access: There is provided a system and method for managing billing for hotspot network access. There is provided a mobile broadband hotspot comprising a processor configured to receive a credential from a device of a plurality of devices, track a data usage associated with the credential, submit the credential and the... Agent: Smith Micro Software, Inc.

20120084189 - Method for costing, financing and managing perpetual digital storage and access (archiving): A technical and commercial method of managing information is provided including the investment of company funds in a trust/foundation and or utilization of a Financial Instrument associated with the long term or perpetual Storage and Access of the information or intellectual property (IP). The Financial Instrument provider or trust/foundation manager... Agent:

20120084229 - Computerized method for generating and maintaining a leveraged or reverse exchange traded product: A computer implemented method for maintaining a leveraged or reverse exchange traded product is provided which includes electronically monitoring, with a computer, a change in value of a product sold on an exchange, ECN, or ATS; and calculating, with a computer, a leverage ratio, wherein the leverage ratio is dg(r)/dr=c(1+r)c−1,... Agent: Garrett Asset Management, LLC

20120084228 - System and method for processing partially unstructured data: A system and method for processing partially unstructured data relating to a financial security. The system and method resolve first- and second-identifying data from the partially unstructured data and determine whether a security is defined by the first-identifying data and the second-identifying data. Additionally, the system and method resolve trade... Agent:

20120084230 - Using commercial share of wallet to rate investments: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: Experian Marketing Solutions, Inc.

20120084194 - Controlling markets during a stop loss trigger: A system mitigates market spike effects caused by conditional ordering triggering and election in an automated matching system. The system monitors trading as a result of cascading triggering of conditional orders. When an order is executed beyond a predetermined price threshold, an instrument may be flagged, allowing matching to occur... Agent: Chicago Mercantile Exchange, Inc.

20120084195 - Multiple quote risk management: The disclosed systems and methods relate to allowing trading of over the counter (“OTC”) foreign exchange (“FX”) contracts on a centralized matching and clearing mechanism, such as that of the Chicago Mercantile Exchange's (“CME”'s) futures exchange system (the “Exchange”). The disclosed systems and methods allow for anonymous transactions, centralized clearing,... Agent:

20120084191 - Sticky order routers: A sticky order routing system may include multiple order routers in communication with an electronic exchange for communicating transaction messages. Each of the order routers communicates transaction messages between multiple associated trading sessions and the electronic exchange, where of the associated trading sessions is assigned to the order router in... Agent: Trading Technologies International, Inc.

20120084192 - System and method for coordinated sales and implementation of financial products: Systems and methods for the coordinated sales and implementation of financial products are disclosed. In accordance with embodiments of the present disclosure, an apparatus may include a network interface and a processor coupled to the network interface. The network interface may be configured to receive a request for a client's... Agent: Bank Of America Corporation

20120084193 - Systems and methods for managing global warming: A closed end financial instrument for the monetization of greenhouse gases is disclosed. The closed end security has unique features providing for the securitization of greenhouse gas reductions (e.g., avoidance, sequestration, transformation) on global and sub-global scales. A universal carbon index based on the computed value for metric tons fossil... Agent:

20120084190 - Systems and methods for using a stacker order in an electronic trading environment: A stacker order type is provided for a spread trading strategy. According to an example embodiment, when a stacker order is enter to buy or sell a spread at a desired spread price, a trading tool dynamically determines a plurality of desired spread prices at which to work the spread.... Agent: Trading Technologies International, Inc.

20120084197 - Managing credit risk: Aspects of this disclosure relate to a computer assisted method for managing credit risk which includes electronically receiving data regarding one or more credit quality standards, electronically receiving data regarding one or more policy limits or exception rate limits and electronically receiving data regarding one or more concentration limits. The... Agent: Bank Of America Corporation

20120084196 - Process and system for producing default and prepayment risk indices: A process, system and program for generating an index of loan default and prepayment risk for a region. This disclosure relates to analytical financial tools including a process, system and program for producing indices for loan default and prepayment risk by local region and origination date. A scoring system can... Agent:

20120084199 - Automatic form filling: A user, such as a merchant, populates a form, such as an on-boarding form from a payment provider, with information unique to the user. In one embodiment, the user enters a URL address. The information is communicated to the payment provider, who then obtains additional information about the user based... Agent: Ebay Inc.

20120084198 - Method and system for ach debit delayed availability: A server includes a memory that stores a plurality of availability schedules, and a processor communicatively coupled to the memory. The processor is operable to access an automated clearing house (ACH) debit transaction received at an originating depository financial institution (ODFI) from an originator, determine an availability schedule associated with... Agent: Bank Of America Corporation

20120084201 - Method and system for transferring electronic funds: A method and system for transferring electronic funds over the Internet wherein a sender provides payment information to a transfer processing system. The sender may choose from a plurality of types of funds transfer. The transfer processing system sends an electronic payment message to a recipient indicating the transfer of... Agent:

20120084200 - Systems and methods for completing a financial transaction: One example embodiment includes a method for increasing payment security during a financial transaction. The method includes identifying the buyer, where identifying the buyer includes confirming the buyer's identity, and issuing a one-time payment code to the buyer. The method also includes receiving the one-time payment code from a seller... Agent:

20120084202 - Wireless network infrastructure: An access point of a network maintains information about data received at the access point from a server accessible via the network and provides to the server the information maintained at the access point. The access point then receives from the server a pavement for an account associated with an... Agent: Durham Logistics, LLC

20120084204 - System and method for making electronic payments from a wireless mobile device: An electronic device, system and method are provided for populating an online payment form. An electronic wallet resident on an electronic device stores data for at least one payment card. A transcoding proxy receives an online payment form from a website of an online vendor, and the electronic wallet is... Agent: Research In Motion Limited

20120084203 - System and method for secure transactions using device-related fingerprints: A system for conducting money transfer transactions includes a wallet application at a mobile network host that facilitates the collection of fingerprint data at a mobile user device and that maintains wallets where the fingerprint data corresponding to a user device is stored as a reference fingerprint. The fingerprint data... Agent: The Western Union Company

20120084205 - Disconnected person-to-person payment system and method including independent payor and payee direction for value source and destination: Embodiments of the person-to-person (P2P) payment system and method described herein include a payor (“sender”) who is a member of a P2P payment network initiating a payment transaction by specifying an identity of a payee (“receiver”) to receive funds and a source value form. The identity of the receiver comprises... Agent:

20120084207 - Methods and apparatus for preventing fraud in payment processing transactions: A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The method further includes mapping a first account number included in the authorization request into a second account number associated with the first account number if... Agent:

20120084208 - Methods and system for cardholder initiated transactions: A cardholder-initiated financial transaction using a cardholder controlled input device in communication with a payment card network and a database is disclosed. The cardholder uses a payment card issued to the cardholder by an issuer bank. An exemplary method includes the steps of storing merchant data within the database including... Agent:

20120084206 - System and method for secure transactions at a mobile device: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable... Agent: The Western Union Company

20120084209 - System and method for selection of payment systems from a payment system directory to process a transaction: Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an item (e.g., goods or services), selects an item for purchase, and provides the supplier with payment criteria. The supplier queries a... Agent: American Express Travel Related Services Company, Inc.

20120084210 - Mobile device payment system: Technology is provided for using a mobile device as part of a payment system. The mobile device utilizes an accessory with a security feature based on its connection state to the mobile device. When the accessory detects disconnection, the accessory deletes user account information on the accessory. When in a... Agent:

20120084211 - System and method for a secure transaction module: A secure electronic payment transaction system includes a Secure Transaction Module (STM) and a host device. The STM includes hardware and software components that meet the security requirements of the payment card industry and provide secure payment transactions utilizing banking cards. The host device includes a communication modem for connecting... Agent: Verifone, Inc.

20120084212 - Method and apparatus for efficient implementation of design changes: The disclosed embodiments allow a user to request new product designs and design changes remotely. The requested design or change is then submitted to a network-based automated process. The process may be remotely accessed by the user through a network connection. In one embodiment, the user may meet directly with... Agent: Baker Hughes Incorporated

20120084213 - Business process development and run time tool: A process development and run time tool identifies dependent relationships between information sources and processes of an enterprise system at design time. The process development and run time tool determines a business value and business risk for each process and stores this information in an information source and process dependency... Agent: International Business Machines Corporation

20120084214 - Electronic process-driven collaboration system: A business process-driven collaboration system embeds collaboration resources and tools directly into existing business processes and applications. The system provides a service layer connected to an existing business process management (BPM) service to embed collaboration resources into the process, and in particular, into the user interface of the existing business... Agent: Accenture Global Services Limited

20120084215 - Electronic process-driven collaboration system: A business process-driven collaboration system embeds collaboration resources and tools directly into existing business processes and applications. The system interfaces with an existing business process management (BPM) service to extract dynamic metadata and an activity identifier associated with a current business process. The system obtains static metadata based on the... Agent: Accenture Global Services Limited

20120084216 - Warranty and time critical contract tracking system: A system (10) for tracking warranties and other time critical contracts. The system (10) includes a data store (12) for storing at least authentication information for authenticating a user to the system and contract information including start date and end date of the contract being tracked. The system (10) also... Agent:

20120084217 - System and method for responding to changing conditions in contact centers: Embodiments of the present invention relate to a business continuity system and method where conditional profiles and processes can be set for multiple contact centers with a set of object types while each contact center object is capable of responding uniquely to a changed condition. In accordance with one embodiment,... Agent: Avaya Inc.

20120084219 - Consolidated annual sustainability system and method: A consolidated annual sustainability tracking system includes a mitigation tracking system for entering data into a database, tracking mitigation and monitoring commitments, and prompting a user with reminders for the mitigation and monitoring commitments. The system generates reports using data from the database. The reports may be periodic, annual, or... Agent:

20120084218 - System and a method for managing and tracking the overnight accommodation of traveling personnel away from home base: A computer system and a method for tracking the rest periods of airline crew members in a hotel is disclosed. A hotel has access to a layover management module and crew check in module via the web. The hotel inputs information to the layover management module and the crew checks... Agent:

20120084220 - Product certification system and method: Systems and methods are provided for generating a certificate of compliance for a product. A product control system (PCS) retrieves specification and/or regulatory data for a particular product and compares the retrieved data to test result data obtained for that particular product. The PCS generates a product certification if the... Agent: Intertek Consumer Goods Na

20120084221 - Method and system for preparing an employee benefits plan: A system for preparing an employee benefits form for, e.g., ERISA includes a server in support of a website, and a processor in communication with the server and a memory. The memory includes a program for automatically preparing a benefits form and/or plan via the interne. The program includes instructions... Agent:

20120084222 - Shipment preparation using network resource identifiers in packing lists: Example embodiments provide a Shipment Preparation System (“SPS”), which facilitates the preparation of shipments, such as by producing shipping labels. In one embodiment, the SPS is configured to receive shipment preparation information from a bar code or other machine-readable data block in a packing list. The shipment preparation information identifies... Agent:

20120084223 - System to organize commodity-product distribution: Techniques are disclosed for generating a delivery schedule for distributing commodity products to a group of customers grouped by clusters. For example, a distributor/producer of refined gasses distributed via cylinders may create a proposed delivery schedule limiting the days at which product is delivered to different customers. A delivery planning... Agent: L'air Liquide Societe Anonyme Pour L'etude Et L'exploitation Des Procedes Georges Claude

20120084224 - Automatically created report generator for managing information technology service projects: Reports to manage service projects may be generated by an automatically generated project report generator software tool. The project report generator software tool is automatically created from an object-based model of work products in a project, wherein the object-based model is executable by a machine and comprises a plurality of... Agent: International Business Machines Corporation

20120084225 - Automated system for ordering taxicab services and controlling operation of taxicabs: A computer-implemented method for automatically managing the ordering and dispatching of livery car services without a need for a human dispatcher includes operating a central computer server to manage orders initiated by registered livery car service clients and dispatching registered livery car drivers to execute the client orders through an... Agent:

20120084226 - Measuring or estimating user credibility: A method or system for measuring or estimating user credibility is described.... Agent: Yahoo! Inc.

20120084227 - System and method for mapping and compliance monitoring of banks: A system and method for creating and maintaining a correspondent banking relationship mapping including current illicit designations. The system enables identification of a bank's correspondent relationships and the relationships of their correspondents. Through the system and method users can identify which banks have illicit relationships prior to engaging with banks... Agent:

20120084231 - Fiber project evaluation tool and related methods, graphical user interfaces, and computer-readable media: Fiber project evaluation tools and related methods, graphical user interfaces (GUIs), and computer-readable media to provide and display cost estimates for a plurality of fiber solutions options that can be employed to deploy a fiber optic network for a fiber project are disclosed. Inputs are provided to allow a user... Agent:

20120084232 - Flat rate pricing with packet-frequency-aware billing system for mobile broadband communication: An information processing apparatus stores a first threshold of a common carrier, the common carrier charging according to the first threshold to be applied to a packet communication volume in each first unit period; performs a packet communication to and from a communication apparatus of the common carrier; calculates a... Agent: Empire Technology Development LLC

20120084233 - Technique for producing constructed fares: A technique for producing constructed fares that include an arbitrary added to a published fare is described. The techniques determine interior cities that appear with gateway cities in arbitraries for the airline and searches for gateway cities corresponding to the determined interior cities appearing in the arbitraries. The technique applies... Agent: Ita Software, Inc.

20120084234 - Restaurant method: A method for selling restaurant food. One method, for selling food comprises the steps of: providing a buffet restaurant; selling containers to customers of the buffet restaurant; and permitting purchasers of said containers to place therein food from the buffet for take-away purposes. Another method is for use with a... Agent: