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Data processing: financial, business practice, management, or cost/price determination February patent applications/inventions, industry category 02/12

20120046961 - Interactive networking systems: A networking system may comprise a web site serviced by a web server assembly. The web site may generally comprise a combination of the following components: a crediting system, a chat bidding system, a performance bidding system, a telephony switching system, a media interaction system, a display system, a photo... Agent: Gregory A. Pearson, Inc.

20120046960 - Methods and systems for socializing affiliate marketing: Embodiments consistent with the invention provide systems and methods for accepting a web merchant link from a user who is not an affiliate of the web merchant, and returning a substitute link that links to an intermediary website. When a person uses the substitute link, for example through on-line socialization,... Agent:

20120046959 - Modeling customer behaviors: A computer system determines a model for a solicited offering based on selected variables that characterize a target population. A data set may be generated with a subset of variables from a set of variables. The set of variables may be representative of variables of data of customers associated with... Agent: Bank Of America Corporation

20120046957 - Providing licensed content to a user: When a user requests licensed content, a dynamic licensing mechanism automatically requests and receives licenses for the licensed content when one or more criterion in a licensing policy is satisfied by license information relating to the content, without the user providing any further input to acquire the licenses.... Agent: International Business Machines Corporation

20120046958 - Systems and methods for providing a multi-channel retail layaway service: Multi-channel layaway services are provided whereby a customer may use an online retail channel or a physical retail channel to form a layaway contract to purchase one or more ordered items and then use the online retail channel and/or the physical retail channel to make payments on, view, or otherwise... Agent: Sears Brands, LLC

20120046964 - Method of coordinating professional services: A method of doing business is practiced by a group of independent professionals to meet the varied but related needs of an individual. The method uses a centralized computer system to coordinate professional services to an individual. Professional entities, such as attorneys, physicians, pharmacists, realtors, architects, financial institutions and advisors,... Agent:

20120046963 - Method, evaluation unit and medical expansion apparatus to determine and invoice the use of the medical expansion apparatus: In a method to determine and invoice the use of a medical expansion apparatus provided to a user (in particular a service provider) by an owner (in particular a referring physician), the medical expansion apparatus expanding the functionality of a primary medical apparatus, the following steps can be implemented automatically... Agent:

20120046965 - Readmission risk assesment: Readmission risk of patients admitted to a healthcare facility are determined using a generic readmission risk algorithm. The readmission risk assessment of patients may be based on portions of a patient's profile and may be performed before, during, and after their index admission. Based on the readmission risk assessment of... Agent: Cerner Innovation, Inc.

20120046962 - System and method for glucose monitoring and analysis: Methods, systems, and computer program products for analyzing glucose levels are disclosed. In an aspect, a method for analyzing glucose levels includes receiving a plurality of glucose levels, selecting a subset of glucose levels from among the plurality of received glucose levels that is associated with at least a first... Agent:

20120046970 - Controlled substance distribution system: A controlled substance distribution system may include a controlling entity having a database. The database may include data associated with a patient, an amount of a controlled substance that the patient is authorized to receive, and an amount of the controlled substance that the patient has already received during a... Agent:

20120046969 - Converting medical data to a data format for exportation from a brokerage system: A computer-implemented method includes retrieving, by a computer included in a brokerage system for determining real-time availability of medical service providers for consultations with consumers of medical services, medical data records of a consumer requesting a consultation with one of the medical service providers, with the medical data records retrieved... Agent:

20120046966 - Health management application development and deployment framework: Techniques are disclosed for developing health management applications and managing health issues associated with one or more individuals or subjects. For example, a health management system includes the following modules. A health data transformation and routing module converts raw health data to at least one common format and routes the... Agent: International Business Machines Corporation

20120046967 - Managing the distribution of drug samples: Computer-based method and system that helps track and manage drug sample distribution, helps ensure drug samples are dispensed and used in a safe and efficient manner, and helps capture information about how drug samples are being distributed and used. The method includes storing inventory information for one or more drug... Agent:

20120046971 - Method and system for imaging patients with a personal medical device: A method and system are provided for detecting the presence of a personal medical device within a patient. A method and system are provided for determining the location and type of the personal medical device as well as other characteristics of the device. A method and system are provided for... Agent: Koninklijke Philips Electronics N.v.

20120046972 - Method and system for managing and displaying medical data: The invention relates to a medical data management method and system wherein medical data (22c) and identification data (22b) associated with the medical data (22c) of said patient (6) is received, said medical data (22c) and said identification data (22b) is stored as a medical file (22) in a storage... Agent: Tomtec Imaging Systems Gmbh

20120046968 - Systems and methods for providing a stem cell bank: Methods, computer systems, and computer program products for maintaining a stem cell registry comprising information about a plurality of stem cell units. A donor is enrolled in the stem cell registry. A stem cell unit from the donor is characterized. Information about the stem cell unit, obtained by the characterizing,... Agent:

20120046976 - Method for reimbursement from pre-tax spending accounts: A payment system for spending accounts is provided. The payment system includes a qualified vendor system, such as a point of sale system at a doctor's office, that generates purchase data and point of sale data, such as a co-pay amount, a credit card number, and a point of sale... Agent:

20120046975 - Rapid insurance market segmentation and savings test: A computer method and system for quickly determining the competitive costs of a plurality of insurance companies for a consumer. The present invention provides the user with the means to input informational elements relating to their insurance profile. The insurance profile is then matched to a market segment with a... Agent:

20120046973 - Unemployment insurance marketing system: Embodiments of the invention include systems, methods, and computer-program products that provide for a unique unemployment insurance marketing system. In one embodiment of the invention, the unemployment insurance marketing system determines selection criteria for the unemployment insurance product. The system then receives data associated with a user, the data received... Agent: Bank Of America Corporation

20120046974 - Unemployment insurance underwriting system: Embodiments of the invention include systems, methods, and computer-program products that provide for a unique unemployment insurance underwriting system. In one embodiment of the invention, the unemployment insurance underwriting system receives a request to enroll in the unemployment insurance from a user. The system then receives data associated with the... Agent: Bank Of America Corporation

20120046977 - Automated ticket selling system having a maximum price setting: A buyer may submit a listing containing a description of an item desired to be purchased, such as an airline ticket, to an operator of an automated selling system. The automated selling system may be accessible via a computer network. The listing may contain a maximum price at which the... Agent:

20120046978 - Systems and methods for capturing, managing, sharing, and visualising asset information of an organization: A system for semantically modeling relationships and dependencies between groups, enclosures, assets, and support entities according to an industry specific manner. An exemplary system includes a user interface device, a relational database and a processor. The processor receives relationship information and receives attributes with associated measurements for the groups, enclosures,... Agent: Edifice Technologies Inc.

20120046979 - Using commercial share of wallet to rate business prospects: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: American Express Travel Related Services Company Inc.

20120046980 - Consolidating processes for multiple variations: Harmonizing business process tasks comprehends comparing descriptors associated with each of a plurality of business process tasks in response to a process variation input and identifying tasks as a candidate task pair for consolidation. Input and output attributes of the candidate pair tasks are compared and consolidation confirmed if the... Agent: International Business Machines Corporation

20120046981 - Fleet management system: A system comprises a materials handling vehicle, an information linking device and a wireless transceiver. The materials handling vehicle comprises a controller area network (CAN) bus and at least one native control module coupled to the CAN bus that generates and sends the vehicle-related data over the CAN bus. The... Agent: Crown Equipment Corporation

20120046982 - Fleet management system: A method of implementing an automated diagnostic checklist for materials handling vehicles comprises detecting, by a processor on a materials handling vehicle, an error in operation of the materials handling vehicle and initiating an automated diagnostic check of a component of the materials handling vehicle in response to detecting the... Agent: Crown Equipment Corporation

20120046983 - Planning system for autonomous operation: A planning system (201) for scheduling the operation of autonomous entities within a defined geographical region. The planning system operates at a region plan level (301) for strategic planning across the geographical region, at an operation plan level (302) for operations to be performed by autonomous entities in localised zones... Agent:

20120046984 - Resource usage calculation for process simulation: Resource usage calculation for process simulation (such as business process simulation). For each resource used by a simulated process, a usage counter object (or similar data structure) is used. In one embodiment, the usage counter object for each resource includes a list of time slots sorted by start times, and... Agent: International Business Machines Corporation

20120046985 - Method for the secure logging of correspondence and notification thereof: Systems and methods are disclosed that create a secure electronically recorded log utilizable in the field of emergency response material spill remediation. The system can receive information regarding a spill incident, wherein the information includes an approximate location of the spill incident or a description of a material spilt, populate... Agent: Emergency Response And Training Solutions, Inc.

20120046986 - Optimizing organization and display of scheduling classes: A scheduling method, computer-readable medium, system, and an apparatus are provided. In this scheduling method, a user request is received, order of classes for each day in the user request is calculated and an organizer is populated with the calculated order of classes for each day of the week specified... Agent:

20120046987 - Mobile paint matching service: A mobile paint matching service employs at least one vehicle to perform on-site color matching. The vehicle is equipped with at least one portable spectrophotometer; a paint analysis system to determine recommended paint formulas; a plurality of spill-resistant containers, including containers holding a paint component (including paint bases and a... Agent:

20120046988 - Method and apparatus for determining accurate low supply levels in consumables used in an image production device: A method and apparatus for determining accurate low supply levels in consumables used in an image production device is disclosed. The method may include determining an average volume used per day of the consumable, determining an average delivery time for the consumable, determining an average installation time for the consumable,... Agent: Xerox Corporation

20120046990 - Process and system for creating a compatibility rating used by entrepreneurs to allow them to select business opportunity providers: The present invention generally relates to computer implemented methods for providing a compatibility rating. In particular, the present invention relates to a process that is computer implemented in which an entrepreneur obtains a score (e.g., a numerical expression) of their probability of having a prosperous and profitable experience with a... Agent: Neurs LLC

20120046989 - Systems and methods for determining risk outliers and performing associated risk reviews: Embodiments of the invention relate to risk review assessments and, more particularly to determining risk review candidates by identifying two or more community categories, determining risk scores for each user/employee across risk categories, normalizing the risk scores based on community averages and community standard deviations and determining risk review candidates... Agent: Bank Of America Corporation

20120046991 - Competing simulator in multi-channel retailing environment among multiple retailers: A system, method and computer program product for providing the ability for retailers to devise a current channel strategy (e.g., adaptive price setting) that considers competitors in a dynamic competing environment, and that enables computing a competitive advantage of a channel. To estimate a price for selling a product j... Agent: International Business Machines Corporation

20120046992 - Enterprise-to-market network analysis for sales enablement and relationship building: There are provided a system, a method and a computer program product for increasing of productivity of sales force in a first entity. The system locates or constructs at least one enterprise social network in the first entity. The system constructs at least one market social network. The system creates... Agent: International Business Machines Corporation

20120046994 - Method and apparatus for collecting, aggregating and providing post-sale market data for an item: A sale of a product or service may trigger a third party, such as a payment provider, to arrange for the collection of individual post-sale market data from the customer. Alternatively, such post-sale market data may be directly provided by smart devices and the like. Dependent upon the type of... Agent:

20120046993 - Method and report assessing consumer reaction to a stimulus by matching eye position with facial coding: A method of reporting consumer reaction to a stimulus and resultant report generated by (i) recording facial expressions and eye positions of a human subject while exposed to a stimulus throughout a time period, (ii) coding recorded facial expressions to emotions, and (iii) reporting recorded eye positions and coded emotions,... Agent:

20120046995 - Anonymous crowd comparison: Systems and methods are disclosed for anonymously comparing user groups, such as but not limited to crowds, to determine a degree of user overlap. In general, a hash value is obtained for a first user group, where the hash value includes a hash value component for a number of two-user... Agent: Waldeck Technology, LLC

20120046997 - Business performance segmentation model: A customer trending analysis and reporting system that enables business users to augment their internally focused accounting measurement systems with an outward, customer-focused measurement so as to simply define and quantify historic performance implications of customer satisfaction and retention, while concurrently clarifying forward opportunity ongoing, around which the organization at... Agent:

20120046996 - Unified data management platform: A unified data management platform creates audience segments by combining proprietary and third party data, assists in determining what data to buy and how to manage all aspects of third party purchased data, controls data permissions by client, tracks data utilization, and attributes and reports data cost. The platform provides... Agent:

20120046998 - System for on-line merchant price setting: A method for setting a price for a product sold online by a subject merchant is provided. The method comprises accessing price information of at least one other merchant of the same product by applying a shopping robot to two or more shopping sites, including at least one price comparison... Agent:

20120046999 - Managing and monitoring continuous improvement in information technology services: A method for managing performance of an IT service delivery process to ensure the changes meet service performance objectives. Key performance metrics (KPIs) of a service delivery process are collected in a continuous manner at defined time intervals, both before a change to improve performance is applied to the process... Agent: International Business Machines Corporation

20120047000 - System and method for administering work environment index: Employees of an organization are surveyed concerning their opinions about the work environment provided by the organization. A computer system that includes a survey question storage module, a survey administration component, a survey results storage module, and a survey analysis component is used to administer the survey and to analyze... Agent:

20120047001 - Valet parking management system: A method of maintaining a valet parking database in a distributed computing system that includes a plurality of work stations each connected via a packet switched network to a computing device that accesses the valet parking database including information associated with vehicles that are valet parked, comprises assigning a uniquely... Agent:

20120047002 - Providing offers based on locations within virtual environments and/or the real world: Incentivized offers may be provided to users of a virtual environment. More specifically, a virtual environment may be provided to users such that the users participate in the virtual environment by performing one or more actions within the virtual environment. Information may be determined that relates to the physical locations... Agent: Envie Interactive LLC

20120047004 - Sequenced video overlay advertisements, including user-interactive puzzles: The present invention provides methods and systems for advertising in connection with a video segment. Methods are provided in which a time-spaced sequence of video overlay advertisements are displayed. Advertisements of the sequence may be user-interactive and may relate to subject matter of the video segment displayed during display of... Agent: Yahoo! Inc.

20120047003 - Viral offers: Embodiments can relate to systems and methods involving viral offers. In one embodiment, a viral offer is sent to a communication device associated with a first user enrolled with a viral offer program operated by a viral offer server computer. After the viral offer is sent, an authorization request message... Agent:

20120047007 - Method and apparatus for charging fee to customer: A method and an apparatus for charging all or a portion of the credit card discount fee or debit card discount fee (or other type of card, e.g., smart card, discount fee) to the consumer, customer, end user, credit card owner, or debit card owner, thereby reducing or eliminating the... Agent:

20120047008 - Selective distribution of rewards: A computer implemented method and system for selectively distributing rewards to a user is provided. A rewards management platform is provided for managing the rewards of the user. The rewards management platform compensates the user with the rewards based on one or more activities, for example, confirming viewing of multimedia... Agent: Beezag Inc.

20120047009 - Methods and systems for implementing a loyalty program utilizing customizable rules: A method and system for making a donation to a third party includes storing, via a storage device, a user preference in a user account; receiving, via a receiver, information regarding a purchase transaction at a merchant; accessing, via a processor, the user preference from the user account; dynamically selecting,... Agent:

20120047006 - Advertisement management and display system: An advertisement management and display system includes marketing management software, a client advertisements database communicating with the marketing management software, at least one table and at least one content display device carried by the at least one table and communicating with the marketing management software. The client advertisements database is... Agent:

20120047005 - Real time audience forecasting: A system, method, apparatus and processor readable media are described for real-time prediction of an advertising audience volume through analysis of historical audience data, and tuning of the predicted audience volume. Embodiments enable a user to specify a query for audience volume prediction. Such a query may be a Boolean... Agent: Blue Kai, Inc.

20120047011 - Systems and methods for delivering proximity-based marketing content to mobile devices: Aspects of the present disclosure generally relate to systems and methods for delivering proximity-based marketing content to mobile devices. According to one embodiment, companies or marketers generate content (e.g., advertising content) to be distributed to mobile devices of consumers as those consumers become geographically proximate to physical locations associated with... Agent: Proximus Mobility, LLC.

20120047010 - Targeted advertising for streaming media: A method for providing targeted advertising to a consumer, the method comprising the steps of: soliciting consumer preference information from a subscriber; acquiring authorization from the subscriber to collect information regarding the subscriber's consumer activity; creating a consumer preference database from the subscriber's consumer preference information; creating a consumer purchase... Agent:

20120047012 - Targeted publishing system based on profile mashups: A targeted publishing system based on profile mashups improves on traditional methods for identifying and delivering targeted content to specific end users by using data from sources related to one or more addresses (including physical addresses) for the end user in order to understand more clearly what targeted content to... Agent:

20120047013 - Real time statistics extraction from arbitrary advertising audiences: A system, method, apparatus, and processor readable storage media are described for real-time computation of statistics between audiences including, but not limited to, correlations, comparative metrics, and/or other statistical analysis for the audiences. Embodiments enable a user to specify a query that defines a specific audience for analysis in real-time.... Agent: Blue Kai, Inc.

20120047015 - Method and system for delivery of targeted commercial messages: A method for delivery of targeted commercial messages. The method comprises assembling a plurality of potential purchaser profiles in an electronic file for presentation to at least one potential advertiser of goods or services applicable to a substantial portion of the plurality of potential purchasers, developing commercial message selection criteria... Agent:

20120047014 - Method and system for using email receipts for targeted advertising: Techniques for performing user classification based on email are provided. Emails stored in an email store may be analyzed to classify users. Information included in the stored emails may be extracted, and users may be classified into categories according to the extracted information. The extracted information may be analyzed in... Agent: Yahoo! Inc.

20120047016 - User control based advertising system and method thereof: Disclosed are a user control-based advertising system and a method thereof. The user control-based advertising system provides an advertisement display region and an advertisement control region by discriminating the two regions from each other, and comprises: an advertisement region setup unit that sets up the advertisement display region for selectively... Agent: Nhn Business Platform Corporation

20120047017 - In-game advertising: Disclosed is a platform that provides innovative advertising space to businesses by engaging gamers to create viral loops for brands. The platform features unique components including: 1) game developers have real-time control over advertising content and 2) gamers will associate an actual gaming accomplishment with a positive brand interaction (e.g.... Agent: Tap Me, Inc.

20120047018 - Immediate updating of global positioning system (gps) generated area maps on wireless computer controlled displays: Immediate changes and updates in a Global Positioning System (GPS) providing wireless communication display devices with displayed maps of a defined areas with traffic and objects of interest information are implemented through broadcasting short range RF information relative to an object from an object located within the defined area. When... Agent: International Business Machines Corporation

20120047019 - Apparatus, method, and advertising server for providing mobile advertising through mobile broadcasting network: Disclosed is a method for providing a mobile advertising service using a mobile broadcasting network. The method includes the steps of: creating and providing, by a BCAST server, a service guide to which advertisement information is applied to a BCAST client when a MobAd server (Ad Server) provides the advertisement... Agent: Samsung Electronics Co., Ltd.

20120047020 - Contextual advertising with user features: Disclosed are apparatus and methods for apparatus and methods for facilitating contextual selection of advertisements for displaying online via a computer network. In general, user features in the form of text are provided in conjunction with web page content for contextual advertisement matching. In one embodiment, a request for an... Agent: Yahoo! Inc.

20120047022 - Providing individualized advertisement based on collaboratively collected user information: A collaborative advertising computer system and method for providing targeted advertisements to user client devices. The collaborative advertising computer system receives user activity reports, including browsing and purchasing data, from merchant computing systems. These user activity reports are used to infer the purchasing intentions of the users operating the user... Agent:

20120047021 - System and method for marketing business leads with white papers: A system for promoting business leads for authors of literature to a consumer by a document service provider (DSP) that stores and manages the literature via the Internet, where the consumer has a computer device for accessing product information via the Internet at a website of a product service provider... Agent: M2 Media Group

20120047024 - Digital signage system: A method of operating a digital signage system. The method includes creating at least one user account, creating or retrieving a display content to be displayed on a display device, searching for a display location and at least one display device associated with the display location, and sending a request... Agent:

20120047023 - Display management: Technologies are generally described for managing display of data on a display. In some examples, the display includes a display area. In some examples, a method for managing display of data on the display includes receiving a first request from a first user, to display first data in the display... Agent: Empire Technology Development LLC

20120047025 - Query stem advertising: Methods, systems, and apparatus, including computer program products, for serving advertisements responsive to partial queries. In an aspect, a method includes receiving stem bids for words stems, each stem bid being a bid for a corresponding word stem and corresponding to a price an advertiser pays for display of an... Agent: Google Inc.

20120047026 - System and method for recruiting, analyzing and promoting creative submission: A cross-service development and distribution system for presenting a creative brief to a user comprises at least one instance of a server based fan machine, the fan machine comprising a database structure and an interface between the database structure and a social network platform, at least one instance of a... Agent: Victors & Spoils, Inc.

20120047029 - Customizing an application: A system is configured to perform a method of customizing an application. The method includes receiving a connection from a client machine that is executing an application configurable by configuration information. The method also includes determining that the application has not been customized by the configuration information. The method further... Agent:

20120047032 - Method and system for auction variation: A method of marketing items comprising: publicizing an on-line auction to sell at least one item for a fixed price; preselecting at least one statistical rule; preselecting a number; receiving, at a data processing system, the at least one preselected statistical rule and the number; receiving at a data processing... Agent:

20120047028 - Methods in advertising systems: The present invention relates to methods in server applications providing releasing an ad, updating ad information of an ad for a dedicated ad space of a web site and maintaining that ad information of a release of an ad is kept updated. The methods provide numerous advantages of enabling up-dating... Agent:

20120047030 - Sequenced video overlay advertisements, including guidance steps: The present invention provides methods and systems for advertising in connection with a video segment. Methods are provided in which a time-spaced sequence of video overlay advertisements are displayed. Advertisements of the sequence may be user-interactive and may relate to subject matter of the video segment displayed during display of... Agent: Yahoo! Inc.

20120047031 - Sequenced video overlay advertisements, including quiz games: The present invention provides methods and systems for advertising in connection with a video segment. Methods are provided in which a time-spaced sequence of video overlay advertisements are displayed. Advertisements of the sequence may be user-interactive and may relate to subject matter of the video segment displayed during display of... Agent: Yahoo! Inc.

20120047027 - System and method of information fulfillment: With the popularity of computers and micro-processor based entertainment and communication equipments, information gathering once took place in the library and marketplace is replaced with computer searches gathering needed information from around the globe. Understanding this new trend of information gathering by the masses, many commercialized information distributors resort to... Agent:

20120047033 - System, method and computer readable medium for placing advertisements into web pages: Selection of web page advertisements for placement into a web page may use attention data that ranks the elements of the web page according to the attention the elements receive from users during interactions with the web page. The content of ads can be matched to the content of the... Agent: Suboti, LLC

20120047034 - Automated sales tax payment system: A computer-implemented transaction processing system includes a card reader and a plurality of modules each comprising code that executes in the processor. The card reader transfers credit card data from a credit card of a customer to a memory of the computer. A check presentation module is operative to calculate... Agent: Stac Communication Solutions

20120047035 - Central savings management system: A central savings management system and method is provided. A central savings management system is comprised of a data storage device with a storage medium associated with a customer, a point of sale device for receiving currency in at least a first transaction associated with at least one commercial environment... Agent:

20120047036 - Transaction system which combines vehicle battery charging with other services: A transaction system which combines vehicle battery charging with other services. The transaction system includes a vehicle battery charging system, a display, an input device, a payment peripheral, and a self-service computer for displaying choices for a battery charging service and at least one other service via the display, for... Agent: Ncr Corporation

20120047037 - Store system and sales registration method: According to one embodiment, a store system includes: an image output section configured to output an image picked up by an image pickup section; an object recognizing section configured to recognize a specific object by reading a feature value of the output image; a similarity determining section configured to calculate... Agent: Toshiba Tec Kabushiki Kaisha

20120047038 - Store system and sales registration method: According to one embodiment, a store system includes: an image output section configured to output an image picked up by an image pickup section; an object recognizing section configured to recognize a specific object by reading a feature value of the output image; a registering section configured to perform sales... Agent: Toshiba Tec Kabushiki Kaisha

20120047039 - Store system and sales registration method: According to one embodiment, a store system includes: an image output section configured to output an image picked up by an image pickup section; an object recognizing section configured to recognize a specific object by reading a feature value of the output image; a check-image display section configured to display,... Agent: Toshiba Tec Kabushiki Kaisha

20120047040 - Store system and sales registration method: According to one embodiment, a store system includes: an image output section configured to output an image picked up by an image pickup section; an object recognizing section configured to recognize a specific object by reading a feature value of the output image; a registering section configured to perform sales... Agent: Toshiba Tec Kabushiki Kaisha

20120047041 - Prepaid network time purchasing system: A prepaid payment card used to reload or credit a prepay account with prepaid service value carrying a unique identifier generated by a payment provider, the unique identifier being associated with prepaid transaction data capable of indicating designated service values and identified service providers, said card enabling purchasers to gift... Agent:

20120047043 - Auto salvage bid auction: An online automobile auction, which allows the consumer to participate by using their home or portable computers and accessing the system via an Internet connection. Before the designated time for an auction, the consumer may access the database of available automobiles. Along with displaying visual depictions of the vehicles, the... Agent:

20120047042 - Method, system and apparatus for managing a bid tracking database: According to embodiments described in the specification, a method, system and apparatus for managing a bid tracking database are provided. The method comprises receiving at least one bid record at an interface, the at least one bid record comprising a bid price, a bid timestamp and a bid item identifier;... Agent:

20120047044 - Method to develop search engine optimized content through a web-based software platform: The present invention is a web-based software platform used to implement a method for purchasing the highest quality content possible, for the lowest possible market driven prices, from the most qualified profession writer possible. Writers are able to setup an account and log on to the present invention in order... Agent:

20120047046 - Systems and methods for facilitating financial transactions over a network: Systems and methods for facilitating financial transactions over a network include a merchant device, a client device and a payment processing device. The merchant device is adapted to allow a merchant to provide items for purchase via the network. The client device is adapted to allow a user to access... Agent: Ebay, Inc.

20120047045 - Product configuration server for efficiently displaying selectable attribute values for configurable products: A computer-implemented system leverages binary decision diagram (BDD) structures to provide selectable attribute values for one or more configurable products. The BDD structures may define offering attribute nodes and non-offering attribute nodes. The offering attribute nodes may represent product attribute values selectable by the user based on product configuration rules,... Agent:

20120047047 - Method of managing parts: A method of managing a plurality of parts of an apparatus includes creating a part database of part information including at least the weights, part numbers, and shapes of individual parts, measuring the weight of a part to be ordered, entering the measured weight through input means of an information... Agent: Disco Corporation

20120047048 - Delivery and pricing information in exposure management: An exposure management system may include customizable pricing and delivery components interfacing with existing organizational systems and third party systems. The pricing component may enable an organization to enter variable pricing terms, such as customizable pricing formulas that depend on a published price averaged over time. Data used in the... Agent: Sap Ag

20120047050 - Inventory control system process: The inventory control system process includes storing product information in a database. Location information is also accepted and stored in the database in association with the product information. The system receives a command associated with the database and analyzes the command for an instruction and one or more keywords. Next,... Agent: Worthwhile Products

20120047049 - System and method for provisioning pharmaceutical inventory: Systems and methods are disclosed for provisioning a pharmaceutical inventory including pharmaceutical products. In one embodiment, a local monitoring subsystem located at a medical office includes an interface configured to input data relative to the pharmaceutical inventory, including information about the removal, reduction, recall, and addition of pharmaceutical products. A... Agent:

20120047051 - Automated centralized settlement system: The automated centralized settlement system is coupled to various accounts receivable systems and the accounts payable systems. The automated centralized settlement system contains a receiving module, a processing module, and an output module. The receiving module is for the reception of accounts receivable data from a receiving party via an... Agent:

20120047052 - Systems and methods of processing and classifying a financial transaction: The present disclosure generally provides systems and methods of classifying financial transactions. In one embodiment, the present disclosure may generally include a system of classifying financial transactions. The system may include a processor coupled to a database. The processor may be programmed to receive transaction information and a source document... Agent:

20120047057 - Controlling a shared service: A method includes obtaining a liability limit indicative of an available funding, determining whether a first amount of liability contributed by a first subscriber during a provision of a service to the first subscriber exceeds a first balance indicative of a first portion of the available funding that may be... Agent:

20120047054 - Method, system, computer program product and marketplace for private and public investment: A method, system, computer program product and financial marketplace for placing private and public investment that includes matching investment projects and investors over a communications network and functions as a marketplace for matching sellers of investments (e.g., securities) with investors. The market may be automated or function with human assistance... Agent:

20120047055 - Post end of life management system and method: A post end of life management system and method comprising, registering and setting up directives to manage online accounts, digital data, and perform other functions by providers after the death of the registrant. The system is integrated with the social security administration to receive death notifications from the death master... Agent: Lifeensured Inc.

20120047056 - Report generator for allowing a financial entity to monitor securities class action lawsuits and potential monetary claims resulting therefrom and including loss chart selection: Reports are automatically created of securities class action lawsuits customized to show potential monetary claims resulting from the lawsuits for securities purchased or acquired by one or more financial entities. Further, a database stores a plurality of loss charts. Each loss chart is related to a particular security for a... Agent:

20120047053 - Systems and methods for assessing fraud risk: In some embodiments, a non-transitory computer-implemented method of assessing a fraud risk is provided. The method can include: receiving data associated with a plurality of customer complaints, wherein data associated with each of the customer complaints at least suggests that a money-transfer transaction did not complete as expected, and wherein... Agent: The Western Union Company

20120047090 - Electronic information and analysis system: An automated information and analysis system and methods, including methods to acquire information, which may include financial market data such as rates or prices, from one or more external sources, and to process, enhance, extend or otherwise develop that information to derive additional, different, modified or otherwise developed information which,... Agent:

20120047089 - Methods and computer software applications for selecting securities for an investment portfolio: Provided are methods and computer software applications for generating a stock portfolio, and/or enhanced stock index, through using a plurality of growth factors and a plurality of value factors to rank stocks, and for constructing investment vehicles based on the stock portfolio. The method, software application, or computer apparatus of... Agent:

20120047091 - System and method for asymmetric offsets in a risk management system: A system and method for using asymmetrical offsets for products in a risk management analysis system are disclosed. Conventional systems assign symmetrical offsets for products, that is, if two products have an 80% correlation they each would be assigned an offset of 80% with respect to each other. However, it... Agent: Chicago Mercantile Exchange

20120047060 - Computerized moniker-based equity trading system and method of creation: A GUI with a relational database backend, and associated computer systems, setup for the real time automation, management, and distribution of financial products of monikers that are created by mathematical means. The GUI, website, relational database, and other associated computer systems will allow a trader the opportunity to trade monikers... Agent:

20120047063 - Conversion of over-the-counter swaps to standardized forward swaps: Systems, processes and methods are described for converting over-the-counter derivative products such as interest rate swaps (IRSs) to standardized forward swaps, such as centrally cleared interest rate swaps. The value of each leg of the over-the counter swap may be determined and compared to a value of a corresponding leg... Agent:

20120047062 - Exchange traded instruments directed to managing risk: The invention relates generally to an exchange traded debt instrument including underlying instruments for managing default risk. The debt instrument allows borrowers and lenders to come together in a futures-style exchange. The exchange acts as a counterparty to all transactions on the exchange thereby transferring default risk from lenders to... Agent:

20120047059 - Method, system, market enviroment, computer program product and financial product for issuing and selling a primary security on a secondary market: A method, system and/or computer program product for selling a primary security into a public market on which a corresponding secondary security is concurrently offered for sale at a secondary market price that includes determining the secondary market price of the secondary security; offering the primary security for sale at... Agent:

20120047058 - Non-biased, centrally-cleared financial instrument and method of clearing and settling: In accordance with the principles of the present invention, a non-biased, centrally-cleared financial instrument, and method of electronic clearing and settling such a financial instrument is provided. The non-biased, centrally-cleared financial instrument of the present invention is to be centrally cleared and can be traded or transacted either on or... Agent:

20120047061 - Systems and methods for monitoring credit of trading counterparties: Systems and methods are provided which monitor trades entered into and cleared by counterparties, track the net and gross positions of counterparties and the counterparties' parent entities, trigger warnings when counterparties or their parent entities exceed a warning limit, and shut-off counterparties' trading ability when counterparties exceed a credit limit.... Agent:

20120047064 - Methods and systems for online credit offers: Provided are methods and systems for coordinating a loan between a lender and a borrower. The methods and systems can provide enhanced offers by way of a Best Offer Strategy and Standardized Presentation of offers to borrowers. Also provided is a computerized business-to-business operations management system (a “portal”) centered around... Agent:

20120047065 - Mechanism for fraud-resistant consumer transactions: A facility for conducting a financial transaction is described. The facility receives a purchase order identifying a customer and an amount of a payment to be made by the identified customer to a payee. The customer identified by the purchase order has an individual account. The facility selects an account... Agent:

20120047067 - Method for a payment transaction associated with two corresponding declarations of intent: The present invention relates to a method and a system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent, in particular a payment transaction, between at least two transaction parties via a processing unit (3), in which payment transaction at least one... Agent:

20120047066 - Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account: A financial institution computer maintains one or more lists of account identifiers for accounts enrolled in a prioritized payment program including pre-authorization of certain payment requests by select creditors. The computer estimates a value of one or more prioritized payments associated with a first account and authorizes a first sweep... Agent: Metabank

20120047068 - Charge payment system using virtual money: A card ID and a consumption amount of virtual money are transmitted from a game terminal as charging-target terminal apparatus, the card ID being recorded in a card possessed by a user (step S31). The server apparatus replaces the card ID with a user ID unique to each user (step... Agent:

20120047069 - Universal prepaid communications: A communications system [100] includes both cellular and land based telecommunications such as PSTN telephone [115], [125], as well as cellular telephone [110]. A subcriber may use prepaid cellular phone [110] to make and receive calls via cellular network [120]. A Mobile Switching Center (MSC) [135] routes the subscriber's calls... Agent: Idt Corporation

20120047070 - Atm/kiosk cash acceptance: In one aspect, this invention relates to a new method for using a mobile telephone, in conjunction with a payment transaction server, as an authentication and cash payment device of a cash deposit made into an ATM/KIOSK for a variety of financial transactions where a cash payment is desired. Further,... Agent:

20120047073 - Account administration plans and systems: A computer system for facilitating payments from an account according to particular embodiments of the invention is adapted for: (1) facilitating the transmission, to a plan service provider, of a first set of documentation of a first payment that would potentially qualify for reimbursement from the account; (2) receiving, from... Agent: Datapath, Inc.

20120047072 - Merchant alert system and method for fraud prevention: A system and method for preventing merchant electronic transaction fraud includes a plurality of network connected data processing terminals, including at least one server; means for receiving an electronic authorisation request at the server from a first data processing terminal, the request is for authorising the processing of an electronic... Agent: Moqom Limited

20120047071 - Payment card processing system: A method, programmed medium and system are provided for using a payment card with an embedded RFID device. In one example, a cellular telephone or other wireless device is used to generate a one-time password (OTP), which is then transmitted by a read-write RFID in the wireless device to the... Agent: International Business Machines Corporation

20120047074 - Methods of protecting software programs from unauthorized use: A method for controlling or protecting the use of a software licensed product is provided. The method comprises, for example, encrypting protected data associated with the software licensed product with a key derived from code of a licensing module, distributing the encrypted protected data associated with the software licensed product... Agent:

20120047075 - Method and apparatus for global replacement card services: A prompt-response card issuing system providing temporary financial transaction cards includes a communications module, a personal account number (PAN) mapping module, and a security measure determination module. The communications module communicates with a plurality of financial card issuers, each having different profile standards for generating security measures, and also receives,... Agent: Mastercard International Incorporated

20120047076 - System, method and computer program for negotiating online transactions: The present invention provides a system, method and computer program for negotiating online transactions. The method includes obtaining a price for an item from one or more sellers. A buyer can make possibly dissimilar offers for one or more of the items. If all offers are less than all the... Agent: Travelsurf Private Limited

20120047077 - Virtual studio for identifying and developing public talent: The teachings generally relate to a method of creating a derivative artistic work that includes a select, virtual submission from the public obtained from a set of random, virtual submissions submitted, for example, through a network or public venue. The teachings are directed a virtual studio, a method of creating... Agent:

20120047079 - Providing foundation application as enterprise services: Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having foundation layer functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described.... Agent: Sap Ag, A German Corporation

20120047078 - System and method for ad-hoc modification of a process during runtime: t

20120047080 - Waste management and recycling tracking system: An on-line waste management reporting and tracking system allows contractors to create waste management plans. Cities and other governing bodies can manage and enforce their recycling policies. Property owners can track the recycling on construction debris within their property. Recycling facilities can create diversion reports and upload tickets directly to... Agent: Green Halo Systems Inc.

20120047081 - Methods and systems for real estate resource consolidation: An exemplary method includes a real estate resource consolidation subsystem analyzing source data associated with a plurality of real estate resources and maintained by a plurality of distinct source data management subsystems, automatically generating one or more recommendations for consolidating the real estate resources based on the analyzing of the... Agent: Verizon Patent And Licensing, Inc.

20120047082 - On-line property asset system and method: A system and method for managing a home/property is disclosed in which the assets of a home/property may be managed. The assets may include location assets (e.g., a location of the property or house such as the backyard or first floor), fixed assets (e.g., equipment that is typically sold with... Agent: Homezada, Inc.

20120047083 - Fire situation awareness and evacuation support: A building fire situation awareness and evacuation support system includes a plurality of fire monitoring devices for monitoring development of a fire; a plurality of occupant monitoring devices for monitoring occupant distribution in different zones of the building; and a computation device in communication with the fire monitoring devices and... Agent:

20120047084 - Devices for processing shipping documentation sent from a vehicle: The present invention automates the process of receiving transportation documentation and producing advance loading manifests therefrom to optimize load planning and dynamic product shipment and delivery control. Methods provide for receipt of the transportation documentation, initial preparation, and transmission of the documentation from on board a vehicle or while the... Agent: R+l Carriers, Inc.

20120047085 - Devices for wirelessly routing a vehicle: The present invention automates the process of receiving transportation documentation and producing advance loading manifests therefrom to optimize load planning and dynamic product shipment and delivery control. Methods provide for receipt of the transportation documentation, initial preparation, and transmission of the documentation from on board a vehicle or while the... Agent: R+l Carriers, Inc.

20120047086 - Methods for wirelessly routing a vehicle: The present invention automates the process of receiving transportation documentation and producing advance loading manifests therefrom to optimize load planning and dynamic product shipment and delivery control. Methods provide for receipt of the transportation documentation, initial preparation, and transmission of the documentation from on board a vehicle or while the... Agent: R+l Carriers, Inc.

20120047087 - Smart encounters: Systems and methods for providing content recommendations to a user based on aggregate profile data of other users that the user is predicted to encounter in the future are disclosed. In general, an aggregate profile is obtained for a predicted encounter of a first user. The aggregate profile is based... Agent: Waldeck Technology LLC

20120047088 - Modeling and simulation of complex relationships: A method of modeling and simulation of complex relationships among entities is disclosed. The method can utilize a model that can graphically illustrate relationships among multiple hierarchical levels of entities, and can graphically illustrate information such as types of entities and areas operated by the entities. Further, the model can... Agent: Superior Edge, Inc.

20120047092 - Methods, systems, and computer program products for presenting an indication of a cost of processing a resource: Methods and systems are described for presenting an indication of a cost of processing a resource. Resource information is received that identifies a resource for processing by a hardware component in performing an operation. A measure of a processing cost is determined for the resource based on the operation, to... Agent:

20120047093 - Practical model for high speed file delivery services supporting guaranteed delivery times and differentiated service levels: A practical economic and technical model for building commercial-grade electronic file delivery services that provide the same scale, predictability, and differentiated service levels as physical courier services traditionally used to move electronic data on physical media. Systems and methods for providing such services using a charge-back scheme based on congestion... Agent: Aspera, Inc.

20120047094 - Calendar and calendar production methods: A method of producing a calendar of a calendar year includes providing a photo contest having an entry period of time, accepting photographs entered into the photo contest by contestants during the entry period of time to establish a pool of photographs to be judged, and judging the photographs of... Agent:

20120047095 - Methods and systems for selling digital photography services in combination with a single-use digital camera: The present disclosure comprises a system for offering digital photography services in combination with a single-use digital camera that includes a provider and a distribution system. One or more cameras are offered and provided by the provider in combination with digital processing services for processing digital pictures and/or a product,... Agent: Motiondrive Ag

20120041767 - Athletic activity user experience and environment: User activity including both athletic activity (e.g., running, walking, etc.) and non-athletic activity (shopping, reading articles, etc.) may be monitored and tracked by an athletic monitoring and tracking device and service. The user activity may be used to award a user with an amount of virtual currency to encourage the... Agent: Nike Inc.

20120041769 - Requests for proposals management systems and methods: An RFP management system improves the process of matching researchers with relevant research projects as described in RFPs. The system creates a researcher profile based on a scan of the researcher's reports and past proposals, scans web-based and other databases for project opportunities that fit the profile, and produces a... Agent: The Rand Corporation

20120041768 - Systems, methods and machine readable mediums to select a title for content production: Systems, methods and machine-readable mediums to identify web page titles for content production are provided. The systems may include a storage device and a processor. The storage device may store a plurality of titles, each title is associated with a respective one of a plurality of web pages. The processor... Agent: Demand Media, Inc.

20120041779 - Clinical decision support systems and methods: A clinical decision support (CDS) system comprises: a case grouping sub-system (10) including a graphical user interface (30) that is operative to simultaneously display data representing a plurality of patient cases and further configured to enable a user to group selected patient cases represented by the simultaneously displayed data into... Agent: Koninklijke Philips Electronics N.v.

20120041776 - Clinical laboratory test information system and non-transitory storage medium: A clinical laboratory test information system comprising: a memory configured to store time information regarding a plurality of stages included in a clinical-laboratory-test-relating operation; an operating device; a display unit; and a controller configured to: cause the display unit to display, based on the time information stored in the memory,... Agent:

20120041773 - Computerized system for adaptive radiation therapy: In one embodiment of the invention, a computerized method for producing a treatment decision for adaptive radiation therapy (ART) is disclosed. The method comprises several steps. First, patient specific input data regarding a patient and general patient population data are input into a treatment decision engine. Next, this data is... Agent:

20120041777 - Mobile applications for blood centers: Certain examples provide systems, methods, and apparatus to provide information regarding blood collection instruments via a mobile device. An example method for blood collection instrument management includes providing a graphical representation of one or more blood collection instruments with a visual indication of a status for each instrument. The graphical... Agent:

20120041780 - Panel diagnostic method and system including active and passive strategies: A system and method for computerized medical self-diagnosis is disclosed. Beginning with direct interactive dialog between a patient and a computing device to obtain patient health items, the system automatically obtains a differential self-diagnosis using active and passive strategies based on an analysis of the patient health items in conjunction... Agent: Clinical Decision Support, LLC

20120041774 - Patient-specific clinical decision support: Patient-specific clinical decision support is provided. When drug information is received, its relevance is determined based on received clinical information. If the drug information is relevant, an alert is communicated to the clinician. The alert may be a warning or may direct the clinician to perform an action related to... Agent: Cerner Innovation, Inc.

20120041781 - Pharmacy tracking system with automatically-entered customer transaction information: A method of conducting a transaction involving transfer of a filled prescription order from a pharmacy to a customer. The method includes detecting that the filled prescription order is available for transfer from the pharmacy to the customer. Upon detecting that the filled prescription order is available for transfer from... Agent: Gsl Solutions, Inc.

20120041772 - System and method for predicting long-term patient outcome: A system and method for predicting patient prognosis includes a similarity module configured in program storage media to provide a similarity function for a data source and compute similarity scores for pairs of patients. An alignment module is configured to align a query patient to a best anchor timestamp of... Agent: International Business Machines Corporation

20120041778 - System and methods for the production of personalized drug products: A system and method for determining an optimal combination drug product for a particular patient includes a processor that receives patient information and determines an optimal combination drug product based on the received information. A system which can provide information regarding predicted events or pathologies based on received patient information... Agent:

20120041770 - Systems, methods, and apparatus for provisioning and tracking medical supplies for medical procedures: According to one aspect, a system for provisioning medical supplies for medical procedures. The system includes at least one data storage device for storing data related to the provisioning of medical supplies, and at least one processor operably connected to the at least one data storage device. The at least... Agent:

20120041771 - Systems, methods, and computer program products for patient monitoring: Software, or a pathway assistant, can be utilized to facilitate assessment or treatment recommendations of a remotely monitored patient and can run in the background. The pathway assistant, which searches data for key information and creates pathways, provides an automated system that standardized the assessment, treatment, management and evaluation of... Agent:

20120041775 - Systems, methods, and computer program products for patient monitoring: Software, or a pathway assistant, can be utilized to facilitate assessment or treatment recommendations of a remotely monitored patient and can run in the background. The pathway assistant, which searches data for key information and creates pathways, provides an automated system that standardized the assessment, treatment, management and evaluation of... Agent: Cardiocom, LLC

20120041784 - Computerized surveillance of medical treatment: Medical treatment is automatically surveyed. Drugs or other treatments may be monitored post-market. This surveillance may be accomplished in two ways: (1) Identify patients that potentially match templates consistent with possible adverse reactions, possibly including adverse reactions not associated with the treatment. Potentially, if the match is good enough, a... Agent: Siemens Medical Solutions Usa, Inc.

20120041783 - Integrated electronic patient health care and billing coordination system: A patient care coordination system that includes a plurality of hand-held computers in communication with a cloud computing network or a remote server that has an accessible database of all patients and the health care information of each. The cloud computing network or remote server synchronizes, in real time, patient... Agent:

20120041785 - Medical image processing device, medical image grouping method, and program: A medical image processing apparatus includes a control unit for grouping input medical images from every same examination of a same patient by using accompanying information of the input medical images, and for saving the grouped medical images in a storage unit. When a medical image is newly input, the... Agent: Konica Minolta Medical & Graphic, Inc.

20120041782 - Medical information handling system and method: A system and method used to create a longitudinal medical record for an injured person that in at least one embodiment begins a location remote from a medical facility. The system includes in at least one embodiment a plurality of mobile computing devices. In at least one embodiment, the mobile... Agent: Government Of The United States, As Represented By The Secretary Of The Army

20120041786 - Methods, systems, and devices for managing medical images and records: The disclosure herein provides methods, systems, and devices for managing, transferring, modifying, converting and/or tracking medical files and/or medical system messages. In certain embodiments, the foregoing may generally be based on requesting medical files at a first medical facility, identifying the requested medical files at a second medical facility, initiating... Agent: Onemednet Corporation

20120041787 - Novel methods and systems for prescribing sample prescriptions: Systems and methods are disclosed for providing sample prescriptions electronically and creating a complete data set of information regarding the life-cycle of the sample prescription. In one embodiment, a sample prescription system comprises a management module that stores files corresponding to sample prescriptions. Each corresponding file is linked to a... Agent:

20120041789 - Optimization of timing for data collection and analysis in advanced patient management system: Advanced patient management systems include a unit for collecting data from a device associated with a patient, and a host in communication with the unit, the host identifying a time for the device to update data on the device. The system can identify a time for the device to update... Agent:

20120041788 - System and method for facilitating outcome-based health care: In an exemplary embodiment, a server receives from a communication device (i) an identifier of a patient and (ii) a login credential associated with an individual. The server makes a determination based on the login credential that the individual is authorized to access a patient record of the patient. Subsequent... Agent: Celltrak Technologies, Inc.

20120041790 - Insurance transaction system and method: The present invention is a system and method of creating insurance with a switching device that limits the liability of the insurer.... Agent:

20120041791 - Systems and methods for de-identification of personal data: According to some embodiments, supplemental data may be retrieved from a supplemental data source. It may be automatically detected that a first personal insurance information value in the supplemental data source is correlated with a first personal insurance information value in the original insurance claim records source. A second personal... Agent:

20120041792 - Customizable population segment assembly: The presently described technology provides a mechanism for allowing custom targeted segments to be defined by parties outside of a content delivery system. Segments include collections of users grouped together based on common characteristics wherein targeted content is provided to a user based on her assignment to a segment. The... Agent: Apple Inc.

20120041793 - Interactive activity management system and method: Systems and methods for defining, booking and managing activities or services by a user of digital computer implemented applications and interactive displays based on time, location and theme as related to the user's local environment.... Agent:

20120041795 - Demand weighted average power: A system, method, and computer program that provide demand weighted average power information. The information may be communicated to management in both graphical and report form. The information provides management with an immediate understanding of energy consumption in a time frame where the energy usage can be associated with underlying... Agent:

20120041794 - Method and system to validate component-based implementations of business processes: A computer-implemented method and system to validate component-based implementation of business processes are provided. The method comprises accessing an abstract business process and a specific business process. The specific business process includes sub-steps that refine a step in the abstract business process. A refinement between the abstract business process and... Agent: Sap Ag

20120041796 - Technical maturity management system: A system is provided to display the technical status of a program and provide quick access to the program information. The system may include milestone views, links to work products and schedule data, links to templates, specification, requirements, review criteria, links to event maturity criteria, and displays of technical maturity... Agent: Lockheed Martin Corporation

20120041797 - Progress monitoring method: The progress monitoring method is based on a critical path method (CPM) and conducts comparisons against multiple possible outcomes utilizing neural networks that classify planned progress at specified cut-off dates during a planning stage. The classifications are used to monitor and evaluate actual progress during the construction stage. The pattern... Agent: King Fahd University Of Petroleum And Minerals

20120041798 - Rough planning system for factories: In a method for designing a factory in particular the machinery inventory, required buildings, foundations and floor space are determined. The recognition of synergy potential between individual products and inter-factory capacity planning are to be enabled. The method has the steps of: inputting planning measurement data in a measurement data... Agent:

20120041799 - Information processing apparatus and computer readable medium: An information processing apparatus includes a difference calculation module, an addition module, and an output module. The difference calculation module calculates a difference between a first information amount that is generated between a first person in charge and a second person in charge when a business that constitutes a business... Agent: Fuji Xerox Co., Ltd.

20120041800 - Factorial design expert system: An automated expert system that uses split-run and factorial design methods to determine which factors are most important in an experiment. The expert system is architected into Design, Execute and Evaluate phases, to assist a user in developing a Factorial Design experiment in which one, two or three factors are... Agent:

20120041801 - System and method for using psychological significance pattern information for matching with target information: A computer-implemented system for creating a classification significance pattern for end users, and enabling end users to use their classification significance pattern to conduct custom searches for target information, such as information about products, services, and jobs, as well as enabling third parties, such as vendors and potential employers, to... Agent: Protigen, Inc.

20120041802 - Systems, methods and computer program products for business transformation of business performance indicators: Systems, methods, and computer program products for business transformation of business performance indicators. Exemplary embodiments include a method for business transformation of business performance indicators, the method including building and refining a process model in a process modeler, defining metrics, key performance indicators and events, and creating metrics for capturing... Agent: International Business Machines Corporation

20120041803 - Customer value opportunity system: A system determines one or more winning candidate bids and includes an offer receipt module that creates an offer which includes a request for a demand shaping tactic, a type of product, a demand opportunity group, and a desired demand response. A customer potential scoring module determines a customer potential... Agent: Accenture Global Services Gmbh

20120041805 - Interactive marketing network and process using electronic certificates: A data processing system issuing electronic certificates through “online” networks. Each electronic certificate includes transaction data and identification data, and can be printed out on a printing device linked to a consumer's personal input device, or electronically stored in a designated data base until a specified expiration date. Consumers access... Agent: News America Marketiang Properties LLC

20120041804 - System and method for ad-hoc energy exchange network: A method for facilitating an operation of an ad-hoc energy exchange network is disclosed. The network includes a set of nomadic charging stations (NCSs) and an energy consumer (EC). Upon receiving a request from the EC for an energy exchange, wherein the request includes a current location and a destination... Agent:

20120041807 - Incentive-based server cooperation system, incentive-based server cooperation method and incentive-based server cooperation program: Only a limited number of service servers have been provided with the function of feeding back profits obtained through cooperation of multiple service servers to developers of cooperation modules and business entities running the service servers as incentives. In the present invention, a cooperation server for achieving cooperation between the... Agent: Nec Corporation

20120041809 - Method for integrating online and offline virtual money with an electronic gift certificate, and system for same: The present invention relates a method for integrating on-line and off-line virtual currency into electric gift certificates. The present invention includes a step of receiving an identifying ID and an identifying authentication number of a business member providing virtual currency, and a reference denomination value of the virtual currency, a... Agent:

20120041808 - Mobile system and method for loyalty currency redemption: Systems and methods are disclosed for generating monetary currency using a mobile communications device for immediate use for the purchase of items, wherein the monetary currency comprises a credit instrument or a credit associated with a credit or debit card, the credit is valid for a defined period of time,... Agent: Loylogic Licensing Inc.

20120041811 - E-commerce volume pricing: A system and method that facilitates e-commerce volume pricing is provided. According to one aspect of the present invention, the system includes an offers and orders component that receives and aggregates orders for a product from a plurality of buyers. The system also includes a logistics component that determines a... Agent: Ewinwin, Inc.

20120041810 - Universal system and method for loyalty currency redemption: Systems and methods are disclosed for generating payment values of goods and services (rewards). The disclosed systems and methods can include dynamically calculating, based upon a received input, a plurality of payment pairs, each of the plurality of payment pairs comprising a non-monetary currency value and/or a monetary currency value.... Agent: Loylogic Licensing Inc.

20120041812 - Method and system for using reward points to liquidate products: A user selects a product to be liquidated from a product provider and then designates to the transacting entity that reward points are to be used towards the purchase of the liquidated product. The transacting entity acts to decrease the number of reward points in the user's reward account by... Agent: Signature Systems LLC

20120041813 - System and method for networked loyalty program: A system for implementing a loyalty program on a network-wide level is disclosed. The system associates UPC and SKU data on a network level to reward consumers and/or to analyze the data for a variety of business purposes, such as market segmentation analyses and/or analyses relating to consumer spending behaviors... Agent: American Express Travel Related Services Company, Inc.

20120041814 - Method of creating a community using sequential numbering: s

20120041815 - Wallet consolidator to facilitate a transaction: A wallet consolidator to warehouse information pertaining to at least one card and to retrieve the warehoused information to facilitate a transaction is provided. An embodiment of a Wallet consolidator can include a housing, one or more input devices positioned to receive information, and a memory device positioned to store... Agent: E-micro Corporation

20120041806 - Social news ranking using gossip distance: Devices, systems, and methods are directed towards ranking of messages based on a hop distance a forwarded message travels through a social network. As a message is forwarded by a member of the social network the hop distance increases. As the message is forwarded, recipients and/or senders may view the... Agent: Yahoo! Inc.

20120041816 - Systems and methods for determining competitive market values of an ad impression: The present disclosure is directed to methods and systems for determining competitive market values for an ad impression on an advertiser exchange. An engine executing on a device may receive a candidate set of inputs associated with ad impressions. The engine may determine competitive market values for an ad impression... Agent:

20120041817 - Prioritizing population segment assignments to optimize campaign goals: The present technology prioritizes or ranks segments based on the content provider's or content delivery system's goals or priorities. The content delivery system can monitor its performance in meeting any known goals, and should the content delivery system recognize that its progress towards meeting a goal is not satisfactory, the... Agent: Apple Inc.

20120041818 - Ad yield arbitration engine for online retailers: A system for determining whether to present an online bid content from a prequalified value chain entity at a virtual point-of-decision on a web site includes an online customer database storing online customer data, a product manufacturer database storing prequalified value chain entity profiles and a dynamic arbitration engine. The... Agent: Accenture Global Services Gmbh

20120041819 - Mobile content cross-inventory yield optimization: A system for selecting among a plurality of advertising content from a first and second mobile content inventory for presentation of the advertising content on a mobile communication facility includes (a) receiving at a server a request for an advertisement associated with a user-action initiated at the mobile communication facility... Agent:

20120041820 - Machine to structure data as composite property: Information pertinent to an item or product may be organized (e.g., structured) as a property of the item or product. The property may be represented (e.g., stored) as property data in a data structure of the item or product. A property may have one or more properties of its own.... Agent:

20120041821 - Electronic system for bargaining and promoting: An electronic system for bargaining and promoting in a shopping area is disclosed. A mobile communication device carried by a customer may be connected to the electronic system at a point of display item through an ad hoc communication link. The customer may send an offering price for the displayed... Agent:

20120041822 - Methods and systems for processing metadata: Systems and methods for processing metadata are described. An application makes available a social networking application with an application programming interface (API) configured to receive social data from a social networking site for a user. The application publisher system receives advertisement metadata from a first system and social data from... Agent: Focused Labs, Inc.

20120041824 - Method and apparatus for providing mobile advertising service in mobile advertising system: A method and apparatus is provided for providing a mobile advertising service in a mobile advertising system, and for sharing a preference to deliver a personalized advertisement requested by a particular group member to other users. In a method for providing a mobile advertising service by a server of a... Agent: Samsung Electronics Co., Ltd.

20120041823 - Methods, systems, and computer readable media for providing an electronic advertisement to a mobile device: According to one aspect, the subject matter described herein includes a method for providing an electronic advertisement to a mobile device. The method includes receiving, at an advertisement management server and from a mobile device, a request message for an electronic offer certificate associated with a touch point, the request... Agent:

20120041825 - Contextual translation of non-interactive advertisements into interactive advertisements: Apparatus and methods trigger delivery of interactive advertisements to devices, such as wireless mobile devices, based upon exposure of a user to non-interactive advertisements. The non-interactive advertisements may include advertisements such as publicly displayed billboards or video advertisements embedded into broadcast programming There are many places and many instances where... Agent:

20120041826 - Method for transformation of a website: A method for websites to be transformed and repurposed into other forms of design, use, and functions for other purposes, to benefit the original websites, website purposes, and owners of websites. A user would first speak or type into a computer. The GUI is a website campaign manager located on/at... Agent:

20120041827 - Demand driven avails: Various embodiments enable demand driven allocation of advertisement insertion opportunities, e.g., avails, that are associated with television content or other media entertainment from a provider. In at least some embodiments, projections for an inventory of avails from a provider are obtained using an iterative projection model. Auctions are conducted using... Agent: Microsoft Corporation

20120041828 - System and method for prominent sponsorship theme rotation in a joint-sponsorship website: A system and a related method are disclosed for effective advertisement of sponsors among multiple (i.e. joint) sponsors in a joint-sponsorship website. In one example, each sponsor in a joint-sponsorship website presents itself as a “prominent” sponsor, or “most visible” sponsor to an equal number of visitors. In this example,... Agent:

20120041831 - Catalog generation based on divergent listings: A method and a system are described for catalog generation based on divergent listings. For example, a listing module may receive a divergent listing and collect data corresponding to an item in the listing. Each divergent listing of an item for sale is divergent with respect to other listings of... Agent:

20120041830 - Systems and methods for facilitating purchases of broadband content and services: Systems and methods for facilitating purchases of broadband content and services are provided. A request to purchase broadband content or a broadband service may be received by a server from a customer device. A transaction associated with the received purchase request may be completed in real-time. Based upon the completion... Agent: Cox Communications, Inc.

20120041829 - Systems and methods for managing rights to broadband content: Systems and methods for managing rights to broadband content are provided. A request for broadband content may be received by a server. The received request may include a client identifier associated with a customer device from which the request is received and a content identifier associated with the requested broadband... Agent: Cox Communications, Inc.

20120041832 - Method and apparatus for an electronic marketplace for services having a collaborative workspace: A method and system for buying and selling services online includes a process for custom services, a commodity process and a collaborative workspace on a website. The process for custom services includes the posting by a buyer of specific criteria for a desired service, the bidding by a seller to... Agent: Elance, Inc.

20120041833 - Dynamic two-way auction method and system: m

20120041835 - Methods, systems, and computer program products for managing organized binary advertising asset markets: Binary advertising markets are developed where personalized media such as digital and even analog advertising is delivered to and accessed by audience members enabling advertisers to buy advertising for broadcast to televisions, smartphones and other types of digital devices. The market is designed to provide participants a new way to... Agent: Managed Audience Share Solutions LLC

20120041836 - System and method for communicating with an electronic exchange in an electronic trading environment: System and methods for a connection proxy server are described. According to an example method described herein, a connection proxy server stores subscription, product tables as well as other downloads that are provided to a client terminal during initialization stage as well as later during a trading session. Upon detecting... Agent: Trading Technologies International, Inc.

20120041834 - System and method for utilizing media content to initiate conversations between businesses and consumers: A Content Management System can utilize professionally edited content to initiate conversations between businesses and consumers. The Content Management System can function as a third party between businesses (e.g., merchants selling products or services) and publishers creating content that may be of interest to the target markets of the businesses.... Agent:

20120041841 - Method of processing online payments with fraud analysis and management system: Systems and methods are disclosed to detect fraud by displaying on a buyer's computer a high value item next to one or more commonly purchased items to attract a fraudster; analyzing customer purchasing behavior on the high value item for an indication of fraud; and indicating fraud if the buyer... Agent:

20120041842 - Offering applications via an online application store: An example embodiment for providing one or more applications to one or more customers of an online application store via a partner website starts with hosting the partner web site and an online application store. A partner, from the partner web site, may make an application available for purchase and... Agent: The Go Daddy Group, Inc.

20120041837 - Paper calculation systems and methods: A system and method to provide a price calculation for e-commerce related sales by utilizing a plurality of paper characteristics to determine final prices. The present invention utilizes at least four inputs including paper type, width, length and sheets to return to potential online e-commerce users a price calculation for... Agent: Fisher Printing, Inc.

20120041838 - System and method for electronic commerce and other uses: A computer implemented method including steps of: storing, at a central server, an initialize business rule associated with a vendor and a DNS associated with the vendor; receiving, from a user a first user query for a product or service of the vendor; dynamically forming a universal code sequence forming... Agent:

20120041843 - Metered delivery of wireless power: A system is disclosed for charging or billing for access to wireless power. The device requiring power communicates with the power provider and the billing method is determined. A consumer may be required to provide billing information, or if the billing information is already associated with an existing account, the... Agent: Access Business Group International LLC

20120041839 - System and method for assembly of modular toy: A retail store design and method that allows a consumer, particularly a younger child, to actively participate in the customization, assembly, and personalization of a modular toy vehicle while in the retail store environment. The store design can provide an overall experience to the consumer that is interactive and personal.... Agent: Ridemakerz, LLC

20120041844 - Elastic licensing of software in a cloud environment: In one aspect, a method includes publishing an object of a user such that another user can search for the object by means of a user interface. The object may be an application, an application group, an application component, and/or a service. The object runs on a platform. The platform... Agent: Vmware, Inc.

20120041840 - Hot button for performance diagnostic and recommendation: A hot button can be pressed to cause a computer to execute a series of diagnostic tests to identify the cause of poor computer performance. When a cause is determined a website address can be presented that a user can access to purchase goods or services to alleviate the cause,... Agent: Sony Corporation

20120041845 - System and method for enabling customers to perform self check-out procedures in a retail setting: Systems and methods are provided for enabling a customer to perform a self check-out procedure during a purchasing transaction. In one embodiment, among others, a software program is stored on a computer-readable medium and configured to be executed by a processing device. The software program includes logic adapted to enable... Agent: Lmr Inventions, LLC

20120041846 - Seller conversion factor to ranking score for presented item listings: Various embodiments include a method and system for a seller conversion factor to ranking score for presented item listings. In an online marketplace with sellers and item listings, a first sum may be calculated by identifying a first set of item listings associated with the seller. A second sum may... Agent: Ebay Inc.

20120041848 - Terminal, server, and method for content distribution: Provided are a user terminal, a server, and a method for content marketing. The method includes purchasing, by a user terminal, content including digital rights management (DRM) information having a selling condition and a purchase condition; and transmitting, by the user terminal, the content to an external terminal based on... Agent: Pantech Co., Ltd.

20120041847 - Wine list management and display on tablet and mobile devices using a world wine database: The present invention claims a method for managing, building and presenting wine lists to people in restaurants, hotels, wineries and homes through tablet or mobile phones. The information about the wines is saved in a central server accessed via internet with information directly by the wine producers and wineries. The... Agent:

20120041849 - Method, device, and system for analyzing and ranking web-accessible data targets: A method of locating a relevant product belonging to a category of related products sharing pre-determined product attributes is provided. At a client computer, a search topic associated with the category arrives from a user along with user-profile data like demographic, geographic, and situational data. A server locates at information... Agent:

20120041853 - Facilitation of a network communication service for which payment may be made by any of a plurality of payment modes: There is provided a method that includes (i) receiving a notification of an event concerning a network communication service, (ii) querying a database, in response to the notification, to obtain a payment mode for the service, in which the payment mode is selectable from a set that includes (a) pre-payment... Agent:

20120041850 - Incentivizing content-receivers in social networks: An embodiment of the invention provides a method including receiving a request to publish first content on a system from a user. A fee is imposed to the user to publish the first content. The first content is published on the system. In at least one embodiment, an amount of... Agent: International Business Machines, Inc.

20120041851 - Method and apparatus for enhanced supply chain management: An approach is provided for facilitating supply chain management based on point-of-sales or device usage data regarding a user device. A supply chain management platform receives an activation signal indicating activation of a device. The supply chain management platform then determines device information relating to the device based on the... Agent: Verizon Patent And Licensing Inc.

20120041854 - Method and apparatus for processing on-line donations associated with media content: A computer-implemented method and apparatus for processing on-line donations associated with media content is disclosed. An example embodiment includes elements to integrate a payment button with an associated item of media content on a web page; link the payment button with an account on a payment site; receive a donation... Agent: Ebay Inc.

20120041852 - Methods and apparatus for determining and using human capital metrics as measures of economic value of persons to an organization: Disclosed are methods, apparatus, and systems, including computer program products, implementing techniques for determining and using human capital metrics as measures of the economic value of persons to an organization. The financial state and performance of an organization can be characterized accordingly. One or more data resources storing data associated... Agent: Hcom Holdings LLC

20120041855 - Ev charging system with electric vehicle diagnostic: A charging station for recharging the battery of and electrically powered vehicle includes a diagnostic interface with the vehicle via an OBDII-type connection or the equivalent or alternatively via a wireless interface, optical interface or an electronic encoding imposed upon the charging current. Optionally a cooling system may be integrated... Agent:

20120041856 - Mapping a mobile device location to billing regions in internet protocol multimedia subsystems: A location mapping service (“LMS”) that allows the integrations of an IMS core with the location-based billing methods of a legacy core network. The LMS uses the estimated location of a mobile device during an IMS session in order to determine a Cell Global Identification (“CGI”) to associate with the... Agent:

20120041857 - Method and apparatus for providing separable billing services: Methods and apparatus for providing separable billing services. In one embodiment, an apparatus comprises a memory for storing a data address associated with a first type of communication and a processor for receiving a data packet, the data packet comprising a destination data address. The processor compares the destination data... Agent: Qualcomm Incorporated

20120041858 - System and method for service level management: The system and method described herein may provide service level management, wherein business processes may be composed of services. A state of the service may be defined by one or more service parameters, which depend upon performance of network components that support the service (e.g., component parameters). The state of... Agent: Computer Associates Think, Inc.

20120041860 - Evaluation and adjustment of settlement value curves: Disclosed is a method that is useful in connection with providing discount factors for an exchange-traded mark-to-market derivative product that has a variable tick rate, such as an interest rate swap product. In some embodiments, the method includes providing a series of consecutive settlement values, which collectively represent a settlement... Agent: Chicago Mercantile Exchange, Inc.

20120041859 - System architecture and methods for experiential computing: The present invention contemplates a variety of improved methods and systems for providing an experience platform, as well as sentio or experience codecs, and experience agents for supporting the experience platform. The experience platform may be provided by a service provider to enable an experience provider to compose and direct... Agent: Net Power And Light, Inc.

20120041891 - Apparatuses, methods and systems for a volatility expiration index platform: The APPARATUSES, METHODS AND SYSTEMS FOR A VOLATILITY EXPIRATION INDEX PLATFORM (“VEIP”) transforms user and market data inputs via VEIP components into Vol Ex Index publication and Vol Ex Index instrument communications outputs. A current reference security price may be determined for a reference security. A plurality of option strike... Agent:

20120041895 - Device, system, and method of automatic financial-instrument management: Devices, systems, and methods of automatic Financial-Instrument (FI) management. In some embodiments, a system includes, a memory having stored thereon financial-instrument-based (FI-based) management instructions; and a processor to execute the FI-based management instructions resulting in a FI-based management application, wherein the FI-based management application may receive portfolio data corresponding to... Agent:

20120041897 - Market indicator process and method: A market indicator process, residing on a server, predicts an opening index price of a security index including at least two discrete securities. A trade monitoring process monitors at least a portion of the trading of the discrete securities that occur outside of a regular trading session. A closing price... Agent: The Nasdaq Omx Group, Inc., A Delaware Corporation

20120041892 - Option pricing model for event driven call and put options: Systems and methods are provided for valuing event driven option contracts. A jump diffusion based model, such as a Merton jump diffusion based model, is modified to assume arithmetic movement of an underlying price and a single jump. The arithmetic movement of the underlying price may be modeled with a... Agent: Chicago Mercantile Exchange Inc.

20120041896 - Order risk management for financial product processing: Systems and methods are provided for processing derivative product orders at an exchange. Traders provide derivative product order risk data to the exchange. The order risk data may include maximum delta, gamma and/or vega utilization values for derivative product contracts based on the same underlying product. Before executing a trade,... Agent: Chicago Mercantile Exchange, Inc.

20120041894 - Requests for quotes from indirect credit lines: Systems and methods for processing requests for quotes (RFQs) are disclosed. A computer may receive a request for quote from a first trading entity. The computer system may then obtain quotes responsive to the RFQ. The obtained quotes include a quote from a second trading entity that has an indirect... Agent: Setec Astronomy Limited

20120041898 - System and method for determining the market risk margin requirements associated with a credit default swap: A system and computer-implemented method for determining a margin requirement associated with a plurality of financial instruments within a portfolio is disclosed. The system and method implement steps and procedures for determining a time-series of returns for the plurality of financial instruments within the portfolio, calculating residuals and volatilities for... Agent: Chicago Mercantile Exchange

20120041893 - System and method for using diversification spreading for risk offset: A computer-implemented method for analyzing a risk offset associated with a portfolio including a plurality of products traded on an exchange is disclosed. The method includes comparing a first market response of a first product in the portfolio with a second market response of a second product in the portfolio... Agent: Chicago Mercantile Exchange

20120041890 - Systems and methods for enabling contributors to create and share financial analysis: A system for enabling contributors to create and share financial analysis, the system includes a server configured to receive financial analysis contributions from contributors, the financial analysis contributions from each contributor including at least a prediction of a future price for a security; the server including a database configured to... Agent:

20120041868 - Aggregation of trading orders: Systems and methods for generating limit order books are disclosed. A computer system may receive, from a plurality of trading entities, orders that are specified using a machine-to-machine communication protocol. The computer system may select two or more of the received orders, including orders from at least two different ones... Agent: Setec Astronomy Limited

20120041867 - Application programming interface for trading system: A trading system with an application programming interface (API) is disclosed. The API includes a set of routines executable to permit client computer systems to automatically make and take orders for items. The API can permit, for example, machine-to-machine communication that automatically posts an order to the trading system or... Agent: Setec Astronomy Limited

20120041869 - Automated trading: Systems and methods for automated trading are disclosed. In one embodiment, a computer system may execute program instructions to generate dealable prices at which a first trading entity is willing to buy and/or sell an item. The system may then communicate the generated prices from the computer system to a... Agent: Setec Astronomy Limited

20120041862 - Computerized marketplace for ratio based derivatives: A computerized marketplace for ratio-based derivatives is provided herein. A method implementing the marketplace includes the following stages: receiving a price query related to a selected derivative on two selected underlying assets, defining a ratio of their respective prices in a specified order, at a specified timestamp; applying a pricing... Agent: Nextrade Ltd

20120041861 - Methods and apparatus for formulation, initial public or private offering, and secondary market trading of risk management contracts: Key features of these methods, apparatus, and designs include (but are not limited to) innovations and implementations of futures securities; the notion of Type I, Type II, and Type III futures contracts custom tailored to specific clienteles; the notion of tickets and coupons as tradable futures contracts; the notion of... Agent:

20120041863 - System, method and computer program product for compiling golden copy of securities pricing: Systems, methods, and computer program products include a golden copy application for compiling golden copies of securities pricing according to a set of securities rules established by a subscriber that can be used in a computing environment and embodied in computer readable media. Disclosed embodiments of a golden copy application... Agent: American International Group, Inc.

20120041866 - Trading system with individualized order books: Systems and methods for electronic trading are disclosed. A trading system may store information indicative of limits on trading of items between trading entities, including an entity that is a non-credit extending entity. The computer system may then determine respective order books for at least two trading entities, where the... Agent: Setec Astronomy Limited

20120041865 - Trading using intermediate entities: Systems and methods for facilitating trades between two trading entities are disclosed. A computer system may match a bid of a first trading entity for an item with an offer of a second trading entity for the item. The first and second trading entities may each have a credit relationship... Agent: Setec Astronomy Limited

20120041864 - Vocalisation of trading data in trading systems: A trading system such as an anonymous trading system for trading financial and other instruments can vocalise trading data to trader workstations as well as display it on a screen. Where a trader selects to receive vocal announcements, a trading floor identifier unique to his trading floor is also announced... Agent: Ebs Group Ltd.

20120041871 - Controlling consumption of a shared service: There is provided a method that includes (a) obtaining a first balance indicative of a first available funding for a service for a subscriber, in which the first balance may be consumed by the subscriber; (b) obtaining a second balance indicative of a second available funding for the service, in... Agent: Comverse, Inc.

20120041873 - Method and system for processing transfer requests: Methods and system for processing transfer requests are described. In one embodiment, a value transfer request may be received from a value provider through a network. The value transfer request may include a value amount to be provided from a source user to a target user. A settlement account of... Agent: Ebay, Inc.

20120041872 - System and method for payment data processing: A system for processing transaction data and payment data is provided. The system includes a front-end system that receives transaction data from one or more merchants, such as an employee identifier. A back-end system receives payment data from one or more payment systems, such as fraud data. A reporting system... Agent:

20120041870 - Systems and methods to identify carrier information for transmission of premium messages: In one aspect, a system includes an interchange with a data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common... Agent: Boku, Inc.

20120041874 - Non-reversible payment processing: Methods and system for non-reversible payment processing are described. In one embodiment, a request for non-reversible payment for a sender may be received. The request for non-reversible payment may include a payment amount and a payment receiver identifier. The payment receiver identifier may be associated with a payment receiver. A... Agent:

20120041875 - Transfer account systems, computer program products, and associated computer-implemented methods: Embodiments of the present invention include transfer account systems, computer program products, and associated computer-implemented methods of providing prioritized payments from the proceeds of automatic or direct deposits. Embodiments of the present invention include routing automatic deposit information to a financial institution computer managing a prioritized payment program and formulating... Agent: Metabank

20120041876 - Instant availability of electronically transferred funds: A system and method for making proceeds of an ACH (Automated Clearinghouse) transaction available to a user before the transaction is completed. The system may be part of an on-line system or traditional merchant configured to facilitate payments or fund transfers from users. A user requests the transfer of funds... Agent:

20120041877 - System for agent assisted mobile funds transfer and mobile banking: A system for managing funds transfer and banking that facilitates mobile funds transfers, mobile deposits, mobile withdrawl of funds by a user. These operations are conducted with the help of one or more agents, as necessary. The system for managing funds transfer and banking comprises a server to which a... Agent:

20120041878 - Method and system for authenticating software license: The present invention is directed to a method and system for authenticating software license. The method for authenticating software license according to an embodiment of the present invention transmits a usage authorization request to an authentication information management server through a communication network, and receives and stores authentication information from... Agent: Mtekvision Co., Ltd.

20120041879 - Methods and systems for payment processing between consumers and merchants: Described herein are methods and systems for processing a consumer payment with a payment system that utilizes payment information from a network partner of the payment system. In one embodiment, the payment system initiates a payment transaction between a merchant's site and the consumer in response to receiving a selection... Agent:

20120041880 - Systems and methods for dealing content: Systems and methods for dealing or exchanging content and currencies in transactions involving multiple users, whereas traded may be rights to content, such as copyrights, and bandwidth capacities.... Agent:

20120041881 - Securing external systems with account token substitution: Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a... Agent:

20120041882 - Method of and computer programme for changing an identification code of a transaction authorisation medium: The present invention relates to a method of changing an identification code of a transaction authorisation medium, wherein the transaction authorisation medium is designed for authorising transactions of a credit parameter. The identification code is registered by the transaction authorisation medium and by a management server. The transaction authorisation medium... Agent:

20120041883 - Information processing apparatus, information processing method and computer readable medium: An information processing apparatus includes a reception module, a determination module, a required information conveyance amount extraction module, an actual information conveyance amount extraction module, and a presentation module. The reception module receives business contents of a subject business. The determination module determines whether the subject business is irregular business... Agent: Fuji Xerox Co., Ltd.

20120041884 - Method and system for transmitting digital media between remote locations: A method and system for processing an automotive warranty claim include capturing at least one digital image of a vehicle-related customer concern with a digital camera device. A barcode identifying the vehicle is scanned with a barcode scanning device. Upon establishing operable communication between a first computer and the digital... Agent: Ford Motor Company

20120041885 - System and method for drafting real-estate contracts: A system and method prepare real-estate contracts by gather information using simple questions. Based on the answers, contract clauses are selected and added to the contract. Information such as legal description, tax information, and realtor information can be pulled from outside databases and included in the contract. Signature collection is... Agent: Simple Contracts, LLC

20120041886 - Integrating code into a software application: A system and method for receiving code that is submitted for integrating code into a software application. In one embodiment, a method includes receiving information associated with the code; displaying the information associated with the code; verifying the information associated with the code; and if the information associated with the... Agent: Salesforce.com, Inc.

20120041887 - Method and arrangement for retrieving information related to a product: An arrangement for enabling an acting party, e.g. a natural person or an automatic inspection line, to retrieve information from a product (150), e.g. for genuineness verification, includes an optical device (102) for optically receiving auxiliary information from the product, a processing system (103) for retrieving instruction data from a... Agent: Teknologian Tutkimuskeskus Vtt

20120041888 - System and method for the management of interaction channels between social investors, awardees and recipient institutions: A system and method for the management of interaction channels between social investors, awardees and recipient institutions is described, which comprises an online platform that operates based on user profiles: Social Investor (A), Awardee (B) and Recipient Institution (C), being that said agents (A, B and C) perform interactions by... Agent:

20120041889 - Systems and methods for matching and linking employees with employers of application-based positions: The present invention relates generally to the provision of a Website portal for matching potential applicants to employers who are seeking to fill application-based positions (e.g., hourly-wage or restaurant or retail or similar positions). An applicant portal is provided to collect information from the applicants, to store the applicant information... Agent: Match Link Partners LLC

20120041899 - Data center customer cost determination mechanisms: A data center management system may include a data center customer profile corresponding to a data center customer. The data center customer profile may include a data center resource usage model and a service level agreement (SLA). A data center resource optimization module may determine a data center resource allocation... Agent: Palo Alto Research Center Incorporated

20120041900 - Methods for facilitating the transport of livestock on shipping vessels: Methods for facilitating the shipment of specialized shipping containers for livestock on shipping vessels over extended periods, including methods of loading livestock onto specialized shipping containers and methods for arranging such shipments of livestock.... Agent: St Reproductive Technologies LLC

20120035942 - Managing business relationships using a third-party service: A third-party service relationship may be established between a service consumer, a service provider, and a third-party service using a service relationship management server. The service consumer and service provider can have a primary service relationship. The primary service relationship may be managed using the service relationship management server. Service... Agent:

20120035943 - System and method for allocating contributions to recipients affiliated with a cause: An information system comprises a plurality of gifter user devices associated with a plurality of gifters. The gifters are associated with one or more specified causes. A plurality of recipient user devices are associated with a plurality of recipients who meet eligibility criterion for being affiliated with the one or... Agent:

20120035949 - Healthcare informed consent system and methods: A system and methods for creating electronic informed consent documents regarding a healthcare-related research study. Such informed consent documents can include multimedia content to help the prospective participants make an informed decision as to whether or not to participate in the study. In addition to providing easy to understand information... Agent: Healthmark Multimedia, LLC

20120035952 - Managing appointments and payments in a health care system: A data management system for managing appointment and payment transactions, such as HIPAA transactions, for patient care is provided. The data management system operates within a network of medical service entities and insurance entities that communicate with one another via standardized transactions. The system receives an eligibility-benefits transaction related to... Agent: Zepherella, Inc.

20120035944 - Medical second opinion system: An electronic medical second opinion system. Medical professionals of various specialties are electronically connected to provide opinions on a specific medical problem. A member may post a request for second opinions in a standard form, and other members may respond by submitting their suggestions in standard form. The submitted suggestions... Agent:

20120035953 - Method and apparatus for integrating implantable medical device data: Methods and systems for constructing a comprehensive history for an IMD are disclosed. The method includes interrogating an implantable medical device (IMD) with an interrogating external programmer device (EPD), and comparing a unique signature associated with the interrogating EPD to a stored signature, associated with a particular programmer device that... Agent: Cyberonics, Inc.

20120035950 - Method of defining the physical condition level: The method of defining the physical condition level, in particular the method of defining the physical condition level for men, under which first the parallel measuring of heart rate, organism performance, and measuring or evaluation of other parameters influencing physical performance take place using a measuring device, and subsequently the... Agent:

20120035946 - Payment systems and methods: Disclosed are payment systems and methods.... Agent:

20120035948 - System and method to measure and manage urgent care requests: An innovative tracking software system provides independent proof of primary-care physician (PCP) efforts to improve urgent access to care and coordination of care. PCPs are provided with tools and financial incentives to better manage urgent care requests and thereby provide better service while reducing avoidable hospital utilization (ER and re-admissions)... Agent:

20120035947 - Systems and methods of managing appointments in a health care system: Disclosed are systems and methods of managing appointments in a health care system.... Agent:

20120035945 - Systems and methods to compute operation metrics for patient and exam workflow: An example operation metrics collection and processing system is to mine a data set including patient and exam workflow data from information source(s) according to an operational metric for a workflow of interest; identify one or more states involved in the workflow; determine a wait time for each of the... Agent: General Electric Company

20120035951 - Verification that a patient with an implantable medical system can undergo a magnetic resonance imaging scan: Verification that an implantable medical system within a patient is MRI safe is provided. Several verifications may be performed such as verifying that the device and leads are of an MRI safe type, that the leads have adequate electrical integrity, that the device has entered an MRI safe mode, that... Agent: Medtronic, Inc.

20120035955 - Care service management system and method thereof: Disclosed are a care service management system and a method thereof enabling services such as care service requesting, care service recording, and the like which have been performed off line in the past to be processed online in real time and in addition, providing learning contents of a care provider.... Agent: Kwangju Information Service Center

20120035962 - Computerized medical self-diagnostic and treatment advice system including modified data structure: A system for providing computerized, knowledge-based medical diagnostic and treatment advice. The medical advice is provided to the general public over a digital network via interactive dialogue. Software authoring languages, interactive voice response and speech recognition are used to enable expert and general practitioner knowledge to be encoded for access... Agent: Clinical Decision Support, LLC

20120035957 - Electronic prescription delivery system and method: The invention is a computer-implemented method and apparatus that delivers information to a prescriber that is prescribing medication via an electronic prescription system, the information is delivered at the time of entering the prescription and prior to completion of entering the prescription information. The information delivered is responsive to information... Agent: Nextgen Management LLC

20120035961 - Healthcare information system with clinical information exchange: A system for distributed computing in a health care environment includes at least one clinical exchange server programmed to maintain a separate patient record for each patient. Each patient record includes an event registry indicating the application that recorded the event and event summary data. When a query is received... Agent:

20120035958 - Method and system for managing patient healthcare: Methods and systems are provided for managing patient healthcare, which include creating a patient profile for a patient, screening and assessing the patient with respect to a disease and updating the patient profile, determining a health management status of the patient with respect to the disease based on a comparison... Agent:

20120035954 - On-demand clinical trials utilizing emr/ehr systems: A system, method and program product for selecting cohorts for a clinical trial. An infrastructure is described that includes a system for submitting a query; a matching engine for matching the query against patient metadata obtained from a plurality of electronic medical record/electronic health record (EMR/EHR) systems to identify matching... Agent: International Business Machines Corporation

20120035956 - System and method for the recording of patient notes: A system and method for recording patient notes by a physician. In one embodiment, the system includes a server comprising: a database; an input module, a display module; and an adaptive notes generation module in the server in communication with the database, the input module and the display module, the... Agent:

20120035959 - System and methods for an intelligent medical practice system employing a learning knowledge base: An intelligent care provider medical practice system which learns the care provider's preferences and historical diagnosis for predicting and treating patients based on provided information. The system makes use of one or more medical knowledge bases and utilizes artificial intelligence and reasoning to learn the provider's preferences and tendencies. The... Agent:

20120035963 - System that automatically retrieves report templates based on diagnostic information: When generating radiology reports, image findings and/or clinical information is automatically mapped to an appropriate standardized structured report template. The report template contains placeholders for information such as case-specific images and measureable values, and the placeholders are filled in by either the radiologist or by automatic procedures such as image... Agent: Koninklijke Philips Electronics N.v.

20120035960 - Systems and methods for providing a personalized exchange market: The present invention relates to systems and methods for providing a personalized exchange market, and more specifically, to systems and methods for establishing personalized pledge agreements for uncertain future events or occurrences. In one embodiment, the invention includes a method including the steps of facilitating a pledge offer via a... Agent:

20120035964 - Computer implemented insurance selection systems and methods: Disclosed herein are selection systems and methods for selecting a disability insurance package from a plurality of disability insurance packages, and for recommending the selected disability insurance package to a client. A selection system can include a query unit, a scoring unit and a recommendation unit. The query unit can... Agent: Metropolitan Life Insurance Company

20120035965 - Systems, methods, and machine-readable storage media for interfacing with a computer flight system: Provided herein are systems, methods and machine-readable media for interfacing with computer flight systems. For example, one embodiment is described wherein an unknown and/or changing inventory of aircraft, potentially including aircraft owned or operated by third parties, is managed to provide flight schedules, fare structures, and reservation inventories to computer... Agent: Primair, Inc.

20120035966 - Systems, methods, and machine-readable storage media for interfacing with a computer flight system: Provided herein are systems, methods and machine-readable media for interfacing with computer flight systems. For example, one embodiment is described wherein an unknown and/or changing inventory of aircraft, potentially including aircraft owned or operated by third parties, is managed to provide flight schedules, fare structures, and reservation inventories to computer... Agent: Primair, Inc.

20120035967 - Software to provide geographically relevant website content: Internet based software application that identifies the geographic location of each a website visitor by their IP address to provide geographically relevant content to each individual visitor in a customized web page. In an embodiment, content can be further customized by web page viewing patterns of users in similar geographic... Agent: Bookit.com, Inc.

20120035968 - Business process diagram visualization using heat maps: System and method for displaying information regarding a business process. A diagram of the business process may be displayed on a display. The diagram may include a plurality of icons connected by lines, where each of the icons represents a respective step in the business process and the lines indicate... Agent: International Business Machines Corporation

20120035970 - Context-conditional recommendation delivery system: A computer-implemented context-conditional recommendation delivery method, system, and device conditionally enable delivery of recommendations that are based on inferred preferences, given a sufficient contextual basis. The contextual basis may include factors such as location, customer contextual information and/or supplier contextual information. The recommendations may be delivered to another processor-based device,... Agent: Manyworlds, Inc.

20120035969 - Context-conditional recommendation receipt system: A computer-implemented context-conditional recommendation receipt method, system, and device conditionally enable receipt of recommendations that are based on inferred preferences, given a sufficient contextual basis. The contextual basis may include factors such as location, supplier contextual information, and/or product attributes. The recommendations may be generated by another processor-based device, and... Agent: Manyworlds, Inc.

20120035971 - Generating candidate inclusion/exclusion cohorts for a multiply constrained group: A computer implemented method, program product, and/or system allocate human resources to a cohort. At least one attribute held by each member of a group of human resources is identified. A request is received, from a planned cohort, for multiple human resources that collectively possess a set of predefined attributes,... Agent: International Business Machines Corporation

20120035972 - Optimizing resources allocation for global service delivery: Techniques for optimizing resource allocation are provided. The techniques include identifying one or more communication needs for each of one or more communications needed for execution of a project, identifying one or more members of each of the one or more communications and member information for each of the one... Agent: International Business Machines Corporation

20120035973 - Computerized dynamic capacity management system and method: A computerized system and method facilitates the collection, calculation, and analysis of supplier capacity data. Using portal technology, communications between the manufacturer and suppliers related to capacity data are facilitated. The system and method accommodate numerous supplier manufacturing processes and their unique configurations so that consistent “standard’ and “maximum” capacity... Agent: Honda Motor Co., Ltd.

20120035975 - Method and apparatus for creating work plan: Creation of detailed work plan related to works of assembling a large scale structure, such as plant construction, is aided by enabling parallel works on plural components in a work area and avoiding spatial interference between works. A method for creating detailed work plans includes step of generating component groups... Agent: Hitachi, Ltd.

20120035974 - Transforming a prioritized project hierarchy with work packages: A software and/or hardware facility to improve the management of project schedules containing prioritized tasks. The project management facility allows a user to create one or more work packages by selecting tasks from one or more existing projects. Each work package is a collection of tasks that are to be... Agent:

20120035976 - Expertise-responsive adaptive workflow system and method: A computer-implemented system and method for expertise-responsive adaptive workflow delivers workflow step recommendations based, at least in part, on inferences from behavioral information and a level of expertise. Experts may be designated manually or automatically, and may inform the generation of the recommendations. The degree to which behavioral information of... Agent: Manyworlds, Inc.

20120035977 - Enterprise consumer complaints program: A method and system are provided for identifying, tracking and reporting customer complaints across multiple lines of business of an organization. Each line of business of the organization utilizes a system of record configured to identify an issue received from a customer as a “complaint” based on the same set... Agent: Bank Of America Corporation

20120035981 - System and method for an electronic product advisor: A system and method operates on a client device and acquires a suspect list of user products based on information derived from the client device. The system normalizes the list, and the user confirms the accuracy of the product list. The user product list is sent to a server where... Agent: Cbs Interactive, Inc.

20120035979 - System and method for improving customer service with models for social synchrony and homophily: Disclosed herein are systems, methods, and non-transitory computer-readable storage media for managing resources. A system for managing resources is configured for categorizing users according to at least one of common user characteristics and common user behaviors with respect to at least a first domain to yield a group of users.... Agent: Avaya Inc.

20120035978 - System for and method of determining relative value of a product: A system for and a method of determining relative value of a product. In accordance with an embodiment, a value is obtained that is representative of purchasing activity directed toward a product. This value is stored in a computer-readable storage medium. A value is obtained that is representative of non-purchasing... Agent: Copia Interactive, LLC

20120035980 - Using commercial share of wallet to compile marketing company lists: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: American Express Travel Related Services Company Inc.

20120035982 - System for providing retail store information: A system for providing retail store information is described. Specifically, the system enables store inventory and sales data to be delivered to a mobile device in retail stores. The system may comprise a data warehouse, a data access object, a web service, a data transmission server, and a mobile device.... Agent: Home Depot Usa, Inc.

20120035983 - Method and system to compare business metrics: A method and system provide information by which an audience made of one or more prospects or customers of payroll and benefits processing may compare its human capital metrics with human capital metrics of other customers. A customer database is maintained for each customer that includes demographic data, employee data... Agent: Ceridian Corporation

20120035985 - Adaptive pricing system and method: A computer-implemented system and method for adaptive pricing determines a price that is associated with one or more recommended products and/or product configurations based, at least in part, on inferences from behavioral information. The price may be further determined in accordance with factors such as location, product costs, inventory levels,... Agent: Manyworlds, Inc.

20120035984 - Novel methods for supply chain management incorporating uncertainty: A robust method for solving in a computer, optimization problems under uncertainty including the steps of: specifying the uncertainty as a hierarchical series of sets of constraints on parameters, with the parameters restricted to each constraint set forming an ensemble, and the hierarchy of constraints, represented as mathematical sets forming... Agent:

20120035987 - Performance management system: Systems and methods for managing and evaluating the performance of an employee in an organization are described herein. In one implementation, the method includes receiving a query to initiate a performance management process and providing at least one performance measures based on the query received. Further, a rating is received... Agent: Tata Consultancy Services Limited

20120035986 - Systems and methods for the skill acquisition and demonstration of skill: A system for the management of skill acquisition and demonstration of skill mastery, in one example embodiment, comprises an interface between a learner and a skill acquisition and demonstration of skill mastery system, a display module to display, via the interface, one or more skills to be acquired by the... Agent:

20120035988 - Systems and methods for providing distributed recursive voting: A recursive voting method: creating an original initiative which requires a vote response, transmitting the original initiative to first tier recipient(s); transmitting the initiative by at least one first tier recipient to at least one second tier recipient to provide selected second tier recipients; receiving by each first tier recipient... Agent:

20120035991 - Beverage container cross-promotion: A beverage container may include a promotional token that can be redeemed for credit at a gambling facility. The token may need to be authenticated to prevent fraud. Redemption of the token may include an exchange of personal information or may require a purchase of a service and/or good, e.g.... Agent: Pull It Sir Spirits Co.

20120035989 - Personalization of a mobile communcation device: An accessory for personalizing a mobile communication device includes an accessory body that is configured to adorn the mobile communication device and at least partially cover its exterior. At least one graphic design is disposed on the exterior surface of the accessory body to convey a theme. A data tag... Agent: Microsoft Corporation

20120035990 - System and method for rewarding application installs: In a system and method for monitoring application installations, a reference to download an application is transmitted to a client device. Communication between the client device and an application server providing the application downloadable by the client device is facilitated. Execution of the application by the client device is detected,... Agent: Tapjoy, Inc.

20120035996 - Apparatus and methods for incentivized superdistribution of content: Apparatus and methods for providing an incentive-based system for the superdistribution of content, which include one or more communications devices transmitting one or more referral messages relating to the content. Further, the apparatus and methods include the communications devices ordering content from across the network based on the referral messages,... Agent:

20120035997 - Consumer offer redemption methods and systems: A computer-implemented offer redemption method includes the steps of: (a) storing information on a consumer and a payment account associated with the consumer in a computer storage system; (b) receiving activation of an offer from the consumer covering a product or service or a purchase from a retailer; (c) linking... Agent: Clovr Media, Inc.

20120035998 - System and method for using loyalty rewards as currency: The present invention involves spending loyalty points over a computerized network to facilitate a transaction. With this system, a loyalty program participant is able to use an existing transaction card to purchase an item over a computerized network, while at the same time offsetting the cost of that transaction by... Agent: American Express Travel Related Services Company, Inc.

20120035999 - E-commerce volume pricing: A system and method that facilitates e-commerce volume pricing is provided. According to one aspect of the present invention, the system includes an offers and orders component that receives and aggregates orders for a product from a plurality of buyers. The system also includes a logistics component that determines a... Agent: Ewinwin, Inc.

20120036000 - Das predictive modeling and reporting function: A system and method facilitating the management of current and prospective customers and customer information is provided. The invention includes an aggregation system adapted to provide management and generation of current and prospective customers. The invention further provides management of current and prospective customer information. Additionally, the aggregation system provides... Agent: Ewinwin, Inc.

20120036001 - Hosted demand aggregation: The demand aggregation system includes deal room sponsored by a third party host. The third party host facilitates commercial transactions between a plurality of buyers and at least one seller. In exchange for sponsorship of such a deal room, the third party host can receive an incentive such as a... Agent: Ewinwin, Inc.

20120036002 - System and method for a computer automated creation and deployment of a coupon: A process, system and computer implemented method for making and deploying a coupon through a network to a client achieved by first entering coupon data into a plurality of fields by an advertiser; transmitting the coupon data through the network to a web server device where it is then transmitted... Agent:

20120036003 - System and method for rewarding application actions: A system and method for tracking performance of an action in an application is disclosed in which a link to perform the application action is transmitted to a client device. In response to receiving an indication of the selection of the link, the performance of the action in the application... Agent:

20120035993 - Method of providing brand promotion via mobile terminal and the system thereof: A method of providing brand promotion via mobile communication terminal comprising a memory unit for storage of data, a display screen for viewing of images comprising the steps of: receiving advertisement image data from a WAP server; storing the advertisement multimedia contents as well as images and voice data in... Agent:

20120035994 - Methods for transmitting multimedia files and advertisements: In one implementation a process is provided that upon a server determining that the playing of all or part of an obligatory advertising portion is attempting to be avoided by a multimedia player, the server sends to the multimedia player a message with data storage medium control information for the... Agent: Media Patents, S.l.

20120035992 - System and method for presenting information based on intelligent business cards: Methods and apparatus are provided for presenting information based on an intelligent business card. In one embodiment, a method includes receiving presentation data for a customer, the presentation data including an identification number associated with an intelligent business card, and receiving a request for presentation data associated with the identification... Agent:

20120036005 - Location aware presentation of stimulus material: A system identifies the location of a user and presents location aware stimulus material to the user. Discounts, promotions, and advertising can be delivered to the user on a wireless device based on location and path information. Stimulus material on in store monitors, billboards, and displays are modified based on... Agent: Neurofocus, Inc.

20120036004 - Neuro-response evaluated stimulus in virtual reality environments: A system presents stimulus materials such as products, product packages, displays, services, offerings, etc., in virtual reality environments such as market aisles, store shelves, showroom floors, etc. Sensory experiences output to the user via the virtual reality environment elicit user interactivity. User activity and responses are used to modify marketing... Agent: Neurofocus, Inc.

20120036006 - Advertising media tracking: A system tracks the effectiveness of advertising across both on-line and off-line media. Users define advertisements that are part of an advertising campaign and include in the definition tracking identifiers such as telephone numbers and URL's. The system tracks inputs that are subsequently received in response to and generated by... Agent: Adtrak360

20120036007 - Creating, managing and optimizing online advertising: Systems and methods for creating, managing and optimizing online advertising campaigns include groups of independent human resources working through a marketplace to suggest and optimize appropriate choices for how, where and how much to pay for online advertising. Optimization is achieved through the use of market-based incentives that pay participants... Agent:

20120036008 - Creating, managing and optimizing online advertising: Systems and methods for creating, managing and optimizing online advertising campaigns include groups of independent human resources working through a marketplace to suggest and optimize appropriate choices for how, where and how much to pay for online advertising. Optimization is achieved through the use of market-based incentives that pay participants... Agent:

20120036009 - Method for efficiently allocating an advertising budget between web advertising entities: A method for allocation of an advertisement budget of an advertisement campaign between a plurality of advertisement entities. The method comprises receiving for each of the plurality of advertisement entities a corresponding optimal value of its target frontier function respective of an advertising cost; receiving at least a budget constraint... Agent: Kenshoo Ltd.

20120036010 - Mobile advertisement syndication: Improved mobile advertisement syndication capabilities are disclosed for mobile communications facilities, such as cell phones. These and other capabilities are employed to improve delivery of mobile advertisements and their syndication, such as associating advertising content with websites or applications, to appropriate or desirable mobile communication facilities.... Agent:

20120036011 - Search personalization using identifiers and authentication state: Systems, methods, and computer media for personalizing a web page and for personalizing user search query results are provided. A request to view a web page, such as a user search query that produces a search result web page, is received from a computing device. A computing device identifier is... Agent: Microsoft Corporation

20120035995 - System and method of providing targeted advertisements from subscribers of directory services: Disclosed are systems, computer-readable medium and a method for delivering advertisements to user devices. The method includes storing first data associated with online and physical activity of plurality of customers, storing second data associated with current status of plurality of advertisers, matching a customer with an advertiser based on analysis... Agent: At&t Intellectual Property I, L.p.

20120036012 - Various methods and apparatuses for integrating data between advertising and commerce system: Certain embodiments of the present invention are directed to a real-time system that integrates data between an advertising system and an ecommerce system. The real-time system includes a distributed commerce platform that receives ecommerce data from the ecommerce system, delivers an ecommerce application to the ecommerce system, and that receives... Agent:

20120036013 - System and method for determining a consumer's location code from payment transaction data: A system, apparatus, and method for determining a consumer's location code/zip code based on data from payment transactions in which the consumer has participated. Payment transaction data for a consumer is processed to determine the location code/zip code corresponding to the locations in which the majority of transactions occurred. From... Agent:

20120036015 - Relevancy of advertising material through user-defined preference filters, location and permission information: The present invention provides methods to improve the relevancy of rendered advertising material to one or more consumers based on user-defined preferences, geolocation, and user-granted permission. The present invention achieves this through the presentation of exemplary methods for: i) the consolidation of advertisement information to include description, inventory, price, quantity... Agent:

20120036014 - System for and method of location aware marketing: A system for and method of location aware retail may include receiving, via a network, a location of a mobile user device, generating, using at least one programmed processor, one or more search results based at least in part on the location of the mobile user device and price preference... Agent: Verizon Patent And Licensing, Inc.

20120036016 - Vehicular information system and method: A mobile system and method of operation thereof, comprising a radio frequency system, adapted to derive information relating to a position within an environment, based on communications with at least one terrestrial or extraterrestrial transmitter, and remotely transmit to and receive radio frequency information-bearing communications; a memory adapted to store... Agent:

20120036017 - Digital voucher distribution system: The invention concerns a method of distributing one or more digital vouchers to the communications device of a user comprising: identifying, based on a user input to the communications device (106), a plurality of digital vouchers; displaying on a display of said communications device an advertising link to each of... Agent: Accenture Global Services Limited

20120036018 - Dynamic, interactive activity tracking via a social media system integrated with a product marketing and/or establishment advertising system: A method, a system and a computer program product enables directed product advertising to users of an interactively-configured social environment/media that enables real time tracking and reporting of social activities and related information associated with usage/consumption of specific products or patronization of the social establishment by the user. An interactive... Agent:

20120036019 - Privacy conscious qualification of opt-in advertiser opportunities: In a system and method for flexibly offering on-line promotions to visitors of a website hosted by a server, when a user signs up with the website, the server collects a plurality of user data from the visitor. If a user's data matches predetermined criteria from an advertiser, then online... Agent:

20120036020 - System and method for adaptive games: A system and method for computer-implemented adaptive games selects and arranges game objects in game instances in accordance with inferred preferences based, at least in part, on usage behaviors. Variations of the system and method include automatically selecting and/or arranging the game objects in accordance with the contents of the... Agent: Manyworlds, Inc.

20120036022 - Operating system based event verification: A system and method for tracking beacon execution using event verification capability of an operating system. Displaying targeted advertisements during content viewing and web browsing and tracking the rendered and displayed advertisements for payment based on completion of viewing using means for keeping count, with verifiable IDs, of beacon execution... Agent:

20120036021 - System and method of delivering advertisments as ringback tones: A system and method of delivering an advertisement as a ringback tones (RBT) for telephone, mobile phone, or voice over internet protocol (VOIP) systems may include providing data exchanging means between a telephone exchange system or a mobile switching center through use of an web service coded in extendable markup... Agent:

20120036024 - Mixed auctions: In general, first bids associated with an ad request are identified, where the first bids have an auction value that is set at a bidding time. Second bids associated with the ad request are identified, where the second bids have an auction value that is unknown at the bidding time.... Agent: Google Inc.

20120036023 - System for conducting demand-side, real-time bidding in an advertising exchange: A method for conducting demand-side, real-time bidding includes: constructing an exchange graph (G) of nodes representing publishers and third-party advertisers that provide third-party ads, the graph including directed edges connected between the nodes that represent bilateral business agreements; receiving an opportunity for displaying an ad to a user that is... Agent: Yahoo! Inc.

20120036025 - System and method for generating an alternative product recommendation: A method and system for automatically generating a self-updating naturally-reading narrative product summary including assertions about a selected product. In one embodiment, the system and method includes evaluating an existing narrative product summary, comparing an existing attribute name, attribute value, attribute unit, and assertion model, respectively, to a current attribute... Agent: Cbs Interactive Inc.

20120036027 - Interactive graphical interface including a streaming media component and method and system of producing the same: A multiphase interactive advertisement includes a first phase having a first graphical interface and a second phase having a second graphical interface including at least a streaming media component space. In an exemplary embodiment, the second phase has a dimension that is greater than a dimension of the first phase.... Agent:

20120036026 - Novel system for digital content publishing, distribution, and management: The present invention provides all necessary tools and procedures to a) automatically create fully functional Websites in place of Parked domains, b) allow bloggers and other Publishers to create and distribute content across such Websites.... Agent: Visitor Day, LLC

20120036028 - Method of and system for group meal ordering via mobile devices: A ordering food method using mobile devices includes initiating, by an organizer, a food ordering application on at least one mobile device of a plurality of mobile devices, selecting, by the organizer, a restaurant for ordering the food and creating, by the organizer, a single group meal order by inviting... Agent:

20120036029 - System and method for managing wireless point-of-sale transactions: A system that enables a wireless point-of-sale transaction. In one embodiment the system comprises an account module, an account selection module, a display, an input interface, and a wireless transmitter. The account module stores account information corresponding to a plurality of payment accounts. The account selection module selects a payment... Agent:

20120036030 - Method of licensing functionality after initial transaction: Methods for licensing functionality after an initial transaction are provided. One such method is directed to licensing after an initial transaction of a customer obtaining a supply item including the step of prompting the customer to acquire a usage license for the supply item.... Agent:

20120036031 - E-commerce volume pricing: A system and method that facilitates e-commerce volume pricing is provided. According to one aspect of the present invention, the system includes an offers and orders component that receives and aggregates orders for a product from a plurality of buyers. The system also includes a logistics component that determines a... Agent: Ewinwin, Inc.

20120036041 - Methods and systems for a personal multimedia content archive: The embodiments provide for legally transferring multimedia content stored on a medium to a personal content archive device. The device is configured to consolidate a user's content into a single device or secured storage that allows easy access to the content while preserving the digital rights of the content. When... Agent: Western Digital Technologies, Inc.

20120036034 - Cell-allocation in location-selective information provision systems: Systems and methods for allocating cells within a virtual grid to content providers according to various priority and selection schemes are used to target content delivery to information playback devices in a geographically and/or application selective manner. The priority schemes, geographical selectivity, and application selectivity of the system and methods... Agent: Moasis Global, Inc.

20120036035 - Flexible communication systems and methods: A method of initiating a telecommunication session for a communication device include submitting to one or more telecommunication carriers a proposal for a telecommunication session, receiving from at least one of the one or more of telecommunication carriers a bid to carry the telecommunications session, and automatically selecting one of... Agent: Google Inc.

20120036032 - Method to provide liquid funds in the online auction and marketplace environment: A method, apparatus, and computer readable storage to implement a lending system for use with electronic commerce web sites such as auction sites. A seller may receive a cash loan for items placed for sale but not yet purchased by a buyer. The seller can be required to pay back... Agent: Kabbage, Inc.

20120036033 - Used automobile transaction facilitation for a specific used automobile: A system, methods, and apparatus for performing used automobile transactions are disclosed. In an example embodiment, automobile market data representative of current automobile market characteristics is stored. The automobile market data may include pricing and consumer interest information received from consumers, dealers, and manufacturers. A consumer seller or manufacturer off-lease... Agent: Sidekick Technology LLC

20120036044 - Method and system to facilitate a payment in satisfaction of accumulated micropayment commitments to a vendor: Methods and systems for facilitating payments between payors and payees are presented. In an example, a plurality of payment commitments made to a payee is accessed. The plurality of payment commitments are made by a plurality of payors to the payee and contribute to a total commitment receivable value of... Agent: Ebay Inc.

20120036043 - Social business to business marketplace system and method: A social business to business (B2B) marketplace and method are provided that provides a business to business network marketplace and facilitates social interactions between the participants in the plurality of B2B marketplace. The social business to business (B2B) network marketplace and method provide both public and private marketplaces and social... Agent: Balluun Inc.

20120036042 - System and method for checkout and customer data capture in commerce applications: A commerce checkout and customer data capture system for merchants to deliver commerce functionalities to consumer computing devices for completing purchase and payment transactions includes a commerce application and a commerce gateway server comprising a checkout application and a secure payment application. A plurality of merchants are configured to provide... Agent: Roam Data Inc

20120036045 - Methods and systems for reserving and completing purchases: A method of reserving and completing purchases includes transmitting, by a first computing device, a payment authorization code to a second computing device, the payment authorization code associated with an order placed by a user of the second computing device. The method includes receiving, by a transaction management component executing... Agent:

20120036036 - Photobook engine powered by blog content: A computer system for creating a design for an image product includes servers that can identify a blog page that includes an image, text, or designs, automatically incorporate at least one of the image, text, or the design object in the blog page into the design of an image product,... Agent:

20120036038 - Automated consumer to business electronic marketplace system: An automated consumer to business electronic marketplace system is presented, wherein various aspects of user status, user behavior or operation of a vehicle associated with user are monitored and reported to an electronic marketplace. Suppliers of insurance products and other suppliers of automobile or personal products or services may offer... Agent: Telanon, Inc.

20120036037 - Product reccommendation system: Product recommendation is disclosed, including retrieving user behavior data associated with a predetermined statistical period; sorting the user behavior data into one or more groups of data corresponding to one or more types of products based at least in part on associated product identifiers; determining a plurality of interest levels... Agent: Alibaba Group Holding Limited

20120036039 - Method for electronically ordering journals and publications by a consortium: A method for handling the entry and audit of new and renewal orders for all formats of content. The method assists with automatically populating library discovery tools, providing pre-financing, and prompt payment, tracking individual package components, providing automatic detailed invoice loads to integrated customer systems and automatically auditing package contents,... Agent:

20120036040 - Virtual reality shopping experience: A solution is provided for a method for a user to shop online in a three dimensional (3D) virtual reality (VR) setting by receiving a request at a shopping server to view a shopping location, having at least one store, and displaying the shopping location to the user's computer in... Agent: American Express Travel Related Services Company, Inc.

20120036046 - Decorating system for edible products: A system for decorating edible media with licensed and non-licensed digital images is disclosed. The system includes a printer, a user interface element, a central control device hosting a number of licensed digital images for decorating edible media by authorized users. The licensed digital images are protected from unauthorized usage... Agent: Decopac, Inc.

20120036047 - Service providing system, information processing device, method, and program: The present invention relates to a service providing system, an information processing apparatus, an information processing method, and a program. An information processing apparatus (base unit) 2 receives user information detected by sensors provided in an information processing apparatus (remote unit) 3 from the information processing apparatus (remote unit) 3,... Agent: Sony Corporation

20120036048 - System and method for distributing multimedia content: A system and method for distribution of multimedia content over a computer communications network using a portable web widget, the web widget adapted for viral distribution and execution in a web browser on a client device, the client device having a processor and a memory and the web widget having... Agent: Diy Media, Inc.

20120036049 - System and method for software integration and factory deployment: A software management database contains data structures supporting computer software provisioning for a range of CTO/BTO variations, language variations, region variations, and operating system variations.... Agent:

20120036051 - Application activity system: A data connection method for establishing a data connection between a bandwidth user (an application user) of a network connected access device and target content on a network connected target device over a communication network where the application user's bandwidth consumption activities incur a bandwidth usage charge from the network... Agent:

20120036050 - Structuring method and associated modeling software for tax credit investments that will generate positive earnings before income tax depreciation and amortization (ebitda) under generally accepted accounting principals (gaap): Low-income housing projects generate federal low-income housing tax credits. Previously, due to numerous impediments, investing in tax credits results in a negative, or at best a neutral effect on the investor's EBITDA for financial accounting purposes. The present invention relates a method that allows for a more efficient syndication of... Agent: Tcip Holdings, LLC

20120036052 - System and method for updating merchant payment data: A system for updating merchant on file payment data at a payment processor is provided. The system includes a merchant processing selection system receiving selection data for one of two or more types of on file payment data update processing. A merchant account update system receives the selection data and... Agent:

20120036053 - Tax liability and deductions verification system: A computer implemented method and system for verifying tax liability and tax deductions reported by taxable entities. A tax monitoring platform comprising a database management system dynamically generates one or more tax forms specific to each taxable entity based on characteristic information of the taxable entities. The tax monitoring platform... Agent:

20120036054 - Method for tagging documents and communications with filing and billing information: A method for tagging documents and communications with filing and billing information in the context of an online social network. As the documents and communication are created an automatic tagging tool associates the created document or communication with a preselected set of information that corresponds to the document or communication,... Agent:

20120036056 - Hedge fund risk management: A computerized method and system for managing risk associated with a Hedge Fund is disclosed. Information relating to Hedge Funds is gathered and stored as data in preparation for a risk inquiry search relating to a Hedge Fund. Documents and sources of information can also be stored. A subscriber, such... Agent:

20120036055 - Methods and systems for multi-credit reporting agency data modeling: Provided are methods and systems by which a data sample can be generated in order to create a true multi-Credit Reporting Agency model, eliminating the biases and variability in traditional multi-CRA models by allowing the creation of a single multi-CRA method which requires neither alignment nor translation to be applicable... Agent:

20120036057 - Systems and methods for optimization of a financial transaction: A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer... Agent: Nowcom Corporation

20120036087 - Automatic income adjustment: A method includes receiving market data associated with an investment product that specifies a first guaranteed annual withdrawal amount and a second guaranteed annual withdrawal amount, where the first guaranteed annual withdrawal amount is greater than the second guaranteed annual withdrawal amount. The method includes automatically selecting a guaranteed annual... Agent: Ameriprise Financial, Inc.

20120036086 - System and method for management of investment funds: A computer system for determining investment fund holdings of a fund of funds accesses data relating to holdings of investment funds over time and investment rules of the funds of funds. The computer system analyzes the holdings of the investment funds over time to obtain investment performance data of the... Agent: Hartford Fire Insurance Company

20120036059 - Creation and redemption for etp shares of bulky metals: To create shares of an ETP based on a bulky metal, an authorized participant (AP) provides an amount of material, such as base or bulky metal, that is within an allowable range of the target value. A central intermediary intermediates the transfer of the mismatched weight between the ETP and... Agent:

20120036062 - System and method for event driven virtual workspace: A system and method for an event driven virtual workspace are described. According to one example method, a trader can define a plurality of windows to be associated with a virtual workspace. Also, the trader could define one or more triggering events, the combination of which may be used to... Agent: Trading Technologies International, Inc.

20120036060 - System and method for event-based trading: A system and method for news-based trading are developed. According to one method, a trader can pre-define a trading strategy including a number of trading rules to be applied based on a comparison of one or more estimated event values to the respective actual event values to be released at... Agent: Trading Technologies International, Inc.

20120036061 - System and method for order placement in an electronic trading environment: A system and associated methods are provided for intelligent placement and movement of orders in an electronic trading environment. According to one example method, in addition to submitting a leg order at a calculated price level, additional orders, queue holder orders, are submitted for the leg order at prices either... Agent: Trading Technologies International, Inc.

20120036058 - Trading orders with decaying reserves: In various embodiments, an apparatus includes a processor and a memory. The memory is communicatively coupled to the processor. The memory stores software instructions that, when executed by the processor, cause the processor to receive a trading order for a particular quantity of a trading product. The trading order specifies... Agent: Bgc Partners, Inc.

20120036063 - Dynamic currency conversion system and method: A transaction terminal system for a card-based purchase communicates with a host system to provide dynamic currency conversion. The transaction terminal system can select one of a number of different rate request messages according to various local factors in order to obtain a currency conversion rate for dynamic currency conversion.... Agent:

20120036064 - Universal merchant application, registration and boarding platform: A system for processing e-commerce transactions. The system includes one or more processors programmed to receive a selection of one or more alternative payment brands from a merchant. Each of said alternative payment brands including a different merchant application process. Further, the processors are programmed to receive merchant information from... Agent:

20120036065 - Enhanced electronic data and metadata interchange system and process for electronic billing and payment system: A Software As A System (SAAS)-based system is disclosed herein for sending bills and payments in conjunction with a third-party accounting system. The system deploys a downloadable program interface to configure the third-party accounting system and then send and receive data between the two systems. The transmitted bills may contain... Agent: Bill.com, Inc.

20120036066 - Consumer self-activated financial card: A pre-encoded financial card is disclosed along with a system and method allowing a user to attach it to pre-existing accounts and activate it instantly.... Agent:

20120036067 - Electronic money charging service system, electronic money charging server and charging method thereof: E-money recharge service system, e-money recharge server, and recharge method are disclosed. The e-money recharge service system includes: recipient terminal for receiving and storing e-money; payer terminal for performing settlement approval procedure for payment of e-money loaded into recipient terminal; and money recharge server for receiving input of money information... Agent: Sk Telecom Co., Ltd.

20120036068 - Multiple account advanced payment card and method of routing card transactions: A system of accessing through a financial processing network multiple accounts associated with a single financial card. Data is input to the financial network in addition to the transaction data and the account identification data that in read from the card. This addition data permits the proper account to be... Agent: Jpmorgan Chase Bank, N.a.

20120036070 - Modular transactional banking platform: A modular transactional banking platform is disclosed that separates the chassis of the account from all of the remaining optional package features, allowing users to select and customize the various components they wish to package into their account. The banking platform is constructed using a modular one-to-many approach that separates... Agent: Citizens Financial Group, Inc.

20120036069 - System and method for remotely providing financial services: Systems and methods for providing two-way communication between a plurality of remote terminals and at least one operator terminal. The operator terminal displays a session-specific user interface for each remote terminal with which it is in communication. Multiple interfaces are displayed concurrently, so that a human operator using the operator... Agent: Loans For Less Inc.

20120036073 - Intelligent estimates in authorization: Techniques for providing an intelligent estimated amount for authorization include receiving a request to calculate an estimated amount for a transaction where the final amount is not known at the time of authorization. A payment processing network calculates the estimated amount based on several factors associated with the transaction and... Agent:

20120036074 - Mobile system for exacting parking tolls: Mobile systems are provided for charging electronic toll collection accounts for parking fees. The systems are configured to wirelessly request and receive tag data from an electronic toll device. Some embodiments include a vehicle and a boom, some embodiments include a handheld device, and other embodiments include combinations thereof. Methods... Agent: Traffic Technologies, Inc.

20120036072 - Transport logistics systems and methods: A logistics system manages the shipments of goods supplied from a plurality of different shippers by a plurality of carriers. It has a variety of modules integrated with each other to perform various functionalities. For example, it may have a purchasing module evaluating proposals by shippers for respective shipments of... Agent:

20120036071 - Verification methods for fraud prevention in money transfer receive transactions: A computer system is operated to prevent fraud in a money transfer receive transaction. A send transaction request is received from a sender for a money transfer including a send amount. The sender is prompted to select one or more security inputs to be supplied by a receiver for redemption... Agent: Moneygram International, Inc.

20120036075 - Determining mobile account to apply marketplace charges: Identifying a mobile operator account associated with a user to apply charges incurred by the user at a mobile marketplace service. The mobile operator provides an account identifier for the account to a billing token service associated with the mobile marketplace service. The billing token service creates a billing token... Agent: Microsoft Corporation

20120036076 - Prepaid distribution application and device: A method comprising includes receiving an encrypted over-the-air message from a mobile wireless device requesting that the balance of a merchant's prepayment account for a distributor be reloaded by a requested amount, where the mobile wireless device stores the balance in a secure element holding data encrypted by a key,... Agent:

20120036077 - System and method for filing legal documents: A system is provided that has a filing manager for managing the filing of legal documents in a plurality of offices. The filing manager communicates with a client, and service providers including a drafting law firm, a translation partner, filing agents and designated prosecution agents. The filing manager includes a... Agent:

20120036078 - System and method for coordinating the collection, analysis and storage of payroll information provided to government agencies by government contractors: A method for systematically coordinating the collection, analysis and storage of payroll information provided to government agencies by government contractors pursuant to applicable regulations is disclosed. The method includes collecting payroll information from contractors, performing an automated compliance check on the payroll information collected from contractors, storing verified payroll information... Agent: Emars Inc.

20120036079 - Building social networks based on commerce: A social network relating consumers to a commerce system of interest is built. Weights are assigned for individual nodes of the social network based on predetermined criteria. The social network is navigated to identify customer leaders and define customer segments of the commerce system. The social network is also navigated... Agent: International Business Machines Corporation

20120036080 - Method and system for tracking online social interactions: Systems and methods of tracking online social interactions. In various instances, tracking may include any of the following inter-alia: ranking user accounts, identifying corresponding user accounts, noting online roles of user accounts and/or calculating the alternative cost of funding a traditional online campaign equivalent in exposure and partiality. In some... Agent: Tracx Systems Ltd.

20120036081 - Method and system for a real-time interactive web/media-based electronic new or remote hire document processing system interfaced/interlink to an employer authorized distal/remote notaries public or 3rd party agent: s

20120036082 - System for collecting and disseminating information on loaded/empty vehicles: The present disclosure relates to a system for collecting and providing information on loaded/empty status of vehicles, which gathers loaded and empty vehicle information via the Internet and then provides shipping arrangement agencies in various regions information on freight for which a vehicle has not been dispatched and information on... Agent: Sk Innovation Co., Ltd.

20120036084 - Method and system for rating items: Items are rated for use in a recommender. A record of a plurality of previously rated items and their associated ratings is maintained and upon receiving a rating for a first item (201), at least one of the rated items is retrieved (205) having a similar rating to the rating... Agent: Koninklijke Philips Electronics N.v.

20120036083 - System and method for navigating a collection of editorial content: Systems and methods for easily navigating a collection of editorial content related to products are described. Embodiments of the invention provide seamless, continuous, structured access to relevant product reviews. Users of embodiments of the invention can advance from one product review to another by selecting navigational buttons representing the previous... Agent: Cbs Interactive, Inc.

20120036085 - Social media variable analytical system: A system is configured to determine aggregated social media variables that may be used for modeling. The system includes an information identifier module determining keywords and phrases. The system also includes an aggregator receiving information collected from social media applications using the keywords and phrases and determining values for social... Agent: Accenture Global Services Gmbh

20120036088 - Price display apparatus having bistable display panel and method thereof: The configurations of a price display apparatus and a method thereof are provided in the present invention. The proposed price display apparatus includes a bistable display panel displaying a selling price of an item.... Agent:

20120036089 - System and method for dynamic, real-time data management and processing to facilitate business decisions: A system and method for integrating pricing components in real-time includes synthesizing a pricing formula obtained by eliciting relevant information from a user. The system and method may associate the pricing formula with identifiers representative of condition tables recognizable to an ERP pricing engine module such as, for example, an... Agent: Sentrana, Inc.

20120036090 - System and method for providing delivered pricing: Embodiments of the invention relate to a system, method, computer product and computer system for providing delivered pricing for at least one product. The method comprises receiving at least one delivery zone; providing at least one order threshold for the at least one product, including freight costs, the threshold the... Agent:

20120036091 - System and method for automated, range-based irrigation: A centralized irrigation system provides non-decision-making controllers in combination with a client server architecture that employs irrigation algorithms for monitoring and control. Live feedback means send information back to a server for use with sophisticated modeling capabilities to monitor exceptions to a planned control scheme, adjust control parameters, and provide... Agent:

20120029929 - Simplified business object model for a user interface: A streamlined, dynamic definition of a customized user interface that presents content from a variety of service providers or sources can be provided. A server can retrieve a list of underlying business object nodes required for presentation of an organization-specific user interface corresponding to an organization from which a call... Agent:

20120029928 - System and method for instantaneous fingerprint recognition and analysis resulting in targeted output: A fingerprint analysis device is presented including a sensing mechanism including an adhesive member configured to perform at least a chemical analysis of a fingerprint and a sound emitting mechanism for emitting one or more sounds based on the chemical analysis of the fingerprint. The chemical analysis device further performs... Agent:

20120029934 - Clinical sample analyzing system, clinical sample analyzer, management apparatus, and method of managing clinical sample analyzer: A clinical sample analyzing system is disclosed. The system comprises a clinical sample analyzer installed in a facility of a user and a management apparatus which is able to perform data communication with the clinical sample analyzer and is installed in a facility different from the facility of the user.... Agent:

20120029937 - Dialysis device: A dialysis device comprising a prescriber interface and a programming means configured to allow, via the prescriber interface, input of a set of therapeutic objectives and a treatment plan and a re-evaluation means configured to, as a function of the therapeutic objectives and the treatment plan, suggest at least one... Agent: Debiotech S.a.

20120029935 - Disease management system including a no response method: A system and method for allowing a patient to access an automated process for managing a specified health problem called a disease. The system performs disease management in a fully automated manner, using periodic interactive dialogs with the patient to obtain health state measurements from the patient, to evaluate and... Agent: Clinical Decision Support, LLC

20120029932 - Display of patient-specific data: Systems, methods, and computer-program products identify clinical data corresponding to a plurality of patients located within a common health care delivery unit, and apply one or more rules to at least some of the clinical data using at least one quality and/or safety measure-specific specification. Based on the application of... Agent: Emory University

20120029936 - Ergonomic/physiotherapy programme monitoring system and method of using same: A user's personal biometric information such as age, sex, weight, height as well as the use's lifestyle information, such as job description, smoker status and physical fitness, and any injury or malady type is uploaded onto a host computer. Target heart rate, energy and/or caloric consumption levels related to wellness... Agent:

20120029930 - Methods and systems for importing data into a database associated with a cochlear implant fitting software product: A method includes a fitting subsystem maintaining patient data in a primary database associated with a primary schema, receiving an export file representative of additional patient data extracted from a source database associated with a source schema and maintained by another fitting subsystem, importing the additional patient data represented by... Agent: Advanced Bionics Ag, C/o Froriep Renggli

20120029933 - Point-of-care decision support driven auto-adjudication system, and associated method and computer-readable storage medium: A system is provided that includes a processor configured to access a catalog of a plurality of medical services spanning a plurality of one or more of clinicians responsible for diagnoses of respective patients, facilities responsible for performing medical services with respect to respective patients, or paying entities responsible for... Agent: Mckesson Financial Holding Limited

20120029931 - Terminal supporting clinical decision, method for medication management using the same, and recording medium storing program for executing method for medication management: A terminal supporting a clinical decision is disclosed. The terminal may include a database, an analysis module, and a communication unit. The database may store an electronic prescription. The analysis module may analyze the electronic prescription to generate electronic prescription analysis results including a prescribed medicine and limitations of the... Agent:

20120029938 - Anonymous healthcare and records system: Described herein is using cryptographic techniques (anonymous proof systems) to ensure the anonymity of health records when processing payment claims related to insurers and pharmacies. A patient receives a patient token from an insurer, which the patient delegates to a healthcare provider. The delegated token is processed into an anonymized... Agent: Microsoft Corporation

20120029941 - Communication station and software for interfacing with an infusion pump, analyte monitor, analyte meter, or the like: A communication station is for use with a medical device (such as an infusion pump) and a processing device (such as a computer). The communication station includes a housing, a medical device interface coupled to the housing, a processing device interface coupled to the housing and a processor coupled to... Agent: Medtronic Minimed, Inc.

20120029944 - Method for measuring the incidence of hospital acquired infections: Disclosed is a method and system for analyzing patient hospitalization data to determine a Nosocomial Infection Marker (NIM), the method comprising receiving from a database hospitalization data associated with at least one patient, calculating from the hospitalization data the number of specimens with non-duplicate hospital isolates (SNDHI) markers, calculating from... Agent: Carefusion 303, Inc.

20120029939 - Methods and apparatus to group and present clinical records: Methods and apparatus to present and group clinical records are disclosed. An example method includes obtaining work list data of a healthcare practitioner and one or more clinical records associated with the work list data; extracting descriptive information from the clinical records to obtain one or more classifications associated with... Agent: General Electric Company

20120029943 - Report generation management device and program: A report generation management device includes a storage unit which stores interpretation report information, and a control unit. The control unit generates a plurality of pieces of interpretation report information for one examination, stores the generated pieces of the interpretation report information in the storage unit, and manages the generated... Agent: Konica Minolta Medical & Graphic, Inc.

20120029940 - System for clinical trial subject compliance: The present invention is designed to develop research protocols for clinical trials. The invention also can track and enhance subject compliance with a research protocol. The invention further provides evaluability data related to subject performance in the clinical trial. According to an alternative embodiment of the invention, a portable electronic... Agent: Invivodata, Inc.

20120029942 - User-specific data provision system, user-specific data provision method, server device, and handheld device: A user-specific data provision system includes: a handheld device transmitting user-specific information held specifically by a user and user's biometric information acquired by measuring biometric information of the user; the server device receiving the user-specific information and the user's biometric information; and a medical facility terminal receiving information transmitted from... Agent: Arkray, Inc.

20120029952 - Method and computer program product for processing insurance claims according to a plurality of rules: A method and a computer program product are provided for processing an insurance claim. In particular, an example method may comprise receiving policy information associated with a particular insurance policy. The policy information may comprise a plurality of rules that define one or more benefits under the insurance policy. The... Agent: Acs State And Local Solutions, Inc.

20120029948 - Method and system for determining rate of insurance: A method and system for determining a rate of insurance for management liability coverage which determines a base premium, a limit/retention factor, shared limit credits, and other rating considerations. The limit/retention factor, shared limit credits, and rating considerations are applied to the base premium to ascertain a resultant premium. Another... Agent: American International Group

20120029949 - Method and system for determining rate of insurance: A method and system for determining a rate of insurance for management liability coverage which determines a base premium, a limit/retention factor, shared limit credits, and other rating considerations. The limit/retention factor, shared limit credits, and rating considerations are applied to the base premium to ascertain a resultant premium. Another... Agent: American International Group

20120029951 - Method and system for validation of claims against policy with contextualized semantic interoperability: A method and system is provided for validating claim submissions against a claim policy that can perform a comparative analysis by comparing structured or unstructured claim submissions to semantically structured policies to direct and optimize processing of the claim submission. A method and system is also provided for enabling semantic... Agent:

20120029947 - Method for offering a protection policy for a mobile device: One embodiment includes a method for offering an protection policy for a mobile device, the method comprising the steps of providing an application, conducting a test of the mobile device, calculating the risk of protecting the mobile device, and offering an protection policy. The application is configured to operate on... Agent:

20120029945 - System and method for estimating loss propensity of an insured vehicle and providing driving information: A system and method for estimating loss propensity of a vehicle and providing driving information are provided. A loss propensity estimation server receives information from a telematics device installed in a vehicle, determines at least one loss cost area through which vehicle has traveled, and calculates a numeric loss cost... Agent:

20120029946 - System and method of administering, tracking and managing of claims processing: A system and method of administering, tracking and managing of claims processing.... Agent:

20120029953 - System for managing a stable value protected investment plan: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of... Agent: Bancorp Services, L.L.C.

20120029950 - Systems and methods for health insurance claim processing: A method of processing health insurance claims includes receiving, within a claim receiver, a claim submission from a client, the claim submission identifying a policy of the client and details of the health insurance claim. The claim receiver converts, within the claim receiver, the claim submission into a claim charge... Agent:

20120029955 - Fare rules summarizer for travel planning: A user interface for a fare summary tool is described. The user interface is for display on a monitor and includes a fare evaluation result table that displays fare rule summaries for fares in slices of an itinerary. A method for producing a rule summary is also described. The method... Agent: Ita Software, Inc.

20120029954 - Method and apparatus using current fares for seating availability determination: A travel reservation system has an interface with system users configured to receive of availability requests from system users. The travel reservation system further includes a reservation system coupled with the interface and an inventory system coupled with the reservation system. The inventory system is configured to respond to a... Agent: Amadeus S.a.s.

20120029956 - Comprehensive exposure analysis system and method: Embodiments of the invention allow an institution to obtain a more comprehensive view of its exposure to one or more entities or groups of entities and, in some cases, to use this information to identify opportunities for and/or risks to the institution. For example, embodiments of the invention involve systems... Agent: Bank Of America Corporation

20120029958 - Device and method for dynamically adapting a complex system to various contexts of use of the complex system: A device for dynamically adapting a complex system to various contexts of use of the complex system, by executing business processes adapted automatically by the said device to a current context, the device taking as input a variable business process model that can vary as a function of context.... Agent: Thales

20120029957 - Factor analysis system and analysis method thereof: A factor analysis system and method thereof is disclosed. The factor analysis system comprises a data receiving module for receiving a plurality of factors having influence on a target total value, a plurality of base values corresponding to the factors, and a target improvement percentage; a first computing unit for... Agent: National Tsing Hua University

20120029960 - Method and system for predicting resource allocation in cohort time: The system and method of the subject invention operates to allow one to make predictions, based on Populations having retrospective and prospective patterns, for similar Populations where only retrospective information is available and to allow one to identify variables that may significantly affect the pattern for UOA's in the Populations.... Agent:

20120029959 - Method of extending activity floats in the critical path method: The method of extending floats in the critical path method (CPM) method allows for extending the project duration while keeping the networking basic parameter of total float intact. The method allows for rescheduling of the start times of some activities so that the resource requirements never exceed the specified resource... Agent: King Fahd University Of Petroleum And Minerals

20120029962 - Method and system for communicating job assignment information to a user: A method for a business organization to assign a job to an employee comprising providing a job assignment database stored on a computer readable medium. The job assignment database storing job data conveying an identification of a job assignment yet to be performed and an identification of an employee that... Agent: Canadian National Railway Company, A Canada Corporation

20120029961 - Method, device and computer program product for service balancing in an electronic communications system: A method of service balancing in an electronic communications system. The method comprises receiving (210) a service request for a service to be invoked in the data communication system; determining (220) a current services balance of the electronic communications system; based on the current services balance, determining (230) if and... Agent: Telefonaktiebolaget Lm Ericsson (publ)

20120029963 - Automated management of tasks and workers in a distributed workforce: A job is divided into multiple discrete tasks that can be performed by multiple different workers of a distributed workforce. The tasks are assigned to the workers through their mobile phones or other communication devices, and the workers perform the assigned tasks and provide responses to the tasks through the... Agent: Txteagle Inc.

20120029964 - Method for updating an electronic calendar in a vehicle: A method for updating an electronic calendar in a vehicle involves uploading an appointment to the electronic calendar, where the appointment includes a description of an event, a time block for the event, and a travel time preceding the time block. An alert is set in a telematics unit of... Agent: General Motors LLC

20120029965 - Selecting a project portfolio: Disclosed embodiments relate to selecting a project portfolio. A processor may select a project portfolio based on a list of projects and lists of objectives. In one embodiment, a project portfolio is selected from the list of projects based on the degree to which each project portfolio fulfills the lists... Agent:

20120029967 - Enterprise resource planning tool: An enterprise resource planning tool that accesses primary sales data tracked by an enterprise resource planning system operated by a company and describing primary sales of products offered by the company. The enterprise resource planning tool also accesses inventory level data that describes inventory levels for the products at one... Agent: Accenture Global Services Limited

20120029966 - Monitoring and evaluating the production of a conversion facility: The disclosure provides a system and method for monitoring and evaluating a conversion facility. The method includes storing values for quantitative variables and/or cost variables associated with processes performed at the conversion facility. The method includes receives a syncing frame, wherein the syncing frame embraces values for the quantitative variables... Agent: Accenture Global Services Gmbh

20120029968 - Determining work related incentives: A fair incentive calculating method with a reasonable amount of computation is performed by inputting a set of x jobs X={1, 2, . . . , x} and processing times of each worker {t(i)} (1≦i≦n) and providing a set of jobs W(A, X, t(i), t(−i)) assigned to each worker i,... Agent: International Business Machines Corporation

20120029971 - Method and apparatus for risk identification and mitigation in shift work fatigue: Method and apparatus for shift work scheduling based upon an optimization of analyzing and managing fatigue primarily in but not limited to aviation occupations. The invention matches workers to shifts in a manner that minimizes fatigue while on shift and maximizes shift worker effectiveness. The invention is adaptable to other... Agent:

20120029969 - Risk management of business processes: Various embodiments of systems and methods for risk management of business processes are described herein. A system integrating process monitoring and automated risk management through a risk-annotated business process model is described. Such a risk would be computed for each of the possible path of execution of the business process.... Agent:

20120029970 - Systems and methods for assets, personnel, and travel information and risk management: A system(s) and method(s) for providing asset, personnel, and travel information accumulation, analysis, and reporting for improved risk assessment and management are disclosed. In various embodiments, risk assessments(s) may be provided and may include receiving intelligence from at least one intelligence source, receiving information about one or more asset(s), and... Agent: Ijet International, Inc.

20120029972 - Method and system for brokering services with time-dependent labor rates: s

20120029973 - Methods for verifying satisfaction of prognostic algorithm requirements for a component having multiple failure modes: Methods for verifying satisfaction of prognostic algorithm requirements for a component of a certain device of interest are provided. A method according to an example of an embodiment of the invention can include providing a prognostic algorithm requirements statement for a preselected component contained in each of a plurality of... Agent: Lockheed Martin Corporation

20120029974 - Complex service modeling: A deal management system is used to manage a complex service deal that defines various services to be fulfilled on behalf of a client. The deal management system includes a deal specification subsystem, a cost subsystem, and an estimation subsystem. The deal specification subsystem has a new deal interface to... Agent: International Business Machines Corporation

20120029975 - Return on investment analysis tool for storage systems: An apparatus, system, and method are disclosed for modeling and projecting future storage requirements and analyzing the associated storage system costs including storage system costs associated with multi-tier storage systems. Storage environment data corresponding to a first storage environment is received, where the first storage environment data includes one or... Agent: International Business Machines Corporation

20120029976 - Monitoring and validating energy savings: Calculating and validating energy savings. Energy savings from programs such as telework are calculated and validated through the use of authenticated remote access systems. A person or device working away from the place of work authenticates themselves with a remote access system using a personal digital device. Through such authenticated... Agent:

20120029977 - Self-extending monitoring models that learn based on arrival of new data: Mechanisms are provided for monitoring a process of a data processing system. With these mechanisms, a notification of an event comprising information regarding the event, and a process running in the data processing system that generated the event, is generated. It is determined whether one or more key performance indicators... Agent: International Business Machines Corporation

20120029978 - Economic rewards for the performance of tasks by a distributed workforce: A job is divided into multiple discrete tasks that can be performed by multiple different workers of a distributed workforce. The tasks are assigned to the workers through their mobile phones or other communication devices, and the workers perform the assigned tasks and provide responses to the tasks through the... Agent: Txteagle Inc.

20120029979 - Donation pages for an on-line campaign management: A method for facilitating communication between a candidate and at least one voter includes receiving at least one communication between the candidate and at least one voter, determining at least one jurisdiction for the communication between the candidate and voter, accessing a compliance database based on the determined jurisdiction, determining... Agent:

20120029980 - Method and apparatus for collecting recyclable materials: The invention provides an apparatus in which recyclable materials are collected, analyzed, crushed, sorted and stored; interactive media content is displayed and coupons are printed, wherein the content is selected based upon location, material collected, user information, user responses, and other variables; information about the user, user responses, materials received... Agent:

20120029981 - Method and system of distributing charitable contributions: A method and system of distributing charitable contributions where a sponsoring entity donates money to a charitable organization of a user's choosing via a nonprofit administrative entity. In return, the sponsoring entity receives contact information of the user, such as user's email, text, IM, for advertisement purposes. Sponsoring entities and... Agent:

20120029982 - System for the registration, compensation, management and analysis of product or content customized purchase or selling: The present invention refers to the customization of generic product and/or content purchase and/or offering, either comprising or not a social responsibility parameter by means of a system comprising the incorporation of a key, designated token, which solely identifies each item of said products. By means of an adequate incentive... Agent:

20120029985 - System and method for managing recyclable materials: The disclosure relates to a system and method for receiving recyclable materials, associating the materials with a specific user, capturing data specific to that user and the materials, and providing reward points to the user based on the materials.... Agent: Neptune Rewards, LLC

20120029986 - System and method for improving e-commerce: A system and method for improving advertising response rates by allowing an electronic advertising content to be stored, retrieved, shared, and manipulated by individual users, while enabling the accurate recordation of accounting information associated with the electronic advertising content.... Agent:

20120029988 - Method and system for triggering network access: The present invention makes it possible that devices are triggered by RF signals and the owner of the RF chip responsible for the triggering can receive a financial compensation for this. Hereto a method and a system for triggering a first-device by a RF signal and logging the triggering are... Agent: Koninklijke Kpn N.v.

20120029987 - System and method for consumer-selected advertising and branding in interactive media: A user of an interactive medium may select advertising for display on the user's avatar, property, or other user-associated environment. The invention presents one or more advertisements to the user and allows the user to select at least one advertisement to display. The user may also choose a location for... Agent: Avatizing, LLC

20120029989 - Let me pay: system of sponsorship through targeted advertisement: u

20120029990 - Social media marketing based on transactions using a mobile device and associated secure element: A secure element can be physically coupled to a mobile communication device to allow for transactions with remote terminals such as point-of-sale and point-of-entry terminals. Data can be transmitted data between the mobile communication device and the secure element in a manner that allows for easy receipt of the data... Agent: Blaze Mobile

20120029991 - System and method for deliver browsable advertisement through mobile terminal: The present invention provides a method for delivering an advertisement to a user including providing an advertisement by the advertiser to the service system, followed by delivering the matched advertisement based on conditions set by the user from the service system to a mobile phone of a user through mobile... Agent:

20120029993 - E-commerce volume pricing: A system and method that facilitates e-commerce volume pricing is provided. According to one aspect of the present invention, the system includes an offers and orders component that receives and aggregates orders for a product from a plurality of buyers. The system also includes a logistics component that determines a... Agent: Ewinwin, Inc.

20120029992 - System and method for maximizing value through collaboration and pooling of buyers, sellers and parties with common interests: A system and method for enabling buyers and sellers to collaborate within their communities of interest and other social networks to determine similar buying interests, negotiate best pricing and terms in order to realize optimum deal terms, and close their collective best deal (for those buyers that are willing to... Agent:

20120029994 - Coupon organization using a bar code reader: A consumer can use his or her cell phone to scan barcodes from newspaper circulars at home, on a computer screen at home and/or to scan coupon barcodes positioned on the edge of shelves in a store or displayed on a kiosk in a store. The data from all these... Agent: Symbol Technologies, Inc.

20120029995 - Location based discounts: The claimed subject matter relates to an architecture for interacting with a multiple criteria buying and/or selling system to conduct business electronically. In particular, the architecture can include a dynamic discount card that includes an information access component for receiving information. In addition, the dynamic discount card can include a... Agent:

20120029996 - Loyalty-based credit prescreening system: An integrated credit and loyalty offering to a retailer maximizes the effectiveness of both programs. The integrated system allows a retailer to enroll customers in a loyalty program, then solicit only pre-qualified customers immediately upon receipt of demographic information corresponding to the customer. The integrated system accepts transaction data from... Agent: Alliance Data Systems Corporation

20120029997 - Methods, systems, and computer readable media for registering in a merchant sponsored program using a near field communication (nfc) device: Methods, systems, and computer readable media for registering in a merchant sponsored program using a near field communication (NFC) device is disclosed. In one embodiment, the method includes interfacing an NFC enabled mobile device with a smart poster associated with a merchant sponsored program to obtain a merchant sponsored program... Agent:

20120029998 - Promotional content and coupon delivery: Systems and methods provide interactive functionality and the ability for integrating coupon delivery with the use and features of a variety of portable, electronic devices. Coupons, advertisements, and/or other types of promotional content may be directed to a user's device from one or more of a plurality of sources. The... Agent: News America Marketing Properties, LLC

20120029999 - System and method for immediate issuance of transaction cards: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction... Agent: Serve Virtual Enterprises, Inc.

20120030000 - System and method for calculating loyalty points based on usage of consumer energy: A system of the present invention allows owners of various commercial establishments including and not limited to hotels, motels, and any other commercial establishments that rent or lease spaces for short terms or long term use to patrons to provide the patron with incentives such as loyalty points (“green points”)... Agent:

20120030001 - Relay device, control method for a relay device, and control method for a coupon issuing system: A relay device, expansion board, coupon issuing system, control method for a relay device, and a program enable adding a coupon issuing function at a low cost. A coupon-issuing control unit that generates and outputs coupon print data corresponding to receipt print data to a printer provides a relay device... Agent: Seiko Epson Corporation

20120030002 - System and method for processing offers: A system, method and non-transitory computer-readable storage medium are disclosed for processing coupons. A system configured to practice the method transmits an advertisement to a mobile device of a user after the user registers to receive advertisements, wherein the advertisement is associated with an identification card of the user and... Agent: Alpine In Motion LLC

20120030004 - Electronic offer management system and method thereof: An electronic offer management system and method thereof is disclosed. In particular, the system comprises means for receiving information related to a plurality of offers distributed by a plurality of different offer distributors to customer for redemption at plurality of stores, means for automatically routing the information related to an... Agent:

20120030003 - Point of sale virtual customer session: A terminal and methods are presented for displaying customer information about a transaction occurring on a point of sale terminal on a customer's portable computing device. Creating a virtual session on the portable computing device permits additional information to be presented to the customer. The invention allows the virtual session... Agent: Ncr Corporation

20120029983 - Conversion tracking system for an executable download: An example embodiment of the present disclosure provides a conversion tracking system for an executable download on a mobile client device. In the example embodiment, the system stores in memory at least one of a plurality of components of a first notification associated with the presentation of an advertisement for... Agent: Ad Infuse, Inc.

20120029984 - System and method of package creation that includes audio content and audio advertising: A particular method includes receiving, via an interactive voice response unit, an audio content item during a first call. An indication of an insertion point at which to insert audio advertising in the audio content item is also received. The method further includes receiving via the interactive voice response unit... Agent: At&t Intellectual Property I, L.p.

20120030005 - Method and system for providing advertisements: An example of a method includes electronically blending an advertisement into a web page based on physical attributes of the web page and providing the web page with the advertisement.... Agent: Yahoo! Inc

20120030006 - Systems and methods to optimize media presentations using a camera: In one aspect, a computing apparatus is configured to: capture first images of customers who have watched a digital sign, using a digital camera attached to the digital sign positioned in vicinity of a retail location; identify characteristics of the customers based on the first images; identify, using the characteristics,... Agent: Visa International Service Association

20120030009 - Digital creative interaction system: A digital creative interaction system receives a request for creative briefs for the target consumer group from a client and determines parameters of the request for creative briefs. The digital creative interaction system issues the request for creative briefs to a plurality of sources. The digital creative interaction system, in... Agent: Accenture Global Services Limited

20120030008 - Forecasting and booking of inventory atoms in content delivery systems: Systems and methods for planning and booking advertising campaigns are provided. In operation, a booking engine generates a collection of proposed campaigns in response to a campaign request, where the each of the proposed campaigns corresponds to a scenario of atom availability. Such scenarios can account for possible or anticipated... Agent: Apple Inc.

20120030007 - Online advertisement profiles: Techniques are provided in which information is obtained regarding a set of one or more online advertisements. Information is also obtained relating to performance of advertisements of the set, including information regarding locations of user recipients of the advertisements and information regarding times of serving or receipt of the advertisements.... Agent: Yahoo Inc.

20120030010 - Social impact on advertising: Techniques are provided that relate to social and communications impact relating to advertising. Techniques are provided that include tracking information relating to an online advertisement served to a user, communications between the ser and one or more other users in the user's social network relating to the advertisement or a... Agent: Yahoo! Inc.

20120030011 - Systems and methods for estimating a conversion rate for a digital advertisement based on dwell times associated with the digital advertisement: The present disclosure is directed to systems and methods for estimating a conversion rate associated with a digital ad. Generally, an ad provider and/or an ad campaign management system detects an action of a user associated with a digital ad. The ad provider and/or ad campaign management system detects a... Agent: Yahoo! Inc.

20120030012 - Yield optimization for advertisements: A system provides clients, such as Internet advertising networks, with the ability to select different yield optimization engines to optimize various parts of their network. The system allows clients to run simulations, using real advertising data, on various implemented engines to determine which one is the best to use. Because... Agent:

20120030015 - Automatic abstracted creative generation from a web site: Methods, systems, and apparatus, including computer programs encoded on computer storage media, that are operable to identify a web page that is to be a basis for an advertisement creative; extract content associated with the web page to create an advertisement for serving in response to a request, extracting including... Agent: Google Inc.

20120030014 - Automatic ad creative generation: Methods, systems, and apparatus, including computer programs encoded on computer storage media, that are operable to identify a web page that is to be a basis for an advertisement creative; extract content to create an advertisement for serving in response to a request, extracting including extracting a title for the... Agent: Google, Inc.

20120030016 - Method and system for distributing revenue among user-authors: Described is a method and system for receiving user-authored content from one or more user-authors, receiving at least one advertisement from one or more third-parties, associating the at least one advertisement with the user-authored content and determining a compensation for at least one of the user-authors, wherein the compensation is... Agent:

20120030013 - Slideshows in search: Techniques are provided to allow users to access interested information without performing engaging searches. A content-providing system may track collective interests of a large set of users and/or individual interests of a user. User-selectable items may be presented to the user directly without the user performing searches. Some of the... Agent:

20120030017 - Usage measurement collection and analysis to dynamically regulate customer network usage: In a network subscriber system, a method of determining how to monitor whether a subscriber's network usage exceeds a quota for the current billing period. The frequency at which the subscriber's usage data is collected and analyzed during the billing period is based upon the probability the subscriber's network usage... Agent: Bridgewater Systems Corp.

20120030018 - Systems and methods for managing electronic content: Systems and methods are disclosed for managing electronic content, such as over the Internet. One computer-implemented method for managing electronic content includes: receiving, over an electronic network, log data of activities by Internet users; filtering the log data based on at least one aspect of the activities; aggregating the filtered... Agent: Aol Inc.

20120030020 - Collaborative filtering on spare datasets with matrix factorizations: A system, method and computer program product automatically present at least one product to at least one client for at least one possible purchase. The system applies a matrix factorization on a binary matrix X representing which clients purchased which products. The system optimizes zero-valued elements in the matrix X... Agent: International Business Machines Corporation

20120030022 - Electronic book system and content server: An electronic book system which enables selecting and distributing music matching contents etc. of an electronic book and playing the selected music upon browsing the electronic book. A typical embodiment of the present invention includes a content server and a terminal having a viewer for browsing electronic books and playing... Agent: For-side.com Co., Ltd.

20120030019 - Enablers for service delivery hub on a mobility network: A system includes a hub server for providing a single point of access for an application and wherein the hub server also provides an access point for a user to access the application and wherein the application accesses one of a profile of the user, a location of the user,... Agent:

20120030021 - Selecting advertisements using same session queries: Techniques are described herein for selecting an advertisement using same session queries. Each occurrence of a query is referred to as a query instance. When a query instance is received from a user, that query instance and other query instances that were received from the user prior to that query... Agent: Yahoo! Inc.

20120030023 - Targeted advertising system and method: A targeted advertising server system for providing advertising material to a browser which is operatively coupled with an internet of interconnected computer networks via an internet service provider (ISP). The system includes a database containing a plurality of advertisements and a matching engine operatively coupled with the database. The matching... Agent: Phorm Uk, Inc.

20120030024 - Method and system for direct or indirect offers processing via consumer cell phones: A system, method and computer program product for generating and processing consumer offers or incentives, including a consumer account offers system configured to receive from a consumer client device a consumer account identification number and a point-of-sale (POS) identification number; the consumer account offers system configured to generate and directly... Agent: Outsite Networks, Inc.

20120030025 - Delivering highly targeted advertisements to a user of a computing device by statistically analyzing of key words used in a communication module: A method for delivering highly targeted advertisements to a user of a computing device is disclosed. Communication media files resulting from the user's interaction with communication modules of the computing device are utilized. The communication module may include voice communication, e-mail, Short Message Service (SMS), on-line chat, social network and... Agent:

20120030026 - Methods and apparatus for presenting offers to qualified consumers: A system which allows identification of a consumer as belonging to a designated category and makes special offers available to consumers who are members of the designated category is described. The system comprises a database of offers accessible through connection by consumer operated computers upon authentication of consumer registration, an... Agent: Genworth Mortgage Holdings, LLC

20120030030 - System and method for adaptive media instances: A system and method for computer-implemented adaptive media instances selects and arranges objects in media instances in accordance with inferred preferences based, at least in part, on usage behaviors, including subscriptions to objects representing people. Variations of the system and method include automatically selecting and/or arranging the objects in accordance... Agent: Manyworlds, Inc.

20120030028 - System and method for adaptive soundtracks: A system and method for computer-implemented adaptive soundtracks selects and arranges songs in media instances in accordance with inferred preferences based, at least in part, on usage behaviors. Variations of the system and method include automatically selecting and/or arranging the songs in accordance with the contents of the songs, the... Agent: Manyworlds, Inc.

20120030029 - System and method for adaptive videos: A system and method for computer-implemented adaptive videos selects and arranges video elements in media instances in accordance with inferred preferences based, at least in part, on usage behaviors. Variations of the system and method include automatically selecting and/or arranging the video elements in accordance with the contents of the... Agent: Manyworlds, Inc.

20120030027 - System and method for presenting targeted content: A method and system for presenting targeted content to users over the internet is provided. The method includes enabling a user to sign into a website. An identifier is generated for the user, if the user is signing into the website for the first time. Information corresponding to the user... Agent:

20120030032 - Systems and methods used for publishing and aggregating real world and online purchases via standardized product information: The present disclosure relates to enabling users to broadcast their purchases by means of a service provider. Service provider catalogs such purchases based on standardized product data, such as UPC or RFID, allowing for the aggregation and consequent utility of such data for commercial purposes.... Agent:

20120030031 - User-specified online advertising: Methods, systems, and apparatus, including computer program products, for sponsoring content are disclosed. Input from a user is received, the input specifying one or more content items for inclusion in a respective space on each of one or more personal online properties associated with the user. The input is made... Agent: Google Inc.

20120030033 - Contextual advertisements within mixed-content page layout model: One or more text blocks, one or more images, and one or more contextual advertisements related to the text blocks are input into a mixed-content page layout model. One or more pages are generated by the mixed-content page layout model such that the text blocks, the images, and the contextual... Agent:

20120030034 - Managing bids in a real-time auction for advertisements: A method and system conduct an auction for advertising across multiple markets. A first market conducts a first auction for a first advertising impression. A first bid is selected as the auction winner and a ratio is computed as the first bid plus a spread to the second highest bid.... Agent:

20120030035 - Pay-per-action system for selling advertisements: A system is disclosed for a pay-per-action (PPA) advertising model. An advertiser reports actions and pays an advertising provider for each action that is reported. The payment may be based on the rate at which the actions are reported. The action rate may be updated based on each reported action,... Agent: Yahoo! Inc.

20120030038 - Animated messaging: A method and apparatus that allows an animated interactive talking character to appear on a user's screen when conducting an Instant Messaging (IM) session. The character which is displayed on the user's screen is determined by a profile for the sender of the message. This allows a user to pre-select... Agent:

20120030036 - Booking and management of inventory atoms in content delivery systems: Systems and methods for managing electronic content from multiple content providers in a dynamic environment are provided. In operation, an advertiser can plan and book an electronic advertisement campaign by providing a campaign request specifying a requested inventory slot of atoms in an inventory space and other associated data. Thereafter,... Agent: Apple Inc.

20120030041 - Content interactivity gateway and method of use therewith: A method includes receiving, by way of a host device, a request to pause playback of content. The method further includes the host device displaying an input area. Also included is the host device accepting an annotation entered into the input area by the user and conveying the annotation to... Agent: Media Claw, Corp.

20120030037 - Measuring quality of user interaction with third party content: An online services system provides monitoring of user interaction with third-party content. The monitoring is performed by a script in a web page provided by the online services system, which script provides a timer invoked when the browser leaves the online services system's page for a page comprising third party... Agent:

20120030040 - Method and system for advertisement using internet browser to insert advertisements: An electronic advertisement method and system for an Internet browser with a book-like page-based flipping interface. Full pages of electronic advertisements presented on the computer screen are possible without obstructing the viewing and reading of other contents. This benefits both the viewer as well as the advertiser. An advertisement matching/delivery... Agent: E-book Systems Pte Ltd

20120030039 - Methods of establishing sip communications by the activation of a link on a website: Methods of establishing an SIP communication between a first network device and a second network device is provided. According to one implementation the first network device includes a web browser and a first IP telephone and the second network device includes a second IP telephone. In one implementation an advertising... Agent: Media Patents, S.l.

20120030042 - System and method to enable a customer to select a wine based upon available inventory: A system for aiding a restaurant patron to make a wine selection from wines available in the restaurant wine inventory includes a plurality of dedicated patron display devices and a content management system including a processor, a communications interface and a database wherein the dedicated patron display devices are operable... Agent:

20120030043 - Wearable financial indicator: A wearable article, such as but not limited to a watch, wristband, or ring, is configured for indicating financial information to a customer. The wearable article includes a communication device configured for receiving a financial indicator from a server. The financial indicator may be communicated by a financial institution's server... Agent: Bank Of America Corporation

20120030044 - Virtual point of sale terminal and electronic wallet apparatuses and methods for processing secure wireless payment transactions: Apparatuses and methods for a virtual point of sale terminal and an electronic wallet are described. One embodiment is a virtual point of sale terminal for initiating and accepting a wireless electronic payment, comprising a mobile communication device configured to communicate with a payment gateway system and a point of... Agent: Mocapay, Inc.

20120030045 - Sales tax interface: An interface to be integrated with remote merchant financial transaction systems to streamline the sales tax collection process. The present invention provides online merchants, call centers, and the alike the ability to accurately collect and report sales tax to the proper tax entities of the state, city, county and local... Agent:

20120030050 - Electronic notification device and electronic notification method: An electronic notification device (100) is provided which is capable of presenting, to a user, content which the user wishes to view, from a large number of pieces of content without the need for a large number of user operations. An electronic notification device (100) notifies a user whether content... Agent:

20120030049 - Method of providing rental and purchase market for textbooks: A method for renting a textbook from a seller through a rental and purchase exchange system, the method including the steps of: a provider computer monitoring seller sale list prices of textbooks; the provider computer collecting information on a value of the textbook listed for sale by the seller; the... Agent: Akademos, Inc.

20120030047 - Payment tokenization apparatuses, methods and systems: The PAYMENT TOKENIZATION APPARATUSES, METHODS AND SYSTEMS (“PT”) transform payment token-based purchase orders via PT components into multi-issuer purchase payment funds transfers. In one embodiment, the PT obtains a token arbitration request including unique source-neutral universally-resolvable payment token information from a merchant for processing a purchase order from a user.... Agent:

20120030046 - System and method for buying and selling portions of a composite good in an electronic marketplace: Described herein is an improved system and method for buying and selling portions of a composite good in an electronic marketplace. One method and system comprise communicating to a buyer a first good post associated with a seller, and communicating to a seller a “want to buy” post from the... Agent: Partingout.com LLC

20120030048 - System and method for enabling global and remote flash sale or daily deal commerce through unsecured electronic channels: A system and method for enabling global and remote flash sale or daily deal commerce through unsecured electronic channels are provided. The system provides an innovative and new standard that not only enhances consumer convenience but also solves a large shortcoming by providing customers an alternative to online electronic purchasing... Agent: Replybuy, Inc.

20120030052 - Method, system and apparatus for matching sellers to a buyer over a network and for managing related information: A method and system for facilitating a transaction between a buyer and one of a number of sellers is provided. The transaction is related to a project specified by the buyer. A set of sellers is identified. A flow control process operates over a number of successive processing cycles. In... Agent:

20120030051 - System and method for reselling a previously sold product: A seller, having previously sold a product to an original purchaser subject to a buyout-provision condition, determines if the buyout-provision condition is satisfied. If the buy-out provision condition is satisfied, the seller retakes the product from the original purchaser and resells the product to a subsequent purchaser.... Agent: Walker Digital, LLC

20120030055 - Combinatorial portfolio aggregations in electronic trade: A method for combinatorial portfolio aggregations in electronic trade transactions comprises receiving data associated with a demand for possession of a part of an item, receiving further data associated with one further demand for possession of the part of the item, aggregating the demand with one further demand for possession... Agent:

20120030054 - Lead marketplace system and method with ping campaigns: A lead marketplace system and method are provided. The lead marketplace system and method provides an auction for leads.... Agent: Reply! Inc.

20120030053 - Method and system for live online bidding and broadcasting of live online bidding utilizing a variety of electronic devices and systems: The present system and method allow for completely live online bidding utilizing a variety of electronic devices and systems. The present invention allows users to see and hear a live bidding event while bidding live on merchandise. The bidding happens live and in real time using a system that simultaneously... Agent:

20120030056 - Time-varying cost-of-bid electronic auction system: A method of transacting sales over a computerized network defining a product desired to be purchased by a plurality of purchasers. A plurality of database records are produced and stored, each corresponding to a correlation between the product and a respective one of the purchasers. A cost-of-bid price is calculated... Agent:

20120030065 - Method, medium, and system for universal shopping cart order injection and payment determination: A universal shopping cart is provided that obtains and orders products and services from different merchants located on the Internet. The consumer completes all of their shopping on the shopping site and is not directed to another merchant's site to complete an order. The universal shopping cart provides a monitoring... Agent: Zanni Assets Limited Liability Company

20120030057 - Automatic traffic generation for a faring system: A faring system includes a production facility including at least one fare shopping server, a staging facility including at least one fare shopping server, and an entry point for conducting bi-directional communications with customers. The staging facility further includes a database storing transformation rules and a traffic generation subsystem configured... Agent: Amadeus S.a.s.

20120030066 - Payment system: Embodiments of the invention provide a method of processing payment authorization requests for payment transactions to be conducted via a data communications network on behalf of online merchants, the payment authorization requests are conducted as a result of orders by financial instrument holders via a plurality of different online merchant... Agent: Visa Europe Limited

20120030059 - Data processing system for providing an efficient market for specialty chemicals - ii: A data processing system that facilitates the buying and selling of specialty chemicals. A uniform standard and specification is established for each specialty chemical that is being offered for sale via the system. The uniform standard and specification is advantageously supplier independent so that a prospective purchaser can directly compare... Agent: Demont & Breyer, LLC

20120030058 - Methods for selecting, ordering, and purchasing glass products: A system, apparatus and method for facilitating the selection, purchasing and ordering glass products, which is informative to guide a novice user in selecting a glass product, even where the glass is comprised of glass panels of more than one manufacturer, the present invention providing an apparatus with a processor... Agent:

20120030060 - Determining a likelihood of suitability based on historical data: Some embodiments of the invention determine whether a particular item is likely to suit a consumer from a fit and/or style standpoint, using objective data produced as a result of the consumer's experiences. For example, some embodiments of the invention analyze information regarding a consumer's experiences with certain products (e.g.,... Agent: True Fit Corporation

20120030062 - Enabling proxy shopping: Some embodiments of the invention enable a buyer to shop for and purchase items for a recipient with confidence. For example, some embodiments of the invention enable a recipient to create a profile that may be accessed to make recommendations to a buyer on items deemed likely to suit the... Agent: True Fit Corporation

20120030061 - Fit recommendation via collaborative inference: Some embodiments of the invention provide techniques for recommending a size of a subject item to fit a subject consumer. In some embodiments, clusters of consumers with fit characteristics similar to the subject consumer are identified, using one or more data clustering algorithms, based on any of numerous consumer attributes... Agent: True Fit Corporation

20120030063 - Physical site-contextualized recommender: A site-contextualized method, system, and device generates recommendations based on usage behaviors and a physical site layout. The recommendations may comprise one or more products, and a recommendation may be accompanied with an associated price. The recommendations may be based on an inference of a preference and/or in accordance with... Agent: Manyworlds, Inc.

20120030064 - Physiological-responsive recommender system and device: A physiological-responsive computer-implemented system and device generates recommendations based on usage behaviors, including physiological responses such as body movements and gestures. The recommendations may be based on an inference of a preference and/or in accordance with the location or proximity of a physical object, and may be delivered in the... Agent: Manyworlds, Inc.

20120030067 - System and method for vendor and customer management in a supply chain: A method of managing a supply chain comprises providing at a customer interface module a plurality of order fulfillment options to a customer, and receiving from the customer a selection of a particular order fulfillment option. The method also includes receiving a first order from the customer, and receiving a... Agent: At&t Intellectual Property I, L.p.

20120030069 - Product quotation preparation system and method: A method and an apparatus (system) for support in performing the method is provided to configure products and/or services in support of preparing quotations, orders, and fulfillment requests in support of a Customer Relationship Management (CRM) system and method. More specifically, a method and an apparatus (system) is provided for... Agent: Crmantra, Inc.

20120030068 - System and method for multi-user listing, searching, matching and trading: A system and method is disclosed for allowing users with access to the internet and a computer the ability to post any items they would like to offer by trade, propose a value for those offered items, search for items they would like to receive by trade, which may or... Agent:

20120030070 - Managing an inventory comprising serialized products: Various embodiments are directed to a system for managing an inventory comprising serialized products. A robot may be instructed to load a plurality of serialized product units to a plurality of robot-accessible bins such that each of the plurality of robot-accessible bins comprises no more than one serialized product unit.... Agent:

20120030071 - Secure, differentiated reading of sensors and rfid tags: Secure access to inventory data concerning a supplier's product located at a seller's premises is provided by tagging units of product with a supplier identifier and a product identifier. The identifiers may be embedded in RFID tags or EPC labels. A secure VPN tunnel is established between a supplier and... Agent:

20120030072 - Catalog-based software license reconciliation: A software reconciliation engine utilizes a software rule-based catalog to produce accurate license reconciliation across a wide range of software configurations. A software offering may comprise software installables and corresponding constraints. Installed software and active hardware is discovered by a scanner, stored in an installed software database and active hardware... Agent: International Business Machines Corporation

20120030073 - Creation and use of constraint templates: The new creation and use of entitlement constraint templates methods and systems can be linked to software offerings in a software catalog. Allowing software catalog experts to link contractual entitlement data with software product offerings via constraint templates on such a varying list of constraint types, establishes a highly robust... Agent: International Business Machines Corporation

20120030074 - Method and system for three-dimensional presentation of financial data: A computerized method and system for displaying financial data, is based on geometric three-dimensional (3D) model. The geometric 3D model consists of geometric 3D components and geometric 3D interconnections between components. Components represent financial assets and interconnections represent relations between assets. Component's volume is proportional assets' parameters values. Volume of... Agent:

20120030075 - Method for accounting information handling in an interworking: A method for accounting information handling in an interworking is provided. A method for processing accounting information by a gateway device includes sending an accounting request message to a first electronic device, and receiving a response message from a first electronic device, the response message responsive to the accounting request... Agent: Futurewei Technologies, Inc.

20120030076 - System and method for risk-based data assessment: Systems, methods, and computer program products are provided for transforming data into a format suitable for analytics use, such as statistically-based risk assessments. In one exemplary embodiment, the method may include receiving data from one or more data sources, and generating one or more associations among the received data, the... Agent: Accenture Global Services Gmbh

20120030077 - Distributive correlation of charging records across network domains: Charging systems and associated methods are disclosed that provide correlation across network domains. The charging system includes a plurality of charging functions connected to one or both of an IMS domain and a packet bearer domain, such as a GPRS domain. A first one of the charging functions identifies the... Agent:

20120030084 - Apparatus and method for converting investment capital into publicly traded and private master limited partnerships: A method of generating income includes receiving investment capital from an investor. The investment capital is invested in publicly traded master limited partnerships to generate a revenue stream. The investment capital is also invested into a private company. The private company is subsequently converted to a master limited partnership to... Agent: American Infrastructure Mlp Management, L.L.C.

20120030085 - Computer-implemented method for financial analysis: A computer-implemented method for evaluating an investment employs entries and associated impact groups to define analytical lines that represent financial activity of a business entity over time. Distribution factors can be used to allocate the value of the respective entries over corresponding user-defined time periods. Annual entries can be defined... Agent:

20120030078 - Credit and/or debit card security: A system and method of providing heightened debit and/or credit card security is presented. The debit and/or credit card may be void of any information printed on the card that may provide identification of the user, an account number associated with the card, an expiration date for the card, etc.... Agent: Bank Of America Corporation

20120030081 - Physiological response of a customer during financial activity: A server behavior modification system assists a customer during a financial activity, such as a transaction, and includes a current financial activity assistance system having a data collection system for collecting current physiological activity data, such as current electrodermal activity data, and a data manipulation system for assessing the likelihood... Agent: Bank Of America Corporation

20120030082 - Predictive modeling for debt protection/cancellation: A method for predictive modeling is disclosed. Economic data associated with at least one economic trend is received. Claim and cancellation data associated with a financial product of a financial institution is generated, where the claim and cancellation data is based on past data. The economic data is used with... Agent: Bank Of America Corporation

20120030079 - Risk scoring system and method for risk-based data assessment: Systems, methods, and computer program products are provided for determining risk. In one exemplary embodiment, there is provided a method for determining risk. The method may include receiving historical information relating to tax return data of a taxpayer. The method may also include updating one or more profiles associated with... Agent: Accenture Global Services Gmbh

20120030083 - System and method for evaluating risk in fraud prevention: A method of determining a risk score indicating a risk that an electronic transaction will involve fraud and/or abuse. The method includes receiving transaction data associated with a not yet completed transaction from a merchant. The transaction data includes one or more characteristics related to the transaction. A profile is... Agent:

20120030080 - Systemic risk monitoring system and method for revenue agencies: Systems, methods, and computer program products are provided for providing monitoring risk. In one exemplary embodiment, there is provided a method for monitoring risk. The method may include receiving, grouping, and summarizing first information relating to first data. The method may also include storing, based on the receiving, grouping, and... Agent: Accenture Global Services Gmbh

20120030138 - Compound redemption processor for a single issuer: The present invention provides methods and apparatus for one or more of: creating, issuing and redeeming Compound Redeemable Instruments for a Single Issuer. Apparatus can include a computerized system with executable software that is executable upon demand to process Redemption Instances, as well as, create and issue Compound Redeemable Instruments... Agent:

20120030139 - Financial education planner and method of use thereof: A financial educational planner is disclosed for imparting basic lessons on financial management and, over mid to long term, to develop the savings habit. The planner allows a user to watch how the money is earned, spent and saved, and how the money saved grows due to interest, bonus and... Agent:

20120030140 - Generating dynamic date sets that represent market conditions: In one embodiment, first input that specifies a market instrument is received. Second input that specifies one or more parameters for one or more date set computers associated with the market instrument is received. A first time series is received from a data repository, where the first time series is... Agent:

20120030137 - Method and device for valuation of a traded commodity:

20120030136 - System and method for determining compliance with federal securities and tax laws for an issued security: A computer operating system runs a computer, and executes a computerized method that includes eliciting and receiving an input to identify a selected investment, as well as an initial offering price for the investment. The operating system also finds and receives information related to trades of the identified investment after... Agent:

20120030141 - System and method for in-kind rebalancing of transactions: A system and method are described for an investor, such as a fund of funds, to advantageously perform portfolio rebalancing in a totally in-kind or combination in-kind/cash transaction that will at least minimize the transaction costs associated with rebalancing.... Agent:

20120030142 - System and method for managing tax-deferred retirement accounts: A system and method of managing tax-deferred retirement accounts may allow a plurality of participants to invest in a portfolio having a plurality of exchange traded funds (ETFs) according to an asset allocation model. The system and method may use at least one regular contribution to selectively buy at least... Agent:

20120030086 - Automated trading system in an electronic trading exchange: An electronic exchange system network includes a trader site having an automated trading system capable of submitting orders to an exchange site. The automated trading system determines whether an order should be submitted based on, for example, the current market price of an option and theoretical buy and sell prices.... Agent:

20120030087 - Automated trading system in an electronic trading exchange: An electronic exchange system network includes a trader site having an automated trading system capable of submitting orders and/or quotes to an exchange site. The automated trading system determines whether an order or quote should be submitted based on, for example, the current market price of an option and theoretical... Agent:

20120030090 - Hedging risks associated with variable priced orders for derivative financial products: Systems and methods are provided for executing a hedge transaction in connection with the execution of a derivative product order in which the price of the derivative product is defined by one or more variables. The hedge transaction may be executed at an exchange or match engine that is different... Agent: Chicago Mercantile Exchange Inc.

20120030088 - System and method for facilitating the trading of metalized iron transactions: The disclosure presents a system and method for facilitating metalized iron transactions. The system may be implemented in a variety of ways, including as a computer readable medium for facilitating metalized iron transactions. The computer readable medium includes: logic for communicating a plurality of metalized iron transaction prompts to the... Agent: Metallic Conversion Corp.

20120030089 - Tabs based drag and drop graphical trading interface: The interface comprises one or more grids, each grid typically associated with a specific security. GUI objects or icons representing orders of a specific quantity may be dragged and dropped onto the grid to place, change, or cancel orders. The Grids are contained within tab pages, which are further contained... Agent:

20120030091 - Credit risk control: A method and a system of credit risk control use different incentive mechanisms for different type of users for post-loan credit risk control. The method classifies the user to one of several different user types based on the user information and a correspondence relationship between the user information and risk... Agent: Alibaba Group Holding Limited

20120030093 - Financial collaboration networks: The disclosed system and method for providing financial collaboration networks generally includes a data processing system adapted to permit a plurality of group collaborators to perform financial transactions with a plurality of users or network participants. Representative embodiments of the present invention generally provide web-based financial collaboration systems that may... Agent:

20120030092 - Loan collateral equity tracker: Embodiments of the present invention relate to methods and apparatuses for implementing, in connection with a loan account, a loan management tool. In some embodiments, the method includes: identifying a loan account associated with a loan, indentifying information associated with collateral securing the loan, determining a current equity value associated... Agent: Bank Of America Corporation

20120030097 - Apparatus and method for valuing articles: Embodiments of the present invention provide apparatus for automatic valuation of articles. The apparatus may comprise an article receiving device arranged to receive an article therein; and an article assessment device arranged to determine the presence of a prescribed one or more materials in said article along with the quantity... Agent:

20120030094 - Design, deployment, and use of an automated flow-model-view-controller workflow: A system includes a storage device to store design elements for a workflow design that, when deployed to a network, create a workflow that permits products or services to be purchased via an electronic transaction with a user device. The design elements correspond to a group of stages that process... Agent: Verizon Patent And Licensing Inc.

20120030095 - Loan management tool: Embodiments of the present invention relate to methods and apparatuses for implementing, in connection with a HELOC account, a loan management tool. In some embodiments, the method includes: storing information relating to a loan account associated with a borrower, segmenting the loan account into one or more spend categories, and... Agent: Bank Of America Corporation

20120030096 - Method for transmitting a code: The present invention relates to a method for transmitting a code to a user in which the user transmits his or her financial account identifier information to a code allocation unit 3, the code allocation unit 3 transfers an amount of money to the financial institution 5 specified by the... Agent: Paypal Inc.

20120030102 - Facilitating a network communication service for a subscriber linked to a plurality of accounts: There is provided a method that includes (a) receiving a notification of an event concerning a network communication service involving a subscriber, in which the subscriber is linked to a first account having first account terms, and a second account having second account terms, (b) making a decision of whether... Agent: Comverse, Inc.

20120030099 - Multiple rate loan: Embodiments of the present invention relate to methods and apparatuses for implementing, in connection with a loan account, a loan management tool. In some embodiments, the method includes: storing information relating to a loan account associated with a borrower in a storage device, wherein a first interest rate is associated... Agent: Bank Of America Corporation

20120030098 - Receiver driven money transfer alert system: A method for performing a money transfer initiated by a receiver of the money transfer, wherein the method includes receiving a money transfer initiation request from the receiver and the money transfer initiation request includes an amount of funds to be transferred, receiver information, and sender information. The method also... Agent: The Western Union Company

20120030100 - Recurring money transfer: A system and method of performing a value-advance money transfer comprising: receiving a money transfer request; determining whether an account associated with a sender of funds includes a sufficient amount of funds to cover a money transfer request; providing an amount of funds from a money transfer provider to the... Agent: The Western Union Company

20120030101 - Vendor payment consolidation system: Several related entities can owe payments to a single vendor. For example, several related companies can owe payments to developers who sell software using several storefronts operated by the related companies. To limit the number of payments made to the developer, a third-party payment processing entity can receive individual payments... Agent: Apple Inc.

20120030103 - Image-based submission and verification of redemption codes: Improved systems and techniques for submission and verification of redemption codes are disclosed. It will be appreciated that the submission and verification techniques can, among other things, automate the submission and verification of redemption codes for various redeemable instruments, including transaction cards (e.g., gift or prepaid cards) widely used for... Agent:

20120030106 - Method and system for processing financial instrument deposits physically remote from a financial institution: A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (including, but not limited to, personal checks, business checks, travelers checks, money orders, merchant coupons, food coupons, line... Agent: Pps Data, LLC

20120030105 - Online check register using check imaging: Embodiments of the invention relate to systems, methods, and computer program products for maintaining an updated check register in connection with an online banking account of a payor that tracks pending check payments using check imaging technology. Some embodiments of the present invention provide a computer-implemented method including the following... Agent: Bank Of America Corporation

20120030104 - Processing images associated with the remote capture of multiple deposit items: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image... Agent: Bank Of America Corporation

20120030107 - Generation and use of transaction records with imaging: Systems and methods for generating transaction records with imaging are described. Data representative of a transaction of a user may be received and a transaction record for the transaction may be generated. A user request to withdraw an amount of monetary funds from an account associated with the transaction may... Agent: Bank Of America Corporation

20120030108 - System and method for the remote identification and verification of a client's identity during the provision of financial services: The invention relates to financial services, in particular involving the use of automatic terminals and/or cash dispensers, in order to remotely identify and verify a person's identity during the provision of services to an individual. The system for the remote identification and verification of a client's identity during the provision... Agent:

20120030109 - Dependent payment device: The present invention provides embodiments of a dependent payment device, such as a credit card, for allowing a primary customer to control and monitor the transactions made by a dependent customer who is authorized to use the account of the primary customer. The primary customer can control the maximum limit... Agent: Bank Of America Corporation

20120030110 - Device, system, and method for location-based payment authorization: A device, system, and method for location-based payment authorization includes receiving a payment request for an order submitted from a mobile computing device via an e-commerce vendor website. A location of the mobile computing device is determined based on location data. In one embodiment, the payment request is authorized or... Agent:

20120030112 - Generation and use of cash value debit cards: Systems and methods for generating and using a cash value debit card are described. A request from a user to add value to a cash value debit card account financially secured by a financial entity against an account of the user may be received. The user may be authenticated to... Agent: Bank Of America Corporation

20120030113 - Generation and use of negotiable instruments: Systems and methods for generating and using negotiable instrument are described. A request from a user to generate a negotiable instrument financially secured by a financial entity against an account of the user is received, and the user is authenticated to the account of the user with the financial entity.... Agent: Bank Of America Corporation

20120030111 - Service platform utilizing an electronic paper device for financial institutions: A service platform utilizing an electronic paper device for financial institutions, comprising: an option input device, used for sensing an entry operation and outputting a financial business option signal accordingly; a control unit, having an option input interface, a display interface, a host interface, and a slips storage unit, wherein... Agent:

20120030116 - System and apparatus for transaction fraud processing: A system for processing transaction data is provided. The system includes a fraud policy system that provides merchant fraud policy data. An order information data system receives order information data and the merchant fraud policy data and generates order information fraud score data, such as by modifying the order information... Agent:

20120030115 - Systems and methods for preventing fraudulent banking transactions: A system and method for protecting account holders against fraudulent transactions by receiving authorization criteria, wherein the authorization criteria relates to one or more characteristics associated with financial transactions that involve an account in a financial institution; receiving incoming transaction data wherein the incoming transaction data is associated with an... Agent:

20120030114 - User positive approval and authentication services (upaas): The invention provides Users of Retail Payment and Identification instruments with the ability to review transaction details and approve transaction by capturing UVM in User controlled environment and Issuers of these instruments with the ability to positively authenticate Users in Issuer controlled environment. The invention accounts for real time legacy... Agent:

20120030117 - Remote capture of multiple deposit items: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image... Agent: Bank Of America Corporation

20120030118 - Remote capture of multiple deposit items using a grid: Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) displaying a grid on a display associated with a remote capture... Agent: Bank Of America Corporation

20120030119 - Security system and method that allows users to securely setup and maintain system security for all business systems: A system, method and computer-readable medium for providing comprehensive security to business systems by distributing the security for accessing the business systems across databases at a plurality of locations. The distributed security simplifies security maintenance and is used to control all aspects of a business. The generation of bills, pings... Agent: Cox Communications, Inc.

20120030120 - Enforcement of security requirements for a business model: A functional model of a business process which is annotated with security requirements is provided. Platform-specific executable code and at least one configuration file for a given security enforcement component to enforce the security requirements of the model are then generated automatically.... Agent:

20120030121 - Secure activation before contactless banking smart card transaction: The invention relates to a portable token equipped with non-volatile memory, the token comprising authentication means to authenticate a holder of the token, authorization means to define the rights of the holder, and payment means to trigger a payment transaction. The authorization means are set to store the rights in... Agent: Gemalto Sa

20120030122 - Agile workflow modeling and execution based on document: A workflow document processing machine supports agile modeling and agile execution of a workflow that comprises tasks, one or more of which may be dynamically added, changed, or identified during execution of the workflow. The workflow document processing machine accesses a pre-process workflow document, a tactical goal data structure, and... Agent: Sap Ag

20120030123 - Customer service request evaluator: Apparatuses, methods, and systems for processing a customer support request for a game are provided. One method includes an operation for receiving a customer support request associated with a user. The customer support request is evaluated utilizing one or more service requests rules, where the service requests rules include a... Agent: Zynga Inc.

20120030124 - Mobile system and method for processing secure remote in person transactions: A mobile system and method are provided for securely sending, receiving and signing documents remote from a home office. A mobile unit capable of connecting to a home corporate network where documents are stored relating to a transaction is used as part of the system. While in route to or... Agent:

20120030125 - Method and system for tracking,archiving, reporting, and communication of time, activity, and event details: A method and system for time, activity, event tracking includes providing an application or portal or website over wireless or wired networked devices or systems, having means that allow users to keep information about all their activities and allow detailed reporting. The system also provides a plurality of tracking, archiving,... Agent:

20120030127 - Computerized apparatus for identifying industries for potential transfer of a job function: Methods for identifying industries for potential transfer of a job function capability involve the use of a database that correlates, for a job function in a first industry, the first industry with a set of second industries with respect to which a job function capability of the job function is... Agent: Rightoptions LLC

20120030126 - Structured job search engine with guided navigation: Candidates use a computer-based system to create profiles of their job experience, skills, interests, and future job requirements. Companies seeking candidates to fill job positions also use the system to create profiles of the positions they are seeking to fill. The system enables employers to use a combination of text-based... Agent:

20120030128 - System and method for administration of employee leave: A computer system and computer-implemented method are provided for management of employee leave and absence policies. The system is configured to receive data related to an employee leave claim at a single point of contact. The single point of contact may be implemented as a single address for leave issues... Agent: Hartford Fire Insurance Company

20120030129 - Hospital guide system and method for providing hospital guide service: Disclosed herein are a hospital guide system for providing guide information to a user in real time through a user terminal in comprehensive consideration of user's position information and user's medical treatment related information and a method for providing a hospital guide service. A hospital guide system includes a user... Agent: Korea Institute Of Science And Technology

20120030130 - System and method for identifying, reporting, and evaluating presence of substance: A system and method for identifying, reporting, and evaluating a presence of a solid, liquid, gas, or other substance of interest, particularly a dangerous, hazardous, or otherwise threatening chemical, biological, or radioactive substance. The system comprises one or more substantially automated, location self-aware remote sensing units; a control unit; and... Agent: Honeywell Federal Manufacturing & Technologies, LLC

20120030131 - System and method for optimizing the effectiveness of an educational institution: A system and method for optimizing the effectiveness of an educational institution. A rules engine receives a request to manage an academic plan of a student from a user access device. The rules engine accesses a datastore and selects data based on the request that are indicative of the standing... Agent: American Public University Systems, Inc.

20120030132 - Shipping instruction determination system: A shipping instruction determination system provides a storage device which stores a shipping request in a supply destination, a supply available schedule of a supply source, information of a packaging form indicating a combination of products and its number of units to be able to be packed in packaging boxes... Agent: Hitachi, Ltd.

20120030134 - System for tracking usps mail, predicting delivery times and comparing usps costs against private courier services: A method of providing a sender of a package with: (i) a calculated delivery time if the package is sent through the USPS mail stream, and (ii) a calculated delivery cost savings by sending the package by USPS mail as compared to sending the package by private courier; calculating an... Agent: Walz Group

20120030133 - Systems and methods for arranging delivery of a package: A package delivery system and method that facilitates a meeting between a package recipient and a delivery vehicle. In one embodiment, the package recipient requests a rendezvous with the delivery vehicle after a failed delivery attempt. A vehicle operator or dispatching agent may accept the rendezvous request, deny the rendezvous... Agent:

20120030135 - Literary work of authorship having an embedded recommendation: In one embodiment, the method includes providing a rich media file for a literary work of authorship in an electronic medium of expression and generating a recommendation of an external source of information on one of a contextually relevant basis, a geospatially relevant basis, and a user-centric basis. The method... Agent: Author Solutions Inc.

20120030143 - Charging for data offloading: A method performed by a wireless node including receiving charging policies for data offloading; performing data offloading with respect to a user data flow; generating charging information associated with data offloading based on the charging policies; and sending the charging information to at least one of an on-line charging function... Agent: Verizon Patent And Licensing, Inc.

20120030146 - Backplane connector with reduced circuit board overhang: A right-angle electrical connector is configured to be mounted onto an upper mounting surface of a substrate that defines a bottom surface opposed from the upper mounting surface so as to define a thickness. The connector includes a connector housing and a plurality of electrical contacts retained by the connector... Agent:

20120030145 - Method of selling absorbent articles bearing graphics visually coordinated to clothing: In one aspect, the invention relates generally to a method of selling absorbent articles having graphics disposed upon them. The graphics are visually coordinated to clothing. The clothing may be an article of clothing and/or a line of clothing.... Agent:

20120030144 - Methods for doing business using biomarkers: The present disclosure relates generally to methods for doing business by using one or more biomarkers (e.g., a subject's genetic polymorphisms) to improve the research, development, testing, commercialization and/or marketing of a drug by identifying those subjects for whom the particular drug is likely to be more effective.... Agent: Pikamab, Inc.

20120030147 - Monolithic floor for hot slag bucket: The disclosure provides a monolithic floor for use with a hot slag bucket. The monolithic floor improves the lifespan of the bucket when used with hot slag by reducing warpage caused by heating and cooling and thus significantly reduces the cost of owning and operating the hot slag bucket.... Agent: