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Data processing: financial, business practice, management, or cost/price determination January recently filed with US Patent Office 01/12

20120022882 - Licensing features in welding equipment: A method and system for managing licenses in a welding system. The system includes a welding system with a memory for storing an unlicensed first optional welding function, a license management system for storing a first license for the unlicensed first optional welding function, and a facilitation system for obtaining... Agent: Lincoln Global, Inc.

20120022883 - System and method for determining a status of a proposed transaction: Embodiments of the present invention include methods, systems, apparatuses and computer program products. Aspects of the present invention can include methods, systems, apparatuses and computer program products for correlating a potential transaction with a unique identification of a mobile terminal, the potential transaction comprising a vendor and a user of... Agent:

20120022884 - Computer-aided multiple standard-based functional evaluation and medical reporting system: A method of performing an objective functional evaluation of a person's physical capacity comprises of a computer program particularly designed to amass and assess test data in accordance with a selected standard. A wide variety of evaluation protocols are incorporated to lead an operator in a step-by-step process. The method... Agent:

20120022886 - Medical data acquisition, diagnostic and communication system: A system configured to collect biological samples using a sensor and to extract a medical parameter therefrom outputs a signal to a communication interface. The communication interface is configured to communicate with a wireless electronic communication device having a processor, a memory, and a display, for determination of a value... Agent: Quentiq Ag

20120022889 - Method for collecting, processing, and storing discrete data records based upon a single data input: A method for the collection, capture, processing, storage and tracking of data for both electronic source health records and for electronic clinical trial purposes by electronically collecting clinical trial data at a clinical trial site, instantly preserving all of the clinical trial data as an electronic source document, archiving the... Agent:

20120022887 - System and method for optimizing healthcare remittance processing: A system and method for optimizing healthcare remittance processing includes a networked computing device that provides a user interface and access to healthcare claims and remittance data prepared by the system. The user receives a claim file prepared by a healthcare provider and an EOB/EOP prepared by a healthcare payer... Agent:

20120022885 - Treatment support system for emergency patients: This application discloses a treatment support system making it easy for a physician in charge to ask another specialist physician, especially another expert physician, for an opinion. The support system is much useful in providing an optimal treatment for an emergency disease, reviewing an expert-physician's opinion. The support system comprises... Agent: Tryfor Co., Ltd.

20120022888 - Web-based tool for patients and health care providers to negotiate settlement of patient accounts: A web-based tool for patients and health care providers to negotiate settlement of patient accounts includes a first website interface to receive a patient information from the patient, the patient information including a bill amount from the provider; a first module that utilizes a publicly available provider information to provide... Agent:

20120022892 - Electronic medical record interactive interface system: A method of confirming a medical diagnosis using a graphical user interface includes receiving an input selecting a first medical diagnosis as a cause of a patient complaint, and displaying a template based on the first medical diagnosis. The template includes a first query associated with the first medical diagnosis,... Agent: Interfaceed Solutions, LLC

20120022891 - Information interface system: A system and method for controlling informational data of a patient includes an electronic database for archiving the informational data; a tag for identifying the patient; and an electronic device for linking the database and the ID tag with the linking device. In operation, the linking device uses identification data... Agent:

20120022890 - Method and apparatus for a self-service kiosk system for collecting and reporting blood alcohol level: A method and an apparatus is provided for a self-service breathalyzer kiosk system for collecting and reporting blood alcohol level information. The system and method enables a user to submit a report containing the user's current blood alcohol level at the time the report is submitted. In particular, the kiosk... Agent:

20120022893 - System and method for providing a multi-dimensional contextual platform for managing a medical practice: A system and method is provided for generating a multi-dimensional contextual platform that may be used to manage, diagnose, and communicate with patients in a medical practice. In particular, the system may provide a website that may provide dynamic, avatar-based interfaces that include a doctor interface and a patient interface.... Agent: Myca Health Inc.

20120022895 - Annuity maintenance messaging protocol: A method of initiating and processing an annuity transaction request according to a messaging protocol that uses entirely electronic forms of communication is provided. Upon receiving an annuity transaction request at a distributor portal associated with an annuity distribution entity, from an individual associated with the annuity, the distributor portal... Agent: Bank Of America Corporation

20120022897 - Apparatus and method of workers' compensation cost management and quality control: Improved apparatus and methods, via an internet website, developed for the efficient implementation of workers' compensation cost containment practices for multi-unit employers, more particularly relating to indemnity (lost wages) and medical costs of workers' compensation claims in each unit. The methods analyze information about the user's current workers' compensation injury... Agent:

20120022896 - Insurance quoting application for handheld device: A method of providing location-based insurance rate quotes and a system for implementing that method. The method comprises determining a property address proximate a mobile electronic device based on global positioning system signals received by the mobile electronic device, prompting a user of the mobile electronic device to input a... Agent: Webcetera, L.p.

20120022899 - Program for alternative funding of employee and retiree benefits: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or... Agent: Spring Consulting Group LLC

20120022898 - System and method for obtaining comparative quotes: A method and system are disclosed for providing insurance quotes to a user from a plurality of insurance carriers. The method and system provide a quick quote based upon minimal information entered by a user. A system reduces the amount of information that is necessary for the user to obtain... Agent:

20120022894 - Systems and methods for administering extended absence insurance: A computer receives rating information relating to proposed issuance of an insurance policy endorsement. The rating information relates to a proposed insured that employs a number of employees. The computer processes the rating information to generate a premium amount to be charged for the insurance policy endorsement. The endorsement is... Agent:

20120022902 - Online/offline event related access controlled systems with event specific closed venue wireless applications: Systems and methods for off line/online access controlled environments to implement temporal applications in wireless devices via near field communications in closed group venues; e.g., concert halls, race horse betting, and university scheduling, are disclosed.... Agent: Fortress Gb Ltd.

20120022901 - Preference seating system: Improved techniques and systems for assigning resources in a service industry are described herein. These techniques and systems replace the first-come-first-served model traditionally used in airline seating, restaurant table placement, entertainment venue ticketing, hotel room location, and other industries with a two-part system incorporating virtual tracking of available resources and... Agent: Continental Airlines, Inc.

20120022900 - Retail establishment excess capacity management and presentation system and method: A method and system of retail establishment excess capacity management and presentation are disclosed. In one embodiment, a computer implemented method includes creating a search result based on criteria of a patron user using a processor. The search result includes an excess capacity across any number of establishments matching the... Agent: Finedinedeal, LLC

20120022903 - System and method for generating artistic event plans: A system and method for planning an artistic event may include receiving artistic requirements data inclusive of physical resources for an artist to perform the art form. A date range may be received for the artistic event to be performed. Geographic information defining a geographic region in which the artistic... Agent:

20120022905 - Performing follow-up actions based on survey results: Systems and methods for prompting follow-up actions in response to a survey. According to some implementations, a computer implemented method includes receiving survey result information that is extracted from an automated survey offered to a survey recipient. The method also includes receiving an indication that one or more follow-up actions... Agent: 3pd, Inc.

20120022906 - System for scheduling classes and managing educational resources: A method is provided for automatically producing a schedule of classes for an educational institution having a plurality of teachers, a plurality of students, and a curriculum. The method preferably includes receiving designations of a plurality of curriculum modules of the curriculum, each curriculum module including educational material, one or... Agent:

20120022904 - Vehicle route selection based on energy usage: Vehicle management systems and associated processes can consider energy consumption when selecting routes for fleet vehicles. Vehicle management systems and associated processes are described that, in certain embodiments, evaluate vehicle energy usage based on factors such as terrain or elevation, vehicle characteristics, driver characteristics, road conditions, traffic, speed limits, stop... Agent: Telogis, Inc.

20120022907 - Social networking in an asset performance management system: Systems and methods are provided that link automation asset analytics with social networking. Automation asset performance is monitored and analyzed in view of one or more asset application models, and asset performance anomalies or inefficiencies are identified. Asset performance management data generated by the analysis is used to search a... Agent: Rockwell Automation Technologies, Inc.

20120022908 - Territory management system and method: An apparatus manages delivery of services by service technicians to a plurality of assets within a plurality of user defined territories. The apparatus includes a service territory selector selecting a plurality of service territories, and a geo-code data retrieval portion configured to retrieve for each of first and second sets... Agent:

20120022909 - Automatic meeting scheduling and available time display: Automatic meeting scheduling may be facilitated without the need to open a calendar application to discuss and discover shared available time. A meeting organizer may send a request to one or more potential meeting participants. Based on responses received from the device of the potential meeting participants, the device of... Agent: Research In Motion Limited

20120022910 - Intelligent management of virtualized resources for cloud database systems: Systems and methods are disclosed to manage resources in a cloud-based computing system by generating a model of a relationship between cloud database resources and an expected profit based on cloud-server system parameters and service level agreements (SLAs) that indicates profits for different system performances, wherein the model comprises a... Agent: Nec Laboratories America, Inc.

20120022911 - Capturing and processing data generated in an erp interim phase: The disclosure provides a system and method for identifying a set of ERP tasks performed by the ERP system when it is functional and for identifying a set of Interim Business Processes (IBPs) associated with ERP tasks. The method includes creating a set of IBP data capture tools Another step... Agent: Accenture Global Services Gmbh

20120022912 - Method and apparatus for supervising integrated trip margin of facilities in industrial plant: Disclosed is a method and an apparatus for supervising the integrated trip margin of an industrial plant facility. The apparatus includes a measurement operation value collection means for collecting a measurement operation value of a facility having a trip setting value inside the industrial plant; a trip margin calculation means... Agent: Bnf Technology Inc.

20120022915 - Method and system for collection and use of wireless application activity information: A method for targeting one or more users. User interaction with a wireless application is monitored. Information based on the user interaction is analyzed. Based on the analysis, one or more customizations of the application are determined in order to target users. The customizations are dynamically applied to the application.... Agent:

20120022913 - Planogram generation for peg and shelf items: In one embodiment of a computer-implemented method, layout data and product data is collected and a planogram development module processes this data to create multiple test planograms for a display space. Multiple potential planograms may be created by placing merchandise in a planogram using one or more optional rules permitting... Agent: Target Brands, Inc.

20120022914 - Web based system for collecting, storing, and distributing customer review/comment information, to aid with more informed decisions at the point of sale or service: Disclosed is a web based system for collecting user and merchant information and making that information available to users and merchants at the point of sale or service to aid in product or service selection. In a specific embodiment, a customer, upon being waited on at a restaurant is presented... Agent:

20120022916 - Digital analytics platform: A digital analytics system includes a client profile database operable to store client profile data for clients. A client identification unit identifies the client profile data corresponding to a first client of the clients. An analytics engine is operable to identify descriptive and predictive analytic solutions corresponding to the client... Agent:

20120022917 - System and method for evaluating a client base: The present disclosure describes novel systems and methods that can be utilized to evaluate and/or direct an interaction with a consumer database and/or evaluate a consumer database, where the consumer database contains information about consumers and particular products and/or services held or used by the consumers. The interactions may be,... Agent: Branch Banking & Trust Company

20120022920 - Eliciting customer preference from purchasing behavior surveys: A method (200) of eliciting customer preference from purchasing behavior surveys clusters (210) survey respondents into two or more clusters according to a data pattern identified in a dataset (330) of responses to survey questions that include a question regarding a product purchasing decision, and questions regarding respondent attributes (such... Agent: Hewlett-packard Development Company, L.p.

20120022918 - Method of conducting a live, real-time interactive reality show for people to seek advice: A live, real-time interactive reality show is provided via multiple concurrent communication channels, including television broadcast, the internet, radio broadcast, cell phone airways, and landline phone lines. There are further included advice seekers and an audience that can utilize computers, televisions, cell phones, radios and landline phone lines to interact... Agent:

20120022919 - Privacy ensured polling: A method for conducting a privacy ensured computerized poll includes, in a computerized anonymizing system (100), receiving a list (404) of invited participants (418) of said computerized poll, said list (404) comprising at least one address (202, 204) for each said participant (418). With said computerized anonymizing system (100), assigning... Agent: Hewlett-packard Development Company, L.p.

20120022921 - Control asset comparative performance analysis system and methodology: A system and method is provided for determining the variability induced on a process output. The method includes the analysis of input variable values to determine the total variability. A series of processes may be analyzed and ranked so that a process owner may gain an understanding of how a... Agent: Hsb Solomon Associates

20120022922 - Method of assessing a parking fee based upon vehicle fuel efficiency: A method for assessing fees for parking is disclosed. The method includes providing a vehicle registration card containing a vehicle make and model and a parking fee collection device. The parking fee collection device has an associated database containing a parking fee charged for each vehicle make and model based... Agent:

20120022923 - Apparatus and methods for enforcing purchase agreements: Systems, apparatus, articles of manufacture and methods are provided for establishing (e.g., online) a buyer price for a first plurality of products. In one embodiment, the buyer price is lower than a retail price of the first plurality of products. A second plurality of products that the buyer has actually... Agent: Walker Digital, LLC

20120022928 - System and method for virtual resource and location-based advertisement: A system and method for virtual resource and location-based advertisement, including obtaining at least one advertisement including an offer including an exchange of virtual resources from at least one advertiser, obtaining at least one advertiser location of the at least one advertiser, receiving a user location and a selected keyword... Agent:

20120022929 - Electronic coupon system: Internet, web-based platform that offers low cost advertising venue for companies and a convenient shopping venue for customers. The system includes storage capacity to store information on purchased and redeemed coupons, and includes logic to analyze the effectiveness of a marketing campaign based on statistical analysis of redeemed coupons relative... Agent:

20120022930 - System and method of a media delivery services platform for targeting consumers in real time: A media targeting system may be configured to coordinate media and manage media conflicts in its delivery to consumers. The media targeting system may in near real-time arbitrate between all offers assigned to a particular consumer or available to the consumer via one or more channels to ensure that a... Agent:

20120022932 - Digital data processing systems and methods for electronic commerce: Disclosed herein are methods and apparatus for electronic commerce. By way of example, in one embodiment such methods and apparatus enable a buyer's digital data processor to make requests to an on-line store to view purchase options for a selected product/service as well as to view benefits for consummating those... Agent: Intellisysgroup, LLC

20120022933 - Method and apparatus for generating a sale offer over an electronic network system: A method and apparatus are provided for generating a sale offer over an electronic network (such as the Internet). The method and apparatus may be used with a commercial sale system designed to increase the revenue income of Web site by offering, at a substantially discounted or virtually free basis,... Agent: Kyklos Entertainment S.r.l.

20120022934 - Method and apparatus for generating a sale offer over an electronic network system: A method and apparatus are provided for generating a sale offer over an electronic network (such as the Internet). The method and apparatus may be used with a commercial sale system designed to increase the revenue income of Web site by offering, at a substantially discounted or virtually free basis,... Agent: Kyklos Entertainment S.r.l.

20120022935 - Method and apparatus for generating a sale offer over an electronic network system: A method and apparatus are provided for generating a sale offer over an electronic network (such as the Internet). The method and apparatus may be used with a commercial sale system designed to increase the revenue income of Web site by offering, at a substantially discounted or virtually free basis,... Agent: Kyklos Entertainment S.r.l.

20120022931 - On-line bulk acquisition of digital products: Techniques and systems for acquisition of digital assets in a bulk fashion are disclosed. In one embodiment, upon accessing an online store, a digital asset and a quantity to be acquired (e.g., purchased) can be identified. In some cases, a discounted cost for acquisition of the quantity of the digital... Agent:

20120022936 - Method of generating and redeeming coupons: A method of generating and redeeming a plurality of coupons includes generating a first coupon, generating a second coupon, distributing the first coupon to the first consumer, and distributing the second coupon to the second consumer. Generating a first coupon includes selecting a first group of offers from a plurality... Agent: Target Brands, Inc.

20120022924 - Method and system for creating a personalized experience with video in connection with a stored value token: A method and system for creating an augmented reality experience with video in connection with a stored value token comprises augmented reality software which can be loaded on a general purpose computer. The augmented reality software may monitor camera signals in order to detect a marker on a stored value... Agent:

20120022925 - Method for broadcasting advertisements on electronic device: A method for broadcasting advertisements is used on an electronic device. The electronic device may download the advertisements from a server of an advertiser. When the electronic device is awaked from a sleep state, the advertisements are broadcasted on a display of the electronic device. After the advertisements are broadcasted,... Agent: Chi Mei Communication Systems, Inc.

20120022926 - Process for increasing visibility of animated advertisements: One embodiment of a process for improving visibility of an animated advertisement by playing the animation from the beginning when the advertisement becomes visible to the viewer. Advertisement animation is replayed by reloading the advertisement media from cache. Loading from the cache happens very quickly and it appears as though... Agent:

20120022937 - Advertisement brand engagement value: The present invention provides techniques associated with online advertisement brand engagement value, which can be of critical importance to brand advertisers. Techniques are also included involving use of brand engagement value across various online and offline advertising media and venues. Techniques are provided in which experiments are conducted, such as... Agent: Yahoo! Inc.

20120022938 - Automated multivariate testing technique for optimized customer outcome: Novel tools and techniques to optimize, from a merchant's perspective, the outcomes of interactions between the merchant and its customers (whether existing, new, or potential customers). In an aspect, certain embodiments allow for multiple variations of options (multivariate or A/B testing) and outcomes which can be statistically applied and then... Agent: Revguard, LLC

20120022939 - Assessing a response model using performance metrics: A computer system determines a response model for a solicited offering based on selected variables that characterize a target population. The response model may be used to identify recipients in the target population to increase the expected probability of the recipients responding. The response model may be formed through an... Agent: Bank Of America Corporation

20120022942 - Internet-based proxy service to modify internet responses: A proxy server receives from a client device a request for a network resource that is hosted at an origin server for a domain. The request is received at the proxy server as a result of a DNS request for the domain resolving to the proxy server. The origin server... Agent:

20120022941 - Ssl https browser: Systems and methods for implementing a web browser which operates to secure all Internet connections of the user using SSL and HTTPS protocols. One implementation is a browser that operates to send all browser navigation commands and send and receive all web traffic through SSL encryption tunnel. In other words,... Agent: Anchorfree, Inc.

20120022940 - System configured to provide a software application to a user computing device, method of providing software application, and method of advertising: In some examples, a method of advertising can include: facilitating providing of a first promotional code to a user, the first promotional code provides at least one privilege to the user; facilitating providing of a first software application to the user; receiving the first promotional code from the first software... Agent: Bet Tracker, LLC

20120022927 - Socially relevant content machine: A content machine generates content for a particular user of a network-based publication system and provides the content to a client machine configured to present the content to the particular user. The content generated by the content machine is generated based on information accessed by the content machine, and the... Agent:

20120022943 - Application purchasing: The present technology provides a purchasing interface within an application that allows users to purchase a product from another source without leaving the application. The application offers a product for purchase, and a user, desiring to purchase the product can provide an input effective to cause a purchasing interface to... Agent: Apple Inc.

20120022944 - System and method of a media delivery services platform for targeting consumers in real time: A media targeting system may be configured to coordinate media and manage media conflicts in its delivery to consumers. The media targeting system may in near real-time arbitrate between all offers assigned to a particular consumer or available to the consumer via one or more channels to ensure that a... Agent:

20120022945 - Systems and methods to identify payment accounts having business spending activities: Systems and methods are provided to generate tools to evaluate the probability of an account being actually used by a business rather than an individual. In one aspect, a computing apparatus includes: a data warehouse configured to store transaction data of accounts issued by a plurality of issuers; and at... Agent: Visa International Service Association

20120022946 - Hierarchical user interface of a computing device for determining interest level of a user in categories of advertisement: A hierarchical user interface for determining a user's interest level in categories of advertisements is disclosed. Multiple user selectable icons may be displayed in association with each category of advertisements. An icon is selected and is associated with a user adjustable visual sign indicating the user's interest level in a... Agent:

20120022947 - Advertisement generating system: An advertisement generating system comprises a database of advertisement templates and a controller operable to: a. access the database to correlate product related data with the advertisement template to selectively retrieve one or more advertisement templates associated with the product, b. output at least partially completed advertisement. The advertisement generating... Agent: Illinois Tool Works Inc.

20120022948 - Advertising framework for wireless networks: Discovery of services between devices is provided prior to establishing a connection between devices, including wireless-enabled devices or devices that are communicatively coupled to wireless access points or other wireless communication devices. Discovering services prior to establishing a connection may facilitate finding a desired service. The services that may be... Agent: Microsoft Corporation

20120022949 - System and method for formulating a life plan: A method for formulating a life plan, the method steps including a user estimating how many years he or she has left before they believe they will become inactive; the user identifying desirable activities and goal; the user prioritizing desirable activities and consolidated goals in one-on-one comparisons; the computer ranking... Agent:

20120022950 - Systems and methods for targeted advertising in voicemail to text systems: Systems and methods are provided for a voice message to text system supporting targeted advertisements. Voice messages received from users are converted to raw text messages that are normalized to insert proper punctuation and extract entity information. The normalized text and entity information are processed to extract concepts, such as... Agent: At&t Intellectual Property I, L.p.

20120022951 - Dynamic interaction mapping for online advertizing: A method and system for dynamic interaction mapping for online advertizing is disclosed in one embodiment. Metric information relating to interaction with a creative is received from a number of user computer from across the Internet. The metric information is correlated to playback time of the creative and position of... Agent: Eyewonder

20120022954 - Cloud based media player and offline media access: According to one general aspect, a method for playing, in an offline mode, a media file may include receiving, by a web browser operating in an online mode and from a content server, a media file and at least one advertisement associated with the media file. The method may further... Agent: Google Inc.

20120022953 - Method for displaying advertisement on electronic apparatus: A method for displaying an advertisement on an electronic apparatus is provided. When the electronic apparatus is ready to enter a specific status, an electronic ink (E-ink) display of the electronic apparatus displays an advertisement. The specific status can be a turn-off mode or a power-saving mode. When the electronic... Agent: Wistron Corporation

20120022952 - Using linear and log-linear model combinations for estimating probabilities of events: A method for combining multiple probability of click models in an online advertising system into a combined predictive model, the method commencing by receiving a feature set slice (e.g. corresponding to demographics or taxonomies or clusters), and using the sliced data for training multiple slice-wise predictive models. The trained slice-wise... Agent:

20120022955 - System and method for processing donations of stored value accounts: A system for processing donations of stored value accounts includes a user interface configured to receive a first account identifier, a first issuer identifier, and a first donee identifier; and a donation processor configured to process the first account identifier, the first issuer identifier, and the first donee identifier and... Agent:

20120022956 - System and method for providing receipts, advertising, promotion, loyalty programs, and contests to a consumer via an application-specific user interface on a personal communication device: Systems and methods for performing a consumer advertising transaction at a retail device are disclosed. According to one system and method, an identifier associated with the retail device is provided to a personal communication device. An application-specific user interface specific to the retail device is associated based on the identifier.... Agent:

20120022957 - System and method of managing contactless payment transactions using a mobile communication device as a stored value device: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The... Agent: Macronix International Co., Ltd.

20120022958 - Biotransaction systems and methods: A biotransaction system. In an example embodiment, the biotransaction system includes a bio scanner that provides a first signal as output; a first device at a first location; and machine-readable instructions adapted to trigger transfer of data from a second location to a third location in response to receipt of... Agent:

20120022960 - Community management for electronic business to business transactions: Systems, methods, and devices are described for the automated, community-based exchange of procurement documents. In some of embodiments, there may be different sets of rules for each of a number of different communities of trading partners. Each set of rules may be made up of rules data for the automated... Agent: Amalto Technologies Corp.

20120022961 - Community management for electronic business to business transactions: Systems, methods, and devices are described for the automated, community-based exchange of procurement documents. In some of embodiments, there may be different sets of rules for each of a number of different communities of trading partners. Each set of rules may be made up of rules data for the automated... Agent: Amalto Technologies Corp.

20120022962 - Ecommerce marketplace integration techniques: Various technologies and techniques are disclosed for integrating ecommerce marketplaces. An ecommerce integration framework has definitions for common data entities that are commonly used by multiple ecommerce marketplaces for listing items. Definitions for common operations that can manipulate the common data entities are provided. An application programming interface is provided... Agent: Microsoft Corporation

20120022959 - Event-relevant content machine: A content machine generates content for a particular user of a network-based publication system and provides the content to a client machine configured to present the content to the particular user. The content generated by the content machine is generated based on information accessed by the content machine, and the... Agent:

20120022963 - Buyer/supplier network that aids supplier enablement through collaboration between buyers and suppliers: Embodiments of methods, systems and apparatus for a buyer/supplier network aiding supplier enablement through creation of a requisition between a buyer and a supplier are disclosed. One method includes receiving, by the buyer/supplier network, a collaboration request for information about a good or service being purchased by a buyer. At... Agent: Ariba, Inc.

20120022964 - Method and apparatus for creating contextualized auction feeds: A method and apparatus is disclosed herein for generating contextualized live auction feeds. The method of generating contextualized live auction feeds comprises receiving context data from a user. The method further comprises utilizing the context data received from the user to search auctions. The method, in one embodiment, includes generating... Agent: Moreover Acquisition Corporation

20120022965 - Geolocation based bidding system, method and apparatus: A system, methods, and apparatus for geolocation based bidding are disclosed. In an example embodiment, sales data regarding geolocation availability information and item and/or service information is stored. A consumer may provide a request for a response by inputting machine readable data including an identifier into a mobile device, and... Agent:

20120022970 - Deal matching system: A multiple criteria buying and selling system and method is provided. A seller initially establishes a deal structure for a product, which provides seller defined selling criteria information relating to the purchasing of the product, such as volume per unit price, quality, delivery time and warranty information. A buyer will... Agent:

20120022969 - Related party payment system: Systems and methods are disclosed herein which that enable a first party, such as a child, to selected one or more items offered by an online retailer and to send a request to a second party, such as a parent or guardian, to request that the second party purchase the... Agent: Billmyparents, Inc.

20120022968 - Using a first network to control access to a second network: A wireless communication device is configured to be able to communicate via both a first access point and a second access point for using the first access point to obtain validation credentials in order to permit use of the second access point to access a network. The wireless communication device... Agent:

20120022971 - secure electronic financial funds transfer arrangement: A secure electronic financial funds transfer arrangement including: a funds provider entity who issue a voucher to a customer after registration; a customer seeking to purchase goods and services from a merchant utilising electronic means, or other means intending delivery of valuable goods to the registered address; a verification means... Agent:

20120022966 - Method and system for providing a custom biopolymer to a customer: The present invention relates to a method and a system for providing a customer biopolymer to a customer. The sequence of a customer biopolymer is transferred to a production control system of a biopolymer service provider, synthesized on a production machine of the service provider and delivered to the customer,... Agent: Life Technologies Corporation

20120022972 - Online system, method and computer program product for vendors to share product and/or service pricebooks with retailers: A system, method and computer program product for vendors and retailers to share product or service pricebooks, including a server configured to receive a pricebook from a vendor computer, the pricebook specifying products or services offered by the vendor; the server configured to authorize a connection request between the vendor... Agent:

20120022967 - Mixed source media playback: Playlists having media items from more than one source are described. Media items in a first library are mapped to media items from an online media item store. Media items within the playlist that can be found in the first library will be played from the first library, while media... Agent: Apple Inc.

20120022975 - Digital asset distribution system: Digital asset distribution systems and methods are provided. The method may include receiving a digital asset and associated permissions from each of a plurality of publishers, and hosting the digital assets received from each publisher on a digital asset server system. The method may further include receiving a request from... Agent:

20120022976 - Method for creating and maintaining worldwide e-commerce: A virtual network resource infrastructure for hosting and managing a plurality of e-malls and each e-mall uses the virtual network resource infrastructure for offering e-commerce solution and the hosting of: e-shops, e-distributors and web sites. Also, on-line foreign language interface translation and interface exchange. Further having satellite e-malls with e-services... Agent: Unoweb Inc.

20120022974 - Multi-user works-of-art registry management: In one embodiment, a registry of works of fine art is managed by a system having a computer communicatively connected to the Internet and to a database that stores the registry. The works of art may include numbered limited-edition prints and original one-off works. Management of the registry includes reading,... Agent:

20120022977 - Secure pre-loaded drive management at kiosk: Methods, systems, and apparatus for digital content management and distribution are provided. In an example, a method of protecting digital content at a kiosk is provided. The method includes providing a plurality of memory devices, the plurality of memory devices having pre-loaded content thereon. A selection is received from a... Agent: Cram Worldwide, LLC

20120022973 - Trusted internal interface: An interface and device architecture for a payment device. An interface between a payment application installed in a payment device and one or more value-add applications (such as loyalty programs, transit applications, etc.) that are also installed in the payment device. The API or interface design permits communications and data... Agent:

20120022979 - Dynamic comparison text functionality: A system is provided comprising a plurality of listings, a plurality of labels associated with at least some of the listings. Additionally, a plurality of form inputs are provided, each associated with one of the labels, wherein selection of a form input causes a transition of the associated label from... Agent:

20120022978 - Online clothing shopping using 3d image of shopper: A shopper inputs a 3D image of himself to a computer which normalizes the image to a standard. The shopper can select an article of clothing from a web site and the image of the article is normalized to the shopper's image using the same normalization standard and superimposed onto... Agent:

20120022982 - Administering contracts over data network: A method for administering performance of a contract over a data network includes storing a lien waiver and receiving an application for payment over the data network from a contract participant based on performance under the contract. The stored lien waiver is retrieved and sent to the participant via the... Agent: Hart Business Solutions, LLC.

20120022981 - Creation, redemption, and accounting in a virtual currency system: A virtual currency system keeps track of virtual credits, which can be owned, transferred, purchased, and sold by participants in a virtual economy. Each virtual credit has an internal value and an external value, which define, respectively, the exchange rates for creating and redeeming the virtual credits. Upon creation of... Agent:

20120022980 - System and method for managing postal accounting data using transient data collectors: Methods and systems using a single centralized database to manage postal accounting data are provided. The central database may interface with remote postal meters by way of one or more transient data collectors, which cache data from associated meters and transmit the data to the central database. The data collectors... Agent: Neopost Technologies

20120022984 - Tool for calculating tax credit amount and eligibility: An online web-based software application is disclosed to calculate the exact amount of tax credit that a business may receive under the Small Business Tax Credit under Section 45R of the Internal Revenue Code, Title 26 of the United States Code, based on the state each employee works and health... Agent:

20120022983 - Web based tax preparation: A web based tax preparation system may enable communication between an individual and a tax preparer by way of a kiosk or personal computer. The individual scans tax documents and checks the clarity of the scanned tax documents. Thereafter, the scanned and checked tax documents are transmitted to a tax... Agent:

20120022985 - Lens treatment management system: A lens processing management system (1) includes: a processing device (20) which processes lenses; a data supply device (10) which can supply design data to the processing device; and a control means (24) which limits the processing of lenses using the design data in the processing device.... Agent: Essilor International (compagnie Gengrale D'optique)

20120022986 - Network usage collection system: A system includes a first database to associate a sub-interface identifier with customer information, a second database to store a history of customer usage records, and a first device. The first device may receive information from a routing device, where the information includes the sub-interface identifier for a sub-interface of... Agent: Verizon Patent And Licensing Inc.

20120022988 - Method and system for creating and trading derivative investment instruments based on an index of collateralized options: where Mt is a value of a LIBOR component of the portfolio at the close of date t, Nlast is a number of put options sold at a last roll date, and Pt is a price of the underlying option portfolio based on arithmetic averages of the last bid and... Agent: Chicago Board Options Exchange, Incorporated

20120022989 - Method and system for identifying potential parties for a trade of one or more securities: Methods and corresponding system and non-transitory computer readable media are provide that allow the system to determine a sentiment of one or more potential buyers with regard to one or more securities, identify a primary issuer for a trade of the one or more securities based on the sentiment of... Agent: Rodman & Renshaw, LLC

20120022987 - Personal data aggregation, integration and access: A data storage archive is provided for storing personal information and other data from a variety of disparate information sources. The information stored may be later electronically accessed and retrieved by users without requiring the users to carry physical documentation having the information stored thereon. The information may be stored... Agent: Bank Of America

20120022990 - Systems and methods of credit information reporting: The present invention generally relates to monitoring and advising consumers of their outstanding credit balance by category of debt (i.e. including, but not limited to, the category of all credit cards, all real estate loans, all automotive loans, all revolving credit loans, etc.) and all minimum payments due by category... Agent: Consumerinfo.com, Inc.

20120023036 - Methods and systems regarding volatility risk premium index: An exemplary aspect comprises receiving data related to an underlying asset; calculating values corresponding to near-term implied volatility and realized volatility for the underlying asset; and transmitting data sufficient to describe an index based on a difference between the values corresponding to the near-term implied volatility and the realized volatility... Agent:

20120023038 - System and method for dynamic path- and state-dependent stochastic control allocation: The invention includes a system and process that employs contractual bargaining with agent-based computational methods for the dynamic allocation, optimization, and pricing of contingent rights and obligations between multiple counterparties with overlapping interests. The processes employ a dynamic and endogenous hierarchy or tiering of binding incentive compatible contingent strategies, which... Agent:

20120023035 - System, method, and program product for managing a collective investment vehicle including a true-up operation: A method, system and program product for managing redemptions for a collective investment vehicle, the method comprising: performing a creation event; calculating and disseminating automatically an intraday indicative value (IIV); performing a redemption event, comprising: receiving, a request to redeem shares of the collective investment vehicle for a given MP,... Agent: D12 Ventures, LLC

20120023037 - Systems and methods for facilitating aggregation of social credits: Various embodiments are directed to systems and methods for facilitating the aggregation of carbon reduction credits resulting from finance loans financing the purchase of energy technology. For example, a credit aggregator may receive from a finance institution estimate parameters describing a loan type. The credit aggregator may calculate a value... Agent: Micro Energy Credits, Corp.

20120023040 - Method and system for real-time equity risk premium: A process and integrated system for estimating a customized, ex-ante equity risk premium in real time or as of a user-specified historical date. A related database retrieves and processes selected market data and applies the method to determine the ex-ante ERP estimate. Modified versions of the method and system provide... Agent: Grant Thornton LLP

20120023039 - System and method for tax-advantaged financing of residential renewable energy equipment: A method and system are disclosed for tax-advantaged financing of renewable energy consumer premises equipment (CPE) for installation and operation on a residential premises of a residential consumer. The method comprises (a) agreeing to supply power generated by the renewable energy CPE to the residential premises of the residential consumer... Agent: Clean Power Finance, Inc.

20120022993 - Automated trading system in an electronic trading exchange: An electronic exchange system network includes a trader site having an automated trading system capable of submitting orders to an exchange site. The automated trading system determines whether an order should be submitted based on, for example, the current market price of an option and theoretical buy and sell prices.... Agent:

20120022991 - Consolidated price level expansion: Certain embodiments provide consolidated price level expansion. Data associated with the individual price levels represented by a consolidated price level is expanded and provided through an expanded consolidated price level interface. In certain embodiments, the expanded consolidated price level interface includes a pop-up interface. In certain embodiments, the expanded consolidated... Agent: Trading Technologies International, Inc.

20120022995 - Digital options having demand-based, adjustable returns, and trading exchange therefor: Methods and systems for conducting demand-based trading are described. In one embodiment, states are established, each state corresponding to at least one possible outcome of an event of economic significance. An investment amount may be determined as a function of a selected outcome, a desired payout, and a total amount... Agent:

20120022994 - Large block trading system with trading controls for aggressive pricing: A system and method for trading large blocks of securities with controls for limiting trading under conditions of aggressive pricing are described The system and method are preferably used by a buyer or seller in the electronic trading of securities in dark pools, e.g., and ATS or ECN, that include... Agent: Level Ats

20120022997 - Method and system for facilitating securities placements: Methods and corresponding systems and non-transitory computer readable media for facilitating securities placements are provided that allow users of the system to identify a plurality of investors having interests that correspond to an investment project and communicate to one or more investors at least one message that includes non-confidential, basic... Agent: Rodman & Renshaw, LLC

20120022996 - Method and system for identifying primary issuers with ability to sell primary securities: Methods and corresponding system and non-transitory computer readable media are provide that allow a user of the system to identify primary issuers authorized legally to sell primary securities, from a database that includes a plurality of potential parties, for a trade in one or more securities. The legal authority to... Agent: Rodman & Renshaw, LLC

20120022992 - Method for computerized wagering: A method for networked exchange comprises 8 steps. Those steps are (1) specifying a mode of operations for an exchange; (2) identifying a commodity for the exchange; (3) listing information about the commodity; (4) accessing of the listing by a potential purchaser; (5) accessing the network-based exchange by the potential... Agent: Asoid Net Work Facility, LLC

20120023004 - Method for settling commodity trades: A third party scheduling company receives future commodity transaction data from subscriber companies and identifies transactions which are circular in nature (i.e. a series of transactions which begins and ends with the same company). The scheduling company notifies the subscriber companies when a circular transaction exists to allow these companies... Agent:

20120023005 - Securitization of a commercial transaction: A method and apparatus for generating a tradable security includes confirming a vendor's compliance with predefined terms of a commercial transaction, such that a buyer is obligated to make a due payment. The method and apparatus further includes electronically rating a financial commitment relating to a receivable account for the... Agent: Tradecard, Inc.

20120023001 - Solid phase biomass carbon storage (spbcs): A computerized method of using a data processor having a memory to account for carbon flows and determine a regulatory value for a biofuel includes (i) storing, in memory, a first set of one or more carbon flow values characterizing the production and use of a biofuel, wherein the biofuel... Agent:

20120022998 - System and method for managing trading orders with decaying reserves: A system comprises a memory operable to store a trading order for a particular quantity of a trading product, wherein a first portion of the particular quantity is a displayed quantity and a second portion of the particular quantity is a reserved quantity. The system further comprises a processor communicatively... Agent:

20120022999 - System and method for providing latency protection for trading orders: A system for managing trading orders comprises a memory operable to store an order associated with a first price. The system further comprises a processor communicatively coupled to the memory and operable to identify a latency value. The processor is further operable to receive a counterorder and to identify a... Agent:

20120023003 - System and method of implementing massive early terminations of long term financial contracts: A method of and system for terminating or assigning outstanding OTC derivative transactions between a plurality of financial institutions (banks). The system comprises: a processing station arranged to receive transaction data describing a plurality of transactions from a plurality of banks via the Internet. The processing station comprises: a linking... Agent: Trioptima Ab

20120023002 - System and method of implementing massive early terminatons of long term financial contracts: A method of and system for terminating or assigning outstanding OTC derivative transactions between a plurality of financial institutions (banks). The system comprises: a processing station arranged to receive transaction data describing a plurality of transactions from a plurality of banks via the Internet. The processing station comprises: a linking... Agent: Trioptima Ab

20120023000 - Whole crop biofuel production (wcbp): A computerized method of using a data processor having a memory to account for carbon flows and determine a regulatory value for a biofuel can include (i) storing, in memory, a first set of one or more carbon flow values characterizing the production and use of a biofuel derived from... Agent:

20120023006 - Credit risk mining: Systems and techniques for developing and implementing a credit risk model using various sources of data, including price data, financial accounting ratios, ESG (Environmental, Social and Governance) data, and textual data are disclosed. Each source of data provides unique and distinct information about the health of an entity, such as... Agent:

20120023007 - System and method for consolidation of commercial and professional underwriting: The invention provides an automated financial information management and processing system. The invention allows for the consolidation of commercial lending, commercial real estate lending, personal financial underwriting, risk assessment and decisioning into a single platform. The invention allows for the integration personal and corporate financial information for lending decisioning.... Agent:

20120023014 - Method and apparatus for increasing charitable donations by providing instantaneous donor recognition: Charitable donations are increased by automatically providing immediate on-line recognition of on-line donors. A list of donors is maintained on a Web page acknowledging the on-line contributions. Donor names on the list can be links to additional information about the donation or the donor. Information about donor and donation is... Agent: Collegenet, Inc

20120023008 - N to n money transfers: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different... Agent: The Western Union Company

20120023013 - Nonprofit organization residual merchant account contribution system and method: A system and method whereby certain nonprofit entities and/or their business contributors may recover portions of certain fees currently being paid in the normal and regular in their course of doing business. These recovered fees may then be used as essentially automatic contributions to qualified IRS 501(c)(3) organizations, or public... Agent:

20120023011 - Plug-in system and method for consumer credit acquisition online: An apparatus, system, and method to provide substantially in real time personalized and/or customized consumer credit from a Credit Provider into substantially any shopping basket or facility on the Internet or on a mobile network. In one embodiment, a consumer credit plug-in is provided to facilitate consumer credit provision to... Agent: Quickbridge (uk) Limited

20120023010 - System and method for encouraging deposit account balance stability: Systems and methods are provided for encouraging for deposit account stability. The systems and methods may include defining rules relating to a defined account balance incentive band for a given deposit account, monitoring and store balance information in the at least one storage device, determining whether the stored balance information... Agent: The Bank Of New York Mellon

20120023012 - System and method for registering an edi participant identifier and managing edi trading partners: An EDI (Electronic Data Interchange) participant registry system provides a database connected to a computer network which permits access to an authoritative repository of records relating to the EDI communication. Participant may subscribe to publish their EDI related information's to existing or potential trading partners. The system provides participant with... Agent:

20120023009 - Systems and methods for processing card fulfillment requests: Systems and methods for processing card fulfillment requests are provided. A card fulfillment request associated with a financial institution and including information associated with an account at the financial institution may be received, and an account identifier for the account may be identified. Information associated with one or more instant... Agent: Fiserv, Inc.

20120023015 - Consolidated payment and bank error correction: Improved techniques are disclosed for payment of accrued moneys via a third party intermediary. In one embodiment, a consolidated royalty can be provided for online sales of digital assets of a digital asset provider. Since the online sales can be from various different countries, the online sales can be in... Agent:

20120023016 - System and method for prioritizing processing of payment instructions: A prioritizing system and method are disclosed for prioritizing processing of payment instructions through a payment instruction processing system of a business entity. The method includes identifying a first set of rules determining a prioritization among a set of payment instructions. These include payment instructions related to payments from nostro... Agent: Accenture Global Services Gmbh

20120023018 - Automated banking machine: An automated banking machine (10) operates responsive to data read from data bearing records to cause financial transfers. The machine includes a user interface (12) including an opening (20). Users of the machine deliver individual sheets and stacks of sheets to and from the machine through the opening. Stacks of... Agent: Diebold, Incorporated

20120023019 - Automatic settlement of user account from a remote kiosk: A transaction kiosk collects cash from a user and then electronically negotiates with the user's creditor to settle a balance on an account with the creditor. The bank recognizes the cash deposited in the transaction kiosk by the user as security for the settlement amount. The cash deposited in the... Agent: Tio Networks Corporation

20120023017 - Intelligent atm check image deposit engine: Systems and methods for recognizing a check deposit received in a self-service financial transaction device are described. A check is received from a customer associated with an entity for deposit into an account of the entity. Upon determining a that an amount of the check received for deposit cannot be... Agent: Bank Of America Corporation

20120023020 - Systems and methods of introducing and receiving information across a computer network: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored... Agent: The Western Union Company

20120023021 - Systems and methods of introducing and receiving information across a computer network: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored... Agent: The Western Union Company

20120023022 - Card-present security system: A method, system and apparatus for authenticating the validity of a transaction. The method includes the steps of receiving data identifying a means for carrying out the financial transaction; receiving data identifying a mobile network segment for routing communications via a mobile communication device associated with a user requesting the... Agent:

20120023023 - Methods, systems, and products for providing electronic media: Methods, systems, and products are disclosed for providing electronic media to a customer. One method prompts a customer to license a right to electronic media. If the customer agrees to license the right, then the license is electronically stored on behalf of the customer. The licensed electronic media is communicated... Agent: At&t Intellectual Property I, L.p.

20120023024 - Programmable card: Embodiments of the invention are directed to programming a payment device that can be in the same form factor as a typical credit or debit card and which can be programmed and reprogrammed with various payment profiles. The payment device is interfaced with a mobile device, such as through insertion... Agent:

20120023026 - Mobile wallet and digital payment: The claimed subject matter provides a system and/or a method that facilitates securing a wireless digital transaction. A terminal component can receive a portion of data related to a payment for at least one of a good or a service. A mobile device can include at least one mobile payment... Agent: Microsoft Corporation

20120023025 - Secure donation system and its method: A secure donation system is connectible to information processing device of donor, donee, and specific store via network. The system includes: a database for storing donation intention data of donor, requirement data of donee, and merchandise and/or service transaction data of specific store; a resource allocation module for generating donee... Agent: National Taiwan University

20120023027 - Automated method and system for print head warranty verification: According to aspects of the embodiments, there is provided methods and systems for handling warranty services in a printing environment through use of an automatic process that writes all necessary warranty claim data into a log that be sent to a warranty service provider for print head replacement. The invention,... Agent: Xerox Corporation

20120023028 - Assisted service terminal: An assisted service terminal is described. The terminal comprises a currency dispenser; and an operator computer coupled to the currency dispenser. The operator computer includes: (i) an agent arranged to communicate status information to a remote management system, and (ii) a dashboard application. The dashboard application is arranged to (a)... Agent:

20120023029 - Method to capture direct patent infringement by indirect infringement acts: The present invention generally relates to claims and methods of drafting patent claims that can be directly infringed by affirmative contributory or inducement acts.... Agent:

20120023030 - Apparatus, system, and method for social network job applications: An apparatus, system, and method are disclosed for social network job applications. A method for submitting a job includes receiving details for a job posting from a job poster and the job posting corresponds to an employment position. The method includes providing the job posting for viewing on a job... Agent:

20120023031 - Business matching system and methods thereof for the creative arts industries: Embodiments of the present invention are generally related to a business matching system and methods thereof. More specifically, embodiments of the present invention relate to a network-based system for matching a candidate with an open position of an employer within a predetermined creative arts industry and methods of utilizing and... Agent:

20120023032 - Resource allocation and sharing for direct-shipping: A system and method of providing package shipment by a package shipper including providing options for a shipment route, including at least one portion of the shipment route being air cargo, is disclosed, which may comprise receiving, via a communications network, from a package shipping customer, input including at least... Agent: First Global Xpress, LLC

20120023033 - Transport information system: A transport information system provides information and communications to enable the self-directed coordination of multiple vehicles engaged in a transportation service primarily targeted at passengers. The system provides the driver of each vehicle with information comprising a choice of routes or trips requiring service, each with a corresponding fee to... Agent:

20120023034 - Store mapping system and method for locating merchandise in a store: A system and method for locating merchandise in a store having a plurality of products, such as grocery stores and the like. Each product in the store is assigned identifying information, including a location indicator, position indicator and shelf zone indicator, that is associated with the store layout and which... Agent:

20120016682 - Approver identification using multiple hierarchical role structures: Systems and methods for automating and increasing the efficiency of business processes using multiple hierarchical role structures. In one embodiment, a method comprises defining two or more hierarchies, defining an approver for a business process where the approver is associated with at least a first role in a first one... Agent:

20120016683 - Automated execution of business processes using reverse nesting: Systems and methods for providing interaction of multiple business process events by nesting the information from prerequisite events into a business process that is dependent on those processes to transact. In one embodiment, a business process comprises a first event that is launched by users, completed events or application calls... Agent:

20120016681 - System, method and computer program product for analyzing monitored usage of a resource: In accordance with embodiments, there are provided mechanisms and methods for analyzing monitored usage of a resource. These mechanisms and methods for analyzing monitored usage of a resource can enable optimized resource utilization, increased revenue, improved customer satisfaction, more efficient resource allocation, etc.... Agent: Salesforce.com, Inc.

20120016691 - Automated patient care resource allocation and scheduling: An automated patient care resource allocation and medical workflow system includes an agent with a memory in communication with a processor. The memory includes program instructions for execution by the processor to determine a need for a medical resource by a patient, determine a location and availability of the medical... Agent:

20120016685 - Blood management for outpatient procedures: Methods, systems, and computer storage media are provided for enabling management of a patient's blood when the patient has a scheduled elective procedure. Blood test results are received for the patient and are recorded in the patient's electronic medical record (EMR). It is determined that the elective procedure is associated... Agent: Cerner Innovation, Inc.

20120016686 - Inpatient blood management: Methods, systems, and computer storage media are provided for enabling management of a patient's blood when the patient has been admitted to a healthcare facility but does not have a scheduled procedure. A patient who is admitted to the healthcare facility is identified and based on the patient's red blood... Agent: Cerner Innovation, Inc.

20120016687 - Method and apparatus for quality control of electronic prescriptions: Apparatuses, methods, and computer readable medium for quality control checking of electronic prescriptions. The method including receiving an electronic prescription; determining whether or not the electronic prescription meets a quality standard for each of a plurality of quality issues and marking a scorecard to indicate whether or not the electronic... Agent: Surescripts

20120016688 - Method and apparatus for routing a patient to a health care provider and location: A method and apparatus for identifying the best provider and location to treat a patient using standard billing and other practice management system (“PMS”) data, combined with provider, location and patient type preferences, so that exactly those patients matching said preferences will be contacted and invited to make an appointment.... Agent: Brevium, Inc.

20120016684 - Public health care, method and system: An embodiment of the invention offers no medical bill public health care to provide transparency of pricing and minimal prime cost of accounting by compensating in bulk a budget or an appropriate part of the budget of a medical organization by a medical bank which expenses are compensated by retailing... Agent:

20120016690 - Treatment related quantitative decision engine: A system and method, for use with a computer system, generate a report to help decide among a plurality of treatment options for a patient with a given medical condition. To that end, the system and method receive patient information related to the patient and the medical condition, and query... Agent: Navya Network Inc.

20120016689 - Wage index navigator system: A healthcare wage index reporting method and system providing questions and tasks to collect information for filling out a wage index and occupational mix report; receiving responses; processing the responses to complete the report; checking the responses to detect errors; generating error notices; tracking progress; and generating a completed report... Agent:

20120016694 - Methods and systems for providing vehicle insurance: According to certain embodiments of the present invention, a method is provided to determine (at a server) an initial first insurance rate for Provider A and a first insurance rate for Provider B. Both the initial first insurance rate for Provider A and the first insurance rate for Provider B... Agent:

20120016695 - System and method for an automated validation system: System and method are disclosed herein for an automated validation system for validating whether a property of a policyholder receiving at least one insurance benefit is currently receiving remote monitoring services, as claimed by the policyholder. The system comprises an application server, a trusted third party server, and a business... Agent: Hartford Fire Insurance Company

20120016692 - System and method for analyzing existing and potential life insurance coverage: A method, system, and computer program product for providing an analysis of potential life insurance coverage, includes receiving information regarding a current life insurance policy from a user. User information, such as demographic information and a health status are received. At least part of the user information is transmitted to... Agent:

20120016693 - Systems and methods for collecting insurance-related data: Systems and methods are disclosed herein for collecting and processing auto insurance claim-related data. Initial data is collected from a customer or a third party appraiser via a user interface. The initial data is used to retrieve relevant compliance guideline and policy information, which is used to modify and/or populate... Agent:

20120016697 - Configuration and incentive in event management environment providing an automated segmentation of consideration: This disclosure relates to configuration and incentive management in an event management environment providing an automated segmentation of consideration. The method may include incentivizing a set of users to promote a reservation of a ticket associated with an event on a event management server. The method may also include publishing... Agent:

20120016696 - Home-based money transaction method: A home-based money transaction method includes steps of asking money transaction by a consumer by inputting a money transaction request to a transaction device, which is located in the customer's address, validating the money transaction request by a sale server, approving the money transaction request by a money transaction entity... Agent:

20120016700 - Method and system for conference room scheduling: A method for conference room scheduling includes detecting a user in a first location, obtaining reservation information associated with the first location, determining based on the reservation information whether the first location is reserved and notifying the user whether the first location is reserved.... Agent: Cisco Technology, Inc.

20120016698 - Systems and methods for allocating inventory: Computer-implemented systems and methods provide use an allocation process for allocating inventory items based on categories and attributes associated with the inventory items. The systems and methods allocate the inventory in accordance with a predefined hierarchy of the categories and attributes so as to effectively balance current reservations while accounting... Agent: Agilysys Nv, LLC

20120016699 - Systems and methods for inventory management: Computer-implemented systems and methods provide for attribute-based inventory management. In the attribute-based inventory management, any one or more discrete attributes of an inventory item can be used to manage the inventory item. Management of the inventory item includes, for example, identifying the availability of the inventory item and identifying a... Agent: Agilysys Nv, LLC

20120016704 - Automated execution of business processes using dual element events: Systems and methods for providing interaction of multiple business process events by using management and transactional events, where the management event accepts initial transaction information, maintains state information, and initiates one or more of the transactional events. One of the transactional events receives initial transactional information and state information from... Agent:

20120016706 - Automatic selection of agent-based or agentless monitoring: Presented is a method and system for automatically selecting agent-based or agentless monitoring using a configuration management database (CMDB). The method includes determining whether a system is business critical or business non-critical, selecting agent-based monitoring if the system is business critical and selecting agentless monitoring if the system is business... Agent:

20120016702 - Configuration management for a fleet of equipment units: A method for configuration management of a fleet of deployed equipment units, each unit being provided with an on-board data processing module and a data storage module in a local service platform system being communicatively coupled to a central service platform system, comprising the steps of: generating, in a local... Agent: Bae Systems Bofors Ab

20120016701 - Intelligent timesheet assistance: A timesheet assistant mines development items in a repository of a computer to form identified development items. Development context information and effort indicators, associated with the identified development items, are extracted. Statistical analysis is applied to tasks of the identified development items using the effort indicators. Efforts expended on the... Agent: International Business Machines Corporation

20120016705 - Method and apparatus for supporting a computer-based product: A technique includes providing a cost model to predict a total cost for supporting a computer-based product system. The cost model predicts preventive, reactive and deferred components of the total cost. The technique includes determining features of the support and computer-based product system based at least in part on the... Agent:

20120016703 - Organization health analysis using real-time communications monitoring: The present invention provides a communication monitoring and analysis method and system. More specifically, the present invention provides a method for determining the health and overall satisfaction of employees in an organization. The determination may be made by monitoring communications generated by employees for their tone and other parameters related... Agent: Avaya Inc.

20120016707 - System and method for supplier and customer management of technical and regulatory requirements in procurement standards: A system and method is provided for automated supplier and customer management of technical information and regulatory requirements in a supply chain where materials must meet high standards of health, safety, and performance, including in procurement of food product, food ingredient and food packaging as well as in the manufacture... Agent: Decernis, LLC

20120016708 - Dynamic management of invitations to a meeting utilizing a cascaded tier of potential invitees: A computer implemented method dynamically manages invitations to a meeting. A first tier of potential invitees to a meeting and a second tier of potential invitees to the meeting are defined. Members of the second tier of potential invitees have been predetermined to have a lower need to attend the... Agent: International Business Machines Corporation

20120016709 - Enhanced postal data modeling framework: An enhanced postal data modeling framework, in which postal data which describes characteristics of a mail sortation process is accessed, and the postal data is mapped to production management data which describes characteristics of a model production management process in an initial state and which is capable of being processed... Agent: Accenture Global Services Limited

20120016710 - Simulating supply and demand realization in workforce plan evaluation: A method of workforce plan evaluation includes receiving (110) a resource data (440) that includes data relating to employee resources, and data relating to a set of opportunities representing demand for employee resources; and receiving a workforce plan (450) associated with the resource data. A realization model configured to simulate... Agent:

20120016711 - System and method for generating forecasts and analysis of contact center behavior for planning purposes: A method of predicting expected performance of a processing center system is provided. The method includes receiving performance information from a performance monitoring system associated with the processing center system. A computer model of the processing center system is developed based on the performance information. The method further includes generating... Agent: Bay Bridge Decision Technologies, Inc.

20120016712 - System and method for generating forecasts and analysis of contact center behavior for planning purposes: A method of predicting expected performance of a processing center system is provided. The method includes receiving performance information from a performance monitoring system associated with the processing center system. A computer model of the processing center system is developed based on the performance information. The method further includes generating... Agent: Bay Bridge Decision Technologies, Inc.

20120016713 - Information technology system change planning: Systems and methods for information technology system change planning are described. In an information technology system change planning method in accordance with an embodiment, a change request is received on a network server (310). Domain objects and dependencies among domain objects are identified to form a model (320). Refinable tasks,... Agent:

20120016714 - System and method for collaborative management of enterprise risk: A method and system for collaboratively managing risk is presented. In one embodiment the method comprises analyzing a node in a risk network when an output of said node violates a control limit, identifying a cause of said violation of said control limit, creating a mitigation action in response to... Agent: International Business Machines Corporation

20120016716 - Joint multi-channel configuration optimization for retail industry: A data integration module is operable to integrate a plurality of data sources, a customer preference module builds a model representing preference to different channels in merchandise category for each customer segment. A customer satisfaction module creates a model representing customer satisfaction metrics. A joint multi-channel optimization module is operable... Agent: International Business Machines Corporation

20120016715 - Optimizing it infrastructure configuration: A computer implemented method optimizes a configuration of an information technology (IT) infrastructure. A processor establishes a technology rule set, which defines technology weights of an IT infrastructure by mapping capabilities of IT infrastructure components to IT infrastructure attributes needed to execute a specific workload. A candidate IT infrastructure for... Agent: International Business Machines Corporation

20120016717 - Systems and methods of enhancing leads: A client transmits one or more lead records to a lead enhancement module that is configured to enhance the received lead records and return enhanced lead records to the client. The lead enhancement module may return a contactability score for each lead record, indicating a likelihood that the individual identified... Agent: Consumerinfo.com, Inc.

20120016718 - Dynamic pricing: The system and method of the present invention includes a predictive model for ticket sales. In one embodiment, the model predicts ticket sales as a function of the quality of the event and the quality of the section in which the seat is located over a range of ticket prices.... Agent: Qcue, Inc.

20120016720 - Analyzing survey results: Systems and method for analyzing results of an automated survey are disclosed herein. According to some implementations, a computer implemented method comprises receiving survey result information, where the survey result information includes information extracted from an automated survey offered to a survey recipient. The computer implemented method also comprises performing... Agent: 3pd, Inc.

20120016719 - Triggering and conducting an automated survey: Systems and methods for initiating and conducting an automated survey are disclosed herein. According to some implementations, a computer-readable medium may be encoded with computer-executable instructions, wherein the computer-executable instructions includes logic adapted to receive a notification of the occurrence of a trigger event associated with a service performed for... Agent: 3pd, Inc.

20120016721 - Price and utility optimization for cloud computing resources: Methods, systems, and computer-readable media for optimizing the utilization of a resource of a cloud service provider based on variable pricing strategies are presented herein. According to one aspect, a method for optimizing the utilization of a resource of a cloud service provider includes receiving a time-based price schedule that... Agent:

20120016722 - System and method for facilitating generation and performance of on-line evaluations: A system and method for facilitating on-line generation and assignment of evaluations for entities of a particular organization comprising: a web-based server device for generating web-based communications for delivery to web-enabled devices over a communications network, and receiving web-based communications via the network; an evaluation build module for initiating a... Agent:

20120016723 - Method and system for the secure and verifiable consolidation of the results of election processes: A method and system for the secure and auditable consolidation of the results of an electoral process, in which local electoral authorities (101) participate to validate, by generating a validation test (106), local electoral results. This validation test is communicated to a consolidation module (103), which will verify that the... Agent: Scytl Secure Electronic Voting, Sa

20120016725 - Combination retailing system for consumer based products or precious stones and metals: A method for appraising at a retail location an item having one of a precious stone, a semi-precious stone, a precious metal, or a semi-precious metal includes the step of providing a variety of food products at the retail location. Then, by a transaction point computer at the retail location,... Agent: Ward/kraft Inc.

20120016726 - Online game rewards for web-based purchases: Example systems and methods related to providing rewards for an online game in response to web-based purchases are presented. In an example, an online catalog webpage including information describing a product available for purchase is generated. The online catalog webpage includes code instructing a device receiving the online catalog webpage... Agent:

20120016727 - Commerce system and method of controlling the commerce system using performance based pricing, promotion and personalized offer management: A commerce system has a plurality of members. A maximum discounted offer is determined for a product in the commerce system. A discounted offer is generated less than the maximum discounted offer for the product. Members of the commerce system are assigned to a control group and offer group. A... Agent: Myworld, Inc.

20120016728 - Processing non-traditional transactions on a traditional payment network: A system for and methods of processing non-traditional payment transactions on a traditional payment network is disclosed. More specifically, a payments system includes one or more payment program managers (PPMs), which are the providers of alternative payment products, in combination with one or more payment program processors (PPPs), which serve... Agent: Dfs Services LLC

20120016729 - Targeted distribution of electronic coupons: A system, method and computer program product is described that matches commercial incentives to consumers based on targeting data associated with the commercial incentive and user data associated with consumers in a manner that advantageously allows for highly-targeted delivery of commercial incentives to the consumers that are most likely to... Agent: Yahoo! Inc.

20120016730 - System and method for the real-time transfer of loyalty points between accounts: The invention includes facilitating the substantially real-time transfer of loyalty points between accounts. The method and system include receiving a transfer request (e.g., consumer request, triggering event, etc) for a transfer of a certain number of loyalty points, accessing and analyzing the total number of loyalty points in the transferor... Agent: American Express Travel Related Services Company, Inc.

20120016731 - Mobile system and method for payments and non-financial transactions: A method and system for mobile commerce, communication, and transaction processing to real-world POS. web, e-commerce, virtual terminal, mobile personal digital assistant, mobile phone, mobile device, or other computer based transactions involving either one or both financial and non-financial such as loyalty based transactions as a mobile payment system is... Agent:

20120016732 - System and method for augmenting content in electronic documents with links to contextually relevant information: An electronic document and associated system, methods and apparatus is described. The electronic document is loaded in a user device configured to communicate with an external device that generates instructions for augmenting content contained in the electronic document with links to contextually relevant information. The content can be augmented with... Agent:

20120016734 - Method and computer system for evaluating the impact of an advertising campaign: A method and a computer system for evaluating an impact of an advertising campaign, defined by given campaign parameters, on a sales volume of a product comprising providing point-of-sale packaging, with given features and bearing at least one advertising message related to said product, to at least one retailer with... Agent:

20120016733 - System and method for correlating electronic advertisements presented to consumers on computing devices with consumer visits to retail environments: A system and method for tracking advertisements that are electronically presented to consumers on computing devices and correlating the presented advertisements with consumer visits to retail environments. Using a computing device, a consumer that accesses electronic content may be presented with advertisements. Presented electronic advertisements include a first script that... Agent: Visible Brands, Inc.

20120016735 - System and method for providing personalized advertisement service: A system and method for providing a personalized advertisement service are disclosed. In one embodiment, the advertisement providing system includes a contents server for storing a plurality of contents to provide contents in response to a user's request, generating a request of an advertisement transmission to the user and information... Agent:

20120016736 - Dynamic creative creation and delivery: A method and system for generating a creative script is disclosed. Plug-ins into a third party ad creation tool interact through application program interface (API) to allow insertion of dynamic aspects into the creative script. Alternative content is defined for each dynamic aspect inserted into the creative. One or more... Agent: Eyewonder, LLC

20120016737 - Integrated advertising management method and system with respect to plurality of advertising domains: An integrated advertising management method and system with respect to an advertising campaign including a plurality of advertising domains is provided. The integrated advertising management method includes the steps of: generating an advertiser identification associated with an advertiser; in response to a request from the advertiser, setting up an advertisement... Agent: Nhn Business Platform Corporation

20120016738 - Performance based pricing, promotion, and personalized offer management: Techniques for conducting a promotion of a product or service, managing various promotion activities, and rewarding promotion partners are disclosed. An incremental sales (e.g., incremental sales volume, revenue, and profit) analysis due to a promotion is performed and a fee is assessed based on a result of the incremental sales... Agent: My World, Inc.

20120016739 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120016740 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120016744 - Method and system for providing filtered and/or masked advertisements over the internet: Methods and systems that allow an Internet distribution partner of an advertisement listings provider to receive filtered and masked listings for display on the website of the Internet distribution partner. The Internet distribution partner defines filters to be applied to ranked advertising listings provided by an advertising listing provider. The... Agent: Google Inc.

20120016742 - System and method for distributing advertisement-subsidized e-book: A method for distributing an advertisement-subsidized e-book over the Internet is disclosed, the method comprises sending a selection page to a client device through the Internet, the selection page collecting a client's decision as to whether to order an e-book with or without advertisements, inserting at least one advertisement in... Agent:

20120016741 - Targeting content without keywords: Methods, systems, and apparatus, including computer programs encoded on computer storage media, that are operable to index a plurality of commercial landing web pages in a database using queries previously resolved to the commercial landing pages where each entry in the database includes at least one query and a pointer... Agent: Google Inc.

20120016743 - Using a directed graph as an advertising system taxonomy: Embodiments relate to generating and using a directed graph as an advertising network taxonomy. Individual delivery locations provided by publishers for presenting advertisements are identified. A directed graph is generated that includes specific advertising opportunities that each correspond with an individual delivery location. The directed graph also includes multiple general... Agent: Microsoft Corporation

20120016745 - System and method for improving customer wait time, customer service and marketing efficiency in the restaurant industry: A system and method including an Internet preordering system accessible online or onsite at a free-standing kiosk located in or near client properties in which customers may create profiles for the requested services and provide such information to the service provider in advance of the customer's arrival for the requested... Agent:

20120016746 - Method and system for computer-based network advertising: A computer-based method of advertising products and services for communication to an electronic device user, the method includes the steps of receiving a message-value from an electronic device, matching the message-value to a staggered electronic marketing campaign, creating a subscriber data profile corresponding to the mobile electronic device associated with... Agent:

20120016747 - System and method of delivering advertising messages from a shop window to a stop-by potential customer: A system for delivering advertising messages from a shop window to a stop-by potential customer is disclosed. An image capturing system including multiple digital cameras is employed to determine orientation of the person towards at least one of displayed items. Advertising messages related to the displayed item are transmitted to... Agent:

20120016748 - Systems, methods, network elements and applications in connection with browsing of web/wap sites and services: Methodologies, systems and software support or implement functionality to provide sponsored browsing of web/WAP sites and/or services for mobile device users wherein web sites are selected for browsing in dependence on a data size requirement for providing access to content available from a given web/WAP site.... Agent: Cvon Innovations Ltd.

20120016724 - Policy-based media syndication and monetization: Hosted content received from media hosts is used to generate a set of fingerprints representing the hosted content. The fingerprints representing the hosted content are compared to a set of fingerprints representing reference content submitted by content owners to generate one or more match metrics. Based on the match metrics,... Agent: Google Inc.

20120016749 - Consolidated content item request for multiple environments: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for consolidating content item request for multiple content item environments. In one aspect, a method includes consolidating content item requests for two or more content item environments in a webpage. A first content item environment is a... Agent: Google Inc.

20120016750 - Exclusivity bidding for mobile sponsored content: A system for exclusivity bidding for mobile sponsored content includes one or more computers having computer readable mediums having stored thereon instructions which, when executed by one or more processors of the one or more computers, causes the system to perform the steps of (a) receiving a bid for an... Agent:

20120016751 - Exclusivity bidding for mobile sponsored content: A system for exclusivity bidding for mobile sponsored content includes one or more computers having computer readable mediums having stored thereon instructions which, when executed by one or more processors of the one or more computers, causes the system to perform the steps of (a) receiving a bid for an... Agent:

20120016753 - Ad server integration: A method and system for providing a content object is disclosed with an in-stream ad unit inserted into the content object for a content object player. The content object is audio and/or video. A media services platform (MSP) knows of one or more in-stream slots in the content object where... Agent: Limelight Networks, Inc.

20120016752 - Online advertising system: A method, apparatus, and computer readable storage to display a new browser window behind a first displayed window without the user realizing the new browser window has been generated. A second window is generated in front of a first window, the first window is closed and regenerated, which results in... Agent:

20120016754 - Food service and event management system: A food service management system, method and computer-readable storage medium which includes a menu database. The menu database stores a menu organized by plates. A record of each of the plates includes: recipes, ingredients, season, dietary restriction, course, food cost, and menu pricing. A processor has an events module, a... Agent:

20120016755 - Check processing and funds verification: A system and method of verifying sufficient funds in an account associated with a negotiable instrument, such as a check, money order, traveler's check, etc., received for payment is provided. The verification of funds may be provided prior to accepting the check as payment. In some examples, the check may... Agent: Bank Of America Corporation

20120016757 - Local shopping and inventory: Estimating product inventory comprises determining a rate of sales events for a product and an amount of time that has elapsed since a previous product availability estimate fro the product. Then, a new product availability estimate for the product is determined based on the rate sales events for the product.... Agent: Google Inc.

20120016756 - Method and system for providing a distributed adaptive rules based dynamic pricing system: A system for providing distributed control to process transactions is disclosed. The system includes a service provider system having associated therewith a number of rules and a number of meta-rules, a point of service device having associated therewith a number of rules and a number of meta-rules, and a portable... Agent:

20120016759 - Point of sale data collection: A point of sale (POS) data collection system includes a POS data collector that is implemented as a hardware device and/or in software. The collector may be installed at the point of sale in retail stores, for example, between a barcode scanner and the POS application running on a POS... Agent: Google Inc.

20120016758 - System, method, and apparatus to facilitate commerce and sales: A system and method for conducting commerce and sales operations is disclosed. A sales representative identifies a customer, chooses a product, and completes a sales transaction using a front-end POS software application. The sales data is transferred to a central storage server, where a master database is created with the... Agent:

20120016760 - Point of sale data collection: A point of sale (POS) data collection system includes a POS data collector that is implemented as a hardware device and/or in software. The collector may be installed at the point of sale in retail stores, for example, between a barcode scanner and the POS application running on a POS... Agent: Google Inc.

20120016761 - Techniques for provisioning content: Techniques including systems and methods for facilitating transactions in connection with electronic trading cards. A finite number of electronic cards are created and associated with owners. Electronic cards are allowed to be bought, sold, traded, gifted, and/or otherwise involved in transactions. Card-related transactions may be conducted in connection with a... Agent: Enyama, Inc.

20120016766 - Payment system and method for electronic commerce transactions: A payment system and method for electronic commerce transactions is disclosed. In an exemplary embodiment, a payment administrator receives a request for a payment notice for an electronic commerce transaction, such as a purchase on a merchant website. In response, the payment administrator creates a payment notice comprising a transaction... Agent:

20120016763 - Method of providing prescription safety eyewear: A system and an apparatus for an employer to provide safety prescription eyewear to employees is described. The steps of the preferred embodiment comprise providing a kiosk at or near a place of employment, allowing employees to access the kiosk virtually to try on various models of frames and to... Agent:

20120016762 - Method of selling absorbent articles bearing similar and/or related graphics: A method of selling absorbent articles wherein the absorbent articles are co-packaged sets of absorbent articles bearing similar and/or related graphics.... Agent:

20120016767 - System and method for channel to channel integration in an ip marketplace: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120016768 - Contextual presentation on electronic catalog pages of information reflective of prior orders: An interactive system personalizes pages of an electronic catalog with information reflective of related orders placed by the user. In one embodiment, when a user requests a category page (such as a browse node page, author page, or artist page) of an electronic catalog, the system determines whether the user... Agent:

20120016770 - System and method for compiling statistics in an ip marketplace: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120016769 - System and method for enabling channel content drill down: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120016771 - System and method for workflow driven channel search results: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc

20120016764 - Commerce system and method of controlling the commerce system using an optimized shopping list: A commerce system involves transactions between manufacturers, distributors, retailers, and consumers. Product information for a plurality of products is collected and stored in a database. A website is provided for a consumer to create a shopping list with weighted product attributes. A baseline product value is determined for each of... Agent: Myworld, Inc.

20120016765 - System and method for targeting channels to users: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120016778 - Controlling cloud services: In a method 500 of controlling cloud services a single cloud services controller system 110 presents a plurality of cloud services portals 205 for facilitating self-service interaction. The plurality of cloud services portals 205 that are presented include: a consumer services portal 205-1, a design services portal 205-2, an administrative... Agent:

20120016773 - Customizable method and system for determining a preliminary cost estimate for a home renovation project: A method and system for providing a preliminary cost estimate for a renovation project for a room in a home such as a kitchen or a bathroom is disclosed and claimed. The method includes the steps of a user inputting into a computer system, information regarding a room layout most... Agent:

20120016776 - Dynamic content for online transactions: Various methods and systems are disclosed to provide dynamic content to users of online payment service providers without requiring users to log in or otherwise actively engage the payment service providers. In one example, a method of providing dynamic content includes providing a client device with access to an online... Agent: Ebay Inc.

20120016777 - Exception notification system and method: A system and method for distributing prepaid cash alternatives and resolving exceptions related to the sale of prepaid cash alternatives such as traveler's cheques or prepaid cards. Reports of sales may be reviewed to identify exceptions, and information explaining the exceptions may be made available electronically. Sellers may be notified... Agent: American Express Travel Related Services Company, Inc.

20120016774 - Method and system for upselling to a user of a digital book lending library: A method is disclosed where an e-book lending library is provided. The lending library includes data relating a plurality of e-books. A first e-book from the plurality of e-books is loaned to a user for a predetermined finite period of time, which comprises transmitting to an electronic device associated with... Agent:

20120016772 - Value maximizing recommendation systems: A server determines a plurality of immediate candidate items for a first web page to recommend to a user. For each particular immediate candidate item of the plurality of immediate candidate items, the server determines a separate sequence of two or more subsequent possible candidate items for subsequent web pages... Agent:

20120016775 - Vendor and service request system and method: A user can request various business services, products, goods, and real-time quotes from a vendor or a plurality of vendors by sending an SMS text message, or a message from an enabled-computer, to a short code text message number. In an internet-enabled or communication network-enabled interface, a user can enter... Agent:

20120016780 - Local shopping and inventory: Estimating product inventory comprises determining a rate of sales events for a product and an amount of time that has elapsed since a previous product availability estimate from the product. Then, a new product availability estimate for the product is determined based on the rate sales events for the product.... Agent: Google Inc.

20120016779 - System and method for assisting a contractor to efficiently service an equipment: A method and system are disclosed for assisting a contractor to efficiently service an equipment. The method and system enable contractors, such as heating, ventilation, and air conditioning (HVAC) contractors, dealers, and technicians, to improve efficiency in providing services to their customers. The method and system formalize the repair planning... Agent:

20120016781 - Cooking support system, program, recording medium, and method for supporting purchase and inventory management of cooking ingredients: In the case of supporting the purchase and the inventory management of actual foods by a user with respect to necessary foods, a function to support the purchase and the inventory management by which input operations are reduced, and a burden on the user is reduced, is realized. By providing... Agent:

20120016782 - Method of and system for capturing interest earned on the monetary value of transferred monetary rights managed on an internet-based monetary rights transfer (mrt) network supported by a real-time gross settlement (rtgs) system: Method of capturing interest associated with a whole or partial amount of money possessed or controlled by an owner/holder and held in a first account maintained by a home financial institution, associated with a monetary rights transfer (MRT) network operably connected to the infrastructure of the Internet and a real-time... Agent:

20120016783 - Negative balance management: A system, apparatus, and method for managing account data for accounts having a negative balance. The invention embodiment includes a method, process or workflow for processing data for accounts associated with a debit, credit, pre-paid card or other form of financial instrument that have a negative balance. The data processing... Agent:

20120016808 - Business review and volume optimizer (bravo): An optimization engine is provided to determine, through price optimization modeling, an optimal combination of price and volume for various products and services of an organization while also considering numerous factors internal and external to the organization. The price optimization modeling provided by the optimization engine may, among other things,... Agent: Bank Of America Corporation

20120016811 - Long-term investing: The present invention is a method, system and investment product for allocating or structuring investment assets (such as marketable securities, bonds, mortgages, or other property interests, options or derivatives). The system, method or product enables selecting or grouping a number of individual financial instruments together into a portfolio (e.g., a... Agent:

20120016810 - Method and system for simulating implied volatility surface for basket option pricing: A method and system for simulating changes in volatility for a price of a particular option on an underlying financial instrument is disclosed. A volatility surface model having at least one surface parameter is provided along with a set of volatilities for a plurality of options on the underlying financial... Agent:

20120016807 - System and method for dynamic personalized financial illustrations: A personalized financial illustration system includes a computer or data processing device, which is configured to implement a method for generating personalized financial illustrations based on summary prospectus format or chassis, incorporating a potential investor's selections of variables defining investment goals, constraints, and an investment plan.... Agent: Hartford Fire Insurance Company

20120016812 - System and method for processing data relating to allocation of assets: A distributed asset allocation processing system performs a computerized method for allocating subscriber assets. The system configures predetermined investment allocation paths that relate asset allocation models to trigger events. The system then selects a predetermined path based on a subscriber's risk tolerance. At each trigger event along the predetermined path,... Agent: Hartford Fire Insurance Company

20120016809 - Systems and methods for investor-driven creative production: A system for investor-driven creative production, in one example embodiment, comprises a receiving module to receive metadata associated with the creative production. The metadata can be received from a creative content provider via a creative content interface and include a description of the creative production and an investment goal. The... Agent:

20120016786 - Distributed server side device architecture: An electronic trading method is provided. The method includes receiving a trading strategy order having a parent trading strategy including multiple quoting legs; splitting the trading strategy order into multiple child orders; and submitting each of the multiple child orders to exchange systems adapted to fill the quoting legs in... Agent: Trading Technologies International, Inc.

20120016788 - Electronic securities marketplace having integration with order management systems: An electronic trading marketplace (ETM) communicates with interfacing modules interfacing directly with order management systems (OMS's) at trading institutions. The interfacing modules automatically transmit orders from the OMS databases to the ETM and update the OMS databases in response to orders executed at the ETM. Traders can communicate with the... Agent: Liquidnet Holdings, Inc.

20120016784 - Managing hedge orders for synthetic spread trading: Hedge legs for synthetic spread trading strategies are managed as attached or detached from a synthetic spread order. A legged hedge order may be changed, adjusted, deleted, cancelled or otherwise managed according to changes, adjustments, deletions ad/or cancellations of the synthetic spread order upon which the legged spread order was... Agent: Trading Technologies International, Inc.

20120016787 - Methods, systems, and computer program products for providing low risk portable alpha investment instruments: Provided are methods of providing a portable alpha investment instrument. Some embodiments of such methods include allocating a first portion of a financial asset to a first asset class, allocating a second portion of the financial asset to a second asset class, establishing a swap transaction corresponding to the first... Agent:

20120016785 - Smart matching for synthetic spreads: A smart match for synthetic trades may include monitoring working, or quoting orders, as well as legged hedge orders for one or more synthetic trades of a trader to identify possible matches prior to submitting a new order for trading. A resting (i.e., legged) hedge order for a synthetic trade... Agent: Trading Technologies International, Inc.

20120016789 - System and method for changing order priority levels in an electronic trading environment: A system and method for fee-based order priority level modification in an electronic trading environment are described. When an order reaches an exchange, a priority level of the order may be changed to a higher priority level, and the priority level of the order initially at the higher priority level... Agent: Trading Technologies International Inc..

20120016791 - System and method for forming a financial instrument indexed to entertainment revenue: A method for forming a securities bundle indexed to entertainment revenue includes determining a first funding amount for a first entertainment event. A second funding amount is determined for a second entertainment event. Next, a dividend schedule is determined for the first and second entertainment events. A securities bundle is... Agent:

20120016790 - System and method for managing relationships between brokers and traders using a messaging format: According to one embodiment, a method of managing messages in a trading network is provided. A set of user relationships between a first user and one or more second users authorized to act on behalf of the first user is stored. A trading message regarding a trading order submitted on... Agent:

20120016792 - Electronic system for financing healthcare treatment: Systems and methods for financing healthcare treatment are described that include a web-based electronic infrastructure that automatically retrieves patient data from a patient management system of a service provider. A credit application is generated by automatically populating a credit application form of the patient financing system using the patient data.... Agent:

20120016796 - Apparatuses, methods and systems for a trackable virtual currencies platform: Methods for detecting fraud using virtual currency transaction include receiving information regarding a virtual currency transaction from a user. The information is analyzed to determine whether the transaction involves a user that is being tracked, wherein the user being tracked is associated with an elevated level of risk of fraud.... Agent: Zynga, Inc.

20120016795 - International remittance system based on payment card accounts with access by mobile telephone: A funds transfer system includes a first mobile telephone operating company and a first financial institution which exchanges data communications regarding funds transfer requests with the first mobile telephone operating company. The system further includes a second mobile telephone company and a second financial institution. The system also includes a... Agent:

20120016794 - Real-time gifting using a computing device and social media: A user of a social network can open a tab at a business (e.g., a bar or restaurant) and can provide a message to other users of the social network, to which the user is socially coupled, to join the user at the business. The message to the other users... Agent:

20120016793 - Wearable contactless payment devices: Contactless payment devices are incorporated in wearable accessories and accouterments. The payment devices include switches, which are operable to activate proximity payment functionality of the devices. The payment devices can optionally include magnetic stripes so that the devices have both proximity and contact payment functionalities.... Agent:

20120016797 - System and method for instant issue of personalized financial transaction cards: In a method for instantly issuing a personalized financial transaction card to a customer a bank employee receives customer information and card information from the customer at a branch location. The card information may include a card personal identification number (PIN) selected by the customer. The operator inputs the customer... Agent:

20120016798 - Biometric authentication system and biometric sensor configured for single user authentication: A biometric authentication system comprises a biometric sensor configured for single user authentication. The biometric sensor can be configured for single user authentication through an enrollment procedure in which one or more sensing parameters are adjusted based on unique characteristics of the user. Thereafter, the user can be authenticated by... Agent: Tec Solutions, Inc.

20120016800 - Electronic payment and authentication system with debit and identification data verification and electronic check capabilities: An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention... Agent: Efunds Corporation

20120016799 - Money transfer system gateway service: A method includes receiving, in a computer, a transaction request from a payment services provider. An end user identifier included in the request is mapped into a payment card system account number. The end user identifier identifies an end user who has been assigned the payment card system account, and... Agent:

20120016801 - Automated execution of business processes using two stage state: Systems and methods for automating and increasing the efficiency of business processes using two-stage state. In one embodiment, an automated method for execution of a business process is provided, where the business process is an event-driven activity including first and secondary events. The method includes the computer-implemented automatic steps of... Agent:

20120016802 - Automatic event management for regulation compliance: In one embodiment, a method includes determining a plurality of event types where each event type associated with event metadata. An event is received and an event type in the plurality of event types for the received event is determined. The method determines event metadata for the determined event type... Agent: Sap Ag

20120016803 - Management and dispersal of social media accounts: Methods and apparatus, including computer program products, for managing a social media account upon a death of an account holder. A method includes receiving instructions at a management server from a social media account holder regarding disposition of a social media account upon the social media account holder's death or... Agent:

20120016804 - Carrier selection method for logistics network: A carrier selection method for the logistics network is disclosed to evaluate the network reliability of each carrier set for choosing an optimal carrier set. The logistics network includes a start, a terminal and a plurality of routes between the start and the terminal, and a plurality of minimal paths... Agent: National Taiwan University Of Science And Technology

20120016805 - Generating machine-understandable representations of content: An electronic document is accessed. A structural definition that defines a structural convention according to which information within the electronic document is arranged also is accessed. Based on the accessed structural definition, at least some of the information is extracted from the electronic document. A machine-understandable representation of the extracted... Agent:

20120016806 - Method and system for facilitating long term process adoption in an organization: A method for facilitating and improving process adoption in an organization is provided. The organization has a plurality of processes to carry out organizational tasks. The method includes receiving a set of priorities about the organization from at least one stakeholder in the organization. Further, the method includes the step... Agent: Infosys Technologies Limited

20120016813 - Communication device: A communication device includes: a communication unit that is configured to execute communication of data according to one of a plurality of bandwidth guarantees with different communication charges per time unit; and a selection unit that is configured to select a first bandwidth guarantee with the lowest communication charges required... Agent: Brother Kogyo Kabushiki Kaisha

20120016814 - Production of minimally processed foods: A system, method, and apparatus for a non-industrialized, sustainable, minimally processed organic dairy industry that provides the highest quality milk and milk derivative products that is end-to-end from ground-to-cow-to-dairy-to-distribution-to-consumer, and centered on low temperature batch or vat pasteurization in which the product is minimally processed, for which product certificates, which... Agent: Open Gates Business Development Corporation

20120016815 - Solar energy collecting systems and methods: In accordance with various exemplary embodiments, solar energy shade structures and methods of design and revenue generation are disclosed. These systems comprise structures capable of supporting solar panel at heights greater than 18 feet above their mounting surface. These systems may be installed in confined spaces. These systems also comprise... Agent: Strategic Solar Energy, LLC

20120010895 - Apparatus and method for baggage check and promotional advertisement: A luggage tag system includes a main portion comprising an elongated portion for forming a loop to attach the luggage tag system to a piece of luggage; a removable portion detachable from the main portion; a unique serial number provided on both the main portion and the removable portion; an... Agent:

20120010894 - No emission service station payment system and method: The present invention provides a no-emissions service station for electric vehicles including an electricity provision system for charging at least one battery inside an electric vehicle from a master charger unit, a control system in communication with the at least one electric vehicle and the master charger unit adapted to... Agent:

20120010892 - System and method for handling complex calculations in social services: Disclosed are embodiments that may provide a system, computer readable storage medium and a computer-implemented method for confirming and updating the type of benefits and an amount of service benefits to be provided to a recipient. The back end of the computer system may generate an entitlement document according to... Agent: Sap Ag

20120010893 - System and method for high-performance handling & mass processing of calculation documents: Disclosed are embodiments that may provide a system, computer readable medium and a computer-implemented method for calculating gross payment items to provide monetary benefits to a recipient. The disclosed embodiments may include generating an entitlement document for a benefit plan. The entitlement document may contain data indicating the type of... Agent: Sap Ag

20120010899 - Clinical test information system and non-transitory storage medium: A clinical test information system configured to: receive, through an operation of the input unit, a selection of one of a first display form and a second display form for displaying a plurality of test items in a classified state; and cause, if receiving the selection of the first display... Agent:

20120010902 - Medical monitoring/consumables tracking device: The present invention generally provides medical monitoring devices, and corresponding systems, that includes at least one sensor for detecting usage of at least one consumable, an electronic controller electrically connected to the sensor to receive a signal therefrom produced when consumable usage is detected, and an electronic memory electrically connected... Agent:

20120010898 - Method of optimizing healthcare services consumption: A method of optimizing healthcare services consumption according to the invention includes the steps of assessing the healthcare situation of an employer providing healthcare benefits to a population, identifying a first group of patients from the population likely to generate expensive healthcare claims based on data representing past claims, periodically... Agent: Key Benefit Administrators, Inc.

20120010896 - Methods and apparatus to classify reports: Methods and apparatus to classify reports are disclosed herein. An example method includes determining a type of an examination associated with a report; obtaining an identification of a person associated with the report; using the identification to determine whether the person associated with the report is specialized in the type... Agent: General Electric Company

20120010900 - Process, system, method creating medical billing code letters, electronic superbill and communication: This invention is a method, system and process creating a machine readable language of medical billing codes from medical records by artificial intelligence and human intelligence both. The software related engine is achieved by converting difficult billing code numbers into and from easy code letters. Also, this software makes scheduling... Agent:

20120010897 - Security enabled medical screening device: Embodiments of the invention pertain to networked kiosks capable of providing enhanced health and/or entertainment and/or advertising information. In an embodiment of the invention, biometric measurement devices coupled with a communications infrastructure implement a system of secure information exchange and enhanced user security. In an embodiment of the invention, a... Agent:

20120010901 - System and method to schedule resources in delivery of healthcare of a patient: A method to schedule resources in delivery of healthcare to a series of patients is provided. The method comprises the steps of identifying an availability of the series of resources to deliver the healthcare to each patient; calculating a predicted duration to deliver the healthcare to each patient; calculating a... Agent: General Electric Company

20120010905 - Adjudicating and reimbursing care providers: A method for adjudicating and reimbursing a care provider for services provided for a clinical event is provided. The method includes referencing a transaction including a number of clinical event details electronically documented by a care provider at a point of care for a clinical event for which reimbursement is... Agent: Cerner Innovation, Inc.

20120010904 - Method for reverse physician - patient matching for in-person health care services and tele-consultations: A method of matching patients and health care providers includes registering a patient user and associating the patient user with a unique identifier. Information about the patient user is obtained and the patient user information is associated with the unique identifier. A health care provider can be registered and information... Agent:

20120010903 - Software system for aiding medical practitioners and their patients: Applicant has disclosed a software system, preferably run over the Internet on an SQL server, used to prompt care providers to check certain medical conditions based upon: a patient's history from, e.g., prior office visits to a physician's office; and preferably, if appropriate, the patient's history from other sources. Using... Agent:

20120010906 - System and method for the collection and monitoring of vehicle data: A method for providing a customer with a competitive insurance quote from an insurance carrier includes collecting driving information relating to a customer for a time period, generating a driving report for the time period, providing the driving report to at least two potential insurance carriers, requesting insurance bids from... Agent: At&t Mobility Ii LLC

20120010907 - System, method, and computer program product for determining workers compensation claims: An Average Weekly Wage calculator application is provided to implement rules-based technology to assist with the adjudication of Workers' Compensation (WC) claims. The AWW calculator application can be included as part of various embodiments of a method for processing a workers' compensation claim, a system for processing a workers' compensation... Agent: American International Group, Inc.

20120010908 - System, method, and computer program product for determining workers compensation claims: An Average Weekly Wage calculator application is provided to implement rules-based technology to assist with the adjudication of Workers' Compensation (WC) claims. The AWW calculator application can be included as part of various embodiments of a method for processing a workers' compensation claim, a system for processing a workers' compensation... Agent: American International Group, Inc.

20120010909 - Method and system for enabling on-line travel reservations via connection to customer relationship management system, office software address book, or other electronic sources of contact information: A method and system of allowing a user to make travel reservations online via an interface between a customer relationship management (CRM) or like accessible software program intended to facilitate storage and retrieval of addresses and related information for persons, business, & other entities, such as email and other common... Agent:

20120010913 - Systems and methods for managing empty seat inventory on an airplane: A system and method for managing the inventory and distribution of empty seats to take into account the preferences of customers and the desirability of sitting next to an empty seat, and the desire of the owner of the venue to efficiently exploit empty seats.... Agent:

20120010910 - Systems and methods for optimizing the scheduling of resources on an airplane: A system and method for enabling passengers to swap seats with other passengers, so that they may obtain seats that appear to be unavailable because they are occupied. Passengers use an interface to specify their desire and/or willingness to switch seats, and the conditions, if any, for switching. A processor... Agent:

20120010911 - Systems and methods for optimizing the scheduling of resources on an airplane: A system and method for enabling passengers to swap seats with other passengers, so that they may obtain seats that appear to be unavailable because they are occupied. Passengers use interfaces to specify their desire and/or willingness to switch seats, including to get better seats, give up their seats for... Agent:

20120010912 - Systems and methods for optimizing the scheduling of resources on an airplane: A system and method for enabling passengers to swap seats with other passengers, so that they may obtain seats that appear to be unavailable because they are occupied. Passengers use interfaces to specify their desire and/or willingness to switch seats, including to get better seats, give up their seats for... Agent:

20120010914 - Dynamic, privacy-aware workforce assignment: In one embodiment, a method includes receiving a first activity map. A first mobile client determines first positioning information based on a first position of the first mobile client. The first mobile client generates a second activity map using the first positioning information of the first mobile client as a... Agent: Sap Ag

20120010916 - Saving tracker system and method: System and method for analysis of cost saving in a procurement process are provided. The system includes a processor unit and a computer readable medium. The computer readable medium stores instructions executable by the processor unit. The instructions are programmed to perform the steps of receiving baseline cost information, receiving... Agent:

20120010915 - System and method for analyzing service based systems: The invention provides a method, system and computer program product for analyzing a service based system. Business model data including one or more activities is received. A plurality of service characteristics is determined from the business model data for each activity group. The plurality of service characteristics are used to... Agent: Infosys Technologies Limited

20120010917 - Asset management system to monitor and control greenhouse gas emissions: A method for facilitating greenhouse gas emission control in an enterprise is disclosed herein. In one embodiment, such a method may include taking an inventory of GHG-producing assets of an enterprise and monitoring the GHG emission rate for each of the GHG-producing assets. If the GHG emission rate for a... Agent: International Business Machines Corporation

20120010918 - System and method for the automated dispatch of fueling operations: An intelligent solution for monitoring, assigning, and accounting fueling operations. An automated dispatch fueling system comprises a fuel management server populated with airport profile and dispatcher configurations. Utilizing information stored in the database and received from external systems, the automated dispatch fueling system can automatically assign and monitor fueling operations.... Agent:

20120010919 - New vistas in inventory optimization under uncertainty: This invention relates to inventory optimization under uncertainty wherein uncertainty is represented in a constraint based framework derived from basic economic principles. This approach offers the ability to use information theoretic concepts to quantify the amount of information used in the optimization. The invention extends the state-of-art to include optimal... Agent:

20120010920 - Method, apparatus and system for visualizing user's web page browsing behavior: A visual technique for tracking user's webpage browsing behavior is provided. In one aspect, a method includes: gathering data related to the user's mouse clicks; determining a respective number of times the user accessed each section of a plurality of sections of a webpage based on the gathered data; matching... Agent: Alibaba Group Holding Limited

20120010921 - Visualization for aggregation of change tracking information: A method within a system wherein a first user of the system provides information on social patterns to a second user includes: receiving a request for social pattern information from the second user, the request comprising a query; assigning authorization level to the second user for restricting the type and... Agent: International Business Machines Corporation

20120010922 - Co-creation design process for creating consumer goods: A method and tool for enhancing customer related research with product manufacturers has been provided. Consumers are invited into a design experience by inputting personal data and product design preferences in order to create a profile. A consumer is then invited to provide specific product design preferences and they can... Agent:

20120010923 - System and method for communicating with individuals: A system and method for tracking and communicating with individuals located within a business, wherein a business registers with a server or network and transmits messages uploaded to the server through network routers or access points having a SSIDs linked to server and provided to the business.... Agent:

20120010924 - Systems and methods for universal enhanced log-in, identity document verification, and dedicated survey participation: Systems and methods are provided for controlling access via a computer network to a subscriber server. A log-in server receives a query to connect through the computer network to the subscriber server, and the log-in server receives registrant identification data. A first session is established between the log-in server and... Agent:

20120010925 - Consolidation potential score model: A method of evaluating vendor capability includes selecting a set of grouping strategies, each grouping strategy including one or more application groups, calculating a component consolidation potential (CP) score for each application group in each grouping strategy, determining a value for each application group in each grouping strategy, calculating a... Agent: Patni Computer Systems Ltd.

20120010926 - Systems and methods for compensating participants in a multi-level marketing plan: The present disclosure generally provides systems and methods for compensating participants of a multi-level marketing plan. A participant occupies a top position of a placement tree that has a binary structure and a top position of an enrollment tree that has a unilevel structure. Each member personally sponsored by the... Agent:

20120010931 - mobile phone based mobile customer relationship loyalty methodology and servicing system with instant analytics features thereof: A mobile phone based mobile customer relationship and loyalty servicing system and method thereof which involves media such as SMS, e-mail, instant messenger or a notification to a mobile application or website as well to identify and communicate with the customer in a customer friendly manner. It includes a unique... Agent:

20120010929 - Method and system for marketing: A method for marketing and system for marketing are disclosed. In one embodiment, a method for marketing a product includes identifying the product at a mobile device associated with a user, and generating a message indicative of an endorsement of the product by the user, the generating being performed at... Agent:

20120010930 - Methods for authenticating a purchase using location based mobile service: In various embodiments, a rewards program may provide users with rewards for transacting with a merchant. In various embodiments, the transactions are validated before a user is allowed to receive a reward. In various embodiments, a mobile device is used to validate a transaction. In various embodiments, a mobile device... Agent:

20120010932 - System and method for matching a savings opportunity using census data: A system and method for matching a savings opportunity using census data includes gathering transaction data from a user's financial account and analyzing the transaction data for a savings opportunity indication. Third party census data related to a geographic location of the user may be used in addition to the... Agent: Billshrink, Inc.

20120010933 - System and method for matching a savings opportunity using third party data: A system and method for matching a savings opportunity using third party data includes gathering transaction data from a user's financial account and analyzing the transaction data for a savings opportunity indication. Third party data regarding the savings opportunity may be used in addition to the savings opportunity indication to... Agent: Billshrink, Inc.

20120010934 - System for providing offers using a billing statement: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink... Agent: Walker Digital, LLC

20120010935 - Wholesale product display and ordering system: A wholesale product ordering system is disclosed. The system comprises a remote server having an associated database of products of the at least one manufacturer and at least one portable access unit. The portable access unit has a video display and an associated keypad. The database of products includes images... Agent: Repzio LLC

20120010936 - System and method for providing a facility for conditional purchases: Methods and systems for a conditional purchase may include gathering transaction data from a user's financial account and analyzing the data for a savings opportunity indication. A savings opportunity is matched to the user based on the savings opportunity indication. The user may provide a conditional purchase offer for a... Agent: Billshrink, Inc.

20120010937 - Consolidating and leveraging features of a loyalty program: Aspects of the present disclosure relate to a computer assisted method for consolidating reward points or monetary rewards associated with one or more financial accounts which may include electronically receiving information regarding a financial transaction in a first financial account, determining an amount of reward points or monetary rewards based... Agent: Bank Of America Corporation

20120010938 - Geographically defined electronic coupon or voucher dissemination: A computer-implemented process for electronically disseminated coupons or vouchers which confines E-Coupon or E-Voucher dissemination to a merchant's designated market area (DMA) with optional customer “opt-in” in order to participate in the merchant's discount or special promotional offers not generally available to anonymous customers. In one aspect, the computer implemented... Agent: Bazomb, Inc.

20120010940 - Non-cash transaction incentive and commission distribution system: An electronic fund transfer system is disclosed wherein commissions for point-of-sale purchase transactions are determined and distributed to members of an organizational network for promoting use of a non-cash payment device that is tangible for effecting purchase transactions. Purchase data is electronically transmitted from the point-of-sale to an automated clearing... Agent:

20120010939 - Social network based online advertising: Techniques are provided in which review, comment, or purchase information is obtained, associated with a first user and relating to a product or service, product or service type, or brand. A second user is identified who is in an explicit or implicit social network of the first user. An online... Agent: Yahoo! Inc.

20120010927 - Methods, systems, and media for applying scores and ratings to web pages, web sites, and content for safe and effective online advertising: Systems, methods, and media for rating websites for safe advertising are provided. In accordance with some embodiments of the disclosed subject matter, the method comprises: extracting one or more features from a piece of web content; applying a plurality of statistical models to the extracted features to generate a plurality... Agent:

20120010941 - Email based social advertisements: The present invention provides techniques for use in advertising in connection with email. Techniques are provided in which a user allows placement of advertisements in the user's outgoing emails, or outgoing emails to users in a social network of the user, for which the user is provided some benefit. The... Agent: Yahoo! Inc.

20120010942 - Online advertising marketplace data provider assessment and recommendation: The present invention provides techniques for use in assessing the value of information-related services of particular data providers to an online advertising marketplace participant, such as an advertiser, publisher, market-maker, or another data provider, in connection with activities relating to buying, selling or pricing of marketplace properties. Furthermore, a recommendation... Agent: Yahoo! Inc.

20120010943 - Systems and methods for providing a reverse frequency cap in advertisement viewing: Systems and methods relate to frequency of advertisement viewing on the Internet, and more specifically to controlling advertisement viewings by a person during an advertising cycle. A probability of return for a customer is evaluated and an advertisement is shown to the customer based on a function of at least... Agent: Aol Advertising, Inc.

20120010944 - System and method for soliciting and receiving merchandise orders: A rider signal is transmitted over programming signal. The rider signal is stored in a rider buffer and includes merchandise ordering data. When a user wishes to order the merchandise, the system establishes a channel of communication with an ordering center and places an order according to the data in... Agent:

20120010945 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010946 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010947 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010948 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010949 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010950 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010951 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010952 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010953 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010954 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010955 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010956 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010957 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010958 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010959 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010960 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010961 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010962 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010963 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010964 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010965 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010966 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010967 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010968 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010969 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010970 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010971 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010972 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010973 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010974 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010975 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010976 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010977 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010978 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010979 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010980 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010981 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010982 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010983 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010984 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010985 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010986 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010987 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010988 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010989 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010990 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010991 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120010992 - Method for activating a new service or account: Business would like to electronically communicate with a customer but may not have the resources to actively acquire the customer's phone number. To passively acquire and link a customer's phone number to the customer's account, a unique code may be created for each customer. A proxy code for the unique... Agent: Relay Holdings, LLC

20120010993 - Proxied consumer e-commerce transactions: A method for proxied e-commerce transactions is provided. The method can include detecting establishment of a communicative session between a content browser of an end user and an e-commerce site for a merchant over a computer communications network. In response to the detection of the establishment of the communicative session,... Agent: Mk Technology, LLC

20120010994 - Systems and methods for transaction account offerings: A method for receiving a user input for providing offerings is disclosed. Fields may be populated for creating a database query for matching a selection of offerings to a population of customers. Data may be received from the database, in response to interactively building the query and/or executing the query.... Agent: American Express Travel Related Services Company, Inc.

20120010995 - Web content capturing, packaging, distribution: Computer tools, processes, and systems for capturing web content are provided. A webpage is rendered on a user device. An area within the rendered webpage is selected. Metadata describing the location of the web content within the selected area of the rendered webpage is determined and persistently stored within a... Agent: Savnor Technologies

20120010928 - Social aggregation targeting and communications: The present invention provides techniques for utilizing opportunities presented by events and social gatherings, such as online advertisement targeting and communications-related opportunities. Techniques are provided in which information is obtained that provides an indication that a set of users, including mobile electronic device users, are in a specified area, and... Agent: Yahoo! Inc.

20120010996 - Recommendations and targeted advertising based upon directions requests activity and data: Concepts and technologies are described herein for providing recommendations and/or advertisements based upon route query activity. A web server is configured to receive queries from an entity. The queries and contextual data associated therewith can be analyzed, and data relating to the queries can be stored by the web server... Agent: Microsoft Corporation

20120010997 - System and method for deriving income from url based context queries: A system and method for deriving income from URL based context queries. A URL based user context query is received over a network from a user, wherein the user context comprises at least one user context criteria. A query is formulated based on the context criteria so as to search... Agent: Yahoo! Inc.

20120010998 - System for providing localized shopping information: A localization service is provided that provides users with online information on local retailers that sell particular products. A user can perform a search using a web page associated with the localization service or by searching using an internet search engine. The user's search includes a search origin. The search... Agent: Local.com

20120010999 - Paperless internet based advertising system and method of use: A system and method for advertising. The system includes a website that is accessible over an electronic network. The website allows an administrator or advertiser to enter existing advertisements or new advertisements into a database. The advertiser enters information related to the advertiser and the advertisement into the database. The... Agent: Fourth Generation Marketing, Inc.

20120011000 - Mobile billboard advertising system and apparatuses: A novel advertising method at least includes: receiving at least one advertising placement offer for the placement of an advertisement, the offer including proposed consideration; accepting an advertising placement order; and displaying an advertisement which is the subject of an accepted advertising placement order on a plurality of mobile, changeable... Agent:

20120011002 - System and method for contextual virtual local advertisement insertion: A system and method for presenting advertising, the method including but not limited to presenting on a first end user device, a first personalized advertisement in a first avatar's view of a virtual world and presenting on a second end user device, a second personalized advertisement in a second avatar's... Agent: Att Knowledge Ventures L.p.

20120011001 - System and method for embedded addressable content within text and graphics for digital media: A system and method is provided for embedding variable advertising content into an electronic book including a receiver positioned about the electronic book and configured to receive information; a processor for determining whether one or more tags are present in the information received and a replacement module for replacing the... Agent: Xerox Corporation

20120011003 - Review of advertisements: Among other things, techniques and systems are disclosed for reviewing ad campaigns prior to presentation by a publisher. Specifically, the techniques and systems enable a publisher to decline advertisement creatives (or individual ads) that the publisher finds objectionable or otherwise does not want to publish. A disclosed method includes receiving,... Agent: Google Inc.

20120011005 - Sharing advertising revenue with user browsing website: Presented herein is a web browser that users are paid to use. The web browser includes a small window for advertisements. Advertisers are able to pay on a ‘by the user’ basis, because advertisers can know precisely how many users have viewed the advertisement. The publisher can maintain the browser/browser... Agent:

20120011004 - Social and shopping network that offers combined use of comparison shopping, classifieds,social networking,consumer and business reviews and news: Securing member logins using PHP in tandem with a MySQL database. Visible registered users login string is embedded within HTML, Different fonts may be used. HTML entry fields are designed to accept a minimum and maximum amount of characters necessary to enter the information into the system. A database also... Agent: Cweb, Inc.

20120011006 - System and method for real-time analysis of opinion data: A system and method for providing surveys includes a server that allows client devices to access surveys over the Internet. The survey may overlap some content, such as a television show, and a user is given a mechanism for providing real-time attitude about the content by expressing either positive or... Agent:

20120011008 - Interface module, system and method: An interface module is provided for a sales processing system that facilitates the integration of a payment system and external systems with the sales processing system. In one implementation, the interface module includes a first interface configured to support a first protocol for communication with a sales processing module of... Agent: Global Blue Holdings Ab

20120011007 - Mobile payment using dtmf signaling: Systems and methods are disclosed for mobile payment using dual-tone multi-frequency (DTMF) signals. A mobile device equipped with at least a speaker and an input is used to connect to a server on the mobile network. Upon authentication of a user of the mobile device, the server generates the payment... Agent: At&t Intellectual Property I, L.p.

20120011011 - Method and system for detection of credit card fraud: A method and system for detecting and preventing the fraudulent use of credit/debit cards. A number, referred to as a pre-stored Card Identity Key, is typically four or five digits in length, and the final two digits of this number are variable according to a formula which is applied at... Agent:

20120011010 - Secure system and process for identification and identity registration: An identification and registration system including a scanner (J) for making a digital copy of an identity document (K), a server (A), transmission means for transmitting said digitized copy, character recognition means (E) for extracting from said digital copy information relating to identity, a database (B) for storing said digital... Agent:

20120011012 - System and method for disputing individual items that are the subject of a transaction: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may... Agent: Serve Virtual Enterprises, Inc.

20120011009 - Two phase payment link and authorization for mobile devices: Aspects of the invention are directed to a two phase payment link and authorization method and system for mobile devices. A method for payment and authorization according to an embodiment includes: requesting and receiving, at a mobile device, a transaction identifier from a payment service; displaying the transaction identifier on... Agent: International Business Machines Corporation

20120011013 - Cash and credit pricing of digital media using credit packs: Embodiments are directed towards providing a method and a system for licensing digital media items, including providing a search interface for a web browser, which enables a customer to interactively select one or more media items from a plurality of media items available for licensing, establishing prices in credits for... Agent: Corbis, Inc.

20120011014 - Media purchase techniques: Media purchase techniques are described. In an implementation, an indication is received that an item of media was successfully purchased through a single transaction that includes rights for access to the item of media in different forms that are optimized, respectively, for different classes of computing devices. Responsive to the... Agent: Microsoft Corporation

20120011016 - Scalable distributed transactions manager for multi-host transactions: A system for managing transactions such as sales and exchanges of resources in a virtual environment. A first host maintains records, including identifiers of resources and identifiers of entities which control the resources. A second host receives a request for a transaction involving a first entity acquiring a first resource... Agent:

20120011017 - System and method for providing image products and/or services: A system and method for obtaining photographic products and/or services comprises bundling image capture and printing technologies into products and/or services that are paid for by a consumer with monthly or yearly subscription fees. The system and method involves selecting a camera and selecting a photographic products/service plan which designates... Agent:

20120011015 - System for managing relationships with constituents on social networks using crm (constituent relationship management) systems: A Social Network Application enables institutions (such as colleges and universities or institutions in other business verticals) to communicate and engage with their constituents (prospects, applicants, students, faculty, alumni, etc) on Social Networks (e.g.: Facebook.com, MySpace.com. Orkut.com, etc) by providing a platform through which constituents may find and connect with... Agent: Hobsons Inc.

20120011019 - Computer implemented auction: A method, system, processing system, and computer program product for conducting and/or participating in a real-time auction. In one form, the method includes, in a server processing system: receiving, from a seller terminal system, request data indicative of a seller's request to auction an asset; opening a real-time auction via... Agent: Sydney Family Superannuation Fund Pty Ltd

20120011018 - Systems and methods for transacting business over a global communications network such as the internet: A business process is described for conducting business transactions over the Internet, allowing buyers an opportunity to reduce the price of a product/service based on the buyer's performance during a Price-Determining-Activity (PDA). Sellers offer the product/service within a specified price range, and buyers agree to a binding agreement, in exchange... Agent:

20120011023 - Computer systems manufacturing method and apparatus: The present invention provides for a method and apparatus for distributing digital information, such as software applications, to application users. By providing the digital information on unused memory space of a computer system, and providing a process for authorizing access to the information, the information can be efficiently and cost... Agent:

20120011027 - Downloading system, and unit, method and program for the same: Each of two or more terminals includes calling relationship transmission means which transmits calling relationship information regarding an application (or content data) to a management unit and download means which downloads an application. The management unit includes calling relationship statistics storage means which stores calling relationship statistical information generated based... Agent:

20120011026 - Method and apparatus for custom strategy specification in a hosted electronic transaction service system: A merchant generates a customized service strategy related to a suite of electronic transaction services hosted by a service provider. The custom strategy specifies services to perform, and possibly an order in which to perform the services, by a service provider in relation to an electronic transaction associated with the... Agent: Cybersource Corporation

20120011024 - Method for conducting financial transactions: A method is providing of paying second parties where if f they do not have an established association with the payment service, have an established association with the payment service prior to payment. The first party has an association with the payment service. A tab is opened by the first... Agent:

20120011025 - Multi-merchant payment system: A method of payment for mufti-vendor gift cards, that performs actions including maintaining a merchandise database comprising records for merchandise and services for a plurality of merchants, enabling a gift card giver to interactively purchase a gift card for a gift card recipient, entitling the gift card recipient to redeem... Agent: Shop Ma, Inc.

20120011020 - Managing service provider service options: A system and method for the management of services offered to subscribers by service providers are provided. A service management component manages service plan options that are provided by one or more service providers and that are made available to subscribers. The service management component processes requests from one or... Agent:

20120011022 - System and method for providing image products and/or services: A system and method for obtaining photographic products and/or services comprises bundling image capture and printing technologies into products and/or services that are paid for by a consumer with monthly or yearly subscription fees. The system and method involves selecting a camera and selecting a photographic products/service plan which designates... Agent:

20120011021 - Systems and methods for intelligent image product creation: A method for creating an image product design includes storing a plurality of page layouts for an image product, receiving a selection of one or more images for a page of an image product design by a computer system, automatically selecting a first page layout in the plurality of page... Agent:

20120011028 - System and method for enabling user requested channels in an ip marketplace: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and evaluated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120011030 - System and method for searching channels based on channel rating: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120011029 - System and method for searching marketing channels in an ip marketplace: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120011031 - Online marketplace for trading of data collected from use of products and services: An online marketplace permits the trading of data collected from a plurality of end users, where the data is obtained from the use of a product or service. In one embodiment, a method includes: hosting a marketplace for trading of data provided from the end users; collecting user data from... Agent: Statz, Inc.

20120011032 - System and method for enabling industry based channels in an ip marketplace: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120011034 - System and method for enabling healthcare industry channels in an ip marketplace: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants... Agent: American Express Travel Related Services Company, Inc.

20120011033 - System for management, monitoring and control of hotel amenities and a method thereof: A system and a method for management, monitoring and control of hotel amenities for providing guests staying in discrete hotel rooms access to a plurality of hotel amenities through a single interface has been disclosed. The system 100 includes portable devices 102 which are provided to guests of a hotel... Agent:

20120011036 - Advanced function usage-based billing: An apparatus, system, and method for advanced function usage-based billing. One embodiment of the apparatus includes a detection module, a monitoring module, and a billing report module. The detection module detects use of one or more advanced functions on a storage controller. Each advanced function includes a license-based storage function... Agent: International Business Machines Corporation

20120011035 - Management of actions based on priority levels and calendar entries: A management application implemented in a computational device maintains priorities corresponding to a plurality of resources coupled to the computational device. Indications for actions to be performed corresponding to occurrences of events are stored to a calendar, wherein the calendar is configurable by a user. A selected indication for an... Agent: International Business Machines Corporation

20120011041 - Post bankruptcy pattern and transaction detection and recovery apparatus and method: A method for post bankruptcy recovery of a consumer with an outstanding credit card balance is disclosed. The method includes the steps of scoring a portion of a related set of consumer transactions and received payments in accordance with an item set criteria to determine a level of collectability, weighting... Agent:

20120011040 - Pre-bankruptcy pattern and transaction detection and recovery apparatus and method: A method for pre-detecting bankruptcy of a consumer with an outstanding credit card balance. The method disclosed compares a first set of consumer transaction data to a second set of consumer transaction data in accordance with a debt grading criteria to generate a first and second set of association data.... Agent:

20120011037 - System and method for creating a social service deduction plan: A method and system of generating deduction plan document for issuing benefits to a recipient. The method and system may include receiving a request from a user to generate a deduction plan document; responsive to receiving the request, creating a new deduction plan document including a header and at least... Agent: Sap Ag

20120011042 - System and method for displaying risk data in an electronic trading environment: An example graphical interface and method for displaying risk related data are described. One example graphical interface includes a data structure comprising a plurality of data nodes and at least one risk data point associated with each node, and further comprises a display grid. The display grid includes one or... Agent: Trading Technologies International, Inc.

20120011038 - System and method for gross payment item determination in providing social services: Disclosed are embodiments that provide a system, computer readable medium and a computer-implemented method for calculating gross payment items (GPIs) to provide monetary benefits to a recipient. The disclosed embodiment may use a computer processor of a back end of the computer system to generate an entitlement document for a... Agent: Sap Ag

20120011039 - System and method for services management: Embodiments of a system, machine readable storage medium and a computer-implemented method for implementing a services management system for providing services to a recipient are disclosed. The system may include a computer application controller operating on a back end server accessible by a user application operating on a front end... Agent: Sap Ag

20120011080 - Core/satellite financial portfolio design methodology, system and computer readable medium: Investment choices are each within a respective asset class of a defined set of asset classes. Investment choices of a first set of the investment choices (e.g., core investment choices) are within a particular asset class and have a performance factor value that is constrained by a performance factor value... Agent:

20120011081 - System and method for computer implemented collateral management: A computer-implemented method for managing collateral risk associated with financial instrument trading and a data processing system includes a processor and memory/database configured to store user-definable rulesets relating to a desired trade. A search module identifies and stores accounts that could accept potentially eligible security positions based upon user-selectable search... Agent: The Bank Of New York Mellon

20120011050 - Biophysical geoengineering compositions and methods: Described here are compositions, methods and apparatus for biological and physical geoengineering. Disclosed are inorganic particles, prill, pucks, or floats for dispersal on a body of water. These compositions are found to A) increase yields for pelagic aquaculture, B) increase carbon sequestration, and C) provide immediate relief from global warming... Agent:

20120011054 - Central counterparty for data management: A central counterparty for data management (CCDM) receives data relating to financial transactions, associates the data with metadata to create reference data, stores the reference data and provides the reference data in “push” and “pull” ways. The “push” techniques for providing the data include distributing on a data feed, sending... Agent: Financial Intergroup Holdings Ltd.

20120011055 - Ioi-based block trading systems, methods, interfaces and software: In the financial-services industry, there are online centers that help brokers to match sellers and buyers of stock based on indications of interest (IOIs). However, at least some of these centers are not only limited in the types of IOIs that they provide, but also in the ways how they... Agent:

20120011043 - Machine, program product, and computer-implemented method to contstruct a person-to-person loan: Embodiments of the present invention provide a marketer for person-to-person lending or a bank server to promote a plurality of individual lenders bidding on a plurality of person-to-person loan requests from a plurality of individual borrowers to thereby construct person-to-person loans with a bank as an intermediary. The marketer computer... Agent:

20120011048 - Method and system for currency exchange by point of conversion: In one embodiment, one use of the disclosed method/system is for any multinational entity or individual performing currency exchanges is for business or personal use. This embodiment will greatly enhance the Transparency of the Cash Conversion Process at the ACTUAL POINT OF CONVERSION (POC), revealing dealt and offset pricings and... Agent: International Monetary Specialists

20120011045 - Method and system for identifying parties with concentrated positions in securities: Methods and corresponding systems and non-transitory computer readable media are provided that allow users of the system to identify potential sellers with a concentrated position in one or more securities, from a database that includes a plurality of potential parties, for a trade in one or more securities. Once identified... Agent: Rodman & Renshaw, LLC

20120011044 - Method and system for issuing primary securities in a trading market: Methods and corresponding systems and non-transitory computer readable media are provided that cause at least one interface screen to be displayed on at least one client device associated with a primary issuer. The interface screen or screen generally includes information regarding an offering of primary securities and at least one... Agent: Rodman & Renshaw, LLC

20120011051 - Methods and systems for directing and executing certified trading interests: One or more aspects comprise: (a) receiving confidential information that comprises data regarding first and second market participants; (b) receiving order and targeting parameters from said first participant; (c) receiving confidential trading interest information from said second participant; (d) identifying said second participant as a participant likely to take a... Agent:

20120011047 - News induced automated electronic securities transactions: News information is received. It is determined if the news information contains a reference to a company. It is further determined if the news information matches criteria associated with the company. Securities are automatically trade upon determining that said news information contains a reference to the company and determining that... Agent: News Technologies, LLC

20120011046 - Order delivery in a securities market: A method of processing delivery messages in a security processing architecture includes receiving an expression of interest to enter into a transaction to buy or sell a security, matching the expression of interest with other expressions of interest, sending a message to a market participant that a match exists, recording... Agent: The Nasdaq Omx Group, Inc.

20120011052 - System and method for preventing cross trading: Information regarding the current state in the market is used to prevent orders from crossing. In an example provided herein, when an order is entered into a market, information regarding current positions in the market is taken into account to determine whether the order will cross with other orders. If... Agent: Trading Technologies International, Inc.

20120011053 - System and method for providing a linear spread: A system and method for providing a linear spread in an electronic trading environment are described. According to one example embodiment, a trading system can receive market information associated to a trading strategy, known as a spread. The trader may also define a market volatility parameter to utilize in the... Agent: Trading Technologies International Inc.

20120011049 - Systems and methods for securitizing a commodity: A system and method for providing a tradable (e.g., exchange-listed) instrument by securitizing a commodity using a commodity trust or other special-purpose vehicle that is established to hold one or more physical commodities and to issue commodity trust shares and/or receipts corresponding to the value of the physical commodity held... Agent: The Bank Of New York Mellon Corporation

20120011057 - Publication system initiated value transfer: A method and a system for publication system initiated value transfer are provided. Example embodiments may include a payment system receiving a request from a publication system to initiate transfer of a unit of value on behalf of a user. The publication system may operate as a publishing service for... Agent:

20120011056 - System and method for processing commerical loan information: A system and method for processing commercial loan information. A central data processor receives commercial loan information from data providers across a data link. The data link may be initiated by either the central data processor or the data provider. The data is processed for key data fields and stored... Agent:

20120011060 - Interchange categories: This document describes tools capable of altering to which interchange categories credit-card transactions are assigned. In some embodiments, the tools receive parameters for interchange categories and transaction information for a client (e.g., one or more merchants) that has been charged interchange fees based on some of these categories. The parameters... Agent: Pe Systems, LLC

20120011059 - Systems and methods to receive funds via mobile devices: In one aspect, a system includes an interchange with a data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the common format processor in a common... Agent: Boku, Inc.

20120011058 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120011061 - System and method for calculating net payment in social services: A method and system of generating net calculation documents for issuing benefits to a recipient. The method and system may include receiving gross payment documents (GPDs) each including a plurality of gross payment items (GPIs) each including a benefit amount the recipient is entitled to and deduction plan documents (DPDs)... Agent: Sap Ag

20120011062 - Apparatus and method for dynamic offline balance management for preauthorized smart cards: A smart payment device is issued to a user; the device is capable of both offline and online transactions and has a total available balance split. The split is between an available offline balance and an available online balance. It is determined whether the user has entered a primarily offline... Agent: Mastercard International Incorporated

20120011064 - Prepaid transaction card activation system and method: Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card.... Agent: American Express Travel Related Services Company, Inc.

20120011063 - Virtual wallet account with automatic-loading: Methods and apparatus for operating a virtual wallet system are described. In an embodiment, the process includes receiving, at a virtual wallet server, a virtual wallet account number and payment transaction details that includes a payment amount, and then mapping the virtual wallet account number to at least one funding... Agent:

20120011065 - Payment system: Embodiments of the invention provide a method of processing payment authorization requests for payment transactions to be conducted via a data communications network; the payment authorization requests are conducted as a result of orders by financial account holders via a plurality of different online merchant systems, and the financial account... Agent: Visa Europe Limited

20120011067 - Gateway abstraction layer: Systems, gateway computers, and methods for using a gateway abstraction layer and application platform interfaces for conducting service transactions are disclosed. A gateway abstraction layer computers can receive service requests in multiple message formats or communication protocols, transform those service requests into other message formats to process the service using... Agent:

20120011066 - Methods and systems for authenticating an identity of a payer in a financial transaction: A system and computer-based method for using a one-time password (OTP) to authenticate an identity of a cardholder in a financial transaction initiated by the cardholder with a merchant via a first communication medium. A one-time password is generated at an interchange computer system and transmitted to the cardholder via... Agent:

20120011068 - System and method of electronic and physical mail categorization and targeted delivery: Embodiments include systems and methods of a service that allows hard copy and electronic media customers to proactively specify, across a broad range of categories, the hard copy mail and/or electronic media mail that they would or would not like to receive. Embodiments include methods and systems configured to allow... Agent: United States Postal Service

20120011069 - License management method and content processing system: A content distribution system includes a content distribution server and a portable game terminal. The content distribution server 4-0-retains a first license for comprehensively permitting the use of multiple digital contents and issues to the portable game terminal a second license for individually permitting the use of a digital content... Agent: Sony Computer Enterainment Inc.

20120011070 - Apparatus and method for combining cryptograms for card payments: At least a first cryptogram and a second cryptogram are transmitted from a payment device reader component to a terminal component. A message including at least the first cryptogram and the second cryptogram is transmitted from the terminal component to an issuer of a payment device presented to the reader... Agent: Master Card International Incorporated

20120011071 - Remote invoice and negotiable instrument processing: A method of creating an electronic invoice is provided. A mobile application is downloaded to an operating system of a wireless electronic communication device. The mobile application is capable of processing a point of sale type operation. The operating system captures information required for invoice/receipt and payment. The invoice/receipt information... Agent:

20120011072 - Method, system, and computer program product for facilitating post-sale transactions using mobile devices: The present invention provides a technique for securely identifying devices that can interact by wired or wireless communication protocols. An transaction object is generated which contains details of an interaction between a pair of devices. The transaction object can subsequently be transferred to other devices to provide details of the... Agent: Nokia Corporation

20120011073 - Knowledge extraction methodology for unstructured data using ontology-based text mining: A method is provided for extracting data from service repair verbatims in a vehicle service reporting system. Each service repair verbatim includes a technician's comments concerning a part, a symptom associated with the part, and a repair action associated with the symptom. Each service repair verbatim includes information relating to... Agent: Gm Global Technology Operations, Inc.

20120011074 - Computer-based method and system for appraising intellectual property: The invention provides a computer-based method for appraising intellectual property representations, including storing representations of intellectual property on a computer-readable medium of a service computer system, transmitting a request for valuation signal from the service computer system to at least one appraiser computer system, receiving a request for access signal... Agent:

20120011075 - Method and apparatus for testing automated valuation models: A method and apparatus for real time testing of automated valuation using various indicators of accuracy. These indicators are then weighted according to their value as indicators of accuracy using individualized weighting factors or an equation. A ranking is then computed based upon the factors and their weights. This method... Agent: Corelogic Information Solutions, Inc.

20120011076 - Smartphone-implemented method of obtaining a fishing or hunting license: m

20120011077 - Cloud computing governance, cyber security, risk, and compliance business rules system and method: Cloud Computing Governance, Cyber Security, Risk, and Compliance Business Rules System and Method that enable real-time, on-demand, transparent and complete perspective across the risks, threats and opportunities through an enterprise across many operational domains. Cloud platform ensures 24×7 “On Demand” risk-based private and public strategic alignment with regulatory and compliance... Agent:

20120011079 - Deriving entity-centric solution models from industry reference process and data models: A mechanism is provided for forming a business entity model. A selection of business components is received from a business function model to be selected business components. Activities are found in an industry reference model to be selected activities corresponding to selected business components. Based on the selected activities, industry... Agent: International Business Machines Corporation

20120011078 - Developing business process models that are aligned with business components and business intent: Methods, apparatus, and products for developing business process models that are aligned with business components and business intent, including: defining a plurality of business components, wherein each business component is a logical element of a business enterprise that carries out a particular business function; associating one or more activities with... Agent: International Business Machines Corporation

20120004922 - System and methods for improving search engine results by correlating results with fee: Search engine methods and systems are disclosed wherein search results presented in response to a search request include, in a single series, search results known to be relevant to the search request and search results whose relevance to the search request are not known, the latter being included based on... Agent:

20120004923 - Elecronic image display flag: The disclosed electronic image display flag for a microphone includes an electronic image display screen for displaying images and electronics for driving the electronic image display screen, wherein the electronic image display screen is viewable substantially 360° around the axis of an aperture into which a microphone slips, and wherein... Agent:

20120004926 - Automated method of reporting payments made to patients for their participation in a clinical study in a blinded manner to the sponsor of the clinical study: An automated method and computer program product are provided for reporting payments made to patients for their participation in a clinical study in a blinded manner to the sponsor of the clinical study. The clinical study has a plurality of investigative sites which perform activities in accordance with the protocol... Agent: Greenphire LLC

20120004925 - Health care policy development and execution: Technology is described for developing health care policies for use in a health care facility. In one example method, a health care policy can be applied in a health care software application and stored in a health care database. A correlated feature set can be correlated to the health care... Agent: Microsoft Corporation

20120004924 - Method and apparatus for providing improved outcomes of communications intended to improve behaviors of the recipient: A method for providing targeted messaging for improved outcomes of communications intended to improve behaviors may include determining a profile category of an entity based at least on a correlation of personal information of the entity to characteristics of at least one of a plurality of profile categories, selecting a... Agent: Mckesson Specialty Arizona Inc.

20120004929 - Method and system for aligning a plurality of prescription refills to multiple alignment dates: The method, system and user-interface allows alignment of refill dates associated with a plurality of prescriptions to a plurality of alignment dates, such that a plurality of selected prescriptions require refills on each of the plurality of alignment dates, thus limiting the number of occasions on which a customer must... Agent: Walgreen Co.

20120004927 - Method, system, and apparatus for clinical trial management over a communications network: A centralized, online clinical study system configured to coordinate aspects of a clinical study can include a training module configured to evaluate whether users have completed training for selected workflows for the clinical study that are available from the clinical study system, and to provide training to registered users for... Agent: University Of Florida Research Foundation, Inc.

20120004928 - System and method for most rapidly procuring diagnoses: A system and method for computer server rapidly attaining and procuring diagnoses and related unique elements from clicked or touched individual interactive unique elements uniquely related to individual diagnoses or syndromes in individual adaptable interactive hierarchies of individual interactive unique elements and related individual interactive diagnoses or syndromes in the... Agent:

20120004932 - Diagnosis-driven electronic charting: A computer-implemented method for producing healthcare data records from graphical inputs by computer users includes receiving, on a graphical user interface of a computer system, a user identification of a diagnosis for a patient, the user identification produced by user selection on the graphical user interface; identifying one or more... Agent:

20120004930 - Managing and providing healthcare services: A method, computer program product, and apparatus for providing healthcare services are also provided. A processor unit receives medical information about a desired patient. The processor unit generates a group of patients containing a number of patients based on the medical information received about the desired patient. A number of... Agent: International Business Machines Corporation

20120004931 - System and method for form record processing: A method and system for providing a form record and for processing the same. For example, a medical record form in a clinical or hospital environment is provided based on user input and is processed upon the user's filling in of the form. In some aspects, a user indicates by... Agent: Sure-shot Medical Device, Inc.

20120004935 - Automatic insurance adjustments using real world awareness: An electronic product code information service (EPCIS) interface is provided that allows accessing applications residing on a variety of systems to receive EPC-related data. In setting up an insurance policy, the EPC-related data may be used to determine objects covered by the insurance policy and to valuate the covered objects.... Agent: Sap Ag

20120004934 - Computer system and computerized method for processing account data: The present invention is embodied in an online-like transaction processing method and system for processing account information contained in batch process files, the method including: reading at least one batch file containing a plurality of records, each of the plurality of records being related to an associated one of a... Agent: Hartford Fire Insurance Company

20120004933 - System and method for the collection and monitoring of vehicle data: A method for brokering variable rate insurance premiums from an insurance carrier includes collecting driving information relating to a vehicle, generating a report based on the driving information, providing the driving report to the insurance carrier, receiving a revised premium based on the driving report and transmitting the revised premium... Agent: At&t Mobility Ii LLC

20120004936 - Method and system for facilitating ancillary services: Methods, systems and computer-readable mediums are provided for facilitating ordering ancillary services while implementing various policies and business rules and providing granular reconciliation of data. Travel information associated with a user is received from a computer reservation system. The method requests ancillary service content based upon the travel information. The... Agent: American Express Travel Related Services Company, Inc.

20120004937 - Reservation system with graphical user interface: Techniques for providing a reservation system are provided. The techniques include displaying a scalable visualization object, wherein the scalable visualization object comprises an expanded view element of the reservation system depicting information in connection with a selected interval of time and a compressed view element of the reservation system depicting... Agent: International Business Machines Corporation

20120004938 - Means for incorporating sustainability metrics and total cost benefit analysis in decision-making: Methods are disclosed for the simplification and integration of data from a diverse set of sources for environmental costs and societal benefit data. The methods allow for the computation of five basic metrics: material use, water use, energy use, toxics emitted, land use and overall pollutants emitted. Further, they facilitate... Agent:

20120004939 - Specified business function scoring tool: A system for determining a level of optimality for countries in which to perform a specified business function includes a data storage unit, a mapping engine and a mapping generator. The data storage stores a composite business environment index, a composite input resources index, and an innovation index. The mapping... Agent: Accenture Global Services Gmbh

20120004940 - Enhanced management of a web conferencing server: A method for enhanced management of a web conference server includes evaluation a web conference server to ascertain resources of the web conference server. The resources of the web conferencing server are partitioned into rooms, each room having an allocated portion of the resources of the web conferencing server and... Agent: International Business Machines Corporation

20120004941 - Cycle planning tool with event conflict resolution for territory management: Electronically creating a schedule plan of events which replicates one or more previously scheduled events. A source date range is acquired into a memory of a machine A set of previously scheduled events within the source date range is identified. A target date range is received through a user interface.... Agent: Purdue Pharma L.p.

20120004942 - Conflict resolution in a computerized calendaring system: Conflict resolution in a computerized calendaring system executed by a processor includes: with the processor, receiving a request to schedule a new event that conflicts with a previously scheduled event; determining with the processor that the previously scheduled event has priority over the new event based on historical event data;... Agent: International Business Machines Corporation

20120004943 - System and method for online marketing, scheduling and booking of services: Disclosed are systems, methods and computer program products for online marketing, scheduling and booking of service appointments. In one example, the system for scheduling and booking of service appointments includes an inventory database containing schedules of booked and available service appointments associated with a plurality of service providers. The system... Agent:

20120004944 - Method and computer system for settng inventory control levels from demand inter-arrival time, demand size statistics: A method or a machine determines minimum (s) and maximum (S) inventory control levels (s, S) for inventory items based upon a demand history of the inventory items, such as demand inter-arrival times (IA) and demand requisition sizes (RS). An expected cost is computed including two or more inventory item... Agent: Logistics Management Institute (lmi)

20120004945 - Governance, risk, and compliance system and method: An automated system and method is provided for conducting governance, risk management, and/or regulatory compliance audits within an organization. In embodiments, a regulatory compliance unit probes one or more computing devices on an organization's network in an attempt to identify non-compliant assets, including security vulnerabilities, unprotected or improperly-stored data, misconfiguration,... Agent: Osp Global LLC D/b/a Control Case

20120004946 - Integrated operational risk management: Systems, methods, and software are described that may be used to integrate assessments of certain types of operational risks, including forecasted emerging (future) risks, current risks, and/or historical realized risks.... Agent: Bank Of America Corporation

20120004947 - Integrated data management for network service providers and customers: A system receives, from a user device, a request for a joint business and services tracking tool. The system obtains business data associated with the customer and retrieve service management data associated with the customer. The system generates, in response to the request, a user interface, where the user interface... Agent: Verizon Patent And Licensing, Inc.

20120004948 - Method and system for analyzing and optimizing distribution of work from a plurality of queues: A method and system for analyzing and optimizing the distribution of work from a plurality of queues includes storing historical data in a database. The historical data may include sets of different types of data items, each of the data items having an associated monetary value. The method further includes... Agent:

20120004949 - Method and system for using a bayesian belief network to ensure data integrity: The present invention relates to a method and system for assessing the risks and/or exposures associated with financial transactions using various statistical and probabilistic techniques. Specifically, the present invention relates to a method and system for identifying plausible sources of error in data used as input to financial risk assessment... Agent: Citibank, N.a.

20120004950 - System and method for integrated offline audience validation: A method and system is presented for the integration of offline media tracking and measurement with an online audience validation system. In one embodiment, the system builds on the existing audience validation system functionality and enables advertisers and marketers to better track attendance and the consumption of offline media that... Agent: Effective Measure

20120004952 - Operation support apparatus, operation support method, and computer program: For each of tasks performed in an operation of manufacturing equipment, a proficiency of a worker with respect to a task to be performed is obtained from a proficiency DB (120) storing proficiencies of workers with respect to the tasks. A guidance base time (314) determined based on a manufacturing... Agent:

20120004951 - Tracking metrics, goals and personal accomplishments using electronic messages: A method for tracking metrics, goals and personal accomplishments may include receiving, by a processing device, each electronic message tagged by the employee as a personal accomplishment. The method may also include storing each tagged electronic message, by the processing device, in a database associate with a personal accomplishments tracking... Agent: International Business Machines Corporation

20120004953 - Voting system: A voting system having a controller connected to a plurality of voting stations and a public display. The controller stores, edits, and displays resolutions that are voted on. The controller also records, tallies and displays the results of the votes.... Agent:

20120004954 - Crowd-sourced shopping list augmentation: A method for receiving shopping recommendations is provided. In response to adding, by a client device, an item to a current shopping list of a customer, the client device sends the current shopping list with the added item to a server device for a shopping recommendation. In response to receiving,... Agent: International Business Machines Corporation

20120004955 - Single order method for independent sales representative as used in the party plan direct marketing method of selling products: A business method and system for executing the method that involves gathering merchandise orders at a show in the home of a hostess. The method compiles the merchandise orders while maintaining a relationship between each individual order and information pertaining to the guest making the order. The guest information maintains... Agent:

20120004956 - System and method for creating and sharing an event using a social network: A system and method for creating and viewing artificial reality (AR) messages at an event, such as a sporting event, and sharing the event on a social network thereby enhancing and expanding the participant and spectator experience. The AR messages include geo-referenced artificial reality words or symbols to indicate distances,... Agent:

20120004962 - Brokering an incentivized commercial transaction: An apparatus and associated method for a processor based computing system having logic stored in the computing system in the form of computer-readable instructions stored in memory that are executable so that a business subscriber can create a coupon to incentivize a commercial transaction, the coupon identifying the business subscriber... Agent:

20120004963 - Methods of establishing credit: A method for enhancing credit of a cardholder of a pre-paid card may include issuing a pre-paid card to a cardholder. The cardholder may be charged a fee to establish a credit instrument associated with an account and the pre-paid card. The cardholder may be billed a portion of the... Agent: Eufora LLC

20120004964 - System and method for financial institution- and merchant-driven savings opportunity matching: A system and method for financial institution- and merchant-driven savings opportunity matching includes gathering transaction data from a user's financial account, wherein the user's financial account is a financial institution account that is maintained on behalf of the user and analyzing the transaction data for a savings opportunity indication. A... Agent: Billshrink, Inc.

20120004967 - System and method for providing a future reward through a user financial instrument: A system and method for providing a future reward through a user financial instrument includes gathering transaction data from a user's financial account, wherein the user's financial account is a financial institution account that is maintained on behalf of the user and analyzing the transaction data to determine a future... Agent: Billshrink, Inc.

20120004969 - System and method for providing a geo-enhanced savings opportunity in association with a financial account: A system and method for providing a geo-enhanced savings opportunity in association with a financial account includes gathering transaction data from a user's financial account and analyzing the transaction data for a savings opportunity indication. A savings opportunity from a database of savings opportunities is matched to the user based... Agent: Billshrink, Inc.

20120004970 - System and method for providing a savings opportunity matched to a spend pattern in association with a financial account: A system and method for providing a savings opportunity matched to a spend pattern in association with a financial account includes gathering transaction data from a user's financial account and analyzing the transaction data for a spend pattern. A savings opportunity from a database of savings opportunities is matched to... Agent: Billshrink, Inc.

20120004966 - System and method for providing rewards through a user financial instrument: A system and method for providing rewards through a user financial instrument includes gathering transaction data from a user's financial account, wherein the user's financial account is a financial institution account that is maintained on behalf of the user and analyzing the transaction data to determine a reward level. The... Agent: Billshrink, Inc.

20120004968 - System and method for providing socially enabled rewards through a user financial instrument: A system and method for providing socially enabled rewards through a user financial instrument includes gathering transaction data from a user's financial account and analyzing the transaction data for a savings opportunity indication. A savings opportunity from a database of savings opportunities is matched to the user based on the... Agent: Billshrink, Inc.

20120004965 - System and method for user-driven savings opportunity matching: A system and method for user-driven savings opportunity matching includes gathering transaction data from a user's financial account, wherein the user's financial account is a financial institution account that is maintained on behalf of the user and analyzing the transaction data for a savings opportunity indication. A savings opportunity from... Agent: Billshrink, Inc.

20120004971 - System and method for providing endorsed advertisements and testimonials between communication devices: A system and method are disclosed for distribution of advertisements between communication devices. The system and method provides for accounting and distribution of incentives related to distribution of the advertisements. The system further provides for association of testimonials from advertising recipients related to the advertisement and for distribution of the... Agent:

20120004974 - Computer self-support management: A computer based technique for providing a list of selectable computer solutions in a self-support environment. The technique includes sending a computer solution to the client computer in response to a request from the client computer for the computer solution from the list. The computer solution includes at least an... Agent: Accenture Global Services Gmbh

20120004973 - Reward exchange system with automatic login and registration: A transaction system implemented with an exchange computer that interconnects with a user computing device, a data linking service, a plurality of transactional databases, and a plurality of information databases. The exchange computer receives, from a user computing device, customer identification data that identifies a customer, uses the customer identification... Agent: Signature Systems LLC

20120004972 - System and method for integrating near field communication devices with legacy customer loyalty services: A tag correlation server enables customer loyalty services to be provided to consumers using near field communication (NFC) devices. The tag correlation server receives a tag ID of an NFC tag fixed to a mobile device of a consumer from a point-of-sale device of a business as part of a... Agent: Alcatel-lucent Usa Inc.

20120004975 - System and method for platform-driven savings opportunity matching: A system and method for platform-driven savings opportunity matching includes gathering transaction data from a user's financial account, wherein the user's financial account is a financial institution account that is maintained on behalf of the user and analyzing the transaction data for a psychographic inference. A savings opportunity from a... Agent: Billshrink, Inc.

20120004957 - Forecasting supply for advertisements according to a non-parametric supply model: Methods, systems, and apparatuses for generating supply forecasts for advertisement impressions are provided. Supply forecasts for future advertisement inventory are enabled to be determined that match attribute values received from a requester in a query or “contract.” Such supply forecasts may be determined based on cumulative or non-cumulative supply forecast... Agent: Yahoo! Inc.

20120004960 - Method and system for efficient streaming video dynamic rate adaptation: A streaming media system employs dynamic rate adaptation. The method includes a file format compatible with legacy HTTP infrastructure to deliver media over a persistent connection. The method further includes the ability for legacy client media players to dynamically change the encoded delivery rate of the media over a persistent... Agent: Azuki Systems, Inc.

20120004958 - System and method of tracking video advertisements: Systems and methods of tracking multimedia content transmitted over at least one network to one or more mobile devices that may be employed to verify delivery of the multimedia content to the respective mobile devices, and to determine the perceptual quality (also referred to herein as “quality of experience” or... Agent:

20120004959 - Systems and methods for measuring consumer affinity and predicting business outcomes using social network activity: Systems and methods for identifying and quantifying user activities within a social network and for generating affinity scores for activities that result in a desired outcome are described. One embodiment of the method of the invention includes receiving activity information at a server from user devices, building streams of activity... Agent: Citizennet, Inc.

20120004976 - Dynamic internet advertising system: Methods and apparatus are provided for the dynamic placement, management and monitoring of Internet advertising. A provider of Internet content distributes the Internet content by embedding an advertisement placeholder in the Internet content; and provides the Internet content to an aggregator web site. The aggregator web site presents the Internet... Agent: International Business Machines Corporation

20120004977 - Online customer service technology: A system and method is disclosed for providing subscription-based products to a merchant's customers which are managed by a third party provider. The merchant sells a subscription-based product to a customer and sends customer information for that customer to the provider. The provider creates a subscription program account for the... Agent:

20120004981 - Advertisement and campaign evaluation with bucket testing in guaranteed delivery of online advertising: Techniques are provided relating to conducting bucket testing, relating to advertisement performance or advertisement campaign performance, in connection with guaranteed delivery online advertising associated with an online advertising marketplace. Techniques are provided in which advertising supply, demand, or both are partitioned into buckets. Differing allocation policies are established for each... Agent: Yahoo! Inc.

20120004978 - Call tracking for online content items: This specification relates to tracking phone calls related to online content items. In general, one aspect of the subject matter described in this specification can be embodied in methods that include the actions of determining a probability that a call to a phone number resulted from a first interaction of... Agent: Google Inc.

20120004979 - Intrastructure for bucket testing in guaranteed delivery of online advertising: Techniques are provided relating to conducting bucket testing in connection with guaranteed delivery online advertising associated with an online advertising marketplace. Techniques are provided in which advertising supply, demand, or both are partitioned into buckets. Operating policies are established for each of the buckets, in which the operating policies for... Agent: Yahoo! Inc.

20120004980 - Inventory management and serving with bucket testing in guaranteed delivery of online advertising: Techniques are provided to facilitate bucket testing in connection with guaranteed delivery online advertising associated with an online advertising marketplace. Operating policies are established for each of the buckets, in which the operating policies for each of the buckets differ. Bucket controller programming logic is used in implementation of the... Agent: Yahoo! Inc.

20120004982 - Method and system for automated selection and generation of video advertisements: A method for publishing video ads inside Web pages, including enabling a publisher using a publisher computer to specify a first video ad, and instructions for generating a second video ad from the first video ad, generating a playlist for the first video ad, uploading the playlist to a video... Agent: Mixpo Portfolio Broadcasting, Inc.

20120004983 - Systems and methods for determining the efficacy of advertising: A computer-implemented method for determining effectiveness of content includes receiving, by a computing device, a plurality of attributes relating to rendered content, the plurality of attributes including at least one attribute that characterizes a consumer response to the rendered content and at least one attribute that characterizes a creative strength... Agent: Cbs Interactive Inc.

20120005015 - Method and apparatus for managing content obtained by combining works and advertisements with public license: Provided is a method and apparatus for managing content obtained by combining works and advertisements using a public license. A server computer performs the registration of copyright holder computers and advertiser computers which are connected thereto, the registration of copyright holders and advertisers, and public license agreement, registers the works... Agent:

20120004984 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004985 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004986 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004987 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004988 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004989 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004990 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004991 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004992 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004993 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004994 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004995 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004996 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004997 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004998 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120004999 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005000 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005001 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005002 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005003 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005004 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005005 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005006 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005007 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005008 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005009 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005010 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005011 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005012 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005013 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005014 - System for targeting advertising content to a plurality of mobile communication facilities: A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a... Agent:

20120005017 - Method and system for providing advertisements: An example of a method includes receiving an input. The input includes at least one of a network bandwidth associated with an electronic device, a memory bandwidth associated with the electronic device, and a central processing unit (CPU) bandwidth associated with the electronic device. The method also includes determining, electronically,... Agent: Yahoo! Inc.

20120005016 - Methods and system for providing and analyzing local targeted advertising campaigns: The present invention relates to methods and a system for providing a local targeted advertising campaign with regard to at least one predefined physical site, one of said method comprising: (a) providing a semantic network having a plurality of segmentation paths, wherein each segmentation path is related to a predefined... Agent:

20120004961 - System and method for delivering advertising information to transportation users: A computer-implemented system for providing targeted advertising information based on the content of provided transportation information. The system includes a transportation information system configured to receive a request for transportation information based on one or more user provided vehicle selection criteria and generate transportation information including location tracking information for... Agent:

20120005018 - Large-scale user modeling experiments using real-time traffic: A computer-implemented method for matching a display advertisement to a user within a large-scale, non-destructive user modeling and experimentation environment using real-time traffic. The method commences by populating a user profile object (containing demographics, history, and behaviors of the user) for use during concurrent operation of a production platform and... Agent:

20120005020 - Presentation of sponsored content on mobile device based on transaction event: A system and method for positioning targeted sponsored content on a mobile communication facility, comprising (a) receiving data corresponding to a transaction event having occurred via the interaction of a user with the mobile communication facility, wherein the transaction event occurred via a short range wireless communication, wherein the transaction... Agent:

20120005019 - Systems and methods to optimize media presentations: In one aspect, a computing apparatus is configured to profile the spending distribution of users who have made purchases from a merchant and who have paid for the purchases via a transaction handler (e.g., using credit cards, debit cards, prepaid cards). The spending distribution is determined based on transaction data... Agent: Visa U.s.a. Inc.

20120005022 - Method, system, and computer-readable recording medium for flexibly partitioning and providing keyword advertisement area: Disclosed herein are a method, a system, and a computer-readable recording medium for flexibly partitioning and providing a keyword advertisement area. The method for providing a keyword advertisement includes: receiving at least one bidding information for the keyword advertisement from at least one advertiser device; creating a combined advertisement slot... Agent: Nhn Business Platform Corporation

20120005021 - Selecting advertisements using user search history segmentation: Techniques are described herein for selecting an advertisement using user search history segmentation. Instances of queries that are provided by a user are referred to collectively as the search history of the user. The search history is segmented into sessions that correspond to respective tasks of the user. Each of... Agent: Yahoo! Inc.

20120005023 - Methods and system for providing local targeted information to mobile devices of consumers: The present invention relates to methods and a system for providing at least one personal recommendation to a mobile device of a consumer, with regard to a predefined physical site, one of said method comprising: (a) providing a semantic network having a plurality of segmentation paths; (b) determining at least... Agent:

20120005024 - Methods for selecting and displaying advertising links: A method for selecting one or more advertising links for incorporation into a web page of an affiliate website stored on an affiliate web server when the affiliate web server receives a request message from a browser of a computing device that requests the web page. In one implementation a... Agent: Media Patents, S.l.

20120005025 - Methodologies and systems for enhanced contact directory-related functionality: An enhanced contact directory application and associated enhanced contact directory for provisioning in a mobile device that enables the mobile device user to have access to information identifying the cost or likely cost of communicating with listed contacts via the mobile device prior to initiating communication with the contacts.... Agent: Cvon Innovations Ltd.

20120005026 - Methods, systems and computer readable media for utilizing a consumer opt-in management system: Methods, systems, and computer readable media for utilizing a consumer opt-in management system are disclosed. According to one aspect, the method includes interfacing a near field communication (NFC) enabled mobile device with a touch point associated with an electronic marketing program to obtain touch point identification information from the touch... Agent:

20120005027 - Image content and advertisement data providing method, system, and apparatus: To provide an image content providing method capable of promoting advertisement effect by dynamically inserting an advertisement image to a distributed image content, an image content reproducing apparatus requests an image content providing apparatus to distribute the image content. Then, the image content is distributed to the image content reproducing... Agent: Sony Corporation

20120005028 - Ad auction optimization: The present disclosure generally relates to ad auction optimization. In some examples, methods, systems, and computer programs for ad auction optimization using machine learning algorithms to estimate a likelihood that a consumer will purchase an advertised product and balance long term and short term goals to determine modeled data for... Agent: The Board Of Regents Of The University Of Texas System

20120005029 - System for handling multiple priorities in ad exchange auction: A method for handling priorities in an ad exchange auction includes: constructing an exchange graph including nodes representing publishers and advertisers and directed edges that represent bilateral business agreements connecting the nodes; receiving an opportunity for displaying an ad to a user from a publisher; receiving ads from which to... Agent: Yahoo! Inc.

20120005030 - Apparatus for connecting protect anything human key identification mechanism to objects, content, and virtual currency for identification, tracking, delivery, advertising and marketing: The current invention presented here is an apparatus for securely managing objects, content, and virtual currency for identification, tracking, delivery, advertising and marketing with a Protect Anything Human Key attached for ability to sell, buy, and enable transactions of properties, in a 2D or 3D virtual world.... Agent:

20120005031 - Real-time system and method for tracking, locating and recharging electric vehicles in transit: The present invention provides computer-controlled electric battery charging systems and methods for charging a battery of a roaming electric vehicle, the system comprising an electric vehicle comprising at least one battery, a master charger vehicle comprising a master battery module and a control system in communication with the at least... Agent:

20120005033 - Anonymous mutual-interest-based social introduction system: An web-based anonymous mutual-interest-based social introduction system allows registered users to anonymously express interest in a friends or acquaintances by specifying the e-mail address and/or mobile phone number of each person of interest. Interest is recorded in a database and if a person in whom interest was expressed independently expresses... Agent:

20120005034 - Method and user interface for downloading audio and video content filters to a media player: A client server arrangement for downloading media content filters from a server device to a client device. The media content filters define portions of a separate audio visual presentation containing potentially objectionable subject matter. Depending on user selections, identified portions of the audio/visual presentation may be skipped and/or muted during... Agent: Clearplay, Inc.

20120005032 - Pay-per-restore for data backup restoration: A data repository receives a user's request to subscribe to a data backup service, and receives data from one or more remote devices associated with the user. The data repository stores the data in storage at the data repository, and receives a request to restore at least a portion of... Agent: Sony Ericsson Mobile Communications Ab

20120005035 - Service automatic compensation device and method reflecting evaluation of purchaser: Provided is an automatic compensation device including a seller terminal supplying a service and a purchaser terminal purchasing the service, which are connected to each other via a communication network. In more detail, the automatic compensation device calculates a compensation to be provided to a purchaser by using the service... Agent:

20120005036 - Loan-it-forward trade system and method: A system and method for creating purchase transactions based on a series of previously created loan transactions is provided. The system and method applies to small unorganized groups of neighbors as well as formal trade exchanges or bartering organizations. The system provides the means for subscribing members to create a... Agent:

20120005039 - Method of conducting financial transactions: A method is provided of conducting a financial transaction with reduced likelihood of fraud where a first party's financial account information is entered using the first party's mobile device with a single initial entry to a payment service. Funds are transferred to and/or from the first party's financial account using... Agent:

20120005040 - Methods and systems for capturing value from a payment decline or error: Methods and systems for capturing value from a payment decline or error include receiving a token over a computer network identifying a merchant and a declined or failed transaction initiated by a consumer, receiving confirmation over the computer network that the consumer has accepted an offer for information about why... Agent:

20120005038 - System and method for pci-compliant transactions: When the hosted PCI system thereafter receives payment amount information with the mapped credit card number, it derives the actual credit card number from the mapped credit card number, sends the actual credit card number and payment amount information to a payment gateway on behalf of the merchant, and communicates... Agent:

20120005037 - Kiosk system, providing anonymous purchases of legal, adult, sexually-orientated products from internet websites: The invention relates to the purchasing of legal, adult, sexually-orientated materials by an end customer from a specific (or multiple designated) internet website(s). This invention relates specifically to the selection of materials to be purchased by an end customer, the transfer of funds from the end customer to the website... Agent:

20120005041 - Mobile content distribution with digital rights management: A server distributes, to a mobile device, a catalog of available digital content and receives, from the mobile device, a request to download multiple digital content files based on the catalog. The server sends, to the mobile device, the multiple digital content files, where the each of the multiple digital... Agent: Verizon Patent And Licensing, Inc.

20120005042 - Products and services promotion system and method: A method on a server for facilitating sales over a communications network is disclosed. The method includes providing a graphical user interface to an online marketplace of goods, receiving, via the graphical user interface, a selection of goods and a salesman identifier from a consumer and receiving, via the graphical... Agent:

20120005043 - System and method for sales and distribution of tickets to future events: Methods and systems for tournament ticketing. A method of tournament ticketing includes: selling Nc tokens for each contestant c in a tournament, the tokens being redeemable for tickets to matches i of a particular contestant c in the tournament; and obtaining Ti tickets to each match i of the tournament.... Agent: D.o. Burin Consulting & Management Ltd

20120005045 - Comparing items using a displayed diagram: Among other things, a user can view graphically how different available items compare to one another, with respect to attributes of the available items, by controlling what is shown in a displayed diagram that identifies the items, in the context of indicators of their attributes.... Agent:

20120005047 - Image-based e-commerce method and system: The present disclosure relates to systems and methods for providing, retrieving, manipulating and using data and information, primarily image-based, in the context of an e-commerce setting. More specifically, the present disclosure relates to systems and methods for presenting content to and using content from first users that is contained in... Agent:

20120005046 - Merchandise and geographic information matching system, associate apparatus and method: Geographic merchandise matching system, associated apparatus and method are provided. In an embodiment, a hand-held apparatus integrates user geographic location and a merchandise matching condition, and queries a merchandise service platform. An information matching module of the merchandise service platform accesses a merchandise database, a geography database and a comment... Agent: Mstar Semiconductor, Inc.

20120005048 - On-line video and image system: A system is provided that allows a photographer to take images for a customer and provide those images to order servicing equipment with which the images are placed on-line for the customer to view. The customer may place orders for the images and products and services related to the images.... Agent:

20120005044 - System and method to provide a table of products based on ranked user specified product attributes: A system and method to provide a table of product attributes based on user specified preferences. A database module that stores an electronic catalog of products is utilized. The electronic catalog includes a taxonomy of products, categories, and products within the categories. The catalog also includes product attributes which describe... Agent: Cbs Interactive, Inc.

20120005049 - Alpha ii license management system: The Alpha II installation architecture requires extra management of per-seat installations to ensure the games are only installed with as many instances as were sold to the site. The License Management method manages and enforces proper per-license activation since a mechanism is present on the gaming machines to copy the... Agent: Bally Gaming, Inc.

20120005050 - Method and apparatus for information and computation closures account management: An approach is provided for enabling the accounting of closures to support query requests established by a device. A computation processing and accounting infrastructure determines one or more closures based, at least in part, on a query request. One of the one or more closures based, at least in part,... Agent: Nokia Corporation

20120005052 - Data processing system for complex pricing and transactional analysis: The present invention provides methods and systems for defining financial transaction components; defining mapping rules for taking individual financial transactions and breaking them down into their components, such as production services, billing services and settlement services. A data processing system in accordance with one embodiment of the present invention, creates... Agent: Financial Systems Technology (intellectual Property) Pty Ltd

20120005051 - Semi-automated customer model-based service deployment into data centers: A non-transitory computer readable medium embodying instructions executed by a processor to perform a method for service creation and mapping between at least two support systems includes receiving a request for a new service, wherein the request includes resource requirement information and QOS requirement information corresponding to the new service,... Agent: International Business Machines Corporation

20120005053 - Behavioral-based customer segmentation application: Embodiments of the invention relate to systems, methods, and computer program products for comprehensive and holistic behavior-based customer segmentation and customer profiling based on the segmentation. In specific embodiments of the invention, the segmentation includes internal credit behavior segmentation and external credit segmentation. In other embodiments, the segmentation includes internal... Agent: Bank Of America Corporation

20120005057 - Distribution of electronic market data: A system and method are provided that, among other things, can reduce the burden on receiving computers, increase data throughput, reduce system failure, and provide components of a scalable and flexible network architecture. Specifically, the system and method provide a multichannel-multicast network environment for use in dynamically assigning data to... Agent: Trading Technologies International, Inc.

20120005055 - Dynamic computation of roi for test automation: Embodiments of the present invention provide a method, system and computer program product for dynamic computation of return on investment (ROI) for test automation. In an embodiment of the invention, a method for dynamic computation of ROI for test automation can include storing a development cost for an automated test... Agent: International Business Machines Corporation

20120005054 - Fees and foreign currency exchange calculation: Various methods, apparatus, and systems are disclosed for calculating a fee linked to an online financial transaction. In one embodiment, a method includes receiving a fee calculation request linked to an online financial transaction associated with a fee type, a country code, and a client identifier; and then selecting, using... Agent: Ebay, Inc.

20120005056 - Systems and methods for determining a united states average retirement age index: Systems and methods for determining a U.S. average retirement age index, the index including a year and week. The method determines a wealth at death of an average U.S. couple for a first retirement age. If wealth at death is greater than zero, the retirement age is decreased by one... Agent:

20120005122 - Real estate investment method for purchasing a plurality of distressed properties from a single institution at formula-derived prices: A real estate investing method is disclosed in which aggregated investment capital is used to purchase a plurality of properties from a single lending institution at short-sale prices calculated using a pre-negotiated formula. The lending institution agrees to identify and qualify properties, and accept the short-sale prices, in return for... Agent:

20120005117 - System and method for bank account management and currency investment: The invention is a device for bank account management, comprising an input device adapted to receive information related to a diversification of an initial fund of a user, and a processor adapted to calculate a distribution of the initial fund comprising one or more selected currencies based upon the diversification... Agent:

20120005120 - System for operating investment money: Disclosed is a system for operating investment money (IM). The disclosed IM operating system includes a computation module communicating with a client information processor and receiving client setup information input/set by a client, a computation module generating an IM operation simulation data and notifying the generated IM operation simulation data... Agent:

20120005119 - Systems and methods for determining a united states average retirement age index: Systems and methods for determining a U.S. average retirement age index, the index including a year and week. The method determines a wealth at death of an average U.S. couple for a first retirement age. If wealth at death is greater than zero, the retirement age is decreased by one... Agent:

20120005121 - Systems and methods for determining an average retirement age index: Systems and methods for determining an average retirement age index, the index including a year and week. The method determines a wealth at death of an average couple for a first retirement age. If wealth at death is greater than zero, the retirement age is decreased by one and the... Agent: Newman Colombo Financial Research LLC

20120005118 - Systems and methods for optimizing capital structure of a financial institution: In accordance with the teachings described herein, systems and methods are provided for optimizing the capital structure of a financial institution. A system may include an optimization engine stored on a computer readable medium and executable by one or more processors, when executed the optimization engine being configured to: receive... Agent:

20120005123 - Data processing for an exchange traded fund: An accounting system allows posting transactions to a general ledger of an Exchange Traded Fund. The accounting system includes a computer-assisted process that nets subscription and redemption orders that occurred over a particular time (e.g., one day) and records a transfer of securities into or out of the fund based... Agent:

20120005124 - Roth-aware financial advisory platform: A financial advisory platform that includes Roth contribution support is provided. According to one embodiment, a method is provided for identifying an alternative retirement savings strategy that maintains take-home pay and increases a forecasted after tax value of a retirement portfolio. A split optimization module determines whether there exists an... Agent: Financial Engines, Inc., A Delaware Corporation

20120005063 - Fix proxy server: Using a feed backbone computer network, enables connection of counterparty customers in disparate Financial Information Exchange (FIX) networks, across IP network boundaries. The feed backbone network links consumer, database, management, and proxy computer systems with a FIX backbone computer network in turn connected to trading extranets via access centers. Proxy... Agent: Nyse Euronext

20120005067 - Method and apparatus for monitoring and evaluating limit order trading: Systems, methods, apparatus, computer program code and means for generating quality data associated with an option limit order are provided. In some embodiments, an option limit order is received, the option limit order including information identifying a customer, information identifying a desired option, and information that indicates a limit price... Agent:

20120005058 - Method and apparatus for motion based target prediction and interaction: Embodiments for motion based target prediction and interaction are described herein. One example embodiment includes predicting a target element based on a user moving a cursor in relation to a trading interface. When a target element is identified, one or more actions may be pre-configured based on the target element.... Agent: Trading Technologies International, Inc.

20120005061 - Method and system for facilitating property sales and gifting: A method and system for facilitating property sales and gifting, in particular real and personal property sales and gifting. A method and system for providing an online platform for property sales and gifting amongst various users of the method and system, including at least one property seller, at least one... Agent:

20120005062 - Multicomputer distributed processing of order and/or pricing information: A trading platform and trading method that may allow access to additional pools of liquidity is described. Other embodiments are also described.... Agent:

20120005059 - Order entry actions: Various embodiments disclosed herein relate to order entry. In the electronic trading process, order entry involves setting one or more order entry parameters, sending one or more order entry parameters, or both setting and sending one or more order entry parameters. As will be described in more detail below, various... Agent: Trading Technologies International, Inc.

20120005064 - Outlier trade detection for financial asset transactions: Tools are provided for identifying outliers or variations in trade data derived from financial asset transactions, such as securities lending transactions, foreign exchange transactions, over the counter and exchange traded derivative transactions, and equity and fixed income transactions. Such outliers may provide an indication that a given trade is suspicious... Agent: The Bank Of New York Mellon Corporation

20120005066 - Procedural order processing: An order en route to a marketplace is delayed so that a procedure can determine whether to generate a spawned order, and the spawned order is sent to a destination for execution essentially contemporaneously with the sending of the en route order to the marketplace. The spawned order can be... Agent: Pdq Enterprises LLC

20120005065 - Synthetic funds having structured notes: The present invention relates to synthetic funds for purchase by investors. A structured note is structured to provide customized equity returns/exposure. Terms of each structured note may be specified by the purchaser and the structured notes may be unsecured liabilities of the obligor, e.g., there are no underlying assets upon... Agent:

20120005060 - System and method for configuring trade order parameters: The example methods and systems described herein provide for configuration of one or more trade order parameters to associate with one or more trade orders, where the trade orders may be submitted to one or more electronic exchanges. According to an example embodiment, rather than having the trader manually configure... Agent: Trading Technologies International, Inc.

20120005069 - System and method for estimating perceived quality of new products: A system and a method are provided, which allow participants to trade virtual stocks corresponding to a plurality of products including at least one new product, and which provide a normalized perceived quality value about each of the products. A plurality of participants is provided with virtual stocks corresponding to... Agent:

20120005068 - System and method for money management in electronic trading environment: A system and method for money management in an electronic trading environment are presented. According to one embodiment, a trader may configure a plurality of filters, each including at least one filter criteria and filter condition. When a money management module detects a new order, the money management module intercepts... Agent: Trading Technologies International, Inc.

20120005071 - Method and system for loan closing: A method and system for electronically facilitating loan closing transactions that include sub-transactions involving third parties. The method and system provide functionality to quickly and easily order a sub-transaction and bill the respective party, or pay for the sub-transaction directly from various payment systems. An interactive closing document updates automatically... Agent: Altisource Solutions S.a R.l.

20120005070 - Sales lead generation system using a credit score survey: The invention is directed to a system for and a method of generating sales leads as a service for one or more vehicle dealerships that are not otherwise affiliated with the service. The invention may include maintaining a web site independently of the one or more vehicle dealerships that is... Agent: Veretech Holdings, Inc.

20120005072 - System, program product, and associated methods to autodraw for micro-credit attached to prepaid card: A consumer is prequalified for a line of credit attached to a prepaid card by a lending institution. The lending institution computer makes available draws to the line of credit line in an authorization stream for a proposed purchase using the prepaid card as payment. When the line of credit... Agent: Metabank

20120005073 - Financial transactions processing system including cash automation machine: A financial transactions processing system includes a safe (cash automation machine) that performs transactions including at least one of receiving and distributing money. A controller, such as a teller computer, issues instructions to the cash automation machine to perform the transactions. A processor, such as a bank branch CPU, receives... Agent:

20120005074 - Inline link payment: One or more pay links are provided on a content page, where the user can select the pay link to make a payment directly through a payment provider. A window is opened for the payment provider, and the user access a user account. The user makes the payment and returns... Agent: Ebay, Inc.

20120005076 - System and method for managing transactions with a portable computing device: A method and system include verifying credentials for gaining access to a transactional controller with the portable computing device. The transactional controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The transactional controller... Agent: Firethorn Holdings, LLC

20120005075 - Systems and methods for increasing collection agreement fulfillment and traceability: A system for receiving a payment for a financial obligation of a payer via a staged transaction, and for identifying an originator of the staged transaction. A collection system may be configured to, per the originator, associate the obligation with an identifier which may be unique to the obligation and... Agent: The Western Union Company

20120005077 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005078 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005079 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005080 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005081 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005082 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005083 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005084 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005085 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005086 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005087 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005088 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005089 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005090 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005091 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005092 - Transactional services: Methods and systems are provided for supporting electronic transactions, including transactions that are provided with per-user, per-device and per-domain security across domains of multiple service providers.... Agent: C-sam, Inc.

20120005093 - System and method for automatic payment of financial obligations: The present invention is a method for managing funds in anticipation of paying at least two financial obligations, such as an estimated tax payment and a mortgage payment. The due dates and amounts due are determined from customer financial information. During an escrow period leading up to the first obligation... Agent: Dynatax Solutions, Ltd.

20120005094 - System, program product, and associated methods to autodraw for micro-credit attached to prepaid card: A prepaid card processor receives data for a line of credit for a prepaid card from a lending institution computer. The prepaid card processor makes available draws to the line of credit line on behalf of the lending institution computer in an authorization stream for a proposed purchase using the... Agent: Metabank

20120005095 - System, method, and program product for foreign currency travel account: Systems, program product, and methods for securing or procuring destination currency funds for a traveler to be used for travel in a destination country commencing at a scheduled future travel date, are provided. A system can include a domestic financial institution server including foreign destination currency transaction account program product.... Agent: Metabank D/b/a Meta Payment Systems

20120005096 - Method of conducting financial transactions: A method is provided of conducting a financial transaction with reduced likelihood of fraud. A financial transaction is entered into using a first party's financial transaction instrument to transfer funds. The first party's financial transaction instrument information is sent externally to a mobile device. The financial transaction instrument information is... Agent:

20120005097 - Device and method for handing over products purchased online: m

20120005098 - Privacy-sensitive sample analysis: Processes are described for provision of privacy-sensitive sample analysis results to a sample provider. The sample provider generates a cryptographic commitment encoding a secret value, r, and a sample identifier, s, associated with a sample container. The sample provider provides the commitment to an analysis provider in association with the... Agent: International Business Machines Corporation

20120005100 - Car navigation system and individual functional device: A car navigation system includes: an in-vehicle display device that includes: a central information display device that has a display and displays a video image on the display; an individual functional device that is formed independently of the central information display device and has a navigation function; and an expansion... Agent: Kabushiki Kaisha Toshiba

20120005099 - Secure electronic records in smart devices: Methods and apparatus for creating secure electronic records using a smart device are disclosed. A smart device is authorized by connecting the device with a secure host computer. The host computer authorizes the smart device for a specified period of time. The user verifies that they are allowed to use... Agent: Intelli-services, Inc.

20120005102 - Method and system for anonymous communication between a consumer and provider: A method and system for anonymous communication between a consumer and a provider are disclosed. According to one embodiment, a computer-implemented method comprises receiving a first input from a consumer, the first input including an indication of intent to purchase a desired product. A plurality of providers is queried based... Agent:

20120005101 - System and method for offering bulk products for sale to multiple businesses by provision point mechanism: A method for business-to-business (B2B) provisioning implemented on a computer system. Information is stored for at least one purchase offer concerning an associated product or service. The stored information identifies the associated product or service, a number of current acceptances of the offer made by one or more businesses, and... Agent:

20120005103 - Method and apparatus for construction simulation: In a construction simulation apparatus: a 3-D already-existing model, installation progress data, and a 3-D new-construction model are recorded in databases; a match determination unit determines similarity in one or more installation positions of one or more of pieces of equipment and piping components between the 3-D already-existing model and... Agent: Hitachi, Ltd.

20120005104 - System, method, and apparatus for generating and distributing watershed restoration credits: Embodiments of the present invention provide for systems, apparatuses, and methods for collaborative watershed restoration projects, which may include one or more restoration actions involving a variety of different stakeholders that, when completed, provides a positive contribution to the ecological health of at least one watershed. Other embodiments may be... Agent: The Freshwater Trust

20120005105 - Supply chain management using mobile devices: A method for supply chain management using mobile devices with a server on an electronic data network includes receiving identifying information for a product transmitted from a mobile device via the network, the server being periodically updated with product recall data. The server queries a traceability server via the network... Agent:

20120005106 - Customer care based on social media: In one implementation, the information available in social networking services is leveraged by a customer service agent. Recent social media posts by customers may be accessed by a call center server either at the time of a customer service request or ahead of time. If the customer has provided any... Agent: Cisco Technology

20120005107 - System and method for monitoring equipment maintenance: A method comprises storing maintenance data associated with a particular maintenance task for a particular type of equipment, where the maintenance data includes calendar maintenance data and usage maintenance data. The method further comprises storing calendar tracking data and usage tracking data. The method further comprises determining if the calendar... Agent:

20120005108 - Method and system for providing a guaranteed offer price for a vehicle: Methods and systems for generating a guaranteed offer price for a vehicle are disclosed. An appraisal device selects a price adjustment category for the vehicle from a set of stored price adjustment categories. The appraisal device determines a base value for the vehicle by modifying a market value of a... Agent: Buybook Technology, Inc.

20120005109 - System, method, and apparatus for property appraisals: An appraisal system, method, and apparatus for property appraisals including a collector system, an appraisal database, an accounting system, and a scoring system. The collector system gathers data associated with a property and provides the data to the appraisal database. The collector system also reviews, edits, corrects, validates, and formats... Agent:

20120005110 - System and method for rendering content associated with a digital work: A method, system and software for permitting use of digital works having rights associated therewith in a system having repositories configured to enable use of the digital work in accordance with the rights, including associating a transfer right with a digital work, the transfer right specifying that the digital work... Agent: Contentguard Holdings, Inc.

20120005112 - Submission validation system and method: The present general inventive concept provides a system and method to analyze and validate data submission of real estate data related to property value, store the real estate data, and track any manipulation thereof, thereby providing secure real estate data with increased accuracy.... Agent:

20120005111 - Financing of tenant improvements: Methods for lease financing of tenant improvements. Improvements to a lease space are leased from a special purpose entity to a tenant under an improvements lease distinct from the space lease. The special purpose entity may be a legal entity owned under tax accounting rules by a landlord of the... Agent:

20120005113 - System and method for assessing employee work performance: A computer system for maintaining employee performance ratings, the system comprising a storage module configured to store an employee record comprising employee performance data, the performance data generated in response to an evaluation made by an associated employer. The system further comprising a determination module arranged to evaluate both the... Agent: Lifehistory Pty Ltd

20120005114 - Customized review system and method: A method for providing a customized review may include receiving, by a processing device, a request for a customized review for a product or service from a requester. The method may also include receiving, by the processing device, a consumer profile associated with the request from the requester. The method... Agent: International Business Machines Corporation

20120005116 - Modeling of business process data: In one embodiment, a business process meta-model is defined that represents a business process. The business process meta-model includes control flow elements pertaining to a control flow of the business process, and annotation elements providing details for the control flow elements.... Agent:

20120005115 - Process risk prioritization application: Embodiments of the invention relate to systems, methods, and computer program products for prioritizing processes in terms of risk. Specifically, present embodiments provide assessment of process applicability to risk factors and an independent assessment of the relative importance of the risk factors. The two independent assessments, conducted by separate corporate... Agent: Bank Of America Corporation

20120005126 - Charging/discharging apparatus and charging/discharging method: Disclosed is a charging/discharging apparatus and charging/discharging method. According to the present disclosure, a user can suitably control a battery charging/discharging under a price changing system in which electricity price varies depending on time of day. To do this, after the user input a charging reference price and a discharging... Agent: Lsis Co., Ltd.

20120005125 - Payment system and method for provision of power to electric vehicle batteries: The present invention provides computer-controlled payment systems for charging a fee for battery charging of an electric vehicle, the system including an electric vehicle including at least one battery, a master charger vehicle including a master battery module, a control system in communication with the at least one electric vehicle... Agent:

20120005130 - Counter top beverage chiller with advertising indicia and related advertising methods: A device and advertising method utilizes a sound and light display device, which often holds a bottle of a beverage to be dispended, and customer based remote which is distributed to customers in any number of ways. In one embodiment the sound playing device can be incorporated into a chiller.... Agent:

20120005129 - Food container sale method: A method for selling individual containers used for the storage of fresh foods comprising the steps of providing individual containers in store and adjacent a fresh food product to be purchased, and charging the shopper for the container on a per container basis separately from the food purchased. The bags... Agent: The Glad Products Company

20120005127 - Methods for improvement of beta cell function: Disclosed are methods for improvement of beta cell function in a subject using an anti-IL-1β antibody or fragment thereof.... Agent: Xoma Technology Ltd.

20120005128 - Methods for reducing the risk of an adverse dronedarone / calcium channel blockers interaction in a patient suffering from atrial fibrilation: s