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Data processing: financial, business practice, management, or cost/price determination July category listing 07/11

Below are recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
07/28/2011 > 152 patent applications in 76 patent subcategories. category listing

20110184745 - Business enablement system: A business enablement method and system. The method includes identifying and retrieving business management data associated with the business. The business management data is mapped to a structure comprised by a business management model. The business management data is categorized into a standard informational structure. An intranet viewable interactive model... Agent: International Business Machines Corporation

20110184743 - Determining usage of an entity: A computerized system and methods for determining a schedule and availability of an establishment's products and services for a user that includes a server system with a processor, an input system and an output system. There is also a plurality of system units that access the server system through a... Agent: B4ugo Inc.

20110184741 - Device, method and system for virtual business operation based on positioning technology: A positioning-based virtual business operation system includes a seller equipment having a positioning device for acquiring positioning information of the seller equipment and a data transmitting/receiving device for transmitting the positioning information; an operation platform having a business information interface for receiving the positioning information of the seller equipment and... Agent: National Taiwan University

20110184742 - Methods and apparatus for incenting behavior: The system and method disclosed herein is a social networking platform that enables real-time peer-to-peer positive financial incentives to reward and sustain behavior. The system and method integrates computerized social networking tools, email reminder technologies, workflow and secure financial transaction systems together with compliance metrics to support behavior change through... Agent: Healthrally

20110184746 - System and method for providing counseling service: One embodiment of the present invention provides a collect call method and system thereof, more particularly, in order to charge the called party with a uniform toll for collect call, which is determined by only the type and location of called party terminal. In one embodiment, the collect call method,... Agent: Howlink Global LLC

20110184744 - Video and multimedia distribution system: Digital media content-on-demand hosting/delivery system for using an n-tier, multi dimension dynamic data technology to distribute digital content and manage information and comprising separate delivery and end-user systems with separate but compatible software, the hosting/delivery system being sub-divided into distributed hosting clusters serving small groups of users, ensuring local balance... Agent: V V S Virtual Video Systems (canada) Inc.

20110184749 - Collaboration system & method for doing business: A medical collaboration method and a system supporting that method. The collaboration is between a diagnosing physician, a radiation physician and a third party provider. In some embodiments the method and system provide peer review, concurrence and coordinated planning and implementation of radiation treatment/therapy. The methodology of the collaboration can... Agent:

20110184752 - Diabetes management unit, method, and system: A system and method are shown and described for outputting a customized health data report with minimal usage of a user interface.... Agent: Lifescan, Inc.

20110184750 - Hospital information system: A hospital information system including a number of distributed workstations for processing of medical data shall allow a coordinated, predictable and simulatable size-up/size-down of its systems allowing a determination of the technical and monetary consequences. To this end, in at least one embodiment, the hospital information system includes a central... Agent:

20110184753 - Interactive patient medication list: Systems, methods and devices for managing patient medication data which include, in one implementation, displaying in a user-interface movable medication containers for medications in a list of medications for a patient, each medication container having a corresponding medication category; displaying a receptacle for organizing the medications, the receptacle having multiple... Agent: Medimpact Healthcare Systems, Inc.

20110184747 - Method for distribution of a drug: A method of providing an anti-VLA-4 antibody to a patient.... Agent:

20110184751 - Pharmaceutical storage and retrieval system and methods of storing and retrieving pharmaceuticals: A pharmaceutical storage and retrieval device and a method of accessing and loading the device. The device include a housing, at least one port with controlled access to inventory stored within the device, a robotic transfer mechanism for moving inventory items to and from the controlled port, software for tracking... Agent:

20110184748 - Self-administered patient healthcare management system: A system to help patients manage their healthcare using a comprehensive package of healthcare reminders administered by remote computing and wireless communications devices. Healthy lifestyle, preventive care, chronic condition maintenance care, medication compliance and custom reminders are set according to a schedule and delivered via email, SMS text message, IVR... Agent:

20110184754 - System and method for remote health care management: A remote health care method, the method includes generating a user intention from usage data of a user provided by a health care terminal, generating a health care professional intention about the user, generating a personalized recommendation which adjusts compliance of the user with respect to remote health care management... Agent: Samsung Electronics Co., Ltd.

20110184760 - Apparatus and method of automated information extraction and implementation through large scale networks: A system and method for extracting medical information into a digital format; classifying the medical information into a database with customizable standard categories; and implementing the new information on all related customers' system in large scale networks.... Agent:

20110184762 - Clinician review of an orthodontic treatment plan and appliance: A computer is used to create a plan for repositioning an orthodontic patient's teeth. The computer receives an initial digital data set representing the patient's teeth at their initial positions and a final digital data set representing the teeth at their final positions. The computer then uses the data sets... Agent: Align Technology, Inc.

20110184763 - Continuity of medical care: A consumer is provided with continuity of medical care by being prompted to transfer data to a recipient, upon completion of the consumer's interaction with a brokerage system. The data obtained during the interactions is transferred to one or more recipients selected by the consumer.... Agent: American Well Corp., A Delaware Corporation

20110184758 - Electronic medication aministration record system for low patient trust environments: A system for electronic medication administration records system utilizing a computer processing unit and an operating system in a correctional facility. The system updates patient history and medication distribution to certain patient inmates recording the distribution and inmate signature for accurate and irrefutable records. The system creates auto mapping medical... Agent:

20110184757 - Interactive medical card and method of processing medical information stored thereon: The present disclosure relates generally to an apparatus, system and method, and more specifically to a portable electronic interactive medical card, which includes a cardholder's medical information for which access is authenticated by biometric verification means.... Agent:

20110184756 - Maintaining patient medication lists: Systems, methods and devices for managing patient medication data which include, in one implementation, receiving medication data for a patient from multiple sources; reconciling the medication data from multiple sources to generate a reconciled list of medications for the patient; presenting the reconciled list to the patient in a user-interface;... Agent: Medimpact Healthcare Systems, Inc.

20110184755 - Managing patient medication data: Systems, methods and devices for managing patient medication data which include, in one implementation, receiving medication data for a patient from multiple sources; generating a list of medications for the patient by consolidating identical medication listings in the medication data; presenting the medication list to the patient in a user-interface;... Agent: Medimpact Healthcare Systems, Inc.

20110184761 - Method and apparatus for estimating patient populations: The methods and apparatuses of the present invention provide for a continuous abstraction of randomly sampled patient data and shortened data processing cycle times when an accurate sample population size is unknown at the beginning of the sampling process. The present invention estimates an initial medical patient population size for... Agent: Siemens Medical Solutions Usa, Inc.

20110184764 - Method of acquiring data: The invention discloses a method of acquiring, storing and transmitting data, which includes the provision of a database having at least three record sets in which data, such as medical examination data, can be accurately stored in suitable numerical format.... Agent:

20110184759 - Quality improvement (qi) review system and method: A computer-implemented clinical quality review method involving: for each of a plurality of medical problem types, storing a corresponding set of review criteria; receiving a plurality of electronic patient care records (ePCRs) from a medical service provider (MSP), each ePCR identifying a patient treated by the MSP and information about... Agent: Clinical Care Systems, Inc.

20110184765 - System and method for a healthcare provider to obtain, distribute, and track pharmaceutical samples: A system and method of supplying prepackaged pharmaceutical samples to healthcare providers in the employ of a healthcare organization. A vending machine is provided. The healthcare organization preauthorizes various types of pharmaceutical samples to be stocked within the vending machine. The vending machine is stocked only with the pharmaceutical samples... Agent:

20110184766 - Systems and methods for prospecting and rounding business insurance customers: Systems and methods are disclosed herein for identifying potential insurance prospects. The potential customers or prospects are identified by determining prospect underwriting affinity scores, prospect affinity scores, and prospect context scores with predictive models. The scores are then combined into a combined prospect score, which is used to adjust insurance... Agent: Hartford Fire Insurance Company

20110184767 - Systems and methods for providing a combination financial product: The present invention relates to systems and methods for administering combination annuity products and to combination annuity products themselves. Certain embodiments of the invention can be used in connection with variable universal life insurance and variable life insurance contracts.... Agent: Massachusetts Mutual Life Insurance Company

20110184768 - Automatically determine suggested meeting locations based on previously booked calendar events: A method and system for determining suggested meeting locations based on previously booked calendar events is described. One aspect of the invention involves: receiving a meeting request including one or more participants, determining preferred meeting locations based on previously booked calendar events for at least some of the participants, determining... Agent:

20110184769 - System and method for planning, scheduling and managing activities: The invention relates to computer based methods and systems for planning, managing and scheduling of the participation of users, be they individual or groups, in an exponential smoothing manner with respect to activities at, e.g., a mega amusement park (“MAP”) or other venue.... Agent:

20110184770 - Cross docking in route determination: Apparatus comprising a data storage device which stores at least one route graph, the at least one route graph describing a plurality of route paths between a plurality of locations, wherein at least one route path in the at least one route graph comprises at least two consecutive direct routes... Agent:

20110184771 - Implementation resource project management: A method and apparatus provides management of projects including breaking the project into tasks and task dependencies and assigning employees as resources to work on the task dependencies. Resources are evaluated based on skills, experience with applications, distance to work site, customer satisfaction rating of prior work and availability. Progress... Agent:

20110184772 - Automatically schedule and re-schedule meetings through search interface: A method and system for scheduling or re-scheduling calendar events is described. One aspect of the invention involves: receiving a calendar search request to schedule a calendar event including at least one participant and a time of meeting constraint; obtaining information identifying one or more preferences associated with the at... Agent:

20110184773 - Method and system for planning paratransit runs: A method and system for paratransit run-cutting are provided. Expected demand is determined over a set of time intervals for a time period from historical demand data stored in a database. A supply of vehicles required to meet a desired level of the expected demand over each of the time... Agent:

20110184774 - Method and system for planning paratransit runs: A method and system for paratransit run-cutting are provided. Expected demand and variance in the expected demand are determined over a set of time intervals for a time period from historical demand data stored in a database. A supply of vehicles required to meet a desired level of the expected... Agent:

20110184775 - Automated routing process: A system and method of automatically routing cases for processing is presented. The system and method may include identifying cases for processing at multiple entities and associating a transfer indication with the cases. The transfer indication then provides an indication to bypass a first set of routing instructions and instead... Agent: Bank Of America Corporation

20110184776 - Method and system of generating audit procedures and forms: A professional services audit tool is disclosed that includes an application that performs a variety of functions such as completing certain audit planning processes/forms, offering a tailored set audit programs based on the assessed risks, allowing users to further tailor the suggested audit programs, and rendering these audit programs in... Agent:

20110184777 - Delinquency migration model: In general, embodiments of the invention relate to systems, methods, and computer program products for predicting population migration and analyzing migration-affecting programs. For example, an apparatus is provided having a memory device with population information and a plurality of migration factors stored therein. The population information includes information about population... Agent: Bank Of America Corporation

20110184779 - Dynamic on-line learning system for electronic coupons using on-line auctions: A system, method, and computer program product implementing the method for generating promotional scheme parameters for issuing redeemable electronic coupons, wherein the method comprises automatically obtaining market demand data from defined sources of online auctions, conducting online auctions using defined parameters for specified goods and/or services to obtain market demand... Agent: International Business Machines Corporation

20110184778 - Event prediction in dynamic environments: Event prediction in dynamic environments is described. In an embodiment a prediction engine may use the learnt information to predict events in order to control a system such as for internet advertising, email filtering, fraud detection or other applications. In an example one or more variables exists for pre-specified features... Agent: Microsoft Corporation

20110184780 - Integration of ecommerce features into social networking platform: A method and system are provided for ecommerce marketplace users to provide contents for social networking platform integration, such as a user sharing purchases with friends so that the user may show new clothes to friends on a social networking service. Content can be transmitted to a social network server... Agent: Ebay Inc.

20110184781 - Tracking of patient satisfaction levels within a healthcare facility: A computer-implemented method includes tracking by one or more computer systems a user's satisfaction level with a medical service; determining by the one or more computer systems that the user's satisfaction level is below a threshold value; causing by the one or more computer systems one or more processes to... Agent:

20110184782 - Methods and a system for implementing business process management for long-term execution processes: In one embodiment, a method for executing long-term business process includes steps of: a) providing an interface to design or modify a BPM diagram for at least one business process; b) providing at least one data structure to store specification and/or requirements of the BPM diagram and state of at... Agent: Calm Energy, Inc.

20110184783 - Multiple ranking methodology for selecting part of a group based on combined multiple performance and/or characteristics criteria: A methodology for selecting a part of a group of many similar units (i.e. workers as part of a team, retail store locations as part of a store chain, bolts as part of a bolts lot of many similar bolts, etc.), based on the combination of multiple performance and/or characteristics... Agent:

20110184784 - Tracking carbon footprints: Novel solutions to the challenges of obtaining accurate information about a user's or an organization's carbon footprint. In some cases, these solutions can obtain and/provide feedback about a user's carbon output based on the user's habits and choices. Some solutions are designed to supply services to individuals as well as... Agent: Trimble Navigation Limited

20110184786 - Methodology for data-driven employee performance management for individual performance, measured through key performance indicators: A methodology for data-driven employee performance management and performance-related compensation (i.e. bonus), measured through key performance indicators, methodology which includes the following steps: setting individual key performance indicators (KPIs) and the respective performance goals associated with said KPIs, establishing performance review frequency (i.e. monthly, quarterly, annually), establishing baseline levels for... Agent:

20110184785 - Methodology for monitoring and tracking process changes, special cause occurrences, process improvement actions, and their effects, in single or multiple, correlated processes: A methodology for monitoring and tracking of process changes, special cause occurrences, and process improvement actions, and their effects on correlated processes, which includes the following steps: identifying the targeted process(es), defining the key performance indicator(s) (KPIs) for the process(es), selecting the appropriate frequency of the data points (i.e. daily,... Agent:

20110184787 - Method, apparatus and system for monitoring computing apparatus: A system for validating electronic voting made via computer apparatus comprises a device configured to connect to the computer apparatus and store data output by the computer apparatus. A separate processing device is configured to connect with the device and analyse the stored data to determine the validity of the... Agent:

20110184789 - Destination information sharing for the automobile environment: An in-vehicle system may detect an occurrence of a triggering event, detect a short-range communication connection between the in-vehicle system and a mobile communication device, send a prompt, including a request for information, to the mobile communication device, and receive a response, including the requested information, from the mobile communication... Agent:

20110184788 - Third-party provider method and system: Methods and systems for processing negotiable economic credits through, or at the request of, a hand held device in association with a third-party provider communicative with the hand held device and/or a point of sale. At least one negotiable economic credit can be transferred from a third-party provider communicative with... Agent: S.f.IPProperties 62 LLC

20110184792 - Social network rewards: Social network reward techniques are described. In an implementation, a method implemented by at least one computing device includes obtaining data that describes users' interaction with a social network service and determining influence of one or more said users on other said users via the social network service from the... Agent: Microsoft Corporation

20110184793 - Dynamic e-mail: A system may present dynamic content to an e-mail recipient in the form of an image implementing frame-sequence animation. Each frame may present an offer to the recipient. Upon selection of an offer, the system may determine which offer the recipient selected by determining which frame was displayed when the... Agent: Mypoints.com Inc.

20110184795 - Mobile marketing: A method for mobile marketing includes, with a mobile computing device, requesting an electronic benefit an entity associated with a mobile marketing system, receiving a first electronic benefit from the entity in response to the request, and receiving a second electronic benefit in response to sharing the first benefit.... Agent:

20110184794 - Referral incentive system and method: A system and method for providing referral based incentive awards for a moving company. The system includes storage means for electronically storing a plurality of client referral records. Each of the plurality of client referral records preferably includes a plurality of metadata fields identifying a referring client's name, a referred... Agent: Shleppers Holding LLC

20110184796 - Method and system of internet based control of promotional content from pharmacies and associated with pharmaceutical storage systems: The present disclosure is directed to an apparatus and system for the promotional or goods or services, including marketing, advertising and coupon procurement and validation, in connection with pharmaceutical containers and an internet based management of the same.... Agent: Tri State Distribution, Inc.

20110184797 - System and method for toy adoption and marketing: A computer system provides a virtual world. The computer system includes a server subsystem serving virtual world data, via a communication network, and receives data and/or commands. A registration subsystem, coupled to the server subsystem, verifies information from a toy, registers the toy, and determines a quantity of toys registered... Agent: Ganz

20110184798 - Commodity information processing system, portable terminal, and computer program: According to one embodiment, a commodity information processing system includes a second reading unit, a medium issue unit, a first storing unit having sale-in-a-set information stored therein, a specific-information generating unit, a determining unit, and an issue unit. The specifying information generating unit generates provisionally-registered commodity specifying information for specifying... Agent: Toshiba Tec Kabushiki Kaisha

20110184799 - Marketing methods for goods and services: A marketing method for goods or services includes assigning at least one telephone number and a web page to at least one user for offering goods and/or services for sale to at least one prospective buyer; contacting the telephone number; and sending a message to the at least one prospective... Agent:

20110184790 - Actionable digital cards, related content and social marketing: The invention is a system and method for creating, managing and delivering actionable digital cards and related content to mobile devices. The system measures penetration of cards and provides measurable marketing, such as which consumer viewed which content. It allows an owner of a mobile device to acquire, manage, and... Agent:

20110184800 - Systems and methods for accountable media planning: Systems and methods for facilitating web-based media planning are disclosed. Media campaigns are recommended based on querying a data library and using a targeting goal. A measure of success of the campaign is determined from responses to the campaign.... Agent: Backchannelmedia, Inc.

20110184801 - Systems and methods for optimizing marketing decisions based on visitor profitability: Marketing is facilitated based on a profitability prediction. A merchant optimizes offers to a website visitor based on predicted profit for potentially offered items. The profitability predication can be deployed to determine incentives to marketing affiliates, and to determine bids for search terms when the merchant uses a paid search... Agent: American Express Travel Related Services Company, Inc.

20110184802 - Auction format selection using historical data: An auction format may be selected pursuant to analyzing and identifying certain statistical patterns in historical data. For example, the choice of auction format may be based on whether bids and quality exhibit correlation, which can be identified in the historical data. By identifying the statistical patterns in the data,... Agent: Microsoft Corporation

20110184803 - Increasing advertiser utility in broad match auctions: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for increasing advertiser utility in broad match auctions. In one aspect, a method includes receiving, from an advertiser, a set of keywords; accessing a linear program for a keyword language auction; determining a solution to the linear... Agent:

20110184804 - Method and apparatus for queuing user action prior to authentication: A system and method for queuing a user's selection of a good or service. In a preferred embodiment a user is presented with a dynamic matrix of images during a user identity authentication session. At least one image advertising the good or service is presented within the matrix. The user's... Agent: Vidoop, LLC

20110184805 - System and method for precision placement of in-game dynamic advertising in computer games: The present invention provides a system for precision in-game dynamic advert placement in computer games, comprising: a. networked game playing means; b. at least one game, stored in at least one game domain; c. means for obtaining at least one real-time AV caption of the output generated by said computer... Agent: Tictacti Ltd.

20110184806 - Probabilistic recommendation of an item: A clustering and recommendation machine determines that an item is included in a cluster of items. The machine accesses item data descriptive of the item. The machine accesses a vector that represents the cluster and calculates the likelihood that the item is included in the cluster, based on the item... Agent:

20110184807 - System and method for filtering targeted advertisements for video content delivery: In accordance with an embodiment, a method of inserting advertisements into video content includes electronically filtering a first list of advertisements according to user preference data to determine a second list of advertisements. The video content has a plurality of segments, each segment of which is associated with a category... Agent: Futurewei Technologies, Inc.

20110184810 - Method and apparatus for maximizing brand exposure in a minimal mobile display: The delivery of targeted advertisements (ads) to wireless mobile handheld display devices (MHDDs) with client specific advertisement and dynamic content for response and feedback is becoming important in advertising. As the return for ads on MHDDs becomes higher, there is a push to show larger, complex, and more interactive ads... Agent: Goldspot Media, Inc.

20110184809 - Method and system for managing advertisments on a mobile device: Methods and systems for distributing advertisements are disclosed. The system includes an advertisement data store for storing a set of advertisements. The system includes a content data store for storing a set of contents. The system includes an advertisement management server to select an advertisement and user content for bundling... Agent: Doapp, Inc.

20110184808 - Targeted content in print media: A device for retrieving targeted content associated with a print medium that includes a transceiver that receives identification data indicative of a user of the print medium where the transceiver transmits the identification data to a content server and an output module that provides targeted content received from the content... Agent: Yahoo! Inc.

20110184811 - Providing contextual advertisements for electronic books: Systems and methods for providing contextual advertisements to present to a user in association with electronic books are provided. Advertising entities may submit information to include in the contextual e-book advertisement. An advertisement manager identifies the e-book and content associated with each page therein. A target page to receive the... Agent: Microsoft Corporation

20110184812 - Systems and methods for targeted advertising on food and beverage preparation and dispensing machines: Providing targeted advertising on food/beverage preparation or dispensing machines may include electronically presenting selected targeted media on or in proximity to a food/beverage preparation or dispensing machine. This may involve automatically activating consumable item preparation or dispensing mechanisms of the food/beverage preparation or dispensing machine, or activating an item selection... Agent: Break Room Media LLC

20110184813 - Targeting offers to users of a web site: A computer system for targeting offers to users of a web site comprises a memory and a processing circuit. The memory is configured to store a plurality of user attributes for a user and a plurality of rules defining when an offer is to be presented to a user. The... Agent: Cbs Interactive, Inc.

20110184814 - Network advertising methods and apparatus: A network advertising system and method includes an item within electronic media being tagged by a secondary advertiser. A text block unit receives a search query from the secondary advertiser, retrieves primary advertiser information from the primary advertiser database in response to the search query and displays the primary advertiser... Agent:

20110184815 - System and method for sharing profits with one or more content providers: Disclosed herein is a system and method for sharing profits with one or more content providers. The system includes an operation server unit, at least one user terminal connected to the operation server unit over a communication network, and at least one content server. The operation server unit includes a... Agent:

20110184791 - System and method of authentication, monitoring, and advertisement distribution: A method including receiving, by a processor of a computing system, a submission from a user, authenticating, by the processor, the submission received from the user with a unique identifier of the submission, tracking, by the processor, the unique identifier to detect a presence of the submission, determining, by the... Agent:

20110184816 - Rule-based bidding platform: A computing system is configured to accept bid rules from merchants for the placement of ads for a plurality of products. The bid rules comprise a bid amount, a rule definition and a priority. The bid amount may be an absolute bid or it may be relative to base advertising... Agent:

20110184817 - Sensitivity categorization of web pages: Methods, systems, and computer programs for categorizing the sensitivity of web pages are presented. In one method, a space of sensitive pages is identified based on the sensitivity categorization of a first plurality of web pages and a second plurality of web pages. The first plurality of web pages is... Agent: Yahoo!, Inc.

20110184819 - Audible transaction process and system: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale.... Agent: Bank Of America Corporation

20110184820 - Mobile device consumer interface process and system: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to... Agent: Bank Of America Corporation

20110184818 - Truth signals: A method and apparatus for paying for an existing report are provided. In the method, an existing report for which a first structure of entities is identified is received. Thereafter, a set of other reports for which respective second structures of entities are identified is received. A weighting for other... Agent: Xerox Corporation

20110184821 - Payment device triggered modified transaction session at point of sale: Systems, methods, and computer program products are provided for providing a modified transaction process or session for a consumer at a point of sale of a vendor when triggered by a consumer's transaction or payment device. The transaction device either stores consumer preference data or stores pointer data pointing to... Agent: Bank Of America Corporation

20110184823 - Incentive program for point-of-sale operators: A method includes receiving point-of-sale (POS) operator identification information via a POS terminal. The POS operator identification information identifies an individual POS operator. The method further includes receiving transaction information indicative of an amount paid for a transaction and a mode of payment for the transaction. In addition, the method... Agent:

20110184822 - Point of sale network router: Systems and methods are provided for routing data. A device is provided that includes a first data port configured to be coupled to a printer port of a point of sale system, a second data port configured to be coupled to a remote system, an optional third data port configured... Agent: Naviit, Inc.

20110184824 - Tactile overlay for point of sale terminal: Systems and methods provide tactile assistance to a consumer completing a transaction at a point of sale terminal. A tactile overlay, either permanent or removable, couples with a consumer interface such as a touch screen of the point of sale terminal. The tactile overlay includes one or more overlay inputs... Agent: Bank Of America Corporation

20110184828 - Method and system for providing annotations of a digital work: Methods and systems for receiving and distributing annotations of a digital work include receiving an annotation of the digital work, storing the annotation, and providing the annotation to a user. The user may be required to submit a valid authorization credential for the annotation. Annotations may be textual or graphical,... Agent: Amazon Technologies, Inc.

20110184826 - Method and system for selling consumer services: A system for selling consumer services according to the service satisfaction is presented. The system includes delivering the service, determining an emotional state of the consumer before, during, or after consumption of the service, setting a price for the service based on the emotional state of the consumer, and receiving... Agent: Innovationet

20110184825 - Mobile commerce ticketing method and apparatus: A mobile commerce method and system for facilitating the same are described. In particular, the mobile commerce method employs images and image-encryption algorithms to confirm purchases. A user purchases a good and/or service and once payment has been authenticated, the authenticating entity generates a globally unique image which is transmitted... Agent:

20110184827 - System with user directed enrichment: A system for enriching document content using enrichment themes includes a directed search service and an import-export service. The directed search service allows users to author documents while querying information providers using the directed searches that are inserted as part of the authored documents. The import-export service enables meta-document exchanges... Agent: Xerox Corporation.

20110184829 - Dental products distribution system: Disclosed herein are systems and methods for improved dental instrument manufacturing and customer-driven dental instrument design. In one embodiment, there is provided a dental products manufacturer computer unit comprising a display; a connection to a communication network; at least one memory component; product data stored on the at least one... Agent:

20110184835 - Business-to-business electronic commerce clearinghouse: A business-to-business transaction clearinghouse integrates the traditional point-to-point business supply chain at the clearinghouse. The clearinghouse provides cost effective access to a wide variety of members and includes value-added services. Members of the clearinghouse can include trading members, members that help the trading members ship their products, and banking members.... Agent: Supply Chain Connect, LLC

20110184830 - Method for determining the inset of a progressive addition lens: A method for determining the value of the inset of a progressive addition lens according to a wearer comprising the steps of: providing convergence data, determining from the convergence data the inset of the progressive addition lens considering at least the convergence data and the prismatic effect of the progressive... Agent: Essilor International (compagnie Generale D'optique)

20110184836 - System and method for list shopping over a computer network: The present invention is a system for conducting commercial transactions over the Internet, whereby a shopper can simultaneously search for a plurality of items on at least one website with a single search command. The shopper can selectively specify the items of interest to be searched and can also specify... Agent:

20110184831 - An item recommendation system: e

20110184832 - System and method for networking shops online and offline: Garments are presented to a consumer using a computer by reading a database of garments, wherein the database of garments includes parameters for at least some of the garments represented by records in the database of garments, the parameters including at least a garment type, reading data representing a plurality... Agent: The Purple Eagle Management & Investment 2006, Ltd .

20110184834 - Distributed electronic commerce system with virtual shopping carts for group shopping: An electronic commerce system includes a broker that enables third parties to create their own independent shopping carts including items from one or more merchants and/or items for group shopping. An agent, customer, or merchant can create and store a shopping cart containing one or more items. One or more... Agent: Google Inc.

20110184833 - System and method for providing assistance to purchase goods: A system and method provides a web interface which enables consumers to select nutritious meals and easily obtain needed ingredients for the meals. The web interface provides a plurality of user selectable meals to a user, obtains a selection of at least one of the user selectable meals from the... Agent:

20110184839 - System and method for managing avatar on instant messaging platform: The present invention relates to instant messaging (IM) technologies, and provides a system and method for managing an avatar on an instant messaging (IM) platform. The method is based on at least one terminal and includes steps of: A) detecting an area where an action takes place and determining a... Agent: Tencent Technology (shenzhen) Company Limited

20110184837 - System and method for ordering products and materials using an electronic sku finder: A programmed data control server compiles a database of product and materials order information from all available suppliers, allows users Internet access to search and order from the database and arrange for delivery or pickup, and inputs and tracks orders to selected suppliers via the Internet. Customers utilize a touch... Agent:

20110184838 - Transaction data repository for risk analysis: Systems and methods are presented for determining risk levels for consumer-to-consumer (C2C) transactions on brokering websites. The risk levels can be based on payment processing network (e.g. Visa) account data as well as external data, such as geo-location using IP addresses, fraud bureau data, and star ratings. The buying and... Agent:

20110184840 - Systems and methods for facilitating account verification over a network: In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include generating a transfer code for a client, associating the transfer code to a client account related to the client, providing the transfer code to the client over the network, receiving a... Agent: Ebay Inc.

20110184842 - Energy transfer systems and methods for mobile vehicles: An energy transfer system comprises a transmitter array, an energy transfer controller, a receiver array, a charging module. The transmitter array is embedded in a roadway and the energy transfer controller is coupled to the transmitter array. The receiver array and the charging module are part of a mobile vehicle.... Agent:

20110184843 - Enhanced electronic anonymous payment system: Enhanced systems and methods for processing invoices, payments, and money transfers are described. One aspect of the invention is a computer-implemented method (and corresponding system and computer program product) for making payments between a plurality of different payors and a plurality of different issuers through a payment system, comprising: retrieving... Agent: Bill.com, Inc.

20110184841 - Transaction based licensing system: Disclosed is a method for transaction based licensing. The method comprises generating an entry in a transaction database at the start of a transaction issued by an application. On completion of the transaction, the entry in the transaction database is completed. Finally, a licensing charge is computed based on one... Agent: International Business Machines Corporation

20110184844 - High speed processing of financial information using fpga devices: A high speed apparatus and method for processing a plurality of financial market data messages are disclosed. With respect to an exemplary embodiment, a record memory is employed to store a plurality of records for a plurality of financial instruments, and a reconfigurable logic device is employed to (1) receive... Agent: Exegy Incorporated

20110184845 - Method and system for implementing and managing an enterprise identity management for distributed security in a computer system: A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety... Agent: American Express Travel Related Services Company, Inc.

20110184846 - Universal payment protection: A system for and method of providing payment protection upon the occurrence of trigger events. The system and method include an account, which may be associated with a credit card or other financial product. An accountholder may select trigger events and associated benefits. Upon the occurrence of a trigger event,... Agent: Jp Morgan Chase Bank

20110184885 - Methods and systems for comparing stocks: An instrument and system for consistent and objective comparison of stock exchange listed stocks, regardless of geographical market, business activity and trading currency is provided. The instrument is configured to compare stocks current trading prices, by producing iso-prices and iso-values. Two stocks' iso-prices have equal premiums and discounts, in relation... Agent:

20110184884 - Optimizing portfolios of financial instruments: A decision model is applied to a set of current data from a mortgage portfolio to generate a first portfolio metric. The decision model is formed from a network of a plurality of predictive models that are trained on historical data derived from a plurality of mortgage account profiles for... Agent:

20110184847 - Data storage and processor for storing and processing data associated with derivative contracts and trades related to derivative contracts: The description generally describes systems and methods for managing derivative contracts. The system maintains derivative contract states using a set of rules to ensure subsequent post-trade events are applied in the correct order, and without jeopardizing the integrity of the underlying derivative contract. Data about derivative contracts maintained in other... Agent:

20110184848 - Hybrid exchange and clearing-only market model: Modifications can be made to the quotation delivery mechanisms, membership structure, and daily settlement procedures, that govern existing electronic derivatives exchanges to create a “hybrid” business model to perfectly mimic and preserve those important elements of the OTC derivatives business model that attract end-users and banks to these markets. Such... Agent:

20110184850 - Methods and investment instruments for performing tax-deferred real estate exchanges: Methods and investment instruments for investing in real estate are described wherein a portfolio of investment real estate is divided into a plurality of tenant-in-common deeds of predetermined denominations, and which are subject to a master agreement and master lease to form “deedshares.” Holders of the deedshares receive a guaranteed... Agent: American Master Lease, L.L.C.

20110184849 - System and method for prioritized data delivery in an electronic trading environment: A system and method for prioritized data delivery in an electronic trading environment are described herein. According to one example embodiment, by prioritizing the messages associated with a tradeable object, the bandwidth and system resource usage may be optimally reduced, and any loss of priority content in the messages sent... Agent: Trading Technologies International, Inc.

20110184851 - Method and apparatus for rating asset-backed securities: Share of Wallet (“SoW”) is a modeling approach that utilizes various data sources to provide outputs that describe a consumer's spending capability, tradeline history including balance transfers, and balance information. These outputs can be appended to data profiles of customers and prospects and can be utilized to support decisions involving... Agent:

20110184854 - Merchant rate lookup: A system and method operate with a commerce processing system to determines a dynamic currency conversion markup rate for a given merchant and card number of a customer. The system and method determine the currency that is offered to the customer for the dynamic currency conversion transaction to support an... Agent:

20110184860 - Method and system for implementing and managing an enterprise identity management for distributed security in a computer system: A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety... Agent: American Express Travel Related Services Company, Inc.

20110184861 - Method and system for implementing and managing an enterprise identity management for distributed security in a computer system: A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety... Agent: American Express Travel Related Services Company, Inc.

20110184859 - Methods and systems for pricing products that enhance productivity: A method for pricing a productivity-enhancing product or method, such as a feed additive, a fertilizer, or the like, that includes consideration of an expected or realized added benefit from the productivity-enhancing product or method to an end user and the price that is expected to be received or has... Agent: Intervet International B.v.

20110184852 - Secured acquisition process via credit card terminal: The present invention provides a system and method for managing acquisition of goods using a credit card of a client in a way whereby the details of the credit card are not exposed or revealed to the supplier or the seller throughout the acquisition process. This method can bring about... Agent:

20110184855 - System and method for virtual piggybank: A method of providing control preferences for a prospective Internet user, the method comprising the steps of establishing a first account, the settings of the first account bcinj stored in a database; establishing a second account, the settings of the second account being stored in the database: linking the first... Agent:

20110184856 - Systems and methods for controlling payment processing: A computer-implemented method for generating a financial product that is configured to be used for one or more payment transactions. The method includes receiving a selection of a plurality of core accounts for providing financial backing for the financial product, and generating the financial product based on one or more... Agent:

20110184857 - Systems and methods for controlling payment processing: A computer-implemented method for generating a financial product that is configured to be used for one or more payment transactions. The method includes receiving a selection of a plurality of core accounts for providing financial backing for the financial product, and generating the financial product based on one or more... Agent:

20110184858 - Systems and methods for managing accounts payable: A computer-implemented method for generating a first accounts payable financial product that is configured to be used for one or more payment transactions. The method includes receiving a selection of a core account for providing financial backing for the first accounts payable financial product; receiving a selection of a first... Agent:

20110184853 - Talking transactions: Embodiments of the invention relate to systems, methods, and computer program products for providing audio messages relating to financial transactions. For example, one embodiment of the invention provides a financial institution's computer apparatus having a memory communicably coupled to a communication device and a processor. In one embodiment, the memory... Agent: Bank Of America Corporation

20110184862 - Selecting a device to display content: A method for displaying content is described. The method includes sending multimedia content to a first device and a second device for display on the first device and the second device; selecting one of the first device and the second device to display additional content based on a type of... Agent:

20110184863 - Smart on-line filing system: An approach is provided for enabling the assembly and delivery of documents for facilitating electronic bill payment and online document management. Collection of document information associated with a user account is performed, e.g., via a browser application. For example, the document information can include a digital scan of a physical... Agent: Brite:bill, Ltd.

20110184864 - Cash folding apparatus and method: Embodiments of the present invention provide currency solutions for the visually impaired by, for example, providing automated teller machines (ATMs) or other cash dispensers configured to dispense folded bills to the customer. The bills are folded based on denomination to allow the customer receiving the bills from the cash dispenser... Agent: Bank Of America Corporation

20110184865 - Interacting with user at atm based on user preferences: Embodiments of the present invention provide apparatuses, methods, and computer program products that allow for interaction with a user at an automated teller machine (ATM) based on pre-established user preferences. For example, an ATM is provided having: (1) a user interface configured to receive user identifying information from a user;... Agent: Bank Of America Corporation

20110184867 - System and method for generating a dynamic card value: A method and system is provided for generating a dynamic card value (DCV) from a mobile user device for use in a transaction between a user cardholder and a transaction provider. The DCV may be configured for use as a card verification value (CVV), also known as a card security... Agent: Arcot Systems, Inc.

20110184866 - Systems and methods for enhanced transaction processing: A computer-implemented method for modifying control parameters associated with a financial product that is linked to an account. The method includes receiving updated control parameters for the financial product, where the account provides financial backing for the financial product, and the updated control parameters define updated use restrictions for the... Agent:

20110184868 - Enhanced invitation process for electronic billing and payment system: Enhanced systems and methods for processing invoices, payments, and money transfers are described. One aspect of the invention is a computer-implemented method (and corresponding system and computer program product) for inviting an entity to open an account at a billing and payment system, the method comprising: issuing a check payable... Agent: Bill.com, Inc.

20110184869 - Method of managing franchises using credit-card payment system: A method of managing franchises using a credit-card payment system is provided. The method includes (a) inputting a goods selection or service use statement of a customer at a franchise to a franchise client to calculate an estimated payment amount, inputting member information of the customer to the franchise client,... Agent: Paris Croissant Co., Ltd.

20110184870 - Form processing in a user interface workflow composition tool: A method for user interface workflow composition includes defining a form of different fields, at least one of the fields in the form referencing a business object providing access to data in an external data source that is different than at least one other data source for a correspondingly different... Agent: Kana Software, Inc.

20110184871 - Automated digital express gateway for licensing and acquiring rights & permissions for 3rd party copyrighted content: The invention provides an end-to-end automated streaming workflow process which enables real-time or batch processing to grant licenses and to acquire licenses for 3rd party copyrighted content. Using a computer, the invention automates the permissions transaction process of procuring and processing licenses real-time or by batch, reducing lead-times from many... Agent:

20110184875 - Lead allocation in real estate applications using dynamic agent allocation weightages: An embodiment of lead allocation methodologies relates to dynamically assessing an allocation weightage of the real estate agents at the time an incoming client makes an agent request, and allocating an agent to the client based on a ranking of the allocation weightage. Each agent in a real estate service... Agent: Ziprealty, Inc.

20110184874 - Lead allocation in real estate applications using incoming client's geographic position: Disclosed herein is a lead allocation methodology that relates to a scenario where a client is best served by being assigned to an agent located in close geographic proximity to the client's current geographic position. In order to best cater such interests, the real estate service may perform the lead... Agent: Ziprealty, Inc.

20110184872 - Methods and systems for prioritizing call initiation in a real estate management application: A real estate service offers a management application for real estate agents to, for example, coordinate and manage real estate activities related to their clients. In one example, such a real estate application includes an embedded dialer application that includes several functionalities to develop a prioritized call initiation queue. In... Agent: Ziprealty, Inc.

20110184873 - Methods and systems for transmitting location based agent alerts in a real estate application: Disclosed herein is a “location alert” feature of a real estate management application automatically identifies one or more of a real estate agent's clients that may be interested in receiving information related to a property that the agent is currently visiting. When the agent activates the location alert feature, a... Agent: Ziprealty, Inc.

20110184876 - Virtual bidding platform for lead allocation in real estate applications: In embodiments, the real estate service offers a virtual allocation platform to the real estate agents, allowing the agents to bid for an incoming client. In embodiments, the real estate service computes a ranking of the real estate agents and allows the real estate agents to bid for an incoming... Agent: Ziprealty, Inc.

20110184877 - Insider threat correlation tool: Systems and methods for calculating threat scores for individuals within an organization or domain are provided. Aspects of the invention relate to computer-implemented methods that form a predictive threat rating for user accounts. In one implementation, a first threat score representing a first time period may be calculated. The first... Agent: Bank Of America Corporation

20110184878 - Managed service for detection of anomalous transactions: A managed service for the detection of fraud and/or anomalous transactions is disclosed. In one implementation, the managed service receives data from customers over a wide area network, the data for each customer relating to information that the customer would like monitored for anomalous transactions. The service may analyze data... Agent: Verizon Patent And Licensing Inc.

20110184879 - Method and apparatus for socially acquiring goods or services: An approach is provided for coordinating the acquisition of items. Acquisition information for a plurality of items is received. Transmission of the acquisition information is caused, at least in part, to a plurality of devices. Status information related to acquiring at least a portion of the items is received from... Agent: Nokia Corporation

20110184880 - Subscription renewals for digital content: Subscriptions for digital products including digital content are disclosed. A subscription for a digital product can provide digital content to subscribers for a period of time. In one embodiment, a subscription for a digital product can be purchased from an online store, and then a subscriber can receive digital content... Agent:

20110184881 - System and method for managing and using a competitive media site: A system and method for enabling networked computer users to manage and use a competitive media site is disclosed. A particular embodiment includes receiving a first and second content item from one or more content sources via a network; using a processor to initiate a competition in which users can... Agent:

20110184883 - Methods and systems for simulating a search to generate an optimized scoring function: Methods and systems for deriving a scoring function, for use in ordering a set of search results, are described. Consistent with some embodiments, a simulation platform includes an offline simulator module that receives search result sets for search queries that result in the conclusion of a transaction. The result set... Agent:

20110184882 - Social modeling of processes: A computer implemented method for social modeling is disclosed. The method includes entering into a modeling environment one or more model elements by one or more users via communication device communicating over a communication network, performing modeling actions on the model elements, by the users according to their roles, determining... Agent: International Business Machines Corporation

20110184886 - Automated agent for social media systems: A method to automatically process social media data includes capturing captured data, describing actions and/or context relating a user across multiple social media systems. The captured data is stored within a database. One or more interfaces are provided in order to provide access to the stored captured data. A rules... Agent:

20110184887 - Method, processor and mail transport system for associating information with a mail item: In a method, data processor and mail transport system for a mail item, the mail item has an electronic memory device physically associated therewith that contains electronically stored information that is relevant for the transport of the mail item.... Agent:

20110184888 - System to transmit and receive wireless power, terminal device, management server, and wireless power transmission apparatus: A system to transmit and receive wireless power, a terminal device, a management server, and a wireless power transmission apparatus may use non-radial wireless energy transmission technology to generate a resonant frequency in resonators and charge a device. The terminal device may receive the wireless power to perform charging by... Agent: Pantech Co., Ltd.

20110184889 - Image forming system: An image forming system includes: an image forming unit that forms an image on a sheet including a mail; a size recognizing unit that recognizes a size of the mail on which the image is formed by the image forming unit; and a postage calculating unit that calculates the postage... Agent: Ricoh Company, Limited

20110184892 - Apparatus and method for baggage check and promotional advertisement: A luggage tag for identifying luggage and providing promotional material includes a substrate comprising an elongated portion for forming a loop with which to attach the tag to a piece of luggage; a first scratch surface portion on the substrate which is removable to reveal a first printed indicator; and... Agent:

20110184890 - Heat transfer compositions: A heat transfer composition comprising trans-1,3,3,3-tetrafluoropropene (R-1234ze(E)), difluoromethane (R-32) and 1,1-difluoroethane (R-152a).... Agent: Mexichem Amanco Holding S.a. De C.v.

20110184891 - Utilizing cash flow contracts and physical collateral for energy-related clearing and credit enhancement platforms: In accordance with the present invention, a financial instrument for the energy market is created. The financial instrument comprises a derivative instrument related to accounts receivable or accounts payable or both. In a preferred embodiment, the derivative instrument normally consists of two sets of linked swaps. In the first set,... Agent: North American Energy Credit And Clearing Corporation

  
07/21/2011 > 151 patent applications in 72 patent subcategories. category listing

20110178811 - Navigation system with geofence validation and method of operation thereof: A method of operation of a navigation system includes: delivering a first message with a target location for a first business for displaying on a device; receiving a current location for locating the device; calculating a business detection geofence encompassing the target location for detecting the location of the device... Agent: Telenav, Inc.

20110178818 - Activity log system: An activity log system for patient handling equipment, for example a hoist, comprises an accelerometer (3) mounted on the patient handling equipment (10, 11, 12, 13). The accelerometer together with a microprocessor logs data over time, so that movement of the equipment is measured and recorded. The data collected is... Agent:

20110178814 - Apparatus and methods for medical testing: Apparatus and methods for practicing telemedicine in the form of software systems acting over a network and kits containing laboratory supplies and equipment to organize the laboratory operations and interpret the results of molecular diagnostic testing are disclosed. At least two computers in communication over the Internet or other network... Agent:

20110178813 - Automated continuing medical education system: An integrated continuing medical education and treatment system is implemented as a system, a process, and an article of manufacture. A treatment goal memory stores clinical treatment goal data associated with at least one or more disease. An educational memory stores instructional education data associated with at least one disease... Agent:

20110178812 - Device for automatically issuing a prescription for a prescription product: A device for automatically generating a prescription for a prescription product is disclosed. The device comprises a user interface, a questionnaire engine, a processing engine, and a prescription generation engine. The questionnaire engine is configured to provide a questionnaire to a user and receive user response data through the user... Agent:

20110178819 - Devices and methods for determining a patient's propensity to adhere to a medication prescription: Devices and methods for determining risk groups for patients according to their propensity to adhere to a medication prescription The “Adherence Estimator™” device of the present invention comprises an incremented scale of potential total scores, a prescription survey having questions directed to assessing a patient's beliefs in respect to no... Agent: Merck Sharp & Dohme Corp.

20110178815 - Method for estimating the health risk of a test subject: The invention describes a method to evaluate the health risks of a study subject by comparing blood chemistry risk factors by means of a database with data of multiple patients, sorted by age and sex and concerning their measured risk factors, mortality and causes of death. In order to enable... Agent:

20110178816 - System and method for payment of medical claims: A system allows a health care provider to arrange payment at the time of service for a patient responsibility portion of a health care claim amount, even though the provider may not know what the patient responsibility portion will be until after adjudication. A health care debit card is associated... Agent:

20110178817 - Targeted and patient-friendly billiing system method: A system and method for automatically generating customized and user-friendly patient billing statements which can contain news tailored to the demographics of the recipient based on data mined from the data print stream for the individuals or entities to be billed. In particular, a patient billing system and method that... Agent: Mckesson Technologies Inc.

20110178821 - Medical data and image sharing: A device and a method are disclosed including a unified format medical information and teleconferencing service (UFMITS) and client devices that communicate with such service, the UFMITS configured to obtain and view different format medical data, such as high resolution medical imaging data, convert the different formats to a unified... Agent:

20110178822 - Medicvue.com-personal emergency medical database: MedicVue.com is an interactive website that provides confidential database storage and retrieval for basic medical information. Access for medical personnel is through a member ID code that is visible on member cards, id tags and silicone bracelets. The code system is a ten character alpha-numeric code that is generated when... Agent:

20110178820 - Status reporting of a structured collection procedure: Embodiments related to a system and method managing the implementation, execution, data collection, data analysis and status reporting of a structured collection procedure running on a portable, hand-held collection device are disclosed. The collection device performing the structured collection procedure has program instructions that when executed by a processor cause... Agent: Roche Diagnostics Operations, Inc.

20110178825 - Collaborative intelligent task processor for insurance claims: An insurance claim processing system may include an insurance claim database, an event processor component, a task engine component and a collaborative intelligent task processor. The insurance claim database may be configured to store and provide access to data in a data record that is related to an insurance claim.... Agent: Accenture Global Services Limited

20110178823 - Defraying taxes on conversion of traditional individual retirement account to a roth individual retirement account: A method for defraying taxes on conversion of a traditional IRA to a Roth IRA is disclosed. The method includes selling the holdings of the traditional IRA, purchasing a bonus annuity with proceeds of the sale of the holdings, designating the bonus annuity as a Roth IRA, waiting for a... Agent:

20110178824 - Management system and method: A computer-implemented method for managing monetary resources includes establishing an account for depositing and maintaining monetary resources; establishing governing parameters; and utilizing monetary resources based on the governing parameters.... Agent:

20110178826 - System and method for providing an insurance premium for price protection: Systems and methods for providing an insurance premium in association with an insurance strike price for a commodity are disclosed. By paying the insurance premium a consumer may obtain price protection for a commodity purchase. In particular, in one embodiment a consumer may obtain the right to be reimbursed for... Agent: Pricelock, Inc.

20110178828 - Sale decision method and sale request evaluation method: A sale decision method and a sale request evaluation method are disclosed to increase the revenue by selling available products. The sale decision method is applied in a sale decision system that includes an input module, a database module, a decision computation module, and an output module. The sale decision... Agent: National Tsing Hua University

20110178827 - System for maximizing profit from public sale of tickets for a ticketed public event: A computer-implemented method for allocating a plurality of tickets to seats in a venue to a plurality of ticket purchasers, comprising the steps of forming a ranking of said seats from most desirable to least desirable, accepting a plurality of bids by one or more bidders for tickets to said... Agent:

20110178830 - Computer-implemented tools and method for developing and implementing integrated model of strategic goals: By building a computer model operating on a computerized device that integrates a strategy model and an operations model, it may be possible to better project the impact of implementing business strategies. And by computerized monitoring of the business's status, as indicated by its current financial data in comparison to... Agent: Cogniti, Inc.

20110178829 - Method and system for generating an inclusivity index of an organization: The present invention provides a method, system and computer program product for generating an inclusivity index of an organization. The inclusivity index is generated for various groups of individuals employed by the organization. Various parameters associated with the organization are identified. Further, a relative weight is generated for the parameters.... Agent: Infosys Technologies Limited

20110178831 - Unaffiliated web domain hosting service client retention analysis: Based on usage patterns of clients who have purchased web domain offerings, using statistical analysis to determine factors that cause clients not to be retained.... Agent: Endurance International Group, Inc.

20110178833 - Developing an optimal long term electricity generation capacity resource plan under a carbon dioxide regulatory regime: There are provided a method and system for optimizing of a long-term electricity resource plan. The system obtains a capital costs component value including capital costs for emission abatement retrofits at an existing power plant and a new power plant over a period of time. The system obtains a fuel... Agent: International Business Machines Corporation

20110178832 - Prerequisite-driven meeting scheduling: A method, system and computer program product for prerequisite-driven meeting scheduling are provided. The method includes defining prerequisites to be met prior to confirming scheduling of a meeting, and defining a threshold to confirm scheduling of the meeting based on prerequisites completed. The method also includes tracking the prerequisites completed... Agent: International Business Machines Corporation

20110178834 - Methods for heat exchanger network energy efficiency assessment and lifetime retrofit: Methods for managing/assessing heat exchanger network energy efficiency and retrofit for an industrial facility, are provided. An embodiment of a method can include the performance of perform various steps/operations including those for determining an optimal heat exchanger network retrofit projects sequence extending between a current heat exchanger network retrofit project... Agent: Saudi Arabian Oil Company

20110178835 - Systems and program product for heat exchanger network energy efficiency assessment and lifetime retrofit: Systems and program product for managing/assessing heat exchanger network energy efficiency and retrofit for an industrial facility, are provided. An embodiment of a system can include a heat exchanger network analysis and design computer and heat exchange network analysis and design program product configured to cause the heat exchange network... Agent: Saudi Arabian Oil Company

20110178836 - Systems and methods for analyzing a potential business partner: A computer-implemented method is provided for facilitating a due diligence analysis of a potential business partner of a business entity. The method includes receiving key data regarding a potential business partner. The method further includes facilitating an analysis of the potential business partner, including receiving risk-related data from a user... Agent: Siemens Ag

20110178837 - Systems and methods for managing goodwill activities in a business entity: Computer-implemented systems and methods for managing goodwill activities in a business organization are provided. A computer-implemented activity management tool collect user-submitted activity identification data regarding a proposed activity, and automatically classifies the proposed activity into one of a plurality of activity types based at least on the user-submitted activity identification... Agent: Siemens Ag

20110178839 - Method and system for evaluating a consumer product based on web-searchable criteria: A method is provided for generating a value of a product by aggregating product information collected from a plurality of sources in a networked computer system. The method determines appropriate indicators for the product, and collects information associated with the located products from one or more of the sources. The... Agent:

20110178840 - Unaffiliated web domain hosting service client financial impact analysis: Based on usage patterns of clients who have purchased web domain offerings, using statistical analysis to determine factors that cause clients not to produce favorable financial results.... Agent: Endurance International Group, Inc.

20110178838 - Unaffiliated web domain hosting service survival analysis: Using data extracted by an OSS module from a service platform that enables hosting of a plurality of unaffiliated web domains to populate a client survival data model.... Agent: Endurance International Group, Inc.

20110178850 - Future cost estimate forecasting for technologies: A system for forecasting a future cost estimate for a technology includes a cost receipt unit configured to receive a first cost point and a second cost point identifying a starting cost at a first time period and a midpoint cost at a second time period, and calculate a third... Agent: Accenture Global Services Gmbh

20110178841 - System and method for clustering a population using spend level data: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178847 - System and method for identifying a selected demographic's preferences using spend level data: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178842 - System and method for identifying attributes of a population using spend level data: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178848 - System and method for matching consumers based on spend behavior: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178849 - System and method for matching merchants based on consumer spend behavior: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178845 - System and method for matching merchants to a population of consumers: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178843 - System and method for using spend behavior to identify a population of consumers that meet a specified criteria: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178844 - System and method for using spend behavior to identify a population of merchants: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178846 - System and method for using spend level data to match a population of consumers to merchants: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company, Inc.

20110178851 - Enhancing virally-marketed facilities: A method and apparatus for enhancing a virally marketed facility is described and illustrated. In one embodiment, the invention is a method of operating a virally marketed facility. The method includes measuring virality of the facility based on a conversion rate and a propagation rate. The method also includes determining... Agent: Tagged, Inc.

20110178852 - Advanced voting system and method: An advanced voting system is provided that includes one or more computing devices. The computing devices receive input of authentication data and utilize the authentication data to determine whether a voting session by a voter is authorized and to unlock ballot information specific to the voter or a group of... Agent: Populex Corp.

20110178855 - System and method for increasing marketing performance using spend level data: The present invention improves upon existing systems and methods by providing a passive profile creation method. The data accessible to a financial processor, such as spend level data, is leveraged using sophisticated data clustering and/or data appending techniques. Associations are established among entities (e.g., consumers), among merchants, and between entities... Agent: American Express Travel Related Services Company,

20110178856 - System and method for sharing with registered users revenue generated by advertisements displayed with content: Systems and methods for sharing advertisement payment revenues with users of a search engine, as well as other user content recipients are disclosed. A user's general profile is established by tracking usage of the system by the user. The user general profiles are used to better target advertisements and enhance... Agent: Haven Lorenzini Micaelian And Marcantonio Parisi

20110178857 - Methods and systems for incentivizing survey participation: Systems and methods for providing survey incentives wherein participants in a first survey are permitted to access the results of the first survey, to submit additional questions used to generate a second survey, and to request managed introductions and communications with other survey participants. In at least one implementation, the... Agent:

20110178858 - Electronic shopping system: An electronic shopping system includes a mobile terminal comprising a non-volatile display unit, a volatile display unit, a microprocessor and a receiving unit configured to receive sales information from a server. The sales information comprise coupons, merchandise sort icons, and merchandise name icons, and each of the merchandise sort icons... Agent: Hon Hai Precision Industry Co., Ltd.

20110178861 - Electronic reward generation: A system (and method) are configured to generate vouchers to exchange for rewards associated with a physical commerce center having a plurality of retailers. The vouchers are disseminated by several modes, including issuance apparatuses. Voucher-related data is tracked in a system including a central computer, issuance apparatuses, other remote devices,... Agent:

20110178860 - System and method for resolving transactions employing goal seeking attributes: A system and method for the online settling of a transaction is provided. The system includes a server having a rules based engine including rules established on behalf of a party to the transaction, such as a creditor. The rules based engine is configured to process data and present a... Agent:

20110178859 - System and method for resolving transactions employing optional benefit offers: A system and method for the online settling of a transaction is provided. The system includes a server having a rules based engine including rules established on behalf of a party to the transaction, such as a creditor. The rules based engine is configured to process data and present a... Agent:

20110178862 - Location based consumer interface for retail environment: A location based consumer interface for retail environments includes a plurality of data packet generators distributed around a retail store. The data packet generators include a wireless communication device and are configured to wirelessly transmit codes to mobile computing devices in the retail store. The codes are received by the... Agent:

20110178863 - Location based consumer interface for retail environment: A location based consumer interface for retail environments includes a plurality of data packet generators distributed around a retail store. The data packet generators include a wireless communication device and are configured to wirelessly transmit codes to mobile computing devices in the retail store. The codes are received by the... Agent:

20110178854 - Method and system for enhancing and/or monitoring visual content and method and/or system for adding a dynamic layer to visual content: A method for superimposing interactive components on a visual content displayed on at least one client terminal. The method comprises receiving a designation of at least one interactive component from a plurality of interactive components, associating between the designation and a visual content item, and forwarding the designation to a... Agent: Somertech Ltd.

20110178853 - System and method for updating advertising content for a recorded program: A system and method for updating advertising content for a recorded program (e.g., recorded on personal video recorder equipment), substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent:

20110178864 - Direct tracking of keywords to ads/text: The present invention overcomes the deficiencies and limitations of the prior art by providing a direct tracking module for keywords. In one embodiment, the system comprises a direct tracking module, a bid management system, a web analytics tool and a search engine. The direct tracking module interfaces with the bid... Agent:

20110178865 - Unaffiliated web domain hosting service purchase prediction: Based on usage patterns of a multiplicity of clients who have purchased web domain offerings, providing a grid representing each item purchased and not purchased by each client, using predictive analytics to determine the probability that each client will purchase each offering, and identifying a subset of offerings that represent... Agent: Endurance International Group, Inc.

20110178866 - Two-way marketing personalized desktop application: A method and system receives a first data feed from at least one third-party computerized device by way of a computerized network connected to the customer computerized device. This first data feed is displayed through the display item. The graphic user interface receives customer interaction information when the customer interacts... Agent: Xerox Corporation

20110178867 - Method and system for facilitating access to a promotional offer: A method of facilitating access to a promotional offer, the method comprising: receiving at a server system a page request from a client device; and sending program code executable in a browser application to the client device in response to the page request, the program code being executable to display... Agent: Stateless Systems Pty Ltd.

20110178868 - Enhancing search result pages using content licensed from content providers: A search engine provider enters into an agreement with a content provider wherein the search engine provider agrees to provide compensation in exchange for the content provider giving content to the search engine provider. The content may comprise data that normally can't be accessed without a subscription, or any other... Agent:

20110178869 - Common services web hosting architecture with multiple branding and oss consistency: A website hosting service provides a plurality of services, from a common service architecture, to each of a plurality of unrelated websites, each of the plurality of services being adapted to contribute to a distinct service package for at least a plurality of unrelated websites, wherein the web hosting service... Agent: Endurance International Group, Inc.

20110178870 - Unaffiliated web domain common hosting service with service representative plug-in: A website hosting service provides a plurality of services, from a common service architecture, to each of a plurality of unrelated websites, each of the plurality of services being adapted to contribute to a distinct service package for at least a plurality of unaffiliated websites, wherein the web hosting service... Agent: Endurance International Group, Inc.

20110178871 - Image content based advertisement system: A system for serving an advertisement in a networked environment receives data that defines a user selection of an image. The system also selects an advertisement associated with the user selection and communicates the selected advertisement to the user. The data that defines the user selection includes an x selection... Agent: Yahoo! Inc.

20110178873 - Electronic advertising: The invention provides an electronic advertising system (200) having an electronic advertising board (210) with a number of advertising slots (230). Each slot (230) can contain an advertisement (225). If all advertising slots (230) are full, one or more of advertising slots (230) can be cleared to accommodate a new... Agent:

20110178872 - Keyword advertising method based on collecting of users search intention: An advertising method is disclosed. The method includes gathering a keyword of an http referrer in a uniform resource locator. The keyword is stored in a database. Then, a relationship between this uniform resource locator and the keyword is built. Finally, when this uniform resource locator is displayed again, the... Agent: First Web Limited

20110178874 - Service for providing an interactive, personalized radio network: An interactive radio network enables users to interact with the content of a radio broadcast, including commercials or messages, and to selectively save, store, review, fast forward, rewind, pause, forward, and respond to the radio programs and/or the commercials. The interactive radio network provides a widespread, international, and economical access... Agent:

20110178875 - Hot spot use in advertising: The delivery of targeted advertisements (ads) to wireless mobile handheld display devices (MHDDs) with client specific advertisement and dynamic content for response and feedback is becoming important in advertising. As the return for ads on MHDDs becomes higher, there is a push to show larger and more interactive ads on... Agent:

20110178876 - System and method for providing viewer identification-based advertising: A system and method for providing viewer identification-based advertising, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent:

20110178877 - Advertising and content management systems and methods: A method for advertising management is disclosed in which a new pricing methodology is employed whereby advertising and content categorized may be overridden by an advertiser desiring to pay a premium. The method involves an advertiser, desiring to override a scheduled advertisement, contacting a network provider and replacing the scheduled... Agent:

20110178878 - System for providing an interactive, personalized radio network: An interactive radio network enables users to interact with the content of a radio broadcast, including commercials or messages, and to selectively save, store, review, fast forward, rewind, pause, forward, and respond to the radio programs and/or the commercials. The interactive radio network provides a widespread, international, and economical access... Agent:

20110178881 - Collaborative match making system and method with a per-profile confidential information purchase option: A system and method to collaborate and/or consolidate and display the paid, active profiles data (including optionally related social data from social system[s]) but barring confidential information of paid, active profiles, of one or more participating match making brokers to local and remote users/customers soliciting match making brokerage service. Moreover,... Agent:

20110178879 - Relationship prediction system using external databases: A Relationship Prediction System Using External Databases for providing a relationship prediction based on the correlation of personal characteristics and the analysis of genetic characteristics is disclosed. In one embodiment, a first person supplies descriptions of their own personal characteristics, as well as descriptions of the personal characteristics of their... Agent:

20110178880 - System and method for monitoring and reporting presentation of recorded advertising content: A system and method for monitoring and reporting presentation of recorded advertising content, substantially as shown in and/or described in connection with at least one of the figures, as set forth more completely in the claims.... Agent:

20110178882 - Reusable sleeve cover: A removable sleeve cover may comprise a frusto-conical body, an insulation liner, and a window pocket frame. The frusto-conical body has an inner surface and an outer surface. The interior surface is configured for receiving a liquid container. The insulated liner may be coupled to the inner surface of the... Agent:

20110178885 - System and method for universally managing and implementing rating systems and methods of use: A system and method for universally managing and implementing rating systems and methods of use are provided that provides attributes that are not present in the typical commerce rating and customer relationship management systems. The rating system provides a business product (or family of products), which are designed to be... Agent: Wisper, Inc.

20110178883 - Transactions associated with a mobile device: Methods and apparatus, including computer program products, for transactions associated with a mobile device. A method includes, in a merchant device linked to a server by a first network, sending a registration to the server, sending a transaction message to the server, receiving a unique identifier from the server in... Agent:

20110178884 - Trusted stored-value payment system that includes untrusted merchant terminals: A stored-value payment system includes trusted cards and untrusted merchant terminals. Security is enhanced by the card receiving an amount of stored value only upon the card confirming that an amount that is at least equal to the received amount is paid by the card at the terminal. The card... Agent:

20110178886 - System and method for manufacturing and personalizing computing devices: A system, method, and computer-readable medium are disclosed for separating the installation of an operating system from the fulfillment, installation, and entitlement of other digital assets. Information associated with the purchase of a system and digital assets to be processed by the system is received, including the system's unique system... Agent:

20110178887 - System and method for separation of software purchase from fulfillment: A system, method, and computer-readable medium are disclosed for separating the purchase of digital assets from their fulfillment. Information associated with the purchase of a system and digital assets to be processed by the system is received, including the system's unique system identifier. The unique system identifier is associated with... Agent:

20110178889 - A method, medium, and system for allocating a transaction discount during a collaborative shopping session: A collaborative shopping group can be established within a social networking web site. This initially established group can consist of individuals with whom the establishing user has a social networking affiliation. After an initial establishment of the collaborative shopping group, each individual within the group is able to add additional... Agent: International Business Machines Corporation

20110178890 - Common services web hosting architecture with multiple branding: A website hosting service provides a plurality of services, from a common service architecture, to each of a plurality of unaffiliated websites, each of the plurality of services being adapted to contribute to a distinct package of services for at least a plurality of unaffiliated websites, wherein the web hosting... Agent: Endurance International Group, Inc.

20110178888 - System and method for entitling digital assets: A system, method, and computer-readable medium are disclosed for managing the entitlement of digital assets. System identifier data associated with a target system, including its unique system identifier, is received, along with digital assets selection data corresponding to digital assets data to be processed by the target system. The system... Agent:

20110178891 - In-event seat exchange: A method for an in-event ticket exchange that occurs inside the ticked event venue after the original ticket holders have gained entry to the venue is provided. The method comprises reselling or exchanging event tickets on a tertiary market within the event venue after the tickets are used to gain... Agent:

20110178896 - On-device offline purchases using credits: This is directed to providing offline purchasing of media items using an electronic device. One or more media items that are not part of a user's media library can be stored on an electronic device. When a user later wishes to play back one of the media items, but the... Agent: Apple Inc.

20110178892 - Online offer system: An online offer system is directed toward methods and devices that allow a seller to enter information about the attributes of a non-fungible good based on parameter values provided on a database. In response, an automated purchaser issues a firm offer to purchase the good at a set price.... Agent: Best Buy Enterprise Services, Inc.

20110178893 - System and method for quantitative competition and recording medium having recorded thereon program for implementing the method: A bid-opening device 20 receives from each bidding device 10m a bidding price index γm=g(hk(IVm)) (where IVm is an initial value, hk indicates k-times processing with a one-way function h and g is a one-way function) and its identifier IDm. The received information is stored on a common bulletin board... Agent: Nippon Telegraph And Telephone Corporation

20110178894 - System and method for the distribution and consolidation of apparel: A system and method of handling purchased goods, are disclosed. The system of handling purchased goods includes a graphical user interface that provides a user at least one fictitious mailing address and access to at least one vendor and a distribution center correspondent to the fictitious mailing address, where the... Agent:

20110178895 - Equipment management system, equipment management method and program: A shopping register creating part (111) creates shopping information including a purchase planned quantity of materials by each term based on an inventory standard master (110) in which inventory standard information at least including a lower limit amount of the material in the inventory is set and a maintenance calendar... Agent:

20110178898 - Method and apparatus for presenting information relating to a good: A method and apparatus to present information relating to a good. A product identification code is received via a cellular telephone, the product identification code identifying the good. The information relating to the good is presented via a network and using the product identification code.... Agent: Ebay Inc.

20110178897 - Systems and methods for processing incomplete transactions over a network: In accordance with one or more embodiments of the present disclosure, a system and method for facilitating electronic commerce over a network includes communicating with a user via a user device and a merchant via a merchant device over the network, storing an incomplete purchase transaction between the user and... Agent: Ebay Inc.

20110178899 - Borrowing and lending platform and method: A platform or apparatus or method, creating a market through electronic, digital or computerized means with global reach for the temporary exchange of goods among individuals as well as organizations. Participant devices (e.g. computers) and a central platform (e.g. a website) are connected through a global communications network. The platform,... Agent:

20110178903 - Personal identification number changing system and method: Systems and methods are provided for enabling a cardholder to authenticate and change a current PIN associated with a chip card using a chip card interface device (CCID) having a chip card input/output device configured for interacting with the chip card. A PIN entry device receives from the cardholder a... Agent: Bank Of America Corporation

20110178901 - System and method for resolving transactions employing goal seeking attributes: An automated system and method for the online settling of a transaction is provided. The system comprises a server comprising a rules based engine including rules established on behalf of a party to the transaction and genetic programming logic configured to employ the rules and determine a plurality of transaction... Agent:

20110178900 - System and method for resolving transactions using weighted scoring techniques: A system and method for the online settling of a transaction is provided. The system includes a server having a rules configured to process available data regarding the debtor party using rules established on behalf of the party to the financial transaction and weighting factors accorded to selected available data... Agent:

20110178902 - System and method for resolving transactions with lump sum payment capabilities: A system and method for the online settling of a transaction is provided. The system includes a server having a rules based engine including rules established on behalf of a party to the transaction, such as a creditor. The rules based engine is configured to process data and present a... Agent:

20110178904 - Method for accounting information handling in an interworking: A method for accounting information handling in an interworking is provided. A method for processing accounting information by a gateway device includes sending an accounting request message to a first electronic device, and receiving a response message from a first electronic device, the response message responsive to the accounting request... Agent: Futurewei Technologies, Inc.

20110178907 - Computer based method of pricing equity indexed annuity product with lock-in: The present invention broadly comprises a computer-based method for determining a set of equity-indexed crediting parameters C for a selectable-term equity-indexed deposit product also having a set of profitability requirements R, a principal amount P, an account value A, a maximum term T, a set of lock-in formulas F, a... Agent: Genesis Financial Products, Inc.

20110178910 - Conducting a financial institution interaction across multiple financial institution channels: Systems, methods, and computer program products are provide for initiating a financial institution interaction, such as financial solution recommendation interaction or the like, on a first financial institution channel and subsequently seamlessly completing the interaction on a second financial institution channel. The movement of the interaction from one channel to... Agent: Bank Of America Corporation

20110178906 - Data processing system and method incorporating valuation method toggle: A data processing system and method are disclosed which finds particular application to equity finance mortgages. An Overall System 600 is formed from a Target Investment System 100, an Asset Origination System 200, an Asset Securitization System 400, an Asset Servicing System 300 and an Asset Management System 500. Financial... Agent: Ares Capital Management Pty Ltd

20110178908 - Dynamically providing financial solution recommendations: Systems, methods, and computer program products are provided for dynamically building financial solution recommendations based on received inputs. These inputs, which may be received from the customer, an associate collaborating with the customer or from a customer database, may include customer behaviors, customer attitudes, customer life events, customer life interests,... Agent: Bank Of America Corporation

20110178911 - High speed processing of financial information using fpga devices: Methods and systems for processing financial market data using reconfigurable logic are disclosed. Various functional operations to be performed on the financial market data can be implemented in firmware pipelines to accelerate the speed of processing. Also, a combination of software logic and firmware logic can be used to efficiently... Agent: Exegy Incorporated

20110178912 - High speed processing of financial information using fpga devices: A high speed apparatus and method for processing a plurality of financial market data messages are disclosed. With respect to an exemplary embodiment, a reconfigurable logic device is employed to (1) receive the financial market data messages, and (2) process each received financial market data message to update a stored... Agent: Exegy Incorporated

20110178905 - Price indexing: Among other things, transactions involving assets (for example, real estate assets) that share a common characteristic are represented as respective data points associated with values of the assets, the data points including transaction value information. Parameters are determined that fit probability density functions to at least one component of a... Agent: Radar Logic Incorporated

20110178909 - Providing value exchange in connection with financial institution recommendations offers: Systems, methods, and computer program products are provided for presenting value exchange in conjunction with financial solution recommendations or offers. The value component, is not limited to monetary value but may, in specific embodiments, also include, convenience value, emotional value or the like. The value component allows the customer to... Agent: Bank Of America Corporation

20110178957 - High speed processing of financial information using fpga devices: Methods and systems for processing financial market data using a reconfigurable logic device are disclosed. Various operations such as basket calculation and volume weighted average price (VWAP) operations can be performed on the financial market data using firmware logic deployed on the reconfigurable logic device to accelerate the speed of... Agent: Exegy Incorporated

20110178951 - Method, system and program product for determining a value of an index: A method and system for determining and sending or posting an electronic value for an index is provided. A list of sectors is obtained. The system then accesses a database storing company information. Eligible securities are selected, assigned to sectors and ranked within each sector. A weight for each eligible... Agent: Bats Global Markets, Inc.

20110178953 - Methods and systems for computing trading strategies for use in portfolio management and computing associated probability distributions for use in option pricing: Exemplary methods and systems for creating uncorrelated trading strategies and deriving associated implied probability distributions of the price of an underlying financial instrument at future times are disclosed, applicable to stock market prices, interest rates, currency exchange rates, commodity prices and credit spreads.... Agent:

20110178955 - Open end mutual fund securitization process: A computer implemented system is provided for exchanging shares in an exchange traded product. A display is provided for displaying data representing shares of an exchange traded product comprising a leveraged portfolio of securities satisfying capitalization and performance criteria, the securities within the portfolio being weighted and having an expected... Agent: Leveraged Innovations LLC

20110178958 - System and method for analyzing data associated with statistical arbitrage: Providing computer-based systems and methods for analyzing historical performance of financial securities and identifying trades in those securities based on the securities' current position as compared to this historical performance. These computer-based systems and computer-implemented methods include identifying stock pairs to include in a trading portfolio, based on a measure... Agent: Credit Suisse Securities (usa) LLC

20110178956 - System and method for efficiently using collateral for risk offset: A system and method for analyzing correlation between the assets given by the trader for collateral and that trader's open positions is disclosed. Thus, if the collateral is correlated to the trader's open positions, then some offset can be given. If there is no correlation than the collateral is valued... Agent: Chicago Mercantile Exchange Inc.

20110178954 - System and method for visualization of results of multi-criteria financial optimizations: Described is a system including a memory arrangement and a processor for graphically representing in a space data representing at least one portfolio. The memory arrangement stores a Multi-Criteria Financial Optimization (“MCFO”). The processor solves the MCFO to generate data corresponding to a set of portfolios. The processor selects vertex... Agent:

20110178950 - System and method of visual representation of stock exchange transactions: System and method of visual representation of stock exchange transactions which provide additional information for traders when it comes to taking buy/sell decisions for stocks, being oriented towards electronic stock exchange transactions. Specifically, the present invention is aimed at tools for trading of products that can be traded in terms... Agent:

20110178952 - System, method, and product for protecting a real estate value: A computer program product, saved on a memory connected to a computer, to protect a purchase price of real estate to minimize liability risk associated with a loss of value of the real estate. The computer program product includes programs by which the computer executes a plurality of steps. The... Agent:

20110178914 - Block trading system and method providing price improvement to aggressive orders: An exemplary embodiment comprises a method for trading items among a plurality of traders, the method comprising: (a) receiving a first order for at least one item from one of the traders into an electronic trading system, wherein the first order provides priority for said at least one item but... Agent:

20110178917 - High speed processing of financial information using fpga devices: A high speed apparatus and method for processing a plurality of financial market data messages are disclosed. With respect to an exemplary embodiment, a reconfigurable logic device is employed to map the symbols present in the financial market data messages to another symbology.... Agent: Exegy Incorporated

20110178918 - High speed processing of financial information using fpga devices: A high speed system and method for processing financial instrument order data are disclosed. With respect to an exemplary embodiment, a reconfigurable logic device is employed to monitor a financial instrument order based on a risk profile to determine whether the order is appropriate. If determined appropriate, a financial instrument... Agent: Exegy Incorporated

20110178919 - High speed processing of financial information using fpga devices: A high speed apparatus and method for processing financial instrument order books are disclosed. With respect to an exemplary embodiment, a reconfigurable logic device is employed to (1) process streaming financial market data, the streaming financial market data comprising a plurality of messages representative of a plurality of offers to... Agent: Exegy Incorporated

20110178913 - Hybrid trading system for concurrently trading combined orders for financial instruments through both electronic and open-outcry trading mechanisms: A system and method of trading combined orders in an exchange configured for trading by a combination of electronic and open-outcry trading mechanisms is provided. One method includes receiving an incoming order having a first order component and a second order component at an electronic trade engine and routing the... Agent: Chicago Board Options Exchange, Incorporated

20110178916 - System and method for constraining depletion amount in a defined time frame: Embodiments disclosed herein provide price protection on commodity purchases in which a consumer can select, accept, or otherwise agree to a depletion constraint on the consumption of the commodity thus purchased. Based on the agreed depletion constraint, a provider may adjust terms and/or the price of the price protection. In... Agent: Pricelock, Inc.

20110178915 - Trading order validation system and method and high-performance trading data interface: A post-trade monitor receives feedback in the form of drop copy messages from an exchange server and validates orders placed with the exchange server by a sponsored access trading platform shortly after the orders have been placed. If a recently placed order is found to violate a rule or regulation,... Agent: Lime Brokerage Holding LLC

20110178920 - Equity protection: Systems and methods are illustrated for providing an equity protection product to a borrower of a loan. Aspects of the equity protection product may be implemented using an equity protection agreement. The equity protection product may be used to safeguard a borrower's investment in the event of a housing market... Agent: Bank Of America Corporation

20110178921 - Method and system for mortgage exchange: A method and system for electronically facilitating real estate transactions by providing accurate representations of the loans a borrower is qualified to receive, which are based on actual data, rather than estimates. All actions required for completing the real estate transaction, from entry of the borrower information to the closing... Agent: Altisource Solutions S.a.r.l.

20110178922 - System and method for resolving transactions with variable offer parameter selection capabilities: A system and method for the online settling of a transaction is provided. The system includes a server configured to determine a set of curves or planes defining acceptable settlement conditions for the financial transaction, enabling the user to select an acceptable settlement condition using interactive controls or computer implemented... Agent:

20110178923 - Method for electronic transaction settlement: A method implemented in an electronic communication system associated with a settlement house for settling an electronic transaction between a customer and a merchant. The communication system receives through a first electronic communication path a first account identifier of a first account associated with the customer and a transaction amount... Agent:

20110178924 - Client customized virtual or physical card for use with selected merchants: A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.... Agent: Intelispend Prepaid Solutions, LLC

20110178929 - Business-to-business transaction qualifier: A system and method are disclosed. The method includes receiving, at a server computer, a transaction clearing request for a transaction, and then determining, using the server computer, if the transaction satisfies a stored blocking parameter. The method further includes allowing, using the server computer, the transaction clearing request if... Agent:

20110178928 - Multi application smartcard with currency exchange, location, tracking and personal identification capabilities: A smart card capable of performing more than one function, said smart card comprising a first memory means comprising a first set of data to access a bank account, a second set of data to access a credit card account, a third set of data representing the identification of a... Agent: International Apparel Group, LLC

20110178926 - Remote variable authentication processing: A remote variable authentication processing system is disclosed. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describes which channels are available for authentication. The sending... Agent:

20110178925 - Token based transaction authentication: A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread... Agent:

20110178927 - Verification mechanism: Systems, apparatuses, and methods for receiving a verification message with information that includes a first portion but not a second portion of an account identifier associated with an account of a consumer. Upon receiving the verification message, searching for the account using the information of the verification message.... Agent:

20110178930 - Multiple level access with silos: A silo system process includes providing a partner with a digitally-signed CKM authorization key by an issuer, thereby allowing the partner to create a silo of an agreed size on a storage medium. The owner of the storage medium provides a personal card for provisioning. The partner creates a silo... Agent:

20110178931 - Secure and mobile biometric authentication for electronic health record management: A portable device receives an encrypted message from an electronic health record database server including a request to perform a biometric authentication to approve a transaction. The device prompts a user to speak a pass phrase. The device creates a set of variables including the pass phrase and at least... Agent:

20110178932 - Artistic work download transaction (awdt): A method for providing a pay-direct-to-owner (PDO) online transaction monetization service, for products and services delivered by online download, email, postal service mail, commercial delivery service, pick-up or performance on-site, utilizing web-based server systems to interface with telecom, wireless, satellite and cable internet service provider (ISP) company systems, separately or... Agent:

20110178933 - Dynamically reacting policies and protections for securing mobile financial transaction data in transit: A secure mobile financial transaction is provided by receiving, over a communication network, a list of protection mechanisms available for implementation by an external terminal. Security-related data is received from one or more sensors and an attack signature is computed based on the security-related data. An appropriate security policy is... Agent: American Express Travel Related Services Company, Inc.

20110178934 - System and method for resolving transactions with selective use of user submission parameters: A system and method for the online settling of a transaction is provided. The system includes a server having a rules engine configured to process available data regarding the financial transaction using rules established on behalf of a party to the financial transaction. The rules engine establishes a transaction settlement... Agent:

20110178935 - Systems and methods of integrated and automated generation of work packages: Systems and methods of dynamic work package generation are presented that allow not only real-time modification of construction work packages, but also allow tracking of the work packages throughout completion and generation/updating of constructions records. The systems and methods contemplated herein will therefore improve management of safety and non-safety components,... Agent: Fluor Technologies Corporation

20110178936 - Electronic justice system: An electronic judicial system (100) adapted to carry out proceedings of a court, said electronic justice system comprising: an enactments' databasera precedents' database, a suit/case generating means, a pleading forming tool, a search engine, a court fee tool, an uploading tool, an analyzer means, an issue framing means, a behavioural... Agent:

20110178937 - Systems and methods for detecting unexpected utility usage: A utility management system associated with at least one multiple unit residential facility comprises an onsite metering system configured to monitor at least one metering sensor. A property management system is configured to communicate occupancy data for at least one residential unit. A utility management server comprises a usage database... Agent:

20110178938 - System and method for assessing environmental footprint: An environmental footprint assessment system is disclosed. The environmental footprint assessment system determines the environment footprint of an entity by analyzing financial information regarding the entity. For example, the environmental footprint assessment system may determine the carbon footprint of a business. The environmental footprint assessment system compares an entity's financial... Agent: Climate Earth, Inc.

20110178939 - System and method for developing, implementing, and monitoring a dynamic scalable philanthropic infrastructure that motivates and empowers individuals to engage in and manage desired customizable philanthropic activities: The present invention is directed to systems and methods for providing unconventional employee benefit plans and corresponding customizable benefits to high-earning individuals, and more particularly to a system and method for developing, implementing, and monitoring a dynamic scalable philanthropic infrastructure, that is made available to selected members of an implementing... Agent: Wealthright, Inc.

20110178940 - Automated assessment center: A web based Assessment Center system that imposes a prescribed workflow and facilitates defined interactions between the various participants implementing the Assessment Center method using portal technology. The system relies on a hub-and-spoke web-based client/server architecture, and a software foundation comprising an open-architecture modular array of web-based software for data... Agent:

20110178941 - Internet based resume collector and related method: An internet based resume database collector includes at least one host server. The at least one host server is operative to communicate with the Internet. The resume database system is accessible by a plurality of job candidates and a plurality of employers over the internet. The resume database system includes... Agent:

20110178943 - Systems and methods for anonymity protection: In any situation where an individual's personal attributes are at risk to be revealed or otherwise inferred by a third, there is a chance that such attributes may be linked back to the individual. Examples, of such situations include publishing user profile micro-data or information about social ties, sharing profile... Agent: New Jersey Institute Of Technology

20110178942 - Targeted security implementation through security loss forecasting: A method of selecting security actions is provided. The method comprises estimating a maximum forecast loss, identifying general, sector specific, and targeted threats. The method further comprises forecasting a security loss based on the estimated maximum forecast loss and the threats, estimating a reduction in the security loss based on... Agent: Isight Partners, Inc.

20110178945 - System for assisting determination of delivery system, route creation system, method for assisting determination of delivery system, and route creation method: Articles are delivered to stores within a predetermined area in an economical and efficient manner. A route creation system 100 assists in determining, in cases where articles are to be delivered from a base 202 to respective stores 204 within an area including the base 202 and the stores 204,... Agent:

20110178944 - System for calculating the number of delivery routes, and method for calculating the number of delivery routes: The necessary number of delivery routes is accurately calculated corresponding to properties of an area. A system 100 for calculating the number of delivery routes calculates the necessary number of delivery routes when creating a plurality of delivery routes on which a staff delivers articles sequentially from a base to... Agent: Japan Tobacco Inc.

20110178947 - Greeter methods and systems: A restaurant greeter method includes storing a plurality of greeting messages in memory of a greeter, associating at least one greeting message with a specific time of day, playing the at least one greeting message from the memory of the greeter upon detection of an individual at the specific time... Agent:

20110178946 - Systems and methods for redundancy using snapshots and check pointing in contact handling systems: One example embodiment includes a method for computing environment redundancy with check pointing. The method includes receiving a script application in a first computing environment and a second computing environment. The method further includes receiving the one or more scripts in the first computing environment and the second computing environment.... Agent: Incontact, Inc.

20110178949 - Method and system enabling dynamic composition of heterogenous risk models: A method and system for quantifying risk by composing a heterogeneous risk model are provided. The method comprises providing risk input data associated with one or more risk nodes to a processor, running one or more risk models to output individual risk quantifications for each risk node, and aggregating the... Agent: International Business Machines Corporation

20110178948 - Method and system for business process oriented risk identification and qualification: A method and system for identifying and quantifying a risk is disclosed. In one embodiment, the method comprises forming a two-dimensional risk matrix, wherein a first dimension of the matrix comprises risk variable categories and a second dimension comprises standard business processes, placing a risk variable onto the two-dimensional risk... Agent: International Business Machines Corporation

20110178959 - Charge and discharge control device: A charge and discharge control device for controlling a battery in an electric vehicle to be charged and discharged with electricity, the electricity being transmitted and received through a power line, and being bought and sold, includes a switching unit, a communication unit, a determination unit and a controller. The... Agent: Kabushiki Kaisha Toshiba

20110178961 - Methods of reducing greenhouse gases in landfills and coal mines: A method of reducing greenhouse gases while simultaneously generating carbon credits includes mitigating greenhouse gases at unregulated landfill sites or mitigating greenhouse gases at regulated landfill sites in excess of the required mitigation activities, obtaining carbon credits in an amount created by the mitigation efforts and selling or using the... Agent: Heartland Technology Partners LLC

20110178960 - Smart queuing method and system: The present disclosure presents a novel approach to customer queuing, customer relationship tracking, and/or directed advertising. Customers may be notified by text message or by cell phone call when they reach the head of the line, and they may respond to the automated notification. The venue collects key contact information... Agent:

  
07/14/2011 > 126 patent applications in 65 patent subcategories. category listing

20110173017 - Authentication method and system: Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where... Agent: Bookit Oy Ajanvarauspalvelu

20110173015 - Determining road traffic conditions using data from multiple data sources: Techniques are described for assessing road traffic conditions in various ways based on obtained traffic-related data, such as data samples from vehicles and other mobile data sources traveling on the roads and/or from one or more other sources (such as physical sensors near to or embedded in the roads). The... Agent: Inrix, Inc.

20110173016 - System, method and computer program for selecting an advertisement broker to provide an advertisement: System, method and computer program for enabling use of a plurality of advertisement brokers in order to obtain advertisements for use by a service provider. Data about a user requesting a service from the service provider and/or about pricing relating to advertisements provided by the advertisement brokers is obtained and... Agent: Cvon Innovations Ltd.

20110173021 - Automated method of displaying and updating the status of clinical research sites in a clinical trial to identify readiness of sites to accept patients: An automated process generates a displayable report of the status of clinical research sites in a clinical trial to identify readiness of sites to accept patients. The clinical trial has a plurality of sites in multiple countries which accept patients. A plurality of electronically tracked site-based milestones and separate country-based... Agent: Numoda Technologies, Inc.

20110173019 - Global health-care rates exchange ii: A system and method for computer-automatically generate relations, compositions and compilations of individual costs related to individual health and health-care services and goods and non-health-care goods and services of or related to health-care providers, buyers and patients in computer servers in a network or networks of servers and computers for... Agent:

20110173027 - Health-risk metric determination and/or presentation: A synthesizer that determines health-risk metrics includes a metric determiner that generates a first health-risk metric based on health related information, wherein the first health-risk metric indicates a first health state of a first local region of interest of a subject.... Agent: Koninklijke Philips Electronics N.v.

20110173024 - Individualization of medical adjuvants: A method for upgrading a medical device for the treatment of diabetes in the home-monitoring field includes the steps of providing consumables in a housing with a type-specific identification code for use in a medical device, storing the identification code in combination with a user identification and determining a user... Agent: Roche Diagnostics Operations., Inc.

20110173025 - Medication risk assessment system: A medication risk assessment method implemented using a computer particularly adapted for a health care management or delivery organization is provided, wherein the method includes at least the steps of: providing a medication risk assessment tool to a client, wherein the medication risk assessment tool includes a questionnaire, and wherein... Agent:

20110173026 - Medication therapy review methods: A method for population and patient-specific medication therapy review using a computer particularly adapted for a medication therapy management or health care delivery organization is provided, wherein the method includes at least the steps of: collecting patient claims data; reviewing the patient claims data for accuracy and data integrity; identifying... Agent:

20110173023 - Method and system for managing organ transplant transporation: The various embodiment methods and systems manage the transportation of high priority medical materials, such as harvested organs from the donor to the recipient, so as to ensure a secure, continuous and monitored transport of such materials. The management systems and methods of the various embodiments provide accountability and ensure... Agent: Gryphes Inc.

20110173020 - Safeguard system in the prescription and dispensing of drugs: The world was shocked at the untimely death of Michael Jackson, a Rock and Roll Legend in the World of Music. This demonstrates how easy access to habit forming drugs and celebrity status contributed to his sudden death. A prescription is used to administer a prescription drug to a patient.... Agent: Clear View Technology, Inc

20110173018 - System and method for use of prediction market data to generate real-time predictive healthcare models: In a computer-implemented system and method for generating a real-time predictive healthcare model that can predict future costs or health-related behaviors associated with a population of interest, historical healthcare data associated with the population members is used to generate an actuarial predictive model for the population. The actuarial predictive model... Agent:

20110173022 - Systems and methods for electronic health management: The present invention provides systems and methods for managing patient healthcare from a variety of goal-oriented perspectives. Patients are enabled not only to store and maintain their complete medical, dental or other health records, but also to utilize the data of other patients to maximize the benefit and efficiency of... Agent:

20110173028 - Method and apparatus for supply chain management: A method and system for managing inventory for an ancillary medical facility that can be integrated into existing electronic healthcare records systems or practice management systems. The invention enables clinician users to order medical supplies electronically and to track the entire supply chain of the inventory item from the vendor/manufacturer... Agent: Eclipsys Practice Solutions, LLC

20110173029 - Recurring time zero: Computerized methods and systems in a clinical computing environment are provided for methods and systems in a clinical computing environment for collectively ordering recurring orders. Each treatment period (that is, each instance of a recurring order or group of orders) is permitted to be activated independently even though the ordering... Agent: Cerner Innovation, Inc.

20110173030 - Computer system for applying proactive referral model to long term disability claims: A computer system includes a data storage module. The data storage module receives, stores, and provides access to data related to long term disability claims. A proactive referral model component is coupled to the data storage module, and determines whether to refer a current claim to an investigation unit. The... Agent:

20110173032 - System and methods for selecting event tickets: A system is provided that enables customers to search for event tickets for purchase. A computer interacts with the user to allow the user to specify criteria for event tickets the user wishes to purchase. The system presents relevant event ticket results, and provides filters for the user to further... Agent:

20110173031 - Systems and methods for managing an event: The present invention relates to a method, a system and a physical computer readable medium for distributing payment to a host of an event and a second entity by receiving payment confirmations indicating payment amounts from guests for the event. The payment amounts for all received confirmations are aggregated. Using... Agent:

20110173036 - Environmental burden indicating apparatus and computer readable medium thereof: An environmental burden indicating apparatus includes a first history acquiring unit that acquires history of positional information which indicates position of at least one user, wherein the history of the positional information corresponds to first time information, and a second history acquiring unit that acquires history of environmental burden information... Agent: Fuji Xerox Co., Ltd.

20110173035 - Intelligent enterprise architecture: An intelligent enterprise architecture (LEA) for an enterprise is defined. One or more IEA entry points are selected. IEA entry points represent a starting point for defining the IEA, which is an architectural development process for defining an enterprise computing architecture within a smart computing system. One or more business... Agent: International Business Machines Corporation

20110173037 - Methods, systems, and media for providing direct and hybrid data acquisition approaches: Methods, systems, and media for providing direct and hybrid data acquisition approaches are provided. In accordance with some embodiments of the disclosed subject matter, a method of data acquisition for construction of classification models that incorporates multiple human reviewing resources is provided, the method comprising: receiving a cost structure for... Agent:

20110173033 - Systems and methods for utilizing an enterprise map to determine affected entities: Systems and methods for utilizing an enterprise map to determine affected entities are provided. In exemplary embodiments, the entities comprise people and systems in, or associated with, an enterprise. The method comprises receiving at least one scope parameter. Utilizing the at least one scope parameter and relationships in the enterprise... Agent: Pss Systems, Inc.

20110173034 - Systems, methods and apparatus for supply plan generation and optimization: The disclosure relates generally to methods and apparatus to optimize a supply plan through a hybrid meta-heuristic approach based on genetic algorithms to optimize inventory and generate a supply plan. The apparatuses include a supply chain planner that interacts with the processes of a supply chain network. To provide a... Agent: Lockheed Martin Corporation

20110173038 - Constraint-conscious optimal scheduling for cloud infrastructures: Systems and methods are disclosed to schedule jobs in a cloud computing infrastructure by receiving in a first queue jobs with deadlines or constraints specified in a hard service level agreement (SLA); receiving in a second queue jobs with a penalty cost metric specified in a soft SLA; and minimizing... Agent: Nec Laboratories America, Inc.

20110173039 - Gui interface for a road maintenance management control system: A display device for displaying a graphical user interface is disclosed. The graphical user interface includes a first window configured to display a road maintenance map of a mine road network, and one or more links configured to access a second window. The second window is configured to facilitate selection... Agent: Caterpillar Inc.

20110173040 - Systems and methods for customer allocation: Systems and methods for allocating customers to agents. Customer information is received from customers that contains characteristics about the customers. The customer information may be stored in a database. Agent information is stored in a database and contains caller conversion success profiles for the agents. The caller conversion success profiles... Agent: Ultra Sales Technology Inc.

20110173041 - Venue product sales and networking: Systems, apparatus, interfaces, methods, and articles of manufacture for venue product sales and networking are provided.... Agent: Vendmore Systems, LLC

20110173042 - Systems, methods and apparatus for just-in time scheduling and planning: The disclosure relates generally to methods and apparatus to optimize a supply plan through a hybrid meta-heuristic approach based on genetic algorithms to optimize inventory and generate a supply plan. The apparatuses include a supply chain planner that interacts with the processes of a supply chain network. To provide a... Agent: Lockheed Martin Corporation

20110173043 - Method for designing industrial systems: Method and engineering system for designing industrial systems on the basis of system-independent, rule-based, configurable, incremental workflow objects, with a tree of relevant workflow objects that represents the workflow requiring to be executed for generating the engineering documents of the target system that is being designed being generated from the... Agent:

20110173044 - Possible worlds risk assessment system and method: A possible worlds risk assessment system including a planning subsystem configured to create a plan for each risk source which threatens a defended area in one or more possible worlds. A clustering subsystem may be configured to cluster states of each plan for each risk source by spatial locality to... Agent:

20110173045 - System and methods for improving hazardous incident prevention, mitigation and response: The invention comprises a system, method, and computer program product that enables any stakeholder that has responsibility for responding to hazardous incidents with a systematic process whereby they can optimize and continuously improve their abilities to reduce the harm caused by such incidents. This process is tailored to the stakeholder's... Agent:

20110173048 - Method for computing reach of an arbitrary radio advertising schedule: A radio station market analysis program extends Cume values for individual stations to multiple stations (for a particular geographic market, a particular demographic, and a particular daypart) according to the formula C=[1−Πi=1,n(1−(Ci/P))]*P, where n is the number of media stations, P is the population, and Ci is each Cume value.... Agent:

20110173046 - Social network marketing plan comparison method and system: A comparison method and system including retrieving by a computer, first data associated with first interactions between users associated with social networks. The computing system generates a first graph illustrating the first interactions. The computing system identifies targeted users associated with a marketing plan for the users. The computing system... Agent: International Business Machines Corporation

20110173047 - Systems, computer-readable media, and methods for activation-based marketing: A system, computer program product, and method for activation-based marketing are presented. In one embodiment, the system includes one or more data storage devices configured to store demographic data, healthcare utilization data, and response data associated with a target individual. The system may include a server coupled to the one... Agent:

20110173049 - Method and system for collecting stakeholder relationship data: A system for compiling and presenting data collection instruments associated with a plurality of stakeholder relationship causality models, managing data collection processes, conducting statistical tests, variable analytics and impacts calculations, and generating action plans and reports associated with a plurality of stakeholder experiences, stakeholder attitudes and stakeholder behavioural intentions for... Agent:

20110173050 - Strategic planning and valuation: A holistic method of developing a strategic planning solution for a business organization by taking into account a broad array of components within the enterprise planning process includes affirming strategic objectives and the nature of corporate relationship, developing valuation and analyzing driver sensitivities, developing a business model for the organization... Agent: Accenture Global Services Limited

20110173052 - Enhanced knowledge management: A knowledge management module associated with an organization hierarchically arranges knowledge relevant to the organization. The knowledge management module may communicate with databases internal and external to the organization to connect individuals to information regarding elements within the map. In certain embodiments, the management server also includes, for each element... Agent: Bank Of America Corporation

20110173051 - Social network marketing plan monitoring method and system: A monitoring method and system. The method retrieving by a computer, first data associated with a marketing plan associated with social networks and second data associated with marketing plan objectives. The computer processor identifies social network effects associated with the marketing plan objectives, business key performance indicators (KPIs) associated with... Agent: International Business Machines Corporation

20110173053 - Method and system for payment and/or issuance of credits via a mobile device: System and method for delivering upon request credits having monetary value to a mobile device using a communications network. An account of available credit for the user of the mobile device is maintained and authorization to issue credit is generated when a request for credit for the mobile device is... Agent: Cvon Innovations Ltd.

20110173055 - System and methods for advertising on a mobile electronic device: A system and method for transmitting, accessing, and/or managing promotions transmitted to mobile electronic devices. The system and method can analyze data affiliated with a user, a mobile electronic device, the changing of the mobile electronic device's alert, and the usage of the changed mobile electronic device's alert. Analyzing data... Agent: Saugatuck Media LLC

20110173056 - Computerized systems and processes for promoting businesses: Embodiments of the invention include systems and methods for helping businesses increase word of mouth marketing/advertising and manage relationships with their customers. Embodiments are also directed to helping businesses quantify the effect of the generated word of mouth marketing/advertising. Certain embodiments provide incentives for customers to write online reviews of... Agent:

20110173057 - Methods and systems for a dynamic networked commerce architecture: One embodiment of the present invention provides systems and methods, which allow a more efficient shopping experience. A cascading commerce menu provides access to a plurality of product, service, and/or content categories. In one embodiment, the cascading commerce menu is stored on a client computer, thereby providing quick access to... Agent: Local.com Corporation

20110173058 - Consumer credit circuit: The present invention provides a system that is wholly compatible with money and is usable for providing liquidity in a marketplace. The management system of the present invention uses standardized value claims in an administrative process to provide a source for settlement of obligations between parties and to extend the... Agent:

20110173059 - System, method and apparatus for incentivizing the use of services and products based on real-time inventory loading: A system and method for providing incentives for products and services to consumers in real time. A retailer or service provider determines that they have unused capacity or unsold inventory and creates an incentive for consumers to optimize their use of resources. The retailer or service provider determines the level... Agent:

20110173060 - Guest check presenter having a wireless communication device: A guest check presenter for a food establishment is provided. The guest check presenter includes a holder for holding a guest check information and a wireless communication device attached to the holder and adapted to communicate with a wireless mobile device of the guest. The wireless communication device contains a... Agent:

20110173061 - System for mobile rewards: In an example embodiment, there is a system for mobile reward redemption. The system may receive a selection of a cash equivalent rewards on a mobile device. The system may further transmit a request message from the mobile device to a reward fulfillment server, wherein the request message comprises the... Agent: Carlson Marketing Worldwide, Inc.

20110173062 - System and method for reducing excess capacity for restaurants and other industries during off-peak or other times: A system and method for reducing excess capacity for restaurants and other industries during off-peak hours is provided. Customers or potential customers may bid on gift certificates redeemable at restaurants during a predetermined time. Users may register with the system and provide identification and demographic information which may be used... Agent: Mount Hamilton Partners, LLC

20110173063 - Advertiser value-based bid management in online advertising: The present invention provides methods and systems for use in online advertising campaign management, including bid management in an online advertising auction. Techniques are provided in which a benchmark set of previously served advertisements is identified, and associated performance information is obtained. During an online auction, when an advertisement impression... Agent: Yahoo! Inc.

20110173065 - Encoding ad and/or ad serving information in a click url: The tracking of ad selections (such as ad clicks for example), and/or rich levels of ad performance may be facilitated by encoding one or more ad properties in a click URL of the ad. An intermediate URL server may be used to decode such ad properties when the ad is... Agent:

20110173064 - Performance measurement system for out of home media: A system and method for the evaluation and measurement of the performance of out of home (OOH) media is disclosed. The disclosed system may provide a system for computer-based means consolidating in an easily accessed format, information that has relevance to the marketing process of a particular brand or product... Agent:

20110173067 - Method of operating a navigation system using images: A method of operating a navigation system determines a route between an origin and a destination and provides a photographic image showing a geographic area through which the route passes. The photographic image shows the geographic area from a land-based viewpoint. The method overlays a route highlight on the photographic... Agent:

20110173066 - Methods and apparatus for performing enhanced queries for items such as maps and geospatial data: Methods and apparatus for cataloguing items such as maps and geospatial data sets store in a database information defining a geospatial region corresponding to each item and a size characteristic of the geospatial area. The database may be queried to identify items of interest by intersecting a search seed comprising... Agent:

20110173054 - Advertising insertion, profiling, impression, and feedback: Various apparatus, methods and systems for insertion of advertisements in various environments are provided. Apparatus, methods and systems for profiling users, registering advertisement impressions and generating feedback in response to advertisement viewing are also disclosed.... Agent:

20110173068 - Unified data burst internet advertising and em alert methods: There is a need for an internet advertisement “Emergency Management, Terrorist, Amber, and Imminent Weather Danger Alert System”. An internet alert system that bypasses business advertisements and uses data burst impressions immediately in the place of at least one advertisement per page and automatic email to every authority network member,... Agent:

20110173069 - Advertisement forwarding storage and retrieval network: Methods and apparatus, including computer program products, for to advertisement forwarding storage and retrieval network. A method includes, in a network of interconnected computer system nodes, directing advertisement to a computer memory, directing data to a computer memory, continuously forwarding each of the unique data, independent of each other, from... Agent: Tajitshu Transfer Limited Liability Company

20110173070 - Service system and method for providing detailed member shop information using card transaction approval information: Provided are a system for service of providing franchise details using card transaction approval information and a method thereof. When payment information is received from a franchise terminal, an authentication server approves a transaction by referencing a subscriber DB, and a forwarding server forwards card transaction statement information including an... Agent:

20110173071 - Managing and monitoring digital advertising: A computerized system and techniques facilitate the monitoring and management of online behaviorally-targeted advertising. In certain embodiments, electronic notifications related to advertising practices of members of an online advertising ecosystem are presented to users based on the discovery of elements of online content aimed at delivering targeted advertising messages to... Agent:

20110173072 - Systems and methods for advertising on a mobile electronic device: A system and method for transmitting, accessing, and/or managing promotions transmitted to mobile electronic devices. A user can input preferences for stores and brands that they wish to receive promotions from. Also, a list of stores and brands having promotions can be stored on a promotions system. User location data... Agent:

20110173074 - Communication system, advertisement managing device, and wireless base station: An advertisement managing device selectively notifies advertisement-related data to one or more wireless stations on the basis of location information of the wireless stations. Each wireless station attaches the notified advertisement-related data to the contents received from a contents providing device and destined for a user equipment, and sends the... Agent: Fujitsu Limited

20110173073 - Method and system for improving client server transmission over fading channel with wireless location and authentication technology via electromagnetic radiation: Wireless personal area network (Zigbee, Bluetooth, UWB) and wireless identification technologies (Near Field Communication (NFC), Radio Frequency Identification (RFID)) are implemented in particular client server functions and communications. Connected with an Authentication Server, a wireless HUB authenticates user identification and provides the user with access to secure data communication with... Agent:

20110173075 - Providing an announcement about transactions of a target merchant to a consumer: An announcement distributor distributes, or auctions an opportunity to distribute, an announcement to an announcement recipient such as a consumer, issuer, merchant, or acquirer within a payment processing system. The announcement is formed when there has been a satisfaction of an announcement condition, such as the consumer being determined to... Agent: Visa U.s.a. Inc.

20110173078 - Increasing the diversity of item recommendations by filtering: A recommendation system increases the diversity of item recommendations provided to a target user by using item similarity data to filter an initial recommendation set. In one embodiment, selected items are filtered from the initial recommendation set based on similarity scores that represent degrees of similarity between particular items. The... Agent:

20110173076 - Method and system for monitoring internet information for group notification, marketing, purchasing and/or sales: Consumers provide marketers with genuine interest in a particular product, content type or service thereby establishing opportunities to market. Thus, the invention provides a system and a method to produce consumer-defined alerts and notifications about Internet information including a method for modeling consumer interest by tagging such information and aggregating... Agent:

20110173077 - Personalized interactive network architecture: A system for personalizing interaction between a user communicating over at least one communication channel and a provider of information/products/services, the user having a communication device for communication over the channel with the provider, the system comprising a channel interface for interfacing with the channel, an information/product/service interface for interfacing... Agent:

20110173079 - Bidding management method and system using bidding attribute information: Provided is a bid management method and system using bid attribute information. The bid management method may include receiving a bid request including bid attribute information of an advertisement listing, determining a display rank of the advertisement listing using the bid attribute information, and calculating a final bid amount of... Agent: Nhn Business Platform Corporation

20110173080 - Electronic device, server, communication system, display control method, data communication method, control method for electronic device, and program: An electronic device is provided which is capable of displaying an advertisement at an appropriate timing on a second display panel different from a first display panel. The electronic device includes: a storage device for storing therein application software and first information associated with the software for specifying a server;... Agent:

20110173082 - Smart visi-coolers: Systems, apparatus, interfaces, methods, and articles of manufacture for smart visi-coolers are provided.... Agent: Vendmore Systems, LLC

20110173081 - Systems and methods using point-of-sale customer identification: System and method for automatically providing tailored customer services at a point-of-sale location. An identity of a customer approaching the point-of-sale location is automatically determined using an auto-identifying technology. Stored customer activity data corresponding to the identified customer is automatically accessed using a computer-based system operatively interfacing to the auto-identifying... Agent: Crucs Holdings, LLC

20110173083 - Account control method and system that allows only eligible and authorized items to be purchased using the account: The present invention relates to a real time account control method and system that allows only eligible and authorized items to be purchased using the account. The present invention relates particularly to healthcare spending accounts such as flexible spending accounts and health reimbursement arrangements. The method can comprise the steps... Agent:

20110173084 - Risk adaptive information flow based access control: Systems and methods are provided to manage risk associated with access to information within a given organization. The overall risk tolerance for the organization is determined and allocated among a plurality of subjects within the organization. Allocation is accomplished using either a centralized, request/response or free market mechanism. As requested... Agent:

20110173087 - Offer amalgamation system: An offer amalgamating system receives offers for an item or service advertised for sale in differing quantities at differing prices and aggregates a display of the offers to provide to all offerers an indication as to when a price/quantity sale point is being approached. In this way an offerer may... Agent:

20110173085 - Online auction method and system: An automated online auction system and method is disclosed wherein the seller and all potential bidders are pre-qualified before they can participate in the auction. In addition, each bid is accompanied by an electronically signed contract from the bidder that makes the bid legally binding if the bid is accepted.... Agent:

20110173086 - Systems and methods for dynamic pricing and auction adjudication during online auctions: An electronic auction system hosting an auction includes a pricing and an adjudication application. The pricing application adjusts an opening price of an auction item to be less than a reserve price in response to buyer interest factors. The adjudication application receives bids on the item and automatically evaluates a... Agent:

20110173093 - Evaluating public records of supply transactions for financial investment decisions: A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers,... Agent:

20110173094 - Electronic commerce technique: Described is a system, method, and product for facilitating a transaction between a buyer and a seller. A buyer searches a data store for an item. The buyer places a bid for the item, the bid including an item name for an item, the item name corresponding to an item... Agent:

20110173096 - Payment service capable of being integrated with merchant sites: A computer-implemented service acts as an intermediary between merchant sites and users thereof, and enables the users to purchase items on the merchant sites without having to create accounts with such sites. A user may invoke the service from a web page of a merchant site, and complete a purchase... Agent:

20110173095 - Systems and methods for managing recommendations in an online marketplace: A method and a system to manage recommendations in an online marketplace are presented. A social shopping interface is provided at a publisher site accessed by a first user identified by a first user identifier. A recommendation of a listing describing an item for sale and including a second user... Agent: Ebay Inc.

20110173088 - Systems, methods and computer program products for implementing processes relating to retail sales: The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element... Agent: Lowe's Companies, Inc.

20110173089 - Method and system for providing online services and software: A method and system provides online software and services via prepaid scratchcards. Users may pay for online software and services with prepaid scratchcards. For example, online services may include accounting, legal, and auditing services. For example, online software may include productivity and business software. For example, online services and software... Agent: Namedepot.com, Inc.

20110173090 - Load balancing technique implemented in a data network device utilizing a data cache: Techniques for implementing a load balanced server system are described which may be used for effecting electronic commerce over a data network. The system comprises a load balancing system and a plurality of servers in communication with the load balancing system. Each of the plurality of servers may include a... Agent:

20110173091 - Method for user customized single screen order taking: A method is described for user customized single screen order taking. The method saves users time to submit subsequent orders by storing their selection of items and having the system use that stored information to avoid selecting the desired items for each subsequent order. In practice, upon initial logon, a... Agent:

20110173092 - Patron service system and method: A method provides for using a portable patron unit in a venue or in a vicinity of the venue. The method includes wirelessly connecting the patron unit to be in communication with the venue, and providing at least one display on the patron unit enabling a patron to place a... Agent:

20110173097 - Consolidating system and method for customer tracking of customer's on-line transactions: Methods and hardware systems are described to enable an online customer to easily track or find the status of his purchases or inquires from various merchandisers without having to individually recall each merchandiser-sent emails. A software tool, operating under a hardware environment, is utilized by the customer to provide “one-stop”... Agent:

20110173099 - Method and data processing system for transport service providers: with a network interface to allow communication with clients over a network, wherein inquiries about pricing are received over the interface and which makes it possible to receive all the required information for pricing or only parts to begin a dialog with the client if information is missing.... Agent: Wincor Nixdorf International Gmbh

20110173100 - Object information derived from object images: Search terms are derived automatically from images captured by a camera equipped cell phone, PDA, or other image capturing device, submitted to a search engine to obtain information of interest, and at least a portion of the resulting information is transmitted back locally to, or nearby, the device that captured... Agent:

20110173098 - System, method, computer readable medium and computer program product for managing electronic commerce: The invention relates to a system, method, computer readable medium, and computer program product for managing electronic commerce to make users spend the least times, go to the nearest and fewest sales channel and buy the cheapest or suitable goods in order to save money, time, effort and energy. The... Agent:

20110173102 - Content sensitive point-of-sale system for interactive media: A system and method are described for offering items and services for sale that are related to content being displayed in an interactive medium such as the world wide web, public kiosks, hand-held PDAs, tablets, television and other digital devices. The system uses a combination of techniques to select from... Agent:

20110173101 - Ordering method and system: An ordering method for ordering and buying a product is provided which includes providing trademark selection means for a customer to select at least one selected trademark from a group of trademarks; reserving for the customer, for a specified period, at least one product with the selected trademark selected by... Agent:

20110173103 - Side-by-side comparison of associations for multi-level bills of material: A method includes receiving first parameters and second parameters for a comparison of a first multilevel bill of material and a second multilevel bill of material. Internal items based on the first parameters are compared to determine differences between the internal items in the first multilevel bill of material and... Agent: Oracle International Corporation

20110173104 - Method and system for optimizing the delivery of environmental management training: A method and system that optimizes the delivery of training materials to an organization that seeks to implement an environmental management system (EMS) meeting the requirements of a standard (such as ISO 14001-2004). The system generates an optimized set of training materials for an organization based on two analyses. The... Agent:

20110173108 - Gateway for enabling cloud-based service exposure: Systems and methods are described for providing a gateway that enables cloud-based service exposure. The gateway can allow a particular operator to expose its services and to control, manage and monetize the communication traffic that accesses these services. In accordance with one use case, the gateway can be utilized to... Agent: Oracle International Corporation

20110173110 - Renewable energy system monitor: A renewable energy monitoring system collects streams of informational reports from remote renewable energy systems. It separates the data streams by client, and client identification, in order to template such data streams onto models of clients' equipment configurations and topologies. The system sorts and groups client data by categories, so... Agent: Solarcity Corporation

20110173109 - System and method for resource management: A system uses an intelligent load controller for managing use of a consumable resource at an associated load. The controller has a resource measuring component for measuring the rate of use of the resource by the associated load, including measuring at least one of an instantaneous usage rate and a... Agent:

20110173107 - Systems and methods for integrating a service access gateway with billing and revenue management systems: Systems and methods are described for integrating a gateway in a telecom network environment with charging and payment functionality. The gateway is provided with three points of integration with charging and billing servers. These three points include a payment service, a charging data record listener and a credit control interceptor.... Agent: Oracle International Corporation

20110173106 - Systems and methods to route messages to facilitate online transactions: Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account and a phone number associated with the account and an interchange coupled with the data storage facility. The interchange includes a common format processor... Agent: Boku, Inc.

20110173105 - Utilizing aaa/hlr infrastructure for web-sso service charging: An apparatus (such as a AAA node of a core/operator network) receives from a relying party an initial credit control request that bears first information comprising a relying party identifier, a service context identifier for a service to be provided by the relying party, and a token that authenticates a... Agent: Nokia Corporation

20110173111 - System and method for assessing and managing financial transactions: A financial terms alert generation system comprises an information retrieval module, a financial terms comparison module, and an alert transmission module. The information retrieval module is configured to retrieve financing information, customer information, and product information from one or more sources accessible on a network. The financial terms comparison module... Agent:

20110173112 - System and method for assessing and managing financial transactions: A financial terms alert generation system comprises an information retrieval module, a financial terms comparison module, and an alert transmission module. The information retrieval module is configured to retrieve financing information, customer information, and product information from one or more sources accessible on a network. The financial terms comparison module... Agent:

20110173136 - Adjustable derivative securities and method for adjusting the value of same due to a corporate event: The claimed invention relates to an adjustable derivative contract. Particularly a method and system for adjusting the derivative contract to account for time value of money due to an occurrence of a corporate event that affects the value of the derivative contract. The claimed method and system allocates distributions amongst... Agent:

20110173137 - Method and system for stress testing simulations of the behavior of financial instruments: A method and system for simulating changes in volatility for a price of a particular option on an underlying financial instrument is disclosed. A volatility surface model having at least one surface parameter is provided along with a set of volatilities for a plurality of options on the underlying financial... Agent:

20110173135 - Methods and systems for risk management: In one aspect, the invention comprises acquiring background data regarding securities positions and regarding real-time pricing data; performing calculations regarding intermediate measures of performance of the securities; receiving configuration data for a portfolio of securities and one or more data requests, at least one of the data requests comprising a... Agent: Realtick LLC

20110173133 - Securities data analysis and prediction tool: A system and method for data analysis and presentation of securities such as stocks, futures, options, forex, and bonds that uses information from both historical and presents signals relating to the security to predict short term, intermediate and long-term future directions of the security to help position the traders on... Agent:

20110173134 - Trade generation system and method thereof: A system and method for trade generation to achieve investment objectives is provided. The system may include a first user having a portfolio and at least one investment objective. A computer-implemented device has a database, wherein the database receiving the at least one investment objective and at least one view.... Agent:

20110173138 - Equity based incentive compensation plan: An equity based incentive compensation plan is established by acquiring shares of an equity security by grant and by purchase using funds loaned by a third party. The risk of the loan may be abated using various strategies including employing a forward contract between the lender and a third party.... Agent:

20110173115 - From indirect finance to direct finance debt-clearing system and method: A from-IDF-to-DF debt-clearing system and method is disclosed. Internet technology is used to construct a direct-finance fund trading platform, whereby a debtor can raise a fund to clear his debts, especially the debts of credit cards and fiduciary loans. After receiving an application of a debtor, the direct-finance fund trading... Agent:

20110173113 - Method of transmitting data in a central trading system: A computerized trading system configured to receive buy and sell trade orders in financial instruments traded in the central trading system from user terminals connected to the central trading system is provided. The user terminals are of at least two types trading in the central system at different off-set spread... Agent: Omx Technology Ab

20110173114 - System for trading commodities and the like: The present invention provides a system for trading commodities and the like. A computer, a communications link between the computer and the Internet, and a database, accessible by the computer are provided. The database includes a plurality of user files. Each of the user files corresponds to a specified user... Agent: Tradecapture Otc Corp.

20110173116 - System and method of detecting and assessing multiple types of risks related to mortgage lending: Embodiments include systems and methods of detecting and assessing multiple types of risks related to mortgage lending. One embodiment includes a system and method of detecting and assessing risks including fraud risks, early payment default risks, and risks related to fraudulently stated income on loan applications. One embodiment includes a... Agent: First American Corelogic, Inc.

20110173118 - Metadata driven methods and systems to process financial data: A system and method are disclosed. The system identifies a first acquirer from a plurality of acquirers based on a first set of financial transaction records. The first acquirer is associated with a financial clearing house system and a plurality of first acquirer dependent software components. The system further generates... Agent: Ebay Inc.

20110173117 - System and method for processing retrieval requests: A system for processing transaction data is provided. The system includes a substitute draft system that receives a retrieval request and generates a substitute draft in response to the retrieval request. The system also includes a merchant interface that is connected to the retrieval system. The merchant interface generates a... Agent:

20110173119 - Interactive bill payment center: A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interfacing node operated on a data-packet-network is provided. A bill-payment module is provided within the software suite and comprises, an interactive main interface accessible... Agent: Yodlee.com, Inc.

20110173121 - Method and system of contactless interfacing for smart card banking: A method and system of smart card banking utilizes a contactless communication interface, such as infrared or a wireless or radio frequency interface, including, for example, a proximity interface. A contactless communication is initiated for a smart card user between a smart card application and the on-line system of a... Agent: Citicorp Development Center, Inc.

20110173120 - Remote rechargeable prepaid cellular service peripheral device: An integrated prepaid cellular service and telephone unit including a cellular transceiver, a storage unit, a processor; and a credit/debit card interface. In a further aspect, the invention includes code for contacting a cellular provider, transmitting user debit/credit information, receiving a quantity of pre-paid cellular service units, storing the units,... Agent:

20110173122 - Systems and methods of bank security in online commerce: A system of bank security for reducing fraud losses due to unauthorized transactions in online commerce has a mobile authorization service (MAS) system with interfaces with a financial institution's computer systems that maintain customer's accounts and mobile wireless devices of the customers. The MAS system enables authorizations, of payment authorization... Agent:

20110173123 - System and method for managing issuance of financial accounts: A system for managing issuance of a corporate meeting account for use in making purchases related to a meeting. The system comprises a communication interface adapted to communicate with a client computer executing an event management software and with a computer from each issuer, a processor coupled to the communication... Agent: Visa U.s.a. Inc.

20110173124 - Authentication of transactions in a network: A technique for conducting a transaction via a network is described. In this technique, in response to receiving transaction information associated with the transaction via the network from a network browser in a computer, a computer system provides an encrypted version of the received transaction information via the network to... Agent: Intuit Inc.

20110173126 - Content security for real-time bidding: A real-time-bidding process that includes security mechanisms that limits access to various aspects of the bidding process including communications between bidders, the user browser, and the auctioneer, and the content of bids received and utilized by the user browser.... Agent:

20110173125 - Information processing device, method thereof, information processing system, and method thereof: An information processing device includes: an exchange unit configured to exchange information concerning a communication state with, respect to a server using a first communication with another information processing device which becomes the other party of communication in a second communication; and a method selection unit configured to select a... Agent: Sony Corporation

20110173127 - System and method used for configuration of an inspection compliance tool with machine readable tags and their associations to inspected components: The present invention relates to configuration of inspection systems and compliance verification systems using a handheld device and a remote database. Disclosed here is a method for configuring a project having one or more installation of assets for use with an industrial inspection compliance system, including the steps of (a)... Agent:

20110173128 - Apparatus for monitoring fluid levels in a remotely located storage tank: An improved system for delivering propane or other consumable liquid to remotely located storage tanks including a novel combination of remote monitoring of customer tanks and an improved method of using the remote monitoring data to optimally schedule deliveries, improve safety, and more efficiently operate a propane dealership. More accurate... Agent:

20110173129 - Systems and methods for international dutiable returns: A system and method is disclosed for facilitating international return of dutiable goods. A typical application involves a purchaser buying goods on-line, resulting in shipping the goods internationally to the purchaser. After receipt of the goods, the purchaser determines that return of the goods is necessary. The purchaser contacts the... Agent: United Parcel Service Of America, Inc.

20110173131 - Attribute aggregation for standard product unit: Attribute aggregation for a standard product unit (SPU) includes: receiving an attribute and a corresponding attribute value for a product; storing the attribute and the corresponding attribute value for the product; determining a frequency of the attribute and a frequency of the corresponding attribute value; aggregating the attribute and the... Agent: Alibaba Group Holding Limited

20110173130 - Method and system for informing a user by utilizing time based reviews: A method and system for informing a user by utilizing time based reviews that include collecting a plurality of user reviews. A user review includes business information, a user opinion that includes at least a rating, and time information that relates to the time of user interaction with the business.... Agent:

20110173132 - Method and system for spawning smaller views from a larger view: A method includes defining a first component set of one or more first components; defining a second component set of one or more second components; and defining an original set of relationships, each relationship being between one component of the first component set and one component of the second component... Agent: International Business Machines Corporation

20110173140 - Method of operating a venture business: A method of operating a venture capital investment business, comprising establishing a business entity; the business entity establishing an investment fund; establishing a fund managing entity of the investment fund, the fund managing entity attending to administrative matters relating to the investment fund and making investment decisions for the fund;... Agent:

20110173139 - Slagging coal combustor for cementitious slag production, metal oxide reduction, shale gas and oil recovery, enviromental remediation, emission control and co2 sequestration: Systems, methods and processes teach by specific examples how the cost of sequestering carbon dioxide (CO2) can be totally offset and turned into profits during coal powered electricity generation from revenue and co-benefits. The process is provided whereby fly ash-carbon mixtures, or de-volatilized coal char, or anthracite coal culm is... Agent:

  
07/07/2011 > 156 patent applications in 69 patent subcategories. category listing

20110166868 - Method for providing genomic clones: Subscription-based systems and methods where a provider provides one or more customers, identified as subscribers or non-subscribers, with research products and services (e.g., for industries involved in genomic and proteomic research). Initially, the provider prepares collections of clones and provides customers with access to clone collections. Individual clones in a... Agent: Life Technologies Corporation

20110166869 - Providing an indication of the validity of the identity of an individual: Aspects of this disclosure relate to an identity level generating computer which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for generating identity levels for customers of a business. The method for generating identity levels for customers of... Agent: Bank Of America Corporation

20110166870 - System and method for selling intangible property: A method comprises analyzing the psychology of a typical consumer and defining first key stages wherein customers drop out and second key stages wherein sales could be maximized.... Agent:

20110166872 - Auto-substantiation for healthcare upon sponsor account through payment processing system: An issuer receives an authorization request from healthcare provider that includes an account, an identifier for a healthcare service and its cost to a patient, and an identifier for a single purpose card for the redemption of the cost of the healthcare service. The issuer validates use of the account... Agent:

20110166871 - Integrated assessments, workflow, and reporting: A risk assessment input terminal (10) displays a risk assessment template (FIG. 2) through which risk assessment information is entered of each of a plurality of patients. A care plan processor (12) assembles intervention or goal modules from a module memory (14) into care plans for the patients which are... Agent: Koninklijke Philips Electronics N. V.

20110166880 - Method and system for analyzing health related data of patients: System and method for analyzing health related data associated with a patient, comprising: an expert's station; a health database comprising health related data of patients; a wizard application, enabling the expert to create a template of commands for analyzing the health related data of the patient according to the expert's... Agent: Healarium Inc.

20110166876 - Methods for delivering a drug to a patient while restricting access to the drug by patients for whom the drug may be contraindicated: Methods for delivering a drug to a patient in need of the drug, while restricting access to the drug by patients for whom the drug may be contraindicated are disclosed. The methods are of the type in which prescriptions for the drug are filled by a pharmacy only after a... Agent: Celgene Corporation

20110166873 - Patient-specific research consent manager: Methods, systems, and computer storage media are provided for managing patient-specific research consents. In embodiments, the present invention gives health care providers the ability to view a participant's up to date consent information and documentation within their clinical workflow.... Agent: Cerner Innovation, Inc.

20110166877 - Quality assurance methods for medication therapy management: A method for improving quality assurance methods for medication therapy management using a computer particularly adapted for a health care management or delivery organization is provided, the method including at least the steps of: providing a set of internal controls, wherein the internal controls further include a set of national... Agent:

20110166874 - Screening interest manager: Methods, systems, and computer storage media are provided for managing the availability of health record data of a pool of individuals by use of default rules and authorizations.... Agent: Cerner Innovation, Inc.

20110166879 - System and method for fusing clinical and image features for computer-aided diagnosis: A system and method of providing computer-aided analysis of medical images uses an image processor (910) to process medical image data. A decision engine (920) generates a diagnosis based on the image data (940). The decision engine estimates the probability of an illness based on the image data and assesses... Agent: Koninklijke Philips Electronics N.v.

20110166875 - System and method for managing medical data and facilitating reimbursement for health care: System and method receive medical data of a patient having a disease afflicted health condition for processing and analysis of that data. Software installed on a health care provider's computer for processing the medical data includes a GUI reimbursement window that informs the HCP of reimbursement possibilities for analysis of... Agent: Abbott Diabetes Care Inc.

20110166878 - System for pharmacy tracking and customer id verification: A method of distributing a filled prescription order from a worker of a pharmacy to a customer includes providing a computer-readable memory device having saved thereon a first identifier of the customer and a second identifier of the customer. The method also includes requesting the first identifier from the customer... Agent:

20110166886 - Bariatric treatment management system and method: Disclosed is a computer-implemented method for managing a medical practice. The disclosed method includes establishing a practice profile having at least one of an administrative parameter, a patient requirement parameter, and a surgeon identifier. The method further includes establishing at least one patient profile corresponding to a patient, wherein the... Agent:

20110166882 - Business method for hair replacement and maintenance: The quality of hair maintenance and replacement services in commercial personal grooming service companies provided by an organization to a customer is assured. Initial multiphasic assessment with progressive reviews and client input and acceptance of a mutually derived solution is performed, undertaken and measured. Episodic client assurance reviews, assessment of... Agent:

20110166891 - Hospital bed computer system with pharmacy interaction: A point-of-care computer system is provided, including a display positioned in a point-of-care location. The point-of-care computer includes hardware coupled to a frame of a hospital bed.... Agent:

20110166887 - Medical information event manager: An event management system and method detects the occurrence of events as a function, at least in part, of information and data gathered from monitoring one or more patients with a medical information system. Event detection processes can be defined and then triggered to cover any of a variety of... Agent: I.m.d. Soft Ltd.

20110166881 - Method and system for generating food recommendations: In accordance with the principles of the present invention, a method and system of generating food recommendations is provided. A patient drug profile is provided listing currently prescribed medications for a patient. The patient drug profile is analyzed to establish an individual's medical condition(s), or disease state profile, from National... Agent:

20110166890 - Methods and systems for managing distributed digital medical data: A network for mediating the peer-to-peer transfer of digital patient medical data includes a plurality of distributed agents each associated with a health care provider and connected to a central system. Periodically the agents collect local information relating to patient medical files and/or data streams, for example diagnostic images and... Agent:

20110166888 - Simplified launching of electronic messages in center for treating patient: Devices, systems, software and methods facilitate launching protocol in a treatment center for an incoming patient. When a patient characterization is input, one or more draft messages become prepared at least in part for different functions, departments and people of the treatment center.... Agent: Physio-control, Inc.

20110166889 - System and method for advertising revenue distribution: The system monitors user actions in a user payment system and provides targeted advertisements to a user where the user opts-in as a participant in an advertising program. The system is further configured to track and distribute revenue from the advertising program to various parties including the user, healthcare providers,... Agent: Efineonline.com, LLC D.b.a. Medpayonline.com

20110166884 - System and method for automated patient history intake: A system of automated patient history intake including a retrieval system for retrieving pharmaceutical information specific to a patient, a display system for displaying the pharmaceutical information, and a reconciliation system for reconciling the pharmaceutical information using visual data. A system for automated patient check-in including a retrieval system for... Agent: Dept. Of Veterans Affairs

20110166885 - System and method for creating and rendering dicom structured clinical reporting via the internet: Methods for implementing a structured clinical reporting system employing a DICOM Structured Reporting (SR) software database engine that maps clinical report data into a clinical structured reporting data format are disclosed. A workstation is used to create, sign, render, or transmit a structured clinical report. A conversion engine performs image... Agent:

20110166883 - Systems and methods for modeling healthcare costs, predicting same, and targeting improved healthcare quality and profitability: A comprehensive healthcare analytic and predicative modeling system that tracks costs for patients on a long term basis (greater than 6 months, one-year, or more) to assess the long-term effectiveness of various treatment options. Based upon the evaluation of the long-term effectiveness of various treatment options, the system then delivers... Agent:

20110166894 - Insurance incentive program for promoting the purchase or release of an automobile after an expiration of a lease: A lessee of an item, such as an automobile, is encouraged to either purchase the automobile at the expiration of the lease, or to initiate a new lease for the same item. If the lessee undertakes a purchase or a new lease, a manufacturer of the item, or another party,... Agent:

20110166893 - Method and system for providing insurance policies via a distributed computing network: A virtual insurance producer Web site is provided at which a prospective insurance customer may request a bindable premium quotation for an insurance policy. The prospective customer may be asked to provide information relating to the insurability of an individual to be insured by the insurance policy and information relating... Agent: Safeco Corporation

20110166895 - Risk assessment company: A Risk Assessment Company (RAC) maintains an up to date Risk Profile Data Base (RPDB) on its members based on their normal periodic updates to the RPDB. The Risk Assessment Company, therefore, can provide risk assessment results which can be utilized by a plurality of insurance carriers to determine an... Agent:

20110166896 - System and method for processing data related to a life insurance policy having an accelerated death benefit: A method for processing data related to a life insurance product having a death benefit amount payable to a beneficiary upon death of an insured includes receiving data indicative of certification that the insured is chronically ill, and responsive to receipt of the data indicative of the certification, providing output... Agent: Hartford Fire Insurance Company

20110166892 - Systems and methods for electronic health management: The present invention provides systems and methods for managing patient healthcare from a variety of goal-oriented perspectives. Patients are enabled not only to store and maintain their complete medical, dental or other health records, but also to utilize the data of other patients to maximize the benefit and efficiency of... Agent:

20110166898 - Method, system and apparatus for dual one-leg facilitation: The system is configured to aggregate charter travel availability information, as well as process travel search requests from system users. The system may be configured to actively obtain or passively receive charter data objects. The data objects may include information like available charter equipment (e g, aircraft), availability location and/or... Agent:

20110166897 - Parking system and method of employing same: The present invention is directed to a system and method for pairing lessors and lessees of parking spaces and generating a profit from each transaction. The system and method are employed over computing means and includes an option for charging a municipality an administrative fee for establishing the system within... Agent:

20110166899 - System and method for boarding passengers based on bids: Systems and methods for boarding passengers on flights or other transportation according to bids received from the passengers are provided. Passengers seeking to fly standby on an undersold flight can submit a bid representing the amount the passengers are willing to pay to board the flight. The airline can determine... Agent:

20110166900 - Testing and evaluating the recoverability of a process: Aspects of this disclosure relate to a computer for determining the recoverability of a process which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to determine the recoverability of a process, by receiving data relating to a contingency plan for recovering the... Agent: Bank Of America Corporation

20110166901 - User-activity management system: A sales activity management device adapted to monitor, manage, and/or track a plurality of sales activities constituting a sales cycle.... Agent:

20110166902 - Notification system and method: A dispatching system adjusts resources to meet real-time changes in demand. When a customer requests service, a work assignment is generated and sent to an employee. When a customer cancels the requested service, a cancelation code is sent to the employee. The cancelation code informs the employee that the work... Agent:

20110166903 - Web based offshorability probability calculator - job analysis tool for individuals made available on internet: The “Web based Offshorability Probability Calculator” is a system and method that allows an individual to determine the Probability of their job (OR any other job), or role within an organization getting sourced from an inexpensive offshore location. An internet based and a Microsoft EXCEL based embodiments of the tool... Agent:

20110166905 - Method of procurement: A method of procurement in the program planning procurement stage of a project by a project partner for a procurement Client including the steps of: establishing a no scope, no value contract arrangement between the procurement Client and the project partner; provision of resources by the project partner for the... Agent: Arcturus Innovative Procurement Soutions Pty Ltd.

20110166904 - System and method for total resource management: A method for total resource management of at least one project for at least one knowledge-based practice, comprising: receiving, in at least two practice management applications, employee data for at least one employee and/or client data for at least one client; integrating data from the at least two practice management... Agent:

20110166906 - Concentration risk modeling: A system and method of calculating a concentration risk score for a work process at an organization center are provided. The concentration risk score may be based on a redundancy score and a criticality score. In some examples, the redundancy score may be determined based on a percentage of total... Agent: Bank Of America Corporation

20110166907 - Methods and systems for risk evaluation: Methods, systems and computer products are provided for risk evaluation. A computer may assign a risk to an object which has an object estimation-value. The computer may also receive a risk estimation-value for the risk. The computer may re-calculate the object estimation-value based on the risk estimation-value.... Agent: Sap Ag

20110166908 - Methods and systems for risk evaluation: Methods, systems and computer products are provided for risk evaluation. A computer may assign a risk to an object which has an object estimation-value. The computer may also receive a risk estimation-value for the risk. The computer may re-calculate the object estimation-value based on the risk estimation-value.... Agent: Sap Ag

20110166910 - Post-mix beverage system: A beverage dispensing system comprises a container, an attachment mechanism, and a cartridge. The container may hold a mixing solution or liquid, such as water, to be mixed with the contents of the cartridge. The attachment mechanism is generally located within the container. The cartridge generally engages with the attachment... Agent: Pepsico, Inc.

20110166909 - Systems, methods and computer program products for implementing processes relating to retail sales: The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element... Agent: Lowe's Companies, Inc.

20110166911 - Leveraging customer information to create and utilize financial networks: Aspects of this disclosure relate to a financial relationship and social relationship identifying computer which may include a processor and a memory storing computer executable instructions that, when executed, cause the computer to perform a method for identifying financial relationships and social relationships between customers of a business. The method... Agent: Bank Of America Corporation

20110166912 - Plant analysis system: There is provided a plant analysis system capable of enhancing efficiency of works by sharing information within a plant. A storing means stores a logic defined via a reception means. A monitoring data creation means creates KPI (key performance indicator) in real time as data for monitoring the plant based... Agent: Yokogawa Electric Corporation

20110166913 - Energy consumption reporting and modification system: Provided are methods and apparatus that determine a benchmark of energy consumption for an energy system and utilize the determined benchmark in a variety of ways. Once determined, the determined benchmark may be compared to current energy consumption and current outdoor temperature to verify proper operation of the system and... Agent:

20110166914 - Reloadable prepaid card distribution, reload, and registration in transit: Embodiments of systems, methods, and machine-readable media are disclosed providing for the concurrent distribution of reloadable prepaid cards and enablement of the reloadable prepaid cards for use at access control points of a transit system. Embodiments enabling of the reloadable prepaid cards for use at access control points of the... Agent: Cubic Corporation

20110166919 - Systems and methods wherein a security deposit facilitates a transaction in which a benefit is applied in exchange for performance of a task: Methods, computer readable media and systems are described wherein a security deposit is used to facilitate a transaction with a customer. In an embodiment, a process includes receiving an indication that a customer is interested in making a purchase during a transaction from a merchant, and transmitting an offer for... Agent: Walker Digital, LLC

20110166920 - Financial charge rebate: Aspects of the disclosure relate to assisting credit account holders during economic hardship. More specifically, aspects of the disclosure relate to systems and methods for providing a rebate of at least a portion of a finance charge applied to a credit account. Unlike certain prior art systems and methods, embodiments... Agent: Bank Of America Corporation

20110166921 - Method for enabling the use of a mobile loyalty card: The invention relates to a method for creating a Mobile Loyalty Card (MLC) on a mobile device comprising the steps of:—Subscribing to the MLC service via a mobile device, an internet terminal or any other communication means, the MSISDN number, at least, being provided to the MLC service provider—Downloading on... Agent: Nolink

20110166923 - Method and apparatus for providing pre-existing and prospective customers with an immediately accessible account: A system and method for providing in real-time an immediately accessible customized transaction account via the internet is disclosed. In particular, the system and method recognizes distinct access codes which are correlated to the credit profile of a person accessing an on-line application system via a computer network. During operation... Agent: American Express Travel Related Services Company, Inc.

20110166922 - Portal including merchant funded affiliate cash back service: A system and method for managing a rewards program are provided. The method includes receiving information about a consumer, registering the consumer information and creating unique tracking information associated with the consumer. The method further includes receiving a listing of one or more merchants offering an incentive to the consumer,... Agent:

20110166915 - System and method for determining a customer contact strategy: A system and method determines a customer contact strategy that creates associations between customer characteristics and customer responsiveness to direct email campaigns. A plurality of variables relating to historical customer purchasing behavior, and customer responsiveness to direct mail campaigns, are evaluated. In addition, customer responsiveness to direct email campaigns are... Agent:

20110166916 - Time-resolved & user-spatially-activated feedback entrance and method thereof: The present invention discloses a time-resolved & user-spatially-activated feedback entrance (TruSafe) graphical user interface (GUI), useful to distinguish between allowed human feedback (entrance-OPENED) and disallowed response generated by a computer (entrance-LOCKED). The TruSafe comprises (i) a cursor operable by a human and (ii) at least one cursor sensitive zone (CSZ).... Agent: Ads Captcha Ltd.

20110166924 - Advertising during a transaction: Aspects of this disclosure relate to an advertising optimization computer which may include a processor and memory storing computer executable instructions that, when executed, cause the advertising optimization computer to perform a method for selecting an advertisement to be presented to a customer during a financial transaction by electronically receiving... Agent: Bank Of America Corporation

20110166925 - Method and system for content scheduling on display media: Methods and systems of selection of content based on demographics and/or psychographics of a group from a remote central location through local commands on an input device from content that is sourced from the internet and/or a central database are provided. The system comprises Internet (101), central server (102), plurality... Agent: Beonline Technologies Private Limited

20110166927 - Dynamic pricing model for online advertising: The present invention provides methods and systems for use in association with an online advertising auction. Advertiser bid information may be obtained, including a maximum amount per impression and a target click through rate (“CTR”). Following serving, if a delivered CTR is equal to or greater than the target CTR,... Agent: Yahoo! Inc.

20110166926 - Evaluating online marketing efficiency: A method and a system evaluate a company website's online marketing efficiency on various advertising websites by evaluating both access activities and business activities of users originating from the advertising websites. For each user visiting the company website, the method determines the originating website from which the user enters the... Agent: Alibaba Group Holding Limited

20110166928 - Method of sharing possessions among friends connected through a social network: A method of sharing possessions among friends connected through a social network whereby friends post sharable items viewable and searchable by keywords, description, and data by their friends and provides means for notification of friends' desire to borrow said items. Upon item sharing, friends can acknowledge receipt and condition of... Agent: Sharitable, LLC

20110166929 - System and method for providing search results based on similarity among contents and system and method for providing advertisements: Provided are a system and method for providing a search result based on a similarity between contents and a system and method for providing an advertisement. The search result providing system may include: a content retrieval unit to retrieve a content corresponding to a user query; a similar content verification... Agent: Nhn Business Platform Corporation

20110166930 - Computer system, methods, computer models, and computer software for enhancing a customer list for a targeted marketing campaign: Various computer systems, methods, computer models, and computer software are provided for enhancing a customer list for a targeted marketing campaign. One embodiment is a computer system comprising: a data storage device comprising: a customer list comprising customer information for a plurality of customers; and a survey results database for... Agent: Phoenix Marketing International

20110166931 - Advertising during a transaction: Aspects of this disclosure relate to a system for presenting an advertisement to a customer during a financial transaction which may include an advertisement optimization computer, an advertisement repository database which may store one or more advertisements and information regarding a particular audience to which the respective advertisements should be... Agent: Bank Of America Corporation

20110166933 - System and method for optimization of direct mail campaign costs and effectiveness: A direct mail postal optimization system and method reduces postal expenses of direct mail campaigns relative to postal expenses of conventional direct mail campaigns, while increasing customer responses to the direct mail campaign. The system and method evaluates a plurality of direct mail audience scenarios taking into consideration a postal... Agent:

20110166932 - System and method of providing content based on user interaction: Methods and systems provide for displaying advertisement items on mobile devices in response to user selections. Advertisement items may be transmitted to mobile devices ahead of an insertion point and stored in memory. While displaying a content item, mobile devices may display a list of alternatives related advertisement content and... Agent: Qualcomm Incorporated

20110166934 - Targeted advertising based on remote receipt analysis: A computer implemented method performs targeted advertising based on remote receipt analysis. The method includes receiving an image of a receipt over a network and automatically performing optical character recognition on the image of the receipt to obtain a machine-encoded text. The method further includes automatically extracting transaction data from... Agent:

20110166935 - Analysis and monetization of lookup terms: The present invention provides systems for analyzing URL lookup requests that are malformed or otherwise fail to provide an adequate response, and providing content-relevant results for those requests. The systems and methods rely on analysis of URL requests and on logical assumptions based on common errors in submission of URL... Agent: Paxfire, Inc.

20110166937 - Media output with micro-impulse radar feedback of physiological response: A system and method for providing media and/or advertising content determines content and/or parameters responsive to physical and/or physiological information about a viewer detected by a micro-impulse radar (MIR).... Agent: Searete LLC

20110166938 - Methods for advertising: A web conversion method based on phone calls is disclosed. Some embodiments comprise distributing a multiplicity of ads across a multiplicity of online media channels, displaying a unique advertiser phone number on each ad for a limited time every time a prospect visits a webpage hosting the ad, determining that... Agent: Bionic Click LLC

20110166936 - Predictive techniques in transit alerting: Embodiments of systems and methods are disclosed for providing messages based on an identified ridership pattern of a user of a transit system. Embodiments can include receiving information associated with a plurality of transactions of the user of the transit system, and identifying a ridership pattern of the user of... Agent: Cubic Corporation

20110166939 - Systems and methods for integrating data mining and other marketing techniques with fantasy sports contest applications: Systems and methods are provided for integrating quantitative marketing techniques in fantasy sports contest applications and other contest applications to provide personalized advertisements and other marketing related communications and/or content. The fantasy sports contests application may create user profiles to store various information associated with users. Information associated with users... Agent: Rovi Technologies Corporation

20110166940 - Micro-impulse radar detection of a human demographic and delivery of targeted media content: A micro-impulse radar (MIR) may be configured to provide information about at least one person in a region. A media output device may be driven responsive to the information to output media content to the at least one person.... Agent: Searete LLC

20110166941 - System and method for hosting a social networking website having a theme of achievement: A social networking website is themed toward achievements and/or accomplishments of users. As such, the social network may provide users with a unitary platform over which users can share a variety of different accomplishments of a variety of different accomplishment types, in a variety of categories, and/or involving a variety... Agent: Re:make LLC

20110166918 - Distribution of content: Among other things, publishers of digital content are enabled each to define, for each of one or more digital content items, a style in which the digital content item is to be presented to a user and a condition under which the user may have the digital content item presented.... Agent: Brightcove, Inc.

20110166917 - Viewer credit account for a multimedia broadcasting system: An ad token apparatus for managing a user credit account in a multimedia broadcasting system. The ad token apparatus includes a token embedder, a token cache, and a token verifier. The token embedder embeds a token in a digital advertisement stream to generate a token-embedded ad. The token includes an... Agent: Nxp B.v.

20110166942 - Contract auctions for sponsored search: Example methods, apparatuses, and articles of manufacture are disclosed that may be used to provide or otherwise support contract auctions for sponsored search advertising for use in auction management systems.... Agent: Yahoo!, Inc., A Delaware Corporation

20110166944 - Advertising method and a system for carrying out said method: To implement the claimed advertising method, the system contains the equipment providing the user with an access to the telecommunication network, the database of additional audiovisual information blocks as well as the user's inquiry and reply processing software and hardware complex which adds the additional audiovisual information block to the... Agent:

20110166946 - Method of promoting and selling coffee: The disclosure provides coffee products and methods for selling, promoting, and advertising coffee products as well as generating revenue from same.... Agent: Nestec S.a.

20110166943 - Policy-based advertisement engine: Embodiments of the invention provide methods and systems for enforcing policy-based advertisements . The method includes receiving a service request from a requestor, intercepting by a policy enforcer, and presenting an advertisement offer, including an advertisement, wherein the advertisement offer includes an associated reduced rate offer for the requested service.... Agent: Oracle International Corporation

20110166945 - System and method for enforcing advertising policies using digital rights management: A system and method for policy-based advertising. According to an embodiment, an advertisement server receives a request for advertising content from a user computer over a network, the advertising content associated with an advertising policy specifying one or more usage conditions to be met by a user of the user... Agent: Extendmedia, Inc.

20110166947 - Integrated interface apparatus for point-of-sale system: An example integrated interface apparatus configured to be associated with a point-of-sale system. The integrated interface apparatus includes a base member, vertical arm member, display device and data input device. The base member is configured to be disposed on a surface. The vertical arm member is operatively connected to the... Agent: Logic Controls, Inc.

20110166948 - Dispenser programming authorization system and method for fraud prevention: Methods and systems for preventing fraud by a customer at a fuel dispenser within a retail fueling environment are disclosed. According to one method, an authorization to access programming mode (AAPM) signal is received at the fuel dispenser from an authorization terminal coupled to the fuel dispenser. A request is... Agent: Gilbarco Inc.

20110166949 - Article trading process: Articles such as compact discs are traded among a plurality of members who are registered in a common community. Each member has an account including a trading credit balance and a mailing address. A user interface is provided that allows a member to enter articles that the member owns and... Agent: La La Media, Inc.

20110166958 - Conducting route commerce from a central clearinghouse: A method and system for managing route resources. After receiving a request for a route from a user, user-specified constraints, route supplier-specified constraints, and weights assigned to the constraints, a dynamic model of available routes is queried to generate proposed routes based on the constraints and weights. The model is... Agent: International Business Machines Corporation

20110166960 - Digital content recycling system: A computer network where artistically created digital content is distributed. An artist transmits the artistically created digital content from an artist workstation computer to a digital content recycling system computer via a computer network. The artistically created digital content is offered for sale by the artist at an initial sales... Agent:

20110166959 - Energy management information system: An energy use optimization tool includes logic to receive inventory information relating to a plurality of customer devices and store the inventory information. The logic calculates an estimated energy cost associated with the plurality of customer devices based on the received inventory information. The logic also calculates energy savings or... Agent: Verizon Patent And Licensing, Inc.

20110166951 - Method, apparatus and system for advancing a bidder to a selected rank: Techniques for advancing a first bidder to a desired rank in an electronic auction are disclosed. In response to actuation of a bid rank advancement function by a first bidder, a new bid for the first bidder is calculated by applying a predetermined minimum differential value to a current bid... Agent: Ariba, Inc.

20110166950 - System and methods for a personal seat license auction: A system and methods for a personal seat license (PSL) auction are described. The PSL auction is designed to maximize revenue while providing bidders with a fun and engaging experience. In general, the PSL auction extends over multiple days, and PSLs are auctioned in mixed quantities of small lots so... Agent: Stubhub, Inc.

20110166953 - Dynamic ordering system and method for material usage and labor pricing: A system and method for calculating graphite material usage and labor pricing including the following parameters: category, material, class, dimensions, and quantity. The information is used for improved efficiency via web-based graphite purchasing. The method takes into consideration the additional labor cost when very small dimensions are entered which require... Agent:

20110166952 - Facilitating dynamic construction of clouds: In an embodiment, a customer sends a set of requirements for a cloud to a cloud complier, which identifies vendors matching the set of requirements. Information on the matching set of vendors is provided to the customer, thereby enabling the customer to select desired vendors for constructing the cloud.... Agent: Oracle International Corporation

20110166954 - Systems, methods and computer program products for implementing processes relating to retail sales: The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element... Agent: Lowe's Companies, Inc.

20110166955 - Automated system and method for managing a process for the shopping and selection of human entities: This invention is a system and method for automatically managing a multi-step process in which human providers are selected for some purpose. Typical applications include the selection process associated with employment and dating services. The invention is directed to linking and coordinating the various steps of the selection process through... Agent:

20110166956 - Using inferred information about recurring gift giving events of users to provide messaging to affilated users: Various computer-implemented services are disclosed for increasing the utility of electronic wish lists, and for assisting users in making gift purchases. One such service automatically notifies a user when an item being accessed in an electronic catalog is on, or is similar to an item on, an electronic wish list... Agent:

20110166957 - Biasing of search result clustering to ensure more effective point of interest (poi) targeting: Directory service results responsive to a request for a desired good or service provider may be provided based on one or more user-selected locations. The user may seek a desired good or service provider that is proximate to a location from which the user may begin traveling to the point... Agent: Aol Inc.

20110166962 - On-line trading system: A method of constructing and maintaining a group hierarchy for use in an online trading system accessible to a multiplicity of end users, where nodes of the hierarchy define respective item and/or service groups with progressively increasing levels of detail. Items and/or services offered for trade on the system are... Agent:

20110166963 - People's task management framework: The invention pertains to a system and method for people's task management developed with the concept of a system adapting to people's needs as opposed to people adapting to the solutions that were developed to address specific needs. The invention is based on classifying tasks into items produced and items... Agent:

20110166964 - Systems and methods for searching for entertainment tickets via internet: Systems and methods are provided for collecting and listing entertainment ticket information from multiple data sources, and facilitating the sales of entertainment tickets over a network. In accordance with one implementation, a computer-implemented method is provided for offering to sell entertainment tickets over a network. The method includes the steps... Agent: Disney Enterprises, Inc.

20110166961 - Wireless sharing of audio files and information for streamlined purchasing: A system and method are disclosed for capturing information associated with wireless audio sounds among a plurality of users. When a user encounters audio sound files of interest, the user can capture information regarding the audio sounds, such as title, artist, collection, genre, year, encoding rate, size, playlist, a unique... Agent: Jook, Inc.

20110166965 - System for selling buying, lending, and renting virtual region and method thereof: The right for correlating a region or an existence with a virtual region in a virtual world structured in for example the Internet is sold, bought, lent, or rented. For example, when a buyer bought a virtual region from a seller, the virtual region of the seller is correlated with... Agent:

20110166966 - Sharing assets across applications: A system and method allows for display to a user assets from a plurality of applications as well as sharing and creation of assets across multiple applications thereby facilitating interaction between users of the multiple applications.... Agent: Social Game Universe Inc.

20110166968 - System and method for activating display device feature: A display device is initially provided with a deactivated feature that may be selectively activated as needed by an end user, with notification of the activation provided to an activation service. The activation service may provide an activation code or other activation either to the display device directly, or alternatively... Agent:

20110166969 - System and method for software development: This invention relates to a method and apparatus for developing software. In one embodiment, a method for facilitating the distributed development of software components includes providing a skill rating for software developers, communicating specifications for a software component to a subset of the developers, receiving submissions from the developers, scoring... Agent:

20110166970 - Systems and methods for the utilization of energy generated by a powered vehicle: The present invention is directed to a power transfer system and method for utilizing the electrical power generated by a powered vehicle, such as a locomotive. The power transfer system comprises an electromotive machine configured to generate electrical energy on the powered vehicle and an electrical system located outboard from... Agent:

20110166967 - Transaction monitor: A transaction monitor of an apparatus in one example is configured to determine an occurrence of a transaction between a vendor and a customer at a point of service location. The point of service location comprises a drive-up service location and is operated by the vendor. The transaction monitor comprises... Agent:

20110166971 - Electronic delivery of paper paychecks: A method and system for delivering paper paychecks electronically, such as web-link download or email attachment using internet. The Payroll processing companies receive the periodic payroll information of employees via fax, email or web-link upload from the employer and encoded that information into their payroll software for preparing the paychecks.... Agent:

20110166972 - Conditionally obfuscating one or more secret entities with respect to one or more billing statements: A computationally implemented method includes, but is not limited to: associating one or more fees with one or more communiqués affiliated with one or more secret entities and addressed to a particular end user; and providing one or more billing statements that indicate the one or more fees without at... Agent: Searete LLC, A Limited Liability Corporation Of The State Of Delaware

20110166973 - Conditionally obfuscating one or more secret entities with respect to one or more billing statements related to one or more communiqués addressed to the one or more secret entities: A computationally implemented method includes, but is not limited to: associating one or more fees with one or more communiqués that were transmitted by a particular end user and addressed to one or more secret entities; and providing one or more billing statements that indicate the one or more fees... Agent: Searete LLC

20110166974 - Conditionally obfuscating one or more secret entities with respect to one or more billing statements related to one or more communiqués addressed to the one or more secret entities: A computationally implemented method includes, but is not limited to: associating one or more fees with one or more communiqués that were transmitted by a particular end user and addressed to one or more secret entities; and providing one or more billing statements that indicate the one or more fees... Agent: Searete LLC, A Limited Liability Corporation Of The State Of Delaware

20110166981 - Automated method and article of manufacture for fully insuring large bank deposits via a network of banks wherein depositor's bank retains a portion of the large bank deposit and the network distributes the remainder: An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received by a plurality of unaffiliated banks from their depositors. For selected large deposits received at an unaffiliated bank, a first deposit... Agent: Promontory Interfinancial Network, LLC

20110166979 - Connecting decisions through customer transaction profiles: An apparatus and method for developing financial risk decisions for a customer associated with a number of different financial services/channels are disclosed. A hierarchy of relationships among the financial services/channels is generated. Transactional behaviors of the customer related to each of the financial services/channels is summarized, using one or more... Agent:

20110166976 - Identifying potential customers using payment information: Aspects of this disclosure relate to a potential-customer identifying computer which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for identifying potential customers for a first organization, by identifying financial accounts of the first organization wherein a customer... Agent: Bank Of America Corporation

20110166977 - Identifying potential customers using payment information: Aspects of this disclosure relate to a computer configured to identify potential customers which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for identifying potential customers for a first bank, by electronically receiving data regarding the first bank,... Agent: Bank Of America Corporation

20110166980 - Marketing investment optimizer with dynamic hierarchies: A hierarchal view preserving relationships between data is generated by storing information related to sales and investment. The information includes dimensions and each of the dimensions includes a level and each of the levels is described by variables. Relationships between the variables are also stored. A request for a hierarchy... Agent: Accenture Global Services Gmbh

20110166978 - Method, apparatus and system for financial planning incorporating calculated health costs and health-based longevity: A financial management tool includes calculated health care costs and health-based longevity to provide information to retirees to be able to calculate the amount of money that needs to be saved to cover retirement expenditures.... Agent: Healthview Services, Inc.

20110166975 - Monitoring in an automated clearing house processing environment: Systems, methods, and computer program products provide for monitoring activities related to Automated Clearing House (ACH) processing and, in specific embodiments, monitoring activities related to ACH in processing in shared ACH processing environment in which two or more financial institutions share access to the shared ACH processing platform. The monitoring... Agent: Bank Of America Corporation

20110167023 - Device, method and system of pricing financial instruments: Some demonstrative embodiments include methods, devices and systems of pricing financial instruments. In one embodiment, a pricing module may be configured to receive first input data corresponding to at least one parameter defining a first option on an underlying asset and second input data corresponding to at least one current... Agent:

20110167020 - Hybrid simulation methodologies to simulate risk factors: Computer-implemented systems and methods are provided for generating a simulated forecast based on members of a pool of input risk factor variables. Certain members of the pool of input risk factor variables are identified as members of a first set of variables, and certain other members of the pool of... Agent:

20110167021 - Numerical modelling apparatus: A numerical modelling apparatus and method of performing numerical modelling are described. An input unit receives signals giving information relating to a set of assets. A processor unit is arranged to provide a Risk Relation Matrix v having elements that represent a relationship of risk related to a respective pair... Agent:

20110167022 - Numerical modelling apparatus and method for pricing, trading and risk assessment: A numerical modelling apparatus and method of performing numerical modelling are described. An input unit receives signals giving information relating to a set of assets. A processor unit is arranged to provide a set of Risk Relation Matrices Vτ for set of investment horizons indicated by τ. Each of the... Agent:

20110167018 - Prioritizing and tracking investments: Systems, methods, and computer program products are provided for assisting in understanding and tracking the potential risks and rewards of investment projects so that they can be efficiently evaluated for approval and tracked for progress. For example, in one embodiment, an investment system causes display of input requests and receives... Agent:

20110167019 - Venture capital transaction with a university scholarship: A technique involves providing an actual cost commitment and investing a retail value of the actual cost commitment to a student venture, and receiving a return on the retail value and a return on actual cost that is equal to the return on the retail value minus the actual cost... Agent:

20110166984 - Flexible system and method for electronic trading: System, method, and program products offer flexibility to the rather rigid way of trading in an electronic trading system. Orders for a tradeable object may typically get matched according to set terms and/or conditions at an electronic exchange. A trader may log onto the electronic exchange to trade the tradeable... Agent: Trading Technologies International Inc.

20110166982 - Intraday risk management data cloud computing system capable of controlling execution of orders: In at least one embodiment, a method and system associated with financial articles of trade may include comparing relevant portions of data pertaining to an attempted transaction, wherein the transaction may pertain to one in which an entity is financially liable but unaware. At least one embodiment includes monitoring market... Agent: Ften, Inc.

20110166983 - Investment funds enabling a bond laddering strategy: An open-ended fund, such as an ETF, holds fixed-income securities and has a liquidation date. An order management system receives buy orders from a plurality of investors for purchasing shares of the fund receives and sell orders from a plurality of investors for selling shares of the fund. A fund... Agent:

20110166985 - System and method for providing futures contracts in a financial market enviroment: A method for offering an asset in a financial environment is provided that includes receiving a request to perform a selected one of a purchasing and a selling operation for a futures contract. The futures contract includes a first asset class having a first value associated therewith and a second... Agent:

20110166986 - Banking center first mortgage origination: A financial institution may determine a first mortgage opportunity for a banking center within a market from market-level data. The market-level data for a market geographical area is obtained for customers originating a first mortgage within a predetermined time period and is typically anonymous while providing a credit score and... Agent: Bank Of America Corporation

20110166987 - Evaluating loan access using online business transaction data: A method and a loan access evaluation system use a loan applicant's actual business transaction information received from an online business system on which the loan applicant conducts business. In addition to the information of the loan applicant's owner, other general background business information and historical business information of the... Agent: Alibaba Group Holding Limited

20110166988 - System and method for managing consumer information: Method and system for management of consumer credit report data is provided. The method includes, offering a service to a user; requesting an action for the service; providing a service action guide; and initiating an action of credit correction and/or debt relief and/or identity protection. The system includes, a central... Agent:

20110166991 - Automated method and article of manufacture for fully insuring large bank deposits via a network of banks with limits on amount of orders that a bank and/or customer can place with the network: An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received from a plurality of unaffiliated banks from their respective depositors. Orders are received at a processor from the plurality of banks... Agent: Promontory Interfinancial Network, LLC

20110166990 - Automated method and article of manufacture for fully insuring large deposits received from a plurality of custodians from their respective depositors: An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received from a plurality of unaffiliated custodians from their respective depositors. A processor receives orders from the plurality of custodians to process... Agent: Promontory Interfinancial Network, LLC

20110166993 - Method and appartus for fully insuring large bank deposits: An automated method is provided of processing funds in amounts that are subject to an established deposit insurance limit so that the funds are eligible to be fully insured. The funds are assigned to a processor that creates a plurality of deposits on behalf of a plurality of banks for... Agent: Promontory Interfinancial Network, LLC

20110166989 - Offsetting liabilities and attributing rewards: Embodiments of the present invention relate to methods and apparatuses for determining, recommending, and/or executing a payment strategy for offsetting liabilities and/or attributing rewards. For example, in some embodiments, a method is provided for transferring offsetting funds from a first account to a second account. In such embodiments, the method... Agent: Bank Of America Corporation

20110166992 - System and method for creating and managing a stored value account associated with a client unique identifier: A method for creating and managing a stored value account associated with a client device is disclosed and may include receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account, receiving an amount of value to assign to the stored value account,... Agent: Firethorn Holdings, LLC

20110166994 - Determining a payment strategy: Embodiments of the present invention relate to methods and apparatuses for determining, recommending, and/or executing a payment strategy. For example, in some embodiments, a method is provided for determining a payment strategy for using at least some funds from a first account to make two or more payments on a... Agent: Bank Of America Corporation

20110166996 - Method of capturing interest on the value of transferred monetary rights managed on an internet-based monetary rights transfer network: Method of capturing interest associated with a whole or partial amount of money possessed or controlled by an owner/holder and held in a first account maintained by a home financial institution, associated with a monetary rights transfer (MRT) network operably connected to the infrastructure of the Internet, and the home... Agent:

20110166995 - System and method for temporarily enabling proprietary transit payments on a hotel room key: One embodiment of the invention is directed to a system comprising a database and a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing... Agent:

20110166998 - Method of capturing interest on the value of transferred monetary rights managed on an internet-based monetary rights transfer network, and associated with an amount of money held in an account and having a monetary value represented on a stored value dev: Method of capturing interest on the value of transferred monetary rights managed on an Internet-based Monetary Rights Transfer Network, and associated with an amount of money owned by an owner and held in a first account and having a monetary value represented on a stored value device held by a... Agent:

20110166997 - Proxy-based payment system: A system, method, and apparatus for accepting account-based contactless smartcards at offline terminals are disclosed. The contactless smartcards may be branded bank cards which have a prepaid account balance. Each card may include an integrated circuit with a payment application, a proxy application, and a proxy data store. A proxy-enabled... Agent: Cubic Corporation

20110166999 - System and apparatus for smart card personalization: A smart card personalization system maintains a database containing card issuer data format templates, card applications, card operating system commands, and personalization equipment specifications and provides a centralized interface of inputs and outputs to a card issuing process which dynamically adjusts to changes in the issuing process to easily permit... Agent:

20110167000 - Smart safe for multiple users: In some embodiments, a method for processing a safe transaction includes receiving at a safe a first deposit of currency from a first user. Identification information is received from the first user. The identification information identifies the first user, an amount of the first deposit, and an account of the... Agent: Bank Of America Corporation

20110167001 - Geodictionary: Methods, systems, and devices are described for determining compliance with a listing of persons banned from conducting financial transactions. Words appearing in a listing of a banned person and a financial transaction may be compared with defined words appearing in a database. Common words appearing in both the listing of... Agent: The Western Union Company

20110167002 - Universal merchant platform for payment authentication: A method of processing of a transaction between a first and second party is provided. The first party accepts payment via a plurality of different payment options selectable by the second party, and the plurality of different payment options are associated with a plurality of different authentication protocols prescribed therefor.... Agent: Cardinalcommerce Corporation

20110167003 - Maintaining privacy during personalized content delivery: Embodiments of the present invention relate to systems, methods, and computer-storage media for maintaining privacy while delivering advertisements based on encrypted user profile identifiers. In embodiments, a Public key Encryption with Keyword Search (PEKS) is used to generate a public key and a private key. In embodiments, a public key... Agent: Microsoft Corporation

20110167004 - Electronic signature security system: One embodiment of the invention enhances the security of electronic signatures during transmission. A peripheral device, which may be located remotely and separate from a host processing system, captures the signature. The peripheral device then binds the signature to the particular transaction record and transmits it to the host processing... Agent: Topaz System, Inc.

20110167005 - Methods and apparatuses for financing and marketing a creative work: The present invention is directed to a system and method for raising financing and/or revenue by artist for a project, where the project may be a creative work of the artist. The method including registering, by at least one artist, with a centralized database, at least one or more projects,... Agent: Artistshare, Inc.

20110167006 - Method and system for a real-time case exchange in a service management environment: A method and system for real-time case exchange in a service management environment is disclosed. In one embodiment, a case is received by any one of customers, vendors, or managed service providers (MSP). Then, the case is forwarded by said any one of the customers, vendors, or MSPs to a... Agent:

20110167007 - System and method for task management: The present invention provides systems and methods for managing the delegation of tasks. Various embodiments of the invention provide a delegation management framework capable of real-time oversight, workflow compliance and business rule compliance of individual or groups of tasks under the control of the framework. In some embodiments, a delegation... Agent:

20110167008 - Database licensing and customer service system for wireless camera flash systems: A device, system, and method is disclosed. The device may be a photographic asset that may include one or more functional features configured to enable the photographic asset to perform one or more functions. The device may have a memory configured to hold a photographic asset identifier. The device may... Agent: Leap Devices, LLC

20110167009 - Controlled-vendor manufacturing methods: Embodiments of the invention are directed to manufacturing a medical device in a way that minimizes the possibility of defects. Because of the general increasing desire to eliminate lead from the environment, electronic producers are removing lead from their manufacturing processes. The lead had beneficial qualities, however, in that it... Agent: Physio-control, Inc.

20110167010 - Control of supply networks and verification of items: Methods and systems for use in enabling verification by entities on a path across a supply network of an item identification means traversing said path, the network comprising: at least one supplier entity able to introduce into the network an item identification means having stored therein an item identifier and... Agent:

20110167011 - Dynamic employee security risk scoring: Embodiments of the invention relate to systems, methods, and computer program products that provide for an employee security risk score. The security risk score is presented as an extensible composite vector that supports an arbitrary number of risk categories. The risk categories can be aggregated at any level in the... Agent: Bank Of America Corporation

20110167012 - Machine, article of manufacture, method, and product produced thereby to carry out processing related to analyzing content: A machine, manufacture, process, and product produced thereby, as well as necessary intermediates, which in some cases, pertains to computers and data processing. Illustratively, there can be a computer system adapted to receive at least one first content item, a second content item, and corresponding rules, and to process at... Agent:

20110167013 - Online classroom quality control system and method: A method of continuously improving an online course taught by an educational institution over a computer generated medium to a plurality of locations is disclosed. A minimum criteria is established and used to determine the quality of the online course taught through the computer generated medium. The online course sessions... Agent:

20110167014 - Method and apparatus of adaptive categorization technique and solution for services selection based on pattern recognition: A system and method for selecting services using adaptive categorization based on pattern recognition, in one aspect, group services registered in a plurality of service registries into a plurality of categories. A plurality of features associated with each category of services is defined and the services in each category are... Agent: International Business Machines Corporation

20110167017 - Computer-implemented hierarchical revenue model to manage revenue allocations among derived product developers in a networked system: A computer-implemented hierarchical revenue model to manage revenue allocations among derived product developers in a networked system is disclosed. The model includes providing a first revenue value associated with a first digital component, providing a second revenue value associated with a second digital component, and combining the first revenue value... Agent: Imvu, Inc., A Calif. Corporation

20110167015 - Concentration risk modeling: Concentration risk, for example, refers to the risk of over-concentrating organizational resources. For example, if an organization over-concentrates its employees that work on a particular process in a small number of geographic locations, then, depending on the importance of the particular process, the organization assumes the risk that its operational... Agent: Bank Of America Corporation

20110167016 - Map-assisted radio ratings analysis: A radio station market analysis program displays a grid having radio station entries and associated attributes. A subset of the stations can be selected based on the attributes, and a map displays location markers corresponding to physical locations of stations in the subset. Attributes include multiple station ratings criteria such... Agent:

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