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Data processing: financial, business practice, management, or cost/price determination March listing by industry category 03/11

20110077952 - Apparatus, system and method for a brand affinity engine using normalized media ratings: An apparatus, system and method of implementing a computerized brand affinity engine. The apparatus, system and method include at least a plurality of computerized access points having accessible thereto a plurality of sites mentioning at least one sponsor, a categorized, hierarchical database of keywords, wherein at least the keywords falling... Agent:

20110077949 - Micropayments aggregation: Various methods, apparatus, and systems are disclosed for improved micropayment arrangements that allow for versatile and efficient micropayments aggregation and distribution of funds. In accordance with one embodiment, a method of aggregating micropayments includes registering a plurality of seller accounts, each including content to be sold, and associating the content... Agent: Ebay Inc.

20110077951 - Mobile device including mobile application: Consumers' purchase transactions are collected and processed to produce purchase transaction history information indicative of purchasing behavior and spending patterns. Computer software applications are identified based on the purchase history information and sent to the consumer's mobile devices.... Agent:

20110077950 - Risk profiling system and method: There is provided a risk profiling system and method. The risk profiling system comprises a system processor, a system memory storing a risk profile unit configured to be controlled by the processor. The risk profile unit includes a risk features database comprising a plurality of risk features corresponding to the... Agent: Disney Enterprises, Inc.

20110077953 - System, method, and apparatus to analyze launch opportunities: This paper proposes a new method and architecture for populating, updating and managing the NAB. It also proposes user's Contact Information Discovery (CID). In context of populating the NAB; since the NAB of each individual subscriber will be stored in the network in future, the paper proposes CI to flow... Agent: Genericweb Pty Ltd

20110077961 - Endoscopic inspection information administering system, endoscopic inspection information administering method and computer readable medium: An endoscopic inspection information administering system includes: an unlinking unit for canceling a link between a first piece of inspection request information selected from the inspection request information on a database and a first piece of inspection result information linked with the first piece of the inspection request information; a... Agent: Fujifilm Corporation

20110077960 - Inspection room decision support system, inspection room decision support method and computer readable medium: An inspection room decision support system for providing support in deciding one inspection room in which a requested endoscopic inspection will be conducted, plural inspection rooms, the system includes: an input unit that inputs information; a registration unit that registers at least information about each of the inspection rooms, information... Agent: Fujifilm Corporation

20110077964 - Medical analysis system: The present invention relates to effective diagnosis of patients and assisting clinicians in treatment planning. In particular, invention provides a medical analysis system that enables refinement of molecular classification. The system provides a molecular profiling solution that will allow improved diagnosis, prognosis, response prediction to provide the right chemotherapy, and... Agent: Koninklijke Philips Electronics N.v.

20110077957 - Method and apparatus for inputting health management information by using button-method: A method of inputting health management information of a user using a button-method includes: receiving a selection of at least one button from among buttons which correspond to medical events related to health management of the user; reading a current time of a clock corresponding to a point of time... Agent: Samsung Electronics Co., Ltd.

20110077955 - Methods, apparatuses, and computer program products for facilitating co-morbid care management: Methods, apparatuses, and computer program products are provided for facilitating co-morbid care management. A method may include determining a plurality of medical conditions affecting a member enrolled in a care management plan. The method may further include activating, based at least in part upon the determined medical conditions, a plurality... Agent: Mckesson Financial Holdings Limited

20110077959 - Research collaboration system: Systems and methods for conducting collaborative research are described. In some embodiments, a portal provided on a server allows users, who may be isolated from each other, to network and collaborate on initiating, designing, implementing, analyzing, and/or publishing research.... Agent:

20110077963 - System and method for assisting in the home treatment of a medical condition: An interactive home treatment system and method is disclosed. Patient data is collected via a handheld device and stored in a database. The data may be related to self-treatments, symptoms, or patient behavior. The data are analyzed with an analytic tool and the analysis is used to generate a message... Agent: Novo Nordisk A/s

20110077962 - System and method for facilitating centralized candidate selection and monitoring subject participation in clinical trial studies: A system and method of facilitating centralized and standardized remote ratings of subjects in clinical trial studies includes providing training to raters located at one or more central rating sites such that the raters are trained to apply substantially similar criteria in determining whether a candidate is a qualified subject... Agent: Medavante, Inc.

20110077958 - Systems and methods for clinical, operational, and financial benchmarking and comparative analytics: The clinical analytics platform automates the capture, extraction, and reporting of data required for certain quality measures, provides real-time clinical surveillance, clinical dashboards, tracking lists, and alerts for specific, high-priority conditions, and offers dynamic, ad-hoc quality reporting capabilities. The clinical informatics platform may include a data extraction facility that gathers... Agent:

20110077956 - Systems for treatment-related product promotion and ordering via a medical measurement device: The present disclosure describes a system for providing interactive, treatment-related promotions to, and receiving product orders form, a patient operating a medical measurement device, using the device to facilitate such promotion and product ordering. The system includes a medical measurement device that collects measurement data concerning the physiological condition of... Agent: Allegiance Dms, LLC

20110077954 - Therapy reconciliation for venue transition: The present invention is directed to selecting a therapy designation that is usable to identify a therapy when the therapy is implemented in a treatment venue. A therapy designation is received that identifies the therapy (e.g., administration of a medication) when the therapy is administered in a first treatment venue.... Agent: Cerner Innovation, Inc.

20110077966 - Allergy electronic medical record system and method: A method of managing information related to immunotherapy treatment in a computer system is provided. The computer system includes an input peripheral system for reading a computer-readable code and inputting the computer-readable code into the computer system. An antigen having a predetermined concentration is associated with a master code that... Agent: Augusta E.n.t., P.C.

20110077971 - Apparatus and methods for monitoring and modifying anticoagulation therapy of remotely located patients: A patient apparatus is configured to receive and analyze information regarding patient compliance with anticoagulation medication and self-test coagulation regimens related to anticoagulation therapy. In addition, a patient apparatus is configured to receive data from a patient, including physiological data, pathophysiological data, biological data, psychological data, neuropsychological data, and/or behavioral... Agent:

20110077968 - Graphically representing physiology components of an acute physiological score (aps): Systems and methods for rendering a graphical object that visually represents those physiological components that account for a patient's acute physiology are provided. The method includes performing an acute physiology score (APS) calculation using diagnostic parameters to realize points associated therewith. The diagnostic parameters individually provide a measure of the... Agent: Cerner Innovation Inc.

20110077970 - Method, apparatus and computer program product for providing a patient quality monitor: A method for providing a patient quality monitor may include receiving an identification of quality metrics associated with each of a plurality of health care conditions in which the quality metrics correspond to external standards of care for the respective health care conditions, extracting clinical patient quality data regarding activities... Agent:

20110077965 - Processing event information of various sources: An embodiment of the present invention is directed to providing event information that is received from various sources in a healthcare environment. The information that is received from the various sources is converted to a standardized format and is filtered according to various criteria (e.g., source device, recipient component, event... Agent: Cerner Innovation, Inc.

20110077969 - Self-service medical service method and its system: The present invention provides a medical self-service terminal service method and system thereof. It is based on the integrated IHE information management system, radiology management system, digital image technology, computer technology, and tele-communication technology. It converts information and images of the patient and diagnosis information of doctors into digital computer... Agent: Shanghai Pudong New Area People's Hospital

20110077974 - System and method for contextualizing patient health information in electronic health records: System and method for contextualizing input and presentation of patient information in Electronic Health Record systems. The system and method enhance the ease of use and usefulness of Electronic Health Record systems, and are configurable to capture and automatically integrate dictated and transcribed free-form text into an Electronic Health Record... Agent:

20110077973 - Systems and methods for real-time data ingestion to a clinical analytics platform: The clinical analytics platform automates the capture, extraction, and reporting of data required for certain quality measures, provides real-time clinical surveillance, clinical dashboards, tracking lists, and alerts for specific, high-priority conditions, and offers dynamic, ad-hoc quality reporting capabilities. The clinical informatics platform may include a data extraction facility that gathers... Agent:

20110077972 - Systems and methods of clinical tracking: The clinical analytics platform automates the capture, extraction, and reporting of data required for certain quality measures, provides real-time clinical surveillance, clinical dashboards, tracking lists, and alerts for specific, high-priority conditions, and offers dynamic, ad-hoc quality reporting capabilities. The clinical informatics platform may include a data extraction facility that gathers... Agent:

20110077967 - Systems for procuring regulatory data from a patient via a medical measurement device: The present disclosure describes a system for obtaining from a patient, though a medical measurement device provided by a DME provider, regulatory data needed by the provider. Some examples of the device collect and process physiological measurement data used to assess the health of the patient, and allow the provider... Agent: Allegiance Dms, LLC

20110077980 - Automated processing of electronic medical data for insurance and disability determinations: Methods and systems are described for automated processing of medical data for insurance and disability determinations. Based on medical conditions claimed by a claimant, medical evidence queries are automatically generated to provide instructions to medical providers for conducting physical exams and laboratory tests and for retrieving medical records. After medical... Agent: Qtc Management, Inc.

20110077981 - Automated processing of electronic medical data for insurance and disability determinations: Methods and systems are described for automated processing of medical data for insurance and disability determinations. Based on medical conditions claimed by a claimant, medical evidence queries are automatically generated to provide instructions to medical providers for conducting physical exams and laboratory tests and for retrieving medical records. After medical... Agent: Qtc Management, Inc.

20110077978 - Collateral damage contracts: A method for marketing, underwriting, and providing coverage for damages that are associated with insured loss events but that are not covered by traditional insurance policies. This method permits the marketing of loss expense coverage, underwriting, and claim adjustment processes of insurance to be performed by reference to the loss... Agent:

20110077979 - Lifetime income: The present invention provides an investment option known as a lifetime income share. Lifetime income shares mitigate survival risk, the risk that an individual will outlive his or her assets. More specifically, the purchase of a plurality of lifetime income shares guarantees an individual a predetermined, periodic income payment for... Agent: Hartford Fire Insurance Company

20110077977 - Methods and systems for data mining using state reported worker's compensation data: A worker compensation data mining computer system includes a data collection computer interface receiving worker's compensation data, optionally stored by a third party data provider or a state database, and a data mining computer processing unit analyzing the worker's compensation data to determine trends in the worker's compensation data. The... Agent:

20110077982 - System and method for administration of life insurance policy with accelerated benefits: A computer system for administering a life insurance policy is configured to, responsive to receipt of certification that the insured has either loss of ability to perform two activities of daily living or cognitive impairment, provide instructions to pay an owner of the policy, in periodic payments, an accelerated benefit,... Agent: Hartford Fire Insurance Company

20110077975 - System and method for rfid-enabled tracking of insurance claims packages and payments: A computerized system for RFID-enabled tracking and automated processing of insurance claims packages includes a package generation module, a package dispatching module, a package receiving module, and a package check module. The system generates, processes, and tracks the processing status of RFID-tagged insurance claim packages. Each RFID-tagged insurance claim package... Agent: Hartford Fire Insurance Company

20110077976 - System and process for dispensing value in response to an authorization over an electric data network: An insurance payment distribution system is disclosed for distributing data representative of money from a central station to selected individuals to be used at selected locations. The system includes a plurality of distribution payment cards and a remote card processing unit. The distribution payment cards are useable at the selected... Agent:

20110077983 - Flight check-in via a telecommunication network: Flight check-in systems and associated methods are disclosed. A passenger is able to check in with an airline by initiating a call to a phone number designated for flight check-in. A flight check-in system receives the call initiated by the passenger and identifies a number (e.g., a phone number) based... Agent:

20110077984 - System for destination-based travel planning and booking: A method of travel planning and booking that allows a traveler to create on a website a profile of travel preferences, stores the profile of travel preferences, and allows the traveler to enter on the website a travel plan comprising a departure address, proposed destinations and arrival and departure times... Agent:

20110077985 - Archetypes management system: A system includes a sales tool which may provide a first portion of a functionality, an implementation tool which may provide a second portion of the functionality, a development tool which may provide a third portion of the functionality, and a normalization module which may integrate the first portion, the... Agent: Sap Ag

20110077986 - Decision cost analysis for enterprise strategic decision management: A method of managing decisions. The method can include identifying decision costs expended or projected to be expended for each of a plurality of decisions in a decision network and determining whether a sum of the decision costs expended or projected to be expended exceed at least one assigned cost... Agent: Motorola, Inc.

20110077987 - Method and system for increasing advance orders: A system and method are described for increasing advance orders for goods or services. In one embodiment, the method comprises receiving advance orders for a product with a specified release date from a plurality of buyers and moving up the release date if a goal is met, wherein the goal... Agent:

20110077988 - Emotivity and vocality measurement: One embodiment of the present invention is directed to a computer-implemented system that analyzes free-form text comments provided by a user (such as a customer of a company) and draws conclusions about the tone of the user's feedback, such as whether the user's feedback is positive, negative, angry, critical, or... Agent:

20110077989 - System for valuating employees: A system is described for valuating employees. The system may include a memory and a processor. The memory may store a historical dataset which describes employees of an organization. The historical dataset may include inputs describing employee performance over a time interval. The processor may be operatively connected to the... Agent: Accenture Global Services Limited

20110077990 - Method and system for collection and management of remote observational data for businesses: Wholesalers, manufacturers, retailers and other entities can use a network gateway as a common point of access to information regarding the presentation of their products to consumers. Such a gateway could be used by representatives for uploading information gathered at retail locations using specially designed mobile applications which would include... Agent:

20110077991 - Methods for supply chain management: According to various embodiments, the present teachings include inventory control policies that are defined in terms of functions of aggregate cost rates, involving thresholds Ω and an order-up-to point S. An embodiment of the present teachings includes a method. The method includes tracking an inventory position of each of the... Agent: Xerox Corporation

20110077992 - Methods, systems, and computer program products for telecommunications product and/or service offerings: Some embodiments provide sales management methods, apparatus and computer program products. A customer at a public retail site is identified, along with a reason for a visit of the customer to the public retail site. A customer profile of the customer is identified responsive to the identification of the customer.... Agent: At&t Intellectual Property I, L.p.

20110077994 - Optimization of workforce scheduling and capacity planning: A computer implemented method for solving a scheduling or capacity planning problem of a workforce of a service center, given an anticipated workload, is disclosed. The method includes the steps of calculating the number of workers and skills required in order to supply the adequate level of service; determining the... Agent: International Business Machines Corporation

20110077993 - Remote managed services in marketplace environment: Registration of a plurality of customers, each having an information technology infrastructure, with a manager of remote services is facilitated. Registration of a plurality of service partners with the manager is also facilitated. The manager detects an issue with a given one of the information technology infrastructures of a given... Agent: International Business Machines Corporation

20110077998 - Categorizing online user behavior data: A method for categorizing online user behavior data, including creating a target set of users based on an advertiser query, identifying two or more users in the target set having one or more first similar behavior attributes using a Minhash algorithm; and modifying the target set according to the two... Agent: Microsoft Corporation

20110078000 - Controlling content distribution: Distributing content using one or more content distributors associated with respective content distribution channels is based on an analysis of historical content distribution information and analysis rules. Recommended actions are provided to a content provider along with estimations of predicted results.... Agent: Google Inc.

20110077999 - Managing consistent interfaces for retail event business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20110077997 - Method and system for chargeback allocation in information technology systems: The invention provides a system and method for chargeback cost allocation in an information technology (IT) system including multiple resources. The method includes categorizing cost attributes of different resources into multiple levels defining a cost attribute hierarchy, defining different chargeback groups for resources with similar cost attributes and chargeback policies... Agent: International Business Machines Corporation

20110077996 - Multimodal affective-cognitive product evaluation: Repeated random-outcome trials together with affective, cognitive, and behavioral measures of liking and wanting may be used to assess consumer preferences. In an exemplary implementation of this invention, in each trial, a participant selects one of two sources (e.g., one of two beverage dispensers) of a product (e.g., a beverage).... Agent:

20110077995 - System and method for collecting and propagating computer benchmark data: An improved system and method for collecting and propagating computer benchmark data is described. A user downloads from a server and runs client software on a particular computer system, configuration, or component. The client software performs benchmarking functions on the system, returns the results to the user, and uploads the... Agent: Cbs Interactive

20110078004 - Systems, methods and apparatus for self directed individual customer segmentation and customer rewards: A system and method classifies individuals based on product or service preferences of tastes. With input from the system on user preferences, offers are created by product or service promoters specific to a segment of users with similar preferences. The offers, items and users are linked using alphanumeric or digital... Agent: Swanson International Inc.

20110078001 - Feedback system for television advertisements: A video client receives an advertisement for presentation on a display and presents to a user, on the display, the advertisement and a rating interface for the advertisement. The video client receives, via the rating interface, a user input to rate the advertisement and sends, to a server, rating information... Agent: Verizon Patent And Licensing, Inc.

20110078006 - Modular coupons in trail-of-breadcrumbs advertising: A system facilitates provision of a first advertisement, including a first modular coupon, via a first network to a user, where the first advertisement provides a link to a second advertisement. The system further facilitates provision of the second advertisement, including a second modular coupon, via a second network to... Agent: Verizon Patent And Licensing Inc.

20110078007 - Real-time and localized matching method, platform and system for group purchase: A real-time and localized matching method for group purchase includes the following steps: a group purchase database, which stores information of several present group purchase activities, is provided. A present position of a client is received. Nearby group purchase activities held near the client are sifted from the present group... Agent: National Central University

20110078008 - System for electronic barter, trading and redeeming points accumulated in frequent use reward programs: A system and method for operating a reward points accumulation and redemption program wherein a user earns rewards from a plurality of independent reward issuing entities, with each tracking the user's earned rewards. A trading server accumulates some or all of the user's earned rewards from the reward servers and... Agent: Signature Systems LLC

20110078005 - Systems and methods for providing vendor-sponsored access to media content: Systems and methods for providing consumers with vendor-sponsored access to media content are described. In these systems and methods, a consumer's access to media content is sponsored by vendors with whom the consumer has engaged in a transaction. This sponsorship may take the form of payments provided to a media... Agent: Rovi Technologies Corporation

20110078010 - Method and system for using multi-function cards for storing, managing and aggregating reward points: A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of independent reward points issuing entities, with each tracking the user's earned reward points in a user reward point account stored on a multi-function card (such as a... Agent: Signature Systems, LLC

20110078009 - Searchable coupon values: A system, method, and a computer program product for pushing a coupon value to a user account are disclosed. In one aspect, a method includes receiving, at a computer system, a request to perform a search using a search term. The method includes processing, at the computer system, the received... Agent:

20110078011 - System and method for tiered filtering of purchase transactions: A filtering module to process purchase transaction data received from a retailer POS is disclosed. Merchant information is used to filter purchase transactions by determining whether the purchase transaction qualifies an initiating purchaser for a reward. The retailer POS transmits purchase data from a merchant to a host, wherein the... Agent: American Express Travel Related Services Company, Inc.

20110078012 - Method for encouraging home ownership: A method of enabling a buyer to transition from renting a home to owning a home is provided.... Agent: Rent2buy America, LLC

20110078002 - Alternative advertisement placement in recorded content streams: A set top box includes a tuner for receiving a switched digital video (SDV) stream from an SDV source, in which the SDV stream contains content and a default advertisement. The set top box also includes a memory for storing the SDV stream and a controller for generating and outputting... Agent: General Instrument Corporation

20110078003 - System and method for localized valuations of media assets: An engine, system and method for selecting at least one endorser for use in one or more advertisements. The engine, system and method may include a talent library including a plurality of electronic media assets delineated by respective ones of the at least one endorser, a mention tracker that electronically... Agent:

20110078015 - Dynamic mapper: A web crawler for downloading and analyzing the contents of a merchant's website. The web crawler may analyze the products advertised and determine whether a service plans is properly associated. The crawler may also analyze the placement of the service plan on the website, and store the information in a... Agent: National Electronics Warranty, LLC

20110078014 - Online resource assignment: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for allocating resources. In one aspect, a method includes receiving an advertisement request and identifying eligible advertisements that are eligible to be provided in response to the advertisement request. For each of the eligible advertisements an impression... Agent: Google Inc.

20110078013 - Rate-based auction-format online advertisement management: Methods and systems are provided for use in connection with an online advertising exchange. Methods are provided in which an auction format is utilized. However, generally, selection and pricing is rate-based and based on near-term forecasting. As such, the selection and pricing does not match specific, immediately available serving opportunities... Agent: Yahoo! Inc.

20110078016 - Marketing calendar event organization: A processor may read structure information from a database stored on a computer-readable storage medium. The structure information may be associated with a marketing calendar application and the structure information may represent one or more clusters and ordering information for the one or more clusters. The processor may read cluster... Agent: Sap Ag

20110078017 - Systems and methods for rating an originator of an online publication: Methods and systems to rate an originator of an online publication are provided. An example may include tracking user inputs associated with multiple online publications. Some examples may include using the tracked user inputs to calculate a publication rating for each of the online publications. In one example, the publication... Agent:

20110078018 - System and method of targeting advertisements and providing advertisements management: A system for transmission, reception and accumulation of the knowledge packets to plurality of channel nodes in the network operating distributedly in a peer to peer environment via installable one or more role active Human Operating System (HOS) applications in a digital devise of each of channel node, a network... Agent:

20110078019 - Systems and methods for receiving vendor-sponsored access to media content: Systems and methods for receiving vendor-sponsored access to media content are described. In these systems and methods, a consumer's access to media content is sponsored by vendors with whom the consumer has engaged in a transaction. This sponsorship may take the form of payments provided to a media provider for... Agent: Rovi Technologies Corporation

20110078021 - Mobile device including mobile application coordinating external data: Information stored on a consumer's mobile device can be used to produce recommendations for purchase of good/services. In embodiments, a consumer's purchase history can included in producing recommendations for purchase of good/services. Such recommendations can then be communicated to the consumer's mobile device.... Agent:

20110078020 - Systems and methods for identifying popular audio assets: Systems and methods for providing audio asset information are presented. A media guidance system includes a data store containing audio asset information associated with a set of known audio assets. The media guidance system receives a number of requests to identify an audio asset embedded within a video program from... Agent:

20110078022 - Systems and methods for providing advertisements in a communications network: A system provides advertising links. The system may received a query and provide a number of advertising links in response to the query. The number of advertising links may be dynamically adjusted based at least in part on the commercial-ness of the query. The display format of the advertising links... Agent: Google Inc.

20110078023 - Advertisements within television advertisements: One or more devices send, over a network, an advertisement for presentation by a video client, where the advertisement includes a trigger for secondary advertising content that is presented, within a hotspot designated in the primary advertisement, as part of the primary advertisement. The one or more devices receive, via... Agent: Verizon Patent And Licensing, Inc.

20110078024 - System and method for provisioning advertisements to a vehicle user: A method for provisioning of advertisement to a user of a vehicle is provided. The method comprises determining information comprising attributes associated with behavior of the user, analyzing the information of the user and communicating at least one advertisement to the user wherein the at least one advertisement is based... Agent: General Electric Company

20110078025 - Real time authentication of payment cards: An authentication sever (108) to authenticate real time a transaction associated with an electronic card performed by a user 102 subscribed to an authentication service having a user subscription database (202) on the authentication server 108 is provided. The authentication server (108) executes including obtaining a confirmation that the user... Agent:

20110078026 - Prioritized distribution of offer information: A computerized method is disclosed that includes automatically distributing first offer information to at least one first priority contact in a prioritized list of contacts. The first offer information is distributed in response to receiving a request to distribute an offer. The method also includes automatically distributing second offer information... Agent: At&t Intellectual Property I, L.p.

20110078027 - Method and system for comparing online advertising products: A method in a networked system for comparing advertising products includes a processor configured to sampling an impression inventory database to produce a first set of impression samples represented by a first product, and a second set of impression samples represented by a second product. The processor is also configured... Agent: Yahoo Inc.

20110078028 - Online interactive website: An interactive online website enabling users to order products or services. The website dynamically provides a prepopulated order sheet displaying at least some sales history of products or services previously purchased by a website user. The order sheet may be organized to display a plurality of categories showing at least... Agent:

20110078029 - Systems and methods for hosting, updating, and sending a webpage: A web crawler for downloading and analyzing the contents of a merchant's website. The web crawler may analyze the products advertised and determine whether a service plan is properly associated. The crawler may also analyze the placement of the service plans on the website, and store the information in a... Agent: National Electronics Warranty, LLC

20110078030 - Website with activities triggered by clickable ads: A website stores a user account with information indicative of items associated with a website user. Those items are usable on the website. The website displays a virtual world and accepts inputs which allow interacting with the virtual world. An advertisement is produced. At only some times, the selection of... Agent: Ganz

20110078032 - Methods and systems for managing transaction card accounts enabled for use with particular categories of providers and/or goods/services: A computer-implemented method and system for managing transaction card accounts involves enabling a transaction card account by a card issuer for use with pre-defined categories of providers of goods/services and goods/services sold and issuing a transaction card and establishing an associated pre-qualified category card account. Upon receiving data for a... Agent:

20110078031 - Secure transactions using a point of sale device: Systems and methods are provided for secure transactions according to one or more embodiments. According to an embodiment, a method for providing secure transactions comprises initiating a transaction via a point of sale device having a one time password generator. The method also comprises generating at least one password by... Agent: Ebay, Inc.

20110078034 - Apparatus and method for point of sale terminal fraud detection: A system, apparatus, method and computer programming for monitoring security of a payment terminal is described. There is provided monitoring of one or more security parameters associated with the payment terminal; detecting any violation of any one of the security parameters; classifying the detected any violation of the one or... Agent: Toronto Dominion Bank

20110078033 - Methods and apparatus for produce identification: Systems and techniques for produce identification for transaction processing. A produce item to be entered into a transaction is identified using time resolved reflectance spectroscopy. A produce item is injected with laser light over a selected range of wavelengths, and light emitted from the produce item is detected and measured... Agent: Ncr Corporation

20110078035 - Electronic content distribution and exchange system: An electronic content distribution and exchange system provides authenticated, reliable content downloads and tracking capabilities. Content is distributed to users through the invention's architecture. A user registers for the purchase of content through an interface on a client system or via a Web site. The purchase is for a license... Agent: Tivo Inc.

20110078041 - Method, system, and computer program for parsing, compiling and disseminating digital media: The present invention relates to the dissemination of digital media. In one aspect of the present invention, a method for disseminating content is provided, the method comprising: one or more rights holders providing one or more items of content to a database; the rights holders directing parsing of the content... Agent:

20110078038 - Complex prices in bidding: Managing bid pricing information comprises receiving transaction information and item data from a buyer, generating a bid invitation containing entries relating to the transaction information and item data, and making the bid invitation available to a plurality of potential bidders, receiving from one or more of the potential bidders bid... Agent: Sap Aktiengesellschaft

20110078037 - System & method for determining right of access: Various methods and systems for auctioning items such as golf tee times, restaurant reservations, concert tickets or hotel reservations are disclosed. Users can effectively bid on a large number of items but receive at most one item at the end of the auction. This has the favorable effects for the... Agent:

20110078036 - Systems and methods for the assessment, protection, marketing and commercialization of technology-based ideas: The operations, methods and functions of a technology-based idea assessment, protection and connection system are described. The system involves new methods and computer based algorithms and networks to value technology based ideas, complete a quality assessment of the technology-based idea, package the technology-based idea and determine a cost-based strategy for... Agent: University Of Utah Research Foundation

20110078042 - System and method for facilitating electronic commerce with controlled spending over a network: In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include receiving a transaction request from a merchant on behalf of a client, accessing a client account associated with the client based on information passed with the transaction request, reviewing spending parameters... Agent: Ebay Inc.

20110078043 - Payment and transfer management system using wireless communication network or internet and method thereof: A payment and transfer management system using a wireless communication network or internet and a method thereof are disclosed. The present invention relates to a payment management method for enhancing safety of a payment process by using a location tracking method between a card payment terminal and a payer cellular... Agent:

20110078044 - Process for implementing a method for the on-line sale of software product use licenses through a data network, and software component which allows carrying out said process: Online sale of software product use licenses through a data network by offering software products (SOFT) through vendor sites, purchasing a license on-line on one of said vendor sites, and activating said license on-line by a different licensing site. A specific component (COMP) is provided with the software product (SOFT)... Agent: Media Patents, S.l.

20110078039 - Online retail store featuring a golf bag customization engine to customize golf bags and golf bag assembly kits: In one embodiment, a method effectuated over an online ordering system for customized golf bags, comprising: prompting a consumer with one or more options for one or more components of the golf bag that are customizable through an online website; receiving selections made by the consumer for the one or... Agent: Golf Sales West

20110078045 - Purchaser centered, product driven world wide web seaching and e-commerce system: Aspects of this invention in their broadest sense disclose a system for providing a purchaser specified product search engine, including providing storage circuitry comprising a database of products, storing product data in the database, receiving from a prospective product purchaser, prospective purchaser product data of a desired product to purchase,... Agent:

20110078040 - Method and process for choosing real estate to purchase requiring a transformative process using a machine: A transformative, machine based process for choosing real estate to purchase which automatically compiles a list of weighted preferences for a plurality of attributes which the user considers important in making a decision to purchase real estate, then assigns a numerical score to be initially assigned for each of such... Agent:

20110078047 - Catalog generation based on divergent listings: A method and a system are described for catalog generation based on divergent listings. For example, a listing module may receive a divergent listing and collect data corresponding to an item in the listing. Each divergent listing of an item for sale is divergent with respect to other listings of... Agent:

20110078046 - Enhanced supplier catalog collaboration: One embodiment of the invention includes a computer-implemented method for supplier update of a procurement system. The method includes providing a customizable procurement entity to a supplier, receiving a modified procurement entity from the supplier, wherein the modified procurement entity comprises an update made by the supplier to the customizable... Agent: Oracle International Corporation

20110078054 - Information transmitting apparatus, information transmitting method, information transmitting and processing program, and information transmitting system: There are provided an information transmitting apparatus, an information transmitting method, an information transmitting and processing program, and an information transmitting system capable of transmitting information such as a web page displaying stock quantity or the like while realizing the decreased number of times of obtaining stock quantity and lessening... Agent: Rakuten, Inc.

20110078048 - Managing consistent interfaces for merchandising business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Sap Ag

20110078049 - Method and system for exposing data used in ranking search results: Methods and systems for enabling access to listing performance data, used in conjunction with a search engine to order search results, are described. Consistent with some embodiments, a listing performance data engine module processes API commands received from client computing systems. The data engine module processes the API commands to... Agent:

20110078051 - Methods and systems for searching for goods in a virtual marketplace: A method and apparatus for creating a computerized market for used and collectible goods by use of a plurality of low cost posting terminals and a market maker computer in a legal framework that establishes a bailee relationship and consignment contract with a purchaser of a good at the market... Agent: Ebay Inc.

20110078053 - System and method for distribution of media assets from media delivery unit to handheld media player: A media delivery system is disclosed. The system comprises a media delivery unit and a handheld media player. According to one embodiment, the media delivery unit and the handheld device may be connected through a communication link, such as for example, the Bluetooth type of connection. While a media asset... Agent:

20110078050 - Systems and methods for facilitating charitable donations: Systems and methods to facilitate charitable giving are disclosed. Exemplary embodiments of the disclosed systems and methods include an online system for selling perishable inventory to charitable donors in connection with a donation. An integrated real to virtual golf game using actual golf results, and an integrated golf virtual tee... Agent:

20110078052 - Virtual reality ecommerce with linked user and avatar benefits: An online virtual reality ecommerce system provides parallel, linked real and virtual products with parallel benefits to users and to their avatars, thereby increasing user-perceived linkage with their avatars, and increasing user motivation to engage in the ecommerce. Embodiments include linked purchases and deliveries of tangible goods, status goods, movies,... Agent:

20110078056 - Method for merchandising a product: A method for merchandising a premium bed support system. The method includes advising various parties in the distribution system for selling a bed support system to a retail consumer as to the benefit of a premium bed support system so that the retail consumer has the opportunity of purchasing the... Agent: Finger Lake Intellectual Property LLC

20110078055 - Methods and systems for facilitating selecting and/or purchasing of items: Methods and systems for facilitating the selecting and/or the purchasing of items are provided. Items to be purchased may be clothing items. The use of a visualization pane comprising an avatar may be used to facilitate item selection. The avatar may represent a person such as a user and clothing... Agent:

20110078057 - Method, apparatus and computer program product for providing management of a generics program: A method for providing management of a generics program may include determining, for a remote facility among a plurality of remote facilities in communication with a distributor, inventory items in an inventory list that correspond to a generics program, providing an indicator of generics program inclusion to the remote facility... Agent:

20110078061 - Charging for operator-assisted sessions in ims networks: IMS networks and methods are disclosed for charging for operator-assisted sessions. To perform the charging, an operator assistance application server (AS) acts as an interface between an operator system (legacy or IMS) and charging systems for the IMS network. When an operator-assisted session is initiated in the IMS network, the... Agent:

20110078058 - Customizable marketing project interfaces: Systems and methods are provided to enable filtered searches of marketing-related data by extracting marketing project information, including marketing activities, promotions, and campaigns information from an existing marketing system database and restructuring the extracted information in a hierarchical series of selectable nodes. In an embodiment, some of the nodes may... Agent: Sap Ag

20110078060 - Method for implementing a wireless local area network (wlan) gateway system: The invention of present provides for a real-time authentication and billing gateway for WLAN traffic. Notably, the improved method for implementing a Wireless Local Area Network (WLAN) gateway system enables telecommunications network operators (and like entities) to rate and bill for services accessed by the wireless user. The logic of... Agent: Redknee Inc.

20110078059 - System and method for monitoring securities holdings for related entities: Systems, methods, and computer-executable instruction mechanisms such as programming structures for generating signals representing holdings of securities held by pluralities of commonly-controlled entities. Such systems, methods, and computer-executable instruction mechanisms can further be useful for generating signals representing alerts and data useful in generating reports relating to securities holdings, and... Agent: Royal Bank Of Canada

20110078062 - Method and system for providing accounting services: A computerized system and method for preparing at least one tax return, including, but not limited to: accepting tax information, by at least one accounting module, for the at least one tax return from at least one user; processing the tax information, at the at least accounting module, so that... Agent:

20110078063 - Combined cathodic protection and meter reading monitoring system: Disclosed are apparatus and related methodologies for increasing functionality of gas metrology devices used in a supervisory Control and Data Acquisition (SCADA) network by combining the collection of meter data with cathodic protection (CP) monitoring data in a single system. Per present subject matter, CP monitoring data may be collected... Agent: Itron, Inc.

20110078090 - Security futures contract with selectable expiration and method and system for the creation, listing, purchase and sale, and trading of the same: The embodiments of the invention provide a novel financial instrument and system and method for creating, listing, purchase and sale, and trading said financial instrument wherein the instrument comprises a security futures contract with a selectable expiration date. A request for quotes process is also provided, which in one embodiment... Agent:

20110078070 - Bundled financial instruments: Networks, systems and methods that match orders for bundled financial instruments are disclosed. In one example, the bundled financial instrument includes packaged underlying financial instruments that together provide an economic equivalent exposure to a long-term investment vehicle. The bundled financial instrument may include any set of contracts considered a linear... Agent: Chicago Mercantile Exchange, Inc.

20110078066 - Consolidated sales, marketing, and customer support system for financial products: A method includes accepting financial product information through a provider computer; accepting advisor information and client information; allowing access to a portion of the financial product information, based on the client information, through a client computer; allowing access to another portion of the financial product information not accessible through the... Agent: Salient Partners, L.p.

20110078067 - Method and system configured for facilitating management of international trade receivables transactions: A receivables transaction management platform is configured for facilitating management of international trade receivables transactions. The platform includes a task manager layer and a platform functionality layer. The task manager layer is configured for facilitating management of transaction information workflow tasks and export receivables to tasks. The platform functionality layer... Agent:

20110078069 - System and method for managing trading orders with decaying reserves: A system comprises a memory operable to store a trading order for a particular quantity of a trading product, wherein a first portion of the particular quantity is a displayed quantity and a second portion of the particular quantity is a reserved quantity. The system further comprises a processor communicatively... Agent:

20110078068 - System and method for timed order entry and modification: A system and method for defining and processing timed orders are defined. According to one embodiment, a trader may define a timed order by defining an intra-day time trigger or a time period when the timed order should be automatically modified, such as deleted or cancelled/replaced with a new order.... Agent: Trading Technologies International, Inc.

20110078064 - System and method for using order modifiers in relation to trading strategies: A quantity modifier and a price modifier are provided for a spread trading strategy having a desired spread price and a desired spread quantity. According to an example embodiment, a quantity modifier divides the desired spread quantity into a plurality of disclosed spread quantities. Once the disclosed quantities are determined,... Agent: Trading Technologies International, Inc.

20110078065 - System for volume-weighted average price trading: Systems, methods, and mediums storing programs for trading financial assets. The method can include receiving a first order specifying a first quantity of financial assets to be traded according to a volume-weighted average price for a trading session and executing the first order during the trading session through algorithmic or... Agent: Tora Holdings, Inc.

20110078071 - Prioritizing loans using customer, product and workflow attributes: Data representative of a plurality of mortgage applications is obtained. The applications participate in a mortgage origination process, and each of the applications has associated therewith customer-specific attributes and product-specific attributes. The mortgage origination process has a plurality of statuses. Data representative of at least one environmental attribute is also... Agent: International Business Machines Corporation

20110078073 - System and method for predicting consumer credit risk using income risk based credit score: Systems and methods are described for scoring consumers' credit risk by determining consumers' income risk and future ability to pay. Methods are provided for measuring consumers' income risk by analyzing consumers' income loss risk, income reduction risk, probability of continuance of income, and economy's impact on consumers' income. In one... Agent:

20110078072 - Verification and limits processing: Methods and systems facilitate enhanced processing of requests for limit increases, such as credit limit increases. For example, a method can comprise receiving a request from a client computer of a user via a network and providing at least one field for the entry of information by the user. The... Agent:

20110078075 - Method and system for facilitating switching of financial institution accounts: Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution... Agent:

20110078074 - Systems, methods, and media for industry resource management and contract management: Embodiments of the subject invention are directed to a contract monitoring system or a method for contract monitoring. In an embodiment, a contract monitoring system monitors compliance with a contract. The system receives contract terms and event messages, which describe performance of the contract terms, and presents performance information to... Agent:

20110078078 - Methods and systems for electronic bill presentment and payment: The present invention provides methods and systems for processing bills for a customer. A request for master data of the customer is received from a first processing module by means of a second processing module having access to the master data of the customer and the master data comprising bill... Agent: Sap Ag

20110078076 - Short codes for bill pay: A system and method for secure transfer of a debt payment, according to one or more embodiments, provides for: receiving a request for a billing service from a biller; providing a reference code to the biller in response to the request, in which the reference code uniquely corresponds to a... Agent: Ebay, Inc.

20110078077 - Systems and methods to facilitate online transactions: Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a plurality of converters to interface with a plurality of controllers in different formats for delivery of premium messages sent by the system to collect funds; and a common format processor coupled... Agent: Boku, Inc.

20110078079 - Discount payment method and system using a temporary card number: Disclosed is a method and system for making payment with discounted prices by using temporary card numbers. The method comprises the steps of: (a) at least one discount means being selected by a user of a mobile terminal, and the mobile terminal transmitting temporary card number issue information including the... Agent: Sk Telecom Co., Ltd.

20110078080 - Method and apparatus to secure an electronic commerce transaction: A method begins by a processing module receiving data content. The method continues with the processing module embedding the data content into a data stream to produce a stream of data. The method continues with the processing module sequentially encoding data segments of the stream of data in accordance with... Agent: Cleversafe, Inc.

20110078081 - Mobile payment application architecture: A system, apparatus, and method for conducting payment transactions using a mobile device. Embodiments of the invention are directed to an architecture or system design for the functional elements residing in a mobile device that may be used to conduct a payment transaction. The inventive architecture may be implemented as... Agent:

20110078082 - Systems, methods, and devices for combined credit card and stored value transaction accounts: The present invention generally relates to a single transaction account identifier that can be used for in transactions with one of multiple transaction accounts. The method includes one or more of the following steps: establishing at least two transaction accounts, wherein the transaction accounts are respectively associated with transaction account... Agent: American Express Travel Related Services Company, Inc.

20110078083 - Electronic draft capture: A method for processing financial transactions includes transmitting an authorization request to a payment processing gateway server. The authorization request includes a supplemental header having a contract identification field that stores an identification of a contract between a merchant and a payment provider. A transaction response transmission is received from... Agent: Microsoft Corporation

20110078084 - System and process of warranty management: A system for adjudicating a claim of warranty to a product comprises a policy processing module, title processing module, and a warranty processing module. The policy processing module processes rules and policy regarding the adjudication of claims of warranty to a product associated with property that has recordable title. The... Agent: Carrier Corporation

20110078085 - System and method for real estate business collaboration and knowledge acquisition and sharing: A real estate business management system broadly provides for responding to one or more users or groups of users by managing or otherwise conducting real estate business transactions or transaction aspects that may currently or subsequently correspond to one or more potential or actual real estate deals or groups of... Agent:

20110078086 - Maximizing proceeds of a short sale: Systems and methods of initiating and processing a real estate short sale are disclosed. The methods include the facilitator receiving from a lender or another party associated with a loan a notification identifying a property as a distressed property. The facilitator may secure from the lender an agreement to accept... Agent:

20110078087 - Systems and methods for providing an asset title corresponding to an asset: A method for hosting an asset title is described. An asset title is received from a first user device. The asset title is stored. The method also includes communicating with an index to create a master title status and location record. The method may be performed by a registry.... Agent: Partnet, Inc.

20110078088 - Method and system for accurate rating of avatars in a virtual environment: A method and system applies a rating adjustment to ratings by avatars in a virtual universe. The rating adjustment offsets mutual rating collusion between avatars. The ratings may be adjusted based on a weighted value of indicia of association, and may also be adjusted based on rating frequencies between the... Agent: International Business Machines Corporation

20110078089 - Sensor zone management: Systems, methods, and computer program products are provided for tracking one or more items. In one exemplary embodiment, there is provided a method for tracking an item. The method may include periodically detecting sensor information of an item by a sensor device. The method may also include periodically transmitting the... Agent:

20110078091 - System and method for remote postage metering: A system and method for remote postage metering of postage indicia, including demanding a desired postage amount and subsequently printing the postage indicia onto a piece of mail. A user inputs certain necessary information, as well as additional desired information, into a local processor-based system. The local system then assembles... Agent: Stamps.com Inc

20110078092 - Apparatus and method for controlling a battery: An apparatus and method for controlling a battery are disclosed to charge the battery by a certain device or discharge the voltage charged in the battery to the certain device based on configuration information and status information of the battery. A system for charging of an electric vehicle battery leveraging... Agent: Lg Electronics Inc.

20110078093 - Telemetry system: Disclosed are apparatus and related methodologies for transmitting data in a gas AMI network. Data may be transmitted bi-directionally between selected endpoint devices and data collection devices to central or head end equipment. Transmitted data may include parameter updating data for selected endpoint devices, and collected data from selected endpoint... Agent: Itron, Inc.

20110078096 - Cut card advertising: The present disclosure sets forth a method of advertising using a cut card. In one embodiment of the present application, a method for providing an advertising message on a cut card during a card game is described. A cut card, including an advertising message region, is provided during a card... Agent:

20110078094 - Method for removing and returning items to the original location: A method of removing and returning a file folder or folders to the original location or locations is provided.... Agent:

20110078095 - Plastic letter tray assembly kit: The panels are connected via breakaway connections. Furthermore, the left side panel is positioned with a bottom edge along the left side of the floor panel, the right side panel is positioned with a bottom edge along the right side of the floor panel, and the back panel is positioned... Agent:

20110071841 - Distribution of digital content: Methods and systems for providing items of content over a peer-to-peer system are described. Items of content are requested from a central server by a downloading peer, and the central server determines uploading peers from whom the downloading loading peer may request parts of the content item.... Agent: DdnIPHoldings Limited

20110071842 - Judicial case management computer system and method for providing the same: A judicial case management computer system and a method for providing the same are provided. The judicial case management computer system includes storage. A set of differentiated case management (“DCM”) tracks are stored in the storage. Each of the DCM tracks represents a case type. The DCM tracks include a... Agent: Courtview Justice Solutions

20110071840 - Method of managing life stories: System, method, and apparatus for users in an online computer system to write and keep in perpetuity their life Stories, Legacies, and Memorials and tie them together with relationships within social networks. A computer system collects data in the form of text or uploaded files entered by an individual who... Agent:

20110071843 - Occurrence marketing tool: A occurrence marketing server communicates with a database to store and retrieve information related to solution seekers, solution providers, surveys, survey responses and social networking data. A universal solution code (USC) is assigned to a set of solution assets configurable into a webpage describing the solution. The occurrence marketing server... Agent:

20110071845 - Computer based standardized method and apparatus for guiding decision support for surgical anatomic pathology operations: A computer-based method for guiding decision support for surgical anatomic pathology operations, including: displaying, using a GUI for at least one specially programmed computer, a list of human body organs or organ systems; displaying, using the GUI, a list including at least one specimen type applicable to a selected human... Agent:

20110071846 - Healthcare processing system and method: A method for processing and tracking a health care transaction is disclosed herein. In one embodiment, the method includes steps of receiving data related to a health care transaction and applying rules to eliminate downstream options. After the rules are applied, a transaction is built based in part on the... Agent: Myriadhealth, LLC

20110071848 - Optimization of timing for data collection and analysis in advanced patient management system: Advanced patient management systems include a unit for collecting data from a device associated with a patient, and a host in communication with the unit, the host identifying a time for the device to update data on the device. The system can identify a time for the device to update... Agent:

20110071844 - Pharmacy infusion management: Methods, computer systems and computer readable media for receiving data from infusion pumps in a healthcare setting and displaying the data on a user device at a pharmacy location are provided. Centralized pharmacy views are provided to manage individual and multiple patient infusions. Embodiments provide near real-time graphical displays of... Agent: Cerner Innovation, Inc.

20110071847 - Secure on-line authentication system for processing prescription drug fulfillment: A method of processing drug prescriptions via a communications network includes registering doctors, pharmacies and patients as participants such that each registered participant's identity is uniquely defined and determinable. Registered doctors from which prescriptions are received via the communications network have their identities authenticated. Each of the received prescriptions indicates... Agent: Cardinalcommerce Corporation

20110071852 - Health information management systems and methods: Embodiments provide computerized methods and systems for managing electronic health data. In some cases a health data management system includes at least a local processing module, a zone database module, and a global database module. The local processing module stores a patient health record and generates and transmits a patient... Agent: E-health Portfolio, Incorporated

20110071850 - Method and system for managing healthcare resources: A method and system for managing patients and healthcare resources in a healthcare environment is disclosed herein. The method comprises: identifying patient location in a healthcare environment and accessing patient information including demographic information and patient's current medical condition. A healthcare resource is identified using the patient information, patient location... Agent: General Electric Company

20110071851 - Method, apparatus and computer program product for facilitating patient progression toward discharge: A method, apparatus and computer program product are provided for facilitating patient progression toward discharge. Once a plurality of progression steps to be completed prior to discharge of a patient have been identified, the plurality of progression steps are displayed along with an indication of a status of a respective... Agent: Mckesson Financial Holdings Limited

20110071853 - System and method for facilitating centralized candidate selection and monitoring subject participation in clinical trial studies: A system and method of facilitating centralized and standardized remote ratings of subjects in clinical trial studies includes providing training to raters located at one or more central rating sites such that the raters are trained to apply substantially similar criteria in determining whether a candidate is a qualified subject... Agent: Medavante, Inc.

20110071849 - System and method for obtaining medical records: A method and computer program product for obtaining a first medical record for a first patient from a first image provider within a health information exchange, and obtaining a second medical record for a second patient from a second image provider within the health information exchange. The availability of the... Agent:

20110071860 - Electronic system for healthcare insurance accounts receivable and patient financing: Systems and methods for managing healthcare service provider accounts receivable relative to insurance revenue cycles and/or consumer debt revenue cycles are described. The systems and methods include a web-based electronic infrastructure for a service provider (e.g., medical, dental, etc.) revenue cycle. The dental revenue cycle of an embodiment comprises a... Agent:

20110071854 - Health care payment estimator: To take into account the various specifics of health care information available to the health plan members and health care providers in the context of estimating the members' out-of-pocket payments, embodiments of the invention are used to provide an electronic health care information system with custom interfaces and underlying processing... Agent: Aetna Inc.

20110071858 - Method and apparatus for managing revisions and tracking of insurance policy elements: An insurance policy management computing system (201) stores a legally-binding insurance policy as a read-only document including the complete policy history. To facilitate revisions to the policy, the computing system (201) provides an opportunity (202) to revise an insurance policy and recalls (203) the currently legally-binding insurance policy. Since the... Agent: Guidewire Software, Inc.

20110071859 - Method and apparatus for pricing insurance policies: An insurance policy management computing system (201) stores a legally-binding insurance policy as a read-only document including the complete policy history. To facilitate revisions to the policy, the computing system (201) provides an opportunity (202) to revise an insurance policy and recalls (203) the currently legally-binding insurance policy. Since the... Agent: Guidewire Software, Inc.

20110071855 - Method and system for evaluating insurance liabilities using stochastic modeling and sampling techniques: In computer-implemented methods and systems for estimating financial modeling outcomes, financial data segmented into a number (x) of classes and scenario data for a set of model scenarios are processed to obtain an estimated model outcome distribution. The class segments are mutually exclusive and collectively exhaustive of the financial data.... Agent: Watson Wyatt & Company

20110071856 - System and method for dynamic real time insurance litigation management: According to some embodiments, for each of a plurality of insurance claims, an insurance claim file is established and associated with: (i) a litigation matter, (ii) a remote legal representative, and (iii) a remote claim adjuster. Hours associated with the remote legal representative may be tracked and allocated to insurance... Agent:

20110071857 - System and method for management of financial products portfolio using centralized price and performance optimization tool: A computer-implemented method controls commercial transactions involving a portfolio of financial products by conducting business operations related to commercial transactions between a bank and consumer involving purchase and utilization of the financial products, collecting transactional data related to the financial products, and providing a centralized modeling and optimization tool to... Agent: Sap Ag

20110071862 - Collaboration and travel ecosystem: Methods, systems and apparatuses related to providing, among other things, a collaboration and travel ecosystem are discussed herein. For example, various tools and functionality may be provided that assist a client in determining the availability of telepresence equipment, the cost to use the telepresence equipment, the potential return on investment... Agent: Getthere, L.p.

20110071861 - Online nationalized & localized ads (text, image and video) self-creation solutions; online nationalized and localized store set up and shop solutions; and online shop together and network solutions: Nationalization and localization advertising and shopping are the modules that are developed by java for businesses to create ads or open online stores at either the national level or local levels. There are design tools, templates and different programs developed and provided for the business to complete various different tasks.... Agent:

20110071863 - System and method for managing airline seat reservations: This invention relates to an electronic means by which people can select the exact seat or seats they want for any type of event or reserve an appointment for any activity. More specifically, a customer or a ticket re-seller or a venue operator can go, for example, to the internet... Agent: Ceats, Inc.

20110071865 - Concierge systems and methods: Systems and methods are disclosed for a computer implemented concierge system. The system includes receiving an itinerary having one or more guest interests indicated therein; receiving one or more vendor features or capabilities; filtering candidate trips by matching the guest interests with the vendor features; and displaying the filtered candidate... Agent:

20110071864 - System and method for settling the payment of a travel e-ticket: A system for settling the payment of a travel e-ticket includes: data storage elements for storing passenger name records in a database; elements for identifying passenger name records eligible for a late payment service in the database, each passenger name record being associated to at least one segment, elements for... Agent: Amadeus S.a.s.

20110071869 - Process management system and method: A business process or project management system provides for creation of a project or process definition which includes all activities required to complete the process as well as any dependencies, conditions, and deadlines for each activity, and participants designated to carry out the activities. Once the process is started, activities... Agent: Bp Logix

20110071866 - Systems and methods for detecting suspect meter reads in a print environment: A system for detecting suspect meter reads in a print environment may include a computing device and a computer-readable storage medium in communication with the computing device. The computer-readable storage medium may include one or more programming instructions for receiving historical meter read values associated with a print-related service, selecting... Agent: Xerox Corporation

20110071868 - Systems and methods for tailoring the delivery of healthcare communications to patients: A computer implemented method may be used for tailoring communications to a plurality of patients. The clinical priority of each communication, the likelihood of a patient responding to the communication if received at a particular time, and the available resources for performing the communications may be analyzed in order to... Agent: Healthways World Headquarters

20110071867 - Transformation of data centers to manage pollution: A system and method for identifying green transformation initiatives for an organization use data for analysis, the data including at least one or more industry practice values associated with metrics for determining pollutions from greenhouse gases and organization's values associated with the metrics. One or more components in the organization... Agent: International Business Machines Corporation

20110071870 - Method and apparatus for automated time banking: A method for automated time banking is provided. The method includes creating a time bank for an employee within an organization in a memory, and assigning the time bank to the employee. The method also includes determining base hours, vacation hours, and hours worked for the employee, and processing the... Agent:

20110071871 - Common semantic model of management of a supply chain: A method and apparatus of a supply module having a business object module to define at least one schema to describe the supply chain data, a XML-based language generator module to process the at least one schema and a SQL code generator module to provide a sequence of SQL instructions... Agent:

20110071873 - Method and apparatus for mitigating aviation risk by analyzing and modeling air crew fatigue: Apparatus and method for analyzing and managing fatigue primarily in aviation occupations. The invention is adaptable to other occupations where assuring crew rest is critical. Air crew specific graphical user interfaces (GUIs) allow for the insertion of sleep into crew work schedules. Alternative sleep models are used for different modes... Agent:

20110071872 - System and method for infrastructure risk assessment and/or mitigation: Provided is a method of assessing reliability of an infrastructure entity. The method includes providing production data for an entity, assessing how the entity is expected to respond to a disturbing event, adjusting production data based on how the entity is expected to respond to the disturbing event, providing, in... Agent:

20110071874 - Methods and apparatus to perform choice modeling with substitutability data: Methods and apparatus are disclosed to perform choice modeling with substitutability data. An example method includes receiving base choice probability values for a respondent, wherein the base choice probability value is associated with a product, receiving a respondent substitutability factor associated with the product, identifying, with a cluster analysis engine,... Agent:

20110071875 - System and method for performing oilfield operations: A system and method for executing an oilfield operation at a wellsite is provided. The system comprises a project execution unit, an employee assessment unit and a matrix execution unit. The project execution unit is configured to quantify a plurality of project parameters for executed projects, wherein a first project... Agent:

20110071877 - Heuristic cross shipping of disaster relief supplies at points of distribution: Distributing disaster relief supplies, in one aspect, may include determining cross shipping of disaster relief supplies between points of distribution using one or more combinations of information. The information may include one or more of on-hand inventory of each point of distribution, in-transit inventory to each point of distribution, demand... Agent: International Business Machines Corporation

20110071878 - Mobile application for calendar sharing and scheduling: The embodiments discussed herein describe an application device and method for calendar sharing and scheduling over a communication network. When a meeting is to be scheduled between two or more participants, the organizing participant enters an identification of the participants and requests a time suggestion. In response to the request,... Agent: Tungle Corporation

20110071876 - Planning and orchestrating workflow instance migration: A method and information processing system manage workflow instance migration. An initial workflow process model is compared with a new workflow process model. A set of differences between the initial workflow process model and the new workflow process model are determined. At least one set of activities associated with the... Agent: International Business Machines Corporation

20110071879 - Bidding work assignment on conference/subscribe rtp clearing house: A distributed contact center and method of managing tasks within such a contact center is provided. The various sites of the distributed contact center are adapted to bid on contacts by transmitting bids to a work item distribution mechanism via RTP streams, thereby enabling the work item distribution mechanism to... Agent: Avaya Inc.

20110071880 - Location-based emergency response system and method: A system and method for identification of a responder for responding to an emergency is disclosed. A server receives user data generally in the form of an electronic transmission wherein the user data includes at least an emergency type, user identity, and location of the emergency. A user profile is... Agent:

20110071884 - Customer loyalty, product demonstration, and store/contact center/internet coupling system and method: A system for storing information about searches and inquiries by a customer is provided. The system includes a customer service server that receives information from two or more sources, such as from a retail location sales agent, a website, a call center agent, etc. The information is associated and correlated... Agent: Avaya, Inc.

20110071882 - Method and system for intermediate to long-term forecasting of electric prices and energy demand for integrated supply-side energy planning: A method of price forecasting in an electrical energy supply network and/or load (energy demand) forecasting of a given consumer of electrical energy, in the context of an electrical energy supply network that is adapted to supply electrical energy to a number consumers connected to the network. The method includes... Agent: International Business Machines Corporation

20110071881 - Mining life pattern based on location history: Techniques for providing mining life pattern are described. This disclosure describes mining a life pattern of an individual, for example, by identifying places visited during the individual's daily activities. Mining the individual life pattern includes collecting location data for the individual and predicting behaviors and preferences of the individual based... Agent: Microsoft Corporation

20110071885 - System and method for disaggregating weekly forecast into daily components: A computer-implemented method transforms transactional data into a forecast of demand for controlling a commerce system. Goods move between members of a commerce system. The transactional data is recorded. Daily disaggregating parameters (DDP) are estimated by minimizing an error function of day of week and transactional data grouped according to... Agent: Sap Ag

20110071883 - System and method of model forecasting based on supply and demand: A computer-implemented method transforms transactional data and supply data into a forecast of demand for controlling a commerce system. Goods move between members of a commerce system. Transactional data related to movement of goods between the members of the commerce system is recorded. The transactional data includes customer store, product,... Agent: Sap Ag

20110071886 - Systems and methods for optimizing organizational spend: A system and method is disclosed for modeling, predicting, forecasting, and analyzing organizational spend/procurement, such as travel spend. In various embodiments, a method for modeling, predicting, budgeting, and optimizing business spend and procurement is provided comprising obtaining benchmark data, obtaining opportunity assessment data, obtaining organizational cost data, modeling the opportunity... Agent: American Express Travel Related Services Company, Inc.

20110071887 - Multi-level real estate method and system: A method of compensating a plurality of participants, includes hierarchically representing, in a database communicatively associated with a computer, a multi-level real estate team, the team being based upon sponsoring of members in the team; collecting, from a real estate entity, a fee based at least in part on a... Agent:

20110071889 - Location-aware retail application: A method and apparatus are disclosed for potentially increasing sales of a retail organization using location-based technology. The illustrative embodiment comprises a location-aware application that can infer when a first customer is potentially interested in purchasing a particular item during a visit to a retail location, and can infer when... Agent: Avaya Inc.

20110071890 - System and method for bundled selling of goods and services at a prepaid fixed price using the internet: A system and method for bundled selling of goods or service at a prepaid fixed price to a plurality of individual buyers in one transaction by an aggregation of demand using the Internet. A seller communicates with a controller and a conditional sales offer is broadcast for a minimum quantity... Agent:

20110071891 - Tracking of peer content distribution: Method and network node for enhancing tracking of peer distribution of a content in a network comprising receiving, from a first subscriber, a request to forward the content to a second subscriber, the request comprising a content identifier and logging in a record the content identifier and an identifier of... Agent: Telefonaktiebolaget L M Ericsson (publ)

20110071892 - Control system arrangements and methods for disparate network systems: Electronic transaction data sets are processed for a multitude of disparate transactions using a plurality of autonomous payment networks. Consistent with one example system, a software-programmed computer type system receives and processes point-of-sale transaction data to select one of the payment networks associated with a participant ID (e.g., for a... Agent:

20110071893 - system and method for interactively connecting users and third party providers to individual or aggregated to-do list task items of users within the task management system: A system and method for delivering advertising, solicitation for offers, or offers of assistance to a user based on a user created to-do list task items wherein the user has requested such advertising, solicitation or assistance to be telephonically, wirelessly or electronically delivered and associated with said to-do list task... Agent:

20110071894 - Method and system for serving localized advertisements: Users create advertisement components using a browser-based application. Once the components are generated, the application compiles the components on the backend to generate a seamless advertisement. Metadata are applied to the advertisements to specify a geographic location, demographics, and keywords. The advertisements are matched up with clients based on identifying... Agent:

20110071895 - Systems and methods for digitized loyalty programs and targeted mobile advertisements: In some embodiments, a non-transitory processor-readable medium stores code representing instructions to cause a processor to retrieve, from a vendor database, an indicator of each vendor from a set of vendors within a geographic area having registered loyalty programs. The instructions cause the processor to send the indicator of each... Agent:

20110071896 - Video offer brokerage system: A video brokerage system provides a subscriber of a cable system access to a program in response to the subscriber entering a coupon code, where the program would otherwise not be viewable, or a discount is provided for viewing the program. In one embodiment, a coupon system interacts with a... Agent: Tandberg Television Inc.

20110071897 - Determining complementary product content from primary product document information and providing such complementary product content in association with the primary product document, in an online environment: When purchasing a product or service from an online merchant (“first merchant”), e-commerce consumers might want to purchase a complementary product and/or service not offered by the first merchant. Such consumers are provided with an opportunity to purchase or otherwise learn about such complementary products and/or services, and secondary merchants... Agent: Google Inc.

20110071899 - Creating, managing and optimizing online advertising: Systems and methods for creating, managing and optimizing online advertising campaigns include groups of independent human resources working through a marketplace to suggest and optimize appropriate choices for how, where and how much to pay for online advertising. Optimization is achieved through the use of market-based incentives that pay participants... Agent:

20110071898 - System and method for updating search advertisements during search results navigation: An improved system and method for updating search advertisements during search results navigation is provided. A search server may return search results from a search query with executable instructions that monitor events selecting a web page in the search results. When a web page may be selected in the search... Agent: Yahoo! Inc.

20110071900 - Advertisee-history-based bid generation system and method for multi-channel advertising: Disclosed are methods, apparatus, systems, and non-transitory, tangible computer-readable media associated with generating bids for multi-channel advertising environments, including in embodiments, generating a multi-channel advertising model. A multi-channel advertising model may be generated and used to estimate the effect of various advertisements and/or events that occur to an individual advertisee... Agent: Efficient Frontier

20110071901 - Online advertising methods and systems and revenue sharing methods and systems related to same: The present teachings provide methods for a user (e.g., content contributor) of an online digital content platform to earn revenue on a per click-and-view business model by embedding their online digital content into an advertisement frame. In various embodiments, the user of the online digital content platform will choose an... Agent:

20110071902 - Method, system, and device for selecting advertisement contents: A method, system, and device for selecting advertisement contents are provided. The method for selecting advertisement contents includes: receiving an advertisement request carrying advertisement request parameters; matching the advertisement request parameters with advertisement description information including a version field; and returning the matched advertisement description information, the matched version field... Agent: Huawei Technologies Co., Ltd.

20110071888 - Outdoor advertisment device and method: Provided is a an outdoor advertisement device including an outdoor display part including an environment sensor and displaying transmitted advertisement data, and a control server for receiving a detection signal from the environment sensor, selecting the advertisement data corresponding to the current environment of a place at which the outdoor... Agent: Electronics And Telecommunications Research Institute

20110071903 - E-business advertisement method: An e-business advertisement method includes providing an advertisement word on an advertisement items page of an advertisement server of an e-business platform; allowing a manager of the e-business platform to buy the advertisement word from a portal based on the advertisement word; interconnecting the Internet and the e-business platform; allowing... Agent:

20110071904 - Method for transmitting advertisements to communication device: A method for transmitting advertisements to a communication device comprises the steps of: a communication device transmitting a search instruction to a content aggregating apparatus, wherein the search instruction comprises at least a keyword, the location of the communication device, a user account and a time stamp; performing an Internet... Agent: Leadtek Research Inc.

20110071905 - Marketing method: A server implements a marketing method. The server may receive a wireless call or message originating at a given facility and return a menu of choices particular to that facility. On receiving a choice selected from said menu, the server may return one or more messages with information particular to... Agent:

20110071906 - Advertisement distribution system, advertisement distribution device, and advertisement distribution method: A travel support server (5) distributes a first e-mail to a user terminal device (2-k). The first e-mail has a link to the URL in which transfer function to a web page of a tourism resource corresponding to the user position in a travel destination and user information are embedded.... Agent: Rakuten, Inc.

20110071907 - Charitable organization implemented through an interactive social media networking community website: A means and method of facilitating charitable contributions through an interactive social media networking community website with advertising, contribution, and distribution functions is disclosed. The current invention is designed to maximize charitable contributions and allow for a custom-tailored distribution scheme that more effectively raises and distributes charitable contributions that is... Agent:

20110071908 - Expressive bidding in online advertising auctions: Methods and systems are provided that include expressive bidding techniques for use with online advertising auctions. Methods and systems are provided relating to bidding for display of an advertisement, where the bidding takes into account one or more externality conditions present upon display of the advertisement. An externality condition includes... Agent: Yahoo! Inc.

20110071909 - Expressive bidding online advertising auction mechanisms: Methods and systems are provided that include online advertising auction mechanism with expressive bidding. Auction mechanisms are provided in which bidding takes into account one or more externality conditions present upon display of the advertisement. An externality condition includes any condition associated with the presence or non-presence of other advertisements... Agent: Yahoo! Inc.

20110071911 - Advertising system and method: A system, computer-implemented method, and a computer program product for rendering a web page that includes at least one advertisement-compatible target image, wherein an advertisement overlay is associated with the at least one advertisement-compatible target image. The advertisement overlay is automatically rendered on top of the advertisement-compatible target image.... Agent:

20110071910 - Method for routing a customer call placed in response to an advertisement: The method is for routing a customer call placed in response to an advertisement. An advertisement including a telephone number is placed on the Internet to enable a customer to view the advertisement over the Internet. The customer may then place a telephone call via a telephone or the Internet.... Agent:

20110071912 - Methods and apparatus for visually assisted fast food order preparation: Systems and techniques for providing feedback to improve accuracy of order assembly. Images corresponding to items comprising an order transaction are presented in a display. As items are moved to an order assembly area, each item is detected and an image corresponding to the item is removed from the display.... Agent: Ncr Corporation

20110071913 - Inserting value into customer account at point of sale using a customer account identifier: A method of adding a value to a customer account is provided. A request to add a value to a customer account of a customer is received from a point of sale terminal. The request may comprise value identification data associated with the value and account identification data associated with... Agent:

20110071914 - Method and apparatus for secure transaction management: Methods and apparatuses for secure transaction management are provided. An example method may include verifying that a mobile terminal identifier is registered with an account, generating an authorization code, and verifying that the received authorization code matches the authorization code stored in association with the account, and the received customer... Agent: Murphy Oil Usa, Inc.

20110071915 - System and method for searching and merging compatible applications from a user-influenced search result for portable electronic drvice: A system and method for allowing a user to keep and maintain compatible application on a single application on a portable electronic device that allows the user to organize, maintain, categorize, merge and personalize the downloaded compatible content application on a single platform. The current invention allows the user to... Agent: Onionmap, Inc.

20110071916 - Virtual release party: A method, apparatus and program product provide a mechanism for distributing recorded content whereby content is sold through a limited channel known as a virtual release party, and a user receives a commission for referring a purchaser to a website that sells the content. The user submits an identifier associated... Agent:

20110071917 - Suggested item category systems and methods: Apparatus, systems, and methods may operate to offer items for sale, wherein at least some of the items for sale have been matched to item categories and/or item attributes. The categories and attributes may be derived from token weights determined in accordance with a ratio of a total number of... Agent: Ebay Inc.

20110071920 - Method and system for online sales and purchases: Internet-based commercial network connects multiple qualified participant buyers and sellers. Items are made available for defined periods of time, referred to as an event (139). Event terms and conditions include item types, price, quantity, volume or units, discount, shipping terms (138). Reiterative offer and counteroffers permit negotiation of terms for... Agent:

20110071918 - System and method for managing and evaluating network commodities purchasing: Comparison values are calculated for evaluating a commercial transaction. A request for quote received from a buyer agent includes a product specification data set that identifies items that differ in accordance with at least one parameter. Price data sets received from seller agents identify items and prices in response to... Agent: Buymetrics, Inc.

20110071921 - Distributed electronic commerce system with centralized point of purchase: An electronic commerce system includes a broker that enables customers to purchase items from merchants. A customer interacts with the merchant to identify items to purchase, and the merchant directs the customer to the broker in order to complete the transaction. The broker receives a description of a virtual shopping... Agent: Google Inc.

20110071922 - Systems and methods to facilitate online transactions: Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a communication interface to receive an input from a merchant; a plurality of converters to interface with a plurality of controllers for delivery of premium messages sent by the system to collect... Agent: Boku, Inc.

20110071919 - Garden design method: A garden design method is performed using a server computer configured to communicate via the Internet with a remote computer of a customer. The method includes the step of providing queries from the server computer to the remote customer computer which relate to a garden design. One of the queries... Agent: Sprywat Pty Ltd As Trustee For Spry Family Trust

20110071923 - System and method for automatic analysis of rate information: A multi-factor rate analysis system and method for analyzing service plan rates, service providers, and savings other information is provided. Rate information may be based on one or more of historical and other user specific usage information and preferences, current rate information for one or more services as well as... Agent:

20110071926 - Method and system for obtaining services: A method for obtaining a service by a first terminal related to a network entity, the method comprising receiving information indicative of capabilities related to the network entity; and selecting one or more of the capabilities.... Agent: Nokia Corporation

20110071924 - System and method for processing consumer transactions using a central server and a mobile processor: A system and method for obtaining an item includes retrieving consolidated data concerning an item from a provider infrastructure, the consolidated data including data elements from a source of the item and data elements concerning a mobile user of the provider infrastructure. Verifiable authorization is retrieved from the provider infrastructure... Agent: Pitney Bowes Inc.

20110071925 - System and method of providing a browse tree for ad listings: A method for facilitating the listing in an ad of items within an electronic catalog of an online ad repository, comprising a process of providing an item category tree, which contains a plurality of nodes arranged in a plurality of levels, wherein the plurality of nodes are made up of... Agent: Lexon Industries Inc.

20110071927 - Inventory filtering system, method, and computer program product: A system, method and computer program product for inventory filtering includes filtering one or more inventory items offered for sale. A primary list of the inventory items from a primary logistics information database may be obtained. A first restriction requirement based on the primary list may be generated. A second... Agent: Liquidity Sevices, Inc.

20110071928 - Methods and systems for collaborative demand planning and replenishment: The present invention provides systems and methods for generating replenishment orders for products sold to a multi-store retailer. Store trait data is mapped with planogram information and the mapped data is used to generate a fixture level safety stock for a particular product in a particular store. The fixture level... Agent: Webconcepts, Inc.

20110071930 - Buddy list for blocked service: A buddy list is used to provide a service to a user if the service is blocked. A user may store multiple profiles in a user device, and each profile identifies a different buddy list. If the user's service is blocked, the user device is configured to retrieve a profile... Agent: Accenture Global Services Limited

20110071929 - Systems and methods for managing building services: Described herein are systems and methods for managing building services. In overview, various embodiments provide software, hardware and methodologies underlying an approach to the management of building services as discussed herein. Generally speaking, data collected at an access control terminal is processed to determine building service costs, and appropriately attribute... Agent: Honeywell International Inc.

20110071932 - Electric vehicle network: An electric vehicle network is provided. The electric vehicle network includes a plurality of battery service stations and a service provider. The battery service stations are configured to service the batteries of a plurality of electric vehicles, and the electric vehicles are operated by a plurality of users. Battery service... Agent:

20110071931 - Presentation production system with universal format: A fully customizable system and method for producing videos utilizing a decentralized business model for receiving input parameters from the customer or user and for presenting production elements for selection based on the input parameters. The system providing feedback by calculating, a cost, a delivery date, and/or the required raw... Agent:

20110071934 - Electronic checkbook register: An electronic checkbook register includes a durable housing having a base and a cover pivotal between open and closed configurations. Traditional checks may be stored in a pocket in the cover. The register includes a processor electrically connected to a keyboard. A display is also provided on which multiple data... Agent:

20110071933 - System for surveillance of financial data: A system and method is disclosed for surveillance of financial data, comprising initiating a financial data surveillance module executable on a processor of a financial data surveillance computer system. Source data is retrieved from one or more data sources of a remote data server on which the source data is... Agent: Morgan Stanley

20110071959 - Automatic mapping and allocation of beneficial interests in trusts for portfolio analysis: The present invention relates to analysis of trusts that have multiple beneficiaries whose interests mature in different time periods or under different conditions. In particular, we disclose automatic mapping of interests in one or more trusts, optionally subject to user confirmation, to long and short positions in financial or derivative... Agent: Advisor Software, Inc.

20110071958 - Central counterparty for data management: A central counterparty for data management (CCDM) receives data relating to financial transactions, associates the data with metadata to create reference data, stores the reference data and provides the reference data in “push” and “pull” ways. The “push” techniques for providing the data include distributing on a data feed, sending... Agent: Financial Intergroup Holdings Ltd.

20110071957 - Hedging risk in an investment vehicle: A method for managing an investment vehicle. An option is purchased for protection of cash flows to be paid by the investment vehicle to designated investors. An option is sold offsetting the purchased option at least in part. The cash flows and security priorities of the investment vehicle are structured... Agent: Black Diamond Capital Management, L.L.C.

20110071936 - Exchange trading system and method having a variable maker-taker model: A method is described for providing one of a plurality of maker-taker pricing models to a system connected with the exchange system. The method includes the steps of an exchange server receiving from a first market participant of the exchange a marked order at the exchange connected to a database,... Agent:

20110071938 - Method and system for creating an equity exchange fund for public and private entities: A method and system for creating an equity exchange fund for public and private entities are provided. The method includes the steps of receiving an application to participate in the fund from at least one investor, the investor having a position in at least one commercial entity; evaluating the entity... Agent: Reagan Inventions, LLC

20110071935 - System and method for facilitating trading of financial instruments: A system and method for facilitating trading of financial instruments. According to one embodiment, an application receives an indication of interest to trade a financial instrument by a first party, provides the indication of interest to other parties without disclosing a side of trade, receives an offer to trade the... Agent:

20110071937 - Trading order routing: An apparatus for routing trading orders comprises a memory and a processor. The memory stores first trading information associated with a first buy order placed with a first market center. The first buy order is associated with a product and the first trading information comprises a disclosed quantity of the... Agent:

20110071939 - Electronic loan preparation and loan selection system: This is a utility patent application for a new method that allows users (borrowers) to obtain mortgage financing.... Agent:

20110071941 - Electronic platform for facilitating international financial transactions: An electronic platform to facilitate international financial swaps between businesses and individuals in different countries, in different countries, comprises a data bank for receiving financial transfer requests; a market clearing system with the ability to match requests from a party to transfer funds from one country to another with one... Agent: Peertransfer Corporation

20110071940 - Motivate and award system with escrow accounts to reserve and store specific selected or requested awards: A system and method to award a person to engage and complete a designated activity by setting up an escrow account with monetary funds or award items ready to reward the person immediately following the completion of the activity. The timeliness of the award can enhance the effectiveness of the... Agent:

20110071943 - System and method for executing cash payments via a computer network: The invention presented comprises a system and method for executing a cash payment via a computer network. A payor computing device communicates over a computer network with payee computing devices via a P2P server. The P2P server is operative to receive a payment request from the payor computing device and... Agent: American Express Travel Related Services Company, Inc.

20110071942 - System for automatically transferring account information, such as information regarding a financial services account: A system for transferring a customer's account information from one account to a new account is described. The system utilizes a switch kit application and associated system that can determine services at the old account and facilitate the transfer of these services to the new account.... Agent:

20110071944 - System and method for dispensing postage without printing: A method of dispensing evidence of postage payment that includes providing a machine readable mechanism, such as a barcode, for being associated with a mailpiece to a customer, wherein the machine readable mechanism includes a first identifier and the customer has a customer identifier. The method further includes receiving first... Agent: Pitney Bowes Inc.

20110071946 - Credit applicant and user authentication solution: The present invention provides a credit applicant and user authentication solution for authenticating the identity of a credit applicant or a credit user. In particular, a user of the authentication system establishes a user account and obtains authentication information. The user then provides the authentication information during a subsequent credit... Agent: Credit Lock, LLC

20110071945 - System and method for performing secure credit card transations: A method and system of performing secure credit card purchases in the context of a remote commercial transaction, such as over the telephone, wherein only the customer, once generally deciding upon a product or service to be purchased, communicates with a custodial authorizing entity, such as a credit card company... Agent:

20110071947 - Auction verification: An auction verification subsystem provides verification, without revealing actual bid values, that bid values remained sealed prior to a closing time for the auction and that an announced winning bidder for the auction provided a highest bid. The verification subsystem receives encrypted bids from bidders and generates commitment data based... Agent: Google Inc.

20110071948 - Auction verification: An auction verification subsystem provides verification, without revealing actual bid values, that bid values remained sealed prior to a closing time for the auction and that an announced winning bidder for the auction provided a highest bid. The verification subsystem receives encrypted bids from bidders and generates commitment data based... Agent: Google Inc.

20110071949 - Secure pin entry device for mobile phones: A secure mobile phone-point of sale (POS) system includes a mobile phone integrated with a secure PED module. The secure PED module is integrated with the mobile phone via the phone's serial port or directly to the phone's Printed Circuit Board Assembly (PCBA). The secure PED module conforms to security... Agent:

20110071950 - Customer-oriented customer relationship management process and system: A method and system for customer service and support integrated with social networks includes an Internet available server application where consumers and providers can create their profiles, integrate their profiles with existing social network profiles, and collaborate with each other on resolving consumer issues using a workflow engine supported with... Agent: Webcom, Inc.

20110071951 - System and method for monitoring occupency of a rental property: The present invention discloses a system for monitoring the usage of utilities along with other parameters, such as whether a tenant is current with rental payments, to determine whether a tenant is actively occupying a rental property, such as an apartment.... Agent: American Gardens Management Co.

20110071952 - System and method of optimizing resource consumption: A system and method for quantifying and optimizing resource consumption and waste generation of a plurality of resource consumer devices that consume one or more consumable resources to produce useful work. The system and method comprise an input module that receives input data related to each of the plurality of... Agent:

20110071953 - Method and system for social network analysis: Methods and system for social commerce network analysis are described. In one embodiment, a strongly connected component value, an in-component value, an out-component value, a disconnected component value, a tendril value, and a tube value of a social network for a time period may be accessed. A social strength of... Agent: Ebay Inc.

20110071954 - Package shipping system and method, including usage of historical analytic data: Embodiments provide methods, apparatus, systems, and computer-readable media associated with using historic analytic data to identify shipping options for a user to use when shipping a package. Historic analytic data may be received and maintained by a package shipment facilitation system. The analytics may then be used to generate business... Agent: Enroute Systems Corporation

20110071955 - Transportation schedule planning support system and transportation schedule planning support method: A transportation schedule planning support system receives an order of one or more types of products which requires a use-by date control, and transports the products from one or more stock-carrying bases to one or more delivery destinations. In the system, a user previously registers a transportation route candidate from... Agent: Hitachi, Ltd.

20110071956 - Predictive model development: In connection with a project in which a user generates a predictive model based on historical data about a system being modeled, and in which the project includes a series of user choice points and actions or parameter settings that govern the generation of the model based on rules, which... Agent: Fortelligent, Inc., A Delaware Corporation

20110071960 - System for monitoring optimal equipment operating parameters: A method includes obtaining a present value of a set point for at least one piece of equipment with a remote monitor in communication with a controller that controls the at least one piece of equipment according to the set point. The method also includes determining a first power consumption... Agent: Emerson Retail Services, Inc.

20110071961 - Intellectual property trading exchange and a method for trading intellectual property rights: An intellectual property trading exchange is disclosed for facilitating the trading of intellectual property rights. The exchange includes at least one intellectual property license contract relating to intellectual property rights and a forum configured to allow a plurality of participants to trade the license contract. The plurality of participants includes... Agent: Ocean Tomo LLP.

20110066444 - Digital marketing and revenue generation method and system: An Internet based digital marketing and revenue generator enables users to physically and digitally contribute value in exchange for entry, purchase, membership, services, etc. Users contribute value in the form of labor and data to the system by performing multiple work-related tasks, such as categorizing goods and services, inputting information,... Agent:

20110066442 - Influencing consumer behavior modification with utility consumption disaggregation: A method for performing utility consumption disaggregation includes measuring a total utility consumption of a consumer during a specified time period, generating a first disaggregated utility consumption segment and a second disaggregated utility consumption segment, based on the total utility consumption of the consumer, and providing the consumer with disaggregated... Agent: International Business Machines Corporarion

20110066441 - Method for predicting reactivity of a hydrocarbon-containing feedstock for hydroprocessing: Disclosed herein is a method involving the steps of (a) precipitating an amount of asphaltenes from a liquid sample of a first hydrocarbon-containing feedstock having solvated asphaltenes therein with one or more first solvents in a column; (b) determining one or more solubility characteristics of the precipitated asphaltenes; (c) analyzing... Agent: Chevron U.s.a. Inc.

20110066443 - Methods, system, and apparatus for enhancing child safety: This invention includes a method for providing enhanced child safety for a child including subscribing to a child safety service provider, receiving child safety material from the child safety service provider, submitting child identifying material relating to the child to the child safety service provider, associating the child identifying material... Agent:

20110066449 - Enhanced multiple resource planning and forecasting: A system configuration and techniques for optimizing schedules and associated use predictions of a multiple resource planning workflow are disclosed herein, applicable to environments such as radiologist scheduling in a teleradiology workflow. In one embodiment, a series of computing engines and components are provided to allow detailed forecasting and the... Agent: Virtual Radiologic Corporation

20110066447 - Lossless account compression for health care patient benefits eligibility research system and methods: A system and method for determining eligibility for reimbursement for medical claims for patients may be implemented with computer software which compares a service provider's patient information against a benefit provider's database of covered persons to determine if the patient is eligible for benefits. The service provider records may be... Agent:

20110066448 - Medicine management apparatus and medicine management system: A medicine management apparatus includes: a medicine storage which stores a plurality of medicines used at a site of medical care; a storage and retrieval detector which, when a medicine handling personnel manipulates the apparatus to store or retrieve an accommodated medicine to be accommodated in the apparatus, physically detects... Agent: Tosho Inc.

20110066446 - Method, apparatus and computer program product for providing a distributed registration manager: A method for providing distributed registration management may include receiving, from a first health system entity, an indication of a healthcare registration event intended to register a patient for an event at a second health system entity in which the patient has a first patient identifier associated with the first... Agent:

20110066445 - Systems, apparatus, and methods for advanced payment tracking for healthcare claims: An example claim payment tracking system includes a data store storing historical data regarding claim submission and payment dates. A claims processor generates a representative period of time from claim submission to payment and, using that representative period of time, calculates an expected remittance payment date for each submitted claim... Agent: General Electric Company

20110066451 - Method and apparatus for providing health management information: A method and apparatus for providing health management information to a patient. Patients are grouped according to their personal health records, order is determined between the patients in each group, and health management information of a patient highly ordered in each group is automatically provided to a patient lower ordered... Agent: Samsung Electronics Co., Ltd.

20110066450 - System for providing bio-identical hormone replacement therapy: A single stop computer-driven system is provided within a retail pharmacy to evaluate, test and formulate regimens for the treatment of PMS, menopause, and other illnesses relating to hormone imbalances.... Agent:

20110066453 - Method and system for an enhanced step-up provision in a deferred variable annuity with a rising guaranteed step-up: A computer implemented data processing system and method administers a deferred variable annuity contract during the accumulation phase for a relevant life. The annuity contract has a payment base value, a contract value, and a step-up provision. Administration of the product determines whether a step-up of the payment base value... Agent: Hartford Fire Insurance Company

20110066454 - Risk modeling system: A system including a general-purpose decision support and decision making predictive analytics engine that is able to find patterns in many types of digitally represented data. Given data that represents a random collection of points, the system finds these internal patterns employing an inductive principle called structural risk minimization that... Agent:

20110066452 - Systems and methods for insuring digital media download transactions: Systems and methods are provided that enable a user to selectively insure purchased digital media items downloaded over a network connection. In one embodiment, a method is provided that includes the steps of receiving first user data from a user at the digital media system to request the purchase of... Agent: Eldon Technology Limited

20110066457 - Analytics integration server within a comprehensive framework for composing and executing analytics applications in business level languages: Systems, methods and articles of manufacture are disclosed for building and executing analytics solutions. Such a solution may provide a comprehensive analytics solution (e.g., a risk assessment, fraud detection solution, dynamic operational risk evaluations, regulatory compliance assessments, etc.). The analytics solution may perform an analytics task using operational data distributed... Agent: International Business Machines Corporation

20110066459 - Correlated analytics for benchmarking in community shared data: Exemplary embodiments of this invention provide a method that includes estimating an empirical distribution of a metric for a company. The method includes estimating a distribution of the metric for a plurality of companies. The method further includes determining whether the company is an outlier, based on the empirical distribution... Agent: International Business Machines Corporation

20110066455 - Simplified configuration of touchless buying: In one embodiment, controls for an agreement from a supplier are set up. The agreement includes a plurality of items for purchase. The controls may be used to determine a degree of touchlessness in the buying of the items. The controls may be configured at the agreement level. A requisition... Agent: Oracle International Corporation

20110066458 - System and method for managing compliance with retail display regulations across a plurality of jurisdictions: Compliance with retail display regulations that retailers are subject to within a plurality of jurisdictions is managed. Retail display regulations may differ from jurisdiction to jurisdiction. To facilitate compliance, retail display regulations for a plurality of jurisdictions are centrally maintained. The regulations may then be used to dynamically generate retail... Agent: Information Planning & Management Service, Inc.

20110066456 - Systems and methods for dynamic process model configuration based on process execution context: Methods and systems to dynamically configure a process model based on process execution context are described. In one example embodiment, a system to dynamically configure a process model can include a context engine, a rules engine, and a business process engine. The context engine can maintain context information related to... Agent: Sap Ag

20110066461 - Electronic marketplace providing service parts inventory planning and management: Service parts inventory planning and management are provided for one or more entities in a supply chain (12), preferably within the context of an electronic marketplace (14). Status data reflecting substantially current service parts inventory levels at stocking locations within the supply chain (12) is accessed, these inventory levels indicating... Agent:

20110066462 - Method, system, and computer readable medium useful in managing a computer-based system for servicing user initiated tasks: A method for determining whether secondary activities (activities that can be executed during system “down time”) should be executed at a time, and executing at least one of the secondary activities according to a priority or interrupt scheme. The invention monitors a threshold, which can be based on several factors,... Agent: Chacha Search, Inc.

20110066460 - Security and property scheduling management system: A comprehensive real property security scheduling system having an interactive system for reporting, tracking, and rectifying security incidences and for generating alerts for a building, for an office complex comprising a number of buildings, and/or for a real property management company having multiple buildings and multiple sites.... Agent:

20110066465 - Architectural dynamic control: intelligent environmental control and feedback system for architectural settings including offices: A smart, adaptive control system that monitors and influences physical conditions of an architectural setting. The architectural setting in which the system is deployed typically includes a plurality of private spaces and at least one community space. The individual private spaces, and the community spaces, may include an environmental control... Agent: Orfield Laboratories, Inc.

20110066464 - Method and system of automated correlation of data across distinct surveys: Disclosed are a method, an apparatus, and/or a system of automated correlation of data across distinct surveys. In one embodiment, a method includes conducting a survey on a set of participants. The method also includes obtaining a set of data from a set of participants through a network coupled to... Agent:

20110066463 - System and method for conducting an optimized customer identification program: A computer-implemented method of compiling a customer information set that complies with regulatory criteria is provided. The method comprises providing an overall question set having a plurality of questions and determining from the overall question set a basic question set, the basic question set including at least one basic question.... Agent: The Pnc Financial Services Group, Inc.

20110066466 - Method and system for generating transition plans for applications of organizations: A method and a system for generating one or more transition plans for one or more applications of an organization are provided. Transition information for identifying a set of applications for transition is obtained from information corresponding to the one or more applications. One or more groups of the identified... Agent: Infosys Technologies Limited

20110066467 - Scheduling multiple projects using phase work-in-process and resource constraints: Some embodiments provide a system for scheduling multiple projects. During operation, the system can receive a set of projects. Each project can be associated with a due date, and can include a group of tasks whose interdependencies are representable using a task dependency network. Next, the system can associate at... Agent: Realization Technologies, Inc.

20110066468 - Dynamic event planning through location awareness: Discloses a computer-implemented apparatus for dynamic event planning for a plurality of attendees. Included is an event scheduler to schedule, update and delete events for the plurality of attendees, an event location finder invoked by the event scheduler to select at least one event location having an available timeslot for... Agent: Internationl Business Machines Corporation

20110066469 - Method and system for translation workflow management across the internet: A method and system for managing the workflow of a translation agency between an administrator, multiple customers and multiple translators allows a business to systematically and consistently provide its customers with the best quality, in the shortest time, at the lowest cost, at any given time, given its current talent... Agent:

20110066470 - System and method for providing context based remote advisor capabilities to users of web applications: A method and system for providing context based remote advisor capabilities to users of web applications is provided. The method includes request for access to a live advisor by a user accessing a web application on an electronic communication device. The method further includes determining category of access of the... Agent:

20110066471 - Data matching and synchronization between two applications: The invention relates to a method of data matching and synchronization between two applications using at least one management server and a client. The method includes a step of judging whether a sales opportunity in a customer relationship management service is associated with a folder in the document storage service... Agent:

20110066472 - Internet-based benchmarking system and method for evaluating and comparing businesses using metrics: A system and method for evaluating and comparing businesses and, more specifically, to an Internet-based benchmarking or management tool or platform that provides one or more metrics by which a business owner may anonymously track, evaluate and compare the relative condition of its business with other similarly situated businesses of... Agent:

20110066474 - Method and system for for financial planning: A method and system for financial planning are provided. A first financial plan is prepared via a financial planning engine executing on a server for presenting to a customer via a customer interface. A second financial plan is prepared via the financial planning engine for presenting to a financial advisor... Agent: Emerging Information Systems Inc.

20110066473 - System and method of ongoing evaluation reporting and analysis: A research and development system that gathers feedback from patients and healthcare providers with respect to the their experience with various aspects of a supplier's products in order to tabulate, consolidate, compare and analyze the data received rapidly and efficiently, and which can be used on successive iterations to determine... Agent: Vitamedmd, LLC

20110066476 - Business management assessment and consulting assistance system and associated method: The present invention is an automated system and method for managing the delivery of management knowledge and other resources. The invention includes the design of assessment instrument(s) based on affiliate/service provider objectives. Assessments include the evaluation and scoring on seven management practices. These practices and the Management Maturity Model (M3)... Agent:

20110066475 - Systems and methods for providing information relating to professional growth: Systems and methods for providing information relating to professional growth are provided. A client provides client data regarding professional growth. The current level of professional growth of the client is determined, and the next level of professional growth is identified. The client is provided with information regarding the next level,... Agent:

20110066481 - Random partitioning and parallel processing system for very large scale optimization and method: A system for random partitioning and parallel processing of a very large data set includes a random partitioning component, and an optimization component which optimizes the mix of data in the random partitioning component, and an aggregation component which aggregates the optimization for each of the random partitions into a... Agent:

20110066482 - Device and method for redeeming and issuing consumer incentives via a computer network: A discounted coupon card for use by a consumer and methods for using the same are disclosed and described herein. The card comprises two sides and is about the size of a standard credit card. One side of the card includes a sponsoring theme or advertising. The opposite side of... Agent:

20110066483 - Rebate automation: A computer receives information that a request is made to authorize a transaction for a sale of a product by a merchant to an account holder in a transaction conducted on a consumer account issued to the account holder. When the computer confirms that the transaction is authorized and that... Agent:

20110066484 - On-line advertisement output controlling system and method of the same: An online advertisement output control system and method are provided, which can increase attention on advertisement information outputted on the screen of the user browser. According to the online advertisement output control system and method of the invention, it is possible to increase attention on advertisements from users by increasing... Agent: Golconda Co., Ltd.

20110066485 - Wireless electronic couponing technique: An electronic couponing technique includes transferring coupon information, which may include a coupon ID (identification) to a first portable terminal and storing same therein. The portable terminal displays a representation of the transferred coupon information on a display thereof. The stored coupon information may be transferred from the portable terminal... Agent: Nokia Corporation

20110066478 - Advertising display control system: An advertising display control system includes a display stand on which merchandise is displayed. An audio-visual (AV) component on which a prerecorded promotional video of the merchandise is playable for viewing by consumers passing by the display stand. A controller is provided that monitors the state of the AV component,... Agent: Industex, S.l.

20110066477 - Device and method for creating, distributing, managing and monetizing widgets using templates: A computerized device, system and method for creating a widget. The device system and method may include creating a widget, including a widgetized existing code element, wherein creating the widget includes the use of at least one template widget, distributing the created widget, and reporting and tracking the distributed widget.... Agent: Fuhu, Inc.

20110066479 - Systems and methods for customer loyalty and advertising: Systems, methods, apparatus, and computer program products are provided for improving the operation and relevance of customer loyalty programs through geo-location, affiliate marketing and targeted advertising.... Agent: Associated Discount Clubs Of America, LLC

20110066487 - Advertisement revenue management: Maximizing revenue for sales of advertisement slots between a content provider and an advertiser includes identifying a plurality of advertiser segments and identifying a plurality of advertisement slots, estimating a utility value for each identified advertisement slot, and determining an estimated optimal grouping of advertisement slots based on the estimated... Agent: Verizon Patent And Licensing Inc.

20110066488 - Mobile ad routing: In various embodiments, a method is described that includes receiving, at one or more computer systems, one or more ad network optimization factors corresponding to a plurality of ad networks registered with the one or more computer systems; analyzing, by the one or more computer systems, logged performance data corresponding... Agent: Ad Infuse, Inc.

20110066489 - Multifunction multimedia device: A method for interpreting messages, user-defined alert conditions, voice commands and performing an action in response is described. A method for annotating media content is described. A method for presenting additional content associated with media content identified based on a fingerprint is described. A method for identifying that an advertisement... Agent:

20110066486 - System and method for efficient creation and reconciliation of macro and micro level test plans: A method includes creating a macro plan for a test project, creating a micro plan for the test project, wherein the micro plan and the macro plan are based on at least one common parameter, and reconciling the macro plan and the micro plan by identifying deviations between the macro... Agent: International Business Machines Corporation

20110066490 - System and method for resource modeling and simulation in test planning: A method includes generating a test model based on at least one of test group dependencies and test group constraints and generating a resource base. The method includes generating a cost model and generating a resource allocation plan based on the test model, the resource base, and the cost model.... Agent: International Business Machines Corporation

20110066492 - Information processing system, information processing method, and computer program: An information processing system includes: a user image storage section that stores a plurality of user images; an image reproducing section that reproduces an image; an image selecting section that selects an image to be reproduced from the plurality of user images stored in the user image storage section; an... Agent:

20110066491 - Method and communication device for using a first service based on an account chargeable with the use of a second service: A method for provisioning services to a subscriber comprises: receiving an indication of use of a first service by the subscriber; and upon receipt of the indication, checking if an account of the subscriber comprises a sufficient number of credits for allowing the subscriber to use the first service; if... Agent: Telefonaktiebolaget L M Ericsson (publ)

20110066494 - Method and system of displaying, managing and selling images in an event photography environment: A system for displaying photographs is provided. The display system includes a plurality of rotatable carousels that each possess a plurality of slots for receiving folders that hold photographs taken by an event organizer.... Agent:

20110066493 - System and method using predicted consumer behavior to reduce use of transaction risk analysis and transaction denials: An apparatus and method for processing a transaction authorization request to reduce the need for a transaction risk assessment as part of the authorization process. The invention reduces both the data processing burden on the payment processor and the number of transactions for which authorization is denied. In some embodiments,... Agent:

20110066480 - Method, apparatus and system for event-based content distribution and display: In various embodiments of the present invention, the determination of what content to distribute or play is determined by a set of triggers (events) and rules for processing the triggers. The rules are simple and actionable and the triggers are clear and unambiguous and relate directly to the rules. In... Agent:

20110066496 - Combining historical ctr and bid amount in search message selection: A method, system and computer readable medium selects additional message content to display to a user when the user request base content. In order to optimize the intermediate selection pool of message candidates (from which a final selection is chosen), for each candidate message, a historical aggregate of CTR data... Agent:

20110066497 - Personalized advertising and recommendation: Systems and methods for recommending items to users include maintaining a database of user-related information including user profiles, each including at least a history of user activities associated with a first entity that has a relationship with an inventory of recommendable items; obtaining information about an identity of a user... Agent: Choicestream, Inc.

20110066495 - System and method for customizing ads in web and mobile applications: A system and method for customizing advertisements in online and mobile and applications. The system includes a software library having an application programming interface for receiving a request to create a set of ad slots to be programmatically arranged in an application. An ad server is communicatively linked to the... Agent: Yahoo! Inc.

20110066498 - Local advertising responses: A computer-implemented method managing telephonic connections is disclosed. The method includes transmitting from a computer server system, for display on an electronic communication device, an advertisement from an advertiser; receiving from the electronic communication device a request to be connected telephonically with the advertiser; automatically playing a predetermined audio message... Agent: Google Inc.

20110066499 - Method for transmitting measured advertising and/or information and a system for carrying out said method: A system of target advertising delivery by communications operators or Internet providers is provided. The system contains subscriber terminals connected to ISP switching equipment, a first input/output of which connects to a first input/output of an Internet resources access server and a second input/output of which connects to Internet resources.... Agent:

20110066500 - Method and system for providing local information over a network: A method and system is provided where a first computer (e.g., a central server) collects information to be presented to one or more users. The information is organized into a plurality of first web-sites where each of these web-sites is addressable by a unique Universal Resource Locator (URL). A physical... Agent: First Aura, LLC

20110066501 - Apparatus and method for rendering advertising contents on a mobile communication device: An apparatus and method for rendering advertising contents on a mobile communication device is disclosed. The method includes embedding a set of advertising contents provided by one or more advertisers in a memory at the time of manufacture of the mobile communication device. The method then detects one or more... Agent:

20110066502 - Interactive messaging system: The interactive messaging system of the present invention provides for an interactive communication process between users, both senders and recipients. The sender composes a message by filling in a template stored in data services. Once completed, the sender pushes the message to a recipient's wireless device if the wireless device... Agent: Vocel, Inc.

20110066503 - System and method for transferring digital media: A method is described that provides for selecting digital content and sending a download message to a mobile device. The method further includes sending a message from the mobile device using information from the download message to a download facilitation service. Additionally, the method includes initiating transfer from the mobile... Agent: Cloudtrade LLC

20110066505 - Secure alert system and method: A method for receiving transaction data for a transaction, accessing a database comprising alert preference data, and generating a secure alert message using the transaction data and alert preference data using a notification server coupled to the database. The secure alert message comprises a dynamic identifier personal to the consumer.... Agent:

20110066504 - System for providing promotion information: A system for providing promotion information includes a mobile electronic device configured to scan a printed tag on a first commercial offering being offered for sale, and wirelessly transmit corresponding tag information. A promotion system is configured to receive the transmitted tag information, identify promotion information associated with the first... Agent:

20110066507 - Context enhanced marketing of content and targeted advertising to mobile device users: A content recommendation and targeted contextual advertising platform is provided that leverages social networking connectivity among users in order to identify content of potential interest of users, and to present recommendation and/or targeted advertisements for such content to users depending on the context of the content.... Agent: Envio Networks Inc.

20110066506 - Social networking monetization system and method: A monetization system to share in the revenue generated from advertisements associated with a social application generated by a user of a social network service. When another user of the social network service requests to access the social application, the monetization system responds to the request with an instance of... Agent: Social App Holdings, LLC

20110066508 - Method for advertising in distributed media: A method for advertising in media, comprising receiving an ad/catalog, determining the properties of the ad, generating a placement cost of ad containing said properties, receiving payment, recording payment for the properties of the ad and placing the ad. In one embodiment, the method comprises an advertiser submitting an ad/catalog... Agent:

20110066509 - System and method for secure and/or interactive dissemination of information: An interactive information dissemination system includes a media server (210) for receiving a plurality of media elements and storing the media elements in a database. A sender client (200) enables a first user to identify message data, a recipient identifier, and a media element from the database of media elements.... Agent: Ceelox, Inc.

20110066510 - Methods for valuing and placing advertising: Advertising segments are valued and placed on a platform based on competitive bidding. Publishers having available advertising space allow access to the space via an intermediary. The intermediary accepts bids from potential advertisers, ranks the bids and awards allocated segments to the bidders according to the rankings. Payments for the... Agent:

20110066511 - Method of advertising in the real estate industry using an art: A method of advertising in real estate industry using an art, where art(s) is used as a permanent real estate advertising tool for private and/or commercial property. On the outside visible surface of the art(s) is placed real estate agent advertising information and like that the art(s) is placed in... Agent:

20110066512 - Applications of stored value card: Methods and systems for secure transactions.... Agent:

20110066513 - Method and system for secure mobile payment: A method for processing a payment relating to a transaction between a debtor and a creditor. The method includes displaying an amount of payment, and transmitting an authorisation message between a first node associated with a payment service provider system and a second node associated with a debtor instrument on... Agent: Afone

20110066515 - Automated electric plug-in station for charging electric and hybrid vehicles: Provided is an automated plug-in station for charging electric powered vehicles. The station includes a plug apparatus with a plug head that connects to an adapter on the electric powered vehicle and configured to pass electric charge to the battery of the electric powered vehicle. The plug apparatus extends automatically... Agent:

20110066516 - Portable consumer device configured to generate dynamic authentication data: Embodiments of the invention provide a portable consumer device configured to store dynamic authentication data in memory. The portable consumer device also includes an interface for transmitting data to and receiving power from an external device. The dynamic authentication data is read from the memory by a read-write device located... Agent:

20110066514 - System and/or method for handling returns involving products tied to post-paid subscriptions/services: The exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to an improved electronic registration system that enables unique item-level tracking from an initial point-of-sale (POS) transaction involving a post-paid service/subscription and related device or product, to any cancellations in service... Agent: Nintedo Of America Inc.

20110066517 - Systems and methods for the payment of customer bills utilizing payment platform of biller: The present invention is directed to systems and methods providing payment into a pre-existing customer account with a provider of goods or services, the method facilitated between a customer, a provider of goods or services, and a processor. The method including steps such as receiving from the customer value, identifying... Agent:

20110066518 - Bid invalidating auction: A bid invalidating auction system may include a memory, an interface, and a processor. The memory stores a plurality of elements characterized by an ordering in which the elements will be rendered ineligible to win a contest. The processor provides, via the interface, the elements to the users, and receives,... Agent:

20110066519 - Facilitating data brokering arrangements having auctioning aspects: Systems and methods for data brokering, and more specifically, data brokering regarding a data provider's search-related activities are described. In particular implementations, various aspects of offering the one or more data products to a plurality of potential data consumers for bid by the plurality of potential data consumers are described.... Agent:

20110066520 - Systems and methods for transacting business over a global communications network such as the internet: A business process is described for conducting business transactions over the Internet, allowing buyers an opportunity to reduce the price of a product/service based on the buyer's performance during a Price-Determining-Activity (PDA). Sellers offer the product/service within a specified price range, and buyers agree to a binding agreement, in exchange... Agent: Priceplay, Inc.

20110066523 - Electronic bond and guaranty process and business method: Disclosed is a method by which suretyship bonds and guaranties can be purchased and deployed over the Internet in real time, providing automatic application evaluation and policy binding. The principal's credit card information is used in a repeating cycle of pre-authorized charges so that the card account serves as effective... Agent:

20110066524 - Method and system for secure electronic transactions: Micro-payments for electronic sales transactions are securely and anonymously enabled by a central payment agent maintaining declining balance accounts for users and separately authenticating and authorizing customer and vendor transaction requests and payment upon confirmation of delivery. No personal billing information for the customer need be provided to the vendor,... Agent: Patent Investments Of Texas, LLC

20110066521 - Social website domain registration search engine feed: Systems and methods of the present invention provide for posting a search engine result to a feed from a social networking website. The feed may include an announcement of a registered domain name and a link to an associated website. A control panel for the registered domain name and associated... Agent: The Go Daddy Group, Inc.

20110066522 - Pricing and auctioning of bundled items among multiple sellers and buyers: A number of sets of methods and apparatuses applicable to online shopping are disclosed. One set, “Bin Packing Methods with Approximate Membership”, includes methods in pricing and auctioning a bundle of items, some of which could belong to another bundle. Significantly, the membership of a bundle, during pricing and auction,... Agent: Platformation, Inc.

20110066525 - Data storage and access systems: Data storage and access systems enable downloading and paying for data such as audio and video data, text, software, games and other types of data. A portable data carrier has an interface for sending and receiving data, data memory for storing received content data, and payment validation memory for providing... Agent: Smartflash Technologies Limited

20110066527 - Order fulfillment systems: Order fulfillment systems and methods, which may enable a recipient to retrieve an ordered product from a plurality of providers, and may additionally deliver a virtual representation of the ordered product to the recipient. The order fulfillment method may be a paperless process comprising electronically receiving an order from a... Agent: Gregory A. Pearson, Inc.

20110066526 - System and method for electronic publication and fund raising: The invention provides a system and method for electronic publication of original, creative works on a website as well as systems and methods for compensating the author(s) of the original creative works. The electronic publishing systems of the present invention can also be utilized in novel methods of fund raising... Agent:

20110066529 - Negotiable instrument electronic clearance monitoring systems and methods: Methods, devices, and systems for analyzing negotiated negotiable instruments are described. A computer system, including a computer readable storage device and a processor may be provided. A plurality of electronic files may be received. Each of these electronic files of the plurality of electronic files may include an electronic image... Agent: The Western Union Company

20110066530 - Online charging architecture in lte/epc communication networks: Communication networks and methods are disclosed for performing online charging in LTE/EPC communication networks. In an LTE/EPC communication network, one or more LTE network elements connect to an Online Charging System (OCS) over an enhanced interface. The LTE network element that is serving a session for a mobile device triggers... Agent:

20110066528 - System and method for financial transaction: Provided are a method and system for P2P financial transaction between members that can connect to a card company server having DBs for the members via a wired/wireless communication network, and a financial card with credit card functions. The method includes closing a first contract involving monetary claim/obligation between members... Agent:

20110066531 - Document processing device, server device, and document processing system: A document processing device downloads a document processing program from a server device through a network and executes the document processing program, thereby processing document data to be processed. The document processing device comprises: an identification information generating part for generating identification information for identifying the document data to be... Agent: Konica Minolta Business Technologies, Inc.

20110066532 - Apparatuses, methods and systems for a high density financial asset information display: The disclosure details the implementation of an APPARATUSES, METHODS AND SYSTEMS FOR A HIGH DENSITY FINANCIAL ASSET INFORMATION DISPLAY. The disclosure teaches a High Density Financial Asset Information Display which provides a high density, straightforward, compact, dynamic and comprehensive display interface that presents users with a high volume of easy-to-understand... Agent:

20110066534 - Financial market wagering: A method for providing a wager in a financial market environment is provided that includes presenting an opportunity to make a wager that is based on a moving market line associated with a financial market. An end user is given an opportunity to bet on whether a financial market value... Agent:

20110066533 - System for dynamically allocating natural resources: Systems and methods for creating a dynamic resource trust can receive and distribute physical quantities of a resource at a future date. These systems and methods can be implemented in a computer system that dynamically designs and/or values shares of the trust's resources. These systems and methods can permit potential... Agent:

20110066570 - methods and systems for rationalizing a non-financial portfolio: The invention is to system and methods to rationalizing a portfolio.... Agent:

20110066569 - Allocation of a credit default swap portfolio: A method for allocating margin of a credit default swap portfolio is provided. The method includes identifying a credit default swap portfolio maintained by a defaulting clearing firm, determining a defaulting margin for the portfolio, the defaulting margin being determined using a margin model; and allocating the defaulting margin to... Agent:

20110066571 - Method of marketing real estate investment trust and/or fund by the internet: A method of marketing and managing a real estate investment trust or fund through the Internet and existing Internet brokerage entities enables lower cost investment trust units subjective to unique marketing techniques, lower brokerage charges, lower management charges and greater transparency. Other costs associated with the securing of investment funds... Agent:

20110066567 - Rule based vector space model for creating implied trade templates: A match engine is utilized by either a market participant or an electronic trading system. The match engine receives orders, stores them internally, calculates tradable combinations and displays or otherwise publishes the tradable combinations or the order(s) needed to complete tradable combinations. The match engine operates under a set of... Agent: Chicago Mercantile Exchange, Inc.

20110066568 - Transformation of a multi-leg security definition for calculation of implied orders in an electronic trading system: An electronic trading system utilizes a Match Engine that receives orders, stores them internally, calculates tradable combinations and advertises the availability of real and implied orders in the form of market data. New tradable items defined as combinations of other tradable items may be included in the calculation of tradable... Agent:

20110066538 - Accelerated trade matching using speculative parallel processing: An electronic trading system is configured to create speculative orders based on real orders. The speculative order differs from the real order by the price, quantity, or the type of financial instrument. The match engine chooses one or more speculative orders in an attempt to predict the next real order.... Agent: Chicago Mercantile Exchange, Inc.

20110066545 - Aged transactions in a trading system: A method and system for aging orders, increasing securities market liquidity.... Agent: Bny Convergex Execution Solutions LLC

20110066535 - Credit default swap clearing: An electronic trading system is configured to trade credit default swap (CDS) futures contracts on an open exchange. The CDS futures contract allows the buyer and seller isolate and trade the credit risk of a third party. The third pay may be a corporation, sovereign government, or any entity that... Agent: Chicago Mercantile Exchange, Inc.

20110066537 - Implied volume analyzer: A volume analyzer is provided. The volume analyzer includes an input, a processor, and an output. The input is operable to receive market data and a calculation policy. The processor is coupled with the input. The processor is operable to identify an available implied pattern based on the market data... Agent:

20110066539 - Method and system for enhancing the efficiency of a digitally communicated data exchange: The present invention relates to a method for enhancing the efficiency of digitally communicated data exchanges and to a computer system that implements such a method. The invention particularly concerns the use of adaptive custom compression techniques, binary integers (“bits”), massively parallel processing, database optimization techniques and/or calculation optimization techniques... Agent:

20110066540 - Methods, software, and systems for over-the-counter trading: Methods, software, and hardware are disclosed for providing verified real time price quotes in an over-the-counter financial market. Systems are described that can comprise methods, software, and/or hardware to provide verified real time price information for securities traded over-the-counter. Verification methods of the invention include identifying suspect source data, wherein... Agent: Credit Market Analysis, Ltd

20110066541 - Opening cross in electronic market: A method, executed in a computer system, for opening an electronic market for trading of a security is described. The method includes receiving by the computer system eligible orders and quotes for the security traded in the electronic market and disseminating an order imbalance indicator indicative of predicted trading characteristics... Agent: The Nasdaq Omx Group, Inc. Of A Delaware Corporation

20110066536 - Ratio spreads for contracts of different sizes in implied market trading: A method for matching orders is provided. The method includes receiving a first order for a product, the first order specifying a first volume, receiving a second order for the product, the second order specifying a second volume, wherein the first volume is different than the second volume, generating an... Agent:

20110066542 - System and method for managing risk associated with product transactions: A method of managing trading orders is provided. The method includes receiving a request to place a first order to trade a first product, the request being made using an account having one or more current balances. The method further includes determining a risk value for the first order based... Agent:

20110066543 - Systems and methods for linking orders in electronic trading systems: Systems and methods for linking orders in electronic trading systems are provided. These systems and methods enable a trader to select two or more items that are to be linked and specify linking parameters for those items. Any desired set of items may be linked, and the linking parameters may... Agent:

20110066544 - Systems and methods for providing investment opportunities: The invention relates to methods and systems for providing investment competitions. In one aspect, trading algorithms that automatically generate trading instructions in response to market data are developed by and received from a distributed plurality of independent trading algorithm developers. The algorithms are periodically executed against market data and generate... Agent:

20110066546 - Apparatus and method for calculating the lowering of periodic payments within a loan repayment schedule: A computer implemented method for calculating loan repayment schedule is disclosed, which may comprise receiving data associated with an initial principal loan amount, an interest rate, and a length of loan term; processing the data using a processor to determine a periodic minimum payment toward the initial principal and the... Agent:

20110066547 - System, method and computer program product for assessing risk of identity theft: In one embodiment, this invention analyzes demographic data that is associated with a specific street address when presented as an address change on an existing account or an address included on a new account application when that address is different from the reference address (e.g., a credit bureau type header... Agent:

20110066548 - Methods and systems for executing a plurality of money transfers having a fluctuating parameter: Systems and methods are provided for executing a plurality of money transfers, at least one term of which is dependent on the value of a fluctuating parameter, for example a currency exchange rate or the amount of a transaction service fee. The customer may stage a first money transfer at... Agent: The Western Union Company

20110066549 - System and method to provide customs harmonization, tariff computations, and centralized tariff collection for international shippers: The systems and methods described herein relate generally to the integration of a shipping label with a customs form to provide a single label having postage, addressing, customs, and other information for international shipping, and in particular, to managing landed cost and harmonization for international packages. In one embodiment, managing... Agent: Psi Systems, Inc.

20110066550 - System and method for a secure funds transfer: According to one embodiment, a gateway receives a transaction from a first device in local communication with a second device. The transaction includes a payment amount and a plurality of authorization codes. The gateway uses the authorization codes to authorize the transaction and to determine an account for each device.... Agent:

20110066552 - Card-less financial transaction: Systems (and corresponding methodologies) that facilitate card-less financial transactions are provided. The innovation enables card-less ATM (automated teller machine) transactions such as cash withdrawals, transfers, balance inquiries, etc. In aspects, customers can set up an ‘electronic wallet’ account based upon a pre-set range or otherwise. Accordingly, access to the ‘electronic... Agent: Wells Fargo Bank N.a.

20110066551 - Method and system for providing risk information in connection with transaction processing: A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message... Agent:

20110066553 - Systems and methods for verifying identities: A method for verifying the identity of one party on behalf of another party is provided. The method includes providing a money-transfer system and a communication system that communicates with the money-transfer system; receiving at the money-transfer system from the first party certain verification criteria for confirming the identity of... Agent: The Western Union Company

20110066554 - Methods of media asset distribution by employing electronic apparatus: A method is disclosed for distributing media assets by employing a new electronic apparatus. Selected media assets are pre-loaded to the apparatus based upon a targeted user's personal profile. The operation of “pre-loading” may be conducted at a manufacturing site or at a point of sales. The selected assets are... Agent:

20110066555 - Systems and methods for wireless processing and transmittal of medical data through an intermediary device: One method according to the present invention includes receiving data wirelessly from a medical device, transmitting the data to an intermediary device (such as a properly equipped mobile telephone or personal digital assistant), and formatting a message including the received data for transmission to a medical data server. The intermediary... Agent:

20110066556 - Method and system for intelligent job assignment through an electronic communications network: A method and system for intelligent job assignment between multiple assignees and at least one client through an electronic communications network is disclosed. The method enables a business to consistently and systematically provide its customers with the best possible quality, in the shortest period of time, at the lowest possible... Agent:

20110066558 - System and method to produce business case metrics based on code inspection service results: A method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions. The programming instructions are operable to receive data including code inspection services defect analysis data of a software development project and process the data. Additionally, the programming... Agent: International Business Machines Corporation

20110066557 - System and method to produce business case metrics based on defect analysis starter (das) results: A method is implemented in a computer infrastructure having computer executable code tangibly embodied on a computer readable storage medium having programming instructions. The programming instructions are operable to receive data including defect analysis defect analysis starter (DAS)/defect reduction method (DRM) defect analysis data of a software development project and... Agent: International Business Machines Corporation

20110066559 - Method and system for providing automated trouble ticket status notifications: An approach for automatically generating a status update for events on a trouble ticket is provided. Events on the trouble ticket monitored and a determination is made whether an event triggers a predetermined status update criteria. A status update is generated upon triggering of the predetermined status update criteria.... Agent: Verizon Patent And Licensing Inc.

20110066560 - Systems and methods for facilitating secure access to law-related services: A system and method of providing secure access to a plurality of law related services is provided. The litigation management component can provide secure access to a plurality of law related services. Services securely accessed by the litigation management component can be based, at least in part, upon a subscription... Agent: Jurlnnov Ltd.

20110066561 - Leveraged usage of information regarding real estate offerings: A control circuit gathers information regarding a plurality of independent variables for a given real estate offering. The control circuit then uses this information in conjunction with a computer-calculated model to forecast one or more of real estate buyer demand (forward looking), real estate pricing (current market), and real estate... Agent:

20110066562 - Embedded module for real time risk analysis and treatment: A computer-based business application (CBBA) management system includes multiple real time agents (RTAs) embedded with local CBBA software in order to permit cross-application functions and/or real-time functions such as local monitoring, reporting, or prevention.... Agent:

20110066563 - Mashup sevices and methods with quality of sevice (qos) support: Mashup hosts to integrate services and/or data into a single integrated application, the services include one or more quality of service specifications (QoS). Service servers to receive service requests, the service requests including one or more quality of service specifications and to generate and transmit a service based on data,... Agent:

20110066564 - Negotiable instrument electronic clearance systems and methods: Methods, devices, and systems for analyzing negotiated negotiable instruments for unlawful activity are described. A computer system, including a computer readable storage device and a processor may be provided. A plurality of electronic files may be received. Each of these electronic files of the plurality of electronic files may include... Agent: The Western Union Company

20110066566 - Conceptual representation of business processes for cross-domain mapping: A computer-implemented method, system, and computer program product for cross-domain mapping between a business process modeler domain and an implementation domain are provided. The method includes accessing a business concept registry on a data storage device including business concepts with mapping for the business process modeler domain and the implementation... Agent: International Business Machines Corporation

20110066565 - Modeled service endpoints in business process model and notation tools: A system and method for modeling service endpoints of BPMN processes is disclosed. The process is modeled using a BPMN modeling tool. A service endpoint is modeled using the BPMN modeling tool. A uniform resource locator (URL) is generated for the service endpoint, the URL being a web-based address under... Agent:

20110066572 - System and method for sorting items: Disclosed is a system and method of dynamically sorting items for delivery to diverse destinations in which at least one target location changes during the sorting process using an electronic array that correlates diverse destinations to target locations for sorting, wherein the electronic array changes based upon criteria relating to... Agent:

20110066573 - Setting and controlling an apparatus for preparing mail pieces: During a setting stage, a scanner of an apparatus for preparing mail pieces scans a postal item. From the scanned image an area containing a mark is selected and a mark data set representing the mark or the position of the selected area is generated and stored. Instruction data representing... Agent: Neopost Technologies

20110066574 - Postage server system and method: A system and method for transmission of a document from a sending location to a receiving location by way of a trusted way location is disclosed. A selected document is physically or electronically transmitted by a sending location to a letter server operated by a delivery service. A confirmation of... Agent: Stamps.com Inc.

20110066575 - Square deal marriage contracts-r-us franchise: Square Deal Marriage Contracts R Us is a contracted matrimonial process where-by two people agree to marry for a limited amount of time; a term. The contract will be used to solidify the union, but will last only as long as the marriage term itself, which can range between three... Agent: Brian L. Taylor Aka Bras Dobane

20110066576 - Supply chain management system: In a method of managing a supply chain from a supplier to a customer by a service company that purchases a product, a plurality of costs corresponding to supply chain parameters and associated with providing a product to a customer is determined. Each of the plurality of costs is stored... Agent: Sysco Corporation

20110060601 - Automated feature-based analysis for cost management of direct materials: A system and method for managing costs of a target part is presented, The system and method entails five steps, First, the system and method provides features characteristics information of the target part. Second, system and method provides financial information related to the target part. Third, the system and method... Agent:

20110060600 - Systems and methods for tracking the transportation of passengers: Advantageous systems and methods are provided for tracking the transportation of passengers. In general, the systems and methods utilize GPS signals associated with each of a passenger and a transportation vehicle to determine at least one of: (i) a start point for the passenger traveling via the transportation vehicle and... Agent: Transittix, LLC

20110060606 - Libraries and data structures of materials removed by debulking catheters: Material removed by a debulking catheter from a body lumen can be preserved. Materials can be collected from many different patients and/or from multiple procedures on individual patients. Data which describe the properties or qualities of the removed material and/or the patient and/or the patient's family or environment can be... Agent: Ev3 Inc.

20110060604 - Method of documenting patients' clinical status across multiple diagnostic dimensions: A computer implemented method for managing a patient's clinical status. The method includes: storing rules in a database; storing clinical domains including a set of clinical variables; storing information about the patient in the database; receiving responses to one or more questions about the patient's status for one or more... Agent:

20110060605 - Methods for predicting responsiveness of a disease or disorder to a receptor tyrosine kinase inhibitor by analysis of mutations in pik3ca: The present disclosure relates generally to methods and materials for determining the responsiveness of a subject with a disease or disorder to an inhibitor of a receptor tyrosine kinase including, for example, IGF1R. Such methods may comprise obtaining a biological sample from the subject, assaying the biological sample for one... Agent: Quintiles Transnational Corp.

20110060603 - Population adjusted indexes: Articles of manufacture including electronic machines including but not limited to computers, computer stations, computing devices, computer systems, software, computer readable memory and other electronic devices adapted to provide an index for a performance characteristic or measure for groups of people or institutions. The index values are risk adjusted to... Agent:

20110060602 - Treatment planning system for radiopharmaceuticals: A treatment schedule for radiopharmaceuticals is developed by collecting a volumetric history of tissue uptake in identified volumes of interest using emitted-radiation scans and relating this data to a treatment-radiopharmaceutical to develop a quantitatively accurate radiation treatment schedule of delivery amounts and delivery times of the treatment-radiopharmaceutical. This data may... Agent:

20110060608 - Clinical management system and method: An automated data processing method for obtaining clinical data for safety, efficacy, and adverse event assessments pertaining to a therapy prescribed for the treatment of a malady, comprising the step of receiving at a location remote from a plurality of patients outcome digital information pertaining to the outcome of therapies... Agent: Boehringer Ingelheim Pharmaceuticals, Inc.

20110060607 - Health care information systems: A computer system appliance may protect the privacy of medical record information stored in a computer information storage system and may include a medical record distribution compartment, a medical record acquisition compartment, and a security compartment. The medical record distribution compartment and the medical record acquisition compartment may be configured... Agent:

20110060610 - Computer support for multi-jurisdictional investment: Machine and related manufacturer controlling multi-jurisdictional investment; a computer system arranged to receive information and locate said information into a memory, the information including investment specifications and pricing data for the financial product, the computer system further including: an input device for receiving the information and converting the information into... Agent: Mann, Conroy, Eisenberg & Assiociates

20110060609 - System for marketing using text messaging: Disclosed is a system and method for marketing using text messaging. Different keywords are provided for different media persons and/or outlets, and announcements are broadcast instructing listeners to send a text message to a particular number. In the text, the listener is asked to include a keyword with the text... Agent:

20110060611 - Media optimization using transcription analysis: A system and method for optimizing the price of a call to a business and the placement of a business' information within an ad buy on a Web page are disclosed. A call is received by a client from a potential consumer of a product. The call is transcribed into... Agent:

20110060613 - System and method for aligning projects with objectives of an organization: According to one embodiment, a computer-implemented method for aligning projects with an objective of an organization is disclosed. The method may include storing in a computer system a representation of an objective of an organization. The method may further include storing in the computer system a plurality of sustainability projects... Agent: Computer Associates Think, Inc.

20110060612 - System and method for evaluating sustainability projects of an organization: According to one embodiment, a computer-implemented method for evaluating sustainability projects of an organization is disclosed. The method may include retrieving from a computer system a sustainability objective of the organization. In certain embodiments, the method may include retrieving from the computer system a plurality of project submissions of the... Agent: Computer Associates Think, Inc.

20110060615 - System and method for managing assessments for an organization: According to one embodiment, a computer-implemented method for managing assessments for an organization is disclosed. The method may include storing in a computer system a plurality of instances of an assessment object. Each of the plurality of instances of an assessment object may be configured to track progress of a... Agent: Computer Associates Think, Inc.

20110060616 - System and method for managing stakeholder impact on sustainability for an organization: A computer-implemented method for managing stakeholder impact on sustainability for an organization is disclosed. The method may include storing a plurality of instances of a stakeholder object. Each instance may define a plurality of characteristics of a stakeholder of the organization. In certain embodiments, the characteristics may be selected from... Agent: Computer Associates Think, Inc.

20110060614 - System and method for managing sustainability for an organization: A computer-implemented method for managing sustainability for an organization is disclosed. The method may include storing in a computer system a plurality of characteristics of an activity. The activity may contribute to the carbon footprint of an organization. The plurality of characteristics may include a unit of measurement, an activity... Agent: Computer Associates Think, Inc.

20110060617 - System and method for managing sustainability for an organization: A computer-implemented method for managing sustainability for an organization is disclosed. The method may include storing on one or more memory modules of a computer system a plurality of instances of an ecoActivity object. Each instance of the ecoActivity object may represent an activity of the organization affecting environmental sustainability.... Agent: Computer Associates Think, Inc.

20110060618 - Statistical determination of operator error: Various embodiments of the invention provide systems and methods for estimating a frequency of errors for data processing operators, but without human inspection of documents typed by the operators and without comparing documents typed by the operators against known transcriptions.... Agent: Beyondcore, Inc.

20110060619 - Device and method of using a push mode to realize non-real-time media routing: This invention discloses a device of using a push mode to realize non-real-time media routing, wherein a master control module is used for receiving a queuing request and a routing strategy, sending the queuing request to a pre-processing module, and sending the routing strategy to an appropriate routing queuing module;... Agent: Zte Corporation

20110060620 - System and method for managing users of a gym facility: The present invention relates to a method for managing users of a gym facility. The method comprises the steps of: analysing a population of users or possible users of a gym facility by means of statistical tools in order to detect desires of attaining mean term objectives, or “ASPIRATIONS”, of... Agent: Technogym S.p.a.

20110060621 - Value driven integrated build-to-buy decision analysis system and method: A value-driven build-to-buy decision analysis system and method is provided that addresses and integrates the system analysis for multiple parts of the build-to-buy business cycle. The system and method of the present invention includes a demand component and a supply component. The demand component includes decision analysis components for one... Agent: Mydecide Inc.

20110060624 - Design and process scheduling optimization method: The design and process scheduling optimization method is a technique that circumvents problems encountered in previous optimization techniques. The method performs comparison against multiple possible outcomes rather than a single-valued benchmark. Pattern Recognition (PR) techniques are utilized to classify the work planned at specified cut-off dates during the planning stage.... Agent:

20110060622 - Multi-provider forms processing system with retry upon failure: A multi-provider forms processing system with retry upon failure comprises: a plurality of portable computing devices, a plurality of service providers and a paper-like forms server coupled by a network. The paper-like forms server performs the scheduling, routing, logging, verification and billing for the paper-like processing of compound documents. The... Agent:

20110060623 - System and method for resource workflow scheduling: A system and method for resource workflow scheduling providing a resource workflow scheduling interface where a resource is defined along a first axis and time is defined along a second axis. Tasks are represented as movable objects which are scheduled and may be rescheduled according to constraints stored in a... Agent: Flower City Group

20110060625 - Methods and systems for assigning operators to print production cells based on relationships: A system of assigning operators to cells in a document production environment may include a computing device and a computer-readable storage medium in communication with the computing device. The computer-readable storage medium may include one or more programming instructions for identifying a first plurality of cell operators, where each cell... Agent: Xerox Corporation

20110060626 - Storm water pollution prevention system and method: A storm water pollution prevention management system and method is disclosed. The method may include receiving a site map of a construction site, creating an overlay for the received site map, receiving identification of inspectable items on the construction site, placing symbols on the created overlay related to the received... Agent: Blue Wing Environmental Solutions & Technologies

20110060627 - Multi-provider forms processing system with quality of service: A multi-provider forms processing system with a quality of service rating includes a plurality of portable computing devices, a plurality of service providers and a paper-like forms server coupled by a network. The paper-like forms server comprises a central scheduler and service provider manager and rater. The multi-provider forms processing... Agent:

20110060628 - Method for assessing candidates by voting and a system intended for this purpose and a program product comprising a computer-readable medium: A method for assessing candidates includes authorizing a plurality of voters to vote for a candidate among a plurality of candidates so as to determine a candidate ranking; determining a weighting for one of a voter and a candidate as a function of a ranking of the candidate or voter... Agent:

20110060629 - Third party merchant-funded rewards accrual and redemption network: Systems and methods for administering merchant funded third-party administered rewards programs are provided. The system receives information about a transaction made using a payment device and determines whether the payment device is enrolled in the rewards program. If the payment device is enrolled in the rewards program, the system determines... Agent:

20110060630 - Promotional marketing system and method: There is a system and method of promotional marketing, over a computerized network. The system and method include the step of providing a website module over a computerized network. The system and method also include the step of registering a user with the website module. The system and method include... Agent:

20110060631 - Redemption of customer benefit offers based on goods identification: Apparatus and methods for redemption of customer benefit offers based on goods identification are provided. A system for redeeming a customer benefit offer that is represented in an account maintained on an offer platform according to the invention may include an electromagnetic receiver module configured to receive transaction information from... Agent: Bank Of America

20110060633 - Method and apparatus for rapidly sourcing resumes for an employment website: The invention discloses an on line incentive-based method for implementing a process innovation, to rapidly source resumes from job-seekers in a cost-effective manner for an employment website and in particular, to reach out to job seekers easily for allowing them to upload their resumes and maintain them online.... Agent: Consim Info Pvt Ltd.

20110060632 - Methods for address book synchronization and subscription status notification: The various disclosed techniques and equipment relate to synchronizing a subscriber's address books located in a portal and in the subscriber's mobile station, determining the subscription status of a directory number of another party with whom the subscriber intends to communicate, and/or for enabling the subscriber to make a referral... Agent: Cellco Partnership D/b/a Verizon Wireless

20110060634 - Activation of electronic customer benefit offers: Apparatus and methods for activation of electronic customer benefit offers are provided. Such apparatus and methods may include a system for activating a customer benefit offer. The system may include an electromagnetic transmitter module configured to transmit customer benefit offer information from an offer platform to a customer via a... Agent: Bank Of America

20110060635 - System and method for motivating healthy eating and a wellness plan related thereto: A method and system for promoting healthy eating and a managing a wellness program related thereto is disclosed. The method and system includes storing identity data in a database for foods and/or beverages that are determined to be healthy for an individual to consume; receiving purchase information including information for... Agent: Discovery Holdings, Ltd.

20110060636 - Targeted customer benefit offers: Apparatus and methods for providing targeted customer benefit offers are provided. A system for associating a customer benefit offer with a purchasing instrument, the purchasing instrument associated with an account on an electronic offer platform, the account being associated with a customer, is provided. The system may include an electromagnetic... Agent: Bank Of America

20110060637 - Management server, information processing terminal, information processing apparatus, information processing system, and information processing method: Distribution information is stored in an information processing apparatus and includes benefit information. A coupon identifier (ID), which identifies the benefit information, is stored in a memory disposed within an information processing terminal. A request for the coupon ID is transmitted from the information processing apparatus to the information processing... Agent: Felica Networks, Inc.

20110060638 - Method for cross-promoting communications services: A method to promote use of one communication service by associating it with another service and offering incentives to use the first service in return for use of the second service. Other embodiments are also described and claimed.... Agent: J2 Global Communications

20110060639 - Method for financing the acquisition of an asset for members of a group: A system for financing the acquisition of an asset or service is provided herein. The system (100) comprises a plurality of groups G1, . . . , Gk (103, . . . , 105) wherein, for i=1 to k, group Gi consists of mi members (107, 109, 111, 113), each... Agent:

20110060641 - Customer benefit offers at kiosks and self-service devices: Apparatus and methods for providing customer benefit offers at kiosks and self-service devices are provided. A method for providing customer benefit offer information according to the invention may include using a processor module to receive from an interactive display a customer instruction to dispense cash and dispensing the cash. The... Agent: Bank Of America

20110060640 - System, method and apparatus for providing messages to a transaction instrument: Methods, systems, and apparatuses enable a card issuer to provide messages to a customer's transaction instrument. In accordance with one embodiment of the present invention, there is provided a method for providing messages to customer. The method includes receiving a request for messages corresponding to a transaction instrument of a... Agent: American Express Travel Related Services Co., Inc.

20110060643 - Customizable apparatus and system for the automatic management and evaluation of business lead creation and development: A programmed application set to measure the performance of a marketing campaign and the utilization of distribution channels, including a lead assignment portion, a voice of customer evaluation generator, a marketing campaign evaluation portion, and a distribution channel evaluation portion. The voice of customer evaluation generator generates a voice of... Agent:

20110060642 - Customizable method and system for the automatic management and evaluation of business lead creation and development: A method for measuring the performance and utilization of a marketing campaign, including tracking responsiveness of a plurality of distribution channels to respective leads, wherein each respective distribution channel has at least one component, measuring a return on investment for a marketing campaign, managing the respective distribution channels, evaluating performance... Agent:

20110060644 - Synthesizing messaging using context provided by consumers: The present invention provides a computer network implementable integration of promoted information with non-promoted content before a consumer interaction with the network, such that when the consumer interacts with the network, a consumer information interacts with this integrated content and delivers a message to the consumer such that the consumer... Agent:

20110060645 - Synthesizing messaging using context provided by consumers: The present invention provides a computer network implementable integration of promoted content with non-promoted content before a consumer interaction with the network, such that when the consumer interacts with the network, a consumer generated context interacts with this integrated content to deliver a message to the consumer such that the... Agent:

20110060646 - Auction system for use of advertising areas on internet and method of operating the auction system: Disclosed herein is an auction system for the use of an advertising area on the Internet. The auction system includes an auction server and a plurality of advertiser clients. The auction server is installed on the Internet, provides a plurality of advertising areas to each member who has subscribed to... Agent:

20110060647 - Computer implemented method for marketing business serves: This invention is directed to a computer implemented method for marketing business services. The invention particularly relates to a computer implemented method of generating a document to market business services. The invention is also related to a computer implemented method of generating a document by a marketing agent.... Agent:

20110060648 - Computer implemented method for marketing business services: This invention is directed to a computer implemented method for marketing business services. The invention more particularly relates to a computer implemented method for generating a document to market business services.... Agent:

20110060649 - Systems, methods and apparatus for providing media content: A system for providing media content, including at least one media server, at least one database connected to the at least one media server, each database configured to store a plurality of media content, and at least one device configured for data communication with the at least one media server,... Agent:

20110060650 - Method of facilitating the vendor advertisement to local consumers via decentralized self-adjustable internet based apparatus: Proposed are a method and apparatus to improve the food market advertisement in a geo-spatial environment. The goal is achieved by a uniform inventory presentation of the local food store on a common Internet site. That in turn motivates the vendors to participate in a disclosed service, and attracts the... Agent:

20110060651 - System and managing customized advertisement using indicator on webpage: The present invention relates to a system for managing a customized advertisement that uses an indicator, the system including: a layer that is stacked on a surface of a specific web page at a size corresponding to a web page and is output on a monitor; a layer forming module... Agent:

20110060653 - Location-aware advertising to parking location users: A payment system for parking locations communicates with a plurality of parking meters, each of which is associated with a predetermined geographic location corresponding to a parking location. The system receives user identifying information via a communication related to payment for a parking session at a parking location identified by... Agent: Ips Group, Inc.

20110060652 - System and method for the service of advertising content to a consumer based on the detection of zone events in a retail environment: A system and method for the delivery of targeted advertising content to a consumer based on the detection of region and zone events in a retail environment. The retail environment is divided into a number of detection regions, with each detection region monitored by a region manager and containing one... Agent:

20110060654 - Method and apparatus for atm-based cross-selling of products and services: A method of and apparatus for automatically displaying an advertisement or promotional material to a user of an automated teller machine or point of purchase terminal. The method includes accessing debit data and credit bureau data for the applicant, accessing account information for the applicant, generating a score for the... Agent: Efunds Corporation

20110060655 - Currency market utilizing precious metals and gemstones: Systems and methods for purchasing jewelry can include accepting jewelry from an individual, and evaluating the jewelry to generate a bid using an automated evaluation process including: accepting input of a plurality of attributes associated with the jewelry; and accessing a database to set the bid for the jewelry. Methods... Agent:

20110060658 - System and devices for digital media distribution: A device includes a memory for storing digital media, a transfer module, and a processor. The media includes first data that associates the media with the device, second data authorizing the device to play back the media, and third data authorizing the device to transfer a copy of the media.... Agent: At&t Intellectual Property I, L.p.

20110060656 - Auction method for real-time displaying bid ranking: Disclosed herein is a real-time auction method that is based on an auction server for performing a process of an auction and wired and wireless terminals of participants. The method includes the auction screen providing step of providing an auction screen, on which auction information is displayed, to wired and... Agent:

20110060657 - On line web portal for private network service providers: A web-enabled user interface is provided to enable the carriers of private networks to interact and to offer services to one another. The web-enabled user interface is integrated to a switch fabric configured to provide interconnection services for the carriers. The web-enabled user interface is configured to enable the carriers... Agent: Equinix, Inc.

20110060660 - Digital content purchase management: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase multiple downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment information associated... Agent: Microsoft Corporation

20110060665 - Method and apparatus for associating menu information: Methods and Apparatus related to generating representations of information. The information may include menu information for merchants such as restaurants. Referring to menus, methods may include receiving potential information for a first menu, and receiving indications of associations of the information with the first menu and/or any number of additional... Agent:

20110060659 - Method and system for ranking information items for display: A method of displaying information items, the method comprising: determining a ranking score for each of a plurality of information items based on a history of votes received for each of the information items, the determining comprising: assigning a value to the information item for each vote received in respect... Agent: Stateless Systems Pty Ltd

20110060662 - Methods for packaging products for mailing: Methods for packaging products for mailing A method includes receiving an order for a product by a manufacturer and from a customer, the product having an associated retail packaging that cannot be sorted using letter and flats sorting equipment. The method includes packaging the product by a manufacturer in a... Agent:

20110060664 - Services for enabling users to share information regarding e-commerce transactions: Various computer-implemented services are disclosed for assisting users in selecting items from an electronic catalog, and for selecting merchants with which to conduct transactions. One such service enables users to share information about their respective purchases with other users. Another service enables users to share information regarding the merchants with... Agent:

20110060663 - System and method of providing customer purchase propensity information to online merchants: A system for providing online merchants with purchase propensity information is provided. The system includes a processor and a purchase propensity module executable by the processor. The purchase propensity module receives, from an online merchant computer, a message containing a customer identifier that identifies a customer who has established an... Agent: Visa U.s.a. Inc.

20110060661 - System and method to provide gift media: In various exemplary embodiments, a system and method to provide gift media is disclosed. The method includes receiving, at an interactive media component, a selection of the media item and a selection of at least one recipient for the media item from a user of a client device. A purchase... Agent: Opentv, Inc.

20110060667 - Monetization of interactive network-based information objects: An information objects is defined that is representative of a real-world entity (e.g., a product or a service). The information object may be stored in a data store. The information object has an associated owner. A communication channel is associated with the information object that is configurable to route communications... Agent: Yahoo! Inc.

20110060666 - Presentation of information or representations pertaining to digital products available for digital distribution: Improved methods, systems, graphical user interfaces and computer program code for presenting representations or information concerning digital products are disclosed. The representations of digital products can serve to promote certain digital products at an online digital product distribution site. Information concerning a particular digital product can be rapidly accessible from... Agent:

20110060669 - Method and apparatus for wirelessly transmitting high volume content to an electronic device: Digital content, particularly high volume digital content, such as newspapers or e-books are transmitted to an electronic device such as a handheld book reader over available bandwidth in a commercial FM radio station, private radio station, television station, or other one-way transmission system. A particular content item may be periodically... Agent: Edward W. Laves

20110060668 - System and method for generating a combined statement: A combined statement processing (“CSP”) system and method provides a combined statement attribute to a master contract, which defines a set of accounts for which a combined statement should be generated. The CSP may generate a number of unique tokens passed on a pre-existing output management system (“OMS”). The unique... Agent: Sap Ag

20110060671 - Method and system for an integrated approach to collections cycle optimization: Methods and systems are provided for an integrated approach to collections cycle optimization including optimizing personnel, communications, and collection resolutions, resulting in reducing the variability of the collections cycle, reducing instances of foreclosure in collections, while increasing borrower satisfaction with the collections process. Candidate loan officers are selected based on... Agent: Altisource Portfolio Solutions, Inc.

20110060672 - Method of on-line credit information monitoring and control: The invention is a method of on-line credit information monitoring and control. In detail, the method includes the steps of. 1) accessing the credit information by means of a computer system in a computer network; 2) providing the information to the individual by means of the computer system in the... Agent: Mighty Net, Inc.

20110060670 - System and method for managing data relating to investments from a variety of sources: A computer system for furnishing data relating to investments has a processor and one or more memory storage devices in communication with the processor. Data relating to investments is stored in the one or more memory storage devices. A catalog includes at least data stored in at least one of... Agent: Hartford Fire Insurance Company

20110060673 - System for transfering an inbound communication to one of a plurality of credit-counseling agencies: c

20110060698 - Equity-indexed annuity for group savings programs: A Group Equity-Indexed Annuity (GEIA) with a guaranteed minimum equity related return for a set of individuals are provided. An algorithm sets a “participation rate” of a GEIA contract as well as the carrier margin, risk and opportunity for recovery. The carrier is held accountable to the participation rate produced... Agent:

20110060697 - Method for creating and delivering customized compliance information: A method and system to create personalized investor information packages, based on investor information, to be delivered to the investor to satisfy both compliance regulations and investor preferences. The method and system may deliver information in a paper or electronic format.... Agent:

20110060699 - System for and method of international pooling: A system for and method of tracking a loan from a pool of assets is presented. The pool of assets may be legally owned by a single entity, but with separate individual investors owning an economic beneficial interest in a portion of the pool. The system and method provide a... Agent: Jp Morgan Chase Bank, N.a.

20110060675 - Compound redemption device: The present invention provides methods and apparatus one or more of: creating, issuing and redeeming Compound Redeemable Instruments. Apparatus can include a computerized system with executable software that is executable upon demand to process Redemption Instances as well as create and issue Compound Redeemable Instruments.... Agent:

20110060674 - Computer-implemented global currency determination: Embodiments of the present invention are directed at least in part to a computer-implemented method for determining the value of a global currency. Data indicative of a Gross Domestic Product (GDP) value of each of a plurality of countries is used to select a plurality of countries on the basis... Agent: Wdx Organisation

20110060678 - Method and system for administering a discounted security: An exchangeable security, tradable on a securities exchange is issued at a share price that is a discount from the share price of an underlying security or basket of underlying securities. At or prior to maturity of the exchangeable security, a holder of the exchangeable security may exchange a share... Agent:

20110060679 - Method and system for administering a discounted security: An exchangeable security, tradable on a securities exchange is issued at a share price that is a discount from the share price of an underlying security or basket of underlying securities. At or prior to maturity of the exchangeable security, a holder of the exchangeable security may exchange a share... Agent:

20110060677 - Quote and order entry interface: A graphical user interface centralizes Level I quote information in the center of a circular display while Level II (or regional) data appears in peripheral bands layered on the outside of the Level I information. The interface is also split into two main sections, a “bid” quote information section and... Agent: Td AmeritradeIPCompany, Inc.

20110060680 - System and method for managing trading using alert messages for outlying trading orders: According to one embodiment, a method of managing trading is provided. In a market for a particular type of instrument, buy orders and sell orders are received from a plurality of traders. Each buy order has an associated bid price and each sell order has an associated offer price. A... Agent:

20110060676 - System and method for structuring, trading, and processing differential funds: A system and method is provided for structuring, and recording and processing information and data flow necessary to effect trades; creations; and redemptions of shares of, a differential fund. A differential fund comprises an underlying index or basket of securities, commodities, or other assets, with share classes equivalent to the... Agent:

20110060681 - Systems and methods for linking orders in electronic trading systems: Systems and methods for linking orders in electronic trading systems are provided. These systems and methods enable a trader to select two or more items that are to be linked and specify linking parameters for those items. Any desired set of items may be linked, and the linking parameters may... Agent:

20110060682 - Systems and methods for linking orders in electronic trading systems: Systems and methods for linking orders in electronic trading systems are provided. These systems and methods enable a trader to select two or more items that are to be linked and specify linking parameters for those items. Any desired set of items may be linked, and the linking parameters may... Agent:

20110060683 - Business and social media system: A business and social media system is provided for establishing communication services between people in different countries. The system includes a core system module, the core system module including a server for maintaining information regarding a client and a means for establishing communications services between a client and another person.... Agent: Triceratops Corp

20110060684 - Machine, program product, and computer-implemented methods for confirming a mobile banking request: Embodiments of the present invention include methods, program product and machines for providing a confirmation for a mobile banking request, e.g., a funds movement request, originating via a text message utilizing a predetermined communications protocol, e.g., Short Message Service (SMS). A customer sends and a bank server receives a request... Agent:

20110060685 - Personal teller system and method of remote interactive and personalized banking: Systems and methods for providing personalized services to remote customers using personal teller machines (PTM) from a centralized call center. The customer initiates the transaction providing identification at a PTM. The identification of the customer is verified and audio and/or video communication is established between the customer at the PTM... Agent: Ugenius Technology, LLC

20110060686 - System and method for communicating check information to a financial institution: A system for communicating check information to a financial institution is provided. The system includes but is not limited to a check reader, a centralized computer, and a financial institution computer. The check reader retrieves check information from a drawn check. The check information includes an amount of money, a... Agent:

20110060687 - System, method, and computer program product for issuing and using debit cards: A system, method, and computer program product are used to issue and track debit cards. A system comprises an enrolling system that verifies an enrollee, associates an enrollee's main and overdraft account, and issues a debit card, an authentication system that receives information regarding a requested transaction of a debit... Agent: American Express Travel Related Services Company, Inc.

20110060688 - Apparatus and methods for the distribution of digital files: Processes and apparatus for the on-line distribution of digital files with advertisements, advertisement management systems, digital rights management systems, and a user computing devices are provided. In some implementations, a method involves transmitting a digital file to a computing device upon receiving a request originating from the computing device to... Agent: Media Patents, S.l.

20110060689 - Process for implementing a method for the on-line sale of software products and the activation of use licenses through a data network: Online sale of software product use licenses through a data network by offering software products (SOFT) through vendor sites, purchasing a license on-line on one of said vendor sites, and activating said license on-line by a different licensing site. A specific component (COMP) is provided with the software product (SOFT)... Agent: Media Patents, S.l.

20110060690 - Electronic payments in a mobile communication system: The present invention relates to electronic payments in a mobile communication system, methods and arrangements for secure transmission using SMS in a mobile communication system. In a method data and a PIN-code are stored in a memory in a mobile terminal. A first bit sequence is created from the data... Agent: Paysystem Sweden Ab

20110060691 - Targetable multi-media promotion channel at point of sale: Apparatus and methods for providing a targetable multi-media promotion channel at the point of sale are provided. The apparatus may include a system for providing to a customer an offer at a point of sale terminal. The system may include machine readable memory configured to store in an offer platform... Agent: Bank Of America

20110060692 - Martin grassroots operational structure (mgos) method: A method for organizing grassroots (individuals or collective groups of people) operations to a user's preference utilizing a comprehensive grassroots operational structure, producing operational success through greater efficiency in grassroots operations, recruitment, training, and retention within the organization. The creation and subsequent management of this structure will allow the user... Agent:

20110060693 - Vending machine for large product containers: The present invention provides machines, methods and apparatus for automatically vending, damping, delivering and returning large heavy product containers such as 5-gallon water bottles. In some embodiments, damping methods and apparatus are provided to gently transfer large heavy product containers from one level to another inside a vending machine. In... Agent: Cfl International, LLC

20110060694 - Distributed secure anonymous conferencing: A communications manager of an enterprise receives an add-conference request to host a conference by the enterprise from an organizer client, wherein the conference to enable an anonymous user that does not have enterprise credentials to join the conference. The communications manager sends an add-conference response to the organizer client... Agent: Microsoft Corporation

20110060695 - System and method for automated admissions process and yield rate management: Admissions processing, management and yield rate improvement is enabled through an automated submission, management, notification, matching and status indication system in accordance with the present invention. The present invention provides an applicant component enabling applicants to submit an application for admission and receive status information about their application. The present... Agent:

20110060696 - System and method for providing a price quotation for a transportation service providing equipment selection capability: A method and system for computing the price for shipping goods. The method includes causing a computer to deliver first information to a user prompting the user to enter at the computer information about a rail transportation service for shipment of goods by one or more railcars. Information about a... Agent: Canadian National Railway Company

20110060700 - Wireless medical gases management system: The present invention generally provides methods and systems for managing a medical gas system by using wireless sensors located at the point of use. In one embodiment, a wireless sensor is fixed to a gas outlet, and is configured to measure gas flow, and to detect whether the gas outlet... Agent:

20110060701 - Outdoor fluorescent lighting fixtures and related systems and methods: A system for mounting an outdoor fluorescent lamp lighting fixture to a pole includes a compression sleeve configured to receive and tighten around the pole, a pivot base fixed to the compression sleeve, a mount configured for securing to the fluorescent lamp lighting fixture and for pivotally coupling to the... Agent: Orion Energy Systems, Inc.

20110054922 - Electronic image display flag: The disclosed electronic image display flag for a microphone includes an electronic image display screen for displaying images and electronics for driving the electronic image display screen, wherein the electronic image display screen is viewable substantially 360° around the axis of an aperture into which a microphone slips, and wherein... Agent:

20110054918 - Preventing propagation of malicious content in a virtual universe: An invention for preventing propagation of malicious content within a virtual universe is provided. In one embodiment, a malicious content propagation prevention tool provides this capability. The malicious content propagation prevention tool includes a scanning component configured to scan a plurality of inventory items within a virtual universe. An identification... Agent:

20110054923 - Shared royalty platform for content royalty management: Systems and methods for the dynamic processing of royalties are disclosed. Sales records are processed on a transaction basis rather than in batch mode. This process also allows correction of information retroactively, rather than delaying the entire processing of the information. One embodiment includes a system comprising a message broker... Agent:

20110054919 - System and method for communicating among a plurality of registered users over a wireless communication network: A system and method is disclosed for registered users of a private network to make queries of a central server requesting one or more previously uploaded location dependent messages relevant to a present geographic location of said registered users making said queries.... Agent:

20110054921 - System for planning the planting and growing of plants: A method for generating a plan facilitating users to plant, grow, harvest and maintain selected plant varieties includes receiving, via at least one processor, user input corresponding to at least one of: the selected plant varieties, desired servings of the selected plant varieties, geographic information for the user and available... Agent:

20110054920 - Web site trigger optimization system driving cross-channel operations: A marketing optimization system triggers offline marketing actions based on online behavior. The system stores trigger events including conditions for each trigger event. The system also stores captured online behavior. The system includes a cross-channel campaign engine configured to determine from the captured online behavior whether the conditions are satisfied... Agent:

20110054927 - Automated ophthalmic lens and solutions dispensing unit: The present invention discloses methods and apparatus for dispensing ophthalmic lenses and solutions and replenishing those lenses physically or virtually dispensed. In addition, in some embodiments, a patient may prepare an order for lenses and solutions dispensed.... Agent:

20110054925 - Claims analytics engine: Methods and systems for processing claims (e.g., healthcare insurance claims) are described. For example, prior to payment of an unpaid claim, a prediction is made as to whether or not an attribute specified in the claim is correct. Depending on the prediction results, the claim can be flagged for an... Agent:

20110054931 - Diagnostic system and method: A diagnostic system and method. In one embodiment, the invention is a diagnostic system comprising: a form comprising one or more diagnostic questions and one or more possible answers to each diagnostic question; a first overlay comprising one or more windows and one or more diagnostic fields, wherein when the... Agent:

20110054926 - Medical health care system: A system for management of public health care where participating entities consume and purchasing health care services. Entities contribute to a health care fund and insurance account, both managed and supported by government. Personal physicians enroll participating entities until a maximum enrollment is reached, and the physicians are compensated from... Agent:

20110054928 - Method for personalized nutritional supplements: A personalized nutritional supplement method that includes the steps of affiliation; training; client assessment; review; recommendations; order placement; and order fulfillment. A personalized nutritional supplement method that includes blood testing is also provided.... Agent:

20110054924 - Patient communications device: A handheld patient communication device (10) comprises a data port (12), a memory (14), a processor (16), and a patient interface device (18). The data port (12) is a “wireless” data port, meaning only that it is not hard-wired to the service provider operating system (30). This allows the patient... Agent:

20110054929 - Stem cell marketplace: Computerized methods and systems for a stem cell marketplace are disclosed herein. Aspects of the stem cell marketplace include a registry that includes information and data necessary for a user to optimize a particular stem cell need. Aspects provide uniformity and certainty on how to proceed in personalizing a particular... Agent:

20110054932 - System for improving antibiotic use in acute care hospitals: The present invention provides systems and methods for improving the administration and usage of antibiotic/antimicrobial regimens. The method and system of the invention includes (a) establishing a multidisciplinary antimicrobial treatment team; (b) obtaining patient data; (c) reviewing patient data for sub-optimal antibiotic regimens and when necessary, conferring if MATT members... Agent:

20110054930 - Systems and methods for a consumer to determine food/medicine interactions: One embodiment of the present invention relates to systems and methods for detecting harmful and/or hazardous ingredients that may cause an allergic reaction, interfere with the effectiveness of a prescription drug, exacerbate symptoms associated with a chronic illness, and/or cause another undesired reaction.... Agent:

20110054947 - Automated processing of electronic medical data for insurance and disability determinations: A machine-implemented method of assisting medical evidence collection for adjudication of a medical disability request is described. In some embodiments, the method includes providing an electronic medical record of a patient, the electronic medical record includes evidence of at least one claimable medical disability condition and locating in the electronic... Agent:

20110054937 - Computerized system and method for inputting healthcare clinical orders: A customizable system and method are provided for enabling the input of healthcare clinical orders, the method including the steps of: (1) Displaying a service line home page; (2) Providing topic-specific orderset forms for each service line listed; (3) Displaying a selected topic-specific orderset form; (4) Providing pre-populatable medical record... Agent:

20110054938 - Devices and methods for detecting an analyte in salivary fluid: Methods and systems are described herein for detecting one or more analyte in salivary fluid. Systems include: a discrete oral component configured for complete enclosure in a human oral cavity; at least one sensor configured to detect one or more analyte in salivary fluid; and an external device including a... Agent:

20110054945 - Exam sheet handling system and method: An exam sheet handling system includes a subscription unit configured for setting subscription conditions for doctors and a distribution unit configured for distributing exam sheets to Worklist of the doctors in accordance with the subscription conditions and a distribution principle.... Agent:

20110054934 - Patient initiated emergency response coordinator systems, apparatus, articles of manufacture, and methods: An example emergency response coordination apparatus includes a memory to store at least patient information, symptom knowledge base information, and care provider information. The apparatus includes a first communication interface to receive symptom information from a patient to be stored in the memory. The apparatus includes a processor to process... Agent:

20110054936 - Patient interactive healing environment: Systems, methods, and computer-readable media for providing an interactive healing environment to a patient are provided. Servers in a network may operate a set of modules to communicate with a client device of the patient. The set of modules may operate to enhance communication between the patient and the healthcare... Agent:

20110054939 - Personalized plan development: A computationally implemented method includes, but is not limited to: receiving a request for a personalized plan designed to facilitate an end user to achieve one or more target outcomes when one or more emulatable aspects indicated by the personalized plan are emulated, the request identifying at least a source... Agent:

20110054943 - Radiography management system and method: Judgment is made as to whether the collected radiation doses are greater than or equal to respective set threshold values. If it is judged that at least one of the collected radiation doses is greater than or equal to the set threshold values, the radiography apparatus outputs an alert for... Agent:

20110054935 - System and method for cached replenishment of pharmaceuticals: A computer system and method manages the disbursement and replacement of medication units to patients. Medication unites disbursed to qualified patients under qualified discount plans are replaced by replenishment. Computer systems implementing traditional replenishment, cached replenishment, and prepurchased replenishment are disclosed. The computer system and method monitors medication units disbursed... Agent:

20110054933 - System and method for transcribing medical information: A method for transcribing medical information may include receiving input assigning each of a plurality of user profiles to at least one of a plurality of work pools, receiving a plurality of jobs each including demographic information, a priority indicator, and a digital audio file, assigning each of the jobs... Agent:

20110054946 - System and method of patient flow and treatment management: In a system and method of patient flow and treatment management, information regarding a patient admitted to a first unit of a patient treatment facility that is received into a first one of a number of user devices is dispatched to a server computer. Upon receipt of this patient information... Agent:

20110054942 - System for and method of transmitting descriptive prescription between doctor and patient: A system for and a method of transmitting descriptive prescription between a doctor and a patient are disclosed. The method includes: receiving patient information on a patient, treatment information, and a list of descriptive prescription content selected by a doctor from a server access module when a request for registering... Agent:

20110054944 - Systems and methods for providing and maintaining electronic medical records: A customizable and dynamic electronic patient form and information system is provided having features whereby a healthcare provider may select and record various values corresponding to patient categories, the values being recorded as discrete data points at locations on a display that are reliable and predictive, and that are simultaneously... Agent:

20110054941 - Template development based on reported aspects of a plurality of source users: A computationally implemented method includes, but is not limited to: providing a plurality of relevant reported aspects associated with a plurality of source users that are relevant to achieving one or more target outcomes, the providing of the plurality of relevant reported aspects being based, at least in part, on... Agent:

20110054940 - Template modification based on deviation from compliant execution of the template: A computationally implemented method includes, but is not limited to: determining whether a plurality of end users deviated from compliantly executing a template designed to facilitate the plurality of end users in achieving one or more target outcomes when one or more emulatable aspects included in the template are emulated... Agent:

20110054948 - Fiduciary cash flow data management: In an embodiment, a fiduciary deposit business object may be used to manage data relating to cash flow instruments. The business object may be structured in an embodiment to include a plurality of tables, including transaction, collateral, activity, cash flow, and/or adjustment tables. In an embodiment, when a settlement activity... Agent:

20110054950 - Method and system for providing a combination including an insurance policy and a savings plan: The invention provides a combination of an insurance policy and a savings plan in which a periodic deposit is made. The insurance policy stipulates that a depositor is indemnified for expenses incurred for a medical or cosmetic treatment requiring body material of the type deposited by a depositor in depository.... Agent:

20110054949 - Method, system & apparatus for generating digitally encoded electric signals representing a calculation: A method, apparatus and system for computing mortgage insurance premiums for shared equity mortgages are disclosed. Such shared equity mortgages rank behind a conventional interest bearing first mortgage and both mortgages are secured over the same property. Details of the mortgages and property are stored in the data store of... Agent:

20110054951 - System and method for automating the assembly, processing and delivery of documents: A system for automating the assembly, processing and delivery of documents includes a plurality of transport clients, a work queue, a scheduler, a plurality of rendering objects, a plurality of transport objects and a routing table. The transport clients are each responsible for acquisition of data necessary to generate the... Agent:

20110054956 - Matching system for ride reservation platforms: The invention relates to a system capable of electronically matching transportation reservations with existing, new, or potential reservations, so that the orders can be combined, the reservation shared between requesting parties, utilization and management of transportation provider inventory and costs can be optimized, and savings opportunities for customers may be... Agent:

20110054954 - Passenger check-in finalization: This document describes a computer-implemented method for facilitating a check-in finalization process for a travel passenger. The method includes receiving one or more check-in parameters related to a check-in procedure for a passenger checking in for a travel segment, and determining from the received check-in parameters a check-in workflow status... Agent:

20110054952 - Remote check-in system: An illustrative method for performing a remote check-in service includes receiving accommodation information, where at least a portion of the accommodation information originates from an accommodation provider. The accommodation information includes key information corresponding to an accommodation for a customer. A key is provided to the customer for the accommodation... Agent:

20110054955 - System and method for placing orders: A system and method for placing orders at restaurants utilizing a customer's personal communication device. The system and method provide for efficient ordering and subsequent payment by the customer. The system and method allows customers to register upon entering a restaurant thus allowing the customers to subsequently place one or... Agent:

20110054953 - Travel passenger check-in: This document describes a computer-implemented method for guiding a user through a travel check-in procedure. The method includes receiving passenger identification information associated with a passenger checking in for a travel segment, and determining a check-in status of the passenger using the passenger identification information. The method also includes generating... Agent:

20110054957 - Travel reservations using a common model: A travel reservation system having a common object model for representing disparate travel products and services. In general, the system may provide efficient integration relationships between the travel reservation system and various third-party travel providers by using a single common model and interface structure, regardless of the type of product... Agent:

20110054961 - Adaptive risk analysis engine: A method for characterizing risk using an adaptive risk analysis engine. Following a user request for a risk analysis, online and/or offline factual information is retrieved by the engine and is used to produce risk indicators. The risk indicators are mapped onto risk ontology to produce risk factors which are... Agent:

20110054964 - Automatic documentation of ticket execution: Techniques for automatically documenting activity data in connection with execution of a ticket are provided. The techniques include receiving activity data in connection with execution of a ticket, processing the activity data to generate an output, and appending the processed activity data output to the ticket for ticket enrichment. Techniques... Agent:

20110054966 - Concise communication of real-time business information in an enterprise network: A method, system, computer program product, and related business methods for concisely communicating real-time business information to end users in an enterprise network is described. An integrated business system having at least ERP and CRM functionality is accessed via a browser-based user interface. A plurality of portlet windows are simultaneously... Agent:

20110054960 - Dynamic web page creation: Briefly, in accordance with at least one embodiment, a method or apparatus capable of creating or generating web pages dynamically (or a portion thereof) is disclosed.... Agent:

20110054958 - Method and apparatus for automatically reconfiguring tooling based on downloaded solution asset classification, decompisition and semantics: Provided is a method for the management of actionable assets with respect to a computing solution. Assets and corresponding artifacts are located and downloaded from a tool repository and incorporated into existing computing tooling. The repository may be located on any computing system connected to an appropriately configured host system... Agent:

20110054965 - Power plant life cycle costing system and power plant life cycle costing method: The power plant life cycle costing system for costing a power plant life cycle according to the present invention includes a flow chart generation unit for generating a power plant system flow chart based on specifications and cost information of major components of the power plant stored in a major... Agent:

20110054963 - Practice selection schemes: A practice selection method is provided. The method comprises recording first information describing one or more characteristics of a first project in at least one storage medium; determining whether a first practice is likely to have a successful impact on the first project based on the first information; and suggesting... Agent:

20110054959 - System and method for a standards-based journalism marketplace: A system and method for a standards-based journalism marketplace that allows entrepreneurial journalists to distinguish themselves as professionals operating under professional journalists' code of ethics and sell their content directly to the public. The standards-based journalism marketplace system may include a rating mechanism that allows the public audience to hold... Agent:

20110054962 - Transforming service oriented archtecture models to service oriented infrastructure models: Described herein are methods and systems for SOA to SOI transformation. The transformation is performed by a transformation engine, driven by a transformation algorithm. A “used case database”, to provide the current know-how information for such transformations, and a “performance database”, to describe new hardware parts with more powerful metrics... Agent:

20110054967 - Diagnostic system and method for home appliance: A diagnostic system and method for a home appliance is provided. When the home appliance outputs product information as a sound signal, a service center remotely performs fault diagnosis of the home appliance by receiving the sound signal, detecting the product information from the sound signal, checking the state of... Agent:

20110054968 - Continuous performance improvement system: Disclosed is a system for continuous performance improvement. The system can include a web-based workspace module adapted to provide visibility of project documentation and to provide collaboration and version control for the project documentation, the web-based workspace further adapted to provide a corporate portal. The system can also include a... Agent:

20110054969 - Apparatus and methods to gain access to and extract intact immature embryo from developing maize kernels or specific intrenal tissue or structure from one or more seeds: A high throughput apparatus and method for gaining access to and extracting internal tissue or structure of interest from a seed or plurality of seed is disclosed. In one aspect, an apparatus utilizes means to expose the internal tissue or structure and means to separate at least some of the... Agent:

20110054970 - Relational logic management system: In one aspect, the invention relates to a method to propagate relations between a first rule set and a second rule set wherein the first and second rule sets are invoked by a common workflow model. The method includes tracing paths forward through the workflow model from the first rule... Agent:

20110054971 - Reporting on facts relative to a specified dimensional coordinate constraint: A received report query specifies a dimension coordinate constraint and an associated grain for the dimension coordinate constraint. At least one query is generated to the dimensionally-modeled fact collection. A result of providing the at least one query to the dimensionally-modeled fact collection is processed. The processed result includes an... Agent:

20110054974 - Allocation of resources across an enterprise: A computer-assisted method provides for allocating resources across an enterprise to match needs for different business units across the enterprise. The method includes defining business unit categories in a software system. Each of the business unit categories includes a plurality of business factors. The method further includes collecting data associated... Agent:

20110054972 - Calculation/determination of budget and employee allocation targets using a model: In various embodiments, systems, methods, and user interfaces are provided for calculating and/or determining budget and employee allocation targets using a model. In one example, users can create a model by selecting an allocation method and a set of allocation criteria. Allocation criteria can be organized into a table or... Agent:

20110054973 - Labor resource decision support system: A labor resource decision support system, in which labor resource data is maintained across multiple units within an organization using a standardized data record format. A demand measurement for a first type of labor resource having a unique combination of values for fields of the standardized data record format is... Agent:

20110054975 - Control succession: In one aspect, a system includes a processor configured to determine if a candidate to succeed an asset in control is available and determine if the candidate is qualified. The processor is also configured to designate the candidate as the successor if the candidate to succeed the asset in control... Agent:

20110054977 - Customer relationship management using text messages: A method is disclosed. The method includes, responsive to receiving a request for support, building a session profile from the request for support. The request for support is received from a mobile device. The method also includes identifying a solution by querying a database. The querying uses the session profile... Agent:

20110054978 - Method and system for providing marketplace calendaring: A method and server for providing an interactive calendar functionality within an online marketplace. The server includes a network interface. The server includes a memory for storing a merchant profile information. The server includes a processor in communication with the memory and the network interface. The processor is configured to,... Agent:

20110054979 - Physical event management during asset tracking: Techniques for physical event management while tracking physical assets are disclosed. In one aspect, data identifying locations of interest in a journey of an asset is received. A position fix for the asset is received and a determination is made that the asset is within a location of interest. In... Agent:

20110054976 - Scheduling recurring calendar events: Methods, systems, and computer-readable media for scheduling a recurring event are disclosed. When a calendar application receives an invitation from an organizer to an invite, the calendar application expands the recurring event into a plurality of occurrences, and detects any scheduling conflicts that can be caused by each of the... Agent:

20110054981 - Analyzing local non-transactional data with transactional data in predictive models: Systems and methods are provided that empowers various parties to combine transactional data and local non-transactional data using the collective intelligence gathered from a variety of sources to help the parties make more intelligent decisions relating to consumers. For example, the system can help select consumers based on the probability... Agent:

20110054980 - Game revenue optimization system: A revenue optimization system has a data tier for receiving data related to revenue generation factors for a computer program or a website. The data tier derives at least one metric based on the received data. A revenue optimization engine receives the metric and determines an optimized revenue generation configuration... Agent:

20110054983 - Method and apparatus for delivering targeted content to website visitors: A method of selecting a website for delivery of targeted content to an audience member computer based on attitude values associated with audience members who participate in a computer implemented survey is disclosed. The survey response information, as well as website visitation information, and demographic information associated with the audience... Agent:

20110054982 - Methods and systems for randomizing starting retail store inventory when determining distribution center and warehouse demand forecasts: A method and system for determining distribution center or warehouse product order quantities of a slow selling product. The method includes the step of determining for each one of a plurality of stores supplied by the distribution center, a store order forecast for the slow selling product. The method generates... Agent:

20110054984 - Stochastic methods and systems for determining distribution center and warehouse demand forecasts for slow moving products: A method and system for determining distribution center or warehouse product order quantities of a slow selling product. The method includes the step of determining for each one of a plurality of stores supplied by the distribution center, a store sales forecast for the slow selling product. The method converts... Agent:

20110054985 - Assessing a communication style of a person to generate a recommendation concerning communication by the person in a particular communication environment: In one embodiment, a method includes accessing a set of responses to an instrument for assessing a communication style of a person; based on the set of responses to the instrument, determining a communication profile of the person that indicates how the person mentally processes information, how the person mentally... Agent:

20110054987 - Point of sale system for reconciling sales information with a sales incentive: A Point Of Sale (POS) reconciles generates revenue estimation data based on the reconciliation of POS sales transactions associated with a sales incentive (e.g., a store or manufacturer coupon). When a coupon is used in conjunction with a sales transaction at a POS, the coupon can be verified and factored... Agent:

20110054988 - Method and apparatus for facilitating electronic commerce through providing cross-benefits during a transaction: Accordingly some embodiments, a merchant server receives an indication of acceptance by a customer of an offer for a subsidy from a second merchant of a purchase of at least one item from a first merchant. The customer agrees to participate in an additional transaction with the second merchant in... Agent:

20110054989 - Methods for providing network marketing and revenue sharing to participants of an electronic marketplace system: A method of sharing marketplace revenue includes recognizing revenue generated from the sale of an item supplied to the marketplace by a first marketplace participant and apportioning the revenue to at least a second marketplace participant associated with the first marketplace participant. A computer based system for implementing the foregoing... Agent:

20110054990 - Methods, systems, and computer program products for mobile network subscriber incentive programs: A number of reward programs can be offered to subscribers of a mobile network as an incentive to use fewer allocated resources, rather than more. For example, in some embodiments, a subscriber may elect to participate in a reward program wherein a portion of the unused resources are used to... Agent:

20110054986 - Donation facilitator social network: Methods, techniques and systems for electronically facilitating donations are provided. Example embodiments provide a Donation Facilitator Social Network (“DFSN”), which enables users (participants in the DFSN) to more easily donate to the organizations, especially non-profits or NGOs, that are most suitable to their interests and desires. In one embodiment, the... Agent:

20110054991 - Profile based content creation: Systems and methods of combining digital promotions with independent incentives are presented. In some embodiments, a social network site can allow users to have multiple profiles, where each profile could be active or inactive. The profiles can also include one or more user attributes. As the user interacts with the... Agent:

20110054992 - Communicating price discounts: The present invention extends to methods, systems, and computer program products for communicating price discounts. Embodiments include alerting customers (e.g., to an imminent or impending) price reduction on (e.g., perishable) items. More particularly, embodiments include compiling product and consumer data to determine which consumers are to receive notifications of impending... Agent:

20110054993 - Electronic coupon management, distribution, and reservation systems and methods: Exemplary electronic coupon management, distribution, and reservation systems and methods are disclosed. An exemplary method includes an electronic coupon subsystem maintaining data representative of an electronic coupon in a repository of coupon data such that the electronic coupon is accessible to a plurality of access devices associated with a plurality... Agent:

20110054994 - Infrastructure for marketing disparate services: Methods for implementing a discount program directed to reducing costs to a consumer for first and second disparate services provided by first and second unrelated entities are described. A seller can sell addition of the consumer to the discount program, without requiring the consumer to purchase anything else from the... Agent:

20110054995 - Central savings management system: A central savings management system and method is provided. A central savings management system is comprised of a data storage device with a storage medium associated with a customer, a point of sale device for receiving currency in at least a first transaction associated with at least one commercial environment... Agent:

20110054996 - Network for targeting individual operating a microcomputer regardless of his location: A network adapted to target an individual operating a microcomputer that is linked to an Internet to offer this individual goods or services appropriate to his needs that are available at a place within reach of the individual's present location. The microcomputer is provided with a GPS receiver that indicates... Agent:

20110054997 - Method and system for electronic advertising: A method of delivering advertising in an online environment includes determining an intent of a user interacting with an e-commerce website, and determining a hurdle rate that is based at least on the user intent and which identifies a threshold amount to be bid by an advertiser in order to... Agent:

20110054998 - Method and system for electronic advertising: A method of delivering advertising in an online environment includes determining an intent of a user interacting with an e-commerce website and determining a hurdle rate, based at least on the intent of the user, that identifies a threshold amount to be bid by an advertiser in order to display... Agent:

20110055001 - Ad network optimization system and method thereof: A system and method for optimizing advertisements. To maximize revenue, a plurality of ad networks are tiered based on their pricing data, and more preferably, their cost per thousand impressions (CPM). Each tier includes a pricing data range. Periodically, the system increases and decreasing frequency caps for the plurality of... Agent:

20110055002 - Funding information delivery using advertising revenue: Embodiments are provided to deliver information to a user such that data information delivery costs are less than an amount of generated advertising revenue. In an embodiment, a system can be configured to deliver information, including content and advertisements, to a user which operates to remove the burden of payment... Agent:

20110055000 - Predicting email responses: One embodiment is a method that predicts a probability of users responding to a second email campaign based on data gathered from a first email campaign. Data from the first email campaign is applied to different models to identify attributes that are predictive of users who responded to the first... Agent:

20110054999 - System and method for predicting user navigation within sponsored search advertisements: An improved system and method for predicting user navigation within sponsored search advertisements is provided. A list of sponsored advertisements for display on a web page of search results may be received. A click prediction classifier may be applied to predict a click probability of each sponsored advertisement and a... Agent:

20110055003 - Budget-influenced ranking and pricing in sponsored search: Methods and systems are provided for ranking of sponsored search advertisements, and for auction pricing, based on revenue factors in addition to bid amounts and click through rates including budgets associated with advertising accounts, campaigns and portions thereof. Methods are provided in which linear programming or other techniques are used... Agent:

20110055004 - Method and system for selecting and optimizing bid recommendation algorithms: A system and method are provided for evaluating the performance of at least one algorithm that generates bid recommendations for keyword advertising on search engines. According to one example, metric data associated with a plurality of internet advertisement objects is divided into a plurality of similar object groups. In one... Agent:

20110055005 - System and method of delivering ads: An ad delivery and payment system over a wide area network wherein a system server which transmits ads to end users via their mobile devices who then completes a sales transactions for a good or service at the advertiser's store. The system server then reviews the advertiser's sales transactions database... Agent:

20110055006 - Advertising distribution system: The invention is a software system capable of managing advertisement campaigns across remote digital signage advertising participating locations. The system provides interfaces for advertisers, locations, system administrators and consumers. Central to the system is an algorithm that ensures advertising budgets are dispersed across a specified timeframe. This algorithm adapts to... Agent:

20110055007 - Information processing apparatus, program and information processing system: There is provided an apparatus including: a preference information generation unit for generating preference information; a status determination unit for determining a status of an operation application based on a change in the status of the operation application having a first status for displaying a first operation screen on which... Agent:

20110055008 - Method and system for electronic advertising: A method of delivering advertising in an online environment includes determining a context of a user operating a client computer to interact with an e-commerce website, where the determined context representing an intent of the user to locate a product for purchase, defining a relation between one or more of... Agent:

20110055009 - Audience segment estimation: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for estimating segments from key values for advertising impressions.... Agent:

20110055010 - Enabling high performance ad selection: A method and a system are provided for enabling high performance ad selection. In one example, the system receives an ad. A relevance of the ad needs to be determined. The relevance is a function of one or more computational intensive functions. A computational intensive function is a function that... Agent:

20110055011 - System and method for supporting a consumer aggregation procedure in an electronic network: A system and method for implementing an information distribution network includes an information service that is configured to provide information distribution services through the information distribution network. User devices are utilized by device users to communicate with the information service for receiving the information distribution services. Transport structures are implemented... Agent:

20110055012 - Cross-platform targeted advertisements: Various embodiments of systems, methods, computer devices, and computer software are disclosed for implementing cross-platform targeted advertisements. One embodiment is a method for providing a targeted advertisement. One such method comprises: accessing one of a web site and a mobile site in an initial session; collecting information related to a... Agent:

20110055013 - Secure alert system and method: A method for receiving transaction data for a transaction, accessing a database comprising alert preference data, and generating a secure alert message using the transaction data and alert preference data using a notification server coupled to the database. The secure alert message comprises a dynamic identifier personal to the consumer.... Agent:

20110055014 - System and method for providing region-based mobile advertising: Disclosed is a method for providing a region-based mobile advertising service. Before an advertisement server delivers an advertisement to a terminal, a gateway receives the advertisement from the advertisement server. The gateway is a communication network between the advertisement server and the terminal. The gateway, then delivers the advertisement from... Agent:

20110055015 - Method and network node for deferring a transmission of a message comprising an advertisement component: The invention relates to a method and network node for deferring a transmission of a message comprising an advertisement (Ad) component. The method comprises the steps of detecting that a target device for the message is roaming and that a deferring option is active for the target device. The method... Agent:

20110055018 - Dynamic bid pricing for sponsored search: A method for an online sponsored search system includes storing a database of items. At least some of the items include a keyword and a money amount associated with a respective advertiser. The method further includes receiving information about current user preferences within the online sponsored search system. When the... Agent:

20110055016 - Method and apparatus to distribute promotional content: A system that incorporates teachings of the present disclosure may include, for example, a computing device having a controller to receive descriptive information to customize an avatar presented by the computing device, transmit the descriptive information to a system, and receive from the system promotional content correlated to the descriptive... Agent:

20110055019 - Privacy protection system and method: A method and system for asserting control over and protecting the privacy of individuals' personal and transactional information, to prevent unauthorized use thereof, and permit limited use thereof, with compensation, to the extent permitted the individual. Privacy notices are given in printed and electronic form to other parties involved in... Agent:

20110055017 - System and method for semantic based advertising on social networking platforms: A system and method for semantic based advertising is provided. Information related to a social network may be obtained. Analysis of collected information may be performed to produce an analysis result. An advertisement may be selected based on the analysis result. Other embodiments are described and claimed.... Agent:

20110055021 - Affiliate network hybrid tracking system and method: A system and method for determining a commission for an affiliate referral is described. Typically, affiliate tracking programs utilize a cookie deposited on an end user's computer to collect the data it needs to accurately associate a commission with an affiliate. If the cookie is lost for some reason (e.g.... Agent:

20110055020 - System and method for providing advertising content using a group training system: A method of providing advertising content using a group training system (GTS) includes transferring first advertising content from an advertiser system (AS) to a first GTS by an advertising content service provider system (ACSPS), transferring payment from the AS by the ACSPS as compensation for the first advertising content being... Agent:

20110055022 - Media content distribution systems and methods: An exemplary method includes receiving end-user-provided media content with a first media content distribution platform subsystem, distributing the end-user-provided media content with the first media content distribution platform subsystem, receiving end-user-provided ratings of the distributed end-user-provided media content with the first media content distribution platform subsystem, selecting, by a platform... Agent:

20110055023 - Above the fold: A computer-implementable method for determining an advertisement position is provided. The method includes receiving, at a server, a user request, via a computer client, for displaying a webpage in a window of a browser of the client computer, where the webpage includes at least one ad. Further, the method includes... Agent:

20110055024 - Method for loading advertisement in electronic map: The present invention relates to a method for loading advertisement in electronic map, which comprises the following steps: opening the electronic map in the Geographic Information System (GIS); identifying a plurality of advertising areas on different display scales; numbering each identified advertising area; recording the attributes of each advertising area,... Agent:

20110055025 - Component-based network-delivered advertising: A single advertisement presented within a web page can be comprised of individual components: “ad beans”. Each ad bean can be directed to a single task and multiple ad beans can be combined within an advertising structure to provide a nearly limitless set of combinations and associated functionality. An advertising... Agent:

20110055026 - Method of collecting data using an embedded media player page: A method of collecting data in connection with the retrieval of a media file includes the steps of transmitting to a media device (110) an embedded media player page for playing the media file and transmitting a media file identification message to a log server (104). The media file identification... Agent:

20110055027 - Cooking assistance terminal, wearable cooking assitance terminal and method: A cooking assistance terminal includes a display unit and an acceptance unit. The display unit displays a list of ordered items included in order information from a customer. The acceptance unit accepts a selection command to select an ordered item with cooking completed, from the ordered items displayed in the... Agent:

20110055028 - Article sales data processing apparatus and control method for the same: According to one embodiment, an article sales data processing apparatus includes a storage unit, a selection acceptance unit, a confirmation unit, and a payment processing unit. The storage unit stores, for each article sold, sales data and information indicating a payment method prohibited for that article, of plural payment methods.... Agent:

20110055030 - Point of sale system for communicating marketing messages based on a sales transaction: A method, POS system, and computer program product is provided for integrating a POS system with social networking platforms. A Point Of Sale (POS) system obtains sales information associated with a sales transaction. After acquiring a customer's authorization to use his/her e-mail address information, the POS system reconciles the sales... Agent:

20110055029 - Point of sale system for reconciling point of sale and financial information: A Point Of Sale (POS) system is presented that can consolidate and reconcile sales information from various POS terminals with financial information from one or more financial systems, including bank-related systems and credit-related systems. In some instances, the POS system enables a user to access, from a POS connected server,... Agent:

20110055031 - Registration terminal, settlement terminal, transaction content changing method, and commodity sales processing apparatus: According to one embodiment, a registration terminal includes: a connecting unit connected to a settlement terminal, the settlement terminal being configured to store sales data indicating transaction content of a transaction for purchase of a commodity transmitted from the outside and execute processing concerning settlement of the transaction on the... Agent:

20110055032 - Integrated point of sale (pos) terminal: The integrated point of sale (POS) terminal includes: a calculating device; and a monitor, an input device and an output device respectively electrically connected to the calculating device. An input data is inputted into the calculating device via the input device and displays on the monitor, and then the output... Agent:

20110055033 - Payment workflow extensibility for point-of-sale applications: Architecture that employs a software development kit and an add-in model to collect payment data and communicate with payment processors in a point-of-sale (POS) application to meet new requirements in new markets. Data gathered from an add-in and from the POS application can be combined and then communicated to the... Agent:

20110055035 - Method and system for integrated professional continuing education related services: The present invention provides a computer-implemented integrated professional services research, resource, and education delivery and management system. The invention integrates the professional services delivery aspect with the professional education, training and requirements aspect associated with professional services firms and concerns. The invention provides electronic filing and reporting of requirements related... Agent:

20110055036 - Methods and systems for managing electricity delivery and commerce: Methods and systems of managing electric energy delivery and/or commerce. One of the methods comprises providing a plurality of power sell offers of a plurality of first consumers each connected to an electric grid, providing a power purchase offer of a second consumer connected to the electric grid, selecting at... Agent:

20110055034 - Methods and systems for pricing software infrastructure for a cloud computing environment: A software provider system can provide and price software infrastructure for a cloud to a cloud provider based on expected utilization and actual utilization of the cloud. The software provider system can provide the software infrastructure of the cloud and technical support for the software infrastructure under a varying price... Agent:

20110055038 - Mobile device communication system: A method and system to conduct financial transactions over a communication network is provided. A purchase request is received via a communication network, the purchase request associated with a mobile airtime account of a user. A purchase amount and a merchant account are identified based on the purchase request. A... Agent:

20110055037 - Stored energy and charging appliance: A charging system detachably drawing from a power source comprising: (a) an electrical output configuration; (b) an electrical input configuration; and (c) an energy store configuration; and methods of provisioning the energy store, the charging system, and electric vehicle charger devices.... Agent:

20110055039 - Bidder identity encryption for enabling an audit trail: A computer network implemented public auction preserves audit trail data in a remotely secured storage site which may be accessed by subscribing auction participants in the event auction fraud or collusion is suspected. To insure the authenticity of the stored data and to verify the identities participating in the auction... Agent:

20110055040 - Listing recommendation in a network-based commerce system: According to one aspect of the invention, there is provided a method to facilitate generating listing recommendations to a user of a network-based commerce system. In one embodiment, the method includes identifying a term associated with a user interaction in a network-based commerce system. The method further includes generating a... Agent:

20110055041 - System and method for managing workforce transitions between public and private sector employment: A method includes configuring a labor pool, the labor pool including a plurality of human resources in a first workforce sector. In addition, the method includes configuring a plurality of business entities operating in a second workforce sector that is distinct from the first workforce sector. The configuration of a... Agent:

20110055042 - System for procuring business in an e-commerce environment: A system, method and computer program product are provided for e-commerce. In use, a plurality of suppliers are registered. In addition, goods-related information from customers is received, where the goods-related information is associated with goods. Access to the goods-related information by the suppliers is allowed utilizing a network. Further, offers... Agent:

20110055047 - Integrated identity and financial fraud protection and proxy services delivery system and method: A system and method providing a collection of associated servers in a data center connected to the Internet. The servers, each being related to a service, deliver a client to a user, encapsulating the related services to common standard Internet browser software. The system and method provide a window to... Agent:

20110055046 - System and method for remote acquisition and delivery of goods: A system and method for remote acquisition and delivery of goods includes a server in communication with customer computers, such as through a user interface via the internet. The server can store customer information including billing information, and may include a real-time video processor. A mobile delivery system in communication... Agent:

20110055043 - method and a system for generating a custom itinerary according to user specifications: An automated method for operating a bimodal itinerary creation and management system. The method includes specifying by a user of his travel preferences and telling the system to plan and calculate an itinerary, calculating by the system of an itinerary meeting said user's travel preferences and presenting said itinerary to... Agent:

20110055045 - Method and system of displaying, managing and selling images in an event photography environment: An image display system is provided that allows event organizers to sell images of the event to interested parties. The interested parties would have access to the images and allow them to copy and manipulate the same. In addition, customers would have the ability to order image related products containing... Agent:

20110055044 - Recipe engine system and method: Disclosed is a system and method for providing electronic meal information to a user. At least one database stores recipe information, recipe attribute information process information and time information for recipes. A web site linked to the Internet includes a prompt for a user to submit at least one characteristic... Agent:

20110055048 - Book purchasing system with filters and continuous loop execution: A book purchasing system allows a book buyer to log onto the system via a Web interface and purchase books from one or more book-selling venues. The buyer enters information on the books he wants to purchase and criteria relating to the purchases. The system searches the venues for listings... Agent:

20110055051 - Communication device and cover unit for covering communication terminal: According to one embodiment, a communication device of a certain embodiment includes a communication terminal including a first component having a display section provided on a front surface, a second component having an operation button unit provided on a front surface, and a coupling section configured to openably and closably... Agent:

20110055049 - Method and system for creating an augmented reality experience in connection with a stored value token: A method and system for creating an augmented reality experience in connection with a stored value token comprises augmented reality software which can be loaded on a general purpose computer. This augmented reality software can be downloaded from an external source, such as the Internet. The augmented reality software may... Agent:

20110055050 - Method of and system for collecting product and related information via a network and placing this information in a persistent data store for later distribution to resellers over a network: Disclosed is a system and method that collects information from suppliers/distributors into a relational database on one or more servers and delivers that information to resellers/distributors. The present invention resides upon one or more computer servers hosting a web server for user interface and/or an application server for business logic... Agent:

20110055052 - System for selectively supplying inventory to a customer: The invention relates to a method and system for selectively providing inventory to an online retailer including an inventory database, a customer database, a computer in communication with the inventory database and customer database, software executing on the computer for retrieving inventory data from the inventory database, software executing on... Agent:

20110055053 - Computerized method of identifying best fitting footwear: A method of identifying footwear which best fits a customer's feet, includes the steps of digitizing the feet of a customer needing footwear with a 3D foot scanner and generating a numerical 3D model of the customer's feet, comparing, with a computer-based matching engine, the information of the 3D feet... Agent:

20110055054 - Method for online selection of items and an online shopping system using the same: A method for facilitating an online selection of an item by a user is described. The item is selected out of a plurality of selection items of different sizes, the selection being based on a reference item located remotely from the plurality of selection items. The method is performed on... Agent:

20110055059 - Computer-implemented method and system of tracking and automatically making payments for recyclable items deposited at reverse vending machines: A method and system are provided for automatically making payments for recyclable items deposited at reverse vending machines. The method includes the steps of: (a) creating a user recycling record accessible by a server computer system for each of a plurality of users and associating each user's record with a... Agent:

20110055058 - Contact alert system and method: Embodiments of the present invention are directed to a system and method for receiving transaction data for a transaction, accessing a database comprising alert preference data, generating a contact alert message using the transaction data and alert preference data using a notification server coupled to the database wherein the contact... Agent:

20110055055 - General ledger chart of accounts combination editing request response: A web-service for validating or invalidating accounts from a general ledger (GL) chart of accounts is described. Upon a request from an application for whether an account value corresponding to a department and a product is valid, the service indicates whether the combination of account value/department/product is valid for the... Agent:

20110055057 - Return payment card process: A payment card returned as undeliverable is processed with a card administration system that responds to the return of the payment card by setting a “returned” indicator in a data record of a cardholder to whom the payment card was intended for delivery, and otherwise maintains the cardholder's account without... Agent:

20110055056 - Systems, processes and methods of financing entertainment projects and products thereby: Systems, processes and methods of financing an entertainment project such as a feature film comprising the public offering for sale of a limited-life vehicle such as shares of common stock in a corporation whose primary asset is the project such that buyers (investors) become beneficial owners of the entertainment project,... Agent:

20110055060 - Voluntary benefits outsourcing systems and methods: Voluntary benefits outsourcing systems and methods may be used to provide voluntary benefits to employees. An employee may choose to select any number of voluntary benefits from a menu of voluntary benefits available to that employee through the voluntary benefits system. Available voluntary benefits may include, but are not limited... Agent:

20110055062 - Activity scheduling and clearinghouse system: A method and system for managing activity registrations using an activity clearinghouse system includes receiving requests from a plurality of activity providers to create activity records in the activity database, where each activity record including a plurality of activity parameters. The method also includes receiving system a request from a... Agent:

20110055061 - Method and system for retaining customers with interrupted payment streams: A method and system for retaining customers with interrupted payment streams includes identifying an at-risk-for-lapse customer based on at least one failed billing attempt. The at-risk-for-lapse customer by use of at least one communication channel. A billing information database is updated with updated billing information provided by the at-risk-for-lapse customer... Agent:

20110055063 - Method, centralized control device, and system for charging service: In a service charging method, a centralized control point in Service Oriented Architecture (SOA) receives a service request from a service consumer. The centralized control point invokes a requested service for the service consumer according to the service request. The centralized control point generates a Call Detail Record according to... Agent:

20110055065 - Method for decision making using artificial intelligence: A method of decision making using artificial intelligence that: receives data associated with a user regarding the situation of the user; identifies action options that the user might pursue; computes normalized scores for each of the action options based on the eligibility and likely outcome of the user pursuing the... Agent:

20110055064 - Methods and systems for assisting financial services firms and their representatives: Methods and systems are provided for assisting financial services firms and their representatives in efficiently managing their businesses, and in developing and maintaining strong customer service and loyalty. An integrated, preferably web based browser operated system is provided that uses one or more central databases to store customer, account, accounting,... Agent:

20110055066 - System and method for enabling financial planning: A system and method for financial planning are provided. The system includes a financial planning engine, storage, a client database, and a set of pre-defined components. The financial planning engine generates financial plans. The client database is maintained in the storage and stores client data. The client data includes personal... Agent:

20110055111 - Hedging agreement roll-overs: Systems, methods, and articles for managing hedging agreement roll overs in forward securities transactions are provided. In an embodiment, a forward securities transaction business object records data relating to a hedging agreement as well as any subsequent roll over data. In an embodiment, the original hedging agreement data and the... Agent:

20110055114 - Method and system for electronically processing mortgage-backed securities: A mortgage-backed securities (MBS) processing system including a processor, a database and a computer-readable memory. The database is configured to store data pertaining to multiple mortgage-backed securities, each mortgage-backed security associated with at least one loan. The computer-readable memory includes computer-readable instructions. When the computer-readable instructions are executed on the... Agent:

20110055113 - Method and system for managing spread orders: A system and method of executing a spread order trade is provided. The system and method of the present invention provide a profit and loss neutral model configured to dynamically and iteratively rebalance the trades associated with a spread order based on changing market conditions. According to an embodiment of... Agent:

20110055110 - Online calculators for offering financial products and services: A system and method for receiving a user's financial information, calculating average corresponding financial information for a group of comparative individuals, displaying a customized virtual financial calculator, receiving data input by the user in the displayed customized virtual calculator, and offering a financial product or service calculated to be most... Agent:

20110055112 - Structured futures products: Systems and methods for creating and trading structured futures and various vehicles to allow nearly equivalent financial instruments to be created and traded on exchanges are described, including computer systems and computer implemented methods that allow the creation and trading of structured futures and related financial instruments. Computer systems and... Agent:

20110055115 - Roth-aware financial advisory platform: A financial advisory platform that includes Roth contribution support is provided. According to one embodiment, trade-offs between a current retirement savings strategy and an alternative retirement savings strategy are presented to an end user. Information is received regarding the alternative retirement savings strategy, which includes information regarding a target proportion... Agent:

20110055069 - System and method for determining implied market information: Implied prices and their quantities are computed. Markets are characterized by exhaustively computing one or more combinations of other related markets. Each combination when summed in a particular way results in the market under consideration. In a described embodiment, the number of market combinations found is an exhaustive list of... Agent:

20110055068 - System and method for managing initial or variation margin via custody: In various embodiments, a computerized system and method manages custody and mitigates counterparty credit risk exposure associated with a trade of a financial instrument. A custodian computer system is established that receives an initial margin payment from a pledgor and electronically posts the initial margin payment in a custody account... Agent:

20110055070 - System and method for spectrum managment: Transferring spectrum use rights may include ascertaining information regarding available spectrum for use in wireless communications. A request for spectrum use from a spectrum user system may be matched with available spectrum. A spectrum certificate may be issued to the spectrum user system, where the spectrum certificate contains at least... Agent:

20110055067 - Utilizing a trigger order with multiple counterparties in implied market trading: An electronic trading system utilizes a Match Engine that receives orders, stores them internally, calculates tradeable combinations and advertises the availability of real and implied orders in the form of market data. Calculating tradeable combinations or cycles for certain strategies becomes complex. Strategies that utilize legs having different volume ratios... Agent:

20110055072 - Event processing for detection of suspicious financial activity: Event processing for detection of suspicious financial activity is disclosed. Financial events can be detected by receiving data from a plurality of detection channels. Events are consolidated or otherwise grouped based on common relationship factors, such as related accounts, related parties or the like. Factual data associated with the events,... Agent:

20110055073 - System and method for implementing a consolidated application process: A system and method for dynamically creating and presenting a network based application for any number of a plurality of products. The method and system upon receiving a request to apply for one or more of a plurality of products, dynamically creates an application pages that includes fields to input... Agent:

20110055071 - System for determining and calculating ineligible collateral: Aspects of this disclosure relate to a computer for determining and calculating ineligible collateral which includes a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for determining and calculating ineligible collateral, by receiving data relating to assets or collateral of a... Agent:

20110055078 - Online fraud prevention using genetic algorithm solution: Online fraud prevention including receiving a rules set to detect fraud, mapping the rules set to a data set, mapping success data to members of the rules set, filtering the members of the rules set, and ordering members of the data set by giving priority to those members of the... Agent:

20110055077 - Portable consumer device with funds transfer processing: A portable consumer device with funds transfer processing systems and methods are disclosed. A sending entity may initiate a money transfer from one portable consumer device, such as a credit or debit card, to another portable consumer device through a money transfer system. A sending entity may initiate a payment... Agent:

20110055076 - Response to alert message: One embodiment of the invention is directed to a system comprising a server computer, a database coupled to the server, and a notification device in operative communication with the server. The server comprises a processor and a computer readable medium coupled to the processor. The computer readable medium comprises computer... Agent:

20110055075 - System, method and apparatus for search code information retrieval: An information retrieval system using a search code is provided. Embodiments of the present invention may include a processor component configured to perform the operations of a system application, the system application configured to generate one or more data records, the system application further configured to generate multiple search codes... Agent:

20110055074 - Visualization for payment card transaction fraud analysis: A computer-implemented method and system for visualizing card transaction fraud analysis is presented. Transaction data and account data related to one or more payment card accounts is stored in a database. The transaction data includes a fraud score. A computer processor generates one or more of a plurality of visualizations... Agent:

20110055079 - Real time accounts payable web service: A web service facilitates real time payment of suppliers' invoices with accounts issued by issuers to account holders. A payment request received by the web service from a client, identifying a credit limit for one commercial account in a pool thereof, is sent from the web service to the issuer... Agent:

20110055080 - System, program product, and method for debit card and checking account autodraw: A consumer is prequalified for a line of credit attached to a checking account by a lending institution computer responsive to consumer underwriting data. The lending institution computer makes available draws to the line of credit line in an authorization stream for a proposed payment from the checking account. When... Agent:

20110055082 - Method and system for distributing and activating a non-personalized purchase card: The system includes a first and second computer systems and a purchase card associated with a major credit card organization. The card does not include information about any prospective card holder and is provided with a card number so that when activated, has an initial monetary value. The first computer... Agent:

20110055081 - System and method for providing alternate funding source for portable consumer device: A system, apparatus, and method for providing a mechanism for loading a prepaid card, such as a payroll card, with funds from a source other than the employer of the cardholder. The invention permits a cardholder to request that their employer provided payroll card (or other form of prepaid card)... Agent:

20110055083 - System and method of funds transfer using a secure financial account: A system and method of transferring funds from a depositor (payer) to a recipient (payee) comprises at least one account issuer issuing a deposit account located at a first financial institution and a withdraw account located at a second financial institution. A first reserve account is established at the first... Agent:

20110055084 - Techniques for remote controlled physical transactions with dynamic key generation and authentication: Techniques for remote controlled physical transactions with dynamic key generation and authentication are provided. A portable device is accessed remotely and separately from an Automated Teller Machine (ATM). The portable device is used to authenticate and initiate a cash transaction. The portable device is supplied a dynamically generated key and... Agent:

20110055085 - Systems and methods for processing benefits: Systems and methods for processing, for example, childcare benefits include: issuing a benefit card to a childcare customer; receiving a start time for childcare service at a childcare provider, the start time recorded by using the benefit card at a terminal located at the childcare provider at the start of... Agent:

20110055086 - Secure circuit board assembly: A secure circuit board assembly is provided. The secure circuit board assembly comprises: a control board including a cryptographic processor; a spacer portion mounted on the control board; and a lid mounted on the spacer portion. The control board, the spacer portion, and the lid collectively provide a secure enclosed... Agent:

20110055087 - Determining cost and processing of sensed data: Methods, systems and apparatus for determining a proposed cost for use of sensor resources and selecting a method of processing of sensed data are presented. Such a method includes the steps of: predicting a state of an environment, obtaining at least one criterion related to the use of the sensor... Agent:

20110055088 - System and method for use of function-based mechatronic objects: A system, method, and computer readable medium. A method includes receiving a selection of a function-based mechatronic object, the function-based mechatronic object including a plurality of linked requirements and functional information. The method includes instantiating the function-based mechatronic object as a product-specific mechatronic object and evaluating a plurality of linked... Agent:

20110055089 - Computer readable medium and work state determination device: A computer readable medium storing a program causing a computer to execute a process for determining execution states of plural works which are performed in order, the process includes: inputting written information of a paper document, the written information being written by an operator of at least one of the... Agent:

20110055090 - Digital rights content services architecture: A selection of a digital content item is received from a client over a network. A license agreement associated with the selected digital content item is identified based on a content ID of the digital content item, where the license agreement is identified by a license ID. The license agreement... Agent:

20110055091 - Methods for the transformation of real estate data to produce usable data: Real estate data and municipal codes and zoning rules are transformed and translated into useable data for non-land use experts. Rating systems for zoning desirability and zoning flexibility are presented with user driven weight and priority systems. Disperse data sets related to real estate are marshaled into a coherent database... Agent:

20110055092 - Electronic systems and methods for aggregating and distributing environmental credits: An electronic system for offering and allocating environmental offset credits by a service provider comprises an environmental credit management server in communication with the service provider and adapted to manage a consumer's selection and allocation of environmental offset credits. The system includes, in one embodiment, a database management server in... Agent:

20110055093 - System and method for performing environmental, health, and safety regulation compliance assessments, recordkeeping, and reporting from data-driven engineering drawings: A system and method for performing environmental, health, and safety regulation compliance assessments, recordkeeping, and reporting from “data-driven” engineering drawings (i.e., intelligent P&ID/PFD systems). EH&S regulations include but are not limited to USEPA Clean Air Act regulations, such as Leak Detection and Repair (LDAR), Benzene Waste Operations NESHAP (BWON), and... Agent:

20110055096 - Personalized plan development based on identification of one or more relevant reported aspects: A computationally implemented method includes, but is not limited to: identifying one or more relevant reported aspects associated with one or more source users that are relevant to achieving one or more target outcomes, the identifying of the one or more relevant reported aspects being based, at least in part,... Agent:

20110055094 - Personalized plan development based on outcome identification: A computationally implemented method includes, but is not limited to: receiving a request for one or more personalized plans designed to facilitate an end user to achieve one or more target outcomes when one or more emulatable aspects indicated by the one or more personalized plans are emulated, the request... Agent:

20110055095 - Personalized plan development based on outcome identification: A computationally implemented method includes, but is not limited to: receiving a request for one or more personalized plans designed to facilitate an end user to achieve one or more target outcomes when one or more emulatable aspects indicated by the one or more personalized plans are emulated, the request... Agent:

20110055097 - Template development based on sensor originated reported aspects: A computationally implemented method includes, but is not limited to: providing one or more reported aspects associated with one or more source users that were originally reported by one or more sensors; and developing one or more templates designed to facilitate one or more end users to achieve one or... Agent:

20110055098 - Automated employment information exchange and method for employment compatibility verification: A computer implemented system is provided to manage the exchange of information about people seeking employment with suitable job opportunities through the use of linguistic technologies. The system is particularly useful for job hiring environments which require an exchange between companies looking to hire employees and individuals seeking employment. The... Agent:

20110055099 - Automated systems and methods for matching healthcare professionals with healthcare organizations on a temporary basis: Automated web-based systems and methods for matching healthcare professionals with healthcare organizations on a temporary basis are disclosed. The systems and methods of the present invention utilize a secure online portal to facilitate communication between healthcare organizations and locum tenens recruitment agencies. The present invention automates and manages all aspects... Agent:

20110055100 - Method and system for integrated professional continuing education related services: Systems and techniques are disclosed that provide a comprehensive and integrated professional education and training platform, especially in the areas of tax, financial auditing and reporting, and planning and risk assessment. The systems and techniques allow an administrator to identify a subset of learning courses from a set of available... Agent:

20110055101 - System for providing an interactive career management tool: A system is described for providing an interactive career management tool. The system may include a memory, an interface, and a processor. The memory may store job levels and career option descriptions associated with business function and job identifiers. Each job level may be associated with experience and expectation descriptions.... Agent:

20110055102 - Systems and methods for virtual inventory management: Disclosed is an integrated global shipment system that provides end-to-end visibility of the movement of a package. The integrated global shipment system employs a shipment consolidating application for integrating one or more freight tracking systems with one or more end-delivery systems. As a result, shippers are provided with complete visibility... Agent:

20110055103 - System for inventory management: The present invention relates to a system for detecting and communicating the position of a pusher assembly on a shelf. In an embodiment, a system includes a control module, a pusher assembly, and a laser scanner. The laser scanner is configured to transmit a swept beam to a mirrored reflective... Agent:

20110055104 - Systems and methods for detecting unfair manipulations of on-line reputation systems: A method is disclosed for detecting unfair ratings in rating data over a period of time in connection with an on-line rating system. The method includes the steps of: detecting changes in an arrival rate of ratings in the rating data over the period of time and providing arrival rate... Agent:

20110055106 - Industry standards modeling systems and methods: A method of developing a repeatable customer-specific software solution model includes creating a single industry standard model around an industry standard; creating a single industry software solution model from the industry standard model; and creating at least one customer-specific software solution model from the industry software solution model. The step... Agent:

20110055107 - Industry standards modeling systems and methods: A method of developing a repeatable customer-specific software solution model includes creating a single industry standard model around an industry standard; creating a single industry software solution model from the industry standard model; and creating at least one customer-specific software solution model from the industry software solution model. The step... Agent:

20110055105 - Personalized plan development based on identification of one or more relevant reported aspects: A computationally implemented method includes, but is not limited to: identifying one or more relevant reported aspects associated with one or more source users that are relevant to achieving one or more target outcomes, the identifying of the one or more relevant reported aspects being based, at least in part,... Agent:

20110055108 - Refining processes using virtual-worlds to capture process data and replaying for analysis and review: A method for using virtual worlds to model and refine business processes is disclosed herein. In one embodiment, such a method may include providing a virtual-world work environment corresponding to a real-world work environment. The method may further include enabling multiple users to log into the virtual-world work environment and... Agent:

20110055109 - System and method for employing the use of neural networks for the purpose of real-time business intelligence and automation control: A system and integration infrastructure to provide a distributed matrix or neural network of connected real-time decision support modules designed to perform business intelligence evaluations in real time. The system and integration infrastructure provide a network of intelligence superimposed upon any company's existing IT data centers, and cloud computing connections.... Agent:

20110055116 - Operationalizing a power usage monitoring system: A monitoring system capable of being operationalized. Power consumption is electrical devices is monitored by the use of new and innovative consumption power monitoring device in accordance with the present invention. Power consumption information is collected by an intelligent power hub that is communicatively coupled to a remote server that... Agent:

20110055119 - Assessing and managing operational risk in organizational operations: Methods and systems for automated assessment of the operational risk for an organization based on sampling the operations of the organization. These approaches can be used for automated comparison of the operational risk of two or more organizational operations.... Agent:

20110055117 - Method for optimizing business success using a performance culture maturity model: A method improves the success of a business or other organization by objectively evaluating its culture and implementing strategies for improvement thereof. Evaluation can be by an organization member or an outside consultant. The evaluation is according to four progressively desirable achievement levels applicable to each of six categories of... Agent:

20110055118 - Services portal: An apparatus for monitoring performance of an industrial process includes a service portal for collecting, transmitting and analyzing parameter data from process field devices that includes a network connection that connects to a process control system of the industrial process, a remote collector that collects parameter data from process field... Agent: