Data processing: financial, business practice, management, or cost/price determination inventions 10/09

20090248434 - Analyzing transactional data: A system and method for measuring or at least detecting the effect of at least implicit communication on transactions within a social group, optionally such as consumer purchases for example. The group may optionally comprise a social network, a pair, 3 or more individuals and so forth. By “implicit communication”... Agent: Dr. D. Graeser Ltd.

20090248432 - Heuristic matching method for use in financial systems: A heuristic method is described for use with a financial system, wherein the method receives a newly added research item, extracts a text-based index from the newly added research item, applying a plurality of heuristics to said extracted text-based index, matches results of heuristics application with each of the following... Agent: Gauthier & Connors, LLP

20090248427 - Initiative designer: A method, system and a computer program product for an interactive smart game plan for one or more growth initiatives having an initiative designer for designing, creating, launching and tracking growth initiatives are provided. The initiative designer of the method, system and computer program can have an electronic component configured... Agent: Hershkovitz & Associates, Llc

20090248431 - Managing consistent interfaces for automatic identification label business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248429 - Managing consistent interfaces for sales price business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248430 - Managing consistent interfaces for supply network business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248426 - Meeting management software that distinguishes staff from other meeting invitees and permits staff based programmatic actions: A staff's element of a user interface for editing or adding meeting software objects can be identified. The staff's element can be one of a many different interface elements. Other ones of the interface elements can accept input that define participants of a meeting who are not considered staff. Input... Agent: Patents On Demand, P.a. - Ibm Cam

20090248428 - Method and system for determining software license compliance: According to one embodiment, a method for determining license compliance includes receiving data regarding a plurality of licenses, including at least first and second licenses. The first license has a corresponding first license count that applies to a first software product. The second license has a corresponding second license count... Agent: Baker Botts L.l.p.

20090248433 - Method for automatically linking a data element to existing research: Business research items are maintained for a subscriber, wherein the business items are any of the following: company information, contact information, ideas, themes, or notes. When the user creates a new item for business research, the input is parsed to match the parsed user input to indexed research to identify... Agent: Gauthier & Connors, LLP

20090248435 - Method for locating just in time mobile services: The current invention is based, at least in part, on the recognition that there is a problem of missed commercial opportunities when a commercial vendor is a mobile provider of goods or services. A need exists for facilitating communication between a mobile provider of goods or services and a potential... Agent: At & T Legal Department - Ws Attn: Patent Docketing

20090248436 - Virtual social group management system, virtual social group management method, and computer program: An SNS system is provided with: a user information storage unit that stores the type of relationship for each second user who has a relationship with a first user; and a screen display control unit that causes information on each second user to be displayed in a terminal apparatus of... Agent: Staas & Halsey LLP

20090248438 - Characterizing relationships among procedures using similarity metrics: Data is received that characterizes a plurality of procedures for a single event. Thereafter, one or more dynamically determined groups are associated with the plurality of procedures, the dynamically determined groups being generated from similarity metrics derived from a plurality of historical procedures for a plurality of historical events. A... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090248439 - Controlling and optimizing patient pathways within and across health care facilities: t

20090248440 - Ensuring referential integrity of medical image data: A method, a system and a computer program product are disclosed for providing information concerning scheduled procedure steps and/or information concerning performed procedure steps within a taskflow which includes a plurality of tasks for processing medical image data. Each taskflow is associated with a taskflow specific context folder. In at... Agent: Harness, Dickey & Pierce, P.L.C

20090248441 - Medical report system, medical report viewer, medical report program, and method of editing and displaying medical report: A report editor screen of a medical report system is provided with a plurality of entry areas for entering a plurality of findings. Every entry area is provided with check boxes for inputting a command to link the entered finding with an inspection purpose. When the inspection purpose is selected... Agent: Sughrue Mion, Pllc

20090248437 - Systems and methods utilizing nfc technology to implement an on-demand portable medical record: In certain embodiments, an on-demand portable medical record system using near field communication includes a near field communication (NFC) storage device adapted to retrieve patient medical data for storage on the NFC storage device and a NFC retrieval device adapted to engage in near field communication with the NFC storage... Agent: Hanley, Flight & Zimmerman, Llc

20090248449 - Care plan oversight billing system: A system for billing Care Plan Oversight services including storing patient data in a databases; accumulating time for Care Plan Oversight services provided to individual patients in the patient databases; and periodically calculating a total accumulated time for Care Plan Oversight services provided to each patient in a predetermined time... Agent: Young Basile

20090248448 - Clinical network for dermal treatments: A method and a system for sharing analysis of dermal treatment result, the method comprising: defining treatment data comprising at least two of: a dermal characteristic of a patient, a dermal treatment parameter, and a dermal treatment result; collecting the treatment data at the treatment device and communicating the treatment... Agent: Daniel J Swirsky

20090248450 - Integrated biosensor and simulation system for diagnosis and therapy: BioMEMS/NEMS appliance biologically monitors an individual, using biosensors to detect cellular components. Data is simulated or analyzed using systems-biology software, which provides diagnostic or therapeutic guidance.... Agent: Fernandez & Associates LLP

20090248446 - Medical information card: A device for storing, transporting and maintaining a user's medical history and condition. The device comprises a flash drive which is preprogrammed with a form ready to be filled out, edited or appended with all of the user's medical information. The form is in OMNIFORM® mailable filler format commonly used... Agent: David W. Carrithers Carrithers Law Office, Pllc

20090248445 - Patient database: The system provides a patient-oriented healthcare website, where patients can a) securely post-visit review their medical record, (using a password and not any name information whatsoever), including their symptoms and the doctor-prescribed treatment plan; b) an easy on-line feedback system (were you satisfied with your treatment? Did you get better... Agent: Dla Piper Us LLP

20090248444 - Patient intake system: The system provides a system for a patient to enter historical and/or current information into a data entry device. The system includes intelligent routing so that the patient is guided to meaningful question paths based on answers to prior questions. The system includes graphical and audio capabilities to help the... Agent: Dla Piper Us LLP

20090248442 - Processing of clinical data for validation of selected clinical procedures: A processing system and/or method for determining a validation status of an examination request for a patient, the examination request having content including a plurality of examination data defining a clinical condition of the patient. The system and/or method can include a receipt module or similar functionality for receiving the... Agent: Occhiuti Rohlicek & Tsao, LLP

20090248447 - Report generation support system: A report generation support system has a storage that previously stores body-area information identifying various areas of a human body, and a display that displays a report generation screen, a medical image, and the body-area information. This report generation support system records a string into a radiology report in response... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.c.

20090248443 - User interface for generating and managing medical documentation sets: Methods, computer storage media, systems and user interfaces for generating and/or managing medical documentation sets are provided. Medical documentation sets are generated by replicating a predetermined medical template. After the predetermined medical template is replicated, the medical label associated with the medical documentation set may be modified so that the... Agent: Shook, Hardy & Bacon L.l.p. Intellectual Property Department

20090248452 - Method and apparatus for controlling insurance business processes: A computer-based insurance billing system for use in controlling insurance business processes is provided. As used herein the insurance business processes may include delinquency, invoicing, accruing earned commissions, paying commissions, distributing received payments, and disbursing owed amount, to note a few. At a user interface, the end user is provided... Agent: Fitch Even Tabin & Flannery

20090248453 - Method and apparatus to facilitate determining insurance policy element availability: A computing platform (201) of choice can be configured and arranged to access (102 and 103) a first memory (202) that stores attributes which specifically characterize a particular candidate insurance entity and a second memory (203) that stores mappings which relate insurance policy element availability for a plurality of insurance... Agent: Fitch Even Tabin & Flannery

20090248451 - Method, system and media for specified expense coverage life insurance policies: A method and system provides a life insurance policy for an insured party to a policy owner for the benefit of a beneficiary, where the life insurance policy covers recurring expenses. The method and system includes generating a recurring expense life insurance policy for the policy owner for the benefit... Agent: Ostrow Kaufman & Frankl LLP Susan Formicola

20090248454 - System and method for increasing capacity in an insurance system: The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system.... Agent: Ropes & Gray LLP

20090248455 - Systems and methods for providing enhanced employee benefits: The present inventions provide improved funding and administrative arrangements that allow an employer to provide enhanced benefits to certain employees. In general, the arrangement includes means by which the cost of certain insurance, such as life insurance, is reduced through the use of a trust and financing contract. Proceeds from... Agent: Mcdermott Will & Emery LLP

20090248458 - Method and system to enable a user of a mobile communication device to use a flight pass: A method for enabling a user of a mobile communication device to use a flight pass that is associated with a bank of air travel credit applicable to book flights. The method comprises: transmitting data conveying information regarding the flight pass to be presented to the user via a graphical... Agent: Townsend And Townsend And Crew, LLP

20090248456 - Notifications and reports in a reservation system: Computer-implemented methods and systems can provide notifications and reports over a network about lodging associated with an event.... Agent: Cooley Godward Kronish LLP Attn: Patent Group

20090248457 - System and method for providing travel schedule of contacts: One embodiment provides a method, that may be implemented on a system, for providing the travel schedule of traveler's contacts. One embodiment of the method comprises receiving a travel itinerary for a traveler; identifying at least one travel segment option corresponding to the travel itinerary of the traveler; identifying from... Agent: Greenberg Traurig, LLP (sv) Ip Docketing

20090248461 - Apparatus and methods for decomposing service processes and for identifying alternate service elements in service provider environments: Methods, apparatus and computer program products decompose a service process into service process operations; filter the service operations based on at least one pre-determined criterion; identify at least one different service process operation to be used to replace an existing service process operation; and replace the existing service process operation... Agent: Harrington & Smith, Pc

20090248465 - Assessment of risk associated with doing business with a party: There is provided a method that includes (a) determining a first risk score that characterizes a first party, based on a presented characteristic of the first party, (b) associating the first party with a second party, based on the first risk score, (c) determining a second risk score that characterizes... Agent: Ohlandt, Greeley, Ruggiero & Perle, LLP

20090248467 - Expense tracking, electronic ordering, invoice presentment, and payment system and method: Systems and methods are described for electronic invoice presentment and payment processing. Requestors may place an order to purchase goods or services from one or more vendors. Invoice processing includes approval routing and dispute resolution.... Agent: Arent Fox LLP

20090248466 - Initiative analyzer: Methods, systems and computer program products are provided for electronically determining the financial potential for a user for one or more initiatives to display a list of one or more initiatives for one or more prospects and financial potential for the one or more initiatives of each prospect. The methods,... Agent: Hershkovitz & Associates, Llc

20090248459 - Integrated maintenance and materials services for fleet aircraft using aircraft data to improve quality of materials: Turnkey maintenance of a customer's aircraft fleet is managed by a single management service provider (MSP) controlling integrated maintenance and materials services from a central operations site. The MSP converts data received directly from on-board aircraft systems into information it uses to manage maintenance service providers and parts suppliers. The... Agent: Tung & Associates / Randy W. Tung, Esq.

20090248460 - Interactive smart game plan: A method, system and a computer program product for an interactive smart game plan for one or more growth initiatives are provided. The method, system and computer program product include an electronic mail component configured to interact with one or more salespersons by sending one or more personalized electronic mails... Agent: Hershkovitz & Associates, Llc

20090248468 - Invention review board system and method: A method of reviewing inventions using a review board made up of two or more members to determine a final disposition for the invention such as retaining the invention as a trade secret or filing a patent application for the invention. The review is conducted so that no unacceptable comments... Agent: Downs Rachlin Martin Pllc

20090248463 - Managing consistent interfaces for trading business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248462 - Method, apparatus and computer program product for capturing knowledge during an issue resolution process: A method, apparatus and computer program product are provided for capturing knowledge during an issue resolution process. The method, apparatus and computer program product facilitate the recording and subsequent location of knowledge such that the knowledge captured during this issue resolution process can be leveraged during subsequent issue resolution processes.... Agent: Alston & Bird, LLP

20090248464 - Method, system and apparatus for managing context: A method, system and apparatus of managing context is provided. A current context is determined. It is determined if a context object associated with the current context exists in a shared memory and, if not, the context object is created in the shared memory. Data associated with the current context... Agent: Mitel Networks Corporation Michelle Whittington, Esq.

20090248472 - Dealer contact management software and system: A computer implemented method for monitoring a sales life cycle of a customer includes capturing primary customer information from a customer identification source (CIS), inputting secondary customer information, storing the information to generate a customer profile and automatically printing the customer profile. The method may also include communicating a message... Agent: Brooks Kushman P.c.

20090248478 - Frequency-aware spot selection for content campaigns: A computer-implemented method including receiving advertising campaign characteristics with a minimum frequency target for an advertising campaign; selecting, based on the received advertising campaign characteristics, a station having one or more advertising spots available; determining, based on the one or more advertising spots, whether the minimum frequency target is attainable... Agent: Fish & Richardson P.c.

20090248473 - Managing consistent interfaces for business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248474 - Meeting planning assistance via network messages: The present invention provides a computer implemented method and apparatus to invite people by an email system to meetings or events through a scheduling server of a data processing machine. The scheduling server receives a plurality of invitees, where each invitee's vote has weight in the probability of scheduling a... Agent: Ibm Corp. (aus/rcr) C/o The Rolnik Law Firm, P.c.

20090248469 - Method and system of integrated mine planning: A system and method for facilitating integrated mine planning in a mining operation. The system has a data module to store data objects. The system also has a management module in communication with the data module and the management module is configured with at least one workflow having a series... Agent: Workman Nydegger 1000 Eagle Gate Tower

20090248471 - Method of block booking: A method and computer program product for monitoring a performance schedule for one or more of at least one artist and at least one venue. At least one of a performance geographic region of interest and a date range of interest may be defined. At least a second venue may... Agent: Holland & Knight LLP

20090248476 - Method, system and apparatus for controlling an application: A method, system and apparatus of controlling at least one application on an electronic device. Interfacing occurs between a context object and the at least one application. Context data is retrieved from the context object. At least one of the following further occurs: the context object is updated with new... Agent: Mitel Networks Corporation Michelle Whittington, Esq.

20090248475 - Open mobile business supporting system and method: An open mobile business supporting method and system are disclosed for effectively supporting various business models desired by a contents/service provider by providing single interface that can integrally use various resources of a mobile communication system. Low-level functions, which can be grouped as a unit function and performed in a... Agent: Knobbe Martens Olson & Bear LLP

20090248477 - Primary products production system and method: A primary product production system and a method of supplying raw material for the production. The raw material is provided in a manner, inter-alia, that is an improvement in the delivery and/or selection of supplied materials used. In a particular form, the product results from metal making and/or the coal... Agent: Winstead Pc

20090248479 - Sales force automation system and method: A sales force automation system and method of facilitating a sales process which integrates computerized intelligent automated salesperson support for multiple phases of the sales process. Various subsystems may be provided to facilitate the sales process which may include pre-sales lead generation, maximize time spent with the customer, effectively manage... Agent: Hershkovitz & Associates, Llc

20090248470 - System and method for measuring performance of a carrier network: System and methods for determining time-for-delivery for a mail piece based on the origin and destination of the mail piece are provided. A mail processing system is utilized by recipients of mail pieces to scan each incoming mail piece. The mail processing system extracts information from the mail piece that... Agent: Pitney Bowes Inc.

20090248480 - Controlled synchronization between a group calendar and individual work calendars: Controlled synchronization between one type of calendar and another type of calendar is provided. A family's calendar maintained and stored with a Web-based calendar service server is synchronized with a work calendar(s) of one (or more) of the family's members and vice versa. A user is allowed to define rules... Agent: Townsend And Townsend And Crew, LLP

20090248481 - System and method for collecting revenue: A system comprises an expected bad debt generator for generating probabilities of bad debt based on payer, types of services and or products rendered, and account information; a contract modeling engine for generating contractual adjustment factors based on contracts between payer and service providers, a gross net conversion generator for... Agent: Sheppard, Mullin, Richter & Hampton LLP

20090248482 - Workflow management system: A network clearinghouse may be provided that brings together organizations (subjects) requiring outsourcing of a service and service providers (operators). The clearinghouse manages the bidding and awarding of contracts, by collecting and authorizing requests for proposals (RFPs), sending bid invitations to operators that meet the requirements of the subject, sending... Agent: Banner & Witcoff, Ltd.

20090248484 - Automatic customization and rendering of ads based on detected features in a web page: Media and system are provided for customizing ads for delivery based on features in a web page. Text in a web page is evaluated to determine the sentiment of the web page. The sentiment can be based on the overall web page or on individual blocks of text within the... Agent: Shook, Hardy & Bacon L.l.p. (c/o Microsoft Corporation)

20090248485 - Communications propensity index: A method of analyzing the effectiveness of marketing activities involves taking a series of surveys that incorporate such factors as the purchase process cycle stages, organization size, respondent job responsibilities, the products offered, and brands involved. The data from the marketing surveys is compiled. A user enters a specific query... Agent: Zarian Midgley & Johnson Pllc

20090248492 - Internet lead manager and optimizer: A method of customer sales management over a computer network includes receiving customer sales management cadence data and communication tool data. The method includes receiving a sales lead identifier based on one or more tracked activities occurring over a computer network which identifies a priority associated with a sales lead.... Agent: Brooks Kushman P.c.

20090248487 - Managing consistent interfaces for service part business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248483 - Methods and systems for dynamically generating coupons associated with presentation instruments: This disclosure describes, generally, methods and systems for dynamically generating coupons. The method may include associating a coupon value with a manufacturer's offer onto a presentation instrument. The presentation instrument may include a barcode to store terms of the manufacturer's offer and a storage device to store coupon value information.... Agent: Townsend And Townsend And Crew, LLP

20090248488 - Risk assessment forecasting in a supply chain: A supply chain forecasting system enabling integrated risk assessment and forecasting of the impact of events on a supply chain comprising a processor adapted to receive, process and output data for a forecast, and a user interface adapted to enable a user to input parameters to facilitate processing of a... Agent: Nixon & Vanderhye, Pc

20090248498 - System and method for attracting, surveying, and marketing to consumers: One method of the present invention includes displaying an interactive map to a consumer and recording interactions with the consumer, recording the interactions, analyzing the recordings, and acting on the analysis. The interactive map is provided at a tourist attraction or other location, and includes maps, images, cameras, and other... Agent: Black Lowe & Graham, Pllc

20090248496 - System and method for automating market analysis from anonymous behavior profiles: A system and method is disclosed for profiling subjects and objects based on subjects' responses to various objects for purposes of determining and presenting the objects most likely to generate the most likely response from each visitor. Object ratings, such as aesthetic response, preference, interest, or relevancy, are explicitly submitted... Agent: Richard D. Clarke Law Office Of Richard D. Clarke

20090248494 - System and method for collecting and targeting visitor behavior: A system and method is disclosed for collecting website visitor activity for profiling visitor interests and dynamically modifying the content of the website to better match the visitor's profile. The visitor activity data is collected directly from the visitor's client browser or from the website's own web log information. The... Agent: Richard D. Clarke Law Office Of Richard D. Clarke

20090248495 - System and method for combining and optimizing business strategies: A system and method is disclosed for tracking subject behavior and making object recommendations to drive the subject to a desired outcome. The system consists of several components: a data collection module that captures subject behavior and provides behavioral context for the recommendations; a profiling module that extracts characteristics of... Agent: Richard D. Clarke Law Office Of Richard D. Clarke

20090248497 - System and method for quantifying and detecting non-normative behavior: A system and method is disclosed for monitoring human interactions, including transactions and communications, profiling the subject and objects in those interactions, and comparing subject profiles to profiles of subjects with known characteristics to determine whether the test subject is normal or abnormal subjects. The behavior data can be collected... Agent: Richard D. Clarke Law Office Of Richard D. Clarke

20090248491 - System and method for ranking participating venues in a network according to advertisers needs for targeted advertising: The present invention relates to an improved advertising network and system, which relates to interconnecting a plurality of venues through a network, each venue having at least one display panel or display screen for displaying advertisements and marketing materials to a plurality of people at these venues. The venues in... Agent: Flynn Thiel Boutell & Tanis, P.c.

20090248490 - System and method of competitive business analysis: A system and method are provided for performing competitive business and/or financial analyses. The systems accept input concerning a specific business such as the industries and geographical markets in which the business operates. Based on the type of report selected, the system retrieves business and financial data concerning the industries... Agent: Sheppard, Mullin, Richter & Hampton LLP

20090248489 - System and method of market research business analysis: A system and method are provided for performing competitive business and/or financial analyses. The systems accept input concerning a specific business such as the industries and geographical markets in which the business operates. Based on the type of report selected, the system retrieves business and financial data concerning the industries... Agent: Sheppard, Mullin, Richter & Hampton LLP

20090248486 - System for suggesting categories of mobile keywords to revenue generators: A system is described for suggesting categories of mobile keywords to revenue generators. The system may include a processor, a memory and an interface being operatively connected. The memory may store categories associated with mobile carriers, keywords, and advertisements. The interface may communicate with revenue generators and users. The processor... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090248493 - Systems for rewarding influences: The present disclosure relates generally to systems for rewarding influencers in a Web 2.0 environment. More specifically, in some implementations, a system is configured to assess an influence of an electronically-accessed content on an involvement between an accessor and a third party, and may also be configured to facilitate a... Agent: Constellation Law Group, Pllc

20090248499 - Monitoring cleaning of surfaces: A method for monitoring cleaning of a surface includes applying an amount of transparent indicator material to an area of a surface and measuring the amount of transparent indicator material remaining on the surface. The transparent indicator material may be fixed on the surface by drying and, when a fluorescent... Agent: Sunstein Kann Murphy & Timbers LLP

20090248500 - Apparatus and method for supporting and shielding a wireless device: A receptacle for supporting a transponder on a support structure includes a housing having a first housing portion securable to the transponder and a second housing portion securable to the support structure. The first housing portion is pivotally secured to the second housing portion. The first housing portion and second... Agent: Hoffmann & Baron, LLP

20090248511 - Advertisements on demand: A method and system for providing advertisements on demand on a search results webpage includes receiving an ad preference for an advertisement through an user interface. The ad preference defines rendering option desired by an advertiser for the advertisement. A user preference for viewing an advertisement on the search results... Agent: Martine Penilla & Gencarella, LLP

20090248513 - Allocation of presentation positions: Co-performance measurements can be determined for a plurality of content items, each co-performance measurement being associated with a corresponding content item and each co-performance measurement being a measure of the effect of the corresponding content item on the performance of one or more other content items that are presented with... Agent: Fish & Richardson P.c.

20090248501 - Calculation method of sales allowance and computer readable recording medium thereof: Disclosed are calculation method of sales allowance and computer readable recording medium thereof that are capable of calculating allowance to be paid to respective members corresponding to each node online in a commodity or service sales method. The method comprises the steps of computing a rate of a ranking of... Agent: Hamre, Schumann, Mueller & Larson, P.c.

20090248508 - Computer system and method for billing for advertisement based upon time-in-view: An application for a computer system for providing content and advertising to users includes a server computer, a user computer, one or more sources of content and one or more sources of advertisements. Software running on the server computer retrieves content based upon requests from the user computer from the... Agent: Larson And Larson

20090248509 - Computer system and method for billing for advertisement based upon user activity while displayed: An application for a method of providing content and advertising to users includes accepting a request for desired content from a user and retrieving the desired content from a source of content at the server computer system. An advertisement is selected at the server computer system and the desired content... Agent: Larson And Larson

20090248507 - Computer system and method for presenting advertisement based upon time and/or location: An application for a computer system that provides content and advertising to users includes a server computer, a user computer, one or more sources of content and one or more sources of advertisements. Software running on the server computer accesses content from the one or more sources of content based... Agent: Larson And Larson

20090248502 - Computing a time-dependent variability value: A system that facilitates computation of a time-dependent variability value is described herein. The system includes a receiver component that receives a plurality of items, wherein each item has a timestamp corresponding thereto. The system further includes a value generator component that outputs a time-dependent variability value for an item... Agent: Microsoft Corporation

20090248510 - Information retrieval using dynamic guided navigation: An apparatus and method for providing relevant search result and query terms are disclosed herein. Natural language processing of the documents and previous search session history are used to dynamically determine document relevance, queries relevant to search categories prior to start of a search session, and query to query correlations.... Agent: Yahoo C/o Mofo Palo Alto

20090248520 - Internet advertisement method and system for distributing commercial sample through membership-based off-line shop based on authentication key issued to target customer on-line: An Internet advertisement method and system that issues an authentication key for enabling selected target customers to receive a commercial sample at a membership-based offline store by performing an advertisement in the form of a banner on a web page of an online market, such as an Internet shopping mall,... Agent: Warn, Hoffmann, Miller & Lalone, .p.c

20090248521 - Managing accounts such as advertising accounts: A method includes: creating a plurality of advertising accounts associated with an advertiser, each of the advertising accounts including multiple fields defining specifics of performing advertising on behalf of the advertiser and being individually accessible to the advertiser through a login procedure; grouping the plurality of advertising accounts in an... Agent: Fish & Richardson P.c.

20090248504 - Mechanism for aggregating consumer reward data: A method of aggregating consumer reward data. The consumer reward data is generated from a consumer visiting a website. The method includes receiving a request from a consumer to maintain consumer reward data in a data warehouse. Web reward token information is received from a website operator following a visit... Agent: James M. Stover Teradata Corporation

20090248506 - Merchant funded rewards network implementing cardholder loyalty rebate program: A system and method for implementing a program such as a loyalty program. An account (e.g., card) system includes a plurality of participating account holders (e.g., cardholders) of an issuer, a plurality of non-participating account holders (e.g., cardholders) of the issuer and of other issuers, a plurality of non-preferred merchants... Agent: Senniger Powers LLP

20090248522 - Method and device for advertisement lease-purchase and switching mechanism of advertisement network: A method for advertisement lease-purchase and switching mechanism of advertisement network is provided. The method includes the steps of: users applying for memberships and/or logging in a bidding system; bidding in accordance with a selected area, time slot, or page; after winning a bid, uploading an advertisement file to an... Agent: Lin & Associates Intellectual Property, Inc.

20090248516 - Method for annotating web content in real-time: A computer-related method is presented for annotating web content in real-time via a client interface, the method including selecting at least one portion of a requested and/or displayed web page. The computer-related method further includes creating and embedding at least one annotation, in real-time at the selected portion of the... Agent: Malloy & Malloy, P.a.

20090248515 - Remote control device to display advertisements: Techniques to display advertisements on a remote control device are described. In an implementation, a remote control device includes a display device and one or more modules. The one or more modules are configured to initiate one or more control functions related to control of an output of content by... Agent: Microsoft Corporation

20090248519 - Rewarding internet service, advertisement, and usage method: A rewarding Internet service, advertisement, and usage method is presented, which method in a main preferred embodiment comprises establishing a reward program by an issuer of credit/debit card, providing credit/debit card reward units to a member of the reward program, if the member is a user of at least one... Agent: Aleksandr Smushkovich

20090248518 - Sales support apparatus, computer-readable recording medium having recorded therein sales support program, and sales support method: A sales support apparatus including a customer information storage unit that stores the credit information of each customer is provided. The sales support apparatus includes a transaction history storage unit that stores the history of past transactions with the customer. The transaction condition storage unit stores the transaction conditions corresponding... Agent: Staas & Halsey LLP

20090248514 - System and method for detecting the sensitivity of web page content for serving advertisements in online advertising: An improved system and method for detecting the sensitivity of web page content for serving advertisements in online advertising is provided. A web page sensitivity classifier may be provided for identifying the sensitivity of the content of a web page to an advertisement. The web page sensitivity classifier may use... Agent: Law Office Of Robert Bolan

20090248523 - System and method for generating automated self-optimizing targeted e-mails: A system and method is disclosed for generating targeted e-mails based on individual subject behavior and interests, as determined by an application's website browsing behavior, online and offline purchases, ratings, and other implicit and explicit indications of subject preferences and interests. The subject's behavior data is collected directly from the... Agent: Richard D. Clarke Law Office Of Richard D. Clarke

20090248512 - System and method for incorporating targeted content in a document: The subject application is directed to a system and method for selective incorporation of targeted content in remotely rendered documents. An electronic document is first received from an owner. Layout data corresponding to the size and/or position available for placement of secondary content in connection with a rendering of the... Agent: Tucker Ellis & West LLP

20090248517 - Systems and methods for distributed commerce platform technology: The present invention provides methods and systems to facilitate distributed commerce. A distributed commerce system comprises a module for communicating an advertisement, price information, or viewer information and using the information to calculate a price based on the number of viewers. In another embodiment, a system is provided for valuating... Agent: Bryan Cave LLP

20090248503 - Systems, methods and computer products for a personal portable advertising and messaging agent: Transmitting targeted advertisements over a communications network to consumers using a plurality of programmable transmitting and receiving devices is accomplished by initiating the programmable transmitting and receiving devices and prompting an advertisement content user to provide and populate the memory of the programmable transmitting and receiving devices with categories, parameters,... Agent: Cantor Colburn LLP - Ibm Austin

20090248505 - User-controlled profile for customized advertisements: Systems and methods for providing a user with customized advertisements in response to a user indication of a desire to receive the customized advertisements. The user, by opting in and creating a user-controlled profile, indicates a desire to receive targeted and highly relevant advertisements that correspond to the user-specific information... Agent: Shook, Hardy & Bacon L.l.p. (c/o Microsoft Corporation)

20090248524 - Systems, methods and apparatus for the display of advertisements in a software application: Systems, methods and apparatus facilitating the display of advertisements in a software application in general, but more particularly in a computer program permitting people to write, edit or view digital documents, hereafter referred to as “Document Templates Software”. Advertisements shown to users can be targeted based on user profile and... Agent: Biztree Inc

20090248526 - Method and portable apparatus for settling transaction: A method and portable apparatus for settling a transaction are provided, in which the portable apparatus may be used as a card substitute payment device for settling a transaction. Information to conduct a settlement may be stored in the portable apparatus. The portable apparatus may be, for example, a portable... Agent: Mcneely Bodendorf LLP

20090248527 - System and method for facillitating transactions in a distribution network: A system and method for facilitating transactions in a distribution network. An analysis tool may be accessed through a computer network by consumers, producers and/or distribution intermediaries. In response to an inquiry, the analysis tool may present a solution sets may to a consumer, producer, and/or distribution intermediary for optimizing... Agent: Grossman, Tucker, Perreault & Pfleger, Pllc

20090248525 - Spread active media platform: Embodiments of the present invention provide a spread active media platform for distributing event-based information in a web-based communication environment. In one embodiment, a system and method for providing event-based services includes storing event information from a merchant, receiving event preference information from registered user. The event preference information may... Agent: Townsend And Townsend And Crew, LLP

20090248528 - System and method for online marketing, sales and advertising: A system for providing relevant information to a recipient of a facsimile contained in an e-mail in a FTM environment, which system includes receiving a facsimile from a sender, and digitizing said facsimile, processing the facsimile by optical character recognition (OCR) or similar software, analyzing the OCR'd facsimile content for... Agent: Hahn And Moodley, LLP

20090248529 - System and method for providing value added services via wireless access points: A method for providing value added services to a user terminal by an access point in a wireless network is provided. The method comprises intercepting a request initiated by a user terminal for accessing information. The method further comprises determining if the request is a local search request. If the... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20090248530 - Pos register, cooking instruction method, cooking instruction program and program recording medium: A POS register 1 is provided with a product master setting table 121 and a fire button 161. All menus are registered as products in the product master setting table 121 together with a hold number for each menu of a course menu. When the fire button 161 is pushed... Agent: Nec Corporation Of America

20090248531 - Automatic payment calculator unit for purchasing goods: The present invention relates to an automatic payment calculator unit, which enables a purchaser in a large shop to calculate a price of articles and pay for the price in person so that the shop may be operated without an accounting clerk.... Agent: Robert E. Bushnell & Law Firm

20090248532 - Commodity sales data processor, receipt system, and screen display method for commodity sales data processor: A commodity sales data processor which acquires commodity information corresponding to a commodity code entered through a commodity code input part from a commodity data file and calculates an amount of payment based on a unit price included in the commodity information. It generates receipt data as receipt information including... Agent: Turocy & Watson, LLP

20090248537 - Commercial transaction facilitation system: To facilitate the processing of commercial transactions, the system may be utilized to collect and store data related to product information, buyer information and seller information. A system is provided that collects and stores data from different sources (individual or company) and associates all or part of the data collected... Agent: The Eclipse Group LLP

20090248535 - Device, system, and method of collaborative distribution of digital merchandise: Device, system, and method of collaborative distribution of digital merchandise. For example, an apparatus for collaborative distribution of Digital Merchandise Items (DMIs) includes: a first computing device having an agent module to receive a command of a first user to purchase a DMI from a second user, to provide information... Agent: Ibm Corporation, T.j. Watson Research Center

20090248540 - Electronic retail order communication: Multiple users are provided the ability to add or modify items in an open order created by an originating user on an electronic retail system. The originating user has the ability to verify and authorize a final purchase order that is submitted to the retail system. The originating user forwards... Agent: Pearne & Gordon LLP

20090248538 - Facilitated mobile transactions: A stand-in payment and transaction facilitator system is provided. A merchant registers their details with a transaction facilitator and is assigned a merchant identifier. When a mobile user transacts with the merchant, the merchant identifier is communicated to the user's mobile device. At the payment step, the transaction facilitator uses... Agent: Lumen Patent Firm

20090248541 - Method, apparatus and article of manufacture for determining the end to a silent auction using a tiered strategy: Methods, apparatuses and article of manufactures of an electronic auction system that receives at least one bid to purchase an item that is available for auction during a period of time. The period of time comprises a plurality of time increments. The system also uses a computing device to determine... Agent: Dean P. Alderucci

20090248539 - Photograph printing system: When a newly received printed photograph and an undelivered order exist in relation to an identical user, a delivery device is controlled such that the newly received printed photograph is delivered at the same time as a printed photograph relating to the undelivered order.... Agent: Jordan And Hamburg LLP

20090248534 - System and method for offering an auction bundle in an online advertising auction: An improved system and method for offering an auction bundle in an online advertising auction is provided. A pricing engine may determine a price of an auction bundle that may include a bid for an input of a search engine such as a keyword, an output of search engine such... Agent: Law Office Of Robert Bolan

20090248533 - Systems and methods for conducting transactions: Methods and systems for conducting a transaction which relate to receiving a transaction request from a transaction object containing a region identifier and a mobile device identifier. A short code is identified in a short code database based on the region identifier. A confirmation request message is transmitted to a... Agent: Hamre, Schumann, Mueller & Larson, P.c.

20090248536 - Twenty first century digital network: A consumer driven internet technology based digital commercial network defined by specific licensing agreements between the network's manufacturers of hardware, the network's writer of operating system, the network's information carriers, and the network's administrator. The specific licensing agreements are writ and contracted to by the entities for the purpose and... Agent: Daniel M. Rosenblum

20090248546 - Marketing system and method: A method for marketing products, by selecting a product having a product identifier from a catalog, entering the product identifier into an online computer system, and using the online computer system to generate a customized sales sheet. The catalog may be in an abbreviated format to reduce the size and/or... Agent: Hodgson Russ LLP The Guaranty Building

20090248545 - Related parts identification and sales tool: A method of identifying related parts is disclosed. The method includes receiving a selection of a product, receiving a selection of at least one part of a product, and identifying at least one related part structurally associated with the selected at least one part. The method further includes generating a... Agent: Caterpillar/finnegan, Henderson, L.l.p.

20090248544 - Reverse product purchase in a virtual environment: A reverse purchase system allows purchasing an item on a website and receiving a virtual version of that item substantially immediately. Subsequent to receiving that virtual version, the user later receives the real version either in the mail or through redemption of a coupon.... Agent: Pearne & Gordon LLP

20090248543 - System and method for message-based purchasing: Various embodiments of a system and method for message-based purchasing are described. The system and method for message-based purchasing may include a message-based purchase service configured to determine that a selection has been performed through a network-based interface. Such selection may be indicative of one or more items offered for... Agent: Meyertons, Hood, Kivlin, Kowert, Goetzel/symantec

20090248542 - Systems and methods for facilitating creative content discovery, sale and investment: In one aspect, the present invention relates to a web site which addresses the above difficulties and others by providing site where an author may upload creative works for sale at a price set by the author. The website allows users to purchase and rate the works, creating an environment... Agent: Choate, Hall & Stewart LLP

20090248547 - Managing consistent interfaces for retail business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248548 - Method for location based inventory lookup: A method is provided which enables a user of a mobile communications device to identify a local vendor of a product or service of interest to the user. In accordance with the method, input is received from the user regarding a product or service of interest to the user. The... Agent: John A. Fortkort Fortkort & Houston P.c.

20090248549 - Maintaining a running list of packed travel articles: A system and method for maintaining a running list of a plurality of travel articles that are packed in one or more travel containers. A transponder having a unique locator tag is disposed on each travel article that is packed. A current packing distribution list is stored in memory and... Agent: Dillon & Yudell LLP

20090248550 - System and method of determining the quality of enhanced transaction data: A system is provided for determining the quality of merchant supplied enhanced data related to financial transactions performed by holders of financial presentation devices such as credit cards. The system includes a memory storing a plurality of enhanced transaction data (ETD) records and quality check criteria for determining the quality... Agent: Afs/ Visa

20090248553 - Method for recording employee records: The present invention is directed to one or more time and attendance systems specifically designed for use in the gaming (gambling) and hospitality (hotels and restaurants) industries, but may additionally be utilized advantageously in a wide range of other fields or industries. The disclosed time and attendance system can be... Agent: Silversky Group Llc

20090248552 - Real-time time and attendance system: The present invention is directed to one or more time and attendance systems specifically designed for use in the gaming (gambling) and hospitality (hotels and restaurants) industries, but may additionally be utilized advantageously in a wide range of other fields or industries. The disclosed time and attendance system can be... Agent: Silversky Group Llc

20090248551 - Time and attendance system: The present invention is directed to one or more time and attendance systems specifically designed for use in the gaming (gambling) and hospitality (hotels and restaurants) industries, but may additionally be utilized advantageously in a wide range of other fields or industries. The disclosed time and attendance system can be... Agent: Silversky Group Llc

20090248554 - Systems and methods for cash based accounting in a general ledger: Systems and methods are disclosed for facilitating cash based accounting. In one exemplary embodiment, there is provided a method that includes, for example, providing a cash ledger. The cash ledger may contain at least one line item and a clearing account. The method may include posting a payment, which contains... Agent: Sap / Finnegan, Henderson LLP

20090248556 - Delivery system: A delivery system has a plurality of delivering devices, each of which includes a storage unit having a plurality of storage spaces for storing therein recording media according to the unit of customer's order and a delivering controlling unit operable to obtain ID information associated with the recording medium, thereby... Agent: Fulbright & Jaworski, LLP

20090248555 - System and method for third party payment processing of credit cards: A system and method for enabling a debtor to charge a payment to a credit card when a creditor does not accept credit card payments is provided. The system comprises a customer interface, an approval engine, a scheduling engine, a service fee engine and schedule, a currency engine and schedule,... Agent: Morrison & Foerster LLP

20090248559 - Assessment of risk associated with doing business with a party: There is provided a method that includes (a) determining a first risk score that characterizes a party, based on an activity that involves the party, and (b) determining a second risk score that characterizes the party, based on a presented characteristic of the party, if the first risk score exceeds... Agent: Ohlandt, Greeley, Ruggiero & Perle, LLP

20090248560 - Assessment of risk associated with doing business with a party: There is provided a method and a system for determining a level of risk associated with doing business with a party. The method includes (a) determining a first risk score that characterizes the party, based on a presented characteristic of the party, (b) determining a second risk score that characterizes... Agent: Ohlandt, Greeley, Ruggiero & Perle, LLP

20090248561 - Exchange traded asset based security: This invention provides a security and an index that may be based on any asset or derivative asset or a combination of these including but not limited to a commodity, a debt issuance, a currency, an equity or a basket or an index of any of these that has a... Agent: Connolly Bove Lodge & Hutz LLP

20090248558 - Managing consistent interfaces for business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248557 - Method for aggregating and analyzing consumer business data: A method and system of aggregating consumer business data such as transactions between a consumer and a pluralityy of vendors. The method includes receiving a request from a consumer to maintain consumer business data in a data warehouse. An electronic receipt is received from a vendor following conclusion of a... Agent: James M. Stover Teradata Corporation

20090248562 - Withdrawal processing apparatus and withdrawal processing method: A withdrawal processing apparatus is arranged with a storage unit for storing deposit balances of respective yen account and foreign currency account; an acquiring unit for acquiring withdrawal request information including a withdrawal amount for every currency; a withdrawal judgment unit for judging, for every currency, whether or not the... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20090248588 - Scanning based spreads using a hedge ratio non-linear optimization model: The disclosed embodiments utilize hedge ratios to determine the optimal hedge ratio and associated scanning spread. This tells traders what ratios of the quantities of products they should have in their portfolio in order to maintain the status of the portfolios as delta neutral, i.e. be delta hedged, and receive... Agent: Brinks Hofer Gilson & Lione / Cme

20090248589 - Systems and methods for real-time, dynamic multi-dimensional constraint analysis of portfolios of financial instruments: An automated method of managing or constructing a portfolio comprising at least one financial instrument defining portfolio attributes, the method using a system comprising a processor, a display and an input device. The method comprises defining at least one objective representing a desired state for the portfolio attributes and defining... Agent: Townsend And Townsend And Crew, LLP

20090248563 - Method and apparatus for on-line auctions: An on-line (Internet or web-based) auction intended for selling real property and other unique items has several features and advantages adopted for such transactions. In one version, a descending price auction is used with the price descending at time intervals in unpredictable increments; the first bidder acquires the property. An... Agent: Morrison & Foerster LLP

20090248564 - Settlement pricing for centrally cleared swaps: Methods are provided to determine a settlement price for an over-the-counter exchange traded financial instrument. The method includes receiving swap curves from a plurality of market makers and identifying missing data points in the curves. A repair mode may be determined for curves identified as missing data. The curves may... Agent: Banner & Witcoff, Ltd., Attorneys For Client No. 006119

20090248566 - Spread matrix dartboard system and method for placing trade orders on an electronic exchange: Provided is a system and method for placing trade orders on an electronic exchange using a client terminal. The client terminal includes a user input device and a display device. The method includes displaying a spread matrix on a trading screen of the display device, the spread matrix displaying at... Agent: Daniel Brajkovic Rts Realtime Systems

20090248565 - Systems and methods for creating and pricing search advertising derivatives: Systems and methods for producing, valuing, and trading derivatives of advertisement inventory are described. The derivative instruments allow buyers and sellers of advertisement inventory to transact a right or obligation to purchase and receive advertisement inventory at a specified price as well as reselling and trading this right or obligation... Agent: Choate, Hall & Stewart LLP

20090248567 - Consumer behaviors at lender level: The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based... Agent: Snell & Wilmer L.l.p. (amex)

20090248568 - Consumer behaviors at lender level: The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based... Agent: Snell & Wilmer L.l.p. (amex)

20090248569 - Consumer behaviors at lender level: The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based... Agent: Snell & Wilmer L.l.p. (amex)

20090248570 - Consumer behaviors at lender level: The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based... Agent: Snell & Wilmer L.l.p. (amex)

20090248571 - Consumer behaviors at lender level: The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based... Agent: Snell & Wilmer L.l.p. (amex)

20090248572 - Consumer behaviors at lender level: The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based... Agent: Snell & Wilmer L.l.p. (amex)

20090248573 - Consumer behaviors at lender level: The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based... Agent: Snell & Wilmer L.l.p. (amex)

20090248574 - Peer-to-peer currency exchange and associated systems and methods: Peer-to-peer currency exchanges and associated systems and methods are disclosed herein. In one embodiment, a computer-implemented method of facilitating a currency exchange transaction between multiple users of a peer-to-peer currency exchange system can include receiving user instructions at the currency exchange system for a currency exchange transaction. The method can... Agent: Perkins Coie LLP Patent-sea

20090248577 - Automatic payment and/or registration of traffic related fees: The present invention relates to a method for automatic payment of traffic related fees, such as parking fees and road taxes, for a vehicle, the method comprising the steps of determining the position of the vehicle to be parked, said determining of the position of the vehicle applying information from... Agent: Harness, Dickey & Pierce, P.L.C

20090248575 - Automatic subscription to pay content: A system to autonomously authorize billing for a subscription plan for a user using data including available subscription services, a user profile, and a user supplied criteria for subscription service selection such as a spending limit related to the available subscription services. In one embodiment, the present invention may rate... Agent: Philips Intellectual Property & Standards

20090248576 - Variable rates for third party bill payment over net (tpbp) and other services: An online system which integrates the business components of Shipping, Freight Forwarding and making available Banking credit by means of an effective bidding system on Service Charges and Interest Rates for each bill payment. The System is an advancement over the existing Banking credit line systems and enhances the business... Agent: Pearne & Gordon LLP

20090248578 - Methods and apparatus for medical device investment recovery: A method of providing a consumer or user with an investment recovery from a pay-per-use device. The investment recovery system involves a computer implemented method of determining the residual number of uses on a product, and crediting a user with the residual number. Also described are apparatus and systems for... Agent: Townsend And Townsend And Crew LLP Liposonix, Inc. (70353)

20090248581 - Display payment card with fraud and location detection: A payment card comprises a display to support card-not-present transactions where no card reader is available to automate the transaction, and an account number retrieval method for dynamic, one-time use virtual account numbers whose use can assist authorities in rapid fraud and location detection. The account number generator is able... Agent: Richard Brewster Main, Esq.

20090248579 - Method and system for accepting and processing financial transactions over a mobile computing device: A system includes a processing component; a communication interface receiving transaction data when a mobile device is coupled to the system; at least one data capture input element receiving payment data from an item external to the system and the mobile device; and a display displaying at least the transaction... Agent: Motorola, Inc.

20090248580 - Secure online banking transaction apparatus and method: A secure online banking transaction apparatus to communicate with a server over a non-secure connection is provided and includes a selector configured to allow for a selection of a mode of the apparatus, a processing unit coupled to the selector and including a secure communication unit, which is configured to... Agent: Cantor Colburn LLP-ibm Europe

20090248582 - Display payment card with fraud and location detection: The invention relates to a system, enabling subscribers of a wireless Telecom Operator to execute financial transactions with a mobile phone, or an electronic device which can be connected to the wireless communication network, wherein a subscriber has one or several Financial Transaction Accounts open and managed by the Telecom... Agent: Buchanan, Ingersoll & Rooney Pc

20090248583 - Device, system, and method for secure online transactions: A device, system, and method for providing an Internet webpage using a primary operating system for conducting an online transaction and for providing an interface associated with the Internet webpage using a secondary operating system. The data entered by a user into the interface may be inaccessible to the primary... Agent: Pearl Cohen Zedek Latzer, LLP

20090248584 - System and method for facilitating payment to a party not having an account that can be used to hold a monetary value equivalent: A system for facilitating payment to a party not having an account that can be used to hold a monetary value equivalent, including: a payments facilitator; and at least one account established by the payments facilitator operable to hold a monetary value equivalent on trust for its customers. When a... Agent: Intellectual Property Law Group LLP

20090248586 - Managing consistent interfaces for business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.c.

20090248585 - Online fixed-position advertisement reservation at fixed price and duration: A method for reservation of sponsored search listing positions, including extending an offer to advertisers to purchase a fixed sponsored search listing position on a search results web page affiliated with a keyword, wherein a location of the fixed position is guaranteed to the advertisers for a fixed fee over... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090248587 - Selectively negotiated ridershare system comprising riders, drivers, and vehicles: A ridesharing system and method involving selected negotiated participation of riders and ride providers. The ridesharing system in a specific implementation involves a computer-implemented capability for computational matching of potential participants in a ridesharing arrangement, wherein such system is adapted for prioritized ranking of target ridesharing attributes by such potential... Agent: Intellectual Property / Technology Law

20090248590 - Method and device for franking mail: A method for franking mail, whereby a franking mark is generated in a franking unit, transmitted to an operating unit, connected to the franking unit, and printed out in a printing unit. A user interface is provided at the operating unit by the franking unit, and the printing out of... Agent: Marshall, Gerstein & Borun LLP

20090248591 - Global investment grade for natural and synthetic gems used in financial investments and commercial trading and method of creating standardized baskets of gems to be used in financial and commercial products: A process to create a fungible global standard for diamonds and gemstones. The process involves grouping diamonds in an investment standard according to their gemological, proportional, optical and light behavior characteristics. Diamonds that conform to the investment grade standard are interchangeable within a specific size range according to an equivalent... Agent: Vedder Price P.c.

20090248592 - Method of selling procedure specific allografts and associated instrumentation: A method for selling a product and all phases of service and support to a customer for optimal use of the product includes customizing a product for a surgical allograft procedure to be performed and providing the customized product and services as an integrated turnkey package to a medical provider.... Agent: Dickstein Shapiro LLP