Data processing: financial, business practice, management, or cost/price determination inventions 09/09

20090240511 - Apparatus for securely storing delivered goods, an integrated controller for use with the apparatus and a method of securely supplying goods to a customer: An apparatus, an integrated controller and a method of securely supplying goods to a customer. In one embodiment, the apparatus includes: (1) a chassis having a first compartment configured to store goods at a first temperature and a second compartment configured to store goods at a second temperature different from... Agent: Texas Instruments Incorporated

20090240510 - Balanced scorecard method for determining an impact on a business service caused by degraded operation of an it system component: A “balanced scorecard” method is disclosed for determining degrees of impact on business service elements (BSE's) caused by degradations of configuration items (CI's) in an underlying IT system. The formulas are used by an Impact Calculation Engine (ICE) of a Business Services Management (BSM) system. They provide enhanced accuracy by... Agent: Russ Weinzimmer

20090240516 - Community moderated information: According to one aspect, an approach is provided that assists in presenting the right information within the ecosystem. The approach involves associating information sources (ads, sponsored information, research requests, debate notices, seminars, education opportunities, peer generated information, etc) with a feedback mechanism. In one embodiment, the feedback mechanism includes a... Agent: Lando & Anastasi, LLP

20090240519 - Dwell-unit-management supporting system, dwell-unit-management supporting method, computer-readable recording medium, server and multiple function processing machine: As receiving information for specifying a dwell unit and a request of creating an inspection list, a dwell unit information server creates an inspection list for the dwell unit in response to the request. A multiple function processing machine prints out the inspection list, and reads the inspection list on... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20090240512 - Emergency card replacement: A method for providing a presentation instrument includes printing shipping information on a shipping indicator associated with the presentation instrument. The shipping information includes a shipping destination address and a tracking indicium. The presentation instrument and the shipping indicator are inserted into an envelope that has a first clear window... Agent: Townsend And Townsend And Crew, LLP

20090240518 - Enhanced shopping & merchandising methodology: An enhanced shopping system for facilitating grocery shopping and in-store advertising is disclosed. The system utilizes uniquely changes (1) the way grocery retail industry captures and retains customers, (2) how customers organize their shopping efforts in grocery stores, (3) the approach to advertising and reaching customers, and (4) the information... Agent: Katten Muchin Rosenman LLP (c/o Patent Administrator)

20090240515 - Integrated system and method for centralized transit information handling: A centralized information center is disclosed. The centralized information center includes a plurality of source information inputs. The centralized information center disclosed also includes a central processor configured to receive information from the source information inputs and a memory coupled to the processor. A program runs on the central processor.... Agent: Carlson, Gaskey & Olds, P.C.

20090240517 - Method and system for attribute-based evaluation of travel-related products and services: Embodiments of the present invention are directed to providing automated evaluation of travel-related products and services to consumers. The evaluations may be carried out by a travel-related-products-and-services provider, by a separate products-and-services evaluator on behalf of the vendor, or by a client-side component of an evaluation system. Travel-related products and... Agent: Olympic Patent Works PLLC

20090240513 - Optimizing cluster based cohorts to support advanced analytics: A computer implemented method, apparatus, and computer program product is provided for selecting subjects for treatment study cohorts. A set of selected dimensions for optimizing selection of subjects for a treatment cohort group and a control cohort group associated with a treatment study is identified. Attribute data associated with subjects... Agent: Duke W. Yee

20090240514 - System and method for recommending a bedding product: The present invention is directed at a system and method for recommending a bedding product for an individual. In one arrangement, a test mattress system comprises a mattress portion, a box spring portion, and fluid bladders positioned at various locations within the system. In an alternative embodiment, a method comprises... Agent: Shook, Hardy & Bacon LLP Intellectual Property Department

20090240524 - Community based managed health kiosk and remote diagnosis system: The present invention is directed to community based managed health kiosk and remote diagnosis systems, and more particularly to facilitating remote diagnosis of kiosk users by remotely located health care professionals through use of kiosk systems in combination with user-data screens that display real-time user health information and real-time user... Agent: Silversky Group LLC

20090240522 - Computer aided intake and assessment system: A patient intake and assessment system for communication with end users in a computer network is provided. The system includes a server configured to transmit instructions to a first client application to provide health assessment queries to a first end user and to receive health assessment query responses from the... Agent: Dovas Law P.C.

20090240520 - Health care system, biological information terminal: A health care system capable of altering the schedule appropriately depending on the physical condition of a user, a biological information terminal, a schedule managing method, and a schedule managing program. Physical condition information is detected or an action is instructed based on first schedule information, and based on the... Agent: Dinsmore & Shohl LLP

20090240525 - Method and apparatus for sharing medical information: An apparatus and method is provided for treating a healthcare patient. The method includes the steps of establishing a audio/visual teleconference between a processor of the patient at a first location and a processor of a physician located at a second, remote location different from the first location and displaying... Agent: Jon P. Christensen Husch Blackwell Sanders LLP

20090240523 - Optimizing pharmaceutical treatment plans across multiple dimensions: A computer implemented method for generating optimized pharmaceutical treatment plans for an individual. A set of known treatments to be used by the target individual over a future period of time is generated. An actual use of the treatments in the set of known treatments by the target individual during... Agent: Duke W. Yee

20090240521 - Remote patient support and care by relatives: A telemonitoring central server 12 supports secure data exchange between a number of users, such as a patient, family and friends, medical personnel, suppliers, and the like. A user authenticator 20 authenticates and authorizes a user to the system. Access control is driven by a number of static or dynamic... Agent: Philips Intellectual Property & Standards

20090240528 - Community based managed health kiosk and prescription dispensement system: The present invention is directed to community based managed health kiosks and prescription drug dispensing systems, and more particularly to facilitating automated drug dispensement by a kiosk system following authorization by a remotely located health care professional monitoring a patient via the kiosk system.... Agent: Silversky Group LLC

20090240527 - Community based managed health kiosk system: The present invention is directed to community based managed health kiosk systems for recording and analyzing individual user's health-related data in various locations throughout a community. The disclosed kiosk systems collect health data from a user to create and transmit a personal health record and to facilitate communication of the... Agent: Silversky Group LLC

20090240529 - Method for selecting a high risk patient for participation in a care management program for patients having poor prognoses: The method of the present invention is used to select high risk or co-morbid patients for participation in a care management program. An acuity score determines which patients are selected for care management.... Agent: Kenneth F. Pearce

20090240526 - Systems and methods for a medical device data processor: Certain embodiments of the present invention provide a medical device data processor comprising a connector component adapted to receive clinical data from a plurality of medical devices; a data processor component adapted to receive the clinical data from the connector component; and an integration component adapted to receive the processed... Agent: Mcandrews Held & Malloy, Ltd

20090240535 - Apparatuses and processes for calculating options: The present invention introduces an apparatus and process which may be implemented on a vast variety of computer systems. The apparatus and process of the present invention use a computer system to receive and store data representative of a particular asset, a type of option (call or put), requested exercise... Agent: Smith Hopen, Pa

20090240531 - Integrated processing system: According to one embodiment, an integrated processing system and method is configured to route a customer contact to a handler based at least in part on a contact type and on information identifying the customer, dynamically generate handler scripting based at least in part on the information identifying the customer,... Agent: Buckley, Maschoff & Talwalkar LLC

20090240530 - Method for selling marine cargo insurance in a network environment: A storage media and method for transacting cargo insurance business in a network environment includes the on-line automation of quoting, billing, certificate issuance, underwriting, and claims processing. Moreover, the method also includes customer qualification and support services, in addition to data collection and analysis, for management report generation.... Agent: Leydig Voit & Mayer, Ltd

20090240533 - System and method for aligning credit scores: In competitive pricing analysis, a dataset of insurance premium quotes having associated insurance rating parameters such as credit scores or tiers can be ranked by the average insurance premium for each unique value of the insurance rating parameter. The rankings establish price points that can be aligned with price point... Agent: Ian F. Burns & Associates

20090240534 - System and method for aligning territories: In competitive pricing analysis, a system and method aligns territory definitions for a plurality of insurance companies. Each territory definition may be mapped for a region and interest and then aligned to determine the uniquely aligned territories. Each uniquely aligned territory identifies only a single territory of a company's territory... Agent: Ian F. Burns & Associates

20090240532 - System and method of managing an insurance scheme: A method of managing an insurance scheme includes defining a plurality of diseases which are covered by the insurance scheme so that if an insured life contracts one of these diseases they will be paid an amount of funds from the insurer or the insurer will pay or partially pay... Agent: Paul D. Bianco Fleit Gibbons Gutman Bongini & Bianco Pl

20090240536 - System and method for selecting and reserving airline seats: The present invention relates to a system and method for selecting and reserving airline seats. The system or method receives first data representing payment information over the network from a general purpose computer. The system or method also transmits second data to an application running on the general purpose computer,... Agent: Knobbe Martens Olson & Bear LLP

20090240537 - Apparatus for designing an optical metrology system optimized for operating time budget: Provided is an apparatus for designing an optical metrology system for measuring structures on a workpiece wherein the optical metrology system is configured to achieve a time budget for completing metrology process steps. The design of the optical metrology system is optimized by using collected operating data in comparison to... Agent: Tokyo Electron U.s. Holdings, Inc.

20090240539 - Machine learning system for a task brokerage system: A machine learning system learns models to assist providers in processing documents of customers. Providers may use various productivity tools that use the learned models to assist in performing tasks on target documents of customers. The machine learning system may initially train models based on demographic information of customers and... Agent: Perkins Coie LLP/msft

20090240542 - Method and apparatus for distributing recall information throughout a supply chain: A computer system that manages compliance information between a buyer and a number of suppliers includes a database and is operable to store supplier guidelines corresponding to a product the buyer desires to purchase, store a list of approved suppliers, provide the suppliers with access to the supplier guidelines, store... Agent: Shemwell Mahamedi LLP

20090240541 - Method and apparatus for updating certificate information between buyers and suppliers: A computer system that manages compliance information between a buyer and a number of suppliers includes a database and is operable to store supplier guidelines corresponding to a product the buyer desires to purchase, store a list of approved suppliers, provide the suppliers with access to the supplier guidelines, store... Agent: Shemwell Mahamedi LLP

20090240543 - Project trouble occurrence prediction system, method and program: Based on expression patterns describing project information, a trouble occurrence probability and time are estimated by using a project trouble occurrence probability distribution in which a point where the expression pattern appears in a text of the project in formation is set as a reference, and by using statistics representing... Agent: Ibm Corporation, T.j. Watson Research Center

20090240538 - System and method for local call-based advertising: A system and method for tracking calls based on advertising. An advertisement is communicated to a user through a communications network. A determination is made that a call connection is made between the user and one or more numbers associated with the advertiser. The advertiser is billed in response to... Agent: Sonnenschein Nath & Rosenthal LLP

20090240540 - System and method of distributing audio content: Systems and methods of distributing content are provided. A particular method includes receiving data related to content to be distributed. The method also includes automatically estimating a financial return associated with an audio version of the content based at least partially on a particular text-to-speech conversion process used to generate... Agent: Toler Law Group

20090240545 - Adaptive product configuration model: The adaptive product conditioning is a computer-implemented method for identifying product configurations that can be provided to customers in reaction to supply imbalances. The methodology uses data mining techniques to collect and analyze business level meta data to coordinate supply and sales goals in terms of optimizing profits or managing... Agent: Whitham, Curtis & Christofferson & Cook, P.C.

20090240547 - Automating responses by grid providers to bid requests indicating criteria for a grid job: A method, system, and program for automating responses by grid providers to bid request indicating criteria for a grid job are provided. A bid controller grid service of a grid provider receives a job request from a client for processing a job within a grid environment of the grid provider,... Agent: Ibm Corp (end) C/o Amy J. Pattillo

20090240544 - System and method for determining order fulfillment alternative with multiple supply modes: A system and method for optimizing order fulfillment by considering multiple supply modes in one aspect, plans supply of inventory by forecasting demand, estimating accuracy of said forecasted demand, and establishing reorder point policy based at least on said accuracy of said forecasted demand and a plurality of supply transportation... Agent: Scully, Scott, Murphy & Presser, P.C.

20090240546 - Workflow management system: A disclosed workflow management system includes a skill input unit through which skill information is input; an experience value update unit updating the skill information of an executor of a task; a task information acquisition unit acquiring task information including at least a task name and detailed information; a skill... Agent: Harness, Dickey & Pierce, P.L.C

20090240550 - Methods and systems for real estate transactions: A communication hub to facilitate one or more real estate transactions is provided. The communication hub includes a memory to inventory available properties and a pool of appraisers, contracts, inspectors, and the like that may be scheduled via the communication hub to perform necessary or desired services. The communication hub... Agent: Holland & Hart, LLP

20090240552 - Network-based information technology solution development and management system and method: The invention relates to a network-based information technology solution development and management system and method. In the system and method according to an embodiment of the invention, when a customer requests the development of information technology solutions, a server computer provides information on analysts to a customer computer and allows... Agent: Lucas & Mercanti, LLP

20090240549 - Recommendation system for a task brokerage system: A recommendation system is provided that recommends tasks to be performed on electronic documents, providers for performing tasks on documents, and prices for tasks that are to be performed on the documents. In some embodiments, the recommendation system works in conjunction with a task brokerage system provided by a broker... Agent: Perkins Coie LLP/msft

20090240551 - Service alignment system and method: A method for creating and executing a service strategy using a service alignment system includes updating a skill set of a service professional available to perform service and defining a service team, wherein service professionals may be assigned to the service team. The method further includes assigning the service team... Agent: Foley & Lardner LLP

20090240554 - System and method for providing identification and location information of certain items: A system and method for recording the identification and location of items in furtherance of maintaining public works infrastructure includes a portable computing device in communication with a server unit. A user selects designated icons visually representing a variety of items needing attention by a local public works department, such... Agent: Mcnair Law Firm, P.A.

20090240548 - Systems and methods for generating a configurable workflow for application packaging jobs: A system and method for generating a configurable workflow for application packaging jobs are disclosed. A method may include receiving input from a user interface by a packaging application configured to manage an application packaging job. The method may also include creating a plurality of workflow states based on at... Agent: Baker Botts, LLP

20090240553 - Workflow management system: A workflow management system for dynamically structuring a workflow model when executing a workflow is disclosed. Task information including at least a task name and detailed information is acquired from a working task when a search request of a human resource or a task is made, skill profile information including... Agent: Harness, Dickey & Pierce, P.L.C

20090240568 - Aggregation and enrichment of behavioral profile data using a monetization platform: The present application discloses improved capabilities for aggregating user behavioral data across multiple wireless operators and delivering content to a mobile communication facility based on that aggregation, among other factors.... Agent: Strategic Patents P.C..

20090240556 - Anticipating merchandising trends from unique cohorts: A computer implemented method, apparatus, and computer-usable program product for identifying marketing trends in unique cohort groups. Information describing a plurality of unique cohort groups associated with a public environment is retrieved. Each member of a cohort group in the plurality of unique cohort groups shares at least one common... Agent: Duke W. Yee

20090240562 - Business improvement support apparatus: A business improvement support apparatus includes an achievement level calculation unit which calculates an achievement level in accordance with each of a plurality of evaluation indexes with respect to business in a predetermined period. A satisfaction level calculation unit calculates a customer satisfaction level with respect to the same evaluation... Agent: Greer, Burns & Crain

20090240572 - Business transaction reporting system: An embodiment of the present invention provides a business transaction reporting system for use in tracking revenue from entertainment commodities distributed by one or more distribution parties. The distribution of the entertainment commodities is conducted through a plurality of entities that are independent from the distribution parties. In the embodiment,... Agent: Kolisch Hartwell, P.C.

20090240559 - Competitor offering analysis for product catalogs: An automated competitor offering analysis system including a competitor offer compiler configured to retrieve at least one competitor offering from a source of competitor offerings, identify any of the competitor offerings that correspond to any offering in a set of monitored offerings, and create a set of competitor offerings including... Agent: Ibm Corporation, T.j. Watson Research Center

20090240570 - Device and method for the analysis of information concerning products or services by correlation with sets of rules: A device (D) is dedicated to the analysis of information concerning products and services. Said device (D) comprises analysis tools (MA) intended, in the event of reception of an identifier representing a product or service, to access a first set of data to identify such a product or service among... Agent: Fay Sharpe/lucent

20090240560 - Document data display process method, document data display process system and software program for document data display process: d

20090240555 - Dynamic internet shopping method and system: (57) Previous shopping sequences' (8) factors (9)—such as shopping site (10,11) or the item considered for purchase—are collected (50) and stored (52) at a shopping portal (16). When a potential customer engages (56) in a present shopping sequence (13), the factors (9) thereof are compared (58) at a facility (17)... Agent: Philips Intellectual Property & Standards

20090240563 - Economic impact analysis and supplier interface system: A method, apparatus and program product may measure the economic impact of a business venture on a targeted area. An organization's expenditure data may be automatically analyzed in conjunction with supplier survey data indicative of how the initial project budget investment is re-spent. Correspondence prompting payees to upload the survey... Agent: Douglas A. Scholer

20090240558 - Enterprise analysis aide and establishment of customized sales solution: An enterprise analysis aide is provided comprising four layers. The first layer comprises indicia of strategic considerations relevant to developing a sales strategy for the market. The second layer comprises indicia of sales channels to be used when defining an integrated resource alignment for the plurality of sales channels. The... Agent: Vedder Price PC

20090240567 - Interactive marketing system: The present invention is a system which enables a marketing team to initiate and sustain directed and interactive communication with thousands or millions of existing or prospective customers. In the preferred embodiment, a marketer accesses a database and selects a group of qualified prospects, using lifestyle dimensions and or demographic... Agent: Weingarten, Schurgin, Gagnebin & Lebovici LLP

20090240566 - Method of managing customer information: A multi-function customer satisfaction survey device, system, and method. A restaurant management system includes a plurality of electronic tip trays and a base unit. Each of the tip trays electronically obtains and stores customer contact information, customer payment information, and responses to a customer satisfaction survey. A data transceiver wirelessly... Agent: Steven W. Smith

20090240557 - Method, apparatus and computer program product for valuing a technological innovation: A method, apparatus and computer program product for valuing a technological innovation is provided which determines at least one measure of market success of an objective based upon the desirability, availability and affordability of the objective. In this regard, the measure of market success may be the salability and/or the... Agent: Alston & Bird, LLP

20090240565 - Online system and method for property rental transactions, property management, and assessing performance of landlords and tenants: An online system and method for tenants and landlords to conduct property rental transactions and property management, while simultaneously assessing the performance of landlords and tenants in an online environment.... Agent: Janine D. Geraigery, Esq. Law Offices Of J.d. Geraigery, P.C.

20090240564 - Open framework for integrating, associating, and interacting with content objects including advertisement and content personalization: Information regarding a mobile user's context including but not limited to current mobile activity, social relations and associations history, and past mobile, search and browsing history is identified and converted to metadata. Metadata is also applied to content sources delivering content to a search engine or personalized content engine. The... Agent: Hickman Palermo Truong & Becker LLP/yahoo! Inc.

20090240569 - Syndication of a behavioral profile using a monetization platform: The present application discloses improved capabilities for aggregating user behavioral data across multiple wireless operators and delivering content to a mobile communication facility based on that aggregation, among other factors.... Agent: Strategic Patents P.C..

20090240571 - Systems and methods of acquiring actual real-time shopper behavior data during a shopper's product selection: The invention provides systems of acquiring actual real-time shopper behavior data during product selection by a shopper in a store. More specifically, disclosed herein are systems of using a communications network, a First Moment of Truth device and a data collections device to track actual real-time shopper behavior data relating... Agent: Theodore P. Cummings, Attorney At Law

20090240561 - Systems and methods to generate leads to connect people for real time communications: Methods and apparatuses to connect people for services delivered via real time communications and to optionally generate leads to new customers for the services. One embodiment includes: providing a communication reference to an entity for distribution to customers; establishing connections for real time communications between the entity and the customers... Agent: At&t Legal Department - Gt Attn: Patent Docketing

20090240573 - Computerized method and system for providing a continuing education credit card: An improved computerized method for provides credit card services by a card issuer. The improvement operates in connection with continuing education offered to a constituent of an organization. In this context, the constituent has an account with the card issuer and the improvement includes storing, in association with the account,... Agent: Bromberg & Sunstein LLP

20090240574 - Systems and methods for ranking investors and rating investment positions: Systems and methods for ranking an investor are described. An investor is one buying an investment position. The ranking comprises generating a skill score for each investor of a plurality of investors, where the skill score represents an Information Ratio (IR) of the investor. The ranking comprises generating a persistence... Agent: Courtney Staniford & Gregory LLP

20090240575 - Bicycle rental system and station: A bicycle rental system and automated station that may be integrated with an automobile parking payment and management system. Users may pay for parking and/or rent and pickup bicycles at the station. The station has a meter, bicycle docks, and power plant. Transaction formalities for parking payment and rental may... Agent: Wolf Greenfield & Sacks, P.C.

20090240583 - Advertising system and method for providing targeted advertising in a communications network: The present invention relates to an improved advertising network and system, which relates to interconnecting a plurality of venues through a network, each of the venues having at least one display panel or display screen for displaying advertisements and marketing materials to a plurality of users. Advertisers provide advertising preferences... Agent: Flynn Thiel Boutell & Tanis, P.C.

20090240585 - Automated quote generation and advertising buy placements: A method can include transmitting buying criteria to a remote user, receiving buying criteria inputs corresponding to the transmitted buying criteria, and computing a quote of providing the advertising placements based on the buying criteria inputs. The buying criteria inputs can specify an advertiser request to buy advertising placements on... Agent: Andrews Kurth LLP

20090240579 - Customer loyalty program with shared data and sub-programs: Embodiments of the present disclosure provide systems and methods for increasing participation in loyalty programs. In embodiments, the customer opts into a loyalty program. The customer is then provided with information about his or her loyalty participation and also is provided with information about one or more other customer's participation... Agent: Townsend And Townsend And Crew, LLP

20090240588 - Method and apparatus for a promotional couponing system: Methods and apparatus for promotional couponing system where coupons, campaigns, and promotions are designed on central server and issued to network of printing devices and redeemed from redemption devices. The logic that processes input contained within each printer and print and redeem device connected to network so each device independently... Agent: Fitzpatrick Cella Harper & Scinto

20090240580 - Method and apparatus for automatically targeting and modifying internet advertisements: A method and apparatus are provided for automatically targeting and modifying an Internet ad. In one example, the method includes receiving a page and an ad to be placed on the page, rendering the page into a graphical format, computing descriptive features about the graphical format, mapping the descriptive features... Agent: Stattler - Suh PC

20090240577 - Method and apparatus for sharing data using an exchange procedure in a network: A method and apparatus are provided for sharing data using an exchange procedure in a network. In one example, the method includes receiving an opportunity from an auction to place an ad on a webpage, receiving valuable data from a data source, wherein the data source includes at least two... Agent: Stattler - Suh PC

20090240584 - Method and system for conducting online cash deposit auctions for transacting assets and other goods and services: The present invention provides a cash deposit auction method and system, whereby upon payment of a fee, a seller uploads details of his business where so desired along with those of the assets, goods and services intended to be sold onto the auction system web-site provided by the manager of... Agent: Ajaindra Prakash Singh

20090240587 - Method of searching for business offers: This invention relates generally to a system and method for potential consumers to find business offers and business hours based on a variety of alternative criteria, and more particularly to a system and method for providing a user or searcher with search results based on a business' days and hours... Agent: Holme Roberts & Owen LLP

20090240578 - Methods and systems for graphical security authentication and advertising: The present invention is directed to a graphical image identity authentication system. In particular, the invention is directed to methods and systems for graphical security authentication and advertising. A security authentication system may receive advertisements from an advertising service company, process the advertisements to integrate them into the graphical image... Agent: Wilson Sonsini Goodrich & Rosati

20090240576 - Methods, media, and systems for selectively displaying advertising materials with user generated content: A method for selectively displaying advertising materials includes receiving an advertising material and an associated advertising rule, wherein the advertising rule specifies a restriction on user generated content that can be displayed together with the advertising material, and receiving user generated content via a network. The method further includes determining... Agent: Wilmerhale/dc

20090240586 - Revenue models associated with syndication of a behavioral profile using a monetization platform: The present application discloses improved capabilities for aggregating user behavioral data across multiple wireless operators and delivering content to a mobile communication facility based on that aggregation, among other factors.... Agent: Strategic Patents P.C..

20090240582 - Systems and methods for providing purchasing incentives and advertisements: In accordance with at least one exemplary embodiment, system and methods for providing purchasing incentives and/or advertisements are disclosed. An exemplary system can include an application suite stored and executable on one or more servers. The application suite can have one or more modules, including any of an advertisers module,... Agent: Maier & Maier, PLLC

20090240581 - Web-based management system for print and copy services with advertisements: An apparatus and method for a web-based management system for print and copy services with advertisements are presented. In one embodiment, the method includes receiving a document from a user of a web-based print and copy service to store at a main server of the web-based print and copy service,... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090240590 - Interactive and adaptive messaging systems: The present invention provides a new interactive and adaptive messaging system and method adapted to allow effective communication and relationship between customers, owners of a confined predetermined area and advertisers. The system comprises at least one server adapted to receive content from the customers, the owners, the advertisers, and the... Agent: William H. Dippert Eckert Seamans Cherin & Mellott, LLC

20090240589 - Structured web advertising: A system for selecting a candidate information unit for linking to a given information unit based on the content of the given information unit. The content of the given information unit may be automatically determined and then compared to content of the candidate information unit to determine which unit of... Agent: Kenyon & Kenyon LLP

20090240591 - Restaurant menu: A restaurant menu is provided comprising a plurality of menu selections, a plurality of corresponding prices each associated with one of said plurality of menu selections, and a plurality of selectively revealable messages each corresponding to one of said menu selections.... Agent: Dickinson Wright PLLC

20090240592 - Electronic network access device: Methods and systems are described for processing transactions. The methods and systems enable a consumer to present a customer identifier, such as a merchant loyalty or membership card or other identifier as a payment device at a point of sale. In one implementation, a personal account number is generated by... Agent: Townsend And Townsend And Crew, LLP

20090240599 - Auto salvage bid.com vehicle auctioning system: An online automobile auction, which allows the consumer to participate by using their home computers and accessing the system via an internet connection. Before the designated time for an auction, the consumer may access the database of available automobiles. Along with displaying visual depictions of the vehicles, the computer system... Agent: Lambert & Associates, P.l.l.c.

20090240595 - Collaborative commerce hub: A server acts as the hub of a collaborative commerce system. Suppliers of goods or services self publish information to the hub. Buyers are able to query the hub for product and service availability, price etc. Buyers are able to integrate real time multi product and multi service orders from... Agent: Wood, Phillips, Katz, Clark & Mortimer

20090240601 - Increases in sales rank as a measure of interest: A facility for displaying consumption information about items is described. The facility uses a current consumption rank for each of a number of items and at least one or more previous consumption ranks for each of these items to attribute to at least a portion of the items a score... Agent: Knobbe, Martens, Olson & Bear, LLP

20090240598 - Method and apparatus for automated ordering and payment: A method and apparatus for ordering and payment using a mobile device such as a mobile telephone. A graphical code element corresponding to goods to be ordered is scanned or photographed using a camera function on the mobile phone, the code is decoded by the phone, and an order for... Agent: Schiff Hardin, LLP Patent Department

20090240593 - Method and system for permitting a gift exchange between mobile storage devices: A method for permitting a gift exchange between mobile storage devices (102) is provided that includes selecting one or more gift contents (204) from a content provider (108). At least a subset of the selected gift contents (204) is purchased from the content provider (108). The selected gift contents (204)... Agent: Philips Intellectual Property & Standards

20090240596 - Methods and systems for vendor assurance: Methods and systems for managing financial transactions. Specifically, the invention includes methods and systems for creating order profiles used to select vendors for carrying out third-party sub-transactions needed to complete financial transactions. A product related to the completion of the financial transaction is selected, a vendor ordering profile is selected,... Agent: Arent Fox LLP

20090240600 - System and method for conducting an auction-based ranking of search results on a computer network: A method and system are disclosed for displaying a search result list in response to a search request from a searcher using a computer network. Ranks in the search result list are auctioned for a search term for a determined display period. A database is maintained to include search listings,... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090240594 - System and method for facilitating online transactions: Methods and systems for facilitating online transactions are disclosed. One method includes supplying content for display in a frame of a website, the website hosted by a third-party. The method also includes receiving transaction information from the third-party, and returning a token to the frame, the token including state information... Agent: Merchant & Gould PC

20090240597 - System and method for managing recipient accounts: A system and method to use a recipient account by a user for the purchase of goods from a merchant. During the purchasing transaction, the user submits a recipient account identifier, which can be used to identify a recipient account maintained by a shipper, to the merchant. The merchant further... Agent: Perkins Coie LLP

20090240602 - Automated price quote engine: Methods and systems for automated price quote generation are provided. A requesting party submits a request that includes information regarding a geographic location and at least one specification. A database is searched based on the information provided by the request. A price quote is automatically generated based on at least... Agent: Carr & Ferrell LLP

20090240603 - Determining total inventory of batch and continuous inventories in a biofuel production process: System and method for determining total inventory of batch and continuous biomass inventories in a biofuel production process. Measured biomass inventory values are received, including batch inventories from multiple batch fermenters and at least one continuous beer well inventory. The values are premised on a controlled vapor pressure of the... Agent: Fletcher Yoder Law (for Rockwell Automation)

20090240604 - Method and apparatus for data acquisition in an asset health management system: An asset management system includes a controller area network bus and a data acquisition module connected to the controller area network bus. The data acquisition module has a plurality of analog input channels. One or more sensor systems are connected to the input channels with the input channels receiving analog... Agent: Nixon Peabody LLP - Patent Group

20090240606 - Internal process audit surveillance system: A system and methods for auditing one or more auditable items are provided. The auditable items are associated with one or more audit checklists. The audit checklists comprise one or more audit-header questions and one or more audit-checklist questions. The auditable items are associated with the audit checklists. The auditable... Agent: Honeywell International Inc. Patent Services

20090240608 - Methods of an auditor querying an audit log for a database which contains records of image-based check deposit transactions: A method is provided of an auditor operating an auditor terminal to query an audit log for a database which contains records of check deposit transactions. The method comprises on a first display screen, entering in a customer name, on a second display screen, selecting a link which corresponds with... Agent: Michael Chan Ncr Corporation

20090240607 - Payroll processing, certification, reporting & project management system and method: A business method and process directed to enabling an employer who contracts with one or more government agency or with concurrent private and public works activities to process payroll on contract-specific bases in order to: generate certified payroll records for predetermined intervals; provide alerts and reports allowing said contractor to... Agent: Law Offices Of Gerald L. Robertson & Assoc.

20090240605 - System and method for automated transaction splitting: A system and method are provided for automated transaction splitting. A central repository gathers details of multi-category transactions between a first payee (e.g., merchant, investment firm) and one or more users. Each category's proportionate share of the total of the transactions is calculated and used to configure an average or... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090240609 - System and method for tracking and analyzing loans involved in asset-backed securities: Embodiments of the disclosure are directed to providing unique loan identifiers to track loans involved in Asset-Backed Securities (ABS) throughout the life-cycle of the individual loans. In one embodiment, a unique loan identifier, for example, a loan number, may be appended to loan data at initiation of each loan, for... Agent: Knobbe Martens Olson & Bear LLP

20090240610 - Integrated e-commerce sales & use tax exchange system and method: The invention provides a system and method for calculating, collecting and/or disbursing one or more third party payments owed to one or more third parties resulting from one or more electronic transactions occurring over a wide area network (WAN) between a customer and a merchant.... Agent: Innovar, LLC

20090240611 - Systems and methods for displaying a data modification timeline: Systems and methods for displaying data modification may include a user interface displaying a timeline with one or more items, which may include their own item timeline, corresponding to the same time period. A change made in item values may be reflected in the timeline. The invention may be applied... Agent: Wilson Sonsini Goodrich & Rosati

20090240614 - Entity validation framework: A method is provided for validating one entity, say a business or job applicant, for another entity (the requesting entity), say another business, that includes the steps of, classifying the entity type to be validated based on one or more predefined classifiers of an entity, applying one or more validation... Agent: Kenyon & Kenyon LLP

20090240612 - Life insurance cooperative: A business method and computing system for providing a death benefit to a participant having an uninsurable trait. The method collects registration information from the participant, and associates the participant with at least one other participant having the uninsurable trait to form a group of participants. The method receives a... Agent: Kenneth P. Waszkiewicz Attorney At Law

20090240615 - Method and system for banking using coded forms: Methods and systems are disclosed which relate to online banking via interface surfaces printed with information and coded data. The coded data, encoded visibly or invisibly, may be queried by an appropriate sensing device. The sensing device communicates with a computer system. Together, the interface surfaces, sensing device and computer... Agent: Silverbrook Research Pty Ltd

20090240613 - System and method for the automated brokerage of financial instruments: Disclosed herein in a preferred embodiment is an automated financial instrument brokerage system wherein a front end layer interacts with customers to generate activity requests for an intermediate layer. The intermediate layer preferably processes the activity requests and places financial instrument orders on a financial market if appropriate. A backend... Agent: Thompson Coburn LLP

20090240631 - Inventors choice funds (icf): s

20090240632 - Method and apparatus for monitoring a brokerage account: The present invention is directed to methods and systems for determining whether brokerage accounts encompassing volatile portfolios maintain sufficient capital reserves under scenarios reflecting a variety of risk factors. The present invention provides methods to concurrently calculate volatility based margining requirements and value at risk.... Agent: Gottlieb Rackman & Reisman PC

20090240633 - System and method for coalescing market data at a network device: A network device coalesces data received from an exchange, and provides a user with the opportunity to receive fewer, but up-to-date, data updates from an exchange when duplicate prices become available or a large volume of prices becomes available suddenly. Accordingly, the trader can be assured of receiving non-duplicated prices... Agent: Mbhb/trading Technologies

20090240616 - Establishing an inventory management and trading application for alternative, liquid repurchase agreement markets: The invention relates to a system and method for repo trading. The invention facilitates the inventory collection, organization, and search of the long and short positions of financial instruments such as corporate bonds and equities through the provision of a database. The invention also provides users with the ability to... Agent: Dickstein Shapiro LLP

20090240617 - Trading interface for facilitating trading of multiple tradeable objects in an electronic trading environment: A system and method are provided for trading multiple tradeable objects. One example method includes displaying at least one combined quantity indicator representing a combined quantity associated with at least two tradeable objects, detecting an input associated with an order for a predetermined order quantity in relation to one of... Agent: Mbhb/trading Technologies

20090240618 - Method of detering parameters of long-term lease: There is disclosed a technique for determining parameters of a long-term lease of an asset. The method involves determining a set of payments defining an amortisation path from an initial value (A) to a final residual value (M) of said asset over a long-term lease period, and determining a plurality... Agent: Ballard Spahr Andrews & Ingersoll, LLP

20090240621 - Method of administering an annuity having payments that maintain or increase in purchasing power: A method of administering a single premium immediate annuity is disclosed. The method includes specifying an income payment amount representing a base level of purchasing power each scheduled annuity payment shall be able to substantially achieve. The amount of the annuity payment to be made at scheduled intervals being adjusted... Agent: Fitch Even Tabin & Flannery

20090240619 - Multi-national gift card settlement: Systems and methods for settling stored value account transactions between merchants in countries that use different currencies. A host computer system receives transaction data resulting from a number of stored value account transactions performed at a number of merchants. The merchants are grouped into separate entities with separate accounting systems,... Agent: Townsend And Townsend And Crew, LLP

20090240620 - Secure payment system: Systems and method for performing secure electronic payment transactions to allow merchants to perform payment processing such that the merchant is only required to identify a unique identifier of a customer account and not data specific to a particular payment device.... Agent: Workman Nydegger 1000 Eagle Gate Tower

20090240623 - Business event triggered, policy-driven payment management: Techniques are disclosed for using business events as triggers to drive payment processing for electronic commerce. As the business logic of a merchant's e-commerce software application reaches various stages that impact payment considerations, it issues a corresponding event notification. According to preferred embodiments, these event notifications are processed by a... Agent: Marcia L. Doubet Law Firm

20090240622 - Method and system for payment processing: A system and method are provided which include providing a payment processor including a first processing module identifying the payer and an actual payment due based upon received information and a second processing module determining the account from which the actual payment due is to be paid based on the... Agent: Gibson & Dernier L.L.P.

20090240624 - Risk detection and assessment of cash payment for electronic purchase transactions: A system and methods are provided which allow consumers to pay for ecommerce transactions through online bill payment and for merchants to determine that payments are not fraudulent. The system and methods do not rely on personal or confidential customer information relating to credit-cards and/or bank account routing information, date... Agent: Borden Ladner Gervais LLP Anne Kinsman

20090240625 - Powering financial transaction token with onboard power source: There is provided a card or token for use in financial transactions. The financial transaction token or card has an onboard energy storage device that enables onboard electronics to operate when the card is not in the proximity of a merchant Point-Of-Service (POS) terminal. In one implementation, the onboard energy... Agent: Quarles & Brady LLP

20090240626 - Customer initiated payment method using mobile device: The invention concerns a method of making a payment transaction by a customer including steps of receiving, by a mobile device (402) of the customer, merchant data; transmitting, by the mobile device to a remote server (408), a payment transaction request including the merchant data; determining, by the remote server,... Agent: Vedder Price PC

20090240627 - Payment processing system trusted agent identification: Compliance with data security requirements is determined for an agent that processes transactions for merchants. An authorization request received from the agent for a transaction on an account that includes a bank identification number (BIN) licensed to an acquirer and an agent unique account result (AUAR) for the agent. The... Agent: Quarles & Brady LLP

20090240630 - Computer system and method for facilitating a mortgage asset exchange: Computer systems and methods for providing a mortgage exchange with attributes of the NYSE, NASDAQ, CBOT, CME, NYMEX and other derivatives exchanges are disclosed. In one aspect, the resulting marketplace supports standardization, centralizes liquidity and provides price visibility of such assets. Further, the resulting marketplace provides the following benefits: being... Agent: PCt Law Group, PLLC

20090240628 - Method and system for facilitating a negotiation: A computer-implemented method for facilitating a negotiation for at least one item or service for at least one user. The method includes dynamically adjusting the duration of at least one phase of the negotiation and/or the offer price of the item or service based at least in part upon data... Agent: The Webb Law Firm, P.C.

20090240629 - System and method for accelerating convergence between buyers and sellers of products: A system and method for reducing the distance of the understanding and expectation between a buyer and seller for a price of a particular product that is offered for sale. The system and method permit buyer to use their volume purchase power to lower the price of demanded product, and... Agent: Cohen, Pontani, Lieberman & Pavane LLP

20090240634 - Systems and methods for automating calculation of costs associated with an application packaging job: A system and method for generating a configurable workflow for application packaging jobs are disclosed. A method may include receiving input from a user interface by a packaging application configured to manage an application packaging job. The method may also include creating a plurality of workflow states based on at... Agent: Baker Botts L. L. P.

20090240635 - Method for discovering new uses of pharmaceutical products through assessment of beneficial side effects in clinical trials: A method for discovering new indications of any pharmaceutical product through systematically assessing the beneficial side effects of it directly from patients and their care takers in clinical trials, without first specifying what those effects might be. One embodiment of the method ensures that all collected beneficial side effects can... Agent: Chunlin Qian

20090234669 - Automated resume evaluation system: In one preferred embodiment according to the present invention, an automated résumé evaluation system is provided which accepts résumés in an electronic file format, evaluates those résumés according to a predetermined set of rules, then provides correspondence based on the outcome of the predetermined rules, which is sent back to... Agent: Inskeep Intellectual Property Group, Inc

20090234661 - Electronic market tic feed comparison: A system (and corresponding method) to identify the quality of two related market feeds, when there is no definitive sequence number or identification that would make explicit comparisons possible is provided. The innovation establishes a unique waveform representation of market tics within feeds, compares the waveforms between feeds and is... Agent: Turocy & Watson, LLP

20090234658 - Intelligent car pooling portal: A car pool software package is disclosed. The software suggests potential car pool partners by scanning a database of commuters, such as an employee database, as well as a facility database to determine arrival and departure times. An ordered list of potential car pool partners is then generated and forwarded... Agent: Law Offices Of Eugene M. Cummings, P.C.

20090234663 - Leveraging global reputation to increase personalization: A reputation data store provides reputation information to a user regarding the source of an electronic communication via a client. When the client receives an electronic communication, the client queries a reputation data store for reputation information regarding the source of the electronic communication. The client receives the reputation information... Agent: Senniger Powers LLP (msft)

20090234668 - Method and articles for in-store shelf merchandise identification and mapping: A merchandise information system and printing method is disclosed that allows for retail merchandise information to be printed in a web format and separated into merchandise information strips to be wound around a core or self-wound. The wound merchandise information is customized to be printed and wound in an order... Agent: Dobrusin & Thennisch PC

20090234666 - Method and system for providing interactivity based on sensor measurements: There is provided a system for providing interactivity to a guest of an experiential venue, based on sensor measurement of the guest. The system comprises a sensor configured to sense a guest variable of the guest, where the sensor may be a biometric sensor, a facial recognition sensor, a voice... Agent: Disney Enterprises C/o Farjami & Farjami LLP

20090234659 - Spatial and temporal two-dimensional scheduling method and system thereof: A method of event scheduling includes scheduling an event having an event time and an event location; determining a position of the user prior to the event; calculating a travel time required before the event according to the event location and the position of the user prior to the event;... Agent: North America Intellectual Property Corporation

20090234665 - System and method for customer feedback: A method for managing customer feedback. The method includes receiving a recording of spoken customer feedback in a server data processing system and transcribing the customer feedback in the server data processing system to produce a transcript. The method also includes storing the transcript in a customer feedback database and... Agent: Hewlett-packard Company Intellectual Property Administration

20090234660 - System and method for funding exercise of preemptive rights: The invention is a method for unlocking value held by universities in the preemptive rights of their startup companies. In one embodiment, universities assign their preemptive rights to an investment fund. The investment funds monitors the companies for follow-on rounds of investment and analyzes the companies to determine for which... Agent: Rudoler & Derosa LLC Attn: Docket Clerk

20090234664 - System and method for recommending entertainment venues for specific occasions: An Internet based method and system for recommending restaurants for specific occasions that provides users with precise information of the anticipated price of a meal, precise information regarding suitable attire, and specific rating information derived from selected demographic categories.... Agent: Wayne A. Schaffnit

20090234667 - Systems and methods for enabling collaboration and coordination of support: The present invention relates to systems and methods for enabling collaboration and coordination of support within a controlled electronic environment. In particular, embodiments of the present invention relate to a dynamic, collaborative, and online support system that integrates assessment functionality, data reporting, communication tools, calendaring, and specific curriculum, with the... Agent: David B. Tingey

20090234662 - Unified enterprise contract management architecture: An enterprise contract management system allows users to define different types of contracts that will support different types of lines. A common contract management infrastructure supports basic contracting capabilities common to a number of types of contracts (or every contract type handled by the system). These capabilities include defining basic... Agent: Aka Chan LLP / Oracle

20090234670 - Benefits coordinating patient kiosk: A method and apparatus for selecting and confirming payors for patient activities at a medical facility where the method includes providing a kiosk type interface at the medical facility for use by patients and presenting a series of questions to a patient to obtain information usable by a processor to... Agent: Quarles & Brady LLP

20090234671 - Pathology lab management system and method: A system and related methods for receiving, processing, managing, reviewing, analyzing, evaluating, and reporting information about pathology specimens and specimen handling. A system in accordance with the present invention provides a functional data environment for receiving and processing incoming specimens, collecting patent information and entering it into the system, preparing... Agent: W. Edward Ramage

20090234676 - Method and apparatus for monitoring a patient: A remotely or locally programmable and accessible medical device system including an interface unit and a medical device connected to a patient is disclosed. Through a transceiver, such as a telephone or computer, a person may obtain status reports from a remotely located or local medical device in audible, electronic... Agent: Knobbe Martens Olson & Bear LLP

20090234674 - Method and system for administering anticoagulation therapy: A method and system for effectively administering anticoagulation therapy, including providing a warfarin dose weekly schedule and converting a total weekly requirement into daily dosages based on the number of milligrams in the pills selected for treatment. A default pill size can be selected as well as other customizable features.... Agent: Hogan & Hartson LLPIPGroup, Columbia Square

20090234673 - Method and system for automated management of tissue information: A method and system for automated management of tissue information, where the tissue information, which may include intake tissue information upon receiving a tissue, inventory information, preparation information, and usage information of the tissue is input to a database via a user terminal, where the user terminal prompts a user... Agent: Mcdermott Will & Emery LLP

20090234675 - Method and system for medical communication between health professionals: A system and method for point-to-point communication between health care providers within a specialized group comprising receiving a note from a first health care provider via a graphic user interface into a portable communication device; processing the note only during a predetermined transition period into an electronic note that can... Agent: Saul Ewing LLP (baltimore) Attn: Patent Docket Clerk

20090234672 - Systems and methods for remote patient monitoring and storage and forwarding of patient information: A method according to one aspect of the present invention includes receiving patient information, analyzing the patient information to identify a condition for the patient, formatting a report based on the patient information and the patient condition, and storing at least one of the patient information, the patient condition, and... Agent: Squire Sanders & Dempsey LLP

20090234678 - Computer systems and methods for assisting accident victims with insurance claims: Systems and methods for assisting loss participants with insurance claims may provide functionality for loss participants to create reports about losses. Each loss report may include media such as text, images, and video that documents the loss. The systems and methods may provide functionality for users to electronically submit the... Agent: Knobbe Martens Olson & Bear LLP

20090234677 - Traffic arrest insurance and methods therefor: A method of insuring expenses related to a traffic arrest comprises collecting underwriting data from a prospective customer and issuing an insurance policy to the prospective customer, the prospective customer becoming an insured under the insurance policy. The method further comprises determining the occurrence of a covered loss, the covered... Agent: Alexander I. Arezina

20090234681 - Optimized system and method for finding best fares: The present invention provides a method, apparatus and system for processing fare queries to find the best fares. In one embodiment of this invention a query server utilizes a branching and bounding based technique to implicitly enumerate possible solutions to arrive at best fare solutions.... Agent: Knobbe Martens Olson & Bear LLP

20090234680 - Securitization of pre-paid conference and registration fees idea: A method for the securitization of pre-paid fees for an event is presented. The method includes the steps of registering for at least one event through an interactive medium and a non-interactive medium; providing financial and non-financial information relating to the at least one event; submitting a prepaid fee as... Agent: Brown Rudnick LLP

20090234679 - System and a method for managing tickets sale for sporting events: The proposed solution enables a centralized sale of tickets to tournament final games to customers, while ensuring that fans of the finalists' teams are able to purchase the tickets at the prices of the tickets at the time of registration. The disclosed invention provides a computerized web-based service which serves... Agent: The Law Office Of Michael E. Kondoudis, PC

20090234682 - Method and apparatus for providing availability of airline seats: An availability system used for a travel planning system includes a cache having entries of availability information of seats for a mode of transportation. The system includes a cache manager that manages entry information in the cache so that information in the cache is correct, current, complete or otherwise as... Agent: Fish & Richardson PC

20090234688 - Company technical document group analysis supporting device: A company technical document group analysis supporting device comprises index term extracting means for extracting an index term from a group of documents of a subject company including a technical document group, clustering means for classifying the document group of the subject company under given conditions to acquire multiple clusters,... Agent: Wenderoth, Lind & Ponack, L.L.P.

20090234683 - Detecting and measuring risk with predictive models using content mining: Computer implemented methods and systems of processing transactions to determine the risk of transaction convert high categorical information, such as text data, to low categorical information, such as category or cluster IDs. The text data may be merchant names or other textual content of the transactions, or data related to... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090234689 - Method and a system for supporting enterprise business goals: A system and method for model-based translation of a business requirement specification into a business solution specification. The method comes asking minimal questions; creating a fully-working solution; and engaging in dialog to adjust the solution to enterprise needs, such that the business becomes fully operational in the shortest possible time... Agent: Katten Muchin Rosenman LLP

20090234692 - Method and system for configuring solar energy systems: A system and method of configuring solar energy systems that includes at least one processor, and a memory coupled to the at least one processor. The memory can store instructions to cause the at least one processor to 1) search one or more data sources for information, 2) store the... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20090234690 - Method and system for workflow management and regulatory compliance: A system for workflow monitoring and regulatory compliance. The system is designed to receive information on safety hazards; carry out interactions among the plurality of program modules, the interactions including communication of information on the safety hazards; through the interactions among the plurality of program modules, identify safety procedures associated... Agent: Ogilvy Renault LLP

20090234687 - Method of designing an optical metrology system optimized for operating time budget: Provided is a method of designing an optical metrology system for measuring structures on a workpiece wherein the optical metrology system is configured to achieve a time budget for completing metrology process steps. The design of the optical metrology system is optimized by using collected operating data in comparison to... Agent: Tokyo Electron U.s. Holdings, Inc.

20090234694 - Methods and systems for supporting the production of shipping labels: Methods and systems for supporting the production of shipping labels are provided. Example embodiments provide a Shipment Management System (“SMS”), which facilitates the production of shipping labels. The SMS may be configured to generate a shipping uniform resource identifier (“URI”) that identifies a shipping protocol and includes shipment information and... Agent: Black Lowe & Graham, PLLC

20090234685 - Renewable energy system maintenance business model: A renewable energy system maintenance method comprises network server based system for monitoring and repairing, for example, a solar power installation. Such comprises solar panels to convert sunlight to DC electricity, one or more inverters to convert the DC to AC electricity, and a metered utility connection for selling to... Agent: Fountainhead Law Group, PC

20090234684 - Risk based data assessment: A system for receiving and processing data includes a data processing and verification component that accepts data from a client in an electronic format and identifies therefrom data elements that can be directly verified. A risk assessment component receives data elements that have not been identified as directly verifiable and... Agent: Fish & Richardson P.C.

20090234686 - System and method for providing access control in a collaborative environment: A method, apparatus, and program product for providing access control in a collaborative environment are provided. A pool of approvable candidates for use in building an access control list for a project team are provided by matching attributes for potential candidates with requirements for the project, with the pool being... Agent: Steven E. Bach Attorney At Law

20090234691 - System and method of assessing qualitative and quantitative use of a brand: A system and a method for determining the quantitative and qualitative rating of a brand using keywords. The software, system, and method include receiving a first set of the keywords associated with the brand, receiving at least two inputs at at least one regular time interval, wherein a first of... Agent: Thomas J. Mcwilliams, Esquire Drinker Biddle & Reath LLP

20090234693 - Truss and frame fabrication methods and systems: In a system and a method for managing production of prefabricated trusses and frames, production data during manufacture of a prefabricated truss and/or frame is collected, stored and processed to enable analysis of efficiency in the manufacture of the prefabricated truss and/or frame.... Agent: Lowe, Hauptman, Ham & Berner, LLP (itw)

20090234696 - Engineered architecture: Exemplary systems and methods for automated design, fabrication, and construction management. A selection concerning a building shape and a building size is received. A database is consulted to determine what design components are associated with the selected shape and size. A report is generated a building design comprising the determined... Agent: Carr & Ferrell LLP

20090234695 - System and method for harvesting scheduling, planting scheduling and capacity expansion: A harvesting and/or planting schedule is generated based on a product recovery model and a crop yield model. The product recovery model models recovery of a product, such as sugar, from a crop, such as sugarcane. The crop yield model models yield of the crop from land. First, second, third,... Agent: Honeywell International Inc. Patent Services

20090234697 - Career development system: A carrier development system wherein registrant communication terminals carried by registrants, an employer end communication terminal, and a system server computer are mutually connected via a communication network such as the Internet, and wherein the computer automatically assigns the registrants, who satisfy employment requirements of an employer end, to time... Agent: Jordan And Hamburg LLP

20090234698 - Integrated safety management system: An integrated safety management system includes a self inspection module, an incident management module, and a hazard reporting module. A corrective action module integrates the other modules. Each module accepts data corresponding to events or actions, accepts and displays completion indicators, and accepts and displays corrective action indicators.... Agent: Pepper Hamilton LLP

20090234703 - Method and system for remote tracking of assets: A method and system for remote tracking of assets. According to one embodiment of the invention, the method for remote tracking comprises receiving location information, receiving a status of a remote asset, creating a task based on the status of the remote asset, determining a receiver to perform the task,... Agent: Raymond R. Moser Jr., Esq. MoserIPLaw Group

20090234701 - Method for assessing business transformations having an information technology component: A method for assessing a business transformation is disclosed. The method includes identifying a marketplace need for the business transformation and determining a business process to meet the marketplace need. The method also includes determining a plurality of requirements to execute the business process and identifying one or more information... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090234702 - Method of process control for widely distributed manufacturing processes: An integrated process management system particularly suited for an environment in which multiple vendors must interact to cooperatively deliver products. The invention uses a preferably centralized process controller running on a computer. Discrete items or steps in the product manufacturing and delivery processes are given unique identifiers. The unique identifiers... Agent: Wiley Horton

20090234704 - System and method for quantifying and using virtual travel mileage: A conference scheduling device automatically collects data such as call detail records of a conferencing session from a collaborative conference unit and associates the data to each of a plurality of conference attendees. The data is converted into mileage credit for the conference attendees. Rewards may be redeemed from the... Agent: Scully Scott Murphy & Presser, PC

20090234700 - Systems and methods for electronic interaction with customers in a retail establishment: A service includes a server executing software from a digital memory media, information stored in a data repository and accessible to the server regarding products offered for sale at least one physical retail establishment, and a mobile communication appliance carried and utilized by a customer within the premises of the... Agent: Turocy & Watson, LLP

20090234699 - User interface for scheduling resource assignments: A project management resources scheduling user interface is provided in which resource information may be displayed in a condensed timeline for each resource over the duration of a project. Individual tasks or groups of tasks displayed in the project management resources scheduling view may be moved from one resource to... Agent: Merchant & Gould (microsoft)

20090234713 - Ad matching system and method thereof: A system reducing the number of default ads displayed by a user agent thereby maximizing revenue for webpage publishers. To maximize revenue, the system manages multiple ad networks so that webpage publishers can have access to advertisements from the multiple ad networks. Typically, when an ad network serves a default... Agent: Cislo & Thomas LLP

20090234711 - Aggregation of behavioral profile data using a monetization platform: The present application discloses improved capabilities for aggregating user behavioral data across multiple wireless operators and delivering content to a mobile communication facility based on that aggregation, among other factors.... Agent: Strategic Patents P.C..

20090234710 - Customer centric revenue management: CCRM is a business method and computer software system, to be used by Enterprises selling portfolios of products/services, aiming to optimize the expected value of transactions (or contracts) with consumers or business customers. At a transaction level, CCRM estimates the probability of choice of potential offers by the customer. These... Agent: Fulbright & Jaworski, LLP

20090234712 - Method and apparatus for automated selection, organization, and recommendation of items based on user preference topography: A computer system representing user preferences in an N-dimensional preference topography and making recommendations based on such topography. The preference topography depicts user ratings of products in a recommendation database. Each product is represented by a product vector associated with N objectively measurable characteristics. The user rating of a product,... Agent: Christie, Parker & Hale, LLP

20090234706 - Method and apparatus for sales lead generation: A method of auctioning contact with prospective customers. A user profile associated with a prospective customer and use of proxy information to establish a communication channel by which the prospective customer may be contacted is auctioned to a plurality of bidders and, upon receiving bids, a group of winning bidders... Agent: Seyfarth Shaw LLP

20090234707 - Method and system for providing designer templates within a print order system: A method for providing designer templates to a customer, comprising providing a designer interface for receiving a designer template for a print product from a designer wherein a designer template comprises fixed content elements and at least one variable content element, and providing a customer interface for enabling a customer... Agent: Soquel Group, LLC

20090234708 - Method and system for targeted content placement: A system for delivering targeted content to a device includes a database and a processor. The database stores anonymous identifications for a plurality of customers of at least one financial institution. Each anonymous identification is associated with financial information for a respective customer of the at least one financial institution.... Agent: Fay Sharpe LLP

20090234715 - Method and system for targeted content placement: A system for delivering targeted content to a device includes a database and a processor. The database stores anonymous identifications for a plurality of customers of at least one financial institution. Each anonymous identification is associated with financial information for a respective customer of the at least one financial institution.... Agent: Fay Sharpe LLP

20090234716 - Method of monetizing online personal beauty product selections: One or more embodiments of the program are directed to a plurality of methods for monetizing online personalized beauty product selections utilizing a technology for content-targeted Internet advertising on a virtual makeover website. Methods comprise: (1) categorizing facial features to select product advertisements for co-branding in a product palette; (2)... Agent: Dalina Law Group, P.C.

20090234709 - Mobile tobacco receiving station: A system, method, computer program product, and mobile receiving station for receiving and processing leaf tobacco at a location of a tobacco farmer, including processing the tobacco leaf at the location, including means for weighing and grading of the received tobacco leaf and, optionally, determining moisture content and transmitting information... Agent: Roberts Mlotkowski Safran & Cole, P.C. Intellectual Property Department

20090234718 - Predictive service systems using emotion detection: A predictive service system can include a gathering service to gather user information, a semantic service to generate a semantic abstract for the user information, an emotion detection service to identify emotion-related information, and a predictive service to act on an actionable item that is created based on the user... Agent: Marger Johnson & Mccollom, P.C. - Novell

20090234714 - Software distribution system with advertising revenue subsidy and method of operation thereof: A method of operation of a software distribution system includes: providing a compute platform; applying an ad-subsidized application in the compute platform including: providing a software application, joining advertised content to the software application for creating a subsidized software application, and installing from a customized storage device or a global... Agent: Law Offices Of Mikio Ishimaru

20090234717 - Targeted information content delivery using a combination of environmental and demographic information: A system for targeting electronic advertising using weather related parameters simplifies the complexity of such a targeting system by using predefined templates that reduce multiple weather data into a quantitative metric that may be used in real time for automatic selection among a variety of different competing advertisements. The templates... Agent: Boyle Fredrickson S.c.

20090234705 - Variable performance server system and method of operation: Disclosed herein is a server system having a plurality of computer systems and a liquid cooling system. The computer systems are capable of operating in a first mode of operation at a first operating speed and a first temperature. The computer systems are further capable of operating in a second... Agent: Cantor Colburn LLP-ibm Europe

20090234720 - Method and system for tracking and coaching service professionals: A method and system for tracking and managing a service professional's business includes a server coupled to the Internet for receiving business parameter data from a service professional on a remote computer. Business parameter data includes a variety of data of relevance to the service professional's particular type of business.... Agent: The Marbury Law Group, PLLC

20090234719 - Method to determine individual work effectiveness: A method to determine individual work effectiveness for a given event so that the user can determine whether the individual can continue to work. Event is defined as a situation where the individual's work effectiveness comes into question.... Agent: Cloutier & Engle, PLLC Attn: Priya Sinha Cloutier

20090234721 - Persistent collaborative on-line meeting space: A system and method for establishing persistent collaborative on-line meeting spaces for a plurality of participants located at a plurality of different locations using computing devices across a communication network. The system includes sending invitations to the plurality of participants, and establishing the identity of potential attendees and only allowing... Agent: Bose Mckinney & Evans LLP

20090234740 - Advertisement display system: Disclosed is an advertisement display system for displaying advertisements on a vehicle. The advertisement display system includes a display module and an array of solar panels. The display module is capable of being mounted on the vehicle and is configured to receive and display advertisement content. The array of solar... Agent: Jay M. Schloff Intellipex PLLC

20090234728 - Advertising introductory information including multiple profiles: The present invention, in accordance with at least one embodiment, is directed to conveying introductory information between an advertising apparatus (advertiser) and a scanning apparatus (scanner). As part of providing introductory information, an advertiser may inform a scanner of identification information and one or more communication profiles available on the... Agent: Locke Lord Bissell & Liddell LLP Attn:IPDocketing

20090234732 - Apparatus, system and method for selectively receiving advertising related content: A system and method for providing content and advertisements to a user. Embodiments of the invention may enable an advertiser to provide preferred content and advertisements and to avoid providing undesirable content and advertisements by storing content selection parameters on a customer computer or an advertisement selection computer. The selection... Agent: Pearl Cohen Zedek Latzer, LLP

20090234726 - Automobile location based advertising: In accordance with embodiments of the present invention, systems and methods for providing targeted advertising content to a user in an automobile based on location are provided. More specifically, a computing device within the automobile receives advertising content from endpoints at various locations. The advertising content received may be an... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090234734 - Bidding on related keywords: Advertising slots on a search engine results page may be determined based on keywords and/or results to a user query. Advertisers may use the keywords and/or the results to the query to place their ads into the advertising slots. Rules may be applied to determine how ads are displayed or... Agent: Microsoft Corporation

20090234725 - Digital content and hard-goods exchange system: A system and method for performing free or low cost online digital media download with coupons is disclosed. The system includes a digital media database, accessible to be downloaded by online customers for free, for a low or a bulk cost. Retailers/sponsors pay royalties to copyrightholders of the digital media,... Agent: Moetteli & Associates Sarl

20090234729 - Management of a user attribute in a service provider data structure: A method for managing an attribute of a user of a service provided by a service provider, the user having a user computing device and the service provider having a service provider computing device, includes providing a user attribute management data structure within the service provider computing device, providing interaction... Agent: Caesar, Rivise, Bernstein, Cohen & Pokotilow Ltd.

20090234738 - Method and apparatus for targeted advertising based on venue indentification and event criteria: Disclosed is a method for targeted web advertising. In the method, an advertisement selection request is received. A venue associated with the advertisement selection request is identified based on an Internet Protocol (IP) address associated with the advertisement request. An event at the identified venue is likewise identified based on... Agent: Robroy R Fawcett

20090234731 - Method for using a camera phone to acquire, store, manage and redeem discount coupons: A method, system and computer product for discount coupon acquisition, management and redemption. In one embodiment, the method comprises scanning a coupon with a portable computing device without establishing a data connection to the portable computing device. The method further comprises decoding a scanned image of the coupon for storage... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090234724 - Method of and apparatus for displaying merchandise: A method of displaying merchandise creates a more user friendly display that facilitates quicker and easier shopping for a consumer. The display includes an information communication hierarchy that conveys various levels of information to consumers. The hierarchy includes branding information, product category information, product category information in an alternate orientation,... Agent: Shook, Hardy & Bacon LLP Intellectual Property Department

20090234737 - Method of promotion tracking: A method of marketing a merchant's goods and/or services comprising the steps of registering a merchant with an ASN to create a registered merchant, registering a publisher with the ASN to create a registered publisher, applying a unique promotion code to the registered publisher, delivering advertisements having the registered publisher's... Agent: Hedman & Costigan P.C.

20090234736 - Method of registering advertisements on an electronic map: There is provided a method of registering advertisements for display on an electronic map through the use of an advertisement registration server. The advertisement registration server receives an access request from a terminal via the network. The server then searches a map information database for predetermined map information and transmits... Agent: Baker Botts L.L.P.

20090234735 - Methods for network-based groups related to digital media content: A system and methods for creating and joining groups of authorized users having at least one interest in common based upon user profile and/or user content index activities and preferences. The methods further provide for promotional material that is personalized to the groups, including automatic geographic alerts to groups, wherein... Agent: Triangle Patents, P.l.l.c.

20090234739 - Multi-level real estate method and system: A method of compensating a plurality of participants includes forming a multi-level real estate team based upon sponsoring of members into the team, the team having at least some of the members having sponsored at least one subsequent level of members into the team; collecting a fee from each member... Agent: George F. Wallace, Esq.

20090234741 - Navigation system and program: Navigation systems for providing route guidance to a destination for a user are presented including: an information provider configured to provide a program for performing processing of a voice command and a grammar associated with the route guidance, the information provider including, a transmitter for sending the program, and an... Agent: Kali Law Group, P.C.

20090234733 - Property management platform and method to generate a tax form: The current invention is a web application that will serve the needs of Real Estate investors to minimize their time spent organizing financial information for taxes to maximize return on investment. The application will download transactions from investors financial accounts like bank or credit card, will organize them and will... Agent: Furr Law Firm

20090234723 - Publicly generated advertisement system and method: An electronic advertisement system for displaying and exchanging advertisements includes an input interface operably coupled to a processing module. The input interface is configured to communicate at least one advertisement to the processing module. The processing module includes a processor configured to process the at least one advertisement communicated from... Agent: George Likourezos, Esq. Carter, Deluca, Farrell & Schmidt, LLP

20090234730 - Referral platform: Methods and computer storage media for creating referral links are provided. Receiving an advertiser's registration of a target page that offers goods or services for sale. Receiving a request for a referral link that is directed to the target page, wherein the referrer of the referral link requests the referral... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090234744 - Software and method for producing art and art objects, including multimedia over a centrally managed communications network connecting art idea creators and art idea implementers/producers in a forum: The present invention provides a computer system running software with software implemented methods providing a secure private or virtual private communications network access for network users identified by the network as having permission for network access as either a member or guest and providing an enhanced way computer assisted production... Agent: J.g. Mullins

20090234722 - System and method for computerized sales optimization: Disclosed is a method for increasing the conversion rate, or the ratio of the number of actual buyers to the number of site visitors, of an computer-implemented system such as an Internet e-commerce website. Shopping cart abandonment may be reduced though the disclosed method wherein filler items are suggested to... Agent: George Likourezos, Esq. Carter, Deluca, Farrell & Schmidt, LLP

20090234727 - System and method for determining relevance ratings for keywords and matching users with content, advertising, and other users based on keyword ratings: Systems and methods for determining relevance ratings for keywords associated with content are disclosed. A quantitative degree of relevance of keywords for a piece of content is determined by querying several reviewers. System users have a keyword record listing the keywords associated with content that a user has exhibited a... Agent: Perkins Coie LLP

20090234742 - System and method for rewards program for credit card issuer: The exemplary embodiments of the present invention provide a system and method for administering a rewards program. The system includes a computer system in communication with a network. The computer system includes a creation module that creates a reward account upon issuing a credit card from a credit card issuer,... Agent: Gardner Groff Greenwald & Villanueva. PC

20090234743 - System for multimedia viewing based on entitlements: An advertising control method is described. The method includes receiving an advertisement identification message (AIM) (127) at a first mobile device (125), sending the AIM from the first mobile device to a content display unit (CDU) and storing the AIM in the CDU, selecting at least one content item from... Agent: Ladas & Parry LLP

20090234745 - Methods and systems for mobile coupon tracking: In embodiments, the present invention provides a method and system for presenting a sponsored mobile coupon to a mobile communication facility based at least in part on a relevancy, wherein the relevancy is based at least in part on a mobile subscriber characteristic, redeeming the coupon at an offline sponsor... Agent: Strategic Patents P.C..

20090234746 - Single use money transfer: A system, method, and apparatus for the secure and convenient provision of money. A prepaid card is purchased by a consumer, who then has the card activated. Information about the card and a security number provided by calling a number printed on the card is then sent to a recipient.... Agent: Howrey LLP - East

20090234747 - System & method for replenishing a wireless terminal account: A system and method for replenishing a wireless terminal account of a customer of a telecommunication service provider. In one embodiment the method includes transmitting through a point-of-distribution device a merchant identification, a customer mobile identification number and an amount to the telecommunication service provider. The method also includes validating... Agent: At&t Legal Department - Wk Attn: Patent Docketing

20090234748 - Interchange fee notification: The embodiments described provide for systems and methods that alert a merchant of increased interchange fees. An increased interchange fee occurs when an electronic transaction, such as a credit card transaction, deviates from a standard set of criteria. For example, the sales person enters the credit card number rather than... Agent: Townsend And Townsend And Crew, LLP

20090234751 - Electronic wallet for a wireless mobile device: There is disclosed an electronic wallet for a wireless mobile device, and a method of operating the electronic wallet. In an embodiment, the electronic wallet comprises wallet invocation means responsive to an external trigger originating externally from the wallet; user authentication means for authenticating the user of the electronic wallet... Agent: Fasken Martineau Dumoulin LLP

20090234749 - Order processing analysis tool: A computer implemented method and program product for order processing. In one embodiment, input is received from a user for an order. The input supplies information for configuring an order in an order processing software application, for producing a first configuration of the order. The input is analyzed to identify... Agent: Duke W. Yee

20090234750 - Renewable energy system monitor: A business method for financing renewable energy systems includes offering a home loan to a homeowner in which the interest payable by the homeowner are tax deductable. A lease is also offered to the homeowner for the installation and use of a renewable energy system. A deposit of cash proceeds... Agent: Fountainhead Law Group, PC

20090234752 - System and method to associate broadcast radio content with a transaction via an internet server: A system and method for providing services to users in vehicles based on radio broadcasts received by a vehicle's radio receiver. The system includes a computer-based vehicle unit located in a vehicle, a gateway configured to wirelessly send and receive information to and from the vehicle unit, and a computer-based... Agent: Black Lowe & Graham, PLLC

20090234753 - Agent-based customized online shopping: A method of online shopping for generating a sale of customized merchandise based on user choices of an access group is provided. The method includes receiving, from an agent, an agent-defined template including customizable options for at least one merchandise item. After receiving the agent-defined template, the method includes receiving... Agent: Yahoo C/o Mofo Palo Alto

20090234754 - Apparatus, a method, and a system for gemstone evaluation and gemology tutoring over the internet: A system for gemstone evaluation over the internet is also included. The system comprises a server computer having a client device connectable to the internet for transmitting gemstone images and evaluating data, means for processing an image of a gemstone received from the apparatus to determine one or more optical... Agent: Feldman Law Group, P.C.

20090234755 - System and method for purchasing a gift: The invention relates to a web based gift selection and ordering System comprising a web-based interface for Sender interaction and the entering of data; a database to store and allow access to that data; AI software to act upon that data to determine the appropriate gift; and a portal to... Agent: Locke Lord Bissell & Liddell LLP Attn:IPDocketing

20090234756 - Code management system: A code management system is provided for reducing an amount of data on a product identification number assigned to a product in traceability system and enabling to reduce an information management burden required for a history reference. In a weighing label attaching process, a main server distributes unused individual product... Agent: Posz Law Group, PLC

20090234759 - Auction-based security valuation: Disclosed are computer-implemented techniques for valuing non-marketable financial instrument such as employee stock options. The techniques include determining a market price of a derivate security that represents exposure to the non-marketable financial instrument by receiving bids or offers at a pre-determined time prior to the start of an auction and... Agent: Fish & Richardson PC

20090234757 - Renewable energy system monitor: A renewable energy monitoring system collects streams of informational reports from remote renewable energy systems. It separates the data streams by client, and client identification, in order to template such data streams onto models of clients' equipment configurations and topologies. The system sorts and groups client data by categories, so... Agent: Fountainhead Law Group, PC

20090234758 - System and method for predicting profit leakage: A method, information processing system, and computer readable storage medium manage and predict profit leakage. A dynamic deduction space is created that includes a plurality of dimensions associated with historical deduction data and profit leakage information associated with a combination of two or more of the dimensions. Information associated with... Agent: Fleit Gibbons Gutman Bongini & Bianco P.l.

20090234760 - Transaction authorisation system and method: A transaction authorisation system allows a customer to authorise transactions relating to at least one account associated with an institution. Data storage means enable access to customer identification data, a customer's remote communication device (RCD), and security identifier data associating the account with the identification data. Communication means receive an... Agent: Volpe And Koenig, P.C.

20090234761 - User interface for rapid entry of timesheet data: A user interface for receiving time entries in a timesheet is described. This user interface includes a user-interface element in the form of a calendar, where the calendar contains one or more time entries associated with at least a financial activity. Moreover, a given time entry, which is associated with... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090234762 - Remote management system: A remote management system includes imaging apparatuses and a central managing apparatus configured to manage the imaging apparatuses. The imaging apparatuses and the central managing apparatus are connected to mutually communicate with each other. The respective imaging apparatuses notify the central managing apparatus of one or more counter values of... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20090234766 - Administration of financial accounts: A credit facility for controlling financial transactions is arranged with the ability of users to establish self-imposed limits on a category by category basis. The processing system provides messages and other information to the user, both on-demand and at the point of sale, based upon the category of the transaction... Agent: Sadler, Breen, Morasch & Colby, Ps

20090234763 - Home option contract business process: A method of protecting individual homeowners against a decline in the market value of their specific home during a term which has the steps of defining a strike price, defining a term, designating a surety to purchase the home and providing the homeowner with a unilateral right to sell the... Agent: Steptoe & Johnson LLP

20090234765 - Method and system for a contract option: This invention provides a novel method and system for instantiating a data structure comprising a contract option including a disjunctive capability, of especial utility in enabling a new way of selling commodities or services. Rather than being a right to buy a unit of a type of item at a... Agent: Whitham, Curtis & Christofferson, P.C.

20090234764 - Systems and methods for biometric authentication of monetary fund transfer: An embodiment relates generally to a method of authenticating a monetary fund transfer. The method includes receiving a monetary fund transfer request that includes a declared identity of a sender and an identity of a recipient, retrieving biometric data from the sender, and determining whether or not a biometric template... Agent: Mh2 Technology Law Group, LLP

20090234776 - Multiple quote risk management: The disclosed systems and methods relate to allowing trading of over the counter (“OTC”) foreign exchange (“FX”) contracts on a centralized matching and clearing mechanism, such as that of the Chicago Mercantile Exchange's (“CME”'s) futures exchange system (the “Exchange”). The disclosed systems and methods allow for anonymous transactions, centralized clearing,... Agent: Brinks Hofer Gilson & Lione / Cme

20090234775 - Real estate appraisal system and method: The present general inventive concept provides a system and method to facilitate entry of real estate data related to property value, store the real estate data, and track any manipulation thereof, thereby providing secure real estate data with increased accuracy.... Agent: Sonnenschein Nath & Rosenthal LLP

20090234774 - System for behavioral advisory services: A neuroeconomics-based financial advisory service system is disclosed. The system has a database used to collect relevant neuroeconomics information such as detailed information about the customer including factors that describe the psychology of the customer. The information about the customer will be used to create a behaviour advisory plan for... Agent: Schwegman, Lundberg & Woessner, P.A.

20090234767 - Cost-based financial product: In accordance with the principles of the present invention, a cost-based financial product is provided. The cost-based financial product is created at a front end that differentiates at the access level, thereby providing two distinct products—one evolving from direct arbitrage; the other an indigenous copy—that are essentially the same that... Agent: Paul E Schaafsma, Novusip, LLC

20090234768 - Methods and systems for trading contracts and operating exchanges: Methods and systems are provided for operating a contracts exchange without conventional counterparty risk measures used by existing futures exchanges such as collateral, margin accounts, position limits, price change limits and regular settlement times. Traders on the contracts exchange hold substantially, or exclusively, cash and/or liquid exchange-traded assets or liabilities.... Agent: Myers Andras Sherman LLP

20090234770 - Vehicle disablement system user interface: A user interface for a vehicle disablement system is provided. The user interface provides an indication of an amount of time remaining prior to disablement of the vehicle. The indication can be performed using a light emitting diode (LED) which produces either a red or green light. The indication can... Agent: Crowell & Moring LLP Intellectual Property Group

20090234771 - Method for transferring funds: A method to transfer money to a payee's payment card account, without requiring an additional payment card or without acquiring the payee's payment card information is disclosed. A payee registers a payment card with a service provider. The payment card is associated with a payment card account. A payor transfers... Agent: Lahive & Cockfield, LLP Floor 30, Suite 3000

20090234772 - Banking system with enhanced identification of financial accounts: A computer based banking system is provided in which at least selected clients termed participating system members have access to a remote device adapted to communicate with the computer base banking system such that financial transactions can be conducted by remote operation of the remote device by the participating system... Agent: Jacobson Holman PLLC

20090234773 - Point of sale payment method: The invention concerns a method of making a payment transaction between a customer and a merchant using a payment card (200) of the customer including steps of: transmitting details of the payment transaction from a mobile device (202) to a remote server; capturing at least one image of the payment... Agent: Vedder Price PC

20090234769 - Computer implemented automated credit application analysis and decision routing system: A credit application and routing system includes a central processor having and executing a program. The system includes data input capabilities for selectively receiving credit application data from respective applicants at remote locations, and routing capabilities for selectively forwarding the credit application data to remote funding sources and selectively forwarding... Agent: Goodwin Procter LLP Patent Administrator

20090234778 - Method and system for automatically capturing billable time: A method and system helps users capture billable time spent in writing an email and related tasks. A software program is provided that is integrated with an existing email program. The program tracks user time spent on each email and associates billing information with the spent time for use in... Agent: Perkins Coie LLP

20090234779 - Method and system for automatically capturing billable time: A method and system helps users capture billable time spent in writing an email and related tasks. A software program is provided that is integrated with an existing email program. The program tracks user time spent on each email and associates billing information with the spent time for use in... Agent: Perkins Coie LLP

20090234777 - Methods, apparatus, and program products to optimize semiconductor product yield prediction for performance and leakage screens: An apparatus, method, and program product are provided to predict yield loss associated with performance screens or leakage screens. A leakage model is correlated to an on-chip measurement. Current limited yields are determined from the leakage model. A database is formed relating performance sigma cut-points to the circuit limited yields.... Agent: Wood, Herron & Evans, LLP (ibm-bur)

20090234780 - Method and system for automatically capturing billable time: A method and system helps users capture billable time spent in writing an email and related tasks. A software program is provided that is integrated with an existing email program. The program tracks user time spent on each email and associates billing information with the spent time for use in... Agent: Perkins Coie LLP

20090234781 - Methods and systems for utilizing intellectual property assets and rights: A method of utilizing an intellectual property grouping owned by a patent entity to generate income. The method includes acquiring rights in a first intellectual property asset from a seller on behalf of a patent investment entity, providing compensation to the seller in exchange for the first intellectual property asset,... Agent: Knobbe Martens Olson & Bear LLP

20090228297 - Employment systems using resume posting and reporting standard: A portable resume system and method collects and stores a user's credentials/attributes (e.g., a job seeker's resume information, skills, or any other suitable data) in a standardized format that can be shared with any individual, entity, or system to streamline the process of applying for jobs. Certain portions of the... Agent: K&l Gates LLP

20090228291 - Method and system for identifying conflicting constraints in mixed integer programs: In yet another aspect, the invention provides methods and systems for creating one or more artificial infeasibilities in a model so as to seek improvement upon a known value of the objective function. Creation of artificial constraints in this manner may also permit identification of a relatively small set of... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090228294 - Method and system for on-line identification assertion: Self-asserted socio-demographic attributes of individuals' identities are verified using social network analysis and other means. Through these processes, parties to a transaction or interaction arc provided a measure of confidence about another party's self-asserted socio-demographic attributes, such as age, gender, marital status, etc., in order to assist in determining whether... Agent: Sonnenschein Nath & Rosenthal LLP

20090228295 - Method for automatically establishing an identification theft recovery service based on the purchase of an item: A method for automatically establishing an identification theft recovery service and/or credit fraud recovery service from a company that provides such services relating to identification theft and/or credit fraud, when an individual purchases an item and receives a record of the purchase such as a receipt, which may or may... Agent: Valauskas & Pine LLC

20090228293 - Minimum correlation design of experiment run order: A method provides an experiment plan that produces experimental results based on input variables. The method creates a cost function for runs of the experiment plan. The cost function considers an order in which the runs occur. The method also optimizes the cost function to minimize costs between the runs... Agent: Gibb Intellectual Property Law Firm, LLC

20090228292 - Multimedia system based e-commerce: E-commerce techniques, in accordance with embodiments of the present technology, provide an improved buying experience integrated with the television viewing experience. A multimedia system for implementing the e-commerce techniques includes a two way communication system such as a set top box, display device and remote controller. The set top box... Agent: Sony C/o Murabito, Hao & Barnes LLP

20090228296 - Optimization of social distribution networks: A computer-implemented method is provided, which includes labeling an object with one or more object terms that characterize the object. A social graph is constructed that represents an online social network, the social graph having vertices that represent respective members of the social network, and links that represent social connections... Agent: Darby & Darby P.C.

20090228299 - Methods and apparatus for context-sensitive telemedicine: A system for context-sensitive medical communication is described. Patient presentation data is obtained, the patient presentation data is mapped to biological system data, wherein the biological system data are obtained by a population-based comparison, and a relevance-driven summary is generated. Following the primary read, the study can be compressed and... Agent: Knobbe Martens Olson & Bear LLP

20090228300 - Mobile device-enhanced verification of medical transportation services: A method and system for verifying a medical transportation service (MTS). Information about routed trips to provide MTSs is sent to a mobile device. During a routed trip providing a MTS, metadata is collected that specifies a pickup and a drop-off of a client on a date. A client signature... Agent: Schmeiser, Olsen & Watts

20090228298 - System and method of morphology feature analysis of physiological data: A system and method of analyzing physiological data morphology includes a first physiological data source. A morphological segment detection module receives first physiological data from the first physiological data source and applies at least one algorithm to identify at least one morphological segment of the first physiological data. A segment... Agent: Andrus, Sceales, Starke & Sawall, LLP

20090228304 - Care engine: The present invention offers a comprehensive solution to care management which aggregates, integrates and stores clinical information from disparate sources. The system finds at-risk individuals before they experience preventable, high-cost medical events and stratifies high risk populations according to clinical criteria, which can include severity of disease states and co-morbidities.... Agent: Leydig Voit & Mayer, Ltd

20090228303 - Electronic health record system utilizing disparate record sources: A system for facilitating patient ownership of his or her medical data through the use of third-party health repositories that preserves the maximum information content of the medical records by displaying information relevant to the authority of the medical data as reflected by its source and types of modification as... Agent: Boyle Fredrickson S.c.

20090228301 - Insurance plan design, reporting and analysis of healthcare data using global filters: The present disclosure provides a health care data analysis apparatus for accessing, analyzing, planning, and filtering health care data of a population of people to be covered by an insurance plan, said data including claims and enrollment data, for applying one or more health care plans to the data and... Agent: Luedeka, Neely & Graham, P.C.

20090228302 - System and method of prescribing alternative medications: A system and method is provided to allow a physician to consider alternative medications while he is electronically prescribing medications to the patient, and to also allow the physician to be aware of and provide free medications and/or rebates to the patient.... Agent: Casella & Hespos

20090228305 - Method for providing services available within a neighborhood: The method is for providing a service system. The method identifies a location of a user of the service system. The user selects a category of the service system. A database is searched for service providers of the selected category. The method identifies a first location of a first service... Agent: Fasth Law Offices (rolf Fasth)

20090228306 - Mortgage management system and method: Methods and systems for structuring a single financial product that combines mortgage and insurance. Periodic payments of mortgage interest are made during the existence of the mortgage and a guarantee of principal repayment is from an insurance policy at the end of the mortgage term. The proceeds from the insurance... Agent: Ostrolenk Faber Gerb & Soffen

20090228307 - Person-to-person lending program product, system, and associated computer-implemented methods: An individual consumer borrower accessing a person-to-person lending website is provided an opportunity to have a loan request wholly or partially satisfied by a financial institution at loan terms from the financial institution. The financial institution, for example, can receive information about a person-to-person loan request, determine whether to authorize... Agent: Bracewell & Giuliani LLP

20090228308 - Process apparatus and mutual insurance method performed by the process apparatus: A process apparatus and a mutual insurance method performed by the process apparatus are provided. The process apparatus is connected to a database storing a basic insurance group, receives a basic insurance application of an applicant, generates basic policy information of the applicant according to the basic insurance group and... Agent: Grossman, Tucker, Perreault & Pfleger, PLLC

20090228314 - Accelerated service delivery service: In one illustrative embodiment, a computer implemented method for an accelerated service delivery service is provided. The computer implemented method comprises receiving input data describing a source service model and a target service model, comparing the source service model and the target service model and, identifying differences between the source... Agent: Duke W. Yee

20090228319 - Breed-specific haplotypes for polled phenotypes in cattle: The presence of horns within commercial cattle populations increases the chances of injuries. The Polled (hornless) condition in cattle has existed since domestication, and it has been selected by breeders because of its economic importance and ease of management. A dominant mutation is believed to cause the polled phenotype. The... Agent: Judy Jarecki-black Ph.d., J.d.

20090228311 - Controlling access to documents by parties: Access to documents by parties can be controlled as follows. First, access can be controlled in accordance with access counters associated with the parties, where the documents have one or more versions. Second, access can be controlled in accordance with access levels associated with the parties. The access level of... Agent: Ibm Corporation Intellectual Property Law

20090228317 - Method and apparatus for determining minimum costs: The aim of the invention is to determine the minimum costs (MIN_KOST) from a starting location (STO) to a destination (ZIO), in order to plan a route on a map (MAP). To achieve this, starting nodes (STK) are determined in accordance with the starting location (STO). Different categories of starting... Agent: Cohen, Pontani, Lieberman & Pavane LLP

20090228312 - Method and system for a calendaring tool for claim code and workload determination: A method for the creation of timesheets, workload management and analysis includes: receiving a set of individual activity entries in the form of task assignments and workload claim codes into a resource and activity planning tool; exporting individual activity entries from the set of individual activity entries to one or... Agent: Cantor Colburn LLP - IBM Endicott

20090228313 - Method and system for determining service area of supply chain by simulating service cycle time: A method and system for determining supply chain service area by simulating service cycle time. A plurality of simulation parameters including stochastic factors are used with a supply chain simulation model. The supply chain simulation model is run repeatedly and generated simulated data is analyzed to determine service cycle time.... Agent: Scully, Scott, Murphy & Presser, P.C.

20090228309 - Method and system for optimizing business process management using mathematical programming techniques: In a second aspect of the invention, a mixed integer program representing a business process model may be used in connection with simulation of the business process to refine resource assignments. After an initial simulation, later simulations may be refined by using a solution of the mixed integer program to... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090228315 - Project assessment using project yield determination: Illustrative embodiments provide a computer implemented method, a data processing system and a computer program product for project assessment using project yield determination. In one embodiment, the computer implemented method comprises receiving project input to form received project data, and performing a first calculation on the received project data to... Agent: Duke W. Yee

20090228316 - Risk profiling for enterprise risk management: A risk profile element is created and associated with a control element within a risk hierarchy associated with an organization. A risk attribute is updated automatically within the risk profile element in response to an event associated with the control element. The updated risk attribute is processed to evaluate risk... Agent: Lee Law, PLLC IBM Customer Number

20090228318 - Server and sensor net system for measuring quality of activity: In a real environment, it is grasped in what condition the worker has conducted the activity, and in what condition the worker has created a file, and the quality of the entire activity from the activity start to the activity end is provided as an index. An action index indicative... Agent: Juan Carlos A. Marquez C/o Stites & Harbison PLLC

20090228310 - Standard process and resource reference and instance: A computer implemented method, apparatus, and computer program product for planning in a manufacturing process. In one embodiment, a library of standard manufacturing processes is created. The library comprises a plurality of master process objects. In response to generating a manufacturing project, a set of master process objects is selected... Agent: Duke W. Yee

20090228320 - Apparatus, system, and method for quantifying bundling, and applying credits and incentives to financial transactions: An apparatus, system, and method for quantifying, aggregating and bundling green incentives based on green construction enables applying at least a portion of the credits/incentives to financial transactions. Quantification includes estimating and/or monitoring usage of utilities, comparing the usage to a predetermined baseline value, and valuating an effectual energy savings... Agent: Kunzler & Mckenzie

20090228321 - Accessing an enterprise calendar and scheduling group meetings using a mobile device: A method of scheduling a group meeting wherein, the request for the group meeting is received as a message from a mobile device. The received message identifies the group. The group comprises of a plurality of members and information on the group and its members is pre-defined and stored in... Agent: Law Firm Of Naren Thappeta

20090228323 - Method and system for managing on-line recruiting: A method and system for managing an on-line recruitment process is disclosed. The method and system permits a hiring manager to obtain resumes of interested parties, review the resumes, invite candidates back for an on-line interview in a virtual interview room, record the interview, have one or more members of... Agent: Brian Clarke

20090228322 - Processing invitations and accepting configuration information on a device: Systems, methods, and computer program products display invites on a mobile device calendar. An invitation is received that identifies an event having a start time and a duration. The invitation is presented to a user of a mobile device, where the mobile device includes two or more calendars. The invitation... Agent: Fish & Richardson P.C.

20090228331 - Content distribution server, computer readable recording medium recorded with content distribution program, and content distribution method: A content distribution server for distributing content through a network has a content storage, an advertisement information storage storing advertisement images corresponding to location information showing a location of an advertisement target facility, a viewing request receiver receiving a request for viewing the content from a user device, a display... Agent: Staas & Halsey LLP

20090228335 - Generating and presenting targeted advertisements including representations of subject individuals: Ranks for the subject individuals are determined based on the subject individuals' interactions with advertisements and/or on other factors. An advertisement is selected and presented to a user based on a score derived from friends' and/or contributors' interactions with the advertisement. According to various embodiments of the invention, a method... Agent: Raubvogel Law Office

20090228329 - Grouping system, grouping management server, and grouping program: A group of participants taking part in an event is formed on the basis of intention of the participants. A grouping system includes a mobile terminal 3 having adjacent terminal communicating units 17, and a management server 1 for performing grouping. The management server 1 includes a member personal information... Agent: Buchanan, Ingersoll & Rooney PC

20090228330 - Healthcare operations monitoring system and method: An automated and quantitative way to measure patient experience by tapping into existing hospital information systems and aggregating all pertinent information that impacts patient experience, and compiling this information into a meaningful patient experience index. Application of this method makes the calculation of a Patient Experience Index based on Key... Agent: W. Edward Ramage

20090228325 - Just in time pickup or receipt of goods or services by a mobile user: Embodiments are directed towards dynamically determining a merchant to provide just in time (JIT) goods/services/appointments to a mobile customer by seeking to minimize the mobile customer's wait time or optimizing another parameter. A registered user may place an order with a JIT service for a good/server using a mobile device.... Agent: Darby & Darby P.C.

20090228343 - Marketing communication tracking: Tracking and management data for distribution of marketing communications and an associated response is disclosed. The system generates and links tracking data for both the distribution and the response, generates indicators that include the tracking data, and encodes the indicators so that the indicators are detectable as they traverse various... Agent: Snell & Wilmer L.L.P. (amex)

20090228328 - Method and apparatus for quantifying aesthetic preferences in product design using production rules: A computer implemented method includes performing a statistical analysis on a database of product shape information and identifying product characteristics based on statistical relationships among the shapes in the product database. A plurality of production rules that express the allowable variations of shapes defining the product characteristics is generated, and... Agent: Jones Day

20090228324 - Method and system for efficient energy distribution in electrical grids using sensor and actuator networks: Techniques are disclosed for managing a commodity resource in a distributed network by aggregating marginal demand functions or marginal supply functions, depending on whether a node is a commodity consumer or a commodity producer, and determining an optimal allocation/production based on the aggregated function. By way of example, the commodity... Agent: Ryan, Mason & Lewis, LLP

20090228339 - Method and system for revenue per reverse redirect: A method and system for a reverse online auction process include a dynamic rules-based configuration step. Question-and-answer sets having branches to other questions based on configured rules are generated. Vendor registrations are received from vendors, including vendor product and service information, vendor contact information, and vendor content. A vendor profile... Agent: Fay Sharpe LLP

20090228337 - Method for evaluating compliance: A method and computer program product for transmitting a compliance questionnaire to one or more intended recipients. The one or more intended recipients is able to identify one or more delegated recipients of the compliance questionnaire. The compliance questionnaire is transmitted to the one or more delegated recipients.... Agent: Holland & Knight LLP

20090228338 - Method for measuring the impact of advertising on brand perception: A method for measuring the impact of advertising on brand perception is provided. The method utilizes a computing device to compare the perception of a brand from respondents who have been exposed to an advertising campaign with a second group of respondents who have not been exposed to the advertising... Agent: Daniel J Swirsky

20090228333 - Method for recommendation of audio: A method for recommendation of a content item, comprising: providing first identifiers for first content items stored on a first device; providing second identifiers for second content items stored on a second device; determining measures for at least a part of said first content items, wherein each measure is associated... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20090228332 - Method for the analysis and evaluation of an industrial activity and apparatus for implementing this method: m

20090228341 - Method, system and computer readable medium for facilitating a transaction between a customer, a merchant and an associate: A method and system for facilitating a transaction between at least one user, at least one merchant, at least one associate is provided. The method includes the steps of the associate processing device transferring into the user processing device a first merchant link for a first merchant Web site on... Agent: Pepper Hamilton LLP

20090228346 - Method, system and device for collecting message advertisement metrics data: A method for collecting message advertisement metrics data is provided, which includes the following steps: receiving a message attached with an advertisement sent by a message server; identifying the advertisement in the message and recording an advertisement metrics event of the advertisement in real time; and feeding back the advertisement... Agent: Huawei Technologies Co., Ltd. C/o Darby & Darby P.C.

20090228342 - Methods and systems for facilitating the provision of opinions to a shopper from a panel of peers: In accordance with one or more embodiments, a system determines an image, selects a panel of participants, and outputs the image to each of the participants of the panel of participants. Responses may be collected from the participants and an indication of the results may be output to a shopper.... Agent: Walker Digital Management, LLC

20090228347 - Network for targeting individual operating a microcomputer regardless of his location: A network adapted to target an individual operating a microcomputer that is linked to an Internet to offer this individual goods or services appropriate to his needs that are available at a place within reach of the individual's present location. The microcomputer is provided with a GPS receiver that indicates... Agent: Bromberg & Sunstein LLP

20090228345 - Notice and non-response tracking: Tracking and management data for distribution of informational, legal, or contractual notices and tracking associated response, or non-response, is disclosed. The system generates and links tracking data for both the distribution and the response, generates indicators that include the tracking data, and encodes the indicators so that the indicators are... Agent: Snell & Wilmer L.L.P. (amex)

20090228327 - Rapid statistical inventory estimation for direct email marketing: Statistical approaches are employed to estimate available inventory for opt-in email marketing mailings. A random sample is selected from an overall population of subscribers who have opted-in to receiving email marketing messages. When a query is received for determining available inventory that satisfy some target criteria, the random sample is... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090228334 - Selection set evaluation device and sale management device: A selection set evaluation device comprises selection item storage means (201) where information concerning selection items are stored, selection item presenting means (202) for presenting selection items to a user, selection item selection means (203) for allowing the user to select one or more of the presented selection items, evaluation... Agent: Birch Stewart Kolasch & Birch

20090228344 - Survey lifecycle tracking: Tracking and management data for a survey distribution and response lifecycle is disclosed. The system generates and links tracking data for both the distribution and the response, generates indicators that include the tracking data, and encodes the indicators so that the indicators are detectable as the indicators traverse various events... Agent: Snell & Wilmer L.L.P. (amex)

20090228340 - System and method for electronic feedback for transaction triggers: A method, in a computer system, for processing messages descriptive of an interaction between a user of the computer system and a third party according to a predefined manner includes receiving an electronic message, such that the electronic message includes interaction information associated with an interaction between the user and... Agent: Marshall, Gerstein & Borun LLP

20090228336 - System and method for processing financial transactions: A network for processing retail sales transactions includes a customer transceiver with a unique customer number, a reader receiving the customer number and sending it to a point-of-sale device where it is combined with transaction information to form a transaction entry. The transaction entry is sent through a merchant computer... Agent: Hunton & Williams LLP Intellectual Property Department

20090228326 - System and method for processing opinion data: A system that incorporates teachings of the present disclosure may include, for example, a media processor having a controller to solicit an appraisal for each of a plurality of media programs presented by the media processor for composing a proposal to update one or more operational features of the media... Agent: At&t Legal Department - As Attn: Patent Docketing

20090228348 - Privacy film for maintenance of data: The present subject matter relates to an item and related method and system for validating the authenticity of sensitive data respective to the item for associated processing on a high speed item transport device. The sensitive data associated with the item to be processed is exposed to energy, such as... Agent: Mcdermott Will & Emery LLP

20090228349 - mooring system: A mooring system (10) is disclosed which comprises a database (24) arranged to store a plurality of mooring records, each mooring record including information indicative of a mooring, booking information indicative of whether the mooring is booked, and booking data indicative of the identity of the user in respect of... Agent: Ostrolenk Faber Gerb & Soffen

20090228350 - Toll fee system and method: A toll fee tracking system comprising a toll authority adapted to collect data associated with at least one toll fee tracking device and a toll rental entity adapted to communicate with the toll authority and a third part entity. This Abstract is provided to comply with rules requiring an Abstract... Agent: Winstead PC

20090228355 - Amelioration of unsolicited advertisements in a virtual universe through avatar transport offers: An approach that ameliorates an offer of transport to a virtual region within the virtual universe for exposure to an unsolicited advertisement is described. In one embodiment, there is a transport invitation detection component configured to detect an offer of transport to a virtual region within the virtual universe for... Agent: Hoffman Warnick LLC

20090228361 - Cognitive scheduler for mobile platforms: A computer-based method of scheduling creative assets for targeted distribution of a plurality of campaigns to a plurality of communications devices. The method includes receiving, at the database, an age code, a gender code, and a postal code corresponding to a user of each of the plurality of communications devices.... Agent: Ketans S. Vakil Snell & Wilmer L.L.P.

20090228360 - Email advertisement system and method for online retail: An outgoing email server inserts electronic advertisements into outgoing order confirmations and order cancellation notices generated by an online retail system. The server creates an enhanced email order notification in which the text of the email is framed with one or more electronic advertisements, as well as banners or footers... Agent: Andrus, Sceales, Starke & Sawall, LLP

20090228354 - Engine, system and method for generation of brand affinity content: An endorsed advertising engine, system and method, which includes at least one vault having media assets, a recommendation engine that matches the media assets from the vault with at least one requested creative, and a delivery engine that integrates the requested creative with the matched media assets from the vault.... Agent: Drinker Biddle & Reath Attn: Intellectual Property Group

20090228356 - Method and apparatus for determining a standard name for a payee: A system that determines a standard payee name for a payee is presented. During operation, the system receives a non-standard payee name, wherein the non-standard payee name can be a user-defined payee name, which is defined by a user, or a normalized payee name, which is defined by a financial... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090228351 - Method and means for the adminstration of a distribution of prizes: What is disclosed are a method for the administration of a distribution of prizes, for example in a lottery, and means for implementing the method, wherein merely a telecommunication number of the person wishing to participate in the distribution of prizes and a participation number allocated by the provider of... Agent: Oliff & Berridge, PLC

20090228359 - Method and system for advertising on a self-service order station: The present invention provides a system and method for advertising on a self-service order station, such as a gift card kiosk or a photographic order fulfillment kiosk. The system comprises a self-service order station with a processing unit configured to execute a computer software program that enables the display of... Agent: Whiteford, Taylor & Preston, LLP Attn: Gregory M Stone

20090228357 - Method and system for displaying relevant commercial content to a user: The present invention relates to a system and method for displaying commercial content within or alongside an application on a computing device, based on a user's browsing history. The commercial content can be displayed within or alongside an offline application, for example, when the computing device is offline, or on... Agent: Daniel M. Gurfinkel Welsh & Katz, Ltd.

20090228358 - Method and system of advertising, sales and acquiring and measuring market data using wireless device: The present invention is a method and system by which consumers may search the global marketplace for particular products or services, receive advertisements and receive notifications when specific products or services are placed on sale or are being offered at a particular price using the consumer's mobile device, personal device... Agent: Thomas Hiramatsu Tie

20090228353 - Query classification based on query click logs: Methods are provided for the classification of search engine queries and associated documents based on search engine query click logs. One or more seed documents or queries are provided that contain content that is representative of a category. A query click log containing information regarding queries entered by at least... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090228362 - Tokenless biometric electronic financial transactions via a third party identicator: A method and device enables tokenless authorization of an electronic payment between a payor and a payee using an electronic identicator and a payor bid biometric sample. The payor registers with a registration biometric sample, and a payor financial account identifier. The payee registers a payee identification data with the... Agent: Marger Johnson & Mccollom, P.C. - You Technologies

20090228352 - Transactions, payment and emergency medical system: A system comprising a device adapted to be worn by an individual, which provides personal identification of the owner in case of incapacity and also be used as an e-wallet that integrates contactless payment technology to substitute the petty cash that people carry along when exercising. Additional functionalities that can... Agent: Cozen O'connor, P.C.

20090228363 - Shopping system and method therefor: A shopping system for purchasing one or more goods comprising: at least one shopping cart into which items to be purchased are placed. The cart includes a quantity measurement mechanism to detect a measureable quantity parameter (e.g. weight or volume) of each good placed in the cart. The system further... Agent: Yoram Tsivion

20090228364 - Intelligent transaction router and process for handling multi-product point of sale transactions: A transaction router and corresponding process that enables the point-of-sale activation (POSA) of POSA type devices, such as POSA pre-paid gift cards, debit cards, telephone cards and cellular replenishment cards, while utilizing a standard credit card swipe terminal (reader). The transaction router, during use, receives the output of the reader... Agent: Perkins Coie LLP Patent-sea

20090228365 - Methods and systems for managing merchant identifiers: A method and system for processing a merchant identification request from a private label payment card issuer is provided. The issuer is communicatively coupled to a multi-party payment card interchange that includes access to a database. The database stores a plurality of historical multi-party payment card transactions. The method includes... Agent: Daniel M. Fitzgerald (21652) Armstrong Teasdale LLP

20090228366 - Linking method for affiliate programs: The present invention relates to a web-based method for linking websites using an affiliate program through an affiliate program server, said method comprising acts of linking a referral URL(s) to an affiliate account, where the URL(s) is submitted by affiliate or merchant and approved by the merchant; clicking product(s) and/or... Agent: Lowe Hauptman Ham & Berner, LLP

20090228367 - Method and apparatus for producing and selling paint remotely: A paint manufacturing system includes a paint component storage system in fluid communication with a dispenser. A computer system is operatively coupled to the dispenser through the paint component storage system. The paint component storage system flows a desired amount of at least two paint components to the dispenser in... Agent: Schmeiser Olsen & Watts

20090228369 - Online purchasing system supporting buyer affordability screening: An online system uses, in various embodiments of the invention, credit report information, loan affordability screening and credit approval and management functionality to facilitate the purchase and finance of products online. The online system may include both sellers of products and lenders that offer financing to buyers seeking to purchase... Agent: Mcandrews Held & Malloy, Ltd

20090228368 - Systems and methods for enterprise purchasing and payment: A method for enterprise purchasing and payment in an online purchasing and payment system is disclosed. The identity of an enterprise user that is accessing the online purchasing and payment system may be verified. The purchase of an item selected by the enterprise user based on a set of enterprise... Agent: Austin Rapp & Hardman

20090228370 - Systems and methods for identification and authentication of a user: The present invention generally relates to a computer security system for use in the identification and authentication of a user prior to an on-line transaction. In one aspect, a method for facilitating a secure transaction over a network is provided. The method includes collecting a username and password associated with... Agent: Patterson & Sheridan, L.L.P.

20090228373 - Applications with integrated capture: Embodiments include a system for integrating capture software functionality into other software applications including computer aided design (CAD) application, search application, database management application, email applications, network publishing applications, collaboration applications, copying and facsimile applications, manufacturing applications and similar programs. A user may utilize any of these applications to initiate... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090228372 - System and method of managing a ticket order: A system for managing the production of retail tickets in accordance with a ticket order includes a ticketing services bureau that receives the ticket order and a print center that prints tickets in accordance with the ticket order. The system additionally includes a client connected to the ticketing services bureau... Agent: Kriegsman & Kriegsman

20090228371 - System for matching fans with presentations and monetizing presenting venues: A business method implemented in a computer system pairs individuals with venues presenting entertainment programming, by steps of (a) determining programming schedules for a plurality of venues, including at least approximate geographic locations for the venues, and storing the schedules associated with the locations in a data repository; and (b)... Agent: Central Coast Patent Agency, Inc

20090228375 - Lifecycle tracking and management using rf: Tracking and management data for a solicitation and response lifecycle is disclosed. The system generates and links tracking data for both the solicitation and the response, generates indicators that include the tracking data, and encodes the indicators so that the indicators are detectable as they traverse various events and locations... Agent: Snell & Wilmer L.L.P. (amex)

20090228374 - System and method for optimizing delivery of inventoried content to mobile networks: The present invention provides a system and method for optimized delivery of inventoried content to mobile networks. According to one embodiment, a remote inventoried content server is installed in the geographic locale of a publisher of content for users of mobile communications devices on a mobile network. The remote inventoried... Agent: Carr & Ferrell LLP

20090228379 - Digital footprint driven multi-channel integrated support system: A digital footprint driven multi-channel integrated support system assists a user in managing electronic components based on his or her digital footprint. The digital footprint driven multi-channel integrated support system delivers a dramatically improved ‘digital home support’ experience across multiple support channels (e.g., ‘on-the-box’, web, IVR, agent voice, agent chat,... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20090228377 - Evaluating total cost of ownership: Among other disclosed subject matter, a computer-implemented method for evaluating total cost of ownership (TCO) of a system includes obtaining reference values associated with respective aspects of a TCO measurement model. The TCO measurement model is configured for use in measuring TCO, the reference values reflecting a reference TCO determined... Agent: Fish & Richardson, P.C.

20090228378 - Method and system to charge an account: The present invention provides an account charging method used for charging a user account over a network, including: establishing an intermediary account; saving a second user's charging amount sent by a first user in the intermediary account; and if a confirmation message of receiving a payment is received from the... Agent: Lee & Hayes, PLLC

20090228376 - Tracking transactions by using addresses in a communications network: Communications between participants over a communications link are proxied by an intermediary, such as an Integrated Order Mechanism (IOM). Participants interact with each other through the IOM. The IOM may be transparent to the participants such that they are not aware that the IOM is involved in processing communications. For... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20090228380 - Centralized classification and retention of tax records: A method embodiment herein has a central storage device periodically receiving images of documents. These documents have written or printed thereon financial information and can relate to a single tax entity. These images are supplied from at least one remote device over a network. The images are processed (at the... Agent: Gibb Intellectual Property Law Firm, LLC

20090228381 - Method and apparatus for processing a charge applied to a financial account: In one embodiment, a billing server receives charge data from a card authorization terminal. The charge data indicates a transaction amount, such as a purchase price, and a first financial account, such as a credit card account. The billing server determines a second financial account that corresponds to the first... Agent: Dean Alderucci Walker Digital Corporation

20090228386 - Collection agency data access method: An account data access method allowing access to an agency account database, such as that of a collection or other debt recovery agency, from public sites over a network by agency affiliates and clients of the agency. The invention provides for secure access to a client's accounts using a web... Agent: Schwegman, Lundberg & Woessner, P.A.

20090228382 - Financial statement and transaction image delivery and access system: A system and method is provided for processing, indexing, packaging, and delivering financial statements and the corresponding transaction document images to customers on a periodic basis. A cooperating system is provided for the customer to efficiently search and access those images from the customer's workstation.... Agent: Charles W. Hanor Hanor, Lively, Cernyar & Saba

20090228385 - Loan financing with liquidity-dependent knockout feature: A Prime Broker's method for financing a Hedge Fund includes extending a Committed Loan Facility from which the Hedge Fund can borrow funds. The maximum amount of funds made available under the Committed Loan Facility to the Hedge Fund may be proportional to current loan balances maintained by the Hedge... Agent: Baker Botts L.L.P.

20090228384 - Real time replacement system and method for lost or stolen credit cards / debit cards: A credit card use and replacement security system and method comprising two credit cards issued to a single user by a financial institution, with a first of the cards being active as a main card for transactions and a second spare card being inactive from transactions. Loss or theft of... Agent: Israel Nissenbaum

20090228383 - System and method for proactively establishing a third-party payment account for services rendered to a resident of a controlled-environment facility: Systems and methods for proactively establishing a third-party payment account for services rendered to a resident of a controlled-environment facility (“CEF”). A campaign-triggering event is detected, which triggers contact of prospective third-party (“3rd-party”) payers for a resident of a CEF in order to encourage such prospective 3rd-party payers to establish... Agent: Fogarty, L.L.C.

20090228398 - Maximum running spread: A method of determining index component spreads, includes determining an index DV01 according to index component DV01, determining an implied credit default swap (CDS) notional according to a contract value of a basis point, setting a standard recovery rate as a predetermined constant value, determining a maximum running spread according... Agent: Baker & Hostetler LLP

20090228399 - Method of presenting predictive data including standard deviation of financial securities: A method of presenting historical and predictive data of a security comprises the steps of displaying the historical data of the security on a user interface. The method further includes displaying a target value of the security. The method may also include displaying incrementally greater and lesser values expressed as... Agent: Stetina Brunda Garred & Brucker

20090228401 - Methods and systems for valuing investments, budgets and decisions: A computer implemented method of making a decision through modeling comprising the steps of: providing a first decision having at least one future cash flow on a computer; providing at least one image to a user from a library of images; selecting an image for each future cash flow to... Agent: Meredith & Keyhani, PLLC

20090228400 - System and method for estimating a spread value: An estimated spread value is computed that represents a price at which a trader might have been able to buy or sell a spread given the current market conditions of the legs. In particular, when an event occurs in one of the legs, price information is gathered from each of... Agent: Mbhb/trading Technologies

20090228390 - Aggregated trading system: A trading system is described herein for hosting a collection of one or more electronic exchanges. The collection of electronic exchanges may be made up of separately designated exchanges under one or more authorizing and regulating bodies. The trading system receives from traders bids to purchase and offers to sell... Agent: Mbhb/trading Technologies

20090228388 - System and method for automated trading of electrical consumption: A system and method for automated trading of electrical consumption. A plurality of demand bids for energy on a power grid from a plurality of consumers are received, over a network. Each demand bid comprises an identification of a consumer, a quantity of energy, an economic value of the bid,... Agent: Greenberg Traurig, LLP

20090228387 - System and method for filing, searching, ranking and auctioning intellectual property: A system accessible by a user via the internet that includes a functional search and analysis system, an e-inventor's notebook operatively coupled to said functional search and analysis system, wherein the functional search and analysis system, the e-inventor's notebook and the IP market place and accessible by users from the... Agent: Morris Manning Martin LLP

20090228389 - Systems and methods for corporate share buyback: Systems, methods and computer program products enable companies to consistently repurchase corporate stock at a price below the industry-standard Volume Weighted Average Pricing (VWAP). Historical trade data is analyzed to identify prior prime purchasing opportunities that are used in determining a baseline. During each trading period, as a favorable purchasing... Agent: Sutherland Asbill & Brennan LLP

20090228391 - Methods to advance loan proceeds on prepaid cards, associated systems and computer program products: Embodiments of the present invention include systems, computer program products, and associated computer-implemented methods of advancing loan proceeds on prepaid cards. Example embodiments include generating a common interface for loan information when proceeds from the loan are destined for a prepaid card account. As understood by those skilled in the... Agent: Bracewell & Giuliani LLP

20090228392 - Online credit escrow service: The online credit escrow service is a method of protecting the credit of debtors who are paying back their debts. The method involves a third party as an intermediary between the debtor and the debt collector. The debtor delivers money to a third party that stores the money in an... Agent: Litman Law Offices, Ltd.

20090228393 - Method for the quasi real-time preparation and consecutive execution of a financial transaction: e

20090228394 - Adaptive payload monitoring system: A payload monitoring system for an excavation machine is disclosed. The payload monitoring system may have a tool, a first sensor configured to generate a first signal indicative of a velocity of the tool, and a second sensor configured to generate a second signal indicative of a lift force of... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090228396 - Content distribution of storage media for sale, rental and resale: In one embodiment, content is delivered to a customer over a communications network and written to a storage medium. The customer may be authorized to make additional copies of the content. The delivered content and copies are tracked in support of rental, sale or resale applications.... Agent: Robert Schuler

20090228395 - Method for disseminating drm content: Method for disseminating digital content that is secured by Digital Rights Management (DRM), the digital content being encrypted and playback of the digital content being linked to a license that is provided with a digital key including associated attributes that regulate at least one of a type, a scope and... Agent: Darby & Darby P.C.

20090228397 - Exchange for tagged user information with scarcity control: Embodiments of the invention are directed to managing an exchange of user profile data through an auction that controls distribution to one or more top bidders. Visiting users of a data seller's website are tagged based on the visiting user's interactions with the data seller's website. The data seller or... Agent: Darby & Darby P.C.

20090228402 - Quotation system and method: A quotation system and method are provided (see FIG. 1). A relational database (10) allows various departments (14, 16, 18, 20) to prepare a quotation. The relational database centralizes data to increase efficiency, and the data may be modified, as needed, for particular quotation solutions.... Agent: Russ Weinzimmer

20090228405 - Apparatus and method for determining and applying an energy savings to a financial transaction: An apparatus, system, and method for determining and applying an energy savings to a financial transaction includes estimating and/or monitoring usage of utilities by detectors, comparing the usage to a predetermined baseline value, and valuating an energy savings. A portion of the savings may be applied to any of early... Agent: Kunzler & Mckenzie

20090228406 - Apparatus, system, and method for quantifying energy usage and savings: An apparatus, system, and method for quantifying energy usage and savings enables applying the savings to a financial transaction. Quantification includes estimating and/or monitoring usage of utilities by detectors, comparing the usage to a predetermined baseline value, and valuating an energy savings. Quantification relies on a comprehensive database to establish... Agent: Kunzler & Mckenzie

20090228404 - Method and system for exchanging environmental savings acquired by use of alternative fuels: A method and system to report the environmental benefits of consumers' purchases of alternative fuels. The system tracks and stores the purchases of customers from a vendor of alternative fuels. The system calculates the environmental savings that a customer generates by using alternative fuel in place of standard fuels. Environmental... Agent: Perkins Coie LLP Patent-sea

20090228403 - Method and system for reporting environmental savings acquired by use of alternative fuels: A method and system to report the environmental benefits of consumers' purchases of alternative fuels. The system tracks and stores the purchases of customers from a vendor of alternative fuels. The system calculates the environmental savings that a customer generates by using alternative fuel in place of standard fuels. Environmental... Agent: Perkins Coie LLP Patent-sea

20090222276 - Apparatus, system, and method for cloning web page designs or avatar designs: An apparatus, system, and method are disclosed for facilitating the copying or cloning of web page and avatar designs.... Agent: Todd Romney

20090222277 - Defining and implementing custom task processes: Concepts and technologies are provided herein for defining and implementing custom task processes. An authoring tool provides a user interface for defining a custom task process that encompasses one or more task instances. New workflow logic can be applied to both the task action and the encompassed task instances. Once... Agent: Microsoft Corporation

20090222278 - Interactive entrepreneur network and information system: A social networking system and method for entrepreneurs includes a primary forum offering a plurality of multimedia tools and a primary member registration means for registering a plurality of members for access within a primary community. Members include entrepreneur members, investor members and coach members. The primary forum provides access... Agent: Ernest D. Buff Ernest D. Buff And Associates, LLC.

20090222274 - Preventing fraud in a virtual universe: A solution for preventing frauds in a virtual universe is disclosed. A user interface may be deployed to a user of the virtual universe which enables the user to report a fraudulent activity of a virtual entity. Such a report is processed by an administration center, and the fraudulent virtual... Agent: Hoffman Warnick LLC

20090222279 - Rate quote generation for optimization of travel agency profitability: In order for a travel agent to find travel services for clients and maintain profitability (or other advantages) for a travel agency, systems and methods for automatically generating rate quotes for travel services are provided. The travel agent provides the client's requirements for travel within a system that searches fare... Agent: Gard And Kaslow LLP

20090222275 - Risk reduction: A method and system of reducing risk in the life cycle of a product, in one aspect, obtain one or more tasks required to achieve an overall task, determine risk impact of each task, the risk impact being an impact of each task on the likelihood of failure for the... Agent: Scully, Scott, Murphy & Presser, P.C.

20090222280 - System and method for certification data management: A system and method are disclosed that provide for processing certification data. The system and method include determining a rating definition associated with an engine configuration, and associating an arrangement number with the rating definition. In addition, the system and method include associating a certification type with the arrangement number,... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090222285 - Authentication of pharmaceutical products: A method for authenticating a pharmaceutical product, the pharmaceutical product being associated with packaging having disposed thereon or therein coded data including a number of coded data portions, each coded data portion being indicative of an identity of the pharmaceutical product and at least part of a digital signature of... Agent: Silverbrook Research Pty Ltd

20090222281 - Formulation for multi-step acne treatment: Methods and systems (150) for hosting multi-step acne treatment program are disclosed. Profile of individuals is maintained through Customer Relationship module (140). Individual customers, skincare clinics and online skincare retailers use treatment Customizer (120) to build a multi-step acne treatment. Processing of customer orders and payment processing will be supported... Agent: Cigno (b.v.i.) Ltd.

20090222283 - Healthcare service management using a centralized service management module: A system and method for scheduling or managing receipt of healthcare services are disclosed. A centralized service management module is coupled to one or more client devices and to one or more service providers, such as healthcare providers or insurance providers. The centralized service management module receives an interaction, such... Agent: Fenwick & West LLP

20090222282 - Method for personalized diet design: The present invention is directed to methods of developing dietary guidelines, particularly associated with dietary consumption of fatty acids. We discovered an association of a polymorphic marker with regulation of plasma lipid levels in response to dietary intake of polyunsaturated fatty acids. Accordingly, the present invention provides methods for providing... Agent: David S. Resnick

20090222284 - Physician office viewpoint survey system and method: A system and method for conducting surveys, and, more particularly, an at least partially automated and efficient system and method for collecting, processing, and displaying customer satisfaction survey information that enables a product or service provider to evaluate the quality of goods and/or services received based on ratings and reports... Agent: Pearne & Gordon LLP

20090222287 - Apparatus and method for self-reporting medical information: A patient list is provided to a medical provider. The medical provider may be prompted to review particular patients on the list or they may review these patients on their own. In any case, a patient is selected from the list and the provider determines if a medical metric associated... Agent: Fitch Even Tabin & Flannery

20090222286 - Event-marked, bar-configured timeline display for graphical user interface displaying patien'ts medical history: One can display a patient's medical history on a (color-coded), bar-configured chronological timeline. The patient timeline display includes event markers that are located adjacent to specific time increments along the patient timeline when the patient had certain procedures performed. Namely, each procedure is represented by an event marker referenced to... Agent: Philips Intellectual Property & Standards

20090222289 - Prescription management system: An imaging and workflow method, system, computer readable medium and user interface for processing information efficiently for the processing of medical prescription orders. The system includes support for document scanning, automated rules-based order processing, statistical reporting, document generation and document storage and retrieval. The present invention takes advantage of imaging... Agent: Wilmerhale/new York

20090222288 - System and method for providing telephone access by patients to medical personnel: A physician/patient communication system and a method of managing physician/patient communication. In one embodiment, the system includes: (1) an account manager configured to interact with at least one patient and at least one physician to allow at least one patient account and at least one physician account to be established,... Agent: Hitt Gaines P.C.

20090222290 - Methods and systems for automated, predictive modeling of the outcome of benefits claims: A system for automated, predictive modeling of the outcome of a benefits claim includes a profile generator, an evaluation component, and a case management application. The profile generator executes on a computing device and retrieves a claimant profile associated with an adjudicated claim. The evaluation component executes on the computing... Agent: Choate, Hall & Stewart LLP

20090222298 - Data mining method for automatic creation of organizational charts: A computer implemented method, apparatus, and computer program product for generating organizational charts. The process receives a selection of an employee from an employee directory to form a reference employee. Thereafter, in response to receiving the selection, the process extracts information relating to a hierarchy of other employees with respect... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20090222308 - Detecting first party fraud abuse: A computerized method includes analyzing data associated with a credit line during an origination stage for predictive variables for use in a model for first party fraud, and flagging an account during the origination stage when at least one or more predictive origination stage variables cause a model score to... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090222307 - Means for incorporating sustainability metrics and total cost benefit analysis in decision-making: Methods are disclosed for the simplification and integration of data from a diverse set of sources for environmental costs and societal benefit data. The methods allow for the computation of five basic metrics: material use, water use, energy use, toxics emitted, land use and overall pollutants emitted. Further, they facilitate... Agent: Douglas E. Warren Attorney At Law

20090222304 - Method and apparatus for social network marketing with advocate referral: A service provider facilitates consumption of goods, brands, or services on an interactive network using characterizations of consumers, behavior, brands, consumable goods, advertisers, and advocates to determine a three-way match between a consumable good, a consumer, and an advocate. The matching method determines one or more advocates by maximizing the... Agent: Baker Botts L.L.P.

20090222303 - Method and apparatus for social network marketing with brand referral: A service provider facilitates consumption of goods, brands, or services on an interactive network using characterizations of consumers, behavior, brands, consumable goods, advertisers, and advocates to determine a three-way match between a consumable good, a consumer, and an advocate. The matching method determines one or more goods likely to be... Agent: Baker Botts L.L.P.

20090222302 - Method and apparatus for social network marketing with consumer referral: A service provider facilitates consumption of goods, brands, or services on an interactive network using characterizations of consumers, behavior, brands, consumable goods, advertisers, and advocates to determine a three-way match between a consumable good, a consumer, and an advocate. The matching method determines one or more likely consumers by maximizing... Agent: Baker Botts L.L.P.

20090222306 - Method and control device for determination of the time duration before a machine element requires servicing: The invention relates to a method for determination of the time duration (T) before a machine element (6) of a machine requires servicing, comprising the following method steps: determination of a position-related load curve (BK) of the machine element (6) on the basis of a process variable (a, r) and... Agent: Henry M Feiereisen, LLC Henry M Feiereisen

20090222292 - Method and system for multiple sub-systems meta security policy: A method for multiple sub-systems meta Security Policy (MSSMSP) including business process policies for a business organization having a meta policy server, Business-Asset-Monitors (BAM's) and security sub-systems, wherein the security sub-systems are supported by Policy Connectors and wherein the BAM's are software agents on each business asset that are responsible... Agent: Naomi Assia Law Offices C/o LandonIPInc.

20090222293 - Method and system of using commodity databases in internet search advertising: A method and system are provided for using commodity databases for parallelized and scalable solutions in Internet advertising. In one example, the method includes receiving first-type data and second-type data from one or more web servers, partitioning the first-type data into a particular number of first-type partitions, partitioning the second-type... Agent: Stattler - Suh PC

20090222295 - Method for managing an information technology service account: A method to manage an information technology service account comprises engaging a customer to establish the information technology service account and engaging in four phases of management. In the reactive phase, the steps of training the customer on support and assessing technical needs of the customer are performed. In the... Agent: Fliesler Meyer LLP

20090222301 - Methods for implementing a loyalty program: A method of rewarding loyalty of a user may include providing a personal terminal to the user, detecting whether the personal terminal is within proximity of an interaction terminal, and based at least in part on the proximity of the personal terminal to the interaction terminal, providing a benefit to... Agent: Sutherland Asbill & Brennan LLP

20090222305 - Shopper communication with scaled emotional state: A shopper communication regarding a product or service includes a scaled emotional state. The scaled emotional state is associated with use of the product or service. The scaled emotional state may be in the form of text, a graphical indicia, or a verbal description.... Agent: The Procter & Gamble Company Global Legal Department - Ip

20090222296 - Subject line personalization: One or more conditions associated with personalizing a subject line of a message for each of one or more target recipients may be determined. One or more conditions may be evaluated to determine which of conditional text is included in and which of conditional variables are included with the subject... Agent: Brake Hughes Bellermann LLP

20090222297 - System and method for composite pricing of services to provide optimal bill schedule: System and method for service pricing optimization enables analysis of multi-phased, multi-business unit, multi-process, multi-geo/country deal structure with its parts and phases having different pricing implications, and provides a flexible composite pricing schedule optimized for both service provider and receiver by gain and risk sharing. In one aspect, elementary pricing... Agent: Scully, Scott, Murphy & Presser, P.C.

20090222291 - System and method for coordinated scheduling: A schedule-coordination system and method that analyzes schedules of a plurality of users and detects schedule overlaps between the users. A first user can be proactively alerted to a schedule overlap with a second user, depending upon registration records of the first and second users. The system and method can... Agent: West & Associates, A PC

20090222294 - System and method for financial data management and report generation: A system comprises at least one financial information management system storing financial data, the financial data including transaction data and account data for at least one account; a data aggregation system operative to retrieve data from the at least one financial information management system, to age the data relative to... Agent: Sheppard, Mullin, Richter & Hampton LLP

20090222299 - Systems and methods for defining and managing task oriented projects: Systems and methods for project management are provided for a project containing tasks and user designations for administrators and non-administrators. Each task has a task completion status and a task identity. Each respective user designation includes a user account associated with a user. The administrator can change the task completion... Agent: Jones Day

20090222300 - Systems and methods of marketing to defined consumer groups: A method includes implementing a loyalty program in a defined environment. The defined environment is associated with a defined group of consumers. The loyalty program is associated with a product. The method also includes providing a loyalty reward to a consumer of the defined group of consumers in response to... Agent: Sutherland Asbill & Brennan LLP

20090222312 - Supply consumption optimization and multiple component utilitzation: The invention disclosed here is a method for achieving simultaneous consideration of multiple independent dates associated with a single demand. The method iterates through the demands to match the demands with the supply quantities respecting demand priorities which vary over time and demand quantities which may perish over time. One... Agent: Frederick W. Gibb, Iii Gibb Intellectual Property Law Firm, LLC

20090222311 - System and method for calculating potential maximal price and share rate: System and method for determining maximal price for projects are provided. A project scope of a project based on a plurality of selected criteria is defined, and total cost of the project is estimated. A value model of the project is generated and estimated value of the project is determined... Agent: Scully, Scott, Murphy & Presser, P.C.

20090222309 - System and method for notifying multiple devices of impending events: An event notification system includes a provision module, a scheduling module, and a notification module. The provision module is adapted to determine multiple types of devices associated with subscribed services of a user account. The scheduling module is adapted to store a calendar event, and further adapted to generate an... Agent: At&t Legal Department - Lnap Attn: Patent Docketing

20090222310 - Techniques to allocate project resources: Techniques to allocate project resources are described. An apparatus comprises an enhanced PPM component operative to manage a model project investment portfolio of multiple projects for an organization. The enhanced PPM component may include a portfolio definition module operative to receive one or more portfolio parameters controlling resource allocations for... Agent: Microsoft Corporation

20090222313 - Apparatus and method for predicting customer behavior: A predictive model generator that enhances customer experience, reduces the cost of servicing a customer, and prevents customer attrition by predicting the appropriate interaction channel through analysis of different types of data and filtering of irrelevant data. The model includes a customer interaction data engine for transforming data into a... Agent: Glenn Patent Group

20090222320 - Business model for sales of solar energy systems: A sales method provides for the demonstration, performance forecasting, financing, leasing, renting, power purchase agreement, tax-advantages, and group benefits of complete renewable energy systems. Even before a sales call is attempted, a system integrator has arranged a special group of lenders and investors that will fund any project initiated, has... Agent: Fountainhead Law Group, PC

20090222314 - Electronic system for compiling information on characteristics relating to the reading of print media and portable read unit for said system: The invention relates to an electronic system for compiling information on characteristics relating to the reading of print media. The inventive system comprises: a central data processing unit (1) with a first file (2a) that contains admissible identification codes (2a′) for print media (3) which are identified by electronically readable... Agent: Wenderoth, Lind & Ponack, L.L.P.

20090222327 - Marketing and delivering financial coaching services: Marketing and delivering financial coaching services involves sponsoring a website pertaining to financial coaching services, engaging an electronic communications media partner to direct potential customers to the website, and calculating a behavior-based quality rating reflecting the business opportunity value of the potential customer. The potential customer is advanced within the... Agent: Madson Ip

20090222328 - Method of inducing communication and providing coupons between businesses and consumers via a business and consumer management and resource system: A network based business and consumer resource system for businesses to open a dialog channel with customers and clients, and for potential customers and clients to open a dialog channel with businesses. A search engine is provided to allow potential customers to locate business profile pages, the search engine dependent... Agent: Mathew J. Temmerman

20090222316 - Method to tag advertiser campaigns to enable segmentation of underlying inventory: A method and system for enabling segmentation of advertising inventory for an advertisement campaign includes capturing a plurality of requirements for an advertisement campaign. The campaign requirements include a descriptive tag that uniquely identifies the advertisement campaign. The requirements include a plurality of campaign attributes that define the requirements of... Agent: Martine Penilla & Gencarella, LLP

20090222318 - Method, system and kiosk for connecting a customer to an expert at a remote location: An interactive kiosk is provided and an interactive customer information system that uses same is provided. The kiosk may have at least one an output module to provide a document controlled by a person at a remote location and the ability to display two video images simultaneously.... Agent: Bereskin And Parr LLP/s.e.n.c.r.l., S.r.l.

20090222325 - Methods and apparatus to generate smart text: Methods and apparatus to generate smart text are disclosed. An example computer implemented method includes receiving at an input module a query input associated with at least one of a product of interest or a market of interest during a time-frame of interest and identifying at least one candidate external... Agent: Hanley, Flight & Zimmerman, LLC

20090222322 - Monetizing a social network platform: A system and/or methodology that exploits user interaction within a social network in order to derive profits. The invention provides for increased flow of money through a social network, and simultaneously allows advertisers and merchants to focus their advertising spending within the social network. Additionally, the invention provides for quantitative... Agent: Turocy & Watson, LLP

20090222326 - Multidiscipline site development and risk assessment process: A software application is provided designed to encourage collaboration between professional disciplines related to land development and construction projects. A graphical risk analysis system is provided based on answers to interdisciplinary questions related to risks. Use of the system promotes a complete checklist of interdisciplinary and informational consultation which, when... Agent: George R. Schultz Schultz & Associates, P.C.

20090222323 - Opportunity segmentation: A method to identify financial opportunity within a set of data, and maximize financial gains from the data set while minimizing marketing costs the method is presented. The method obtains the set of data, the set of data including a value component and an opportunity component, calculates a number of... Agent: Visa Usa C/o Duane Morris LLP Attn: James Sze, Esq.

20090222321 - Prediction of future popularity of query terms: Disclosed is a system and method that allows a computer system the ability to predict what query terms in a search will be popular. The system creates a unified model that determines the future popularity of a query term over a period of time in the future. The unified model... Agent: Microsoft Corporation

20090222315 - Selection of targeted advertisements: System, methods, and computer-storage media are provided for selecting advertisements specifically targeted to a first end user. Information is provided by a second end user that describes characteristics and interests of the first end user. The information provided by the second user is used to select advertisements specifically targeted to... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090222329 - Syndication of a behavioral profile associated with an availability condition using a monetization platform: The present application discloses improved capabilities for aggregating user behavioral data across multiple wireless operators and delivering content to a mobile communication facility based on that aggregation, among other factors.... Agent: Strategic Patents P.C..

20090222319 - System and method for calculating piecewise price and incentive: System and method for determining piecewise pricing, in one aspect, generate a distribution function of transactions based on a plurality of data records associated with said transactions. One or more correlations between total cost and one or more performance measures are analyzed. Demand model is generated based on the distribution... Agent: Scully, Scott, Murphy & Presser, P.C.

20090222330 - System and method for determining like-mindedness: Methods and apparatus for a participant response system according to various aspects of the present invention operate in conjunction with an information system and an assessment system. The information system may store selection information in response to a first participant's selection of data choices from a set of candidate survey... Agent: The Noblitt Group, PLLC

20090222324 - Systems and methods for consumer price index determination using panel-based and point-of-sale market research data: Systems and methods for consumer price index determination using panel-based and point-of-sale market research data are disclosed. An example method to determine a consumer price index disclosed herein comprises obtaining panelist market research data determined by monitoring items purchased by a plurality of statistically-selected panelists, obtaining retail site market research... Agent: Hanley, Flight & Zimmerman, LLC

20090222317 - Systems and methods for generating electronic upsell directory: Embodiments relate to systems and methods for generating an electronic upsell directory A main networked store can communicate with a set of affiliate sites, each of which offers distinct products or services from individualized affiliate catalogs. The affiliate catalogs are each based on a core catalog available from the main... Agent: Mh2 Technology Law Group (cust. No. W/red Hat)

20090222331 - System, method and computer readable medium for billing based on a duration of a service period: A system, method, and computer readable medium for billing based on a duration of a service period, comprises sending fleet data from a third party entity to a toll authority via a toll rental entity, matching toll data with the fleet data by the toll authority, if the toll data... Agent: Winstead PC

20090222346 - Advertising payment based on confirmed activity prediction: One embodiment of the present invention provides a system for facilitating presentation of activity-based advertising. During operation, the system receives a set of contextual data of a customer and makes a prediction of the customer's future activity. The system then receives a number of advertisements from the advertisers. Based on... Agent: Pvf -- Parc C/o Park, Vaughan & Fleming LLP

20090222333 - Community based targeted advertising: Computing devices, computer-readable media, and methods are provided for facilitating community based targeted advertising. A message is received from a first user. At least one intended recipient of the message is determined. Additionally, at least one preferred active communication channel associated with the at least one intended recipient is determined.... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090222335 - Coupons, multiple payments, and recommendations in a unified storefront system: A unified storefront system includes a recommendation module, a coupon module, and a payment module. The recommendation module is adapted to recommend and cross promote a first plurality of assets based on a user context and based on an access device. The coupon management module is coupled to the recommendation... Agent: At&t Legal Department - Lnap Attn: Patent Docketing

20090222332 - Glitch free dynamic video ad insertion: Techniques for dynamically and seamlessly inserting secondary content via a second video pipeline into the playing of principal content over a first video pipeline are disclosed herein. One aspect of the techniques may involve the file containing the principal content be contiguous instead of being in a plurality of separate... Agent: Woodcock Washburn LLP (microsoft Corporation)

20090222342 - Identifying indeterminacy for activity-based advertising: One embodiment of the present invention provides an activity-based advertisement system that identifies customer indeterminacy. During operation, the system receives a number of trajectories of a customer, and identifies an indeterminacy point based on the trajectory patterns. The system then determines one or more receptive opportunities for presenting advertisements based... Agent: Pvf -- Parc C/o Park, Vaughan & Fleming LLP

20090222343 - Incentive mechanism for developing activity-based triggers of advertisement presentation: One embodiment of the present invention provides an activity-based advertisement system. During operation, the system identifies at an advertising service provider a set of features that characterize a customer's activity. The system then receives at least one trigger from the trigger author, wherein the trigger is based on the features... Agent: Pvf -- Parc C/o Park, Vaughan & Fleming LLP

20090222352 - Interactive event planning and payment method and system: Method for an event organizer to receive gifts and services and an interactive registry system. A database of gifts and services is created and a price therefor is obtained. Gift givers accessing the database are shown gifts and services along with their prices. The gift givers select which gifts and/or... Agent: Brian Roffe, Esq

20090222341 - Interactive text message advertisements: Systems and methods for interactive text message advertising. A response parsing engine can receive a text message response from a device and can identify an indicator associated with the text message response. A text message page server can identify a selected text message page based upon the indicator associated with... Agent: Fish & Richardson P.C.

20090222345 - Managing auction size for activity-based advertising: One embodiment of the present invention provides a system that manages auction size in an activity-based advertising system. During operation, the system identifies a topic and determines a set of auction criteria. The system then hosts an auction for advertisements pertaining to the topic. The system determines the quality of... Agent: Pvf -- Parc C/o Park, Vaughan & Fleming LLP

20090222337 - Method and system for displaying discount information: A system and method for using a discount display system are provided in which a plurality of purchase option screens are displayed to a user. For each discount-eligible item identifier selected by the user, the price of the item is added to the user's total, the current discount available to... Agent: Bereskin And Parr LLP/s.e.n.c.r.l., S.r.l.

20090222348 - Method and system for providing online promotions through a social network-based platform: Systems and methods for providing online promotions integrated with social network-based platforms are disclosed. Promotion details such as rules, offered prizes, incentives and descriptions, survey questions, display banners, terms and conditions, privacy policy, and social networks to integrate the promotion with, are provided by the sponsoring organization to a server.... Agent: Perkins Coie LLP

20090222347 - Method and system for providing targeted content with verification information: The present disclosure is a method and system for providing targeted content with verification information. A method for providing targeted content with verification information may include receiving data associated with verification information, the receiving of data associated with verification information including time information and location information. The method may include... Agent: Suiter Swantz PC Llo

20090222350 - Methods, kits and method of marketing for increasing hair diameter and delivering additional benefits: Disclosed is a method for increasing hair diameter, comprising the steps of: topically applying a first composition comprising to a region where hair diameter increase is desired; and topically applying a second composition to a region where an additional benefit is desired; wherein the first composition comprises a hair diameter... Agent: The Procter & Gamble Company Global Legal Department - Ip

20090222338 - Monitoring and rewards methodologies for \"green\" use of vehicles: Energy-efficiency related data corresponding to dynamic energy-efficiency related operational parameters of a vehicle are collected from in-vehicle sensors and energy-efficiency parameters may be computed therefrom. The energy efficiency-related parameters and energy-efficiency parameters are then transmitted either directly of through a wireless and/or network link(s) to a station at which a... Agent: Whitham, Curtis,christofferson & Cook, P.C. (ibm)

20090222349 - Portable electronic authorization system and method: A portable electronic device may be configured to present information identifying a coupon or rebate offer concerning a product or service in a machine-readable format at a point of sale. The portable electronic device may additionally or alternatively be configured to electronically receive information identifying a coupon or rebate offer... Agent: Wolf Greenfield & Sacks, P.C.

20090222344 - Receptive opportunity presentation of activity-based advertising: One embodiment of the present invention provides a system that facilitates presentation of activity-based advertising based on receptive opportunities. During operation, the system identifies a number of topics. The system then receives a number of advertisements from advertisers, wherein a respective advertisement is associated with a topic. For a respective... Agent: Pvf -- Parc C/o Park, Vaughan & Fleming LLP

20090222334 - Recyclable protective barrier for use in advertising: A recyclable protective barrier for use in advertising is presented. The barrier comprises a single sheet of semi-rigid, recyclable, high density polyethylene fibrous web sheeting pre-cut to cover at least one surface of an article. The sheet has at least one tab extending therefrom and at least one slot for... Agent: Joy L Bryant, P.C.

20090222351 - System and method for obtaining advertising exposure time: The embodiments of the present invention disclose a system for obtaining advertising exposure time, which includes: one or more clients, adapted to calculate exposure time of playing an advertisement each time by the client, and send an identity of the advertisement and the exposure time of playing the advertisement each... Agent: Harness, Dickey & Pierce, P.L.C

20090222339 - Systems and methods for providing a personal terminal for a loyalty program: A personal terminal for obtaining loyalty rewards may include a processor, an interaction terminal interface, and a loyalty management engine. The interaction terminal interface may be operable to receive a communication transmitted by an interaction terminal. The loyalty management engine may be operable to provide a loyalty reward based at... Agent: Sutherland Asbill & Brennan LLP

20090222340 - Systems for implementing a loyalty program: A system for implementing a loyalty program includes a personal terminal, an interaction terminal, and a loyalty module. The personal terminal may be associated with a user. The interaction terminal may be associated with a product or service. The interaction terminal and the personal terminal may be operable to establish... Agent: Sutherland Asbill & Brennan LLP

20090222336 - Targeted advertising method for venue seating: The present invention provides a method for providing targeted advertising to individuals in a venue. Advertising content is delivered to a predetermined individual via a user interface associated with that individual's seat. The advertising content can be selected based on the location of the user interface. The advertising content can... Agent: Adams Intellectual Property Law, P.A.

20090222353 - Payment system: The credit a mobile radio apparatus account, the display (15) of the a mobile telephone (10) is used to display an image including a barcode (1) which graphically represents transaction data. This includes data identifying a transaction database records in a transaction database (75), the transaction database records including data... Agent: Thomas F Bergert Williams Mullen

20090222354 - Enrollment apparatus, system, and method: An apparatus for enrolling a package is disclosed including: a receiving surface for receiving the package; at least one weight sensor in communication with the receiving surface which generates a weight signal indicative of the weight of the package; at least one video camera which generates a video signal indicative... Agent: Foley & Lardner LLP

20090222357 - Online purchasing system supporting sellers with affordability screening: An online system uses, in various embodiments of the invention, credit report information, loan affordability screening and credit approval and management functionality to facilitate the purchase and finance of products online. The online system may include both sellers of products and lenders that offer financing to buyers seeking to purchase... Agent: Mcandrews Held & Malloy, Ltd

20090222355 - Process for toy rental service: A toy rental service enabling parents, or other caregivers, to provide their children with a regularly changing variety of the most appropriate, safe and clean toys while eliminating the expense and time required to shop for and purchase such toys by conventional means.... Agent: Latham, Wagner, Steele & Lehman, P.C. Spirit Tower

20090222356 - Proposal submission system and method: There is described a method and system for submitting trade proposals. The method comprises, in a processing device accessible via a communication network: extracting a keyword from a quote request received via the communication network, from a remote server accessible on the communication network, the quote request initially entered by... Agent: Benoit & Cote, S.e.n.c.

20090222358 - System and method for promoting commerce, including sales agent assisted commerce, in a networked economy: A personal communication and electronic commerce system for use by participating users and participating merchants in connection with incentive programs in the Network Economy. The system includes a cellular communication network that includes geographically spaced base stations that are linked to a fixed communication network. Users may have personal communication... Agent: Michael D. Bednarek

20090222359 - Stock monitoring: System(s) and method(s) for stock monitoring are provided. Stock monitoring system(s) may include e.g., a housings one or more doors disposed in or on the housing, a sensor for sensing the condition of the door(s) and providing a door closed signal indicative of the door(s) having been closed by a... Agent: Wolff Law Office, PLLC

20090222360 - Managing consistent interfaces for business objects across heterogeneous systems: A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business... Agent: Fish & Richardson, P.C.

20090222365 - Community-based transaction categorization: Presently disclosed is a system and method for community-based transaction categorization that utilizes previous categorizations of transactions by members of a community of users to categorize a new transaction for an individual member of the community. Each manual categorization of a transaction by a user within the community may be... Agent: Hensley Kim & Holzer, LLC

20090222361 - Data management system: A data management system may include computer code to receive data that may include financial data and related data. The computer code may store the data in a database. The financial data may include data not tracked by a general ledger, such as contractual commitments, operating leases, head count, environmental... Agent: Accenture Indy 33391 Brinks Hofer Gilson & Lione

20090222362 - Method for handling of a bank note and system therefore: The present invention relates to a method for handling of a plurality of bank notes comprising the following steps: a) collecting said plurality of bank notes (1) at a location of commerce (2), b) safe-keeping said bank notes (1), wherein the method also comprises c) registering each one of said... Agent: Manelli Denison & Selter

20090222364 - System and method for attribute-based transaction categorization: Presently disclosed is a system for attribute-based transaction categorization that utilizes transaction designation attributes other than or in addition to a payee name to provide reduced user effort and improved accuracy in the categorization of transactions. Further, the system for transaction categorization may retroactively re-categorize and/or re-name previous transactions based... Agent: Hensley Kim & Holzer, LLC

20090222363 - Systems and methods for automated retail recovery auditing: Systems and methods for automated recovery auditing are described. In one described system, an analytical engine receives deal information. The analytical engine then receives purchase order information associated with the deal information. If any discrepancies are identified, the analytical engine generates a notification identifying the discrepancy.... Agent: Kilpatrick Stockton LLP

20090222366 - System and method for generating optimal bill/payment schedule: A method and system for generating bill payment schedule utilizes a composite pricing module to generate payment schedule over a predetermined period of time. In one aspect, a fraction of each pricing model attributing to the composite pricing model is determined. A charge fee associated with said each pricing model... Agent: Scully, Scott, Murphy & Presser, P.C.

20090222368 - Author website in a commerce environment: A method, system and apparatus of an author website in a commerce environment are disclose. In one embodiment, a method of a merchant site includes creating, through an interaction module of the merchant site, an author website having at least some descriptive content of a literary work that is automatically... Agent: Intellevate

20090222369 - Fraud detection system for the faster payments system: A computer-based fraud detection system stores extracts of the payment and other activity of the payer as well as the payee by efficiently profiling their accounts, and also stores extracts of the overall global or segmented payment activities. This profile information is then used to effectively capture fraudulent activity. The... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090222370 - Method and system for exchanging financial-transaction-related messages over a communications network: At a first functional entity, a financial-transaction-related message destined for a destination associated with a second functional entity is received. The financial-transaction-related message is assessed for compliance with a fundamental message format and, upon assessing that the financial-transaction-related message is not compliant with the fundamental message format, a translation of... Agent: Smart & Biggar

20090222367 - System and method for the activation and use of a temporary financial card: Systems and methods for the activation and use of a temporary financial card are provided. A customer may cause a temporary financial card to be activated and associated with a value, and may give the card to a recipient who may use the temporary financial card to conduct financial transactions.... Agent: Hunton & Williams LLP Intellectual Property Department

20090222385 - System and methods for modeling a multiplicative index: Computer-implemented methods for valuing a derivative based on the BMA rate: the methods may comprise generating a model of the BMA/LIBOR ratio as a function of the LIBOR index, a stochastic noise function, and a seasonality process. The methods may also comprise solving the model for at least one value... Agent: K&l Gates LLP

20090222372 - Method of creating and trading derivative investment products based on a statistical property reflecting the volatility of an underlying asset: A method of creating and trading derivative contracts based on a statistical property reflecting a volatility of an underlying asset is disclosed. Typically, an underlying asset is chosen to be a base of a volatility derivative and a processor calculates a value of the statistical property reflecting an average volatility... Agent: Brinks Hofer Gilson & Lione

20090222371 - Method of energy procurement and system for employing: A method and system of procuring energy for a consumer from a number of wholesale parties is provided. The method includes preparing and conducting an event. Conducting the event including registering the number of wholesale parties, providing for the reception and recording of a number of offers from the number... Agent: Eckert Seamans Cherin & Mellott

20090222373 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222374 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222375 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222376 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222377 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222378 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222379 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222380 - Total structural risk model: The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.... Agent: Snell & Wilmer L.L.P. (amex)

20090222381 - Process of and system for facilitating check processing at point of sale and accelerated credit for check transactions: Process of and system for providing credit to a retailer by collecting checks from customers during financial transactions between the customers and the retailer, depositing by the retailer the collected checks into a safe located at the retailer facility, calculating the total monetary value of the checks that are deposited... Agent: Patent Docket Clerk Cowan, Liebowitz & Latman, P.C.

20090222382 - Platform for management of internet based public communications and public comment: An Internet-based integrated technology platform that simultaneously supports the management of Public Information Sites—Web sites used to both (1) inform the public; and (2) capture and manage public comment (including submission of images—while at the same time providing support for electronic communication for project teams that manage public involvement projects.... Agent: Patton Boggs LLP

20090222383 - Secure financial reader architecture: Methods and systems are provided for secure transaction processing. A secure processor may include an integrated wireless card reader and optionally a secure memory. When a request for payment information associated with an on-line transaction is received, the integrated wireless card reader reads data from the payment card. The secure... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20090222384 - Apparatus and method for intervention in electronic markets: A transaction management system for managing the purchase of products or services by a buyer comprising: a data store for storing a seller identifier and seller offer data indicating at least one product or service offered for sale; and transaction data for each of a plurality of historical transactions, a... Agent: Brooks Kushman P.C.