Data processing: financial, business practice, management, or cost/price determination inventions 06/09

20090164233 - Electronic message filter: The present invention is also directed to a method for identifying whether a first party is engaging in electronic communications that are potentially harmful to the first party in commercial or residential environments. An electronic screening tool is applied to one or more electronic messages sent or received by the... Agent: Morgan, Lewis & Bockius LLP

20090164231 - Fee management system: e

20090164235 - Guest account life cycle: The present disclosure provides systems and methods for managing accounts within a network community. Briefly described in architecture, some embodiments of such a system provide an account server to manage direct accounts for resident users of the network community and guest accounts for guests of the resident users. In addition,... Agent: At&t Legal Department - Tkhr Attn: Patent Docketing

20090164234 - Livestock tracking system and method: A livestock tracking system includes the collection of animal data upon loading of the livestock for transport and the collection of similar data upon unloading, thereby monitoring and tracking same. Livestock is transported from a grouped plurality to individual animals capable of being weighed and then put into transport containers.... Agent: Law Offices Of Eugene M. Cummings, P.C.

20090164230 - Method for transporting checked airline passenger baggage with enhanced security and efficiency: An airline baggage system is disclosed that improves security, efficiency, and comfort and saves cost on commercial passenger flights by transporting all checked baggage on a separate vehicle, not on the aircraft carrying the passengers, the separate vehicle being supplied and operated by entities at least affiliated with the airline.... Agent: Russ Weinzimmer

20090164228 - Methods and systems for strategy deployment: Methods and systems for strategy deployment are described. One embodiment includes a method having the steps of automatically generating a matrix associated with a business strategy, the matrix comprising a plurality of levels, each one of the plurality of levels comprising a plurality of directions, each one of the plurality... Agent: Kilpatrick Stockton LLP

20090164232 - Mortgage fraud detection systems and methods: Mortgage fraud detection systems and methods are provided. A fraud detection system can generally comprise a database operator, a database manager, one or more users, and a database. Database components can be implemented as hardware, software, or a combination of both. A fraud detection method can generally comprise providing a... Agent: Troutman Sanders LLP Bank Of America Plaza

20090164229 - System and method for managing add-on sales at a vehicle dealership: An application for a system for managing add-ons at a vehicle dealership includes a dealer management computer system for managing processes of a vehicle dealership and an exchange system server interfaced to the dealer management computer system. There are a set of deals stored on the exchange system server, each... Agent: Larson And Larson

20090164238 - Apparatus and method for administration of medications: Apparatus and methods to ensure the safe and effective administration of medication to patients are disclosed, including information about medication administration so that complete audit trails are recorded. The invention provides a guided process to the caregiver to ensure that the correct steps are taken in the correct order, and... Agent: Hancock Hughey LLP

20090164239 - Dynamic display of glucose information: Method and system including displaying a first representation of a medication treatment parameter profile, displaying a first representation of a physiological profile associated with the medication treatment parameter profile, detecting a modification to a segment of the medication treatment parameter profile, displaying a modified representation of the medication treatment parameter... Agent: Jackson & Co., LLP

20090164242 - Electronic healthcare identification and reconciliation: A system and method for generating healthcare identification and reconciliation information are provided. In an illustrative implementation, a computer-implemented healthcare information and reconciliation platform (HIRP) maintains a HIR engine which is operable on various data including but not limited to patient data, network data, plan data, insurance carrier/payor data, and... Agent: Woodcock Washburn LLP

20090164243 - Electronic healthcare identification generation and reconciliation: A system and method for generating healthcare identification and reconciliation information are provided. In an illustrative implementation, a computer-implemented healthcare information and reconciliation platform (HIRP) maintains a HIR engine which is operable on various data including but not limited to patient data, network data, plan data, insurance carrier/payor data, and... Agent: Woodcock Washburn LLP

20090164241 - Method and system for optimizing primary and emergency health care treatment: A four-phase emergency room triage program comprises phases identified as “Assessment;” “Alignment;” “Application;” and “Auditing.” Under the “Assessment” phase, a hospital uses a tool to allow the hospital to fully understand how and whether the present invention should be utilized by it. During the Alignment phase, a step-by-step framework and... Agent: Joseph S. Heino, Esq. Davis & Kuelthau, S.c.

20090164240 - Methods for conducting a clinical trial: The present disclosure relates generally to methods for selecting subjects for a clinical trial and includes methods for conducting a clinical trial to study the efficacy and/or safety of a drug by selecting subjects, for inclusion in a subsequent double-blind treatment period of the clinical trial, that do not exhibit... Agent: K&l Gates LLP

20090164244 - Prescription management system: An imaging and workflow method, system, computer readable medium and user interface for processing information efficiently for the processing of medical prescription orders. The system includes support for document scanning, automated rules-based order processing, statistical reporting, document generation and document storage and retrieval. The present invention takes advantage of imaging... Agent: Wilmerhale/new York

20090164236 - Smarter scheduling for medical facilities and physicians: The claimed subject matter provides a system and/or a method that facilitates scheduling an incoming patient appointment for a medical facility. A medical facility can provide healthcare to a patient, wherein the medical facility can utilize a schedule with an available time slot to assign an appointment to a patient.... Agent: Turocy & Watson, LLP

20090164237 - System and method for patient management/communication: A patient management system, comprising of a care provider interface, configured to receive a selection of a plurality of individual patients and a data processing system, configured to automatically generate a plurality of personalized patient-specific communications based on the selection, the communication directed to individual selected patients, each patient communication... Agent: Alleman Hall Mccoy Russell & Tuttle LLP

20090164247 - Data and display protocols: The invention is related to a method and system for structuring a plurality of items of medical data in electrical form. The plurality of items of medical data is structured by a data protocol into a plurality of medical data clusters having cluster tags based on attributes of the plurality... Agent: Siemens Corporation Intellectual Property Department

20090164250 - Device management portal, system and method: A device management system comprises a processor, a data storage device and a network connection. The data storage device stores weighting data associated with at least one ATM. The processor receives performance metric data from the ATM via the network connection and accesses the weighting data from the data storage... Agent: Michael Chan Ncr Corporation

20090164251 - Method and apparatus for providing treatment profile management: Method and system for providing physiological therapy analysis and modeling tool is provided.... Agent: Jackson & Co., LLP

20090164255 - Methods and systems for managing distributed digital medical data: A network for mediating the peer-to-peer transfer of digital patient medical data includes a plurality of distributed agents each associated with a health care provider and connected to a central system. Periodically the agents collect local information relating to patient medical files and/or data streams, for example diagnostic images and... Agent: Woodcock Washburn LLP

20090164246 - Methods, systems, and computer program products for providing an information storage management system: Methods, systems, and computer program products for providing a policy-based information storage management system for digital assets are provided. The storage management system includes multiple physical storage subsystems, each with deterministic storage characteristics. A method includes receiving a data item related to a subject and looking up a record for... Agent: Cantor Colburn LLP-ibm Yorktown

20090164252 - National online medical management: The online method for managing scheduling of, payment for and accounting of a medical management transaction available over a global system for a patient and a health care provider, includes providing a database server, providing an application server on which the medical management system resides, providing payment processing services, exchanging... Agent: Caesar, Rivise, Bernstein, Cohen & Pokotilow, Ltd.

20090164254 - Prescription management system: An imaging and workflow method, system, computer readable medium and user interface for processing information efficiently for the processing of medical prescription orders. The system includes support for document scanning, automated rules-based order processing, statistical reporting, document generation and document storage and retrieval. The present invention takes advantage of imaging... Agent: Wilmerhale/new York

20090164249 - System and method for patient management/communication with filtering: A customizable patient management system, comprising of a patient database including a plurality of patient specific care parameters, a user-interface to select a one or more patient specific care parameters for sorting the patient database, and a data processing system, configured to sort the patient database based on the selected... Agent: Alleman Hall Mccoy Russell & Tuttle LLP

20090164248 - System and method for patient management/communication with intervention: A patient management system, comprising of a care provider interface, configured to receive a selection of a plurality of patients and a data processing system configured to signal whether to exclude an individual patient within a subset of the plurality of patients based on an intervention parameter and further configured... Agent: Alleman Hall Mccoy Russell & Tuttle LLP

20090164245 - System and method of obtaining informed consent: A system and method of obtaining informed consent which reduces paperwork. The method includes obtaining electronic informed consent information associated with a medical procedure by a computer, presenting the informed consent information to a prospective participant of the medical procedure by the computer, and electronically storing an informed consent from... Agent: Paul W. Martin

20090164253 - Use of mobile communications device to direct medical workflow and as a repository of medical information: This invention comprises DICOM and/or HL7 based methods that enable a healthcare worker equipped with a smartphone with any form of Internet connectivity to securely direct the transfer of medical information from DICOM or HL7 compatible storage sites, including the user's own smartphone, to another DICOM/HL7 or non-DICOM compatible device... Agent: Wendell Ray Guffey

20090164256 - Device, system, and method of collaborative insurance: Device, system and method of collaborative insurance. For example, a system for electronic insurance transactions includes: a server to receive a risk description posted through a customer terminal, to publish the risk description to one or more insurer terminals, and to determine whether or not to underwrite an insurance covering... Agent: Sughrue Mion PLLC Uspto Customer No With Ibm/svl

20090164258 - System and method for selling insurance products: A system and method for selling insurance products online is described. The system and method allow a provider to sell insurance products to a customer, either directly or through a broker or aggregator, whereby a single GUI is used for all insurance products sold and the customer only has to... Agent: Leydig Voit & Mayer, Ltd

20090164257 - System and method for trading assets and their derivatives: A system and method of an instrument conversion machine, where the instrument may include life insurance policies, particularly senior life settlements and their derivatives to provide liquidity and an investment vehicle to holders of life insurance policies. The machine divides a plurality of the instruments into a plurality of instrument... Agent: Kenyon & Kenyon LLP

20090164260 - Air taxi logistics system: An air taxi system comprising means for dynamically optimizing travel by real time assessment of relevant factors between an origination street address and prospective origination airports, between prospective origination airports and prospective destination airports, and between prospective destination airports and a destination street address.... Agent: Arthur M. Dula

20090164259 - Method and system for biasing suggested rooms and/or resource search results based on user behavior related to rescheduling and/or cancelling existing reservations: A system for biasing suggested room and/or resource search results based on user behavior related to rescheduling and/or canceling existing resource reservations. The system uses historical data, statistical analysis, and heuristics to generate suggestions as to which users may be willing and/or able to give up their existing resource reservations... Agent: Lotus And Rational Software David A. Dagg, Esq.

20090164261 - System and method for remote baggage check-in: A computer-based baggage transportation system includes a client computer and an attendant. The client computer is coupled via a network to a server computer and is configured to check in baggage and passengers from a property that is remote from a common carrier departure location. The attendant is cross-utilized with... Agent: Foley & Lardner LLP

20090164265 - Auction profit optimization: In one example embodiment, a system and method is shown that includes receiving a selected feature wherein the selected feature includes a feature to be included on a webpage. Further, the system and method includes retrieving coefficient data to be used in determining a profit value generated by including the... Agent: Schwegman, Lundberg & Woessner/ebay

20090164270 - Calculating in-flight metrics for non-interruptible business transactions: Metrics are calculated from information acquired during execution of transactions for transactions that cannot be identified during execution. In-flight or execution related metrics are grouped by transaction type and time period. The transaction name is associated with the metrics once the transaction has completed, and data is reported for the... Agent: Vierra Magen Marcus & Deniro LLP

20090164266 - Category aggregated opinion data: Embodiments of the present invention relate to aggregating opinion data and providing aggregated opinion data to a user. More specifically, opinion data may be aggregated by one or more categories, or by entity. Opinion data may be received from various sources and includes sentiment information (e.g., positive and negative comments)... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090164284 - Customer shopping pattern analysis apparatus, method and program: A customer shopping pattern analysis apparatus includes a correlating information storage section, and a sub-area information storage section. Upon receiving specifications of a particular sub-area as analysis conditions, flow line data of customers who passed through the particular sub-area are extracted based on information specifying the particular sub-area in the... Agent: Harness, Dickey & Pierce, P.L.C

20090164267 - Employing organizational context within a collaborative tagging system: A computer-implemented method of employing organizational context within a collaborative tagging system can include receiving at least one tag for an artifact from a user, determining at least one attribute of the user, and storing a tag record including the tag, the attribute of the user, and an association of... Agent: Cuenot, Forsythe & Kim

20090164280 - Franchise administration system with automatic compliance monitoring and reporting features: A franchise administration system having automatic compliance monitoring and reporting features is provided. Information about an entire franchise lifecycle, from initiation to termination, can be captured and managed in a central, web-based system. A user can define stipulations associated with a franchise agreement, as well as other milestones which must... Agent: Mccarter & English, LLP Newark

20090164282 - Hiring decisions through validation of job seeker information: The present methods and systems relate to means for job seekers to provide more detailed information to prospective employers to aid in job hiring decisions. The means comprises validation of job history, education, and skills information provided by the job seeker, which can comprise third party support and feedback. The... Agent: Brownstein Hyatt Farber Schreck, LLP

20090164262 - Method and structure for risk-based resource planning for configurable products: A method for planning under uncertainty is disclosed. The method includes steps of processing a stochastic programming formulation based on forecast values of at least one of product and service configurations, and determining a resource requirements plan for one or more planning periods in a non-deterministic bill of resources of... Agent: Mcginn Intellectual Property Law Group, PLLC

20090164281 - Method for selecting crop varieties: A process of recommending crop varieties based on management categories. The management categories are determined by utilizing indices, which measure the economic implication of physical and chemical properties of a specific soil type in a region. The management categories may then be indicated graphically by indicia overlaying digitized soil maps,... Agent: Patterson, Thuente, Skaar & Christensen, P.A.

20090164264 - Method of communicating the carbon footprint for a particular product to consumers: A method of communication the carbon footprint of a product to consumers.... Agent: Crockett & Crockett

20090164269 - Mobile click fraud prevention: A system is disclosed for detecting and handling click fraud in a mobile environment. The system may identify a source of a request. The request may be handled differently based on whether the source of the request originated from mobile traffic or web traffic. The source of the request may... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090164273 - Product distribution system and method thereof: A system and method for distributing a product purchased on the internet According to one embodiment, information associated with a plurality of sellers is stored in a database. This information includes the address of each seller and the dimensions and weight associated with a product to be sold by the... Agent: Townsend And Townsend And Crew, LLP

20090164275 - Revenue-sharing to incentivize users to reveal online purchasing interests: The various embodiments of the present invention provide systems and methods to incentivize online users to reveal their online purchasing interests so that advertisements matches their online purchasing interests can be displayed to the users. When users follow the displayed advertisements that match their online purchasing interests to make purchases,... Agent: Mpg, LLP And Yahoo! Inc.

20090164279 - Service testing method: Method and systems for testing services are described which use a virtual world. Observational data is extracted from the virtual world and input to the service. The output of the service is observed and/or may be fed back into the virtual world and its effects observed in the virtual world.... Agent: Michael Chan Ncr Corporation

20090164272 - Simulator: There can be provided a method for simulating a commercial entity. The method can comprise modelling the behaviour of a financial framework which describes the commercial entity, and displaying the results of the modelling to a user via a graphical interface which expresses value amount and value transfer as quantities... Agent: Walker & Jocke, L.p.a.

20090164268 - System and method for advertiser response assessment: Embodiments of the present invention provide systems, methods and computer program products for assessing advertiser response based upon change in click traffic and value. One embodiment of a method for assessing advertiser response includes determining one or more keyword markets impacted by a traffic quality action, setting a baseline cost... Agent: Yahoo! Inc. C/o Ostrow Kaufman & Frankl LLP

20090164263 - System and method for facilitating trusted recommendations: A system and method for matching candidates and placement providers through trusted recommenders without the need for the recommenders' direct engagement. The method includes receiving input from a provider regarding a recommender of candidates and from a candidate regarding a recommendation for that candidate by the recommender. A first trust... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20090164276 - System and method for informing business management personnel of business risk: A system and method are provided for informing business management personnel of business risk. The method can include the operation of defining a plurality of business risk rules that are tied to specific risk events and information. The plurality of business risk rules can be stored in encapsulated data points.... Agent: Thorpe North & Western, LLP.

20090164277 - System and method for management of delivery of goods and services to unattended premises: A system and method provides delivery of services by a service provider to an unattended customer premise. The service provider is connected to the customer via a communication link. The method includes receiving through the service provider's web site a request for a service from the customer. The request for... Agent: Michael A. Rahman

20090164283 - System and method for reception time zone presentation of time sensitive scheduling data: Presenting time frame elements of time sensitive scheduling data to an entity based on a reception time zone related to a passive delivery via a time sensitive scheduling data delivery network is described. A communications network passive delivery of time zone adjusted time sensitive scheduling data is accommodated to an... Agent: David Lewis

20090164271 - System and method for tracking syndication of internet content: A method and system for syndicating content via a plurality of publication venues is provided. In one embodiment the method includes storing in a memory a plurality of videos; storing a content identifier (ID) for each of the plurality of videos; storing a syndication ID for each of the plurality... Agent: Capital Legal Group, LLC

20090164278 - System for reducing risk of maintaining intellectual property: A system and method that reduces risks for law firms that are handle docketing and payment of renewals (also known as “annuity” or “maintenance”) fees on intellectual property such as patents and trademarks. The risk-reduction system is able to provide law firms an ability to exit the intellectual property annuities... Agent: Computer Patent Annuities North America, LLC C/o Cpa Global

20090164274 - Variable learning rate automated decisioning: Methods and related system are described for making decisions. A described method includes selecting a choice from the available choices, receiving an outcome relating to the selected choice, and automatically learning from the received outcome by incorporating the received outcome into subsequent steps of selecting a choice. The method may... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090164286 - Application program interface and graphical user interface for distributing an advertisement budget in a mobile environment: Systems and methods for allocating advertisement budget information is provided. In one implementation, the method may include receiving, via a user interface, a total budget for an account comprising at least one mobile based advertisement campaign and receiving, via the user interface, distribution information for apportioning the total budget over... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090164285 - Auto-cascading clear to build engine for multiple enterprise order level parts management: Embodiments of the present invention provide a method, system and computer program product for an auto-cascading clear to build (CTB) tool for multiple enterprise parts management. A method for auto-cascading (CTB) for multiple enterprise parts management can include receiving a demand resulting in an inventory requirement to satisfy the demand,... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090164287 - Method and apparatus for optimizing presentation of media content on a wireless device based on user behavior: Methods, apparatus, systems, and computer program products are presented for optimizing the presentation of media content, such as advertising content, on a wireless device. The present aspects provide for determining, at the wireless device, which media content to present based on historical user usage behavior stored locally on the wireless... Agent: Qualcomm Incorporated

20090164288 - Scheduling apparatus, scheduling method and recording medium: Has a resource/period management part (23) for managing resource information relating to resources and period information relating to periods having a plurality of period units associated with each other by using a table, wherein the resource/period management part (23) executes allocation of a set of the resource information and the... Agent: Arent Fox LLP

20090164289 - Call center schedule compliance management: A method for call center schedule compliance management includes an information handling system (IHS) obtaining schedule information. The schedule information is associated with a schedule of an agent. The IHS obtains activity information. The activity information is associated with an activity of the agent. The IHS compares the schedule information... Agent: Haynes And Boone, LLPIPSection

20090164292 - Method of filling vacancies, and server and program for performing the same: A schedule management server is provided to precisely fill vacancies. A computer (1) comprises a communication network (3) and a terminal device (4). The computer (1) generates assumed schedule data indicative of schedules assumed for a plurality of staffs and starts receiving desired schedule data indicative of schedules desired by... Agent: Novak Druce + Quigg LLP

20090164291 - Methods and systems for evaluating outsourcing potential: A system, method, and interactive computer program product are provided for interactively analyzing sourcing options for positions within an organization utilizing a multidimensional, multi-factor analysis. Additionally, this technology provides for evaluating positions in an organization, evaluating the potential for outsourcing, and determining from where to source candidates for the positions... Agent: Crose Law LLC

20090164290 - System and method for activity scheduling: A system and method for a shift management system which is implemented over a computer network and may include graphical user interfaces that allow users, such as mangers, to define shifts, define activities for those shifts, and create personnel profiles for employees. The same or different managers may also assign... Agent: Kenyon & Kenyon LLP

20090164293 - System and method for time sensitive scheduling data grid flow management: Controlling the flow of content and receipt of time sensitive scheduling data via a time sensitive scheduling data delivery network is described. This may involve accommodating the management of the display of potentially voluminous time sensitive scheduling data. This may also involve making all of the relevant time sensitive scheduling... Agent: David Lewis

20090164300 - Application program interface and graphical user interface for providing a user interface for targeting mobile advertisements in a mobile marketing environment: Systems and methods for targeting mobile advertisement listings are provided. In one implementation, the method may include displaying carrier selection options associated with a mobile advertisement listing in a user interface and receiving, via the user interface, carrier selection information for targeting the mobile advertisement listings to selected carriers.... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090164303 - Customer loyalty development system: Described are computer implemented techniques for developing customer loyalty by receiving customer data from a user, processing and maintaining the customer data in a relational database and producing alerts for the user based at least in part on the processed customer data. The techniques also feature accepting orders from the... Agent: Fish & Richardson PC

20090164295 - Device, system, and method of dynamic modification of sale terms of electronic transactions: Device, system, and method of dynamic modification of sale terms of electronic transactions. For example, a system for electronic transactions includes a computer to store a set of sale terms associated with a product offered for sale, to receive a supply/demand alert associated with the product, to automatically modify one... Agent: Sughrue Mion PLLC Uspto Customer No With Ibm/svl

20090164294 - Geographic demand distribution and forecast: A computerized method and a system for providing geographic demand distribution and forecast are provided. Example embodiments may include receiving a criterion to identify an item and searching a database for data associated with a geographic distribution of demand for the item identified by the criterion. The computerized method may... Agent: Schwegman, Lundberg & Woessner/ebay

20090164297 - Integrated business decision-making system and method: An integrated business decision-making system is provided. The system comprises a data processing component, a prediction component and an optimization component. The data processing component is configured to process observational data related to one or more members of a target population. The prediction component is configured to predict a business... Agent: General Electric Company (pcpi) C/o Fletcher Yoder

20090164304 - Method and system for using a self learning algorithm to manage a progressive discount: A system for managing a progressive incentive, including: an interface element for at least one specially programmed general-purpose computer for receiving data regarding a current transaction between a customer and a business entity; and a memory unit for the specially programmed general-purpose computer for storing at least one compliance parameter... Agent: Simpson & Simpson, PLLC

20090164310 - Method for providing mobile commerce and revenue optimization: The invention is a system and method that targets communications devices with content from service providers, third party content providers, sponsors, promotional partners and advertisers. The invention matches the content with communications device users using customer profiles or device usage profiles and transmits the content to communications devices over a... Agent: Snell & Wilmer LLP (oc)

20090164307 - Method of optimizing the filling of a storage facility: According to the method of optimizing the filling of a storage facility for a raw material offered during a given subscription period (a) there are collected subscription demands DSks comprising for each subscriber first and second firm profiles PF1s, PF2s to quantify the foreseeable consumption capacity demands in a succession... Agent: Weingarten, Schurgin, Gagnebin & Lebovici LLP

20090164302 - Methods and systems for specifying a cohort-linked avatar attribute: Avatars, methods, apparatuses, computer program products, devices and systems are described that carry out obtaining collected population cohort data; and specifying at least one cohort-linked avatar attribute at least partly based on the collected population cohort data.... Agent: Searete LLC

20090164296 - Scheduling transient online advertisements: Methods and apparatus for providing transient advertisement for a product during a specific time period are provided. At the beginning of the time period, the product becomes available, and at the end of the time period, the product becomes unavailable. An optimal advertising period within the time period for advertising... Agent: Beyer Law Group LLP/yahoo

20090164306 - System and method for developing sales content: A system and method of developing sales information for use in a buyer-seller environment is directed to providing one or more qualifiers which relate to a sales offering; determining value criteria, for each qualifier, to identify potential value of the sales offering; determining ideal buying criteria based on a competitive... Agent: Hamilton, Brook, Smith & Reynolds, P.C.

20090164305 - System and method for managing product quality: A computer-implemented method for managing product quality is disclosed. The method integrates various inspections on quality of materials and products from purchasing the materials until delivering the products to customers. A related system is also disclosed. By utilizing the method and the related system, multiple inspection results are recorded.... Agent: PCe Industry, Inc. Att. Steven Reiss

20090164298 - System and method for market reserve price modeling in online auctions with advanced match: Apparatuses, methods, and systems directed to the estimation and modeling of market reserve prices for bidded terms in online keyword auctions with advanced match. Some embodiments of the invention estimate advertiser value distributions and advertiser bid distributions for the bidded terms and derive expected overall revenue. An optimization technique may... Agent: Baker Botts L.L.P.

20090164309 - System and method for wireless communication between previously known and unknown users: Embodiments of the present invention include improved communication system and methods. In one embodiment, the present invention includes a wireless communication method comprising, on a first wireless device, receiving one or more wireless device identifications associated with one or more other wireless devices, and transmitting at least one of the... Agent: Yahoo! Inc. C/o Darby & Darby P.C.

20090164299 - System for providing a user interface for displaying and creating advertiser defined groups of mobile advertisement campaign information targeted to mobile carriers: A system is described for providing a user interface for displaying and creating advertiser defined groups of mobile advertisement campaign information targeted to mobile carriers. The system may include a processor, a memory and an interface. The memory may store mobile advertisement campaign information and one or more ad groups.... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090164308 - Systems and methods for targeting consumers attitudinally aligned with determined attitudinal segment definitions: Disclosed herein are systems and methods for selecting a target group of consumers from a larger group of consumers in a computer database. Thus, for a given brand and marketing objective, the systems and methods provide for identifying the dimensions that define a relevant attitudinal consumer segment (or segments). In... Agent: Reed Smith LLP

20090164301 - Targeted ad system using metadata: A method for targeting advertisements selects a first content item that has an associated set of metadata. The associated metadata is for providing information regarding the first content item. The method identifies a first user having a relationship to the first content item. The first user has a set of... Agent: Stattler - Suh PC

20090164311 - Human resource management system: A human resources management system that aids an organization select job applicants from a pool of job applicants. The system predicts performance of applicants based on job application information using a predictor developed by comparing information from prior applicants to information about the performance of those applicants. Performance may include... Agent: Wolf Greenfield (microsoft Corporation) C/o Wolf, Greenfield & Sacks, P.C.

20090164319 - Discount system and method: Discount systems and methods of providing discounts are provided. The discount systems may include an apparatus couplable to an automobile. The apparatus may include indicia thereon relating to an entity desiring to provide a discount upon detection of the apparatus. In some aspects, the apparatus may be a license plate... Agent: Wildman Harrold Allen & Dixon LLP

20090164314 - Merchant specified usage scheme in financial transactions: The preferred embodiments of the present invention are directed to enabling a merchant to specify whether other entities or employees thereof should benefit from a usage scheme, such as discounts, incentives, promotions, rewards, or the like, implemented by the merchant. A transaction device holds information associating the transaction device with... Agent: Hoffmann & Baron, LLP

20090164321 - Method and system for awarding user points in response to user interest: A method and system for awarding user points in response to user interest is provided. User points are redeemable for price discounts on products and services. The method involves, in response to receiving a user request for information, presenting to the user a question, receiving a user response from the... Agent: Ruttler Law PLLC One Union Square

20090164313 - Method for creating and operating a permission-based mobile marketing marketplace: A method for a consumer to receive compensation to subscribe to receiving marketing messages for certain marketers. The method allows for an interactive web site allowing a consumer to store a plurality of personal information and set the rate of compensation for each marketing message received, the marketer accessing a... Agent: Mckee, Voorhees & Sease, P.L.C

20090164322 - Methods, systems, and computer readable media for over the air (ota) provisioning of soft cards on devices with wireless communications capabilities: Methods, systems, and computer readable media for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be... Agent: Jenkins, Wilson, Taylor & Hunt, P. A.

20090164320 - Private label promotion card system, program product, and associated computer-implemented methods: Embodiments of the present invention provide a private label promotion card as a bank product, being issued and managed by the bank and using an open payment network for purchase authorization and payments. A bank computer processes activation information for a promotion card. The bank computer then authorizes purchase requests... Agent: Bracewell & Giuliani LLP

20090164318 - Recycle system: The recycle system is capable of motivating consumers to seriously separate wastes. The recycle system comprises: an identifying/measuring unit for identifying kinds of wastes and measuring amounts of the wastes; and a point providing unit for providing a point, which can be used for purchase instead of money, on the... Agent: Birch Stewart Kolasch & Birch

20090164315 - Software system for decentralizing ecommerce with single page buy: A software system with a “single page buy” capability—both product information and purchase information on a single webpage. The software does the backend work needed to display both, in order to simplify the user experience. In one embodiment, commerce is “atomized” by pushing out the capability to purchase throughout the... Agent: Townsend And Townsend And Crew, LLP

20090164312 - System and method for providing on-line advertising with dynamic content: A computer-implemented system and method for providing on-line advertising with dynamic content is disclosed. The system in an example embodiment includes an advertisement (ad) generator configured to provide an advertisement template with an embedded region for dynamic content; to retrieve dynamic content; to modify the presentation of the advertisement to... Agent: Schwegman, Lundberg & Woessner/ebay

20090164316 - System and method for search, recommendation, and advertisement through a unified storefront: A system includes an asset database, a search engine, a recommendation engine, and an advertisement module. The search engine is adapted to search for a first asset, stored in the asset database, based on a metadata search inquiry received from one of a plurality of access devices. The recommendation engine... Agent: At&t Legal Department - Lnap Attn: Patent Docketing

20090164317 - System and method of consistent internet web site banners that provide portal-like functionality: In a continual and integrated approach to Internet banner display rights, a party acquires long-term banner display rights on published web sites of other entities, in a manner so as to ensure full and continual control over the content, look and functionality of the acquired banner space. A variety of... Agent: Buchanan, Ingersoll & Rooney PC

20090164323 - System, program product, and methods for social network advertising and incentives for same: Program product, systems, and methods of providing to social network websites advertising and incentives from an electronic retailer, are provided. A system can include a social network website displaying social network content and also displaying a link that reroutes the consumer to an electronic retailer website when the consumer clicks... Agent: Patrick Byrne

20090164324 - Methods for a third party biller to receive an allocated payment authorization request: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164325 - Systems and methods for locating an automated clearing house utilizing a point of sale device: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164326 - Methods for locating a payment system utilizing a point of sale device: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164327 - Methods for processing a payment authorization request utilizing a network of point of sale devices: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164328 - Systems and methods for locating a payment system and determining a taxing authority utilizing a point of sale device: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164330 - Systems and methods for processing a payment authorization request over disparate payment networks: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164331 - Systems for locating a payment system utilizing a point of sale device: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164329 - Systems for processing a payment authorization request utilizing a network of point of sale devices: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090164336 - Electronic netting system for bilateral trades: An electronic netting system. The system may include: (a) a plurality of individual, segregated counterparties for providing bilateral trades, (b) a multi-lateral transaction hub, and (c) a trading system in communication with the transaction hub. The multi-lateral transaction hub may be for (i) providing an aggregation of trades between the... Agent: Ip Group Of Dla Piper US LLP

20090164332 - Method to maximize and stabilize market share and profits: The method of the invention is based on a membership-only association (“MOA”). Preferably, the MOA operates as a not-for-profit entity having a formal organization such as a corporation or LLC. MOA receives membership fees to pay for accounting fees, legal fees, product liability insurance, and year-end buy backs of dead... Agent: Vermette & Co.

20090164335 - Method, apparatus and program product for facilitating transfer of vehicle leases: A method for facilitating transfer of vehicle leases between parties involves providing a database of vehicle lease records concerning vehicle leases available for transfer. A search engine is provided for searching the vehicle lease database according to entered criteria, the search engine operable to identify available vehicle lease records which... Agent: Wood, Herron & Evans, LLP

20090164333 - System and method for integrated payment and shipping information: A product distribution module integrated with a payment module. Actions in the distribution module trigger actions in the payment module. For example, a user clicking a “buy” button triggers the creation of a product mailer for a seller, and triggers the payment module to collect and hold the purchase price... Agent: Townsend And Townsend And Crew, LLP

20090164334 - System and method for recommending personalized gift: A method and online system for recommending gifts to a user, for a gift recipient, includes determining social relational aspects between the giver and gift recipient, determining personality traits of the giver or the recipient and calculating and then displaying to the user one or more recommended gifts for purchase.... Agent: Stephen R. Robinson

20090164337 - System and process for requesting a quotation: The present invention relates to a system and method for requesting a quotation.... Agent: Weiss & Weiss Suite 251

20090164339 - 3d product display on internet with content or transaction data on back of image: A three dimensional use of an area to provide information. When a user clicks on cover art, for example, the art is replaced with descriptive material in the same space, as if the book or DVD were flipped over (but not a literal showing of the backside of the physical... Agent: Townsend And Townsend And Crew, LLP

20090164341 - Interactive survey feedback tool: A method of optimizing one or more attributes of a product according to a product context. A product context and one or more attributes of the product are presented to a user via a software graphical user interface (GUI). A visual rendering of the product including at least one attribute... Agent: The Procter & Gamble Company Global Legal Department - Ip

20090164340 - System and method for populating a gift registry using uploaded product information: According to one embodiment of the invention, a method comprises recovering a product identifier downloaded from portable electronic device, and thereafter, searching a database by the portable electronic device. This search uses a product identifier to uncover any occurrences of the product associated with the product identifier in a database... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090164338 - Virtual shelf with single-product choice and automatic multiple-vendor selection: A retail front-end experience for the user with a multi-seller back-end. A product is displayed on a webpage, and if the user views it, the software automatically selects at least one best supplier for each item and condition (new, used, etc.) for that user, and then displays the one specific... Agent: Townsend And Townsend And Crew, LLP

20090164343 - Auto-cascading clear to build engine for multiple location order level parts management: Embodiments of the present invention provide a method, system and computer program product for multiple-location auto-cascading clear to build inventory management. In an embodiment of the invention, an order processing method can be provided. The order processing method can include determining a required allocation of parts necessary to build an... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090164342 - Making an availability determination regarding a requested ware: Among other disclosed subject matter, a computer-implemented method for making an availability determination regarding a requested ware includes identifying a request to provide a quantity of a ware at a delivery date. The method includes determining, in response to the identification, which one of multiple time periods includes the delivery... Agent: Fish & Richardson, P.C.

20090164344 - Method and server for management of electronic receipts: A system for managing electronic receipts is provided. According to one aspect, the system includes a portable device, a base device, a user device and an electronic receipts administration system. The electronic receipts administration system provides the base device with the appropriate data to allow the base device to generate,... Agent: Townsend And Townsend Crew LLP

20090164345 - System and method for management and control of containerized freight: A system and method for managing containerized freight is disclosed. The system generates a 3-D view of a containerized freight terminal that is rendered on a display. The 3-D view includes rendered scale models of all the containers, vessels, buildings and equipment within the freight yard and according to stored... Agent: Dorsey & Whitney LLP Intellectual Property Department

20090164355 - Accounting system, accounting client and method for reporting accounting information of a user by an accounting client: A method for reporting accounting information of a user by an accounting client is provided. The method includes the following steps. The accounting client correlates the accounting information of all service streams established by the user, generates an accounting packet based on a user granularity, and reports the accounting packet... Agent: Leydig, Voit & Mayer, Ltd (for Huawei Technologies Co., Ltd)

20090164347 - Fuel accounting system and methods: Various embodiments of the present invention provide systems and methods for fuel accounting that enables an organization to verify that fueling being paid for has in fact been dispensed into their aircraft. In particular, various embodiments provide systems and methods to verify whether a particular fueling event occurred. In addition,... Agent: Alston & Bird LLP

20090164346 - Fund transfers using multiple accounts: The subject matter disclosed herein provides methods and apparatus, including computer program products, for fund transfers using multiple accounts associated with internal positions for the funds. In one aspect, there is provided a computer-implemented method. The method may receive an indication representing a financial instrument. A plurality of accounts may... Agent: Mintz, Levin, Cohn, Ferris, Glovsky & Popeo, P.C.

20090164354 - Method and apparatus for consumer driven protection for payment card transactions: Method and apparatus for facilitating a commercial transaction between an account holder and a merchant. The account holder has an account that is associated with respective account information. The account information includes at least one criterion for pre-authorizing a transaction. When the consumer initiates a purchase transaction, a transaction approval... Agent: Katten Muchin Rosenman LLP (c/o Patent Administrator)

20090164348 - Real estate transaction system using real estate trust and method thereof: Provided is a real estate transaction system and method using real estate trust that are capable of lessening a burden on a residence right holder and investors. Ownership of specific real estate can be entrusted and managed, a right for the real estate can be divided into a plurality of... Agent: Rabin & Berdo, PC

20090164349 - Transaction and account management system: An information management system that consists of data, a rules database, and user profiles is provided. The rules database stores information about system responses to modifications of the data. The user profiles store information concerning the availability of information and displays depending upon the user. Automatic updates to user profiles... Agent: Knobbe Martens Olson & Bear LLP

20090164350 - Transfer account systems, computer program products, and associated computer-implemented methods: Embodiments of the present invention include transfer account systems, computer program products, and associated computer-implemented methods of providing prioritized payments from the proceeds of automatic or direct deposits. Embodiments of the present invention include routing automatic deposit information to a financial institution computer managing a prioritized payment program and formulating... Agent: Bracewell & Giuliani LLP

20090164351 - Transfer account systems, computer program products, and associated computer-implemented methods: Embodiments of the present invention include transfer account systems, computer program products, and associated computer-implemented methods of providing prioritized payments from the proceeds of automatic or direct deposits. Embodiments of the present invention include routing automatic deposit information to a financial institution computer managing a prioritized payment program and formulating... Agent: Bracewell & Giuliani LLP

20090164352 - Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account: A financial institution computer maintains one or more lists of account identifiers for accounts enrolled in a prioritized payment program and receives an automatic deposit associated with an account identifier for a first account enrolled in the prioritized payment program. The prioritized payment program includes pre-authorization of certain payment requests... Agent: Bracewell & Giuliani LLP

20090164353 - Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account: A financial institution computer maintains one or more lists of account identifiers for accounts enrolled in a prioritized payment program including pre-authorization of certain payment requests by select creditors. The computer estimates a value of one or more prioritized payments associated with a first account and authorizes a first sweep... Agent: Bracewell & Giuliani LLP

20090164356 - Method, system and apparatus for calculating chargeback for virtualized computing resources: Method, system and apparatus for calculating chargeback for virtualized computing resources in a virtualized environment allowing efficient use of computing resources, improving costs recovery including fixed and over-usage cost of utilizing computing resources.... Agent: Roylance, Abrams, Berdo & Goodman, L.L.P.

20090164357 - Wireless communication device account payment notification systems and methods: Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to... Agent: Townsend And Townsend And Crew, LLP

20090164389 - Investment management tool: The following describes an investment management tool based on dynamically linked and re-configurable portfolio building blocks. These building blocks are graphical structural elements of an investment portfolio that represent either individual investments or the hierarchical groupings of individual investments in a multi-tiered investment structure. The portfolio building blocks provide access... Agent: Gregory M Finn

20090164384 - Investment structure and method for reducing risk associated with withdrawals from an investment: This invention relates to a method for reducing risk associated with a withdrawal from an investment by determining an amount related to a liability or asset associated with the withdrawal and incorporating at least a portion of the amount into other liabilities or assets related to the investment. Further, the... Agent: Patent Docket Administrator Lowenstein Sandler PC

20090164388 - Long-term investing: The present invention is a method, system and investment product for allocating or structuring investment assets (such as marketable securities, bonds, mortgages, or other property interests, options or derivatives). The system, method or product enables selecting or grouping a number of individual financial instruments together into a portfolio (e.g., a... Agent: Wolf Greenfield & Sacks, P.C.

20090164386 - Method and system for standardized reporting of failed trades: A computer-based method for standardized reporting of failed trades entails receiving trade data from a data generator, the trade data including information characterizing at least one failed trade. A current format (e.g., XML format, SWIFT message format, spreadsheet format) for the trade data is identified and a conversion template is... Agent: Meschkow & Gresham, P.L.C

20090164385 - System and method for scheduling asset allocation: A distributed asset allocation processing system performs a computerized method for allocating subscriber assets. The system configures predetermined investment allocation paths that relate asset allocation models to trigger events. The system then selects a predetermined path based on a subscriber's risk tolerance. At each trigger event along the predetermined path,... Agent: Mccormick, Paulding & Huber LLP

20090164387 - Systems and methods for providing semantically enhanced financial information: Systems and methods for providing semantically enhanced financial information are provided. Semantic information integration and computing technologies may be utilized to create and maintain an up-to-date semantic graph encapsulating with nodes and links the business associations among companies, assets, and financial instruments in an industry. The systems and methods provide... Agent: Wilmerhale/new York

20090164361 - Last call for a real estate property, a chattel or a financial instrument for online and off-line uses: A method of advertising, marketing and auction sale of real estate properties, chattel properties and financial instruments and more particularly a method of handling last minute Internet online and in person off-line bidding extensions are described. Internet websites have been designed for this purpose such that prospective customers or interested... Agent: Wilson Daniel Swayze, Jr.

20090164358 - Merchandising for higher bids: A method and a system for merchandising for higher bids are provided. In example embodiments, a proposed price for a first listing may be received from a user. In response to receiving of the proposed price, a message may be conveyed to the user when the proposed price is lower... Agent: Schwegman, Lundberg & Woessner/ebay

20090164360 - Real estate transaction system using real estate securities and method thereof: Provided are a real estate transaction system and method using real estate trust that are capable of lessening a burden on a residence right holder and investors by securitizing real estate and selling a plurality of divided securities including a security for ownership and a security for investment. A real... Agent: Rabin & Berdo, PC

20090164359 - Single action bidding: Apparatus, systems, and methods may operate to present an item for bidding as part of an electronic auction conducted by a networked computer system, and to present a request for a single action bid by a bidder to simultaneously enter and confirm a single action bid amount for the item.... Agent: Schwegman, Lundberg & Woessner/ebay

20090164363 - Computer-implemented methods, program product, and system for micro-loan product management: Embodiments of the present invention include methods, program product and systems for card and bank product management. An embodiment of a method of advancing funds to a banking customer, for example, includes establishing a line of credit with a bank through an on-line access interface with the bank, determining whether... Agent: Bracewell & Giuliani LLP

20090164364 - Computer-implemented methods, program product, and system to enhance banking terms over time: Managing access to a line of credit, for example, can include a financial institution computer determining eligibility for a line of credit program responsive to a consumer's prior enrollment in a prepaid card program and one or more of the following: the consumer's historical direct deposit data, and data associated... Agent: Bracewell & Giuliani LLP

20090164362 - System and method for funding loans: The problems presented in loan funding industry are solved by the systems and methods of the present invention. In accordance with one embodiment of the present invention, a system is provided where a borrower applies for and is approved for a loan remotely after which the borrower is provided with... Agent: Cash Klemchuk Powers Taylor LLP

20090164365 - Systems and methods for performing a simplified risk assessment: Systems and methods for performing a simplified risk assessment are provided. A historical transaction value for past transactions associated with related promissory payments is maintained. A request is received from a merchant to determine authorization of a financial transaction associated with a proffered promissory payment. The historical transaction value associated... Agent: Sutherland Asbill & Brennan LLP

20090164366 - Payment voucher generation for financial transactions: The preferred embodiments of the present invention are directed to consummating a financial transaction using payments vouchers. A merchant code associated with a merchant is received by a financial institution terminal, which verifies the merchant code against a stored code. A payment voucher is generated in response to the verification.... Agent: Hoffmann & Baron, LLP

20090164368 - Private label promotion card system, program product, and associated computer-implemented methods: Embodiments of the present invention provide a private label promotion card as a bank product, being issued and managed by the bank and using an open payment network for purchase authorization and payments. A bank computer processes activation information for a promotion card and receives finds into an account at... Agent: Bracewell & Giuliani LLP

20090164367 - Secure transmission of money transfers: The invention relates to a method and a device for enabling a validated money transfer between a sending and a receiving person via a sending and a receiving financial institution, where a request to a validation agent for validation of a money transfer replaces normal time consuming cross border security... Agent: Harness, Dickey & Pierce, P.L.C

20090164369 - Person-to-person payments: contextual spending: A computerized method and a system for contextual spending in person-to-person payments are provided. In example embodiments, a payment system may receive a request from a first party for making a payment to a second party. The payment system may send a recommendation for utilization of the payment to the... Agent: Schwegman, Lundberg & Woessner/ebay

20090164370 - Transfer account systems, computer program products, and associated computer-implemented methods: A financial institution computer maintains a list of account identifiers for accounts enrolled in a prioritized payment program including pre-authorization of certain payment requests by select creditors. The computer estimates a value of prioritized payments and authorizes a sweep payment to the customer account from a stand-in account at a... Agent: Bracewell & Giuliani LLP

20090164371 - Mobile financial transaction method: A method for conducting financial transactions via the use of a cellular phone or similar mobile portable electronic device without any necessary physical connection or data connection to banking institutions.... Agent: Eugenia S. Hansen Hemingway & Hansen, LLP

20090164372 - Methods of processing data captured during a deposit transaction conducted at an image-based self-service check depositing terminal: A method is provided of operating a self-service check depositing terminal. The method comprises the steps of receiving a user identification (ID) card from a depositor at the self-service check depositing terminal, reading ID data from the user ID card, sending the ID data to a consolidation server of a... Agent: Michael Chan Ncr Corporation

20090164373 - System and method of preventing password theft: A method and system for securely accessing an account using a security device that includes: (1) receiving a request via a payment device for access to an account having account information, wherein the request includes an account number; (2) generating randomly a numeric value; (3) displaying the numeric value; (4)... Agent: Hoffmann & Baron, LLP

20090164374 - System and methods for one time check numbers: Various embodiments are directed to third-party payment services including the ability to arrange and pay for goods or services with a printed paper check using facilities hosted by the third-party payment service. In one embodiment, a third-party payment services system may be arranged to provide access to a third-party payment... Agent: Racunas Law LLC

20090164375 - Systems, methods and computer program products for performing mass transit merchant transactions: Methods, systems and computer program products are provided for enabling access to mass transit systems using a financial transaction instrument including reading an identifier including financial payment information from the financial transaction instrument and determining whether the identifier is stored in a database. Access to a holder of the financial... Agent: Fitzpatrick Cella (amex)

20090164377 - Secured and selective runtime auditing services using a trusted computing device: In an embodiment, an apparatus includes a control logic to selectively audit transactions between the apparatus and a separate entity based on a type for the transactions. The apparatus also includes an encryption logic to encrypt an audit log that includes at least one attribute of one of the selectively... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20090164376 - Systems and methods for controlled substance prescription monitoring via real time claims network: Embodiments of the invention can provide systems and methods for controlled substance prescription monitoring via a real time claims network. In one embodiment, a method for facilitating real-time processing of claims associated with one or more controlled substances can be provided. The method can include receiving a plurality of claims... Agent: Sutherland Asbill & Brennan LLP

20090164378 - Music distribution: The present invention relates to a method of distributing music comprising creating a structured audio file from an audio track, the audio track having two portions, the first portion comprising data to reproduce a lower quality version of the audio track by a media player and data in a second... Agent: Dann, Dorfman, Herrell & Skillman

20090164379 - Conditional authorization for security-activated device: Various methods and systems include exemplary implementations for a security-activated operational component involved in creating or producing or duplicating or processing or testing one or more objects. Possible embodiments include but are not limited to obtaining access to an object data file configured to implement various functional operations regarding one... Agent: Searete LLC Clarence T. Tegreene

20090164380 - Financial transaction network: The manufacture and control of payment cards used in consumer financial transactions circulates a population of payments cards with user identification and account access codes. Each use of an individual card produces a variation of its user access code according to an encryption program seeded with encryption keys or initialization... Agent: Richard B. Main, Esq. Patents Pending

20090164381 - Method of making secure payment cards: A method of making secure payment cards for financial transactions over networks includes building payment card blanks by integrating plastic, circuit, battery, semiconductor chips, magnetic stripe, magnetic MEMS device, and other components into a debit/credit card format conforming to ISO industry standards, all in response to an order from an... Agent: Richard B. Main, Esq. Patents Pending

20090164382 - System for managing multiple credit accounts: In an improved method and system for managing consumer credit accounts a consumer registers a plurality of credit accounts through a secure web page establishing a priority of accounts in the process. The web page aggregates data from all of the registered accounts and a single credit card or device... Agent: Stefan Kirchanski

20090164383 - System and method for dynamic product pricing: Embodiments of the present invention provide a system and method for dynamic product pricing. According to one embodiment, sale characteristics for a plurality of products are stored in a database. A user places a sale order including information associated with a product to be listed on a website, and a... Agent: Townsend And Townsend And Crew, LLP

20090164391 - Self learning method and system to revenue manage a published price in a retail environment: A computer-based self-learning system for managing a price in a retail environment, including: an interface element for at least one specially programmed general-purpose computer for receiving an input related to initiation of a transaction between a customer and a first business entity; a memory unit for the at least one... Agent: Simpson & Simpson, PLLC

20090164390 - Systems and methods for altering mail routing, mail processing, and/or mode of delivery: The present invention provides systems, methods, and computer program products for altering delivery of a piece by altering either the delivery address, mode of processing, and/or the mode of delivery. The invention provide an indicia associated with the piece of mail including instructions that are at least one of a... Agent: Moore & Van Allen, PLLC For Bofa

20090164392 - Generic value bearing item labels: The present invention provides an intuitively-based (WYSIWYG) user interface for generic value bearing item label custom specification of each label on a multi-part label set. According to the present invention, an interactive display such as is depicted in FIG. 13 would be provided on a display monitor of a plurality... Agent: Khorsandi Patent Law Group, A.l.c

20090164393 - Power system stabilization system: In a power system stabilization system for stabilizing a small-scale electric power system to which electric power generated by a rotating power generator is supplied, an electric water heater receives electric power from the electric power system and heats water, a system frequency measuring device measures system frequency of the... Agent: Leydig Voit & Mayer, Ltd

20090157415 - Associating an online publication with a print publication: This document discusses, among other things, a system and methods for associating an online publication with a print publication. Example embodiments may include receiving a request from a publisher that may identify first data that is to be published over a network, in an online publication. In response to the... Agent: Schwegman, Lundberg & Woessner/ebay

20090157419 - Contextual execution of automated workflows: An enterprise geospatial intelligence service oriented architecture (EGI-SOA) provides a consumer with one or more tailored products in response to either a dynamic request or a standing request by the consumer.... Agent: Jagtiani + Guttag

20090157416 - Converting documents: A method of converting a document, such as a document complying with the CEN-XFS standard for Forms. The method comprises accessing format parameters; reading information from the document; parsing the read information to detect attributes and text; identifying any detected attributes not consistent with the accessed format parameters; converting any... Agent: Michael Chan Ncr Corporation

20090157421 - Extended manufacturing environment: An extended manufacturing environment can receive, at a manufacturer's server, a communication from a customer of the manufacturer, automatically process the communication, and automatically transmit an order for supplies to a supplier of the supplies. The supplies, which are needed by the manufacturer to manufacture at least one product for... Agent: Cooley Godward Kronish LLP Attn: Patent Group

20090157418 - Method and system for obtaining geographic location information: Location data corresponding to the geographic location of a particular event is obtained in response to information concerning the event and received at a computing device present at the geographic location. The geographic location information is used to produce a map or other visual display corresponding to the event and... Agent: At&t Legal Department - Wk Attn: Patent Docketing

20090157414 - Method for calendar driven decisions in web conferences: A method for associating a calendar invitation for a calendar event to a web conference for a web conference event is provided. Invitees of a calendar invitation for a calendar event are received and are detected. The invitees of the calendar event are associated to a web conference event. Modifications... Agent: Cantor Colburn LLP - IBM Lotus

20090157420 - Postal package delivery system: The present invention relates to a Postal package delivery system for forwarding a packet from a sender towards a destination through a postal network where the postal network comprises a plurality of postal nodes for sorting and forwarding the package through said network via at least one node of said... Agent: Fay Sharpe/lucent

20090157417 - Systems and methods for detecting click fraud: A method for detecting click fraud. In one embodiment, the method includes the steps of: directing a user to an item but delaying the internal ratings update of the item; collecting data to build a model of the user; building the model of the user in response to the collected... Agent: K&l Gates LLP

20090157422 - Internet-based balascopy-information exchange system: A medical internet-based Balascopic information exchange network for data exchange mainly between doctors working in various hospitals and in different geographical locations in a standard Balascopic format. In the system, the specific Balascopic-format data are combined into groups. This makes it possible to combine scarce Balascopic-format data relating to rare... Agent: Vadim Kvitash

20090157424 - Multi-path electronic prescription processing system: An electronic prescription processing system which is capable of direct two-way electronic communication between the physician and the pharmacist, in one example, uses a multi-path clearinghouse between the physician's office practice management system and a pharmacy computer system. In one example, the multi path electronic prescription processing system allows a... Agent: Christopher Paradies, Ph.d.

20090157423 - Program management process flow: A method for testing potential employees for predetermined medical parameters is provided and includes the steps of collecting an employee roster in an electronic database, selecting a clinic based on predetermined parameters from the electronic database, scheduling a potential employee with the clinic for testing, providing predetermined information from the... Agent: Adams Intellectual Property Law, P.A.

20090157425 - System and method for early identification of safety concerns of new drugs: A computer-implemented system and method for administering a drug registry database generates a display of a plurality of new drug/comparator drug pairings, wherein each new drug is added to the database when a threshold number of healthcare claims for the new drug have been received. Upon receiving a selection of... Agent: Dorsey & Whitney LLP Intellectual Property Department

20090157428 - Apparatus and method for administration of mother's milk: Apparatus and methods are described for matching of mothers' milk to the correct baby in hospitals or other institutions where mothers' milk is expressed in advance and stored for feeding to the baby at a later time. Electronically readable indicia are used to confirm the identity of the baby, the... Agent: Hancock Hughey LLP

20090157429 - Health management system and method using mobile phone: A health care system using a mobile phone includes the mobile phone which has sensors attached thereto, stores a biological signal measured by the sensors, and transmits the stored biological signal during a phone call; and a health care server which receives the biological signals from the mobile phone, analyzes... Agent: Staas & Halsey LLP

20090157432 - Infusion pump with configurable screen settings: A method and apparatus provides for configuring the backlight brightness level. The backlight brightness level can be configured at the drug library and/or at the medical device, thereby improving the flexibility a user has in changing backlight parameters. A method and apparatus for managing a power saving mode allows the... Agent: Brian R. Woodworth

20090157427 - Method of personalized, independent medical evaluation: A method for enabling a patient and/or a patient's family to make better informed medical decisions with respect to ongoing care from the patient's primary care physician(s) comprising providing a physician consultant under contract directly with the patient to monitor medical treatment and recommendations of a primary care physician(s), wherein... Agent: Thorpe North & Western, LLP.

20090157426 - Methods, apparatuses & computer program products for facilitating efficient distribution of data within a system: A method, apparatus, system and computer program product are provided for facilitating connection of source devices that are capable of generating data to one or more destination devices which may receive the generated data. The data generated by the source devices may be in different data formats and the source... Agent: Alston & Bird LLP

20090157431 - Packaging of blinded patient data: An apparatus having encoded instructions in a computer hardware circuit which combine digital data templates with patient digital data of selected patients from medical practice electronic health records to provide digital data packages in which patient digital data is mapped to data fields in the digital data packages. The digital... Agent: St. Onge Steward Johnston & Reens, LLC

20090157430 - Synchronization and configuration of patient monitoring devices: Some embodiments provide a system for synchronizing and configuring monitoring devices. In some embodiments, a patient monitoring device settings module is configured to automatically provide configuration settings to a plurality of patient monitoring devices. A monitoring device data module is configured to receive measurement data from at least one of... Agent: Knobbe Martens Olson & Bear LLP

20090157436 - Revenue cycle system and method: A revenue cycle system includes a payment status module and an activity status module. The payment status module provides payment status information for a plurality of insurance claims payment information and a plurality insurance providers. The payment status information is based on payment information. The payment information includes an amount... Agent: Vedder Price P.C.

20090157434 - Structuring bonds and/or other securities collateralized by insurance policies: Systems, computer program products and methods of collateralizing bonds and/or other securities using one or more insurance policies are described. A method may include receiving input regarding an appropriate grouping from a collection of one or more insureds, receiving input regarding an initial value for a face amount of one... Agent: Patton Boggs LLP

20090157433 - System and method having a hierarchical model with override capability for generating a flexible insurance plan: A system and method for implementing an insurance plan to coordinate an adjudication of a submitted claim corresponding to the plan. The plan includes a people model and a benefit model, such as hierarchical trees combined by a plurality of policies. The system and method comprise assigning a first predefined... Agent: Gowling Lafleur Henderson LLP Suite 1600

20090157435 - System and method of accelerated health care claim payment: A method of accelerating a health care claim payment may include filtering a claim to determine whether the claim is eligible for accelerated claim payment. A payment amount for a claim may be determined by a computing device by retaining a provider level adjustment. The payment amount may be automatically... Agent: Pepper Hamilton LLP

20090157437 - Systems and methods for providing insurance and non-insurance products: A method of providing insurance to a customer that comprises the steps of: (1) selling a service contract to the customer that provides protection against the mechanical breakdown or other failure of an item (and in some cases, accidental damage); and (2) in response to the customer purchasing the service... Agent: Alston & Bird LLP

20090157438 - Quantifying revenue and profit impact of retiming flights while taking into consideration non-linear ramifications and constraints: A method, system and computer program product for efficiently quantifying the economic impact of retiming flights without the necessity of implementing the traditional airline forecasting system from scratch. A forecast module computes the difference in impact prior to and after the retiming of a flight. A flight grouping module, using... Agent: Winstead PC

20090157439 - System and method for travel related commercial interactions: A system and a method for travel related commercial interactions through an aggregating system, such as a website for example. The aggregating system may optionally comprise a social network, such as a social networking web site.... Agent: Dr. D. Graeser Ltd.

20090157450 - Adpack: A system for monetization of content includes a storage device for storage and retrieval of data, and a library of content and advertisements stored within the storage device. The library comprises an organizational structure for facilitating the storage and retrieval. The system also includes a monetization engine for identifying within... Agent: Stattler - Suh PC

20090157445 - Automated execution of business processes using two stage state: Systems and methods for automating and increasing the efficiency of business processes using two-stage state. In one embodiment, an automated method for execution of a business process is provided, where the business process is an event-driven activity including first and secondary events. The method includes the computer-implemented automatic steps of... Agent: Law Offices Of Mark L. Berrier

20090157441 - Automated sla performance targeting and optimization: Methods relating to the generation of service level agreement (SLA) performance report include measuring, over a service period, at least one service level measurement related to a provision of service. A measurable SLA commitment may include service level goals, with each goal containing a performance criterion, a target, and a... Agent: Verizon Patent Management Group

20090157447 - Derived and automated key performance indicator reports: In a computing system, a selection of a predefined key performance indicator that is associated with a plurality of predefined dimensions and with definitional data is received. A dimension value for at least one of the predefined dimensions, at least first and second attributes associated with the dimension value, and... Agent: Fish & Richardson, P.C.

20090157455 - Instruction system and method for equipment problem solving: A method and system of providing instructions in addressing an equipment problem are provided. An indication of an equipment problem is checked against a solution database to identify at least one suggested solution to the equipment problem. A suggested solution from the at least one suggested solution is provided. An... Agent: Duane Morris LLP - PhiladelphiaIPDepartment

20090157449 - Intelligent customer retention and offer/customer matching: A device receives offer information associated with one or more products or services, receives customer information, and matches the offer information with the customer information based on one or more of system defined rules or user defined rules. The device also generates matched offer and customer information based on the... Agent: Verizon Patent Management Group

20090157452 - Policy and contract compliance system and method: An integrated tool captures institutional and expert knowledge, then stores policy exclusion rules used to evaluate and enforce legal, regulatory, business and contract policy. Rules driven intelligent user interfaces enable efficient, validated and standardized entry of both policy exclusion rules and business operations plans to increase time and cost efficiency... Agent: Snell & Wilmer L.L.P. (amex)

20090157453 - Product development process supporting system and product development process supporting method: Wasteful repetitive tasks are easily reduced in processes to develop complex products. A product development process support system is a system which analyzes dependencies between a plurality of requirements in product development processes belonging to a plurality of layers, and comprises an input reception portion for receiving input of information... Agent: Greenblum & Bernstein, P.L.C

20090157457 - Provisioning and activation using a service catalog: A service provisioning and activation method and system for telecommunications networks. The system operates in between a business support system (400) and a plurality of network element (480) and comprises a service repository (450) containing service configuration data. The system comprises also an order management component (410), which includes a... Agent: Birch Stewart Kolasch & Birch

20090157458 - Supply chain evaluation system, method, and program: Provided is a supply chain evaluation system, in which supply chain planning is formulated according to a simulation time control, and a flow of physical distribution from procurement via production and shipment through a client is simulated based on the supply chain planning, which are repeated during a simulation time.... Agent: Brundidge & Stanger, P.C.

20090157451 - System and method for detecting manipulation in financial markets: A technique is presented for detecting manipulation in a market. The technique may be used with a web-based market that enables a plurality of traders to transact or to speculate in an item. A record of each transaction between the traders of the market is stored. The transaction records are... Agent: General Electric Company (pcpi) C/o Fletcher Yoder

20090157442 - System and method for improving the performance of digital advertisements: Systems and methods for optimizing performance of an ad campaign are disclosed. Generally, an offer is extended to an advertiser to optimize an ad campaign of the advertiser. The offer provides that an optimized version of the ad campaign performs at least as well as an unoptimized version of the... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090157443 - System and method for managing bandwidth utilization: An approach is provided for managing bandwidth utilization. A networking device (e.g., router) corresponding to a customer is audited to determine utilization of a communication link serving the customer. A determination is made whether bandwidth, allocated to the customer, of the communication link is under-utilized. A notification is generated to... Agent: Verizon Patent Management Group

20090157456 - System and method for providing forms and disclosures advice: A system and a method for providing advice on selecting and completing different forms and disclosures are provided. Applicable information is collected. Forms and disclosures are determined based on the information collected. The forms and disclosures are selected from collections of forms and disclosures provided by the federal government, state... Agent: Christie, Parker & Hale, LLP

20090157448 - System and methods for process analysis, simulation, and optimization based on activity-based cost information: A computer-implemented method of analyzing a workflow is provided. The method can include generating a multi-stage workflow representation corresponding to a physical process, the representation defining for each stage of the workflow at least one activity performed during the process. The method also can include associating at least one activity-based... Agent: Law Office Of Donald L. Wenskay

20090157446 - System, method and software application for creating and monitoring internal controls and documentation of compliance: A software application enables a user to create and monitor internal controls for compliance with one or more compliance regimes by an entity. The software application is used for analyzing risks associated with deficiencies in compliance and for generating reports related to the compliance status. The software application enables the... Agent: Michael A. Rahman Gardere Wynne Sewell LLP

20090157440 - Systems and methods of analyzing accounts receivable and sales outstanding: Systems and methods are provided to perform an analysis of the accounts receivable of a business. Each component of the accounts receivable is reviewed individually and all factors related to that particular component are accounted for. A data tool is then implemented to analyze the data and to recognize the... Agent: Banner & Witcoff, Ltd. Attorneys For Client No. 005222

20090157454 - Transaction control methods for use in financial transactions and information banking: A method for conducting a financial transaction involves a person using a mobile device. The mobile device accesses information regarding the proposed financial transaction and determines, based on that information, whether the proposed transaction is permissible according to pre-set preferences associated with the person. Some of these preferences may be... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090157444 - Using a directed graph as an advertising system taxonomy: Embodiments relate to generating and using a directed graph as an advertising network taxonomy. Individual delivery locations provided by publishers for presenting advertisements are identified. A directed graph is generated that includes specific advertising opportunities that each correspond with an individual delivery location. The directed graph also includes multiple general... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090157463 - Approver identification using multiple hierarchical role structures: Systems and methods for automating and increasing the efficiency of business processes using multiple hierarchical role structures. In one embodiment, a method comprises defining two or more hierarchies, defining an approver for a business process where the approver is associated with at least a first role in a first one... Agent: Law Offices Of Mark L. Berrier

20090157464 - Automated execution of business processes using reverse nesting: Systems and methods for providing interaction of multiple business process events by nesting the information from prerequisite events into a business process that is dependent on those processes to transact. In one embodiment, a business process comprises a first event that is launched by users, completed events or application calls... Agent: Law Offices Of Mark L. Berrier

20090157459 - Collaborative project management: A method for integrating a collaboration application with a project management application includes linking the activity with a task in the project management application in response to creation of an activity in the collaboration application. The collaboration application also receives a specification of a relationship between the activity and the... Agent: Strategic Patent Group, P.C.

20090157462 - Content hierarchy: Systems and methods for automating and increasing the efficiency of business processes using a hierarchical content structure. In one embodiment, A method comprises providing a plurality of business information items, defining a hierarchical content structure of the business information items, associating access rights for a first role with a first... Agent: Law Offices Of Mark L. Berrier

20090157465 - Method for mapping anticipated future events in a domain: Disclosed is a method for mapping anticipated future events in a domain. A multidimensional event field is assembled to include a depository of events related to the domain. The event field includes a plurality of dimensions. The depository of events from the event field is assessed to formulate at least... Agent: Donald Heathfield

20090157460 - System and method for providing product and service data: Product/service data may be provided to consumers in an environment of manufacturers/service providers, distributors and consumers linked via a data broker. The data broker may provide product/service data in response to receiving identifiers associated with products/services. The identifiers may be generated by the data broker. The identifiers may be provided... Agent: Brooks Kushman P.C.

20090157461 - Vehicle deployment planning system: A vehicle deployment planning method and system are provided for planning a convoy that travels on at least one roadway using a convoy planning tool. The tool includes a computer processor, data storage, and machine language instructions that enable the tool to perform the following tasks. The tool finds one... Agent: Honeywell International Inc.

20090157466 - Apparatus, system, and method for appointment scheduling: An apparatus, system, and method are disclosed for scheduling appointments. Appointment requests are received via a communication service, calendar information corresponding to the proposed appointment time and day is retrieved from a calendaring system and displayed to the user without requiring the user to open the calendaring application. The appointment... Agent: Kunzler & Mckenzie

20090157468 - Interaction-based method for the implementation of coordination systems: The invention relates to a method for the designing, development and implementation of coordination system using an agent-based method. The method avoids the use of the conventional business function approach to design a business process.... Agent: Pearl Cohen Zedek Latzer, LLP

20090157467 - Method and apparatus for controlling access to and generating revenue from a portable lavatory: A method and apparatus for controlling access to and generating revenue from a portable lavatory. The portable lavatory is placed at a predetermined location and a barrier is established around the portable lavatory to block unauthorized access to the portable lavatory. An entrance or passageway is provided through the barrier... Agent: Van Ophem & Vanophem, PC Remy J Vanophem, PC

20090157469 - System and method for management of multi-session, sequential, synchronized electronic conferencing: A method, apparatus and computer program product for management of multi-session, sequential, synchronized electronic conferencing is presented. A schedule of meetings is defined for each of a plurality of users. Each user logs in to a website for taking part in the meetings according to the pre-defined or dynamically defined... Agent: Barry W. Chapin, Esq. Chapin Intellectual Property Law, LLC

20090157471 - Facilitating the execution of transactions between customers and providers: Methods (74, 76, 78) utilizing a network (20) of computing systems (22) facilitate execution of a transaction (114) between a consumer (38) and a provider (32). Preference data (108) defined by the consumer (38) is stored (76) in a database (82). When a request for the transaction (114) is detected... Agent: Meschkow & Gresham, P.L.C

20090157486 - Integrated gourmet item data collection, recommender and vending system and method: Items—including gourmet products—are evaluated and rated by participants in a controlled event, which can be coordinated by software locally or at a dedicated website. Event data, including item scores and participant scores can be shared with vendors, merchants and other commercial entities associated with the products. Promotional incentives from such... Agent: J. Nicholas Gross, Attorney

20090157480 - Intelligent broadcast techniques to optimize wireless device bandwidth usage: A system and technique is described to enhance the use of limited bandwidth by intelligent broadcast, which would allow many more users to access content that was broadcast or downloaded by another user or group of users. While many users may download content that is specific to them, e.g., a... Agent: Robert Platt Bell Registered Patent Attorney

20090157474 - Managing supply and demand for a ware: Among other disclosed subject matter, a method for managing supply and demand for a ware includes obtaining requirement information for a ware, the requirement information representing a forecasted demand for the ware at a specified time. The method includes generating supply information for the ware, generating pegging information, obtaining order... Agent: Fish & Richardson, P.C.

20090157476 - Marketing campaign management: A device receives one or more of customer data, customer models, or customer reports, calculates scored information based on the one or more of the customer data, customer models, or customer reports, and generates marketing campaign information for a product or a service based on the scored information and the... Agent: Verizon Patent Management Group

20090157484 - Method and system for directing a user from a content provider website to an advertiser's website: A method of allowing a consumer to be hyperlinked from a content provider's website to an advertiser's website based upon the use of one or more keywords. The advertiser would associate the URL address, of one of the advertisers with one or more keywords provided on the content provider's website.... Agent: Hoffman, Wasson & Gitler, P.C.

20090157475 - Method and system for electronic incentive distribution and task management: A method of manufacturer incentive distribution to consumers is provided the method comprises receiving a first list from a consumer, the first list having at least one item the consumer wishes to purchase, receiving an incentive from at least one incentive provider, the incentive being associated with a keyword on... Agent: Bose Mckinney & Evans LLP

20090157483 - Method and system for using artificial intelligence to generate or modify an employee prompt or a customer survey: A system for modifying a prompt or a survey, including: an interface element for at least one specially programmed general-purpose computer for receiving an audio input including: a response of an employee of a business entity to a prompt presented to the employee; or a response of a customer of... Agent: Simpson & Simpson, PLLC

20090157485 - Method and system of dispatching non-digital merchandise and/or allied services related code via a device operable on a mobile communication network: A method and system of dispatching non-digital merchandise and/or allied services related code is described, via a device operable on a mobile communication network. The method involves providing a pre-defined code indicative of non-digital merchandise and/or allied services on a promotional medium, the promotional medium being viewable by a user.... Agent: Hamre, Schumann, Mueller & Larson, P.C.

20090157482 - Methods and systems for indicating behavior in a population cohort: Avatars, methods, apparatuses, computer program products, devices and systems are described that carry out identifying a member of a population cohort; and indicating at least one behavior in the member of the population cohort based on an association between the population cohort and at least one cohort-linked avatar.... Agent: Searete LLC Clarence T. Tegreene

20090157481 - Methods and systems for specifying a cohort-linked avatar attribute: Avatars, methods, apparatuses, computer program products, devices and systems are described that carry out obtaining collected population cohort data; and specifying at least one cohort-linked avatar attribute at least partly based on the collected population cohort data.... Agent: Searete LLC Clarence T. Tegreene

20090157470 - Methods for facilitating contact information changes: A method of facilitating the maintenance of an address list of each of a plurality of mailers wherein master address information based on current address list information received from each of the mailers is maintained, and wherein the mailers are automatically notified of address changes based on change of address... Agent: Pitney Bowes Inc. 35 Waterview Drive

20090157472 - Personalized retail information delivery systems and methods: A personalized shopping system can provide for delivery of relevant information that is responsive to the needs and desires of shoppers. Any suitable information can be delivered including, but not limited to, advertisements. By taking one or more preferences or parameters of the shopper into account, the advantages of targeted... Agent: Dority & Manning, P.A.

20090157479 - Selection and shopping system founded on mobile architecture: A selection and shopping system for providing item recommendations from an inventory of items. The method provides search results based on individualized user characteristics by retaining an inventory of items available for purchase, attributing identifying data to each of the inventory of items, obtaining individualized profile data from each of... Agent: Thomas P O'connell

20090157487 - System and method for collection, validation and communication of competitive pricing data: A system, apparatus and method employ or embody voice-enabled mobile devices to facilitate quick, cost-efficient and accurate collection of pricing data for consumer products offered by multiple retail establishments. A consumer goods price tracking component aggregates the collected pricing data into good-price pairs, good-price-sale triplets and/or good-price-value triplets, whereupon it... Agent: Williams Mullen

20090157473 - System and method for sending targeted marketing data using proximity data: A method for selecting advertising data is disclosed, the method comprising monitoring proximity data indicating proximity between a first end user device and at least one second device; examining historical behavior profile data for the second device; placing data from the historical behavior profile data into an opportunity profile for... Agent: At&t Legal Department - Roebuck Attn: Patent Docketing

20090157477 - System for evaluating an infant's perception of a tactile quality of an article of manufacture: Disclosed is a system, method, and device for detecting non-nutritive sucking events produced by an infant; patterns comprising such events (i.e., rhythmic sucking patterns, or RSPs); and relating said events and/or RSPs to an infant's perception of a tactile quality, or a physical property corresponding to that tactile quality. The... Agent: Kimberly-clark Worldwide, Inc. Catherine E. Wolf

20090157478 - Usability evaluation method and system of virtual mobile information appliance: A system for evaluating usability of a virtual mobile information appliance unites a virtual reality technology integrating various digital data created in planning and in designing a product to operate a virtual product and visualizing the virtual product in photo-realistic level, an affective technology organizing a customer's emotional evaluation on... Agent: Lowe Hauptman Ham & Berner, LLP

20090157490 - Credibility of an author of online content: Methods, computer program products and systems are described for obtaining at a first computer an online content item authored by an author for public online display. A credibility factor is determined for the author in association with the online content item. The credibility factor is based on information about the... Agent: Fish & Richardson P.C.

20090157491 - Monetization of online content: Methods, computer program products and systems are described for computer implemented online-content management. Multiple online content items authored by multiple authors for online publication are received at one or more first computers. For each online content item, a reputation score is determined for the author corresponding to the online content... Agent: Fish & Richardson P.C.

20090157489 - System and method for performance evaluation: A system for determining a compensation rate is disclosed that includes a database for storing insurance policy data attributed with the seller of insurance and a processor. The processor is configured to retrieve, from the database, insurance policy data for a first period of time, wherein the first period of... Agent: Ropes & Gray LLP

20090157492 - Trainee incentive and reward method: The invention is a method and system that provides for efficiently incentivising and rewarding employees for their successful use of a training system or other employer defined metrics by utilizing Smartcard® cards and You Did It Right® cards. Successful demonstration of training and performance metrics is rewarded through such rewards... Agent: Calhoun "reb" Thomas, Iii

20090157488 - Work order management system and method: A work order management system has a work order management application and a web service interface. The system further has a handheld device and logic configured to communicate utility data between the work order management application and the handheld device through the web service interface, wherein the data is indicative... Agent: Lanier Ford Shaver & Payne P.C.

20090157502 - Ad-bearing bookmarks for electronic media documents: An electronic bookmark can be used to render an advertisement at a bookmark insertion point (e.g., a stopping point) determined by a user when reading an electronic media document, such as an electronic book, newspaper, magazine, audiobook, and video, among others. Some of the variations provided herein include providing notice... Agent: Microsoft Corporation

20090157500 - Advanced advertisements: A system and method for configuring a media player to display advertising to a user includes a computer having a processor and a memory unit containing instructions, a display in communication with the processor of the computer for displaying a media asset via the media player, and a network interface... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090157506 - Advertisement auction method, recording medium therefor and advertisement auction system: Provided is a method of auctioning an advertisement provided from a server to a client. The method includes: receiving bidding information from a plurality of advertiser terminals connected to the server, the bidding information including time information which indicates what time the advertisement will appear on the client; selecting one... Agent: Sughrue Mion, PLLC

20090157499 - Automatic splices for targeted advertisements: Commonly targeted advertising is used to attract a specific demographic towards a particular product and/or service. An advertisement can be presented over a vehicle radio that relate to a route while a user is driving. Advertisements can be directed to a user, including such information as a user name, a... Agent: Amin, Turocy & Calvin, LLP

20090157513 - Communications system and method for serving electronic content: A network system for serving digital content to a graphical user interface of a user device is provided. The system includes a database storing user data including user preferences and events in a calendar of a system user; a processor configured to automatically scan the database to determine an event... Agent: Mcneely Bodendorf LLP

20090157498 - Generational intelligent navigation synchronization or update: A direction set can be augmented with up-to-date information such that a route to be taken by a user is changed. A user can request a direction set to take a user along a long route that minimizes cost to a user. A route can be generated using a set... Agent: Amin, Turocy & Calvin, LLP

20090157495 - Immersion into a virtual environment through a solicitation: Advertising content is provided to a user together with other content the user is consuming. The advertising content may be in a form of a solicitation to interact with a virtual environment. In a case wherein the user selects to interact with the virtual environment, an avatar is determined for... Agent: Thorne & Halajian Applied Technology Center

20090157501 - Integrated exchange for 24 hour real time trading of fungibles & continuous cash t+0 settlement: An Integrated Exchange that consolidates the exchange, broker & clearing house functions into a single platform for continuous 24 hour real time trading of securities, currencies, commodities & other fungibles. Both corporate and individual investors have accounts with the Integrated Exchange. Both corporate and individual investors trade directly with one... Agent: Rolland R. Martel

20090157509 - Location-relevant real-time multimedia delivery and control and editing systems and methods: A system for providing a tour of a venue includes a central computer for creating the tour, at least one venue server computer, communicatively connected to the central computer remotely at the venue, for storing the tour, and at least one portable device, communicatively connected to the venue server computer... Agent: H. Dale Langley, Jr. The Law Firm Of H. Dale Langley, Jr. PC

20090157510 - Method of tracking and redeeming consumer carbon emission credits: The present invention is an improved method of tracking and redeeming carbon emission credits generated by a plurality of consumers which is economical and practical. The method includes the steps of providing a carbon credits database of carbon emission credits for a plurality of goods and services, said carbon credits... Agent: Elias C. Borges

20090157512 - Near field communication transactions with user profile updates in a mobile environment: Methods and systems for determining the suitability of information to be received by a mobile client are disclosed. For example, an exemplary method may include receiving on the mobile client, information relating to a transaction between the mobile client and a transaction host, using a near-field-communication (NFC) link, updating a... Agent: Qualcomm Incorporated

20090157496 - Personal broadcast engine and network: A personal broadcasting system and method is described herein for automatically matching and introducing users based on their real-time locations, such that users identified as capable of or likely to form a relationship can be notified of that fact at a point in time when it is easy to meet.... Agent: Fiala & Weaver, P.l.l.c. C/o Cpa Global

20090157514 - Processing electronic rebates: Apparatus and article of manufacture for processing electronic rebates are disclosed. In one embodiment, a purchase identifier is linked to a purchase of a product. The purchase identifier is listed on a receipt upon the purchase of the product or contained in an electronic mail message sent to an electronic... Agent: Ibm Corporation, Intellectual Property Law Dept 917, Bldg. 006-1

20090157503 - Pyramidal volumes of advertising space: The claimed subject matter relates to an architecture that can facilitate advertising models in connection with pyramidal volumes of advertising space. In particular, a pixel at one plane of view of an image can be associated with four pixels at a lower plane of view and so on. Advertising rights... Agent: Amin, Turocy & Calvin, LLP

20090157494 - Scalable audit-based protocol for pay-per-action ads: Systems and methods that account for payment of sales commission received by the merchant. An audit component simulates user behavior in purchasing items from the merchant in an advertising system, which encompasses interaction among a merchant (who advertise on websites/blogs); a trusted party (who monitors activities of the merchant), an... Agent: Amin, Turocy & Calvin, LLP

20090157493 - Shared advertising with virtual worlds: A method (400, 500) of advertising. The method can include communicating to a client (106) a hyperlink corresponding to a virtual world (300) and associating with the hyperlink an identifier corresponding to an advertisement (302) to be presented to a user (108) in the virtual world during a user session.... Agent: Cuenot & Forsythe, L.L.C.

20090157505 - Shopping mall system and shopping mall system for temples and shrines: A temple/shrine shopping mall system includes a temple or shrine, plural stores, a management center that manages the entire system, and a network connecting these components. The temple or shrine includes Omamori-fudas each including a recording medium that records details of discounts or the number of points when products or... Agent: Quinn Emanuel Urquhart Oliver & Hedges, LLP Koda/androlia

20090157504 - System and method for advertising to a target demographic of internet users: A method for directing push media content to specific users logged on to a local TCP/IP network using a network of servers and software. The invention employs user profile input and advertiser specified target demographic criteria to show specific media content to internet users advertisers wish to reach.... Agent: Dickstein Shapiro LLP

20090157508 - System and method for interactive advertising cross-reference to related applications: An interactive advertising application and complementary hardware/network product to provide a unique solution for potential clients, users, and consumers to interact to a specific network of supplied information (e.g., advertising, branding, interacting, etc.) via a secure or unsecured network.... Agent: Venable LLP

20090157507 - System and method to monetize the referral of web pages: A system and method for monetizing the referral of web pages comprises a source client system, at least one target client system, a referral server, and an accounting server. The source client system comprises a web browser adapted to render an advertising merchant's web page. A source referral module is... Agent: Timothy P. O'hagan

20090157497 - Systems and methods for generating revenue from social interaction: A method is provided for generating revenue from social interaction between a plurality of participants of a marketing system. The method includes electronically communicating a comment regarding a resource from a first participant of the plurality of network participants to a second participant of the plurality of network participants, wherein... Agent: Patrick W. Rasche Armstrong Teasdale LLP

20090157511 - Tracking response to advertisements: Custom ad content and ad contact information are identified, for example, received from an advertiser. Input is received selecting to include at least a portion of the ad contact information as unified ad contact information within a print ad including the custom ad content. Further input is received selecting to... Agent: Fish & Richardson P.C.

20090157515 - System and method for monitoring sales, purchases and distribution of products: A tracking system for monitoring, controlling, and restricting the sale of alcoholic beverages based upon parameters independent of users, and further restricting sales based upon scans of a patron's ID, with data entered into a database, and continuously tallies of the number of alcoholic beverages the patron bought at the... Agent: Gottlieb Rackman & Reisman PC

20090157516 - Smart data filter for pos systems: The inventive system and method for processing transactional data in a point of sale environment that has a video device, a POS terminal and an end recording device comprises a configuration tool, and a filtering unit having a filter comprising subfilters for filtering transactional data, such that the configuration tool... Agent: Honeywell International Inc.

20090157517 - Adjustable balance limit prepaid presentation instrument: This disclosure describes, generally, methods and systems for providing an adjustable balance limit prepaid presentation instrument is described. The method includes receiving a request for the adjustable balance limit prepaid presentation instrument and obtaining customer information. The method further includes, processing the customer information with a processor to determine a... Agent: Townsend And Townsend And Crew, LLP

20090157519 - Device for allocating a payment authorization request to a payment processor: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090157518 - Systems and methods for allocating a payment authorization request to a payment processor: A point of sale (POS) device may be configured to locate a payment system and transmit a payment authorization request from a remote location to a payment system, either directly, or via a payment system directory and/or a SSL Gateway. The invention also includes inserting third party account information into... Agent: Snell & Wilmer L.L.P. (amex)

20090157520 - System and methods for disclosing transaction information to customers: A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the... Agent: Townsend And Townsend And Crew, LLP

20090157528 - Client facilitation of online card present transaction: An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a user is configured to retrieve the user's account information from a user... Agent: Snell & Wilmer L.L.P. (amex)

20090157527 - Communication mechanisms for multi-merchant purchasing environment for downloadable products: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Merchant services are provided by the merchants... Agent: Microsoft Corporation

20090157522 - Estimating vehicle prices using market data: Prices may be estimated using a system comprising a data exporter to export auction transaction data from an online auction system; a data processor to filter, condition, aggregate, and/or model the auction transaction data; and a data presenter to present the filtered, conditioned, aggregated, and/or modeled auction transaction data indicating... Agent: Schwegman, Lundberg & Woessner/ebay

20090157523 - Method and system for human assisted referral to providers of products and services: A method and system for referring a user to a provider of good(s), service(s) and/or information thereof which utilizes a human assistant. A human searcher or guide is selected to respond to a user request, and communication is established between a user and a guide. If the system determines that... Agent: Staas & Halsey LLP

20090157526 - Method for fast manufacturing and assembling of hot runner systems: The method and apparatus of the present invention includes a computer implemented injection molding configuring subsystem which enables a customer to interactively specify and design a system using a mix of parameters that the customer specifies and are manufacturing process determined. The configuring subsystem is connected to a computer network... Agent: Mcdonnell Boehnen Hulbert & Berghoff LLP

20090157524 - System and method for enabling and maintaining vendor qualification: A computer system and method is disclosed for pre-qualifying vendors for buyers and/or industries using vendor criteria information associated with buyers and/or industries and vendor qualification information associated with vendors. Vendors and buyers enter the vendor qualification information and vendor criteria information, respectively, into a database in a hierarchical and... Agent: Winstead PC

20090157529 - System and method of controlling delivery and/or usage of a commodity: A system and method manage delivery of energy from a distribution network to one or more sites. Each site has at least one device coupled to the distribution network. The at least one device controllably consumes energy. The system includes a node and a control system. The node is coupled... Agent: Howard & Howard Attorneys PLLC

20090157521 - Systems and methods for a web based inspection compliance registry and communication tool: A method for using a web registry to track the inspection compliance of an owned asset including notifying an owner of an asset that an inspection is needed to comply with a code. Electronically transmitting a list of at least one qualified inspector to a user. Receiving a completed inspection... Agent: Black Lowe & Graham, PLLC

20090157525 - Systems and methods for anonymous electronic trading: Systems and methods for anonymous electronic trading that allow a trader to hide his or her identity and inhibit trading interactions are provided. Using these systems and methods, a trader can, using various trading interfaces, control a level of trading anonymously and configure warnings that are provided to protect against... Agent: Dean P. Alderucci

20090157530 - Data processing device and data processing method: Included are reproduction processing unit that reproduces a content distributed as carried on broadcasting waves, display unit that displays an image making distinguishable the content that is in a reproducing process by the reproduction processing unit, request accepting unit that accepts a purchase request for the content corresponding to the... Agent: Oliff & Berridge, PLC

20090157531 - Payment service capable of being invoked from merchant sites: A computer-implemented service acts as an intermediary between merchant sites and users thereof, and enables the users to purchase items on the merchant sites without having to create accounts with such sites. A user may invoke the service from a web page of a merchant site, and complete a purchase... Agent: Knobbe Martens Olson & Bear LLP

20090157533 - Inventory management system, inventory management method and computer-readable recording medium: A market-demand-forecasting-value calculation section acquires order entry actual achievement data from an order-entry-actual-achievement-data storing unit of an order receiving system, and calculates a market demand forecasting value using the order entry actual achievement data. A correction safety inventory quantity calculation section calculates an error rate, which becomes negative when an... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20090157532 - Materials management system: A material management system includes integrated modules that cooperate to electronically manage a pooled inventory of material held at differing locations and used in the maintenance of multiple fleets of aircraft. The system includes a material request module for processing requests for material and for determining whether the requested material... Agent: Tung & Associates / Randy W. Tung, Esq.

20090157536 - Electronic commerce transaction audit system, electronic commerce transaction audit method, and storage medium recording electronic commerce transaction audit program thereon: The present invention comprises agent for gathering transaction log means for automatically collecting all exchange messages notarized and recorded depressively by a plurality of electronic notarize means in connection with the electronic commerce transaction so as to reproduce them as an event of the entire wide network area, agent for... Agent: Sughrue Mion, PLLC

20090157534 - Environmental offset trading platform and method: A method of accounting for environmental offset credits from multiple offset markets includes registering the offset credit; assigning a unique identifier; receiving notification of a pending trade between a buyer/seller of an offset in one of the multiple offset markets. If the seller has an amount of environmental offsets sufficient... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20090157535 - System and method for standardizing accounting of consumables: According to one aspect, the system for standardizing accounting of consumables provides material lists of consumables used in particular repairs. The development of the material lists takes place through tracking of consumables used during the repair of various parts of different types of automotive vehicles. The size, shape, time, and... Agent: Lowrie, Lando & Anastasi, LLP

20090157537 - Communication and synchronization in a networked timekeeping environment: An optimized time and attendance system and methods. In some embodiments, a networked time and attendance system includes a network services server with a global database and a client device terminal with a local database. The device terminal is configured to create new time keeping records on the local database... Agent: Michael Best & Friedrich LLP

20090157538 - System and methods for electronic signature capture in e-contracting transactions: A system and method for generating, executing and maintaining electronic contracts in connection with indirect financing transactions involving an acquisition by a customer of an asset offered by a vendor with financing provided by an independent finance source. In one example embodiment, the system includes en e-contracting component configured to... Agent: Thelen Reid Brown Raysman & Steiner LLP

20090157561 - Conversion and liquidation of defaulted positions: A method of liquidating defaulted positions associated with centrally cleared financial product is disclosed. The method includes identifying a defaulted position associated with a centrally cleared financial product, calculating a value differential between the defaulted position and a standard position, offering the value differential and the standard position to a... Agent: Brinks Hofer Gilson & Lione / Cme

20090157562 - Method and system for providing risk tranches in an investment product: A method and system for investing in an investment fund by at least one investor are provided. The method includes defining at least two tranches of the investment fund, each tranche associated with a tranche risk profile. The method includes, for each investor, receiving an investment amount in each tranche.... Agent: Kenyon & Kenyon LLP

20090157564 - System and method for selecting securities for investment: A system and method for automated selection of securities within an index for purchase or sale. The system and method according to certain embodiments of the present invention select securities within and index for purchase based on the percentage differential of the price of each security within the index and... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20090157563 - Systems, methods and computer program products for creating a turnover efficient frontier for an investment portfolio: A method, system and computer program product for optimizing return of an investment fund, based on a correlation between AUM and turnover, include steps of generating a turnover efficient frontier for an investment fund that models fund return versus fund turnover for one or more fund sizes; determining a current... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20090157565 - Method and system: [1] to automatically segregate income that is (a) \"exempt from\" from the unrelated business income tax, from income that is (b) \"subject to\" the unrelated business income tax; [2] to create leverage (without debt financing); and [3] to: m

20090157541 - Automated trading system and methodology for realtime identification of statistical arbitrage market opportunities: A program for identifying and automatically acting on statistical arbitrage opportunities between related equities and contracts. The present invention describes an improved technique to perform statistical-pairs arbitraging in a dynamic marketplace with less risk than prior art approaches. The present invention employs an array of recent data and performance ratios... Agent: Winston & Strawn LLP Patent Department

20090157540 - Destination auctioned through business of interest: In order to provide advertising to a user concerning an intended travel destination, an auction takes place where multiple companies place bids to have an advertisement disclosed. Bid selection can take place according to various parameters, including matching a user interest, a bidder that offers a highest price, etc. Bids... Agent: Amin, Turocy & Calvin, LLP

20090157539 - Diverse options order types in an electronic guaranteed entitlement environment: An enhanced system and method for handling, matching and executing a diverse group of limit-priced orders in an electronic options environment is disclosed. Most of the order types disclosed are automatically repriced and reposted as the NBBO changes to increase their execution opportunities. Market maker entitlements are integrated with the... Agent: Milbank, Tweed, Hadley & Mccloy

20090157542 - Online universal credit application: There is provided a method that includes (a) presenting, via a communications network, a first interface that enables a creditor to access a credit application template, to create a customized credit application, and (b) presenting, via the communications network, a second interface that enables a credit applicant to access the... Agent: Ohlandt, Greeley, Ruggiero & Perle, LLP

20090157543 - Systems and methods for loan option customization: In a loan option system having a loan server accessible through a network to an external borrower computer and a loan processor for providing loan parameters to the loan server, systems and methods are provided for determining and adjusting a loan balance, via (1) receiving a principal value for a... Agent: Dennis W. Jones

20090157544 - Record-keeping system for transmission and production of content: A method of transmitting content over a network, the content being subject to a record-keeping requirement, includes the steps of: providing information pertaining to at least a portion of the content in accordance with a record-keeping requirement; associating the information with the content; providing the associated information to a custodian;... Agent: Michael M. Gerardi, Esq.

20090157545 - Facilitating the ownership of solar-powered electricity-generating systems: Methods of facilitating a party's purchase of an electricity-generating solar power system are disclosed. The methods may comprise entering into, by the lender, an agreement with the party whereby, in exchange for a payment amount paid by the lender to a seller of the solar power system, the lender owns... Agent: K&l Gates LLP

20090157546 - Person to person virtual cash transfer transaction using mobile phones: A person to person cash transfer transaction method using mobile phones comprising the steps of: -sender sends a transfer command to the recipient containing the transfer amount, sender's PIN and the recipient's mobile number; -telco verifies if the sender's mobile phone cash account has sufficient balance to effect the transfer... Agent: Edwards Angell Palmer & Dodge LLP

20090157547 - Financial transaction authentication servers, methods, and computer program products for facilitating financial transactions between buyers and sellers: A financial transaction authentication server includes a wireless network interface that is configured to receive fund transfer requests from a buyer via a wireless communications terminal, a wireless terminal location module that is configured to identify the respective locations of the buyer and a seller, and a transaction authorization processor... Agent: At&t Legal Department - Mb Attn: Patent Docketing

20090157548 - Multiple party on-line transactions: A role associated with one or more parties involved with a purchase transaction is received. A routing rule associated with the purchase transaction is also received, the routing rule defining how the purchase transaction is routed among the one or more parties. The purchase transaction is processed based on the... Agent: Fish & Richardson P.C.

20090157550 - System and method for managing foreign payments using separate messaging and settlement mechanisms: Managing foreign payments using separate conduits for messaging and payments. An originating depository financial institution can create an F3X message designating a fixed amount of foreign currency to be credited to, or debited from, a receiving depository financial institution. The originating depository financial institution transmits the F3X message to a... Agent: King & Spalding

20090157549 - Using a mobile phone as a remote pin entry terminal for cnp credit card transactions: A computer implemented method, computer program product, and data processing system for authorizing a financial transaction with an account. A request to perform the financial transaction with the account is received. The financial transaction is authorized responsive to receiving a pre-determined code from a mobile communication device associated with a... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20090157551 - Cryptographic prescription system: A method, computer program product, and data processing system for secure automated dispensing of prescription medications are disclosed. A preferred embodiment of the present invention utilizes broadcast encryption to encrypt a prescription for storage on a machine-readable medium that is pre-written with a key management block (KMB). The KMB encodes... Agent: Ibm Corp. (mrn) C/o Law Office Of Michael R. Nichols

20090157552 - Digital content packaging, licensing and consumption: A DRM technique involves packaging an advertisement using a data structure that encapsulates a number of advertising segments along with signed information, such as a table of hashes, associated with some of the advertising segments. In one scenario, the data structure and the signed information are separately protected using public... Agent: Microsoft Corporation

20090157553 - Purchase of electronic content after a trial or rental period of using content without access to an internet connection: A customer can rent and later buy digital content that is encoded onto rewritable media where the customer had selected at least one piece of content to be encoded on the media. The user has the ability to use the previously selected content and later purchase the content without the... Agent: Law Office Of Scott C Harris Inc

20090157554 - Client system facilitating an online card present transaction: An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a user is configured to retrieve the user's account information from a user... Agent: Snell & Wilmer L.L.P. (amex)

20090157555 - Bill payment system and method: Automated authorization and processing of an interim payment is disclosed. When a merchant requests payment prior to a recurring payment process being enabled, the system handles the payment request without customer intervention. The system requests and receives a transaction coordination code for an interim payment from a financial processor. The... Agent: Snell & Wilmer L.L.P. (amex)

20090157556 - Merchant facilitation of online card present transaction: An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a user is configured to retrieve the user's account information from a user... Agent: Snell & Wilmer L.L.P. (amex)

20090157557 - Merchant system facilitating an online card present transaction: An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a user is configured to retrieve the user's account information from a user... Agent: Snell & Wilmer L.L.P. (amex)

20090157558 - Information home electric appliance: By performing initial user registration via an SSL-compliant browser in an information home electric appliance 100, user's private key, digital certificate, and member information are downloaded (b2) into the storage device in the information home electric appliance. At card use time, when the user selects products on a merchant's SSL-compliant... Agent: Patenttm.us

20090157560 - Information banking and monetization of personal information: Information related to a person can be processed and monetized according to several methods. The person is provided control over monetization of information that is related to him or her. This information may be received and stored by a storage entity, such as an information bank. Upon confirmation of a... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090157559 - System and method for internet marketing by endorsements: A method of facilitating the endorsement of products through Internet advertisements accepts a bid for an endorsement, enables communication, associated with the bid, between an advertiser and a potential endorser, and serves an endorsement associated with the bid. In one implementation, the endorsement is displayed together with a symbol verifying... Agent: Yahoo! Inc.

20090157566 - Method and process to ensure that a vehicular travel path recording that includes positional errors can be used to determine a reliable and repeatable road user charge: (C) determine the correct price for each tollpath by adjusting prices in each cell to account for the exact distance actually represented (some roads pass through a cell parallel to the cell edges and some pass through at an angle) so that the toll calculated exactly matches the toll that... Agent: Patterson & Sheridan, L.L.P.

20090157567 - Led lighting system: A method for optimizing an LED lighting system cost includes steps of determining LED costs, power source costs, and total costs associated with a plurality of LED quantities, and identifying a lowest total cost as an optimal cost. A LED lighting system includes an LED operated by a constant-current driver... Agent: Mccormick, Paulding & Huber LLP

20090157568 - Flatware marketing method: A method for advertising an eating utensil by using or describing a flavorless taste characteristic of the utensil. Related advertising embodiments are provided.... Agent: Brouse Mcdowell Lpa

20090157569 - Method and system for improving manufacturing processes in the production of products: A method for displaying performance priorities of an organization is provided. The method includes displaying on a physical medium at least one metric. The method also includes displaying on the physical medium a plurality of metric status indicators. Each metric status indicator has a color-coded table indicative of the status... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090150171 - Automatic e-mail delivery, mutli-media marketing software program: The present invention is a marketing program system that has a database storing critical action dates, inputted by individuals requesting information, that trigger automatic deliveries from program system users' media files and generic media files to requesting individuals. It is hosted on a server with protected login accessibility by participating... Agent: Berenato, White & Stavish, LLC

20090150169 - Document acquisition and authentication system: A document acquisition and authentication system comprising a web-based application that on behalf of its users can automatically: a) collect Digital Documents, b) create standardized descriptive metadata related to each Digital Document, c) use that descriptive metadata to organize, sort, and filter the collected Digital Documents, d) collect and create... Agent: Liu & Liu

20090150166 - Hiring process by using social networking techniques to verify job seeker information: The present invention discloses a network accessible software application that includes an interface permitting a set of profile providers to input personal biographical information, which includes job history information and education information. The application can also include an interface enabling a set of commentators to view biographical information provided by... Agent: Patents On Demand, P.A. Ibm-rsw

20090150168 - Litigation document management: Software for litigation document management is communicably coupled with a rules repository. The example software is operable to identify a litigation matter. The software can then execute an electronic discovery process across a plurality of object types for the identified litigation matter to identify relevant objects using the rules repository,... Agent: Fish & Richardson, P.C.

20090150170 - Method and apparatus for fraud reduction and product recovery: Certain exemplary embodiments relate to techniques for fraud reduction and/or product recovery. For example, in certain exemplary embodiments, a database includes a plurality of product entries, with each product entry having at least a status field associated therewith. A first interface to the database is configured to enable a first... Agent: Nixon & Vanderhye, P.C.

20090150167 - Method for organizing data presented to a user in a vehicle: A method for organizing data presented to a user in a vehicle includes monitoring, at a call center, a routine of the user. Monitoring takes into account a then-current day, a then-current time of day, a then-current vehicle location, and a point of interest associated with the routine. At least... Agent: Julia Church Dierker Dierker & Associates, P.C.

20090150179 - Compensated electronic consults: The present invention relates to a system and method for providing health care information to health care providers and for obtaining information pertaining to the practice of a health care provider by providing incentives for provision of such information.... Agent: Bryan Cave LLP

20090150174 - Healthcare management system having improved printing of display screen information: A healthcare management system generates stylized reports of the physiological information from a display portion of the user interface using a pre-formatted report structure for each of a plurality of different display screens.... Agent: Baker & Daniels LLP / Roche

20090150173 - Medication dispensing system: A medication dispensing system provides convenient patient access to health care provider prescribed medications without traveling to an off-site retail pharmacy. A physician input system such as a PDA receives prescription information from the health care provider and communicates the prescription information to at least a prescription computer. The prescription... Agent: Luedeka, Neely & Graham, P.C.

20090150172 - Method and system for communicating patient information: A method of communicating a patient care message is disclosed. The method comprises inputting patient information into the patient care message; inputting an urgency indicator into the patient care message; inputting health condition information into the patient care message; transmitting the patient care message electronically, wherein the patient care message... Agent: Bereskin And Parr

20090150175 - Method and system for multi-device communication: A medical data system including a plurality of receivers configured to wirelessly receive medical data via a signal.... Agent: Baker & Daniels LLP / Roche

20090150177 - Method and system for setting time blocks: A method and system for setting time blocks of a repeating time period is disclosed. The method and system may be a part of a healthcare management software system.... Agent: Baker & Daniels LLP / Roche

20090150178 - Method and system for tracking physical metrics in a social commerce system: A method and system for tracking physical metrics in a social commerce system is disclosed. According to one embodiment, the physical metric tracking system comprises a data registering unit that receives activity data by a user, a data processing unit that validates the activity data using a plurality of data... Agent: Orrick, Herrington & Sutcliffe, LLPIPProsecution Department

20090150176 - Patient-centric healthcare information maintenance: A system for facilitating patient centric healthcare information maintenance. For example, a health management software system may be operated to receive, organize, and use patient medical information. The health management software may comprise a database for storing, retrieving, organizing, displaying, and, generally, for managing a patient's health. In one exemplary... Agent: Baker & Daniels LLP / Roche

20090150182 - Disease and case management system: Disclosed herein is a computer implemented method and system that addresses the need for an online disease based and case based management of medical care. An online disease and case management system is provided. The information of the patients is retrieved from multiple information sources. The patient information is used... Agent: Ashok Tankha Of Counsel, Lipton, Weinberger & Husick

20090150186 - Flexible glucose analysis using varying time report deltas and configurable glucose target ranges: A diabetes data management system selects variable threshold parameters to that are utilized in a report. A first low threshold glucose reading and a first high threshold glucose reading for a before meal event timeframe are selected. A second low threshold glucose reading and a second high threshold glucose reading... Agent: Pillsbury Winthrop Shaw Pittman LLP

20090150183 - Linking to clinical decision support: Computer-implemented methods, systems and computer-storage media that provide a link to a clinical decision support event interface are described. Clinical information for a patient is received and compared against one or more rules associated with a clinical decision support even. It is determined whether at least one of the rules... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20090150184 - Medical user interface and workflow management system: A medical user interface and workflow management system for use in X-ray imaging related procedures includes at least one repository. The at least one repository stores data indicating X-ray imaging related characteristics of a current medical procedure being performed including data identifying a type of procedure, comprising at least one... Agent: Siemens Corporation Intellectual Property Department

20090150181 - Method and system for personal medical data database merging: A method and system for merging databases containing medical, patient and/or healthcare, information is provided, which may be utilized to merge a source database containing medical information into a new or existing destination database. The method may include the steps of identifying a source database containing medical information, identifying a... Agent: Baker & Daniels LLP / Roche

20090150180 - Method, apparatus and solftware for identifying responders in clinical environment: A process for determining responders in clinical testing environments that involves, inter alia, detecting treatment response through the use of small numbers of measurements of randomly varying outcome variables in individual clinical trial subjects, and by analyzing the measurements in such a way as to eliminate troublesome variables, such as... Agent: Klauber & Jackson

20090150188 - Process of interfacing a patient indirectly with their own electronic medical records: A process of allowing a patient to have limited input access to their electronic medical record including the steps of forming a basic patient medical record in a computer through entry of information using a keyboard, providing the patient with a machine readable medical questionnaire concerning their history, environment, symptoms,... Agent: Hovey Williams LLP

20090150185 - Record locator service: A system and method for accessing health care data are disclosed. A data retrieval service module is coupled to a client device and to one or more data sources, such as medical data sources, a master patient index or additional data retrieval service modules. The data retrieval service module receives... Agent: Fenwick & West LLP

20090150187 - System and method for facilitating candidate and subject participation in clinical trial studies: The present invention discloses systems and methods for facilitating candidate and subject participation in clinical trial studies. Medical professionals participating in the study at satellite sites assist in recruitment of their pre-existing patients as subjects in the study. Clinical trial data collected from the subjects is communicated over a computer... Agent: Caesar, Rivise, Bernstein, Cohen & Pokotilow, Ltd.

20090150189 - Hybrid life insurance product with an improved total return: Disclosed is a novel life insurance product that provides an improved return to a purchaser. The life insurance product contains a benefit payment, and has a fixed benefit amount and a variable benefit amount. A policy protection benefit prevents a purchaser's life insurance product from lapsing, and a minimum death... Agent: Ward & Olivo

20090150192 - Method and system for calculating the premiums and benefits of life insurance and related risk products based on participation in a wellness program: A method, information processing system, and computer program storage product dynamically manage risk coverage premiums. A given time period is determined to have expired. A risk coverage premium associated with a policy holder is retrieved. A wellness program status level is determined to be associated with the policy holder. A... Agent: Paul D. Bianco Fleit Gibbons Gutman Bongini & Bianco Pl

20090150190 - Private supplemental unemployment/layoff insurance method and system: A system and method for computing unemployment insurance premiums that directly supplements government unemployment benefits. To facilitate risk calculations, the work force is classified by industry, occupation, income level, geographic location and many other factors. The insurance premiums are calculated as part of a larger model of private unemployment insurance... Agent: Wolf Greenfield & Sacks, P.C.

20090150191 - System and method for computerized insurance rating: The invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect, it integrates an older legacy insurance policy generating system to on-line rating systems where users access the system through browsers. The computer system to perform the process of dynamically rating includes generating... Agent: Ward & Olivo

20090150193 - Comprehensive integrated online order and reservation platform with instant notifications and interactive communications: An fully integrated online ordering, online reservation and online catering platform, an advanced software system architecture, and a suite of new types of online services designed and suitable for various industries, especially for restaurant industry, providing business owners and Internet users with a comprehensive and reconfigurable sets of options to... Agent: Jin Hong

20090150194 - Method to disable use of selected applications based on proximity or user identification: An application for disabling the use of selected applications is provided. A server receives identification information from a user. The location of the user is determined. If the user is determined to be in a reserved location, the use of one or more applications is disabled, for the user.... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20090150198 - Estimating tv ad impressions: The subject matter of this specification can be embodied in, among other things, a method that includes receiving cluster information comprising categories and total numbers of media receivers (e.g. television (TV) viewers) associated with the categories and receiving sample data comprising numbers of advertisements (ads) displayed to sampled receivers (e.g.,... Agent: Fish & Richardson P.C.

20090150195 - Method and system for creating structure for internal controls: A method and system for creating and managing a control structure for compliance with one or more compliance regimes by an entity is disclosed. The method is used for analyzing risks associated with deficiencies in compliance and for generating reports related to the compliance status. The method includes specifying one... Agent: Michael A. Rahman Gardere Wynne Sewell LLP

20090150201 - System and method for capital budgeting: A system for generating a capital budgeting plan taking into consideration specific real property information and an objective List of Rules selected by a user(s) against which all projects are compared. The system generates a Ranked List of requirements based on the real property information and the List of Rules.... Agent: St. Onge Steward Johnston & Reens, LLC

20090150200 - System and method for generating interpreted damage estimates information: A method and system for generating interpreted damage estimate information. The steps of generating an interpretation of repair operations consists of selecting a interpretation template from a plurality of interpretation templates, reading a damage estimate file, identifying one or more nomenclature in said damage estimate containing repair operations, determining the... Agent: Steven Siessman

20090150197 - System and method for managing the surety status reporting process: A method is described for monitoring, documenting, analyzing, and reporting the status of a project being performed by a Principal for an Obligee. The monitoring, documenting, analyzing, and reporting is communicated to a Surety, which has given a Surety bond to the Obligee. In one embodiment, the method is performed... Agent: Akin Gump Strauss Hauer & Feld LLP

20090150202 - System to monitor irregular activity: A computer-implemented method includes receiving item data at a network-based computer system, the item data related to an item categorized in at least a first category of a plurality of categories supported by the network-based computer system and including an item price-based value associated with the item. A category-specific threshold... Agent: Schwegman, Lundberg & Woessner/ebay

20090150196 - Systems, methods and computer program products for business transformation of business performance indicators: Systems, methods, and computer program products for business transformation of business performance indicators. Exemplary embodiments include a method for business transformation of business performance indicators, the method including building and refining a process model in a process modeler, defining metrics, key performance indicators and events, and creating metrics for capturing... Agent: Cantor Colburn LLP-ibm Poughkeepsie

20090150199 - Visual substitution options in media works: A classification method and system for possible content alteration of a media work may include criteria regarding content that is feasible for alteration. Such criteria may be maintained in records that are accessible to an interested party. Some embodiments may include a record of primary authorization rights applicable to a... Agent: Searete LLC Clarence T. Tegreene

20090150204 - interactive sales planner: The interactive sales planner allows users (e.g., salespersons) to make real time sales decisions in accordance with a profit-maximizing business (e.g., sales) plan. The interactive sales planner uses target information of an optimized business plan generated using business data of an organization. The method is highly efficient in organizations having... Agent: Sughrue Mion, PLLC

20090150205 - Capital allocation systems and methods: In an exemplary system, a capital allocation subsystem is selectively and communicatively coupled to a project screening subsystem. The project screening subsystem is configured to aggregate project data corresponding to a plurality of potential projects within an organization and communicate the project data to the capital allocation subsystem. The capital... Agent: Verizon Patent Management Group

20090150207 - Generation and transmission of an addressable spot guide for alternate content insertion in multicast wireless transmission: An addressable spot-guide (ASG) is the metadata generated from the advertisement (ad) campaign criteria, the schema of the available ad spots and the characteristics of the ad or ads inserted into the ad-spot. The ASG is generated and transferred into the mobile hand-held viewing platform, typically in advance of the... Agent: Glenn Patent Group

20090150206 - Notification system and method: A system and method for generating and communicating notifications is provided. The system includes a notification generator in communication with a database. As information is uploaded into the database, the notification generator may populate the notifications with the information stored in the database before automatically transmitting the notifications. Accordingly, the... Agent: Verizon Patent Management Group

20090150203 - Online personal appearance advisor: Architecture for providing feedback to a viewer and/or contributor on fashion and other personal appearance decisions that the contributor desires. The contributor uploads self images for viewing and rating (or voting) by viewers who choose provide an opinion on different fashion and/or cosmetic looks of the contributor. The contributor takes... Agent: Microsoft Corporation

20090150208 - Method and apparatus for integrated inventory and planning: An integrated inventory and planning system for a factory system, which builds large buildings for transportation substantially intact from one or more construction sites to building sites, is presented. The system can include a demand calculation unit, a requirements calculation unit and a scheduling unit configured to provide a schedule... Agent: K&l Gates LLP

20090150209 - System and method for managing mobile workers: A system manages mobile workers and includes a plurality of clients and a server in communication with a plurality of clients. The server includes a database having a plurality of target objects that are classified corresponding to facilities assets to be worked on by a mobile worker and attributes of... Agent: Richard K. Warther Allen, Dyer,doppelt,milbrath & Gilchrist P.A.

20090150210 - Advertising associated with multimedia content: A method for placing advertisements selects a first content from a variety of content, analyzes the first content for the presence of advertiser references, and matches a first advertisement from an advertiser to the first content by using the advertiser references. This method determines a set of presentation preferences for... Agent: Stattler - Suh PC

20090150225 - Developing interactive call center agent personas: A method, software and system of developing personalities for interactive and/or automated call center applications are provided. According to teachings of the present invention, sample population questionnaires and interviews may be used to identify key personality traits. The impact of the identified key personality traits are then empirically determined. Based... Agent: At&t Legal Department - Jw Attn: Patent Docketing

20090150223 - Forecasting from day-aligned data: A system and method are disclosed for aligning stored data in a matter that may facilitate budgeting and/or forecasting. A definable calendar period is provided which has a starting day. The starting day is applied to the stored data to locate and align each of a plurality of time periods... Agent: Amin, Turocy & Calvin, LLP

20090150220 - Fuzzy evaluation of responses to provide degree of satisfaction: The present invention provides a system and method for evaluating offers that are received in response to a request of a user. The system and method of the present invention use fuzzy logic to evaluate the offers. The evaluation provides a degree of satisfaction based on the information provided by... Agent: Kenyon & Kenyon LLP

20090150214 - Interest level detection and processing: Apparatus, systems, and methods may operate to monitor an activity level associated with queries made in an online marketplace over a monitoring time period to provide an activity rate, and to determine that the activity rate has crossed a merchandising threshold rate. In response, a cluster of items or item... Agent: Schwegman, Lundberg & Woessner/ebay

20090150221 - Lead generation web-site: Disclosed is a lead generation web-site primarily serving the niche market of real estate investors.... Agent: Michael Ries

20090150226 - Method and system for market research data mining: Purchases made by customers of a supplier of interest from other suppliers are estimated based upon panelist data regarding purchases made by panelists from the supplier of interest and from the other suppliers, and based upon customer data regarding purchases made by the customers from the supplier of interest. The... Agent: Hanley, Flight & Zimmerman, LLC

20090150213 - Method and system for providing customizable market analysis: An approach is disclosed for providing segmented market forecasts. A query is received from a user via a graphical user interface. Market analysis information is retrieved from a data repository in response to the query, wherein the market analysis information includes forecast data about a product and associated components in... Agent: Ditthavong Mori & Steiner, P.C.

20090150216 - Method and system for providing real estate information using a computer network, such as the internet: The present invention provides methods and systems for providing real-estate information using a computer network, such as the Internet. A buyer information web page showing relevant buyer list information in an easy-to-read, summary format is created and displayed to a real estate agent. Buyer information provided includes summaries of various... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090150212 - Method for identifying entities exhibiting patterns of interest related to financial health: A method of identifying a set of entities based on a pattern of interest is provided. The method includes identifying a reference entity and identifying one or more alert categories indicative of a pattern of interest in the reference entity over a time period of interest. The method further comprises... Agent: General Electric Company Global Research

20090150222 - Method for increasing the accuracy of social network profiles: Described is a method for increasing the accuracy a profile of attributes, interests and preferences pertaining to individuals registered with virtual social networking services and a method of doing business wherein virtual advertising purchasers are offered increased precision in targeting commercial audiences, provided by the proprietor of a virtual social... Agent: Alexander Polonsky

20090150227 - Method of determining whether to develop products for potential customers: A method is disclosed for determining whether to develop products for potential customers. The method may involve: identifying a plurality of potential products; identifying a plurality of potential customers; assessing salability attributes of the potential products from perspectives of the potential customers to generate attribute assessments; using an input device... Agent: Harness Dickey & Pierce, PLC

20090150217 - Methods and apparatus to perform consumer surveys: Methods and apparatus to conduct surveys are disclosed. An example method includes receiving from a portable device activity data indicative of an activity of a person and counting a first number of exposures a person has to at least one of a first advertisement, a first product or a first... Agent: Hanley, Flight & Zimmerman, LLC

20090150218 - Mobile concierge system and method: The system enables a consumer to receive promotional offers using a mobile communications device. The mobile communications device includes a client application that enables the consumer to assign preference levels associated with promotional offer categories. The mobile communications device transmits a consumer identifier, a location identifier, and preference levels to... Agent: Snell & Wilmer L.L.P. (amex)

20090150211 - System and method for making a promotional offer of a coupon to a checking account customer via an atm: Disclosed are methods and systems for offering a coupon to a checking account customer via an ATM. Selecting a coupon to be offered to a checking account customer is based at least in part on information gathered from the customer's cleared checks, so that a coupon offered, is based on... Agent: Anthony Jeremiah Bayne

20090150215 - System and method for real-time management and optimization of off-line advertising campaigns: An improved method for managing advertising campaigns is provided. The method includes defining an advertising campaign, uploading a multi-media file of each member of the campaign; linking each of the multi-media files of the advertisements and associating the media files with a data capture template based on the media type;... Agent: Kenneth J. Kalb

20090150219 - Systems and methods for delivering media content: The present invention is directed to a system and method for offering media content to consumers for a selected interval of time. In one or more embodiments, the present invention uses a content management system for preparing the media content for distribution, a subscriber management system for managing consumer accounts,... Agent: Martin & Ferraro, LLP

20090150224 - Television traffic estimation: A computer-implemented advertising management process includes receiving one or more indicators for a daypart or network on which to run a broadcast advertisement, and a proposed impression-based payment amount for running the advertisement, identifying one or more historical advertisement slots associated with the one or more indicators and applying the... Agent: Fish & Richardson P.C.

20090150229 - Anti-collusive vote weighting: An anti-collusive vote weighting method and system. Instances of possible vote collusion may be identified based on correlating the vote history of users voting on an information item and weighting the votes in accordance with the correlated voting history. A list of information items may be compiled and ranked by... Agent: Connolly Bove Lodge & Hutz LLP

20090150228 - Voting promotion activity support program and voting promotion activity support apparatus: An apparatus accepts, from each voter, registration of a free delegation relationship. Then, the apparatus presents voting information such as a vote topic, choices and a voting expiration date to the voter. Next, the apparatus presumes how delegated votes are delegated, during a voting state at a total calculation date,... Agent: Staas & Halsey LLP

20090150233 - Collaborative advertisment method and system: This application discloses a method of generating a collaborative advertisement, the method comprising the steps of: at least two autonomous entities coming together to create an advertisement; the entities sharing substantially all the costs for the production of the advertisement in some proportion; and, wherein each entity does so with... Agent: Italia Ip

20090150244 - Combined in-store and fuel center point-of-sale system: A combined in-store and fuel center point-of-sale system having a first point-of-sale system, having a checkout manager and one or more checkout terminals, and a second point-of-sale system, having a fuel center and one or more fuel pumps, in communication with each other and with one or more primary databases... Agent: Thompson Hine L.L.P. Intellectual Property Group

20090150241 - Customizable food kit with customized multimedia instructions: The invention relates to a customizable meal kit having at least one customizable ingredient selected by a customer, and a set of customized instructions that may be automatically created and provided to the customer along with the meal kit. The customized instructions may be multimedia or video instructions which in... Agent: Deeth Williams Wall LLP Attn: James Kosa

20090150230 - Customizing commercials: A system and method for customizing an advertisement based on a surrounding broadcast are provided. A start of a new advertisement is detected (S2) and its characteristic data, including a video characteristic and/or an audio characteristic are extracted (S4). Also surrounding broadcast data, including the video characteristic and/or the audio... Agent: Philips Intellectual Property & Standards

20090150236 - Digital asset management system and method: A digital asset management system includes an asset reputation manager (ARM) server for responding to a client request to install client software and to verify user and asset ID, client software to interact with a prospective user of the digital asset and bonus assets that might be available based on... Agent: Ater Wynne LLP

20090150234 - Electronic coupon validation for a point of sale ('pos') transaction: Methods, apparatus, and products are disclosed for electronic coupon validation for a Point Of Sale (‘POS’) transaction that include: maintaining, by a POS module, a product coupon participation table that associates each of a plurality of electronic coupons with one or more items which qualify for that electronic coupon; identifying,... Agent: Ibm (rps-blf) C/o Biggers & Ohanian, LLP

20090150239 - Internet background advertising service: The present examples provide for a background advertisement service that automates the advertising process. The background advertisement service efficiently brings advertisers and website publishers together. Advertisements may be placed in a pool and made available in various formats, and other advertiser defined criteria. A publisher may select advertisement in any... Agent: Jennings, Strouss & Salmon, P.L.C

20090150240 - Loyalty transactions system and method: A loyalty transactions system including defining a plurality of teams of service or product providers having at least two favourable or selectable forms: providing a customer with a choice of having loyalty to one of the at least two teams of service or product providers in one of the favourable... Agent: Holland & Hart, LLP

20090150243 - Method of disseminating advertising information via shopping cart securing structures: Cart securing structures are provided for securing shopping carts. In one embodiment, the structures include a body having a pair of spaced stops with an intermediate trough. In use, the wheels of the cart are rolled along an upwardly extending face of one of the stops, over the stop and... Agent: Weide & Miller, Ltd.

20090150232 - Methods and systems for retail customer referral compensation programs: Embodiments of the present invention relate generally to business methods and systems for retail marketing, and specifically to Retail Customer Referral Compensation Programs for using Performance-Driven criteria to award Production Points for determining a Referring Customer's position in a Performance-Driven Floating Matrix compensation and matching bonus plan in a retail... Agent: Kirton And Mcconkie

20090150231 - Package assembly for multi-modality functional ingredients in chewing gum compositions: A package assembly for a multi-layer center-filled chewing gum is disclosed. The package assembly supports individual gum pieces that have a center surrounded by a gum region. The gum region may include a gum base. Optionally, the individual gum pieces may be further coated with an external coating layer. Components... Agent: Hoffmann & Baron, LLP

20090150237 - Points based online auction: A point based auction over a computerized network is disclosed wherein providers of products and/or services may bid on an opportunity to sell to a group of consumers who have indicated a desire to purchase such goods and/or services. Consumers may combine one or more loyalty accounts and the system... Agent: Snell & Wilmer L.L.P. (amex)

20090150235 - System and method for processing financial transactions: A system for processing financial transactions based on consumer preferences is disclosed. The system allows a user to specify on a payment device a consumer preference which is communicable to a payment terminal and is determinative in pricing goods and services.... Agent: Hoffmann & Baron, LLP

20090150238 - System and method for the reversible leasing of anonymous user data in exchange for personalized content including targeted advertisements: A system and method for the reversible leasing of anonymous user data in exchange for personalized content including targeted advertisements includes: (a) helping users gather and manage data representing their interests (404); (b) distilling this data to a condensed and anonymous form (434); (c) making it easy to review, edit,... Agent: Sawyer Law Group LLP

20090150242 - System for displaying advertisements on vehicles: A method and system are provided for displaying selected advertisements on a vehicle for external viewing with the advertisements being selected based on the location and direction of movement of the vehicle when moving along a highway having a plurality of exits defined by exit zones, the exit zones being... Agent: William J. Mason Maccord Mason PLLC

20090150245 - Virtual web store with product images: A three dimensional web store having product images is created. Three dimensional product images are rendered from manufacturing information instead of the products themselves. The location of all products, advertisements, aisles, signs, and displays is determined for a real world store. The web store is then created using three dimensional... Agent: Ibm Corporation

20090150247 - Apparatus & method for pos processing: An apparatus and method for configuring, altering, controlling, securing, and extending the processing capability and functionality of PCs and POS devices using a non-volatile memory device using software and data carried within the apparatus.... Agent: King & Spalding

20090150246 - Automatic filtering of pos data: An inventive system and method for processing transactional data in a point of sale environment is provided. The system includes a video device that can record video output, a POS terminal that generates unfiltered transactional data, a filtering unit that filters the unfiltered transactional data to create filtered transactional data,... Agent: Honeywell International Inc.

20090150248 - System for enhancing payment security, method thereof and payment center: A system for enhancing payment security includes a payment network interface unit for communicating with a POS terminal through a payment network; a database for storing a card number and password of a payment tool of a user and a number of a mobile terminal of the user associated with... Agent: Lee Law, PLLC IBM Customer Number

20090150249 - Enhanced pre-allocated check negotiability systems and methods: Systems, methods, and software are described for authorizing transactions undertaken with a negotiable instrument which is pre-allocated a specific amount of funds. A host computer system may receive a request to allocate funds to a negotiable instrument. The host may verify the availability of funds, and allocate the funds to... Agent: Townsend And Townsend And Crew, LLP

20090150256 - Buyer-driven purchasing loyalty system and method using an electronic network: Disclosed is a method and system for effectuating a buyer-driven and buyer-executed commerce system. The system allows prospective buyers and sellers of goods and services to anonymously exchange conditional Requests For Bids and Conditional Sales Offers based on the buyer's guaranteed ‘purchasing loyalty’ for a self-defined minimum quantity of goods... Agent: Greenberg Traurig, LLP

20090150252 - Connecting service providers and consumers of services independent of geographical location: In general in one aspect, a request is received from a consumer of services in a first geographical location to consult with a service provider having a service provider profile that satisfies at least some attributes in a set of attributes that define a suitable service provider. A user interface... Agent: Fish & Richardson PC

20090150250 - Method and apparatus for supervising a sale of a product between a buyer and a seller: A method and apparatus for supervising a sale of a product between a buyer and a seller using a supervision transaction system is disclosed. The seller is notified to send the product to a system hub. The buyer is notified that the product has been received at the system hub... Agent: Steven S. Payne

20090150255 - Method for fractional vineyard ownership and distribution therefrom: A method of fractional vineyard ownership and distribution of the wine produced therefrom where individuals purchase an interest in a business entity, receiving a fractional ownership of a winemaking enterprise. Thusly, aggregating their capital and allowing for deployment of same to different licensed business entities at the grape growing, fermentation,... Agent: Gianna G. Kelly

20090150251 - Mobile information processing system: A system is provided for providing mobile users with information relating to products and/or services. In one embodiment, the user has a mobile telephone having a barcode reader for reading barcodes associated with products or services. The barcode tag value obtained from reading the barcode is transmitted to a remote... Agent: Ware Fressola Van Der Sluys & Adolphson, LLP

20090150253 - System and method for facilitating advertising: An embodiment of the present invention includes a system and method effectively and efficiently facilitate the selling and buying of advertising online.... Agent: Deleon Law Group PC

20090150254 - Systems, devices and methods for computer automated assistance for disparate networks and internet interfaces: A variety of systems, methods and arrangements are implemented in connection with a processor-controlled routing arrangement. According to one such implementation, a computer-implemented method facilitates payment provided between disparate payment networks of buyers and sellers. The method uses a computer-arrangement to interface with a social website that has user profiles,... Agent: Crawford Maunu PLLC

20090150259 - Collection of magazine articles: A method of doing business of creating a collection of magazine articles selectively collected from multiple magazines and converted to audio mode is disclosed. Several magazines are available for specific areas of interest. However, all articles in all magazines may not be of interest to all readers. So, if a... Agent: Thought Waves Inc.

20090150261 - Method and apparatus for providing status of inventory: A stateless e-commerce status indication system is provided. The system includes software code executable on at least one host website. The software code communicates with a remote processing server to obtain status information relating to status of an item for sale. The software then communicates at least a portion of... Agent: Mcnees Wallace & Nurick LLC

20090150257 - Method and apparatus for purchasing items in a program: A computer implemented method, apparatus, and computer usable program code for processing purchasing items. A broadcast television signal is received at a television system. The broadcast television signal contains data indicating that an item in the broadcast television signal is being offered for sale. A visual cue is presented in... Agent: Duke W. Yee Yee & Associates, P.C.

20090150258 - Method and system for watching items for sale in an auction system: Described herein are a method and a system to monitor one or more items offered for sale by sellers in a network-based market place. In addition to the information provided by the sellers to describe the items, interested buyers may also provide their own information to further describe the items... Agent: Schwegman, Lundberg & Woessner/ebay

20090150262 - On-line payment transactions: A computer-implemented method includes accessing, with a user computing device, a web-based document from a first party containing a mark-up code segment pointing to a second party; and loading, using the mark-up code segment, a program for generating a shopping application for the web-based document. The loaded program is used... Agent: Fish & Richardson P.C.

20090150260 - System and method of dynamic generation of a user interface: The present invention is a system and methods of the dynamic generation of a user interface with form elements in proximity to a schematic or diagram of a product for the purposes of data entry. More specifically, form elements allow the gathering of data such as quantity, finish, size, color,... Agent: Valauskas & Pine LLC

20090150264 - Dynamic asset monitoring using automatic updating of rules: A novel and non-obvious method, system and computer program product for controlling movement of assets is provided. A method for controlling movement of assets can include reading a first information from a first electronic marker coupled to an asset and reading a second information from a second electronic marker of... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090150263 - Dynamic asset monitoring using electronic markers: A novel and non-obvious method, system and computer program product for controlling movement of assets is provided. A method for controlling movement of assets can include reading a first information from a first electronic marker coupled to an asset and reading a second information from a second electronic marker of... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090150266 - Buyer routing arrangements and methods for disparate network systems: Electronic transaction data sets are processed for a multitude of disparate transactions using a plurality of autonomous payment networks. A software-programmed computer circuit receives and processes electronic transaction data to identify a buyer using information provided in the transaction data, and uses the identification to access buyer profile information for... Agent: Crawford Maunu PLLC

20090150268 - Exception notification system and method: A system and method for distributing prepaid cash alternatives and resolving exceptions related to the sale of prepaid cash alternatives such as traveler's cheques or prepaid cards. Reports of sales may be reviewed to identify exceptions, and information explaining the exceptions may be made available electronically. Sellers may be notified... Agent: Snell & Wilmer L.L.P. (amex)

20090150265 - System and method for associating financial transaction data with a user's project data: This invention relates to an expense reporting system for viewing and manipulating a user's financial transaction data and a method for associating financial transaction data with a user's project data. The system includes a user's financial transaction data hosted in a data storage unit, addressable on a network, and accessible... Agent: Goodwin Procter LLP

20090150267 - System and method for monitoring the status of items subject to liens: A computer-implemented system and method for monitoring the status of an item subject to a lien, comprising receiving registration information associated with the item subject to the lien, including at least one identifier uniquely associated with the item. The registration information is stored in a record associated with the item... Agent: Curtis, Mallet-prevost, Colt & Mosle, LLP

20090150269 - Systems and methods for approval of an allocation: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also enables the allocation of a portion or all of a charge or... Agent: Snell & Wilmer L.L.P. (amex)

20090150271 - Systems and methods for authorizing an allocation of an amount between transaction accounts: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also enables the allocation of a portion or all of a charge or... Agent: Snell & Wilmer L.L.P. (amex)

20090150270 - Systems and methods for suggesting an allocation: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also enables the allocation of a portion or all of a charge or... Agent: Snell & Wilmer L.L.P. (amex)

20090150273 - Calculating an index that represents the price of a commodity: An index that represents a price of a commodity paid by a plurality of purchasers is calculated by identifying a first subset of purchasers from the plurality of purchasers. A second subset of purchasers is selected from the first subset of purchasers, prices are obtained from the purchasers that comprise... Agent: Mccracken & Frank LLP

20090150274 - Distribution of a monetary fund: A method of allocating units in a monetary fund includes the steps of: determining an initial unit allocation for each policyholder of the fund, and periodically allocating extra units to surviving policyholders of the fund. The number of extra units being allocated is based on a probability of availability of... Agent: Knobbe Martens Olson & Bear LLP

20090150272 - Graphical representation of financial transactions: A statement generator allows financial institutions to present transaction information as a graphical representation to an account holder in, for example, a statement of purchases. The statement generator obtains transaction information associated with an account holder and maps the transaction information to correlate the transaction information with at least one... Agent: Hoffmann & Baron, LLP

20090150276 - Profile-based arrangements and methods for disparate network systems: Electronic transaction data sets are processed for a multitude of disparate transactions using a plurality of autonomous payment networks. A software-programmed computer circuit receives and processes electronic transaction data to identify and use electronic ID data to retrieve stored profile data. The computer circuit then uses the retrieved profile data... Agent: Crawford Maunu PLLC

20090150275 - Verifying whether a software package calculating efc used for determining federal student financial aid is implemented according to a specification: A digital processing system verifies whether a software package designed to calculate EFC is implemented in compliance with a specification provided by the US Federal Government for a specific year. In one embodiment, a set of sample ISIRs provided by the US Federal Government is received, with each sample ISIR... Agent: Law Firm Of Naren Thappeta

20090150301 - Financial product risk mitigation system and method: Automated methods for managing risk associated with investment products is disclosed. A logic engine executes portfolio realignment and contract benefit calculations according to timing rules or event-based triggers. The investment product may provide a guaranteed withdrawal benefit option that allows for a variety of investment, payment, withdrawal, fee and termination... Agent: Snell & Wilmer L.L.P. (main)

20090150302 - Method for market making: A preferred embodiment of the subject invention automates the market making process for currency trading. When a quote request for a currency is received from a client (preferably over a computer network such as the Internet), software of a preferred embodiment calculates a real-time bid and ask price for the... Agent: Morgan Lewis & Bockius LLP

20090150277 - Automated trading system with position keeping: In a method and a system for executing automated matching of financial instruments, an order book of the automated trading system in which orders are placed is interconnected with a position-keeping system or module. This is done in a way such that a controlling unit connected to both the order... Agent: Potomac Patent Group PLLC

20090150279 - Device, system, and method of online trading: In some embodiments, a system may include a memory having stored thereon trading-application instructions; and a processor to execute the trading-application instructions resulting in a trading application, wherein the trading application is able to cause a display device to display to a user a visualized trading tool corresponding to a... Agent: Empk & Shiloh, LLP C/o Landon Ip, Inc.

20090150281 - Electronic netting system for bilateral trades: An electronic netting system. The system may include: (a) a plurality of individual, segregated counterparties for providing bilateral trades, (b) a multi-lateral transaction hub, and (c) a trading system in communication with the transaction hub. The multi-lateral transaction hub may be for (i) providing an aggregation of trades between the... Agent: Ip Group Of Dla Piper US LLP

20090150280 - Intellectual property trading exchange: A computerized intellectual property trading exchange is disclosed for facilitating the trading of license contracts relating to intellectual property rights. The exchange includes at least one intellectual property license contract relating to intellectual property rights and a computer-accessible forum configured to allow a plurality of participants to trade the license... Agent: Foley & Lardner LLP

20090150282 - Market-indexed mortgage system and method: A market-indexed mortgage system and method are provided that enable one or more borrowers to finance or refinance a real estate property and have at least a portion of the payments indexed to local relevant real estate values. The mortgage loan provides upfront liquidity to purchase or refinance the property;... Agent: Mills & Onello LLP

20090150278 - System and method for optimizing the reserve price and allocation of web page placements in an online keyword auction using generalized trade reduction: An improved system and method is provided for optimizing the reserve price and allocation of web page placements in an online keyword auction using generalized trade reduction. To do so, a generalized trade reduction engine may be provided to convert an implementation of an online keyword auction into a double-sided... Agent: Law Office Of Robert O. Bolan

20090150284 - Creation and distribution of excess funds, deposits and payments: Accumulating credits from financial movements to and from accounts held by a financial transactor and managed by an account manager involves initiating a roundup by periodically accessing entries in the account or the account itself with an information processor to round up entries in the account, rounding up the entries... Agent: Christopher & Weisberg, P.A.

20090150285 - System and method for selling alternative fuel vehicles: An alternative fuel vehicle is provided to a consumer at an initial purchase price or lease rate which is subsidized by the vehicle manufacturer or financing institution. In one embodiment, the vehicle purchaser is then charged a periodic user fee that is a function of both the distance driven over... Agent: Crowell & Moring LLP Intellectual Property Group

20090150286 - Point of sale automatic savings program contribution system using biometrics payment and authentication with smart cards, electronic payment, and wireless mechanisms:

20090150287 - System and method for providing supplemental transaction processing services to users of a primary financial services system: A supplemental financial transaction processing system operates in conjunction with one or more primary financial services systems for purposes of providing supplemental financial transaction processing services to users of the primary financial services system. The supplemental financial transaction processing system comprises a secure web services system and a supplemental transaction... Agent: Timothy P. O'hagan

20090150288 - Systems and methods for authorizing an allocation of an amount between transaction accounts: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also enables the allocation of a portion or all of a charge or... Agent: Snell & Wilmer L.L.P. (amex)

20090150289 - Electronic medical records information system: There is provided an apparatus for organizing a clinical observation in the form of clinical information entered by a user into memory. The apparatus includes a mechanism to receive the clinical information, which is associated with the clinical observation and has a plurality of clinical attributes. There is a mechanism... Agent: Cameron Ip

20090150290 - Protecting lottery receipts: A method and system for generation of ticket security codes is provided. The method includes generating, by a host computing system, a lottery transaction authentication code for each transaction, generating an additional security code for the transaction, and including the generated additional security code on a lottery receipt for the... Agent: Patent Docket Department Armstrong Teasdale LLP

20090150291 - Customer support using virtual machines: A customer support system includes at least one subsystem to communicate with a customer about a problem with a customer information handling system (IHS), wherein the customer IHS includes a plurality of first customer IHS data. The plurality of first customer IHS data is received from the customer and used... Agent: Haynes And Boone, LLPIPSection

20090150292 - System and method for secure storing, displaying, organizing electronic, and transferring medical records: A software application that enables secure storing, displaying, organizing and transferring of electronic medical records (EMR) at a health care provider's office for future visits, storage, billing, insurance audits, and follow up of prescriptions and prescribed treatments. The EMR consists of physician notes, dictation, lab reports, images, patient histories, records,... Agent: White-welker & Welker, LLC

20090150293 - System and method for delivering licenses to a playback device: Dynamic assignment of rights to content, such as in a closed distribution system. Noting state information generated by an item of current content, and modifying state or rights of new content in response. Preloading or dynamically sending new content to the owner of the current content, with rights being enabled... Agent: Perkins Coie LLP

20090150294 - Systems and methods for authenticating financial transactions involving financial cards: A system for authenticating financial transactions comprising a plurality of financial cards, a plurality of financial terminals, and at least one authorization center connected to the plurality of financial terminals. Each of the financial cards having a card data storage device for storing identification data, and a GPS module for... Agent: Bereskin And Parr

20090150295 - Validation service for payment cards with preloaded dynamic card verification values: QSecure Validation Service (QVS™) is part of the QSecure Suite and includes a CVQ Table Generator (QTG) for use with a QBox™ card personalizer. In general, the QVS/QVM compares dynamic CVQ token data fetched by an issuer authorization host from a transaction then occurring in the field. An array of... Agent: Richard B. Main, Esq. Patents Pending

20090150300 - Automated foreclosure and asset disposition methods, systems, and computer program products: Automated foreclosure and asset disposition methods, systems, and computer program products are provided, such as for automating a property foreclosure matter. According to one aspect, the subject matter described can include providing a data inquiry for receiving user input relating to a foreclosure matter. In response to the data inquiry,... Agent: Jenkins, Wilson, Taylor & Hunt, P. A.

20090150298 - Computer implemented method for performing waste industry transactions: A computer-based method and apparatus for trading waste capacity and, other services/goods associated with the waste industry. The computer-based method and apparatus is designed for receipt of electronically listing, buying, selling, trading and bartering all components of the waste industry with potential end users, providers, and investors. The activities involved... Agent: Dilworth & Barrese, LLP

20090150296 - Reputation in on-line consumer markets: Seller's reputation quantification technique embodiments are presented that quantify in monetary terms a risk of dissatisfaction to a potential buyer of a product or service from a seller in an on-line consumer market. Generally, this involves computing the monetary sales limit for the seller. This monetary sales limit represents an... Agent: Microsoft Corporation

20090150297 - System and method for managing digital interactions: A system for managing digital interactions comprising an identity module for creating an identity, wherein the identity includes a unique identifier associated with a first party and a plurality of proposed terms for a relationship with a second party; and a relationship module, in communication with the identity module, for... Agent: Dickinson Wright PLLC

20090150299 - Transaction system: Transaction systems are disclosed that enable a customer to obtain services from a service provider via any of a variety of communication systems on a direct fee basis. The transaction system can be independent of the communication system used to complete the transaction and the billing system used to provide... Agent: Kauth , Pomeroy , Peck & Bailey ,llp

20090150283 - Money fund banking system with multiple banks and/or rates: Providing interest to clients' deposited funds without limitation on the number of demand withdrawals from deposit accounts is accomplished by an administration system that keeps all of the records for the clients' deposits and withdrawals, calculates the total of the deposits and withdrawals for all clients, and uses the calculation... Agent: Foley And Lardner LLP Suite 500

20090150304 - Automated transaction processing system and approach: Transaction management for contract and contract-related approaches is facilitated. According to an example embodiment of the present invention, a transaction management computer is programmed to automatically set contract terms for a transaction based on business rules previously established between parties to a transaction. In one implementation, the transaction management node... Agent: Crawford Maunu PLLC

20090150303 - Method and apparatus for publishing literature: A method of publishing a work of literature includes storing the work of literature on a first computer being coupled to a network, the work of literature containing a plurality of keywords including all unique words in the work of literature; freely transmitting the work of literature to other computers... Agent: Ryan Smith

20090150305 - Franking system including a franking machine: A franking system (postage metering system) is described. The franking system includes a franking machine, further including an analog connection module for connection to a cable communication network. The franking system also includes an adaptation means between the franking machine and at least one wireless communication network.... Agent: Pitney Bowes Inc. 35 Waterview Drive

20090150307 - Combinations: A document may include a plurality of published references such as, for example, a published patent(s), a published patent application(s) and/or other published reference(s). The document includes a combination of (1) a first subject matter in view of (e.g., combined with and/or modified by) a second subject matter and/or (2)... Agent: William G. Bentz

20090150306 - Method of providing services using controlled access to vehicles of customers: A method of granting a service provider access to a vehicle of a customer to facilitate provision of services therefor is disclosed. The method includes the acts of scheduling a service appointment with the service provider for servicing at least one of the vehicle and articles placed within the interior... Agent: Martin & Ferraro, LLP

20090144075 - Adaptive social network management: A computer-implemented system and method of adaptive social network management is disclosed. The social networks comprise a network of computer-implemented objects representing people and may include content that has a relation to one or more of the people. The adaptive social network management system provides functions to generate social network... Agent: Manyworlds, Inc.

20090144072 - Content providing/obtaining system: A content providing apparatus previously receives customer identification information and content identification information as customer reservation information via a terminal device, and sends customer desired content data corresponding to the content identification information to a content obtaining apparatus, so as to provide a customer with the customer desired content data... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090144070 - Evaluating public records of supply transactions: A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers,... Agent: Strategic Patents P.C..

20090144071 - Information processing terminal, method for information processing, and program: An information processing terminal includes an acquiring unit configured to acquire biological information concerning a biological reaction of a user to each content block during playback of the content block, a group specifying unit configured to specify a group of content blocks, to which the user has similar biological reactions... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090144067 - Method and apparatus for controlling access to liability exposure data: A computer-based processing system for use in controlling access to liability exposure data contains input received from an end user. The end user declares a plurality of exposure security levels that are associated with particular liability exposure data. A permission is declared for a user and the permission is mapped... Agent: Fitch Even Tabin And Flannery

20090144066 - Method and system for differential billing: A system and method of distinguishing between transactions involving a widget and charging the same or different parties for the use, placement and content of the widget and clones of a widget based on those transactions. Such a system and method allows for differential billing for clones of widgets used... Agent: Gonzales Patent Services

20090144068 - Methods and apparatuses to provide connections for real time communications: Methods and apparatuses to identify user terminals in providing connections for real time communications. In one embodiment, a method implemented on a connection server includes: establishing a first connection with a first terminal over a communication network for real time communications; in response to the first connection, assigning a first... Agent: At&t Legal Department - Gt Attn: Patent Docketing

20090144076 - Methods and systems for performing horological functions in commercial transactions using time cells: A method and system for controlling a commercial transaction is presented. An article of manufacture has a time cell that is read by an electronic apparatus. In response to a determination of a state of the time cell by the electronic apparatus, usage of the article of manufacture in a... Agent: Ibm Corp. (wip) C/o Walder Intellectual Property Law, P.C.

20090144073 - Probability adjustment of a virtual world loss event: Embodiments include an apparatus, device, system, computer-program product, and method. In an embodiment, a computer-implemented system includes a virtual world in which a participant may participate and that includes a loss event having a likelihood of occurrence. The computer-implemented system also includes a record of a protected loss corresponding to... Agent: Iv - Suiter Swantz PC Llo

20090144065 - Requirements management semantics modeling: b

20090144069 - System and method for providing personalized service: Disclosed herein is a system for providing personalized service. The system for providing personalized service includes one or more bio-signal measurement sensors and a service terminal. The bio-signal measurement sensors measure a user's bio-signals and output the measured bio-signals over a communication network. The service terminal establishes a service provision... Agent: Staas & Halsey LLP

20090144074 - System and method for streamlined registration of electronic products over a communication network and for verification and management of information related thereto: The system and method of the present invention provide integrated or embedded components, for electronic (or other) products, each operable to securely store and selectively provide access to, a unique ID (UID) previously assigned to its corresponding specific product, where the UID of each product is registered with one or... Agent: Edward Etkin, Esq.

20090144085 - Apparatus and method for constructing formularies: An system for constructing formularies is disclosed. The system includes a central computer system and at least one additional computer. The central computer system compiles a list of various pharmaceutical products and sort them into different categories. Formularies are then created by selecting individual products or categories of products that... Agent: Wilmerhale/new York

20090144080 - Digital fitness enhancement method and apparatus: The presently preferred embodiment of the invention provides a digital fitness enhancement system having multiple components, including controlled playback of digital media for fitness training; a data module which acquires real-time training data, such as heart rate, speed, and distance, where the data can be recorded and also used as... Agent: Glenn Patent Group

20090144084 - Educational fitness and health training system and method having research capabilities: A system for delivering health science education and public health information to a user includes a central database comprising information on health science education and public health information; at least one exercise facility database, located at an exercise facility, coupled to the central database; at least one accessing device located... Agent: The Webb Law Firm, P.C.

20090144083 - Healthcare exchange ii: A system and method for controlling health-care resources by physicians, patients and health-care buyers effect by an innovative computer program and software, the use of certain words and terms in health and health-care generated and submitted by physicians and a network or networks of computers and servers.... Agent: Anuthep Benja-athon

20090144077 - Method and system for determining exposures presented by an orchestrated process: The present invention provides a system and method to dynamically identify, assemble, or otherwise simulate the availability of resources for an orchestrated service or application, thereby allowing for strategic changes in scheduling, purchasing, hiring, and the like to ensure that the resources needed to deliver the desired outcome during a... Agent: Christopher & Weisberg, P.A.

20090144078 - Methods and apparatus for healthcare supply planning for healthcare continuity and/or patient surge: Methods and apparatus for determining a minimum recommended healthcare product supply to maintain a healthcare facility through a supply chain disruption, patient surge or a combination of both are described. Embodiments of the invention include the ability to make a combined list of healthcare products, minimizing the number of different... Agent: David W. Highet, Vp & ChiefIPCounsel Becton, Dickinson And Company

20090144081 - Methods and systems for dynamic meal plan generation: Provided are methods and systems for dynamic meal plan generation comprising determining meal plan servings, receiving meal plan factors, selecting recipes in accordance with the meal plan factors, and outputting the selected recipes as a meal plan.... Agent: Ballard Spahr Andrews & Ingersoll, LLP

20090144079 - Patient identification mechanism in a telemonitoring system: o

20090144082 - Physician practice management software for maximizing reimbursement rates from payer contracts: A software solution for optimizing healthcare providers' profitability by benchmarking payer reimbursements to the Medicare locality rates and rates of other payers, by analyzing a payer contract's operational language, by modeling the effect on revenue of a provider's decision to stay in a payer's network, by modeling the effect on... Agent: Ober, Kaler, Grimes & Shriver

20090144092 - Collection of medical data: A system for collecting medical data includes a database server programmed to receive data in a number of different formats from respective different data sources. The database server is connectable to a communications network. A number of remote data collection arrangements are associated with respective medical operators and each is... Agent: Ladas & Parry

20090144088 - Diagnostics benefits management and decision support system, and associated method and computer-readable storage medium: A system may receive a proposed medical diagnosis of a patient, and automatically identify potential medical services to be performed with respect to the patient. The identified medical services may be deemed relevant to the proposed medical diagnosis, which the system may determine from a customizable decision table. Further, the... Agent: Alston & Bird LLP

20090144091 - Medical product management methods: A method for providing a medical product including receiving a request for a medical product for use with a specific patient to be used at a particular location, and creating a patient specific package which includes the medical product. The method further includes associating at least one of the patient... Agent: Abbott Medical Optics, Inc.

20090144087 - Medication identifying and organizing system: A method and a system designed to assist individual patients and/or caretakers in visually identifying and confirming a single medication or a plurality of medications, based on comparison with an actual-size color photograph of each item of medication. After such verification, the said medication may then be arranged or organized... Agent: J.t. Hollin, Attorney At Law, PC

20090144093 - Method and apparatus for monitoring a patient: A remotely programmable and accessible medical device system including an interface unit and a medical device connected to a patient is disclosed. Through a transceiver, such as a telephone or computer, a person may obtain status reports from a remotely located medical device in audible, electronic or paper form. In... Agent: Knobbe Martens Olson & Bear LLP

20090144090 - Method and device for documenting medical data: A method for documenting medical data in which the data captured by at least one data entry device from an operating room are stored in a storage medium wherein storage is activated only by the presence in the operating room of a patient who is to be operated on. A... Agent: St. Onge Steward Johnston & Reens, LLC

20090144086 - Patient communication system and method: A patient communication system and method which leverages mobile communication devices of patients. The system includes a computer of a healthcare provider for obtaining patient contact information associated with a patient from a patient record, and for sending an electronic message capable of receipt by a mobile communication device of... Agent: Paul W. Martin

20090144089 - Personalized management and monitoring of medical conditions: The invention provides a system and a method for tracking, assessing, and managing personalized data related to medical conditions, diseases, disease symptoms, treatments, body function metrics, health and well-being, education, and training. In one embodiment, a method for personalized management of a medical condition is provided. The method includes providing... Agent: Edwards Angell Palmer & Dodge LLP

20090144095 - Method and system for assessing and managing biosafety and biosecurity risks: Methods and systems for evaluating, mitigating, and managing biosafety and biosecurity risks. The methods and systems establish biosafety and biosecurity risk management procedures and systems, and facilitate auditing of facilities and testing individuals and companies to evaluate compliance with such procedures and systems. Systems and business methods for establishing biosafety... Agent: Arman H. Nadershahi, Esq.

20090144094 - Systems and methods for hospital confinement and care industry insurance policy: In various disclosed embodiments, systems, methods, and hospital confinement and care insurance policies can be used to provide coverage to an ill person confined to a hospital or a caregiver providing assistance to such ill person to compensate for lost income due to absence from work.... Agent: Alston & Bird LLP

20090144096 - Valuing environmental credits: A method of creating environmental credits, the method including determining a damage caused by an environmental injury and determining a solution for the damage. Additionally, the method includes monetizing the solution into a credit that replace the damage, wherein the credit is valued in terms of the environmental injury, and... Agent: Osha Liang L.L.P.

20090144105 - Apparatus, method and program product for dynamically changing advertising on an avatar as viewed by a viewing user: A method, system and program product for brokering advertising of products and services in a virtual world. The method includes accepting subscriptions from advertisers willing to pay for advertising products and services on a persona associated with a virtual space belonging to a virtual world user, creating a user profile... Agent: Silvy Anna Murphy

20090144102 - Collection and analysis of multiple data sources: Communication data for an organization, such as call, email, and instant messaging activity data from different data sources is collected and analyzed together using a correlation and behavior analysis tool. A set of communication activity records and/or specific contact data information may be provided by the organization's data sources or... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090144112 - Computer system management central schedule for business downtimes: In one embodiment, the system includes a central managing system and a set of managed systems that are connected with the central managing system via a Web service. The system also includes a central downtime schedule that stores a plurality of entries, wherein the central downtime schedule resides on the... Agent: Sap Ag

20090144109 - Method and apparatus for monitoring an order status: A computerized system and method for monitoring an order placed by a customer for a product produced by a supplier to be delivered to a retail location. The method includes presenting an order-entry interface to collect order information about the order to be transmitted to the supplier and store the... Agent: Pearne & Gordon LLP

20090144100 - Method and system for deviation analysis: Disclosed is a method and system for generating a deviation result for a work order. The generation of the deviation analysis results involves initiating a deviation analysis for a work order, determining a comparison group for deviation analysis based on an available data and a planned data, generating a deviation... Agent: Sap Ag

20090144111 - Method and system for enabling process improvement in the production of products: A method of enabling improvement in the production of products in an organization having at least one production practice is provided. The method includes defining a plurality of organizational principles that apply to the organization. The method also includes defining a plurality of practices to enable the plurality of organizational... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090144098 - Method and system for executing work orders: What is described is a method and a system for executing work orders. A first request for receiving a progress information on a work order is generated. A degree of violation between the work order and the progress information is calculated by comparing the work order and the progress information.... Agent: Sap Ag

20090144110 - Method and system for monitoring process performance in the production of products: A method for monitoring performance of an organization having a plurality of hierarchical levels is provided. The method includes defining a plurality of organizational principles that apply to the organization. The method also includes defining a plurality of practices to enable the plurality of organizational principles. Each of the practices... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090144099 - Method and system for negotiating a work order: What is described is a method and system for negotiating work orders. A work order comprising delivery information is provided. A negotiation action is performed for the delivery information. A first input and output pair including a first transport phase input and a first transport phase output is detected in... Agent: Sap Ag

20090144103 - Method and system incorporating business rules and price optimization for financial system: A computer system for modeling a portfolio of products in a financial system to determine the rate of a target product. The products are defined by attribute values, an attribute being any criteria that impacts product rates. Linear associated product rules are used by the computer system to create an... Agent: Robert D. Atkins

20090144107 - Multi-level referral system method: A system and method are disclosed for referring, educating, and incentivizing sales personnel. An Internet (or intranet) website may be established to allow sales and/or retail associates to sign up with the website for product training or to receive pertinent information from the vendor. The website may test knowledge, convey... Agent: Andrew G. Dinovo Dinovo Price Ellwanger & Hardy LLP

20090144114 - Operations for product processing: An operational process for product distribution includes grouping product into groups when the product is in a first sort level and sorting the groups of product, in a first pass operation, to a second level sort. The method further includes sequencing the second level sort product including late arriving product,... Agent: Greenblum & Bernstein

20090144097 - Real estate management system and method: A real estate management system and method are provided. The system and method provide an integrated system that handles all of the aspects of a piece of property including identification, acquisition, development (design and construction), management, maintenance and disposal. The system may include a five year plan, a sign package,... Agent: Dla Piper LLP (us )

20090144101 - System and method determining reference values of sensitivities and client strategies based on price optimization: A computer implemented method for determining the reference values of sensitivities and strategies for price optimization demand models from a profit function and current product price. A total profit objective is expressed as the maximization of profit and volume, where a strategy parameter represents the relationship between profit and volume.... Agent: Robert D. Atkins

20090144113 - System and method for assisting in the financial management of physician practices: A computerized system and method for financial management of physician practices. In some embodiments, there are decision support tools to assist users in specified areas for physician practice, financial, and operational improvement. The decision support tools could provide help screens that provide assistance specific to financial reports or financial tools... Agent: Barnes & Thornburg LLP

20090144106 - System and method for tracking communications: A system and method for monitoring operations within an organization may include a database configured to store information representative of communication history between first employees and service provider employees within the organization. The database may include at least one parameter indicative of a purpose for each communication between the employees.... Agent: Sonnenschein Nath & Rosenthal LLP

20090144104 - System and method of selectively notifying consumers of product recalls: Described herein is a system and method of using the system for notifying consumers regarding product recall comprising: assignment of a unique user account to a newly registered consumer by an internet-based product recall notification system, the user account comprising a database wherein all products registered by that consumer are... Agent: Delain Law Office, PLLC

20090144108 - System for commoditization of information through centralized communication between advertisers, internet service providers or similar entities, consumers, and financial institutions: A method for commodisizing information that utilizes market based or auction pricing to establish the value of both advertising and non-advertising content consumed by specific individuals. The integration of these two market values through centralized information providers, together with the use of a transactions instrument which contains biographical and financial... Agent: Douglas Richard Cloud

20090144117 - Automatically prescribing total budget for marketing and sales resources and allocation across spending categories: A facility for automatically prescribing, for a distinguished offering, an allocation of resources to a total marketing budget and/or individual marketing activities is described.... Agent: Perkins Coie LLP Patent-sea

20090144119 - Business process flowchart editing program and business process flowchart editing method: A business process flowchart editing apparatus manages information about a business process flowchart and risks and controls, and their relation into a business process model in a unified manner, and is provided with an editing function of editing these pieces of information and an analyzing function of inconsistency check and... Agent: Greer, Burns & Crain

20090144118 - Method for managing a transition period during replacement of software or business process: A method for managing a transition period during which a software application is replaced in a commercial organization is provided. The method comprises the steps of: providing a transition plan for execution during the transition period; providing a contingency plan to allow for contingency responses in case of unexpected events... Agent: Browdy And Neimark, P.l.l.c. 624 Ninth Street, Nw

20090144115 - System and method for providing facilities management based on weather vulnerability: An approach is provided for managing facilities (e.g., wire centers) based on weather vulnerability analysis. Data representing trouble tickets associated with a plurality of facilities is received. Weather information relating to the facilities is received. A determination is made of the vulnerability of the facilities to weather based on the... Agent: Verizon Patent Management Group

20090144116 - System, method, and apparatus for collaborative watershed restoration projects: Embodiments of the present invention provide for systems, apparatuses, and methods for collaborative watershed restoration projects, which may include one or more restoration actions involving a variety of different stakeholders that, when completed, provides a positive contribution to the ecological health of at least one watershed. Other embodiments may be... Agent: Schwabe, Williamson & Wyatt, P.C. Pacwest Center, Suite 1900

20090144121 - Pandemic cross training process: The disclosure relates to a process which determines a cross-training plan in order to ensure a company or business unit will be better prepared for a pandemic event by cross-training additional employees in the most critical services or functions. The pandemic cross-training plan is determined by utilizing such criteria such... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090144120 - System and method for evolving processes in workflow automation: A system, a method, computer-readable medium for conveying software, or business methods for gradually automating a workflow in a configuration change management system by providing a first workflow template having a relatively low level of automation and complexity in which at least a plurality of tasks require manual input, manual... Agent: Ibm Corporation (rhf)

20090144131 - Advertising method and apparatus: In an apparatus that creates and distributes voice advertisements to end users, the apparatus includes a voice advertising portal and a network coupled to the voice advertising portal. A voice application server determines which portions of a voice advertisement will be cached locally at the voice advertising portal for subsequent... Agent: Stevens Law Group

20090144128 - Communication system and method between a home buyer, seller, strategic business source, and lender: A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items,... Agent: Beck And Tysver P.l.l.c.

20090144133 - Context related advertisement/information exposure method and recommendation service system using the same: Provided are a context related advertisement/information exposure method and a recommendation service system. The method includes the steps of: queuing information recommended (‘recommended information’) by a user on a queue list; selecting a candidate group (current list) to be exposed in an information region of contents page; determining an initial... Agent: LexyoumeIPGroup, LLC

20090144132 - Follow-up contacts with virtual world participants: A method and system provides arrangements creating a relationship between a real-world entity and a virtual world environment. A participant or player can participate in various virtual world activities including transactions to acquire virtual products, virtual services, and/or virtual items of value. Feedback may be provided and records kept regarding... Agent: Iv - Suiter Swantz PC Llo

20090144127 - Method for performing a market analysis: A method for performing a market analysis may include collecting survey data, which may include evaluation data for desired outcomes, the desired outcomes consisting of attributes of one or more products or services. The desired outcome evaluation data may include importance and satisfaction data. Further, the survey data may include... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090144130 - Methods and systems for predicting future data: Described herein are methods and systems for predicting data, such as values. A first interface is configured to receive an indication as to how many search queries have been submit that are related to a first item of content. A second interface is configured to receive information related to web... Agent: Knobbe Martens Olson & Bear LLP

20090144124 - Providing a user driven, event triggered advertisement: Systems and methods are provided for adding an advertisement to a web page by associating advertisements with one or more visual objects e.g., text and/or pictures. Embodiments of the present invention include a method for selecting visual objects and associating the visual object with an advertisement after the web page... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090144126 - Range forecasting of demand for order configurations for configurable products: A method and system for forecasting demand for order configurations are provided. The method and system, in one aspect, expresses attach rates within a family of n options as a set of n positive numbers that sum to 1. By applying suitable transformations to the attach rates, they are modeled... Agent: Scully, Scott, Murphy & Presser, P.C.

20090144125 - System and method for reconnaissance for spend management procurement: A system, method and computer program product for providing a procurement solution, including determining a maturity level of a strategic direction, procurement processes, and procurement information technology (IT) landscape of a client; identifying a prescription to a spend management solution product, based on the determined maturity level, procurement processes, and... Agent: Nixon Peabody, LLP

20090144122 - System and method for transaction log cleansing and aggregation: A computer-implemented method prepares data for modeling. The method comprises storing data from customer sales transactions in a database and retrieving a dataset of the data from the database. The dataset may include promotion and merchandizing entries. The method includes cleansing the dataset to remove erroneous and anomalous entries. Cleansing... Agent: Robert D. Atkins

20090144123 - System and method of demand modeling for financial service products: A computer system is provided which models financial products such as demand deposits and time deposits. The computer system collects transactional data related to a plurality of financial products. The demand model includes an acquisition model, average balance model, and time demand renewable model for predicting customer responses to changes... Agent: Robert D. Atkins

20090144129 - Systems and methods for measuring data distribution effects: Disclosed herein are methods and systems for measuring the effects of certain types of data on users. A response is stored to a first query related to a brand in association with an indication that the first query was provided to at least one recipient after a direct marketing campaign... Agent: Knobbe Martens Olson & Bear LLP

20090144134 - Method and system for active process improvement in the production of products: A method of problem analysis within an organization having one or more production levels is provided. The method includes defining a plurality of organizational principles that apply to the organization. The method also includes defining a plurality of practices to enable the plurality of organizational principles. Each of the practices... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090144135 - Methods for the management and protection of electoral processes, which are associated with an electronic voting terminal, and operative module used: The inventive method is characterised in that, following a voting option selection step (201), a verification module (102), which is associated with a voting terminal (101), is used to perform the following steps: reception (202) of digital data relating to the voting options selected by a voter (103) at the... Agent: Ratnerprestia

20090144136 - Geographic area multiple service card system: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for... Agent: Snell & Wilmer L.L.P. (amex)

20090144159 - Advertisement insertion module and advertisement replacement module: A computer-implemented method including receiving request data originating at a mobile device; obtaining a unique and unchanging identifier of the mobile device based on the received request data; associating the unique and unchanging identifier of the mobile device with the request data; and storing the associated data at a data... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090144148 - Attribute enhancement in virtual world environments: A method and system provides arrangements creating a relationship between a real-world entity and a virtual world environment. A virtual world patron can participate in various virtual world activities including transactions to acquire virtual products, virtual services, and/or virtual items of value. Feedback may be provided and records kept regarding... Agent: Iv - Suiter Swantz PC Llo

20090144137 - Automated content production for largely continuous transmission: An efficient, highly automated system and method of producing audio visual content which depicts a solely simulated 3D environment, or combined simulated and real 3D environment with advantages over conventional content production paradigms. The present invention produces content with the following significant advantages over conventional means of content production: vastly... Agent: Gregory Hagan Moulton

20090144151 - Automated rental system: Automated rental system comprising: —an object for rent which is provided with an identification code, —an auxiliary element functionally associated with the object for rent and comprising a remotely activated activation/deactivation system, —a portable device, such as a mobile telephone, comprising a wireless telecommunication interface, —a central unit comprising means... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20090144150 - Charging system of electric powered vehicle: An electric storage device of an electric powered vehicle is configured to be chargeable by a charging facility. At the time of external charge by the charging facility, a management server selects advertising information based on information stored inside the electric powered vehicle to be charged and/or information of the... Agent: Oliff & Berridge, PLC

20090144144 - Distributed data system: Described herein are methods and systems for locating and aggregating data from disparate sources. Data related to an audience of media consumers is accessed from a plurality of sources. At least a portion of the data from the plurality of sources is aggregated into a unified data store, data from... Agent: Knobbe Martens Olson & Bear LLP

20090144157 - Dynamic digital signage, customer content control portal & management system: A system, apparatus, method, and media are directed to digital signage. Digital signage types are grouped into a digital signage channel. A template for the digital signage channel is received. The network comprises a network channel associated with the digital signage channel. A creation interface configured to create a new... Agent: Winston & Strawn LLP Patent Department

20090144149 - Ecological-point management system: An ecological-point management system includes an electric powered vehicle, a charging facility, a communication network, a management server, point recipients each having a device capable of accessing the communication network. The electric storage device of the electric powered vehicle is configured to be chargeable by the charging facility. In the... Agent: Oliff & Berridge, PLC

20090144141 - Feature-value attachment, reranking and filtering for advertisements: An approach is provided for associating structured information as feature-value pairs with advertisements at an advertisement system that provides advertisements for presentation with primary content. Feature-value pairs corresponding with advertisements describe features of the products or services associated with the advertisements. The feature-value pairs may be used by the advertisement... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090144140 - In-game impressions: An impression policy associated with impression policy criteria is created and transmitted to one or more game consoles. The impression policy is applied to all possible content impressions (e.g., advertisement impressions) that occur during game play. The content impressions that satisfy impression policy criteria are reported as actual content impressions.... Agent: Fish & Richardson P.C.

20090144154 - Intelligent media targeting system and method: An intelligent media targeting system and method for generating and utilizing smart media objects, or information objects containing both a content portion containing information to be consumed by end users and a profile portion containing coded user activity information representing exercise of the media object by users, the content portion... Agent: Martin & Ferraro, LLP

20090144160 - Method and apparatus for estimating the spend capacity of consumers: Time series consumer spending data, point-in-time balance information, internal customer financial data and consumer panel information provides input to a model for consumer spend behavior on plastic instruments or other financial accounts, from which approximations of spending ability may be reliably identified and utilized to promote additional consumer spending.... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20090144138 - Method and system of advertisement management: A system and method which may allow advertisers to distinguish new users and repeaters, and reduce advertisement costs on repeaters accordingly. The system may include a request/response server, a user resolving server and a policy server. The request/response server may receive a request for viewing a publisher website by a... Agent: Yahoo! Inc.

20090144156 - Method of advertising: A retail establishment advertising system and method are disclosed. They allow a display of special content to interrupt a display of ongoing content on one or more display units. Ongoing content, such as advertisements, news, entertainment, or other relevant information, is provided on the display units until an urgent or... Agent: Borden Ladner Gervais LLP Anne Kinsman

20090144147 - Methods and system for providing multiple credit lines: A method and system for applying for and providing an access device, whereby an applicant completes a multipurpose access device application that is reviewed under qualification processes established by multiple access device providers acting in cooperation with each other. Upon a positive result from the review, a linked account is... Agent: Arent Fox LLP

20090144146 - Methods and systems for tracking electronic commerce transactions: Systems and methods are disclosed for tracking user access to an advertisement and user transactions with an electronic commerce computer associated with the advertisement. In accordance with one aspect of the disclosed technology, a transaction tracking computer associates an identifier with each access (e.g., click) of an advertisement. Transactions that... Agent: Morgan Lewis & Bockius LLP

20090144145 - Mobile advertisement method: The present invention relates to a mobile advertising method that performs mobile advertisement using a deep-packet inspection performed in a wireless Internet system and location information. An exemplary embodiment of the present invention includes grasping a purchasing tendency of a subscriber using deep packet inspection of an electronic surveillance system;... Agent: Staas & Halsey LLP

20090144142 - Postal article re-addressing and re-delivery using smart mailer: A system allows for more efficient circulation of articles through the postal system. In accordance with one embodiment of the invention, a smart mailer is provided having wireless communication and display capabilities. When an article is to be returned through the postal system, the postman uses a portable terminal (such... Agent: Michael J. Ure

20090144158 - System and method for enabling viewing of documents not in html format: A system and method for enabling viewing of non-HTML content. A content provider receives a request to view non-HTML content from a user and forwards JavaScript code to the user. The content provider sends the non-HTML content over a network to a document hosting service. The document hosting service receives... Agent: Wolf, Block, Shorr And Solis-cohen LLP

20090144139 - System and method of facilitating commercial transactions using content added to web sites: A method and apparatus is provided for use in facilitating commercial transactions using content added to web sites. In one example, content added to web sites includes one or more coupon widgets selected by the profile owner. In the context of social networks, the invention provides tools for businesses that... Agent: Johnson & Associates

20090144152 - System of guaranteeing loan repayments at the product level by a split funding method from credit card and online check settled deposits: A system of guaranteeing loan repayments by a split funding method from credit card and online check settled deposits. By split funding transaction deposits, the system provides and tracks a line of credit to the sales representatives. The inventive process: (1) evaluates the sales representative's credit worthiness; (2) approves a... Agent: Cislo & Thomas LLP

20090144143 - System, method, and apparatus for data-driven interactive wayfinding and associated services: A system, method, and apparatus for providing interactive digital wayfinding to users includes a visual representation of a floor layout on an interactive display, providing services to attendees in rich multimedia output format, including locating exhibitor information based on search criteria, and plotting a path from the user to an... Agent: Kaplan Ward & Patel LLC

20090144153 - Techniques for acquiring a set of digital media assets: Techniques to facilitate acquiring a media set, or a related series, of digital media assets from an on-line media store are disclosed. A user can view various media sets that have been listed as available for purchase from the on-line media store. A user can choose to purchase a particular... Agent: Technology & Innovation Law Group, PC

20090144155 - Vehicular advertisement system and method: Systems and methods are provided herein that provide for vehicular advertisements.... Agent: Axios Law Group. PLLC

20090144161 - Method and system for conducting an online payment transaction using a mobile communication device: A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the... Agent: Sawyer Law Group LLP

20090144163 - Disparate network systems and methods: Electronic transaction data and/or electronic payment data therefor is routed to disparate payment networks for a multitude of transactions. A software-programmed computer type circuit receives and processes point-of-sale transaction data to select two disparate payment networks for processing electronic payment for the transaction data. Transaction and/or payment data is routed... Agent: Crawford Maunu PLLC

20090144164 - System and method for distribution, redemption and processing of electronic coupons: In a method of executing a transaction using an electronic coupon, coupon campaign information is provided to an engine. The coupon campaign information defines a discount value, a product family and a number of coupons to be distributed. Each coupon within the coupon campaign has a coupon identification (ID). Coupon... Agent: Quarles & Brady LLP

20090144162 - Transaction security method and apparatus: A method and apparatus for increasing the security of transactions between two parties is disclosed. The method and apparatus employ multiple PINs from which elements are selected for user identification. The transactions may be financial transactions or any other transaction where user identification is required.... Agent: Marshall, Gerstein & Borun LLP

20090144165 - Seller routing arrangements and methods for disparate network systems: Electronic transaction data sets are processed for a multitude of disparate transactions using a plurality of autonomous payment networks. A software-programmed computer circuit receives and processes electronic transaction data to identify a seller using information provided in the transaction data, and uses the identification to access seller profile information for... Agent: Crawford Maunu PLLC

20090144166 - Control system arrangements and methods for disparate network systems: Electronic transaction data sets are processed for a multitude of disparate transactions using a plurality of autonomous payment networks. A software-programmed computer type system receives and processes point-of-sale transaction data to select one of the payment networks associated with a participant ID (e.g., for a buyer or seller) in the... Agent: Crawford Maunu PLLC

20090144170 - Buyer-seller interfaces and methods for disparate network systems: An electronic transaction interface circuit routes transaction data for processing using disparate electronic payment systems. According to an example embodiment, a software-programmed computer interface circuit receives transaction data from a point-of-sale device, and routes the data according to identifier data in the transaction data. Certain sets of transaction data are... Agent: Crawford Maunu PLLC

20090144169 - Method for facilitating online sales and product for use therefor: The method of the disclosure provides creating a unique product from data shared between an artist and a client, which artwork is applied to a product and manufactured only in quantities ordered by members of a discrete group. The members of the group have a common mailing address for the... Agent: Elizabeth Swanson C/o Swanson & Associates

20090144168 - Methods and systems for searching across disparate databases: Disclosed herein are methods and systems for performing media searches and identifying query matches based on multiple criteria and for the controlled networked distribution and usage of media (e.g., audio files, image files, video files, graphic files). Certain embodiments identify combinations of different media types and/or combinations of media from... Agent: Knobbe Martens Olson & Bear LLP

20090144172 - Providing a marketplace for web services: A method, system, and computer-readable medium is described for facilitating interactions between computing systems, such as by providing an electronic Web service (“WS”) marketplace via which third-party WS providers make their WSes available to third-party WS consumers who locate and purchase access to those WSes via the electronic marketplace. Some... Agent: Seed Intellectual Property Law Group PLLC

20090144171 - Service subscription service business: A service subscription service business is a service provided to individuals and businesses that finds a lowest-cost provider or providers for subscription products and services as well as for one-time purchases of products and services. The system preferably administers the consumer items over a global network such as the Internet.... Agent: Nixon & Vanderhye, PC

20090144167 - System and method for managing data and voice connectivity for wireless devices: A system is described for managing wireless data access comprising. In one embodiment, the system includes a database to store user data for prepaid users and user data for postpaid users, the data for prepaid users including lease status data; a dispatcher to receive a request for data services from... Agent: Microsoft Corporation

20090144174 - Drag-and-drop customization of jewelry: An inventive method and system for allowing visitors of a web site to customize design elements into a final unique design through the use of an intuitive drag-and-drop or click-and-place method of assembly is presented. The inventive method and system enable better simulation of the highly visual, interactive, experimental and... Agent: Kavita Reddy

20090144173 - Method for converting 2d image into pseudo 3d image and user-adapted total coordination method in use artificial intelligence, and service business method thereof: The present invention provides a method of generating a pseudo-3D user-adapted avatar by using artificial intelligence based on a method of converting a 2D image to the pseudo-3D image having visual and partial functions of a 3D model, and a method of performing a coordination simulation by applying the pseudo-3D... Agent: Fildes & Outland, P.C.

20090144177 - Real estate value map computer system: A computer system creates and displays a map image based upon a value database associating a plurality of values each with a geographic location in a geographic area and a map program associating each location with a map image location. The computer system assigns one of a plurality of symbols... Agent: Amin, Turocy & Calvin, LLP

20090144175 - System and method for generating self-help cutting instructions of decorative trim: The present invention relates to a technique for efficient interior and decorative designs and more particularly to a system and process to determine a plurality of self-help cutting instructions of decorative trim, and to a method that simplifies the process of planning, cutting, installing, and estimating material requirements and costs... Agent: Ronaldo G. Penaflor

20090144176 - System and method for replicating objects from providers in communication displays from other providers: A communication system facilitates the replication of display objects from first providers into displays provided, upon request from subscribers, by second providers. The first providers may specify which second providers or classes of second providers may incorporate the replicated display objects, and which portions thereof the second providers may customize.... Agent: Oppedahl Patent Law Firm LLC

20090144178 - Consignment inventory management and reconciliation system: A consignment inventory management and reconciliation method and system that tracks and reconciles on-hand quality which represents consignment items that were placed at the consignment location and are physically located at the consignment location at a given time; unbilled quantity which represents consignment items which were placed at the consignment... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090144179 - Products and processes for vending a plurality of products via defined groups: Products and processes are disclosed for defining at least one inventory group. This at least one inventory group includes at least two products that are available for sale by a vending machine. The vending machine outputs an indication of products that the at least one inventory group includes. The vending... Agent: Walker Digital Management, LLC

20090144180 - Automated business system and method of vending and returning a consumer product: System and method of dispensing disc-based media and other consumer products. A user can interact with an automated business system to select disc-based media for rental and/or purchase. The automated business system can retrieve the selection from the interior of the automated business system and dispense the selection through a... Agent: Paul W. Martin

20090144181 - Method and apparatus for providing task related navigation services: A method and apparatus for task based navigation by determining a task; determining a present location of a receiver associated with a user to perform the task; generating turn-by-turn travel information related to the task, where the turn-by-turn travel information indicates a path from the present location of the receiver... Agent: Raymond R. Moser Jr., Esq. MoserIPLaw Group

20090144182 - Task management system: A task management system includes: an attribute information acquiring unit acquiring attribute information indicating an attribute of a document corresponding to document data; a billing destination information generator extracting attribute information specifying a billing destination of a cost caused as a price of performance of a task using the document... Agent: Harness, Dickey & Pierce, P.L.C

20090144183 - Managing user accounts for storage delivery network: Disclosed herein are systems and methods for managing a plurality of unique account holders, each having dynamically controllable policies relating to storage, transfer bandwidth, file sizes, pricing options and the like. User accounts can be organized in a hierarchical structure, where an account in the hierarchical structure can manage any... Agent: Morrison & Foerster LLP

20090144184 - Communication regarding aspects of a dispensed consumable composition: s

20090144185 - Method and apparatus for estimating the spend capacity of consumers: Time series consumer spending data, point-in-time balance information, internal customer financial data and consumer panel information provides input to a model for consumer spend behavior on plastic instruments or other financial accounts, from which approximations of spending ability may be reliably identified and utilized to promote additional consumer spending.... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20090144206 - System for providing lifetime income protection: The invention relates to a system for managing a investment product that guarantees minimum withdrawal availability during retirement and provides for fee refunds upon termination of an investor's participation in the plan.... Agent: Ropes & Gray LLP

20090144186 - Financial product design and implementation: A front-to-back application suite may integrate new financial products on the fly, without a long development phase. A financial product type, such as a derivative product or structured product, may be created and integrated into a financial management suite for pricing, risk management analysis, deal capture, and trading activities. Information... Agent: Banner & Witcoff, Ltd.

20090144187 - System, method and computer program product for determining undisclosed order volume: Systems, methods, and computer program product for generating a report or document including a data representation reflecting a distribution of hidden trade order volume across different locations and a relative size, including average hidden order volume, volume executed against hidden orders, as a percentage of total trading volume by exchange,... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20090144188 - Apparatus, system and computer program product for a paperless credit application process: An apparatus, system and computer program product are provided for a paperless credit application process. Using the apparatus, system and computer program product a customer may enter a dealership, complete a credit application, obtain a credit report, provide any necessary supporting documentation, and receive credit allowance determination, without a physical... Agent: Alston & Bird LLP

20090144191 - Method and computer network for co-ordinating a loan over the internet: The invention relates to a method and a computer for coordinating an electronic credit application between an Internet user and a plurality of lending institutions via the Internet. This method involves displaying documents in a web site, and receiving credit data forming placed on the web site. After receiving this... Agent: Ballard Spahr Andrews & Ingersoll, LLP

20090144189 - Programmed dispensing of consumable compositions: e

20090144190 - Programmed dispensing of consumable compositions:

20090144194 - Computer automated systems, devices and methods for data processing of accounting records: Devices, systems, methods and arrangements are implemented in variety of manners. In a specific instance, a computer arrangement implements the following operations for a transaction involving a plurality of merchant offerings that are parseable by merchant offering identifiers. For a plurality of identified buyer accounts from which monetary payables (e.g.,... Agent: Crawford Maunu PLLC

20090144192 - Method and system of aggregating consideration associated with a request: A method, apparatus and system of method and system of aggregating consideration associated with a request is disclosed. In one embodiment, a method includes generating a request (e.g., may include a performance request, an article request, a mission and/or an altruistic request) of an entity based on a set of... Agent: Raj Abhyanker LLP C/o Intellevate

20090144193 - Sub-account mechanism: A system and method for controlling a monetary account with one or more sub-accounts is described. A monetary account with an entity is established and an account user associated with the monetary account is identified. A sub-account with the entity is established, where the sub-account is associated with the monetary... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090144196 - Method and system for payment of permit mail: A system and method that allows mailers of all sizes to pay for permit mail without presenting cash or a check at the time of induction is provided. A permit payment aggregator establishes a master account with the postal system for the payment of permit mail. A plurality of mailers... Agent: Pitney Bowes Inc. 35 Waterview Drive

20090144195 - System and method for automatically replenishing an electronic payment account: The invention provides a computerized electronic auction payment system and method for effecting a real-lime payment for an item won in an electronic auction by setting up and maintaining electronic auction payment accounts for prospective bidders and sellers. In one embodiment, upon being deemed as a winning bidder, the winning... Agent: George Likourezos

20090144197 - Media device payments remote control personalization and protection: A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of payment authorization and payment clearing based at least in part on the media device ID and the... Agent: Garlick, Harrison & Markison (visa)

20090144198 - Money transfer using an automated banking machine: Money is transferred from a provider to a requester using automated banking machines. The provider accesses an automated banking machine to identify the requester to whom the money will be transferred and the amount of money to be transfer. The requester is notified of a generated confirmation code. The requester... Agent: Townsend And Townsend Crew LLP

20090144199 - Detection of counterfeited products based on sensor measurements: Implementations may include a computer system for detecting counterfeited products. The system may include a communication unit and a processing unit. The communication unit may be configured to receive a representation of sensor data being measured at different times by a sensor unit associated with a product. The processing unit... Agent: Brake Hughes Bellermann LLP

20090144200 - Medical care record management system, medical care record management program, and medical care record management method: A medical care record management system for managing the records of medical care covered by an insurance performs the steps of acquiring first information that is information regarding the result of a medical care when a medical institution conducts the medical care for an insured person insured; acquiring second information... Agent: Fujitsu Patent Center C/o Cpa Global

20090144201 - Targeting messages: The invention generally relates to systems and methods for directing information to people and/or households likely to be receptive to the information. Systems and methods according to the invention can be used to target one or more marketing messages, such as various types of offers, to one or more consumers... Agent: Cooley Godward Kronish LLP Attn: Patent Group

20090144202 - Module id based encryption for financial transactions: A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of payment authorization and payment clearing based at least in part on the media device ID and the... Agent: Garlick, Harrison & Markison (visa)

20090144203 - Serial number and payment data based payment card processing: A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of payment authorization and payment clearing based at least in part on the media device ID and the... Agent: Garlick, Harrison & Markison (visa)

20090144204 - Module id based targeted marketing: A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of payment authorization and payment clearing based at least in part on the media device ID and the... Agent: Garlick, Harrison & Markison (visa)

20090144205 - Serial number and payment data based payment card processing: A server is operable to receive a media device identifying number (ID) and establish an association between a media device and a payment account and, in one embodiment, supports at least one of payment authorization and payment clearing based at least in part on the media device ID and the... Agent: Garlick, Harrison & Markison (visa)

20090144207 - Progressive pricing schemes for advertisements: Systems, methods, and computer-readable media for calculating charges for advertisements are provided. The historical performance (such as CTR) of an online advertisement is utilized to calculate accurate performance prediction, in turn used to calculate the current cost per selection (click-through) of the advertisement. The current cost per selection may be... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090144208 - Automated business system and method of vending and returning a consumer product: System and method of dispensing disc-based media and other consumer products. A user can interact with an automated business system to select disc-based media for rental and/or purchase. The automated business system can retrieve the selection from the interior of the automated business system and dispense the selection through a... Agent: Paul W. Martin