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Data processing: financial, business practice, management, or cost/price determination April category listing, related patent applications 04/09

20090112609 - Bidding for advertisement positions other than one: Methods, systems, and computer storage media having computer-executable instructions embodied thereon that, when executed, perform methods for determining bid amounts necessary to ensure advertisements or other content items will be presented in designated positions other than the most prominent (or first) position when bid information associated with a lesser included... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090112612 - Board document approval method: t

20090112613 - Business method to improve the internet base on-line dating, chatting and other similar services by adding the process of screening and verification as well as conducting the aforesaid process by person in-person to maximize the value and protection of th:

20090112608 - Collaborative multi-agent system for dynamic management of electronic services in a mobile global network environment: A computer-readable electronic services management system for a mobile communications network, comprising a distributed network of agents in the form of collaborative autonomous software agents wherein the agents are configured to represent and act on behalf of a user and to communicate with each other to manage, for the user,... Agent: Oplf LLC - Cassan - Lcassan

20090112611 - Interactive fundraising with funder rules: Project-based interactive fundraising with funder rules is provided. A fundraising application is accessible by multiple online users for creating projects to be funded and for funding created projects. Projects can include project requirements, such as a target funding minimum. Online users can select created projects and establish funder rules to... Agent: Lumen Patent Firm

20090112610 - Product authentication systems and methods: Systems and methods for authorising distribution networks through mutual dependency of unit item authentication and batch authentication are provided through cascading authentication along the product packaging characteristics.... Agent: Bright A. Simons

20090112617 - Computational user-health testing responsive to a user interaction with advertiser-configured content: Methods, apparatuses, computer program products, devices and systems are described that carry out specifying at least one of a plurality of user-health test functions responsive to an interaction between a user and at least one advertiser-specified attribute; and transmitting at least one output of the at least one user-health test... Agent: Searete LLC

20090112621 - Computational user-health testing responsive to a user interaction with advertiser-configured content: Methods, apparatuses, computer program products, devices and systems are described that carry out specifying at least one of a plurality of user-health test functions responsive to an interaction between a user and at least one advertiser-specified attribute; and transmitting at least one output of the at least one user-health test... Agent: Searete LLC Clarence T. Tegreene

20090112623 - Connecting consumers with service providers: An animated representation of a consumer is enabled to interact with an animated representation of a point of service rendered in a user interface to select characteristics of a medical service provider; the selected characteristics of the medical service provider are received; an available medical service provider is identified based... Agent: Fish & Richardson PC

20090112614 - Electronic system and method for health management: An electronic healthcare management system handles all relevant aspects of providing healthcare services. The system integrates workflow principles to interconnect all the different elements and persons involved in the process. The system uses personal computers with touch screen monitors and personal mobile devices which communicate via radio communication technologies throughout... Agent: Abelman, Frayne & Schwab

20090112615 - Method and apparatus for displaying and organizing clinical information of a patient: Certain embodiments of the present invention provide a system and method for displaying clinical information. The system includes a computer unit for executing computer software for a graphical user interface application. The graphical user interface application displays a plurality of clinical information types. The clinical information types are organized into... Agent: Mcandrews Held & Malloy, Ltd

20090112622 - Methods and processes for a health care system: Methods and processes for a system of health care that treat patients (10) in a clinic (40) sited on a quasi-sovereign geographic area, including those of indigenous peoples or designated for special development purposes. Patients (10) are transported to the clinic (40) that is staffed by global health care providers... Agent: Cl. Alex. Chien, Hcm-inf LLC.

20090112624 - Multiple patient monitoring system for proactive health management: A system and method for monitoring a group of patients having a chronic disease or ongoing health condition. The method includes the step of collecting from each patient a corresponding set of measurements of a control parameter of the health condition. Each set of measurements has a collection date. A... Agent: Health Hero Network, Inc.

20090112619 - Pay for studies submitted (pass) method for clinical trials: A system and method is disclosed for facilitating the acquisition of medical images used as part of a clinical trials process by requiring Imaging Centers to compete with each other to supply the images. Agreements between the Sponsor and a plurality of Imaging Centers stipulate that the Sponsor is only... Agent: Siemens Corporation Intellectual Property Department

20090112616 - Polling for interest in computational user-health test output: Methods, apparatuses, computer program products, devices and systems are described that carry out accepting an output of at least one user-health test function, the output at least partly based on an interaction between a user and at least one device-implemented application having an apparent function that is unrelated to user-health... Agent: Searete LLC Clarence T. Tegreene

20090112620 - Polling for interest in computational user-health test output: Methods, apparatuses, computer program products, devices and systems are described that carry out accepting an output of at least one user-health test function, the output at least partly based on an interaction between a user and at least one device-implemented application having an apparent function that is unrelated to user-health... Agent: Searete LLC Clarence T. Tegreene

20090112618 - Systems and methods for viewing biometrical information and dynamically adapting schedule and process interdependencies with clinical process decisioning: Certain embodiments provide a method for viewing biometrical information, determining the clinical state of the patient, and dynamically adapting schedule and process interdependencies in a clinical environment. The method includes deriving a schedule including at least one patient treatment protocol based on a mathematical model using people and asset information... Agent: General Electric Company Global Research

20090112629 - Blinded electronic medical records: A system and method for consolidating and blinding electronic medical records in which a plurality of confidential electronic medical records including patient identification data and medical data are stored in two or more electronic medical record databases provided by two or more medical record database providers, and one or more... Agent: St. Onge Steward Johnston & Reens, LLC

20090112627 - Method and system for creating, assembling, managing, utilizing, and securely storing portable personal medical records: A method and system are provided for utilizing indexed electronic patient medical records stored on portable memory devices. Each of the portable memory devices is associated with a patient for electronically storing indexed medical records for the patient from a plurality of care providers. The indexed medical records are sortable... Agent: Rajesh Vallabh

20090112628 - Method and system to create a national health information infrastructure: A medication list management and electronic prescribing system incorporates a method of generating tamper-evident prescriptions on paper. Using password protected web pages, health care workers or patients can cause the transmission of machine-readable protected health information from the inventive system to another information management system using the tamper-evident prescriptions described.... Agent: Banner & Witcoff, Ltd.

20090112626 - Remote wireless monitoring, processing, and communication of patient data: A remote wireless monitoring system for patient data, and an ambulatory system for processing and transmitting physiological characteristic data are provided. An embodiment of a system for remote wireless monitoring of data for a patient includes an ambulatory sensor/transmitter subsystem that wirelessly transmits measured values of a physiological characteristic of... Agent: Ingrassia Fisher & Lorenz, P.C.

20090112631 - System and method for automatically notifying a blood bank database of blood product administration and transfusion: In one embodiment the present invention relates to a method for automatically tracking blood product administration in a computerized healthcare environment. Information regarding a blood product unit received by the blood bank department is documented in a database. An indication that the blood product unit has been administered to the... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20090112630 - System and method for collection and communication of data from multiple patient care devices: A system and method for collecting, communicating, displaying, and/or analyzing data from multiple medical devices is disclosed. The system includes a local data collection module and a number of medical device adapters. The medical device adapters are coupled to respective medical devices via hardwired connections to receive data from the... Agent: Barnes & Thornburg, LLP

20090112625 - Systems and methods for obtaining and preserving health care information: An audiovisual system is provided and is programmed to collect information from a patient or a friend or relative of the patient through a series of questions. The questions are designed to elicit personal information about the patient that will be useful for future caregivers to know. Such information may... Agent: Gordon & Jacobson, P.C.

20090112635 - Foreign non-qualified deferred compensation hybrid trust strategy: Rubinstein & Rubinstein, LLP has developed a new, tax compliant invention which allows a U.S. taxpayer who is an employee of an entity based in a foreign jurisdiction, and/or the Employee's family, to minimize taxation on distributions from a foreign non-qualified deferred compensation plan. The strategy applies to foreign entities... Agent: Rubinstein & Rubinstein , LLP

20090112634 - Insurance transaction system and method: The present invention is a system and method of creating insurance with a switching device that limits the liability of the insurer and the potential loss of the insured.... Agent: Robert M. Schwartz, P.A.

20090112636 - Investment-linked insurance apparatus and method: An investment-linked insurance apparatus and method are provided. The investment-linked insurance apparatus comprises an insurance process module, a cash flow module, a credit evaluation module, a bid process module, and a database. The insurance process module receives an insurance request of an applicant. The cash flow module receives a payment... Agent: Grossman, Tucker, Perreault & Pfleger, PLLC

20090112637 - Method for using environmental classification to assist in financial management and services: Managing risks of crop production can be performed by understanding the relative performance of different agricultural inputs under the same or similar environmental conditions. In addition, managing of crop production risks can be performed by understanding variations in the performance of the same agricultural inputs over a range of environmental... Agent: Mckee, Voorhees & Sease, P.L.C Attn: Pioneer Hi-bred

20090112632 - System and method for generating and providing a simplified voluntary disability product: Disclosed is a novel disability insurance product that provides a benefit to the purchaser. The insurance product comprises a disability insurance product which offers coverage for a predetermined limited period of time. If at the end of the predetermined period of time the insured individual is still disabled according to... Agent: Ward & Olivo

20090112633 - Systems and methods for securitizing longevity risk: A system for structuring credit support in connection with life insurance premium finance loans and securitizing longevity risk includes a trust having a life insurance policy and a premium finance loan from a lender that finances the cost of the premiums of the life insurance policy. The life insurance policy... Agent: Mcdermott Will & Emery LLP

20090112639 - Combined rewards system and process providing variable travel redemption: A loyalty rewards system and process rewards currency, e.g. cash back rebates or rewards points, for credit card and check card purchases and provides rewards, including travel, for a customer's enterprise relationship. The system and process include methodologies for: enrollment into the combined rewards program or the relationship rewards program;... Agent: Foley & Lardner

20090112640 - Method for providing overnight accommodations: A method of renting out one or more rooms by a Provider is disclosed. The Provider acquires a block of one or more rooms from an overnight accommodations operator for a long term basis. The Provider then sets a price for a room in a geographic area at a consistent... Agent: Hedman & Costigan P.C.

20090112641 - Method for providing overnight accommodations: A method of renting out one or more rooms by a Provider is disclosed. The Provider acquires a block of one or more rooms from one or more overnight accommodations operator for a long term basis and enters information on the rooms into a computer database. The Provider then sets... Agent: Hedman & Costigan P.C.

20090112638 - System and method for virtual queuing: A system for virtually queuing at least one passenger onboard a mobile platform is provided. The system includes a source of user input that enables the at least one passenger to request to be placed in a virtual line. The system also includes a queuing control module that generates queue... Agent: Harness Dickey & Pierce, PLC

20090112666 - Apparatus and method for generating a monitoring view of an executable business process: A method and apparatus for generating a monitoring view of an executable business process. The method comprises the steps of: obtaining a business process model from an executable business process template; generating a business process monitoring model from the business process model; obtaining status data of a business process instance... Agent: Ibm Corporation, T.j. Watson Research Center

20090112653 - Auction-pricing many substitute products: A method of providing advertising services selects a finite set of topics, and arranges the selected set of topics into a hierarchical structure. The method classifies impression items into the nodes within the hierarchical structure, and allows bidding against the nodes within the hierarchical structure. Some embodiments allow a bidder... Agent: Stattler - Suh PC

20090112667 - Automated business process model discovery: A computer-implemented method includes: (A) receiving descriptions of a plurality of paths of instances of a transaction through a computer system; and (B) generating, based on the descriptions, a description of a business process model of the transaction. The description describes the plurality of paths through the computer system.... Agent: Hewlett Packard Company

20090112658 - Client supported multiple payment methods system: A method begins by providing at least one account level preference of a plurality of account level preferences based on a level of subscription. The method continues by receiving a selection of one of the at least one of the account level preference to produce a selected account level preference.... Agent: Garlick, Harrison & Markison (visa)

20090112655 - Context-specific modeling of collaborative business process: Among other disclosure, a computer-implemented method for context-specific modeling of a collaborative business process includes receiving an identification of a collaborative business process to involve a communication between at least two entities. The identification is submitted by an entity seeking to model the collaborative business process for a specific context... Agent: Fish & Richardson, P.C.

20090112654 - Continuous quality assurance in a business rule management system: Some embodiments of continuous quality assurance in a business rule management system have been presented. In one embodiment, a set of rules is maintained in a rule repository of a business rule management system (BRMS). A continuous quality assurance process is provided in the BRMS to automatically execute a predefined... Agent: Red Hat/bstz Blakely Sokoloff Taylor & Zafman LLP

20090112668 - Dynamic service emulation of corporate performance: Services provided by a business employing an information system are emulated dynamically within a model information system (IS) architecture. The services may be defined by business or corporate management, establishing business objectives that may be categorized as organizational, functional (e.g., performance of the IS architecture) and nonfunctional (e.g., service quality... Agent: Hamilton, Brook, Smith & Reynolds, P.C.

20090112665 - Execution decision support program and device of regulation measures: The present invention calculates a predicted accumulative import amount for each chemical substance for each month by using information on a predicted monthly shipping amount and the amount of a chemical substance contained in the product and specifies the chemical substance whose predicted accumulative import amount exceeds a regulation threshold... Agent: Mattingly, Stanger, Malur & Brundidge, P.C.

20090112670 - Human resources method for employee termination procedures: In one example, a human resources method for employee termination procedures includes various acts. First, a server system receives, from a client system, an indication that an employee termination is voluntary. Next, the server system automatically generates a checklist listing a set of forms that correspond to the voluntary employee... Agent: Workman Nydegger 1000 Eagle Gate Tower

20090112651 - Latency locator: A method for capturing data packets sent on a network for evaluating response time performance, the network including a financial institution and a partner bank. The method includes associating a captured data packet sent to the partner bank with a captured data packet received from the partner bank, by comparing... Agent: Fitzpatrick Cella (amex)

20090112663 - Method and apparatus for business process transformation wizard: A computer implemented method and a computer system implementing the method of a business process transformation wizard leads a business analyst through a series of steps to invoke business transformation patterns, in order to analyze the results of those processes. The wizard first prompts the business analyst to specify business... Agent: Whitham, Curtis & Christofferson, P.C.

20090112649 - Method and system for assessing financial risk associated with a business entity: A method for assessing financial risk associated with a business entity involves recording usage data associated with a consumer business software, where the usage data describes consumer behavior associated with the consumer business software, and where the consumer business software is associated with a business entity. The method further involves... Agent: Osha - Liang L.L.P. (intuit)

20090112645 - Multi objective national airspace collaborative optimization: Systems and methods for planning and optimizing air traffic flow within an airspace are provided. In one embodiment, a system (200) includes: (1) a stakeholder objective evaluation module (212) receiving stakeholder preferences from stakeholders having an interest in flight routing within the airspace during an operational planning period and stakeholder... Agent: Marsh, Fischmann & Breyfogle LLP

20090112650 - Online method of procuring mortgage loans: A method for prioritizing candidate wholesale loan lenders in response to a loan request by a mortgage broker for a client including establishing a lender database serving as a repository of electronic client files generated by said mortgage broker in connection with a client's loan request, permitting subscribing wholesale lenders... Agent: Fulwider Patton LLP

20090112648 - Online sales and marketing integration: Various online sales and marketing activities and data are integrated into a single cohesive system capable of generating and modifying marketing strategies based on collected data and coordinating sales and marketing efforts using online tools. Different management modules or applications for online sales and advertising activities in a networked environment... Agent: Merchant & Gould (microsoft)

20090112642 - Patent information analyzing apparatus, patent information analyzing method, patent information analyzing program, and computer-readable storage medium: The claim analysis process section (60) represents, by a numerical value, the scope of right recited in a claim. Furthermore, the first analysis process section (61) adds up the number of sets of patent specification data whose scopes of rights have been represented by numerical values, and calculates the average... Agent: Birch Stewart Kolasch & Birch

20090112659 - Payment entity account set up for multiple payment methods: A method begins with a payment entity device receiving payables process data from a client device. The payables process data includes a list of a plurality of creditors and associated payment data, wherein, for a creditor of the plurality of creditors, the associated payment data includes at least one payment... Agent: Garlick, Harrison & Markison (visa)

20090112662 - Payment entity device reconciliation for multiple payment methods: A method begins by storing payment request data, which, for a client, includes a payables profile and an accounts payable data file. The method continues by receiving payment remittance information subsequent to initiation of a payment in accordance with the payment request data. The method continues by storing the payment... Agent: Garlick, Harrison & Markison (visa)

20090112661 - Payment entity device transaction processing using multiple payment methods: A method begins with a payment entity device receiving an accounts payable data file from a client entity processing module. The method continues with the payment entity device determining a method of payment for an account payable of the accounts payable data file in accordance with a payables profile. The... Agent: Garlick, Harrison & Markison (visa)

20090112660 - Payment entity for account payables processing using multiple payment methods: A method begins by receiving an accounts payable data file from a client device. The method continues by determining whether a payables profile of a client associated with the client device is to be modified based on the accounts payable data file. The method continues by determining a level of... Agent: Garlick, Harrison & Markison (visa)

20090112643 - Processing system for acquiring and reporting compliance with data security requirements: Methods, systems, and machine-readable media are disclosed for tracking and reporting information related to compliance with a set of security requirements by one or more entities handling financial transaction information. According to one embodiment, a system can comprise one or more acquirer systems, each adapted to process information related to... Agent: Townsend And Townsend And Crew, LLP

20090112652 - Project publishing system and method: A method and system of project publishing are disclosed. In one embodiment, a method includes generating self publishing services associated with a project, generating automated publishing services associated with the project, generating advanced publishing optimization services associated with the project, and generating post publishing tracking services associated with the project.... Agent: Intellevate

20090112646 - Repeatable and standardized approach for deployment of a portable soa infrastructure within a client environment: The present invention discloses a repeatable and standardized approach for deploying a SOA infrastructure to client environments. The approach is designed to accelerate a deployment by leveraging existing integration assets and utilizing a phased approach when executing the deployment. It is preferred to perform the integration with significant client participation,... Agent: Patents On Demand, P.A. - IBM Cha

20090112657 - Repository infrastructure to store transaction information for providing customer service: Particular embodiments generally relate to providing customer service recommendations. A first business entity may provide customer care for a user of a device. For example, the first business entity may have manufactured the device. The user of the device may participate in many transactions during use of the device. The... Agent: Trellis Intellectual Property Law Group, PC

20090112656 - Returning a personalized advertisement: Provided embodiments include a device, apparatus, system, computer program product, and method. A provided method includes receiving from a requestor device a marketing impact information indicative of a physiological response by a person to a general advertisement. The method also includes acquiring an indication of a characteristic of the general... Agent: Searete LLC

20090112647 - Search assistant for digital media assets: Techniques and systems for facilitating searching of digital media assets are disclosed. In one embodiment, a user can be assisted in entering search strings for searching a media repository (e.g., online media store) having a plurality of digital media assets that are available, e.g., available for purchase. As media assets... Agent: Technology & Innovation Law Group, PC

20090112669 - System and method for conducting programming competitions using aliases: This invention relates to a method and apparatus for providing a coding competition. In one embodiment, a method for providing a coding competition includes transmitting a coding problem to contestants, receiving computer code created by a contestant, determining a response of the computer code to test data, and evaluating the... Agent: Goodwin Procter LLP Patent Administrator

20090112644 - System and method for implementing a service oriented architecture in an enterprise: A graphical representation of activities of an enterprise is created to aid in the implementation of a Service Oriented Architecture (SOA). The graphical representation has a vertical axis and a horizontal axis. Descriptive job titles of actors associated with the enterprise are documented along the horizontal axis. Functional domains are... Agent: Dillon & Yudell LLP

20090112664 - System and method for remotely monitoring, diagnosing, intervening with and reporting problems with cinematic equipment: A method of communicating with, and receiving data representative of equipment state and status from, presentation components in theatres is disclosed. The method includes the steps of receiving and storing data representative of equipment status in a central computer storage unit, transmitting data representative of equipment status from each of... Agent: Gauthier & Connors, LLP

20090112675 - Automated order fulfillment system and method: A method of operating an automated order fulfillment system for concurrently processing multiple orders, the automated order fulfillment system includes an automated storage and retrieval system having a number of storage units, each storage unit is operable to support a number of stored units, and at least one building station... Agent: Michael Best & Friedrich LLP

20090112672 - Method and arrangement for optimized maintenance of components: A method for optimizing the availability of a technical object, comprises the steps of providing a serviceable technical object; defining a service plan; defining a setpoint availability; maintaining the serviceable technical object according to the service plan; determining the actual availability of the serviceable technical object; and automatically adjusting the... Agent: Siemens Corporation Intellectual Property Department

20090112677 - Method for automatically developing suggested optimal work schedules from unsorted group and individual task lists: A method for optimizing individual and/or group task scheduling and time management is disclosed. A scheduling application may receive a list of tasks from a user, and apply a scheduling algorithm to organize the tasks into an ordered list. Once an ordered list of tasks has been created, the scheduling... Agent: Vierra Magen Marcus & Deniro LLP

20090112674 - Professional development registry system: A professional development registry system comprising a processor and a storage medium operably connected to the processor, wherein the storage medium is capable of receiving and storing data representative of a first career ladder, data representative of at least one participant, data representative of at least one scholarship request, and... Agent: Ice Miller LLP

20090112673 - Rules and workflow process integration: In one embodiment, a computer system accesses a workflow activity from among multiple workflow activities in a workflow process within a workflow process framework. The workflow process describes a procedure for performing a piece of functionality. The workflow activity includes workflow rules, where each rule includes at least one condition... Agent: Workman Nydegger/microsoft

20090112676 - System and method for cinema exhibition management: A cinema exhibition management (CEM) system exchanges data and communications between motion picture exhibitors and distributions without direct communication between any two users, all communications and cinema exhibition data passing through centralized data and web application servers. The central database server stores cinema exhibition data in a relational database to... Agent: Dts, Inc.

20090112678 - System and method for knowledge management: A system and method for knowledge management in an organization. The system and method employs an intranet site whereby members of the organization can easily and efficiently access explicit knowledge and tacit knowledge relevant to complete processes in an organization. As members of an organization communicate and collaborate with each... Agent: Grant R Clayton Clayton Howarth & Cannon, PC

20090112671 - System and method for scheduling conference resources: The present invention relates to managing and scheduling videoconferences. It introduces a novel mechanism for scheduling a virtual resource connected to an individual or a group of individuals. The virtual resource is associated to one or more conference systems in a conference management system, and an entity representing the virtual... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20090112679 - Appointment scheduling method and user interface: An appointment scheduling method and associated user interface wherein the risk of errors is decreased by displaying in different linked screens identification data of the patient and/or resource to which an action to be performed in the scheduling procedure, pertains.... Agent: Houston Eliseeva

20090112681 - Method and system for click-to-call: A method and system for establishing a connection between a sales agent and a user. A telephone connection is established by a lead generator. The sales agent is selected by the lead generator on the basis of a bid price method and is connected to the user on the basis... Agent: William L. Botjer

20090112682 - Method of arranging supplemental meeting services: A method of scheduling meetings within a calendaring system can include receiving a meeting request specifying a meeting time, at least one participant, and a supplemental meeting service to be scheduled concurrently with the meeting. A determination can be made that a supplemental meeting system is not available. Accordingly, participants... Agent: Akerman Senterfitt

20090112680 - System for interaction with celebrities: A method for commercializing a celebrity's time, comprising the steps of: defining a session for interaction with celebrity; offering the session for sale via a medium, such as the Internet; accepting an offer from a buyer and scheduling the session with the buyer such that said celebrity is obligated to... Agent: Robert G. Lev

20090112699 - Donor affinity tracking system: A donor affinity tracking system for non-profit enterprises in which information from a client donor database is combined with information obtained via a survey data acquisition system using an algebraic scoring system and information from a data-warehouse to generate customized reports and real-time results delivered via a client portal. The... Agent: Shlesinger, Arkwright & Garvey, LLP Attention: Josefine P. De Leon

20090112692 - Engine, system and method for generation of brand affinity content: An endorsed advertising engine, system and method, which includes at least one vault having media assets, a recommendation engine that matches the media assets from the vault with at least one requested creative, and a delivery engine that integrates the requested creative with the matched media assets from the vault.... Agent: Gibbons P.C.

20090112684 - Integrated service discovery systems and methods: A method of providing content to users includes, at a host computer, receiving a user-initiated request for the content. The request relates to specific service discovery-enabled media and the request includes an identifier. The method also includes using the identifier to locate the content, and providing the content to the... Agent: Townsend And Townsend And Crew, LLP

20090112688 - Method and apparatus for determining keywords for an advertising campaign: A system that for determines keywords to be used in an online advertising campaign for a merchant is presented. During operation, the system sends a request on behalf of the merchant to a user, wherein the request asks the user to search for a product or service offered by the... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090112696 - Method of space-available advertising in a mobile device: Provided embodiments include a device, apparatus, system, computer program product, and method. A provided method includes a method implemented in a mobile device having a core communication function and operable to present human perceivable content using a display surface. The method includes identifying an attention of a person with respect... Agent: Searete LLC

20090112683 - Method, system and program product for distribution of feedback among customers in real-time: A method, system and program product for providing distribution of customer feedback pertaining to an aspect of a retail environment. The method includes creating either a text, an audio or visual tag for inputting into a tool, feedback from customers using a plurality of devices, the tag including either a... Agent: Silvy Anna Murphy

20090112686 - Opportunity index for identifying a user's unmet needs: An importance rating for a survey question is received from a respondent, wherein the survey question is associated with a product feature. A satisfaction rating for the survey question is received from the respondent. An opportunity index is computed for the survey question based on the importance rating and the... Agent: Microsoft Corporation

20090112702 - Ordering items of playable content or other works: A terminal and system for sampling and ordering items of playable content prior to potential purchase, the terminal being preferably located at a retail site, comprising input means for inputting selection information, and reproduction means for replaying parts of selected items, the terminal being arranged to determine a characteristic of... Agent: Fish & Richardson P.C.

20090112695 - Physiological response based targeted advertising: Provided embodiments include a device, apparatus, electronic system, computer program product, and method. A provided electronic system includes a response sensor apparatus operable to acquire data indicative of a physiological response by a person to an advertisement. The system also includes a recognition circuit operable to generate a marketing impact... Agent: Searete LLC Clarence T. Tegreene

20090112693 - Providing personalized advertising: Provided embodiments include a device, apparatus, electronic system, computer program product, and method. A provided method includes generating a marketing impact information indicative of a physiological response by a person to an electronically displayed general advertisement. The method also includes sending the marketing impact information to an advertising-selector server. The... Agent: Searete LLC Clarence T. Tegreene

20090112697 - Providing personalized advertising: Provided embodiments include a device, apparatus, electronic system, computer program product, and method. A provided method includes generating a marketing impact information indicative of a physiological response by a person to an electronically displayed general advertisement. The method also includes sending the marketing impact information to an advertising-selector server. The... Agent: Searete LLC Clarence T. Tegreene

20090112689 - Real time voting regarding radio content: A method for remotely participating in a listener survey includes receiving survey questions on an infotainment system, where the survey questions are at least partly displayed on a display portion of the infotainment system; transmitting to the survey provider a user input response to at least one of the survey... Agent: Julia Church Dierker Dierker & Associates, P.C.

20090112698 - System and method for brand affinity content distribution and optimization: An endorsed advertising engine, system and method, which includes at least one vault having media assets, a recommendation engine that matches the media assets from the vault with at least one requested creative, and a delivery engine that integrates the requested creative with the matched media assets from the vault.... Agent: Gibbons P.C.

20090112700 - System and method for brand affinity content distribution and optimization: An endorsed advertising engine, system and method, which includes at least one vault having media assets, a recommendation engine that matches the media assets from the vault with at least one requested creative, and a delivery engine that integrates the requested creative with the matched media assets from the vault.... Agent: Gibbons PC

20090112687 - System and method for developing and managing advertisement campaigns: A system for developing and managing advertisement campaigns comprising an ad development module; a campaign development module; an inventory control module; a messaging module; a prospect event tracking module; and a central data store; wherein the campaign development module allows users to create new ad campaigns; wherein the ad development... Agent: Antoinette M. Tease

20090112701 - System and method for implementing advertising in an online social network: A system and method for integrating analytics data of user profiles within a social network with targeted ad campaigns. The system includes an advertisement targeting system that obtains analytics data of user profiles and utilizes the data to filter through the user profiles to select desired user profiles for delivery... Agent: Michaelson & Associates

20090112690 - System and method for online advertising optimized by user segmentation: An improved system and method for online advertising optimized by user segmentation is provided. A segmentation engine may be provided for segmenting a group of users by auctioned advertisements into segments of users and auctioned advertisements for serving users in a segment an ordered list of advertisements in the segment... Agent: Law Office Of Robert O. Bolan

20090112691 - System and method for scheduling online keyword auctions over multiple time periods subject to budget and query volume constraints: An improved system and method for scheduling online keyword auctions over multiple time periods subject to budget constraints is provided. A linear programming model of slates of advertisements may be created for predicting the volume and order in which queries may appear throughout multiple time periods for use in allocating... Agent: Law Office Of Robert O. Bolan

20090112694 - Targeted-advertising based on a sensed physiological response by a person to a general advertisement: Provided embodiments include a device, apparatus, system, computer program product, and method. A provided method is implemented in an environment that includes a person viewing content displayed by an electronic device, and includes generating a marketing impact information indicative of a physiological response by a person to an electronically displayed... Agent: Searete LLC Clarence T. Tegreene

20090112685 - User generated advertising: Methods, systems, and apparatus, including computer program products, in which an selections can be received, the selections including a content item (or items) and a creative item (or items) from a user. The advertisement creation engine can use the content item(s) and the creative item(s) to generate an advertisement. The... Agent: Fish & Richardson P.C.

20090112703 - User identification in the header of data packets: Several ways of identifying users and collecting demographic information and market information are disclosed, including branding a browser with a unique identification in each user request, identifying a user by his key strokes or mouse clicks, gathering demographic information using multiple data sets and by monitoring network traffic. Additionally, user... Agent: Fish & Richardson P.C.

20090112704 - Management tool for efficient allocation of skills and resources: A method for identifying a user having computer skills substantially in accordance with a predetermined skill set. The method may include identifying one or more users, identifying one or more computer skills of the user, and monitoring computer usage of the user to dynamically determine a proficiency level of the... Agent: Ibm Corp. (austin)

20090112705 - System and method for proxy voting by individual investors: A system and method for an electronic public forum to facilitate solicitation support of shareholder initiatives (e.g., for inclusion on an annual ballot or for a special vote, for instance). The public forum may be a web site provided as a service that permits individual stakeholders to view positions of... Agent: Mcguirewoods, LLP

20090112717 - Apparatus, system and method for a brand affinity engine with delivery tracking and statistics: An apparatus, system and method of implementing a computerized brand affinity engine. The apparatus, system and method include at least a plurality of computerized access points having accessible thereto a plurality of sites mentioning at least one sponsor, a categorized, hierarchical database of keywords, wherein at least the keywords falling... Agent: Thomas J. Mcwilliams Gibbons PC

20090112719 - Branded inter-personal communications: A message is received from a content provider. A selection of one or more files is received from the content provider. A page specification is received from a first entity, the page specification indicating one or more assets to be displayed in a message interface. The page specification further specifies... Agent: Fenwick & West LLP

20090112706 - Business method for compound attributes creation and marketing: A method for compound attributes creation and marketing uses multiple sales or free of charge assignation of definite rights for person's or legal entity's attributes. Compound attributes contain permanent and variable parts, which are united by single visual, virtual or sound solution as a recognizable symbol of definite design. The... Agent: Young & Thompson

20090112722 - Centralized consumer notification system: A method for providing consumers notification from an offering that vendors provide comprising the steps of providing an intermediary between consumers and vendors, wherein personal information about the consumer is provided to the intermediary, establishing desired notification parameters of the consumer, and assigning a filtered identification corresponding to each consumer.... Agent: Miller, Canfield, Paddock And Stone Robert K. Roth, Esq.

20090112714 - Engine, system and method for generation of brand affinity content: An endorsed advertising engine, system and method, which includes at least one vault having media assets, a recommendation engine that matches the media assets from the vault with at least one requested creative, and a delivery engine that integrates the requested creative with the matched media assets from the vault.... Agent: Gibbons PC.

20090112715 - Engine, system and method for generation of brand affinity content: An advertising engine, system and method of using is described. The engine includes at least one vault including a plurality of media assets, a recommendation engine that matches at least one media asset from the vault with at least one requested creative, a delivery engine that integrates the requested creative... Agent: Justin C. Allen Gibbons PC

20090112720 - Identifying and displaying messages containing an identifier: In a computerized method of identifying and displaying messages containing an identifier, where the messages are privately stored for restricted access by a user, the identifier of a document displayed in a navigation area result window is identified. In addition, the message store is scanned to identify messages containing the... Agent: Hewlett Packard Company

20090112716 - Marketing service method employing product sample: Provided is a marketing service method where manufacturers fabricate samples and exhibit the fabricated samples through a specific exhibition hall before producing and supplying products to consumers, allow the consumers to test the samples, and produce the products by reflecting demonstration effects or opinions of consumers. The marketing service method... Agent: Ipla P.A.

20090112723 - Method and device for increasing advertising revenue on public transit systems via transit scheduler and enunciator systems: A device and method for increasing revenues in a transit system is provided wherein specific localized advertising of goods and services is generated and transmitted through the announcement system of transit vehicles. The device includes a transit vehicle equipped with means to track its location and produce an audio message... Agent: Husch Blackwell Sanders, LLP Husch Blackwell Sanders LLP Welsh & Katz

20090112724 - Method and equipment for exposing an advertisement using application: The present invention relates to an advertisement display method using an application program and an advertisement management device for performing the advertisement display method. In the advertisement display method of the present invention, whether an application program is running in a terminal is determined. The application program is identified. A... Agent: Lowe Hauptman Ham & Berner, LLP

20090112712 - Method and system for the requesting receipt and exchange of information: A method of obtaining information in a specific area from at least two persons having a defined level of knowledge in that specific area. A host, upon receiving a question for information, operates a web site platform for the exchange of information using the web site to send the question... Agent: Darby & Darby P.C.

20090112707 - Method and system for using a point-of sale system to correlate transactions to a coupon database: A system and method for providing relevant coupons at the point of sale includes a process for providing relevant coupons at the point of sale whereby a coupon database is provided with at least a portion of the coupon database, and the coupon data in that portion, being associated with... Agent: Gunnison, Mckay & Hodgson, L.L.P.

20090112710 - Methods and apparatus for advertising: A method and apparatus for advertisement using printed graphic images bonded to rubber based products, such as mud flaps for vehicles and tile for flooring.... Agent: Patterson & Sheridan, L.L.P.

20090112708 - Mobile content placement reward system: The present invention is generally directed toward a system and methods of placing content, including advertising, content on a mobile device in response to an event in the operational lifecycle of the device. The event defines an opportunity between power-up and power-off when the user's attention is likely drawn to... Agent: Fish & Richardson P.C.

20090112709 - Mobile value transfer system: The present invention provides for a financial value transfer system wherein financial value can be transferred between an account associated with a mobile telephone user and a stored value card. The transfer is facilitated using an interface on a mobile telecommunications device, thereby providing greater flexibility with the use of... Agent: Fish & Richardson P.C.

20090112713 - Opportunity advertising in a mobile device: Provided embodiments include a device, apparatus, system, computer program product, and method. A provided method includes a method implemented in a mobile device having a core communication function and operable to present human perceivable content using a display. The method includes detecting an attention of a person with respect to... Agent: Searete LLC

20090112718 - System and method for distributing content for use with entertainment creatives: A creative composition engine, system and method. The creative composition engine includes at least one vault having media assets, wherein the media assets include at least one avatar and at least one environment for placement of the at least one avatar, and a receiver for receiving at least one request... Agent: Gibbons P.C.

20090112711 - Transaction product with movable member: A transaction product includes a first member, a second member and an account identifier. The first member defines a window. The second member is substantially enclosed within the first member and depicts a first image and a second image. The second member is selectively movable relative to the first member... Agent: Target Brands, Inc.

20090112721 - Value-added services engine: Systems and methods for conducting a transaction using a Value-Added Services Engine. The method initiates sending transaction information with a product identifier identifying a product associated with a transaction conducted between a merchant and a consumer to the Value-Added Services Engine. The Value-Added Services Engine is programmed to determine a... Agent: Townsend And Townsend Crew LLP

20090112725 - Errata notification for printed material: Embodiments of the present invention address deficiencies of the art in respect to errata sheet management for published documents and provide a novel and non-obvious method, system and computer program product for errata sheet notification aggregation. In one embodiment of the invention, a method for errata sheet handling in an... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090112726 - Method and system for implementing automatic auction extensions and adjustable bid increments in an electronic exchange: A method for automatic auction extension and user controlled standardized bid increment/decrement. The method is implemented in an electronic commerce exchange. The auction method implements automatic extension of an auction in response to bidding activity from auction participants. The method includes the step of setting an end time for concluding... Agent: Townsend And Townsend And Crew LLP

20090112731 - Method of licensing functionality after initial transaction: Methods for licensing functionality after an initial transaction are provided. One such method is directed to licensing after an initial transaction of a customer obtaining a supply item including the step of prompting the customer to acquire a usage license for the supply item.... Agent: Lexmark International, Inc. Intellectual Property Law Department

20090112732 - Similar auction identification system: Methods, apparatuses and systems directed to the identification of a set of auctions which are similar, or relevant, to a contemplated or model auction. In one embodiment, the similar auction identification system uses a model auction, including keywords and other information contained in a data structure that characterize attributes of... Agent: Baker Botts L.L.P.

20090112728 - System and method for small business management: Provided is a system and method for straight-through processing and integration of disparate business process information. The system includes an order intake configured to receive an order from a customer, a fulfillment processor configured to automatically fulfill an order received, an inventory tracker configured to automatically account for the fulfilled... Agent: Stevens Law Group

20090112727 - Systems and methods for cross-category wedding vendor recommendations: Systems and methods providing a list having one or more wedding services vendors. The systems and method determine a valid set of vendors based on one or more received input data. A score for each respective vendor of the valid set of vendors is determined using the received input data... Agent: Mcdermott, Will & Emery

20090112730 - Value added benefits franchising: Technical systems and related methods for accounting and bookkeeping operations in an ecommerce enterprise combining elements of both franchise and multilevel business operations are provided that allow a franchisor to establish ecommerce franchisees as direct sales agents while maintaining the accounting and bookkeeping functions within the franchisor. The accounting and... Agent: Procopio, Cory, Hargreaves & Savitch LLP

20090112729 - Wish list associated with buddy list screen name: The present invention relates to a method and apparatus for connecting wish lists to users, thus making wish lists accessible to such user attributes as buddy lists, or the equivalent. The invention attaches a wish list to an instant messaging name and therefore makes it available to all persons on... Agent: Glenn Patent Group

20090112735 - Content service marketplace solutions: Techniques for providing an integrated content marketplace for software content services are described herein. According to one embodiment, multiple categories of application content are displayed, each category including content items to be browsed and each of the content items selectable to be deployed in an enterprise application. In response to... Agent: Sap/bstz Blakely Sokoloff Taylor & Zafman LLP

20090112734 - Content service operational models: Techniques for providing software as a service for enterprise entities are described herein. In one embodiment, a first interface is provided to allow a client to browse over a network a plurality of standard content to be selected to use in one or more software applications used by the client,... Agent: Sap/bstz Blakely Sokoloff Taylor & Zafman LLP

20090112733 - Method and apparatus for a retail in-store bidding system: This invention proposes a new retail approach supported by a system (a process and an apparatus) featuring a series of new capabilities that change the basic retail paradigm where, by utilizing this new approach, the seller and the buyer interact via a new system where the buyer “proposes” (bidding) a... Agent: Gabriel Horowitz

20090112736 - Method of marking and searching designated home sites on the internet: An Internet based system for distributing items from a source, such as goods, services or information, includes several websites associated with vendors for the items. Vendors that are authorized by the source of the item use a tag on the website indicative of such authorization. The tag is preferably included... Agent: Gottlieb Rackman & Reisman PC

20090112739 - Product management system and methods: Product supply management system and methods are provided. The system and methods are typically adapted to be used with the manufacture, distribution and sale of programmable electronic devices. The method generally comprises the tracking of each programmable device through each participant in the supply chain, from the manufacturer to the... Agent: Brouillette & Partners

20090112738 - Service management method, product-in-circulation to which the same is applied, service management device, service management network system, service management program, and computer readable program product with the program stored thereon: According to a service management method to supply products-in-circulation to service receivers, a service management system is built that enables the service provider to manage whether the service receivers are using those products-in-circulation delivered from the service provider in an authorized manner. This provides a reasonable service whereby the service... Agent: Edwards Angell Palmer & Dodge LLP

20090112737 - Supply and demand management of intelligent assets: A computer-performed method of managing supply of and demand for a plurality of assets. A demand is received via a communications network. Based on the demand, one or more intelligent elements are queried via the network, each intelligent element being hosted by a corresponding asset. One or more replies to... Agent: Harness Dickey & Pierce, PLC

20090112740 - Charity auctions on social networks: Methods, systems, and apparatuses for performing a fundraising campaign are provided. A charity is determined to receive contributions from a plurality of entities. With regard to the charity, contribution constraints are received from each entity of the plurality of entities. The contribution constraints for an entity may include a contribution... Agent: Fiala & Weaver, P.l.l.c. C/o Cpa Global

20090112742 - Communication control method in connection-oriented communication, related transfer device, and billing management device: A gateway server 40, in the case that discontinuation of TCP Connection A between a portable phone 10 and gateway server 40 is detected when gateway server 40 is relaying HTTP communication between portable phone 10 and a content server 70, maintains TCP Connection B1 between a billing management server... Agent: Ntt Mobile Communications Network I/bhgl

20090112741 - Method and system of generating audit procedures and forms: The present invention provides a computer-implemented method for automatically generating and placing documents associated with a tax and accounting related engagement, for example assessing risks associated with an audit. A user is presented with a plurality of audit items and a set of risk levels associated with the audit items... Agent: Valenti, Hanley & Robinson, PLLC

20090112743 - System and method for reporting according to eu vat related legal requirements: A system and method for reporting according to the EU VAT related legal requirements and, in the preferred embodiment, within SAP environment is described. Because the report will aid in legally required reporting for EU VAT, it will also aid in the avoidance of penalties that may be legally imposed... Agent: Hoffman Warnick LLC

20090112744 - System, method, and computer-readable medium for mobile loan acquisition: A system, method, and computer-readable medium that facilitate mobile acquisition of a loan are provided. A mobile loan system may communicatively interface with a financial institution that provides loans to mobile subscribers. A credit evaluation provider may evaluate the credit worthiness of the mobile terminal user based on a payment... Agent: Haynes And Boone, LLPIPSection

20090112746 - Method and apparatus for monitoring and verifying a transfer of financial settings: One embodiment of the present invention provides a system that monitors and verifies a transfer of financial settings. During operation, the system receives a request to transfer a set of financial settings from an initial account to a destination account. In response to the transfer request, the system transfers the... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090112747 - System and method for processing multiple methods of payment: Financial transaction data comprising payment on any one of multiple financial transaction types are processed with an adapter layer that receives an incoming data message relating to a financial transaction initiated by a payer and operates on the incoming data message to produce adapted data relating to the financial transaction,... Agent: Townsend And Townsend Crew LLP

20090112745 - Technique for reducing phishing: Embodiments of a system that performs authentication during a financial transaction are described. During operation, this system asks a prospective customer a subset of questions from a set of questions, where the subset of questions has a probability of being different from those asked while previously or subsequently asking questions... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090112748 - Transaction product with electrical circuit: A transaction product includes an enclosure, an account identifier and an electrical circuit. The enclosure defines an aperture. The account identifier is at least one of connected to or enclosed within the enclosure and links the transaction product to an account or record. The account identifier is machine readable. The... Agent: Target Brands, Inc.

20090112773 - Automated private financing network: A computerized and networked system and method empower individuals and businesses to obtain private financing from qualified investors by offering risk diversification and investment liquidity. In addition, progress of the individuals and businesses is monitored to ensure their compliance with the business plans submitted to the investors. Furthermore, suspicious activities... Agent: Fulbright And Jaworski LLP

20090112776 - Solutions server: Method and system for providing solutions to problems including generating problem definitions for problems, receiving environmental information required for generating solutions for the problems, generating solutions for the problems dependent upon the environmental information and the problem definitions, and communicating solutions to clients before the solutions are disclosed. A solution... Agent: Conley Rose, P.C. David A. Rose

20090112775 - System and method for assigning responsibility for trade order execution: An embodiment of the present invention provides a system and method for a sponsoring organization to: (1) utilize a rules-based computer system to capture trade orders from sub-advisors (money management firms) in order to implement a pre trade compliance review process, thereby enabling the sponsoring organization to prevent the execution... Agent: Paul, Hastings, Janofsky & Walker LLP

20090112774 - Systems and methods for portfolio analysis: In one aspect, the invention comprises a computer-implemented method comprising: (i) electronically receiving data describing one or more risk factors driving volatility of each of a plurality of securities comprised in a specified portfolio; (ii) for each of the plurality of securities, categorizing each of the risk factors as a... Agent: Lehman Brothers Inc. C/o Morgan, Lewis & Bockius, LLP

20090112751 - 2-phase auction design and implementation: A system and method for implementing and conducting a 2-phase clock and sealed-bid auction for a multi-part product includes more than one remote computer stations connected to a network, a web server to receive and store bid information and auction parameters. The web server can include application software configured to... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090112750 - Concisely expressed combinatorial auction problem solving method: In a method of determining an optimal allocation in a combinatorial auction, a plurality of bids is received. Each bid includes a plurality of sub bids. Each sub bid includes either one good and a price associated with the good or a logical operator logically connecting at least two child... Agent: The Webb Law Firm, P.C.

20090112749 - Dynamic web-based content brokerage and revenue system: Systems and methods are disclosed for brokering media content or segments created by media creators for use by licensees on a website or webpage of the licensees. The media creators upload their media to a hosting database via an account, and potential licensees bid for the right to be a... Agent: Seyfarth Shaw LLP

20090112753 - Application processing and decision systems and processes: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20090112752 - Distributed scoring of data transactions: A data transaction is associated with a plurality of remote data sources so that a score may be generated that characterizes the transaction. The remote data sources are polled to obtain partial scores which can be used by a decisioning system to score the transaction. In some implementations, different scoring... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090112755 - Method and system for on-line agency disbursement management of expenses for intellectual property rights: The present invention provides a method and system for on-line agency disbursement management of expenses for intellectual property rights. A payment management website is built-into a host computer and linked to Internet by the business terminal. The payment management website includes a login module, so that the client can log... Agent: Egbert Law Offices

20090112756 - Method and system for processing negotiable instruments: A method and system for processing information is provided. A negotiable instrument may be scanned to determine a first amount and a second amount. A comparing module compares the first amount to the second amount, and a value for the negotiable instrument is determined based on the amounts. The value... Agent: Steptoe & Johnson LLP

20090112757 - Mobile device including computer readable medium suitable for tax processing and currency conversion: Systems and methods of converting transactions to a new currency and tax processing based on the location of the mobile communication device. The systems and methods send transaction information including a transaction amount associated with a transaction conducted between a merchant and a consumer at an access device, to a... Agent: Townsend And Townsend Crew LLP

20090112754 - Systems and methods for verifying identities: A method for verifying the identity of one party on behalf of another party is provided. The method includes providing a money-transfer system and a communication system that communicates with the money-transfer system; receiving at the money-transfer system from the first party certain verification criteria for confirming the identity of... Agent: Townsend And Townsend And Crew, LLP

20090112759 - Accumulated transactions: A system and method of terminating a transaction between a merchant and customer are disclosed.... Agent: Meyertons, Hood, Kivlin, Kowert & Goetzel, P.C.

20090112760 - Payment handling: Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090112758 - Systems and methods for measuring utilized generation of at-premise renewable power systems: A computer processor implemented method of measuring utilized generation of at least one at-premise power system to a consumer, the method comprising the steps of; providing at least one at-premise renewable power system, at least one meter in communication with at least one said at premise renewable power system and... Agent: Meredith & Keyhani, PLLC

20090112762 - Method for funding a charity using a prepaid card: A method of charity funding, using prepaid cards. A winner of a charity lottery is provided with a prepaid card having, as an initial balance, the lottery winnings. As part of the card activation process, the winner is asked whether they would like to donate all or part of their... Agent: Ridout & Maybee LLP

20090112763 - Methods and systems of controlling activities of financial accounts: Embodiments describe a method and a system to control activities of a financial account. A holder of the financial account may be restricted to transact only with a first set of merchants. The holder of the financial account may be prohibited from transacting with a second set of merchants. The... Agent: Schwegman, Lundberg & Woessner/ebay

20090112761 - Transaction product with memory: A transaction product includes a memory, a housing, an electrical connector and an account identifier. The housing encloses the memory. The electrical connector is securely electrically coupled with the memory and is configured to be selectively received by a socket of a computing device such that the computing device can... Agent: Target Brands, Inc.

20090112764 - Method and system for providing financial security in a 1031 exchange: Systems and methods of financial security system for a 1031 exchange are discussed to address security concerns that exchange proceeds may be misappropriated without the authorization of the taxpayer client by implementing authorization and verification processes. The 1031 exchange begins with a specific taxpayer client (TP) when the Qualified Intermediary... Agent: Perkins Coie LLP

20090112766 - Device including multiple payment applications: Embodiments of the invention are directed to a method, a system, a device and a computer-readable media for selecting one or more payment application at the point-of-sale and using the select one or more payment applications to conduct a transaction. One embodiment is directed to a method for automatically selecting... Agent: Townsend And Townsend Crew LLP

20090112767 - Escrow system and method: A system and method for conducting purchasing transactions using escrow. A central processing entity secures the terms to a purchasing transaction on behalf of the various parties to the transaction. Once the terms of the purchasing transaction are agreed upon, the central processing entity holds any funds used in the... Agent: Townsend And Townsend Crew LLP

20090112768 - Payment transaction using mobile phone as relay: Systems and methods of conducting a payment transaction using a mobile phone as a relay. The systems and methods receive transaction information associated with a transaction at a mobile communication device from a merchant. They send the transaction information with the mobile communication device to an issuer associated with the... Agent: Townsend And Townsend Crew LLP

20090112765 - System and method for validation of transactions: A financial institution may flag suspicious transactions that are conducted using an NFC-enabled mobile phone. The account holder establishes a second PIN that is separate from the primary PIN used by the customer to authenticate transactions. When a transaction is flagged, a message is sent to the customer at the... Agent: Townsend And Townsend And Crew, LLP

20090112770 - Method for generating a context of medical data for medical treatment: A method for making accessible to a peer from a plurality of peers in a network items of medical data owned by an agent, the method comprising interfacing with a context of medical data, the context of medical data having at least one reference to contextual items of medical data,... Agent: Siemens Corporation Intellectual Property Department

20090112769 - Systems and methods for remote patient monitoring: A method according to one aspect of the present invention includes receiving patient information, analyzing the patient information to identify a condition for the patient, and formatting a report based on the patient information and the patient condition. Embodiments of the present invention may be used to monitor any appropriate... Agent: Squire Sanders & Dempsey LLP

20090112771 - End user license agreements associated with messages: A message that includes an end user license agreement is received at a client from a service in a distributed computing system. The client determines whether to accept the end user license agreement. The message is processed if the end user license agreement is accepted.... Agent: Daniel E. Ovanezian Blakely, Sokoloff, Taylor & Zafman LLP

20090112772 - Method and system for implementing catalog inventory auctions in an electronic exchange: An auction method for specifying catalog contents for packaging and pushing to an electronic auction. The auction method is implemented in an electronic commerce exchange. The auction method includes the steps of specifying catalog contents for packaging for an auction operation hosted on the electronic exchange. Initial terms for the... Agent: Townsend And Townsend And Crew LLP

20090112777 - Method of providing variable subscription-based access to an emergency shelter: At least two types of consideration-based private civil security subscriptions are accepted (105) from subscribers with respect to providing civilly-catastrophic event based access to secure emergency shelters. Access to the shelters is then selectively provided (110) for authorized beneficiaries of the subscribers based at least in part on the type... Agent: Fitch Even Tabin And Flannery

20090106037 - Electronic book locator: An electronic book locator can be a hand-held or a mounted device for locating or cataloguing books. One or more images of book spines can be processed using character recognition methods to electronically recognize book identification information appearing on the book spine. Locations of books in a book storage area... Agent: Klarquist Sparkman, LLP

20090106039 - Franking system with a verified distribution point: A method of franking a mailpiece that is to be put into a letter box associated with a mail-receiving office, including, in a portable communications device of a sender of the mailpiece, firstly an operation of inputting an identifier of said letter box, and secondly an operation of transmitting the... Agent: Sughrue Mion, PLLC

20090106038 - Information system including management server and support server: A support server 31, when notifying a sales management server 23 of identifying information unique to a personal computer 5 together with user identifying information, includes means receiving component identifying information of components included in the personal computer 5 identified by the identifying information unique to the personal computer from... Agent: Staas & Halsey LLP

20090106043 - Method and system for identifying people who are likely to have a successful relationship: The functions and operations of a matching service are disclosed. This includes approximating the satisfaction that a user of the matching service has in the relationships that the user forms with others and identifying candidates for a relationship with the user based on the approximated satisfaction. This also includes approximating... Agent: Van Pelt, Yi & James LLP

20090106036 - Method and system for making automated appointments: Methods and systems for scheduling vehicle service appointments from a remote site via an onboard system are provided. For example, there is provided a method for broadcasting vehicle event information to a plurality of vehicles that can include product update information and vehicle maintenance reminders. The user is able to... Agent: O''melveny & Myers LLP Ip&t Calendar Department La-13-a7

20090106035 - Method, system and device for enabling the public to access organizations' directories: A real-time directory access system provides the public with information of interest of an organization, and enabling mobile personal communication devices to access the organization's information of interest and to interactively communicate with the organization. This system includes an organization's central data server, a plurality of branch data servers for... Agent: Akerman Senterfitt

20090106033 - System and method for estimating a shipment delivery date: An estimated delivery date model determines an estimated delivery date for a shipment of a product to a consumer. For example, a built-to-order information handling system shipped through plural shipping providers has an estimated delivery date determined to provide early notice of the shipment to the consumer. The delivery date... Agent: Hamilton & Terrile, LLP

20090106034 - System and method for making third party pickup available to retail customers: Third party pickup for an ordered item is made available to a customer by authenticating the identity of the customer. The identity of the customer is authenticated by retrieving information associated with the customer from a public record; posing a question to the customer based upon the retrieved information; receiving... Agent: Greenberg Traurig, LLP

20090106040 - System and method for synchronous recommendations of social interaction spaces to individuals: A system and method for recommending a social interaction space to an individual are disclosed. Real-time information about users and a social interaction environment are gathered. A real-time, general model of the social interaction environment, including social interaction space states, trajectories, and rhythms, is created, as well as real-time profiles... Agent: Mccarter & English , LLP Stamford Office

20090106042 - System for product authentication by mobile phone: An authentication system enabling a customer to verify the authenticity of a product in a foolproof, secure and simple manner. plurality of secret sets of numbers is generated, each set comprising a challenge portion and a response portion. These sets are stored on a remote server. Each set is associated... Agent: Daniel J Swirsky

20090106041 - Systems and methods for the prevention of extended utility theft: Systems, methods, and computer program products for identifying utility theft include a property management system operable to receive tenant data associated with a property. A service provider in communication with the property management system receives the tenant data from the property management system via a network such as the Internet,... Agent: Sutherland Asbill & Brennan LLP

20090106044 - Health management system for people and pets: A system, apparatus and method for simultaneously managing health of different individuals and pets over a network are provided. The present invention provides a strategy to motivate an individual to exercise. In one embodiment of the invention, the pet is being used as a means of monitoring the pet-owner's compliance... Agent: Health Hero Network, Inc.

20090106047 - Integrated solution for diagnostic reading and reporting: A method, a computer program product and a system are disclosed for producing a medical report. In at least one embodiment, the method includes provisioning medical examination data in a display context which has been selected from a multiplicity of display contexts; capturing diagnosis data which relate to the selected... Agent: Harness, Dickey & Pierce, P.L.C

20090106048 - Layers in the appointment book: A method and a scheduling system are disclosed for processing medical scheduling data which relates to the job planning for a medical appliance and of which each scheduling data item is associated with a data level. In at least one embodiment of the method a data level association is determined... Agent: Harness, Dickey & Pierce, P.L.C

20090106046 - System and method for utilizing incentives to promote patient education and compliance: The invention generally relates to a system and method for utilizing incentives to promote patient education and compliance. More particularly, the present invention provides a user-accessible website in which various rewards are provide to a patient upon completion of various education and other health-related tasks in order to promote education,... Agent: Loeb & Loeb, LLP

20090106045 - System and method of transmitting emergency condition using wireless sensor network: The present invention relates to a system and method of transmitting an emergency condition using a wireless sensor network that transmits a user's emergency condition using a wireless sensor network. A wireless sensor network communication device integrated with a biological sensor is attached to a user's body in order to... Agent: Ampacc Law Group

20090106050 - Bioinformation input/output device, bioinformation presenting device, bioinformation input/output method, and computer program: A bioinformation input/output apparatus comprises bioinformation storage means for storing bioinformation in association with a user or users, device information storage means for storing a device(s) in association with the user or users, and bioinformation output means for reading bioinformation stored in the bioinformation storage means and outputting the bioinformation... Agent: Birch Stewart Kolasch & Birch

20090106049 - Biomedical feedback method and system: A feedback method and system. The method includes a computing system identifying a user. A biomedical feedback software application is enabled for the user. The biomedical feedback software application in the computing system monitors a first group of current biomedical characteristics of the user. The feedback software application analyzes the... Agent: Schmeiser, Olsen & Watts

20090106051 - System and method for enhancing organizational efficiencies to deliver health care in an ambulatory health care setting: The invention is a system and method for managing patient care workflow, staff and resource allocation in real time in an ambulatory health care (clinic) setting providing the clinic with improved operating efficiencies. The system can stand alone or integrate seamlessly with enabling Electronic Health Record (EHR) applications by presenting... Agent: Black Lowe & Graham, PLLC

20090106054 - Clinical data evaluation and scoring for non clinical purposes such as business methods for health insurance options: A method of doing business is disclosed for the sale of insurance options. An individual is assigned a Health Risk Score (HRS); in a preferred embodiment, the HRS is determined by using an automated case-based method for assessing risk. The individual may then purchase an option for insurance coverage that... Agent: Fleit Gibbons Gutman Bongini & Bianco Pl

20090106052 - Computerized acquisition and compilation of vehicle accident information: Vehicle accident information is collected at the scene of an accident utilizing a portable communication device having a user interface and a digital camera. A user loads an application onto the user interface of the portable communication device, displaying instructions for collecting accident information and instructs the user to record... Agent: Greenberg Traurig LLP (la)

20090106053 - System and method for processing payroll related insurance premiums: A computer process for determining an insurance premium comprises: validating username/passwords; receiving payroll data asynchronously or scheduled in real time; extracting payroll data required for premium determination; detecting the presence or absence of fraud related to the payroll data; applying state jurisdictional inclusion and exclusion rules applicable to workers' compensation... Agent: HowardIPLaw Group

20090106055 - Computer network based universal reservation system: A computer network based universal reservation system (CNBURS) that enables clients to schedule reservations for services provided by service providers. In one embodiment the CNBURS includes a single universal reservations processing center (URPC), one or more service offering systems (SOSs) and one or more marketplaces. The URPC receives service offers... Agent: Marsh, Fischmann & Breyfogle LLP

20090106056 - Universal business to media reservation system: A computer network based universal reservation system (CNBURS) architecture that enables reservations between one or more service providers and one or more customers relating to offers of services by the service providers. In one embodiment, the architecture of the CNBURS includes a scheduling agent system, one or more service offering... Agent: Marsh, Fischmann & Breyfogle LLP

20090106058 - Assessing ad value: A system is provided for assessing an effectiveness of online advertising by recording the context in which each advertisement is provided and tracking whether each advertisement resulted in a consumer response. When a request for an online advertisement is received, a unique code, which can be utilized to redeem a... Agent: Yahoo! Inc. C/o Darby & Darby P.C.

20090106062 - Employee performance return on investment: An Employee Performance Return on Investment (EP-ROI) tool helps a customer decide where to make investments in workplace design features to optimize employee performance and, thus, maximize the impacts on the financial productivity of the organization. The EP-ROI tool considers many factors in illustrating the impact on predicted business outcome... Agent: Brinks Hofer Gilson & Lione

20090106059 - Executive reporting: Providing for generating an executive report of business or personal activity is described herein. By way of example, such executive report can identify a change and related cause with respect to a prior report. As a particular example, an inference engine can receive an activity report and reference prior reports... Agent: Amin, Turocy & Calvin, LLP

20090106060 - Method and apparatus for determining capital investment, employment creation and geographic location of greenfield investment projects: A Project Size Estimation and Triple Weighted Location Assessment Model to estimate the capital investment, employment creation and to determine the highest quality geographic location for a Greenfield investment project, based on algorithms that firstly calculate and apply capital and employment intensity and average project size ratios to estimate capital... Agent: Mark D. Saralino (general) Renner, Otto, Boisselle & Sklar, LLP

20090106065 - Process for automatically handling electronic requests for notification of unsolicited commercial email and other service disruptions: A system and method for automatically processing and responding to large volumes of customer requests regarding Unsolicited Commercial Email (UCE) and other service disruptions. The process combines manual and automated steps, and includes routing, filtering, aggregating, validating, ticketing, custom and automated responses, tracking, analyzing, and closing each validated request. The... Agent: Verizon Patent Management Group

20090106061 - Progressive vendor data management and verification in a multi-node supply network: Embodiments of the present invention address deficiencies of the art in respect to product data sharing in a multi-node supply chain and provide a method, system and computer program product for progressive vendor data management and verification in a multi-node supply chain. In one embodiment of the invention, a method... Agent: Carey, Rodriguez, Greenberg & Paul, LLP Steven M. Greenberg

20090106063 - Relational logic management system: In one aspect, the invention relates to a method to propagate relations between a first rule set and a second rule set wherein the first and second rule sets are invoked by a common workflow model. The method includes tracing paths forward through the workflow model from the first rule... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090106066 - System and method for automating integration of semiconductor work in process updates: WIP status updates, as received from semiconductor manufacturing suppliers, is converted to transactions. In one approach, supply chain events, for example lot splits, lot merges, and lot scrap, are identified based on previous lot statuses and current lot statuses from the WIP status update. Identified events are interpreted as transactions,... Agent: Fenwick & West LLP

20090106064 - System and method for reduction of cost of ownership for wireless communication networks: Systems and methods to assist wireless telecom service providers to determine the optimal core network evolution plan in a network planning time period. Total cost of ownership of wireless core networks is generally modeled to include capital expenditure, customer acquisition and retention cost, network operational cost and staffing and engineering... Agent: Slater & Matsil, L.L.P.

20090106057 - Two-leg multilevel marketing organization construction system: A first unidirectional leg extending from immediate lower right and life positions to the position of an upper level member, referred to as a first referrer leg 5 or a second referrer leg 6, is provided for the upper level member, and legs extending in the other direction, which are... Agent: Norris, Mclaughlin & Marcus, P.A.

20090106072 - Associating assets with agreements: Method and apparatus for associating assets with an agreement, where the assets are typically equipment or machinery and the agreement is typically a service contract. When assets are sold or leased, service is often an important part of the transaction. A user is presented with a sequence of operations in... Agent: Campbell Stephenson LLP

20090106073 - Business to media reservation business process: A process of developing a computer network based universal reservation system. In one embodiment, such a process includes the steps of obtaining a service interface broker, providing a service offering system that a service developer wants included in the computer network based universal reservation system with functionality of the service... Agent: Marsh, Fischmann & Breyfogle LLP

20090106074 - Business to media reservation standard: A business to media (B2M) reservation standard provides for the visualization and reservation of various resources, simultaneously, in real time, and over multiple analog and digital media in multiple analog and digital marketplaces. The B2M reservation standard describes a business environment which may involve four roles (clients, marketplace suppliers, the... Agent: Marsh, Fischmann & Breyfogle LLP

20090106069 - Counter management apparatus: A counter management apparatus of the present invention issues a numbered ticket based on an input operation made by a customer and calls a customer to a counter, and includes: an input unit that receives an input of authentication information on a counter clerk who performs a predetermined transaction at... Agent: Nixon & Vanderhye, PC

20090106071 - Goal achievement manager: The present invention relates to a method for controlling, planning, managing and enhancing the progressive achievement of user's future goals. The method allows for comparing and interpreting life-event data provided by the user in connection with his or her expected future achievements within a specific timeframe. It also enables ecommerce... Agent: Rextide, Inc

20090106075 - Methods and apparatus for estimation of project schedules: One embodiment of the invention is directed to automatically extending a task in a project schedule. If certain information items associated with a task are not specified, the scheduled completion time for a task may be automatically extended under the assumption that if these information items are unknown, the task... Agent: Wolf Greenfield (microsoft Corporation) C/o Wolf, Greenfield & Sacks, P.C.

20090106070 - Online advertisement effectiveness measurements: Methods, systems, and apparatus, including computer program products, in which evaluation versions of advertisements are generated and served in different contexts. Based on received evaluation results, engagement rates, brand linkage and advertisement effectiveness measures are generated for each of the different contexts and for an overall context.... Agent: Fish & Richardson P.C.

20090106067 - Schedule optimization system and method: A system for scheduling events is provided. The system includes a schedule system generating schedule data for an organization, such as a sports team associated with a school or university. Means for modifying the schedule data allows a user to identify a date, time, opposing team and location, such as... Agent: Mr. Christopher John Rourk Jackson Walker LLP

20090106076 - System and method for a time sensitive scheduling data promotions network: Communications network based passive delivery of relevant and desired promotional content and time sensitive scheduling data to an entity is described. Promotional content is targeted based on targeting criteria. Promotional content based on the targeting criteria is distributed via the passive delivery communications network. Promotional content aggregated as part of... Agent: David Lewis

20090106068 - System and method for resiliency planning: A method and a system for efficiently planning resiliency in a work environment based on resiliency parameters for a given definition of service, determining a best allocation plan with resources allocated, and allocating a resource request in a best allocation plan to the requesting source to perform the definition of... Agent: Frederick W. Gibb, Iii Gibb Intellectual Property Law Firm, LLC

20090106079 - Executive field service task start to finish: Method and apparatus for completing a field service activity, where the field service activity typically involves providing on-site service for equipment or machinery. A user is presented with a sequence of operations in order to streamline the process of completing a field service activity. The user enters data and proceeds... Agent: Campbell Stephenson LLP

20090106077 - Facilitating in-transit meetings using location-aware scheduling: Methods and apparatus, including computer program products, implementing and using techniques for facilitating in-transit meetings between users. Transit information is received for several users. The transit information for at least some users is compared. If an opportunity for an in-transit meeting between at least two users is detected when comparing... Agent: Mollborn Patents, Inc.

20090106078 - System for selecting demands for and supplies of subcontracting and matching: f) Selecting the identifications) of a supplier for the purpose of allowing coordination, whereby each sub-contracting demand is made in response to an open and evolving selection process allowing multiple choices per category, and each sub-contracting supply is made in response to a closed and sequential selection process that allows... Agent: Young & Thompson

20090106089 - Content selection using periodically changing information: A method of providing electronic content to an electronic device by determining that an electronic device meets a proximity threshold with respect to a location. Electronic content is selected based upon periodically changing information about the location or based on one or more probable demographics of people present at the... Agent: Dla Piper LLP (us )

20090106087 - Contextual auction bidding: Methods, systems, and apparatus, including computer program products, in which contextual bids for an auction are provided for advertisement requests for presentation of an advertisement in an identified context. Each contextual bid is based on an effectiveness measure associated with a corresponding advertisement and the identified context. Each corresponding advertisement... Agent: Fish & Richardson P.C.

20090106083 - Determining a stop from a layover in a multi-stop itinerary: To determine if an intermediate stop in a multistop travel itinerary is a layover or an intermediate destination, a passenger utility value is calculated for the intermediate stop and the passenger utility value for the intermediate stop is compared to a passenger utility for a layover. The intermediate stop is... Agent: Baker & Hostetler, LLP For Boeing Company

20090106081 - Internet advertising using product conversion data: Methods and apparatus for determining the effectiveness of web pages are described. For each of a plurality of conversion points corresponding to a particular product or service, a plurality of paths leading to the conversion point are determined. Each of the plurality of paths leading to the conversion point includes... Agent: Beyer Law Group LLP/yahoo

20090106084 - Market surveying: A Consumer Research Survey Management Apparatus comprising: a Survey Management Console interfaced with a Survey Participant Response Machine through which results of survey participation are collected and processed, and a method for holding surveys using the Consumer Research Survey Management Apparatus. The method comprises the steps of authoring a survey... Agent: Townsend And Townsend And Crew, LLP

20090106088 - Method and device for storing and accessing personal information: Basic personal data of an individual is stored as different data files based on content or intended use. The selection of personal data for inclusion in a data file may be performed in accordance with service provider requests or by the end user, preferably with the assistance of templates. Each... Agent: Morgan & Finnegan, L.L.P.

20090106090 - Method, apparatus, and system for presenting three-dimensional shopping destinations through an electronic information distribution system: Some embodiments provide a method of electronic shopping through a computer network. The method presents, on a display of a computer system, a three-dimensional scene that represents a shopping destination. The three-dimensional scene includes multiple selectable objects and multiple non-selectable objects. The method also allows a user of the computer... Agent: Adeli & Tollen, LLP

20090106091 - Referential interface to enable commercial interaction between entities: A system, method and program product is provided for establishment of a referential interface between business entities such as manufacturers and distributors in a computerized marketplace. The interface allows commercial interaction between two potentially geographically and technologically disparate systems. The interface is established through definition and then deployment of a... Agent: Ibm Corp. (wsm) C/o Winstead Sechrest & Minick P.C.

20090106085 - Social networking interactive shopping system: The social networking interactive shopping system includes a portable wireless user interface for use by a store customer when shopping. A merchant server is provided, the server having market survey, advertising, promotions, security, social networking services, web server capability, a quantitative prediction modeling system predicting behavior of the customer, a... Agent: Litman Law Offices, Ltd.

20090106080 - System and method for managing a survey for a community development asset: A system and method to manage a survey for a community development asset. The system includes a response repository, a sampler, a respondent profile filter, and an inference generator. The response repository stores a plurality of survey responses from survey respondents about a community development asset. The sampler selects a... Agent: HolmanIPLaw/ibm Rsw

20090106082 - System and method to facilitate targeted advertising: A method to facilitate targeted advertising can include receiving a plurality of schedule files that include scheduling information for at least one respective advertising media asset. Target attribute data is associated with each of the plurality of schedule files to identify at least one characteristic of an intended target audience... Agent: Tarolli, Sundheim, Covell & Tummino L.L.P.

20090106086 - Systems and methods for planning, estimating and billing advertising impressions: The present invention relates to systems and methods for determining the number advertising impressions delivered by advertisements. The present invention also relates to systems and methods for planning and billing advertising. Herein are disclosed a variety of measures, estimates, and indexes that may be used to improve the accuracy of... Agent: Kirton And Mcconkie

20090106092 - Electronic voting system and method of voting: e

20090106098 - Affiliated advertising widget: A method of advertising includes providing a widget to an affiliate. The widget includes a link to a first network accessible location of an advertiser, and is configured to be placed on a second network accessible location of the affiliate. An affiliate identifier is associated with the widget. An identification... Agent: Foley & Lardner LLP

20090106094 - Auctioning and advertisement placement system: A service station advertising display system that allows users locally at the service station and remotely to request, upload, purchase and bid on advertising display time for displays located in the service station environment. Displays may be located on fuel dispensers or other locations proximate to where customers interact for... Agent: Nelson Mullins Riley & Scarborough, LLP

20090106109 - Business to media transaction standard: A business to media (B2M) transaction standard provides for the visualization of, and transactions of wares, simultaneously, in real time, and over multiple analog and digital media in multiple analog and digital marketplaces. The B2M transaction standard describes a business environment which may involve four roles (buyers/clients, marketplace suppliers, the... Agent: Marsh, Fischmann & Breyfogle LLP

20090106103 - Click conversion score: A Click Conversion Score (CCS) is a tool to provide a new “Ad-Exchange” for connecting Publishers and Advertisers in the Pay-per-Click advertising market. The CCS provides checks and balances into the Ad-Exchange by assessing the quality of traffic each Publisher provides Advertisers using an adaptive, multi-dimensional profiling system. This assessment... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090106115 - E-coupon settlement and clearing process: A system that automates the clearing and settlement of electronic coupons (E-Coupons) by leveraging existing technologies and enabling E-Coupon redemption at any merchant having electronic funds transfer (EFT) capabilities, such as credit/debit card acceptance. The system reduces opportunities for fraud, reduces or eliminates the need for manual clearinghouse counting and... Agent: Boyle Fredrickson S.c.

20090106113 - Internet publishing engine and publishing process using ad metadata to deliver ads: Methods are provided for displaying advertising content to a user in an on-line environment using ad metadata. In accordance with a general embodiment, a set of brand rules is created for the display of brand advertising content in the on-line environment. Similarly, a set of general advertising rules is created... Agent: Stallman & Pollock LLP

20090106106 - Method and apparatus for transmitting and receiving ip-based two-way advertisement: Provided is a method of transmitting and receiving a two-way advertisement. The method is performed separately from a broadcasting being received by a client. When the client calls for the two-way advertisement, an Internet Protocol (IP)-based two-way advertisement receiving apparatus of the client requests and receives the two-way advertisement from... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090106114 - Method and system for controlling advertisement playing and playing advertisements in group sessions: A method for controlling advertisement play in a group session disclosed herein includes: obtaining an address of an advertisement service platform corresponding to a group member and parameters of an personalized advertisement of the group member; sending to the advertisement service platform an indication message of playing the advertisement according... Agent: Brinks Hofer Gilson & Lione

20090106110 - Method and system for promoting and transferring licensed content and applications: In accordance with the invention, digital content is able to be better promoted on mobile phones and other electronic devices. The digital content and/or references to the digital content are stored on a server device which is accessible by the mobile phones or electronic devices. In operation, a user of... Agent: Haverstock & Owens LLP

20090106093 - Method and system for publishing media content: Systems and methods have been developed for manipulating media assets in a networked computing environment where processing power, bandwidth and/or storage capacity may be limited.... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20090106111 - Method for mobile device application advertisement information collection: A method for obtaining demographic and/or preferences information for the display of targeted advertisements into applications on mobile platforms. The described method has advantages of directly connecting the collected demographic information and preferences to the application in question and allowing any type of demographic or preference information to be requested... Agent: Todd Walk

20090106100 - Method of digital good placement in a dynamic, real time environment: A method and system for advertising selection, placement management, payment and delivery in a dynamic, real-time environment wherein the production, listing, procurement, payment, real time management, re-allocation and financial settlement of all types of digital advertising mediums, with optional automated delivery for advertisement and messaging for such ads is performed.... Agent: Cohen, Pontani, Lieberman & Pavane LLP

20090106097 - Method of promoting charities using customized jewelry: The present invention involves a method of promoting a cause of any charity or cause via personalized jewelry. The method comprises the following steps: (1) creating a personal jewelry item incorporating an intriguing generic symbol not associated with any specific organization; (2) providing said jewelry item to a person who... Agent: Trojan Law Offices

20090106105 - Methods and systems for providing targeted advertisements over a network: Methods and systems are provided for providing targeted advertisements over a network, and in particular to methods and systems for selecting and delivering employment advertisements to prospective employees over a network. In general, the methods and systems can allow an employer to identify and recruit qualified talent they cannot easily... Agent: Nutter Mcclennen & Fish LLP

20090106095 - Navigator with dataform decoder: A navigation system based on a web server that provides a client with a map of a destination having an associated dataform encoding an indication of the destination. A navigator is provided that includes a GPS receiver receiving signals from one or more satellites, a memory storing navigational data, a... Agent: Hand Held Products, Inc.

20090106096 - Online advertisement delivery based on user feedback: A method and system are provided for online ad delivery based on user feedback. In one example of the method, the method includes creating a categorized ad, serving the categorized ad and its integrated link to a user, receiving user feedback from the categorized ad to formulate a user feedback... Agent: Stattler - Suh PC

20090106099 - Personal targeted advertising: A method for providing personal targeted advertising includes receiving, from a user, a submission of a search-ad comprising a personal targeted advertisement associated with at least one rare search term; storing the personal targeted advertisement; detecting a query for the at least one rare search term; and displaying the personal... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090106101 - Public transportation usage tracking method and apparatus: A method of tracking usage of a public transportation system for calculating a benefit for using public transportation includes: collecting trip data about a specific user and a specific trip on a public transportation system; and compiling trip data for the user and providing it to at least one of... Agent: Baker & Hostetler LLP

20090106107 - Smart digital advertising method: A method for delivering a message that contains a data packet consisting of a header part and a body part. Authorised recipients are allowed to receive the data packet in its entirety. Authorised recipients may retransmit the message to external recipients who are only allowed to receive the header part... Agent: Ac Technologies, S.a.

20090106102 - Storage facilities for emergency relief supplies: A method of community service including placing a storage structure at a strategic location for direct distribution of emergency relief supplies from the storage structure to a populace in the event of an actual disaster. In addition the method includes marketing advertising on the storage structure.... Agent: King & Schickli, PLLC

20090106104 - System and method for implementing an ad management system for an extensible media player: In a method and system for creating an extensible media player, a multimedia player application is instantiated on a client system. A presentation data file is transmitted to the client system from a server. The presentation data file includes a playlist of timelines, with at least one multimedia file being... Agent: Yahoo! Inc.

20090106112 - System and method for issuing and using a loyalty point advance: A system and method for spending loyalty points over a computerized network to facilitate a loyalty point transaction is disclosed. The system enables a participant of a loyalty program to accept an advance of loyalty point when a loyalty account balance is insufficient to make a desired purchase. An amount... Agent: Snell & Wilmer L.L.P. (amex)

20090106108 - Website management method and on-line system: Provided is a website management method and system based on a search query. The website management method and system analyze behavior of clicking or purchasing a product or contents after a user inputs a search query on a website which provides information on products or contents or relays transactions, and... Agent: Saliwanchik Lloyd & Saliwanchik A Professional Association

20090106116 - Updating dynamic information within an intelligent controller utilizing a smart card: A system for updating a control device includes a user's portable programmable media having a data storage device, and a primary controlling device including a computer having a data storage device for storing data. A primary reader/writer communicates with the primary controlling device, and the primary reader/writer transfers control data... Agent: Honeywell International Inc.

20090106120 - Apparatus and system to market products via internet: A system to market products via the Internet pays an Internet surfer to view and evaluate offers for sale on the Internet.... Agent: Tod R Nissle

20090106117 - Content request, storage and/or configuration systems and methods for live content or events: A content request, storage, and configuration system is provided for attendees of live events or performances, which associates pieces of content with one or more keywords, and configures the content for the benefit of a user. Content owners load content into the system or link content elsewhere to the system,... Agent: Amin, Turocy & Calvin, LLP

20090106126 - Information presentation system of visual field agreement type, and portable information terminal and server for use in the system: A plurality of known markers is disposed in a specific district. A marker detection section detects the known markers existing in the image photographed by an image pickup device. A position/orientation relation calculation section identifies the detected known marker to calculate position and orientation relations between the identified known marker... Agent: Scully Scott Murphy & Presser, PC

20090106124 - Method and apparatus for ordering and delivering of meals: A method and system for taking orders, scheduling delivery and delivering products to customers. In the method, available pickup locations are selected, and a customer's order to is delivered to a pickup location that is convenient for the customer. The entity operating the delivery process aggregates orders assigned to the... Agent: Sheldon Mak Rose & Anderson PC

20090106122 - Method and apparatus for simplified e-commerce shopping via home shopping terminals: In a method and apparatus for connecting an e-shopping facility for example such as an e-concierge station or an e-service or merchandise provide, with an e-shopping or merchandise provider, with an e-shopping appliance for example such as a television interphone monitor or a central processing unit or terminal, via a... Agent: Katten Muchin Rosenman LLP

20090106125 - Method and system for information handling system consumables automated ordering: An automated consumable ordering system and method obtains an information handling system purchaser's preferences for ordering consumables used by devices of an information handling system ordered for manufacture and loads the consumable ordering preferences on a consumable ordering module of the information handling system during manufacture. Consumable usage by the... Agent: Hamilton & Terrile, LLP

20090106123 - Network-based system: The present invention relates to a method of conducting a transaction in a trading system. The invention is particularly directed to a trading system where a merchant sends goods and/or services to a customer when the customer is generally located remotely from the merchant. The invention is also directed towards... Agent: Ruttler Law PLLC One Union Square

20090106118 - Payment using funds pushing: Apparatus, systems, and methods may operate to present, via a networked client coupled to a first financial entity, a graphical user interface including an account associated with a first party, an amount to be paid, and an email address associated with a second party. Further activities may include receiving an... Agent: Schwegman, Lundberg & Woessner/ebay

20090106119 - System and method for online commerce: The invention provides a secure online payment method and system. In an embodiment of the invention, a transaction system facilitates online purchase of merchant items by customers and to have those purchased items billed, i.e., debited, to a telephone account. Particularly, the system comprises a number of customer web access... Agent: Paul, Hastings, Janofsky & Walker LLP

20090106121 - Universal business to media transaction system: A computer network based universal transaction system (CNBUTS) architecture that enables transaction between one or more offer providers and one or more customers relating to offers of wares (e.g., goods/services) by the offer providers. In one embodiment, the architecture of the CNBUTS includes a universal agent system, one or more... Agent: Marsh, Fischmann & Breyfogle LLP

20090106127 - System and method for automated entry into on-line auction or sale services employing a wireless device: A system for prompting data input by a user on a wireless device to prepare a listing for an item to be sold on a sales service provider site utilizing an integrated camera on the wireless device to obtain images of the item which are integrated into the listing. Upon... Agent: Felix L. Fischer, Attorney At Law

20090106128 - Web service architecture for product selection and dynamic catalog generation: Various systems and methods for providing product selection and dynamic catalog generation as a Web Service are disclosed. One method involves receiving a Web Service signature requesting access to catalog information. The Web Service signature comprises information indicative of a sales context. The method then dynamically generates a catalog, based... Agent: Campbell Stephenson LLP

20090106129 - Web service architecture for product version retrieval: Various techniques for providing product versioning as a Web Service are disclosed. One method involves receiving a Web Service signature requesting access to a product model. In response to receipt of that Web Service signature, a product model that includes several versions of a product is accessed, and the current... Agent: Campbell Stephenson LLP

20090106130 - Systems and methods involving rotable components: Systems and methods involving rotable gas turbine engine components are provided. In this regard, a representative system includes: a component pool control system; an inventory system operative to store inventory information corresponding to a current inventory of rotable components and to provide the inventory information to the component pool control... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP

20090106131 - Remote recordation of financial data using a personal mobile device: Systems and methods for processing financial transactions at remote locations on wireless communication devices is presented. A wireless communication device is configure with executable modules such that the device can interact with a user to, first, receive a first user indication to create a data record corresponding to a financial... Agent: Christensen, O'connor, Johnson, Kindness, PLLC

20090106132 - Electronic billing system utilizing a universal billing format data transmission: The electronic billing system comprises a means for isolating the service provider from directly engaging the billing guidelines of the consumer client through the use of a universal billing format file and a billing hub module. The billing process comprises a service provider computer system, on which specific billing data... Agent: Occhiuti Rohlicek & Tsao, LLP

20090106136 - Apparatus and method for a financial planning faith-based rules database: A method for providing financial management and planning in an electronic device according to various exemplary embodiments can include using a faith-based rules database to determine a financial and life purposed plan for a user; draft a vision statement for the user based on the financial and life purposed plan;... Agent: Doster Greene, LLC

20090106134 - Applicant authentication: A method of authenticating an applicant. A history is obtained of transactions performed on an account held by the applicant and for which the applicant has been previously authenticated. The transaction history includes information about each transaction. The applicant is asked one or more questions relating to the information in... Agent: Townsend And Townsend And Crew, LLP

20090106139 - Cost recovery billing system: A cost recovery billing system for a responder department includes a first computer based device having cost recovery billing software operably disposed thereon for purposes of billing a responsible party for an at fault incident. The system electronically receives responsible party incident report data from a responder, searches the responsible... Agent: A Patent Lawyer Corp, PLC R William Graham

20090106135 - Home warranty method and system: A method of selling a home includes entering into a contract with a buyer to sell a newly constructed home to the buyer, and entering into a warranty agreement with the buyer. The warranty agreement warrants a majority of the components of the newly constructed home for a time period... Agent: Pepper Hamilton LLP

20090106133 - Method and apparatus for pricing securities: The invention provides computer-implemented techniques and systems for parsimoniously modelling the price or value, expected rate of return or other relevant characteristics of securities issued by, or referenced to, firms (or other assets) by incorporating risk premia such that a range of different securities can be evaluated within a single,... Agent: Woodcock Washburn LLP

20090106137 - Power transmitting device, power receiving device, authentication/billing proxy device, electrical charging system, power transmitting method, power receiving method and electrical charging method: To realize charging while in non-contact processing operation for the purpose other than charging. An approach of a portable electronic device 2 with a rapid bulk electricity storing module 20, which is a chargeable power source, is detected at the side of a power transmitting device 1, and power transmission... Agent: Crowell & Moring LLP Intellectual Property Group

20090106138 - Transaction authentication over independent network: A method of authenticating an online transaction over a first network uses 2-factor authentication of the user to defeat hacker attacks. A communication device is registered for use with the method. The communication device is configured to receive messages over a second network independent of the first network. The user... Agent: Etherton Law Group, LLC

20090106167 - Flexible premium income annuity system and method: A computerized method and system for providing a flexible income annuity includes inputting a plurality of premium payments for the income annuity from an investor, the flexible premium payments being received on different dates. The computerized method and system further includes computationally aggregating income benefits from the one or more... Agent: Ostrow Kaufman & Frankl LLP Susan Formicola

20090106168 - Methods and apparatus for building securitization pools: The present disclosure provides methods and apparatuses for building securitization pools. Using the methods and apparatus herein, users can more easily create securitization pools. Users can set asset properties independent of the way the assets are stored. Additionally, users can create expression definitions that are specific to a given deal.... Agent: Bell, Boyd & Lloyd, LLP

20090106169 - Method for enabling american indian tribes to attract equity capital investment: A business method for deferring federal corporate income tax, whereby a pass-through entity, such as an LLC, is linked to an FT Corporation, which functions as a portable subset of a tribal reservation. Such a structure enables investors to participate as direct equity shareholders in the pass-through entity, thereby ensuring... Agent: Angus C. Fox, Iii

20090106140 - Global fiduciary-based financial system for yield & interest rate arbitrage: A supply-and-demand-driven, bankless, interest-rate and yield-setting mechanism for a fiduciary-based financial system that includes parties who want to trade cash and assets as a way of originating arbitrage transactions for the purpose of making money, includes an interest-rate and yield-setting mechanism constructed to provide the parties with the rates and... Agent: Kolisch Hartwell, P.C.

20090106142 - Method and system for reverse mortgage replication using remainder interests: Methods for providing remainder interests with protection to a seller and mitigation of the potential consequences suffered by related financial instruments. The protected remainder interest financial instrument includes submitting a seller to underwriting to accurately determine the seller's remaining life expectancy, and purchasing the protected remainder interest of an illiquid... Agent: Edwards Angell Palmer & Dodge LLP

20090106141 - Systems and methods for minimizing effects of authorized user credit tradelines: Systems and methods for identifying, evaluating, and accounting for effects of authorized user trade lines are disclosed. The systems and methods incorporate use of credit characteristics that describe the nature of authorized user trade lines on a credit file or across credit files, and the influence of those authorized user... Agent: Neal, Gerber, & Eisenberg

20090106145 - Appeal mechanism for a contract dispute in a virtual world: A method for appealing a decision in a contract dispute in a virtual world may include receiving a rejection of the decision in the contract dispute in the virtual world from at least one of a contractor and a contractee. The decision in the contract dispute may be made by... Agent: Moore & Van Allen, PLLC For Ibm

20090106144 - Method and system for providing sellers access to selected consumers: A method and system for providing sellers access to desirable consumers includes a process for providing sellers access to desirable consumers whereby financial transaction data for various consumers is obtained from one or more sources using a computing system implemented financial management system. The consumers' financial transaction data is then... Agent: Gunnison, Mckay & Hodgson, L.L.P.

20090106143 - Payment processing system: A payment processing system wherein payment data is entered into a database on a server. The server is accessible to clients via a Web page on the Internet. Clients, by selecting search parameters on the Web page, can comprehensively search payment activity from the time a payment is initiated, until... Agent: Levisohn, Berger , LLP

20090106147 - System for processing conditional payment request in an electronic financial transaction: A mechanism is presented for processing conditional payment requests in an electronic financial transaction system. In particular, the mechanism provides for the handling of concurrent conditional payment events. The status of a payment condition may be categorized into three categories, and a priority assigned relative to the category. In this... Agent: Ibm Corp (wsm) C/o Winstead Sechrest & Minick P.C.

20090106146 - Systems and methods for the provision of postage: Systems and methods for providing postal services which allow customers to flexibly obtain postal services while also allowing customers to defer the payment of postage until the time of mailing or later. Information provided by a postal service is used to identify items that have been processed by the postal... Agent: Townsend And Townsend And Crew LLP

20090106148 - Pre-paid financial system: A pre-paid financial system using a common interface system is provided. Transactions are initiated on a number of different interfaces via a secure network or an unsecured network to a back-end system. The system maintains accounts funded via a pre-paid funding system. Transfers are made between users of the system... Agent: Vierra Magen Marcus & Deniro LLP

20090106149 - Global compliance processing system for a money transfer system: A money transfer system generally includes a rules database, a customer database, a transaction processing system, and an administrator port. The rules database includes information representative of transaction rules. The transaction rules include transaction type-based rules, point of entry-based rules, customer-based rules, and transaction location-based rules. At least some of... Agent: Faegre & Benson LLP Patent Docketing

20090106151 - Fraud prevention based on risk assessment rule: A system, method, and computer-readable storage medium configured to import fraud prevention rules from an issuer and implement them in real-time at a payment processor. Usually, a card issuing bank either approves or declines financial transaction; however, in embodiments of the present invention, the issuing bank creates fraud prevention rules,... Agent: Visa Usa C/o Duane Morris LLP Attn: James Sze, Esq.

20090106152 - Money transfers utilizing unique receiver identifier: Methods, systems, and machine-readable media are disclosed for financial transfers utilizing a unique identifier to facility flexible payment options for the transaction. According to one embodiment, a method for supporting a money transfer transaction can comprise receiving a request to initiate the money transfer transaction. The request can include a... Agent: Townsend And Townsend And Crew, LLP

20090106153 - Securing card transactions: A system for approving transaction card transactions in which a card reader associated with a transaction approving authority (TAA). A source for complementary security data is linkable to the TAA can send data to the TAA, and a database linkable to the TAA keeps renewable security data of a user.... Agent: Yoram Tsivion

20090106150 - Unified identity verification: Apparatus, systems, and methods are disclosed that operate to register one time, at a financial entity, information comprising an identity uniquely associated with an individual having a financial account held by the financial entity. Additional actions include receiving a request at the financial entity from a requesting party to authenticate... Agent: Schwegman, Lundberg & Woessner/ebay

20090106154 - Remote deposit gateway: The remote deposit gateway is a payment management system designed to capture many types of payments and provide basic management tools for tracking and researching these payments. Payment capture of check images are used for Check 21 Act processing. Recurring checks allow scanned checks to be used on a recurring... Agent: Nikolai & Mersereau, P.A.

20090106155 - System and method for archival of electronic and tangible records: Systems and methods for record management are provided. The record management system may be used to track the location and ultimate disposition of tangible records and electronic record.... Agent: Hunton & Williams LLP Intellectual Property Department

20090106156 - Network-based drm enforcement: A method of network-based digital rights enforcement, and related enforcement device, the method including one or more of the following: embedding information into digital content requested by an end user; providing a signature for the digital content to a service provider; providing a key to the service provider, the key... Agent: Kramer & Amado, P.C.

20090106157 - Funding a radio frequency device transaction: A transponder-reader payment system includes an RFID reader for interrogating a transponder and an RFID transponder device. The RFID reader receives, from the RFID transponder device, a code that is associated with a first funding source and a second funding source. The RFID reader communicates a request associated with a... Agent: Snell & Wilmer L.L.P. (main)

20090106158 - Conducting financial transactions: A payment device such as a debit card may be issued to an individual such as a minor. The debit card may be associated with spending control parameters to prevent overspending and other financial issues. Control parameters may include a weekly maximum that may be spent, approved transaction types (e.g.,... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090106159 - Portable electronic device for exchanging values and method of using such a device: The invention concerns a portable electronic transfer device using a near-field wireless communication module and a method of using it. The device includes an element for entering an amount and an acceptance command so that a debitor can enter their personal identification number on their portable device and not on... Agent: Young & Thompson

20090106161 - Apparatus and method for data interchange: An apparatus and method for data interchange provides a universal transaction mechanism for translating and sharing data, particularly financial data, thereby streamlining the exchange of financial information and approvals typically utilized in many brokerage transactions, including the verification of free funds or Prime Broker relationship through an electronic Letter of... Agent: Wright Law Group, PLLC

20090106160 - Authorizations for mobile contactless payment transactions: Embodiments generally relate to systems and methods for processing electronic payments for retail services and goods delivered by unattended retail device. In embodiments, an unattended retail device leverages a consumer's mobile appliance to send the transaction and payment information to an authorizing authority. The authorizing authority receives the payment and... Agent: Townsend And Townsend And Crew, LLP

20090106163 - Electronic forum based on grain quality: A method for providing an electronic forum for facilitating commercial transactions for grain includes collecting a grower profile for each of a plurality of growers, collecting grain bin data for the grain associated with each of the plurality of growers, determining a representation of grain quality using data comprising grain... Agent: Mckee, Voorhees & Sease, P.L.C Attn: Pioneer Hi-bred

20090106166 - Method and apparatus for privacy negotiation: A method of negotiating an electronic commerce (e-commerce) transaction for the sale of a selected good can include identifying an asking price for the selected good and retrieving from memory merchant business objectives (MBOs) and consumer privacy rules (CPRs). The MBOs can specify incentive information corresponding to a proposed exchange... Agent: Novak Druce + Quigg LLP

20090106162 - On-line shopping system: An on-line shopping system for selling a product over an electronic communication network such as the Internet (as detailed in FIG. 1). The shopping system comprises an e-commerce supplier processor, which is accessible by a number of potential buyers of the product, via the Internet. The processor has software executable... Agent: Nixon Peabody, LLP

20090106164 - System and method for facilitating transactions between two or more parties: The present invention provides a system and method for facilitating a transaction between two or more parties. Electronic documents are received from a party and are posted to the secured account such that each party can retrieve and modify the electronic documents. Upon agreement, the electronically signed documents are provided... Agent: Chalker Flores, LLP

20090106165 - System for intelligent search agent to access data in a distributed network: A commercial search agent (CSA) is used to access data in a distributed communications system. An initial search request constitutes a buyer's first search query at sellers' commercial database network. Analytical agents and seller promotions are used to inform the CSA, while negotiation commences after the initial RFQ. CSA's may... Agent: Neal Solomon

20090106170 - Method and system for air fare verification auditing: A method and system for air fare verification and auditing for a travel itinerary during a ticketing transaction. A request is received from a customer to verify the air fare for the travel itinerary. The fare verification process determines if the air fare for the travel itinerary is in a... Agent: Womble Carlyle Sandridge & Rice, PLLC

20090099860 - Composite application using security annotations: Automatic secure application composition, in which a specification for a business process is accessed, the specification including a security annotation that defines a security intention, and a task that defines at least a portion of the business process, and that calls an external service. A security pattern associated with the... Agent: Fish & Richardson, P.C.

20090099853 - Contextual product placement: The present invention relates to methods, systems and databases for sharing user inputted data obtained from two different environments. In particular, the present invention relates to methods of obtaining user inputted data (e.g., metadata or links) from a social networking environment, and providing the data to other users in an... Agent: Antoinette G. Giugliano, P.C. Dba Agg Intellectual Property Law

20090099861 - Ingestion and distribution of multiple content types: A content portal provides a single user interface for uploading content for distribution to various marketplaces. A user may create a user account with the content portal and upload content, which is stored by the content portal. The content may include a variety of different content types. The content portal... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090099859 - Method and system for ordering and prioritizing the downloading of content from an interactive interface: A method and system for ordering content includes a first device having an ordering interactive interface. The first device identifies a user account. The first device forms a content selection corresponding to the on-demand content from the interactive interface and generates a recording priority status. The first device communicates the... Agent: The Directv Group, Inc. Patent Docket Administration

20090099858 - Method and system for ordering content from a first device for a selected user device through an interactive interface: A method and system for ordering content includes a first device having an ordering interactive interface having available content and a first user device identifier and a second user device identifier. The first device forms a content selection corresponding to the on-demand content from the interactive interface and a user... Agent: The Directv Group, Inc. Patent Docket Administration

20090099857 - Method and system for verifying use of a financial instrument: Methods and systems for verifying that a registrant is authorized to use a particular payment instrument are presented. A registering service initiates one or more verifying transactions involving the instrument. The registrant contacts the issuing financial institution to dispute the transaction and verifies his or her identity to the issuing... Agent: Afs/ Visa

20090099855 - Method for generating software variants: A method generates, based on an original business process comprising at least one component, a variant business process comprising at least one variation compared to the original business process. The method comprises the steps of developing a variant meta-model, representing the at least one variation, instantiating and verifying the developed... Agent: Frederick W. Gibb, Iii Gibb Intellectual Property Law Firm, LLC

20090099856 - Method for providing enhanced valuation protection for shipping of household goods by a motor carrier: A method for enhancing the valuation protection available to a shipper for a shipment of household goods whereby the carrier offers for financial consideration to waive one or more common law defenses and/or one or more interpretation limit defenses otherwise available to it to mitigate its liability to a shipper... Agent: Thompson Coburn LLP

20090099854 - Self-monitoring system of reciprocal benefit: In one embodiment, an indication that a first user of a social network has performed an action relating to helping a second user of the social network is received. Then a number of points is awarded to the first user based on the action performed. Then a web page is... Agent: Beyer Law Group LLP/yahoo

20090099852 - System and method of providing data subscription services for searchable data sources: A computer-implemented method involves offering data brokering services to clients. The client may be members of a supply chain needing to analyze statistical models. A data brokering platform is linked to a plurality of data sources. The data provided by the data sources is selected from demographic data, advertising data,... Agent: Robert D. Atkins

20090099867 - Communicating preventative maintenance data to a medical device: Methods and systems of patient treatment are disclosed. The methods and systems include use of medical device informatics to modify and validate therapies and drugs used in those therapies. In certain embodiments, a medical device, such as a medical infusion pump, interfaces with a server to administer the patient treatments.... Agent: Merchant & Gould PC

20090099868 - Facilitating a transaction between a client and a life science research service provider: Disclosed herein are methods of facilitating transactions between clients and life science research service providers.... Agent: Townsend And Townsend And Crew, LLP

20090099865 - Healthcare provider performance and utilization analytics: Disclosed herein is a computer implemented method and system that addresses the need for utilization analysis and performance evaluation of providers in a health care organization. The health care data comprising health plan information of consumers, providers, claims, and hospitals is collected, translated, and organized in a structured relational format... Agent: Ashok Tankha, Esq.

20090099864 - Medical software download to mobile phone: A method for monitoring medical data is disclosed, the method being applicable to a system comprising a portable medical device, a mobile communications device, and, optionally, a medical care server. The portable medical device and the mobile communications device each comprise at least one interface for data transfer. The method... Agent: Baker & Daniels LLP / Roche

20090099863 - Rehabilitation therapy camp: A method of providing rehabilitation modalities to a plurality of patients in a multipurpose location for a fixed period of time, the method comprises designating a first plurality of patients to attend rehabilitation sessions in a first multipurpose location for a first fixed period of time, providing a plurality of... Agent: Martin D. Moynihan D/b/a Prtsi, Inc.

20090099862 - System, method and computer program product for providing health care services performance analytics: A system, method and computer program product for improving the delivery of healthcare services may include, e.g., but not limited to, in an exemplary embodiment, a) capturing data associated with at least one health care services event, wherein said data comprises at least one aspect of said at least one... Agent: Venable LLP

20090099866 - Time zone adjustment for medical devices: Methods and systems of patient treatment are disclosed. The methods and systems include use of medical device informatics to modify and validate therapies and drugs used in those therapies. In certain embodiments, a medical device, such as a medical infusion pump, interfaces with a server to administer the patient treatments.... Agent: Merchant & Gould PC

20090099870 - Automated interpretation of medical prescription text: The present disclosure relates to a device, system and method of automated interpretation of medical prescription text. Prescription text may be entered into a user interface that may be analogous to a paper prescription entry such as manually written text. The system may then provide parsing, prompts and/or hints along... Agent: Grossman, Tucker, Perreault & Pfleger, PLLC

20090099875 - Expert system and method for translating, evaluating, monitoring, assessing, auditing, profiling, compiling and quantifying medical data sets: A computer-implemented system and method for evaluating a soft-tissue injury claim, said method comprising: inputting a claimant; creating a claim and associating it with said claimant and with an injury site; associating a first visit with said claim; selecting a standard; inputting a first measurement characterizing said injury site from... Agent: Robert M. Hunter PLLC

20090099869 - Identification of undercoded comorbidities: A method for identifying under-coded comorbidities is provided. The method comprises the step of receiving a billing entry which includes a first diagnosis corresponding to a predetermined diagnostic related group. The method further comprises the step of determining whether the billing entry includes a second diagnosis corresponding to the predetermined... Agent: Mcdermott, Will & Emery

20090099873 - Method and apparatus for monitoring calorie, nutritent, and expense of food consumption and effect on long term and short term state: A system for improving health and monitoring diet has been developed which enables a consumer before making important decisions which effect health to consider health, nutrition, dietary, budget, and time information resources more easily before decisions are made. The system has a variety of user inputs that enable the user... Agent: Woodling, Krost And Rust

20090099876 - Method and system for integrated medical tracking: A system for processing data provided by medical devices. The system includes a medical device having a memory device configured to store medical device information. The system also includes an information system connected to the medical device. The information system includes at least a server configured to receive at least... Agent: Kenyon & Kenyon LLP

20090099872 - System and method for integrating datawith guidelines to generate displays containing the guidelines and data: A system and method for automatically integrating data with guidelines to generate displays containing the guidelines and data. The automated system and method can integrate patient data with treatment guidelines to assist a healthcare provider, such as a physician or the like, in providing treatment to the patient. The system... Agent: Roylance, Abrams, Berdo & Goodman, L.L.P.

20090099874 - System and method of electronic managing and dispensing medication and prophlyactic drugs in an emergency environment: A system and method for dispensing medication and prophylactic drugs to specific parties at a designated mobile medical workstation during either a municipal, state or national emergency event. The system includes a plurality of mobile medical workstations provided at various geographic locations that are activated only during a municipal, state... Agent: Sherr & Vaughn, PLLC

20090099871 - Workflow oriented multiscreen healthcare information management system: The present invention discloses a workflow oriented multi-screen healthcare information management system. The present invention allows the user to simultaneously access, display, and manipulate various healthcare information that are logically related on multiple screens without having to jump around or entering and exiting various screens. In particular, the present invention... Agent: Mcdermott Will & Emery LLP

20090099878 - Methods, apparatus and computer program products for processing claims: A method, apparatus and computer program product are provided for processing of an original batch of documents in which any document of the original batch that fails to comply with the predefined specification is identified to be a non-compliant document. At least one non-compliant batch is then formed that contains... Agent: Alston & Bird LLP

20090099877 - Systems and methods for underwriting risks utilizing epigenetic information: Methods and devices are described for calculating insurance premiums based upon epigenetic information.... Agent: Iv - Suiter Swantz PC Llo

20090099881 - Apparatus and method for distribution of a report with dynamic write-back to a data source: A computer readable medium includes executable instructions to integrate a write-back module in a report document, to publish to a recipient the report document and metadata identifying the recipient, and to update a data source based on received write-back information, including the metadata identifying the recipient.... Agent: Sap Global C/o Cooley Godward Kronish LLP William S. Galliani

20090099893 - Computer-implemented system and program product for analyzing a collaborative space: Under the present invention, interactivity metrics between users of collaborative spaces are measured. Based on the interactivity metrics, the collaborative spaces are categorized. Then, when a potential user provides desired interactivity metrics for a collaborative space he/she wishes to utilize, one or more of the categorized collaborative spaces can be... Agent: Hoffman Warnick LLC

20090099880 - Dynamic business process prioritization based on context: A user interface to establish dynamic prioritization of business process instances enables a user to select a business process for association with dynamic prioritization, define at least two different priority levels that correspond to the business process and to define a priority relevant context associated with the business process, where... Agent: Stevens & Showalter, L.L.P.

20090099882 - Enhanced security framework for composite applications: Automatic secure application composition, in applying a security framework is applied to a business process. An external policy negotiation is conducted to specify a common policy between the composite application and an external service based on applying the security framework, the common policy is enforced for each interaction between the... Agent: Fish & Richardson, P.C.

20090099889 - Image processing system and image forming apparatus: When a predetermined anomaly has occurred in a digital multifunctional machine, the fact of the anomaly occurring is notified to the service center and the computer at the guardhouse. The service person sent out from the service center is issued with an entrance permit from the entrance permit issuing device... Agent: Edwards Angell Palmer & Dodge LLP

20090099891 - Measurement of content placement effectiveness over web pages and like media: A system estimates whether a page carrying content of interest is currently in focus on a user, computer. in addition the system may determine the part of a current content page that is currently visible on a user screen. A movement detection unit detects movement of the content page within... Agent: Martin D. Moynihan D/b/a Prtsi, Inc.

20090099884 - Method and system for detecting fraud based on financial records: An approach is disclosed for detecting fraud in financial records of a network subscriber. Financial records are received and impersonal data are extracted. Financial record data are processed to conform to a normalized format. Normalized records can be correlated into groups linked to respective sources such as, for example, an... Agent: Verizon Patent Management Group

20090099885 - Method for risk analysis using information asset modelling: A method for risk analysis using information asset modeling. The method has the steps of: (a) identifying an information asset which uses or provides a network service; (b) identifying a threat on the information asset through a computer network; (c) identifying a vulnerability of the information asset; (d) calculating an... Agent: Charles N.j. Ruggiero, Esq. Ohlandt, Greeley, Ruggiero & Perle, L.L.P.

20090099888 - Method of designing products and processes: A method for use in a system for prioritizing risks associated with the design and manufacture of products involves performing a failure mode detection analysis. Functions of the product and/or of the process and the effects of undesirable events related to malfunctions are characterized, and potential failure modes and causes... Agent: Dwc Law Firm, P.s.

20090099887 - Method of undertaking and implementing a project using at least one concept, method or tool which integrates lean six sigma and sustainability concepts: A method of undertaking and implementing a project using at least one concept, method or tool which integrates Lean Six Sigma and Sustainability Concepts is provided. The method includes the steps of: a) collecting data regarding a project to be undertaken; b) analyzing the collected data to identify a problem... Agent: Brooks Kushman P.C.

20090099883 - Process manufacturing with least cost formulation: A system for manufacturing a product receives a formulation specification that includes a plurality of ingredients for the product. The system further receives cost information for the ingredients and inventory information. The system then generates a least cost formulation for the product based on the formulation specification, cost information and... Agent: Womble Carlyle Sandridge & Rice, PLLC Oracle International Corporation

20090099892 - Store system: A store system comprises: store controller 21 incorporating programs for executing sales and sales management tasks; display 27 for displaying a screen for the execution of a task specified by each of the programs; first input means for inputting data to store controller 21 based on an instruction displayed on... Agent: Kratz, Quintos & Hanson, LLP

20090099886 - System and method for performance-based payload management: A method for managing machine payload based on haul road conditions comprises collecting performance data associated with a machine operating in a work environment and determining an actual total effective grade of the machine based on the collected performance data. The total effective grade is compared with a target total... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090099879 - System and method of facilitating interaction between members of supply chain: A computer-implemented method involves facilitating interaction between members of a supply chain. A communication platform links to a plurality of hubs for electronic data transfer. The hubs are associated with the members of the supply chain. The method provides a standardized model for product decisions for each member of the... Agent: Robert D. Atkins

20090099890 - Web based system, method and computer writeable medium for management of commercial real estate signage including ordering/terms and placement: An online system and associated computer writeable medium for managing residential and commercial signage, including the step of customer order placement in the creation and installation of any plurality of signage. The system includes a series of web based illustrations for managing the specifications associated with the created signage, as... Agent: Gifford, Krass, Sprinkle,anderson & Citkowski, P.c

20090099894 - Method, system and software for talent management: A method of analysing an individual to manage talent including step of displaying a shape of at least two dimensions within a graph of at least two axes wherein the extent of the shape within the graph is determined by at least two strengths and at least two weaknesses of... Agent: Foley And Lardner LLP Suite 500

20090099895 - System and method for managing access rights to a project team area for a community development asset: A system and method for managing access rights to a project team area for a community development asset. The system includes an asset consumption dependency generator and a behavior pattern activity analyzer. The asset consumption dependency generator identifies a member of a project team area for a community development asset.... Agent: HolmanIPLaw/ibm Rsw

20090099897 - System and method for managing mobile asset workload: A system for managing a fleet of mobile assets is disclosed. The system comprises vehicle asset communicators coupled to mobile assets/vehicles, local monitors in wireless communication with the communicators, and a controller in communication with the communicators. The controller comprising logic configured to receive work requests to be completed by... Agent: Troutman Sanders LLP Bank Of America Plaza

20090099898 - System and method for managing work requests for mobile assets: A system for managing a fleet of mobile assets is disclosed. The system comprises vehicle asset communicators coupled to mobile assets/vehicles, local monitors in wireless communication with the communicators, and a controller in communication with the communicators. The controller comprising logic configured to receive work requests to be completed by... Agent: Troutman Sanders LLP Bank Of America Plaza

20090099899 - System and method for performing substitute fulfillment: A system and method for automating the performance of substitute fulfillment. The system includes a server which receives absentee information representing an absent worker via a telephone communication link or an Internet communication link. In response to receiving the absentee information, the system generates a list of potential substitute workers.... Agent: Foley And Lardner LLP Suite 500

20090099896 - System and method for workflow delinquency remediation: A system and method for workflow delinquency remediation including defining an activity, and defining a time for the activity. The defined activity and time for the activity may be associated with an email. The activity is scheduled in a first calendar associated with at least one email recipient based upon,... Agent: Holland & Knight

20090099901 - External referencing by portable program modules: A computer-implemented method includes storing at a computer server indicative data for a first web-accessible document that is not associated with the computer server, receiving a request from a program module in a container document associated with the web-accessible document, and providing, in response to the request, information related to... Agent: Fish & Richardson P.C.

20090099900 - Image display device integrated with customer demographic data collection and advertising system: The present invention provides for an image display device, capable of producing a simulated 3-D image, integrated with a customer demographic data collection system that gathers user information by using video mining software and an advertising system that communicates the desired message to the user. The present invention allows for... Agent: Park Law Firm

20090099905 - Method and system for efficient cost and resource management using predictive techniques: A method and system to operate a load may include the steps of determining cost data for a resource of the load, forming a regression analysis based on the cost data and other data, generating usage bands based on the cost data and regression analysis, generating a plurality of tasks... Agent: Wilson Daniel Swayze, Jr.

20090099904 - Method of optimizing internet advertising: A method of maximizing profits based on internet advertisement frequency modeling is provided herein. In the method, user data, and reach and frequency data are subjected to a modeling equation, and then coordinated and used to determine a rate at which an advertisement produces a sale of a product advertised... Agent: Flaster/greenberg P.C. 8 Penn Center

20090099903 - Method, system and database for post-marketing surveillance and evaluation of drugs: A system and a method for surveying and assessing the contribution of drugs risks of adverse events, comprising a) identification and studying: a plurality of case-groups of different categories of adverse events, each case of a given case-group being faced with a given adverse event; a pool of potential referents... Agent: Nixon & Vanderhye, PC

20090099902 - System for and method of automatic optimizing quantitative business objectives of sellers (advertisers) with synergistic pricing, promotions and advertisements, while simultaneously minimizing expenditure discovery and optimizing allocation of advertising: An Internet system for and method of automatic optimizing quantitative business objectives of sellers (advertisers) with synergistic pricing, promotions and advertisements, while simultaneously minimizing expenditure and discovery and optimizing allocation of advertising channels that optimize such objectives.... Agent: Rines & Rines

20090099906 - System, method and computer program for determining tags to insert in communications: A method for adding a tag to a message deliverable to a communication device includes monitoring communications to the device to identify a communication with which a tag can be associated. For identified communications with which a tag can be associated, the method includes analyzing at least one of data... Agent: Frishauf, Holtz, Goodman & Chick, PC

20090099907 - Performance management: A computer method and apparatus address the problem of objectively measuring the performance of a system composed of many different components. The present invention method/apparatus defines quantitative requirements representing the desired behavior of the components. Next, the method/apparatus determines acceptability levels by comparing the defined quantitative results to the actual... Agent: Hamilton, Brook, Smith & Reynolds, P.C.

20090099908 - Automated voter registration and tabulation system: A system and method of registering voters and tabulating an election is provided. A voter database is maintained with a record of each eligible voter comprising at least one voter characteristic. Based on the at least one voter characteristic, a set of positions and issues for which the voter is... Agent: Roylance, Abrams, Berdo & Goodman, L.L.P.

20090099922 - Advertising system and method: One aspect of the present invention provides a computer-implemented method of generating and sharing revenue between a hosting service and a digital content provider that includes the steps of: (a) transmitting digital works from the digital content provider to the hosting service; (b) associating an advertisement with the digital works... Agent: Taft, Stettinius & Hollister LLP

20090099925 - Apparatus and method for virtual world item searching: A computer implemented method to characterize virtual goods in a virtual environment includes identifying an item exchange in the virtual environment. The context of the item exchange is recorded to characterize details of the virtual environment at the time of the item exchange. The context of the item exchange is... Agent: Cooley Godward Kronish LLP Attn: Patent Group

20090099914 - Automated transactional credit system and method for electronic transactions: In a transactional credit system and method, a consumer makes a purchase on a merchant's website. Before the consumer can select a payment option, a webpage requests that the consumer enter her name and shipping or billing address. Using this information, the system determines first whether to make an offer... Agent: Wong, Cabello, Lutsch, Rutherford & Brucculeri, L.L.P.

20090099917 - Benefit management method and system for any type of bank card: The invention relates to a benefit management method for a user when he pays for a transaction carried out with at least one affiliated merchant by means of a bank chip and/or magnetic card. The users application data items are stored in a chip and/or in a remote external server... Agent: Banner & Witcoff, Ltd.

20090099920 - Data mining: Data mining techniques are described. In an implementation, one or more computer-readable media include instructions that are executable on a device to output a user interface describing a list of segments ranked according to a ranking function, the segments demonstrating distinct behavior in one or more attributes over a plurality... Agent: Microsoft Corporation

20090099918 - Funds accumulation systems and methods: The disclosed systems and methods leverage the buying power of persons affiliated with the Participating Organization (hereafter “Affiliated Individuals”) by negotiating discounts with a network of Preferred Providers of good and services. Funds are generated in the form of discounts when Affiliated Individuals use a particular spending vehicle to make... Agent: Alix Yale & Ristas LLP

20090099929 - Intelligent clearing network: In an embodiment, a system for redeeming coupons, promotions, or incentives comprises a network through which a Point-of-Sale (POS) terminal communicates, through a POS controller, with an Intelligent Clearing Network (ICN) server. One or both of the POS terminal and POS controller are installed with POS bridge software. The ICN... Agent: Harrington & Smith, PC

20090099934 - Method and software for displaying advertisements on a web page: Some embodiments disclosed herein are a method and a system for displaying an advertisement on a web page in which advertisement data displayed on the same web page from among different advertisement data can check mutual existence of the displayed advertisement data, thereby displaying another advertisement data different from the... Agent: Knobbe Martens Olson & Bear LLP

20090099912 - Method and system for confirming the download of content at a user device: A system and method includes a first device having an ordering interactive interface having available content. The first device forms a content selection corresponding to the on-demand content from the interactive interface and communicates the content selection to a content processing system. The content processing system communicates a control word... Agent: The Directv Group, Inc. Patent Docket Administration

20090099913 - Method for placing and distributing advertisements over the internet: A method for placing and distributing advertisements over the Internet is disclose which comprises providing a website, verifying an advertiser's identity by the website, allowing the verified advertiser to place one or more advertisements by him or herself in the website, displaying the advertiser placed advertisements in categories in the... Agent: Peigen Jiang

20090099928 - Method for video game advertising: An advertising method enabling advertisers and marketers to insert computer graphics animation into targeted interludes of video and computer games where gamers will have the opportunity to briefly use their game characters' attributes in an interactive mini game while also being exposed to the advertising company's product. The setting of... Agent: Greenberg & Lieberman, LLC

20090099919 - Method, system and computer program product for formatting and delivery of playlist presentation content: An exemplary embodiment of the present invention sets forth a system, method and/or computer program product which may include a graphical user interface (GUI) application embodied on a computer readable medium, which when executed on a processor performs a method. The method may include receiving a playlist may include a... Agent: Venable LLP

20090099916 - Method, system and computer program product for processing cooperative transactions: Embodiments of the invention generally provide a method, system, and program product for sharing electronic transactions among multiple sharing participants. Embodiments of the invention provide techniques for splitting individual lots into multiple “shares,” where multiple individuals have an incentive to promote and drive up the price of the lot. Provided... Agent: Ibm Corporation, Intellectual Property Law Dept 917, Bldg. 006-1

20090099926 - Methods of improving long term business arrangements: The invention relates to a method of improving long-term business arrangements, preferably by enabling supplier(s) and purchaser(s) to share reductions in supplier's costs of production and/or purchaser's costs of using or selling the product. In some embodiments, the invention relates to a method of pricing a transaction wherein a product... Agent: Medlen & Carroll, LLP

20090099930 - Participation profiles of virtual world players: A method and system provides arrangements creating a relationship between a real-world entity and a virtual world environment. A participant or player can participate in various virtual world activities including transactions to acquire virtual products, virtual services, and/or virtual items of value. Feedback may be provided and records kept regarding... Agent: Searete LLC Clarence T. Tegreene

20090099923 - Spacecraft advertisement systems and methods: A spacecraft is deployed in outer-space and an advertisement is displayed on the spacecraft. This provides the advertisement with an outer space background that can be recorded by equipment on the spacecraft, and then displayed at a terrestrial location.... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090099921 - System and method for advertising and deliverig media in conjunction with an electronic medical records management, imaging and sharing system: A method for displaying and distributing provided data including media and advertisements to a user of an electronic system for the management of medical documents includes establishing and operating a web-based application for viewing, storing, managing and sharing the medical documents in electronic format by an operator, providing the provided... Agent: Caesar, Rivise, Bernstein, Cohen & Pokotilow, Ltd.

20090099924 - System and method for creating a team sport community: Systems and methods are disclosed for creating a team sport community including organizing a sporting event for a team sport. More specifically, a team sport may be selected from a plurality of team sports and a team having a plurality of positions may be assembled to participate in the team... Agent: Banner & Witcoff, Ltd.

20090099910 - System and method for managing electronic advertising responsive to traffic congestion: A system and method for counting vehicle traffic, for providing electronic advertising, for providing a billing system, and for providing an auction system having the following features: enabling the owner of an electronic advertising display device to charge advertisers per number of vehicles which pass the advertisement; enabling advertisers to... Agent: Hoffman Warnick LLC

20090099932 - System and method for searching network users: System, method and computer program for targeting advertising in which advertiser can access a search engine and input search parameters to cause the search engine to search one or more databases based on the input search parameters and identify individuals meeting the search parameters. Each database may contain data about... Agent: Frishauf, Holtz, Goodman & Chick, PC

20090099909 - System and method for setting bid prices associated with digital advertisements based on market conditions: Systems and methods for setting a bid price associated with a digital ad are disclosed. Generally, an ad campaign management system calculates a segmented budget for an ad campaign comprising a digital ad. The ad campaign management system runs the ad campaign for a defined period of time to determine... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090099927 - System and method for subscription-based advertising: The invention comprises a method of providing reward-compensated advertising, comprising: a) registering one or more advertisers with a service provider; b) registering one or more users with the service provider; c) selecting individual users to view content from individual advertisers based on the reward level set by the individual user;... Agent: Lang Michener

20090099931 - System, method and computer program for assocating advertisements with web or wap pages: System, method and computer program for associating displayable data, such as advertisements, with Web and WAP pages being delivered from Internet or mobile services to mobile or fixed terminals via a communications network. An intermediate box, which may take the form of, or be resident in, a router, a proxy,... Agent: Frishauf, Holtz, Goodman & Chick, PC

20090099911 - Systems and methods for managing advertising content corresponding to streaming media content: A media server is accessed by a user device over a network. Advertising content is automatically received from the server and stored by the user device, where the advertising content is associated with streaming media content. Following a request for the streaming media content, at least a portion of the... Agent: Crowell & Moring LLP Intellectual Property Group

20090099915 - Systems and methods for standardized billing for at-premise renewable power systems: A computer implemented method of enabling standardized billing for an at-premise renewable Power System as it is generated at a consumer's premises comprising: providing at least one Power System to a consumer; at least one Calendar having at least one Period, each Period having at least one Segment; providing at... Agent: Meredith & Keyhani, PLLC

20090099933 - Total value bidding: Evaluating values of different terms in online auctions is disclosed. An interest rate and a period from a buyer for a lot are obtained. The lot has a predetermined value. A first bid is received from a first bidder and a second bid is received from a second bidder on... Agent: Van Pelt, Yi & James LLP

20090099935 - Weight based upselling: Weight based upselling, including receiving a purchase request for an item from a customer; determining a weight of the item; identifying, in dependence upon the weight of the item, a shipping weight range and a shipping cost for the item, where the shipping weight range includes a maximum shipping weight;... Agent: International Corp (blf)

20090099936 - Using visual images transferred from wireless computing device display screens: Within a wireless computing device, a method of conducting commerce can include receiving a user input in the wireless computing device specifying an account to which a proposed transaction is to be billed and identifying contact information for a billing entity according to the user specified account. The billing entity... Agent: Akerman Senterfitt

20090099937 - Product ordering apparatus: In one embodiment of a product ordering apparatus, information of a service entrusted from a service-providing company is selected from an operating unit, and when product information in that service is selected from the operating unit, the service-providing company is designated, the format of an order form is determined by... Agent: Edwards Angell Palmer & Dodge LLP

20090099939 - Configurable intelligent countdown clock for online auctions: This disclosure describes, generally, methods and systems for dynamically counting down to an on-line auction end time. The method includes initiating a countdown clock with an end time that corresponds to the on-line auction end time, and accessing an auction server to obtain data used to refresh a current time... Agent: Townsend And Townsend And Crew LLP

20090099940 - Providing a marketplace for web services: A method, system, and computer-readable medium is described for facilitating interactions between computing systems, such as by providing an electronic Web service (“WS”) marketplace via which third-party WS providers make their WSes available to third-party WS consumers who locate and purchase access to those WSes via the electronic marketplace. Some... Agent: Seed Intellectual Property Law Group PLLC

20090099941 - System and method for enabling cash gifts in an online registry: A system and method for facilitating cash gifts by enabling a gift recipient to create an online gift registry which includes an option to allow gift givers to make cash gifts in addition to traditional consumer goods from multiple merchants. Other applications of the system and method include, but are... Agent: Blank Rome LLP

20090099938 - Web based communication of information with reconfigurable format: A system of using an interactive device such as an e-mail pager to obtain information from a publicly available source, such as the Internet. The e-mail pager may send information in its native format to a service that acts as an intermediary. That service takes the information and uses it... Agent: Scott C Harris

20090099942 - Identification of discrepancies in actual and expected inventories in computing environment having multiple provisioning orchestration server pool boundaries: A system for establishing and maintaining inventories of computing environment assets comprising one or more custom collector interfaces that detect movement of assets from one environment to another, and an inventory scanner which modifies inventories for each environment based on monitored asset movements. The present invention is of especial benefit... Agent: Ibm Corporation (rhf)

20090099943 - Item position indicator and optimized item retrieval for a sensor equipped storage unit: A computer implemented method, apparatus, and computer program product for communicating the shelf position of an item within a storage unit. An item to be located in the storage unit is identified. The storage unit system determines the shelf position of the identified item. The system then communicates the shelf... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20090099944 - System and method for prepaid biometric redemption accounts: A system and method of offering a redemption account that allows users to purchase in advance and subsequently redeem products and services from one or more vendors that are affiliated with the system. The present invention imparts a process by which users enrolled in a biometric authorization system can access... Agent: Pepper Hamilton LLP

20090099950 - Index rebalancing: This invention relates to hedge fund indexing in general and methods and systems for constructing and maintaining investable hedge fund indices in particular.... Agent: Fish & Richardson PC

20090099945 - Methods and systems for directory-based programming: A method for integrating assets of an automated system includes defining base services of the automated system. A directory of assets within the automated system is provided. A common name space associated with each asset in the directory is also provided. Each asset in the directory is linked using the... Agent: General Electric Company Ge Global Patent Operation

20090099946 - Methods and systems for valuing embedded options: Methods and systems are disclosed for valuing a financial obligation having an embedded option. The method includes determining a value of the embedded option, converting the embedded option value to a target basis representing the yield difference between the financial obligation having the embedded option and a corresponding financial instrument... Agent: Buchanan, Ingersoll & Rooney PC

20090099949 - Reallocation: This invention relates to hedge fund indexing in general and methods and systems for constructing and maintaining investable hedge fund indices in particular.... Agent: Fish & Richardson PC

20090099947 - System and method for electronic funds payment: A system and method for electronic payment in a computer payment network. The system comprises a choice engine communicatively connected to a computer payment network for electronically providing a purchaser with an option to select a funding source for a purchase. The funding source is selected pre-purchase, during purchase, post-purchase,... Agent: K&l Gates LLP

20090099948 - Two-stage estimation of real estate price movements for high frequency tradable indexes in a scarce data environment: Indexes of commercial property prices face much scarcer transactions data than housing indexes, yet the advent of tradable derivatives on commercial property places a premium on both high frequency and accuracy of such indexes. The dilemma is that with scarce data a low-frequency return index (such as annual) is necessary... Agent: Choate, Hall & Stewart LLP

20090099977 - Annuity contract management system and method thereof: Method performed by an annuity contract system includes managing a bid module according to participation of a user; before the user starts to pay premiums according to an annuity contract, generating a premium amount through the bid module and a investment management module; and at an end of premium terms... Agent: North America Intellectual Property Corporation

20090099976 - Method and system for determining optimal portfolio: An optimal portfolio determining method enables high speed determination of objective financial product which optimize availability for institutional buyer or retail investor and purchasing amount on the basis of information relating to earning rate or the like of individual name and information relating to information factors influencing for earning rate,... Agent: Dickstein Shapiro LLP

20090099978 - Process, system and financial engine for determining a level of risk in the market, and for adjusting user's market exposure based on the level of risk: A process, system and financial engine which determine a portfolio's sensitivity to market risk based on market conditions are described. In particular, with these process, system and financial engine, first data representative of time horizon information and second data representative of risk tolerance information are first received, and guidelines data... Agent: Baker Botts L.L.P.

20090099975 - Stochastic control system and method for multi-period consumption: The present invention relates to dynamic optimization of system control over time. The need for dynamic optimization arises in many settings, as diverse as solar car power consumption during a multi-day race and retirement portfolio management. We disclose a reformulation of the control problem that overcomes the so-called “curse of... Agent: Haynes Beffel & Wolfeld LLP

20090099974 - System and method for attributing performance, risk and risk-adjusted performance of an investment portfolio to custom factors: Systems and methods for attributing return, risk, and risk-adjusted performance for an investment portfolio. Residual factors for the investment portfolio may be determined based on a matrix of custom factors. The residual factors may correspond to a matrix of factor exposures for the portfolio that may be obtained by orthogonalizing... Agent: K&l Gates LLP

20090099979 - Systems and methods for enhancing group benefit plans and other entities via life insurance funding and administration structures: The present inventions provide improved funding and administrative arrangements for increasing the amount of income available for group benefit plans, unions, VEBAs, and other entities designed to aggregate funds for the benefit of a selected population. In general, the arrangement includes an insurance component and a financing component and may... Agent: Mcdermott Will & Emery LLP

20090099951 - Acquisition of online auction items through a global positioning system: In an example embodiment, a method is provided. The method may comprise receiving an auction item identifier from a global positioning system (GPS) apparatus. Auction data associated with the auction item identifier is accessed and transmitted to a voice portal server. The voice portal server may call a telephone number... Agent: Schwegman, Lundberg & Woessner/ebay

20090099955 - Convex parimutuel contingent claim market mechanism: A convex paramutuel call auction implemented at a central market organizer computer includes receiving orders from market participants, calculating a quantity of accepted bids for each of the orders, and communicating to the participants the calculated quantity of accepted bids for each of the orders. Each order includes a specification... Agent: Lumen Patent Firm

20090099953 - Method, computer program product, and apparatus for providing reverse auction transport services: A method, computer program product, and apparatus for providing reverse auction services are provided. A reverse auction request for transportation or a reverse auction request for delivery is received from a communications device. Geographical location information of an origination location and a destination location for the reverse auction request for... Agent: At&t Legal Department - Cc Attn: Patent Docketing

20090099956 - System, method, and repo derivative financial instrument and market for conducting repo swap/cfd transactions: A system and method for facilitating a “swap” between the floating and fixed rate markets, and a financial instrument and a market for trading such instruments, based on such transactions. The basis of this new swap/contract is to establish a fixed rate versus floating rate “swap” in the repo market.... Agent: Gardner Groff Greenwald & Villanueva. PC

20090099954 - Systems and methods for managing zoning information: A computer system and method that enables a user to meet the appropriate zoning, special use permit, and variance requirements for one or more zoning jurisdictions. The user may query a database for the zoning requirements and zoning requirement changes, facilitate the zoning processes, and generate deliverables for the various... Agent: Robert Llewellyn Kilby Efacilitationpathway

20090099952 - Trading system for handling an order matrix: An exchange system and a method for trading orders on an exchange market and a related broker workstation. One or more user defined order matrixes allows a user to design a trading strategy by manually, or by means of algorithms using current and/or historical market data, determine trading parameters such... Agent: Coats & Bennett, PLLC

20090099958 - Method for use in determining the value of an automobile: Method for use in Determining the Value of an Automobile The present invention discloses a method for providing increased underlying value of an automobile based on the number of year(s) within a period of a conventional hire-purchase contract or term loan. Accordingly, the underlying value is increased each year within... Agent: Collen Ip

20090099957 - Method of transferring mortgages and loans: Embodiments of the present invention relate loan agreements, in which a second security may be substituted for an initial security. The substitution may be contingent upon specific characteristics, related to, for example, the second security, the outstanding loan, the initial loan, or the lender.... Agent: Knobbe Martens Olson & Bear LLP

20090099959 - Methods and systems of predicting mortgage payment risk: A method for detecting a risk of payment default comprises receiving mortgage data associated with a mortgage application, the mortgage application associated with an applicant, determining a first score for the mortgage data based at least partly on one or more models that are based on data from a plurality... Agent: Baker & Mckenzie LLP Patent Department

20090099960 - Systems and methods for analyzing data: Information regarding individuals that fit a bad performance definition, such as individuals that have previously defaulted on a financial instrument or have declared bankruptcy, is used to develop a model that is usable to determine whether an individual that does not fit the bad performance definition is more likely to... Agent: Knobbe Martens Olson & Bear LLP

20090099962 - Apparatus and methods for facilitating carbon credits: A processor-performed method of facilitating the creation and sale of carbon credits. The method includes enrolling a plurality of carbon credits in a database. Each credit is associated with an account of a creator of the credit and with a project for generating the credit. The method includes determining whether... Agent: Harness, Dickey, & Pierce, P.l.c

20090099963 - Tagged products and uses thereof for after point-of-sale revenue sharing: Methods are presented for providing after point-of-sale revenue sharing via tagged software. The methods provided allow for revenue sharing when products or services are provided in the future, or when products are upgraded in the future.... Agent: Hensley Kim & Holzer, LLC

20090099961 - Transaction processing method, apparatus and system: The present invention relates to transaction processing, for processing of payments between payer's (usually individual payers) and payee's (usually merchants. Conventionally, a payment transaction involves a user's account details being provided to a merchant device, e.g. by swiping a card in the card swipe of the merchant device. The merchant... Agent: Merchant & Gould PC

20090099965 - Prepaid expense card management platform: In embodiments of the present invention capabilities are described for a prepaid expense card management platform, where the management platform may be presented as a graphical user interface. The prepaid expense card management platform allows businesses to increase spending control and decrease overhead time associated with the administering of reimbursement... Agent: Strategic Patents P.C..

20090099964 - System and method for transferring funds to a beneficiary: In a method for transferring funds from a client in one country to a beneficiary in a second country, the client purchases an activation card from a retailer and the retailer sends funds corresponding to the purchase amount to a service provider account at a sending bank. The service provider... Agent: Efren Calderon Gonzalez

20090099966 - Method and system for verifying use of a financial instrument: A system of verifying a purported registrant's ownership or control of a payment instrument includes a communication device, a memory and a processor coupled to the communication device and to the memory. A payment instrument verification module stored in the memory and executable by the processor is adapted to receive... Agent: Afs/ Visa

20090099967 - Health care system, key management server and method for managing key, and encrypting device and method for encrypting vital sign data: Provided is a health care system including a key management server that receives from a server a request for a decryption key, with first identification information identifying a measuring apparatus, second identification information identifying vital sign data, and third identification information identifying the server. The key management server generates the... Agent: Wenderoth, Lind & Ponack L.L.P.

20090099968 - Music distribution systems: Music is blanket transmitted to each customer's computer-based user station. Customers preselect from a list of available music in advance using an interactive screen selector, and pay only for music that they choose to have recorded for unlimited playback. An antipiracy “ID tag” is woven into the recorded music so... Agent: Woodcock Washburn LLP

20090099969 - Cashless online marketplace for groups and charities: A cashless online marketplace for the transaction of goods and services. A computer implemented method of acquiring membership, donating and acquiring goods/services via the Internet are described. A computer-implemented method for conducting a cashless online transaction is described, generally comprising the steps of a donor posting an item for donation... Agent: K&l Gates LLP

20090099972 - Method and system for auction or sales of deliverable prepared food via the internet: A method and system for auctioning or sales of deliverable prepared food via the Internet permit customers to purchase or bid on prepared food items. A food preparation and delivery portion of the system includes a delivery vehicle, which may have a mobile kitchen for the preparation of food items... Agent: Mitch Harris, LLC - General

20090099971 - Methods and systems for marketing distressed inventory: Methods and systems are disclosed for marketing distressed inventory. In one aspect, a method is disclosed for marketing distressed inventory that may be performed by a distressed inventory system. The method may include receiving distressed inventory data from at least one supplier reflecting available distressed inventory and receiving a request... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090099970 - Multivariate blind bidding negotiation support system rewarding smallest last session move: A multi-issue, multiparty computer-based blind-bidding system and method give an incentive for moving quickly to the zone of agreement. Confidential information is managed by a neutral site. After receiving optimistic proposals from the parties, the system generates visible suggestions, which are potential agreements whose values are derived from party preference... Agent: Jones, Tullar & Cooper, P.C.

20090099973 - Systems and methods for controlling traders from manipulating electronic trading markets: Systems and methods are provided to control gaming in electronic trading markets. These systems and methods alleviate the problem of a seller or buyer trying to act on a trader's original bid or offer only to trade at an unfavorable level after the trader changes the bid or offer. A... Agent: Dean P. Alderucci

20090099980 - System and method of billing for printing service costs by examining the content of a page: A system and method of billing for printing service costs can examine content of a page and apply a cost function to approximate the cost of printing the page. Examining the content of the page may include detecting at least one object in the page and determining an approximate area... Agent: George Likourezos, Esq. Carter, Deluca, Farrell & Schmidt, LLP

20090094039 - Collaborative production of rich media content: Among other things, a publicly accessible online facility enables users to create finished rich media content (RMC) by collaboratively engaging in activities to create RMC portions related to the finished RMC, the RMC portions being made accessible to the users in different predefined levels of abstraction in which the finished... Agent: Fish & Richardson PC

20090094050 - Electronic shop customer registration method: A service provider places a server at a data center and a service user searches a website, connecting a terminal to the Internet. When the service user specifies a URL in a website server via a terminal accessible to the Internet, data of content stored onto the server is read... Agent: Oliff & Berridge, PLC

20090094046 - Event-recording gift container and methods of use: A means and methods are provided to give a gift and simultaneously and unobtrusively record images and/or sound to capture the emotion and excitement of the gift recipient upon receipt of the gift and discovery of the gift-container contents. A gift container is combined with miniaturized video and/or audio recording... Agent: Oppedahl Patent Law Firm LLC

20090094049 - Machine-implemented item exchange method: A machine-implemented item exchange method includes the steps of: (a) based on at least one value that has been set by a first member on at least one item possessed by the first member, and at least one value that has been set by the first member on at least... Agent: Ladas & Parry LLP

20090094045 - Method and system for determining the reliability of forensic interpretation: The present invention pertains to a process for determining reliability of forensic interpretation methods. Specifically, the process comprises the steps of obtaining forensic data, a known feature, and a population of features; obtaining a forensic interpretation method that is applicable to the forensic data; applying the interpretation method to the... Agent: Ansel M. Schwartz Attorney At Law

20090094042 - Method and system for providing a customer biopolymer to a customer: The present invention relates to a method and a system for providing a customer biopolymer to a customer. The sequence of a customer biopolymer is transferred to a production control system of a biopolymer service provider, synthesized on a production machine of the service provider and delivered to the customer,... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20090094043 - One stop full service real estate system and method: A system and method for providing a user with assistance in selling their home.... Agent: Weiss & Weiss Suite 251

20090094048 - System and method for facilitating the introduction of compatible individuals using third party collaborative tools: A system and method for facilitating an online collaborative community for individuals to meet each other, make suggestions to members in their network of other individuals as potential matches, and introduce members to each other. A number of features are provided that promote collaboration among members of the online community... Agent: Novak Druce Deluca + Quigg LLP

20090094041 - System and method for representing agreements as reputation: System and method for representing agreements as reputation are disclosed. In one embodiment, the method comprises, in response to a request to generate an assertion relating to a piece of content, regenerating a reputation statement concerning an agreement from reputation-forming information (RFI) associated with an agreement; and generating an assertion... Agent: Haynes And Boone, LLPIPSection

20090094044 - System, method and computer-readable medium for configuring a computer via a network to generate a personalized user experience: A system, method and computer-readable medium are provided for configuring a computer to behave in accordance with a profile associated with a selected user account. A profile server includes (a.) means to store the profile in a server of an electronic communications network; and (b.) means to enable a user... Agent: Patrick Reilly

20090094040 - Systems and methods for generating and responding to a request for proposal: A method for generating a request for proposal and responding to the request for proposal is provided. The method includes generating, via a computing module stored in a computing system, a request for proposal. The method further includes providing, via the computing module, a response to the request for proposal.... Agent: Patrick W. Rasche Armstrong Teasdale LLP

20090094047 - Systems and methods for predicting a risk utilizing epigenetic data: A method includes receiving epigenetic information associated with at least a specific individual and/or prognosticating a risk at least partially based on the epigenetic information associated with at least a specific individual and the at least one correlation of epigenetic information associated with at least a first individual for at... Agent: Iv - Suiter Swantz PC Llo

20090094053 - Diagnosis through graphical representation of patient characteristics: An apparatus, device, methods, computer program product, and systems are described that receive at least one set of diagnosis parameters associated with one or more patients, determine one or more spider charts associated with one or more potential diagnoses for the one or more patients, and provide the one or... Agent: Brake Hughes Bellermann LLP

20090094054 - Method and apparatus for identifying patients overdue for an appointment using standard healthcare billing data: A method and apparatus for identifying overdue patients using standard billing or other office management data, so that patients can be contacted and invited to make an appointment. The invention begins by querying the diagnosis codes for each visit from the billing or other encounter tables, and matching these with... Agent: Michael O. Scheinberg

20090094051 - Methods and systems for minimizing costs of drug purchases: Drug purchases are evaluated according to available offers from drug manufacturers, based on the equivalent dosage regimens for similar drugs. Equivalent doses among drugs are calculated. Purchasing amounts of equivalent doses of drugs are reviewed. The costs of the equivalent doses of the drugs are compared, taking into account contractual... Agent: Mcdermott, Will & Emery

20090094052 - System and method for dynamically generated clinical form elements: Certain embodiments of the present invention provide a system and method for the dynamic creation of a clinical form. The method comprises acquiring a list of available clinical elements models. In an embodiment, a set of parameters is acquired for each clinical element model. A visual representation associated with each... Agent: Mcandrews Held & Malloy, Ltd

20090094055 - System and method for providing price estimates for medical procedures: A system for providing price information for medical procedures. The system includes a user interface configured to receive patient information corresponding to a patient, an eligibility engine configured to send a health care benefit inquiry and receive a health care benefit response from an insurer or a clearinghouse for a... Agent: Tillman Wright, PLLC

20090094056 - Systems and methods for projecting sample store activities that are restricted in non-sample stores: Systems and methods are provided for estimating non-sampled store activities by applying projection factors to sampled store activities taking into account restrictions on non-sampled store activities. The systems and methods adjust data projection factors for managed healthcare plans that have restrictions in non-sampled stores to prevent unrestricted activity under these... Agent: Baker Botts L.L.P.

20090094062 - Apparatus and method for rewarding consumers: In order to reward a consumer for trying or learning about a product, the customer is given a unique identification number, preferably an unvalidated ATM readable card, and instructions for completing a test or survey by telephone or on the Internet. Upon successful completion of the test by the consumer,... Agent: Bond, Schoeneck & King, PLLC

20090094063 - Display and method for medical procedure selection: A display system and method for displaying information to a clinician when selecting the next appropriate diagnostic test or therapeutic procedure to order for a patient are provided. The system assists the clinician in selecting the next step based on the information the clinician hopes to gain from the test... Agent: Philips Intellectual Property & Standards

20090094061 - Generating and managing medical documentation sets: Methods, computer storage media, systems and user interfaces for generating and/or managing medical documentation sets are provided. Medical documentation sets are generated by replicating a predetermined medical template. After the predetermined medical template is replicated, the medical label associated with the medical documentation set may be modified so that the... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20090094059 - Genetic data analysis and database tools: A computerized tool and method for delivery of pharmacogenetic and pharmacological information, comprising a core system having algorithms and databases for storing, collating, accessing, cross-referencing, and interpreting genetic and pharmacologic data, with a graphical user interface for a client network of providers of laboratory genetic testing services to access the... Agent: K. Karel Lambert

20090094060 - Method and system for consumer healthcare decisionmaking: A method and system for healthcare decisionmaking wherein a consumer begins with a diagnosis, is educated on the interpretation of relevant data relating thereto, assess risk, selects and prioritizes search criteria, reviews treatment option results and compares the results based on their preference, or by using statistically valid data derived... Agent: Wilmerhale/boston

20090094058 - Quality assurance scorecard for diagnostic medical agent administration: The present invention relates to a method and apparatus where pre-defined diagnostic medical agent administration data are prospectively collected and analyzed, in order to provide an objective contrast administration risk-benefit analysis, and provide an impartial analysis for pre-testing assessment, as well as optimization of examination, contrast selection and performance parameters.... Agent: Akerman Senterfitt

20090094057 - Ultrasonographic device: A technology that prevents leak of patient data, which is personal information, stored in a storage medium without requiring labor is disclosed. According to the technology, when a command for bulk-deleting pieces of data stored in memories 4 to 7 is entered using an operating unit 1 (Step 1), the... Agent: Pearne & Gordon LLP

20090094064 - Healthcare insurance claim fraud and error detection using co-occurrence: A healthcare insurance claim that includes variables characterizing aspects of a healthcare service for which reimbursement is sought is analyzed in order to determine whether there are any aspects that are indicative of fraud or error. This analysis includes generating score variables from the variables of the healthcare insurance claim... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090094069 - Investment fund for maximizing a risk adjusted expected return while providing a defined minimum income at maturity: An investment fund maximizes an investor's risk-adjusted expected return on an investment while also providing the investor with a defined minimum level income upon the maturity of the investment. The investment fund comprises a risk-free portfolio and an upside portfolio. The risk-free portfolio holds risk-free assets that provide a defined... Agent: Fenwick & West LLP

20090094068 - Method and apparatus for constructing insurance products: Running the individual illustration systems provided by the insurance companies is very complicated and time consuming. It requires an intimate knowledge of each system. This invention allows an agent to bypass all of that. The agent does not have to be an expert. The system 122 as shown in FIG.... Agent: Patent Docket Clerk Cowan, Liebowitz & Latman, P.C.

20090094071 - Method for processing insurance coverage requests: A method for processing insurance coverage requests. An insurance data processing system (IDPS) receives at least one request from a customer relating to insurance coverage for the customer. Each request independently requests activation or deactivation of the insurance coverage. The requests are ordered in a time sequence if the at... Agent: Schmeiser, Olsen & Watts

20090094066 - Methods and systems for providing vehicle insurance: According to certain embodiments of the present invention, a method is provided for providing insurance including: permitting a customer to access a retail website; retrieving intelligently, from the customer through the website, a first limited set of information pertaining to the customer and a vehicle of the customer; determining, from... Agent: Mcandrews Held & Malloy, Ltd

20090094070 - System and method for processing and administering flexible guaranteed income payments: A system is provided for administering fixed income immediate and deferred payments in any of a plurality of different payout schemes selected by a purchaser to accommodate varying retirement income needs. The system can be configured to administer an immediate income annuity where payments start within one year and the... Agent: HowardIPLaw Group

20090094067 - Systems and methods for company internal optimization utilizing epigenetic data: s

20090094065 - Systems and methods for underwriting risks utilizing epigenetic information: Methods and devices are described for calculating insurance premiums based upon epigenetic information.... Agent: Suiter Swantz PC Llo

20090094072 - System for golf reservations: A system and method for making reservations, in particular golf tee times, utilizing the Internet is disclosed. The system provides a user with access to a reservation system of a particular location, such as a golf course. The user is able to make and confirm a reservation for an event,... Agent: Mchale & Slavin, P.A.

20090094081 - Apparatus, method, and system to monitor performance of coin acceptors, bill validators, and other automated payment methods: An apparatus, system, and method of monitoring performance of a currency detector such as a coin acceptor or bill validator. Status of the currency detector relative to each item introduced to it is tracked. A ratio of rejected items to accepted items is compiled over a given period of time... Agent: Mckee, Voorhees & Sease, P.L.C

20090094078 - Environmental offsets for services: Techniques for providing services in a manner that takes into account the environmental impact of such service delivery are provided. In one embodiment, in response to a request for services from a prospective customer, the environmental impact of the requested service is determined based on analysis of each sub-service constituting... Agent: Vedder Price PC

20090094079 - Evaluating commodity conditions using aerial image data: Various tools, strategies and techniques are provided for evaluating the condition of one or more commodities in one or more regions of interest. Collection of image data associated with the commodities can be facilitated through use of an aircraft traveling a predetermined travel route over the regions of interest. The... Agent: K&l Gates LLP Henry W. Oliver Building

20090094080 - Method and a system for improving the operability of a production plant: A method for improving the operability of a production plant is invented. The production plant has at least one production process comprising at least one equipment, a system for obtaining equipment condition measuring data and a system for obtaining maintenance work data. The equipment condition measuring data and the maintenance... Agent: Buchanan, Ingersoll & Rooney PC

20090094076 - Method and system using linear programming for estimating test costs for bayesian diagnostic models: In accordance with an embodiment, a method for troubleshooting a fault to determine a root cause of the fault. A Bayesian network model is created based on information obtained from a Fault Isolation Manual (FIM), where the FIM provides tests to be performed in troubleshooting the fault to determine a... Agent: Harness Dickey & Pierce, PLC

20090094074 - Method for constructing business process models from task execution traces: A business process is modeled by determining, for each possible pair of tasks in a trace of executions of N tasks corresponding to a business process, whether the tasks in each pair have an identical relation condition with every other task in the trace. A pair of tasks is identified... Agent: Mitsubishi Electric Research Laboratories, Inc.

20090094073 - Real time click (rtc) system and methods: A real-time click system to process advertisement (ad) clicks includes a real-time listener operative to listen for, and store in a memory, a plurality of click event packets emitted by an ad server when corresponding ads are clicked by web users. A sequencer stores the click event packets in a... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090094077 - Site development planning: In a computer implemented method for site development planning, a development mix is automatically determined for developing a site. The development mix is based upon a location of the site and regulatory information regarding the site location. An earthworks parameter for the site is automatically estimated from the development mix.... Agent: Trimble Navigation Limited C/o Wagner Blecher

20090094075 - System and method for real time maintaining an inventory of services and associated resources of a client company: A system for real-time maintaining an inventory of services and associated resources of a client company. A product component communicates with feeds receiving inventory data from the client company. A transactional component communicates with the product component for managing transactional records, processing responses related thereto and updating the inventory records... Agent: Buchanan, Ingersoll & Rooney PC

20090094082 - Systems and methods for application programming interfaces for shipping services: Systems and methods provide shipping services information. In one implementation, a method is provided in which an e-commerce server receives a request for shipping information from an end-user. The e-commerce server generates an extensible markup language (XML) request based on the requested shipping information and sends the XML request to... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090094084 - Method and system for use in scheduling transfer of transportation assets: A method and system for scheduling transfer of transportation assets and freight use a graphical user interface to collect, enter and display transportation asset data and freight data, thus enabling a user to select origin and destination locations for the transportation asset data and freight data on a map displayed... Agent: Marshall, Gerstein & Borun LLP

20090094085 - Scheduling delivery of products via the internet: Methods and apparatus for scheduling delivery of an order via a wide area network. A delivery interface is generated in which a plurality of delivery windows are presented. The delivery interface is transmitted to a remote platform via the wide area network. In response to selection of a first one... Agent: Ipventure, Inc.

20090094083 - System and method for automatic moderator delegation: A method and computer program product for receiving an indication of a meeting being scheduled between a plurality of attendees. At least one of the attendees is designated a moderator of the meeting. The actions of the designated moderator are monitored to determine if the designated moderator is capable of... Agent: Holland & Knight

20090094086 - Automatic assignment for document reviewing: Assignment algorithm for automatically making assignments between documents and document reviewers for a review process. If the automated assignments need adjusting, a coordinator can manually refine the assignment(s). The assignment algorithm facilitates the automated assignment process based on inputs related to a constraint and/or a preference. The constraints and preferences... Agent: Microsoft Corporation

20090094089 - Custom dispatch software: A system and method for a dispatching program and for its implementation, involves logging into a system, selecting or creating a work unit, and assigning work orders to the selected unit. After the work orders have been assigned the assignments are transmitted to each work crew.... Agent: Masco Corporation

20090094090 - Lean staffing methodology: A method of sourcing resumes from databases connected to the internet, the method comprising of receiving a requirement from an employer for one or more candidate(s) to be employed, assessing the requirement to obtain a desired profile of the candidate to be employed, defining at least one primary internet keyword... Agent: Cloutier & Engle, PLLC Attn: Priya Sinha Cloutier

20090094088 - Methods, systems, and apparatuses for automated confirmations of meetings: Methods, systems, apparatuses, and computer program products for confirming attendance of prospective attendees to a meeting or events via time management or event scheduling applications, such as calendar applications, are disclosed. Various embodiments comprise scheduling the meeting, waiting for a period of time, and automatically sending confirmation requests to one... Agent: Ibm Corporation (jss) C/o Schubert Osterrieder & Nickelson PLLC

20090094087 - Multi-tier cross-department scheduling model for order processing operations: A multi-tier cross-department scheduling model for order processing operations. A scheduling model for planning assignment of discrete jobs to multiple departments for shipment, wherein selected jobs are assignable to respective selected departments and the departments share finite capacity resources, includes a programmable computer system having loaded therein an objective function,... Agent: SmithIPServices, P.C.

20090094091 - Service call data selection and delivery method and system: A method of dispatching a service call for an electromechanical device, such as a document production device, is disclosed. The method includes receiving, by a dispatching server, a communication requesting service on a first document production device. The communication includes a unique identifier corresponding to the first device. A data... Agent: Pepper Hamilton LLP

20090094100 - Complete self-checkout system for retail stores using wireless enabled handheld devices: A novel system EzCheckout using wireless enabled hand held devices is disclosed. This system enables an all-new way of complete end to end shopping. The customer enters the code of the item he needs, does price check, does the checkout process and payment all by himself without interacting with any... Agent: Jijo Mukkath Xavier

20090094099 - Evaluating commodity conditions using multiple sources of information: Various tools, strategies and techniques are provided for evaluating the condition of commodities in different regions of interest. The evaluation of commodity condition can be facilitated through using multiple information sources and/or one or more likelihood functions associated with the information sources. One or more probability distribution functions may be... Agent: K&l Gates LLP Henry W. Oliver Building

20090094096 - Interactive advertisement framework: A system including a server is configured to enable a user of a client device to view advertisements. The system may provide an advertisement framework to be displayed on the client device, the framework including an advertisement and a set of controls. The controls may allow a user to view... Agent: Yahoo! Inc. C/o Darby & Darby P.C.

20090094097 - Network-based optimization of services: Method and system enable remote control of utilities and other scheduled products and services using data communications networks. Information provided by third parties is obtained to control the use of utilities, products and/or services. Obtained information is analyzed to create or modify a schedule for using power, water or any... Agent: Ortiz & Lopez, PLLC

20090094098 - Promotion of a wine industry: Disclosed herein is a method and system for promoting a first wine industry of a first geographical location utilizing a plurality of advertising media. In a first embodiment, the plurality of advertising mediums is selected for promoting the first wine industry. The disclosed method links information of contribution of the... Agent: Ashok Tankha

20090094095 - Recommendations based on an adoption curve: Methods and apparatus, including computer program products, for recommendations based on adoption curve. A method includes tracking over a period of time user popularity of a media content using a web service residing in a server, the popularity and period of time representing a life cycle of each of the... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20090094092 - System and method for advertisement placement: A system and method of advertisement is shown. By associating a theme of an advertisement with an aspect of a music performance, the advertisement can be played in a time slot that is adjacent to the music performance during a broadcast. The close temporal proximity of the advertisement to the... Agent: Schwegman, Lundberg & Woessner, P.A.

20090094094 - System and method of forecasting print job related demand: A print demand forecasting system is provided for use with a print production system in which print demand data is collected for each print job processed during a selected time interval. The print demand data is processed with a computer implemented service manager to obtain a first demand series with... Agent: Patent Documentation Center

20090094093 - System for selecting advertisements: A system for selecting an advertisement for display to a user. The system includes a plurality of web properties and an advertisement engine. Each of the web properties include a web interface that may be customized based on user profile data provided by the user. As such, data may be... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090094101 - Quick to coach: a performance management tool: The current invention is a human capital performance management tool which creates measurable performance expectations for correcting ineffective behavior. The tool provides managers a “what to say and how to say it” coaching conversation and documentation to address behaviors specific to individual employee performances.... Agent: Cloutier & Engle, PLLC Attn: Priya Sinha Cloutier

20090094104 - Advertisements for products in media content: Advertisements for products in media content is described. In embodiment(s), products that are included in video media content can be determined. A request for the video media content can be received, such as to purchase the video media content and/or as an on-demand request from a television client device. Advertisements... Agent: Microsoft Corporation

20090094111 - Advertising framework for wireless networks: An advertising framework for transmitting advertisements from wireless access points to client devices that need not be connected to the wireless access point. The client device can display the advertisements on a user interface of the client device. Such advertisements may be transmitted, for example, as part of a control... Agent: Wolf Greenfield (microsoft Corporation) C/o Wolf, Greenfield & Sacks, P.C.

20090094105 - Content embedded tooltip advertising: Contextual advertisements embedded within content having tooltip type display functionality are provided where content can be evaluated for possible points for insertion of the advertisements. The content can be evaluated against a list of trigger points indicating advertisement should be inserted along with instructions to embed the advertisements. Using this... Agent: Amin, Turocy & Calvin, LLP

20090094115 - Credit card account incentive system and method to promote responsible management of accounts: The present invention relates generally to a credit card holder awards system and method. The system and method is set up to “reward” responsible management of accounts and good credit practices. Specifically, the method and system monitors customer activity at defined intervals, selects an award winner from among the qualified... Agent: Patent Department Larkin, Hoffman, Daly & Lindgren, Ltd.

20090094107 - Enhanced ad-wrapped applications for mobile and other computing devices: An application, executing on a mobile or other computing device, which has been subject to wrapping technology, provides the wrapper with the ability to insert logos, banners, and other advertising material, and allows that advertising information to be displayed within the wrapped application, not just before and after execution of... Agent: Fish & Richardson P.C.

20090094108 - Flexible revenue sharing and referral bounty system: An advertising system manager, a partner and one or more participating publishers may collectively agree on a revenue sharing arrangement, based on revenue generated from ad conversions, for revenue sharing between publishers and partners such as content providers distributing embedded content links to publishers through the advertising system manager. The... Agent: Fish & Richardson P.C.

20090094110 - Flexible savings system: A savings system, method, and apparatus that combines benefits of a layaway payment plan, a traditional Christmas savings bank account and individual savings accounts and also are able to take advantage of merchant promotional offers. The system for saving for an internet purchase includes an adjustable electronic savings structure that... Agent: Berggren Law Offices, LLC

20090094109 - Method and system for providing discounted services to customers: ServiceClub provides an efficient and economic way to connect sellers of services with potential buyers of their services. Discounts, coupons, and special promotions can be provided potential customers based on geographic considerations, so a potential customer can receive services of a specific type either around where he lives or works,... Agent: Bruce E. Hayden, P.C.

20090094116 - Method for expeditious resource re-allocation in a network of members: According to a computer implemented approach for expeditious resource re-allocation in a network, customers specify what items or services to request or offer by adding to the “MyHaves” or “MyWants” selection criteria. According to the method, a customer requests an item or service by adding it to his/her “MyWants” in... Agent: Techtain Inc.

20090094119 - Method for transacting an advertisement transfer: A method for transacting an advertisement transfer is disclosed which facilitates expressing the rate structure for the individual advertisement as a function of a profile of the individual potential customer; and which is directed to the creation of a mechanism from the vantage of an Internet site that is being... Agent: Louis J. Hoffman, P.C.

20090094117 - Natural targeted advertising engine: A method and system for categorizing information in a Web-based system based upon natural words and geographic which is then used to match the information with relevant advertising. The method and system allows advertisers to precisely target their ads based upon the relevancy and location of information which create a... Agent: John F. Letchford

20090094106 - Providing advertising in a virtual world: Technologies are described herein for providing advertising in a virtual world. An inventory list identifying a plurality of virtual objects is provided. A selection of one or more virtual objects from the inventory is received. An advertisement list identifying a plurality of advertisements is further provided. A selection of one... Agent: Microsoft Corporation

20090094102 - System and method for advertisement placement: A system and method of advertisement is shown. By associating a theme of an advertisement with an aspect of a music performance, the advertisement can be played in a time slot that is adjacent to the music performance during a broadcast. The close temporal proximity of the advertisement to the... Agent: Schwegman, Lundberg & Woessner, P.A.

20090094103 - System and method for advertisement placement: A system and method of advertisement is shown. By associating a theme of an advertisement with an aspect of a music performance, the advertisement can be played in a time slot that is adjacent to the music performance during a broadcast. The close temporal proximity of the advertisement to the... Agent: Schwegman, Lundberg & Woessner, P.A.

20090094118 - System and method for the real-time transfer of loyalty points between accounts: The invention includes facilitating the substantially real-time transfer of loyalty points between accounts. The method and system include receiving a transfer request (e.g., consumer request, triggering event, etc) for a transfer of a certain number of loyalty points, accessing and analyzing the total number of loyalty points in the transferor... Agent: Snell & Wilmer L.L.P. (amex)

20090094120 - Systems and methods for helping advertisers take advantage of co-op advertising opportunities: Software is used to automate selection of suitable co-op advertising programs from among choices with which an advertiser has had no prior substantial business relationship, to facilitate production, distribution and tracking of advertisements that comply with the specific requirements of the selected co-op advertising program(s). Of particular interest are Internet... Agent: Fish & Associates, PC Robert D. Fish

20090094114 - Systems and methods for optimized addressable advertising: The system and method includes, in one embodiment targeted micro-advertising that allows buyers and sellers of advertisements to be advantageously paired. The system allows for potential sellers of advertising space to post available times. Buyers then may view and purchase the list of available advertisement space. In some embodiments, buyers... Agent: Black Lowe & Graham, PLLC

20090094113 - Systems and methods for using video metadata to associate advertisements therewith: A system for using metadata from a video signal to associate advertisements therewith, comprising (i) a segmentation system to divide the video signal into video clips, (ii) a digitizing system for digitizing the video clips, (iii) a feature extraction system for extracting audio and video features from each video clip,... Agent: Morris Manning Martin LLP

20090094112 - Technology agnostic universally applicable data model for a telecommunication service provider architecture: An implementation foundation for a telecommunication service provider provides an efficient, robust, and reliable cornerstone for any new telecommunication service provider architecture. The implementation foundation includes a universally applicable data model that encodes the fundamental entities of interest to telecommunications service providers. The data model is free of constraints on... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20090094121 - System and method for enabling selective customer participation in dynamically configuring and managing at least a portion of customizable individualized victuals provision services provided thereto: The system and method of the present invention are directed to providing and managing periodic subscription-based victuals preparation and delivery services to customers thereof, while enabling the customers to selectively alter and/or manage pending victuals deliveries, without having to make permanent changes to their subscription plan, and without necessarily sacrificing... Agent: Edward Etkin, Esq.

20090094123 - Payment services provider methods in connection with personalized payments system: A method includes receiving transaction information from a merchant device. The transaction information includes a transaction amount and merchant information that identifies a merchant that operates the merchant device. The method further includes receiving, from a mobile device, a request that a funds transfer be made from a payment card... Agent: Buckley, Maschoff & Talwalkar LLC

20090094124 - Real-time point-of-sale change-of-address processing: The present invention provides the ability to solicit and obtain updated information about a customer or person. The present invention can be incorporated into a service provision system and thus, request updated information from a customer attempting to access the service. In operation, when the customer requests a service, the... Agent: Smith Frohwein Tempel Greenlee Blaha, LLC

20090094122 - System and method of completing a transaction including payment verification: A system and method of completing a self-service transaction including payment verification which limits products or services to those paid for. The system includes a payment station and a delivery station. The payment station includes a first computer for recording an order from a customer, for processing payment for the... Agent: Paul W. Martin

20090094126 - Dual use point of sale terminal and methods of operating same: A method of operating a point of sale (POS) terminal includes inputting into the POS terminal information for defining a transaction. The method further includes selecting between a first mode of operation of the POS terminal and a second mode of operation of the POS terminal. In the first mode... Agent: Buckley, Maschoff & Talwalkar LLC

20090094125 - System for personalized payments via mobile devices: A method includes receiving transaction information at a mobile device from a merchant device. The transaction information includes a transaction amount and merchant information that identifies a merchant that operates the merchant device. The method further includes generating a funds transfer request in the mobile device. The funds transfer request... Agent: Buckley, Maschoff & Talwalkar LLC

20090094127 - Storage-cabinet and method for selling frozen and/or refrigerated goods from such a locked storage-cabinet: The invention is related to a storage cabinet (12, 14or at least one of refrigerated and frozen goods (22, 24) for sale through that the cabinet door opens via entering of a door opening code in a payment terminal (18) with scanning equipment (20) for reading of codes which identify... Agent: Schwegman, Lundberg & Woessner, P.A.

20090094128 - Multi-device supervisor support for self-checkout systems: A customer self-checkout system includes one or more checkout stations and multiple supervisor terminals. The supervisor terminals provide support to, and control over, the self- checkout system and checkout stations. A controller is used to coordinate communications among the checkout stations and supervisor terminals over a wired and/or wireless network... Agent: Clifford Chance US LLP

20090094129 - Method of trading: A method of borrowing an item from a lender to a borrower, in which the item has an RFID tracking device affixed thereto. While the item is in the possession of the borrower, the lender uses data transmitted from the RFID tracking device to monitor the item, to be assured... Agent: Goodwin Procter LLP Patent Administrator

20090094132 - Method for fundraising by providing customized items: In a method for providing access to and using an edutainment website original artwork created by one or more participants as part of a fundraising event and embodied in custom postage is registered on the website. Registrants or entities authorized to act on behalf of the registrants a provided with... Agent: Michaud-duffy Group LLP

20090094133 - Ordering assistant: A request is received to configure an order for services. A question tree is accessed, the question tree being related to a form that may be used to place the order. User responses are received to two or more questions included in the question tree. A configuration output is provided... Agent: Verizon Patent Management Group

20090094135 - Print driver based marketing system and method: A method of providing access to an online marketplace via a printer driver that is in communication with a networked printing device. The marketplace offers printer capabilities which are compatible with the networked printing device. The computing device receives a request to purchase one of the printer capabilities for the... Agent: Pepper Hamilton LLP

20090094130 - Procurement requisition processing method and system: A purchasing method and system. The method includes purchasing method comprising generating by said computing system a database table. The database table comprises catalog purchase types for items available for purchase. An entity profile associated with an entity is generated. The entity profile is associated with entity allowable catalog purchase... Agent: Schmeiser, Olsen & Watts

20090094136 - System and method for an efficient dynamic multi-unit auction: The present invention implements an auction in which multiple types of goods may be auctioned in a dynamic process. In a preferred embodiment, the present invention is a system and method for a computer implemented dynamic multi-unit auction in which the price paid or received by bidders tends to be... Agent: Connolly Bove Lodge & Hutz LLP

20090094131 - System and method for customer delivery notification: Build-to-order products are shipped to consumers through plural shipping providers by giving the consumer an estimated delivery date for the arrival of the product at the consumer delivery address. Using an estimated delivery date makes the notice agnostic of the shipping provider so that multiple transport means may be used... Agent: Hamilton & Terrile, LLP

20090094134 - Systems and methods for stored-value exchange within social networking environments: An electronic social networking environment enables the transfer of stored value between users of the environment. A transfer may be in the form of a gift from one user to another. The stored value may represent actual currency or virtual currency. The stored value may be redeemed within or outside... Agent: Townsend And Townsend And Crew, LLP

20090094139 - Myconcertdate.com: A method for a member of an organization whose purpose is to bring people together who share common interests, wherein each member posts, on a common website, a profile describing themselves and their interests; where each member may list on the website one or more tickets to an entertainment event... Agent: Howard & Howard Attorneys PLLC

20090094138 - System and method for calculating, tracking, and projecting children's clothing sizes over time: The present invention relates to an automated system and method for determining the best brand and product-specific sizes of garments or footwear for a child based on the child's measurements and the measurement parameters associated with a specific brands' sizing structures. The present invention also allows for projecting changes in... Agent: BatemanIPLaw Group

20090094137 - Web page optimization systems: A system for improved web page generation and display, relating to providing a system for dynamically creating web pages on demand which can be indexed by Internet-based search engine indexing programs from contents stored in one or more databases. Further, index rankings created from the dynamically created pages are optimized... Agent: Stoneman Volk Patent Group

20090094141 - Business integration of integrated gasification combined cycle power plant and coal to liquid fuel plant: Methods of operating a business arrangement for an integrated CTL process and IGCC facility are disclosed herein. An embodiment of the method encompasses operating the integrated CTL and IGCC facility to optimize profitability, revenue and monitor inventory. Some advantages of the disclosed methods include reduced capital expenditures and increased availability... Agent: Conley Rose, P.C. David A. Rose

20090094140 - Methods and apparatus for inventory and price information management: Systems and techniques for managing product inventory and pricing and product information. A moving camera platform is directed to desired locations in an environment to capture visual information relating to shelf labels affixed to shelves in the environment and visual information relating to products on the shelves. Image recognition is... Agent: Paul W. Martin

20090094142 - Method and server for managing subscriber charges: A fee management server manages subscriber fees by managing an actual fee credit and an available fee credit for very subscriber. Upon receipt of a fee accounting message by a server for accounting fees for a communication service desired by the subscriber, the fee management server transmits a recall message... Agent: Staas & Halsey LLP

20090094143 - Gross margin tax method: A method for calculating the gross margin tax (GMT), for example, in a particular state. In an example embodiment, one or more new accounts are added to the income statement for a GMT taxable entity. These new accounts are accounts or items that are deductible under the GMT, but not... Agent: Reina Wiatt

20090094144 - Business model of a billing procedure for renting medical equipment: A system and method relate to dynamic financial models associated with financing, such as leasing or purchasing, equipment and/or services. The financial models may dynamically update a rate of payment based upon variable conditions. In one aspect, the financial models facilitate the lease of medical equipment. A rental rate for... Agent: Brinks Hofer Gilson & Lione

20090094145 - Method and system for automatically completed general recommended word and advertisement recommended word: A system for autocompleting a general recommended word and an advertising recommended word, the system including: a first database configured to maintain an autocomplete general recommend word; a second database configured to maintain an autocomplete advertising recommended word; an autocomplete indexer component configured to index the autocomplete general recommended word... Agent: Husch Blackwell Sanders LLP

20090094150 - Method and client system for implementing online secure payment: The invention discloses a method for implementing an online secure payment, which comprises steps of: transmitting to a dedicated operating system a secure payment request page for goods which is generated in a general operating system; and completing a payment operation in the secure payment request page of the dedicated... Agent: Patterson, Thuente, Skaar & Christensen, P.A.

20090094146 - Methods, systems, and computer-readable media for predicting an effectiveness of a cost saving opportunity: Methods, systems, and computer-readable media provide for predicting an effectiveness of a cost saving opportunity. According to embodiments of the method, a feasibility score, a financial impact score, and a risk score are determined. An effectiveness score is determined based on the feasibility score, the financial impact score, and the... Agent: Hope Baldauff Hartman, LLC

20090094147 - Multi-computer data transfer and processing to support electronic content clearance and licensing: Multi-computer data transfer and processing supports electronic content clearance and licensing. Data is transferred by external communication between separate computers which themselves are distinguishable processing entities, such as a licensor station, a licensee station and a licensing system station accessible by a tiered access web site. Licensors submit content, and... Agent: Mcdonnell Boehnen Hulbert & Berghoff LLP

20090094148 - Systems and methods using paperless check 21 items: The disclosure describes a digitally originated check (DOC) through an electronic payment system (EPS) which captures payor metadata instructions regarding the intended payment to a payee. The metadata is stored in a database or the like for further processing instead of printing a paper check. The DOC can be cleared... Agent: Clements Bernard Miller

20090094149 - Wide area network person-to-person payment: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110)... Agent: Townsend And Townsend And Crew, LLP

20090094167 - Electronic bidding method for maximizing the rate of return for funds in excess of current requirements: An electronic method for obtaining bids for investments in guaranteed investment contracts (and similar investment products) and investments purchased for a yield restricted defeasance escrow, includes the steps of providing an investor intermediary computer having a digital data store, inputting data into the digital data store representing the bid specifications... Agent: Adams Intellectual Property Law, P.A.

20090094166 - Object-oriented time series generator: In one embodiment, an expression comprising a left-hand side and a right-hand side is received. The left-hand side specifies one or more market instruments, and the right-hand side specifies a method that is to be applied based on the left-hand side of the expression. The expression is parsed. A time... Agent: Hickman Palermo Truong & Becker, LLP

20090094169 - Stock account/order/market price inquiry sevice method using a mobile terminal: Disclosed is a stock account/order/market price inquiry service method using a mobile terminal that is able to perform a stock account/order/market price inquiry service through a mobile terminal using a stock chip. A stock account/order/market price inquiry service method comprising the steps of: (1) displaying a lower menu page on... Agent: Lowe Hauptman Ham & Berner, LLP

20090094168 - System and method of providing a longevity benefit: Systems and methods are provided for providing enhanced late-life retirement income through the issuance of credits to a financial instrument. With these credits, the individuals have the potential for a higher return late in life in exchange for potential forfeiture of at least a portion of the designated account for... Agent: Ballard Spahr Andrews & Ingersoll, LLP

20090094170 - Methods and systems for financial account management: Provided herein are methods and systems for managing a plurality of investment accounts, allowing the automatic execution of financial plans.... Agent: Anne Mercier Mohn

20090094171 - System and method for maximizing after-tax income using split method charitable remainder trusts: A system and method are disclosed for maximizing after-tax income from charitable remainder trusts, An evaluation service establishes a first charitable remainder trust (CRT-1) that generates ordinary income from fixed income investments and a second charitable remainder trust CRT-2 that generates growth income from equity investments. The evaluation service further... Agent: Kunzler & Mckenzie

20090094153 - Bidding language for combinatorial auctions and method of use thereof: In a computer-implemented method for finding a high quality allocation of one or more bids in a combinatorial auction, a number of bids is electronically received. Each bid includes a number of sub bids and a Boolean operator logically connecting each pair of sub bids. Each sub bid is either... Agent: The Webb Law Firm, P.C.

20090094151 - Method and apparatus for improved electronic trading: A method and apparatus for outputting data that represents the change in value of an options premium that would have resulted if the options traded in a direct linear volume relationship with its underlying security is provided. Input values utilized include a delta value, a gamma value, a value-weighted average... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090094152 - Systems and methods for allocating size among trading accounts: A system and method for allocating trades of financial instruments among multiple accounts comprising aggregating orders, wherein each order is associated with an account, and wherein each order has an original order size; allocating an executed order based on the aggregated order in a phase I allocation, wherein the phase... Agent: Ropes & Gray LLP

20090094154 - Method and system for matching remittances to transactions based on weighted scoring and fuzzy logic: A method for matching remittances to transactions is disclosed. The method for matching remittances to transactions uses a processing paradigm based on weighted scoring and fuzzy logic that is easy to maintain and fosters the use of logic based on the summarization of payments. The system and method also matches... Agent: Townsend And Townsend And Crew LLP

20090094156 - Automated budget management, multiple payment, and payment authority management: An automated budget management and bill payment system is provided where there is at least one customer (1), at least one bank (5), and multiple billers (3). The system has a customer registration process which requires the customer (1) to commit to make regular customer payment to the bank (5)... Agent: Bromberg & Sunstein LLP

20090094155 - Wide area network person-to-person payment: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110)... Agent: Townsend And Townsend And Crew, LLP

20090094157 - Account protection with one sided access: A first account number and a second account number are created for an account. The first and second account numbers are associated with the account and can be used for transactions with the account. A first subset of operations is associated with the first account number and a second subset... Agent: Townsend And Townsend And Crew, LLP

20090094158 - Method and apparatus for processing and transmitting demographic data based on secondary marketing identifier in a multi-computer environment: In use, the apparatus and method may externally transfer data between a plurality of computers (e.g., between a computerized point-of-transaction unit and a transaction/marketing system). The point-of-transaction unit may extract, process, and transfer data pertaining to a user's transaction to at least one other computerized system (e.g., multiplatform marketing and... Agent: Mcdonnell Boehnen Hulbert & Berghoff LLP

20090094160 - Portable digital content device and methods for use therewith: A portable digital content device and methods for use therewith are disclosed. In one embodiment, a portable digital content device and method are disclosed for tracking usage activity to support digital asset management in a mobile environment. In another embodiment, an offline/disconnected advertisement inventory management and advertisement decision system and... Agent: Brinks Hofer Gilson & Lione/sandisk

20090094159 - Stock video purchase: A computer enabled method of assembling at least one section of a media object to form an assembled media object is provided. The method includes receiving a segment description that identifies a portion of the media object, generating an assembled media object that includes the portion, providing the assembled media... Agent: Yahoo C/o Mofo Palo Alto

20090094161 - Provisioning users to multiple agencies: Apparatus and methods are described for providing employee cards to employees, such as PIV cards to federal employees, including provisioning the employees to a more than one agency (and more than one card) without requiring multiple instances of enrolling and adjudicating the employee. Representatively, a sponsor enters information about the... Agent: King & Schickli, PLLC

20090094162 - Communication system, communication device, and method for capability control: A communication system includes a server for capability control, with a capability control file currently used by a corresponding device being provided in the server. The server includes a capability determination unit adapted to determine whether the summarization of the capabilities currently used by all the devices under the control... Agent: Brinks Hofer Gilson & Lione

20090094163 - Secondary identification for remittance delivery: There are provided a method, system and program storage device perform a remittance transaction. The method includes generating a remittance transaction to transfer funds from an account associated with a sender to a receiver; receiving a visual or audio identification of the receiver from the sender for the remittance transaction;... Agent: Schwegman, Lundberg & Woessner/ebay

20090094164 - Remote access verification environment system and method: A system and method for authentication of the location of a user requesting remote access to an application server for processing a transaction requiring user location authentication. The system includes a client for enabling the user to request remote access to the application server, an access server for receiving and... Agent: Bally Gaming Inc.

20090094165 - Global media exchange marketplace for media contents: An embodiment of the present invention is an on-line global media exchange (GMX) marketplace. The GMX marketplace manages media content participants. The participants include a first party and a second party. The first and second parties include at least one of a content owner, a buyer, an advertiser, and a... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090094172 - Volume rating by postal meter: A postage meter may be used to automatically apply volume rating to batches of mail pieces. In some embodiments, a batch of mail pieces is fed twice through the postage meter. In the first feeding the batch of mail is counted by the meter and on the second feeding meter... Agent: Pitney Bowes Inc. 35 Waterview Drive

20090094173 - Intelligent power unit, and applications thereof: The present invention provides an intelligent power unit, and applications thereof. In an embodiment, the intelligent power unit includes a battery, a power switch, and a control unit. The control unit receives price information and operates the power switch based on the price information to charge the battery during periods... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20090089079 - System and method for determining whether to issue an alert to consider prophylaxis for a risk condition: Disclosed herein is a system and method for determining whether to issue an alert to consider prophylaxis (e.g., mechanical and/or pharmacological) with respect to a risk condition (e.g., risk of VTE, DVT and/or PE). One or more sources of patient information are queried to retrieve patient information for a set... Agent: Wolf Greenfield & Sacks, P.C.

20090089083 - System and method for managing health care complexity via an interactive health map interface: To empower a member to make informed health care decisions, a health care organization (HCO) graphically presents the member with a manageable closed universe of health care information via an online interactive visual interface. The online interactive interface comprises a custom category node display of member health care data based... Agent: Leydig Voit & Mayer, Ltd

20090089093 - System and method to manage delivery of healthcare to a patient: A system and method to manage delivery of healthcare via a plurality of resources to a patient is provided. The system and method track and output a signal representative of a location of at least one of a series of resources relative to a control volume associated with the patient,... Agent: General Electric Company Global Research

20090089092 - System and method to schedule resources in delivery of healthcare to a patient: A method to schedule resources in delivery of healthcare to a series of patients is provided. The method comprises the steps of identifying an availability of the series of resources to deliver the healthcare to each patient; calculating a predicted duration to deliver the healthcare to each patient; calculating a... Agent: Peter Vogel Ge Healthcare

20090089090 - Tracking the availability of service providers across multiple platforms: Amongst other things, the availability of service providers is tracked across one or more service provider networks. A status change of the service provider is identified on one or more of the service provider networks and the other service provider networks associated with the service provider is sent data indicating... Agent: Fish & Richardson PC

20090089095 - Clinical information acquisition and processing system: A system for acquiring and processing data for use by a clinical information system includes an interface processor for automatically receiving patient clinical data from multiple different sources. The interface processor parses clinical data received from an individual source to identify data elements indicating clinical data type as well as... Agent: Siemens Corporation Intellectual Property Department

20090089100 - Clinical information system: A system, for interpreting information for a physician user or non-physician user, is described. The system includes a processing module configured to convert numerical data to at least one of a natural-language text and a machine vocalization. The at least one of the natural-language text and the machine vocalization describes... Agent: Law Offices Of Clement Cheng

20090089096 - Documenting remote engagements: A service provider is prompted to provide a summary of an engagement with a consumer, an audible summary provided by the provider is recorded and, and the audible summary is associated with a record of the engagement.... Agent: Fish & Richardson PC

20090089097 - Identification of health risks and suggested treatment actions: Using a brokerage system, a consumer of services is matched with a service provider and a comprehensive health management plan is generated for the consumer during the consumer's interaction with the brokerage system. The brokerage system uses a rules engine to identify one or more conditions of the consumer's health... Agent: Fish & Richardson PC

20090089094 - System and method for detection of abuse of patient data: A technique for detecting abuse of protected health information stored in a medical information system is presented. A record of each user's access to the protected health information is created and stored. The record of the access is configured to provide a basis for determining whether a user's access to... Agent: Ge Healthcare C/o Fletcher Yoder, PC

20090089103 - Method and insurance platform for investment-type whole life insurance at autonomous interest rates: The present invention provides the insurance platform to replace the savings block of the whole life insurance, such that information symmetry is created between an insurance company and the consumer and the closure of the conventional insurance product is broken to enable the insurance products to compete on the active... Agent: Sinorica, LLC

20090089102 - Methods and systems for administering indexed life insurance: Disclosed is a system and method for administering a life insurance policy to provide increased interest based on specifically weighted linkage to multiple equity indices that typically may include Standard & Poor's 500 Composite Price Index, Dow Jones EURO STOXX 50, the Hang Seng Index, and/or derivatives thereof wherein the... Agent: Leydig Voit & Mayer, Ltd

20090089104 - Point-of-sale investment systems: As a positive alternative to lottery gambling, this invention permits consumers to elect to make small investments through lottery terminals. The investments are preferably made in a stock market based investment such as an Equity Index Annuity. Consumers may make investments anonymously and then consolidate them later into an account... Agent: Anthony C. Kondaks

20090089110 - Methods of ranking content for brand centric websites: Computer-implemented methods for ranking modules within a module page of a website are provided. One method includes generating a website that relates to a brand, and the website is configured to contain one or more modules, and each module has media content related to the brand. The method includes monitoring... Agent: Mpg, LLP And Yahoo! Inc.

20090089112 - Service resource evaluation method and system: A method for determining the value of service knowledge is provided. In one embodiment, the method includes providing a database of service knowledge, including one or more service knowledge objects, corresponding to a system. The method may also include associating the service knowledge with a plurality of taxonomic service categories... Agent: Ge Healthcare C/o Fletcher Yoder, PC

20090089117 - Store affiliation system: Techniques for improved interaction between online retailers and traditional brick-and-mortar retailers that provide patron-accessible networks are disclosed. The location and/or the fact that any given purchase was made from a particular retailer's patron-accessible network can be tracked for various purposes. The invention can facilitate partnering between online retailers (i.e., online... Agent: Technology & Innovation Law Group, PC

20090089111 - System and method for automating product life cycle management: A system and method to automate product life cycle management is disclosed. Product registration is automated by providing a package with automatic identification and data capture (AIDC) media, such as an RFID tag or a barcode, and a point-of-sale terminal that writes a unique product registration key to the AIDC... Agent: Xerox Corporation (cdfs)

20090089141 - Methods for cross-market brand advertising, content metric analysis, and placement recommendations: In another embodiment, a computer-implemented method for processing and optimizing selection of placement, of advertising content related to a brand, in websites of a network is provided. The computer-implemented method is processed by a server in response to communication from a user that is connected to the server over the... Agent: Mpg, LLP And Yahoo! Inc.

20090089147 - Provider supply & consumer demand management: Amongst other things, one or more requests is received from at least one consumer of services to consult with a service provider associated with a brokerage system and having a service provider profile that satisfies at least some attributes in a set of attributes. The consumer demand is measured for... Agent: Fish & Richardson PC

20090089151 - System and method for brokering the sale of internet advertisement inventory: A dynamic vertical network management system is adapted to broker, between each publisher of a group of publishers and each advertiser of a group of advertisers, the sale of at least a portion of the each publisher's inventory of advertisement impressions. At least a portion of the advertisers are clients... Agent: Timothy P. O'hagan

20090089150 - System and method for operation management of logistics center: The present invention relates to a system and a method for operation and management of a logistics center In a system for operation and management of a logistics center according to an exemplary embodiment of the present invention, the past patterns of product amount for a user's desired operation plan... Agent: Staas & Halsey LLP

20090089148 - System and method for providing promotions: A technique is provided for delivering promotions to a consumer. The technique includes acquiring consumer identification and/or transaction data traversing via a PoS terminal over a communication channel, and generating one or more promotions to be offered to the consumer based on the acquired data. The technique further includes sending... Agent: General Electric Company Global Research

20090089149 - Systems, techniques, and methods for providing location assessments: Methods and systems for providing location assessments are provided. Example embodiments provide a Location Assessment Provider System, which generates and provides assessments of various characteristics of specified locations. In one embodiment, the Location Assessment Provider System receives a specified location, determines a location assessment for the specified location, generates a... Agent: Seed Intellectual Property Law Group PLLC

20090089153 - Broad-based incremental training sessions for company representatives in contact handling systems: Several of the embodiments disclosed herein relate to accessing and tracking real-time data concerning company representative performance, proficiency, training, scheduling, current work flow, and estimated work flow. Moreover, many of the improvements in contact handling systems disclosed herein automatically provide training, work, and incentives to company representatives to improve performance,... Agent: Workman Nydegger 1000 Eagle Gate Tower

20090089154 - System, method and computer product for implementing a 360 degree critical evaluator: A web-based full-cycle 360 degree (manager, peer and employee feedback) employee performance evaluation and management system and method based on organization-defined standards of behavior, job specific criteria, self review, peer feedback, and dotted line supervisor input. Standardizes evaluations for shared efforts and matrix type management situations. Evaluations include all aspects... Agent: Michael T. Perkins

20090089155 - Multicomputer data transferring and file accessing to authenticate online voting and registration in a secure database system: Disclosed is a method and system for file accessing and data transferring to secure online voting using a multilayered security system where all contents of the data may be delivered to users of varied electronic devices. The data transferring occur as an external communication between separate computers which themselves are... Agent: Mcdonnell Boehnen Hulbert & Berghoff LLP

20090089167 - Indicia-bearing package for delivery systems for managing release of functional ingredients in an edible composition: A package assembly for supporting a delivery system for inclusion in an edible composition is disclosed. The edible composition is formulated to have at least one ingredient encapsulated with an encapsulating material. The delivery system and the resulting edible composition may include other ingredients to create a desired release profile... Agent: Hoffmann & Baron, LLP

20090089161 - Integrating encapsulated advertisement controls: Computer-readable media, systems, and methods for integrating advertisements using encapsulated advertisement controls are described. In embodiments, one or more embedding instructions are received for embedding one or more encapsulated advertisement controls within an application, the one or more encapsulated advertisement controls including logic for handling of one or more advertisements... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20090089157 - Method and apparatus for controlling an avatar's landing zone in a virtual environment: A system, method and device for providing a landing zone in a virtual environment including accessing a network by providing a user identifier, retrieving a user profile based on the user identifier, determining the landing zone based on the retrieved user profile, and rendering the virtual environment based on the... Agent: Thorne & Halajian Applied Technology Center

20090089163 - Method for generating and distributing coupons: A method for generating and distributing coupons over the Internet is disclosed, which comprises providing a website, verifying a vender's identity by the website, allowing the verified vender to generate coupons by him or herself within the website, displaying the vender generated coupons over the Internet by the website and... Agent: Peigen Jiang

20090089166 - Providing dynamic content to users: Systems, apparatuses and methods for providing dynamic advertising and other content to requesting users via mobile web servers. Advertisement content is acquired at a mobile device based on a context of the mobile device, such as it's location relative to a source of the advertisement content. The mobile device hosts... Agent: Hollingsworth & Funk, LLC

20090089165 - System and method for a telephony upgrade credit: A system and method for a feature credit. A feature credit for a user is determined in response to one or more telephony services being utilized by the user. A feature credit balance is adjusted in response to determining the feature credit. The feature credit is redeemed based on user... Agent: Sonnenschein Nath & Rosenthal LLP

20090089164 - System and method for advertisement placement: A system and method of advertisement is shown. By associating a theme of an advertisement with an aspect of a music performance, the advertisement can be played in a time slot that is adjacent to the music performance during a broadcast. The close temporal proximity of the advertisement to the... Agent: Schwegman, Lundberg & Woessner, P.A.

20090089158 - System and method for sending advertising data: A computer readable medium is disclosed containing a computer program useful for performing a method for sending advertising data, the computer program comprising instructions to send a video data stream comprising advertising data from an IPTV server to a first end user device, instructions to receive at the IPTV server... Agent: At&t Legal Department - Roebuck Attn: Patent Docketing

20090089185 - Computer process (system/service) to facilitate shopping and delivery by allowing two parties or more than two parties to exchange (send and receive) physical items by using an email address (or a public identifier) of a receiving party and without the ne: A process, method, system, service to facilitate shopping, delivery and physical items exchange between businesses and/or individuals, this is achieved by allowing a sender to use an email address/a public identifier to send a physical item(s) to a receiver instead of using an actual delivery/mailing address of the receiver. In... Agent: Samer A.s. Noures

20090089186 - Consumer representation rendering with selected merchandise: At least one computing system, in a network or stand-alone environment, accesses a consumer representation, wherein the consumer representation comprises a three dimensional model rendered to depict a consumer appearance and movement in each frame of a captured video stream and specified by a selection of sizing measurements detected from... Agent: Ibm Corp (ap) C/o Amy Pattillo

20090089184 - Content portal for media distribution: A system and method for distribution of media content. A distribution agreement is established with content providers. The distribution agreement authorizes the content providers to communicate media content to a content portal with a commission paid to the content portal. An authorization to distribute the media content is granted to... Agent: Sonnenschein Nath & Rosenthal LLP

20090089183 - Multi-platform network for providing ordering services: A food ordering system may receive, from a user, a request to place a food order, identify the user, identify a type of user device used by the user to place the request, identify a user interface client that is tailored to the type of the user device, receive, via... Agent: Verizon Patent Management Group

20090089187 - Article vending machine and method for auditing inventory while article vending machine remains operational: An article vending machine capable of performing an inventory audit and automatically pausing the inventory audit in response to a customer transaction request and method for performing the same are shown. After completing the customer request, the article vending machine resumes the inventory auditing process. The article vending machine thereby... Agent: Neal, Gerber, & Eisenberg

20090089191 - Control spending based on time period: A system and method for processing user programming request are described. A request entered by a user is detected. An entry for a time period based user spending limit is provided, in respond to the entered user request. The time period based user spending limit entry is received by the... Agent: Robert D. Shedd Thomson Licensing LLC

20090089188 - Method and system for message notification: Methods and systems for message notification are described. A video message is received from a source access device. A selection of a target user may be received for the video message. A message notification of availability of the video message for a target access device associated with the target user... Agent: Schwegman, Lundberg & Woessner, P.A.

20090089189 - Methods and systems for managing surplus assets: Systems and methods are disclosed for managing assets in an entity having sub-entities, in which a sub-entity acquires or produces assets. The systems and methods include identifying an asset of the sub-entity to be a surplus asset, determining an offset value receivable for transfer of the asset to a client,... Agent: Buchanan, Ingersoll & Rooney PC

20090089190 - Systems and methods for monitoring financial activities of consumers: Systems and methods are disclosed for monitoring consumer financial data. Clients such as financial institutions or debt buyers identify one or more consumers for which monitoring is desired. Historical financial data, such as credit data, is periodically compared with current financial data according to a number of logical rules or... Agent: Knobbe Martens Olson & Bear LLP

20090089194 - Method and apparatus for performing financial transactions: A system for processing invoices using a network and involving a vendor, a payer, a partner bank, a payer bank and a vendor bank is disclosed. A unique code assigned to records related to an invoice is also disclosed. The system contains a profile of participants. The system also applies... Agent: Diehl Servilla LLC

20090089195 - System and method for evaluating regulatory compliance for a company: A system and method for tracking compliance of a company against a regulatory requirement. The system includes a database, an administrative module, a user entry module, a database access module, a question module, an evaluation module and a report module. The database contains records relating to the company, question information... Agent: Katten Muchin Rosenman LLP (c/o Patent Administrator)

20090089196 - User interface for an electronic trading system: A user interface for an electronic trading exchange is provided which allows a remote trader to view in real time bid orders, offer orders, and trades for an item, and optionally one or more sources of contextual data. Individual traders place orders on remote client terminals, and this information is... Agent: Mbhb/trading Technologies

20090089223 - Apparatus and methods for handling trading data: A manually-assisted computer and communications apparatus is provided for periodically fixing a price of a currency or commodity. Successive rate samples of said currency/stock/commodity are received from a plurality of sources (80) over a period of time, recorded and filtered automatically (90) by reference to said historical record and predetermined... Agent: Wilmerhale/new York

20090089211 - System and method for person to person fund transfer: A system, apparatus, and method for providing payment for goods or services via a transfer of funds from a payer to a payee. In some embodiments, the invention includes establishing a deposit account for a prospective payee which may be accessed by a payer using payment receipt data provided by... Agent: Townsend And Townsend Crew LLP

20090089212 - Information processing apparatus and content list display method: According to one embodiment, an information processing apparatus comprises a communication module configured to communicate through a network with a content server which provides contents and a license server which manages license information of the contents provided by the content server, an inquiry module configured to inquire of the license... Agent: Knobbe Martens Olson & Bear LLP

20090089213 - Track data encryption: A portable consumer device using a secondary PAN is disclosed. The portable consumer device includes a secondary PAN associated with a primary PAN, where the secondary PAN has at least one end portion that is the same as the primary PAN, but has a middle portion of that is different... Agent: Townsend And Townsend Crew LLP

20090089214 - Conducting fuel dispensing transactions: Fuel dispensing transactions may be accomplished by a variety of systems and techniques. A fuel dispensing device may include a payment module, a data entry device, and a customer display. The payment module may receive a first communication from a point of sale device requesting an encrypted response and receive... Agent: Fish & Richardson P.C.