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Data processing: financial, business practice, management, or cost/price determination inventions 02/09

Recently published patent applications awaiting approval from the USPTO. Recent week's RSS XML file available below.
Listing format for abstract view: USPTO application #, Title, Abstract excerpt,Patent Agent. Listing format for list view: USPTO National Class full category number, title of the patent application.
  
02/26/2009 > patent applications in patent subcategories.

20090055210 - Advice apparatus, advice method, advice program and computer readable recording medium storing the advice program: An input unit 100 acquires a piece of previously sorted personality information of a user, a personality information database 101 stores effective persuasion items for each piece of personality information, an advice information database 102 stores a plurality of sentence elements for creating advice for assisting the operation of the... Agent: Wenderoth, Lind & Ponack L.L.P.

20090055213 - Contents billing system, contents acquiring apparatus, contents acquiring method and program therefor and contents providing apparatus, contents providing method and program therefor: A contents billing system is disclosed. In the system, billing rate information for contents requested by a first user of a first terminal by calling is transmitted to the first terminal through a connection management server based on an instruction by a second user of a second terminal; the first... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20090055199 - Customer recommendation system: A system for generating for a client at least one indication of a food product to be purchased, the system comprising: data entry means for entering at least one product reference associated with a purchased product; first storage means for storing said at least one product reference in association with... Agent: Rissman Jobse Hendricks & Oliverio, LLP

20090055202 - Framework for development of integration adapters that surface non-static, type-safe service contracts to lob systems: The claimed subject matter provides a system and/or a method that facilitates integrating two or more applications for secure sharing of data. A line of business (LOB) system can include a portion of metadata associated with a business application. An adapter can employ a dynamic service contract to the LOB... Agent: Amin, Turocy & Calvin, LLP

20090055211 - Genetic variation in pro-melanin-concentrating hormone gene affects carcass traits in cattle: An A-to-T single nucleotide polymorphism (SNP) identified at position −134 relative to the ATG start codon, in the Pro-Melanin-Concentrating Hormone (PMCH) gene of Bos taurus and Bos indicus animals of both British and Continental type, is associated with changes in the average fat and grade fat. The A allele occurred... Agent: Heenan Blaikie LLP

20090055200 - Identifying and validating factors that have particular effects on user behavior: Techniques are described herein for an automatic discovery and validation analyzer that identifies factors that have a particular effect on members of a population in engaging in certain activities. A baseline set and a divergent set of members of the population are identified based on whether a member has experienced... Agent: Hickman Palermo Truong & Becker LLP/yahoo! Inc.

20090055207 - Interactive bridal planner: An interactive wedding planner incorporates a number of interactive tabs to keep track of schedules, guest lists, budgets, vendor information, publications and personal notes. It also has the ability to allow communication between users and provides e-mail support. The planner provides a modular general plan complete with deadlines and estimates... Agent: Victoria Suarez

20090055206 - Method and system for performing address resolution processing: A process for resolving addresses to obtain mailing discounts from a postal authority by using an address resolver, including at least one database that is not approved by the postal authority, to resolve a first type of failure, and using a point resolver to resolve a second type of failure.... Agent: Mcdermott Will & Emery LLP

20090055203 - Method, program code, and system for business process analysis: Program code (36) executed on a system (20) entails a method (98) for analysis of a business process (16). The method (98) obtains a model (42) of the business process (16) identifying actions (106) that are part of the business process (16). Each action (106) is categorized into an action... Agent: Meschkow & Gresham, P.L.C

20090055205 - Multimedia player tracking infrastructure: Some implementations of the invention provide methods, devices and systems for acquiring patron data in real time. A plurality of networked cameras may be used to acquire information regarding casino patrons. The cameras may include “smart cameras” having an integrated machine vision system. The real-time information may be used to... Agent: Weaver Austin Villeneuve & Sampson LLP - Igt Attn: Igt

20090055204 - Real-time player tracking: Some implementations of the invention provide methods, devices and systems for acquiring patron data in real time. A plurality of networked cameras may be used to acquire information regarding casino patrons. The cameras may include “smart cameras” having an integrated machine vision system. The real-time information may be used to... Agent: Weaver Austin Villeneuve & Sampson LLP - Igt Attn: Igt

20090055212 - Recording medium in which delegation mediating program is recorded, delegation mediating apparatus and delegation mediating method: A delegation mediating apparatus which presents a voter who wants to collect delegations to another voter who is looking for a delegatee, in a decision to be made by voting by multiple voters, the apparatus including, voting history storage unit for storing each voter's past voting history in a voting... Agent: Greer, Burns & Crain

20090055209 - Second site control of article transport processing: In accordance with the present invention, there is provided a system and methodology for sorting and/or distributing items and articles being shipped to a receiving party through private and/or commercial delivery systems. Various characteristics of an article being shipped are obtained and assembled in a database. In an exemplary embodiment,... Agent: Ibm Corporation (rvw)

20090055208 - System and method for web-based customer check-in: A web-based system and method allows customers to remotely check-in to a wait list for a service from a business. A website associated with the business is provided through which an address submitted by the customer can be received. Multiple locations of the business in the vicinity of the address... Agent: Patterson, Thuente, Skaar & Christensen, P.A.

20090055201 - Virtual reality location information system: A virtual reality location information system for touring various attractions through the Internet. The virtual reality location information system includes providing a host site, providing a first virtual business to represent a first actual business upon the host site, wherein the first virtual business mimics an appearance of the first... Agent: Jamaal Washington

20090055220 - Adaptive communication methods and systems for facilitating the gathering, distribution and delivery of information related to medical care: Automated methods and systems are disclosed for persistently facilitating the timely gathering, monitoring, distribution and delivery of information related to medical care where such may include: (1) finding a communications channel for effectively attempting a message delivery to a specific target person at a specified time; (2) deliverable message content... Agent: Schwabe, Williamson & Wyatt, P.C.

20090055219 - Apparatus to measure medical data and to register the identity of a patient: An apparatus for measurement of medical data of a patient is used to automatically update the patient file, has a device to measure such medical data at an examined patient, a device to register data that enable determinations of the identity of the examined patient, and a device to link... Agent: Schiff Hardin, LLP Patent Department

20090055215 - Endoscope management system: A web-based endoscope management system and method for managing, scheduling and tracking in real-time the processing of endoscopy equipment in a single site or across multiple sites. The system allows various useful information relating to the managed endoscopy equipment and its processing history (such as equipment status, equipment movement, equipment... Agent: Baker & Mckenzie LLP Patent Department

20090055216 - Home care equipment monitoring system: In a bed (home care equipment) 1, based on the switch operation, respective drive units of a head unit 12, a leg unit 13, and a height adjustment unit 14 are actuated by motor units 15a to 15c and actuator units 16a to 16c. The actuation state of the respective... Agent: Wenderoth, Lind & Ponack, L.L.P.

20090055217 - Method and system for identifying and communicating a health risk: A method is provided for identifying and communicating a health risk to an individual. The method may include obtaining health information for an individual and predicting, based on the health information, a risk of the individual contracting a disease. The method may also include calculating a rate of change of... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090055214 - Personalized audio/video/text wellness program: A system generates one or more of a plurality of wellness programs for a user. Personal data items are entered into a computing system corresponding to a personal profile of the user. A selected one or more of the plurality of wellness programs desired by the user is identified. Selected... Agent: Rohm & Monsanto

20090055218 - Prospective health care quality improvement: Disclosed herein is a computer implemented method and system for improving the quality of health care in a health plan. The members of the health plan eligible for undergoing predetermined measures of health care are identified. The primary care physicians (PCPs) for the identified members are notified to ensure implementation... Agent: Ashok Tankha Of Counsel, Lipton, Weinberger & Husick

20090055223 - Compliance data for health-related procedures: Exemplary embodiments provide a verification technique that facilitates administration of a health-related procedure to an intended recipient patient or group of patients. An interface template or signal protocol may be configured to establish suitable matching between the patient and various types of objects used to administer the health-related procedure. In... Agent: Searete LLC Clarence T. Tegreene

20090055221 - Health profile database management system: Embodiments of the invention include a method of collecting and reporting quality of life data from a patient. A patient may participate in a collection of surveys during the course of disease treatment that are automatically tailored to the patient's disease state using multidimensional tools to generate quality of life... Agent: Robert F. Gilbert

20090055222 - Method and system for providing online medical records with emergency password feature: A method for maintaining personal health records of a user in manner that allows the personal health records to be accessed in an emergency while still allowing the user to control privacy is provided. The method includes providing a web site allowing the user to store a plurality of personal... Agent: Mckee, Voorhees & Sease, P.L.C

20090055224 - Health expense account, health insurance and financial product, and system and method for providing employee health insurance benefits: Financial and health and medical care product and service. Health expense account, financial product, health care product that include or interact with the health expense account. System and method for providing products and services to employers and employees using these accounts and financial products and health care products, and to... Agent: Perkins Coie LLP

20090055226 - Method and system for determining rates of insurance: The invention provides a method and system for determining rates of insurance for travelers based on certain risk parameters. Insurance rates are computed using factor relativities derived from insured data and parameters for several different insurance coverages. Factor relativities are computed through an iterative process using a minimum bias procedure... Agent: Leydig Voit & Mayer, Ltd

20090055227 - Risk assessment company: A Risk Assessment Company (RAC) maintains an up to date Risk Profile Data Base (RPDB) on its members based on their normal periodic health checkups. The Risk Assessment Company, therefore, can offer life or health insurance policies from a plurality of carriers to any given member at any given time... Agent: Markets, Patents & Alliances LLC

20090055225 - Systems and methods of processing health care claims over a network: Various embodiments of the present invention provide systems and methods for automatically substantiating claims for health care reimbursement account plans, such as a self-funded flexible spending account (FSA), an employer-funded health care savings account (HSA), or a health care reimbursement account (HRA) over a non banking network. In particular, in... Agent: Alston & Bird LLP

20090055229 - Emergency warning service: An emergency warning service is described for providing emergency related information to users of communication terminals in a mobile communication system. The service comprises a procedure of establishing a service agreement in relation with a user. The service agreement comprises at least an identification of a user and a time... Agent: Harness, Dickey & Pierce, P.L.C

20090055233 - Method and device for transporting an item: A method and a device for transporting an item to a destination location. The item is provided with a label bearing the destination location to which the item is to be transported. The item is additionally provided with a label bearing a transportation service provider. The item is transported to... Agent: Lerner Greenberg Stemer LLP

20090055232 - Method for transporting physical objects, transportation system and transportation means: A system and method for transporting objects is disclosed. In an exemplary system and method, at least one object is transported from a sending station to a receiving station. The transport occurs through at least one physical router that executes a decision about parameters of transport to another physical router... Agent: InternationalIPLaw Group

20090055230 - Process for validating and proving technical marketing and competitive analysis from hands-on lab testing and publicly available research information: A process for validating and proving competitive analysis from hands-on lab testing and publicly available research information with the steps of: Gathering publicly available information, Compiling information gathered from Research, Preparing Lab Layout in a network diagram, Developing test methodology and test plans, Building physical test network, Placing device under... Agent: Craig Thomas Ellrod

20090055231 - System and a method of individualization of animals and herd management: The present invention is particularly applicable to cattle and buffalo livestock, and allows the individualization of animals by observation of codes and characteristics that are visually perceptible and available in various manners in the animal in order to allow the correlation of the information collected in non-electronic means and relative... Agent: Birch Stewart Kolasch & Birch

20090055228 - System and method for dusplaying inherent project uncertainty: A software and/or hardware facility for graphically displaying schedule uncertainty inherent in projects. In some embodiments, the facility generates uncertainty bars for display to users that express the uncertainty inherent in work items, such as projects and/or tasks. An uncertainty bar can visually indicate the work item's earliest start date,... Agent: Perkins Coie LLP Patent-sea

20090055235 - system and method for assisted handling of cascading meeting changes: A method for assisting a user in handling cascading event conflicts arising in a schedule provided by an electronic scheduling application includes receiving an indication of a first proposed event update to the schedule; determining whether the first proposed event update conflicts with any previously scheduled event; entering the first... Agent: Cantor Colburn LLP - IBM Boca Raton

20090055238 - Meeting optimizer: A meeting location that is “fair” to all the participants may be selected based on at least the travel circumstances and at least two initial criteria by which an optimal meeting location will be selected, at least one of which has values that are determined for each respective one of... Agent: Lucent Technologies Inc. Docket Administrator

20090055236 - System and method for evaluating likelihood of meeting attendance: A method and computer program product for evaluating the likelihood of meeting attendance including receiving an acceptance to an invitation to a first meeting for a meeting invitee. A first weighting factor is defined for the meeting invitee based upon, at least in part, an anticipated probability of attendance at... Agent: Holland & Knight

20090055240 - System and method for managing conference presenters: A method includes defining a plurality of attendee groups. Each attendee group includes a plurality of attendee slots and a presenter slot. A first presenter is assigned to a presenter slot of a first attendee group during a first conference portion. A second presenter is assigned to the presenter slot... Agent: Holland & Knight LLP

20090055237 - System and method for managing inherent project uncertainty: A software and/or hardware facility for managing project schedules having inherent uncertainty. The facility allows users to create hierarchical data structures to model projects and other collective efforts. The hierarchical data structures contain work items that can represent tasks, collections of tasks and collections of collections and tasks. Each work... Agent: Perkins Coie LLP Patent-sea

20090055234 - System and methods for scheduling meetings by matching a meeting profile with virtual resources: A system for scheduling meetings by matching a scheduler-defined meeting profile against a pool of virtual resources is provided. The system includes an electronic data storage comprising data defining a set of virtual resources, at least one property being associated with each resource. The system also includes a meeting profiler... Agent: Akerman Senterfitt

20090055239 - Systems and methods for material management: A system and method are provided for scheduling the emptying or replacement of a waste container based on the fullness of the container or the usage of the container. These factors may be considered to determine when the waste container will become completely full. Additionally, the system and method may... Agent: Bradley S. Bowling Baker Botts L.L.P.

20090055242 - Content identification and classification apparatus, systems, and methods: Embodiments herein relate market entities, market topics, and market relationships in a market relationship module (MRM). The MRM is used to index individually relevant information content and to formulate queries for later retrieval and presentation of the relevant content. Other embodiments are described and claimed.... Agent: Schwegman, Lundberg & Woessner, P.A.

20090055249 - Method and system for providing a structured virtual world for advertising and data mining as a part of a marketing and sales program for universal life stage decision support: A method for virtual world advertising and data mining as a part of a marketing and sales program for universal life stage decision support. User profiles created based on virtual world attributes are matched-up to service providers. Service provider-defined images or advertisements are then presented to the matched-up user using... Agent: Patent Crafters

20090055244 - Method for customer-choice-based bundling of product options: A method and system for customer-choice-based bundling of product options collects data from previous orders about customer component choices, computes a pairwise distance between any pair of components that capture how much the probability of a choice pair P(a.b) deviates from the expected probability under the null hypothesis of independence... Agent: Whitham, Curtis, & Christofferson, P.C.

20090055248 - Method of administering a search engine with a marketing component: A computer system capable of administering a search engine program with a marketing component, which includes at least one client device operatively connected to a host server through a communication network to communicate data between the client device and the host server. The marketing component includes free or discounted access... Agent: Polster, Lieder, Woodruff & Lucchesi

20090055246 - Real-world profile data for making virtual world contacts: A method and system provides arrangements creating a relationship between a real-world entity and a virtual world environment. A virtual world patron can participate in various virtual world activities and transactions. Feedback may be provided and records kept regarding the virtual world activities and transactions. The virtual world patron may... Agent: Searete LLC Clarence T. Tegreene

20090055245 - Survey fraud detection system and method: A method of filtering fraudulent responses from survey data including responses to survey questions received from survey takers and a response time for each response. For each question, any responses to the question having a response time less than a minimum time required to provide a thoughtful response are filtered... Agent: Davis Wright Tremaine, LLP/seattle

20090055247 - System and method for classification of beverages: A system and method are provided to present a rating system for each perceived characteristic within a beverage. The system and method accurately records the input of multiple consumers to produce a prediction model representative of the perceived characteristics of a beverage. Using the prediction model, beverage characteristics may be... Agent: Robert Z. Evora

20090055241 - System and method for estimating a qualiifed impression count for advertising data in a communication system: A method and system for estimating a qualified impression count in a communication network, the method comprising receiving at a server, impression quality factors data comprising subscriber device state data indicative of a degree of active advertising data viewing, subscriber device type data indicative of a type of subscriber device... Agent: At&t Legal Department Attn: Patent Docketing

20090055243 - Systems and methods for predicting a livestock marketing method: The present invention is directed to methods and systems for improving the efficiency of livestock production using genetic information obtained from the animal. The methods of the invention comprise obtaining a genetic sample from an animal or embryo, determining the genotype of the animal or embryo with respect to specific... Agent: Judy Jarecki-black, Ph.d, J.d

20090055250 - Method and system for measuring trade management performance: A process for managing financial transactions involves defining the process as a series of steps that involve the transfer of information needed by each party to settle the transaction. A system for measuring the performance of participants in the management process tracks the information transferred between the parties and records... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090055272 - Advertisement space auction method, apparatus and storage medium: An advertisement space auction apparatus enabling for a more strategic and open auction transaction to be realized is provided. The advertisement space auction apparatus using a network, comprising a memory storing advertisement space information and being accessible by a plurality of entities connected to the network, a bid data communication... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20090055275 - Advertisement system and commodity sales system: A commodity sales system (100) includes an advertisement-data creation device that extracts, upon receiving an advertisement transmission request specifying a commodity via the network from a mobile phone (103), advertisement data of the commodity specified by the transmission request from an advertisement database storing therein a commodity, advertisement data of... Agent: Nec Corporation Of America

20090055251 - Directed online advertising system and method: A system is provided for managing a sales person. An automating server is configured to automate management of sales activities of the sales person selling an electronic advertisement product. A categorizing module is coupled to the automating server. The categorizing module is configured to define a category for businesses located... Agent: Fitch Even Tabin And Flannery

20090055258 - Distribution system of program combined with advertisement according to distribution date and time: In a program distribution system which downloads advertisement-inserted programs to a client system to distribute the program, distribution of programs combined with advertisement according to distribution date/time has not been performed. Also, there has been no mechanism in which there is a plurality of advertisers for one program by distributing... Agent: Jordan And Hamburg LLP

20090055254 - Dynamic and interactive advertisements: A system and method are disclosed for dynamic advertisement (ad) presentation. Dynamic ads may be presented on a page in a variety of different forms with different features based on dynamic ad factors. The dynamic ad may include a number of different ad components depending on the dynamic ad factors.... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090055257 - Engagement-oriented recommendation principle: A method selects a predictor item that has a relevance to a user. The method receives a set of affinity items having affinity scores that relate the predictor item to the affinity items. The method filters the list of affinity items based on the affinity scores, and selects a first... Agent: Stattler - Suh PC

20090055256 - Funding information delivery using advertising revenue: Embodiments are provided to deliver information to a user such that data information delivery costs are less than an amount of generated advertising revenue. In an embodiment, a system can be configured to deliver information, including content and advertisements, to a user which operates to remove the burden of payment... Agent: Merchant & Gould (microsoft)

20090055255 - Interactive electronic coupon method and system: A system, method, and medium, the method including establishing a relationship between a marketer and a trusted third party; establishing a relationship between a customer and the trusted third party; receiving, by the trusted third party from the customer via an electronic communication, an indication of an expressed interest in... Agent: Pitney Bowes Inc. 35 Waterview Drive

20090055267 - Internet advertising brokerage apparatus, systems, and methods: Apparatus, systems, and methods herein acquire and develop ad targeting relevancy information, route the relevancy information through a network, and use the relevancy information to prioritize ad flows and to select targeted, high-value ads to deliver to subscribers. Some example embodiments may intercept a subscriber internet access stream and/or interact... Agent: Schwegman, Lundberg & Woessner, P.A.

20090055259 - Lost key rewards system and method: A lost key rewards system and method which allows key owners to register their keys with a central database accessible by a world wide website portal where the key owner's contact information is kept private and confidential. In particular, the lost key rewards system and method utilize an encoded key... Agent: Law Offices Of Carol N. Green, P.A.

20090055265 - Lost key rewards system and method: A lost key rewards system and method which allows key owners to register their traditional keys as well as “advanced”, programmable key information with a central database accessible by a world wide website portal where the key owner's contact information is kept private and confidential. In particular, the lost key... Agent: Carol N. Green, Esq. Law Office Of Carol N. Green, P.A.

20090055274 - Method and apparatus for distributed application execution: This invention provides methods and apparatus for executing applications in a distributed manner employing one or more proxy servers and one origin server. The invention allows the applications to be executed primarily at the proxy servers rather than at the origin servers, thereby gaining in scalability and improved user response... Agent: Scully, Scott, Murphy & Presser, P.C.

20090055270 - Method and system for delivering targeted advertising to online users during the download of electronic objects.: A good time to present an online advertisement to an online User is when he or she is not distracted and can or would like to pay attention to an advertisement. An instance of such time, the “period of inactivity”, may occur, for example, after a User initiates a download... Agent: Parag Patel

20090055273 - Method of providing advertising information, system for providing advertising information, and program for providing advertising information: A method of providing advertising information to a communication terminal includes acquiring location information from the communication terminal and extracting advertising information of advertisers which locate within a predetermined range from a base point corresponding to the location information. The extracted advertising information is provided to the communication terminal.... Agent: Ditthavong Mori & Steiner, P.C.

20090055269 - Methods and systems for preauthorizing venue-based credit accounts: A method and system for third party preauthorization of spending at a venue. The third party activates, on behalf of a user, a venue-based credit account for a spending transaction. The transaction is enabled only after at a user and/or a user-designee authorize the venue to open the venue-based credit... Agent: Sonnenschein Nath & Rosenthal LLP

20090055260 - Online system for renting application software: A method for renting application software to a customer including the steps of: offering to the customer access to one or more application software products; receiving a signal indicating the customer's selection of a software product from the one or more software products; providing the customer with access to the... Agent: Amster, Rothstein & Ebenstein LLP

20090055263 - Promoting shopping information on a network based social platform: A system for promoting shopping information on a social networking platform. At the social networking platform, the system receives a request from a first user of the network-based social platform to request a second user of the network-based social platform to accept an agreement to facilitate promotion of an advertisement... Agent: Schwegman, Lundberg & Woessner/ebay

20090055264 - Purchasing incentive initiative: A method of buying a vehicle. A subscriber defines a selected tier chosen from one or more available tiers within an incentive program. The subscriber may browse a vehicle database that lists one or more vehicles available for sale from a seller and may select a vehicle from the vehicles... Agent: Holland & Knight LLP

20090055266 - Subscription promotion and management system and method: A method of, and system for, facilitating electronic commerce transaction comprises: steps for, or server component, receiving an indication of purchase of a first product from a first seller, sending an offer for a second product of a second seller to the first seller, allowing the first seller to accept... Agent: Dla Piper LLP Us

20090055261 - Syndicated marketplace architecture for facilitating in-situ purchases: A model for implementing a syndicated marketplace service is provided by an architecture that applies a payment instrumentation process to syndicated items, including advertising, classified listings, marketplace catalogs and the like, to expose such items as transaction-able in a virtual marketplace. The syndicated items are presented, as transactional advertisements or... Agent: Microsoft Corporation

20090055262 - System and method for advertising testimonial services: A system and method of providing cost effective litigation support through the use of trained and licensed medical professionals, other than medical doctors, includes building at least one database of information that includes credentials of the medical professionals including schooling and work experiences. The database includes contact information. Work experiences... Agent: Bradley D. Goldizen

20090055268 - System and method for auctioning targeted advertisement placement for video audiences: A method of auctioning targeted advertisement placement for video audiences, contains the steps of: receiving one or more advertising campaign, where each advertising campaign is defined by one or more advertisement effect criteria, and where each advertising campaign is for providing one or more advertisement to one or more viewer... Agent: Sheehan Phinney Bass & Green, PA C/o Peter Nieves

20090055252 - System, method and machine-readable medium for periodic software licensing: A system and method for periodically licensing a software having a server configured to receive a first request code for a term extension of a software license, the request code being initiated by a user of an application unit, the term extension allows the software to operate within a predetermined... Agent: Greenberg Traurig LLP (la)

20090055253 - Transaction product with gelatinous substance: A transaction product includes a housing, a gelatinous substance and an account identifier. The housing defines a storage cavity and is configured to be selectively opened and closed to provide selective access to the storage cavity. The gelatinous substance is selectively enclosed within the storage cavity, and, upon removal of... Agent: Target Brands, Inc.

20090055271 - Travel reward accrual: The subject matter of this specification can be embodied in, among other things, a method that includes receiving an indication that a passenger is boarding a carrier for a first segment of a travel itinerary, determining an amount of travel reward points to associate with the first segment, and outputting,... Agent: Fish & Richardson P.C.

20090055276 - Pay at the table system: Patrons at a restaurant or bar can pay at their table using credit cards, without involving the restaurant or bar cashier and/or wait staff. Patrons are assisted using this system in dividing the bill by displaying the amount due (including tax) and allowing each patron to enter the amount they... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20090055277 - Wireless payment method and systems: A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the second portable electronic device transmits an approval of the request for payment to the... Agent: Townsend And Townsend Crew LLP

20090055278 - Complete secure retail transaction via a mobile device: The present invention incorporates scanning technology and secure payment technology into the operating system (OS) of a mobile device such as a smartphone. In a preferred embodiment, the scanning technology comprises RFID interrogation capability. This enables smartphone users to validate transactions during a shopping session at a retail location (i.e.,... Agent: Saul Ewing LLP (philadelphia)

20090055280 - Pay at the table system: Patrons at a restaurant or bar can pay at their table using credit cards, without involving the restaurant or bar cashier and/or wait staff. Patrons are assisted using this system in dividing the bill by displaying the amount due (including tax) and allowing each patron to enter the amount they... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20090055279 - Payment system: A payment system transfers funds from a purchaser to a supplier of goods and services. A single use transient credit code provided to the purchaser effects the transfer. The transient credit code is redeemable to a value limited to said transfer of funds thereby preventing subsequent fraudulent use of the... Agent: Dann, Dorfman, Herrell & Skillman

20090055281 - Processing systems and methods for vending transactions: Methods for reconciling vending machine transactions occurring between consecutive settlement events and for paying suppliers of vending machine goods are disclosed. Reconciling is accomplished through obtaining a local settlement value at a processing facility representing the total value of all vending transactions that occurred at the vending machine between the... Agent: Ratnerprestia

20090055288 - Digital content file resale and purchase system and method: A system and method for allowing the owners of digital content files to resell or purchased used content. The system provides for access via the internet 23 and allows a user to upload or download content. To ensure against illicit copying of content, the system preferably includes a verification software... Agent: Bond, Schoeneck & King, PLLC

20090055283 - Dynamic tracking, analysis and acquisition of e-commerce advertising channels for toll-free and/or telephonic markets: The present invention assists the critical real-time decision making required to make important decision on bidding on various customer procurement commodities in a telephonic sales market. The invention provides dynamic pricing as a function of Internet or other types of advertisement costs for the telephonic market. In a preferred embodiment,... Agent: Lerner Greenberg Stemer LLP

20090055287 - Internet-based money order system: A system and method for purchasing a money order via the internet including the steps of providing an internet based money order system capable of generating money orders upon the receipt of a purchase request by a prospective buyer via the internet for a predetermined amount of funds. The prospective... Agent: Townsend And Townsend And Crew, LLP

20090055286 - Inverse multiple auction: A method and system for encouraging competition in an on-line auction includes receiving at least one bid to buy an item and communicating the bids or a summary thereof to a plurality of sellers. A seller may respond to the bids by accepting a bid or making an offer. Information... Agent: Dr. Mark M. Friedman C/o Bill Polkinghorn - Discovery Dispatch

20090055282 - System and method for payment on call in a networked environment: A computer-implemented method and system is disclosed in which a network-based e-commerce environment includes a merchant site to receive a voice call associated with a purchase transaction from a consumer, generate a payment request corresponding to the consumer purchase transaction in response to receiving the voice call, send the payment... Agent: Schwegman, Lundberg & Woessner/ebay

20090055284 - Terminal device and security device which automatically receive electronic gift, information providing method for providing electronic gift together with requested electronic information, and information server: A terminal device 10 includes secure communication means 11 which establishes a safety communication session and performs data communication with an information server, electronic gift rule management means 12 which holds an electronic gift rule for defining an electronic gift condition, and data processing means 13 which processes data transmitted/received... Agent: Pearne & Gordon LLP

20090055285 - Viewing shopping information on a network-based social platform: A system for viewing shopping information on a social networking platform. At the social networking platform, the system receives a request from a first user of the social networking platform to view a list associated with a second user on the social networking platform. The list may include items offered... Agent: Schwegman, Lundberg & Woessner/ebay

20090055289 - Enhancing touch and feel on the internet: A system for enabling touch and feel over the internet provides a three-dimensional representation of a good being sold, that three-dimensional representation being viewable from a number of different directions. In one embodiment, the good being sold is in a package and the package is displayed from the number of... Agent: Scott C Harris

20090055290 - Enhancing touch and feel on the internet: A system for enabling touch and feel over the internet provides a three-dimensional representation of a good being sold, that three-dimensional representation being viewable from a number of different directions. In one embodiment, the good being sold is in a package and the package is displayed from the number of... Agent: Scott C Harris

20090055292 - Methods and systems to facilitate a purchase of an item on a network-based marketplace: A method and system to facilitate a purchase of an item on a network-based marketplace. The system receives a request from a first user on a network-based social platform. The request identifies a virtual gift. Next, the system associates the virtual gift to an item for sale on the network-based... Agent: Schwegman, Lundberg & Woessner/ebay

20090055291 - Sharing shopping information on a network-based social platform: A system that receives, at a network-based social platform, a request from a first user of the network-based social platform. The request is to add an item to a list associated with a second user of the network-based social platform. The list is for watching items offered for sale on... Agent: Schwegman, Lundberg & Woessner/ebay

20090055293 - System for managing inventories comprising downhole tools used in the drilling, completion, and production of oil and gas wells: A method of managing an inventory comprising downhole tools includes the steps of securing a passive RFID device to each downhole tool and utilizing an RFID signal generator/reader to read the passive RFID devices secured to the downhole tools as the downhole tools are introduced into a well. The output... Agent: Michael A. O'neil Michael A. O'neil, P.C.

20090055294 - Aqua index: A method and system for computing a stable index value of a regulated substance by computing a virtual value of the substance based on the value of a freely marketed product of the substance. Particularly the invention may be applied to develop a stable investment instrument for investing in fresh... Agent: Dr. Mark M. Friedman C/o Bill Polkinghorn - Discovery Dispatch

20090055295 - Financial benefits program: A method for providing financial benefits to Company associates buying at vendors chosen by the Company. The first benefit is a money payment to associates by the Company based on the collective spending of all associates at chosen vendors. The second benefit is a money payment by the Company to... Agent: Dr. Mark M. Friedman C/o Bill Polkinghorn - Discovery Dispatch

20090055297 - System and method for auditing a communications bill: A computer-assisted system and method for auditing a communications bill wherein billing information is collected, reformatted and stored for use in a set of automated audits. The system and method for auditing a communications bill further collects data from other external systems such as a work order system, a trouble... Agent: Robert D. Gunderman, Jr. Patent Technologies, LLC

20090055296 - Systems and methods for electronic delivery of stored value: Systems and methods for electronic delivery of stored value are provided. An example method includes receiving a set of identifiers corresponding to a merchant's stored value tracking system, receiving a request for an electronic value card, associating an identifier from the set of identifiers with the electronic value card, synchronizing... Agent: Alleman Hall Mccoy Russell & Tuttle LLP

20090055300 - Method and system for remote generation of renewable energy: A method and system for determining a net energy consumption are described. Information is received descriptive of a power output generated by at least one source of renewable energy (1) associated with a user (100). Further information describes power consumption at premises (102) associated with the user and located remotely... Agent: Tiajoloff & Kelly

20090055298 - Method for configuring billing processes in network elements: A method configures billing processes in the network elements of data path for the transmission of packet data in a communications system. According to said method, network elements that are located between a first and a second element of the data path are configured and the packet data transmission that... Agent: Staas & Halsey LLP

20090055299 - System and method for providing utility consumption as shown on periodic utility bills and associated carbon emissions: Utility usage data of a customer in numeric form provided by the utility meter data collection system in usage intervals of not less frequent than daily intervals is received, along with billing-related data of the customer. The received utility usage data of the customer is converted from numeric form to... Agent: Davis Wright Tremaine LLP - San Francisco

20090055301 - Computer-based financial bond management system: An apparatus comprising a controller arranged to generate options for division of a prize fund, to send the options to a plurality of remote terminals, to receive from the plurality of remote terminals voting signals each corresponding to one of the options and to divide the prize fund into one... Agent: Adams Intellectual Property Law, P.A.

20090055327 - Financial goal planning and analysis system: A financial advisory system is described that facilitates planning regarding financial goals, such as retirement. According to one embodiment, a method of forecasting a future value of a financial product holding is provided. Exposure analysis is performed on a financial product in which an investor holds an interest to determine... Agent: Michael A Desanctis Hamilton Desanctis & Cha LLP

20090055325 - System and method for an interactive analysis and information sharing platform for trading securities: A system and a method for an interactive analysis platform for trading securities which combines a plurality of different types of analytical information in a chart presented in a graphical display. The system provides the ability to form a community of traders as well as virtual trading room. At least... Agent: Dr. D. Graeser Ltd.

20090055324 - System and method for predicting security price movements using financial news: A method of creating a price prediction model that forecasts short-term price fluctuations in financial instruments by collecting, analyzing and classifying financial news for a financial instrument into categories. Distributions for the changes in price of the financial instrument for a set period of time and distributions for the changes... Agent: Abelman, Frayne & Schwab

20090055326 - System and method for securities information service: A securities information service system, comprising: a securities information module, a transaction record module, and an information service module. The securities information module receives a plurality of securities information from at least an external source of securities information. The transaction record module receives a plurality of transaction records provided by... Agent: Raymond Sun

20090055303 - Out of band credit control: Systems and methods are provided that can provide credit control monitoring across any number of trading engines without adding any performance or scalability limitations.... Agent: Banner & Witcoff, Ltd., Attorneys For Client No. 006119

20090055307 - Priority bid processor and protocol therefore: A financial transaction system, such as an automobile bidding system is disclosed. The financial transaction system comprises a demand placement module, a supply providing module, and an algorithm linking the demand placement module to the supply providing module. The priority based processor, which is configured to correlate a plurality of... Agent: Clifford H. Kraft

20090055304 - System and method for determining and brokering fuel emission offsets: A brokering system and method for providing an incentive for use of more efficient internal combustion engines and hydrogen retrofit kits is disclosed. End users of retrofitted vehicles are provided with discounted fuel costs at authorized fueling stations. The vehicle owner's savings include: a) a reduction in fueling charges because... Agent: Anderson Gorecki & Manaras, LLP Attn: John C. Gorecki

20090055302 - System and method for integrating a convertible security with a call spread: The present invention relates to a method and system for providing a financial instrument by integrating a convertible security with a call spread to form a financial instrument having the benefits of low coupons and tax efficiencies. The call spread includes a first call option that mirrors features of the... Agent: King & Spalding LLP (citi Customer Number) Attn: George T. Marcou

20090055306 - Systems and methods for limit order volume clearing in online trading of credit derivatives: Systems and methods for limit order volume clearing in online trading of credit derivatives are disclosed. In one embodiment, a method for limit order volume clearing may comprise: selecting a set of credit derivatives based on dealer interest and market activities; inviting trading clients to submit, within a time limit,... Agent: Ip Group Of Dla Piper US LLP

20090055305 - Systems and methods for market order volume clearing in online trading of credit derivatives: Systems and methods for market order volume clearing in online trading of credit derivatives are disclosed. In one embodiment, a method for market order volume clearing may comprise: selecting, from a plurality of credit derivatives, at least one most liquid credit derivative; determining a volume clearing price level for the... Agent: Ip Group Of Dla Piper US LLP

20090055310 - Computer system for financing ownership of a vehicle: A computer system for financing ownership of a vehicle is disclosed. The computer system includes a computer application for implementing the following steps on a computer: calculating an amount financed of a RIC or loan for financing the purchase and ownership of a first vehicle at or before inception of... Agent: Brooks Kushman P.C./fgtl

20090055308 - Multiple asset secured umbrella loan/credit product and method: A customer-oriented loan or credit product that allows separate multiple assets to be used as collateral in a single lending product such as a loan (for example, a home equity loan) or a line of credit (for example, a home equity line of credit).... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090055309 - Online system for fulfilling loan applications from loan originators: A loan submission and processing system, methods, apparatus and computer program products. One example method includes receiving user specified input relating to a loan application, storing the user specified input in a loan application file, determining a partner system that is to receive data related to the electronic loan application... Agent: Fish & Richardson P.C.

20090055313 - Financial account management: An automated account management system provides a user with the ability to establish rules that dictate how the account management system is to manage the user's accounts. Once the user specifies a set of rules, the system automatically manages multiple accounts across multiple financial institutions in accordance with the user-defined... Agent: Fish & Richardson PC

20090055312 - Internet-based money order system: A system and method for purchasing a money order via the internet including the steps of providing an internet based money order system capable of generating money orders upon the receipt of a purchase request by a prospective buyer via the internet for a predetermined amount of funds. The prospective... Agent: Townsend And Townsend And Crew, LLP

20090055311 - Methods for implementing sales transactions using prepaid sales certificates having increased value after a period of time: A method for implementing a sales transaction includes receiving a first payment, issuing a prepaid sales certificate having indicia indicating a first redeemable value for the certificate corresponding to the first payment, and having indicia indicating at a later time a second redeemable value greater than the first payment. The... Agent: Heslin Rothenberg Farley & Mesiti PC

20090055314 - Wireless payment method and systems: A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the second portable electronic device transmits an approval of the request for payment to the... Agent: Townsend And Townsend Crew LLP

20090055315 - Method of billing a purchase made over a computer network: A method of effecting a sale over a computer network in which it is determined whether a user passes fraud control before effecting a sale over a computer network. Information associated with a method of payment, such as credit card information, debit card information, checking account information, a telephone service... Agent: Joseph P. Curtin

20090055316 - Wireless payment method and systems: A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the second portable electronic device transmits an approval of the request for payment to the... Agent: Townsend And Townsend Crew LLP

20090055317 - Method and system of distributing and activating storage value cards: A method of distributing stored value cards where value is not loaded to the account associated with each card until the card holder completes and activates process is disclosed. By delaying the funding of the settlement account associated with stored value cards until card activation, cash flow efficiencies and savings... Agent: Douglas T. Johnson Miller & Martin

20090055318 - Transaction product with removable articles: A transaction product includes a housing, a tray, one or more articles and an account identifier. The tray is selectively maintained within and readily removable from the housing. The one or more articles are selectively maintained by the tray, and each of the one more articles are readily removable from... Agent: Target Brands, Inc.

20090055319 - Novel card-less, name-less, number-less, and paper-less method and system of highly secure completely anonymous customer-merchant transactions: In this novel method the online authentication of an authorized user is accomplished without transmitting any of the user's personal information over the public or private networks. The method is so versatile that it can be deployed not only for conducting online financial transactions, but any conceivable form of virtual... Agent: Fazal Raheman

20090055320 - System and method for providing and activating software licenses: Methods and features for providing and activating a software license in a system, such as a magnetic resonance system, are disclosed. For example, a software license is stored in the system. The system with the stored software license is sold or rented to a client. The software license is operable... Agent: Brinks Hofer Gilson & Lione

20090055321 - System, method and machine-readable medium for periodic software licensing: A system and method for periodically licensing a software having a server configured to receive a first request code for a term extension of a software license, the request code being initiated by a user of an application unit, the term extension allows the software to operate within a predetermined... Agent: Greenberg Traurig LLP (la)

20090055322 - Removable module in personal handheld devices for personal information exchange: A personal information exchange module in a standardized form is used as a plug-in to a personal handheld device for information exchange such as financial transactions, facility access, medical information exchange, and the like while protecting sensitive code and data associated with the module by separating those from the operating... Agent: Merchant & Gould (microsoft)

20090055323 - System and method for providing custom personal identification numbers at point of sale: Allowing an account holder for a newly-established financial card account to establish a PIN at the time the financial card account is opened and use that PIN to authenticate transactions at the time the account is opened. The systems and methods may include a POS device that securely captures and... Agent: King & Spalding LLP

20090055329 - On-line, real-time, property and casualty loss estimation system and method: An interactive, real-time, property and casualty loss estimation system and method includes a web portal comprising a computer configured to allow a qualified user to sign in over the internet and create an estimate reflective of the true cost to renew a property from a casualty loss. The user enters... Agent: Thompson Coburn, LLP

20090055328 - Pricing engine for electronic commerce: A pricing engine for electronic commerce allows the owner of an electronic market place to dynamically change the pricing available at the electronic market place based on several factors including, but not limited to, manufacturer preferences, distributor preferences, e-market place preferences, the location of a buyer, identity of a buyer,... Agent: Womble Carlyle Sandridge & Rice, PLLC Oracle International Corporation

  
02/19/2009 > patent applications in patent subcategories.

20090048862 - Data visualization system and method: The invention provides a data visualisation system comprising a data value memory in which is maintained a finite set of data values and display means arranged to display a contoured representation. One or more of the data values are displayed as contours around one or more data points and each... Agent: Steptoe & Johnson, LLP

20090048855 - Distribution system for data of a service: A distribution system for providing data of at least one service between a first network unit and at least one second network unit over a communication network includes a receiver unit and a transmitter unit in the first network unit, and a processing unit in the first network unit. The... Agent: Bell, Boyd & Lloyd, LLP

20090048858 - Integration settlement analyzing methods of value added service: Value added service integrated settlement methods: (1) Firstly setup the transaction model of the integration settlement, that is put the settlement participants as the attribute main body of interface layer: provide data interaction between the inside and the outside of the system; service logical layer: complete the data collection, pretreatment,... Agent: GlobalIPServices

20090048857 - Method and apparatus for a rule development process for inducement prizes: A method and apparatus for a rule development process for inducement prizes is presented. The rule development process comprises a number of sub-process threads allowing for the authoring, review, preview, approval and presentation of rules setting parameters for successful claiming of the inducement prize. The process also allows for sub-process... Agent: Bressler, Amery & Ross, P.C.

20090048853 - Permission based field service management system: The embodiments of herein provide a permission based field service management system and method for field services using a permission slip. A technician allotted to perform a field service is authenticated by a client/server software system and provided with a work list. When the technician accepts a work list, a... Agent: Health Hero Network, Inc.

20090048860 - Providing a rating for digital media based on reviews and customer behavior: Automatically determining pricing for at least one unit of content that can be selected and licensed or purchased over a network. Pricing is determined based on an initial price, and at least one of the following: a reviewer rating, content activity, or a customer offer price. Each of these factors... Agent: Corbis Corporation C/o Darby & Darby P.C.

20090048861 - Retail center for designing and laser engraving simultaneously different sized products at varying locations on the products: A retail outlet for designing and producing laser engraved products.... Agent: Tod R Nissle

20090048856 - System and method for managing vendor information of vendors that repair deficiencies at facilities: A system and method for managing vendor information to repair deficiencies at facilities may include storing vendor information of vendors. The vendor information may identify one or more deficiencies of which at least one of the vendors is capable of repairing. Site audit information of one or more facilities may... Agent: Patton Boggs, LLP

20090048859 - Systems and methods for sales lead ranking based on assessment of internet behavior: Methods and systems are presented for assessing sales leads obtained through a lead generation product. One exemplary method comprises receiving consumer information from a potential consumer via a lead generation product; receiving activity information about the potential consumer's interaction with the lead generation product; using the received consumer information and... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20090048854 - Trip identification and recording systems: Recording devices and methods are disclosed that allow a user to make a voice recording in association with a trip, such as a business trip driven in an automobile, while providing trip-specific control functionality of the recording. The current location of the user, corresponding in some embodiments to the location... Agent: Law Office Of Chad C. Soliz , LLC

20090048869 - Automated healthcare management functions: The present invention involves value-added applications (or middleware) that integrates and adds value to existing call system and medical software packages by leveraging the assets of telecommunications manager software and medical records software with further specialized software. The EXTENSION system provides a modular set of medical workflow based applications that... Agent: Baker & Daniels LLP

20090048867 - Diagnostic record information management system and diagnostic record information management method: The medical chart management system reads the paper medical charts made in the medical facilities with scanners installed in the medical facilities, converts them into image data and stores them in a paper medical chart information DB of a management server corresponding to the medical facilities. To search for image... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090048868 - Medication related task notification system: A task management system for informing a clinician of medication administration related tasks to be performed, includes a repository of information. The repository of information associates data identifying multiple different medications with corresponding multiple post-administration alert messages. An individual alert message notifies a clinician of a particular post-administration task to... Agent: Siemens Corporation Intellectual Property Department

20090048863 - Method and apparatus for medication prescription consultation: A method and apparatus of providing a pharmaceutical consultation prevents a person from receiving a medication prescription if consultation is required, and enables a user to readily view the medication prescription information and convey information to the person. Methods and apparatus of providing a pharmaceutical consultation are provided herein. The... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090048864 - Method and apparatus for therapeutic interchange: A method and apparatus of interchanging a prescribed medication with a therapeutically equivalent replacement medication includes receiving medication prescription data relating to a medication prescription for a person identifying a therapeutically equivalent replacement medication for a medication associated with the medication prescription, generating an exception for the medication if a... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090048865 - Patient tracking systems and methods: A computer-implemented method is disclosed, The method can include relating a transponder with a healthcare patient, identifying one or more locations of the patient using the transponder, and associating the one or more locations with one or more time values, and associating the one or more locations or time values... Agent: Fish & Richardson P.C.

20090048866 - Rules-based system for routing evidence and recommendation information to patients and physicians by a specialist based on mining report text: One or more of the embodiments of the present invention provide a rules-based system for routing medical reports based on processing report data. Certain embodiments of the invention provide a medical report routing system including a report acquisition component, a language processing component, a routing rule component, and a report... Agent: Mcandrews Held & Malloy, Ltd

20090048874 - Medical information processing apparatus: In a medical information processing apparatus having a display section for displaying a medical image, when examination order information disagrees with accompanying information of the medical image, a user can promptly recognize it. According to an image examining apparatus 3 as the medical information processing apparatus of the present invention,... Agent: Frishauf, Holtz, Goodman & Chick, PC

20090048872 - Mental health expert system and method: An electronic solution which may be integrated into an existing patient database and billing system to provide risk assessments, clinical prompts, and treatment pathways in a behavioral healthcare environment. Furthermore, consultation and review features are provided to ensure leadership oversight and authorization of any activity.... Agent: Stockwell & Smedley, Psc

20090048873 - Method and system to manage coronary artery disease care: A system and method updates the status of an individual care plan to be performed at different locations. Worksteps of the care plan may be performed at a number dispersed medical facilities and/or specialists. Data regarding a workstep may be locally entered at the facility that performs the workstep. A... Agent: Brinks Hofer Gilson & Lione

20090048871 - Mobile wireless medication management system: The specification and drawing figures describe and show a system for medication management is disclosed, illustrated, and claimed that includes a mobile wireless communication instrument. A data processing system (100) housed in the portable wireless communications instrument is included to receive, store, and transmit images and data. A programmable medication... Agent: Qualcomm Incorporated

20090048870 - System and apparatus for medical error monitoring: An apparatus and system for providing improved monitoring errors in a medical setting. The apparatus includes a storage medium, display and scanner that allow medical personnel to quickly and reliably track and monitor samples collected from patients, such as information about the type, location, and timing of a collected sample.... Agent: Siemens Corporation Intellectual Property Department

20090048877 - Insurance claim forecasting system: A computer-implemented process of developing a person-level cost model for forecasting future costs attributable to claims from members of a book of business, where person-level data are available for a substantial portion of the members of the book of business for an actual underwriting period, and the forecast of interest... Agent: Husch Blackwell Sanders, LLP Welsh & Katz

20090048876 - System and process for a fusion classification for insurance underwriting suitable for use by an automated system: A method and system for fusing a collection of classifiers used for an automated insurance underwriting system and/or its quality assurance is described. Specifically, the outputs of a collection of classifiers are fused. The fusion of the data will typically result in some amount of consensus and some amount of... Agent: Hunton & Williams LLP Intellectual Property Department

20090048875 - Wedding insurance: A method and system of insuring a wedding and determine a premium is disclosed. Wedding insurance insures the events or products associated with the wedding of a couple. In order to administer this insurance the amount of coverage may be determined along with the time period of coverage, the trigger... Agent: Maier & Maier, PLLC

20090048878 - System for expediting procurement of deliverables from expedited service areas: A system for expediting procurement of one or more deliverables by a customer of one or more expedited service areas including one or more designated expedited service areas, the designated expedited service areas associated with, and located at, adjacent to, or in the vicinity of, one or more venues, and... Agent: Meyertons, Hood, Kivlin, Kowert & Goetzel, P.C.

20090048879 - Systems and methods for enabling hospitality employees to share benefits in an online environment: The present invention relates to systems and methods for online procurement of hospitality-related benefits. More particularly, the present invention relates to systems, methods, and applications for enabling hospitality employees to request, purchase, reserve, share, and receive benefits in an online environment. According to certain embodiments of the present invention, such... Agent: Wasantha Weerasekera

20090048882 - Apparatus and methods for strategic planning: A system for performing strategic planning. At least one processor and memory are configured to, based on user input, provide a plurality of roadmaps, and link a data point of a first roadmap to a data point of a second roadmap to integrate at least portions of the first and... Agent: Harness Dickey & Pierce, PLC

20090048884 - Merchant benchmarking tool: A benchmarking tool generates reports for delivery to a merchant illustrating a performance of the merchant as compared to the performance of the merchant's peers. The performance is illustrated through metrics that algorithmically combine data on transactions of consumers with the merchant or its peers, respectively. The metrics may be... Agent: Quarles & Brady LLP

20090048883 - Method and apparatus for facilitating intragovernmental transactions: A plurality of validated electronic trade documents, associated with a transaction between a government agency buyer and a government agency seller, are obtained. The electronic trade documents are logically linked in an intragovernmental transaction container, and periodically scanned to determine if conditions exist for at least partial settlement of the... Agent: Ryan, Mason & Lewis, LLP

20090048880 - Method and system for an enterprise management system: Disclosed is a method and system for receiving data from an enterprise application of an enterprise, converting the data into enterprise data based on an enterprise blueprint. The enterprise data is analyzed based on the enterprise blueprint to determine a state of the enterprise and an activity to be performed... Agent: Sap Ag

20090048885 - Systems and methods for facilitating cost-splitting transactions: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048886 - Systems and methods for facilitating gifting transactions: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048887 - Systems and methods for facilitating transactions involving an intermediary: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048881 - Visualizers for change management system: A change management system may use a phased status indicator that may illustrate several phases of a change request and a current status for each phase of a change management lifecycle. Additionally, a group of change requests may be displayed in a linked manner showing various relationships between change requests.... Agent: Microsoft Corporation

20090048892 - Communication system and method: The embodiment discloses, in one form, multimedia communications, including remote publishing, mobile devices, network and on-line forms of communications. The embodiment also discloses a new electronic portfolio, communications, education commerce and fund raising platform, particularly useful for Community groups. In one form, it will enable Community groups to publish Community... Agent: Latimer, Mayberry & MatthewsIPLaw, LLP

20090048890 - Delivery management system for quick service restaurants: e

20090048889 - Manufacturing portfolio flexibility planning: A method, computer program product, and system for manufacturing portfolio flexibility planning are provided. The method includes matching production needs to manufacture a plurality of products with manufacturing capabilities of plants in a manufacturing portfolio. The method also includes developing flexibility scenarios for a manufacturing portfolio flexibility plan. The flexibility... Agent: General Motors Corporation Legal Staff

20090048891 - Message sequence management of enterprise based correlated events: A message sequence management of enterprise based correlated events incorporates the changing and unique business of a telecommunications service provider with minimal configurations. The design identifies and manages related service requests and ensures that related service requests follow a precise execution sequence as defined by the business logic. The design's... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20090048893 - System and method of role-based calendaring: A method for calendaring an activity based on roles, including the steps of acquiring a request for calendaring the activity for a plurality of roles invited to attend the activity; acquiring data on existing activities which have been calendared for all the specific individuals in the plurality of roles invited... Agent: International Business Machines Corporation Dept. 18g

20090048888 - Techniques for claim staking in a project stage-based environment: Techniques for claim staking in a project stage-based environment are provided. A stakeholder is assigned for a project as a whole or a sub portion of the project. Access permissions are defined in response to the stakeholder, the project, and/or the sub portion. The access permissions are dynamically enforced across... Agent: Schwegman, Lundberg & Woessner/novell

20090048897 - Collections processing systems: Methods and systems for assigning work to account collectors and monitoring and tracking work performed by account collectors are provided. Files containing account information are parsed by a computer device to extract account data. A computer device then accesses a set of rules that govern assignments and priorities and processes... Agent: Banner & Witcoff, Ltd. Attorneys For Client No. 005222

20090048899 - Method and system for managing construction projects: A method for construction project management includes providing a plurality of standard inspection lists that is suitable for use across multiple construction projects. At least one standard inspection list includes at least one inspection. The method tracks inspections associated with a spatial division in a construction project, wherein at least... Agent: Holme Roberts & Owen, LLP

20090048898 - Method of managing schedule and server and program for performing the same: A schedule management server is provided with a transmitting means for transmitting information of the number of necessary staffs estimated in advance to terminal devices for transmitting desirable working schedules. A computer (1) comprises a communication network (3) and a terminal device (4). The computer (1) generates assumed schedule data... Agent: Nixon Peabody LLP

20090048895 - Quality model certification assessment cost estimation and optimization: A method includes determining a standard set of activities to perform an assessment and certification process, and identifying cost elements and cost drivers for each activity of the standard set of activities. Additionally, the method includes determining requirements for a particular assessment and certification project, and determining a cost estimation... Agent: Greenblum & Bernstein, P.L.C

20090048894 - Techniques for propagating changes in projects: Techniques for propagating changes in projects are provided. A first resource associated with a first project is modified in some manner. The modification is automatically and dynamically detected. A second project is identified for notification of that change. The notification is communicated to the second project in a custom manner.... Agent: Schwegman, Lundberg & Woessner/novell

20090048896 - Work management using integrated project and workflow methodology: In the preferred embodiment, the operational process management methodologies are used to orchestrate the individual activities and project management methodologies are used to manage the schedule, cost, resources and other task attributes of that activity. The system is implemented such that we can fully leverage all standard project management features... Agent: Allan Chan

20090048901 - Energy usage prediction and control system and method: A controller and/or a gateway acts as a feedback-based energy estimator for controlling initial and refined estimates of energy usage of one or more buildings controlled by the controller or gateway. An initial estimate of a building's energy needs for a specified time in the future (e.g., a month or... Agent: Davidson Berquist Jackson & Gowdey LLP

20090048908 - Media delivery system: A media delivery system that may be used for tracking the number and type of human impressions of media content rendered by the system during the time the media was rendered is provided. The media delivery system includes a rendering device for rendering media content, an environmental sensor for sensing... Agent: Kimton N. Eng, Esq. Dorsey & Whitney LLP

20090048909 - Method and apparatus for integrated telephone and internet services: A system and method for providing integrated telephony and Internet services is described. An embodiment of the present invention comprises passively collecting incoming and/or outgoing call information from communications links communicatively coupled to a first party. The call information is extracted and customer information, such as demographic information, is retrieved.... Agent: HoustonIPDepartment Jackson Walker L.L.P.

20090048907 - Method and system for advertising and data mining as a part of a marketing and sales program for universal critical life stage decision support: A method for providing advertising and data mining as a part of a marketing and sales program for universal critical life stage decision support. Methods or computer programs are used for collecting a person's true or prophetic biographical and goal-related data. Such data is used in the creation of a... Agent: Patent Crafters

20090048904 - Method and system for determining topical on-line influence of an entity: A method and system for determining topical on-line influence of an entity are disclosed. An influence value of one social media outlet, such as a blog or social networking site, is calculated based on viral properties extracted from publications or posts by the entity through the social media outlet. When... Agent: Victoria Donnelly

20090048902 - Method and system for dynamically serving targeted consumer clicks through an application programming interface over a network: Methods and systems are disclosed for analyzing consumer clicks (clicks) received from search engines from a listing, that includes at least one activatable link, associated with a target web site. The analysis is such that the analyzed clicks serve as the basis for targeting future clicks so that advertisers pay... Agent: Lathrop & Gage Lc

20090048900 - Method and system for tracking and optimizing advertisements on a decentralized network: A method and system for tracking and optimizing advertisements on a decentralized network. In one embodiment, the method comprises receiving a request for a user from a user on a network. The method further comprises responding to the request by transmitting the file to the user, the file containing an... Agent: Orrick, Herrington & Sutcliffe, LLPIPProsecution Department

20090048903 - Method and system for universal life path decision support: A method for life path decision support. Methods or computer programs are used for collecting a person's true or prophetic biographical and goal-related data. Such data is used in the creation of a mathematical representation of a profile. Similar profiles are created by various goods or service providers. Methods or... Agent: Patent Crafters

20090048905 - Methods for grouping, targeting and meeting objectives for an advertisement campaign: Targeted advertising is one of the major attractions of wireless handheld devices since it lends itself to focused delivery of advertisements to target groups selected based on multiple criteria. To do this it is necessary to identify the target groups from the large number of personal profile criteria that includes... Agent: Glenn Patent Group

20090048906 - Scalable system and method for financially modeling organizational performance: A capacity based system of business-related building blocks is described that allows managers to efficiently and effectively model their current environment, to describe their organizational resources, to provide a uniform view of their workload, to communicate their organizational performance and value, and to assess the financial impact of any project.... Agent: John D. Carnegie

20090048918 - Acquisition of avatar rewards through advertisement exposure: The present invention relates to the acquisition of virtual and/or tangible avatar rewards through advertisement exposure. A method in accordance with an embodiment of the present invention includes: viewing advertising content within the virtual environment; and providing a reward to the avatar for viewing the advertising content.... Agent: Hoffman Warnick LLC

20090048933 - Advertising management and searching system through bidirectional searching and monitoring: Provided is a system for advertisement management and search through bi-directional search of advertisement objects and advertisement companies. The system includes an information storing unit for storing information on individual or seller members, seller information, goods information, advertisement or event information; a search unit for allowing the advertisement requester to... Agent: Hamre, Schumann, Mueller & Larson, P.C.

20090048923 - Anchor merchant program proximate vendor systems and products thereby: A method and system for promoting customer loyalty to an anchor business within a certain geographical region from a plurality of participating merchants. The system having a server configured to store data including an identifier associated with a customer account in a customer rewards program. The server may receive the... Agent: Greenberg Traurig LLP (la)

20090048924 - Apparatuses, systems and methods for loading, activating and redeeming an investment gift card: Embodiments of the present technology provide apparatuses, systems and methods for loading, activating, and redeeming an investment gift card.... Agent: Mcandrews Held & Malloy, Ltd

20090048929 - Authenticated travel record: Users can maintain an authenticated travel record by using an authentication device at all the locations they've visited around the world. The authentication device can be a wireless router that provides WiFi Internet access to the user. Authentication information is sent to a travel database, and the user's profile is... Agent: Paul Im

20090048917 - Customer loyalty program: A loyalty program is enabled by a data collection set-up. The data collection set-up collects and transmits both the loyalty data and the product barcode data to a server. The server links the product barcode to a customer's purchase profile and issues messages where appropriate. The messages may comprise a... Agent: Michael Molins Molins & Co.

20090048932 - Disk dispensing and retrieval system and associated methods: A kiosk dispenses and receives recorded optical disk media using an interconnected system central server computer through an Internet Service Provider. The system central server contains databases and processing, and is connected to a credit verification system. The central databases collect inventory administration information and customer data from the kiosks... Agent: Lathrop & Gage Lc

20090048927 - Event based document sorter and method: Events and/or topics are studied and classified according to their temporal qualities to determine their relative state. The content of a document relating to such event/topic is analyzed to identify temporal components. These components can be compared with corresponding counterparts in other documents to identify a relative temporal order. The... Agent: J. Nicholas Gross, Attorney

20090048919 - Flexible online travel reward dual model: An online travel reward exchange that in response to receipt of search criteria related to a desired travel product provides a first option for a travel product at a lowest available published price (LAPP) related to at least one desired travel product, and provides a second option to see more... Agent: Moore & Van Allen, PLLC For Bofa

20090048926 - Machine-implemented system and method for providing timed targeted promotional offers to individual payment account users with feedback: A machine-implemented method includes determining when a particular promotional offer which is associated with a payment account of a particular consumer should be released to the particular consumer, and then transmitting a first message indicating the particular promotional offer to a device of the particular consumer. The first message indicates... Agent: Perkins Coie LLP

20090048915 - Method and system for wirelessly accessing a network: Systems and methods for wirelessly accessing a network are set forth in this disclosure. Specifically, this disclosure sets forth systems and methods for using advertising to regulate wireless access to a network.... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20090048920 - Method for improving internet advertising by intermittently mixing advertising with targeted content: A system engaging users with internet advertisement areas using interesting content is presented. Areas normally devoted to internet advertisements are periodically replaced with engaging content. In one embodiment, RSS web feeds are used to obtain recent and summarized bits of engaging content to place in the advertising areas. In yet... Agent: Stattler - Suh PC

20090048925 - Method of ranking keyword advertisements using click through rate: Disclosed is a method of running a keyword advertisement service, which comprises providing a CTR-at-rank of a first keyword advertisement using a keyword, providing an average CTR-at-rank of a plurality of keyword advertisements, and computing an adjusted CTR of the first keyword advertisement using the CTR-at-rank and the average CTR-at-rank.... Agent: Knobbe Martens Olson & Bear LLP

20090048916 - Mobile system and method for exchanging point value: A transaction is conducted at a merchant location using redeemed loyalty points maintained in a loyalty point account for a customer. The transactions are conducted using a mobile device at a POS terminal. In response to receiving a customer ID from the mobile device, a loyalty server provides the monetary... Agent: Townsend And Townsend And Crew, LLP

20090048912 - System and method for dynamic configuration of scanning engine: A method and system for facilitating targeted mobile advertisement, the system having: a mobile device having: a communication subsystem adapted to send and receive data; at least one application adapted to consume data, create data or consume and create data; a scan engine registered with the at least one application,... Agent: Research In Motion Attn: Glenda Wolfe

20090048910 - System and method for facilitating targeted broadcast based mobile advertisement: A method and system for facilitating targeted mobile advertisement, the system having: a mobile device having: a communication subsystem adapted to receive broadcast channels; a scan engine; and at least one application adapted to consume data, create data or consume and create data, the application registering with the scan engine;... Agent: Research In Motion Attn: Glenda Wolfe

20090048913 - System and method for facilitating targeted mobile advertisement using metadata embedded in the application content: A method and system for facilitating targeted mobile advertisement to a mobile device, the method having the steps of: inserting, at an application server, metadata associated with advertising content into application data; forwarding the application data and metadata to the mobile device; stripping the metadata from the application data at... Agent: Research In Motion Attn: Glenda Wolfe

20090048914 - System and method for facilitating targeted mobile advertisement using pre-loaded ad content: A system and method for facilitating targeted mobile advertisement, the system having: a mobile device having: a communication subsystem; at least one application adapted to consume data, create data or consume and create data; a scan engine adapted to scan data consumed or created by the at least one application... Agent: Research In Motion Attn: Glenda Wolfe

20090048911 - System and method for facilitating targeted mobile advertisement with scanning engine on communications path: A system and method for facilitating targeted mobile advertisement, the system having: a mobile device having: a communication subsystem adapted to send and receive data; and at least one application adapted to consume data, create data or consume and create data; an application server, the application server adapted to provide... Agent: Research In Motion Attn: Glenda Wolfe

20090048931 - System and method for managing related accounts: The present application relates to a system and method for managing a plurality of accounts. A plurality of accounts is provided, with each account being associated with a customer. Account activity information associated with at least one action regarding one of the plurality of accounts is received at a first... Agent: Baker & Mckenzie LLP

20090048922 - Systems and methods for classified advertising in an authenticated web-based social network: Exemplary systems and methods are provided for advertising on an authenticated web-based social network. Such methods include providing a screen for creation of a classified advertisement, receiving the classified advertisement from an advertising member, and displaying the classified advertisement on a user network in the authenticated web-based social network with... Agent: Fenwick & West LLP

20090048928 - Temporal based online search and advertising: Advertising and search is performed using temporal parameters of stories, events, topics and electronic documents. The contents of a document relating to an event/topic is analyzed to identify temporal components. These components can be compared with corresponding counterparts in other documents to identify a relative temporal order, and to help... Agent: J. Nicholas Gross, Attorney

20090048921 - User content in advertisements: A method, apparatus, and system of user content in advertisements are disclosed. In one embodiment, a method of advertising to a user includes receiving user content from the user, sending the user content to an ad unit, processing the user content (e.g., through applying a facial recognition algorithm to an... Agent: Raj Abhyanker, LLP C/o Intellevate

20090048930 - Wireless transmission and reception of information relating to an item advertised on a sign: A transmitter is coupled to a sign advertising a product such as a house or car for sale. The transmitter wirelessly broadcasts visually displayable information relating to the advertised product to one or more portable, hand-held machines. A portable machine receiving the wirelessly broadcasted information may then store and display... Agent: Nixon & Vanderhye, P.C.

20090048935 - Application program interface to manage gift cards and check authorizations: An application program interface to manage gift cards and check authorizations may be described. An apparatus may comprise a point of sale device having a processor coupled to a memory, the memory storing a point of sale host application object, a gift card service add-in object and a check service... Agent: Microsoft Corporation

20090048934 - Method and system for authorising returns: A method for authorising return of a purchase by a customer to a merchant by an interaction of a customer chip card upon which a customer transaction history is stored and a merchant POS terminal upon which predetermined data is stored, the method comprising the steps of, (a) reading at... Agent: Banner & Witcoff, Ltd.

20090048936 - Method and system for rfid transaction integrity utilizing an eeprom: A method for purchasing goods in a cashless operation utilizing an RFID apparatus is provided. The RFID apparatus includes an EEPROM, the EEPROM being formatted to include a first group of data blocks and a second group of data blocks. Transaction data is stored in the first group of data... Agent: Hamilton, Brook, Smith & Reynolds, P.C.

20090048939 - Method and system for handling media files: The invention includes methods and systems useful in the handling of media files. Provided are methods for providing media content to a user including storing media content items in a first computer; adapting the first computer to allow the user to access the media content items from a second computer... Agent: Flaster/greenberg P.C. 8 Penn Center

20090048940 - Methods, systems, and storage mediums for providing multi-media content storage and management services: Methods, systems, and storage mediums for providing multi-media content storage and management services are provided. A method includes, from a single user interface: creating a library of content items, creating at least one other content item that includes an electronic greeting, and associating at least one component of the library... Agent: At&t Legal Department Attn: Patent Docketing

20090048938 - Real estate transaction system: A network based real estate transaction system is disclosed for assisting real estate agents and their clients with determining properties for purchase.... Agent: Dennis Dupray

20090048937 - System and methods for purchase management for custom products: In at least some disclosed embodiments, a method includes receiving customer information regarding a custom product from a customer; generating a quotation for the custom product based on 1) the customer information, 2) dealer information, and 3) fabricator information; selling the customer the custom product in a sale based on... Agent: Conley Rose, P.C. David A. Rose

20090048942 - Electronic business method for the wholesale transaction of vehicles: An electronic business method for the wholesale transaction of a vehicle having the steps of: providing an electronic information database, wherein the electronic information database comprises a wholesale vehicle record and/or a dealership record; authenticating a dealership from a dealership information entry of a dealership record to verify authenticity of... Agent: King & Partners, PLC

20090048945 - Fuel dispenser: A method of conducting a transaction at a fuel dispenser comprising the steps of providing a fuel dispenser having a housing, a fuel dispensing apparatus mounted within the housing, the fuel dispensing apparatus having control electronics, and at least one touch display mounted in the housing and operatively coupled to... Agent: Nelson Mullins Riley & Scarborough, LLP

20090048941 - Gathering information about assets: A sequence of steps for locating information of a particular type on a particular web site is received from a first process and stored in a database of sequences of steps. Upon an identification of the particular web site as likely to provide information related to a particular subject, the... Agent: Fish & Richardson PC

20090048943 - Internet based customer driven purchase method and apparatus: A system and apparatus for facilitating communication network based purchase transactions includes logic to enable a user to produce a specific purchase offer, tender payment, and to enable sellers to satisfy the purchase offer. The embodiments include a system for receiving a search request, performing a search and offering at... Agent: Garlick Harrison & Markison

20090048946 - Method for on-line parts ordering: The present invention is a method of selling replacement parts for a product over a computer network including providing a plurality of product manufacturer selection options for a customer to select from, receiving a manufacturer selection of one of the product manufacturers, providing a plurality of product selections for the... Agent: Mckee, Voorhees & Sease, P.L.C

20090048944 - System and method for establishing an auto repair network: An auto repair network is shown that is configured to follow specific standards of repair and guarantee work for at least a portion of the life of the vehicle, along with deductible assistance to the consumer. Consumers have access to the network of repair shops that have agreed to license... Agent: John P. O'banion O'banion & Ritchey LLP

20090048948 - Apparatus, and associated method, for maintaining an asset repository: Apparatus, and an associated method, for updating and reconciling asset repositories. A user event, generated by, or otherwise associated with, an asset is detected. The operations event identifies characteristics of the asset with which the event is associated. The information is compared with repository-stored information. If comparison indicates dissimilarity with... Agent: Docket Clerk

20090048947 - Lot/serial engine for a warehouse management system: A novel method for configuring an item specific user-definable lot or serial attribute. The method also provides for grouping one or more attributes into an time specific context. The method also provides for capturing, maintaining and querying attribute data values according to the item specific context.... Agent: Townsend And Townsend And Crew LLP

20090048949 - System and method for managing photographs from site audits of facilities: A system and method for managing site audit information may include a storage unit configured to store site audit information. The site audit information may include a deficiency identifier of a facility and include at least one photograph of the deficiency. A processing unit may be in communication with the... Agent: Patton Boggs, LLP

20090048950 - System and method for managing site audit information of facilities: A system and method for managing site audit information may include a storage unit and a data repository stored on the storage unit. The data repository may be configured to store site audit information that includes site audit information of multiple facilities. A processing unit may be in communication with... Agent: Patton Boggs, LLP

20090048952 - Systems and methods for adjusting crediting limits to facilitate transactions: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048951 - Systems and methods for facilitating budgeting transactions: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048956 - Insurance premium finance system & method: Provided is a system and method for financing insurance policy premiums for an insured unwilling or unable to pay up front the full amount of the insurance premium(s). Critical system and methodology components include eliminating the traditional premium finance company from the process, and establishing a contractual, operational, and financially... Agent: Kutak Rock, LLP

20090048957 - Method and system for financial counseling: Financial institutions providing counseling to costumers have to spend a significant amount of time gathering data from their clients and analyzing that data before offering appropriate financial advice to their customers. Some Debt Management Programs allow costumers to enroll using online systems without appropriate education or counseling. The present invention... Agent: Whiteford, Taylor & Preston, LLP Attn: Gregory M Stone

20090048958 - Method of evaluating the performance of a family of target date funds: A method of evaluating the performance of a family of target date funds. A model of the family is constructed using realized rates of return (“returns”) for an evaluation period for each of the funds. The returns for each fund are assigned to the periods of the model corresponding to... Agent: Davis Wright Tremaine, LLP/seattle

20090048953 - Metrics systems and methods for token transactions: Systems and methods for monitoring token access transactions are provided. In one embodiment, the invention provides receiving transaction records for a plurality of bank card transactions, wherein the transaction records include transaction information and infrastructure information; determining whether a reportable event has occurred based on the transaction information with the... Agent: Sheppard, Mullin, Richter & Hampton LLP

20090048959 - Share map display apparatus, share map display system, and program for the same: Information on the handling records and occupancy status such as of a company carrying financial products in the financial capital market is converted into image data the contents of which can be visually sensibly grasped. A display region forming section (14) of a share map display apparatus (1) has a... Agent: Staas & Halsey LLP

20090048954 - Sub-accounting for an omnibus account: Methods and apparatus, including computer program products, for sub-accounting for an omnibus account. A method includes, in a server, tracking summary balances of transactions for individual sub-accounts contained in an omnibus account according to transition type and transaction status.... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20090048955 - System and method for financially distressed persons to avoid consequence of foreclosure: A novel system, method and computer program product for enabling owner/debtor's particularly, of dwellings, e.g. single or multi-family dwellings homes, condominiums, etc. (mortgagors), who are in financial distress and may be entering into a home foreclosure, to avoid the foreclosure by enabling them to purchase another real-estate property as joint... Agent: Scully Scott Murphy & Presser, PC

20090048984 - Method and device for calculating a forward price for using links in a network: n

20090048982 - Method of computing a settlement price: A computer assisted method of operating a venue of an exchange comprises the steps of providing a market for trading of a product, acquiring a measure of trading volume of the product, and developing a measure of open interest in the product. A relationship is calculated between the measure of... Agent: Mccracken & Frank LLP

20090048981 - Siteware a 3d (x,y,z dimensions) 4d (time;past(s), present future(s)) & 5d (business rules) infrastructure business intelligence and configuration management solution managing all enterprise physical and logical assets characteristics and relationshi: SiteWare™ is a 3D (C28), (C30), (C32) infrastructure business intelligence web-based knowledge system, (C10), (C12), (C14), (C16), (C18), (C20), (C22) which dynamically allows company directors, managers, engineers, technicians, and other infrastructure users and service providers to have a centralized visual portal where all can communicate, collaborate and share consistent data... Agent: Jorge I. Mcbain

20090048983 - User interface for trend predicting in a trading market: Changes in trading trends are indicated. An indicator, such as a bar, is displayed adjacent to the trend line. The indicator persists the trend to a greater extent than the trend line. As the trend line changes, the indicator more gradually changes or does not change. The difference in values,... Agent: Brinks Hofer Gilson & Lione

20090048960 - Bipartite matching market for utilization with advertisement placement exchange system: Exemplary embodiments of the present invention relate to a bipartite matching exchange methodology. The method comprising receiving at least one buy bid from at least one buying party, receiving at least one sell bid from at least one selling party, and matching the at least one sell bid with the... Agent: Cantor Colburn LLP-ibm Yorktown

20090048962 - Interactive security brokerage system: The present invention provides an interactive browser based system providing market information regarding municipal bonds which allows users to search for, identify, analyze, compare, auction and/or purchase municipal bonds.... Agent: Arnold & Porter LLP Attn:IPDocketing Dept.

20090048961 - System and method for transferring longevity risk: A system and method for transferring longevity risk is disclosed. According to an example of the disclosure, a trading system receives an order to trade a financial instrument in which counterparties agree to exchange, for a predetermined period of time, a difference between an expected and actual cash flow stream... Agent: Morrison & Foerster LLP

20090048963 - Systems and methods for facilitating transactions with interest: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048964 - Trading of derivative secured index participation notes: Techniques are described for securitizing, administrating and trading various index shares securitized by derivative, cash-settled instruments on the underlying index.... Agent: Fish & Richardson PC

20090048965 - Method and system for identifying teaser surfers with time series credit history: Initially the amount of data is checked to determine whether a sufficient history is present for the method. Credit card accounts are classified as new, relatively new, and old cards, i.e. opened within six months, within twelve months, and over twelve months ago. The balances for each of the three... Agent: Duke W. Yee

20090048966 - Systems and methods for adjusting loan amounts to facilitate transactions: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048969 - Systems and methods for facilitating transactions between different financial accounts: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048968 - Systems and methods for facilitating transactions with different account issuers: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090048967 - Wide area network person-to-person payment: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110)... Agent: Townsend And Townsend And Crew, LLP

20090048970 - Approval and issuance of a financial card: A method comprising issuing, at a virtual credit card issuer, a virtual credit card to an entity and debiting a monetary amount from a credit card account associated with a credit card issued by a financial institution that has extended credit to the entity. The method also comprises crediting the... Agent: Merchant & Gould PC

20090048971 - Payment card with dynamic account number: A payment card comprises a processor, a trigger source coupled to the processor, and a display for outputting at least a portion of a dynamic account number under control of the processor responsive to the trigger source. The dynamic account number is determined based at least in part on a... Agent: Ryan, Mason & Lewis, LLP

20090048975 - Method of billing a purchase made over a computer network: A method of effecting a sale over a computer network in which it is determined whether a user passes fraud control before effecting a sale over a computer network. Information associated with a method of payment, such as credit card information, debit card information, checking account information, a telephone service... Agent: Joseph P. Curtin

20090048972 - System and method for an emergency reserve during a covered event using actuarial data: A system and method for providing emergency conditional credit to a customer of a financial institution. The system includes a customer site and a financial institution. The financial institution determines actuarial data using past history of customers incurring specified events, the actuarial data useable to predict future specified events, determines... Agent: Moore & Van Allen, PLLC For Bofa

20090048973 - System for making funds available for gaming: A system for making funds available for gaming which includes a terminal which is configured to read customer information from a card. The terminal includes an input/output unit configured to allow the customer to select a quasi-cash transaction and to generate an order authorizing the quasi-cash transaction. The system also... Agent: Foley And Lardner LLP Suite 500

20090048974 - Wide area network person-to-person payment: According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110)... Agent: Townsend And Townsend And Crew, LLP

20090048976 - Protecting stored data from traffic analysis: A method including: reading a portion of stored data from a storage medium, decrypting the portion of stored data, then if changes are requested, making the changes to the portion of stored data to produce changed data, encrypting the changed data, and writing the encrypted changed data to the storage... Agent: Pietragallo Gordon Alfano Bosick & Raspanti, LLP

20090048977 - User profile generation architecture for targeted content distribution using external processes: A targeting-message profile may be obtained by a wireless access terminal (W-AT) by receiving a rule for establishing a user profile, synthesizing at least one profile attribute based on user behavior, and determining a need for further information based on the at least one profile attribute. Then, the W-AT may... Agent: Qualcomm Incorporated

20090048978 - Systems and methods for secure transaction management and electronic rights protection: The present invention provides systems and methods for electronic commerce including secure transaction management and electronic rights protection. Electronic appliances such as computers employed in accordance with the present invention help to ensure that information is accessed and used only in authorized ways, and maintain the integrity, availability, and/or confidentiality... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090048979 - Token based new digital cash protocols: Digital cash token protocols employ two pairs of private and public keys. Each public key is certified separately and the protocols do not use any blind signature schemes. As a result, the digital cash token protocols provide strong protection of user privacy by using two certified public keys instead of... Agent: Lowe Hauptman Ham & Berner, LLP

20090048980 - Method for maximizing a negotiation result: The present invention generally relates to a system and method for maximizing a negotiation result in which certain conditions and criteria must be met before commencing negotiations. The present invention also provides a seller with evaluation tools to assess the buyer's needs and to determine whether the seller is in... Agent: Amster, Rothstein & Ebenstein LLP

20090048985 - Nav and iiv pricing for actively managed exchange traded funds: An ETF pricing mechanism for use in managed Exchange Traded Fund (ETF) or other collective investment vehicle (CIV) that retains the confidentiality of the vehicle's assets. The method of pricing may comprise: selecting a security price for each portfolio security, wherein each selected security price is associated with a time... Agent: Mcdonnell Boehnen Hulbert & Berghoff LLP

20090048986 - System and method for identifying and reducing costs of information technology actions in real time: A method and system for identifying and reducing costs of information technology actions in real time. Initiation of an information technology (IT) action by a user is detected. An actual cost to perform the IT action is determined in real time prior to a completion of the IT action. A... Agent: Schmeiser, Olsen & Watts

20090048987 - System and method for optimizing the loading of shipping containers: A system and method for optimizing the loading of a shipping container, optimizing freight costs, communicating ordering and shipping constraints to a customer, and continuously updating shipping costs while an order is being built by a customer.... Agent: Smith, Gambrell & Russell

20090048988 - Customer incentive system based on an external lottery drawing: A method of providing customer incentives to a business wherein a buyer of real and/or personal property negotiates the price of the property with the seller, and upon reaching a satisfactory price, the seller shall provide the buyer with a series of numbers prior to transferring title in the property.... Agent: Feldmangale, P.A.

20090048989 - Method of capital creation for tax-exempt organizations: A capital creation process for a qualified (i.e., tax-exempt) organization to raise funds for capital improvements, subsequently eliminating the obligation to ever repay the debt. The tax-exempt bonds are offered to selected investors in a pool that meets certain parameters that may include age, wealth and affiliation with the tax-exempt... Agent: Intellectual Property / Technology Law

  
02/12/2009 > patent applications in patent subcategories.

20090043599 - Associations of polymorphisms in the fibroblast growth factor 8 (fgf8) and its haplotypes with carcass quality, growth and feed efficiency in beef cattle: The physiological regulation of intake, growth and energy partitioning in animals is under the control of multiple genes, which may be important candidates for unraveling the genetic variation in economically relevant traits in beef production. The present invention relates to the identification of single nucleotide polymorphisms (SNPs) within the bovine... Agent: Frommer Lawrence & Haug

20090043604 - Disposition of component virtual property rights: A method and system provides transactions and arrangements in virtual world environments. A user can participate in transactions to acquire virtual property and related virtual rights. In some implementations, real-world and virtual parties can be involved in possible transfers of various types of virtual property and virtual property rights.... Agent: Searete LLC Clarence T. Tegreene

20090043593 - Event prediction: There are many situations in which it is desired to predict outcomes of events. In an example, an event prediction system is described which receives variables for a proposed event. The system accesses learnt statistics describing belief about weights associated with the variables and uses the weights to determine probability... Agent: Lee & Hayes, PLLC

20090043598 - Method and apparatus for information and document management: A telecommunications system includes a network; one or more user devices operably coupled to the network; one or more servers operably coupled to the network, the servers defining document storage locations; and a document management service including: a document address database configured to identify geographical locations associated with the document... Agent: Siemens Corporation Intellectual Property Department

20090043592 - Method and system for managing product development processes: Methods and systems for managing product development processes are provided. A computerized method for managing a process includes presenting to a user one or more templates based on a triggering event. Each template represents a process approach. The method also includes receiving from the user a selection of a particular... Agent: Fish & Richardson, P.C.

20090043594 - Method and system for shortage deduction processing: There is disclosed a method and system for automatically processing of shortage deduction transactions utilizing Radio Frequency Identification (RFID) for goods sold. A shortage deduction takes place, in connection with transactions involving one selling company and one buying company, when the buying company remits less than the pre-agreed rate citing... Agent: Ficode, Inc.

20090043602 - Method for increasing the awareness and exposure of a brand: A method for increasing the awareness and exposure of a brand including providing a plurality of competitive activities each capable of ascertaining a winner from among entrants, each competitive activity providing a contest utilizing a contest product, providing a sponsor having a brand-name product, selecting from the plurality of competitive... Agent: Hahn Loeser & Parks, LLP

20090043601 - Repair procedure development system: A repair procedure development system is disclosed that may allow for an organized, automated decision making approach to repairs. Some embodiments use four categories and sub-categories of component, subcomponent, discrepancy, and repair, although other categories and numbers of categories may be used. The repair procedure development system may use a... Agent: Nasa John F. Kennedy Space Center

20090043597 - System and method for matching objects using a cluster-dependent multi-armed bandit: An improved system and method for matching objects using a cluster-dependent multi-armed bandit is provided. The matching may be performed by using a multi-armed bandit where the arms of the bandit may be dependent. In an embodiment, a set of objects segmented into a plurality of clusters of dependent objects... Agent: Law Office Of Robert O. Bolan

20090043603 - Systems and methods for commercial real estate investment services: Systems and methods are operable to value commercial properties. An exemplary embodiment identifies a type of commercial property based on an identified commercial property, the identified type of commercial property selected from a list of property types, retrieves a plurality of objective valuation parameters and subjective valuation parameters pertaining to... Agent: Black Lowe & Graham, PLLC

20090043596 - Systems and methods for consolidated entitlement management: An embodiment relates generally to a method of managing entitlements. The method includes receiving an indication of at least one purchase of a product by a user and determining an entitlement history of the user. The method also includes determining a plurality of purchasing conditions based on the entitlement history... Agent: Mh2 Technology Law Group (cust. No. W/red Hat)

20090043595 - Using a software application to configure a foam spring mattress: An aspect of the present invention relates to a method and system of receiving information of a user's support facility comfort requirements; using a software application to determine a proper support facility firmness configuration to match the user's requirement; selecting foam springs with the proper user required firmness as determined... Agent: Strategic Patents P.C..

20090043600 - Video enhanced electronic application: Disclosed is a method and system for providing a video recording, live video, slides, pictures, animation, or the like, of an applicant's personal statement or other additional information by way of an electronic link embedded within an applicant's electronic application, thus allowing submission and review of the application by an... Agent: Whiteford, Taylor & Preston, LLP Attn: Gregory M Stone

20090043607 - Medical image system: A medical image system comprises a medical imaging apparatus, an injector, and a hospital management server having database. The injector has (a) communicating means for allowing communication with the hospital management server; and (b) a patient identifying portion which includes a detecting means for detecting patient-specific information and a means... Agent: Knobbe Martens Olson & Bear LLP

20090043606 - Medical management modeler and associated methods: A method and system for determining custom population Return on Investment (ROI) forecasted savings estimates for use in evaluating the desirability of active health care management programs and the depth of penetration of such programs. The method and system further include a graphical user interface and returns a statistical confidence... Agent: Leydig Voit & Mayer, Ltd

20090043605 - Medication managing apparatus: When the present time of a clock circuit is a medication time recorded in advance in a SD card, a notice that the medication time has come is given by a voice output portion or the like. Presence/absence of a medicine package in each block of a medicine package case... Agent: Morrison & Foerster LLP

20090043610 - Comprehensive medication management system: A comprehensive medication management system is disclosed. The comprehensive medication management system offers a number of compliance related services that may be offered to patients in to improve medication therapy compliance. The system identifies compliance barriers facing individual patents and recommends services designed to overcome those barriers. The system further... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090043612 - Electronic health management system: A method and system of aggregating, integrating and reporting medical data for the purpose of encouraging the use of a health care program recommended to a patient by a health care provider, comprises maintaining a database of recommended health care actions by patient and health care provider; maintaining a database... Agent: Nixon Peabody, LLP

20090043613 - Generating output data based on patient monitoring: Exemplary system and method embodiments may include real-time monitoring data regarding administration of a health-related procedure to a recipient patient which is posted to a patient data record that has restricted read/write access. In some instances the monitoring data is processed to determine compliance or non-compliance based on comparison of... Agent: Searete LLC Clarence T. Tegreene

20090043611 - Interface system for displaying comprehensive patient medication record: A comprehensive medication management system is disclosed. The comprehensive medication management system offers a number of compliance related services that may be offered to patients in to improve medication therapy compliance. The system identifies compliance barriers facing individual patents and recommends services designed to overcome those barriers. The system further... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090043609 - System and method for providing targeted patient communications: A comprehensive medication management system is disclosed. The comprehensive medication management system offers a number of compliance related services that may be offered to patients in to improve medication therapy compliance. The system identifies compliance barriers facing individual patents and recommends services designed to overcome those barriers. The system further... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090043608 - System and method for selecting compliance related services: A comprehensive medication management system is disclosed. The comprehensive medication management system offers a number of compliance related services that may be offered to patients in to improve medication therapy compliance. The system identifies compliance barriers facing individual patents and recommends services designed to overcome those barriers. The system further... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090043614 - Processes and systems for direct marketing insurance products with voice response unit to close sale thereof: The invention provides a method and apparatus for the sale of insurance products using a telemarketing system combined with a voice response unit (“VRU”) housed at a licensed agency to efficiently offer, make, and close the sale of insurance products. The direct marketing process includes providing a lead file to... Agent: Leydig Voit & Mayer, Ltd

20090043615 - Systems and methods for predictive data analysis: The systems and methods herein generally pertain to the computation of a likelihood that an item with a given set of characteristics will exhibit a future trait. The system generally comprises an input module for receiving the set of characteristics, a database for storing parameters relating to the set of... Agent: Ropes & Gray LLP

20090043616 - System and method for the internet exchange of golf course tee times: The invention relates to a system and method for the Internet exchange of golf course tee times. According to the invention, system-affiliated golfers with one or more golf course tee times can offer said tee times online on the Internet when, instead of using his/her tee times, the user wishes... Agent: Marc E. Hankin, Esq.

20090043625 - process management system and method: The present invention relates to process management and control, such as a P&L forecast, budgeting and management system using data collection and computation to produce optimized P&L estimates. The production parameters and cost structure are collated and processed with a dedicated algorithm to simulate the sales forecast and cost factors... Agent: Tips Group C/o Intellevate LLC

20090043624 - Electronic profile creation: A method is implementable in an electronic system coupled to an electronic device, which is, in turn, coupled to a display device. A web page displayable on the display device is served to the electronic device. The displayed web page includes a user interface, which, in turn, includes a selection... Agent: Black Lowe & Graham, PLLC

20090043619 - Evaluation of a process metric: An exemplary method of responding to a request for a value of at least one metric associated with at least one process includes a step of determining whether responding to the request requires updating the value of the at least one metric. When responding to the request does not require... Agent: Ryan, Mason & Lewis, LLP

20090043623 - Method and system for effective market research: A method of improving market research to understand the effectiveness of advertising campaigns is provided. A first questionnaire is provided to one or more survey participants that includes questions relating to participant's prior interactions with and beliefs about one or more advertised brands. For a predetermined time, the participants then... Agent: Ip Group Of Dla Piper US LLP

20090043620 - Method for copy propagations for a processor: A method for copy propagations of a processor including two clusters, each cluster comprising a first function unit and a second function unit, a first local register file and a second local register file being respectively accessible by the first and second function unit only, and a global register file... Agent: Wpat, PC Intellectual Property Attorneys

20090043617 - System and method for managing the delivery of orders for goods: A system and method for managing the delivery of goods. The system and method particularly provides for manifesting and controlling route-based delivery of orders or packages from a vendor to one or more locations accessible by customers. The locations may include automated, self-service vending machines and/or will-call lockers, under the... Agent: Greenberg Traurig, LLP

20090043626 - System and method for providing product information in lan: Provided is a system and a method for reporting data in a Local Area Network (LAN), which includes at least one router for broadcasting both product information of an entire shopping center including product advertisement information and product information including identification information of each of shopping center local communication terminals... Agent: The Farrell Law Firm, P.C.

20090043621 - System and method of team performance management software: The invention is an application for teams of information workers, their managers, and human resources professionals to evaluate and raise performance based on communication metrics and norms of behavior within a team. A model and management Web pages enable users to collectively set norms of behavior, communicate, make decisions, set... Agent: David Kershaw

20090043622 - Waste determinants identification and elimination process model within a software factory operating environment: Within the context of a software factory, process sensors detect time consuming activities that extend beyond an estimated predetermined completion timeline for a project. These process sensors also detect wait states that are caused by processes and activities of tasks that are not critical to completing the project. A process... Agent: Dillon & Yudell LLP

20090043618 - Work management system, work management system construction support service, control method and program: [Solution] A work management system for managing the progress of work is provided with a process recording section which records, in association with at least one of multiple work processes, previous processes which are other work processes providing a product for the work process; and a reference maturity degree recording... Agent: Ibm Corporation

20090043628 - Print-shop job price optimization via the use of planning, scheduling and simulation: Methods and systems for improving resource usage in a print shop are disclosed A system may include a workflow management system and a plurality of resource in the print shop. The workflow management system may be configured to receive a plurality of print jobs for processing at the print shop... Agent: Pepper Hamilton LLP

20090043630 - Scheduling method for achieving revenue objectives: The scheduling method arranges and schedules tasks to ensure the completion of a revenue goal within a specified period of time. A revenue goal is first determined, and an associated task list is identified. Each task is assigned a completion time and the income generated. The tasks are arranged into... Agent: Constance Leigh Knieper

20090043627 - System and method for calendar presence retrieval: A presence system enables retrieval of calendar presence information of presentities from calendar servers using a calendar agent and calendar interfaces to the calendar servers. Each calendar server maintains calendar schedule information for one or more of the presentites. The calendar agent is operable to generate queries for the calendar... Agent: Alcatel Lucent Intellectual Property & Standards

20090043629 - System and method for provision of maintenance information and products: A system and method are provided for the comprehensive provision of maintenance related information and products to a client. By one approach, item information is received from a client regarding at least one of a plurality of disparate items. The method also includes receiving manufacturer information regarding the plurality of... Agent: Fitch Even Tabin And Flannery

20090043631 - Dynamic routing and load balancing packet distribution with a software factory: A system decision engine enables a software factory to effectively handle intelligent load balancing and distribution to workers on a software assembly line through the use of pre-configured rules. The pre-configured rules are based on a projected availability of workers based on past traffic analysis of work packets being sent... Agent: Dillon & Yudell LLP

20090043632 - Managing business process calendars: A system and method of managing business process calendars. A method of managing a process includes defining at least one process to be performed by a first entity for at least one second entity, and associating a first subset of a plurality of tasks of the at least one process... Agent: Greenblum & Bernstein, P.L.C

20090043633 - Pharmacy task list generator: A comprehensive medication management system is disclosed. The comprehensive medication management system offers a number of compliance related services that may be offered to patients in to improve medication therapy compliance. The system identifies compliance barriers facing individual patents and recommends services designed to overcome those barriers. The system further... Agent: Francis C. Kowalik Walgreen Co. Law Department

20090043635 - Scheduling chart creation system and program for the same: A scheduling chart creation system which reasonably controls a plurality of constraint conditions and creates a scheduling chart that corresponds to various working patterns and terms of employments. The scheduling chart creation system comprises a hierarchy control section and an application selection section. The hierarchy control section controls various rule... Agent: Staas & Halsey LLP

20090043636 - Soft skills job matching system and method: This invention involves a method and system for assessing the match between jobseekers and jobs by using perceptual mapping techniques to ascertain the proper fit of employee to employer. The purpose of this system is to add additional important information to the job matching process to enhance the quality and... Agent: Procopio, Cory, Hargreaves & Savitch LLP

20090043634 - Worker adaptive task management and workflow system: A system provides a daily workflow list that is tailored according to nurse tenure, experience, specialty, licensure and education, for example. An adaptive healthcare workflow and task management system includes a repository of first information indicating clinician tasks and related subtasks for performance by a clinician in providing a particular... Agent: Siemens Corporation Intellectual Property Department

20090043637 - Extended value and risk management system: A method of and system for creating an organization risk matrix and an organization value matrix and using said matrices to support the management and optimization of one or more aspects of organization risk and value, the development and optimized delivery of standard and customized risk transfer products for one... Agent: Asset Trust, Inc.

20090043642 - Flexible magazine management service: A method for managing a magazine subscription management service is disclosed. A magazine package is associated with a consumer, wherein the package includes a price based on a number of magazines in the package. Selections for the number of magazines are received from a consumer, each selected magazine having a... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090043640 - Information portal website for widely-distributed complex commodities: The system and methods of the present application comprise one or more computers that perform a search for complex products for purchase. Information and computer software stored and executed on a general purpose computer provide a member of a Web site with the ability to obtain recommendations for purchase of... Agent: Dickstein Shapiro LLP

20090043638 - Integration of reorder-point based planning and time-period planning: A system and method to perform time period planning and reorder point planning in a single planning run. Forecast data for a first subset of locations and inventory data for a second subset of locations is supplied to the planning system. Time period planning is performed on the first subset... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090043643 - Managerial decision support system and method: The system and method accepts the inputs of an aggregate (long-range) production plan draft, a profit and loss target, a sales target, and a stock target. Then, the accepted long-range production plan draft is deployed into master production schedule and then a feasibility of the long-range production schedule draft is... Agent: Mattingly, Stanger, Malur & Brundidge, P.C.

20090043639 - Method and system for determining market trends in online trading: A system and method for accessing, extracting, filtering, organizing, and rendering statistical records on electronic systems is provided. Statistical information available on disparate electronic systems, and/or other e-commerce environments such as online shopping sites, can be gathered, extracted and presented to determine market trends.... Agent: Evergreen Valley Law Group

20090043645 - Method and system for electronic distribution of product redemption coupons: Provided is a method and system for the electronic distribution of product redemption coupons to remote personal computers located at users' homes. A centrally located repository, such as an online service provider or web site on the Internet, stores packages of coupon data for downloading on demand to the user's... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20090043641 - Pretrial release system and method: The present invention describes a system and method whereby enhancements are made to an agency pretrial information system by a consortium of service and equipment providers and such enhancements are self funded by means of a electronic custodial fee so as to allow the addition of desired and/or recommended components... Agent: Husch Blackwell Sanders LLP

20090043644 - Universal transaction manager agent, systems and methods: The present invention relates generally to systems and methods for providing transaction control for purchasing decisions that involve the use of credits, debits, loyalty points, affinity points, promotions, or currency transfers. The present invention provides a common forum where merchants desiring to target consumers prior to or at the time... Agent: Knobbe Martens Olson & Bear LLP

20090043646 - System and method for the automated capture and clustering of user activities: An electronic chronicling system and method that allows user actions performed by individuals, groups, or organizations to be automatically captured and grouped into chronicles based on activities, sub-activities and super-activities. The captured activities can then be filtered, viewed and navigated by a visualization and navigation mechanism to determine the relationships... Agent: Cahn & Samuels, LLP

20090043647 - Metthod to activate electronic payment means in mobile terminal and activity server thereof: The present invention relates to an electronic payment means activating method and an activating server thereof. In the electronic payment means activating method, a usage approval of the inactive electronic payment means is requested by using first identification information of the inactive electronic payment means and personal user information of... Agent: Schwegman, Lundberg & Woessner, P.A.

20090043661 - Client-server system for managing an item database and item transactions with user-item associations: A computer system is provided that maintains information about products and provides for transactions between users buying/selling those products as well as providing a public exchange for users wishing to value those products or obtain more information about those products. The system also tracks the users who set up products... Agent: Townsend And Townsend And Crew, LLP

20090043649 - Content item pricing: A threshold measure is determined for an advertisement based on one or more parameters associated with the advertisement. A determination is made as to whether the threshold measure exceeds a filter threshold. The advertisement is promoted if the threshold measure exceeds the filter threshold, and an actual cost-per-click for the... Agent: Fish & Richardson P.C.

20090043656 - Doorism: The present invention relates to a computer-implemented method for electronically managing the admission to locations and events while allowing enhanced advertising of related products and services.... Agent: Ac Technologies, S.a.

20090043653 - Integration of environmental credit mechanisms into municipal debt: Computer-implemented methods of facilitating the reduction of environmental pollutants are described. The methods include selling a debt instrument to a purchaser, investing proceeds from the sale of the debt instrument in activities that generate tradable environmental or energy credits, and repaying the purchaser in whole or in part with funds... Agent: Winston & Strawn LLP Patent Department

20090043660 - Method and system for displaying advertisement: Disclosed is a method and system for displaying an advertisement which can display an advertisement related to a target page and effectively uses an advertisement inventory. The method for displaying an advertisement according to the present invention includes selecting at least one advertisement that is relevant to a target page... Agent: Husch Blackwell Sanders LLP

20090043654 - Method and system for enabling advertising and transaction within user generated video content: A method and system of enabling individual internet users to link advertising information to content posted on the internet. At least one internet-coupled server hosts the content an enables individual internet users to view the content. The server enables the individual internet users to link advertising information to a portion... Agent: Katten Muchin Rosenman LLP (c/o Patent Administrator)

20090043659 - Method of providing personalized advertisements: A user receiver coupled to an advertisement system through a network is used to provide a method of providing a personalized advertisement. The method includes: maintaining user information related to user's video view; receiving from the advertisement system respective first advertisement control data corresponding to a plurality of first advertisements,... Agent: Edwards Angell Palmer & Dodge LLP

20090043648 - Pay-per-action system for selling advertisements: A system is disclosed for a pay-per-action (PPA) advertising model. An advertiser reports actions and pays an advertising provider for each action that is reported. The payment may be based on the rate at which the actions are reported. The action rate may be updated based on each reported action,... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20090043655 - Rewards system providing incentive to make choices that benefit the environment: The present invention concerns a system and method for providing an incentive to consumers and business to make choices that benefit the environment. Each consumer and/or business has an account. The account accumulates redeemable reward points based upon transaction information and at least one environmental factor that is based upon... Agent: Winthrop D. Childers

20090043650 - Segmented services having a global structure of networked independent entities: A method, apparatus and system of segmented services having a global structure of networked independent entities are disclosed. In one embodiment, a method of a network of patent attorneys includes providing a holistic patent services support solution to a patent attorney forming a separate entity, permitting the separate entity to... Agent: Raj Abhyanker, LLP C/o Intellevate

20090043651 - System and method for funding a collective account by use of an electronic tag: A system and method for funding a collective account via aggregating usage of electronic tags is disclosed. The system and method promotes the use of electronic tags, and the funding of collective accounts that may be associated with charitable or other philanthropic causes. Further benefits may be realized by replenishing... Agent: Hunton & Williams LLP Intellectual Property Department

20090043658 - System and method of centralized customer information management for enhanced shopping experience: A system and method for providing a customer with enhanced shopping experience at a retail store provide associating the customer with a unique identification, storing information of the customer in a central database, wherein the information of the customer is retrievable according to the unique identification of the customer, responsive... Agent: Kenyon & Kenyon LLP

20090043657 - System and methods for selecting advertisements based on caller identifier information: Various embodiments are directed to selecting a web advertisement based on caller identifier information. The caller identifier information may be obtained from an incoming call to the mobile device or from an outgoing call from the mobile device. An ad request may be generated based on the caller identifier information... Agent: Kacvinsky LLC 4500 Brooktree Road

20090043652 - Systems and methods for secure transaction management and electronic rights protection: The present invention provides systems and methods for secure transaction management and electronic rights protection. Electronic appliances such as computers equipped in accordance with the present invention help to ensure that information is accessed and used only in authorized ways, and maintain the integrity, availability, and/or confidentiality of the information.... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090043662 - Method of operating an economic enterprise in which cognitive reserve is enhanced: A business entity provides nutrition, physical and mental activities to enhance the cognitive reserves of people. The business entity can assess the cognitive reserve of people to assist in this process. The business entity can present information to people to assist in its work.... Agent: Roger L. Maxwell

20090043663 - Banking account and transaction methods: A transaction account, system and method for combining a debit card with a credit card. The method provides for executing a transaction, including the steps of: maintaining a financial account associated with a transaction device for the execution of purchases, the account having a credit limit and an account balance... Agent: Bruce J. Bowman Bowman & Associates

20090043666 - Generation of wireless network planning reports with sku and pricing data: A wireless network architecture planning system and related operating methods are disclosed herein. The planning system generates a report for a recommended wireless network architecture for a proposed floor plan, where the report contains product identifier codes (e.g., SKUs) for wireless infrastructure components and related accessories. An embodiment of the... Agent: Motorola, Inc.

20090043665 - Method and system of providing recommendations during online shopping: A method for facilitating online shopping stores shopping cart information of users who shopped before and makes recommendations for matching products according to aggregated shopping cart information. The method finds out what products go well with a product in a user's shopping cart by collecting data about combinations of products... Agent: Yahoo! Inc.

20090043672 - Methods for concluding commercial transactions online through a mediator web site using jurisdictional information: There is provided a method for concluding a commercial transaction online through a mediator's Web site using jurisdictional information, the method comprising: disclosing on the mediator's Web site product information in connection with a product for sale, where the product is physically located within a first geographical region fixed with... Agent: Brouillette & Partners

20090043668 - Shipping address population using online address book: A method for automatically generating a custom name list for use in an order form which can be submitted to an Internet shopping site to complete an order. The method utilizes address book data, stored primarily online utilizing a third party service. In one method, names and addresses are read... Agent: Sadler, Breen, Morasch & Colby, Ps

20090043670 - System and method for network-based purchasing: Systems and methods for organizational purchasing are disclosed herein. More specifically, in certain embodiments a campaign corresponding to a product may be created and potential buyers informed of the campaign. These potential buyers may then themselves purchase the product in association with the campaign. In this manner not only are... Agent: SprinkleIPLaw Group

20090043671 - System and method for network-based purchasing: Systems and methods for organizational purchasing are disclosed herein. More specifically, in certain embodiments a campaign corresponding to a product may be created and potential buyers informed of the campaign. These potential buyers may then themselves purchase the product in association with the campaign. In this manner not only are... Agent: SprinkleIPLaw Group

20090043667 - System and method for real time account and account number generation using origination apis: A system and method generate an account in real time in accordance with an application programming interface (API). The API contains parameter descriptions listing universal resource locator (URL) parameters associated with items. A format for implementing an http request to transmit data to in compliance with the defined format is... Agent: Perkins Coie LLP

20090043669 - Systems and methods for collaborative federation of support: An embodiment relates providing collaborative support for a service portal. The method includes providing a plurality of products on the service portal from a plurality of vendors, where each product is associated with a respective vendor. The method also includes receiving a set of selected products based on the plurality... Agent: Mh2 Technology Law Group (cust. No. W/red Hat)

20090043664 - Systems and methods for providing dynamic price axes in featured user interfaces: The invention relates to systems and methods that provide a user interface for use with an electronic trading system. The interface includes a display that shows a bid price axis and an ask price axis, as well as corresponding sizes, and a visual indicator of the inside market. When the... Agent: Ropes & Gray LLP

20090043673 - User interface for a complex order processing system: A user interface for a computerized complex order processing system presents a list of products and services associated with an account, a list of quotes associated with the account, a list of orders associated with the account, and several user-selectable options. The options allow the user to transfer a service... Agent: Campbell Stephenson LLP

20090043674 - Dynamic interactive shopping cart for e-commerce: A shopping cart utility for e-commerce has a first workspace for retrieving and storing electronic catalog items; a second workspace for receiving specific ones or combinations of the catalog items; and a device display mechanism for displaying the items and associated item information in one of a thumbnail, collage, or... Agent: Central Coast Patent Agency, Inc

20090043675 - Network photograph service system: By providing a network photograph service, prompt service can be provided to a customer without losing the advantages of easier understanding of where to access when placing an order and easier collective data management. A service center receiving an order of a printing service, and a minilab or a special... Agent: Birch Stewart Kolasch & Birch

20090043676 - System and method for evaluating and recommending planograms: A retail system for implementing planograms includes a communications network, a central computing system, and a plurality of retail computing systems. The central computing system is configured to receive and to transmit a plurality of planograms, each planogram being associated with one retail store of a plurality of retail stores... Agent: Target Brands Inc.

20090043677 - System and method for real time account and account number generation using origination apis: A system and method generate an account in real time in accordance with an application programming interface (API). The API contains parameter descriptions listing universal resource locator (URL) parameters associated with items. A format for implementing an http request to transmit data to in compliance with the defined format is... Agent: Perkins Coie LLP

20090043678 - System and method of offsetting invoice obligations: Methods for resolving invoice obligations are disclosed that include: a) providing at least one sales invoice, wherein each sales invoice comprises a credit value, b) providing at least one purchase invoice, wherein each purchase invoice comprises a debit value, and c) offsetting at least part of the debit value of... Agent: Buchalter Nemer

20090043679 - Method and software application for computer aided cutomer independent cash collection using a state field in a data record: Systems and methods are provided for computerized processing of invoices which a company has presented to, for example, two or more customers. The systems and methods may be configured to select, from a plurality of invoices, invoices which are due within a preselectable time or on a preselectable date and... Agent: Sap / Finnegan, Henderson LLP

20090043681 - Authentication system: It is an object of the present invention to achieve both security and convenience in authentication of authentication targets, which is required in various situations. An authentication system of the present invention includes: a receiving unit operable to receive first ID information from a first device, and receive second ID... Agent: Wenderoth, Lind & Ponack L.L.P.

20090043682 - Real-world profile data for making virtual world contacts: A method and system provides arrangements creating a relationship between a real-world entity and a virtual world environment. A virtual world patron can participate in various virtual world activities and transactions. Feedback may be provided and records kept regarding the virtual world activities and transactions. The virtual world patron may... Agent: Searete LLC Clarence T. Tegreene

20090043680 - System and method for coordinating student loans: A system and method that allows coordination of loans by providing a website where borrowers may enter information about themselves and receive a listing of multiple lending institutions interested in entering into loan agreements with those borrowers. Other applications of the system and method include, but are not limited to,... Agent: Blank Rome LLP

20090043684 - Transaction allocation: Systems and methods of allocating transactions among business objects are described. Allocation is accomplished using a multi-phase process. In a first phase, allocation of the transactions among a set of business objects is attempted. In a subsequent phase, allocation of transactions that were either unallocated, under-allocated, or over-allocated in the... Agent: Townsend And Townsend And Crew LLP

20090043683 - Virtual world reversion rights: A method and system provides transactions and arrangements in virtual world environments. A user can participate in transactions to acquire virtual property and related virtual rights. In some implementations, real-world and virtual parties can be involved in possible transfers and/or transfer revocations involving various types of virtual objects and virtual... Agent: Searete LLC Clarence T. Tegreene

20090043712 - Dynamic reallocation hedge accounting: A hedged exposure and an associated hedging instrument can be accounted for to reduce periodic earnings volatility associated with the hedged exposure. The accounting to reduce the earnings volatility includes designating a portion of the value of the financial exposure as being hedged by the hedging instrument. The designated portion... Agent: Buckley, Maschoff & Talwalkar LLC

20090043711 - System and method for securities information service: A securities information service system comprises: a service module and a query module. The service module is used to accept a register request from a user and provide a user record. The query module is used to establish a comparison condition according to the user record. The service module is... Agent: Raymond Sun

20090043713 - Systems and methods for checking model portfolios for actively managed funds: The invention provides systems and methods for checking portfolios used to model the behavior of actively managed funds to facilitate intra-day trading of actively managed exchange traded funds (AMETFs) without revealing the fund assets. The invention also provides exchange traded notes based on an underlying actively managed fund without revealing... Agent: Howrey LLP - Dc

20090043687 - Method and system for banking and exchanging emission reduction credits: An online interactive method and system for trading emission reduction credits (ERC) representing a calculated value for the reduction of a given quantity of emissions from a carbon sink is provided. The method and system include (a) receiving from a seller having a seller's account data representative of a carbon... Agent: Christine Q. Mcleod

20090043685 - Method and system for implementing an offer/counteroffer negotiation: A method for implementing an offer/counteroffer negotiation. Characteristics of an offer for an item are received, wherein the characteristics comprise at least one term defining the offer. The offer is published to a plurality of bidders. Among the potential responses to the offer, at least one counteroffer is received from... Agent: Townsend And Townsend And Crew LLP

20090043686 - Processing arrangements for biomass byproducts and biomass derivative products: Various arrangements are disclosed wherein biomass processing services are provided to a producer of an agricultural product. One such arrangement may include the producer paying a fee or offering biomass related products to a buyer in exchange for receiving the biomass processing services. At least a portion of the fee... Agent: K&l Gates LLP Henry W. Oliver Building

20090043688 - Revenue participation interests with guaranteed returns and methods related thereto: A financial product and method for creating a financial product is provided wherein an investor receives a return based on the future sales or revenues of an issuer and a portion of the investor's investment is guaranteed as a return at maturity of the financial product.... Agent: Nelson Mullins Riley & Scarborough, LLP

20090043689 - Architecture and method for bill presentment using a web-based tool: An architecture and method for bill presentment using a web-based tool is disclosed. A common architecture collects billing data from multiple business technology systems and present the billing data on a bill. A user-friendly tool allows internal billing personnel and system administrators to configure the content and format of a... Agent: Townsend And Townsend And Crew LLP

20090043690 - System and method for validating indirect financing transactions: A computer-implemented system and methods for electronically validating indirect financing transactions using various validation rules are described. The system is configured to collect from various independent finance sources information about available automobile financing programs, including various credit application validation rules. The system receives from automobile dealer credit application information, which... Agent: Thelen Reid Brown Raysman & Steiner LLP

20090043698 - Computer-implemented method for fully insuring large bank deposits: An Interchange service that allows member banks participating in the service to offer their customers multiple certificates of deposit (“Multi-CDs”) so that large deposits exceeding an applicable Federal deposit insurance limit (e.g., $100,000) are fully insured. The Interchange partitions each of the large deposits into a plurality of deposit portions... Agent: Panitch Schwarze Belisario & Nadel LLP

20090043692 - Downloading of content: Desired content may be selected from a content server and added to a wishlist or a shopping list. If the desired content is added to a wishlist, a receiving device other than the device from which the selection(s) were received may be identified or selected. The receiving device may be... Agent: Banner & Witcoff, Ltd.

20090043699 - Financial account management: An automated account management system provides a user with the ability to establish rules that dictate how the account management system is to manage the user's accounts. Once the user specifies a set of rules, the system automatically manages multiple accounts across multiple financial institutions in accordance with the user-defined... Agent: Fish & Richardson PC

20090043695 - Method & system for facilitating charitable donor to donee matching: A method for facilitating charity donation matching, includes the steps of collecting information of potential donation receiving entities, inviting a potential donating entity to register contact information and donation criteria, prompting the potential donating entity to pay a matching surcharge, accepting the matching surcharge, matching the potential donating entity with... Agent: Reed Smith LLP

20090043696 - Payment processor hosted account information: A payment processor may host account information such as an account number of a customer provided during a transaction with a point of sale of a merchant. The account information may be received by the payment processor without being stored at the point of sale. For example, the account information... Agent: Woodcock Washburn LLP

20090043691 - System and method for gathering, processing, authenticating and distributing personal information: Various embodiments of this invention are directed towards a system and method for gathering, processing, authenticating and distributing personal information. Various embodiments of the invention disclose a system and method for gathering personal information from a plurality of sources and making the information available for entities that wish to evaluate... Agent: Hamre, Schumann, Mueller & Larson, P.C.

20090043694 - System and method for integating digital rights management information and payment information: One embodiment provides a system of distributing digital content from a first party to a second party over a network. The system includes an interface to receive by the second party from the first party a digital content package including a digital content and its header. The header provides Digital... Agent: Schwegman, Lundberg & Woessner/ebay

20090043693 - System and method for licensing fee distribution: A method, machine-readable medium and system for distributing licensing fees are described. According to one embodiment, the system includes: a content presentation system comprising a server coupled to content presentation terminals to present content; a means for receiving licensing fees from a licensee of the content presentation system; a means... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20090043697 - System and method for repaying an obligation: A method for repaying an obligation comprises periodically receiving into a merchant designated account an entirety of funds resulting from merchant sales made with a card product. A first amount related to the terms of the obligation is computed and the first amount is applied to the obligation. The amount... Agent: Elliot Furman

20090043701 - Financial account management: An automated account management system provides a user with the ability to establish rules that dictate how the account management system is to manage the user's accounts. Once the user specifies a set of rules, the system automatically manages multiple accounts across multiple financial institutions in accordance with the user-defined... Agent: Fish & Richardson PC

20090043700 - System and method for deploying application program components having a service sector: A communication system includes a development sector for registering a plurality of wireless devices, a business sector for controlling utilization of an application program and for receiving application data, a service sector for deploying the application program and for providing the application data to the business sector in accordance with... Agent: Snell & Wilmer L.L.P. (main)

20090043702 - Proxy card representing many monetary sources from a plurality of vendors: A proxy card used at an ATM or at any vendor store that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used.... Agent: Garlick Harrison & Markison

20090043703 - Transaction method and system in search region: A method and system are designed for transaction in a search region. The transaction system includes merchant servers and a portable electronic device. The portable electronic device further includes a calculation module, a communication module, a positioning module, and a display module. The portable electronic device is used to search... Agent: Birch Stewart Kolasch & Birch

20090043704 - Methods, systems, and computer program products for performing message deposit transaction screening: The subject matter described herein includes methods, systems, and computer program products for performing message deposit transaction screening. One method includes receiving a call setup signaling message for a call for which a message deposit transaction is indicated and determining a message deposit transaction parameter associated with the message deposit... Agent: Jenkins, Wilson, Taylor & Hunt, P. A.

20090043705 - Systems and methods for facilitating transactions: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also includes the options of interest payments, the use of different account issuers,... Agent: Snell & Wilmer L.L.P. (amex)

20090043706 - Money wiring address billing worldwide shipper online fraud detection system: A money wiring, address billing, online fraud detection system. A billing system that is of the utmost simplicity, ease of use. A billing system which bills and wires money with the actual numbers of a consumer's shipping address, and bills and wires money with the actual numbers of a consumer's... Agent: Keith Anthony Washington

20090043707 - System of performing a retrospective drug profile review of de-identified patients: An apparatus and method for delivering targeted informational messages includes a computer system for creating a de-identified encrypted PID and de-identified patient transaction data in a retail store for transmission and storage. A subset of de-identified encrypted PIDs are associated with targeted informational messages by the system and transmitted to... Agent: NeifeldIPLaw, PC

20090043709 - Method and system for detecting trace status, trace agent and trace control server: The embodiments of the invention disclose a method for detecting status of a trace task, including: calculating a Token Digest value of a Service Level Tracing (SLT) Token according to information of the SLT Token; and verifying whether the Token Digest is changed. If the Token Digest is unchanged, it... Agent: Leydig, Voit & Mayer, Ltd (for Huawei Technologies Co., Ltd)

20090043710 - Enabling a software service provider to automatically obtain software service: Methods, and apparatus, enabling an originating service provider to automatically obtain from a 3rd party service provider and run a software service online. Method comprising: originating service provider negotiating license with 3rd party service provider over certain software service run by 3rd party service provider; license stipulating life cycle information... Agent: Ibm Corporation, T.j. Watson Research Center

20090043708 - Method and apparatus for reducing optical emissions in an integrated circuit: A method of hindering optical detection of a pattern of data being stored, moved or processed by at least one active circuit in an integrated circuit, the active circuit including at least first and second active devices that change state within a period of time, such that each device exhibits... Agent: Silverbrook Research Pty Ltd

  
02/05/2009 > patent applications in patent subcategories.

20090037213 - Method and system for identifying users and detecting fraud by use of the internet: A method and system for detecting and preventing Internet fraud in online transactions by utilizing and analyzing a number of parameters to uniquely identify a computer user and potential fraudulent transaction through predictive modeling. The method and system uses a delta of time between the clock of the computer used... Agent: Wilson Sonsini Goodrich & Rosati

20090037204 - Method for providing product safety to a manufactured item using a multiple use verification code: In a method and system for providing product safety to a manufactured item, a verification code is associated with the manufactured item. The verification code is initialized to an unvalidated state. The manufactured item is then supplied with this verification code hidden from view. The verification code may be exposed... Agent: Strategic Patent Group, P.C.

20090037214 - Method of building an internal digital library of abstracts and papers: Building an internal digital library for an organization includes accepting abstracts from members of the organization, the abstracts submitted for publication; performing internal review on the abstracts to approve or deny publication; storing approved abstracts in the internal digital library; and accepting papers corresponding to the abstracts and storing the... Agent: Hugh P. Gortler

20090037206 - Method of forecasting maintenance of a machine: A method of forecasting maintenance of a machine is disclosed. The method includes measuring a parameter of the machine, the parameter being indicative of a condition of the machine, and transferring the measured parameter to a maintenance planning system. The method also includes predicting two or more parameter variation curves... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090037222 - Clinical data file: Embodiments are provided for a patient data file menu and methods for creating the same. One embodiment includes a number of patient medical information items including a data type label and a position in a data file menu, a sequence of one or more tabs, where each tab represents a... Agent: Brooks, Cameron & Huebsch, PLLC

20090037220 - Portable medical monitoring and diagnostic system: A patient care distribution and management system is provided. The system allows for the seamless roaming of a patient within a particular medical facility or between medical facilities. The system includes body area network (BAN) management agents which process data within specified parts of a defined operational remit of a... Agent: The Webb Law Firm, P.C.

20090037224 - Records access and management: An electronic device for aggregating electronic medical records, in which electronic medical records are aggregated from multiple electronic repositories and displayed as a single set of records. The multiple electronic repositories may store records for a particular patient using varying identifying/access information to facilitate anonymous access to the electronic medical... Agent: Fish & Richardson P.C.

20090037223 - System and method for accessing patient history information in a health services environment using a human body graphical user interface: Methods and systems for accessing patient history information in a health services environment using a human body graphical user interface are presented. An exemplary computer-implemented method for accessing patient history information includes identifying established medical codes, which are associated with portions of the human body, from patient history information for... Agent: Buchanan, Ingersoll & Rooney PC

20090037225 - System for integrated business management: A computer-implemented system and method for managing and delivering workflow to a home healthcare service is disclosed. A processing interface is configured to communicate with and receive a request from an application. A request interpretation component converts the request to a standard format and a response formatting component is configured... Agent: Cohen & Grigsby, P.C.

20090037221 - Systems and methods for providing customizable pill bottle sleeves: Systems and methods for providing customizable sleeves for pill bottles, customizable adhesive attachments, customizable Post-it notes and methods for the manufacture thereof are provided. Also provided are methods of surveying pharmacists regarding the effect of customizable adhesive attachments to a pill bottle. The method may include using a digital computer... Agent: Weiss & Arons, LLP

20090037232 - Loans collateralized by life insurance policies: This document describes techniques pertaining to loans collateralized by life insurance policies.... Agent: Lee & Hayes, PLLC

20090037231 - Method and system for converting an annuity fund to a life insurance policy: A method and system for converting an annuity fund to a life insurance policy at a predetermined conversion date comprising the following steps: establishing an annuity fund of a predetermined value and purchasing a fixed or variable annuity for the annuity fund, establishing an irrevocable life insurance conversion plan including... Agent: Arthur W. Fisher Iii

20090037228 - System and method for analyzing complex insurance policy proposals: A system and method for providing businesses with comparative insurance proposal information. The present invention is embodied in an online software system that provides a home page for both agents and businesses and a business only page that provides additional information such as tips on saving money and purchasing insurance.... Agent: White-welker & Welker, LLC

20090037233 - Interactive demand management: A system and method is disclosed which allows the aggregation of the demands of various buyers, providing an incentive for suppliers to bid to supply those demands in an auction. The system and method operates by scanning a database which contains a listing of goods or services sought by various... Agent: Snell & Wilmer L.L.P. (amex)

20090037234 - Inland freight management: An inland freight management module for managing inland moves of freight from a plurality of vendor supply locations to port includes a profile maintenance component, a load planning component, and a load routing and booking component. The profile maintenance component is adapted for maintaining an inland planning zone profile including... Agent: Target Brands Inc.

20090037236 - Analytical reporting and data mart architecture for public organizations: A data management architecture for a public institution such as a university is able to extract, transform, and load fact data from disparate data sources and store the information in appropriate data marts. The fact data is correlated with corresponding dimension data, and is correlated with various metrics of a... Agent: Townsend And Townsend And Crew LLP

20090037238 - Apparatus and method for determining a validity index for key performance indicators: A computer readable storage medium comprises executable instructions to define and calculate a plurality of performance indicators, including key performance indicators. A validity index for a key performance indicator is determined based on variances of performance indicators that are in conflict with the key performance indicator.... Agent: Sap Global C/o Cooley Godward Kronish LLP William S. Galliani

20090037243 - Audio substitution options in media works: A classification method and system for possible content alteration of a media work may include criteria regarding content that is feasible for alteration. Such criteria may be maintained in records that are accessible to an interested party. Some embodiments may include a record of primary authorization rights applicable to a... Agent: Searete LLC Clarence T. Tegreene

20090037241 - Automated strategic planning system and method: Various new and non-obvious apparatus and methods for creating a strategic plan for a business, implementing the strategic plan, and measuring progress towards the plan are disclosed. One of the disclosed embodiments is a guided method for creating corporate goals, and from the goals creating action items. The action items... Agent: Klarquist Sparkman, LLP

20090037240 - Joint tracking and tracing and business activity monitoring: A system and method for executing a business application that comprises a number of monitoring events and a number of monitoring processes corresponding to a number of supply chain events of the supply chain. Tracking and tracing data for the number of supply chain events is generated with one or... Agent: Mintz, Levin, Cohn, Ferris, Glovsky & Popeo, P.C.

20090037239 - Method for improving internet advertising click-through rates through time-dependent keywords: A tool that allows internet advertisers to examine the popularity of various different keyphrases entered into a search engine over time is presented. The tool then allows the advertiser to specify a changing set of keyphrases that will be monitored and used to trigger the selection of internet advertisements. In... Agent: Stattler - Suh PC

20090037237 - Semantic extensions of business process modeling tools: A method and a system directed to semantically annotating business process modeling components of a business process model are described. For example, a definition of a business process modeling component and an association of a domain element with the business process modeling component are received. Then, the definition of the... Agent: Schwegman, Lundberg & Woessner/sap

20090037242 - System for monitoring periodic processing of business related data: A system stores and analyzes task processing statistical data and adaptively calculates the overall completion time of day-end processing of a set of standard jobs that create reports that need to be run at the end of each business day, for example, to extract and summarize key business data. In... Agent: Siemens Corporation Intellectual Property Department

20090037235 - System that automatically identifies a candidate for hiring by using a composite score comprised of a spec score generated by a candidates answers to questions and an industry score based on a database of key words & key texts compiled from source do: A system that automatically identifies a Candidate for hiring by using a composite score comprised of a Spec Score generated by a Candidates answers to questions and an Industry Score based on key words & key texts from a source document, such as a job description. This system may reduce... Agent: Furr Law Firm

20090037245 - Gateway balancing: A gateway balancing module for balancing shipments of a plurality of containers between a plurality of associated gateways includes a determine demand subcomponent, a calculate containers subcomponent, a determine capacity subcomponent, and a generate balance recommendations subcomponent. The determine capacity subcomponent is adapted to determine available de-consolidation capacity for each... Agent: Target Brands Inc.

20090037244 - Inventory management system: An inventory management system for identifying and locating items in a facility includes a plurality of identification tags, each of which includes identification information regarding an item to which each respective identification tag is attached, a memory device including information regarding all of the items in the facility, including image... Agent: Ostrolenk Faber Gerb & Soffen

20090037247 - Method and system for managing legal matters: This invention generally relates to a system and method for managing legal services as well as legal matters, assets, expenses and/or invoices and more particularly relates to a computer assisted system that stores, organizes and/or performs operations on data relating to legal services, legal matters, assets, costs, invoices and the... Agent: Price Heneveld Cooper Dewitt & Litton, LLP

20090037246 - Resource allocation system and method: A method for resource planning in a business organization may include receiving project data describing a project assigned to a group in the business organization. The project data may include a time period in which the project should be completed by the group, a resource availability value for the group... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090037248 - Automated polling system: Embodiments of the present invention provide a polling system. The system starts by receiving responses to a poll from one or more poll respondents. The system then uses information in a database to determine the reliability of the responses. Next, the system aggregates the poll responses. The system then displays... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20090037255 - Behavior aggregation: After receiving a call from a caller, the identity of the caller is determined. A method determines at least one caller behavior associated with the caller. This caller behavior is determined based on the caller's association with a social network. Next, multiple available advertisements are identified. An advertisement is selected... Agent: Stevens Law Group

20090037249 - Forecasted currency exposure management: Methods and apparatuses enable forecast currency risk management. A risk management system receives forecast or prospective transaction data denominated in a first currency. A value of forecast currency exposure is determined for the forecast data respective to a second currency. The system matches hedge data to the forecast currency exposure... Agent: Blakely Sokoloff Taylor & Zafman LLP

20090037251 - Method and system for electronically distributing sales information to a selected group of individuals: A method is provided for electronically distributing sales information to selected individuals from a group, each individual in the group having a communication device that is connected to a communication network. The individuals are selected from a database having a plurality of records representing the individuals in the group, each... Agent: Klein, O'neill & Singh, LLP

20090037259 - System and method for automated, reader-based filtration of literary works at internet-related submission site: A system, method, and business model by which literary works are posted for review on publicly accessible networks such as the internet where reader input is used to identify the works likely to succeed in the marketplace, Authors/writers submit works for electronic review. Reader demographics (where possible) and reader evaluations... Agent: Hunton & Williams LLP Intellectual Property Department

20090037253 - System and method for online lead generation: A system and method for collecting and processing user data over a network relating to a given advertisement. The invention displays advertisements on a given web page to a user running a web browser application on a client. In response to a user action such as clicking on the advertisement... Agent: Pearl Cohen Zedek Latzer, LLP

20090037257 - System for electronic commerce: A system that utilizes peer influences to help advertisers to reach target audiences. This system used peer recommendations through Widgets and comments to influence consumer behavior. This is a system for placing advertising on Influencer websites or pages includes determining the audience of the Influencer and setting tags to characterize... Agent: Schwegman, Lundberg & Woessner, P.A.

20090037256 - System for transmitting and managing multimedia content in interactive mode: Abstract A system for transmitting and managing multimedia content in interactive mode, includes a series of advertising installations (11), to which are sent respective items of multimedia content (22) relating to a determined advertisement (12). The system distributes additional information content, which varies in accordance with the advertisement (12) and... Agent: Merchant & Gould PC

20090037252 - Using participation television to facilitate advertising: In some implementations, techniques are described for customer lead generation and fulfillment through viewer participation in television, cellular or mobile telephone, and Internet-enabled computer or computing device platforms. Participation television may be leveraged to identify potential consumers and advertising leads may be selected for the potential consumers. An exchange of... Agent: Fish & Richardson P.C.

20090037260 - System and method for machine-assisted election auditing: A method for auditing ballots cast in an election, wherein each ballot is associated with a group. A subset of groups from which sample ballots will be chosen is identified. An identifier is printed on each ballot in the subset. Each ballot has a different identifier than every other ballot... Agent: 24ip Law Group Usa, PLLC

20090037275 - Consolidated membership/rewards card system: A bank or credit card issuing authority provided consolidated membership/rewards card has standard credit card features including cardholder's name, card number, expiration date, secret code and a permanently coded permanent magnetic strip. The card has a programmable second magnetic strip with inductors directly below the strip energized by a CPU... Agent: Ernest D. Buff Ernest D. Buff And Associates, LLC.

20090037267 - Customized distribution of advertising impressions: Among other things, a computer-implemented method for customizing the distribution of advertising impressions includes generating a target number of advertising impressions for one or more advertising categories based, at least in part, on a non-uniform percentage distribution of advertising impressions for an advertising campaign, the percentage distribution corresponding to the... Agent: Fish & Richardson P.C.

20090037279 - Dynamic creation of personalized presentations for network communication systems: A personalized presentation is provided to an intended recipient through a network communication system by selecting personalization content for an associated presentation template in accordance with contemporaneous information relating to an intended recipient and generating an assembled presentation comprising the selected personalization content and the associated presentation template such that... Agent: Townsend And Townsend And Crew, LLP

20090037284 - Point of sale system with ability to remotely update firmware: A point of sale system comprises a microprocessor system, a peripheral interface, and a communication interface. The point of sale system is configured to receive, through the communication interface, an update to peripheral operation software associated with a peripheral device that may be connected to the peripheral interface. The peripheral... Agent: Townsend And Townsend And Crew, LLP

20090037286 - Restaurant patron payment system and method for mobile devices: A secure and efficient system and method that allows restaurant patrons to combine, split and/or pay for one or more components of an outstanding bill via a mobile computing device. In the most ideal embodiment, the restaurant has an existing order management/Point of Sale (POS) system installed on a computer... Agent: Fostered Solutions, Inc.

20090037290 - Distributed system for commerce: A distributed system for commerce including a merchant system with a communication system for receiving, processing and transmitting data. The system further includes an intermediate server system in communication with the merchant system, and this intermediate server system includes a data storage system for storing data transmitted thereto, as well... Agent: The Webb Law Firm, P.C.

20090037289 - Method for facilitating chemical supplier transactions: A business-to-business transaction clearinghouse integrates the traditional point-to-point business supply chain at the clearinghouse. The clearinghouse provides cost effective access to a wide variety of members and includes value-added services. Members of the clearinghouse can include trading members, members that help the trading members ship their products, and banking members.... Agent: Knobbe Martens Olson & Bear LLP

20090037288 - Recipe management and execution systems and methods: Systems and methods are provided herein that provide for recipe management and execution.... Agent: Axios Law Group. PLLC

20090037287 - Software marketplace and distribution system: In an embodiment, a computer implemented method is described. The method is performed at one or more servers, hosting a marketplace application. A software application is received from a software vendor for distribution. License terms are associated with the software application. The software application is made available for distribution through... Agent: Morgan, Lewis & Bockius, LLP.

20090037297 - Cost and contribution sales calculator and method: Embodiments consistent with the invention include a system 5 that a sales representative may use to determine the financial characteristics of sales that he or she has already made to an account, or to evaluate the financial impact of sales opportunities to an existing or potential account. A computer implemented... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20090037291 - Dynamic virtual shopping area based on user preferences and history: The present invention is directed to a dynamic virtual shopping area based on user preferences and history. A method for providing a dynamic virtual shopping area in accordance with an embodiment of the present invention includes: capturing user preferences; and dynamically customizing a virtual shopping area for an avatar based... Agent: Hoffman Warnick LLC

20090037295 - Fashion matching algorithm solution: In one example embodiment, a system and method is illustrated that includes receiving an item choice including a fashion item. The system and method also includes matching the fashion item with an additional fashion item selected from a style matrix, the matching based upon an attribute. Further, the system and... Agent: Schwegman, Lundberg & Woessner, P.A.

20090037292 - Intelligent shopping search system: This invention provides a method of building an intelligent electronic shopping search system that helps a customer search and shop items which have the best match for him/her using a programmed computer, CD-ROM, television, Internet or other electronic medium such as video. The method comprises receiving personal information including body... Agent: Dileep Kumar Panjwani

20090037293 - Labels, containers, system and method for providing reagents: The invention relates to systems and methods for marketing and using products such as liquid materials, especially liquid reagents for use in microbiological and cellular biological laboratory settings include the use of unique color and simple numeric or alphanumeric identifiers to quickly and easily identify any product from a catalog... Agent: Invitrogen Corporation C/o Intellevate

20090037296 - Mobile collegiate commerce system: A mobile commerce system and method includes a fronted software that enables a variety of displays on a mobile device. The displays display information about college-related merchandise. The information can be tailored for a specific college to which the user has pre-approved access, via a user account management module employed... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c

20090037294 - Mobile communication device transaction control systems: A method of enabling a user of a mobile device to select a billing method for a transaction to acquire an item of content, the method comprising: implementing steps on a meta-payment server, comprising: logging content provider data and content item metadata for a plurality of items of content, said... Agent: Schwegman, Lundberg & Woessner, P.A.

20090037298 - Product design system and method: Computer-implemented product design creation system and method for quickly developing a product design having desirable component elements. Multiple candidate product designs are simultaneously displayed for review. Controls are provided allowing a reviewer to enter a preference level for individual component elements of each of the displayed designs. A new set... Agent: Vista Print Usa, Inc. Attn: Patent Counsel

20090037301 - Inventory management system with time feature: An inventory system which stores information indicative of a time until the inventory will be ready for reuse. The inventory system may automatically estimate that time based on information. The information can include a time of testing, a time until testing can be carried out, and/or a repair time.... Agent: Law Office Of Scott C Harris Inc

20090037299 - Systems and methods for inventory level improvement: Methods and systems for inventory management are disclosed. In one embodiment, an inventory manager may use an inventory management system to perform an inventory management process. The inventory management process includes receiving inventory management data related to a service level, a supply chain response time, and demand, and determining a... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20090037300 - Systems, methods, and computer readable storage media for tracking assets: Systems, methods, and computer readable storage media for tracking assets are disclosed. A system for tracking assets include a processor and memory comprising instructions configured to enable the processor to provide selectable options corresponding to respective premises. After the user selects a premises, then the user is provided with selectable... Agent: Hope Baldauff Hartman, LLC

20090037304 - Conducting commerce between individuals: Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network performs an authorization analysis on at least... Agent: Beyer Law Group LLP/visa

20090037303 - Methods and systems for processing a financial transaction: A method for processing a financial transaction such as an electronic bill payment is provided. The method includes receiving an electronic bill payment wherein the bill payment is submitted on behalf of a consumer in response to a bill associated with a biller, determining using a computer system that the... Agent: Patrick W. Rasche Armstrong Teasdale LLP

20090037306 - System and method for managing customer interactions: Systems and methods for managing customer interactions allow an organization or individual to identify, prioritize, and manage customer interactions efficiently prior to a customer reaching a specialized customer service agent or station. A terminal may be used in a lobby of an office or business (e.g., by a lobby leader)... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20090037313 - System and method for the automated brokerage of financial instruments: Disclosed herein in a preferred embodiment is an automated financial instrument brokerage system wherein a front end layer interacts with customers to generate activity requests for an intermediate layer. The intermediate layer preferably processes the activity requests and places financial instrument orders on a financial market if appropriate. A backend... Agent: Thompson Coburn, LLP

20090037309 - Systems and methods to convert a real time communication connection: Methods and apparatuses to convert a free connection for real time communications between people into a dynamically priced communication session to facilitate the delivery of services over the established connection. One embodiment includes: establishing a connection for real time communications between a first user and a second user; after the... Agent: At&t Legal Department Attn: Patent Docketing

20090037345 - Bundled financial instruments: Networks, systems and methods that match orders for bundled financial instruments are disclosed. In one example, the bundled financial instrument includes packaged underlying financial instruments that together provide an economic equivalent exposure to a long-term investment vehicle. The bundled financial instrument may include any set of contracts considered a linear... Agent: Banner & Witcoff, Ltd., Attorneys For Client No. 006119

20090037342 - Systems & methods for determining a value of an intellectual asset portfolio: Systems and methods determine an aggregate value of a portfolio of patents or other intellectual assets based upon a number of ratings. Each rating is determined with respect to one of a group of categories for each of the intellectual assets in the portfolio, including a category representing the claim... Agent: Ingrassia Fisher & Lorenz, P.C. (dish)

20090037347 - Method and apparatus for offering, pricing, and selling securities over a network: The present invention relates to a system and method of offering, automatically pricing, preparing for sale, selling, and managing securities, such as municipal bonds, over a network, such as the Internet. The present invention also relates to a system and method for an on-line, one-stop and one-source platform for municipal... Agent: Morrison & Foerster LLP

20090037316 - Allocating goods to bidders in combinatorial auctions: Embodiments are directed to systems, methods, and apparatus for allocating goods to bidders in combinatorial auctions. In one embodiment, bids are received in a combinatorial auction and the winner determination problem is modeled as an interval knapsack problem (I-KP) or an interval multiple-choice knapsack problem (I-MCKP), efficient algorithms (both pseudo-polynomial-time... Agent: Hewlett Packard Company

20090037317 - Bidding in online auctions: Embodiments are directed to systems, methods, and apparatus for bidding in online auctions. In one embodiment, bids for advertising include an amount that is a function of an expected value-per-click and a fraction of a budget already spent for advertising slots.... Agent: Hewlett Packard Company

20090037314 - Method and system for implementing automatic bid status refresh and item attribute updates in an electronic exchange: An auction method for implementing automatic bid status refresh and item attribute updates in an electronic exchange. The method includes the step of receiving update configuration information from remote bidders via a distributed computer network. The update configuration information includes a time interval for receiving bid status updates. An auction... Agent: Townsend And Townsend And Crew LLP

20090037319 - Randomized trading apparatus and method: An apparatus and method of training helps separate emotions from decisions. A user account with single masked login allows selective access to a live account with actual funds and a demo account with false funds. A program randomly causes trading in the live and/or demo accounts according to a predetermined... Agent: Price Heneveld Cooper Dewitt & Litton, LLP

20090037315 - System and method for brokering agents and auditionees: Example embodiments relate to methods and systems for ranking a content submitted by an auditionee. The method may further include retrieving the content stored in a talent broker management system by a user, reviewing the submitted content, rating the content based on a ranking score, recording an IP address of... Agent: Harness, Dickey & Pierce, P.L.C

20090037320 - System and method for the automated brokerage of financial instruments: Disclosed herein in a preferred embodiment is an automated financial instrument brokerage system wherein a front end layer interacts with customers to generate activity requests for an intermediate layer. The intermediate layer preferably processes the activity requests and places financial instrument orders on a financial market if appropriate. A backend... Agent: Thompson Coburn, LLP

20090037318 - Trading method for trading between trading systems and trading system: In a trading method for trading financial products between first and second trading systems, if an order to buy/sell a product as received in a first trading system is not completed within a prescribed time, an order notice is transmitted to a second trading system at a predetermined timing. The... Agent: Jordan And Hamburg LLP

20090037332 - Systems and methods for processing banking transactions: A system and method for providing an efficient and robust interface that allows banking transactions to be processed by an online banking system and third party accounting software packages via a single user point of entry. The system is configured to receive a transaction request from a third party accounting... Agent: Loeb & Loeb, LLP

20090037333 - Credit cards system and method having additional features: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card... Agent: Buchanan, Ingersoll & Rooney PC

20090037334 - Electronic medical record system, method for storing medical record data in the medical record system, and a portable electronic device loading the electronic medical record system therein: An electronic medical record system is disclosed. The disclosed electronic medical record system comprises a data input module for receiving medical record data; a certificate module for receiving the medical record data from the data input module and processing the medical record data; a medical record data module for receiving... Agent: Lowe Hauptman Ham & Berner, LLP

20090037335 - Operator-assisted transaction system: An operator-assisted transaction system for communicating with a portable terminal presented by a customer. The system has a wireless transceiver for communicating with the portable terminal. The system also has a transaction processor coupled to the wireless transceiver. The transaction processor establishes communications with the portable terminal, receives a pre-staged... Agent: Michael Chan Ncr Corporation

20090037338 - Method for optimizing the performance of a networked mail processing system: A method of optimizing the performance of a networked mailing system having a plurality of metering systems includes determining in a first metering system that a cryptographic operation needs to be performed, and identifying a device coupled to the network that can perform the cryptographic operation faster than the first... Agent: Pitney Bowes Inc. 35 Waterview Drive

20090037339 - Methods of authenticating a bank customer desiring to conduct an electronic check deposit transaction: A method is provided of a bank authenticating a bank customer desiring to electronically deposit at least one check. The method comprises receiving a secret password from the bank customer, retrieving information relating to the bank customer, receiving an image of a security document which has been optically scanned by... Agent: Michael Chan Ncr Corporation

20090037340 - Digital certification method and apparatus: A document is recorded with authenticity certification information by receiving an indication that a client is prepared to indicate acceptance and/or receipt of a proposed set of documentary content elements. A visual display of the documentary content elements is presented. An actuatable acknowledgment mechanism and a field for receipt of... Agent: Brown Rudnick LLP

20090037341 - Method and system for on-line sales: Embodiments of the present invention relate to a system and software methods employed by a web-based system that facilitates business to business buyer and seller interaction, and more particularly to a system to fix a long-standing disconnect between corporate buyers and sellers that helps manufacturers engage with prospective business customers... Agent: Miles & Stockbridge PC

Previous industry: Data processing: speech signal processing, linguistics, language translation, and audio compression/decompression
Next industry: Data processing: artificial intelligence


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