Data processing: financial, business practice, management, or cost/price determination inventions 10/08

20080262865 - Enhanced transaction fulfillment: A unified online marketplace storefront may be used to sell items from multiple vendors. Managing a multi-vendor online sales channel may involve receiving, from each of a number of sellers, information describing one or more items for sale. The items for sale may be presented to potential buyers through a... Agent: Fish & Richardson P.C.

20080262863 - Integrated, rules-based security compliance and gateway system: Processes which enable regulated enterprises to efficiently manage regulatory compliance of computer networks and their users. One computer-implemented process involves providing a query database having information representing a plurality of queries, each query being associated in the query database with one or more of a plurality of specific industry regulations;... Agent: Jones, Walker, Waechter, Poitevent, Carrere & Denegre, L.L.P.

20080262858 - Methods for establishing brand-centric websites from bi-directionally linked content: Computer implemented methods and systems for generating a brand site for an internet website is provided. The method includes defining the internet website to include a plurality of modules, and each of the plurality of modules for the internet website being directed toward a brand. Further included, is identifying one... Agent: Mpg, LLP And Yahoo! Inc.

20080262864 - Mobile event management system: A mobile event management system comprises a portable case openable to form a command workstation at an event having an event zone. The system includes at least one mobile tracking device housed within the portable case during transport and storage of the case and removable from the case during use... Agent: Woodard, Emhardt, Moriarty, Mcnett & Henry LLP

20080262857 - Reducing the cost of distributed electricity generation through opportunity generation: A new disposition of energy use and electricity cogeneration facilities at a customer's premises that enables even a small customer to choose one or more forms of primary energy from among available energy sources, so as to reduce the overall capital and operating costs of meeting own load requirements. Takes... Agent: Novak Druce + Quigg LLP

20080262860 - System and method for supporting software: This disclosure provides various embodiments of software for supporting a business application. In one aspect, the software receives error information and dynamic context information from a remote business application, where the dynamic context information may partially identify the particular execution point of the business application and a portion of the... Agent: Fish & Richardson, P.C.

20080262859 - Systems and methods for providing a video resume: Methods and systems of providing a video resume are disclosed. An indication of a video resume template that is preferred by the recruiter is received. The video resume template can be indicative of at least one required characteristic to be present in the video resume. A video resume is received... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20080262862 - Systems and methods for sharing customer assets: In one embodiment, a system or method for sharing customer assets includes receiving with a first regional service universal login information provided by a customer, the first regional service comprising one of multiple regional services that each comprises a distinct version of a network-based service, wherein each regional service is... Agent: Hewlett Packard Company

20080262861 - User identification management system and method: A method, system and computer program product for providing user identification to multiple destinations in a business transaction are disclosed. A user registers with a processing center and communicates a request for providing identification information to multiple destinations thereto. Identification message attributes required by each of the multiple destinations are... Agent: Hoffman Warnick LLC

20080262869 - Automated system and method for medical care selection: Provided herein is a computerized method of managing medical care through communication between a Digital Board of Medical Experts (DBME), a physician, a health insurance carrier, one or more medical facilities, and a patient and providing a diagnostic and/or therapeutic recommendation, the method comprising the following steps: i) providing a... Agent: Wilson Sonsini Goodrich & Rosati

20080262870 - Computerized treatment order and associated alert processing system: A system enables users to identify alert checking performed, identify treatment orders and allergies associated with alerts, link medications and allergies with alert descriptions, and preview pending results of various alert resolution actions. A computerized treatment order and associated alert processing system employs a repository including information identifying candidate treatments... Agent: Siemens Corporation Intellectual Property Department

20080262871 - Electronic commerce method over wireline/wireless network environments: s

20080262866 - Methods for improving the clinical outcome of patient care and for reducing overall health care costs: The current invention is directed to improve methods for providing health care and for reducing the cost of health care. Additionally, the methods of the current invention are designed to improve the clinical outcome for the patient. The methods of the current invention provide financial incentives to both the patient... Agent: Tomlinson & O'connell, P.C.

20080262867 - Patient management system and method: A patient management system and method are provided. The method of patient management may include receiving appointment data regarding an appointment for a patient with a selected clinician at a predetermined time, inserting an appointment entry on an electronic calendar of the selected clinician, attaching patient data to the appointment... Agent: Duckor Spradling Metzger & Wynne A Law Corporation

20080262868 - Process for gathering and sharing personal medical data: A process designed to gather and make efficient use of personal medical data wherein all facets of healthcare are now able to share a common database system. The database system is divided into three individual databases where the varied users would have limited user-appropriate access to one or more databases... Agent: Deviat-mike M. Gauthier

20080262874 - Medical report generating system and a medical report generating method: A device for generating a medical report by referencing contents that include at least a medical image, to which is attached information indicating attributes of the medical image, the device comprising a storage configured to store a processing for the contents associated with a keyword to be employed in said... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20080262872 - Method for delivering subjective surveys linked to subjective and objective data: A patient interaction apparatus 10 includes a medical server 13 that generates a reflexive survey as a result of items of interest (such as abnormal or unexpected vital signs) in objective or subjective data reported from a patient interface device 11. The survey of the present invention reacts to objective... Agent: Philips Intellectual Property & Standards

20080262875 - Novel architecture and methods for sophisticated distributed information systems: Certain embodiments of the present invention provide systems and methods for distributed information systems and architectures. Certain embodiments provide a distributed healthcare information system. The distributed information system includes a back-end subsystem providing content including services, applications, and workflows for healthcare execution. The content is configured for generally application to... Agent: Mcandrews Held & Malloy, Ltd

20080262873 - Patient management system and method: A patient management system and method are provided. The patient management system may include portable computers for the clinicians making house calls, a centralized database for storing patient medical records, and an office system for communicating with the portable computer to provide the clinician with patient medical information by accessing... Agent: Duckor Spradling Metzger & Wynne A Law Corporation

20080262876 - Credentialer medical malpractice insurance collaboration: A method for underwriting insurance in between recredentialing periods is disclosed, the method including obtaining a release of associated credentialing information, wherein the associated credentialing information is released from an associated credentialing entity to an associated insurance entity, providing the associated insurance entity access to the associated credentialing information, and... Agent: Emerson, Thomson & Bennett, LLC

20080262877 - Interactive credential system and method: An interactive credential system and method is provided. The system comprises a database containing employee-employer-applicant surveyed information, industry specific criteria such as insurance loss history and account performance, an authorization code for authorizing access to the database and a control device, operatively associated with the database, for presenting weighted scores.... Agent: Litman Law Offices, Ltd.

20080262880 - Optimized system and method for finding best fare: The present invention provides a method, apparatus and system for processing fare queries to find the best fares. In one embodiment of this invention a query server utilizes a branching and bounding based technique to implicitly enumerate possible solutions to arrive at best fare solutions.... Agent: Knobbe Martens Olson & Bear LLP

20080262879 - Short-term housing rental management system and method: As will be discussed in greater detail herein, a short-term housing rental management system and method provides tools for housing property managers, owners, renters, and others to better facilitate processes involved with offering and renting housing on a short-term basis. The system adds a more dynamic nature to pricing to... Agent: Davis Wright Tremaine, LLP/seattle

20080262878 - Systems, methods, and computer program products for generating and updating a cache of price and availability information for travel packages and components: Systems, methods, and computer program products are provided for generating, updating, and managing a cache of price and availability information for a plurality of travel packages and components. The cache of price and availability information may then be searched by an online travel planning service to provide customers with a... Agent: Alston & Bird LLP Bank Of America Plaza

20080262887 - Automated methods and apparatus for analyzing business processes: A method of identifying losses in a transactional environment is described. The method includes collecting transactional information related to a business process that has an intended outcome. The transactional information includes transactions involving the use of a computing resource. These transactional information can be resolved into individual components. Losses are... Agent: Holme Roberts & Owen, LLP

20080262889 - Business transformation management: A solution for managing a business transformation is provided. The invention obtains an impact of a business solution for the business transformation on a business concern for an enterprise and relationship information for the business concern with one or more other business concerns and/or value (business) metrics. The impact of... Agent: Hoffman Warnick LLC

20080262885 - Flow metering of vehicles using rtls tracking: A system and method optimizes throughput of tracked assets as work-in-progress (WIP) within a monitored environment such as a manufacturing establishment with off-line processing areas. A plurality of assets such as vehicles have a tag transmitter associated therewith and operative for transmitting a wireless RF signal that includes data relating... Agent: Alston & Bird LLP

20080262881 - Logically centralized scrap management using planning operations: The present disclosure relates to methods, systems, and software for processing or otherwise managing scrap information in a business application. For example, the software can instantiate a planning business object using production model data for production activities. The business object data and scrap information may be used to calculate requirements... Agent: Fish & Richardson, P.C.

20080262888 - Method and system for analytical recruitment: Analytical recruitment by tracking stage, disposition, and time. A recruitment module tracks a stage and disposition of a candidate for a recruitment project as the candidate proceeds through the hiring process. Stages are sequential parts of the recruitment process and dispositions indicate the status of the candidate within the stages.... Agent: King & Spalding LLP

20080262886 - Method and system for measuring technology maturity: A method for measuring technical maturity index (TMI) for oilfield operations of an oilfield, the oilfield having a subterranean formation with geological structures and reservoirs therein. The method includes sending an assessment including a listing of a number of capabilities to at least one user associated with a first oilfield... Agent: Osha . Liang L.L.P. / Slb

20080262884 - Methods for determining value at risk: A preferred embodiment comprises a method for determining value-at-risk based on tick-by-tick financial data. Major steps of the method comprise the following: (1) financial market transaction data is electronically received by a computer; (2) the received financial market transaction data is electronically; (3) a time series z is constructed that... Agent: Morgan Lewis & Bockius LLP

20080262882 - Providing and correlating clinical and business performance measures and benchmarks relating to medical treatment: Methods and systems for providing and correlating clinical and business performance measures and benchmarks for medical practitioners are provided. Clinical and business data is collected from a plurality of medical practitioners. The clinical data may pertain to one or more clinical metrics that relate to treatment offered to patients by... Agent: Ropes & Gray LLP

20080262883 - Systems and methods for compliance and announcement display and notification: Systems and methods are provided for compliance and announcement display and notification.... Agent: Ropes & Gray LLP

20080262892 - Method of hedging retail transactions for fuel: A method of executing a transaction related to the purchase of fuel. A contract is entered into by a purchaser with a card service provider or financial institution for a certain amount of fuel at a fixed or capped price offered over a predetermined duration. The fuel is purchased from... Agent: Moore & Van Allen, PLLC For Bofa

20080262893 - Multifactorial optimization system and method: A method for providing unequal allocation of rights among agents while operating according to fair principles, comprising assigning a hierarchal rank to each agent; providing a synthetic economic value to a first set of agents at the a high level of the hierarchy; allocating portions of the synthetic economic value... Agent: Milde & Hoffberg, LLP

20080262891 - Policy based distribution modeling via information models: The method by which an information distribution system distributes information to subscribers is controlled by user profiles. A user profile is automatically generated by a profile generator based on information known about the user and a plurality of policies detailing what kind of users is eligible to receive what kind... Agent: Kenyon & Kenyon LLP

20080262890 - System and method for selecting and scheduling corrective actions for automated storage management: Disclosed is a storage management framework that integrates corrective action plans output from multiple different types of planning tools, sorts the different corrective action plans based on utility and risk values and outputs a time-based schedule for implementing one or more of the corrective action plans to resolve identified current... Agent: Frederick W. Gibb, Iii Gibb & Rahman, LLC

20080262895 - Business resilience systems and methods: Systems and methods are provided as pieces of the end-to-end resilience capability such as impact assessments, continuity plans and monitoring/alert technologies. Various disclosed systems and methods may be used to leverage technology in conjunction with consulting services to optimize the creation, maintenance and execution of business resilience. Select systems and... Agent: Banner & Witcoff, Ltd. Attorneys For Client No. 005222

20080262896 - Demand-driven, collaborative systems and processes for collecting structured information: A demand driven process of collecting structured product and service information including the steps of: receiving a request for information from a requestor about a specific product or service, or attribute or class thereof, associating one or more potential responders with the request for information, providing the request to the... Agent: Mcdermott, Will & Emery LLP

20080262894 - System architecture for scheduling and product management: A modular system architecture for a process stream generating historical work transactional data. The data are received by a system Data Import Module. The Data Import Module transforms the historical work transactional data into at least one Workload Volume. A Forecast Module in communication with the Data Import Module receives... Agent: Powell Goldstein LLP

20080262898 - Method for measuring the overall operational performance of hydrocarbon facilities: A method, named Juran Hydrocarbons Index (JHI), for measuring the overall competitiveness of an oil and gas facility (i.e. platform, pipeline, marine terminal, processing terminal, refinery, or LNG plant) that incorporates operational efficiency and effectiveness. The method describes a plurality of performance metrics that reflect measurable properties of an oil... Agent: Ware Fressola Van Der Sluys & Adolphson, LLP

20080262900 - Methods and apparatus to facilitate sales estimates: Methods and apparatus to facilitate sales estimates are disclosed. An example method includes compiling, in a market intelligence database, point of sale (POS) data collected at stores using a first data collection system, compiling, in a market intelligence database, consumer purchase data collected from panelists using a second data collection... Agent: Hanley, Flight & Zimmerman, LLC

20080262902 - Search system: A profile-based search system for identifying potential matches for a product with one or more buyers, the system including at least one processor configured to: access a product profile representing one or more attributes of a product; access one or more buyer profiles for different buyers, each representing one or... Agent: Dickstein Shapiro LLP

20080262897 - System and method for geographic location of customer services: A system and method for identifying potential customers for communications services. A latitude and longitude associated with an address of a potential customer is identified. The availability of the communications services are indicated based on the latitude and longitude. An availability map and services offers are displayed to the potential... Agent: Patton Boggs, LLP

20080262903 - System and method to determine the prices and order quantities that maximize a retailer's total profit: The present invention provides a system and method for determining the prices and order quantities that maximize a retailer's expected profit by using a multi-dimensional distribution of the highest prices that customers are willing to pay. This is novel, as well in the literature as in the patent database. Brand... Agent: Whitham, Curtis & Christofferson, P.C.

20080262899 - System for concurrent optimization of business economics and customer value: A computer-implemented system and method to provide options on products to enhance customers' experience. A computer-implemented system is operated that delivers to a customer an option to utilize up to n of m selected products, where m and n are whole numbers and n is less than or equal to... Agent: Tenon & Groove, LLC C/o Wolf, Greenfield & Sacks, P.C.

20080262901 - Systems and method of network operation and information processing, including data acquisition, processing and provision, including data acquisition, processing and provision and/or interoperability features: According to some embodiments of the present invention, a system (100), apparatus and method of network operation and information processing, including data acquisition, data processing, data provision, and/or data interoperability features is presented. In some exemplary embodiments, the method includes registering users logging-on to a computer network (170) and gathering... Agent: Dla Piper US LLP

20080262904 - Method and system for automatically monitoring contact center performance: A method and system for automatically monitoring a performance area for a contact center is provided. The method is implemented by a computer readable medium having a plurality of code segments. The method includes the step of identifying a performance area including one or more of the following: human activity-based... Agent: Mcdermott, Will & Emery LLP

20080262905 - Sports fan assocation business methods: Methods of conducting the business of an association of sports fans. The methods involve the use of direct member voting to control actions that are taken by the association and by third parties, and providing member specific information to members.... Agent: Lawson & Persson P.C.

20080262906 - Voting on claims pertaining to a resource: A credibility card contains a claim about a resource, a way to identify the claimant, and a set of choices to be voted on about the claim. A resource can be information content, a product, or another item about which a claim can be made, and it may be associated... Agent: Microsoft Corporation

20080262914 - Ad serving system, apparatus and methologies used therein: An ad serving system and methodology automatically monitors Publisher web content that can potentially be displayed alongside advertising content of one or more Advertiser Users. A web-accessible platform interacts with Advertiser Users to create and manage Ads, and cooperates with the content monitoring means to allow Advertiser Users to review... Agent: Gordon & Jacobson, P.C.

20080262930 - Advertising on labels of medicine containers: The present invention is directed to an advertisement positioned on a pharmaceutical container that does not substantially interfere with the medical information positioned on the pharmaceutical container.... Agent: Waddey & Patterson, P.C.

20080262921 - Bundled mortgage package: A bundled mortgage package which includes several different features into a mortgage package, so that the process of actually obtaining a mortgage from a lender can be easier because the borrower's worries of the fees, charges, and other costs can be reduced or altogether eliminated since such fees charges and... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20080262926 - Business system and method to increase revenues in baseball and other sports: A business method of increasing fan attendance and sporting event revenues, the method comprising capturing in digital or analogue form a fan notable act, awarding points for the fan notable acts based upon specified factors, acknowledging the fan notable act with team or association recognition and/or prize(s), keeping statistics on... Agent: Andrew R. Spriegel

20080262925 - Communication system and method for narrowcasting: A system includes an offer datastores including one or more offers from one or more merchants, a registered card module to register one or more payment cards to be used for a purchase transaction, a transaction matching module to identify the one or more merchants from a collection of purchase... Agent: Morgan Lewis & Bockius LLP

20080262922 - Contents, teaser advertisement generating method, and content providing method: The present invention relates to digital rights management (DRM) contents having a teaser section, a method for generating a teaser advertisement and a method for providing content. Data in the teaser section of a DRM content can be played without a license. A teaser advertisement can be easily created for... Agent: Cha & Reiter, LLC

20080262918 - Exercise recommendation engine and internet business model: The present invention discloses a system and method for accepting personal exercise data on selected muscle or muscle groups and making numerical, statistical and comparative analysis on the data to derive recommendations on progress, future exercise or current physical regimen modification. The recommendations to the user may be accompanied by... Agent: Walt Froloff

20080262909 - Intelligent information display: Computer-readable media, systems, and methods for intelligent information display are described. In embodiments, a display environment is monitored for one or more audience data and, upon receiving the one or more audience data, display information is processed in accordance with the one or more audience data and the processed display... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20080262917 - Internet advertising impression-based auction exchange system: The invention is a neutral, real-timed impression-based, auction internet advertising exchange. On the novel exchange, advertisers and web site publishers interact through a broker who communicates directly with the Exchange. Advertisers specify bids to their brokers who enter them in the Exchange. Publishers may specify minimums or a form of... Agent: Mark Rodgers

20080262915 - Loyalty rewards management and processing system and method: A system and method for processing a transaction in connection with a loyalty rewards program comprising identifying at least one individual associated with said transaction, communicating associated information to a processing component that includes rules and logic associated with said loyalty rewards program, determining an eligible amount associated with said... Agent: Lawrence R. Fraley Hinman, Howard & Kattell, LLP

20080262912 - Media advertising: Potential content item slots (e.g., ad slots) in a media (e.g., video, audio, or both) are identified, and each content item slot is associated with a weight that indicates a degree of potential disruption to a flow of the media when a content item (e.g., ad) is inserted in the... Agent: Fish & Richardson P.C.

20080262928 - Method and apparatus for distribution and personalization of e-coupons: A method and system for distributing and personalizing E-Coupons include sending a generic E-Coupon identifier to a mobile device and requesting a redeemable personalized E-Coupon based on the generic E-Coupon identifier. User location, time, purchase history and preference may be provided and used to personalize the E-Coupon. The personalized E-Coupon... Agent: Qualcomm Incorporated

20080262933 - Method and system for modifying and transmitting data between a portable computer and a network: A web agent system automatically performs tasks for a computer user based upon the actions of the user. The web agent system includes a local assistant program stored on a user computer which performs various functions based upon rules and data. The local assistant program and rules are downloaded from... Agent: Dergosits & Noah LLP

20080262924 - Method and system to promote actions such as environmental and charitable actions: The present method and system allows promoting a first action by a first entity, such as a transactional action. The transactional action occurs between the first entity and a second entity, which both can be for example in the form of an individual, a group of person, a company or... Agent: Venable LLP

20080262923 - Methods and systems for accessing information related to an order of a commodity: Methods of allowing a customer to access information related to an order of a commodity include gathering inspection information from a commodity lot, collecting grower, field, and packing information associated with the commodity lot, recording purchase orders associated with the commodity lot, assigning a trace code to each of the... Agent: Rader, Fishman & Grauer PLLC

20080262920 - Methods and systems for tracking and attributing activities of guest users: Systems, methods, and techniques of tracking guest activities are provided. Guests can perform transactions with vendors, for example on behalf of registered participants, which are tracked without needing to register or provide financial or other information specific to the guest to the tracking facilities. Program administrators provide links to registered... Agent: Seed Intellectual Property Law Group PLLC

20080262910 - Methods and systems to connect people via virtual reality for real time communications: Methods and systems for connecting people for real time communications via a virtual reality environment. One embodiment includes: a virtual reality server to host a virtual reality world and to present, to a customer in the virtual reality world, an advertisement including a reference assigned to the advertisement; a session... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080262911 - Methods and systems to search in virtual reality for real time communications: Methods and systems to obtain information in a virtual reality environment for real time communication connections. One embodiment includes: a virtual reality server to host a virtual reality world and an avatar representing a participant of the virtual reality world, the virtual reality world including a virtual object to receive... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080262908 - Methods for promoting brand-centric advertising and managing the same: Dynamic internet user interfacing methods and computer programs for enabling advertising management of advertising content related to a brand on an internet site are provided. A method includes identifying a brand to be a focus of the internet site and identifying a plurality of websites having content parts that relate... Agent: Mpg, LLP And Yahoo! Inc.

20080262913 - Optimizing electronic display of advertising content: In one embodiment, a selection process executing in an optimizing engine is invoked as users are presented with web pages that include ad content. The selection process provides an initial population of sets of characteristics that specify an initial generation of layouts of ads for the pages. The characteristics can... Agent: Trellis Intellectual Property Law Group, PC

20080262932 - Resturant and bar consumer display: A restaurant and bar consumer display that consists of an active matrix OLED display, memory, microprocessor board, tilt sensor, USB port, battery, enclosed in a case that may be a coaster and attachable to a container, such as a glass or jar or implemented as a standup placard.... Agent: The Eclipse Group LLP

20080262919 - System and method for flexible payment terms: A method is disclosed for offering transaction account consumers with payment term options to pay a minimum amount due early, defer payment into the following payment cycle, and pay a standard amount when due. When generating a periodic billing statement, the invention determines a consumer's eligibility to elect early payment,... Agent: Snell & Wilmer L.L.P. (amex)

20080262916 - System and method of providing content to users: A system for providing content to consumers includes a public display; a database configured to store the content; and a central processing element configured to concurrently receive parallel user input from a plurality of users and present content from the database on the public display relevant to each user's input.... Agent: Hewlett Packard Company

20080262927 - System, method, and program for selecting advertisements: A system, a method, and a program for selecting advertisements for displaying advertisements associated with content when the content is sent via communication means such as the Internet. Providing suppression of the appearance of an advertisement on the internet when one role label, “Victimizer”, “Victim” or “Beneficiary” is systematically assigned... Agent: Ibm Corporation, T.j. Watson Research Center

20080262907 - Systems and methods for managing a brand universe for user information, brand related marketing and user interactivity: Computer implemented methods and systems for generating a brand site for an internet website is provided. The method includes defining the internet website to include a plurality of modules, and each of the plurality of modules for the internet website being directed toward a brand. Further included, is identifying one... Agent: Mpg, LLP And Yahoo! Inc.

20080262931 - Systems and methods for presenting advertising content based on publisher-selected labels: Systems and methods allowing publishers to define relationships between their own content items (e.g., World Wide Web pages) and content items created or maintained by other publishers. Publishers insert referral labels into their content items to indicate a referral relationship between or among publishers. In one embodiment, advertisements to be... Agent: Hickman Palermo Truong & Becker LLP/yahoo! Inc.

20080262929 - Systems and methods for providing wireless advertising to mobile device users: A system may provide advertising content to mobile device users. The system may include a virtual advertisement network adapted to accommodate one or more advertisers operating within the virtual advertisement network as well as a wireless communications network adapted to accommodate one or more mobile device users operating within the... Agent: Crompton, Seager & Tufte, LLC

20080262934 - Freshly prepared food delivery methodology: The present invention is a methodology for the delivery of freshly prepared food to a plurality of vehicle-operating consumers. Freshly prepared foods means foods that have, in some manner, recently been transformed into an edible or consumable format. Thus, when frozen ice cream is scooped into a cone, it is... Agent: Kenneth P. Glynn

20080262935 - Methods and systems for coordinating a change in status of stored-value cards: Methods and systems are provided for coordinating a change in status of a stored-value card for a customer. Transaction information is received at a host system from a point-of-sale terminal. The transaction information includes stored-value-card information identifying the stored-value card and payment-instrument information identifying a payment instrument to be used... Agent: Townsend And Townsend And Crew, LLP

20080262936 - Method and system for fueling: Method and system for fueling, whereby a fuel pump is released by obtaining a code using a mobile phone and entering that code manually in the fuel pump.... Agent: Michaelson & Associates

20080262943 - Auction system supporting elastic auctions: A method and system for conducting auctions of multiple lots of items is provided. An auction system allows sponsors to set up auctions for the sale of one or more lots. The auction system allows considerable flexibility to a sponsor in defining how the auction should be conducted. An auction... Agent: Perkins Coie LLP Patent-sea

20080262942 - Digital exchange system and method: A method and computer program product for associating a value with a first digital content by a first party, thus defining a first value. The first digital content is provided to a second party. A second digital content is received from the second party that is based, at least in... Agent: Holland & Knight LLP

20080262938 - Joint subscriber management system and receiving terminal: A joint subscriber management system includes a joint subscriber management unit for acting as a surrogate in performing a registration activity for enabling a receiver to receive a broadcast and/or an electronic commerce transaction. A reception unit receives a reception-limiting identification number of the receiver for receiving a specific broadcast,... Agent: Frommer Lawrence & Haug

20080262937 - Method and system for performing automated group purchasing: The present invention is an automated and online process for individual members of a group to perform online purchases under one group account. This method creates an account for the group with a particular merchant. The method uses purchaser information to generate a unique security key for the particular group... Agent: Ibm Corporation C/o Darcell Walker, Attorney At Law

20080262940 - Purchase order and invoice aggregator system for sales environment: A computerized system and method of aggregating sales data for delivery to a particular market participant includes a computer program designed to sort purchase order records and associated invoice records independently of any particular computer accounting system. The computer program receives sales data in the form of batch purchase order... Agent: Summa, Allan & Additon, P.A.

20080262939 - Self-owned resource interaction and method and system for processing electronic trade information: The present invention relates to the field of network resources data processing, and provides an interactive method of owned-resources. The method uses a management system to record interactive information of the owned-resources, receive the first user's resources and send the resources of a first user to a second user upon... Agent: Lee & Hayes, PLLC

20080262941 - System and method for purchasing and reselling online and offline subscriptions, service contracts and memberships and paid website access: A method and system for purchasing and reselling the remaining (i.e., remainder) term of subscription providing a web page for display by a registered user containing a buy list, the buy list includes an inventory of one or more remainder subscriptions available for sale, and the buy list includes price... Agent: Novak Druce & Quigg LLP

20080262947 - E-commerce based method and system for manufacturer hosting of virtual dealer stores and method for providing a systemization of machine parts: An e-commerce based method for requesting information and purchasing products from a dealer through a manufacturer is disclosed. This method and system includes sending a request for detailed dealer information to a manufacturer server system using a client system and displaying real-time detailed dealer information on the client system based... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20080262944 - Online clothing display system and method therefor: An online clothing display system and method therefore are provided. The system includes a dressed mannequin, a rotating platform, an image recorder, and a mainframe. The mannequin stands on the rotating platform and is driven for rotating. In addition, the image recorder is utilized to capture the clothing images of... Agent: Reed Smith LLP

20080262945 - Ontological subscription and publication system with automatic notification of matching advertisements, products, and services within the ontological system for buyers and sellers: The present invention relates to an ontological subscription and notification system of advertisements from sellers to buyers. An ontology is defined within a controller (e.g.: a database, a computer program running on a server, etc) and sellers of products can submit/publish data representing a product(s) or service(s) via the internet... Agent: Daniel Carver Clark

20080262946 - System for marketing goods and services utilizing computerized central and remote facilities: A system for shopping for goods and services includes central communications facilities and remote communications facilities connected by communications links and means permitting data communications between them. Central communications facilities offer goods and services in competition with each other. Each central communications facility stores, in addition to data, graphics in... Agent: Stephen Wren

20080262948 - Alert distribution and management system and returns module: A method for managing a returns process in response to product alerts is provided. The method includes receiving an alert related to a product. The method also includes processing the alert into an alert repository. The method further includes retrieving product data based on the alert. The method further includes... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20080262949 - Accounting process: A computerized accounting process and system capturing customer transaction data, creating transaction codes or references at the time of the transaction and generating accounting reports for the customer.... Agent: Young & Thompson

20080262950 - Method and system for processing payments: c

20080262951 - Facilitating international customs planning: Facilitating customs planning and clearance including creating in an international customs server, in response to a signal communicated through a client device coupled for data communications through at least one internet connection to the international customs server, a master customs planning record; creating a related customs planning record wherein the... Agent: International Corp (blf)

20080262955 - Apparatus to facilitate multi-dimensional representation of financial data: Trading information for securities is received and processed. This processing permits the determination of a close price for a current trading period, a close price for a previous trading period, a last trading price for the current trading period, a plurality of trading prices and corresponding trading volumes during the... Agent: Fitch Even Tabin And Flannery

20080262952 - Displaying financial information based on location: According to various embodiments of the present invention, geographic information about the location of a user is utilized to select a grouping of additional securities to display to the user. When the user navigates to a portion of a web site related to displaying financial information, a listing of securities... Agent: Beyer Law Group LLP/yahoo

20080262954 - Generation of electronic negotiable instruments using predefined electronic files for providing promise of payment: A method for providing an electronic negotiable instrument as a promise for payment for a selected payee over a communications network, the method comprising: generating the electronic negotiable instrument for the selected payee with instrument information from a payor; receiving a specified mode of communication associated with the payee; sending... Agent: Occhiuti Rohlicek & Tsao, LLP

20080262953 - System and method for remote deposit capture: A system includes one or more remote check deposit locations, and one or more treasury receipt servers to receive check information captured from the one or more remote check deposit locations, and to receive transaction data from an originating depository financial institution (ODFI), the transaction data including an amount of... Agent: Morgan Lewis & Bockius LLP

20080262977 - Method and system for providing minimum contract values in an annuity with lifetime benefit payments: A data processing method administers a deferred annuity product during the accumulation phase for a relevant life. The annuity product has a contract value, a guarantee of lifetime benefit payments and a minimum contract value. Administration of the product determines a minimum contract value, while paying a lifetime benefit payment... Agent: Ernest D. Buff Ernest D. Buff And Associates, LLC.

20080262976 - Systems and methods for displaying information about financial markets: Enhanced methods, systems, and techniques for displaying information about financial markets are provided. Example embodiments provide a Market Performance Indicator System (“MPIS”), which generates and provides indicators of market performance, based on obtained market information. In some embodiments, a performance indicator may include a directional indicator, such as an arrow... Agent: Seed Intellectual Property Law Group PLLC

20080262960 - Automated electronic commerce data extracting and analyzing system: A method, apparatus, and computer readable storage to implement an automatic e-commerce site monitoring system. Data can be automatically gathered from online e-commerce sites such as online auctions and analyzed and stored in a database. A merchant can query the database to find all e-commerce sites selling their products. Suspicious... Agent: Muskin & Cusick LLC

20080262959 - Electronic trading confirmation system: A system and method of confirming trades of financial instruments such as OTC derivatives is disclosed. The system includes a data interface which accepts data relating to a trade from both the trader and counter party. The data includes different data fields of differing importance. The system includes a matching... Agent: Ip Group Of Dla Piper US LLP

20080262956 - System and method for high-yield investment returns in riskless-principal interest rate/yield arbitrage: A multi-participant financial transaction with no downside risks that results in a net profit for all participants (FIG. 2) when the transaction is accomplished according to certain required steps, including the step of having simultaneously closings in escrow. A multi-step approach to issuing and selling custom-designed, specially engineered and underwritten... Agent: Kolisch Hartwell, P.C.

20080262958 - System and method for reverse auctioning: A system and method for reverse auctioning is disclosed. A system that incorporates teachings of the present disclosure may include, for example, a system comprising a controller element to receive from a communication device a request for information associated with one or more commercial enterprises situated in a vicinity of... Agent: Akerman Senterfitt

20080262957 - Systems and methods for facilitating electronic securities transactions: A method for facilitating securities transactions is shown. In one embodiment, the method includes identifying, by a computer system from an OMS comprising a plurality of stored security orders, a subset of orders specifying at least a minimum available quantity; transmitting, by the computer system to an ETM, a non-binding... Agent: Choate, Hall & Stewart LLP

20080262961 - Merchant credit risk monitoring: A method of managing risk associated with processing merchant credit card transactions includes establishing a plurality of merchant processing relationships with a plurality of merchants, compiling transaction history for each of the plurality of merchants, identifying a business relationship between at least two of the plurality of merchants, based on... Agent: Townsend And Townsend And Crew, LLP

20080262962 - System and method for coordinating student loans: A system and method that allows coordination of loans by providing a web site where borrowers can enter personal information and receive a listing of multiple lending institutions interested in entering into loan agreements with those borrowers. Other applications of the system and method include, but are not limited to,... Agent: Blank Rome LLP

20080262964 - Network based user-to-user payment service: A network-based payment service and site provides various features for facilitating user-to-user payments. One such feature enables users of the payment service to create pay boxes, or other types of payment objects, that can be incorporated into externally hosted web pages and used to make payments. In some embodiments, the... Agent: Knobbe Martens Olson & Bear LLP

20080262963 - System and method for developing innovations through establishment of corporate entities: A method of developing a product idea through establishment of a corporate entity is disclosed. The method comprises screening one or more new product ideas against a number of predetermined criteria to identify a filtered product idea which meets the predetermined criteria, establishing a portfolio corporate entity having share capital,... Agent: Drinker Biddle & Reath Attn: Intellectual Property Group

20080262965 - System and method for processing payment of property taxes between multiple payors and multiple municipalities: A centralized computing system receives a payor data file that comprises records having data for property taxes owed by a payor to all of multiple municipalities and to receive a municipality data file from each of the multiple municipalities that comprises records having data for property taxes owed to the... Agent: Greenberg Traurig, LLP

20080262966 - Method and apparatus for increasing charitable donations by providing instantaneous donor recognition: Charitable donations are increased by automatically providing immediate on-line recognition of on-line donors. A list of donors is maintained on a Web page acknowledging the on-line contributions. Donor names on the list can be links to additional information about the donation or the donor. Information about donor and donation is... Agent: Michael O. Scheinberg

20080262967 - Information processing method and device thereby: An information processing method, includes steps of detecting a use range set for one of digital money expressed in digital data and a use right of the digital money, and a use status of one of the digital money and the digital money right when one of the digital money... Agent: Wolf Greenfield & Sacks, P.C.

20080262968 - Software licensing control via mobile devices: Methods and systems to control a license for a software application are disclosed. The methods and systems can include requesting a central licensing server for initial verification and authentication of at least one user of a software application and sending a identification application from the central licensing server to at... Agent: Klarquist Sparkman, LLP

20080262969 - Bit currency: transactional trust tools: Bit-currency Transactional Trust Tools (T3) is a set of tools and procedures based on expressing value through a bit string where the size of the string (bit count) reflects its value, and the identity of the bits is used to distinguish one such digital coin from the other, and for... Agent: Gideon Samid

20080262970 - System and method of electronic information delivery: A system and method for web browser based, secure or authenticated electronic delivery of information, wherein the security or authentication is provided by a means of a public key cryptography encryption method. The system can be used as a web-based blind bidding method, wherein software is located and operated on... Agent: Rogers Towers, P.A.

20080262973 - Apparatus and method for secured commercial transactions: A transaction security code database and a method and apparatus for generating the transaction security code database. The transaction security code database is comprised of multiple transaction security codes, each transaction security code constituting a transaction code generated based upon a transaction initiated by a user, which is appended to... Agent: J. David Nelson Nelson Snuffer Dahle & Poulsen, P.C.

20080262971 - Device, system and computer writeable media for accomplishing real time downloading of transactional information to a personal digital assistant, including remote server incorporating personal assistant manager software: A user operated device, operating system and associated computer writeable media for retrieving, storing and displaying data associated with at least one personal financial account. A handheld body includes a built in microprocessor and memory communicating with a keypad, screen display and power supply. A built-in modem and wireless communication... Agent: Gifford, Krass, Sprinkle,anderson & Citkowski, P.c

20080262972 - Order confirmation devices, systems, and methods: Devices, systems, and methods for confirming online orders are provided. In some embodiments, a method of confirming an online food order is provided, where the method includes providing a confirmation device at a vendor facility, where the confirmation device is adapted to receive an order and send the order to... Agent: Brinks Hofer Gilson & Lione

20080262974 - System and method for enabling commercial subscribers of a communications carrier to access a network of wireless access points of other subscribers: A system and method for enabling commercial subscribers of a communications carrier to communicate over a network of wireless access points of other subscribers hosted by the communications carrier. A request signal may be received from a wireless device of a user via a wireless access point of a consumer... Agent: Patton Boggs, LLP

20080262975 - System and method for enabling subscribers of a communications carrier to access a network of wireless access points of subscribers of other communications carriers: A system and method for enabling subscribers of a first communications carrier to communicate over wireless access points of subscribers hosted by a second communications carrier. In response to receiving a request signal from a wireless device via a wireless access point within a first network of wireless access points,... Agent: Patton Boggs, LLP

20080262978 - Mail processing system including dimensional rating with true length support: A mail processing system that includes dimensional rating capability that provides true length support for carrier rates to prevent improper classification of mail pieces. The mail processing system determines a first dimension, parallel to the path of travel, and a second dimension, transverse to the path of travel, of a... Agent: Pitney Bowes Inc. 35 Waterview Drive

20080262979 - Heating facility using time-of-use electricity: A cost-effective method of heating a space in a facility comprises: (a) determining a cost of electricity from an electricity vendor; (b) when the determined cost of electricity is below an electricity pricing setpoint, obtaining sufficient electricity from the vendor to heat a heatable material such as water above a... Agent: Davis Wright Tremaine, LLP/seattle

20080262981 - Method, system and computer program for operational-risk modeling: c

20080262980 - System and method for assembly of modular toy vehicle: A retail store design and method that allows a consumer, particularly a younger child, to actively participate in the customization, assembly, and personalization of a modular toy vehicle while in the retail store environment. The store design can provide an overall experience to the consumer that is interactive and personal.... Agent: Husch Blackwell Sanders LLP

20080262865 - Enhanced transaction fulfillment: A unified online marketplace storefront may be used to sell items from multiple vendors. Managing a multi-vendor online sales channel may involve receiving, from each of a number of sellers, information describing one or more items for sale. The items for sale may be presented to potential buyers through a... Agent: Fish & Richardson P.C.

20080262863 - Integrated, rules-based security compliance and gateway system: Processes which enable regulated enterprises to efficiently manage regulatory compliance of computer networks and their users. One computer-implemented process involves providing a query database having information representing a plurality of queries, each query being associated in the query database with one or more of a plurality of specific industry regulations;... Agent: Jones, Walker, Waechter, Poitevent, Carrere & Denegre, L.L.P.

20080262858 - Methods for establishing brand-centric websites from bi-directionally linked content: Computer implemented methods and systems for generating a brand site for an internet website is provided. The method includes defining the internet website to include a plurality of modules, and each of the plurality of modules for the internet website being directed toward a brand. Further included, is identifying one... Agent: Mpg, LLP And Yahoo! Inc.

20080262864 - Mobile event management system: A mobile event management system comprises a portable case openable to form a command workstation at an event having an event zone. The system includes at least one mobile tracking device housed within the portable case during transport and storage of the case and removable from the case during use... Agent: Woodard, Emhardt, Moriarty, Mcnett & Henry LLP

20080262857 - Reducing the cost of distributed electricity generation through opportunity generation: A new disposition of energy use and electricity cogeneration facilities at a customer's premises that enables even a small customer to choose one or more forms of primary energy from among available energy sources, so as to reduce the overall capital and operating costs of meeting own load requirements. Takes... Agent: Novak Druce + Quigg LLP

20080262860 - System and method for supporting software: This disclosure provides various embodiments of software for supporting a business application. In one aspect, the software receives error information and dynamic context information from a remote business application, where the dynamic context information may partially identify the particular execution point of the business application and a portion of the... Agent: Fish & Richardson, P.C.

20080262859 - Systems and methods for providing a video resume: Methods and systems of providing a video resume are disclosed. An indication of a video resume template that is preferred by the recruiter is received. The video resume template can be indicative of at least one required characteristic to be present in the video resume. A video resume is received... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20080262862 - Systems and methods for sharing customer assets: In one embodiment, a system or method for sharing customer assets includes receiving with a first regional service universal login information provided by a customer, the first regional service comprising one of multiple regional services that each comprises a distinct version of a network-based service, wherein each regional service is... Agent: Hewlett Packard Company

20080262861 - User identification management system and method: A method, system and computer program product for providing user identification to multiple destinations in a business transaction are disclosed. A user registers with a processing center and communicates a request for providing identification information to multiple destinations thereto. Identification message attributes required by each of the multiple destinations are... Agent: Hoffman Warnick LLC

20080262869 - Automated system and method for medical care selection: Provided herein is a computerized method of managing medical care through communication between a Digital Board of Medical Experts (DBME), a physician, a health insurance carrier, one or more medical facilities, and a patient and providing a diagnostic and/or therapeutic recommendation, the method comprising the following steps: i) providing a... Agent: Wilson Sonsini Goodrich & Rosati

20080262870 - Computerized treatment order and associated alert processing system: A system enables users to identify alert checking performed, identify treatment orders and allergies associated with alerts, link medications and allergies with alert descriptions, and preview pending results of various alert resolution actions. A computerized treatment order and associated alert processing system employs a repository including information identifying candidate treatments... Agent: Siemens Corporation Intellectual Property Department

20080262871 - Electronic commerce method over wireline/wireless network environments: s

20080262866 - Methods for improving the clinical outcome of patient care and for reducing overall health care costs: The current invention is directed to improve methods for providing health care and for reducing the cost of health care. Additionally, the methods of the current invention are designed to improve the clinical outcome for the patient. The methods of the current invention provide financial incentives to both the patient... Agent: Tomlinson & O'connell, P.C.

20080262867 - Patient management system and method: A patient management system and method are provided. The method of patient management may include receiving appointment data regarding an appointment for a patient with a selected clinician at a predetermined time, inserting an appointment entry on an electronic calendar of the selected clinician, attaching patient data to the appointment... Agent: Duckor Spradling Metzger & Wynne A Law Corporation

20080262868 - Process for gathering and sharing personal medical data: A process designed to gather and make efficient use of personal medical data wherein all facets of healthcare are now able to share a common database system. The database system is divided into three individual databases where the varied users would have limited user-appropriate access to one or more databases... Agent: Deviat-mike M. Gauthier

20080262874 - Medical report generating system and a medical report generating method: A device for generating a medical report by referencing contents that include at least a medical image, to which is attached information indicating attributes of the medical image, the device comprising a storage configured to store a processing for the contents associated with a keyword to be employed in said... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20080262872 - Method for delivering subjective surveys linked to subjective and objective data: A patient interaction apparatus 10 includes a medical server 13 that generates a reflexive survey as a result of items of interest (such as abnormal or unexpected vital signs) in objective or subjective data reported from a patient interface device 11. The survey of the present invention reacts to objective... Agent: Philips Intellectual Property & Standards

20080262875 - Novel architecture and methods for sophisticated distributed information systems: Certain embodiments of the present invention provide systems and methods for distributed information systems and architectures. Certain embodiments provide a distributed healthcare information system. The distributed information system includes a back-end subsystem providing content including services, applications, and workflows for healthcare execution. The content is configured for generally application to... Agent: Mcandrews Held & Malloy, Ltd

20080262873 - Patient management system and method: A patient management system and method are provided. The patient management system may include portable computers for the clinicians making house calls, a centralized database for storing patient medical records, and an office system for communicating with the portable computer to provide the clinician with patient medical information by accessing... Agent: Duckor Spradling Metzger & Wynne A Law Corporation

20080262876 - Credentialer medical malpractice insurance collaboration: A method for underwriting insurance in between recredentialing periods is disclosed, the method including obtaining a release of associated credentialing information, wherein the associated credentialing information is released from an associated credentialing entity to an associated insurance entity, providing the associated insurance entity access to the associated credentialing information, and... Agent: Emerson, Thomson & Bennett, LLC

20080262877 - Interactive credential system and method: An interactive credential system and method is provided. The system comprises a database containing employee-employer-applicant surveyed information, industry specific criteria such as insurance loss history and account performance, an authorization code for authorizing access to the database and a control device, operatively associated with the database, for presenting weighted scores.... Agent: Litman Law Offices, Ltd.

20080262880 - Optimized system and method for finding best fare: The present invention provides a method, apparatus and system for processing fare queries to find the best fares. In one embodiment of this invention a query server utilizes a branching and bounding based technique to implicitly enumerate possible solutions to arrive at best fare solutions.... Agent: Knobbe Martens Olson & Bear LLP

20080262879 - Short-term housing rental management system and method: As will be discussed in greater detail herein, a short-term housing rental management system and method provides tools for housing property managers, owners, renters, and others to better facilitate processes involved with offering and renting housing on a short-term basis. The system adds a more dynamic nature to pricing to... Agent: Davis Wright Tremaine, LLP/seattle

20080262878 - Systems, methods, and computer program products for generating and updating a cache of price and availability information for travel packages and components: Systems, methods, and computer program products are provided for generating, updating, and managing a cache of price and availability information for a plurality of travel packages and components. The cache of price and availability information may then be searched by an online travel planning service to provide customers with a... Agent: Alston & Bird LLP Bank Of America Plaza

20080262887 - Automated methods and apparatus for analyzing business processes: A method of identifying losses in a transactional environment is described. The method includes collecting transactional information related to a business process that has an intended outcome. The transactional information includes transactions involving the use of a computing resource. These transactional information can be resolved into individual components. Losses are... Agent: Holme Roberts & Owen, LLP

20080262889 - Business transformation management: A solution for managing a business transformation is provided. The invention obtains an impact of a business solution for the business transformation on a business concern for an enterprise and relationship information for the business concern with one or more other business concerns and/or value (business) metrics. The impact of... Agent: Hoffman Warnick LLC

20080262885 - Flow metering of vehicles using rtls tracking: A system and method optimizes throughput of tracked assets as work-in-progress (WIP) within a monitored environment such as a manufacturing establishment with off-line processing areas. A plurality of assets such as vehicles have a tag transmitter associated therewith and operative for transmitting a wireless RF signal that includes data relating... Agent: Alston & Bird LLP

20080262881 - Logically centralized scrap management using planning operations: The present disclosure relates to methods, systems, and software for processing or otherwise managing scrap information in a business application. For example, the software can instantiate a planning business object using production model data for production activities. The business object data and scrap information may be used to calculate requirements... Agent: Fish & Richardson, P.C.

20080262888 - Method and system for analytical recruitment: Analytical recruitment by tracking stage, disposition, and time. A recruitment module tracks a stage and disposition of a candidate for a recruitment project as the candidate proceeds through the hiring process. Stages are sequential parts of the recruitment process and dispositions indicate the status of the candidate within the stages.... Agent: King & Spalding LLP

20080262886 - Method and system for measuring technology maturity: A method for measuring technical maturity index (TMI) for oilfield operations of an oilfield, the oilfield having a subterranean formation with geological structures and reservoirs therein. The method includes sending an assessment including a listing of a number of capabilities to at least one user associated with a first oilfield... Agent: Osha . Liang L.L.P. / Slb

20080262884 - Methods for determining value at risk: A preferred embodiment comprises a method for determining value-at-risk based on tick-by-tick financial data. Major steps of the method comprise the following: (1) financial market transaction data is electronically received by a computer; (2) the received financial market transaction data is electronically; (3) a time series z is constructed that... Agent: Morgan Lewis & Bockius LLP

20080262882 - Providing and correlating clinical and business performance measures and benchmarks relating to medical treatment: Methods and systems for providing and correlating clinical and business performance measures and benchmarks for medical practitioners are provided. Clinical and business data is collected from a plurality of medical practitioners. The clinical data may pertain to one or more clinical metrics that relate to treatment offered to patients by... Agent: Ropes & Gray LLP

20080262883 - Systems and methods for compliance and announcement display and notification: Systems and methods are provided for compliance and announcement display and notification.... Agent: Ropes & Gray LLP

20080262892 - Method of hedging retail transactions for fuel: A method of executing a transaction related to the purchase of fuel. A contract is entered into by a purchaser with a card service provider or financial institution for a certain amount of fuel at a fixed or capped price offered over a predetermined duration. The fuel is purchased from... Agent: Moore & Van Allen, PLLC For Bofa

20080262893 - Multifactorial optimization system and method: A method for providing unequal allocation of rights among agents while operating according to fair principles, comprising assigning a hierarchal rank to each agent; providing a synthetic economic value to a first set of agents at the a high level of the hierarchy; allocating portions of the synthetic economic value... Agent: Milde & Hoffberg, LLP

20080262891 - Policy based distribution modeling via information models: The method by which an information distribution system distributes information to subscribers is controlled by user profiles. A user profile is automatically generated by a profile generator based on information known about the user and a plurality of policies detailing what kind of users is eligible to receive what kind... Agent: Kenyon & Kenyon LLP

20080262890 - System and method for selecting and scheduling corrective actions for automated storage management: Disclosed is a storage management framework that integrates corrective action plans output from multiple different types of planning tools, sorts the different corrective action plans based on utility and risk values and outputs a time-based schedule for implementing one or more of the corrective action plans to resolve identified current... Agent: Frederick W. Gibb, Iii Gibb & Rahman, LLC

20080262895 - Business resilience systems and methods: Systems and methods are provided as pieces of the end-to-end resilience capability such as impact assessments, continuity plans and monitoring/alert technologies. Various disclosed systems and methods may be used to leverage technology in conjunction with consulting services to optimize the creation, maintenance and execution of business resilience. Select systems and... Agent: Banner & Witcoff, Ltd. Attorneys For Client No. 005222

20080262896 - Demand-driven, collaborative systems and processes for collecting structured information: A demand driven process of collecting structured product and service information including the steps of: receiving a request for information from a requestor about a specific product or service, or attribute or class thereof, associating one or more potential responders with the request for information, providing the request to the... Agent: Mcdermott, Will & Emery LLP

20080262894 - System architecture for scheduling and product management: A modular system architecture for a process stream generating historical work transactional data. The data are received by a system Data Import Module. The Data Import Module transforms the historical work transactional data into at least one Workload Volume. A Forecast Module in communication with the Data Import Module receives... Agent: Powell Goldstein LLP

20080262898 - Method for measuring the overall operational performance of hydrocarbon facilities: A method, named Juran Hydrocarbons Index (JHI), for measuring the overall competitiveness of an oil and gas facility (i.e. platform, pipeline, marine terminal, processing terminal, refinery, or LNG plant) that incorporates operational efficiency and effectiveness. The method describes a plurality of performance metrics that reflect measurable properties of an oil... Agent: Ware Fressola Van Der Sluys & Adolphson, LLP

20080262900 - Methods and apparatus to facilitate sales estimates: Methods and apparatus to facilitate sales estimates are disclosed. An example method includes compiling, in a market intelligence database, point of sale (POS) data collected at stores using a first data collection system, compiling, in a market intelligence database, consumer purchase data collected from panelists using a second data collection... Agent: Hanley, Flight & Zimmerman, LLC

20080262902 - Search system: A profile-based search system for identifying potential matches for a product with one or more buyers, the system including at least one processor configured to: access a product profile representing one or more attributes of a product; access one or more buyer profiles for different buyers, each representing one or... Agent: Dickstein Shapiro LLP

20080262897 - System and method for geographic location of customer services: A system and method for identifying potential customers for communications services. A latitude and longitude associated with an address of a potential customer is identified. The availability of the communications services are indicated based on the latitude and longitude. An availability map and services offers are displayed to the potential... Agent: Patton Boggs, LLP

20080262903 - System and method to determine the prices and order quantities that maximize a retailer's total profit: The present invention provides a system and method for determining the prices and order quantities that maximize a retailer's expected profit by using a multi-dimensional distribution of the highest prices that customers are willing to pay. This is novel, as well in the literature as in the patent database. Brand... Agent: Whitham, Curtis & Christofferson, P.C.

20080262899 - System for concurrent optimization of business economics and customer value: A computer-implemented system and method to provide options on products to enhance customers' experience. A computer-implemented system is operated that delivers to a customer an option to utilize up to n of m selected products, where m and n are whole numbers and n is less than or equal to... Agent: Tenon & Groove, LLC C/o Wolf, Greenfield & Sacks, P.C.

20080262901 - Systems and method of network operation and information processing, including data acquisition, processing and provision, including data acquisition, processing and provision and/or interoperability features: According to some embodiments of the present invention, a system (100), apparatus and method of network operation and information processing, including data acquisition, data processing, data provision, and/or data interoperability features is presented. In some exemplary embodiments, the method includes registering users logging-on to a computer network (170) and gathering... Agent: Dla Piper US LLP

20080262904 - Method and system for automatically monitoring contact center performance: A method and system for automatically monitoring a performance area for a contact center is provided. The method is implemented by a computer readable medium having a plurality of code segments. The method includes the step of identifying a performance area including one or more of the following: human activity-based... Agent: Mcdermott, Will & Emery LLP

20080262905 - Sports fan assocation business methods: Methods of conducting the business of an association of sports fans. The methods involve the use of direct member voting to control actions that are taken by the association and by third parties, and providing member specific information to members.... Agent: Lawson & Persson P.C.

20080262906 - Voting on claims pertaining to a resource: A credibility card contains a claim about a resource, a way to identify the claimant, and a set of choices to be voted on about the claim. A resource can be information content, a product, or another item about which a claim can be made, and it may be associated... Agent: Microsoft Corporation

20080262914 - Ad serving system, apparatus and methologies used therein: An ad serving system and methodology automatically monitors Publisher web content that can potentially be displayed alongside advertising content of one or more Advertiser Users. A web-accessible platform interacts with Advertiser Users to create and manage Ads, and cooperates with the content monitoring means to allow Advertiser Users to review... Agent: Gordon & Jacobson, P.C.

20080262930 - Advertising on labels of medicine containers: The present invention is directed to an advertisement positioned on a pharmaceutical container that does not substantially interfere with the medical information positioned on the pharmaceutical container.... Agent: Waddey & Patterson, P.C.

20080262921 - Bundled mortgage package: A bundled mortgage package which includes several different features into a mortgage package, so that the process of actually obtaining a mortgage from a lender can be easier because the borrower's worries of the fees, charges, and other costs can be reduced or altogether eliminated since such fees charges and... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20080262926 - Business system and method to increase revenues in baseball and other sports: A business method of increasing fan attendance and sporting event revenues, the method comprising capturing in digital or analogue form a fan notable act, awarding points for the fan notable acts based upon specified factors, acknowledging the fan notable act with team or association recognition and/or prize(s), keeping statistics on... Agent: Andrew R. Spriegel

20080262925 - Communication system and method for narrowcasting: A system includes an offer datastores including one or more offers from one or more merchants, a registered card module to register one or more payment cards to be used for a purchase transaction, a transaction matching module to identify the one or more merchants from a collection of purchase... Agent: Morgan Lewis & Bockius LLP

20080262922 - Contents, teaser advertisement generating method, and content providing method: The present invention relates to digital rights management (DRM) contents having a teaser section, a method for generating a teaser advertisement and a method for providing content. Data in the teaser section of a DRM content can be played without a license. A teaser advertisement can be easily created for... Agent: Cha & Reiter, LLC

20080262918 - Exercise recommendation engine and internet business model: The present invention discloses a system and method for accepting personal exercise data on selected muscle or muscle groups and making numerical, statistical and comparative analysis on the data to derive recommendations on progress, future exercise or current physical regimen modification. The recommendations to the user may be accompanied by... Agent: Walt Froloff

20080262909 - Intelligent information display: Computer-readable media, systems, and methods for intelligent information display are described. In embodiments, a display environment is monitored for one or more audience data and, upon receiving the one or more audience data, display information is processed in accordance with the one or more audience data and the processed display... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20080262917 - Internet advertising impression-based auction exchange system: The invention is a neutral, real-timed impression-based, auction internet advertising exchange. On the novel exchange, advertisers and web site publishers interact through a broker who communicates directly with the Exchange. Advertisers specify bids to their brokers who enter them in the Exchange. Publishers may specify minimums or a form of... Agent: Mark Rodgers

20080262915 - Loyalty rewards management and processing system and method: A system and method for processing a transaction in connection with a loyalty rewards program comprising identifying at least one individual associated with said transaction, communicating associated information to a processing component that includes rules and logic associated with said loyalty rewards program, determining an eligible amount associated with said... Agent: Lawrence R. Fraley Hinman, Howard & Kattell, LLP

20080262912 - Media advertising: Potential content item slots (e.g., ad slots) in a media (e.g., video, audio, or both) are identified, and each content item slot is associated with a weight that indicates a degree of potential disruption to a flow of the media when a content item (e.g., ad) is inserted in the... Agent: Fish & Richardson P.C.

20080262928 - Method and apparatus for distribution and personalization of e-coupons: A method and system for distributing and personalizing E-Coupons include sending a generic E-Coupon identifier to a mobile device and requesting a redeemable personalized E-Coupon based on the generic E-Coupon identifier. User location, time, purchase history and preference may be provided and used to personalize the E-Coupon. The personalized E-Coupon... Agent: Qualcomm Incorporated

20080262933 - Method and system for modifying and transmitting data between a portable computer and a network: A web agent system automatically performs tasks for a computer user based upon the actions of the user. The web agent system includes a local assistant program stored on a user computer which performs various functions based upon rules and data. The local assistant program and rules are downloaded from... Agent: Dergosits & Noah LLP

20080262924 - Method and system to promote actions such as environmental and charitable actions: The present method and system allows promoting a first action by a first entity, such as a transactional action. The transactional action occurs between the first entity and a second entity, which both can be for example in the form of an individual, a group of person, a company or... Agent: Venable LLP

20080262923 - Methods and systems for accessing information related to an order of a commodity: Methods of allowing a customer to access information related to an order of a commodity include gathering inspection information from a commodity lot, collecting grower, field, and packing information associated with the commodity lot, recording purchase orders associated with the commodity lot, assigning a trace code to each of the... Agent: Rader, Fishman & Grauer PLLC

20080262920 - Methods and systems for tracking and attributing activities of guest users: Systems, methods, and techniques of tracking guest activities are provided. Guests can perform transactions with vendors, for example on behalf of registered participants, which are tracked without needing to register or provide financial or other information specific to the guest to the tracking facilities. Program administrators provide links to registered... Agent: Seed Intellectual Property Law Group PLLC

20080262910 - Methods and systems to connect people via virtual reality for real time communications: Methods and systems for connecting people for real time communications via a virtual reality environment. One embodiment includes: a virtual reality server to host a virtual reality world and to present, to a customer in the virtual reality world, an advertisement including a reference assigned to the advertisement; a session... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080262911 - Methods and systems to search in virtual reality for real time communications: Methods and systems to obtain information in a virtual reality environment for real time communication connections. One embodiment includes: a virtual reality server to host a virtual reality world and an avatar representing a participant of the virtual reality world, the virtual reality world including a virtual object to receive... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080262908 - Methods for promoting brand-centric advertising and managing the same: Dynamic internet user interfacing methods and computer programs for enabling advertising management of advertising content related to a brand on an internet site are provided. A method includes identifying a brand to be a focus of the internet site and identifying a plurality of websites having content parts that relate... Agent: Mpg, LLP And Yahoo! Inc.

20080262913 - Optimizing electronic display of advertising content: In one embodiment, a selection process executing in an optimizing engine is invoked as users are presented with web pages that include ad content. The selection process provides an initial population of sets of characteristics that specify an initial generation of layouts of ads for the pages. The characteristics can... Agent: Trellis Intellectual Property Law Group, PC

20080262932 - Resturant and bar consumer display: A restaurant and bar consumer display that consists of an active matrix OLED display, memory, microprocessor board, tilt sensor, USB port, battery, enclosed in a case that may be a coaster and attachable to a container, such as a glass or jar or implemented as a standup placard.... Agent: The Eclipse Group LLP

20080262919 - System and method for flexible payment terms: A method is disclosed for offering transaction account consumers with payment term options to pay a minimum amount due early, defer payment into the following payment cycle, and pay a standard amount when due. When generating a periodic billing statement, the invention determines a consumer's eligibility to elect early payment,... Agent: Snell & Wilmer L.L.P. (amex)

20080262916 - System and method of providing content to users: A system for providing content to consumers includes a public display; a database configured to store the content; and a central processing element configured to concurrently receive parallel user input from a plurality of users and present content from the database on the public display relevant to each user's input.... Agent: Hewlett Packard Company

20080262927 - System, method, and program for selecting advertisements: A system, a method, and a program for selecting advertisements for displaying advertisements associated with content when the content is sent via communication means such as the Internet. Providing suppression of the appearance of an advertisement on the internet when one role label, “Victimizer”, “Victim” or “Beneficiary” is systematically assigned... Agent: Ibm Corporation, T.j. Watson Research Center

20080262907 - Systems and methods for managing a brand universe for user information, brand related marketing and user interactivity: Computer implemented methods and systems for generating a brand site for an internet website is provided. The method includes defining the internet website to include a plurality of modules, and each of the plurality of modules for the internet website being directed toward a brand. Further included, is identifying one... Agent: Mpg, LLP And Yahoo! Inc.

20080262931 - Systems and methods for presenting advertising content based on publisher-selected labels: Systems and methods allowing publishers to define relationships between their own content items (e.g., World Wide Web pages) and content items created or maintained by other publishers. Publishers insert referral labels into their content items to indicate a referral relationship between or among publishers. In one embodiment, advertisements to be... Agent: Hickman Palermo Truong & Becker LLP/yahoo! Inc.

20080262929 - Systems and methods for providing wireless advertising to mobile device users: A system may provide advertising content to mobile device users. The system may include a virtual advertisement network adapted to accommodate one or more advertisers operating within the virtual advertisement network as well as a wireless communications network adapted to accommodate one or more mobile device users operating within the... Agent: Crompton, Seager & Tufte, LLC

20080262934 - Freshly prepared food delivery methodology: The present invention is a methodology for the delivery of freshly prepared food to a plurality of vehicle-operating consumers. Freshly prepared foods means foods that have, in some manner, recently been transformed into an edible or consumable format. Thus, when frozen ice cream is scooped into a cone, it is... Agent: Kenneth P. Glynn

20080262935 - Methods and systems for coordinating a change in status of stored-value cards: Methods and systems are provided for coordinating a change in status of a stored-value card for a customer. Transaction information is received at a host system from a point-of-sale terminal. The transaction information includes stored-value-card information identifying the stored-value card and payment-instrument information identifying a payment instrument to be used... Agent: Townsend And Townsend And Crew, LLP

20080262936 - Method and system for fueling: Method and system for fueling, whereby a fuel pump is released by obtaining a code using a mobile phone and entering that code manually in the fuel pump.... Agent: Michaelson & Associates

20080262943 - Auction system supporting elastic auctions: A method and system for conducting auctions of multiple lots of items is provided. An auction system allows sponsors to set up auctions for the sale of one or more lots. The auction system allows considerable flexibility to a sponsor in defining how the auction should be conducted. An auction... Agent: Perkins Coie LLP Patent-sea

20080262942 - Digital exchange system and method: A method and computer program product for associating a value with a first digital content by a first party, thus defining a first value. The first digital content is provided to a second party. A second digital content is received from the second party that is based, at least in... Agent: Holland & Knight LLP

20080262938 - Joint subscriber management system and receiving terminal: A joint subscriber management system includes a joint subscriber management unit for acting as a surrogate in performing a registration activity for enabling a receiver to receive a broadcast and/or an electronic commerce transaction. A reception unit receives a reception-limiting identification number of the receiver for receiving a specific broadcast,... Agent: Frommer Lawrence & Haug

20080262937 - Method and system for performing automated group purchasing: The present invention is an automated and online process for individual members of a group to perform online purchases under one group account. This method creates an account for the group with a particular merchant. The method uses purchaser information to generate a unique security key for the particular group... Agent: Ibm Corporation C/o Darcell Walker, Attorney At Law

20080262940 - Purchase order and invoice aggregator system for sales environment: A computerized system and method of aggregating sales data for delivery to a particular market participant includes a computer program designed to sort purchase order records and associated invoice records independently of any particular computer accounting system. The computer program receives sales data in the form of batch purchase order... Agent: Summa, Allan & Additon, P.A.

20080262939 - Self-owned resource interaction and method and system for processing electronic trade information: The present invention relates to the field of network resources data processing, and provides an interactive method of owned-resources. The method uses a management system to record interactive information of the owned-resources, receive the first user's resources and send the resources of a first user to a second user upon... Agent: Lee & Hayes, PLLC

20080262941 - System and method for purchasing and reselling online and offline subscriptions, service contracts and memberships and paid website access: A method and system for purchasing and reselling the remaining (i.e., remainder) term of subscription providing a web page for display by a registered user containing a buy list, the buy list includes an inventory of one or more remainder subscriptions available for sale, and the buy list includes price... Agent: Novak Druce & Quigg LLP

20080262947 - E-commerce based method and system for manufacturer hosting of virtual dealer stores and method for providing a systemization of machine parts: An e-commerce based method for requesting information and purchasing products from a dealer through a manufacturer is disclosed. This method and system includes sending a request for detailed dealer information to a manufacturer server system using a client system and displaying real-time detailed dealer information on the client system based... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20080262944 - Online clothing display system and method therefor: An online clothing display system and method therefore are provided. The system includes a dressed mannequin, a rotating platform, an image recorder, and a mainframe. The mannequin stands on the rotating platform and is driven for rotating. In addition, the image recorder is utilized to capture the clothing images of... Agent: Reed Smith LLP

20080262945 - Ontological subscription and publication system with automatic notification of matching advertisements, products, and services within the ontological system for buyers and sellers: The present invention relates to an ontological subscription and notification system of advertisements from sellers to buyers. An ontology is defined within a controller (e.g.: a database, a computer program running on a server, etc) and sellers of products can submit/publish data representing a product(s) or service(s) via the internet... Agent: Daniel Carver Clark

20080262946 - System for marketing goods and services utilizing computerized central and remote facilities: A system for shopping for goods and services includes central communications facilities and remote communications facilities connected by communications links and means permitting data communications between them. Central communications facilities offer goods and services in competition with each other. Each central communications facility stores, in addition to data, graphics in... Agent: Stephen Wren

20080262948 - Alert distribution and management system and returns module: A method for managing a returns process in response to product alerts is provided. The method includes receiving an alert related to a product. The method also includes processing the alert into an alert repository. The method further includes retrieving product data based on the alert. The method further includes... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20080262949 - Accounting process: A computerized accounting process and system capturing customer transaction data, creating transaction codes or references at the time of the transaction and generating accounting reports for the customer.... Agent: Young & Thompson

20080262950 - Method and system for processing payments: c

20080262951 - Facilitating international customs planning: Facilitating customs planning and clearance including creating in an international customs server, in response to a signal communicated through a client device coupled for data communications through at least one internet connection to the international customs server, a master customs planning record; creating a related customs planning record wherein the... Agent: International Corp (blf)

20080262955 - Apparatus to facilitate multi-dimensional representation of financial data: Trading information for securities is received and processed. This processing permits the determination of a close price for a current trading period, a close price for a previous trading period, a last trading price for the current trading period, a plurality of trading prices and corresponding trading volumes during the... Agent: Fitch Even Tabin And Flannery

20080262952 - Displaying financial information based on location: According to various embodiments of the present invention, geographic information about the location of a user is utilized to select a grouping of additional securities to display to the user. When the user navigates to a portion of a web site related to displaying financial information, a listing of securities... Agent: Beyer Law Group LLP/yahoo

20080262954 - Generation of electronic negotiable instruments using predefined electronic files for providing promise of payment: A method for providing an electronic negotiable instrument as a promise for payment for a selected payee over a communications network, the method comprising: generating the electronic negotiable instrument for the selected payee with instrument information from a payor; receiving a specified mode of communication associated with the payee; sending... Agent: Occhiuti Rohlicek & Tsao, LLP

20080262953 - System and method for remote deposit capture: A system includes one or more remote check deposit locations, and one or more treasury receipt servers to receive check information captured from the one or more remote check deposit locations, and to receive transaction data from an originating depository financial institution (ODFI), the transaction data including an amount of... Agent: Morgan Lewis & Bockius LLP

20080262977 - Method and system for providing minimum contract values in an annuity with lifetime benefit payments: A data processing method administers a deferred annuity product during the accumulation phase for a relevant life. The annuity product has a contract value, a guarantee of lifetime benefit payments and a minimum contract value. Administration of the product determines a minimum contract value, while paying a lifetime benefit payment... Agent: Ernest D. Buff Ernest D. Buff And Associates, LLC.

20080262976 - Systems and methods for displaying information about financial markets: Enhanced methods, systems, and techniques for displaying information about financial markets are provided. Example embodiments provide a Market Performance Indicator System (“MPIS”), which generates and provides indicators of market performance, based on obtained market information. In some embodiments, a performance indicator may include a directional indicator, such as an arrow... Agent: Seed Intellectual Property Law Group PLLC

20080262960 - Automated electronic commerce data extracting and analyzing system: A method, apparatus, and computer readable storage to implement an automatic e-commerce site monitoring system. Data can be automatically gathered from online e-commerce sites such as online auctions and analyzed and stored in a database. A merchant can query the database to find all e-commerce sites selling their products. Suspicious... Agent: Muskin & Cusick LLC

20080262959 - Electronic trading confirmation system: A system and method of confirming trades of financial instruments such as OTC derivatives is disclosed. The system includes a data interface which accepts data relating to a trade from both the trader and counter party. The data includes different data fields of differing importance. The system includes a matching... Agent: Ip Group Of Dla Piper US LLP

20080262956 - System and method for high-yield investment returns in riskless-principal interest rate/yield arbitrage: A multi-participant financial transaction with no downside risks that results in a net profit for all participants (FIG. 2) when the transaction is accomplished according to certain required steps, including the step of having simultaneously closings in escrow. A multi-step approach to issuing and selling custom-designed, specially engineered and underwritten... Agent: Kolisch Hartwell, P.C.

20080262958 - System and method for reverse auctioning: A system and method for reverse auctioning is disclosed. A system that incorporates teachings of the present disclosure may include, for example, a system comprising a controller element to receive from a communication device a request for information associated with one or more commercial enterprises situated in a vicinity of... Agent: Akerman Senterfitt

20080262957 - Systems and methods for facilitating electronic securities transactions: A method for facilitating securities transactions is shown. In one embodiment, the method includes identifying, by a computer system from an OMS comprising a plurality of stored security orders, a subset of orders specifying at least a minimum available quantity; transmitting, by the computer system to an ETM, a non-binding... Agent: Choate, Hall & Stewart LLP

20080262961 - Merchant credit risk monitoring: A method of managing risk associated with processing merchant credit card transactions includes establishing a plurality of merchant processing relationships with a plurality of merchants, compiling transaction history for each of the plurality of merchants, identifying a business relationship between at least two of the plurality of merchants, based on... Agent: Townsend And Townsend And Crew, LLP

20080262962 - System and method for coordinating student loans: A system and method that allows coordination of loans by providing a web site where borrowers can enter personal information and receive a listing of multiple lending institutions interested in entering into loan agreements with those borrowers. Other applications of the system and method include, but are not limited to,... Agent: Blank Rome LLP

20080262964 - Network based user-to-user payment service: A network-based payment service and site provides various features for facilitating user-to-user payments. One such feature enables users of the payment service to create pay boxes, or other types of payment objects, that can be incorporated into externally hosted web pages and used to make payments. In some embodiments, the... Agent: Knobbe Martens Olson & Bear LLP

20080262963 - System and method for developing innovations through establishment of corporate entities: A method of developing a product idea through establishment of a corporate entity is disclosed. The method comprises screening one or more new product ideas against a number of predetermined criteria to identify a filtered product idea which meets the predetermined criteria, establishing a portfolio corporate entity having share capital,... Agent: Drinker Biddle & Reath Attn: Intellectual Property Group

20080262965 - System and method for processing payment of property taxes between multiple payors and multiple municipalities: A centralized computing system receives a payor data file that comprises records having data for property taxes owed by a payor to all of multiple municipalities and to receive a municipality data file from each of the multiple municipalities that comprises records having data for property taxes owed to the... Agent: Greenberg Traurig, LLP

20080262966 - Method and apparatus for increasing charitable donations by providing instantaneous donor recognition: Charitable donations are increased by automatically providing immediate on-line recognition of on-line donors. A list of donors is maintained on a Web page acknowledging the on-line contributions. Donor names on the list can be links to additional information about the donation or the donor. Information about donor and donation is... Agent: Michael O. Scheinberg

20080262967 - Information processing method and device thereby: An information processing method, includes steps of detecting a use range set for one of digital money expressed in digital data and a use right of the digital money, and a use status of one of the digital money and the digital money right when one of the digital money... Agent: Wolf Greenfield & Sacks, P.C.

20080262968 - Software licensing control via mobile devices: Methods and systems to control a license for a software application are disclosed. The methods and systems can include requesting a central licensing server for initial verification and authentication of at least one user of a software application and sending a identification application from the central licensing server to at... Agent: Klarquist Sparkman, LLP

20080262969 - Bit currency: transactional trust tools: Bit-currency Transactional Trust Tools (T3) is a set of tools and procedures based on expressing value through a bit string where the size of the string (bit count) reflects its value, and the identity of the bits is used to distinguish one such digital coin from the other, and for... Agent: Gideon Samid

20080262970 - System and method of electronic information delivery: A system and method for web browser based, secure or authenticated electronic delivery of information, wherein the security or authentication is provided by a means of a public key cryptography encryption method. The system can be used as a web-based blind bidding method, wherein software is located and operated on... Agent: Rogers Towers, P.A.

20080262973 - Apparatus and method for secured commercial transactions: A transaction security code database and a method and apparatus for generating the transaction security code database. The transaction security code database is comprised of multiple transaction security codes, each transaction security code constituting a transaction code generated based upon a transaction initiated by a user, which is appended to... Agent: J. David Nelson Nelson Snuffer Dahle & Poulsen, P.C.

20080262971 - Device, system and computer writeable media for accomplishing real time downloading of transactional information to a personal digital assistant, including remote server incorporating personal assistant manager software: A user operated device, operating system and associated computer writeable media for retrieving, storing and displaying data associated with at least one personal financial account. A handheld body includes a built in microprocessor and memory communicating with a keypad, screen display and power supply. A built-in modem and wireless communication... Agent: Gifford, Krass, Sprinkle,anderson & Citkowski, P.c

20080262972 - Order confirmation devices, systems, and methods: Devices, systems, and methods for confirming online orders are provided. In some embodiments, a method of confirming an online food order is provided, where the method includes providing a confirmation device at a vendor facility, where the confirmation device is adapted to receive an order and send the order to... Agent: Brinks Hofer Gilson & Lione

20080262974 - System and method for enabling commercial subscribers of a communications carrier to access a network of wireless access points of other subscribers: A system and method for enabling commercial subscribers of a communications carrier to communicate over a network of wireless access points of other subscribers hosted by the communications carrier. A request signal may be received from a wireless device of a user via a wireless access point of a consumer... Agent: Patton Boggs, LLP

20080262975 - System and method for enabling subscribers of a communications carrier to access a network of wireless access points of subscribers of other communications carriers: A system and method for enabling subscribers of a first communications carrier to communicate over wireless access points of subscribers hosted by a second communications carrier. In response to receiving a request signal from a wireless device via a wireless access point within a first network of wireless access points,... Agent: Patton Boggs, LLP

20080262978 - Mail processing system including dimensional rating with true length support: A mail processing system that includes dimensional rating capability that provides true length support for carrier rates to prevent improper classification of mail pieces. The mail processing system determines a first dimension, parallel to the path of travel, and a second dimension, transverse to the path of travel, of a... Agent: Pitney Bowes Inc. 35 Waterview Drive

20080262979 - Heating facility using time-of-use electricity: A cost-effective method of heating a space in a facility comprises: (a) determining a cost of electricity from an electricity vendor; (b) when the determined cost of electricity is below an electricity pricing setpoint, obtaining sufficient electricity from the vendor to heat a heatable material such as water above a... Agent: Davis Wright Tremaine, LLP/seattle

20080262981 - Method, system and computer program for operational-risk modeling: c

20080262980 - System and method for assembly of modular toy vehicle: A retail store design and method that allows a consumer, particularly a younger child, to actively participate in the customization, assembly, and personalization of a modular toy vehicle while in the retail store environment. The store design can provide an overall experience to the consumer that is interactive and personal.... Agent: Husch Blackwell Sanders LLP

20080255869 - Generating safety report for fleet of vehicles: A method of generating a safety report for a fleet of vehicles comprising: (A) collecting a raw acceleration data for an each maneuver for each vehicle by using a firmware in a vehicle-based mobile unit, wherein the vehicle-based mobile unit comprises a computer processor, and a navigation system including a... Agent: Tankhilevich, Boris Law Offices Of Boris G. Tankhilevich

20080255871 - Method and apparatus for monitoring and responding to land use activities: The invention provides a method and apparatus for monitoring the use of land. More specifically, the invention monitors the use of land at a specified site, as well as at adjacent sites. The system continuously receives new land use data, The system identifies land use events at the specified site... Agent: Glenn Patent Group

20080255864 - Method and computer program product for creating on demand commercial shipping invoices: A method and computer program product for creating an international commercial shipping invoice on demand. In various embodiments, the method comprises storing an electronic copy of a shipping entity's identification indicator, storing an electronic copy of the shipping entity's shipping signature, receiving invoice data relating to the parcel shipment, and... Agent: Alston & Bird LLP

20080255863 - Method and computer program product for providing paperless customs documentation: A method and computer program product for providing paperless customs documentation associated with an international parcel shipment. In various embodiments, the method comprises storing shipping data associated with a parcel shipment, the shipping data designating a destination country and including invoice data, verifying that the destination country accepts electronic customs... Agent: Alston & Bird LLP

20080255861 - Online interactive career profiles: Wagehunter AKA Foundation J. Enterprises, brings to the market of internet job search and staffing companies a higher level of control to job applicants. Before applicants were subject to the mercy of interpretation of their talents by recruiters and employers. Now, with the interactive resume, users can take more control... Agent: Charles Jesus Obafunwa

20080255872 - Powertag: manufacturing and support system method and apparatus for multi-computer solutions: A solutions-based computer system manufacturing process includes assembling computer and storage system components for creation of a given solution-based product as a function of a customer order or plan. The process further includes assigning a solution identifier to the solution-based product. The solution identifier includes a solution type and a... Agent: Haynes And Boone, LLP

20080255862 - Predictive asset ranking score of property: The predictive asset ranking system and process quantifies the condition of major components and sub-components of a property based on a systematic comparison of one major component against another utilizing analytical hierarchy analysis. The predictive asset ranking may be expressed as a value or score that may be used as... Agent: Woodcock Washburn LLP

20080255868 - Subscription-based private civil security facilitation method and apparatus: A plurality of private civil security resources are provided (101). These private civil security resources comprise, at least in part, civil security provisions, civil security facilities, and civil security provisions. Consideration-based private civil security subscriptions are accepted (301) from subscribers with respect to providing civilly-catastrophic event-based access to one or... Agent: Fitch Even Tabin And Flannery

20080255867 - System and method for calculating and displaying estimated wait times for transaction request based on the skill required to process the transaction request: A reception management system for handling transactions includes a plurality of ACMs (Automated Contract/Consulting Terminals) for receiving procedure requests for predetermined transactions from customers, a plurality of ROTs (Remote Operation Terminals) to be employed by an operator for handling the procedure requests, a server for storing information for managing the... Agent: Scully, Scott, Murphy & Presser, P.C.

20080255870 - Systems and methods for grouping kiosk users and non-users into a community: Systems and methods for grouping individual kiosk users into one or more communities are described. The described systems and methods may further group people who have not used a kiosk into one or more communities. Additionally, the systems and methods may make information or data about a particular user and/or... Agent: Kenneth E. Horton Kirton & Mcconkle

20080255866 - Systems and methods to integrated business data: According to some embodiments, a selection of source data elements may be received via an enterprise resource planning user interface. The source data elements may be associated with, for example, a first planning integration area. A selection of result data elements may also be received via the enterprise resource planning... Agent: Sap Ag C/o Buckley, Maschoff & Talwalkar LLC

20080255865 - Using relationships between master data and transactional data to process business documents: In a computing system, an indication of a predefined transaction participant role in which a specified participant serves in a specified computer-implemented transaction is received. An association between the indicated predefined transaction participant role and a predefined master code is determined. Previously stored master data that is associated with the... Agent: Fish & Richardson, P.C.

20080255878 - Authenticated stream manipulation: Systems and methods for accessing a media stream are presented. In response to a request for a media stream, an individual can be authorized to manipulate the media stream. Once an individual has gained authorization with respect to a media stream's manipulation rights, they are allowed to manipulate the stream.... Agent: Fish & Associates, PC Robert D. Fish

20080255877 - Bioinformatic transaction scheme: Secure network transaction system obtains user-authorized genetic term or bioinformatic profile, and transacts online service according to genetically-based user medical or other risk determined therefrom. Insurance policy, promotional offer, or other service may dynamically address genetically-based condition. Bioinformatic data classifies user per personal mask which filters subset of user genetic... Agent: Fernandez & Associates LLP

20080255879 - Colo-rectal cancer screening system and method: The present invention is a colorectal cancer screening system that may be contractually deployed as a managed operation, either licensed or sold to community GIs or other endoscopists who also own endoscopy centers. The system includes an imaging center co-located with an existing or new endoscopy center, and a workflow... Agent: Ober, Kaler, Grimes & Shriver Royal W. Craig

20080255876 - Location limited check-in kiosk method and apparatus: A method and system for helping a client check in for a scheduled activity wherein at least first and second subsets of activities occur proximate first and second locations, respectively, the method comprising the steps of providing a check in resource at the second location for checking clients in for... Agent: Quarles & Brady LLP

20080255873 - Method for providing health care services for a group: A method for providing centrally-managed health care services for a group. The method for centrally-managed health care services for a group provides a systematic approach to allow a group to implement a health care program tailored to meet the goals of the group and/or to be responsive to the health... Agent: Pitts And Brittian P C

20080255874 - System and method for delivering clinical notifications: A system and associated methods are disclosed for managing clinical notification delivery and related compliance monitoring. In certain embodiments, the clinical notifications are automatically driven by healthcare information associated with a specific patient, and are delivered to an electronic device of the patient at a remote location. Thereafter, compliance monitoring... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20080255875 - Systems and methods for managing patient preference data: Certain embodiments of the present invention provide a method of managing patient preference data comprising: presenting questions to a patient; receiving responses from the patient wherein the responses indicate a preference of the patient; and recording the responses to a repository. Other embodiments provide a system for managing patient preference... Agent: Mcandrews Held & Malloy, Ltd

20080255884 - Categorization of information using natural language processing and predefined templates: A computer implemented method for generating a report that includes latent information, comprising receiving an input data stream that includes latent information, performing one of normalization, validation, and extraction of the input data stream, processing the input data stream to identify latent information within the data stream that is required... Agent: Kelley Drye & Warren LLP

20080255881 - Intelligent parallel processing system and method: In at least one exemplary embodiment, a method and system for an automated intelligent parallel processing enabled architectural framework for supporting electronic human services (EHS) are disclosed. EHS include healthcare services. The system and method may include, for example, a methodology and process environment component having an intelligent parallel business... Agent: Maier & Maier, PLLC

20080255880 - Plan-of-care order-execution-management software system: A method and apparatus that assists healthcare workers in managing each patient's “plan of care” (PoC). It consists of automated and semi-automated software modules integrated into a single system that perform processes for streamlining care planning, delivery and continuous quality improvement. These processes include establishing patients' PoCs, evaluating required POCs... Agent: Stephen E. Beller

20080255885 - Publisher gateway systems for collaborative data exchange, collection, monitoring and/or alerting: A Publisher source of healthcare data is configured to communicate with an Internet-based data sharing system, the Publisher comprising a Publisher Gateway configured to electronically receive patient data from a plurality of data input sources, automatically correlate data from the plurality of input sources associated with respective patients into respective... Agent: Dillon & Yudell LLP

20080255882 - System and method for maintaining medication administrator records: Several embodiments of medication administrator record keeping systems (MAR Systems). The MAR systems include MAR forms and a writing system adapted to permit health care providers to write onto the forms and to electronically capture pen stroke information corresponding to the written information. The MAR forms are associated with specific... Agent: Bereskin And Parr

20080255883 - Treatment order entry user interface and processing system: A system enables a user to place large volumes of orders at one time as well as to assign the same order to multiple order sets and provides a method of using special formatting styles to group as well as differentiate orders in a shopping cart. A system provides data... Agent: Siemens Corporation Intellectual Property Department

20080255887 - Method and system for processing an insurance claim for a damaged vehicle: Disclosed is a system and method for processing an insurance claim by an insurance company for an insured's damaged vehicle The method includes acquiring information regarding the damaged vehicle, and the geographical location of the damaged vehicle. An auction is conducted based on the acquired information regarding the damaged vehicle... Agent: Buchanan, Ingersoll & Rooney PC

20080255888 - Methods, systems, and apparatuses for determining driver behavior: Provided are methods, systems, and apparatuses for determining driver behavior based on vehicle operating parameters, adjusting insurance premiums accordingly, and preventing fraudulent manipulation of the methods, systems, and apparatuses.... Agent: Ballard Spahr Andrews & Ingersoll, LLP

20080255886 - System and method of confirming a transaction between parties: A service confirmation system records a disclosure of a transaction between first and second parties. The disclosure is confirmed for accuracy and sufficiency and then stored in a computer system. The confirmation can be retrieved to review the disclosure of the transaction. The confirmation is made by a third party... Agent: Quarles & Brady LLP

20080255889 - System and method for ticket selection and transactions: A system and a method for selecting tickets on-line according to one or more parameters by the user. Optionally and preferably, the user is also able to purchase the tickets on-line as well. According to preferred embodiments of the present invention, the user may optionally and preferably search on-line for... Agent: Dr. D. Graeser Ltd. C/o The Discovery Dispatch

20080255890 - Ticketing system: A ticketing system is disclosed and comprises a computing facility. The facility is operable to (i) receive an order, for goods and/or services of a provider, transmitted to the facility by a remote input device; (ii) ascertain if the goods and/or services ordered are available from the provider in sufficient... Agent: Krugliak, Wilkins, Griffiths & Dougherty Co, Lpa

20080255903 - Business process execution method, business process engine and method for deploying a business process engine: The present invention provides a business process execution method, a business process engine, a method for deploying a business process engine and a computer program product. According to one aspect of the invention, there is provided a business process execution method, wherein, the business process is predefined by using Business... Agent: Ibm Corporation, T.j. Watson Research Center

20080255905 - Business systems management solution for end-to-end event management using business system operational constraints: The present invention provides a method, apparatus, and computer program product for implementing a business systems management solution for end-to-end event management. The present invention realizes a number of business systems management functionalities, including defining event databases and means for event monitoring and correlating a customer's business functions by using... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20080255894 - Electronic product information display system: The invention discloses a printed label and a display shelf for a business establishment, including a display shelf having a length and at least one area on which at least one product is to be placed. The area has a length and a depth. The label includes product information printed... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20080255904 - Estimating off-line advertising impressions: A computer-implemented method for monitoring the effectiveness of advertisements broadcast is described. The method includes detecting that an advertisement has been aired by a broadcast station, monitoring a network for a duration subsequent to the airing of the advertisement for activity attributable to the airing of the advertisement, and developing... Agent: Fish & Richardson P.C.

20080255901 - Kiosk systems and methods: A kiosk includes a front panel defining an opening in a body and an interactive screen positioned within the opening. A moisture resistant support structure is disposed between the front panel and the interactive screen. A central processing unit is disposed within the body and the central processing unit is... Agent: Mccracken & Frank LLP

20080255891 - Method and system for monitoring a business process: A method and system for monitoring and fine tuning a business process are disclosed. A system for monitoring and fine tuning a business process, according to an embodiment of the invention, includes a process cost definition engine to generate and define a cost definition, or function, for each sub-process that... Agent: Sap/bstz Blakely Sokoloff Taylor & Zafman LLP

20080255899 - Method and system for tracking and managing various operating parameters of enterprise assets: Various embodiments of methods and systems described herein relate to tracking and/or managing any combination of energy consumption, GHG emissions, carbon credits, and/or costs associated with one or more pieces of equipment, one or more sites, or an entire enterprise.... Agent: Faegre & Benson LLP Patent Docketing

20080255900 - Process for identifying potential customers for business outsourcing: A process for determining which of a large number of candidate companies are most likely to outsource some aspect of their business operations, based on a mathematical model capable of analyzing a large number of inputs, including financial metrics, executive changes, and other significant corporate events like mergers and acquisitions.... Agent: Whitham, Curtis & Christofferson, P.C.

20080255898 - Risk monitoring apparatus, risk monitoring system, and risk monitoring method: A risk monitoring system is formed of a client terminal, a risk management apparatus, and a security device. A risk calculation portion in the risk management apparatus calculates the vulnerability of each room inside the workplace quantitatively in terms of three viewpoints: individuals, assets, and space, and calculates a risk... Agent: Dickstein Shapiro LLP

20080255896 - System and method for aiding a buyer to create a supplier scorecard: A method for aiding a buyer to create a scorecard of a supplier is disclosed. The method comprising the steps of allowing the buyer to select a scoring category for the supplier; allowing the buyer to select a criterion of the scoring category for the supplier; instructing the buyer to... Agent: PCe Industry, Inc. Att. Cheng-ju Chiang

20080255895 - System and method for generating data migration plan: A system and method for generating a migration plan for migrating data from a first electronic medium to a second electronic medium is provided. The system comprises a migration readiness assessment module for determining a migration recommendation; an effort estimation module for determining a total effort required for migrating data... Agent: Lawrence Y.d. Ho & Associates Pte Ltd

20080255892 - System and method for oil production forecasting and optimization in a model-based framework: Systems and methods are directed to forecasting oilfield production in an integrated asset management framework and specifying conditions associated with the plurality of models. A graphical interface for generates a plurality of models that represent asset components in the oilfield, and a database stores the plurality of models. An application... Agent: Crowell & Moring LLP Intellectual Property Group

20080255902 - System asset management: Systems, methods, and computer-storage media of the present invention facilitate the management of assets of an engineered system. These management activities enable a user to understand various conditions surrounding identified system assets and provide tools for guiding decision making in terms of how prioritize projects for such assets. A user... Agent: Shook, Hardy & Bacon LLP Intellectual Property Department

20080255897 - Using commercial share of wallet in financial databases: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: Knobbe Martens Olson & Bear LLP

20080255906 - Animal management system: A method of managing animals includes receiving animals to be kept at an animal management location for an undetermined time before being removed at a shipping date. The animals area organized in several arrival groups. A future weight estimate and a future backfat estimate are generated for each of the... Agent: Cargill Incorporated

20080255907 - Class object wrappers for document object model (dom) elements for project task management system for managing project schedules over a network: A client-server based project schedule management system comprises multiple editors accessible through a web browser to perform various scheduling tasks by members of a project. Client-executable code is generated by the server for the client, which is passed to the client along with schedule-related information for populating the respective editors.... Agent: Hickman Palermo Truong & Becker, LLP

20080255912 - Framework system and method for determining deliverables required to implement a technology-enabled business change: Methods, systems, and computer program products are provided for determining and implementing business changes. In one embodiment, a set of stages in a business change process are defined. A set of deliverables are also defined corresponding to each stage. A set of components are defined corresponding to each deliverable. And,... Agent: Baker Botts L.L.P.

20080255908 - Generic framework for resource modeling: Provided is a generic framework for resource modeling to assist in scheduling tasks. More specifically the model provides a structure and method for receiving a task having at least one resource requirement. Upon receipt of such a task, a set of compliant resources are retrieved. A graph is generated to... Agent: Kutak Rock, LLP

20080255911 - Method and system for adaptive closed loop resource management: A method and system provide closed loop management control of multiple sensors that receive kinematic, classification and search measurement inputs regarding targets being tracked by the sensors during a measurement cycle in addition to performance requirements inputs. The kinematic, classification and search needs and gains are computed by the system... Agent: Pearson & Pearson, LLP

20080255910 - Method and system for adaptive project risk management: A computer implemented method for improving project risk management based on (a) a quantitative analysis of risks affecting activities, i.e., the root factors leading to cost and time overruns on an activity by activity basis, and (b) an optimization of the resources allocation to each activity in the project plan,... Agent: Whitham, Curtis, & Christofferson, P.C.

20080255913 - Pegging resources to shipments in a pre-existing production plan: In software systems for resource-constrained production planning (RCPP), it is often beneficial to determine a detailed association, or “pegging”, between the resources and the shipments that are enabled by those resources. Presented here is a software-implemented method for constructing a pegging of a production plan for an RCPP problem. The... Agent: Whitham, Curtis & Christofferson, P.C.

20080255909 - Product, method and system for dynamically changing the execution sequence of steps or tasks in a computerized process: An invention is disclosed for dynamically changing the predefined execution sequence of steps or tasks in a computerized process while it is being performed by permitting one or more task(s) to be specified as necessary when other task(s) have been completed. Specifically, a product, method and system is provided for... Agent: Lee Law, PLLC IBM Customer Number

20080255914 - System and a method for managing building projects: A system and method for comprehensive data integration and management of large-scale building projects. The building projects comprised of a planning module (100) which supports entrepreneurs's decision making processes by enabling them to compare the costs and resources needed for the planned project according to different scenario plans (105). The... Agent: Fleit Gibbons Gutman Bongini & Bianco Pl

20080255915 - System and method for advertisement management: The present invention relates to systems and methods for optimizing and managing advertising campaigns. The method of the present invention comprises storing one or more advertisement data structures associated with an ad group data structure in the ad group data structure. One or more ad group data structures associated with... Agent: Yahoo! Inc. C/o Dreier LLP

20080255916 - System and method for forecasting demanufacturing requirements: Demanufacturing workload is forecast based on anticipated volumes of equipment to be disassembled and/or salvaged, as well as equipment complexity factors determined by disassembly prototyping. Staffing requirements are unique for each customer and are based on the number of pounds needed to be worked during each month and the associated... Agent: Shelley M Beckstrand Patent Attorney

20080255917 - Method for business management: A method for managing the complete workflow of a personnel network-oriented business that allows those at varying levels of the company hierarchy to manage, monitor, assign, accept and fulfill their client obligations through an interactive software-based process. Secure levels of administration and delegation combine with an array of links that... Agent: Greenberg & Lieberman, LLC

20080255918 - Ontological representation of knowledge: A technique for representing a project over a network involves developing requirements for the project and linking responses to the requirements. A user associated with the project is automatically linked to project data in accordance with the user's role in the project. The project data includes the requirements, responses and... Agent: Perkins Coie LLP

20080255919 - System and method for schedule notification: Systems and methods are provided for receiving schedule information and providing notifications to participants of the schedule and scheduled jobs or tasks. Employees may define preferences for the content, mode, and timing of notifications. Notifications may be sent via text message, including SMS and IM text messages, and also via... Agent: Stoel Rives LLP - Slc

20080255924 - Computer-implemented forecast accuracy systems and methods: Computer-implemented systems and methods are provided to perform accuracy analysis with respect to forecasting models, wherein the forecasting models provide predictions based upon a pool of production data. As an example, a forecast accuracy monitoring system is provided to monitor the accuracy of the forecasting models over time based upon... Agent: Patent Group 2n Jones Day

20080255927 - Forecasting: A method for forecasting a performance characteristic of a game title is provided and includes selecting base game-play data for the game title, wherein the base-game play data is at least partially responsive to the game-play pattern of a user, generating base sales data for the game title responsive to... Agent: The Law Offices Of Steven Mchugh, LLC

20080255930 - Individually controlled and protected targeted incentive distribution system: A targeted information and incentive distribution system that protects consumer privacy and analyzes individuals', including individual households' or individual groups, purchase histories obtained from several retailers and other providers of goods and/or services to determine targeted information and/or incentives to deliver to individuals. Purchase history and other relevant data for... Agent: Robert C. Kain, Jr.

20080255929 - Method for obtaining customer feedback through text messaging: A methodology and system for obtaining customer feedback via text messages from cellular phones uses an advertising display to solicit text message based feedback relating to a particular product or service. A receipt is generated at a point of sale when a transaction is consummated that identifies the time, place... Agent: Hornkohl Intellectual Property Law, P.l.l.c

20080255921 - Percentage based online advertising: The subject disclosure pertains to systems and methods that facilitate percentage based online advertising. Systems and methods described herein enable an advertiser to elect a share or percentage of a particular market instead of, or in addition to, submitting bids to auction-based advertising systems. Markets can be defined based upon... Agent: Amin. Turocy & Calvin, LLP

20080255922 - Preferred cost bidding for online advertising: In an online advertising system, preferred cost bidding allows advertisers to specify a preferred “average” cost target (e.g., cost-per-click (CPC), cost per thousand impressions (CPM)), rather than a “maximum” cost target (e.g., maximum CPC, CPM). The system attempts to bring the advertiser's overall advertising cost as close as possible to... Agent: Fish & Richardson P.C.

20080255926 - Quality function development support method and storage medium: A method of supporting creation of a quality function development chart which converts customer requirements to product characteristics urges input of customer requirements, urges input of product characteristics associated with the customer requirements, urges input of a degree of association of the customer requirements and the product characteristics, and urges... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20080255925 - Systems and methods for generating value-based information: Methods for generating value-based information are presented. Methods for displaying product information are also presented. In one approach, a feature to price distribution is approximated for each of a plurality of features of a plurality of products. Additionally, a product feature score is computed for each of at least a... Agent: Zilka-kotab, PC

20080255928 - Trusted networks of unique identified natural persons: A secure trusted network of unique natural persons is formed by a configuration of natural person users, network gateways, and a network guardian. Users are allowed one registration per lifetime, and therefore have durable reputations on a secure trusted network. With all users having durable reputations, interactions on a secure... Agent: Thomas Tomeny

20080255923 - Virtual marketing assistant: An embodiment is directed to a marketing method that includes analyzing a customer contact database to identify action contacts. A marketing plan is generated for the action contacts. The marketing plan including a proposed action for each action contact. User interface content having controls for implementing the marketing plan is... Agent: Ormiston & Mckinney, PLLC

20080255920 - Virtual sizing system and method: Systems and methods for selecting, ordering, or furnishing apparel for individual members of a group such that the group members dressed to project a commonly-governed image. One or more image criteria are established that associate a set of apparel specifications with corresponding body properties according to the commonly-governed image to... Agent: Brooks, Cameron & Huebsch , PLLC

20080255944 - Campaign management platform for network-based online advertising and directed media transmission system: Embodiments of a system and method for managing multi-media advertising campaigns across multiple online and offline media sources are described. A durable network identifier is associated with a client device that is used to access an advertising network. The durable identifier comprises an alphanumeric tag associated with network traffic transmitted... Agent: Courtney Staniford & Gregory LLP

20080255954 - E-coupon service for location-aware mobile commerce which determines whether to supply requested e-coupons based on the number of requests received in a processing cycle, and a threshold number of requests required to make expected returns from redeemed c: A conditional e-coupon distribution method distributes e-coupons predefined by sellers to mobile users only if the number of mobile users requesting such e-coupons equals or exceeds a threshold. The method receives a request to browse e-coupons from a mobile user. The method receives the location of the mobile user and... Agent: At&t Corp.

20080255940 - Method and apparatus for reward calculation and disbursement: A method includes receiving data that represents purchase transactions received from acquirer financial institutions. The method further includes identifying, from the received data, purchase transactions that qualify for customer rebates. The method further includes transmitting rebate data to certain ones of the acquirer financial institutions. The rebate data identifies the... Agent: Buckley, Maschoff & Talwalkar LLC

20080255941 - Method and system for generating, selecting, and running executables in a business system utilizing a combination of user defined rules and artificial intelligence: A system including: a memory element of a specially programmed general-purpose computer storing a set of rules; a generating element in a processor for the computer using at least one genetic algorithm to generate a plurality of executables; a selecting element in the processor using the set of rules to... Agent: Simpson & Simpson, PLLC

20080255949 - Method and system for measuring non-verbal and pre-conscious responses to external stimuli: Systems and methods of employing experimental tasks, neurological and physiological recording devices, and a sequenced process of data acquisition and analysis to produce measurements of pre-verbal and pre-conscious brain processes. An array of measurement devices are connected non-invasively to an individual (the subject). The subject experiences one or more external... Agent: Stephen Genco

20080255933 - Method and system for recommending a product over a computer network: A product is recommended over a computer network by initiating a recommendation network by creating an active advertisement object of a product on an electronic medium. A recommendation request is received from a user viewing the electronic medium to recommend the product to at least one more viewer. The viewer... Agent: Elliot Furman

20080255934 - Method and system for selling or promoting a product online: A system for selling or promoting a product online comprises a plurality of users computing devices of a plurality of users. The system further comprises a plurality of seller computing devices of a plurality of sellers. Each seller has a promotional object for advertisement on each seller's computing device. The... Agent: Elliot Furman

20080255950 - Method and system for the sale of products through the internet by displaying advertising banners: A method and a system for the sale of products through the Internet by displaying advertising banners in a web page; the display system has: a server computer connected to the Internet; a memory space, stored in which is an advertising-banner template, a plurality of advertising messages, and for each... Agent: Klarquist Sparkman, LLP

20080255932 - Method for enticing computer users to return to an electronic commerce portal: A method for enticing computer users to return to an electronic commerce portal is disclosed. In response to a user registering to a merchant server for the first time, a unique number is associated with the user. Hardware information is then obtained from a computer utilized by the user. A... Agent: Dillon & Yudell LLP

20080255951 - Method for generation of excess funds from credit instruments earmarked for personal use and distribution: A method of generating excess funds through use of a credit instrument, the excess funds being earmarked for at least one entity. The method including the steps of: at least one credit issuer affiliating a credit instrument with the at least one entity; at least one consumer obtaining the affiliated... Agent: Ostrolenk Faber Gerb & Soffen

20080255947 - Mobile commerce infrastructure systems and methods: Methods, systems, and machine readable media are disclosed for Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a system for supporting mobile commerce applications can comprise a management and control layer. The management and control layer... Agent: Townsend And Townsend And Crew, LLP

20080255942 - Mobile phone based rebate and gift card aggregation: Virtual mobile rewards, gift cards, and/or physical world retailers' loyalty and reward programs are aggregated into a common account accessible and transactional from an Internet capable mobile radio device. Subscribers gain access to discounted codes, coupons, rebates, gift cards, and/or limited time offers, on their mobile device for food, travel,... Agent: Manelli Denison & Selter PLLC 7th Floor

20080255938 - Package assembly for multi-modality sensation chewing gum compositions: A package assembly for a multi-layer center-filled chewing gum is disclosed. The package assembly supports individual gum pieces that have a center surrounded by a gum region. The gum region may include a gum base. Optionally, the individual gum pieces may be further coated with an external coating layer. Components... Agent: Hoffmann & Baron, LLP

20080255931 - Print ink system and print method used for print 'it' shopping-linked printed matter and print 'it' shopping-linked printed matter: There is provided a print ink system used for printing “a print IT shopping-linked printed matter” used in a commodity sales method in which a commodity can be ordered by converting a commodity information image in an imaged partition into an electric signal and transmitting it via a predetermined network,... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20080255945 - Producing image data representing retail packages: The production of image data representing retail packages for publication purposes is shown. Data serving devices (102) are configured to communicate with users (104 to 108) over a network (101). The data serving devices include storage and processing capabilities for an item creation object (201) and a user interactive object... Agent: James C. Wray

20080255943 - Refreshing advertisements in offline or virally distributed content: A method, apparatus, and system are directed towards providing advertisement insertions at a point of consumption into digital content, such as broadcast television content. A content provider may initially mark the content for advertisement insertion, and create a metadata file indicating constraints, targets, expirations, or the like. A downstream user... Agent: Darby & Darby P.C.

20080255936 - System and method for balancing goal guarantees and optimization of revenue in advertisement delivery under uneven, volatile traffic conditions: Systems and methods for balancing goal guarantees and optimization of revenue in advertisement delivery under uneven, volatile traffic conditions are discloses. Generally, an advertisement delivery request is received. Using tolerance bands, a first plurality of advertisements served on a guaranteed number of impressions basis that may be served in response... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20080255937 - System for optimizing the performance of online advertisements using a network of users and advertisers: A system is described for optimizing the performance of online advertisements using a network of users and advertisers. The system may include a memory, an interface, and a processor. The memory may store a data representing a network comprised of queries linked to advertisements, a search query, a relevance value... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20080255939 - Systems and methods for allocating a consumer access right to a live event: A performer credit program facilitates crediting, tracking, and accumulating performer credits for consumer activity such as purchasing items related to a performer. Consumers manage performer credits in a performer credit account through a performer credit account facility and can elect to convert accumulated credits to access rights that can be... Agent: Strategic Patents P.C..

20080255946 - Systems and methods to facilitate real time communications and commerce via a social network: Methods and systems to facilitate real time communications and commerce via a social network. In one embodiment, a social network is used to provide information about an advertiser to demonstrate the trustworthiness of the advertiser to potential customers. In one embodiment, a method includes receiving a request from a customer... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080255935 - Temporal targeting of advertisements: A system and method are disclosed for the temporal targeting of content, such as advertisements. The targeting may be based on time of day, day of year, season or upcoming holidays. In addition, prior search history may be utilized to determine current popularity and/or predict future popularity for a particular... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20080255953 - Tier-based dynamic incentive arbitration in an on-demand computing environment: A system for allocating resources which are anticipated to be available in an on-demand computing at some time in the future, wherein a producer trending agent (PTA) lists resources according to a trend prediction of resource availability in the past, a consumer trending agent (CTA) places bids for listed resources... Agent: Robert H. Frantz

20080255952 - Using viewership profiles for targeted promotion deployment: A system for generating viewership profiles to facilitate distributing promotions based on the profiles to one or more network devices, such as set top boxes. The system includes a promotion agent associated with each network device which collects viewing activity data of the network device. For example, the viewing activity... Agent: Hamilton, Brook, Smith & Reynolds, P.C.

20080255948 - Venture fund investing points card: A process of controlling transaction cards to provide benefits of a rewards program contribution to a venture fund, which serves to identify potential investors through an application process for financial transaction card offerings, allowing recipients of the venture card to make purchases of products and services using the venture fund... Agent: Buchanan, Ingersoll & Rooney PC

20080255955 - Weight management system with simple data input: A weight management system comprises a cash register (CRS), a user client (UC) and a weight management module (WM), coupled via a wide area network (WAN). A user has a personal card (PC) with a code, the code identifying the user to the cash register and being related to a... Agent: Philips Intellectual Property & Standards

20080255956 - System and method for creating personal websites: A system and a method for creating a personal website in a public website on the Internet. At least one RFID transponder is intended to be placed at a physical sales meeting premise. A website configuration system includes an element to create the personal website in the public website on... Agent: Venable LLP

20080255957 - System and method for online item publication and marketplace within virtual worlds: A system and method for publishing information about items and allowing internet shopping within virtual worlds. A server based application for internet commerce has been designed to integrate with virtual world servers and the client programs that work with the virtual world servers. For example, a consumer within a virtual... Agent: Schwegman, Lundberg & Woessner/ebay

20080255958 - Approach for trading copyrighted movie or music clip as individual copyrighted frame: According to the approach, a copyrighted movie or music clip can be divided into in individual copyrighted movie frame or clip in it plural form. Each frame then can be sold or traded as independent copyrighted item. The “dividend” approach allows each frame owner to share the loyalty money of... Agent: Hoang X. Bui

20080255962 - Distributed commerce application-widget: In some example embodiments, a system and method are illustrated as including generating an item page that includes widget code and details related to an item for sale. Some example embodiments may include making the widget code available for retrieval from the item page.... Agent: Schwegman, Lundberg & Woessner, P.A.

20080255959 - Inexpensive method for providing vendors with their unique brand of medicaments for resale: A method that allows manufactures of medicaments to provide vendors with vendor's uniquely branded OTC medicaments for resale, the method comprising the steps of providing a manufacture's website, allowing vendor's to access the website, then having vendors choose a medicament from the wesite, then allowing vendors to review an FDA... Agent: Ruben Alcoba, Esq.

20080255960 - Managing retail transactions: m

20080255966 - Method and apparatus for facilitating sales of goods by independent parties:

20080255964 - Method and system of searching items using equity: A method of marketing items, such as vehicles, is disclosed. The method may include creating a vehicle listing for a user by receiving input from the user relating to a specific vehicle. The listing may be created over a global computer network through a user interface such as a webpage.... Agent: Terrence J. Edwards Clayton, Howarth & Cannon, P.C.

20080255963 - Method for displaying catalog information in an e-commerce system: Method to visualize the information related to a catalog on an processing device (2) that includes a user's interface comprising a display (3). The method includes a looking through step of a database (11) that stores an E-catalog of items that can be purchased by use of said device (2).... Agent: Steinfl & Bruno

20080255965 - Method of soliciting bids for vehicle purchase: A method of marketing items, such as vehicles, is disclosed. The method may include providing a database of contact information of potential purchasers including vehicle dealers. The database may be accessible via a global computer network. The method may include receiving input describing desired sales locations from vendors desiring to... Agent: Terrence J. Edwards Clayton, Howarth & Cannon, P.C.

20080255961 - Product information display and purchasing: A method of providing additional information to a viewer of a moving image file is disclosed. The method includes the steps of providing one or more tags within the moving image file indicating the existence of additional product information; visually indicating the existence of the tags alongside or over the... Agent: Barlow, Josephs & Holmes, Ltd.

20080255967 - System and method for comparison shopping: Embodiments of computer implemented systems and methods for comparison shopping are described. One example embodiment includes receiving a data resource associated with a web page, the web page including an offering of a product and product offering terms, extracting product descriptors from the data source, requesting a search of marketplace... Agent: Schwegman, Lundberg & Woessner/ebay

20080255969 - Parts list system used for part number management and method for preparing the same: A method of preparing parts list system used for part numbers management, composed of a parts table database and a parts list controller. The parts table database includes a parts list which stores a state data and a part number data. The state data indicates a progress state of a... Agent: Carrier Blackman And Associates

20080255968 - Time-based physical inventory management: The present disclosure relates to software for performing and managing physical inventory processing. The physical inventory processing may be performed by a software application. The software can be operable to analyze timestamp data associated with a physical count of the inventory and timestamps associated with a movement of goods in... Agent: Fish & Richardson, P.C.

20080255970 - Method, system,apparatus or device for providing reconciled bookkeeping or accounting electronically: A method for providing bookkeeping or accounting electronically. More particularly, this invention relates to a system or method for creating a reconciled set of electronic books by firstly introducing and integrating an accounting classification code or codes into the transaction data routinely captured by financial institutions at the time of... Agent: Anthony John Ferguson

20080255971 - Method and system of self-auditing for recovering sales tax: This invention relates to a method and system of self-auditing for recovering refundable sales taxes, including but not limited to value-added (VAT), by performing specifically established tax compliance algorithmic functions. Business entities are entitled to recover tax paid on purchased goods and services. The method and system allow the business... Agent: Nelligan O'brien Payne LLP

20080255972 - Legal billing enhancement method and apparatus: A method of creating a finalized invoice, having steps of creating a preliminary invoice, the invoice including individual tasks for activities accomplished, submitting the preliminary invoice to an automated rules engine, searching the preliminary invoice for keywords that define possible violations of a company's litigation billing guidelines, highlighting any invoice... Agent: Duane Morris, LLPIPDepartment

20080255980 - Card management system and method: A method of registering a credit card user's credit card information by a credit card management organization. A card user accesses the card management computer system in a computer network. The method provides a user interface whereby the user grants authorization to the card management organization to obtain the card... Agent: Hamre, Schumann, Mueller & Larson, P.C.

20080255978 - Double-blind financial services information marketplace: An information marketplace is provided in which information items are received from various sources. Each item and the item providers carry descriptors that identify various attributes of the information being provided and by whom it is being provided. Requests for information are received from information consumers that are also tagged... Agent: Goodwin Procter LLP Patent Administrator

20080255981 - Method for securing card transaction by using mobile device: A method for securing card transaction by using mobile device is a method of personal card transaction added with a mechanism of mobile device so that it is capable of preventing the card from being embezzled and counterfeited effectively. Hence, it is possible for the card proprietor to place more... Agent: Rosenberg, Klein & Lee

20080255973 - Sales transaction analysis tool and associated method of use: A computer implemented sales transaction tool and associated method of use is disclosed. This includes at least one processor configured to receive sales transaction information and programmed to provide the following functionality: a series of control functions that can be selectively activated by input to the processor for creating at... Agent: M. Susan Spiering C/o Celanese Ltd.

20080255975 - Systems and methods for determining thin-file records and determining thin-file risk levels: In some embodiments, systems and methods are disclosed for generating filters to determine whether a consumer is likely to have a scoreable credit record based on non-credit data, and to determine a potential risk level associated with an unscoreable credit record based on non-credit data. Existing scoreable and unscoreable records... Agent: Knobbe Martens Olson & Bear LLP

20080255977 - Systems and methods to facilitate searches via social network: Methods and apparatuses to search listings using a social network. One embodiment includes: receiving a search request from a first user of a social network, the search request including a specified distance in the social network; in response to the search request, identifying listings of a plurality of entities based... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080255976 - Systems and methods to present members of a social network for real time communications: Methods and systems to facilitate real time communications and/or commerce via a social network. In one embodiment, a method includes maintaining data representing a social network of a plurality of members, including a first member and a second member; and providing the first member with information to present the second... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080255974 - Techniques to manage financial performance data exchange with standard taxonomies: Techniques to manage financial performance data are described. An apparatus may include an online analytical processing database with a multidimensional data model, and a business information exchange module communicatively coupled to the online analytical processing database. The business information exchange module may import a taxonomy to the multidimensional data model,... Agent: Microsoft Corporation

20080255979 - Wellness program management and integration with payroll vendor systems: A computer implemented method is disclosed for receiving employee usage information associated with at least one employee's usage of a wellness program. A status level associated with the at least one employee for the wellness program is determined based on the employee usage information. A status level indicates a degree... Agent: Paul D. Bianco Fleit Gibbons Gutman Bongini & Bianco Pl

20080256001 - Derivative securities and system for trading same: c

20080256000 - Method and system for providing a fixed rate annuity with a lock-in interest rate feature: A data processing method and system administers a deferred annuity product during the accumulation phase of a contract term. The annuity product permits the client to select both an interest rate which is reset periodically (reset rate) and an interest rate which is guaranteed for multiple years (MYG rate), during... Agent: Ernest D. Buff Ernest D. Buff And Associates, LLC.

20080255982 - Method and apparatus for rebrokering orders in a trading system: Systems and methods are described herein for supporting the trading of bonds in a computerized system using broker dealers as intermediaries. Broker dealers receive orders relating to particular transactions and have the option to accept the order by submitting a matching counter order, or to rebroker the order with the... Agent: Kaplan Gilman Gibson & Dernier L.L.P.

20080255983 - System and method for bait generation: The present invention relates to a system and method for generating and managing bait orders in high performance computer systems, in particular it relates to a computer system and method for bait generation in high performance trading systems. The present invention removes bait orders when the base order has changed... Agent: Nixon & Vanderhye, PC

20080255985 - Novel method for creating a mortgage moratorium: A method for creating a moratorium period for a mortgage, comprising the following the steps: creating an equity loan amount to be loaned based upon the value of a mortgagee's property; determining the monthly payment on the loan; determining a period of months which the mortgagee desires to avoid personally... Agent: NationalIPRights Center, LLC Scott J. Fields, Esq.

20080255984 - Resource provision coordination system and method: A resource provision coordination system includes an enrollment module enrolling members who wish to transact with their clientele, including obtaining promises of members to pay fees in exchange for membership, approving members for financing of credit lines, and creating member accounts having the credit lines associated therewith in computer readable... Agent: Harness, Dickey & Pierce, P.L.C

20080255986 - Targeting an individual customer for a credit card promotion at a point of sale: Techniques are described for targeting customers with offers for pre-approved credit. The techniques can be employed while the customer is engaged in a business transaction at a merchant's point-of-sale by pre-screening for creditworthiness using basic customer information known to the merchant. The pre-screening can be performed on behalf of a... Agent: Leydig Voit & Mayer, Ltd

20080255987 - Composite settlement system: Provided is a composite settlement system, including: a card; a terminal; and a management server, the card being capable of connecting to the management server via the card terminal, for storing management information on a card holder; the card terminal being capable of connecting to the card and the management... Agent: Sheldon Mak Rose & Anderson PC

20080255988 - Interactive memorials: A memorial center is configured to receive a notification, where the notification includes identification information. The memorial center is further configured to authenticate the identification information contained in the notification, thereby creating authenticated data. The memorial center is further configured to receive a request to provide the authenticated data to... Agent: Rader, Fishman & Grauer PLLC

20080255989 - Systems and methods to facilitate real time communications between members of a social network: Methods and systems to facilitate real time communications and/or commerce via a social network. In one embodiment, communication references are provided to facilitate the requests for real time communications with a member of the social network via a connection provider, which performs scheduling, filtering, payment processing, etc. for the member... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20080255990 - On-line generation and verification of personalised money: Personalised money may be produced on-line and carry an identifier having at least a first and a second data set. The first data set may represent a unique item identifier and the second data set other item related information. Both data sets are encrypted and printed on the money, for... Agent: Blakely Sokoloff Taylor & Zafman LLP

20080255991 - Payment system and a realizing method thereof: A payment system, including: a payment unit, a gateway connecting to the payment unit, an intelligent peripheral and a service management point; the payment unit stores the data of users, the data of merchants and goods. The system authenticates a transaction request issued by the user using the data, and... Agent: Wolf Greenfield & Sacks, P.C.

20080255992 - Double recognizing method by means of telephone number and identification code for online credit card transactions over the internet: The present invention relates to a “double recognizing method by means of telephone number and identification code for online credit card transactions over the internet,” in which the credit card holder not only registers a “self-chosen code” by himself/herself for VBV (Verified By VISA) or MSC (MasterCard SecureCode) network identity... Agent: Bacon & Thomas, PLLC

20080255993 - Mobile payment and accounting system with integrated user defined credit and security matrixes: A platform that accommodates financial transactions and is accessible via mobile phone networks, Internet and traditional methods is linked to user defined credit and security matrixes. Credit risk tolerance factors consider the qualifications, characteristics, and profile of counterparties. Security risk tolerance factors consider the user's willingness to use a particular... Agent: Jacques Blinbaum

20080255994 - Content preview: Techniques enable creation of a preview license for digital content. In some instances, the preview license indicates that it allows a content-consuming device to consume less than all of the content. This preview license may create a list specifying multiple portions of the digital content that the content-consuming device may... Agent: Lee & Hayes PLLC

20080255995 - Point of delivery/sale signature capture system and process: A device, system and method for the collection and management of point of delivery/sale information. A device is described that combines transaction data and a captured signature into the same file or data packet for storage in a database. Additionally, a system and method are described for using the device... Agent: Ice Miller LLP

20080255998 - Construction asset backed securities method with pud auction through internet: The present invention is relating to the construction asset backed securities method through Internet, wherein above the method comprising the following steps: —registering developers, enterprises (Special Purpose Company; SPC) and financial institutions accessed to the PUD auction server as main bodies for development project; —proposing the project land for auction... Agent: Ipla P.A.

20080255997 - Enterprise integrated business process schema: A computer implemented method, apparatus, and computer usable program code for exchanging process model data between process authoring tools in a process management system. A set of information requirements for exchanging the process model data between process authoring tools using different process model exchange formats within the process management system... Agent: Klein, O'neill & Singh, LLP

20080255999 - Method and system for effecting straight-through- processing of trades of various financial instruments: A Straight-Through-Processing (STP) trading platform provides a fully electronic and seamless solution to all substantially aspects of the trading cycle for fixed income instruments and other financial instruments. In an exemplary embodiment, all participants to a trade transaction have access to computer software that facilitates trade order management, trade order... Agent: Stroock & Stroock & Lavan LLP

20080255996 - System and method for exchanging assets in a network: A first negotiation (142) is performed between a first agent (112) and a second agent (122). Responsive to the outcome of the first negotiation (142), a first asset is selectively purchased from the second agent (122). A second negotiation (148) is performed with a third agent (136), and, responsive to... Agent: Motorola/fetf

20080255893 - Method and system for managing regulatory information: The present invention provides a method and system for managing regulatory information. In an embodiment, a regulatory information management system includes a facilities compliance manager and a permit manager. The facilities compliance manager enables a main screen to be displayed at the client. The main screen allows a user to... Agent: K&l Gates LLP Henry W. Oliver Building

20080256003 - Gift equity mortgage (gem): Once the REO owner has determined the amount they will accept for the property 1-99% less than the purchase price/appraised value. The new buyer will obtain a mortgage for the amount pre disclosed by the REO owner. The difference between the two will become a Gift of Equity. The Gift... Agent: Kathryn L. Maxey

20080256004 - Loans for professional services: A system and method for providing loans to third parties based on the third parties' request to obtain funding for professional services includes loan financing that replaces a vast and existing market of underwritten unsecured debt. The system provides an amount of secured debt issued on repeatable underwriting standards and... Agent: Black Lowe & Graham, PLLC

20080256002 - Method and system for posting ideas to a reconfigurable website: A method for automatically reconfiguring a webpage is provided. The web page may include a plurality of sections, and each section may include at least one aspect related to a particular topic, such as customer support and an option for casting a vote for a topic posted. A vote may... Agent: David Lewis

20080249799 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored... Agent: At&t Corp.

20080249797 - Framework for modeling real estate assets based on genetics: Real estate assets are part of a category of assets called heterogeneous assets. Each property is different and as a result it is difficult to derive a consistent pricing model for real estate assets. The specification presents an innovative framework for modelling real estate assets. This framework based on genetics... Agent: Mr. Patrick P. Lecomte

20080249786 - Identifying inadequate search content: Systems and methods for identifying inadequate search content are provided. Inadequate search content, for example, can be identified based on statistics associated with the search queries related to the content.... Agent: Fish & Richardson P.C.

20080249785 - Intellectual property creation assisting method by cooperative intellectual property management system, information providing system added with sub-license management function, and computer program: To provide an assisting method for creating an intellectual value together with information requesters. Second intellectual property management systems SLs1 to SLs3 provided in second-class licensees given sub-licenses for system use from a first-class licensee make requests for intellectual property information to a first intellectual property management system MLs provided... Agent: Paul, Hastings, Janofsky & Walker LLP

20080249793 - Method and apparatus for generating a customer risk assessment using dynamic customer data: A computer implemented method, apparatus, and computer usable program product for generating a customer risk assessment score. In one embodiment, the process parses dynamic data associated with a customer to identify patterns of events. The dynamic data comprises metadata describing an appearance and behavior of the customer. The patterns of... Agent: Duke W. Yee

20080249798 - Method and system of ranking web content: A system and method for searching web content and cross-site popularity ranking based on a direct measure of popularity. Rank may be determined based on the number of unique page views, in addition to a number of parameters including, but not limited to, aggregate of all users over all periods... Agent: Intellectual Property Law Group LLP

20080249788 - Method for developing an objective opinion: Methods and apparatus, including computer program products, for deriving an objective opinion profile. A method includes receiving a request from an entity, such as a buyer or a seller, and retrieving data regarding that entity from trusted sources. The data regarding the entity from the trusted sources may include publicly... Agent: Holland & Knight LLP

20080249787 - Organizational consensus systems and methods: A computer-assisted method of determining whether an agreement threshold as to a composition of a topic list has been reached by a plurality of participants. The method includes at least one of adding, modifying and deleting, by at least one of the participants, an entry on the topic list and... Agent: Cohen & Grigsby, P.C.

20080249795 - System and method for evaluating office buildings for leasing: A system and method for calculating the amount of space that a user will be required to lease in various office buildings and providing a comparison so that the user can make educated decisions and pre-qualifications as to whether the building will be a viable leasing option for the user.... Agent: Patent Group C/o Dla Piper US LLP

20080249792 - System and method for providing professional services: A method and system for providing personal services to a customer on a recurring basis. In one embodiment, upon first providing personals services to achieve a desired result for the customer, a customer record is created containing objective and subjective data associated with the provision of services to the customer.... Agent: Alberto Q. Amatong, Jr.

20080249789 - System and method for providing royalty offers to mineral interest owners: A system and method provides potential offers for royalty interest to royalty interest owners. A determination is made from public records of a potential money offer for a particular royalty interest. This information is stored within a database. Royalty interest owners of a particular royalty interest are provided with an... Agent: Howison & Arnott, L.l.p

20080249791 - System and method to document and communicate on-site activity: A system to assist plant maintenance and inspection using an enterprise system and automatic notifications. A worker can generate a form related to maintenance or inspection of a piece of equipment, upon which automatic notifications can be transmitted to the relevant parties such as a technician. An automatic notification of... Agent: Muskin & Cusick LLC

20080249790 - System for management of oil and gas mineral interests: A system for managing mineral interests includes at least one database for storing data records relating to oil and gas mineral interest. A server enables generation of a graphical user interface at a plurality of locations over an open network. The graphical user interface enables creation and editing of data... Agent: Howison & Arnott, L.l.p

20080249794 - Systems and methods of designing, simulating, manufacturing and marketing tufted materials: Aspects of the invention relate to systems and methods that allow tufted material designers to design within the bounds of what is possible. The invention provides a design tool that bridges the gap between the aesthetic designs or inspiration in the minds of designers and the capabilities of multiple tufting... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20080249796 - Voice over internet protocol (voip) location based commercial prospect conferencing: An automated system for matching a calling potential buyer on a VoIP phone with a prospective commercial business within their current area. The buyer may accept or reject connection with a best available prospective business to be automatically presented with the next prospective business as ranked by the presenting business... Agent: Manelli Denison & Selter PLLC

20080249801 - Distributed system for monitoring patient video, audio and medical parameter data: A system for use by a portable processing device operating in a distributed patient monitoring system for visually monitoring patients and patient parameters uses multiple portable processing devices in different remote locations. The system includes an authentication processor enabling a user to obtain access authorization to access patient data in... Agent: Siemens Corporation Intellectual Property Department

20080249800 - Health care economics modeling system: Embodiments of the present invention provide systems and methods for electronically managing health care rate exhibits, the method comprising receiving standardized fee schedules for a plurality of health related services, and creating rate exhibits from the received standardized fee schedule. Other embodiments may be described and claimed.... Agent: Schwabe, Williamson & Wyatt, P.C. Pacwest Center, Suite 1900

20080249802 - Intelligent medical device: A medical touch terminal literacy system and method used to display particular parts of the human anatomy, conditions, ailments and diseases. The delivering service is done by a touch screen terminal operated by a physician and/or health professional to a patient with a medical condition. The touch screen terminal will... Agent: Sandro Micieli

20080249803 - System and method for creating a marketing analysis model: A method of producing a marketing report, wherein the marketing report is based on at least one or more patient information data-sets and one or more purchasing information data-sets, can include the steps of receiving a first patient information data-set from a patient, transmitting a patient association request to a... Agent: Patent Docket Administrator Lowenstein Sandler PC

20080249806 - Data analysis for an implantable restriction device and a data logger: An implantable restriction device can be configured to provide a restriction in a patient, for example as a function of the pressure of fluid. The implantable restriction device can include one or more sensors configured to sense a variety of parameters, such as pressure of the fluid within the implantable... Agent: Ethicon Endo-surgery/nutter, Mcclennen & Fish LLP

20080249808 - Generating output data based on patient monitoring: Exemplary system and method embodiments may include real-time monitoring data regarding administration of a health-related procedure to a recipient patient which is posted to a patient data record that has restricted read/write access. In some instances the monitoring data is processed to determine compliance or non-compliance based on comparison of... Agent: Searete LLC Clarence T. Tegreene

20080249807 - Interpretation support system: A medical image storage unit stores medical image. A medical image observation terminal adds interpretation information for medical image and the creator name for interpretation information to the supplementary information of medical image. A reference terminal obtains medical image from the medical image storage unit in order to display medical... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20080249804 - Method for managing medical information online: Disclosed is a method for managing medical information online, in which documents of various formats created by physicians during or after treatment, nursing notes created by nurses during or after nursing service, and other various notes or reports created by clinical laboratory staff during or after physical examinations performed on... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20080249805 - Smart clinical data clipboard: A method for quickly providing accurate data to a user includes creating a list of at least one subject characteristic, collecting subject data corresponding to the at least one subject characteristic in a clipboard application and accessing an integrated application interface requiring selected data from the subject data and entering... Agent: Patrick W. Rasche (12553 - 1000)

20080249812 - Charitable gift program: The present invention relates to methods of implementing charitable gift programs.... Agent: Arnold & Porter LLP Attn:IPDocketing Dept.

20080249809 - Computer system for actively monitoring and enhancing the collateral security for a portfolio of loans to facilitating financing and securitization: A computer system for monitoring and enhancing the collateral security underlying a set of loans is provided, including a system for calculating the unsecured value of the set at any time and for initialing additional collateral enhancement instruments when the unsecured value exceeds a certain limit. The system may include... Agent: Ratnerprestia

20080249810 - Method and system for administering a variable universal life insurance product having a volatility reduction feature: A method and system of administering a financial product having a volatility reduction feature comprises providing a life insurance policy having a cash surrender value, creating at least one subaccount associated with the policy, storing a number of accumulation units associated with the subaccount, storing a plurality of accumulation unit... Agent: Barnes & Thornburg LLP

20080249811 - Method and system for rough road indications for misfire detection: A method of operating an engine includes determining at least one characteristic of rough road performance based on at least one driveline characteristic and receiving crankshaft acceleration data. The method further includes comparing the received crankshaft acceleration data and determined characteristic, inhibiting the misfire counter based on the comparison, and... Agent: Cardinal Law Group

20080249813 - System and method for providing consumer rewards: An automated consumer rewards/incentive program that accepts a registration of a consumer. The registration entitles the consumer to receive the benefits of the incentive program. To track the fulfillment of reward earning criteria established by member businesses, the registration includes information indicative of a credit card of the consumer. The... Agent: Neal, Gerber, & Eisenberg

20080249814 - Web enabled business to business computer system for rental car services - 3: An Internet enabled, business-to-business computerized transaction system is disclosed in its preferred embodiment for use in providing rental car services for high volume users and comprises an Internet web portal through which the high volume user may access an integrated business computer network for the rental vehicle service provider. The... Agent: Thompson Coburn, LLP

20080249815 - Adaptive analytics system and method of using same: An adaptive analytics system comprises a set of analytic type templates representing analytic types, each analytic type template including predetermined report items for generating a report for a respective analysis type; and an analytic framework for defining relations among the analytic types. The relations provides analytic paths for navigating reports.... Agent: Pearne & Gordon LLP

20080249823 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored... Agent: At&t Corp.

20080249820 - Consistency modeling of healthcare claims to detect fraud and abuse: Transaction-based behavioral profiling, whereby the entity to be profiled is represented by a stream of transactions, is required in a variety of data mining and predictive modeling applications. An approach is described for assessing inconsistency in the activity of an entity, as a way of detecting fraud and abuse, using... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c Attn: Patent Intake Customer No. 76615

20080249822 - Method and apparatus for process discovery: A method for discovering activities or processes within an organization, to be used in a process management and control system, the method comprising the steps of importing one or more actions associated with one or more planned or active projects within the organization, identifying one or more activities from the... Agent: Empk & Shiloh, LLP

20080249818 - Method and apparatus for processing on-line donations: A computer-implemented method and apparatus for processing on-line donations is disclosed. An example embodiment includes elements to generate a donation badge for display on a web page; link the donation badge with an account on a payment site; receive a donation from a donor via the donation badge; and credit... Agent: Schwegman, Lundberg & Woessner/ebay

20080249817 - Monitoring computer-controlled processes: The performance of a computer-controlled system (1) operating under the control of a first process (2), is monitored (4) by comparison (5) with a predetermined set of requirements (15, 25), to identify whether the performance of the system (1) meets the predetermined requirements. If the performance does not meet those... Agent: Nixon & Vanderhye, PC

20080249819 - Support method and design support system: To provide a method of an a system for supporting creation of improvement structure to reduce member costs, assembly costs, and losses associated with defective assemblies of a product. Parts constituting a product are analyzed into functions, attributes, assembly operations, and assembly attributes; on the basis of the difference between... Agent: Mattingly, Stanger, Malur & Brundidge, P.C.

20080249816 - System and method for monitoring workflow in a project management system: A system comprises a memory operable to store one or more workpapers. The system further comprises a processor communicatively coupled to the memory and operable to determine a completion percentage associated with a particular workstream. The particular workstream may be associated with a plurality of workpapers. A first portion of... Agent: Baker Botts L.L.P.

20080249821 - System for commodity sales: The wishes of purchasers and sellers of particular commodity items are matched using a computer database. Hopeful purchasers submit requests during a predetermined sale time frame. The requests include a desired purchase price and a desired purchase quantity for the particular commodity item. After the predetermined period, purchaser information is... Agent: A. Bruce Clay IBM Corporation T81/503

20080249825 - Information technology maintenance system framework: A strategic framework enables improvements in IT system maintenance by taking IT system information as input and outputting useful metrics and/or proposed modifications to achieve efficiency improvements. The strategic framework also can be described as an IT maintenance system assessment and modification tool. The described framework encompasses strategies for effective... Agent: Klarquist Sparkman, LLP

20080249824 - Method and system for analysis of financial investment in human capital resources: A method and system for analyzing an organization's investment in human capital resources is provided to assist in improving the organization's overall financial performance. The method includes receiving inputted data retrieved from common accounting records regularly maintained in connection with operation of the organization. Further, the present invention provides a... Agent: Synnestvedt & Lechner, LLP

20080249826 - System and method for integrated asset protection: Provided is a system and method for monitoring in real time the status of assets of a resource distribution system and enacting a change in the resource utilization in order to protect the assets before they reach a failed state. The system may include sensors, a central control system, and... Agent: Buchanan, Ingersoll & Rooney PC

20080249827 - System to enable dynamic hubs for improving supply-chain resource management: This invention describes a dynamic hub system in which a transportation hub is dynamically formed by tractors that carry special design trailers. The location coordinates of the hub are conveyed a-priori to individual tractors that are going to participate in hub formation. Once the subject tractors arrive at the hub... Agent: Yildiray Sager

20080249830 - Appointment scheduling system: The present invention relates to an online appointment scheduling system. The system is configured to register a client (e.g., doctor) and at least a first and second vendor (e.g., sales representative) with the system. The system receives from the client a set of rules for vendor appointments. A client schedule... Agent: Tope-mckay & Associates

20080249831 - Business method and system for sponsoring a special event: A business method and system centered on an enabling facility for providing special events includes a central area for observation of the special event by the sponsors of the special event or by those accompanying the attendees to the special event and a plurality of special activity areas. A staff... Agent: Strasburger & Price, LLP

20080249828 - Method and system for workscope management and control: A system, method or program for controlling a repair and maintenance process for equipment is provided. A database of source data based on original equipment manufacturer information is maintained, and a maintenance plan based at least in part on the source data is generated, which designates a workscope, and which... Agent: Carlson, Gaskey & Olds/pratt & Whitney

20080249829 - System and method for co-ownership and use of a plurality of properties: A system and method for enabling a plurality of owners to have the right of exclusive use of a plurality of properties, such as yachts or homes, in various geographic locations throughout the world for a period of time based on a rotating usage schedule. A majority of the owners... Agent: Eric Hanscom

20080249834 - Adjusting for uncertainty in advertisement impression data: Methods, systems and apparatus, including computer program products, provide adjustments to advertisement impression estimates based on sampled data. According to one method, an estimated number of advertisement impressions is made based on the sampled data and the estimate is discounted to achieve a level of certainty that the resulting discounted... Agent: Fish & Richardson P.C.

20080249837 - Automatically generating an optimal marketing strategy for improving cross sales and upsales of items: A computer implemented method, apparatus, and computer usable program product for generating an optimized marketing strategy for improving sales. The process parses event data to identify patterns of events associated with a selection of a selected item by each customer in a plurality of customers and selection of at least... Agent: Duke W. Yee

20080249845 - Computer implemented method and system for computing and evaluating demand information: Computer implemented method and system for improving demand forecasting by estimating the hidden demand at an occurrence of a sellout using a single parameter probability distribution with a parameter assuming a forecasted mean demand value derived from a statistical seasonal causal time series forecasting model of count data on a... Agent: Townsend And Townsend And Crew, LLP

20080249832 - Estimating expected performance of advertisements: Systems, methods, and computer-readable media for estimating expected advertisement performance of advertisements are provided. An advertisement performance prediction model is developed using features extracted from a sample set. Once developed, advertisements that are not a part of the sample set are identified and features are extracted there from. The features... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20080249836 - Generating customized marketing messages at a customer level using current events data: A computer implemented method, apparatus, and computer usable program code for generating customized marketing messages using current events data. In one embodiment, external marketing data is received from a set of sources to form the current events data. The current events data is processed to form dynamic data. A customized... Agent: Duke W. Yee

20080249835 - Identifying significant groupings of customers for use in customizing digital media marketing content provided directly to a customer: A computer implemented method, apparatus, and computer usable program code for customizing digital media marketing messages. In one embodiment, data associated with a set of customers is received from detectors associated with a retail facility to form detection data. The detection data is processed to form grouping data for the... Agent: Duke W. Yee

20080249838 - Method and apparatus for preferred customer marketing delivery based on biometric data for a customer: A computer implemented method, apparatus, and computer usable program product for automatically determining a marketing status for a customer. Biometric readings for the customer are received from a set of biometric devices associated with a retail facility to form biometric data describing a set of physiological responses of the customer.... Agent: Duke W. Yee

20080249839 - Method and system for forecasting workforce demand using advance request and lead time: The present invention forecasts workforce demand by extracting a data set representing project requests that are recorded in a corporate workforce request database before work begins and using advance request data to forecast the future workforce demand. Thus, advance resource request data is accessed, and demand signals are extracted from... Agent: Whitham, Curtis, & Christofferson, P.C.

20080249833 - Method and system for targeted advertising via mobile terminals: A method and a system for targeted advertising via mobile terminals are provided. Advertisements and advertising parameters are received from an advertising network. A mobile terminal is selected based on the advertising parameters, user profile information and details of mobile terminals. The advertisement is then sent to the mobile terminal... Agent: Lester H. Birnbaum

20080249842 - Method of determining cost-per-click for keyword advertisement: Disclosed is a method of computing a cost-per-click for a keyword advertisement. The method comprises receiving a plurality of submissions of proposed keyword advertisements for an identical keyword. Each submission comprises an advertisement content and a willing cost-per-click. The advertisement content of each submission or historical data is analyzed so... Agent: Knobbe Martens Olson & Bear LLP

20080249843 - Notification system and method for multiple media queues: A notification system method is disclosed for alerting subscribers to a status of their rental queues, which may be associated with two different delivery channels, including a physical delivery channel and a broadband delivery channel. The system includes a number of components that interoperate to improve a subscriber's experience, including... Agent: J. Nicholas Gross, Attorney

20080249841 - System and method for generating and paying for ad listings for association with search results or other content: A system and method is disclosed for providing targeted advertising for association with retrieved content on media, such as the Internet or World Wide Web, in such a way that it is not susceptible to click fraud. This system and method are directed to a “pay for share” system that... Agent: Wilmerhale/boston

20080249840 - System and method for increasing demand for perishable goods at a point-of-sale location utilizing location-based communication: In accordance with the invention, a method for increasing demand for a perishable item utilizing production capacity planning in a perishable asset production facility, such as a restaurant situation which allows for flexibility and production forecastability to determine a necessary number of new customers to balance demand with production capacity... Agent: Edwards Angell Palmer & Dodge LLP

20080249844 - System and method for sequential decision making for customer relationship management: A system and method for sequential decision-making for customer relationship management includes providing customer data including stimulus-response history data, and automatically generating actionable rules based on the customer data. Further, automatically generating actionable rules may include estimating a value function using reinforcement learning.... Agent: Mcginn Intellectual Property Law Group, PLLC

20080249853 - Advertising campaign template: A system and technique is described for generating an advertising campaign based on an advertising campaign template. Template data is received from a first entity, the template data including advertising content and targeting criteria. An advertising campaign template is generated based on the template data and provided to a second... Agent: Fish & Richardson P.C.

20080249873 - Advertising system and method: An advertising system and method is provided and may include a display unit having a memory. The display unit may be mounted in any location and may display images stored in the memory of the display. A customer may pay a predetermined fee to load information into the memory of... Agent: Harness, Dickey & Pierce, P.L.C

20080249858 - Automatically generating an optimal marketing model for marketing products to customers: A computer implemented method, apparatus, and computer usable program code generating an optimized marketing model for marketing products to customers in a retail facility. In one embodiment, event data is parsed to identify patterns of events, wherein the event data comprises metadata describing events associated with the retail facility; events... Agent: Duke W. Yee

20080249861 - Bonus system: A computer program product comprising program code, stored on a machine readable medium, or provided in the form of a propagated signal, wherein the program code, when executed on a computer system, implements a bonus system, and allows the customizable establishment of bonus programs. Several bonus program partners can participate... Agent: Frost Brown Todd, LLC

20080249860 - Bonus system with rule based customization: A computer program product includes program code, stored on a machine readable medium, or provided in the form of a propagated signal, wherein the program code, when executed on a computer system, implements a bonus system, and allows the implementation of bonus programs, wherein several bonus program partners can participate... Agent: Frost Brown Todd, LLC

20080249862 - Business services program embodying a reinvestment: A method which is a two-way transaction between a media services provider (MSP) and a Client, the MSP making an investment with the Client in an amount based upon the purchase of advertising services from the MSP by the Client. The Client provides the MSP with its products and/or services... Agent: Volpe And Koenig, P.C.

20080249846 - Content reproduction method, content reproduction terminal and content providing system: A content playback method that is capable of preventing diversion and outflow of users' personal information, reliably protecting privacy and detecting and playing back content in accordance with users' needs. With this method, data including content is delivered from a data transmission server (10) of a content providing system (S2).... Agent: Dickinson Wright PLLC

20080249875 - Disfavoring qualified advertisements in contextual advertisement: Disclosed is a method of formulating a list of advertisements in an advertisement service. The method comprises analyzing a web content so as to identify a plurality of keywords therefrom, and retrieving data of a plurality of advertisements, each of which is associated with one of the plurality of keywords... Agent: Knobbe Martens Olson & Bear LLP

20080249866 - Generating customized marketing content for upsale of items: A computer implemented method, apparatus, and computer usable program code for generating customized marketing messages to improve upsales of items. In one embodiment, an item selected by a customer is identified. At least one upsale item associated with the selected item is identified. An upsale item is an item that... Agent: Duke W. Yee

20080249864 - Generating customized marketing content to improve cross sale of related items: A computer implemented method, apparatus, and computer usable program code for generating customized marketing messages for marketing correlated items. In one embodiment, an item selected by a customer is identified to form a selected item. Items in a list of correlated items associated with the selected item are identified to... Agent: Duke W. Yee

20080249859 - Generating customized marketing messages for a customer using dynamic customer behavior data: A computer implemented method, apparatus, and computer usable program code for customizing digital media marketing messages using customer behavior data. In one embodiment, patterns of events in customer event data are identified to form customer behavior data. The customer event data comprises metadata describing a customer associated with a retail... Agent: Duke W. Yee

20080249857 - Generating customized marketing messages using automatically generated customer identification data: A computer implemented method, apparatus, and computer usable program code for generating customized marketing messages using automatically generated customer identification data. In one embodiment, real-time data for a customer is received from a set of cameras associated with a retail facility to form detection data. The customer is automatically identified... Agent: Duke W. Yee

20080249847 - Guest registration system: Method and arrangement for providing a registration system, preferably for simplifying the checking out procedure for a guest visiting a location, such as a hotel facility. The system includes at least one registration terminal, a communication interface for communication with the guest and a reading device, for reading an information... Agent: Novak Druce And Quigg LLP (volvo)

20080249880 - Ipos transaction terminal: Apparatus and methods for transaction processing. The apparatus may be a transaction terminal including a keypad, a circuit for interacting with the transaction customer and a link communicatively connecting the keypad and the customer-interaction circuit. The cashier may interact with the keypad, while the customer (and not the cashier) may... Agent: Fay Kaplun & Marcin, LLP

20080249863 - Managing a multi-function social network: Managing a multi-function social network. One or more communication devices are identified in various locations. Thereafter, activities on the one or more communication devices are captured. Based on the activities, data files are then provided independent of types of the one or more mobile communication devices, communication protocol and communication... Agent: Evergreen Valley Law Group

20080249878 - Method and apparatus for coupon management and redemption: The present invention provides a system for the electronic management and redemption of coupons. The system includes an integrated coupon card comprising a microprocessor, a random access memory means, a scanner, and a communications port. The coupon card is capable of scanning coupon bar codes from paper coupons and receiving... Agent: Jones, Walker, Waechter, Poitevent, Carrere & Denegre, L.L.P.

20080249870 - Method and apparatus for decision tree based marketing and selling for a retail store: A computer implemented method, apparatus, and computer usable program product for decision tree based marketing to a customer in a retail facility. In response to identifying a customer associated with the retail facility, a marketing decision tree for the customer is retrieved. The marketing decision tree indicates a set of... Agent: Duke W. Yee

20080249856 - Method and apparatus for generating customized marketing messages at the customer level based on biometric data: A computer implemented method, apparatus, and computer usable program code for customizing digital media marketing messages using biometric data. In one embodiment, data is received from a set of biometric devices associated with a retail facility to form the biometric data. The biometric data is associated with a given customer.... Agent: Duke W. Yee

20080249868 - Method and apparatus for preferred customer marketing delivery based on dynamic data for a customer: A computer implemented method, apparatus, and computer usable program product for automatically determining a marketing status for a customer. In one embodiment, detection data is received from a set of detectors associated with the retail facility. The detection data is processed to form dynamic data. The dynamic data is analyzed... Agent: Duke W. Yee

20080249869 - Method and apparatus for presenting disincentive marketing content to a customer based on a customer risk assessment: A computer implemented method, apparatus, and computer usable program product for managing a level of marketing disincentives directed towards a customer using a risk assessment score. In one embodiment, a risk assessment score for a customer associated with a retail facility is retrieved. The risk assessment score is analyzed to... Agent: Duke W. Yee

20080249851 - Method and apparatus for providing customized digital media marketing content directly to a customer: A computer implemented method, apparatus, and computer usable program code for customizing digital media marketing messages. In one embodiment, external data is received from a set of detectors located externally to a retail facility to form external data. The external data is processed to form dynamic data. The set of... Agent: Duke W. Yee

20080249867 - Method and apparatus for using biometric data for a customer to improve upsale and cross-sale of items: A computer implemented method, apparatus, and computer usable program code for generating customized marketing messages to increase purchases by a customer. In one embodiment, an item selected by the customer is identified to form a selected item. Biometric readings for the customer are received from a set of biometric devices... Agent: Duke W. Yee

20080249879 - Method and system to incorporate game play into product transactions: A method for providing a product is described in which a selection of a product is received from a customer, a game is selected by the customer, the customer provides his credit card number, the customer plays the game and an outcome is determined. If the customer wins, the credit... Agent: Walker Digital Management, LLC

20080249876 - Method and system using distributions for making and optimizing offer selections: A method and system for making and optimizing offer selections targeted to particular recipients or groups improves selection quality by combining and aggregating quantitative and qualitative data to capture recipient needs and provider expectations and intentions. Offer descriptions are first received. Distribution variables for application to offer descriptions and recipients... Agent: Glenn Patent Group

20080249881 - Method of advertising cosmetics and personal care products on behalf of third party businesses in etablishments that provide lodging: The present invention generally relates to a method of advertising to potential customers. More particularly, the present invention pertains to the display of cosmetic materials within establishments that provide lodging and other services for travelers and other paying guests that is not coincident with the point of sale. These establishments... Agent: Meredith & Keyhani, PLLC

20080249848 - Method of settling commercial indebtedness: A method whereby vendors and purchasers settle invoices and account for sales taxes, integrated with the drawing, accepting, guaranteeing, endorsing, discounting, presenting, and cash settlement of electronic bills of exchange in all traded currencies (Ebill). Ebills are activated automatically as a direct consequence of the approval of one or more... Agent: Brooks Kushman P.C.

20080249877 - Methods and apparatus for freshness and completeness of information: A system that facilitates publishing and consuming information that is of time sensitivity, for example, price information. Methods are employed to achieve completeness and freshness in information for a given domain. A preferred embodiment is a shopping site that is capable of comparing prices, purchasing bundled products and dealing with... Agent: Fish & Associates, PC Robert D. Fish

20080249854 - Monetizing low value clickers: A solution is provided wherein an identification of a user who is producing low value to a web page or service is received, wherein the identification was determined by measuring web page usage patterns for the user. Advertising is then presented on the web page or service for the user... Agent: Beyer Law Group LLP/yahoo

20080249849 - Print driver based marketing system and method: A method of providing access to an online marketplace via a printer driver that is in communication with a networked printing device. The marketplace offers printer capabilities which are compatible with the networked printing device. The computing device receives a request to purchase one of the printer capabilities for the... Agent: Pepper Hamilton LLP

20080249850 - Providing information about content distribution: Providing information about content distribution includes receiving a request for information regarding at least one content distribution activity that has previously been created to be performed in at least one of a plurality of media types. The method includes obtaining content distribution information regarding the at least one content distribution... Agent: Fish & Richardson P.C.

20080249865 - Recipe and project based marketing and guided selling in a retail store environment: A computer implemented method, apparatus, and computer program product for generating project based marketing messages to a customer in a retail facility. In one embodiment, at least one item selected by the customer for purchase is identified. A task that requires the at least one item for completion of the... Agent: Duke W. Yee

20080249871 - System and method for the advertising, marketing and sale of real estate: The invention is a system and method for the advertising, marketing and sale of property, such as real estate. In one version, the system/method operates on the principle of having the builder (and other parties) prepay a sum of money to be held by a facilitator (or another party) in... Agent: Dykas, Shaver & Nipper, LLP

20080249855 - System for generating advertising creatives: A system is described for generating advertising creatives. The system may include a processor and a memory. The memory may be operatively connected to the processor and may store an ad group of an advertiser, a first set of creative components relating to the ad group, a second set of... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20080249882 - System for purchasing commercial products and items having monetary value with entertainment content: A single entity for providing entertainment content with the purchase of a commercial product or other item representing monetary funds, such as a telephone card, gift card, or bank card. A first medium holds the entertainment content, and the commercial item can be any product sold at a retail store... Agent: Mark Levy Hinman, Howard & Kattell, LLP

20080249852 - Systems and methods for creating advertisements: Methods and systems of creating online advertisements are disclosed herein. An advertisement creation request can be received from an advertiser. The advertisement creation request can be submitted by the advertiser to create an online advertisement associated with an advertisement campaign. Advertisement rules can be received from the advertiser. The advertisement... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20080249872 - Systems and methods for enabling users to sample and acquire content: A system for sampling content and presenting targeted marketing and advertising content, comprising: a sample/advertising server; a retail server receiving sample content from the sample server; media sample tablets for receiving sample content and targeted advertising content for display to a user; and means for collecting data from users.... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20080249874 - Ubiquitous music and multimedia service system and the method thereof: The characteristics of this invention consist of the following stages: the consumer connects to wire or wireless internet, mobile communication network, or digital broadcasting network through his/her terminal device; the consumer searches for and selects music and multimedia data; the consumer appoints the output device for the selected music and... Agent: Ipla P.A.

20080249884 - Pos-centric digital imaging system: A POS-centric digital imaging system for installation at a retail point of sale (POS) station having a countertop surface. The POS-centric digital imaging system includes a system housing having at least one imaging window, and providing a cashier side and a customer side for the POS-centric digital imaging system. An... Agent: Thomas J. Perkowski, Esq. P.C.

20080249883 - Self checkout kiosk and retail security system: A self-checkout kiosk enables a patron to purchase product carrying a Radio Frequency Identification (RFID} tag. The kiosk includes a frame defining a portal through which the patron must exit from a vending area in which product is stored and available for purchase. A card reader, bill acceptor and a... Agent: Snell & Wilmer LLP (oc)

20080249890 - Anonymous online matching for products and services: The present invention extends to methods, systems, and computer program products for anonymous online matching for products and services. A listing party uploads a detailed profile (e.g., indicating goods and/or service they desire to purchase) to a matching system. The matching system, automatically and/or manually, detects a match with a... Agent: Workman Nydegger

20080249888 - Automatic bidding agents for auction system: There is provided a system which enables human-like automatic bidding by combining a plurality of processing functions with a bidding logic of absentee agents for absent participants of an auction system. Absentee agents, present in an auction server, receive price distribution and perform bidding similarly to on-site human participants. Absentee... Agent: Akerman Senterfitt

20080249889 - Information communication system, content output apparatus, user apparatus, content delivery apparatus, and methods for controlling content output apparatus, user apparatus, and content delivery apparatus: In an information communication system, a portable apparatus stores owned content information as list information about a content already purchased by a user. The portable apparatus transmits the owned content information to an in-vehicle apparatus capable of wireless communication. When the in-vehicle apparatus does not store the content the user... Agent: Posz Law Group, PLC

20080249887 - Methods and apparatus for freshness and completeness of information: A system that facilitates publishing and consuming information that is of time sensitivity, for example, price information. Methods are employed to achieve completeness and freshness in information for a given domain. A preferred embodiment is a shopping site that is capable of comparing prices, purchasing bundled products and dealing with... Agent: Fish & Associates, PC Robert D. Fish

20080249886 - Satellite radio-based on-demand purchase system: A system for purchasing and downloading an audio file broadcasted through a satellite network to a predetermined storage device. The system includes a hub site containing a resident database of audio file content, transmission means, a satellite network for transmitting the audio files to subscribers, a portable satellite transceiver unit... Agent: Fulwider Patton LLP

20080249885 - Systems and methods for providing an internet asset marketplace: Methods and systems of providing a market for Internet assets are disclosed. A format protocol for implementing Internet assets is established. The format protocol is established by the marketplace provider. Asset metadata associated with an Internet asset can be received from an asset provider. The Internet asset is implemented using... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20080249893 - Apparatus and method for the ordering and creation of physical digital media: The ability of retail stores to sell digital products through the secure distribution and delivery of digital video and/or audio content directly to a Portable Multimedia Device or a memory module that inserts into a portable media device.... Agent: Feldman Law Group PC

20080249895 - Consumer preference driven negotiation apparatus, system, and method: An apparatus, system, and method to display information identifying an attribute such as a product preference associated with a purchased product under control of a client system. Information identifying a product attribute associated with a purchased product is displayed on a client system. The product attribute includes features that are... Agent: K&l Gates LLP

20080249897 - Electronic commerce system for the digital fashion using an avatar based on a user and method for operating the same: A shopping-mall system utilizing user-based avatars comprises a terminal for transmitting user's three-dimensional image data through a wired or wireless communication network and then selecting any one of items provided through the wired or wireless communication network to receive an avatar image wearing the selected item and to transmit purchase... Agent: Townsend And Townsend And Crew, LLP

20080249896 - Method and apparatus for requesting products: A system and method for selling product is provided. In accordance with one aspect, shoppers using an Internet-based commerce site may request custom designed products rather than mass produced products from willing sellers. Shoppers may provide terms under which the custom good must be manufactured. Various systems and methods may... Agent: Lowrie, Lando & Anastasi, LLP

20080249892 - Method and system for determining a value of a portion of content: There is provided a method for use by a computing device for determining a value of a portion of content selected by a user. The content can be, for example, a movie or a television program that includes approximately 30 frames per second. Then, data defining a beginning and an... Agent: Disney Enterprises C/o Farjami & Farjami LLP

20080249891 - Method for presenting visual assets for sale, using search engines: The present invention relates to a method for causing purchasable visual assets that can otherwise be accessed only by the visual assets provider' proprietary search engine, to appear within the result lists of public search engines, comprising: providing for each of said purchasable visual assets web page which includes at... Agent: Kinney & Lange, P.A.

20080249898 - Method, system, and apparatus to identify products in proximity to mobile device: Present invention disclosed a method of product search comprising of first product database containing seller information, seller product information, and product location; second product database containing buyer product request; first application in mobile device having means to determine mobile device location at pre determined intervals and having means to automatically... Agent: Nitesh Ratnakar

20080249894 - Product samples, methods for producing product samples and methods for distribution of product samples: The invention is directed to a device and methods for assisting in the selection of finishing materials or products such as countertop materials, flooring materials or products or a wide variety of other finish materials or products that are not conducive to forming product samples having desired characteristics. The devices... Agent: Edwin Oldham

20080249900 - Methods and systems for managing dealer inventories: A computer-implemented method and system for maintaining a plurality of dealer inventories in a supply chain management system comprising a plurality of dealer inventory data objects representing dealer inventories, a plurality of interfaces for accessing the dealer inventory data objects and a plurality of participants within the supply chain management... Agent: Blakely Sokoloff Taylor & Zafman LLP

20080249899 - System and method for inventory: Systems and methods for conducting an inventory of items at a retail or wholesale site include affixing RFID transponders to items and a computer-assisted inventory procedure determines which items are present at the retail or wholesale location, and the locations of these items, and provides instructions to operators as to... Agent: Goodwin Procter LLP Patent Administrator

20080249903 - Longevity and mortality indices and associated tradable financial products: The document describes creation of one or more families of longevity and mortality indices, some or all of which may be tradable. In addition, this document describes tradable derivatives and other financial products whose value or payment obligations may be tied in some manner to one or more of the... Agent: Lee & Hayes, PLLC

20080249901 - Method and system for automated appropriation of embedded services, software, and component amortization: A system for unbundling revenue. In response to receiving an order for a product from a customer, a revenue bill of materials is determined for the ordered product. Amortization schedules are differentiated for revenue components within the bill of materials for the ordered product that require an amortization schedule. Then,... Agent: Duke W. Yee

20080249902 - Process and system for automated collection of business information from a business entity's accounting system: There is provided a method, performed by a processor. The method includes obtaining accounting data from a first database, and sending the accounting data to a second database, wherein the second database is located remotely from the first database.... Agent: Ohlandt, Greeley, Ruggiero & Perle, LLP

20080249904 - Counting and billing mechanism for web-services based on a soap-communication protocol: The present invention discloses a system and method for counting Web-Services by means of a Resource-Counter Service offered as an own, independent Web-Service based on a SOAP communication protocol as well as a system and method for billing Web-Services using the result of the Resource-Counter Service for calculation of a... Agent: Mcginn Intellectual Property Law Group, PLLC

20080249905 - Multi-party web-beacon-based analytics: Tools and techniques are provided to allow partners of analytics providers and others who use web-beacons to submit web-beacon plug-ins for scrutiny, and for the plug-in to either be refused or else to be certified for use in a core JavaScript file or similar component. Analytics providers and others may... Agent: Ogilvie Law Firm

20080249907 - novel method for paying a mortgage: A method for a mortgage to skip a monthly payment per year comprising collecting twenty four payments from a mortgagee over an eleven month period, placing the payments in a predetermined account and timely paying the mortgagor monthly over a twelve month period from the predetermined account.... Agent: NationalIPRights Center, LLC Scott J. Fields, Esq.

20080249912 - Format in computer-provided user interface for entering transaction fee structure: Data entry fields for entering a transaction fee structure are laid out in a grid of rows and in three or four columns. Data entered in a field in the second column defines the end point amount for a tier of transactions and is automatically populated into the field in... Agent: Buckley, Maschoff & Talwalkar LLC

20080249913 - Methods and apparatus for checking anti-money-laundering suspect list transaction by transaction: A method includes maintaining a list of individuals prohibited from receiving funds transfers, and receiving information from time to time for updating the list. The method further includes receiving a plurality of funds transfer requests over time. Each of the funds transfer requests specifies a respective recipient individual. In response... Agent: Buckley, Maschoff & Talwalkar LLC

20080249911 - Methods and apparatus for using assignable fee profiles to define fee structures for remittance services: A method includes storing a plurality of service fee profiles. Each of the profiles is for associating a respective service fee level with each of a plurality of transaction amount tiers. The method further includes, after the storing step, selecting a pair of currencies. The pair of currencies includes a... Agent: Buckley, Maschoff & Talwalkar LLC

20080249910 - Registration of customers for payment card based remittance system: An application is received to register a customer for a funds transfer system. The application includes (a) the customer's name, (b) the customer's residential address, (c) the customer's mobile telephone number, and (d) an identification document that confirms the customer's name and residential address. The customer's mobile telephone number is... Agent: Buckley, Maschoff & Talwalkar LLC

20080249909 - Remittance system with automatic finding of cash locations: A method includes receiving an indication that a funds transfer has been completed by crediting of a monetary amount to a recipient's payment card account. The method further includes transmitting, to the recipient's mobile telephone, and at a timing determined by the indication, data that indicates at least one location... Agent: Buckley, Maschoff & Talwalkar LLC

20080249906 - Reservoir evaluation methods: Described herein are methods of evaluating reservoirs. At least one of the methods includes providing a three dimensional reservoir framework having a plurality of cells; assigning one or more constant reservoir property values to some or all of the cells to provide a first three dimensional reservoir model; updating the... Agent: Brent R. Knight Exxonmobil Upstream Research Company

20080249908 - System for calculating estimated currency conversion outcome: A method includes receiving an inquiry. The inquiry identifies a first currency, a monetary amount in the first currency, and at least some digits of a payment card account number. The method also includes responding to the inquiry by providing a monetary amount in a second currency. The monetary amount... Agent: Buckley, Maschoff & Talwalkar LLC

20080249953 - Computer method and system for equity financing by retail investors with collective due diligence funding: The present invention provides a business facilitation system enabling retail investors to acquire equity in business entities that are seeking equity financing. The fund seeker electronically posts a proposal seeking funds. Through electronic communication means investors commit to buying the private equity at the rate fixed or indicate interest in... Agent: Hamilton, Brook, Smith & Reynolds, P.C.

20080249952 - Computerized system and method for managing financial investment portfolios: For managing financial investment portfolios, one or more underlying investment selections are received (S11) on a computerized server from a user for his portfolio. The portfolios each include investment positions related to stocks, options and/or futures contracts, and associated with one or more broker accounts. Current financial market analysis data... Agent: Oblon, Spivak, Mcclelland Maier & Neustadt, P.C.

20080249958 - Factorization of interest rate swap variation: Methods are described for processing and clearing derivative products such as interest rate swaps (IRSs). A swap value factor (SVF) may be generated to calculate the mark-to-market value of an IRS. The SVF may be a function of interest rates derived from a yield curve. Cash flow may be generated... Agent: Banner & Witcoff, Ltd., Attorneys For Client No. 006119

20080249956 - Interest rate swap index: A set of indices is provided which allows accurate tracking of interest rate swap (IRS) markets. The indices are calculated using market data and synthetic purchasing and selling of synthetic interest rate swaps utilizing the present market data. The value of the synthetic interest rate swaps are the basis for... Agent: Sills Cummis & Gross P.C.

20080249960 - Method and apparatus for automated trading of equity securities using a real time data analysis: A system and method for buying and selling securities based on volatility and liquidity rather than other fundamentals is demonstrated. The method involves: providing at least one decision model to buy and sell a security; inputting real-time data into the decision model; and automatically generating an order and executing transactions... Agent: Dean Amburn

20080249957 - Stock portfolio selection device, stock portfolio selection method and medium storing stock portfolio selection program: Upon selecting the stock portfolio, a plurality of corporate valuation index related data containing an intellectual asset related index is acquired (steps S1 to S6), analysis is performed with the acquired corporate valuation index related data and a company ranking corresponding to at least one prescribed index is created (steps... Agent: Wenderoth, Lind & Ponack, L.L.P.

20080249955 - System and method for creating customized weather derivatives: Exemplary systems and methods for creating customized weather derivatives are provided. In exemplary embodiments, a general weather derivative contract form is provided. A weather contract type selection within the general weather derivative contract form is received from a purchaser by a derivative seller system. A weather index term and a... Agent: Carr & Ferrell LLP

20080249959 - Systems and methods for trading a trade list in financial markets: Systems and methods are provided for maintaining neutrality while trading a list of securities using an algorithmic trading facility coupled with at least one destination. This destination includes at least one alternative trading system (ATS). This facility is coupled, via an electronic data network, to a plurality of trading clients,... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20080249954 - World uranium mining index and tradeable investment products resulting therefrom: Bi and Si act to rebalance the WUMI, after an event, such as: (a) change in the identity of issues; (b) stock split; (c) change in classes of stock; (d) special dividends; (e) event that, without rebalancing, would render the WUMI amount an inadequate representation of the mining companies' (n)... Agent: Mitchell A. Stein, Esq. Stein Law, P. C.

20080249923 - Exchange offer for securities: An exchange offer for securities where the exchange ratio is determined at or shortly after the end of the initial tender period. The exchange ratio can be determined based on a formula using trading data (and/or other variables) for the involved or other securities over a look-back period that covers... Agent: K&l Gates LLP

20080249914 - Fixed-reference money system based on electrical capacity: A financial and computer system for conducting commerce using electricity-backed certificates, comprising: a physical certificate or electronic representation thereof having a face value and denominated in units of electricity representing a specified amount of electricity to be provided to a user thereof, wherein said certificate has an indefinite lifetime, identifies... Agent: Robert W. Hahl

20080249916 - Fuel offering and purchase management system: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested... Agent: Chadbourne & Parke LLP

20080249917 - Fuel offering and purchase management system: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested... Agent: Chadbourne & Parke LLP

20080249918 - Fuel offering and purchase management system: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested... Agent: Chadbourne & Parke LLP

20080249919 - Fuel offering and purchase management system: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested... Agent: Chadbourne & Parke LLP

20080249920 - Fuel offering and purchase management system: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested... Agent: Chadbourne & Parke LLP

20080249921 - Fuel offering and purchase management system: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested... Agent: Chadbourne & Parke LLP

20080249922 - Fuel offering and purchase management system: The present disclosure is directed towards apparatuses, systems and methods to facilitate the pricing, sales and delivery of a commodity fuel to a Customer. In one embodiment, the disclosure teaches a Fuel Offer Generator that facilitates the purchase and management of fuel offerings. The Fuel Offer Generator allows Customers interested... Agent: Chadbourne & Parke LLP

20080249915 - Secure, objective online exchange, confirmation and evaluation methods: The present invention provides a method for facilitating a trade between a buyer and a seller of a product, the seller offering a product for sale at a predetermined price; the buyer purchasing the product; determining buyer's sufficient currency status or insufficient currency status. If the buyers account has a... Agent: Meredith & Keyhani, PLLC

20080249924 - System and method for optimizing the broker selection process to minimize total execution cost of securities trades: An embodiment of the present invention provides a system and method for minimizing the total expected execution cost of securities trades through a real-time analysis and optimization process incorporating: (1) the currently offered share price and liquidity in the securities markets; (2) execution costs as input in real-time by executing... Agent: Paul, Hastings, Janofsky & Walker LLP

20080249925 - Liability advice system and method: A computerized method and apparatus for providing a borrower with a choice of products relating to new debts or changes to a portfolio of debts. The method can include collecting borrower information using a user interface, building scenarios of debt products currently available to the borrower, evaluating the scenarios of... Agent: Wilmerhale/boston

20080249926 - Collection and reserve systems and methods: Methods, systems, and machine-readable media are disclosed for handling unfunded financial transactions. According to one embodiment, information related to a transaction can be received. One or more rules can be applied to the information related to the transaction and a determination can be made as to whether payment of the... Agent: Townsend And Townsend And Crew, LLP

20080249931 - Electronic payment systems and methods utilizing digitally originated checks: The present invention provides a digitally originated check (DOC) through an electronic payment system (EPS) which captures payor metadata instructions regarding the intended payment to a payee. The metadata is stored in a database or the like for further processing instead of printing a paper check. The EPS is operable... Agent: Clements Bernard Miller

20080249932 - Index-linked notes with periodic coupons subject to a triggering event: Index-linked notes with periodic coupons subject to a triggering event, and accompanying methods, are described herein. In some instances, exemplary notes allow a purchaser to purchase a note and receive periodic coupons returned on the note as long as a triggering event does not occur. Assuming that the triggering event... Agent: Lee & Hayes, PLLC

20080249930 - International remittance system based on payment card accounts with access by mobile telephone: A funds transfer system includes a first mobile telephone operating company and a first financial institution which exchanges data communications regarding funds transfer requests with the first mobile telephone operating company. The system further includes a second mobile telephone company and a second financial institution. The system also includes a... Agent: Buckley, Maschoff & Talwalkar LLC

20080249929 - Payment card based remittance system with delivery of anti-money laundering information to originating financial institution: A payment system receives, from a first financial institution, a request for a funds transfer. The request originates from a sender who has an account with the first financial institution. The payment system routes the funds transfer to a second financial institution for the benefit of a recipient. The payment... Agent: Buckley, Maschoff & Talwalkar LLC

20080249928 - Payment card based remittance system with designation of recipient by mobile telephone number: A request is received for a funds transfer. The request includes a destination telephone number. The destination telephone number is translated into a destination payment card account number. The funds transfer is routed as a payment transaction using the destination payment card account number.... Agent: Buckley, Maschoff & Talwalkar LLC

20080249927 - Remittance recipient/sender name on sender/recipient monthly statement: A method includes receiving at an issuer computer at least one message relating to a funds transfer routed to the issuer computer by a payment system. The message(s) include information indicative of the name of an individual who initiated the funds transfer. The issuer computer is operated by or on... Agent: Buckley, Maschoff & Talwalkar LLC

20080249936 - Bill paying systems and associated methods: Methods of paying user bills on behalf of a user are described. In one embodiment, the method includes receiving from a vendor a user bill having a user identifier, a vendor identifier, and a bill amount. The method further includes obtaining the user identifier, the vendor identifier, and the bill... Agent: Perkins Coie LLP Patent-sea

20080249934 - Computer-based payment transaction system and repository: One embodiment of the invention relates to a method of operating a payment transaction system maintained by a first party who receives an instruction for a first transaction. The instructed first transaction is directed from a second party to a third party, and includes a transaction date on which the... Agent: Park, Vaughan & Fleming LLP

20080249935 - Methods and apparatus for funds remittances to non-payment card accounts using payment card system: A method includes receiving a funds transfer request. The request specifies a transaction amount, a destination bank account and a source payment card account. A response to the request includes initiating a payment transaction to transfer the transaction amount from the source payment card account to a payment card system... Agent: Buckley, Maschoff & Talwalkar LLC

20080249933 - Real-time indication of remittance sender that remittance transaction fails: A method includes initiating a remittance transaction interaction with a sender in response to a request from the sender. The request includes recipient information that identifies a recipient. As part of the remittance transaction, a request message is transmitted. A response is received in real time. The response indicates that... Agent: Buckley, Maschoff & Talwalkar LLC

20080249937 - Payment card based remittance system with delivery of anti-money laundering information to receiving financial institution: A request for a funds transfer is received from a first financial institution located in a first country. The request includes data that indicates the name and residential address of an individual who initiated the funds transfer. The funds transfer is routed from the first financial institution to a second... Agent: Buckley, Maschoff & Talwalkar LLC

20080249938 - System and method for merchant discovery and transfer of payment data: A method and system are provided for communicating with a merchant server and transferring payment data in a transaction between a mobile device and a merchant server. A user of the mobile device has a user identifier registered with the system and the merchant server has a merchant identifier registered... Agent: Ogilvy Renault LLP

20080249939 - Systems and methods for using interactive devices for identification, security, and authentication: A computer implemented method of using data from 1 or more physical devices to process business logic. The devices can comprise of things like a mobile phone or hand set, a cell phone system tower, a GPS satellite, cable systems set top box, a business machine like a merchant's credit... Agent: Merchant & Gould PC

20080249940 - Transaction accounting processing system and approach: Accounting data is classified to facilitate transaction processing and management. According to an example embodiment, data based rules are implemented for generating transaction data using stored rules and identified valid accounting codes. Transaction information is processed as a function of the rules and generated transaction data (e.g., for classifying expenses... Agent: Crawford Maunu PLLC

20080249941 - Transaction card system and approach: A deferred-type payment approach facilitates transaction card management and processing. According to an example embodiment, a user's transaction card purchases are authorized against a purchase limit associated with a consideration-bearing (e.g., interest-bearing) account. The purchases are tracked and, at the end of a billing cycle, provided to the user via... Agent: Crawford Maunu PLLC

20080249942 - Modifying a digital media product: Producing, by a digital media production hub from users' digital expressions of preferences, information describing a user community's preference for replacing the modifiable part of the digital media product with a replacement part; receiving, in the digital media production hub from a media product owner, the digital media product and... Agent: International Corp (blf)

20080249943 - Modifying a digital media product: Storing by a media parts provider a replacement part in a distributed media library, the library including a digital grant of rights to use the replacement part to modify a digital media product and a digital grant of rights to distribute the replacement part with the digital media product; producing,... Agent: International Corp (blf)

20080249944 - System of offering digital broadcasting using pip of portable terminal, method thereof, and apparatus thereof: A system, method and apparatus for providing digital broadcasting using a PIP function of a portable terminal. The method includes: transmitting a request message based on additional broadcasting information; receiving an entitlement management message (EMM) corresponding to the request message; and decrypting the EMM, displaying pay-per-view broadcasts while displaying advertisements... Agent: Cha & Reiter, LLC

20080249945 - Method and apparatus for maintaining software at a third-party server: One embodiment of the present invention provides a system that facilitates maintaining software at a third-party server. During operation, the system receives the software at the third-party server, wherein the end-user has rights to the software. The system also receives information which is associated with the software at the third-party... Agent: Pvf -- Intuit, Inc. C/o Park, Vaughan & Fleming LLP

20080249946 - Systems and methods to distribute content over a network: The present embodiments provide methods, apparatuses, and systems to distribute content over a network. Some embodiments provide methods to distribute content within a local media network. These methods receive a request for a first content to be transferred to a sink device, request from the source an access criteria for... Agent: Fitch Even Tabin & Flannery

20080249948 - Financial information input method using symmetrical key security algorithm and commercial transaction system for mobile communications: A financial information input method using a symmetric key security algorithm and a mobile communications commercial transaction system using the same encrypts financial information such as a customer's identification number and a valid date with a symmetric key algorithm by use of an electronic wallet administration number of a customer's... Agent: F. Chau & Associates, LLC

20080249947 - Multi-factor authentication using a one time password: A method of authenticating a user includes receiving a one time password from the user. The received one time password is compared to a first one time password associated with the user and provided to the user on a receipt corresponding to a transaction. The user is authenticated into a... Agent: Foley & Lardner LLP

20080249949 - Data exchange method between multiple peer systems in a peer-to-peer network: A data exchange method between a first peer system having a requested data chunk and a second peer system having a credit includes: exchanging the credit of the second peer system for the requested data chunk of the first peer system; and using the credit received by the first peer... Agent: North America Intellectual Property Corporation

20080249950 - Method and apparatus for conducting transactions generated at point-of-sale locations: A system and method for conducting credit card or debit card transactions in a wired or wireless network. A merchant utilizing one of a number of terminals would input information through one of a particular number of gateways to a central credit card processing center. The credit card processing center... Agent: Hoffman, Wasson & Gitler, P.C.

20080249951 - Security systems and methods for digital payments: The present invention provides security mechanisms for digital payments, such as a digitally originated check (DOC). The security mechanisms prevent fraud, tampering, counterfeiting, and the like of a digital payment. In an exemplary embodiment, the present invention utilizes an electronic payment system (EPS) to provide DOCs which can be utilized... Agent: Clements Bernard Miller

20080249961 - Digital rights management and audience measurement systems and methods: Digital rights management and audience measurement systems and methods are disclosed. An example method includes receiving a request to upload media content to a content distributor, attempting to obtain a code associated with the media content, querying a program information database for program information associated with the media content using... Agent: Hanley, Flight & Zimmerman, LLC

20080249962 - Mail processor machine casing having a detachable identity plate: A mail processor machine casing having an identity plate for identifying the machine, which identity plate is formed by a portion of said casing that is connected to the remainder of said casing by a peripheral zone of weakness that, on being broken, makes it possible to detach said identity... Agent: Sughrue Mion, PLLC

20080249963 - Reconfigurable mailing system having interchangeable mailpiece sealing and opening modules: A mailing machine is provided for processing mailpiece envelopes including a housing having a transport deck adapted to convey an envelope along a feed path. The mailing machine is reconfigurable to perform one of two mailpiece processing operation by alternately selecting or activating one of two mailpiece modules/assemblies. A first... Agent: Pitney Bowes Inc. 35 Waterview Drive

20080249964 - Method for providing a refund for indicium-based postage: A refund processing system and method where mailpiece identification information carried in first indicia is embedded in second indicia. Second indicia are stored in a database. A refund processor receives a request for a refund that includes identifiers of mailpieces for which a postage refund is sought. The refund processor... Agent: Townsend And Townsend And Crew LLP

20080249965 - System and apparatus for collecting and distributing voluntary environmental impact offset payments on fuel purchases at point of sale: Systems and methods are described for collecting and distributing environmental impact offset payments at the point of sale of a fuel. An exemplary method presents a user interface at a point of sale of a purchase of a fuel, receives via the user interface a user-selection indicating an intention of... Agent: Lee & Hayes, PLLC

20080243522 - Apparatus, system, and method for parallelizing access to shared assests: An apparatus, system, and method are disclosed for parallelizing access to shared assets. A size module determines if a size of a first spoke of a plurality of spokes is greater than a low threshold. The spokes are arranged in a circular order wherein a global spoke pointer identifies the... Agent: Kunzler & Mckenzie

20080243532 - Contingent purchase rights associated with consumer products: The present invention relates to an integrated rights marketplace providing a contingent purchase right to a consumer good, wherein the contingency is the production of the consumer good, and wherein the occurrence of the contingency secures a right to purchase the consumer good.... Agent: Strategic Patents P.C..

20080243526 - Custodian based content identification: A custodian profile, e.g., a user profile, associated with a first content item, e.g., an associated web page in a social network, can be identified as a first content item. The first content item can be utilized to identify one or more second content items, e.g., advertisements, that are displayed... Agent: Fish & Richardson P.C.

20080243527 - Custom media production and distribution system and methods: A custom media production system and methods have been disclosed. A method comprises generating custom media based on a customer order and other factors, wherein generating includes choosing media, format, or both based on selection information.... Agent: Orrick, Herrington & Sutcliffe, LLPIPProsecution Department

20080243533 - Digital dance-a-thontm: The invention provides an improvement on a dance-a-thon fundraiser. The Digital Dance-A-Thon™ utilizes an interactive dance video game such as Dance Dance Revolution® to provide the songs and control the dance-a-thon. The video game brings an interactivity to the dance-a-thon as participants are scored based on their dance ability. The... Agent: Elena Marie Mildenberger

20080243529 - Enriched object-based navigation: A system may include reception of a selection of a business object indicator from a user, the business object indicator indicating a business object, determination of an operation based on the business object, determination of a number of results associated with the operation, and definition of a context menu for... Agent: Sap Ag C/o Buckley, Maschoff & Talwalkar LLC

20080243534 - Identity verification method: This invention is a method to verify information of a person (user or customer) using credit cards in the electronic environment used in electronic commerce applications of a Customer System Operator—Application Service Provider ASP and conveying this information to the seller and thus completing the transaction... Agent: Venable, Campillo, Logan & Meaney, P.C.

20080243535 - Method and apparatus for a context-based service look up: The present invention relates to a context-based service look up, wherein a service instance, having a scope includes at least one service instance data set having a hierarchy of levels. A service consumer data set, having a hierarchy of levels is received from a service consumer, having a situation. Comparisons... Agent: Mcginn Intellectual Property Law Group, PLLC

20080243537 - Method and apparatus for the scheduled production of plant extracts: A method for the just-in-time delivery of harvested plant material and plant compounds grown in a genetically-isolated growth environment is provided. The desired crop is grown in an underground growth chamber according to a predetermined growing model in which all growing conditions are controlled. Component yield and completion time can... Agent: Adams Intellectual Property Law, P.A.

20080243530 - Method for auditing product damage claims utilizing shock sensor technology: There is provided a method for auditing product damage claims by a warranty service department on consumer products subject to manufacturer warranty guidelines. The method comprises the steps of receiving a product damage claim on a consumer product from a consumer, detecting/downloading product impact sensor data from a product impact... Agent: Stetina Brunda Garred & Brucker

20080243538 - Methods, systems and computer program products for managing a computer mass storage system that hosts multiple users: A computer mass storage system that hosts multiple users is managed by obtaining agreement with a user to provide a level of erasure of hosted data from the computer's mass storage system. The hosted data is then erased according to the level of erasure that was agreed upon. One of... Agent: Myers Bigel Sibley & Sajovec

20080243536 - Providing website hosting overage protection by storage on an independent data server: Systems and methods of the present inventions allow for providing website hosting overage protection. In an exemplary method, a website's content may be stored on a data server communicatively coupled to a network. Traffic seeking the website may be directed to a first server having access to the website's content... Agent: Go Daddy Group, Inc.

20080243528 - Rapid notarization method and system: A method and system for signing or notarizing a document. The method and system can include a first party having a document that they wish to have signed and notarized. The document may then be scanned and entered into a database. The document may then be viewed by a first... Agent: Maier & Maier, PLLC

20080243524 - System and method for automating internal controls: A computer-based system and method to enforce, monitor, and assess internal controls over financial reporting is provided. A bottom-up approach is used to model transaction-control workflows using logs of past transaction activity executions. Past workflows are reconstructed from these logs and reconstruction rules. The transaction-control workflows are compared with these... Agent: Ip Authority, LLC Ramraj Soundararajan

20080243523 - System and method for customizing and delivering cosmetic products: Systems and methods for providing a consumer with a customized cosmetic product. The system includes a professional evaluator effective to examine the consumer and determine specifications to be used in preparing a customized cosmetic product for the consumer. Additionally, the system includes a cosmetic product manufacturer effective to produce a... Agent: Wolf, Block, Shorr And Solis-cohen LLP

20080243525 - System and method for management of a portable electronic device: A system and method for management of a portable electronic device is provided. An embodiment includes a system that comprises a portable electronic device that is wirelessly connectable to a carrier administrative server and an enterprise administrative server. The portable electronic device maintains a policy that defines how upgrade requests... Agent: Perry + Currier Inc. (for Rim)

20080243531 - System and method for predictive targeting in online advertising using life stage profiling: An improved system and method for predictive targeting in online advertising using life stage profiling is provided. A life stage profiling engine may be provided in an embodiment for generating a life stage profile for a user. A life stage profile may include a collection of events or a distribution... Agent: Law Office Of Robert O. Bolan

20080243543 - Effective response protocols for health monitoring or the like: A system, method, computer program product, and carrier are described for receiving an indication of an anomalous device-interactive performance of a specific individual or signaling a decision whether to notify a first party at least by applying a first screen to one or more health-status-indicative updates relating to a second... Agent: Searete LLC Clarence T. Tegreene

20080243540 - Electronic treatment queue: Processing of an electronic treatment queue is disclosed. A method for performing this comprises: obtaining electronic data relating to an electronic treatment queue maintained in an electronic data system of a health care provider; creating a patient query to a patient whose temporal position in the treatment queue defined by... Agent: Young & Thompson

20080243544 - First-on method for increasing compliance with healthcare self-reporting: A first-on method for improving user compliance with self-reporting in a healthcare environment. The method includes the step of presenting a user with a self-reporting requirement associated with an electronic functionality desired by said user, the user being required to satisfy the self-reporting requirement prior to accessing the electronic functionality.... Agent: Kimsey Patent Services, LLC

20080243546 - Method and apparatus for providing incentives to physicians: The present invention provides a method of providing a monetary incentive to a health care provider, typically a physician, responsible for treatment decisions of a patient with a condition during an episode of care. Once the patient identity and condition are obtained, a baseline value related to treatment of the... Agent: Courtney Staniford & Gregory LLP

20080243539 - Method and system for exchanging, storing, and analyzing health information: A method and system for storing health information, automatically matching health information to interpreters based on parameters provided by the interpreters and the health information providers, and transmitting interpretations of the health information provided by the interpreters. Interpreters may be rated according to their analysis quality and dependability on providing... Agent: Robert C. Smith

20080243542 - Method and system for supporting clinical decision-making: A method and system are provided for facilitating decision making, such as in a clinical setting. In accordance with this technique, a set of encoded guidelines are executed to identify information that may be used to generate patient management options. The information is acquired, if available. Based on the encoded... Agent: General Electric Company (pcpi) C/o Fletcher Yoder

20080243541 - System and method for recording medical information: The present invention is directed to a digital pen and paper system for recording medical information. Medical information includes information about patients, their medical conditions, diagnoses, prescriptions and medical history. Medical information also includes information about evacuees and casualties of incidents such as medical emergencies, traffic and other accidents, natural... Agent: Chris Felton

20080243545 - System and method of aggregating and disseminating in-case-of-emergency medical and personal information: A system for aggregating and disseminating in-case-of-emergency (ICE) medical information to medical units. The system includes an ICE medical record server that stores medical records of respective subscribers, and automatically receive updates from health service entities visited by subscribers. When contacted by emergency dispatchers or first responders, the server sends... Agent: Foley & Lardner LLP

20080243551 - Apparatus, systems, and methods for secure disease diagnosis and conducting research utilizing a portable genomic medical record: An electronic medical record system, method, and service is disclosed for storing patients genomic and medical information on portable storage devices to be used for private disease diagnosis and for patient-controlled participation in research queries. Using a computer with network access, patients conduct private disease diagnosis and disease forecasting by... Agent: Goodwin Procter LLP Patent Administrator

20080243547 - Creating computer aided medical recommendations: A computer aided method and apparatus for decision support within a medical investigation of a patient. The method comprises the steps of integrating and analyzing patient related data such particular symptoms and insurance related data; querying a recommendation support module with the patient related data and the insurance related data;... Agent: 24ip Law Group Usa, PLLC

20080243552 - Drug information collecting network system and electronic chart apparatus: An electronic chart system consists of terminal apparatuses and a common database. The common database is provided with a chart data storage storing chart data of individual patients, a drug information storage storing recognized information on approved drugs and an administration result storage storing information on such results from administration... Agent: Sughrue Mion, PLLC

20080243550 - Method and system for organizing, storing, connecting and displaying medical information: A method and system for organizing, storing connecting and displaying medical information. The methods and system described herein are used for creating an assembly line of information that is used as an operating system for medical and health information. The medical and health information is stored in a hierarchical format.... Agent: Schmeiser Olsen & Watts

20080243553 - Methods and systems for providing a nutraceutical program specific to an individual animal: The present invention relates to methods and systems for providing an animal with a nutraceutical program that is specifically tailored to address the deficiencies and/or needs of the particular animal. Blood is drawn from the animal and analyzed at a lab to obtain blood test results. The blood test results... Agent: Lipsitz & Mcallister, LLC

20080243549 - Patient care report management system: In an integrated web-based software system for tracking and managing patient care reports associated with emergency medical transport trips, a thin web-based client is viewable through the Internet, including wirelessly from within emergency vehicles, and communicates with a main system that is designed around a core layered architecture with at... Agent: Norma E Henderson Henderson Patent Law

20080243548 - System for integrated teleconference and improved electronic medical record with iconic dashboard: A method for conveying complex or large amounts of data to a user in a readily understandable fashion. The method includes providing a computerized graphical user interface for displaying information to a user of the method, providing a reference database containing data pertaining to a field of endeavor engaged in... Agent: Kimsey Patent Services

20080243556 - Historical insurance transaction system and method: The present invention relates to a system and method for conducting historical search transactions that relate directly or indirectly to insurance subrogation and adverse claims. The invention includes a method for the accurate resolution of insurance claims (including claims against self-insureds), and a method for determining the settlement rules applied... Agent: Reed Smith LLP

20080243557 - Information transmission system: An information transmission system is composed of a policyholder terminal used by the policyholder and an insurer server used by an insurer, the policyholder terminal includes: a policyholder information transmitting step for transmitting information regarding the policyholder to the insurer server via the Internet; an information receiver information transmitting step... Agent: Jordan And Hamburg LLP

20080243555 - Method and system for insurance of fines: Insurance coverage to pay for fines including vehicle parking and other offences. Means of identification of insurer and insured to enable payment by insurance company direct to the fining authority.... Agent: Uzi Ezra Havosha & Partners

20080243558 - System and method for monitoring driving behavior with feedback: In accordance with an embodiment of the present invention, a network system for monitoring driving behavior comprises one or more vehicle-mountable motion sensing mechanisms that generate a plurality of data relevant to vehicle moving attitude. The data being indicative of manual or mental risks for a vehicle operator is wirelessly... Agent: Ater Wynne LLP

20080243554 - System and method of electronically perfecting a premium finance agreement: A system and method of electronically perfecting a premium finance agreement (PFA) includes receiving data associated with an agent, the agent representing a potential insured; receiving data from the agent corresponding to at least a down payment for the PFA by the insured; providing the agent with the ability to... Agent: Marshall, Gerstein & Borun LLP

20080243559 - Workers' compensation information processing system: A workers' compensation medical reporting system including software accessed at a provider computer, the software adapted to prompt the provider to input the data concerning a workers' compensation claim, the software adapted to send an electronic workers' compensation claim, the software adapted to send an electronic workers' compensation treatment report... Agent: HowardIPLaw Group

20080243561 - Electronic mail based travel document check-in system: A system and method for a check-in procedure includes a reservation system, a customer loyalty system, and a self-service check-in system, which are connected to an e-mail capable device, for use by a customer, through an Internet or other public computer network. The self-service check-in system then sends a customer... Agent: Steptoe & Johnson LLP

20080243560 - Virtual cemetery with consecration: A method for making an on-line virtual cemetery wherein a customer can construct and display a web site for the departed having bibliographic information, the method having the steps of an online user operating an computer application for selecting a computer-generated environmental setting of the grave site; obtaining consecration of... Agent: Mesmer & Deleault, PLLC

20080243562 - Web enabled business to business computer system for rental car services having a bidirectional communication link with a repair facility - 3: An Internet enabled, business-to-business computerized transaction system is disclosed in its preferred embodiment for use in providing rental car services for high volume users and comprises an Internet web portal through which the high volume user may access an integrated business computer network for the rental vehicle service provider. The... Agent: Thompson Coburn, LLP

20080243563 - Web enabled business to business computer system for rental car services including data display functionality - 4: An Internet enabled, business-to-business computerized transaction system is disclosed in its preferred embodiment for use in providing rental car services for high volume users and comprises an Internet web portal through which the high volume user may access an integrated business computer network for the rental vehicle service provider. The... Agent: Thompson Coburn, LLP

20080243564 - Travel plan generation: In a computing system, an identification of a traveler, a destination, a departure date, and one or more activity indicators is received from a user. One or more predefined tasks to be executed in preparation for travel by the traveler based on the received information are generated. Each of the... Agent: Fish & Richardson, P.C.

20080243571 - Auditing advertisement presentations on a client device: An advertisement auditing system determines whether advertisements are being presented to or displayed on client devices in an intended fashion. By comparing expected advertising results with actual advertising results on a client device, it is possible to evaluate the accuracy of advertising campaigns and advertisement content delivery. In various embodiments,... Agent: Strategic Patents P.C..

20080243569 - Automated loan system and method: The invention provides an automated system and method for providing a loan to a consumer. A loan request is received from a borrower. In response to receiving the loan request, non loan revenue associated with the borrower is determined. At least one loan term for a loan for the borrower... Agent: Christine Johnson Esq.

20080243568 - Information retrieval system: The present invention describes mining UCC filings from the various states. The data from the UCC filings is arranged into searchable databases from which competitive marketing and financial information may be gleaned and used to advantage. Details of dates, costs, buyers, sellers, financial terms and financial backers, banks, and others... Agent: Cesari And Mckenna, LLP

20080243572 - Market data-driven simulation of order book mechanics: A system and a method are disclosed for simulating data driven market order exchange mechanics. An event processing engine receives a feed of market data and forwards it to an exchange simulator. The feed of market data may be recorded market data, live relayed market data, or simulated market data.... Agent: Fenwick & West LLP

20080243565 - Method and computer software for integrating systems engineering and project management tools: A method (200) for integrating systems engineering (102) and project management tools (104), the method (200) including the steps of: obtaining component parts and life cycle activities of a system (202); creating a system information model by selectively and individually linking parts and activities with tasks, resources, time and costs... Agent: Seed Intellectual Property Law Group PLLC

20080243573 - Methods and apparatus for improving the accuracy and reach of electronic media exposure measurement systems: Methods and apparatus for crediting media exposure are disclosed. An example method includes deriving a plurality of travel paths traversed by respective ones of a plurality of respondents, determining, via a first technique, exposures of the respective ones of the plurality of respondents to a plurality of media sites based... Agent: Hanley, Flight & Zimmerman, LLC

20080243574 - System and method for composite business interactions in electronic commerce: A method, system, computer program product, and data structure for processing requests for services in a networked data processing system is provided. In one embodiment a request is received by a service provider. The request includes defined allowable actions and request definition compositions. The request also includes a plurality of... Agent: Duke W. Yee

20080243567 - System and methodology for sequential navigation and monitoring in a business process or complex task: A method and system to monitor steps in a business process or complex tasks are described. The method may include displaying a graphical step monitor in a graphical user interface of an application, using a plurality of graphical elements indicating statuses of a plurality of steps in a sequence of... Agent: Schwegman, Lundberg & Woessner/sap

20080243566 - System, method and apparatus for identifying and correcting data integrity problems associated with remotely located equipment: A method, system and apparatus for identifying and correcting data integrity problems associated with remotely located equipment, e.g. vending machines, are provided. A handheld device collects a first set of data and a second set of data associated with the remotely located equipment. The handheld device compares the first set... Agent: Baker Botts L.L.P. Patent Department

20080243570 - Time-based decomposition for optimization of master planning problems: A system and method is disclosed for optimization of master planning problems. The system provides for accessing supply chain data describing the flow of one or more items through the supply chain network and accessing constraints and a planning problem associated with one or more entities associated with the supply... Agent: I2 Technologies Us, Inc.

20080243577 - Apparatus and method for processor driven concept auction: A method for executing a concept auction is provided that includes inputting information for one or more concepts; storing the concepts in a memory device; assigning a number of shares to each concept; assigning a bidding unit to each participant bidding on a selected concept; and determining the results of... Agent: Rader, Fishman & Grauer PLLC

20080243579 - Methods and apparatus for coordinating and selecting protocols for resources acquisition from multiple resource managers: Techniques are disclosed for allocation of resources under the control of resource managers and the choice and coordination of resource acquisition protocols to communicate with these resource managers. The resource managers may be distributed and heterogeneous. For example, a technique for use by a service provider for allocating one or... Agent: Ryan, Mason & Lewis, LLP

20080243578 - Organizational settings for a price planning workbench: A method for defining a price planning schedule according to one or more organization settings. The method includes receiving a first organization setting for at least one article. The first organization setting is configured to be a default organization setting. The method also includes receiving a pricing level for the... Agent: Sap Ag C/o Foley & Lardner, LLP

20080243575 - System and method for dynamically allocating human resources to a project plan: A system and method for dynamically allocating human resources to a project plan is provided. Audit data associated with legacy planning processes may be analyzed in order to estimate an amount of work effort, a cost, or other information associated with various resources (e.g., the resource may be assigned a... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20080243576 - System and method of allocating an incoming order to standing orders: A method of allocating a quantity of an incoming order for a product develops a value that indicates a portion of the incoming order this is to be allocated using a FIFO algorithm and allocates a first portion of the incoming order to standing orders using the FIFO algorithm. The... Agent: Mccracken & Frank LLP

20080243585 - Implementing meeting moderator failover and failback: A method, apparatus, and computer-usable medium for scheduling a meeting, determining a set of policies for selecting a replacement meeting moderator if an original meeting moderator is not present in the meeting, specifying the a set of policies for reestablishing control of the meeting to the original meeting moderator when... Agent: Dillon & Yudell LLP

20080243583 - Method and system for dynamic scheduling of content delivery: A method for use in providing content to a user includes providing a first item of content to the user, calculating a first remaining amount of time between an end of the first item of content and an end of a fixed period of time, selecting a second item of... Agent: Fitch Even Tabin And Flannery

20080243582 - Method and system for managing conflicting calendar entries: The present invention enables a user to schedule meetings and detect scheduling conflicts. A system user such as an employee schedules a meeting. The time and date of the meeting is stored in an account for that user. When the same user schedules another meeting, that meeting is detected and... Agent: Ibm Corporation C/o Darcell Walker, Attorney At Law

20080243580 - Method and system for services partner labor rate optimization: Effective and efficient multi-vendor labor rate negotiations are supported by using a minimization algorithm to provide an optimized total cost of staffing allocation. Critical impact factors are also provided to identify specific labor categories or other vendor attributes that have the greatest impact on the total staffing allocation cost. By... Agent: Whitham, Curtis & Christofferson, PC Suite 340

20080243584 - Methods and systems for allocating representatives to sites in clinical trials: Methods and systems for allocating representatives, such as clinical research associates (CRAs), to sites. One embodiment comprises a method for allocating CRAs to sites by determining for each CRA the first segment travel time from a starting location to a first node associated with a CRA, and the second segment... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20080243581 - Personnel management method and system: A personnel management method and system. The method includes receiving by a computing system, first data from a first resource in response to a first survey. The computing system receives second data in response to a second survey. The computing system analyzes the first data with respect to said second... Agent: Schmeiser, Olsen & Watts

20080243587 - Increasing incremental spend by a consumer: A rewards program has been developed that increases incremental spend by a consumer while maximizing the profits to a transactional account company. In an embodiment, a predicted spend of a given consumer over a given time period is calculated. A spend threshold for the consumer is set based on the... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20080243591 - Information processing device, information processing method and information processing program: Included are a customer information storage unit 14 stored with accumulated point count data, a commercial information storage unit 15 stored with commercial article data and price data, an extracting condition storage unit 16 stored with extracting condition data, a date acquiring unit 9 acquiring date data, a price zone... Agent: Staas & Halsey LLP

20080243595 - Information processing device, information processing method and information processing program: An information processing device 1 comprising an input/output unit 7, a user information storage unit 13 stored with identifying information, information on a profile and information on a course participation history of a course, a Website 9 organized by a plurality of Web pages in different categories, a course information... Agent: Staas & Halsey LLP

20080243592 - Integrated advertising management method and system with respect to plurality of advertising domains: An integrated advertising management method and system with respect to an advertising campaign including a plurality of advertising domains is provided. The integrated advertising management method includes the steps of: generating an advertiser identification associated with an advertiser; in response to a request from the advertiser, setting up an advertisement... Agent: Husch Blackwell Sanders LLP

20080243590 - Methods and systems for measuring exposure to media: A method for measuring effects of media exposure on a subject is disclosed wherein recall estimate, time-use diary, momentary sampling of the subject during exposure and audio/visual survey are performed and analyzed by determining the attention of the subject to the medium and the effect of the environment on the... Agent: Polsinelli Shalton Flanigan Suelthaus PC

20080243596 - Methods for advertising with personalized content and naming and systems thereof: A method, computer readable medium and system for personalized advertising includes retrieving at least one type and kind of advertisement based on preference information obtained from a consumer. The retrieved advertisement comprises at least one personification clip identifying the consumer by name integrated with general advertising content. The retrieved advertisement... Agent: Nixon Peabody LLP - Patent Group

20080243594 - Order promotion system: In an order promotion system, the storage management server reads out, from the storage means, the order inquiry information corresponding to the member identification number transmitted from the retailer system, and transmits the order inquiry information to the retailer system, and the retailer system judges, based on the order inquiry... Agent: Sughrue Mion, PLLC

20080243589 - Questionnaire-driven system configuration: A system may determine a plurality of questions, each of the plurality of questions associated with one or more answer fields, associate each of a plurality of system configuration tasks with one or more of the one or more answer fields, and generate an executable questionnaire including the plurality of... Agent: Sap Ag C/o Buckley, Maschoff & Talwalkar LLC

20080243586 - Recruiting online survey panel members utilizing a survey tool: A survey tool, that may be a web-based or downloadable application, is provided to ordinary online users to enable them to create their own survey, quiz, test, poll, or similar item for posting on their website, blog, or social networking or community site page. The Internet user designs a survey... Agent: Merchant & Gould PC

20080243588 - System and method for calculating new product first year net margin contribution: A comprehensive computer implemented method provides the effect on contribution margin that results from substituting a test product for an incumbent product in the test product's peer group. The method normalizes test and control store data by applying subcategory indices to calculate margin lift and to forecast sales for selected... Agent: Warehouse Products Testing, Inc.

20080243593 - System and method for displaying variable advertising content: A method for providing advertising content received from an advertiser comprises: receiving at least one advertising content associated with at least one target user group, and at least one search keyword associated with the at least one advertising content from an advertiser; associating the at least one target user group... Agent: Husch Blackwell Sanders LLP

20080243597 - Future value analytics: A method for assessing the performance of a company includes: receiving financial data about the company; determining a future value of the company; decomposing the future value into a plurality of future value components, where the plurality of future value components includes an economy component that defines an implied amount... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20080243598 - Campaign in a geo-spatial environment: A method, apparatus, and system of a campaign in a geo-spatial environment is disclosed. In one embodiment, a method includes populating each profile of a geo-spatial social network with an address data, forming a group in support of a campaign in the geo-spatial network when a particular user creates the... Agent: Pillsbury Winthrop Shaw Pittman LLP

20080243599 - Rapid notarization method and system: A method and system for voting are disclosed. The method and system can include a voting terminal that may display an electronic ballot. The electronic ballot may contain some voting data and a voter may input voting or selection data into the electronic ballot using a computer peripheral device. A... Agent: Maier & Maier, PLLC

20080243614 - Adaptive advertising and marketing system and method: A technique of adaptive advertising is provided. The technique includes obtaining at least one of demographic and behavioral profiles of a plurality of individuals in an environment and adjusting an advertising strategy in the environment of one or more products based upon the demographic and behavioral profiles of the plurality... Agent: General Electric Company Global Research

20080243601 - Advertisement inventory processing: Systems and methods for requesting advertisement slots are provided. Inputs from multiple requesters for advance purchase of an advertisement slot can be received. A determination is made as to which of the requesters shall be allotted the advertisement slot in advance of presenting content of the advertisement slot. In the... Agent: Fish & Richardson P.C.

20080243615 - Advertising system and method utilizing floor mat with recessed advertisement panel, and method of doing business using the same: A floor advertising method that utilizes a floor mat having a recessed area for receiving an advertising panel. In one aspect, the method uses a floor advertising system comprising: a floor mat having a bottom surface, a top surface, and a recessed area in the top surface, the recessed area... Agent: Cozen O'connor, P.C.

20080243610 - Attention estimation through incremental impression interaction for precise advertisement monetization: An advertising package can contain multiple levels of advertisements ranging from small, unobtrusive ads at initial levels, to larger, more complex and more informative ads at subsequent levels. Viewers of a web page, or users of an ad-sponsored program, can initially be presented with a first level advertisement. User triggering... Agent: Microsoft Corporation

20080243608 - Creation of customized instances of publications: Customized instances of a publication created. The instances are customized according to interests of different recipients.... Agent: Hewlett Packard Company

20080243606 - Customer satisfaction method and system for network printers: A method teaches monitoring at least one printing device via a communication network. A usage profile may be received from the printing device. The usage profile may include data that reflects usage of a consumable or a number of clicks by the printing device over a period of time. The... Agent: Pepper Hamilton LLP

20080243600 - Distributed open customer relationship management and care (crmc) programs implemented with online vouchers: The present invention is a method for transferring electronic vouchers over a network system for defining and rewarding a customer relationship management and care (CRMC) activity. In a preferred embodiment, the method further includes a step of transferring an incentive electronic voucher for payment of an assessment of customer satisfaction.... Agent: Bo-in Lin

20080243621 - Integration of wic items and transactions into personal shopping devices: A method, system and computer program product for providing access to government benefits is disclosed. The method comprises positioning a short-range transmitter in a predetermined product area in a store, and storing one or more marketing messages in the short-range transmitter, wherein the one or more marketing messages are associated... Agent: Dillon & Yudell LLP

20080243617 - Keyword advertisement using ranking of advertisers: A method of providing a keyword advertisement and a system for executing the method are provided. The method of providing the keyword advertisement includes: generating and maintaining an advertiser history ranking by using an advertiser keyword purchase history; and ordering the keyword advertisement display with respect to a user keyword... Agent: Knobbe Martens Olson & Bear LLP

20080243605 - Marketing and rewards system and method: Exemplary embodiments may include a system and method for marketing and rewards for users, who may be lenders, realtors, and from other regional or Internet businesses and their employees, to induce a user to use the services of a particular lender, realtor, or other business. Other embodiments may include a... Agent: Snell & Wilmer L.L.P. (main)

20080243619 - Method and system for delivery of advertising content in short message service (sms) messages: Methods and apparatus are disclosed for combining advertising messages with short message service (SMS) messages in a wireless communications system. A signaling message processing and routing node transmits and receives short message service (SMS) data packets via a communications network. The routing node includes an SMS message processing module that... Agent: Lester H. Birnbaum

20080243623 - Method and system for managing limited use coupon and coupon prioritization: A system for managing coupon redemption and prioritization is provided. According to one aspect of the system, the system allows an electronic coupon or reward to be redeemed a specific number of times. The specific number of times may range from one to infinity. According to another aspect of the... Agent: Townsend And Townsend Crew LLP

20080243618 - Method of organizing consumers in the discounted retail purchase of goods or services: A method of organizing consumers in the discounted retail purchase of goods or services comprises the steps of forming an Organizational Structure which a plurality of consumers can join and establishing with at least one point of sale of goods or services, by means of the Structure, a discount percentage... Agent: Castellano PLLC

20080243604 - Method to dispose of compensation offers on a digital video recorder: A method, computer program product, and system are provided for administering earned compensation offers. A coupon administering module receives an indication that a compensation offer has been stored for a user in a data storage on a television device. The coupon administering module identifies a user device to which the... Agent: Ibm Corp. (wip) C/o Walder Intellectual Property Law, P.C.

20080243613 - Optimization of pay per click advertisements: An advertising management service allows an advertiser to create an advertisement and associate keywords with the advertisement. The advertising management service submits the advertisement to multiple search engine advertising networks on behalf of the advertiser. Periodically, the advertising management service receives a performance indicator for the keywords from the search... Agent: Microsoft Corporation

20080243603 - Providing product placement information presented in a media program: A method, an apparatus, and a computer usable program product for providing product placement information presented in a media program is provided. A controller receives a request for the product placement information presented in the media program. In response to receiving the request, the controller captures a timeframe for the... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20080243609 - Providing targeted advertising content to users of computing devices: A system for providing a user with advertising content is provided. The system includes a presence server, an advertising distribution server, and a profiling and targeting component that interact to provide one or more advertisement objects to a user of a computing device based on presence data generated by the... Agent: Alston & Bird LLP

20080243616 - Pushing coupon values: A system, method and a computer program product for pushing a coupon value to a user account are disclosed. A telephone call is established from a communication device with the telephone call being initiated in response to a user dialing an abbreviated dialing code. User information is obtained from the... Agent: Fish & Richardson, PC

20080243607 - Related entity content identification: An entity relationship defining an entity, e.g., a friendship relation in a social network, user groups, etc., can be identified and entity content based on the entity relationship, e.g., user profile data of user accounts, group memberships, etc., can be processed to identify entity topics. One or more content items,... Agent: Fish & Richardson P.C.

20080243620 - Self-checkout coupon sharing: The present invention is directed to a system for processing coupons by a self checkout system, where the self checkout system includes at least one self checkout station coupled to a server. In a first aspect, a self checkout system includes a server for managing the self checkout system and... Agent: Sawyer Law Group LLP

20080243612 - System and method for using a browser extension to detect events related to digital advertisements: Systems and methods for detecting events related to a digital ad are disclosed. Generally, a browser extension such as a toolbar running in conjunction with a primary application, such as an Internet browser, detects an event related to a digital ad. The event may be an Internet browser receiving one... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20080243611 - System for determining local intent in a search query: A system and method are disclosed for determining local intent. Local intent may reflect whether a search query should receive results and advertisements that are geographically specific. The local intent may be determined using probabilistic models that analyze historical searches to determine which search terms tend to have local intent.... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20080243622 - Systems and methods for electronic trading that provide incentives and linked auctions: Systems and methods for electronic trading that provide incentives for gathering orders, making markets, and submitting block orders, and that enable linking of multiple auctions are provided. These systems and methods may first determine if the trader qualifies for an incentive. This determination may be made based upon one or... Agent: Dean P. Alderucci

20080243602 - Systems and methods for providing iptv advertisements: Systems and methods according to the exemplary embodiments provide advertisements to end users in IPTV systems. IMS core networks can be used to provide the advertisements, via an IP network, to an IPTV client. An ad server can subscribe to a service which notifies it when a targeted user or... Agent: Ericsson Canada Inc. Patent Department

20080243624 - Electronic menu system with audio output for the visually impaired: An electronic talking menu system for the visually impaired includes a battery powered portable electronic, audio output device having large back-lighted buttons corresponding to menu items. Each button corresponds to contents of the restaurant's menu, such as appetizers, drinks, seafood, desserts, etc. Pressing a particular button activates a pre-recorded description... Agent: Malin Haley And Dimaggio, Pa

20080243625 - Sharing revenue with a user-selected entity: The activities of computer users are monetized. More specifically, revenue is generated in response to a revenue-generating event produced in response to a computer user's activity. The generated revenue is shared between a coordinating entity and an entity selected by the user.... Agent: Robert Plotkin, PC

20080243626 - Pos focused media enhanced shopping systems - pricing and shrinkage control: A media enhanced shopping cart system comprises a shopping cart comprising a frame, a basket, a handle, a base tray, a plurality of wheels, a read component for performing a proximity scan of the shopping cart, a locationing component for determining a location of the shopping cart within a store... Agent: Conley Rose, P.C.

20080243627 - Presentation instrument display and activation systems and methods: A method of validating and activating a purchase card includes providing a purchase card that is removably attached to a card carrier. The purchase card has an account identifier associated therewith and has a card indicium affixed thereto. The purchase card includes a machine-readable information encoding region into which the... Agent: Townsend And Townsend And Crew, LLP

20080243629 - Apparatus, system, and method for logically packaging and delivering a service offering: An apparatus, system, and method are disclosed for logically packaging and delivering a service offering. A set of service implementation artifacts, a service ordering process, and a service provisioning process are selected and configured to implement a service offering. A requirements specification for the set of service implementation artifacts is... Agent: Kunzler & Mckenzie

20080243635 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored... Agent: At&t Corp.

20080243628 - Differential pricing based on social network standing: The claimed subject matter provides a system and/or method that effectuates and facilitates the generation and provision of differential pricing policies based at least in part on the relative social network standing that a user might have with a potential purchaser. The disclosed system can include a component that receives... Agent: Amin. Turocy & Calvin, LLP

20080243634 - Providing website hosting overage protection by transference to an overflow server: Systems and methods of the present inventions allow for providing website hosting overage protection. An exemplary method may comprise the steps of hosting a website on a first server, monitoring a website usage parameter, transferring the website to an overflow server when the website usage parameter exceeds a first predetermined... Agent: Go Daddy Group, Inc.

20080243632 - Service for providing item recommendations: A service is disclosed for enabling web sites and other entities to provide item recommendations and other behavior-based content to end users. The service can be implemented as a web service that is remotely accessible over the Internet. Web sites use the web service's interface to report events descriptive of... Agent: Knobbe Martens Olson & Bear LLP

20080243631 - Services for providing item association data: A service is disclosed for enabling web sites and other entities to provide item recommendations and other behavior-based content to end users. The service can be implemented as a web service that is remotely accessible over the Internet. Web sites use the web service's interface to report events descriptive of... Agent: Knobbe Martens Olson & Bear LLP

20080243630 - Systems and methods for automated gift delivery: A system and method for automated selective gift delivery whereby a gift-giver is provided the opportunity to register as a user of the system and with respect to each desired recipient of one or more gifts for one or more events, typically recurring, to provide information to the system about... Agent: Schwegman, Lundberg & Woessner, P.A.

20080243633 - Systems and methods for receiving and sponsoring media content: A method and system of sponsoring a media item is disclosed herein. A media item is received from a submitter. The media item is published for consumer access. Requests for the media item are received from media consumers. A number of consumer requests for the media item is counted. A... Agent: Yahoo! Inc. C/o Greenberg Traurig, LLP

20080243638 - Cluster-based categorization and presentation of item recommendations: Computer-implemented processes are disclosed for clustering items and improving the utility of item recommendations. One process involves applying a clustering algorithm to a user's collection of items. Information about the resulting clusters is then used to select items to use as recommendation sources. Another process involves displaying the clusters of... Agent: Knobbe Martens Olson & Bear LLP

20080243641 - Distributed points of sale: A distributed point of sale can be accessed via any suitable tag-based document, such as a Web page, a blog, a piece of e-mail, or even an advertisement. Either a snippet of text or a graphical element, such as a button, can be selected by a buyer to cause a... Agent: Christensen, O'connor, Johnson, Kindness, PLLC

20080243640 - Interactive product and method of fabricating the same: A method of producing a web interactive product is provided including registering a product having a unique identification with an affiliate via the internet. A design portion of the product may be altered by a first recipient. Thereafter, the altered product is forwarded to one or more other recipients wherein... Agent: Nixon Peabody, LLP

20080243644 - Marketplace system in which users generate user-to-user preorder listings via a definitive product catalog: An electronic marketplace system provides various features for assisting users in listing products for sale, locating the listings for a product, and performing related actions. A user wishing to sell a product can browse to an existing description of the product in an electronic catalog and then select an option... Agent: Office Of Corporate Liaison & Technology Transfer

20080243643 - Method of merchandising article personalization services: A method, and an article produced thereby, of merchandising article personalization services at a retail location to a customer is provided. The article and embellishments are chosen by the customer, and the personalization implemented by the customer in a hands-on environment, or with the aid of store workers. The retail... Agent: Timothy F. Mills

20080243639 - Plant merchandising system and method: A plant merchandising display provides for the display of plants in arrays, groupings and sets based on one or more product characteristics such that a customer may readily associate product selection criteria and product characteristics to resulting in satisfactory product selections. A plant merchandising system and program includes the plant... Agent: Joseph W. Holland Holland Law Office PLLC

20080243637 - Recommendation system with cluster-based filtering of recommendations: Computer-implemented processes are disclosed for clustering items and improving the utility of item recommendations. One process involves applying a clustering algorithm to a user's collection of items. Information about the resulting clusters is then used to select items to use as recommendation sources. Another process involves displaying the clusters of... Agent: Knobbe Martens Olson & Bear LLP

20080243636 - Selective product placement using image processing techniques: Embodiments of the invention to provide methods to provide on demand product placement to web based content. A method of in accordance with an embodiment of includes obtaining agreement between entities for placing a product in content. The products image or region of interest in the content is manipulated such... Agent: Texas Instruments Incorporated

20080243642 - System and method for an intellectual property marketplace: A method for transacting intellectual property includes the steps of receiving an executed document transferring an intellectual property right to an undefined party; receiving one or more offers for the intellectual property right; determining a winning party based on the one or more received offers; and releasing the executed document... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20080243645 - System and method for conducting product configuration research over a computer-based network: A system and method is provided for enabling respondents at their computer systems to connect with a server computer over a network, such as the Internet, and receive an executable configuration program enabling each respondent to select for each of the features of a product one of multiple subfeature attributes... Agent: Kenneth J. Lukacher, Esq. South Winton Court

20080243649 - Client apparatus configured to communicate with device and server via network: A client apparatus is configured to communicate with a device and with a server via network. A status-information acquiring portion acquires, from the device, status information indicative of status of the device. A requesting portion makes a predetermined request to the server based on the status information. A request-status-information acquiring... Agent: Baker Botts LLP C/o Intellectual Property Department

20080243646 - Methods for proactively reconciling bin denials in inventory management environments: A method for reconciling bin denials in inventory management environments comprises receiving a bin denial for a part number, the bin denial including data identifying a denied bin and a quantity associated with the bin denial. The method also includes determining a number of bins associated with the part number.... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20080243647 - Product management system and product management method: A product management system is disclosed. The product management system comprises a product detection device disposed on a product display rack and configured to detect presence/absence of a product on the product display rack, a wireless communication device disposed on the product display rack and configured to wirelessly transmit information... Agent: Staas & Halsey LLP

20080243648 - System for remotely managing a home heating system: A centralized fuel monitoring system for allowing a plurality of fuel dealers to monitor the fuel level at customer locations, the system having a central computer accessible by the plurality of fuel dealers to access customer account information, the customer account information including an indication of a fuel level at... Agent: St. Onge Steward Johnston & Reens, LLC

20080243651 - Method for acquiring and maintaining high quality subscribers using a bifurcated contract: A method to provide an enterprise with the ability to keep service contract subscribers for a longer period of time and the ability to retain subscribers during an initial period of time is presented. A bifurcated contract is used with the subscriber for the agreement. The bifurcated contract consists of... Agent: Reinhart Boerner Van Deuren P.C.

20080243650 - Service system and method for mobile payment of small amount using virtual caller id: The present invention relates to a mobile micropayment service system and method using a virtual caller ID. According to a micropayment service system and method of the present invention, a user can use mobile micropayment service not only without providing the personal information of the user to a mobile PG... Agent: Ladas & Parry LLP

20080243652 - Systems and methods for providing employee compensation: Methods and systems of determining compensation for an hour of work to an employee are disclosed. A base hourly wage is determined based on the number of hours worked by the employee. A premium hourly wage is determined. The premium hourly wage can be determined by substracting the base hourly... Agent: Patent Ingenuity, PC

20080243653 - Billing based on equivalent quality of service units: The present invention provides a method that may be used for billing for quality of service applications. The method includes determining at least one parameter indicative of resource usage of at least one first quality of service application by comparing at least one resource used by the first quality of... Agent: Williams, Morgan & Amerson

20080243657 - Building optimization platform and web-based invoicing system: A building management and optimization system and method are disclosed. Building services data obtained at the building is received by a building optimization platform through a first communication network. The building optimization platform includes at least one server system for generating an electronic invoice based on the building services use... Agent: Mintz, Levin, Cohn, Ferris, Glovsky And Popeo, P.c Attn: Patent Intake Customer No. 64046

20080243655 - Implementing rating timer control in a pre-biller to support online and offline charging: The present invention provides a method of processing information associated with off-line billed communications in a communications network. The method includes providing at least one charging data record to a rating engine. The charging data record(s) include information associated with at least one off-line communication and are provided in response... Agent: Williams, Morgan & Amerson

20080243654 - Invoicing methods and systems for processing convergent contract accounts: Systems and methods consistent with the invention relate to the processing of invoices. According to one exemplary embodiment, a method for processing invoices associated with service contracts may comprise receiving data associated with a first service contract. The method may then analyze the first service contract data based on a... Agent: Sap / Finnegan, Henderson LLP

20080243656 - Method and system for dynamic delivery of beads: A method and system for providing target code to various computer systems. The target code is provided by a service. The service provides a mechanism for third-party developers to submit initial or base code for distribution to end-user computers as target code. The service converts the initial code to target... Agent: Black Lowe & Graham, PLLC

20080243659 - Electric statement previewing system and method: A system for preparing and delivering credit card statements to cardholders is operated by a credit card processing entity, and includes a statement processing system and a statement preview system. Statements are previewed by a card issuer after providing statement selection criteria to the preview system. After any requested corrections... Agent: Townsend And Townsend And Crew, LLP

20080243658 - Housing development method and system: A system and method for developing and building homes combining energy efficient and environmentally friendly or “green” housing technologies with innovative financial programs for the builder and buyer. The system includes a home building company constructing a plurality of homes located within the home development. Each home is developed and... Agent: Michael L. Diaz Michael L. Diaz, P.C.

20080243660 - Method and system for forecasting using an online analytical processing database: A method (and system) for providing a forecast, the method including providing a multi-dimensional database storing data at a lowest level in a first dimension, calculating a first forecast at a level that is higher than the lowest level of a first dimension in the database, calculating a forecast for... Agent: Mcginn Intellectual Property Law Group, PLLC

20080243663 - Route planning and commodity cost estimating system: The present invention is a travel planning system including a commodity cost forecasting component and a route planning component that can be utilized in conjunction with one another to provide a commodity cost optimized route between locations supplied by a user of the system. The commodity cost forecasting component utilizes... Agent: Boyle Fredrickson S.c.

20080243664 - Subsidizer for networked loan market and lending management system: Systems, methods, and apparatus for receiving a plurality of borrowing orders from a plurality of borrowers; receiving a plurality of lending orders from a plurality of lenders; receiving at least one subsidizer order from a loan subsidizer that includes one or more loan subsidizing terms; and executing a matching algorithm... Agent: Occhiuti Rohlicek & Tsao, LLP

20080243662 - System and method for electronic contracting: A system and method for generating, executing and maintaining electronic contracts in connection with indirect financing transactions involving an acquisition by a customer of an asset offered by a vendor with financing provided by an independent finance source. In one example embodiment, the system includes an e-contracting application that generates... Agent: Thelen Reid Brown Raysman & Steiner LLP

20080243665 - System and method for incorporating mortality risk in an investment planning model: A retirement planning method for computing possible future values of a portfolio of an investor. In one embodiment, the method includes the steps of (a) receiving a plurality of user inputs comprising an initial value of the portfolio and a current age of the investor; (b) providing data indicating one... Agent: Ballard Spahr Andrews & Ingersoll, LLP

20080243661 - System and method of acquiring instant credit: A computer-implemented system and method of providing for a credit card offer to a customer during a transaction for the customer to acquire an asset offered by a dealer is provided. The computer-implemented method may include acquiring, via a computer operated by the dealer, information for inclusion in a first... Agent: Thelen Reid Brown Raysman & Steiner LLP

20080243721 - Apparatus and method for providing financial information and/or investment information: An apparatus for providing financial or investment information, including a receiver which receives a request to provide a notification of a change in at least one factor and information regarding a correlation of the at least one factor with an investment vehicle or entity, a processor which automatically detects a... Agent: Raymond A. Joao, Esq.

20080243708 - Business fund raising through insurance underwriting: The current invention is a system, method and program product that uses assets held by Businesss—i.e. land, mineral rights, etc. to underwrite insurance and generate revenues. The Business pledges assets it does not use and produce no income. The Business retains the right to use the assets. The Business receives... Agent: Furr Law Firm

20080243715 - Financial account information management and auditing: A database-driven software application may be provided that is configured to keep a record of mainframe activity for various financial transactions and provide relationships between various transactional features. The information of these financial transactions may originate from a single system in a single data format or may be integrated into... Agent: Banner & Witcoff, Ltd Attorneys For Client Number 007131

20080243712 - Financial arrangement for utilizing public improvement districts for funding housing projects: A system and method for funding private housing projects utilizing Public Improvement Districts (PIDs). The system includes a home building company constructing a plurality of homes located within the home development. The system includes a financing scheme for financing projects associated with the construction of the plurality of homes by... Agent: Michael L. Diaz Michael L. Diaz, P.C.

20080243718 - Financial structure and investment vehicle enabling foreign persons to invest in u.s. based oil, gas and natural gas resource producing properties and potential producing properties in an optimal tax structure: The various embodiments of the present invention provide a method for providing a financial structure and investment vehicle that enables foreign persons, Canadian Income Trusts and United States (U.S.) based investors to invest in U.S. based real property interests including oil, gas and other natural resource producing properties or potential... Agent: Mandana Dominique Farhang

20080243711 - Generating dynamic date sets that represent maket conditions: In one embodiment, first input that specifies a market instrument is received. Second input that specifies one or more parameters for one or more date set computers associated with the market instrument is received. A first time series is received from a data repository, where the first time series is... Agent: Hickman Palermo Truong & Becker, LLP

20080243716 - Investment management system and method: Embodiments of the invention provide a method of managing investments including generating portfolios using a mathematical optimization algorithm with investment themes, assigning a different weight of the investment theme to the portfolios, and associating the portfolios with a theme-based efficient frontier. Another method can include providing an investment rules interface... Agent: Greenberg Traurig (phx)

20080243717 - Method and system for managing a mortgage-backed securities index: A system and method for generating and managing a generic mortgage-backed securities index. Bonds are selected for the index on a monthly basis. In order to determine which bonds will be represented in the index during a particular month, a set of calculations is performed during the second business week... Agent: Ostrolenk Faber Gerb & Soffen

20080243714 - Methods and system for determining investment performance compensation: Methods and systems for determining compensation to an investment manager for the financial performance of an investment portfolio consisting of at least one investment. A benchmark measure of investment performance is selected. The portfolio's gain or loss over a time period, as measured by the Alpha or the simple performance... Agent: Brian M. Dingman Mirick, O'connell, Demallie & Lougee, LLP

20080243719 - Risk profiles in networked loan market and lending management system: Systems, methods, and apparatus for receiving, from a lender, a lending order that specifies a desired risk profile, end term, and interest rate for a loan, the risk profile specifying a plurality of parameters used to determine a risk of a loan; and generating a portfolio loan that includes a... Agent: Occhiuti Rohlicek & Tsao, LLP

20080243720 - Software application portfolio management for a client: An information technology services providing company manages a portfolio of software applications for a client company. A plurality of the applications are preselected along with a recommendation for each. The recommendations have value drivers with parameters. Values for the parameters are received from the client as responses to questions or... Agent: Ibm Corporation

20080243710 - System and method for chart based order entry: A system and methods for chart-based order entry are described. According to one example method a chart is used to display historical market data corresponding to a tradable object. An order entry interface is displayed in relation to the chart. The order entry interface includes a plurality of price object... Agent: Mbhb/trading Technologies

20080243709 - System and method for dynamically changing an electronic trade order quantity: A system and methods for dynamically changing a trade order quantity in an electronic trading environment are described herein. According to one example embodiment, an automated trading tool determines if a leaned on quantity of a trading strategy has increased or decreased and if so, dynamically changing a desired order... Agent: Mbhb/trading Technologies

20080243713 - System and method for facilitating unified trading and control for a sponsoring organization's money management process: An embodiment of the present invention provides a system, method, process, software and standards that enable a unified trading and control process utilized by sponsoring organizations and asset managers (money managers) for sub advised or externally managed investment portfolios as to increase control over the trading process by a sponsoring... Agent: Paul, Hastings, Janofsky & Walker LLP

20080243722 - Method and process for facilitating donations via debt instruments: A method, process and system for making charitable contributions according to at least one exemplary embodiment of the present invention can include having a debt contract entered into by a donative borrower and a lender acting as a donation conduit. The debt instrument can have a primary rate term and... Agent: Maier & Maier, PLLC

20080243668 - Authorization control system and method to determine operation of a controlled device to permit an individual to perform an action: At least one price may be determined for an asset and a classification determined for the price in which the classification may include, for example, an indication of how reflective the determined price may be of a market value of the asset.... Agent: Dean P. Alderucci

20080243675 - High speed processing of financial information using fpga devices: Methods and systems for processing financial market data using reconfigurable logic are disclosed. Various functional operations to be performed on the financial market data can be implemented in firmware pipelines to accelerate the speed of processing. Also, a combination of software logic and firmware logic can be used to efficiently... Agent: Thompson Coburn, LLP

20080243676 - Hybrid trading system for concurrently trading combined orders for financial instruments through both electronic and open-outcry trading mechanisms: A system and method of trading combined orders in an exchange configured for trading by a combination of electronic and open-outcry trading mechanisms is provided. One method includes receiving an incoming order having a first order component and a second order component at an electronic trade engine and routing the... Agent: Brinks Hofer Gilson & Lione

20080243667 - Instruments and market for hedging risks in commercial real estate assets: Real estate is known for its overwhelmingly idiosyncratic risk structure stemming from heterogeneous real assets traded on imperfect markets with asymmetric information, high transaction costs, low liquidity. In theory, property derivatives should be based on multifactor models cognisant of real estate's fundamental risk structure. In practice, no existing derivatives template... Agent: Mr. Patrick P. Lecomte

20080243672 - Methods and systems for placing, transmitting, and ranking trading orders: In various embodiments, real and test trading orders are processed and results are transmitted back to the entities originating the orders.... Agent: Dean P. Alderucci

20080243673 - Methods to improve accuracy and precision of timestamps for financial data: A method for producing a timestamped series of price data of a financial instrument from its prices. The timestamped series includes a timestamp associated with each price. Each timestamp has a timestamp precision of one millisecond or less and a timestamp accuracy equal to or shorter than the timestamp precision.... Agent: Ratnerprestia

20080243671 - Products and processes for differentiating trading orders: In various embodiments, a data signal differentiates between real and test trading orders and a computer system processes the orders based on differing values.... Agent: Dean P. Alderucci

20080243677 - System and method for fluid financial markets: A system and method that provide for fluid financial markets are disclosed. One system includes an issuing module that issues a credit account to a consumer based on a rating and tied to a credit bank. The system also includes an update module that updates the rating over time based... Agent: Merchant & Gould PC

20080243674 - System for automated trading of informational items and having integrated ask-and -post features: A hybrid system that supports automated trading of informational items between sellers of such items and buyers who bid on the items includes means for allowing bidders to subscribe to ask-and-post services. A buyer/bidder who subscribes to such services is given the opportunity to be presented with more detailed information... Agent: Macpherson Kwok Chen & Heid LLP

20080243670 - Systems and methods for processing and transmitting test orders: In various embodiments, test trading orders are generated, transmitted and ranked.... Agent: Dean P. Alderucci

20080243669 - Test trading: Disclosed are systems and methods for placing and processing test orders and real orders.... Agent: Dean P. Alderucci

20080243666 - Transaction management system and method: A transaction management system manages the purchase of products and/or services by buyers from sellers, the system comprising: a data store for storing seller data. Said data comprises, for each of a plurality of sellers, a seller identifier and seller offer data indicating at least one product or service offered... Agent: Brooks Kushman P.C.

20080243678 - Loss impact tracking system and method: Methods and systems for assisting analysis of potential gain or loss associated with acquiring property, and analysis of data related to disaster (such as due to flood, fire, etc.) affected properties with delinquent payments to determine the appropriate equity decision regarding a foreclosure action on one or more liens associated... Agent: Roylance, Abrams, Berdo & Goodman, L.L.P.

20080243680 - Method and apparatus for rating asset-backed securities: Share of Wallet (“SOW”) is a modeling approach that utilizes various data sources to provide outputs that describe a consumer's spending capability, tradeline history including balance transfers, and balance information. These outputs can be appended to data profiles of customers and prospects and can be utilized to support decisions involving... Agent: Knobbe Martens Olson & Bear LLP

20080243681 - Method and system for on-line customer screening: In one embodiment of the present invention there is provided a computer implemented method for pre-qualifying a customer interested in leasing an item owned by a third party, when the item is listed on an on-line database. The method includes receiving credit information related to said customer; retrieving decision criteria... Agent: Adam K. Sacharoff Much Shelist Freed Denenberg Ament&rubenstein,pc

20080243682 - Multi-dimensional matching in networked loan market and lending management system: Systems, methods, and apparatus for receiving, from one or more lenders, lending orders that include customized loan profiles, the customized loan profiles being based on a plurality of parameters that influence a lending decision; receiving, from one or more borrowers, borrowing orders that include one more requested loan terms; generating... Agent: Occhiuti Rohlicek & Tsao, LLP

20080243679 - Property-related benefit financing method and system: A method for providing funding for a property-related benefit (PRB) associated with an item of property. A PRB lien is prepared that provides for the funding to obtain one or more specified PRBs related to the property. The PRB lien identifies one or more value and corresponding interest rate associated... Agent: Roylance, Abrams, Berdo & Goodman, L.L.P.

20080243683 - Mechanism for secure rehosting of licenses: In one embodiment, a licensing authority receives a rehost ticket indicating proof of removal of a license from a first device. The licensing authority receives a request for a license for a second device. The licensing authority validates the rehost ticket to ensure that the license on the first device... Agent: Beyer Weaver LLP

20080243684 - Method and apparatus for funding a transaction: The present invention provides a method and system for pooling commitments. The commitments may be made by different persons from different locations at different times. The commitments are pooled and used to fund a transaction.... Agent: Tony Otha Thompson

20080243685 - Bill payment system: A bill payment system and method. In a method, the authorization request message is sent to a biller. The authorization request message requests authorization for a consumer to pay a bill at the merchant. The biller thereafter authorizes or does not authorize payment of the bill, and then sends an... Agent: Townsend And Townsend Crew LLP

20080243687 - Enterprise energy management system: A system for managing energy consumption by equipment located at a site or a plurality of sites. The system includes a database including information relating to pieces of energy consuming equipment located at a site. A server is programmed to process utility bills and/or analyze data to predict trends in... Agent: Faegre & Benson LLP Patent Docketing

20080243686 - Service soft-disconnect reconnection: A service soft disconnection may be provided. First, a first user interface screen may be provided: i) in response to determining that a payment has not been received for a service after a date for which an account holder responsible for the service has been sent a disconnection notice; and... Agent: Merchant & Gould PC

20080243688 - Method and apparatus for recording transactions with a portable logging device: Method and apparatus for recording transactions with a portable logging device are described. In one embodiment, examining a first log stored on a first, portable device and a second log associated with a second device; and determining that the portable device interacted with the second device based on one or... Agent: Blakely Sokoloff Taylor & Zafman LLP

20080243689 - System and method for performing an on-line transaction using a single-use payment instrument: A system and method for performing an on-line transaction, such as making a payment, with a single-use payment instrument makes use of computer hardware and software, such as the computing device of a customer, the customer's bank's home banking server, the bank's card authorization server, a vendor's website server, and... Agent: King & Spalding LLP (citi Customer Number) Attn: George T. Marcou

20080243690 - Money transfer system and messaging system: A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another... Agent: Townsend And Townsend And Crew, LLP