Data processing: financial, business practice, management, or cost/price determination inventions 10/07

20070250336 - Systems and methods for social networking: This invention relates generally to social networking, and more specifically, to systems and methods for bridging an online space and an offline physical venue. In one embodiment, the invention includes a system including an online space, the online space configurable to establish a member account for at least one member,... Agent: Ruttler Law LLC

20070250345 - Electronic medical record system, method, and computer process for the testing, diagnosis, and treatment of sleep disorders: This is a patient electronic medical record system, method, and computer processes that includes the ability to input demographic information, diagnosis specific questionnaire templates, polysomnographic data, technician observations, patient satisfaction surveys to achieve comprehensive and medical documentation that captures patient data prior to, concurrently, and following polysomnography. The system is... Agent: James Walker

20070250343 - Medical services and goods exchange: Computer implemented methods and systems for reducing costs for medical goods and services. In an embodiment, a host system maintains service provider information, which includes, for each of a plurality of medical imaging services providers within the payor's network, a list of medical imaging services that are provided by the... Agent: Fliesler Meyer LLP

20070250342 - Systems and methods for automatically generating bids for medical services and goods: Computer implemented methods and systems for reducing costs for medical goods or service. In accordance with an embodiment, a host system maintains service provider information which includes, for each of a plurality of medical imaging service providers within a payor's network, a list of medical imaging services that are provided... Agent: Fliesler Meyer LLP

20070250349 - System and method for improving communications with a patient: The present invention provides a method and system for improving interpersonal communications with a individual based on an understanding of the individual's personality type. In a preferred embodiment, the method and system are directed to communications between a health care professional and a patient. The method including conducting an analysis... Agent: Mccormick, Paulding & Huber LLP

20070250348 - System and method of aggregating and disseminating in-case-of-emergency medical and personal information: A system for aggregating and disseminating in-case-of-emergency (ICE) medical information to medical units. The system includes an ICE medical record server that stores medical records of respective subscribers, and automatically receive updates from health service entities visited by subscribers. When contacted by emergency dispatchers or first responders, the server sends... Agent: Orion Law Group

20070250352 - Fully automated health plan administrator: A system for administering a health care system, comprising up to five processing means and a database. The system accepts inputs from enrollees, insureds, providers, insurers and vendors, but requires no input from an administrator. The apparatus optionally includes devices for: measuring patient treatment outcomes, a “just-in-time” appointment rescheduler, an... Agent: Diehl Servilla LLC

20070250360 - Method for measuring and improving organization effectiveness: A method of evaluating the effectiveness of an organization. The method includes participants generating responses to a set of organizational statements as part of a one-day event. The participants are able to interact with each other during various phases of the one-day event in order to generate responses. The responses... Agent: Hahn Loeser & Parks, LLP

20070250364 - System and method for one-click docketing: The present invention includes an apparatus, method and system for one-click docketing of tasks in an internet based patent and trademark application management system. In some embodiments, a client computer is operatively coupled to an application server, which in turn is operatively coupled to a patent information server. These computers... Agent: Schwegman, Lundberg & Woessner/cpa

20070250376 - Medium evaluation method: A medium evaluation method for evaluating a commodity information provision medium that commodity consumers expect to use as an acquisition unit of commodity information provided by a commodity provider at each step of a purchase process wherein: expectation information is associated with kinds of commodity information provision media that commodity... Agent: Sughrue-265550

20070250374 - Method and apparatus to conduct contest under equivalent recording conditions: A method for conducting a contest in which recorded performances of different individuals are reviewed to select a winner. The method includes the steps of providing a plurality of recording booths each including recording equipment comprising at least one camera for photographing the video portion of an individual's performance and... Agent: Tod R Nissle

20070250379 - Automated method for reconciling asynchronous time attendance records: A method for reconciling asynchronous time attendance records in a time attendance system is provided. The reconciliation method of the present invention can reconcile and synchronize time attendance records from a single time attendance recorder device, or multiple time attendance recorder devices which are independent from one another and not... Agent: Kelly Lowry & Kelley, LLP

20070250389 - Gift card donation method: A method comprising the steps of: receiving at least one gift card, each gift card having an outstanding balance; consolidating the outstanding balances to a consolidated gift card; selling said consolidated gift card; collecting revenue generated from selling the consolidated gift card; and giving at least a portion of the... Agent: Absolute Technology Law Group LLC

20070250390 - Internet advertising method and system: In an Internet or online advertising method, a server computer maintains a an electronic site or page accessible via a computer network and transmits to a user computer accessing the site or page advertisements selected in accordance with buying habits of individual users and independently of content on the site... Agent: Coleman Sudol Sapone, P.C.

20070250392 - Systems and methods for determining taxes owed for financial transactions conducted over a network: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are... Agent: Alston & Bird LLP

20070250397 - Method of selling products online: A method of selling products online comprising generating a plurality of electronic tickets for sale wherein each ticket has a price that is an equal, fractional share of the selling price of the product, a number is assigned to each ticket and associated with the buyer thereof, and at a... Agent: Michael A. O'neil Michael A. O'neil, P.C.

20070250401 - Searching method and apparatus: A method of searching a data store, the data store storing a plurality of offers, each offer comprising information about a corresponding product and a corresponding seller for that offer, the method comprising the steps of: receiving, from each of a plurality of sellers, one or more offers; storing the... Agent: Dreier LLP

20070250403 - System and method for selling a product multiple times during the life of the product: A system and method for turning a buyer into a prospective seller in an electronic marketplace. After the buyer enters into a binding agreement to purchase an item, the buyer is provided with an option of re-listing the purchased item for resale. The purchased item is re-listed if the buyer... Agent: Fulbright & Jaworski, LLP

20070250413 - Automated inventory system: Embodiments of this invention are directed towards various sensing mechanisms for bins of an automated inventory system. Further, various communication infrastructures and schemes between the various system components are disclosed. The automated inventory system comprises a plurality of dispensing bins containing stocked items. Various sensors may be used to detect... Agent: Knobbe Martens Olson & Bear LLP

20070250435 - Derivative securitized index participation notes: Techniques are described for securitizing, administrating and trading various index shares securitized by derivative, cash-settled instruments on the underlying index.... Agent: Fish & Richardson PC

20070250434 - Index participation notes securitized by options contracts: Techniques are described for securitizing, administrating and trading various index shares securitized by derivative, cash-settled instruments on the underlying index.... Agent: Fish & Richardson PC

20070250441 - Systems and methods for determining regulations governing financial transactions conducted over a network: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are... Agent: Alston & Bird LLP

20070250440 - Systems and methods for funding payback requests for financial transactions: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are... Agent: Alston & Bird LLP

20070250454 - Index participation notes securitized by futures contracts: Techniques are described for securitizing, administering and trading various index shared securitized by derivative, cash-settled instruments on the underlying index.... Agent: Fish & Richardson PC

20070250337 - Electronic contracting: Embodiments of the present invention provide methods and systems for computer-facilitated construction of contracts, such as health care contracts. Embodiments include the employment of meta data, and handling of inter-dependent and/or mutual exclusivity of contract terms, contract clauses, rates, rate spans, rate sheets and digital documents (templates). Embodiments include facilitation... Agent: Schwabe, Williamson & Wyatt, P.C. Pacwest Center, Suite 1900

20070250328 - Geneticically engineered business and management structure: This invention relates to methods of doing business whereby subordinate business entities are structured under a parent controlling entity. Subordinate entities are capable of genetically propagating; a subordinate corporate entity and its propagates is termed a pod. A top-down management system is enacted, through feed-back loops from the genetic propagates... Agent: William Wirt Brock, Iv

20070250329 - Ghg emission credit generation and utilization system: A method for generating and utilizing greenhouse gas credits includes collecting a first greenhouse gas and converting the first greenhouse gas to a second greenhouse gas to produce a conversion product, wherein the second greenhouse gas has a global warming potential less than a global warming potential associated with the... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20070250339 - Handheld waste scanner: A system for disposing of medical waste is generally configured to sort waste items into a plurality of containers according to applicable rules and regulations governing the handling and/or disposal of such items. In some embodiments, a system comprises sorting stations each of which houses a number of disposable containers.... Agent: Knobbe Martens Olson & Bear LLP

20070250333 - Matchmaking jewelry and method: A matchmaking ring and method of communicating personal status to another person is provided. The matchmaking ring of the present invention includes means for identifying personal characteristics of the ring wearer. The matchmaking ring further includes means for identifying desired personal characteristics of a potential partner of the ring wearer.... Agent: Reinhart Boerner Van Deuren P.C.

20070250338 - Method and system for manipulation of cost information in a distributed virtual enterprise: A method, system, apparatus, and computer program product for processing e-commerce information are presented. A business entity may transfer e-commerce agreements through an electronic marketplace. The business entity retrieves dependency information about a commercial transaction from an e-commerce agreement. The business entity incorporates the dependency information, e.g., dates, costs, deliveries,... Agent: International Business Machines Corporation C/o Hamilton & Terrile, LLP

20070250331 - Method for composition of stream processing plans: A computer implemented method, apparatus, and computer usable program code for performing automatic planning in a compositional system. Parameter substitution is performed in response to receiving a planning language input. Actions are preprocessed in response to performing parameter substitution. A backward search is performed for potential solutions in response to... Agent: Duke W. Yee

20070250340 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070250330 - Sourcing controller: An intelligent sourcing controller for sourcing potential suppliers from external sources such as the Internet as well as internal sources such as a local data server. The intelligent sourcing engine controller provides a supplier appraisal to the buyer as decision support. The intelligent sourcing controller integrates its supplier appraisal criteria... Agent: Kenyon & Kenyon LLP

20070250326 - System and method for shipping a mail piece having post office box recognition: This application discloses a method and system for facilitating the delivery of a mail piece bearing a post office box identifier to a United States Postal Service Branch, for final delivery to a post office box. The system facilitates the delivery by scanning the mail piece and obtaining the mail... Agent: Alston & Bird LLP

20070250327 - System and method for used vehicle valuation based on actual transaction data provided by industry participants: A vehicle valuation system supplies accurate wholesale, retail, purchase, and reconditioning values of used automobiles based upon actual transaction data for selected geographical areas. The system validates transaction data to ensure data integrity. A transaction database is populated with validated transaction data received, either automatically from an application such as... Agent: Mark Young, P.A.

20070250334 - Systems and devices for assessing fines for traffic disturbances: Traffic disturbances are detected and data is collected by various sensors where the data reflects the entity that is responsible for the disturbance and the number of vehicles that are impacted by the disturbance. The data is analyzed to determine whether a traffic violation has occurred and to then assess... Agent: Withers & Keys For Bell South

20070250325 - Systems and methods for generating an address list: Methods and systems consistent with the present invention provide a data processing system having an address list generator. The generator receives a code for a source address that has a zip code portion and either a street address portion, a postal box number, or a rural route number, identifies each... Agent: Sonnenschein Nath & Rosenthal LLP

20070250332 - Water treatment facility and filtration matching method: A method of matching water supply systems with water filtration systems includes having a user provide area location identification, determining the water supply system for the identified area, referencing available water specifications for the water supply system, and providing the user with a recommendation of one or more water filtrations... Agent: Robert M. Mason Mason & Petruzzi

20070250335 - Workflow applications: A facility is described for enabling workflow applications. The facility receives a request to identify an optimized resource list that identifies resources capable of performing a workflow process task. The workflow process task can be associated with a document type relating to a document associated with a workflow envelope. The... Agent: Perkins Coie LLP Patent-sea

20070250341 - Method for providing a consumer with information regarding commercial prescription availability and cost: A method is disclosed whereby consumers enrolled in subscribing prescription benefit plans can easily obtain information over the Internet regarding costs and availability of their prescription medications at local and mail-order participating pharmacies of their choice, based on the prescription benefit plans of which they are members. Data on medication... Agent: Gordon & Rees LLP

20070250346 - System and method for processing a multiple prescription order: An ordering system that fills a prescription order is described. The ordering system comprises a Graphical User Interface, a transactional component, a production facility, a detailed labeling component, and a distribution point. The GUI is configured to receive at least one prescription order that is associated with a particular patient... Agent: Virtual Legal, P.C. Michael A. Kerr

20070250344 - Systems and methods for scheduling and sequencing sessions or appointments: Embodiments of the present invention provide systems and methods for scheduling patients in an organized and uniform way using a batch follow-up system. Such batch follow-up methods help a research site conducting research to prepare one or more of study supplies, patient charts, study goals, and data collecting requirements in... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20070250347 - Broker service and system architecture for health care data: A broker service facilitates the provision of health-related information to an interested third party. The broker enters into an agreement with one or more health care institutions to obtain at least some access to health-related information stored on a server. In response to a request by the third party, the... Agent: Brinks Hofer Gilson & Lione

20070250350 - Method and apparatus for administrating metered insurance coverage: A method and apparatus of administrating a builders risk insurance program with a computer system wherein builders may initiate coverage for individual building projects as they are begun from remote terminals by entering data on each project into a production scheduler that communicates with a central computer system that aggregates... Agent: Gardner Groff Greenwald & Villanueva. PC

20070250353 - Method and apparatus for bundling insurance coverages in order to gain a pricing advantage: A method for reducing the lapse rate of a first insurance policy comprises the step of offering to sell a rider to said first insurance policy, said rider comprising benefit features, said benefit features configured such that the combination of said rider and said first insurance policy has a higher... Agent: Sheridan Ross PC

20070250351 - Method, system and computer program code for automatically generating software for reformatting incoming data: A method, system and computer program product are provided for creating software that can be used to reformat incoming insurance-related data into a format that conforms to the requirements or preferences of the receiving party. In particular, the software generated is capable of causing a particular action to be taken... Agent: Alston & Bird LLP

20070250357 - Fee allocator system and method: A system is provided for automatically billing a designated account for fees associated with the costs of tickets and other similar services. Passenger Record Number data and similar data is provided through a Computerized Reservation System and an accounting system to a Fee Allocator program which automatically interprets the data,... Agent: American Express Travel Related Services Co., Inc. C/o Snell & Wilmer, L.L.P.

20070250355 - Method for accurately quoting wait time for a restaurant table: The inventive method uses data received concerning the status of various tables in the establishment, the criteria provided by the customer as well as the status of the meals being prepared in a variety of courses for customers already seated to best determine how much time a new customer will... Agent: H. Jay Spiegel - H. Jay Spiegel & Associates

20070250354 - Method, apparatus, and program for pre-selling tickets to effect a booking of an event: An apparatus, method, and program for pre-selling tickets to determine whether to book an event or activity, and for facilitating the sale of those tickets. Consumers who pre-purchase a ticket are plainly notified if an event has not yet been booked. They are also shown the progress toward the likely... Agent: Intellectual Property Law Group LLP

20070250356 - Seat reservation system and process: A seat reservation process, the process including the steps of: accepting reservation requests for available seats for an event; offering to customers an option to book a seat having one or more empty seats adjacent thereto on payment of a premium or agreeing to pay a premium or other consideration;... Agent: Mckee, Voorhees & Sease, P.L.C

20070250362 - Method and system for valuing a venture: A business planning and project facilitation method, program, and system for a new or existing venture is provided. Default values based on data retrieved from a knowledge database according to user-provided venture estimate information, are provided to the user. The user can enter additional information based on the user's estimate... Agent: Scully Scott Murphy & Presser, PC

20070250358 - System and method of rfid device management: A radio frequency identification management system and method of managing one or more radio frequency identification devices is provided. The radio frequency identification (RFID) management system comprises a device manager for managing one or more RFID devices, and one or more RFID device drivers for communicating with and operating the... Agent: Perman & Green

20070250361 - System and method to simulate the impact of leadership activity: A system and method to simulate the impact of leadership activity for individuals in leader and/or manager roles to be able to model their organization as a system and to simulate a plurality of actions that might be taken and their impact on the non-linear dynamics of the organization, its... Agent: Akerman Senterfitt

20070250359 - Systems and methods for providing documentation having succinct communication with scalability: Systems and methods for defining and documenting processes, procedures, standards and policies that are succinct and usable, and that are scalable to the complexity of the process and to abilities of the individual user. Steps of a particular process and a relationship of one or more of the steps are... Agent: Kirton And Mcconkie

20070250366 - Apparatus, method and computer program product for annotating a meeting in an electronic calendar: A method includes displaying an invitation to a scheduled event, such as a meeting, and, in response to user input, indicating the user's desire to accept to attend, tentatively accept to attend or decline to attend selected portions of the scheduled event.... Agent: Harrington & Smith, PC

20070250363 - Enumerating events for a client: Methods, apparatus, and products are disclosed for enumerating events for a client by receiving from one or more clients a request for events occurring in a requested time period, wherein the requested time period has a begin time other than the current time, retrieving from an event provider the requested... Agent: International Corp (blf)

20070250368 - Global it transformation: Disclosed are a method of and system for providing a view of a transformation program. The method comprises the steps of providing an integrated and end-to-end set of processes, analytic tools, and reports that provide an information technology team with a comprehensive view of an information technology transformation; and using... Agent: Steven Fischman, Esq. Scully, Scott, Murphy & Presser

20070250365 - Grid computing systems and methods thereof: A grid computing system, method, and computer program product, adapted to execute at least one workflow having a set of predefined operating parameters and including an execution module comprising a plurality of devices having a plurality of heterogeneous resources, wherein the plurality of devices is adapted to execute the at... Agent: Nixon Peabody, LLP

20070250369 - Method for managing conflicting schedules in mobile communication terminal: Disclosed is a method for managing conflicting schedules in a mobile communication terminal. The method includes receiving a schedule input by a user in a schedule management mode, determining whether the new schedule currently input overlaps with previously stored schedules when the user completes the setting of the new schedule,... Agent: The Farrell Law Firm, P.C.

20070250370 - Scheduling application and distribution method: A scheduling application providing information and management through SMS messaging and other related communication methods is proposed. The application can allow a user to create and modify a database of user contact and schedule information, and then utilize this information to produce a schedule for a select group of users.... Agent: Goodwin Procter LLP Patent Administrator

20070250367 - System and method for performing compensation work: In accordance with embodiments, there are provided mechanisms and methods for performing compensation work. These mechanisms and methods can enable embodiments to provide design patterns for implementing compensation work. The ability of embodiments to provide design patterns for implementing compensation work can provide consistency of long-running business processes defined using... Agent: Fliesler Meyer LLP

20070250371 - Automated system for task billing: An automated system for implementing task billing for preparing patent applications and responding to Office Actions of the United States Patent and Trademark Office.... Agent: Brinks Hofer Gilson & Lione

20070250372 - Computer-assisted system and method for planning tradeshow visits: A system and method is provided to assist a user going to a tradeshow to make detailed plans for visiting exhibitors at the show. The user may download a show-planning program and a database containing tradeshow information. By running the program, the user can search for exhibitors of interest, contact... Agent: Leydig Voit & Mayer, Ltd

20070250375 - Dynamic capture rate performance metric: Techniques for evaluating the performance of two or more products in a market are disclosed. In a preferred embodiment, a method is presented which involves defining the market and identifying the two or more competing products which exist in the market. The number of unique product selection decisions made within... Agent: Baker Botts L.L.P.

20070250373 - Method, system, and program product for generating an integrated view: Under the present invention, components pertaining to a particular business operation of an organization are identified arranged into a component map. Information corresponding to a set of financial and staffing variables for the components is then gathered. During a workshop or the like, votes regarding a differentiation factor and an... Agent: Hoffman, Warnick & D'alessandro LLC

20070250377 - Performance analysis support system: A performance analysis support system is disclosed that provides one or more recommended solutions of a performance improvement project to management and the expected improvement benefit of each solution. The performance analysis support system guides a user through a detailed, consistent analysis process, helping organizational leaders accurately diagnose critical performance... Agent: William C. Milks, Iii

20070250378 - Systems and methods for conducting production competitions: This invention relates to methods and a system for compensating contestants for participating in development competitions. In one embodiment, a method for compensating contestants for participating in development competitions includes conducting development competitions in which contestants each submit a development, and for each competition evaluating contestants' submissions; based on the... Agent: Goodwin Procter LLP Patent Administrator

20070250387 - Associative search engine: This invention relates to an advertisement machine which provides advertisements to a user searching for desired information within a data network. The machine receives, from a user, a search request including a search argument corresponding to the desired information and searches, based upon the received search argument, a first database... Agent: Garlick Harrison & Markison

20070250385 - Coupons and the like systems and methods: According to some embodiments, a method for generating coupons includes: providing a computer interface within a retail store at least one location prior to a consumer's walking proximate retail items in said retail store, wherein said computer interface includes an interface at which a user and enter information and a... Agent: Watchstone P+d, PLC

20070250380 - Delivery, organization, and redemption of virtual offers from the internet, interactive-tv, wireless devices and other electronic means: Disclosed are methods and systems for redeeming virtual coupons by associating the coupons with consumers' credit cards for redemption. In disclosed methods, coupon databases are associated with consumers and associated with the consumers' credit cards. Coupon offers are stored in the coupon databases and are redeemed by consumers by the... Agent: Baker & Mckenzie LLP Patent Department

20070250386 - Energy efficient homeownership mortgage program: A program for encouraging homebuyers and current homeowners to purchase more efficient HVAC equipment at the time they purchase a home or refinance a home loan is described. Realtors, bankers, lenders, mortgage brokers, and like individuals involved in the purchase or refinancing of a home present an opportunity to purchase... Agent: Dorsey & Whitney LLP Intellectual Property Department

20070250388 - Method and apparatus for managing subscriptions: A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription is established by receiving a request to establish a subscription and receiving information that identifies a... Agent: Walker Digital Management, LLC

20070250384 - Multi-purpose electronic kiosk: The present invention relates to interactive kiosks. In particular, it relates to utility kiosks that support a variety of services, to wagering kiosks that must conform to regulatory requirements, and gaming kiosks that qualify as Class 2 or lower gaming devices, not Class 3 gaming devices.... Agent: Haynes Beffel & Wolfeld LLP

20070250383 - Paying for placement for advertising on mobile devices: A method is provided for delivering advertising items to a client's mobile device. Server software at a host system receives advertising items of an advertising campaign for distribution to clients with mobile devices. A placement order of advertising items is made for the display at a client's mobile device.... Agent: Heller Ehrman LLP

20070250382 - Responsibilities-based reward allocation and management system: A method and apparatus for a responsibilities-based reward allocation and management system. The system provides a responsibilities setup mechanism for configuring a plurality of responsibilities and/or responsibility categories or groups. The system provides a mechanism for setting up a plurality of bank accounts or a plurality of expense categories for... Agent: Townsend And Townsend And Crew, LLP

20070250381 - System and method for promoting business activities and charitable contributions: A system and method promotes business activities and charitable contributions simultaneously. Preferably operated on a global computer network, the invention permits charities to register to receive charitable contributions from businesses that agree to pay a percentage of the proceeds from their business activities to the charities. Consumers access the system... Agent: H. Jay Spiegel

20070250391 - Merchandising system and method for food and non-food items for a meal kit: The present invention is a merchandising system and method for the organized display, selection and purchase of products, particularly, food and non-food items for a meal kit, which can be customized to the taste and size preferences of the consumer. The system comprises a display apparatus, a plurality of food... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20070250398 - Automated transaction coordinator: A method is disclosed for optimizing a business transaction between a selling vendor and a shipping vendor The method includes receiving a query from a selling vendor. The query includes customer order data. The method also includes identifying at least one possible shipping vendor based on the customer order data... Agent: Benesch, Friedlander, Coplan & Aronoff LLP Attn:IPDepartment Docket Clerk

20070250400 - Digital online exchange: A system for dynamically pricing media content is operatively coupled to one or more clients over a network. The system dynamically adjusts pricing of the media content and delivers the media content to the clients that order the media content at a dynamically adjusted price. The price can be dynamically... Agent: Barnes & Thornburg LLP

20070250402 - Method and system for selecting potential purchasers using purchase history: A system and a method for selecting potential purchasers from a historical collection of confirmed purchasers. The method allows definition of a set of purchasing variables in relation to the confirmed purchasers, and computation of both a plurality of re-purchasing ratios and a plurality of purchasing amounts using the set... Agent: Schmeiser, Olsen & Watts

20070250393 - Methods and devices for establishing and processing payment rules for mobile commerce: Disclosed are methods and devices for automatically selecting which mobile communication device among two or more related mobile communication devices may establish communication or authorize a transaction for particular services or goods with an unrelated third communication device. The described method includes a first mobile communication device detecting the presence... Agent: Motorola Inc

20070250395 - System and method for offering a marketing portal only to clients of a financial institution: A marketing portal server comprises a marketing portal website; a client identification engine for confirming that a user is a client of a financial institution; a posting engine for enabling a client to post a directory listing on the marketing portal website; and a directory engine for enabling a client... Agent: Thelen Reid Brown Raysman & Steiner LLP

20070250399 - System and method for operator charging gateway: An Operator Charging Gateway (OCG) facility within a Mobile Commerce environment that, among other things, provides a bearer-independent and delivery-agnostic charging platform that, inter alia, (a) uncouples all of the particulars of the delivery of content, services, etc. from the myriad of activities, challenges, etc. of charging and (b) adds... Agent: Edell, Shapiro & Finnan, LLC

20070250394 - System and method for ordering and producing a paper product with third party graphics printed thereon: A system and method of selling free space on a printed sheet to a third party. A first party producer of the sheet, or box made therefrom, maintains a computer readable data base of second party orders for boxes having printable areas thereon, where one or more of the areas... Agent: Brinks Hofer Gilson & Lione

20070250396 - Vehicle co-listing systems and methods: An embodiment of the invention is directed to a method for computer network-based sale of vehicles. An access group data structure is created. The access group data structure includes structure that defines association of web sites, users and vehicles associated with an access group. Whether vehicles are visible on respective... Agent: Wilson Sonsini Goodrich & Rosati

20070250404 - Automatic learning for mapping spoken/text descriptions of products onto available products: A method, processing device, and machine-readable medium are provided. Costs of states of a state space are calculated. Each state represent one or more available product attributes having zero or more decided attribute values. The calculating is based, at least in part, on training data associated with previously requested and... Agent: Samuel H. Dworetsky At&t Corp.

20070250406 - Interactive product system and related methods: A method of providing an interactive product system includes selecting a plurality of character images, each character image associated with a unique characteristic selected from a set of unique characteristics, manufacturing a plurality of products, each product having at least one of the character images displayed thereon, and displaying information... Agent: The Procter & Gamble Company Intellectual Property Division - West Bldg.

20070250405 - Method and system for identifying reusable development components: Methods, systems, and software for identifying reusable development components or other enterprise knowledge—whether developed internally or by third parties—are described herein. One method for identifying reusable development components includes receiving a request for development components according to search criteria. A catalog with at least a first development component of a... Agent: Fish & Richardson, P.C.

20070250407 - Method for listing goods for sale by telephone: A method for using a telephone to list a seller's good for sale on a website including the steps of receiving good-identifying information from a seller via a telephone and presenting the good for sale on a website. The good-identifying information may be received as a series of tones generated... Agent: Synnestvedt & Lechner, LLP

20070250408 - Data model for business relationships: A data model that allows for relationships between entities, also referred to as parties, to be modeled as attributes of an entity and for customization of the data model in a manner that facilitates upgrading of the data model. The data model defines a party class that includes a party... Agent: Campbell Stephenson LLP

20070250409 - Handling household tasks: In an embodiment, articles are left in storage areas, such as lockers or other receptacles, which may be associated with a household services company. In an embodiment, after depositing the articles in the storage area the articles are associated with the user by the household services company based on a... Agent: David Lewis

20070250410 - Managing assets using at least one policy and asset locations: Assets are managed using policies. Locations of the assets are also determined. A policy may apply to an asset as determined based on the location of the asset. If a policy applies to the asset, a control function is performed.... Agent: Hewlett Packard Company

20070250412 - Method and system for determining suitability to enter a worksite and to perform an operation: A geographic unit control method including the steps of positioning ground equipment, evaluating an effect, and denying execution of an operation. Ground engaging equipment is positioned proximate to the geographic unit. An evaluation of an effect to the geographic unit, an other geographic unit adjacent to the geographic unit, a... Agent: Deere & Company

20070250411 - System and method for inventory tracking and control of mission-critical military equipment and supplies: A fully integrated, secure, portable, automated inventory control and tracking system for facilities storing mission-critical military equipment and supplies includes a terminal, database, and one or more reader/scanners. Software authenticates personnel requesting or returning mission-critical military equipment or supplies based on a machine-readable identifier on each individuals' badge, performs inventory... Agent: Coats & Bennett, PLLC

20070250414 - Systems and methods for managing information relating to medical fluids and containers therefor: The present invention relates to management of information relating to medical fluids, containers therefor, and medical fluid administration devices for administering such medical fluids to patients. Data tags (e.g., RFID tags) are generally associated with containers of the invention and may be electromagnetically read from and/or written to using an... Agent: Wood, Herron & Evans, LLP

20070250415 - Vehicle body restoration process: The present invention relates to a process for accurately estimating the cost of parts, materials, and labor units needed to properly restore a damaged vehicle body. The invention is directed to a vehicle body restoration process and vehicle body restoration guide used during the restoration process. The process includes entering... Agent: E I Du Pont De Nemours And Company Legal Patent Records Center

20070250416 - Method, system, and program product for electronically validating invoices: The present invention provides a method, system, and program product for validating invoices for transactions between trading partners that occur across jurisdictional borders (e.g., inter-country or inter-state transactions). Specifically, under the present invention, an invoice corresponding to a transaction between trading partners is electronically received (e.g., in an invoice processing... Agent: Hoffman, Warnick & D'alessandro LLC

20070250417 - Methods and apparatus for determining and using human capital metrics as measures of economic value of persons to an organization: Disclosed are methods, apparatus, and systems, including computer program products, implementing techniques for determining and using human capital metrics as measures of the economic value of persons to an organization. The financial state and performance of an organization can be characterized accordingly. One or more data resources storing data associated... Agent: Beyer Weaver LLP

20070250418 - System and method for planner with real-time application of conformance option: A system for tax planning with legislation conformance options comprises one more processors coupled to a memory. The memory stores instructions executable by the processors to implement a tax planner configured to receive data exported from a tax return preparation tool. After receiving the data, the tax planner receives input... Agent: Robert C. Kowert Meyertons, Hood, Kivlin, Kowert & Goetzel, P.C.

20070250420 - Device for determination of portioned fees for a multiplicity of entities acquiring under a single invoice: A device, preferably of credit card thickness and possessing credit-card utility by way of a magnetic swipe for determining portioned fees to paid by each of a multiplicity of entities “1-n” acquiring a number of items “1-x” presented under a single invoice having a CPU for determining calculations and receiving... Agent: Mitchell A. Stein, Esq. Stein Law, P. C.

20070250419 - Invoice adjustment data object for a common data object format: Embodiments of the invention provide methods and data structures for the effective and efficient synchronization or inter-exchange of invoice adjustment information between business applications employing disparate DOFs. For one embodiment, a DOF is provided that allows for relationships between entities, also referred to as invoice adjustments, to be modeled as... Agent: Campbell Stephenson LLP

20070250421 - Comprehensive, integrated system and method for calculating and demonstrating costs savings values: A cost savings calculator plan is established for a customer by associating calculator instances, selected from an established plurality of calculator types, with a customer profile. The calculator instances associated with the customer profile are utilized to determine specific cost savings amounts for the customer. The specific cost savings amounts... Agent: Greenberg Traurig, LLP

20070250423 - Method and system for the establishment of financial models for goal-oriented organizations: A system and method for the establishment of a financial model that enables an organization to achieve its goals. Preferably the model is designed to provide an organization with a sufficient endowment and financial plan that will enable continued obtainment of goals. Additionally, the financial model should provide the organization... Agent: Wolf, Block, Schorr & Solis-cohen LLP

20070250422 - Method of processing a returned accounts receivable entry: A computer-implemented method comprises receiving a returned accounts receivable entry, receiving a return reason code associated with the returned accounts receivable entry, locating an image of an original item which corresponds to the returned accounts receivable entry, and routing the image of the original item through a normal image exchange... Agent: Michael Chan Intellectual Property Section

20070250427 - Retirement planning system and method: A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to an individual planning for retirement. The retirement modeling logic is configured to process the data to generate parameters of a retirement plan. The retirement... Agent: Foley & Lardner LLP

20070250425 - Synthetic stock repurchase: A capital structure is provided for use in association with shares of an issuer, such as shares of common stock. The capital structure may include a share-purchasing entity structured to issue at least one security to the issuer and to receive proceeds in return for the security. In addition, the... Agent: Kirkpatrick & Lockhart Preston Gates Ellis LLP

20070250426 - Transaction and account management system: An information management system that consists of data, a rules database, and user profiles is provided. The rules database stores information about system responses to modifications of the data. The user profiles store information concerning the availability of information and displays depending upon the user. Automatic updates to user profiles... Agent: Knobbe Martens Olson & Bear LLP

20070250424 - Virtual asset groups in a compliance management system: Embodiments of the present invention can be used to assign policies to assets and enforce the policies in a dynamic environment. In one embodiment, the present invention includes discovering a plurality of assets using a plurality of distributed software interfaces over a network, each asset being having a plurality of... Agent: Levine Bagade Han LLP

20070250436 - Algorithmic trading portal and method: A system for providing algorithmic trading services includes a server coupled to an electronic data network configured to receive a first message from a remote trading client computer requesting algorithmic trading services and in response thereto, to start an algorithmic trading portal on the remote trading client computer. The algorithmic... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20070250438 - Automated auction protocol processor: A data processing system for implementing transaction management of auction-based trading for specialized items such as fixed income instruments. The data processing system provides a highly structured trading protocol implemented through a sequence of trading paradigms. The system employs a distributed computer processing network linking together a plurality of commonly... Agent: Joel Weiss Fish & Neave

20070250432 - Encoded short message service text messaging systems and methods: According to some embodiments, systems, methods, apparatus, computer program code and means are provided to encode data in a text message and to send the text message to a mobile device associated with a user.... Agent: Buckley, Maschoff & Talwalkar LLC

20070250428 - Integration of remote bidders into multiple and simultaneous live auctions: Multiple simultaneous auctions can be monitored and participated in using a single bidding device operated by a single remote bidder. A multi-windowed environment allows for the display of active bidding windows and docked bidding windows. The active bidding windows are fully functional bidding windows and include auction status, product information... Agent: Smith Frohwein Tempel Greenlee Blaha, LLC

20070250430 - Peer-to-peer based marketplaces: In various embodiments, the present invention provides methods and systems for buying and selling goods and services over a peer-to-peer network. Multiple client devices are connected as peer nodes within a P2P network. Active P2P network nodes register with a server as they come online. The server stores information about... Agent: Gunnison, Mckay & Hodgson, L.L.P.

20070250429 - Prediction markets for assessing clinical probabilities of success: Prediction markets are used to determine the probability of an experimental therapeutic, diagnostic, or prophylactic candidate meeting clinical trial and post-trial goals, such as clinical trial endpoints and timelines. The prediction market processes buy and sell orders from market participants, while adjusting the prices of the securities according to the... Agent: Morrison & Foerster LLP

20070250437 - Securities settlement system: A securities settlement system for clearing trades comprising an input for receiving trade information, a selector for selecting a group of trades to be cleared, an aggregation unit for determining an aggregated obligation to be cleared by each user associated with the group of trades and a settlement unit for... Agent: Nixon & Vanderhye, PC

20070250433 - System and method for providing one-order methodology in over the counter markets: A system and method provide a one-order methodology in over the counter (OTC) markets to enhance execution performance by allowing a single order to be executable in multiple liquidity pools (also referred to as exchange platforms or exchange markets). The liquidity pools typically have different credit constraints and requirements to... Agent: Andrews Kurth LLP Intellectual Property Department

20070250431 - Systems and methods for the identification and messaging of trading parties: According to some embodiments, systems, methods, computer program code, and means are provided to receive a broadcast request and a message from a first mobile device where the first mobile device is associated with a first user, compare information in the message to information in a preferences database to match... Agent: Buckley, Maschoff & Talwalkar LLC

20070250439 - Loan lock options: The disclosure relates to computer-implemented options that can be negotiated between two parties, addressing a financial term of a transaction, which financial term is subject to change before it becomes a fixed obligation of the parties. Disclosed embodiments implementing the options include a template for associating data indicating a desired... Agent: Peter K. Trzyna, Esq.

20070250442 - Financial transaction card with installment loan feature: There is provided a financial transaction payment method and system for processing a transaction conducted using a financial transaction card. The financial transaction card has associated therewith a financial account in a financial institution and one or more transaction criteria. The financial transaction payment system includes a processing unit and... Agent: Baker Botts L.L.P.

20070250444 - Rental system for movable body such as vehicle: The present invention is a movable body management system which can appropriately calculate a movable body fee according to availability etc. and flexibly and effectively allow movable bodies to be used. Each of vehicles such as cars and bicycles has a GPS capability to detect a current position of its... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20070250443 - System and method for optimal selection of payment authorizations in complex commerce systems: A system and method for optimal selection of payment authorization in a complex commerce system is presented. A commerce system uses an algorithm to select an optimum payment authorization for a particular payment deposit. The algorithm allows the commerce system to support multiple types of authorizations while minimizing the number... Agent: Ibm Corporation - Rsw (jvl) C/o Van Leeuwen & Van Leeuwen

20070250445 - Real time, on the fly, distribution of pre-selected electronic content: A system and method of refreshing a user's pre-selected content automatically every time a playback device is connected to a provider system. The user selects what order and time the electronic content is provided and played back and electronic content to be “broken in” during a differently scheduled set of... Agent: Darby & Darby P.C.

20070250446 - System and method for processor cycle accounting and valuation: A system monitors the operations of a programmable processor to determine how much of its time is spent performing a certain task. An estimate of the value of the task is made, and a certificate that reflects the value is issued. Related methods and software are also described.... Agent: Blakely Sokoloff Taylor & Zafman

20070250447 - Method and apparatus for boostrapping mobile a/v jukeboxes: Kiosk/Download Stations (2) are located in public places, such as retail establishments, malls, and so forth, for providing customers who own or newly purchase portable audio and/or audio/visual playback/recording devices (8) to be provided a service for rapidly downloading from the Kiosk (2) into a given device (8) newly purchased... Agent: Philips Intellectual Property & Standards

20070250448 - Identifying whether material is subject to an end-user license agreement: Exemplary methods, systems, and products are described for identifying whether material is subject to an end-user license agreement (‘EULA’). Embodiments include receiving a response to a request for the material; determining whether the content of the response contains predefined license identification metadata; and determining in dependence upon the predefined license... Agent: International Corp (blf)

20070250449 - System and method for automated friend-to-friend delivery item: A system and method for creating and billing for a friend-to-friend delivery item. The friend-to-friend system authenticates a user, generates a friend-to-friend permit based on permit information received from the user, receives payment account identification information, and generates a friend-to-friend delivery item based on the permit and the information received... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070250450 - System and method for conducting mobile transactions: A system and method for allowing a user to perform transactions between personal and/or target financial accounts via a mobile phone. The system has a user module and a system module. The user module is in the form of various types of handsets or mobile phones available in the market,... Agent: Stetina Brunda Garred & Brucker

20070250452 - Apparatus for an automotive data control, acquisition and transfer system: A system that controls, authorizes, and accounts fuel dispensed from fuel dispensers without the need for control and authorization input from individuals performing the fueling. The system comprises a radio frequency identification tag mounted on a fuel nozzle, an automotive information module mounted in the vehicle, a fuel island-mounted fuel... Agent: Ralph A. Dowell Of Dowell & Dowell P.C.

20070250451 - Method and apparatus for performing benefit transactions using a portable intergrated circuit device: A portable electronic data storage/processing device, e.g., smart card maintains an account including benefit packages. Each benefit package includes multiple items with associated quantity information. A smart card includes an account benefits interface and a retailer interface, each interface using different security measures. New benefit packages are added to the... Agent: Straub & Pokotylo

20070250453 - Electronic money, electronic use right, charging system, information processing apparatus, and reproducing method and reproduction control method of contents data: A reproducing method, electronic money, or an electronic use right of contents data, whereby when compressed and/or encrypted contents data is reproduced, a security for electronic money or an electronic use right is checked, if the electronic money or the electronic use right is invalid as a result of the... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20070250455 - Communication terminal, portable terminal, circulating server, providing server, electronic book distributing method, and eletronic book distributing program: A portable terminal according to the present invention is provided with an electronic book coupon storage, a book data receiver, an electronic book coupon deductor, and a book data decryptor. The electronic book coupon storage stores an electronic book coupon used in acquisition of book data containing a plurality of... Agent: Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070250456 - Colored gemstone jewelry system: An article of jewelry having colored gemstones may be designed according to a consumer's input at a retail location. The article of jewelry may be imaged and priced at the retail location, and a commitment to purchase the article of jewelry may be obtained based on the image provided. A... Agent: Marger Johnson & Mccollom, P.C.

20070250457 - System and method: A mailing system including: a mail item creation station; elements for assessing the weight of each mail item in a selected set of mail items; elements for generating a digital signal representing the weight of each mail item; elements for counting the number of mail items in the selected set... Agent: Young & Thompson

20070250458 - Device cooperation service system and electronic devices included in the system: Provided is a device cooperation service system which dynamically collects information relating to a device cooperation service and includes a service discovery method for enabling an electronic device to be identified and enabling an application to be downloaded. The system of the present invention has a function of discovering an... Agent: Wenderoth, Lind & Ponack L.L.P.

20070250459 - Method and system for conducting background investigations: A system for conducting background investigations is provided. The system present may a user interface to a user. A request for a service may be received via the user interface. The request for a service may include a request that a background investigation be performed on an individual. Initial information... Agent: Venable LLP

20070244709 - Methods of producing and recycling plastic cards: Methods for recovering plastic cards for recycling and converting into plastic cards comprising recycled scrap material. Plastic cards may be recovered by providing a receptacle to a first party, such as a retailer, for collecting plastic cards, such as transaction cards, that would normally be discarded. Arrangements may be made... Agent: Fay Sharpe LLP

20070244710 - Providing intergrated investigation: Included are embodiments for providing an integrated investigation. At least one embodiment includes a method that includes receiving data associated with an investigation case and organizing the received data according to the determined data type. Additionally, at least one embodiment includes providing an interactive interface for creating a case report... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP

20070244722 - Method for determining refractive state and providing corrective eyewear: A method is described for a consumer driven business practice that allows the consumer easy access to refractive spectacles without the need for an initial professional evaluation, thereby reducing the barriers implicit to the current process of obtaining such devices. The method may also serve the purpose of providing a... Agent: King & Schickli, PLLC

20070244723 - Nursing information management method and nursing information management apparatus for managing nursing actions: In cooperation with a first database, a problem preparation supporting unit supports the preparation of nursing problem items for patients. Based on the nursing problem items prepared, a plan preparation supporting unit supports the preparation of nursing care plans by conducting search through a second database. In cooperation with a... Agent: Scully Scott Murphy & Presser, PC

20070244737 - Automatic golf player matching and scheduling system: An automatic invitation and scheduling system for organizing foursome for golf games. A players fills out a questionnaire related to golf game preferences. The questionnaire is loaded into a database. When a game is desired a player indicates the desire to play a game and invitations are sent out based... Agent: Wolf, Block, Schorr & Solis-cohen LLP

20070244742 - Systems and methods for analyzing electronically embodied games: Features of electronically embodied games are logically categorized, analyzed, and compared. Features are preferably organized according to a hierarchical classification scheme, according to a classification scheme that is not strictly tautological. All suitable feature sets are contemplated, including sets corresponding to characteristics of players and non-players, types and/or uses of... Agent: Fish & Associates, PC Robert D. Fish

20070244744 - System and method for selecting a political candidate: Conducting a first series of screening events on one at least one group of potential candidates to produce a set of potential nominees is disclosed. Publicly conducting a second series of screening events on the set of potential nominees and conducting a series of voting processes to sequentially reduce the... Agent: Howison & Arnott, L.l.p

20070244756 - Internet business co-op with rotating banners: Presented is a system for conducting business on the internet, in which affiliated web commerce sites display advertising of other affiliated web commerce sites on a rotating basis. In the system coupons, hotel booking discounts and credits and advertising are tracked and banner ads for system affiliates are shown on... Agent: Dykas, Shaver & Nipper, LLP

20070244752 - System and method for the integrated distribution of advertising via the internet and mobile terminals: A system and method for providing a mobile terminal user a rebate for the charge of a call when the user views an advertisement after the completion of the call. The user may have to view the advertisement within a specified time following the call established by the system administrator... Agent: Anthony Jeremiah Bayne

20070244770 - Automated trading system and method database: A trading database for use with an automated trading system may be configured for providing a set of data structures and storing a set of data representing users and associated tradable items and data representative of planned, pending, and executed trades.... Agent: Mills & Onello LLP

20070244769 - User interaction for trading system and method: User interactive systems and methods are provided for using an automated trading system that can comprise a storage system for storing a set of data representing users and an associated tradable items, a trade module for determining at least one trade among at least two users using the data representing... Agent: Mills & Onello LLP

20070244772 - Marketing system and methods in automated trading context: A marketing system and method for use with an automated trading system are provided. A set of databases is configured to store data representing a plurality of users, the data including a set of interest information and a set of user information comprising data representing a set of tradable items.... Agent: Mills & Onello LLP

20070244771 - Method, system and program product for selecting window coverings: A solution for improving generally the selecting of window coverings, and more specifically, a method, system, and program product for selecting window coverings is provided. A method may include receiving at least one window attribute of a structure; obtaining a plurality of information via an electronic medium; and presenting at... Agent: Hoffman Warnick & D'alessandro, LLC

20070244783 - Financial instrument viewer based on shared axes: A method and system are provided for monitoring temporally dependent performance of at least one financial instrument in a marketplace including price and optional volume quantities for executed and unexecuted trades of the at least one financial instrument. The method and system include receiving temporally dependent financial data representing the... Agent: Gowling Lafleur Henderson LLP

20070244784 - Method for transferring monies, coinciding with unrelated transactions, to a designated account: A method to increase savings by individuals based upon a percentage or portion of transactions made. In its most basic form, the method allows the participant to elect to have a small amount added to the charge for each non-cash transaction. The method of the present invention incorporates the calculation... Agent: Kammer Browning PLLC

20070244780 - Real estate derivative financial products, index design, trading methods, and supporting computer systems: In accordance with the principles of the present invention, real estate derivative financial products, index design, trading methods, and supporting computer systems are provided for property owners and investors to temporarily swap their respective economic interests in owning/disowning an underlying property for a certain period of time, directly or through... Agent: Paul E Schaafsma Novusip, LLC

20070244777 - Simulation of portfolios and risk budget analysis: The present disclosure relates to household portfolio simulation and analysis to provide retirement income. In particular, it discloses advanced technologies for modeling, simulation and analysis of potential economic futures, as applied to household retirement prospects. Improved modeling may capture factors such as concrete objectives of participants' priorities among objectives, risk... Agent: Haynes Beffel & Wolfeld LLP

20070244781 - System and method for organizing and evaluating regulation sho threshold security listed stocks: A system and method for organizing and evaluating Regulation SHO Threshold Security Listed stocks is provided. The system provides for collection of data from multiple, dissimilar and disparate sources having various collection schedules by multiple data collectors. It further provides a central database for storage of the collected data with... Agent: Thomas C. Ronk

20070244782 - System and method for screening for fraud in commercial transactions: A method for screening for potential fraud in commercial paper is provided. For example, a method of the invention comprises steps of presenting a check for cashing to a check cashing agent (e.g., a bank teller); scanning or inspecting the check for data; selecting data for analysis; analyzing selected data... Agent: Mcnees Wallace & Nurick LLC

20070244836 - Method and a system for valuing and analyzing bonds with estate put features: In accordance with one aspect of the present invention, a method is disclosed for valuing at least one bond having a nominal lifetime, the bond having estate put and call options and a cash flow value. The method includes the steps of decomposing the bond into a plurality of pieces,... Agent: Foley & Lardner LLP

20070244837 - System and method for extracting value from a portfolio of assets: A system and methods for extracting value from a portfolio of assets, for example a patent portfolio, are described. By granting floating privileges described herein, a portfolio owner can extend an opportunity for obtaining an interest in selected assets from the portfolio to a client who lacks the resources to... Agent: Sughrue Mion PLLC Uspto Customer No With Ibm/svl

20070244835 - Web-accessible financial product sales assistance system and method: An interactive web-accessible financial product sales assistant system and method is disclosed that facilitates the sale of financial products such as annuities by providing prompts to agents accessing the system to obtain and enter all financial product sales information required by the providers of the financial products in order to... Agent: Reinhart Boerner Van Deuren P.C.

20070244794 - Apparatus, system, and method for remote media ownership management: An apparatus, system, and method are disclosed for managing remote media ownership, where the media involve physical media units (PMUs). The system includes a physical media storage facility that stores the PMUs, and a PMU transfer facility that receives PMUs from users and delivers PMUs to users. The system includes... Agent: Kunzler & Mckenzie

20070244793 - Automated transaction system and method with electronic notification: An electronic notification system includes a storage system configured to store information representing a plurality of users and a plurality of tradable items associated with the plurality of users; a trade module configured to access the storage system to determine at least one trade among at least two users from... Agent: Mills & Onello LLP

20070244797 - Computer network-implemented system and method for vehicle transactions: A system and method for performing vehicle transactions via a reverse auction website includes a server for receiving a customer request for bids on a specified vehicle. The server is communicatively coupled to a plurality of customer user devices and a plurality of dealer user devices. The server transmits the... Agent: Gardner Groff Greenwald & Villanueva. PC

20070244801 - Multi-transaction system and method: A multi-transaction system comprises a transaction module configured to access a set of transaction systems to obtain transaction information to enable procurement of an item. The set of transaction systems includes an automated trading system configured to enable a user to receive the item in a trade for at least... Agent: Mills & Onello LLP

20070244798 - Systems and methods for real estate process management: The present invention relates to systems and methods that may be used to facilitate paperless real estate acquisition. One embodiment of the present invention relates to a paperless method of generating and submitting a legally binding real estate offer to purchase an electronically identified property. The method includes identifying a... Agent: Baker & Associates PLLC

20070244800 - Work allocation system: A method for allocating service providers to a set of required services, each service provider being associated with a respective bidding entity and the method comprising repeatedly performing the following steps: receiving at least one bid from each of some or all of the bidding entities, each bid specifying one... Agent: Nixon & Vanderhye, PC

20070244808 - Online loan application system using borrower profile information: Embodiments of an online credit application system are described. The online credit application system displays a solicitation page requesting user credit score information and a selection of desired loan products. The user credit score information comprises a user's characterization of their own credit score. The system can be configured to... Agent: Courtney Staniford & Gregory LLP

20070244810 - Enabling a selectable charitable donation as an incentive for a customer transaction: Enabling a user to identify a charitable entity to receive a donation and identify an amount of the donation to be provided for the successful performance of a transaction that provides a benefit to at least one third party. The user can select the charitable entity from a list of... Agent: Darby & Darby P.C.

20070244809 - System and method for e-commerce: An electronic commerce system for buyers and sellers to transact electronic funds exchange between their respective wallet accounts, the system comprising: a first mechanism for advertising a desire to engage in a sale or purchase transaction of electronic funds; a second mechanism for matching buyers with sellers of the advertised... Agent: Gowling Lafleur Henderson LLP (ott)

20070244822 - Portable link drive: A method, apparatus and system for distributing movies, video, images, audio or music and games or software in general in an electronic digital format which is convenient for users and securely protects the rights of content owners is described. The invention includes a portable secure memory device, referred to as... Agent: Josh Hogan

20070244828 - Aggregate licensing: A system and method for the on-line licensing of reproducible digital works includes a listing service which allows a plurality of ad-hoc offers to be aggregated to create a licensing fee minimally acceptable to the creator of the work. All qualified contributors to the aggregated fee are thereafter entitled to... Agent: Dennis M. Carleton, Esquire Fox Rothschild LLP

20070244827 - Method for securing a hard drive and preventing cloning or tampering attacks: According to one embodiment, a system and method is described for preventing cloning or tampering of a storage medium. This anti-cloning or tampering mechanism involves hashing and storing all the up-to-date content digital rights state information in a different storage medium and later comparing it to a calculated hash of... Agent: Blakely Sokoloff Taylor & Zafman

20070244826 - Method of managing and auditing intellectual property: A method of managing and auditing intellectual property for judging whether relevant software is true or counterfeit by using a product activation unit to judge a pairing of a hardware number and a license and royalty number set. Moreover, when the same software is installed in different hardware systems, the... Agent: Rosenberg, Klein & Lee

20070244831 - System and method for secure online transaction: Methods and systems for secure electronic commerce (eCommerce) transactions having one or more trusted payment hosts where consumers/buyers can register credit card information and/or any payment card information and the corresponding secret keys for the credit card or payment card with the one or more payment hosts are provided. Embodiments... Agent: Patterson & Sheridan, L.L.P.

20070244832 - Charging system and method for handling services within this system and entities thereof: A method is provided for handling a service of a predetermined type within a charging system comprising a server and a client. The method includes receiving, at the client, a request for the service of the predetermined type from a terminal, transmitting said request from the client to the server... Agent: Squire, Sanders & Dempsey L.L.P.

20070244707 - Adaptable device for spatial and nonspatial considerations: An evolutionary and reuseable device which is adaptable for soatial and environmental considerations, adaptable to the dimensions of an existing architectural and or nonarchitectual area and or environment, both made by human and or other, is capable of being modified with and without accessories and apparatusies and other, easily and... Agent: Michael Bickelmeyer

20070244712 - Method and apparatus for directing an existing product code to a remote location: A method for interfacing a user location on a network to a destination location on the network is disclosed. A bar code having product information contained therein relating to an associated product is first scanned with a scanner, which bar code has no network routing information contained therein. The product... Agent: Howison & Arnott, L.l.p

20070244708 - Method and apparatus for managing user time on a rental computer: Hacking a rental computer to use it beyond purchased rental time is prevented by plugging a time card with internal counter into a DIMM socket of the motherboard and encrypting the register locations of the time card with the private key of the motherboard to bind the time card to... Agent: Rogitz & Associates

20070244711 - Safety notification system via web based internet site: The present invention offers a website service for notification to member-specified individuals that the member may or may not be safe. This online membership site appeals to all genders and age groups. The intended purpose of the site is to offer individual members a tool to aid in safer dating,... Agent: Dena Marie Kist

20070244713 - Systems and methods for the prevention of extended utility theft: Systems, methods, and computer program products for identifying utility theft include a property management system operable to receive tenant data associated with a property. A service provider in communication with the property management system receives the tenant data from the property management system via a network such as the Internet,... Agent: Sutherland Asbill & Brennan LLP

20070244719 - Compositions and methods for producing fermentation products and residua