Data processing: financial, business practice, management, or cost/price determination inventions 10/07

20070250336 - Systems and methods for social networking: This invention relates generally to social networking, and more specifically, to systems and methods for bridging an online space and an offline physical venue. In one embodiment, the invention includes a system including an online space, the online space configurable to establish a member account for at least one member,... Agent: Ruttler Law LLC

20070250345 - Electronic medical record system, method, and computer process for the testing, diagnosis, and treatment of sleep disorders: This is a patient electronic medical record system, method, and computer processes that includes the ability to input demographic information, diagnosis specific questionnaire templates, polysomnographic data, technician observations, patient satisfaction surveys to achieve comprehensive and medical documentation that captures patient data prior to, concurrently, and following polysomnography. The system is... Agent: James Walker

20070250343 - Medical services and goods exchange: Computer implemented methods and systems for reducing costs for medical goods and services. In an embodiment, a host system maintains service provider information, which includes, for each of a plurality of medical imaging services providers within the payor's network, a list of medical imaging services that are provided by the... Agent: Fliesler Meyer LLP

20070250342 - Systems and methods for automatically generating bids for medical services and goods: Computer implemented methods and systems for reducing costs for medical goods or service. In accordance with an embodiment, a host system maintains service provider information which includes, for each of a plurality of medical imaging service providers within a payor's network, a list of medical imaging services that are provided... Agent: Fliesler Meyer LLP

20070250349 - System and method for improving communications with a patient: The present invention provides a method and system for improving interpersonal communications with a individual based on an understanding of the individual's personality type. In a preferred embodiment, the method and system are directed to communications between a health care professional and a patient. The method including conducting an analysis... Agent: Mccormick, Paulding & Huber LLP

20070250348 - System and method of aggregating and disseminating in-case-of-emergency medical and personal information: A system for aggregating and disseminating in-case-of-emergency (ICE) medical information to medical units. The system includes an ICE medical record server that stores medical records of respective subscribers, and automatically receive updates from health service entities visited by subscribers. When contacted by emergency dispatchers or first responders, the server sends... Agent: Orion Law Group

20070250352 - Fully automated health plan administrator: A system for administering a health care system, comprising up to five processing means and a database. The system accepts inputs from enrollees, insureds, providers, insurers and vendors, but requires no input from an administrator. The apparatus optionally includes devices for: measuring patient treatment outcomes, a “just-in-time” appointment rescheduler, an... Agent: Diehl Servilla LLC

20070250360 - Method for measuring and improving organization effectiveness: A method of evaluating the effectiveness of an organization. The method includes participants generating responses to a set of organizational statements as part of a one-day event. The participants are able to interact with each other during various phases of the one-day event in order to generate responses. The responses... Agent: Hahn Loeser & Parks, LLP

20070250364 - System and method for one-click docketing: The present invention includes an apparatus, method and system for one-click docketing of tasks in an internet based patent and trademark application management system. In some embodiments, a client computer is operatively coupled to an application server, which in turn is operatively coupled to a patent information server. These computers... Agent: Schwegman, Lundberg & Woessner/cpa

20070250376 - Medium evaluation method: A medium evaluation method for evaluating a commodity information provision medium that commodity consumers expect to use as an acquisition unit of commodity information provided by a commodity provider at each step of a purchase process wherein: expectation information is associated with kinds of commodity information provision media that commodity... Agent: Sughrue-265550

20070250374 - Method and apparatus to conduct contest under equivalent recording conditions: A method for conducting a contest in which recorded performances of different individuals are reviewed to select a winner. The method includes the steps of providing a plurality of recording booths each including recording equipment comprising at least one camera for photographing the video portion of an individual's performance and... Agent: Tod R Nissle

20070250379 - Automated method for reconciling asynchronous time attendance records: A method for reconciling asynchronous time attendance records in a time attendance system is provided. The reconciliation method of the present invention can reconcile and synchronize time attendance records from a single time attendance recorder device, or multiple time attendance recorder devices which are independent from one another and not... Agent: Kelly Lowry & Kelley, LLP

20070250389 - Gift card donation method: A method comprising the steps of: receiving at least one gift card, each gift card having an outstanding balance; consolidating the outstanding balances to a consolidated gift card; selling said consolidated gift card; collecting revenue generated from selling the consolidated gift card; and giving at least a portion of the... Agent: Absolute Technology Law Group LLC

20070250390 - Internet advertising method and system: In an Internet or online advertising method, a server computer maintains a an electronic site or page accessible via a computer network and transmits to a user computer accessing the site or page advertisements selected in accordance with buying habits of individual users and independently of content on the site... Agent: Coleman Sudol Sapone, P.C.

20070250392 - Systems and methods for determining taxes owed for financial transactions conducted over a network: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are... Agent: Alston & Bird LLP

20070250397 - Method of selling products online: A method of selling products online comprising generating a plurality of electronic tickets for sale wherein each ticket has a price that is an equal, fractional share of the selling price of the product, a number is assigned to each ticket and associated with the buyer thereof, and at a... Agent: Michael A. O'neil Michael A. O'neil, P.C.

20070250401 - Searching method and apparatus: A method of searching a data store, the data store storing a plurality of offers, each offer comprising information about a corresponding product and a corresponding seller for that offer, the method comprising the steps of: receiving, from each of a plurality of sellers, one or more offers; storing the... Agent: Dreier LLP

20070250403 - System and method for selling a product multiple times during the life of the product: A system and method for turning a buyer into a prospective seller in an electronic marketplace. After the buyer enters into a binding agreement to purchase an item, the buyer is provided with an option of re-listing the purchased item for resale. The purchased item is re-listed if the buyer... Agent: Fulbright & Jaworski, LLP

20070250413 - Automated inventory system: Embodiments of this invention are directed towards various sensing mechanisms for bins of an automated inventory system. Further, various communication infrastructures and schemes between the various system components are disclosed. The automated inventory system comprises a plurality of dispensing bins containing stocked items. Various sensors may be used to detect... Agent: Knobbe Martens Olson & Bear LLP

20070250435 - Derivative securitized index participation notes: Techniques are described for securitizing, administrating and trading various index shares securitized by derivative, cash-settled instruments on the underlying index.... Agent: Fish & Richardson PC

20070250434 - Index participation notes securitized by options contracts: Techniques are described for securitizing, administrating and trading various index shares securitized by derivative, cash-settled instruments on the underlying index.... Agent: Fish & Richardson PC

20070250441 - Systems and methods for determining regulations governing financial transactions conducted over a network: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are... Agent: Alston & Bird LLP

20070250440 - Systems and methods for funding payback requests for financial transactions: Various embodiments of the invention provide a more secure financial transaction system for e-commerce sectors that (1) more securely processes payment transactions, (2) helps to protect merchants and banks against fraudulent transactions, money laundering, and underage gambling, and (3) helps to limit other abuses in areas of e-commerce that are... Agent: Alston & Bird LLP

20070250454 - Index participation notes securitized by futures contracts: Techniques are described for securitizing, administering and trading various index shared securitized by derivative, cash-settled instruments on the underlying index.... Agent: Fish & Richardson PC

20070250337 - Electronic contracting: Embodiments of the present invention provide methods and systems for computer-facilitated construction of contracts, such as health care contracts. Embodiments include the employment of meta data, and handling of inter-dependent and/or mutual exclusivity of contract terms, contract clauses, rates, rate spans, rate sheets and digital documents (templates). Embodiments include facilitation... Agent: Schwabe, Williamson & Wyatt, P.C. Pacwest Center, Suite 1900

20070250328 - Geneticically engineered business and management structure: This invention relates to methods of doing business whereby subordinate business entities are structured under a parent controlling entity. Subordinate entities are capable of genetically propagating; a subordinate corporate entity and its propagates is termed a pod. A top-down management system is enacted, through feed-back loops from the genetic propagates... Agent: William Wirt Brock, Iv

20070250329 - Ghg emission credit generation and utilization system: A method for generating and utilizing greenhouse gas credits includes collecting a first greenhouse gas and converting the first greenhouse gas to a second greenhouse gas to produce a conversion product, wherein the second greenhouse gas has a global warming potential less than a global warming potential associated with the... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20070250339 - Handheld waste scanner: A system for disposing of medical waste is generally configured to sort waste items into a plurality of containers according to applicable rules and regulations governing the handling and/or disposal of such items. In some embodiments, a system comprises sorting stations each of which houses a number of disposable containers.... Agent: Knobbe Martens Olson & Bear LLP

20070250333 - Matchmaking jewelry and method: A matchmaking ring and method of communicating personal status to another person is provided. The matchmaking ring of the present invention includes means for identifying personal characteristics of the ring wearer. The matchmaking ring further includes means for identifying desired personal characteristics of a potential partner of the ring wearer.... Agent: Reinhart Boerner Van Deuren P.C.

20070250338 - Method and system for manipulation of cost information in a distributed virtual enterprise: A method, system, apparatus, and computer program product for processing e-commerce information are presented. A business entity may transfer e-commerce agreements through an electronic marketplace. The business entity retrieves dependency information about a commercial transaction from an e-commerce agreement. The business entity incorporates the dependency information, e.g., dates, costs, deliveries,... Agent: International Business Machines Corporation C/o Hamilton & Terrile, LLP

20070250331 - Method for composition of stream processing plans: A computer implemented method, apparatus, and computer usable program code for performing automatic planning in a compositional system. Parameter substitution is performed in response to receiving a planning language input. Actions are preprocessed in response to performing parameter substitution. A backward search is performed for potential solutions in response to... Agent: Duke W. Yee

20070250340 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070250330 - Sourcing controller: An intelligent sourcing controller for sourcing potential suppliers from external sources such as the Internet as well as internal sources such as a local data server. The intelligent sourcing engine controller provides a supplier appraisal to the buyer as decision support. The intelligent sourcing controller integrates its supplier appraisal criteria... Agent: Kenyon & Kenyon LLP

20070250326 - System and method for shipping a mail piece having post office box recognition: This application discloses a method and system for facilitating the delivery of a mail piece bearing a post office box identifier to a United States Postal Service Branch, for final delivery to a post office box. The system facilitates the delivery by scanning the mail piece and obtaining the mail... Agent: Alston & Bird LLP

20070250327 - System and method for used vehicle valuation based on actual transaction data provided by industry participants: A vehicle valuation system supplies accurate wholesale, retail, purchase, and reconditioning values of used automobiles based upon actual transaction data for selected geographical areas. The system validates transaction data to ensure data integrity. A transaction database is populated with validated transaction data received, either automatically from an application such as... Agent: Mark Young, P.A.

20070250334 - Systems and devices for assessing fines for traffic disturbances: Traffic disturbances are detected and data is collected by various sensors where the data reflects the entity that is responsible for the disturbance and the number of vehicles that are impacted by the disturbance. The data is analyzed to determine whether a traffic violation has occurred and to then assess... Agent: Withers & Keys For Bell South

20070250325 - Systems and methods for generating an address list: Methods and systems consistent with the present invention provide a data processing system having an address list generator. The generator receives a code for a source address that has a zip code portion and either a street address portion, a postal box number, or a rural route number, identifies each... Agent: Sonnenschein Nath & Rosenthal LLP

20070250332 - Water treatment facility and filtration matching method: A method of matching water supply systems with water filtration systems includes having a user provide area location identification, determining the water supply system for the identified area, referencing available water specifications for the water supply system, and providing the user with a recommendation of one or more water filtrations... Agent: Robert M. Mason Mason & Petruzzi

20070250335 - Workflow applications: A facility is described for enabling workflow applications. The facility receives a request to identify an optimized resource list that identifies resources capable of performing a workflow process task. The workflow process task can be associated with a document type relating to a document associated with a workflow envelope. The... Agent: Perkins Coie LLP Patent-sea

20070250341 - Method for providing a consumer with information regarding commercial prescription availability and cost: A method is disclosed whereby consumers enrolled in subscribing prescription benefit plans can easily obtain information over the Internet regarding costs and availability of their prescription medications at local and mail-order participating pharmacies of their choice, based on the prescription benefit plans of which they are members. Data on medication... Agent: Gordon & Rees LLP

20070250346 - System and method for processing a multiple prescription order: An ordering system that fills a prescription order is described. The ordering system comprises a Graphical User Interface, a transactional component, a production facility, a detailed labeling component, and a distribution point. The GUI is configured to receive at least one prescription order that is associated with a particular patient... Agent: Virtual Legal, P.C. Michael A. Kerr

20070250344 - Systems and methods for scheduling and sequencing sessions or appointments: Embodiments of the present invention provide systems and methods for scheduling patients in an organized and uniform way using a batch follow-up system. Such batch follow-up methods help a research site conducting research to prepare one or more of study supplies, patient charts, study goals, and data collecting requirements in... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20070250347 - Broker service and system architecture for health care data: A broker service facilitates the provision of health-related information to an interested third party. The broker enters into an agreement with one or more health care institutions to obtain at least some access to health-related information stored on a server. In response to a request by the third party, the... Agent: Brinks Hofer Gilson & Lione

20070250350 - Method and apparatus for administrating metered insurance coverage: A method and apparatus of administrating a builders risk insurance program with a computer system wherein builders may initiate coverage for individual building projects as they are begun from remote terminals by entering data on each project into a production scheduler that communicates with a central computer system that aggregates... Agent: Gardner Groff Greenwald & Villanueva. PC

20070250353 - Method and apparatus for bundling insurance coverages in order to gain a pricing advantage: A method for reducing the lapse rate of a first insurance policy comprises the step of offering to sell a rider to said first insurance policy, said rider comprising benefit features, said benefit features configured such that the combination of said rider and said first insurance policy has a higher... Agent: Sheridan Ross PC

20070250351 - Method, system and computer program code for automatically generating software for reformatting incoming data: A method, system and computer program product are provided for creating software that can be used to reformat incoming insurance-related data into a format that conforms to the requirements or preferences of the receiving party. In particular, the software generated is capable of causing a particular action to be taken... Agent: Alston & Bird LLP

20070250357 - Fee allocator system and method: A system is provided for automatically billing a designated account for fees associated with the costs of tickets and other similar services. Passenger Record Number data and similar data is provided through a Computerized Reservation System and an accounting system to a Fee Allocator program which automatically interprets the data,... Agent: American Express Travel Related Services Co., Inc. C/o Snell & Wilmer, L.L.P.

20070250355 - Method for accurately quoting wait time for a restaurant table: The inventive method uses data received concerning the status of various tables in the establishment, the criteria provided by the customer as well as the status of the meals being prepared in a variety of courses for customers already seated to best determine how much time a new customer will... Agent: H. Jay Spiegel - H. Jay Spiegel & Associates

20070250354 - Method, apparatus, and program for pre-selling tickets to effect a booking of an event: An apparatus, method, and program for pre-selling tickets to determine whether to book an event or activity, and for facilitating the sale of those tickets. Consumers who pre-purchase a ticket are plainly notified if an event has not yet been booked. They are also shown the progress toward the likely... Agent: Intellectual Property Law Group LLP

20070250356 - Seat reservation system and process: A seat reservation process, the process including the steps of: accepting reservation requests for available seats for an event; offering to customers an option to book a seat having one or more empty seats adjacent thereto on payment of a premium or agreeing to pay a premium or other consideration;... Agent: Mckee, Voorhees & Sease, P.L.C

20070250362 - Method and system for valuing a venture: A business planning and project facilitation method, program, and system for a new or existing venture is provided. Default values based on data retrieved from a knowledge database according to user-provided venture estimate information, are provided to the user. The user can enter additional information based on the user's estimate... Agent: Scully Scott Murphy & Presser, PC

20070250358 - System and method of rfid device management: A radio frequency identification management system and method of managing one or more radio frequency identification devices is provided. The radio frequency identification (RFID) management system comprises a device manager for managing one or more RFID devices, and one or more RFID device drivers for communicating with and operating the... Agent: Perman & Green

20070250361 - System and method to simulate the impact of leadership activity: A system and method to simulate the impact of leadership activity for individuals in leader and/or manager roles to be able to model their organization as a system and to simulate a plurality of actions that might be taken and their impact on the non-linear dynamics of the organization, its... Agent: Akerman Senterfitt

20070250359 - Systems and methods for providing documentation having succinct communication with scalability: Systems and methods for defining and documenting processes, procedures, standards and policies that are succinct and usable, and that are scalable to the complexity of the process and to abilities of the individual user. Steps of a particular process and a relationship of one or more of the steps are... Agent: Kirton And Mcconkie

20070250366 - Apparatus, method and computer program product for annotating a meeting in an electronic calendar: A method includes displaying an invitation to a scheduled event, such as a meeting, and, in response to user input, indicating the user's desire to accept to attend, tentatively accept to attend or decline to attend selected portions of the scheduled event.... Agent: Harrington & Smith, PC

20070250363 - Enumerating events for a client: Methods, apparatus, and products are disclosed for enumerating events for a client by receiving from one or more clients a request for events occurring in a requested time period, wherein the requested time period has a begin time other than the current time, retrieving from an event provider the requested... Agent: International Corp (blf)

20070250368 - Global it transformation: Disclosed are a method of and system for providing a view of a transformation program. The method comprises the steps of providing an integrated and end-to-end set of processes, analytic tools, and reports that provide an information technology team with a comprehensive view of an information technology transformation; and using... Agent: Steven Fischman, Esq. Scully, Scott, Murphy & Presser

20070250365 - Grid computing systems and methods thereof: A grid computing system, method, and computer program product, adapted to execute at least one workflow having a set of predefined operating parameters and including an execution module comprising a plurality of devices having a plurality of heterogeneous resources, wherein the plurality of devices is adapted to execute the at... Agent: Nixon Peabody, LLP

20070250369 - Method for managing conflicting schedules in mobile communication terminal: Disclosed is a method for managing conflicting schedules in a mobile communication terminal. The method includes receiving a schedule input by a user in a schedule management mode, determining whether the new schedule currently input overlaps with previously stored schedules when the user completes the setting of the new schedule,... Agent: The Farrell Law Firm, P.C.

20070250370 - Scheduling application and distribution method: A scheduling application providing information and management through SMS messaging and other related communication methods is proposed. The application can allow a user to create and modify a database of user contact and schedule information, and then utilize this information to produce a schedule for a select group of users.... Agent: Goodwin Procter LLP Patent Administrator

20070250367 - System and method for performing compensation work: In accordance with embodiments, there are provided mechanisms and methods for performing compensation work. These mechanisms and methods can enable embodiments to provide design patterns for implementing compensation work. The ability of embodiments to provide design patterns for implementing compensation work can provide consistency of long-running business processes defined using... Agent: Fliesler Meyer LLP

20070250371 - Automated system for task billing: An automated system for implementing task billing for preparing patent applications and responding to Office Actions of the United States Patent and Trademark Office.... Agent: Brinks Hofer Gilson & Lione

20070250372 - Computer-assisted system and method for planning tradeshow visits: A system and method is provided to assist a user going to a tradeshow to make detailed plans for visiting exhibitors at the show. The user may download a show-planning program and a database containing tradeshow information. By running the program, the user can search for exhibitors of interest, contact... Agent: Leydig Voit & Mayer, Ltd

20070250375 - Dynamic capture rate performance metric: Techniques for evaluating the performance of two or more products in a market are disclosed. In a preferred embodiment, a method is presented which involves defining the market and identifying the two or more competing products which exist in the market. The number of unique product selection decisions made within... Agent: Baker Botts L.L.P.

20070250373 - Method, system, and program product for generating an integrated view: Under the present invention, components pertaining to a particular business operation of an organization are identified arranged into a component map. Information corresponding to a set of financial and staffing variables for the components is then gathered. During a workshop or the like, votes regarding a differentiation factor and an... Agent: Hoffman, Warnick & D'alessandro LLC

20070250377 - Performance analysis support system: A performance analysis support system is disclosed that provides one or more recommended solutions of a performance improvement project to management and the expected improvement benefit of each solution. The performance analysis support system guides a user through a detailed, consistent analysis process, helping organizational leaders accurately diagnose critical performance... Agent: William C. Milks, Iii

20070250378 - Systems and methods for conducting production competitions: This invention relates to methods and a system for compensating contestants for participating in development competitions. In one embodiment, a method for compensating contestants for participating in development competitions includes conducting development competitions in which contestants each submit a development, and for each competition evaluating contestants' submissions; based on the... Agent: Goodwin Procter LLP Patent Administrator

20070250387 - Associative search engine: This invention relates to an advertisement machine which provides advertisements to a user searching for desired information within a data network. The machine receives, from a user, a search request including a search argument corresponding to the desired information and searches, based upon the received search argument, a first database... Agent: Garlick Harrison & Markison

20070250385 - Coupons and the like systems and methods: According to some embodiments, a method for generating coupons includes: providing a computer interface within a retail store at least one location prior to a consumer's walking proximate retail items in said retail store, wherein said computer interface includes an interface at which a user and enter information and a... Agent: Watchstone P+d, PLC

20070250380 - Delivery, organization, and redemption of virtual offers from the internet, interactive-tv, wireless devices and other electronic means: Disclosed are methods and systems for redeeming virtual coupons by associating the coupons with consumers' credit cards for redemption. In disclosed methods, coupon databases are associated with consumers and associated with the consumers' credit cards. Coupon offers are stored in the coupon databases and are redeemed by consumers by the... Agent: Baker & Mckenzie LLP Patent Department

20070250386 - Energy efficient homeownership mortgage program: A program for encouraging homebuyers and current homeowners to purchase more efficient HVAC equipment at the time they purchase a home or refinance a home loan is described. Realtors, bankers, lenders, mortgage brokers, and like individuals involved in the purchase or refinancing of a home present an opportunity to purchase... Agent: Dorsey & Whitney LLP Intellectual Property Department

20070250388 - Method and apparatus for managing subscriptions: A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription is established by receiving a request to establish a subscription and receiving information that identifies a... Agent: Walker Digital Management, LLC

20070250384 - Multi-purpose electronic kiosk: The present invention relates to interactive kiosks. In particular, it relates to utility kiosks that support a variety of services, to wagering kiosks that must conform to regulatory requirements, and gaming kiosks that qualify as Class 2 or lower gaming devices, not Class 3 gaming devices.... Agent: Haynes Beffel & Wolfeld LLP

20070250383 - Paying for placement for advertising on mobile devices: A method is provided for delivering advertising items to a client's mobile device. Server software at a host system receives advertising items of an advertising campaign for distribution to clients with mobile devices. A placement order of advertising items is made for the display at a client's mobile device.... Agent: Heller Ehrman LLP

20070250382 - Responsibilities-based reward allocation and management system: A method and apparatus for a responsibilities-based reward allocation and management system. The system provides a responsibilities setup mechanism for configuring a plurality of responsibilities and/or responsibility categories or groups. The system provides a mechanism for setting up a plurality of bank accounts or a plurality of expense categories for... Agent: Townsend And Townsend And Crew, LLP

20070250381 - System and method for promoting business activities and charitable contributions: A system and method promotes business activities and charitable contributions simultaneously. Preferably operated on a global computer network, the invention permits charities to register to receive charitable contributions from businesses that agree to pay a percentage of the proceeds from their business activities to the charities. Consumers access the system... Agent: H. Jay Spiegel

20070250391 - Merchandising system and method for food and non-food items for a meal kit: The present invention is a merchandising system and method for the organized display, selection and purchase of products, particularly, food and non-food items for a meal kit, which can be customized to the taste and size preferences of the consumer. The system comprises a display apparatus, a plurality of food... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20070250398 - Automated transaction coordinator: A method is disclosed for optimizing a business transaction between a selling vendor and a shipping vendor The method includes receiving a query from a selling vendor. The query includes customer order data. The method also includes identifying at least one possible shipping vendor based on the customer order data... Agent: Benesch, Friedlander, Coplan & Aronoff LLP Attn:IPDepartment Docket Clerk

20070250400 - Digital online exchange: A system for dynamically pricing media content is operatively coupled to one or more clients over a network. The system dynamically adjusts pricing of the media content and delivers the media content to the clients that order the media content at a dynamically adjusted price. The price can be dynamically... Agent: Barnes & Thornburg LLP

20070250402 - Method and system for selecting potential purchasers using purchase history: A system and a method for selecting potential purchasers from a historical collection of confirmed purchasers. The method allows definition of a set of purchasing variables in relation to the confirmed purchasers, and computation of both a plurality of re-purchasing ratios and a plurality of purchasing amounts using the set... Agent: Schmeiser, Olsen & Watts

20070250393 - Methods and devices for establishing and processing payment rules for mobile commerce: Disclosed are methods and devices for automatically selecting which mobile communication device among two or more related mobile communication devices may establish communication or authorize a transaction for particular services or goods with an unrelated third communication device. The described method includes a first mobile communication device detecting the presence... Agent: Motorola Inc

20070250395 - System and method for offering a marketing portal only to clients of a financial institution: A marketing portal server comprises a marketing portal website; a client identification engine for confirming that a user is a client of a financial institution; a posting engine for enabling a client to post a directory listing on the marketing portal website; and a directory engine for enabling a client... Agent: Thelen Reid Brown Raysman & Steiner LLP

20070250399 - System and method for operator charging gateway: An Operator Charging Gateway (OCG) facility within a Mobile Commerce environment that, among other things, provides a bearer-independent and delivery-agnostic charging platform that, inter alia, (a) uncouples all of the particulars of the delivery of content, services, etc. from the myriad of activities, challenges, etc. of charging and (b) adds... Agent: Edell, Shapiro & Finnan, LLC

20070250394 - System and method for ordering and producing a paper product with third party graphics printed thereon: A system and method of selling free space on a printed sheet to a third party. A first party producer of the sheet, or box made therefrom, maintains a computer readable data base of second party orders for boxes having printable areas thereon, where one or more of the areas... Agent: Brinks Hofer Gilson & Lione

20070250396 - Vehicle co-listing systems and methods: An embodiment of the invention is directed to a method for computer network-based sale of vehicles. An access group data structure is created. The access group data structure includes structure that defines association of web sites, users and vehicles associated with an access group. Whether vehicles are visible on respective... Agent: Wilson Sonsini Goodrich & Rosati

20070250404 - Automatic learning for mapping spoken/text descriptions of products onto available products: A method, processing device, and machine-readable medium are provided. Costs of states of a state space are calculated. Each state represent one or more available product attributes having zero or more decided attribute values. The calculating is based, at least in part, on training data associated with previously requested and... Agent: Samuel H. Dworetsky At&t Corp.

20070250406 - Interactive product system and related methods: A method of providing an interactive product system includes selecting a plurality of character images, each character image associated with a unique characteristic selected from a set of unique characteristics, manufacturing a plurality of products, each product having at least one of the character images displayed thereon, and displaying information... Agent: The Procter & Gamble Company Intellectual Property Division - West Bldg.

20070250405 - Method and system for identifying reusable development components: Methods, systems, and software for identifying reusable development components or other enterprise knowledge—whether developed internally or by third parties—are described herein. One method for identifying reusable development components includes receiving a request for development components according to search criteria. A catalog with at least a first development component of a... Agent: Fish & Richardson, P.C.

20070250407 - Method for listing goods for sale by telephone: A method for using a telephone to list a seller's good for sale on a website including the steps of receiving good-identifying information from a seller via a telephone and presenting the good for sale on a website. The good-identifying information may be received as a series of tones generated... Agent: Synnestvedt & Lechner, LLP

20070250408 - Data model for business relationships: A data model that allows for relationships between entities, also referred to as parties, to be modeled as attributes of an entity and for customization of the data model in a manner that facilitates upgrading of the data model. The data model defines a party class that includes a party... Agent: Campbell Stephenson LLP

20070250409 - Handling household tasks: In an embodiment, articles are left in storage areas, such as lockers or other receptacles, which may be associated with a household services company. In an embodiment, after depositing the articles in the storage area the articles are associated with the user by the household services company based on a... Agent: David Lewis

20070250410 - Managing assets using at least one policy and asset locations: Assets are managed using policies. Locations of the assets are also determined. A policy may apply to an asset as determined based on the location of the asset. If a policy applies to the asset, a control function is performed.... Agent: Hewlett Packard Company

20070250412 - Method and system for determining suitability to enter a worksite and to perform an operation: A geographic unit control method including the steps of positioning ground equipment, evaluating an effect, and denying execution of an operation. Ground engaging equipment is positioned proximate to the geographic unit. An evaluation of an effect to the geographic unit, an other geographic unit adjacent to the geographic unit, a... Agent: Deere & Company

20070250411 - System and method for inventory tracking and control of mission-critical military equipment and supplies: A fully integrated, secure, portable, automated inventory control and tracking system for facilities storing mission-critical military equipment and supplies includes a terminal, database, and one or more reader/scanners. Software authenticates personnel requesting or returning mission-critical military equipment or supplies based on a machine-readable identifier on each individuals' badge, performs inventory... Agent: Coats & Bennett, PLLC

20070250414 - Systems and methods for managing information relating to medical fluids and containers therefor: The present invention relates to management of information relating to medical fluids, containers therefor, and medical fluid administration devices for administering such medical fluids to patients. Data tags (e.g., RFID tags) are generally associated with containers of the invention and may be electromagnetically read from and/or written to using an... Agent: Wood, Herron & Evans, LLP

20070250415 - Vehicle body restoration process: The present invention relates to a process for accurately estimating the cost of parts, materials, and labor units needed to properly restore a damaged vehicle body. The invention is directed to a vehicle body restoration process and vehicle body restoration guide used during the restoration process. The process includes entering... Agent: E I Du Pont De Nemours And Company Legal Patent Records Center

20070250416 - Method, system, and program product for electronically validating invoices: The present invention provides a method, system, and program product for validating invoices for transactions between trading partners that occur across jurisdictional borders (e.g., inter-country or inter-state transactions). Specifically, under the present invention, an invoice corresponding to a transaction between trading partners is electronically received (e.g., in an invoice processing... Agent: Hoffman, Warnick & D'alessandro LLC

20070250417 - Methods and apparatus for determining and using human capital metrics as measures of economic value of persons to an organization: Disclosed are methods, apparatus, and systems, including computer program products, implementing techniques for determining and using human capital metrics as measures of the economic value of persons to an organization. The financial state and performance of an organization can be characterized accordingly. One or more data resources storing data associated... Agent: Beyer Weaver LLP

20070250418 - System and method for planner with real-time application of conformance option: A system for tax planning with legislation conformance options comprises one more processors coupled to a memory. The memory stores instructions executable by the processors to implement a tax planner configured to receive data exported from a tax return preparation tool. After receiving the data, the tax planner receives input... Agent: Robert C. Kowert Meyertons, Hood, Kivlin, Kowert & Goetzel, P.C.

20070250420 - Device for determination of portioned fees for a multiplicity of entities acquiring under a single invoice: A device, preferably of credit card thickness and possessing credit-card utility by way of a magnetic swipe for determining portioned fees to paid by each of a multiplicity of entities “1-n” acquiring a number of items “1-x” presented under a single invoice having a CPU for determining calculations and receiving... Agent: Mitchell A. Stein, Esq. Stein Law, P. C.

20070250419 - Invoice adjustment data object for a common data object format: Embodiments of the invention provide methods and data structures for the effective and efficient synchronization or inter-exchange of invoice adjustment information between business applications employing disparate DOFs. For one embodiment, a DOF is provided that allows for relationships between entities, also referred to as invoice adjustments, to be modeled as... Agent: Campbell Stephenson LLP

20070250421 - Comprehensive, integrated system and method for calculating and demonstrating costs savings values: A cost savings calculator plan is established for a customer by associating calculator instances, selected from an established plurality of calculator types, with a customer profile. The calculator instances associated with the customer profile are utilized to determine specific cost savings amounts for the customer. The specific cost savings amounts... Agent: Greenberg Traurig, LLP

20070250423 - Method and system for the establishment of financial models for goal-oriented organizations: A system and method for the establishment of a financial model that enables an organization to achieve its goals. Preferably the model is designed to provide an organization with a sufficient endowment and financial plan that will enable continued obtainment of goals. Additionally, the financial model should provide the organization... Agent: Wolf, Block, Schorr & Solis-cohen LLP

20070250422 - Method of processing a returned accounts receivable entry: A computer-implemented method comprises receiving a returned accounts receivable entry, receiving a return reason code associated with the returned accounts receivable entry, locating an image of an original item which corresponds to the returned accounts receivable entry, and routing the image of the original item through a normal image exchange... Agent: Michael Chan Intellectual Property Section

20070250427 - Retirement planning system and method: A computer-implemented retirement planning system comprises data collection logic, modeling logic, and report generation logic. The data collection logic is configured to receive data pertaining to an individual planning for retirement. The retirement modeling logic is configured to process the data to generate parameters of a retirement plan. The retirement... Agent: Foley & Lardner LLP

20070250425 - Synthetic stock repurchase: A capital structure is provided for use in association with shares of an issuer, such as shares of common stock. The capital structure may include a share-purchasing entity structured to issue at least one security to the issuer and to receive proceeds in return for the security. In addition, the... Agent: Kirkpatrick & Lockhart Preston Gates Ellis LLP

20070250426 - Transaction and account management system: An information management system that consists of data, a rules database, and user profiles is provided. The rules database stores information about system responses to modifications of the data. The user profiles store information concerning the availability of information and displays depending upon the user. Automatic updates to user profiles... Agent: Knobbe Martens Olson & Bear LLP

20070250424 - Virtual asset groups in a compliance management system: Embodiments of the present invention can be used to assign policies to assets and enforce the policies in a dynamic environment. In one embodiment, the present invention includes discovering a plurality of assets using a plurality of distributed software interfaces over a network, each asset being having a plurality of... Agent: Levine Bagade Han LLP

20070250436 - Algorithmic trading portal and method: A system for providing algorithmic trading services includes a server coupled to an electronic data network configured to receive a first message from a remote trading client computer requesting algorithmic trading services and in response thereto, to start an algorithmic trading portal on the remote trading client computer. The algorithmic... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20070250438 - Automated auction protocol processor: A data processing system for implementing transaction management of auction-based trading for specialized items such as fixed income instruments. The data processing system provides a highly structured trading protocol implemented through a sequence of trading paradigms. The system employs a distributed computer processing network linking together a plurality of commonly... Agent: Joel Weiss Fish & Neave

20070250432 - Encoded short message service text messaging systems and methods: According to some embodiments, systems, methods, apparatus, computer program code and means are provided to encode data in a text message and to send the text message to a mobile device associated with a user.... Agent: Buckley, Maschoff & Talwalkar LLC

20070250428 - Integration of remote bidders into multiple and simultaneous live auctions: Multiple simultaneous auctions can be monitored and participated in using a single bidding device operated by a single remote bidder. A multi-windowed environment allows for the display of active bidding windows and docked bidding windows. The active bidding windows are fully functional bidding windows and include auction status, product information... Agent: Smith Frohwein Tempel Greenlee Blaha, LLC

20070250430 - Peer-to-peer based marketplaces: In various embodiments, the present invention provides methods and systems for buying and selling goods and services over a peer-to-peer network. Multiple client devices are connected as peer nodes within a P2P network. Active P2P network nodes register with a server as they come online. The server stores information about... Agent: Gunnison, Mckay & Hodgson, L.L.P.

20070250429 - Prediction markets for assessing clinical probabilities of success: Prediction markets are used to determine the probability of an experimental therapeutic, diagnostic, or prophylactic candidate meeting clinical trial and post-trial goals, such as clinical trial endpoints and timelines. The prediction market processes buy and sell orders from market participants, while adjusting the prices of the securities according to the... Agent: Morrison & Foerster LLP

20070250437 - Securities settlement system: A securities settlement system for clearing trades comprising an input for receiving trade information, a selector for selecting a group of trades to be cleared, an aggregation unit for determining an aggregated obligation to be cleared by each user associated with the group of trades and a settlement unit for... Agent: Nixon & Vanderhye, PC

20070250433 - System and method for providing one-order methodology in over the counter markets: A system and method provide a one-order methodology in over the counter (OTC) markets to enhance execution performance by allowing a single order to be executable in multiple liquidity pools (also referred to as exchange platforms or exchange markets). The liquidity pools typically have different credit constraints and requirements to... Agent: Andrews Kurth LLP Intellectual Property Department

20070250431 - Systems and methods for the identification and messaging of trading parties: According to some embodiments, systems, methods, computer program code, and means are provided to receive a broadcast request and a message from a first mobile device where the first mobile device is associated with a first user, compare information in the message to information in a preferences database to match... Agent: Buckley, Maschoff & Talwalkar LLC

20070250439 - Loan lock options: The disclosure relates to computer-implemented options that can be negotiated between two parties, addressing a financial term of a transaction, which financial term is subject to change before it becomes a fixed obligation of the parties. Disclosed embodiments implementing the options include a template for associating data indicating a desired... Agent: Peter K. Trzyna, Esq.

20070250442 - Financial transaction card with installment loan feature: There is provided a financial transaction payment method and system for processing a transaction conducted using a financial transaction card. The financial transaction card has associated therewith a financial account in a financial institution and one or more transaction criteria. The financial transaction payment system includes a processing unit and... Agent: Baker Botts L.L.P.

20070250444 - Rental system for movable body such as vehicle: The present invention is a movable body management system which can appropriately calculate a movable body fee according to availability etc. and flexibly and effectively allow movable bodies to be used. Each of vehicles such as cars and bicycles has a GPS capability to detect a current position of its... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20070250443 - System and method for optimal selection of payment authorizations in complex commerce systems: A system and method for optimal selection of payment authorization in a complex commerce system is presented. A commerce system uses an algorithm to select an optimum payment authorization for a particular payment deposit. The algorithm allows the commerce system to support multiple types of authorizations while minimizing the number... Agent: Ibm Corporation - Rsw (jvl) C/o Van Leeuwen & Van Leeuwen

20070250445 - Real time, on the fly, distribution of pre-selected electronic content: A system and method of refreshing a user's pre-selected content automatically every time a playback device is connected to a provider system. The user selects what order and time the electronic content is provided and played back and electronic content to be “broken in” during a differently scheduled set of... Agent: Darby & Darby P.C.

20070250446 - System and method for processor cycle accounting and valuation: A system monitors the operations of a programmable processor to determine how much of its time is spent performing a certain task. An estimate of the value of the task is made, and a certificate that reflects the value is issued. Related methods and software are also described.... Agent: Blakely Sokoloff Taylor & Zafman

20070250447 - Method and apparatus for boostrapping mobile a/v jukeboxes: Kiosk/Download Stations (2) are located in public places, such as retail establishments, malls, and so forth, for providing customers who own or newly purchase portable audio and/or audio/visual playback/recording devices (8) to be provided a service for rapidly downloading from the Kiosk (2) into a given device (8) newly purchased... Agent: Philips Intellectual Property & Standards

20070250448 - Identifying whether material is subject to an end-user license agreement: Exemplary methods, systems, and products are described for identifying whether material is subject to an end-user license agreement (‘EULA’). Embodiments include receiving a response to a request for the material; determining whether the content of the response contains predefined license identification metadata; and determining in dependence upon the predefined license... Agent: International Corp (blf)

20070250449 - System and method for automated friend-to-friend delivery item: A system and method for creating and billing for a friend-to-friend delivery item. The friend-to-friend system authenticates a user, generates a friend-to-friend permit based on permit information received from the user, receives payment account identification information, and generates a friend-to-friend delivery item based on the permit and the information received... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070250450 - System and method for conducting mobile transactions: A system and method for allowing a user to perform transactions between personal and/or target financial accounts via a mobile phone. The system has a user module and a system module. The user module is in the form of various types of handsets or mobile phones available in the market,... Agent: Stetina Brunda Garred & Brucker

20070250452 - Apparatus for an automotive data control, acquisition and transfer system: A system that controls, authorizes, and accounts fuel dispensed from fuel dispensers without the need for control and authorization input from individuals performing the fueling. The system comprises a radio frequency identification tag mounted on a fuel nozzle, an automotive information module mounted in the vehicle, a fuel island-mounted fuel... Agent: Ralph A. Dowell Of Dowell & Dowell P.C.

20070250451 - Method and apparatus for performing benefit transactions using a portable intergrated circuit device: A portable electronic data storage/processing device, e.g., smart card maintains an account including benefit packages. Each benefit package includes multiple items with associated quantity information. A smart card includes an account benefits interface and a retailer interface, each interface using different security measures. New benefit packages are added to the... Agent: Straub & Pokotylo

20070250453 - Electronic money, electronic use right, charging system, information processing apparatus, and reproducing method and reproduction control method of contents data: A reproducing method, electronic money, or an electronic use right of contents data, whereby when compressed and/or encrypted contents data is reproduced, a security for electronic money or an electronic use right is checked, if the electronic money or the electronic use right is invalid as a result of the... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20070250455 - Communication terminal, portable terminal, circulating server, providing server, electronic book distributing method, and eletronic book distributing program: A portable terminal according to the present invention is provided with an electronic book coupon storage, a book data receiver, an electronic book coupon deductor, and a book data decryptor. The electronic book coupon storage stores an electronic book coupon used in acquisition of book data containing a plurality of... Agent: Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070250456 - Colored gemstone jewelry system: An article of jewelry having colored gemstones may be designed according to a consumer's input at a retail location. The article of jewelry may be imaged and priced at the retail location, and a commitment to purchase the article of jewelry may be obtained based on the image provided. A... Agent: Marger Johnson & Mccollom, P.C.

20070250457 - System and method: A mailing system including: a mail item creation station; elements for assessing the weight of each mail item in a selected set of mail items; elements for generating a digital signal representing the weight of each mail item; elements for counting the number of mail items in the selected set... Agent: Young & Thompson

20070250458 - Device cooperation service system and electronic devices included in the system: Provided is a device cooperation service system which dynamically collects information relating to a device cooperation service and includes a service discovery method for enabling an electronic device to be identified and enabling an application to be downloaded. The system of the present invention has a function of discovering an... Agent: Wenderoth, Lind & Ponack L.L.P.

20070250459 - Method and system for conducting background investigations: A system for conducting background investigations is provided. The system present may a user interface to a user. A request for a service may be received via the user interface. The request for a service may include a request that a background investigation be performed on an individual. Initial information... Agent: Venable LLP

20070244709 - Methods of producing and recycling plastic cards: Methods for recovering plastic cards for recycling and converting into plastic cards comprising recycled scrap material. Plastic cards may be recovered by providing a receptacle to a first party, such as a retailer, for collecting plastic cards, such as transaction cards, that would normally be discarded. Arrangements may be made... Agent: Fay Sharpe LLP

20070244710 - Providing intergrated investigation: Included are embodiments for providing an integrated investigation. At least one embodiment includes a method that includes receiving data associated with an investigation case and organizing the received data according to the determined data type. Additionally, at least one embodiment includes providing an interactive interface for creating a case report... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP

20070244722 - Method for determining refractive state and providing corrective eyewear: A method is described for a consumer driven business practice that allows the consumer easy access to refractive spectacles without the need for an initial professional evaluation, thereby reducing the barriers implicit to the current process of obtaining such devices. The method may also serve the purpose of providing a... Agent: King & Schickli, PLLC

20070244723 - Nursing information management method and nursing information management apparatus for managing nursing actions: In cooperation with a first database, a problem preparation supporting unit supports the preparation of nursing problem items for patients. Based on the nursing problem items prepared, a plan preparation supporting unit supports the preparation of nursing care plans by conducting search through a second database. In cooperation with a... Agent: Scully Scott Murphy & Presser, PC

20070244737 - Automatic golf player matching and scheduling system: An automatic invitation and scheduling system for organizing foursome for golf games. A players fills out a questionnaire related to golf game preferences. The questionnaire is loaded into a database. When a game is desired a player indicates the desire to play a game and invitations are sent out based... Agent: Wolf, Block, Schorr & Solis-cohen LLP

20070244742 - Systems and methods for analyzing electronically embodied games: Features of electronically embodied games are logically categorized, analyzed, and compared. Features are preferably organized according to a hierarchical classification scheme, according to a classification scheme that is not strictly tautological. All suitable feature sets are contemplated, including sets corresponding to characteristics of players and non-players, types and/or uses of... Agent: Fish & Associates, PC Robert D. Fish

20070244744 - System and method for selecting a political candidate: Conducting a first series of screening events on one at least one group of potential candidates to produce a set of potential nominees is disclosed. Publicly conducting a second series of screening events on the set of potential nominees and conducting a series of voting processes to sequentially reduce the... Agent: Howison & Arnott, L.l.p

20070244756 - Internet business co-op with rotating banners: Presented is a system for conducting business on the internet, in which affiliated web commerce sites display advertising of other affiliated web commerce sites on a rotating basis. In the system coupons, hotel booking discounts and credits and advertising are tracked and banner ads for system affiliates are shown on... Agent: Dykas, Shaver & Nipper, LLP

20070244752 - System and method for the integrated distribution of advertising via the internet and mobile terminals: A system and method for providing a mobile terminal user a rebate for the charge of a call when the user views an advertisement after the completion of the call. The user may have to view the advertisement within a specified time following the call established by the system administrator... Agent: Anthony Jeremiah Bayne

20070244770 - Automated trading system and method database: A trading database for use with an automated trading system may be configured for providing a set of data structures and storing a set of data representing users and associated tradable items and data representative of planned, pending, and executed trades.... Agent: Mills & Onello LLP

20070244769 - User interaction for trading system and method: User interactive systems and methods are provided for using an automated trading system that can comprise a storage system for storing a set of data representing users and an associated tradable items, a trade module for determining at least one trade among at least two users using the data representing... Agent: Mills & Onello LLP

20070244772 - Marketing system and methods in automated trading context: A marketing system and method for use with an automated trading system are provided. A set of databases is configured to store data representing a plurality of users, the data including a set of interest information and a set of user information comprising data representing a set of tradable items.... Agent: Mills & Onello LLP

20070244771 - Method, system and program product for selecting window coverings: A solution for improving generally the selecting of window coverings, and more specifically, a method, system, and program product for selecting window coverings is provided. A method may include receiving at least one window attribute of a structure; obtaining a plurality of information via an electronic medium; and presenting at... Agent: Hoffman Warnick & D'alessandro, LLC

20070244783 - Financial instrument viewer based on shared axes: A method and system are provided for monitoring temporally dependent performance of at least one financial instrument in a marketplace including price and optional volume quantities for executed and unexecuted trades of the at least one financial instrument. The method and system include receiving temporally dependent financial data representing the... Agent: Gowling Lafleur Henderson LLP

20070244784 - Method for transferring monies, coinciding with unrelated transactions, to a designated account: A method to increase savings by individuals based upon a percentage or portion of transactions made. In its most basic form, the method allows the participant to elect to have a small amount added to the charge for each non-cash transaction. The method of the present invention incorporates the calculation... Agent: Kammer Browning PLLC

20070244780 - Real estate derivative financial products, index design, trading methods, and supporting computer systems: In accordance with the principles of the present invention, real estate derivative financial products, index design, trading methods, and supporting computer systems are provided for property owners and investors to temporarily swap their respective economic interests in owning/disowning an underlying property for a certain period of time, directly or through... Agent: Paul E Schaafsma Novusip, LLC

20070244777 - Simulation of portfolios and risk budget analysis: The present disclosure relates to household portfolio simulation and analysis to provide retirement income. In particular, it discloses advanced technologies for modeling, simulation and analysis of potential economic futures, as applied to household retirement prospects. Improved modeling may capture factors such as concrete objectives of participants' priorities among objectives, risk... Agent: Haynes Beffel & Wolfeld LLP

20070244781 - System and method for organizing and evaluating regulation sho threshold security listed stocks: A system and method for organizing and evaluating Regulation SHO Threshold Security Listed stocks is provided. The system provides for collection of data from multiple, dissimilar and disparate sources having various collection schedules by multiple data collectors. It further provides a central database for storage of the collected data with... Agent: Thomas C. Ronk

20070244782 - System and method for screening for fraud in commercial transactions: A method for screening for potential fraud in commercial paper is provided. For example, a method of the invention comprises steps of presenting a check for cashing to a check cashing agent (e.g., a bank teller); scanning or inspecting the check for data; selecting data for analysis; analyzing selected data... Agent: Mcnees Wallace & Nurick LLC

20070244836 - Method and a system for valuing and analyzing bonds with estate put features: In accordance with one aspect of the present invention, a method is disclosed for valuing at least one bond having a nominal lifetime, the bond having estate put and call options and a cash flow value. The method includes the steps of decomposing the bond into a plurality of pieces,... Agent: Foley & Lardner LLP

20070244837 - System and method for extracting value from a portfolio of assets: A system and methods for extracting value from a portfolio of assets, for example a patent portfolio, are described. By granting floating privileges described herein, a portfolio owner can extend an opportunity for obtaining an interest in selected assets from the portfolio to a client who lacks the resources to... Agent: Sughrue Mion PLLC Uspto Customer No With Ibm/svl

20070244835 - Web-accessible financial product sales assistance system and method: An interactive web-accessible financial product sales assistant system and method is disclosed that facilitates the sale of financial products such as annuities by providing prompts to agents accessing the system to obtain and enter all financial product sales information required by the providers of the financial products in order to... Agent: Reinhart Boerner Van Deuren P.C.

20070244794 - Apparatus, system, and method for remote media ownership management: An apparatus, system, and method are disclosed for managing remote media ownership, where the media involve physical media units (PMUs). The system includes a physical media storage facility that stores the PMUs, and a PMU transfer facility that receives PMUs from users and delivers PMUs to users. The system includes... Agent: Kunzler & Mckenzie

20070244793 - Automated transaction system and method with electronic notification: An electronic notification system includes a storage system configured to store information representing a plurality of users and a plurality of tradable items associated with the plurality of users; a trade module configured to access the storage system to determine at least one trade among at least two users from... Agent: Mills & Onello LLP

20070244797 - Computer network-implemented system and method for vehicle transactions: A system and method for performing vehicle transactions via a reverse auction website includes a server for receiving a customer request for bids on a specified vehicle. The server is communicatively coupled to a plurality of customer user devices and a plurality of dealer user devices. The server transmits the... Agent: Gardner Groff Greenwald & Villanueva. PC

20070244801 - Multi-transaction system and method: A multi-transaction system comprises a transaction module configured to access a set of transaction systems to obtain transaction information to enable procurement of an item. The set of transaction systems includes an automated trading system configured to enable a user to receive the item in a trade for at least... Agent: Mills & Onello LLP

20070244798 - Systems and methods for real estate process management: The present invention relates to systems and methods that may be used to facilitate paperless real estate acquisition. One embodiment of the present invention relates to a paperless method of generating and submitting a legally binding real estate offer to purchase an electronically identified property. The method includes identifying a... Agent: Baker & Associates PLLC

20070244800 - Work allocation system: A method for allocating service providers to a set of required services, each service provider being associated with a respective bidding entity and the method comprising repeatedly performing the following steps: receiving at least one bid from each of some or all of the bidding entities, each bid specifying one... Agent: Nixon & Vanderhye, PC

20070244808 - Online loan application system using borrower profile information: Embodiments of an online credit application system are described. The online credit application system displays a solicitation page requesting user credit score information and a selection of desired loan products. The user credit score information comprises a user's characterization of their own credit score. The system can be configured to... Agent: Courtney Staniford & Gregory LLP

20070244810 - Enabling a selectable charitable donation as an incentive for a customer transaction: Enabling a user to identify a charitable entity to receive a donation and identify an amount of the donation to be provided for the successful performance of a transaction that provides a benefit to at least one third party. The user can select the charitable entity from a list of... Agent: Darby & Darby P.C.

20070244809 - System and method for e-commerce: An electronic commerce system for buyers and sellers to transact electronic funds exchange between their respective wallet accounts, the system comprising: a first mechanism for advertising a desire to engage in a sale or purchase transaction of electronic funds; a second mechanism for matching buyers with sellers of the advertised... Agent: Gowling Lafleur Henderson LLP (ott)

20070244822 - Portable link drive: A method, apparatus and system for distributing movies, video, images, audio or music and games or software in general in an electronic digital format which is convenient for users and securely protects the rights of content owners is described. The invention includes a portable secure memory device, referred to as... Agent: Josh Hogan

20070244828 - Aggregate licensing: A system and method for the on-line licensing of reproducible digital works includes a listing service which allows a plurality of ad-hoc offers to be aggregated to create a licensing fee minimally acceptable to the creator of the work. All qualified contributors to the aggregated fee are thereafter entitled to... Agent: Dennis M. Carleton, Esquire Fox Rothschild LLP

20070244827 - Method for securing a hard drive and preventing cloning or tampering attacks: According to one embodiment, a system and method is described for preventing cloning or tampering of a storage medium. This anti-cloning or tampering mechanism involves hashing and storing all the up-to-date content digital rights state information in a different storage medium and later comparing it to a calculated hash of... Agent: Blakely Sokoloff Taylor & Zafman

20070244826 - Method of managing and auditing intellectual property: A method of managing and auditing intellectual property for judging whether relevant software is true or counterfeit by using a product activation unit to judge a pairing of a hardware number and a license and royalty number set. Moreover, when the same software is installed in different hardware systems, the... Agent: Rosenberg, Klein & Lee

20070244831 - System and method for secure online transaction: Methods and systems for secure electronic commerce (eCommerce) transactions having one or more trusted payment hosts where consumers/buyers can register credit card information and/or any payment card information and the corresponding secret keys for the credit card or payment card with the one or more payment hosts are provided. Embodiments... Agent: Patterson & Sheridan, L.L.P.

20070244832 - Charging system and method for handling services within this system and entities thereof: A method is provided for handling a service of a predetermined type within a charging system comprising a server and a client. The method includes receiving, at the client, a request for the service of the predetermined type from a terminal, transmitting said request from the client to the server... Agent: Squire, Sanders & Dempsey L.L.P.

20070244707 - Adaptable device for spatial and nonspatial considerations: An evolutionary and reuseable device which is adaptable for soatial and environmental considerations, adaptable to the dimensions of an existing architectural and or nonarchitectual area and or environment, both made by human and or other, is capable of being modified with and without accessories and apparatusies and other, easily and... Agent: Michael Bickelmeyer

20070244712 - Method and apparatus for directing an existing product code to a remote location: A method for interfacing a user location on a network to a destination location on the network is disclosed. A bar code having product information contained therein relating to an associated product is first scanned with a scanner, which bar code has no network routing information contained therein. The product... Agent: Howison & Arnott, L.l.p

20070244708 - Method and apparatus for managing user time on a rental computer: Hacking a rental computer to use it beyond purchased rental time is prevented by plugging a time card with internal counter into a DIMM socket of the motherboard and encrypting the register locations of the time card with the private key of the motherboard to bind the time card to... Agent: Rogitz & Associates

20070244711 - Safety notification system via web based internet site: The present invention offers a website service for notification to member-specified individuals that the member may or may not be safe. This online membership site appeals to all genders and age groups. The intended purpose of the site is to offer individual members a tool to aid in safer dating,... Agent: Dena Marie Kist

20070244713 - Systems and methods for the prevention of extended utility theft: Systems, methods, and computer program products for identifying utility theft include a property management system operable to receive tenant data associated with a property. A service provider in communication with the property management system receives the tenant data from the property management system via a network such as the Internet,... Agent: Sutherland Asbill & Brennan LLP

20070244719 - Compositions and methods for producing fermentation products and residuals: The present invention provides compositions and methods designed to increase value output of a fermentation reaction. In particular, the present invention provides a business method of increasing value output of a fermentation plant. The present invention also provides a modified fermentation residual of higher commercial value. Also provided in the... Agent: Wilson Sonsini Goodrich & Rosati

20070244720 - Future care plan costing system and method: A system and method for creating and costing future care plans such as Life Care Plans, Medicare Set-Asides, and Medical Cost Projections is provided. The method uses standard procedure codes and fee schedules associated with the procedure codes. The method comprises storing a first code set in a database, receiving... Agent: Lanier Ford Shaver & Payne P.C.

20070244718 - Method and system for providing indexing and cataloguing of orthodontic related treatment profiles and options: Method and system for providing an orthodontic profile indexing and treatment plan including comparing an initial patient condition in each of a plurality of dentition categories with one or more reference conditions in each of the plurality of dentition categories, wherein each of the one or more reference conditions has... Agent: Jackson & Co., LLP

20070244717 - Methods and apparatus for collecting data relating to medical science compliance: The present invention is directed towards improving compliance systems and methodologies for medical science liaisons. In one aspect, the present invention is a method for collection of data relating to compliance issues of medical science liaisons. The method may comprise displaying a first input screen, said screen comprising fields which... Agent: Choate, Hall & Stewart LLP

20070244715 - Methods and apparatus for collecting data relating to medical science liaisons: The present invention is directed to methods and systems for analyzing data relating to medical science liaisons. In one aspect, the present invention is a method for analyzing data relating to medical science liaisons. The method may comprise displaying a first input screen comprising input fields which receive data corresponding... Agent: Choate, Hall & Stewart LLP

20070244716 - Methods and apparatus for collecting data relating to medical science liaisons: The present invention is directed towards improving communication methodologies for medical science liaisons. In one aspect, the present invention is a method for collection of data relating to medical science liaisons. The method may comprise displaying a first input screen, said screen comprising fields which accept the input of messages... Agent: Choate, Hall & Stewart LLP

20070244714 - Reducing cost and improving quality of health care through analysis of medical condition claim data: Techniques are disclosed for identifying opportunities for saving costs and increasing quality of health care. Claim information is organized according to an associated medical condition. A team focused on one major practice category uses historical claim data to identify particularly costly conditions within the major practice category. Additional research is... Agent: Leydig Voit & Mayer, Ltd

20070244721 - Systems and methods for improved assessment and reporting of the efficacy and safety of drug, biologic, botanical, vitamin, medical food and medical device treatments: A system and method are described to identify risks and assess the efficacy and safety associated with drug, biologic, nutritional, medical food and medical device therapies throughout the treatment development process. The data measured are evaluated in relation to a patient's specific physiologic state (for example, data collected throughout a... Agent: Manatt Phelps And Phillips Robert D. Becker

20070244724 - Case based outcome prediction in a real-time monitoring system: A method for providing real-time support in interpreting medical record data and monitoring parameters received from a patient in order to assess the possible outcomes and treatment history for the patient based upon prior patients having similar monitoring parameters and medical record data. The system includes a monitoring device that... Agent: Andrus, Sceales, Starke & Sawall, LLP

20070244725 - Secure internet based system for data redundancy: A virtualized service system and method are provided herein.... Agent: Axios Law Group. PLLC

20070244726 - System and method for fully automated application and sales process: The present invention provides a system and method for generating and processing applications for life insurance over a network, the method comprising receiving mortgage application data from a mortgage applicant, populating a life insurance application from using the mortgage application data, transmitting the life insurance application form over the network... Agent: Sheppard, Mullin, Richter & Hampton LLP

20070244727 - Trust program for providing integrated services for personal injury settlement clients: Disclosed is a Comprehensive Life Needs Trust Program that provides comprehensive services to a client who is a personal injury victim and can receive periodic payments through a settlement agreement or verdict. Such a trust program provides access to appropriate strategies to manage and protect settlement proceeds and also offers... Agent: Leydig Voit & Mayer, Ltd

20070244730 - System and method for a flight by private aircraft: The present invention includes a system and method for pricing a flight by private aircraft. The method includes the steps of receiving input data regarding a customer, determining a probability of demand for the aircraft at a predetermined location, calculating a cost of repositioning the aircraft, and pricing the flight... Agent: Kevin Farrell Pierce Atwood

20070244728 - System and method for comprehensive customized umrah travel planning: A system and method of providing a computer-generated customized umrah travel package for a user, wherein the method comprises establishing a computer-generated user profile stored on a host site; selecting customizable umrah travel package parameters stored on the host site, wherein the umrah travel package parameters comprise lodging data, lodging... Agent: Gibb & Rahman, LLC

20070244729 - System and method for easy access to scuba training and certification: A system and method for exposing more of the population to SCUBA by creating an online SCUBA instruction course. Forming marketing partnerships with a plurality of travel entities such that the plurality of travel entities distribute links to the online SCUBA instructor course. Signing up students for the online SCUBA... Agent: Dickinson Wright PLLC

20070244731 - System and method for mobile virtual mobile ticketing: Provided herein are systems and methods for allowing mobile users to join a virtual line or queue for high demand tickets to an event. In an embodiment, users pay a small fee to join the virtual line or queue. After the users join the virtual line, the tickets to the... Agent: Orrick, Herrington & Sutcliffe, LLPIPProsecution Department

20070244733 - Cae analysis progress management system: Progress management of analysis task is performed in CAE analysis. A system is provided in which a plurality of terminal apparatuses 10A, 10B and 10C storing an analysis procedure of CAE analysis as a program are connected to a management apparatus 20 managing a state of progress of CAE analysis... Agent: Rader Fishman & Grauer PLLC

20070244734 - Matched-based employment system and method: A method of operating an employment system is provided. The method includes generating a score for each of a plurality of possible results compared to information associated with a user, enabling the user to access a result of the plurality of possible results if the score generated for the result... Agent: Bell, Boyd, & Lloyd LLP

20070244732 - Using commercial share of wallet to manage vendors: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: Sterne, Kessler, Goldstein & Fox P.l.l.c.

20070244735 - Design-time business process validations within data context: Validating executable data for interactions among a plurality of process artifacts at design time. A data context is created to include the plurality of process artifacts. The data context carries interaction rules among the plurality of process artifacts. The executable data from a data source is associated with the plurality... Agent: Senniger Powers (msft)

20070244736 - Task based organizational management system and method: A system and method of managing tasks and organizations is provided herein.... Agent: Axios Law Group. PLLC

20070244741 - Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching: Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments. The merchant segments are derived from the consumer transaction data based on co-occurrences of merchants in sequences of transactions. Merchant... Agent: Glenn Patent Group

20070244738 - System and method for applying predictive metric analysis for a business monitoring subsystem: Predictive metric analysis for business management is divided into build time, corresponding to the business owner view of the enterprise, and run time, corresponding to the information technology view of the enterprise. The build time consists of a predictive model and a monitoring model. These models go through transformation processes... Agent: Whitham, Curtis, & Christofferson, P.C.

20070244740 - Systems, methods, and computer program products facilitating real-time transactions through the purchase of lead options: Systems, methods and computer program products facilitating real-time service transactions between two or more users, including at least one client and at least one service provider. Service providers complete project profiles identifying projects they wish to work on, and clients complete project profiles identifying projects they would like to pay... Agent: Roger Marx Desenberg

20070244739 - Techniques for measuring user engagement: Methods and apparatus are described for measuring engagement of a plurality of users with a product. User engagement data are generated representative of interaction with the product by the plurality of users. The user engagement data correspond to a plurality of user engagement variables. A user engagement score is generated... Agent: Beyer Weaver LLP

20070244743 - Systems and methods for evaluating and compensating employees based on performance: Systems and methods are provided for evaluating and compensating employees based on performance. In one implementation, a computer-implemented method is provided. According to the method, objectives are received for an employee. The objectives are core requirements set as goals for an employee for a time period. Further, organization and unit... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070244759 - Associative search engine: This invention relates to an advertisement machine which provides advertisements to a user searching for desired information within a data network. The machine receives from a user, a search request including a search argument corresponding to the desired information and searches, based upon the received search argument a first database... Agent: Garlick Harrison & Markison

20070244749 - Automated reward management for network-based contests: A system for automated reward management for network-based contests includes one or more processors and memory coupled to the processors, where the memory stores program instructions executable by the processors to implement a contest manager. The contest manager is configured to collect an entry fee corresponding to each entry of... Agent: Dreier LLP

20070244757 - Automated system and method for advertising, utilizing an online sweepstakes: A unique web-based advertising model permits an automated method for advertising a merchant's goods or services on-line by offering electronic prize tickets to interested participants over one or more websites in exchange for either visits by participants to the merchant's website or referrals by participants to other prospective participants via... Agent: Dla Piper US LLP

20070244746 - Correlating an advertisement click event with a purchase event: A computer-implemented method and system is operable to: serve an advertisement from a merchant site on a content site; receive a user click event from the content site in response to the advertisement; receive information indicative of a user purchase request on the merchant site; correlate the user click event... Agent: Schwegman, Lundberg & Woessner/ebay

20070244745 - Database management for managing data distribution: A system and method of distributing electronic coupon securely are disclosed, which includes a main database system, and a client system interconnected by a distributed computer network. Coupon data and advertising data can be encrypted to reduce the likelihood that such data may be misused, such as by unauthorized duplication.... Agent: Fish & Richardson P.C.

20070244760 - Digital media exchange: A method for facilitating the trading of media space includes collecting, by a server node, an offer of an ad avail from a seller and a request for an ad avail by a buyer. The offer is in effect for a fixed time period and includes a first price at... Agent: Alfred W. Froebrich, Esq. Cohen Pontani Lieberman & Pavane LLP

20070244748 - Domains template management system: According to some embodiments, systems, methods, and articles of manufacture are provided for a domains template management system. In some cases, a domain landing page may be presented to a plurality of users, and historical user action data associated with the landing page may be collected. A subsequent presentation of... Agent: Buckley, Maschoff & Talwalkar LLC

20070244750 - Method and apparatus for selecting advertising: In one embodiment, a method for selecting targeted advertising, is disclosed including monitoring subscriber event data from a first and a second access subscriber device, calculating a product interest correlation score in a plurality of product categories for the subscriber based on the subscriber event data, reviewing an advertiser database... Agent: G. Michael Roebuck, PC

20070244755 - Method and system for creating advertisement-list by value distribution: A method and system for creating an advertising system according to a value distribution, which can determine a degree of relatedness between advertising information and a content page by utilizing various types of point values, and create an advertising list by utilizing more related advertising information, is provided. According to... Agent: Blackwell Sanders LLP

20070244747 - Method and system for recommending products to consumers by induction of decision trees: A method and system recommend a product to a consumer. A purchasing history of a consumer is represented by an adjacency lattice stored in a memory. Training examples are extracted from the adjacency lattice, and a decision tree is constructed using the training examples. A size of the decision tree... Agent: Mitsubishi Electric Research Laboratories, Inc.

20070244758 - Methods and systems for managing information relevant to shopping tasks: This invention relates to methods and systems of helping consumers to manage their shopping tasks with an internet based shopping task management service. Shopping related information along with other information collected by said service is taken into consideration in the process of selecting relevant advertising information. Selected advertising information is... Agent: Bin Xie

20070244754 - Research-based design: Research-based design is described. In an embodiment, research data can be assessed to produce a list of objective factors that produce an elevated consumer response to designs, and a design scoring methodology can be developed based on the design research data and the objective factors. The objective factors can be... Agent: Lee & Hayes, PLLC

20070244753 - Systems and methods for media planning, ad production, and ad placement for print: Methods and systems for generating a print media plan for a print advertiser. The approach may include storing information regarding advertising rates of a plurality of print media properties; storing information regarding print audience reached by the print media properties; storing information regarding the print advertiser; generating a media plan... Agent: Wilson Sonsini Goodrich & Rosati

20070244751 - Using visual environment to select ads on game platform: A method and system is provided for capturing visual related information and selecting advertising based on the information.... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20070244761 - Information protection system: A method and a system to protect information are provided. For example, a system comprises a parser to parse user interface information to be included within a user interface to be displayed to a user by an information display application. The parser also identifies at least one field, within the... Agent: Schwegman, Lundberg & Woessner/ebay

20070244768 - Article trading process: Articles such as compact discs are traded among a plurality of members who are registered in a common community. Each member has an account including a trading credit balance and a mailing address. A user interface is provided that allows a member to enter articles that the member owns and... Agent: Akin Gump Strauss Hauer & Feld L.L.P.

20070244762 - Default final offers in online auctions: The present invention relates generally to a system and method for conducting online auctions, and has particular application in conducting business over a network of computers such as the Internet for establishing materials or service supply contracts. The invention relates to use of default final offers in an online auction... Agent: Fenwick & West LLP

20070244764 - Method and apparatus for customizing items: The present invention discloses and claims a method and apparatus for customizing items. The method may include selling a key code and receiving the key code along with a graphical image and delivery information. The method may further include validating the key code, weaving the graphical image into a product... Agent: Dority & Manning, P.A.

20070244763 - Method of establishing templated websites for compiling and storing preselected information: A method for establishing templated websites for compiling, storing and accessing preselected subject information. The method comprises the steps of establishing a data base having a predetermined number of separate fields and establishing at least one portfolio website. The method includes the step of utilizing at least one template having... Agent: James Ray & Associates

20070244765 - System and method for order fulfillment decisions: An order fulfillment tool may indicate fulfillability information for a plurality of open orders and receive user input specifying one or more orders for potential fulfillment. In response, the order fulfillment tool may indicate revised fulfillability information for orders not specified for potential fulfillment according to the effects on a... Agent: Robert C. Kowert Meyertons, Hood, Kivlin, Kowert & Goetzel, P.C.

20070244766 - System for concurrent optimization of business economics and customer value: A computer-implemented system and method for an airline to enhance customers' experience. A computer-implemented service is operated that delivers to a customer an option to fly on up to n of m selected flights, where m and n are whole numbers and n<m. Information is recorded in a data store,... Agent: Wolf Greenfield & Sacks, P.C.

20070244767 - System for concurrent optimization of business economics and customer value: A computer-implemented system and method to provide options on products to enhance customers' experience. A computer-implemented system is operated that delivers to a customer an option to utilize up to n of m selected products, where m and n are whole numbers and n is less than or equal to... Agent: Wolf Greenfield & Sacks, P.C.

20070244773 - Method and system for evaluating an object or obtaining information from operators: A method for evaluating an object is described which has steps such as the provision of at least an object type, an object market and an object group for the object; the classification of the object by means of the combination of object type, object market and object group; and... Agent: Nixon & Vanderhye, PC

20070244774 - Method for encouraging reporting of income/tips by sole proprietors and employees of cash based businesses: A method for reporting cash transactions comprises: registering with the federal and local government as a cashed based business; reporting of cash transaction by the cash based business at designated time frames; offering benefits by the federal and local government to the cash based business for accurate reporting of cash... Agent: Weiss & Moy PC

20070244779 - Business to business financial transactions: In an aspect of the invention, a system and method are provided for facilitating short-term loans between businesses, secured against receivables. For example, if a business A owes a debt to business B, then A can lend money to B or to a third business C to whom B is... Agent: Fish & Richardson P.C.

20070244775 - Interactive, customizable display and analysis of electronically tagged financial information: A software application which allows for the structured access, customizable display and analysis of financial data in XML or other formats retrieved from either local files or internet databases or internet file directories. The application displays text-based electronically-tagged financial data as interactive documents using a multiple document interface and interactive... Agent: Pillsbury Winthrop Shaw Pittman, LLP Eric S. Cherry - Docketing Supervisor

20070244776 - Method of compensating employees using stock equity: This invention comprises a method for defining, establishing and operating a business model, or an augmentation to a business model, that uses a grant of a portion of the equity of a startup company as a component in a deal with a professional service company such as a consulting company.... Agent: John O'brien

20070244778 - System and method for cash distribution and management: A multi-channel delivery system can be used to provide instant, 24 hour access to financial services. A customer can apply for a financial service through any of a number of channels, such as a Web, call center, or branch channel. After receiving a pre-approval, the customer can travel to a... Agent: Townsend And Townsend And Crew, LLP

20070244785 - Method and system for analysis of a stock portfolio: The present invention provides a system and a method for the analysis of a stock portfolio. The method includes establishing precision measurements of return and risk for each stock held in a portfolio. These measurements are determined by transforming the stock price of each stock into its logarithm thereby creating... Agent: Lariviere, Grubman & Payne, LLP

20070244787 - Method of restructuring index securities funds by revenue weighting: A methodology for weighting individual securities maintained within a known index investment fund, and reconstructing the proportionate holdings of each of the stocks within the index investment fund as function of the calculated weighting. Typically, index funds securities are weighted by analysis and calculation of the market capitalization of the... Agent: Stradley Ronon Stevens & Young, LLP

20070244788 - Method of storing data used in backtesting a computer implemented investment trading strategy: Hence, the invention is a contribution to the field of designing computer implemented systems that test how different trading algorithms work when fed historic data (‘backtesting’). It teaches an efficient and effective data representation that comprises two elements. First, an object-based representation of each trading strategy; each object is instantiated... Agent: Synnestvedt Lechner & Woodbridge LLP

20070244786 - System and method for the creation and maintenance of fund(s) predominantly comprising insured, fdic compliant and/or fasb qualified commercial paper: A method and system for the creation and maintenance of one or more funds by first creating at least one fund by acquiring insured, non-transferable, FASB qualified commercial paper from at least one provider. The acquired paper is pooled into one or more funds and blocks are created for investment... Agent: Mitchell A. Stein, Esq. Stein Law, P.C.

20070244803 - Auction device and auction program: Disclosed is an auction device capable of selling a variety of commodities at an auction in such a form that the variety of commodities are not sold at excessively high prices. The auction device is configured to include a function of calculating a recommended suggested sales price used as an... Agent: Staas & Halsey LLP

20070244792 - Execution monitoring system for financial instruments: A computerized method of monitoring compliance comprises: (a) receiving information regarding an order for a financial instrument which was executed at a first one of a plurality of automated trading centers against a protected quotation of said first trading center, the information including at least an order time at which... Agent: Davidson, Davidson & Kappel, LLC

20070244804 - Method and system for auctioning bankruptcy assets and valuing same: A method and system for conducting, managing and executing over a communication network, an auction of at least one claim or asset in bankruptcy to a plurality of buyers having expressed interest purchasing bankruptcy claims or assets is presented. The method includes placing an indication of the availability of at... Agent: Plevy, Howard & Darcy, P.C.

20070244802 - Multiple-platform estimating and automatic quoting for network-based parts resale with transferable reports: A part location system is described that utilizes computer-based techniques for bringing together repair facilities and suppliers to increase the efficiency of locating recycled, used or aftermarket parts using a computer network, such as the Internet. The part location system receives an estimate from a first user over a communication... Agent: Shumaker & Sieffert, P. A.

20070244791 - System and method for linked execution of securities transactions: The present invention relates to an electronic trading system and a method for automatically performing an execution of an order from a market participant against a quote of a market maker. According to the present invention, an order from a market participant is executed against the matching quote of a... Agent: Nixon Peabody, LLP

20070244795 - Systems and methods for establishing first on the follow trading priority in electronic trading systems: A trading system transitions from a first state to a second state and may award a participant, when one or more criteria and/or a status of trading rights are met, with trading priority in the second state to trade on an incoming contra order. The participant may also have an... Agent: Dean P. Alderucci

20070244796 - Systems and methods for establishing first on the follow trading priority in electronic trading systems: A trading system transitions from a first state to a second state and may award a participant, when one or more criteria and/or a status of trading rights are met, with an exclusive and/or semi-exclusive right in the second state to trade on an incoming contra order.... Agent: Dean P. Alderucci

20070244799 - Telematic system for the creation of attention signals and consequent/facilitated sending of trading orders for buying and selling financial instruments from a remote, fixed or mobile, informative-operative terminal: A telematic system is used for real-time monitoring of data pertaining to the past and future trends of financial markets, with generation of attention signals linked to particular logic conditions being satisfied, which depend upon external data that can be pre-defined by the user and can be associated to drafts/order... Agent: Merchant & Gould PC

20070244790 - Trader counterpart precondition in anonymous trading system: A method for use in an anonymous trading system, enabling users to select counterparty requirements is provided, said method comprising, providing each user with an interface via which each user may add trader preconditions regarding available counterparties, which trader preconditions at least comprises an expression of the user's willingness to... Agent: Nixon & Vanderhye, PC

20070244789 - Trader order preservation in trading system: A trading system for trading financial instruments, comprising a matching unit for matching received orders having corresponding requirements and an order book for storing unmatched orders is described. The trading system further comprises a decision unit/reinsertion unit connected to the order book for determining when matched orders are to be... Agent: Nixon & Vanderhye, PC

20070244806 - Data processing method for the automatic provision of data and data processing device: An embodiment of the present invention provides a device and a data processing method for the automatic provision of data on computers at different locations, wherein the data are lending values and additional data attributes for marketable securities. An exemplary method includes automatically transferring market data of securities to a... Agent: Paul, Hastings, Janofsky & Walker LLP

20070244805 - Method and apparatus for capturing consumer loan application data: Methods, apparatus, and articles of manufacture for capturing consumer loan application data are disclosed herein. Embodiments of the invention provide mechanisms for capturing consumer loan application data corresponding to a plurality of consumer loan application types within a single software application, and for the navigation of a user through a... Agent: Campbell Stephenson LLP

20070244807 - Method and system for preventing and detecting identity theft: A system, method and computer program product for receiving information relating to a financial account of an individual from at least one first data provider; receiving information relating to at least one of an identity theft expense reimbursement insurance policy of the individual, a public information relating to the individual,... Agent: Venable LLP

20070244812 - Electronic cash eliminating payment risk: A system and method to allow gold to circulate as digital cash through the global computer network (Internet) and/or private communication networks much like cash currently circulates in the physical world. A computer system (emint) will create digital representations of gold (ecoins). Each ecoin will represent a weight of gold... Agent: St. Onge Steward Johnston & Reens, LLC

20070244811 - Mobile client application for mobile payments: A mobile client application executes on a mobile phone and interfaces with a mobile payment platform. A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and... Agent: James E. Eakin

20070244814 - Communication terminal device and billing device: For transmitting transmission data generated by a transmission data generator of a communication terminal device, a packet unit determining unit determines a packet unit for a lowest data communication rate for the transmission of the transmission data, among packet units (packet sizes) that can be recognized by a destination communication... Agent: Alston & Bird LLP

20070244813 - System that realizes fund transfer by mobile telephone short message confirming mode and method thereof: The present invention relates to a system which implements bank transactions and records the method thereof, and provides a system that realizes transfer of funds by mobile telephone with a short message confirming mode and method thereof. The system of the present invention comprises a server in a bank, a... Agent: Myers Dawes Andras & Sherman, LLP

20070244815 - System and method for processing checks and check transactions: A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly... Agent: Beck And Tysver P.l.l.c.

20070244816 - Systems and methods for opening, funding, and/or using a financial account, such as a checking account: Systems and methods for opening, funding, and/or using a financial account are disclosed herein. In one embodiment, a computer-implemented method for providing a financial account includes receiving a request from a user to open a financial account. In response to receiving the request, the method further includes providing a plurality... Agent: Perkins Coie LLP Patent-sea

20070244817 - Documenting security related aspects in the process of container shipping: There is provided a method and a system for documenting a transfer of authority of control for a container from a first entity of a transportation chain to a second entity of the transportation chain. The first entity transfers an electronic container control certificate to an electronic seal of the... Agent: Louis Paul Herzberg

20070244818 - Contents distribution control system, distribution scheduling method of the same, communication terminal and computer program of the same: A contents distribution control system calculates an estimated load of a Proxy 3 with respect to content to be distributed to a mobile wireless terminal 1 based on a throughput of the mobile wireless terminal 1, and has a DEC 5 which flattens or lessens a distribution schedule in order... Agent: Edwards Angell Palmer & Dodge LLP

20070244819 - Decoder and system for processing pay-tv data and process for managing at least two decoders: This invention concerns a decoder for processing Pay-TV data. This decoder is associated to a security module by means of identification data and includes means for deactivating the processing of the Pay-TV data. Furthermore, it includes a counter that acts on the deactivation means according to the content of this... Agent: Harness, Dickey & Pierce, P.L.C

20070244820 - Securely providing advertising subsidized computer usage: A method and apparatus for assuring delivery of paid advertising to a user may involve asking a question about an advertisement or requiring data about the advertisement to be entered. In one embodiment, a human presence indicator, such as stylized letters, may be displayed during or after the presentation of... Agent: Marshall, Gerstein & Borun LLP (microsoft)

20070244821 - System and method to prevent unauthorized copying of a document: Apparatus preventing unauthorized copying of a document includes a secure document reproducing system having a document input device to receive and reproduce the secure document. A reader device detects an electronic data storage device affixed to the document and reads authorization information stored therein. A user wishing to copy the... Agent: Clifford P. Kelly Alix, Yale & Ristas, LLP

20070244825 - Item, accessory kit, and method for software based medical resource activation: An accessory kit for use with a software based medical resource to perform a particular medical procedure includes a package, a license media that includes license key information, a package and an item for use in performing the medical procedure. The method includes the steps of obtaining a license key... Agent: Mccracken & Frank LLP

20070244823 - Web-based method and system for enabling licensed products and features: The present subject matter relates to systems and methods related to licensing and licensing activation. In particular, the present subject matter relates to a system and method for managing the overall licensing and function/feature deployment process throughout an enterprise, and more particularly, to product licensing and product function or feature... Agent: Mcdermott Will & Emery LLP

20070244824 - Web-based method for accessing licensed products and features: The present subject matter relates to systems and methods related to licensing and licensing activation. In particular, the present subject matter relates to a system and method for managing the overall licensing and function/feature deployment process throughout an enterprise. More particularly, the present approach involves providing a user with access... Agent: Mcdermott Will & Emery LLP

20070244829 - Method and apparatus for delivery of objects: A system and method for delivering an object to a user is disclosed. The method may include storing authentication information for a user. The method may also include receiving a first user input and comparing the stored authentication information with the first user input. The first user input may include... Agent: Mcandrews Held & Malloy, Ltd

20070244830 - Method and system for real time financial transaction alert: A real-time notification service to notify customers of a financial institution by electronic mail whenever a transaction is confirmed in the banking system on their account. A message is sent to the user's email address, which may be text message on a cell phone, immediately on processing of the transaction.... Agent: Oyen, Wiggs, Green & Mutala LLP 480 - The Station

20070244833 - Maintaining privacy for transactions performable by a user device having a security module: The present invention discloses a method and system for maintaining privacy for transactions performable by a user device having a security module with a privacy certification authority and a verifier. The system comprises an issuer providing an issuer public key PKI; a user device having a security module for generating... Agent: Louis Paul Herzberg

20070244834 - Method and arrangement in a digital communication system: A method for handling information in an information management system is provided. The system includes a digital pen capable of reading a position code and communicating at least part thereof in a communication network. Each digital pen is associated with a respective pen identifier. The method includes associating an alias... Agent: Silverbrook Research Pty Ltd

20070244838 - Letter flow control: A modular franking system including at least one module and a module sensor adapted to sense objects fed to the module. The module can include information on the distance between a position of the sensor and at least one edge of the module, and a location of at least one... Agent: Cabinet Beau De Lomenie

20070244839 - Mobile transaction and product delivery system: Methods and systems for providing a real-time invoice at the time of delivery and collecting payments for the invoice are disclosed. In one respect, a client system may determine an amount of a product delivered, calculate the amount due, and generate an invoice. The client system may also receive payment... Agent: Fulbright & Jaworski L.L.P.

20070244840 - System and method for enabling seekers to create and post challengers for solvers: The invention relates to an improved system and method for enabling Seekers to create and post challenges for Solvers in a networked system.... Agent: Mintz Levin Cohn Ferris Glovsky & Popeo

20070239476 - Enterprise-level transaction analysis and reporting: Systems and methods are provided for enterprise-level analysis and reporting of transaction information. According to one embodiment, a method is provided by way of an enterprise-level analysis and reporting software application to enable a non-technical user on a Personal Computer (or other Network Appliance) to drag and drop metadata elements... Agent: Hamilton Desanctis & Cha Michael A. Desanctis

20070239471 - Systems and methods for specifying security for business objects using a domain specific language: Systems and methods generate code implementing security rules using a description of a business ontology and a pattern language describing access rules for business objects in the business ontology.... Agent: Schwegman, Lundberg & Woessner, P.A.

20070239488 - Computerized dental patient record: A processor is programmed with computer software that allows an individual to enter dental information for a patient into an interactive device and to store the dental information for the patient in computer memory. A plurality of teeth images, corresponding to a plurality of teeth of the patient, are displayed... Agent: Mr. Walter J. Tencza Jr. Suite 3

20070239489 - Medical imaging diagnosis supporting apparatus and image diagnosis supporting method: By selecting at least one of an image and a report to be provided for an institute to which a patient is introduced, an object having the same series ID as that of the image or report is automatically obtained. Medical information including the object is generated and stored in... Agent: Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070239508 - Report management system: A report management system is provided for creating reports to be used by a business intelligence tool that generates instances of reports including information retrieved from one or more underlying data sources. The report management system has an interactive modeling user interface for receiving user inputs and presenting options for... Agent: Brouse Mcdowell Lpa

20070239513 - System and method for employee recruitment, management and reporting: A system and method for employee recruitment, management and reporting that includes providing a listing on a website related to open job positions. An applicant applies for an open job position by completing a HTML form. The completed form is submitted to a SQL database using a VBScript and stored.... Agent: Frederick Bailey

20070239546 - Computer implemented interactive advertising system and method: A system and method of interactive advertising is provided in which an interactive media player is configured to allow user interaction as media having advertising is played. User interaction, such as by clicking a watermark, sends a signal with identifying information. Clicking the watermark and sending the signal does not... Agent: Mitchell P. Brook C/o Luce, Forward, Hamilton & Scripps LLP

20070239531 - Controlling the serving of serially rendered ads, such as audio ads: A request for listing information is received, and if the request is determined to be for an unspecific listing, a number of ads are served prior to delivery of the requested listings. If the request is determined to not be for an unspecific business, a lesser number (or zero) ads... Agent: Straub & Pokotylo

20070239541 - Placement of and access to media advertisements on websites: A web accessible computer provides a plurality of media advertisements from one or more advertisers. An individual user chooses which of the media advertisements to associate with a personal space or instant message of the individual user. The web accessible computer offers payment to the individual user in relation to... Agent: Schiff Hardin, LLP Patent Department

20070239542 - System and method for management of online advertising: An online advertising management system and method cooperates with advertiser accounting and other data to provide improved control and performance. The management system assists with determining keywords and ad content through automating certain steps and simplifying others. The management system further monitors performance of an advertising campaign and allows automatic... Agent: Law Office Of Brett N. Dorny

20070239540 - Television station and associated conventions dedicated to senior citizens and method of operation: A television, cable or satellite channel dedicated to issues relevant to senior citizens is disclosed. The content of the channel involves programming on healthcare, politics, insurance and many related seniors' issues. Advertisements are also limited to goods and services directed to seniors. Indeed, one version limits advertisements to the subject... Agent: Greenberg Traurig

20070239562 - Method for notifying a user of a live event: The preferred embodiment of the invention includes a method for notifying a user of a live event. The method includes the following steps: (a) analyzing data related to media associated with different performers within a user's collection or usage history; (b) deducing a performer preferred by the user based on... Agent: Schox PLC

20070239561 - System and method for selecting do-it -yourself projects and obtaining required materials thereof: A system for enabling an individual to browse and select a particular project, such as a home improvement project or cooking recipe, from a list of available projects and to obtain all of the materials required for completion of the project is provided. The system includes a database including a... Agent: Boyle Fredrickson S.c.

20070239576 - Credit event fixings: Disclosed are methods and systems for transacting credit derivatives. The methods and systems allow for the calculation of the final cash settlement prices for credit derivatives following a credit event, such as a corporate bankruptcy.... Agent: Morrison & Foerster LLP

20070239579 - Method and system for pension liability defeasance: A method and system of defeasing the pension liabilities of a business entity as a sponsor of an employee pension plan, comprises determining the value of the existing assets and liabilities associated with a pension plan of a transferor business entity; transferring the pension plan, with its associated existing assets... Agent: Peter J. Phillips Cooper & Dunham LLP

20070239594 - Auction methods and systems: Known auction techniques are modified to provide various benefits. In one arrangement, a pseudo-random function is employed to determine whether a nominally-ended auction should be extended, allowing an unsuccessful remorseful bidder a possible further chance to win the auction. A variety of other features and arrangements are also detailed.... Agent: Digimarc Corporation

20070239597 - System and method for optimizing mortgage application processing: A novel system and method for determining a qualified loan applicant is disclosed. In one embodiment, applicant information and potential first liens are compared to determine candidate first liens based on applicant information. Debt-to-income ratio requirement information associated with the candidate first liens is stored. Candidate second liens associated with... Agent: Irell & Manella LLP

20070239598 - Open payments target marketing system: A system and method is provided by which banks implement an automated process to identify and analyze payment related information, and, more particularly, to such a system and method requiring an identification of incoming payments correspondent banks route through competitors; the capture of information, including the correspondent bank the payment... Agent: James G. Coplit, Esq. Grimes & Battersby, LLP

20070239605 - Supporting multiple key ladders using a common private key set: An apparatus may include circuitry to permanently and inaccessibly store a first private key that is a shared secret between a manufacturer of the circuitry and a first vendor of first encrypted media information. It may also include a key ladder to provide plural layers of encryption to the first... Agent: Intel Corporation C/o Intellevate, LLC

20070239607 - Media playback system: A novel media content reproduction device at least includes: a card reader adapted to engage with and read the contents of a flash memory card having prerecorded media content stored therein; user input adapted to receive reproduction control commands from a user; audio reproducer adapted to reproduce audio information stored... Agent: Advantia Law Group

20070239611 - Media player and access system and method: A subscription content management and display system and method is provided in which subscription content is loaded into a local or otherwise designated memory for access by a user as desired. Optional subscription verification modules and period determination modules are provided controlling access to the content and loading at determined... Agent: Mitchell P. Brook C/o Luce, Forward, Hamilton & Scripps LLP

20070239618 - Information processing apparatus: According to an aspect of the invention, there is provided an information processing apparatus including: a storage unit configured to store a content which is limited in use based on a license information, the license information being correlated with the content; a control unit configured to determine whether or not... Agent: Frishauf, Holtz, Goodman & Chick, PC

20070239617 - Method and apparatus for temporarily accessing content using temporary license: A method and apparatus are provided for temporarily accessing content using a temporary license. The method includes creating an authenticated license that enables a use of the content, creating a temporary license that enables a use of part of the content, and transmitting the authenticated license and the temporary license... Agent: Sughrue Mion, PLLC

20070239621 - Low cost, secure, convenient, and efficient way to reduce the rate of fraud in financial and communication transaction systems: A low-cost, secure, reliable, convenient, and efficient way to reduce the rate of fraud by means of using additional PINs/passwords, which are dynamic PINs delivered periodically via different channels, defined by users, with a changing pre-defined by the user periods.... Agent: Igor Stukanov

20070239623 - Electronic device used for downloading or uploading data: An electronic device allowable a portable apparatus to upload and download data is provided. The electronic device includes an interface, an input unit, a processing unit, a payment management unit, and a transfer management unit. The interface is configured for communicating with an external portable apparatus. The input unit is... Agent: North America Intellectual Property Corporation

20070239624 - Crop nutrient investment management system: In accordance with one embodiment of the invention, a crop reseller assists dealers in managing risks associated with selling crop nutrients. In one embodiment, the crop nutrient reseller provides a computer implemented system which generates a user interface that allows the crop nutrient dealer to establish a risk profile. The... Agent: Westman Champlin & Kelly, P.A.

20070239468 - Automated global calculation of compensation amounts: A computerized system is described for automatically calculating compensation amounts for an employee of a corporation based on a set of compensation rules for the country of employment of the employee. A system administrator establishes sets of compensation rules for a plurality of countries by defining compensation types within each... Agent: 3m Innovative Properties Company

20070239474 - Customer service system and method: A customer service system for matching servers to customers according to service requests made by the customers, includes a user terminal (4) for entering service requests from the customers, a central controller (2) arranged to receive service requests from the user terminal (4), and a database (8) containing data relating... Agent: Fay Sharpe LLP

20070239465 - Method and system for automatically renting bicycles: The invention relates to a method for automatically renting bicycles (1) during which an authorization of a deduction of a certain maximum value from an account associated with a payment card is firstly generated, this authorization being valid for a limited period of time. Upon each subsequent rental of an... Agent: Miller, Matthias & Hull

20070239469 - Method and system for facilitating a goal-oriented dialogue: The System and method and software product for facilitating a goal-oriented dialogue by determining a client's and a sales representative's motivational characteristic via a true/false questioning format, and combines the characteristics to produce an interact, present and position script for coaching the sales representative in negotiations with the client.... Agent: HulseyIPIntellectual Property Lawyers, P.C.

20070239470 - Method and system for managing development component metrics: Methods, systems, and software for managing development component metrics or other enterprise content—whether developed internally or by third parties—are described herein. One method includes presenting an interface to a remote user operable to display information for at least a first and a second development component. In some cases, the first... Agent: Fish & Richardson, P.C.

20070239475 - Method of filing a highly repetitive or a jumbo patent application and preparing a patent application: The present invention is generally related to a method to reduce the cost of filing a repetitive or a jumbo patent application. This can be accomplished by using paragraph identifiers and/or summarizing a part of repetitive disclosure in a table format. The present invention also relates to a method to... Agent: Connolly Bove Lodge & Hutz, LLP

20070239467 - Methods and apparatuses for providing provisioned access control for hosted tailored vertical applications: Embodiments of the invention provide methods and apparatuses for determining privileges pertaining to a customer relationship management (CRM) application and granting the privileges in a secure and traceable manner to individual companies and users to effect a differential cost assessment scheme based on resource usage.... Agent: Campbell Stephenson LLP

20070239477 - Multi-utility energy control and facility automation system with dashboard having a plurality of interface gateways: A multi-utility energy and facility automation control system has control center computer(s) connected to various utility consuming systems and software that formats pertinent systems' energy data, stores, retrieves, diagnoses and acts in response to changes and includes a multi-utility master meter device and a plurality of sensors for utilities and... Agent: Song K. Jung Mckenna Long & Aldridge LLP

20070239464 - Networked system and method for formulating, processing and managing challenges and solutions: The invention relates to an improved networked system and method for formulating, processing and managing challenges and solutions.... Agent: Mintz Levin Cohn Ferris Glovsky & Popeo

20070239478 - Rental system for movable body such as vehicle: The present invention is a movable body management system which can appropriately calculate a movable body fee according to availability etc. and flexibly and effectively allow movable bodies to be used. Each of vehicles such as cars and bicycles has a GPS capability to detect a current position of its... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20070239473 - System and method for non-law enforcement entities to conduct checks using law enforcement restricted databases: The present invention relates to a method and a system by which non-law enforcement operator(s) can conduct checks (requests, queries or searches) against CJIS (Criminal Justice Information System), NCIC (National Criminal Information Center) and other law enforcement only secure databases and comply with the rules and regulations for disseminating such... Agent: Klauber & Jackson

20070239466 - Value diagnostic tool: User-specified information pertaining to business challenges of an organization is received, and one or more predefined business processes that address the business challenges of the organization are identified. Further, the one or more predefined business processes are recommended to a user. In one embodiment, the user is provided with recommendations... Agent: Campbell Stephenson LLP

20070239472 - Vehicle area coverage path planning using isometric value regions: A method of optimizing a spatially dependent ground engaging task including the steps of defining a plurality of sub-areas within an area, calculating a cost of performing the task and coalescing cost matrices. The calculating step includes calculating a cost of performing the task for each of the plurality of... Agent: Deere & Company

20070239483 - Methods for individualized health assessment service: Provided is a Health Assessment Service comprising a marketing function, a testing function, an evaluation function, and a reporting function and a method of providing the Health Assessment Service. Also provided is a method of diagnosing a condition comprising measuring levels of biomarkers for the condition at a first and... Agent: Foley And Lardner LLP Suite 500

20070239480 - Subscription-based catastrophe-triggered medical services facilitation method: Consideration-based private civil security subscriptions are accepted (101) from subscribers with respect to providing civilly-catastrophic event-based access to at least one life-sustaining medical service. That life-sustaining medical service is then maintained (102) pending a need to permit subscription-based access to the life-sustaining medical service in the event of a catastrophic... Agent: Fitch Even Tabin And Flannery

20070239486 - System and method for assessment and corrective action based on guidelines: A system and method are provided for applying guidelines to data and providing self-assessment ability. Guideline data is stored in a data storage component, along with user data. The user data represents both quantitative data and qualitative self-assessment data. In a self-assessment system and method, a graphical user interface is... Agent: Roylance, Abrams, Berdo & Goodman, L.L.P.

20070239479 - System and method for gaming: Systems and methods applicable, for instance, in gaming. Functionality might, for instance, be provided wherein one or more users are, in the context of a video game, presented with one or more real-world fitness tasks to be performed. Various monitoring operations might, for example, be performed. Various compensatory operations might,... Agent: Morgan & Finnegan, L.L.P.

20070239484 - System and method for managing patient bed assignments, bed occupancy, and staffing in a healthcare facility operation: An integrated health care delivery network with enabling software and network technology to maximize bed resources, manage varying census levels, and avoid patient diversions through real-time monitoring, automation and communication, is disclosed. Preferably, the present invention is embodied in a Patient Agent Throughput Management System that interfaces with and complements... Agent: Lewis And Roca LLP

20070239481 - System and method for managing patient-related data: A system and method for managing patient-related data includes transmitting a power signal to an orthopaedic implant, receiving implant identification data from the orthopaedic implant, and retrieving patient-related data from a database based on the implant identification data. The method may also include receiving security code data and determining the... Agent: Barnes & Thornburg LLP

20070239485 - System and method for providing telediagnostic services: A system and method for efficient screening or diagnosis of analytes from fluids and cells, some of which are generated by live organisms, as well as other fluids, such as water, which are ingested or contacted by living organisms, provided via telediagnostic services using internet enabled computer system that allows... Agent: Jeanne E. Longmuir

20070239482 - Vision based data acquisition system and method for acquiring medical and other information: The present invention provides a system and method for medication administration monitoring including, in an embodiment, a smart imaging device (smart camera) positioned to monitor a treatment administration area and to provide image representative data of a treatment episode; an image processor, coupled to the smart imaging device, for processing... Agent: Siemens Corporation Intellectual Property Department

20070239490 - Computerized risk management module for medical diagnosis: Apparatus and a method are provided for improving the medical care of patients. The apparatus includes an input device, a medical risk database, a data processor, and a communication device. Data entered in the input device, usually by a health care professional, defines a patient data record. The medical risk... Agent: Patzik, Frank & Samotny Ltd.

20070239487 - Electronic health card and method of promoting the use of the electronic health card: An electronic health card (EHC), system containing the EHC and a terminal, and method of promoting use of the EHC are provided. The EHC contains information that promotes the use of the EHC. This information may include personal information of the owner, authorization information that enables access to distributed sources... Agent: Brinks Hofer Gilson & Lione

20070239491 - Patient data mining for lung cancer screening: A system and method for lung cancer screening is provided. The system includes a database including structured patient information for a patient population and a domain knowledge base including information about lung cancer; an individual patient record; and a processor for analyzing the patient record with data from the database... Agent: Siemens Corporation Intellectual Property Department

20070239493 - Benefit plan intermediary: A method may receive data comprising a request to assure payment for a transaction with a consumer, the transaction being associated with a provision of a service or a sale of a product. Thereafter, it may be determined whether payment of at least a portion of the transaction will be... Agent: Fish & Richardson P.C.

20070239492 - Estimating benefit plan costs: A method may aggregate historical transactions for a consumer, each transaction being associated with services or products provided to the consumer. Thereafter, one or more benefit plans available to the consumer are identified. These benefit plans (e.g., healthcare insurance plans) provide payment for predetermined services or products provided to the... Agent: Fish & Richardson P.C.

20070239494 - Method and system for providing and administering online rental vehicle reservation booking services: A system and method is disclosed herein for customizing pages of a rental vehicle reservation booking website with deep-links for specialized rental vehicle reservations. The specialized rental vehicle reservations may comprise reservations for a division of a customer entity and/or promotional offer reservations. Multi-division and multi-offer pages can also be... Agent: Thompson Coburn, LLP

20070239495 - Application risk and control assessment tool: A tool to assess risks associated with software applications, and controls implemented to mitigate these risks, includes a first software component configured to gather information about the risks and controls, and a second software component configured to display the gathered information. The first software component includes a self-assessment tool which... Agent: Banner & Witcoff, Ltd.

20070239502 - Automated recall management system for enterprise management applications: A computerized recall management tool permits an organization to recognize and proactively manage events that can indicate a need to initiate a product recall. Product performance data often is made available to an organization through very diverse communication channels, including from customers, distributors, suppliers, governmental or industry agencies in addition... Agent: Kenyon & Kenyon LLP

20070239498 - Framework for modeling cancellation for process-centric programs: Declaratively canceling execution of an activity. A state automaton for an activity is defined, and the state automaton includes an executing state, a canceling state, and a closed state and classifies an execution lifetime of the activity. The activity includes work items and organizes the work items in an execution... Agent: Senniger Powers (msft)

20070239499 - Framework for modeling continuations in workflows: Enabling creation of control flow patterns in a workflow via continuations. Each continuation represents an activity execution context for an activity executing in the workflow by a workflow engine virtualizing a managed execution environment. Responsive to a request, the activity execution context is recreated via the continuation and the activity... Agent: Senniger Powers (msft)

20070239496 - Method, system and computer program for operational-risk modeling: The invention relates to a method for modelling the operational risk of an entity, the method comprising the steps of: Compiling a list with one or more failure events; Compiling a list with one or more causes of the failure events; Compiling a list with one or more impact types... Agent: George A. Willinghan, Iii August Law Group, LLC

20070239501 - Methods, systems, and media for creating a collaboration space using information from an enterprise resource planning system: Methods, systems, and media for creating a collaboration space using information from an enterprise resource planning system are provided. In some embodiments, methods for creating a collaboration space using information from an Enterprise Resource Planning (ERP) system are provided, the methods comprising: defining at least one event to monitor in... Agent: Wilmer Cutler Pickering Hale And Dorr LLP

20070239500 - Migration system and method: A migration system and method. The migration method comprises receiving a request to generate a migration plan for an entity and generating a strategic plan comprising a first procedure for transferring knowledge required for performing job functions comprised by a first set of individuals to a second set of individuals... Agent: Schmeiser, Olsen & Watts

20070239497 - Multi-objective optimization within a constraint management system: Methods and systems are described for integrating Multi-Objective Optimization (MOO) with a Constraint Management System (CMS) so as to rapidly and flexibly search large design spaces and focus on “interesting” designs as determined by user-specified criteria. An exemplary method embeds the value of a trade space and its trade-off envelope... Agent: Brosemer, Kolefas & Associates, LLC - (boeing)

20070239505 - Abstract execution model for a continuation-based meta-runtime: Providing a workflow engine for virtualizing a managed execution environment. The workflow engine executes a workflow based on an automaton and methods associated therewith. The workflow engine captures continuations associated with the executing workflow to enable modeling of real-world processes.... Agent: Senniger Powers (msft)

20070239503 - Dynamic workflow architectures for loan processing: Systems and methods are provided for processing loan applications in dynamic workflows. In a preferred embodiment, a system calls an activity engine with a top-level activity for processing a work-item, e.g., a loan application. The activity engine decomposes the top-level activity into child activities and lower-level child activities, and recursively... Agent: Orrick, Herrington & Sutcliffe, LLPIPProsecution Department

20070239504 - Forms for business case management: Methods and systems for providing workflow response information and managing a case workflow are disclosed. Documents for a case may be received, requested and/or assembled into a case record by a document server. If additional information is required with respect to a document, an electronic notification message containing a form... Agent: Pepper Hamilton LLP

20070239506 - Priority based scheduling system: A computer program product, electronic device and method are provided that incorporate a hierarchical structure of priority ranks for presenting a scheduling user with a relationship-based display of a schedule for another user. A priority rank of a scheduling user is determined. A view of a schedule of at least... Agent: Harrington & Smith, PC

20070239507 - Systems and methods for scheduling child play dates: The present disclosure discloses methods and systems for scheduling play dates. In one embodiment, a user, such as, for example, a parent and/or child, interface with a play date finder and scheduling system through a network. The user is able to quickly locate and schedule potential play dates. The scheduling... Agent: Knobbe Martens Olson & Bear LLP

20070239510 - Adhesive applique iterative calendar system: The invention is a new tool that allows for a new approach by which two parties create a schedule. The invention is a self-contained portable calendar system based on the use of reusable adhesive appliqués on a series of month-at-a-glance calendar pages. The representation of the two parties by two... Agent: Beth Lynn Fischer

20070239512 - Contractor management method and system: A computer-implemented method for recruiting a contractor for a position in one of a plurality of organisations is disclosed. The method includes the steps of (a) determining the availability of a contractor using a database of contractors, and (b) reserving the contractor for the position where at least some of... Agent: Baldwins

20070239509 - Method, system, and program product for scheduling events: The invention provides a method, system, and program product for scheduling a plurality of events. In one embodiment, the invention includes scheduling a first event of a plurality of events; scheduling a second event of the plurality of events as dependent upon the first event of the plurality of events;... Agent: Hoffman Warnick & Dalessandro LLC

20070239511 - System and method for application balanced scorecard optimizer: There is disclosed a system and method for managing an application portfolio. In an embodiment, a system is designed to provide a balanced, cohesive, end-to-end approach to application portfolio management. Taking into account a number of decision drivers for application portfolio management (e.g. business drivers, technology drivers, financial drivers, and... Agent: Ibm Corporation

20070239515 - Enhancing insight-driven customer interactions with a workbench: Insight-driven interactions with customers may be enhanced in a holistic approach. A customer relationship management (“CRM”) methodology may include: (1) evaluating a customer strategy; (2) identifying customer segments from a customer base; (3) forming an interaction strategy; (4) defining a series of experiences based on the strategy; (5) applying those... Agent: Oppenheimer Wolff & Donnelly, LLP

20070239517 - Generating a degree of interest in user profile scores in a behavioral targeting system: A behavioral targeting system determines user profiles from online activity. The system includes a plurality of models that define parameters for determining a user profile score. Event information, which comprises on-line activity of the user, is received at an entity. To generate a user profile score, a model is selected.... Agent: Stattler-suh PC

20070239514 - Lead management in multi-tiered sales organizations: Techniques are described that provide automated sales-related assistance to sales organizations, such as for multi-tiered sales organizations that are clients of a multi-tenanted network-accessible server hosting a sales lead management service. The automated assistance may include assisting first-tier sales development representatives to qualify leads as sufficiently developed to allow a... Agent: Campbell Stephenson LLP

20070239519 - Method and apparatus for managing vending machine offers: Systems, methods, and articles of manufacture for providing promotions at vending machines, such as by providing vending machine subscriptions to a category of products, are disclosed.... Agent: Walker Digital Management, LLC

20070239518 - Model for generating user profiles in a behavioral targeting system: A behavioral targeting system determines user profiles from online activity. The system includes a plurality of models that define parameters for determining a user profile score. Event information, which comprises on-line activity of the user, is received at an entity. To generate a user profile score, a model is selected.... Agent: Stattler-suh PC

20070239516 - Systems and methods for administering survey questionnaires: A system for administering a survey questionnaire is provided. The system may include computer readable media for storing a plurality of content pages, the content pages including a survey questionnaire. A host hosts the content pages on a network, and receives and stores responses to survey questions. A terminal is... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20070239520 - Motivational apparatus and method of motivation: The method and apparatus stimulate performance improvement and provide performance recognition. The method and apparatus serve to communicate goals, missions, and objectives; stimulate action that involves interactive communication, organization and reinforcement; and identify and promote performance to individuals, teams, or any other association of people. The customizable apparatus includes a... Agent: Brown & Michaels, PC 400 M & T Bank Building

20070239537 - Advertisement brokerage system for diversified general media: An advertisement system provides an advertisement impression in response to each advertisement request received from each of a plurality of diverse general media advertisement delivery systems. The advertisement system comprises a placement database and a distribution object. The placement stores a plurality of instances of advertisement content, each in association... Agent: Timothy P. O'hagan

20070239533 - Allocating and monetizing advertising space in offline media through online usage and pricing model: Allocating and monetizing advertising space in offline media through online usage and pricing model. Offline media sources request advertisements for available ad space in their publications. An advertising server that stores advertisement messages associated with online retailers selects one or more advertisements to fill the unallocated ad space. An ad... Agent: Fish & Richardson P.C.

20070239545 - Apparatus for use at a point of sale for dispensing at least first and second different tickets: An apparatus for use at a point of sale comprises a ticket dispenser, especially but not exclusively for lottery tickets. The ticket dispenser has at least one store for receiving at least first and second different tickets, a mechanism for issuing said tickets from said at least one store and... Agent: Townsend And Townsend And Crew, LLP

20070239530 - Automatically generating ads and ad-serving index: Advertiser repository information (e.g., a list of HTML pages) may be used to automatically generate a page-ad and associated ad information for each page using a subset of features of the page. Subsequently, a page-ad index for all pages from different advertisers may be created. After creating a page-ad index,... Agent: Straub & Pokotylo

20070239535 - Behavioral targeting system that generates user profiles for target objectives: A behavioral targeting system determines user profiles from online activity. The system includes a plurality of models that define parameters for determining a user profile score. Event information, which comprises on-line activity of the user, is received at an entity. To generate a user profile score, a model is selected.... Agent: Stattler-suh PC

20070239547 - Coupon ticket issuing system: A coupon information issuing system capable of issuing even a plurality of coupon information to a user who satisfied the conditions for issue. When conditions for issuing coupon information to which request for issue is designated by user are preset, a service providing server issues the coupon information in accordance... Agent: Townsend And Townsend And Crew, LLP

20070239532 - Determining advertising statistics for advertisers and/or advertising networks: A system determines a number of times that clients access a group of documents associated with a web site or a group of web sites. At least one document in the group of documents includes at least one advertisement. The system further determines a percentage of client views for an... Agent: Harrity Snyder, LLP

20070239528 - Dynamic proxy method and apparatus for an online marketing campaign: Disclosed are methods and apparatus, including computer program products, implementing and using techniques for dynamic network address identification and replacement for delivering a web page to a data processing device associated with a customer, for performing a marketing campaign on behalf of an advertiser. A browser request message is received... Agent: Beyer Weaver LLP

20070239524 - Enhanced interactive advertising: An automated system for allowing a viewer of an online advertisement to connect via a telephone call with the advertiser at a requested time. The system provides a clickable connect button on a static as well as a dynamic landing page advertisement. The viewer simply clicks on the connect button... Agent: Glenn L. Webb

20070239538 - Incentivized relationship-data communication to select targeted content method and system: Incentivized relationship-data communication to select targeted content method and system is disclosed. In one embodiment, a method includes analyzing a context data describing at least one preference of a recipient to generate a content data in a communication between a sender module and a recipient module, and/or providing an incentive... Agent: Raj Abhyanker, LLP C/o Portfolioip

20070239521 - Method and an apparatus to define loyalty promotions: A method and an apparatus to define loyalty programs have been disclosed. In one embodiment, the method includes generating a graphical user interface (GUI) to allow a user to input information for defining a loyalty program (LP), wherein the information includes a name of the LP, a start date, an... Agent: Blakely Sokoloff Taylor & Zafman

20070239534 - Method and apparatus for selecting advertisements to serve using user profiles, performance scores, and advertisement revenue information: A method and apparatus for selecting additional content to display to a user when the user requests base content is provided. A user profile of the user having user interest scores of categories or keywords is received, each user interest score reflecting the degree of interest the user has in... Agent: Stattler-suh PC

20070239539 - Method and device for providing and choosing hair accessories based on hair color: A system for choosing hair accessories includes a first set of hair accessories and a second set of hair accessories. Each of the first set of hair accessories are of a different type and have a first color that is matched to a first hair color. Each of the second... Agent: Marshall, Gerstein & Borun LLP

20070239523 - Method and system for advanced reward program: The present invention provides business process, method and computer based techniques for reward program operators to offer reward point advance to their members. Both multi-partner and proprietary reward applications can utilize the present invention to attract new customers, retain existing customers and increase sales volume. A preferred embodiment of the... Agent: Jun Yi

20070239525 - Method for increasing healthy-lifestyle behaviors of medical patients and iincreasing the income of the physicians that treat them: A method is disclosed for placement of non-regulated health-related products in health-care provider space and for providing compensation to said health-care provider.... Agent: Welsh & Katz, Ltd

20070239527 - Network-based advertising trading platform and method: A network-based advertising trading platform and method is disclosed. In one embodiment, a method determines a subset of content data that is associated with a geographical marker in a first data of a user, applies an algorithm using the first data to generate a content data hierarchy, and presents an... Agent: Raj Abhyanker, LLP C/o Portfolioip

20070239543 - Promotional system: The invention consists in a promotional system useable on a network. The network provides means for experts to answer questions submitted by enquirers. Means are provided for an advertiser to offer advertisements to experts and further means are provided to allow individual experts to either supply or not supply the... Agent: Young & Thompson

20070239526 - Providing a personalized media stream via a targeted advertising model: A computer network server provides a customized media stream containing relevant, targeted advertising to a recipient according to recipient profile preferences. This is accomplished as follows. The recipient requests media from the server. The server searches for and obtains content that is deemed to be of greatest interest to the... Agent: Proxure Incorporated

20070239544 - System and method for automating financial document compliance: An automated system determines appropriate compliance information for documents pertaining to financial products or services. The compliance information can vary on each document depending on the particular financial product and/or financial service, and based on both company and jurisdictional requirements.... Agent: J. Nicholas Gross, Attorney

20070239536 - System and method for scheduling audience deficiency units and makegoods: A technique is provided for scheduling audience deficiency units. The technique includes computing delivery shortfalls of promised impressions for an advertising contract and automatically determining and scheduling audience deficiency units to account for the delivery shortfalls.... Agent: General Electric Company Global Research

20070239529 - Targeting and/or scoring advertisements using information derived from called telephone numbers or the called telephone numbers themselves: Called telephone number(s) from a client device are stored. The called number(s) is used to lookup information related to the called number(s) (e.g., a name and address). Additional information might be obtained about the called party including the type of business, classifications of the products of the business, etc. This... Agent: Straub & Pokotylo

20070239522 - User persona content targeting: User persona content targeting is described. In an embodiment, a targeted content system includes a client account that corresponds to a user of computing-based client device(s), and the client account is associated with multiple personas that are each a different on-line representation of the user. A persona system initiates content... Agent: Lee & Hayes PLLC

20070239548 - Method and system for determination of portioned fees for a multiplicity of entities acquiring under a single invoice: A method and system for determining portioned fees to paid by each of a multiplicity of entities “1−n” acquiring a number of items “1−x” presented under a single invoice having a CPU for determining calculations and receiving information relative to each of “1−n” and “1−x” for each of the entities;... Agent: Mitchell A. Stein, Esq. Stein Law, P.C.

20070239549 - System and method for monitoring alcoholic products: A tracking system for monitoring and controlling the alcoholic beverages that scans the information from a patron's ID, enters the information into a database, and continuously tallies the number of alcoholic beverages the patron bought at the venue within a specific period of time. The system cross-references the tally with... Agent: Gottlieb Rackman & Reisman PC

20070239550 - Inventory control and balancing system: A method for providing a plurality of end users with the ability to engage in the swap of a plurality of products comprising the following steps: providing a system for the entry of a plurality of items into inventory of a system by the a plurality of end users; providing... Agent: Knoble, Yoshida & Dunleavy

20070239558 - Business models for immersive environments: In one embodiment, the invention provides a method for a viewspace provider. The method comprises providing a viewspace at a location; and engaging in a transaction with an entity for a monetary amount associated with the provision of the viewspace.... Agent: Hahn And Moodley, LLP

20070239554 - Cluster-based scalable collaborative filtering: Methods for determining a predictive rating are disclosed. In an embodiment, an active user is compared to a set of clusters. One or more of the clusters are determined to be most similar to the active user. From the one or more clusters, K users are determined to be most... Agent: Banner & Witcoff, Ltd. Attorneys For Client Nos. 003797 & 013797

20070239553 - Collaborative filtering using cluster-based smoothing: In an embodiment, a method of predicting an active user's rating for an item is disclosed. A database of users may be sorted into clusters. The data associated with the users in each cluster may be smoothed to filling in ratings for items that the users have not personally rated.... Agent: Banner & Witcoff, Ltd. Attorneys For Client Nos. 003797 & 013797

20070239552 - Community based network shopping: A system receives item data corresponding to an item list from a user. The item list may include one or more items. The system communicates the item list to a community group associated with the user and the system then receives member data from one or more members of the... Agent: Schwegman, Lundberg & Woessner/ebay

20070239560 - Cost-per-action market driven advertising fee sharing: A competitive environment in which merchants compete for sales in a reverse auction format in which there are many sellers and a single buyer is disclosed. Merchants purchase prominent placement on product search results lists based on a negotiable per-sale fee. A customer discount is derived from the per-sale fee... Agent: Brinks Hofer Gilson & Lione

20070239559 - Cross-platform calendar notifications: Systems, methods, and machine-readable media are disclosed to provide notification of calendar events across multiple platforms of potentially diverse types. In one embodiment, a method of cross-platform calendar notification can comprise detecting an occurrence of a previously set calendar event. Profile information for a user associated with the calendar event... Agent: Townsend And Townsend And Crew, LLP

20070239557 - Fill-up operation used in electronic content delivery: One embodiment of the present invention is a fill-up operation provided by automated content-delivery systems to facilitate accurate, fast, and efficient downloading of content to portable, electronic, content-rendering devices. The fill-up operation allows a user of a portable, electronic, content-rendering device to depress or tough a single button to invoke... Agent: Olympic Patent Works PLLC

20070239551 - Method and apparatus for a product ordering system: A customer is presented with a product ordering interface for a size dependent product such as a window covering. The customer is presented with ordering options. Once the customer has selected the desired product, the user is presented with a measurement confirmation interface. The customer is directed to enter at... Agent: Moore & Van Allen PLLC

20070239564 - Method and system for creating a customer specific custom catalog on a website: A method and system for creating and ordering from a Custom Catalog via an Internet catalog website is disclosed. A customer who is interested in only certain products included in a company's Internet product catalog can create a Custom Catalog that includes information about only those products in which the... Agent: Nixon & Vanderhye P.C.

20070239563 - Method and system for manipulation of cost information in a distributed virtual enterprise: A method, system, apparatus, and computer program product for processing e-commerce information are presented. A business entity may transfer e-commerce agreements through an electronic marketplace. The business entity retrieves dependency information about a commercial transaction from an e-commerce agreement. The business entity incorporates the dependency information, e.g., dates, costs, deliveries,... Agent: International Business Machines Corporation C/o Hamilton & Terrile, LLP

20070239555 - Method of marketing, exhibiting and selling artwork: A unique and effective method for bringing together artists and parties interested in viewing and possibly buying artwork, requires artists who wish to display their artwork and relevant background information to first submit application to the website system's administrator. If approved, the artist is so advised and is then permitted... Agent: Hollstein Keating Cattell Johnson & Goldstein P.C. Willow Ridge Executive Office Park

20070239565 - Remote ordering device: A remote ordering device having a two-way wireless communications input device with a display for sending and receiving data and a data receiving station to send and receive data, process orders and keep track of accounts, inventory and retain other data as required. The receiving station can be in communication... Agent: Nikolai & Mersereau, P.A.

20070239556 - System and method for facilitating transactions through a network portal: A merchant/vendor portal enables potential business partners to establish business relationships and settle accounts in an on-line environment. The portal includes an open network interface, a registrant database in which data associated with a portal registrant are stored, a distribution contract manager for presenting to a registered merchant a distribution... Agent: Maginot, Moore & Beck, LLP Chase Tower

20070239567 - Builders on-line assistant: A method and apparatus are provided for servicing a customer of a builder by a third-party website provider. The method includes the steps of providing a first website by the third-party website provider for use by the customer in viewing and selecting product options for product offerings provided by the... Agent: Welsh & Katz, Ltd. Jon P. Christensen

20070239566 - Method of adaptive browsing for digital content: Providing adaptive visual browsing of digital content may be accomplished by presenting a scrolling ticker on a display for browsing of digital content available for viewing by a user of a processing system, the ticker having a plurality of items, each item including an image representing at least one of... Agent: Intel Corporation C/o Intellevate, LLC

20070239568 - Data collection, manipulation, reconciliation, and reporting for multiple sites: Methods and systems for determining a real-time or near-real time reconciliation list are disclosed. One or more datasets of inventory and financial transactions may be received from different locations of an enterprise or as a result of a payment processing function of the system. The data may combined, manipulated, and... Agent: Fulbright & Jaworski L.L.P.

20070239569 - Systems and methods for managing assets: The inventive subject matter relates to systems, methods, apparatus, and computer program products relating to tracking and managing assets of an enterprise, such as non-fixed, capital assets. More particularly, the invention relates preferably to using radio frequency identification (RFID) tags to track, manage, and maintain mobile or portable assets of... Agent: Nath & Associates

20070239572 - Asset and liability modeling tool: A method of displaying results of a financial model for forecasting at least one financial variable relating to a client. The method comprises the steps of receiving asset and liability data regarding the client; generating forecasted values for the financial variables over a number of simulations using the asset and... Agent: Kirkpatrick & Lockhart Preston Gates Ellis LLP

20070239573 - Automated generation of dashboards for scorecard metrics and subordinate reporting: An interactive dashboard providing scorecard presentation with subordinate reports is automatically generated and configured based on centrally managed metadata definitions. The dashboard may be customized based on subscriber credentials, past preferences, and the like. The dashboard may be deployed to one or more locations to be consumed and further customized... Agent: Merchant & Gould (microsoft)

20070239575 - Generating revenue from a job recruiter: A system (10) for generating revenue from a job recruiter (30), the system (10) comprising: a web site (50) to publish a job advertisement (500) of the job recruiter (30) without charging a fee to the job recruiter (30); and a billing module (52) to charge a predetermined response fee... Agent: Stephen M. De Klerk Blakely, Sokoloff, Taylor & Zafman LLP

20070239578 - Method for initializing an exchange of services between at least two parties: A method for initializing an exchange of services between at least two parties, including transactions in relation to the acquisition of products or the utilization of services. Optical or acoustic information on at least one of the products or services of interest to the user of a mobile terminal are... Agent: St. Onge Steward Johnston & Reens, LLC

20070239580 - Methods and systems for providing equity volatility estimates and forecasts: In one aspect, the present invention comprises a method comprising the following steps: receiving high frequency trading and pricing data for a security; estimating current volatility of price of the security based on the high frequency trading and pricing data; forecasting future volatility of the price using two or more... Agent: Morgan Lewis & Bockius LLP

20070239571 - Providing fixed income from investment assets: A method and device for providing a fixed income from a range of assets is disclosed. In one aspect, the assets are divided into a first group associated with relatively low liquidity risks and a second group associated with liquidity risks higher than that of the first group such that... Agent: Merchant & Gould PC

20070239577 - Reference data utility: A Reference Data Utility is provided comprising a method and apparatus for matching, clearing and settling financial transaction reference data. Such method and apparatus includes data communication devices coupled to data storage devices further comprising a data processing system and method for receiving, identifying, selecting, matching, standardizing, organizing, and distributing... Agent: Federal Research

20070239574 - System and method for real estate transactions: A method and system for real estate transactions concerning the purchase or sale of real property is provided. The method comprises engaging a realtor and a mortgage originator to participate in the real estate transaction, providing unified communication among a client, the realtor and the mortgage originator, whereby the mortgage... Agent: The Matthews Firm

20070239570 - Validating updated business rules: A computer-implemented method and program product for validating updated business rules. A first set of documents utilized to validate a first set of business rules is provided. A second set of business rules generated from an update of the first set of business rules is received. Each business rule includes... Agent: Schmeiser, Olsen & Watts

20070239581 - A data processing framework for financial services: A data processing framework for financial services that supports the automated development and delivery of financial service products to a plurality of customers.... Agent: Asset Trust, Inc.

20070239584 - Creating or redeeming shares of an exchange-traded fund: Selling exchange-traded fund (“ETF”) shares by an investment company receiving a pre-determined group of financial assets from an authorized participant in exchange for a number of ETF shares, the number of ETF shares corresponding to the group of financial assets, and the investment company purchasing a number of shares of... Agent: Fish & Richardson PC

20070239582 - Customized financial instrument providing a stream of payments: According to one embodiment, a customized financial instrument, defined by at least a plurality of parameters received from a purchaser, includes an agreement by an issuer to make a stream of payments. The stream of payments is defined by the plurality of parameters received from the purchaser. The plurality of... Agent: Baker Botts L.L.P.

20070239586 - System and methd of rebalancing a portfolio of separately managed accounts: A system and method for rebalancing separately managed accounts utilizing sub-models. Sub-models can be generated automatically by analyzing the restrictions that exist on the individual accounts, or created manually by identifying particular stocks that might fall within a particular industry, sector or other arbitrary classification. An account can be classified... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20070239587 - System and method for dynamically utilizing and managing financial, operational, and compliance data: The inventive system and method provide an integrated data management platform implemented in four stages: Stage one is data collection, in which the novel system and method interface with, and collect data from multiple data sources and organize the collected data in accordance with user-defined criteria. Stage two is organization,... Agent: Edward Etkin, Esq.

20070239583 - System and method for providing income via retirement income certificates: A system and method for providing at least one participant with at least a predefined, periodic income payment. The method comprises the step of designating at least one income-generating fund to generate distributable income. Next, the method comprises the step of issuing at least one self-liquidating and transferable denominated security... Agent: Goodwin Procter LLP

20070239585 - Transaction strategy: A method of determining a transaction strategy using a processing system. The method includes, for a respective stock, determining a demand data representing a demand level (110), and supply data representing a supply level (100). The demand and supply data are used to determine a buying pressure indicator (120) using... Agent: Edwards Angell Palmer & Dodge LLP

20070239593 - Collective purchase model for medical products: It is a first aspect of the present invention to provide a method of procuring medical components and/or services that includes the steps of: (a) forming a consortium, the consortium having members including at least physician owners and hospital members; (b) evaluating by the consortium a first plurality of manufacturers... Agent: Taft, Stettinius & Hollister LLP

20070239595 - Credit data processing system for controlling electronic trading based on credit arrangements: A credit data processing system for controlling trades in an electronic trading system according to credit arrangements, comprising a computer-readable storage medium, an interface to an electronic trading system and a credit data processor. The computer-readable storage medium stores information representing the credit relationship network, including a plurality of credit... Agent: Law Offices Of Grady L. White, LLC

20070239589 - Interest rate derivative financial product: In accordance with the principles of the present invention, a standardized contract is traded. The contract obligates a buyer and a seller to settle the contract based on a price determined for an effective date. The contract is traded over-the-counter or through an exchange and cleared by a clearinghouse that... Agent: Paul E. Schaafsma Novusip, LLC

20070239596 - Method and system for conducting electronic auctions with multi-parameter price equalization bidding: An auction is conducted by obtaining, from a buyer, information associated with a product to be purchased using an auction, where the buyer purchases the product from a winning bidder. The obtained information associated with the product is made available to at least a first bidder and a second bidder.... Agent: Van Pelt, Yi & James LLP

20070239592 - Method for conducting an on-line bidding session with bid pooling: The invention presents a method for conducting an on-line bidding session to accumulate a collective bid for a property. The bidding session is conducted over a computer network that includes a central computer, a number of remote computers, and communication lines connecting the remote computers to the central computer. According... Agent: Woodcock Washburn LLP

20070239588 - Methods and apparatuses for string translation: Embodiments of the invention provide systems and methods for translating application strings between entities using a semantical (definition-based) translation scheme. Embodiments of the invention provide the ability to design and create an application user interface that can be reliably and efficiently localized. For one embodiment, each string is semantically defined... Agent: Campbell Stephenson LLP

20070239591 - Systems and methods for reverse auction of financial instruments: An anonymous trading system which enables derivative dealers to setup credit preferences based upon their own models and provides counterparties, end-users and dealers with the option of choosing to remain anonymous during a derivative trading bidding process. Additionally, the systems and methods restrict derivative trading activity with counterparties where there... Agent: Alston & Bird LLP

20070239590 - Two-step method and system for commodity trading: A commodity trading method and system are provided. A transaction consider point, a transaction positive point and a transaction negative point are determined by referring to the relation of a buying prediction line and a selling prediction line in a trading window, an entry window and an exit window, respectively.... Agent: Park Law Firm

20070239601 - Monitoring the viewing of supplemental information accompanying electronic billing transactions: Systems and methods for monitoring the viewing of supplemental information associated with an electronic billing transaction where both bill information associated with a bill and forced-to-view information is transmitted ultimately to a payor. The forced-to-view information is associated with supplemental information that must be viewed by the payor before a... Agent: Sutherland Asbill & Brennan LLP

20070239599 - Sender pays receiver: Sender pays receiver for allowing of receiving information or using it in any way. Such approach inverts all kind of unwanted information like (but not limited to) spam or solicitation e-mails, telemarketers calls, bulk mail to wanted ones because it brings money for receiver. In other hand regular communications remain... Agent: Oleksandr Kizub

20070239600 - System and method for annuity processing: The present invention provides a system, apparatus, and method for annuity processing. In some embodiments, an annuity processing module is used in conjunction with an internet-based patent- and trademark-application management system. This annuity-processing module reflects a software implementation of various business rules or methods associated with paying the annuity due... Agent: Schwegman, Lundberg & Woessner/cpa

20070239602 - Method and system for processing card reissue transactions: A method and system for reissue processing for card issuance units (CIUs) such as credit cards, smart cards, phone cards and the like. Prior to expiration of the credit card, cardholder accounts in good standing are identified. Thereafter, uncompleted records for the cardholders are provided. The uncompleted record contains minimal... Agent: Townsend And Townsend And Crew, LLP

20070239603 - Systems and methods for facilitating a distribution of bank accounts via an educational institution: According to some embodiments, systems and methods are provided to facilitate a distribution of bank accounts via an educational institution. For example, information associated with a student, faculty member, or alum may be received from a university. A soft bank account may then be established based on the received information.... Agent: Wiggin And Dana LLP Attention: Patent Docketing

20070239604 - User-browser interaction-based fraud detection system: Systems, methods and media for detecting fraudulent behavior during an Internet commerce session are disclosed. Embodiments of a method may include establishing an e-commerce session with a user and requesting fraud detection analysis of user-browser interaction during the e-commerce session. Embodiments may also include receiving fraud detection results for the... Agent: Ibm Corporation (jss) C/o Schubert Osterrieder & Nickelson PLLC

20070239612 - Content providing/obtaining system: A content providing apparatus receives exchange request data, transmitted from a content obtaining apparatus, indicating content data owned by a customer, and transmits packaged media exchangeable, found from a package information storage means, and the conditions of equivalent exchange for almost equalizing the packaged media and the content data in... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070239608 - Digital media distribution system: The present invention relates to the distribution of digital media. In particular, the present invention relates to portable devices that facilitate and control the distribution of digital media.... Agent: Crowell & Moring LLP Intellectual Property Group

20070239609 - Method and apparatus for push and pull distribution of multimedia: The present specification discloses a multimedia distribution system and method. The system and method has a producer workstation, a delivery server, a high-bandwidth one-way satellite transmission system, a terrestrial two-way communication system (including use of the Internet), a plurality of satellite affiliate workstations, and a plurality of terrestrial client workstations.... Agent: Mcandrews Held & Malloy, Ltd

20070239606 - Method and system for identifying users and detecting fraud by use of the internet: A method and system for detecting and preventing Internet fraud in online transactions by utilizing and analyzing a number of parameters to uniquely identify a computer user and potential fraudulent transaction through predictive modeling. The method and system uses a delta of time between the clock of the computer used... Agent: Wilson Sonsini Goodrich & Rosati

20070239610 - Methods, systems and apparatus for displaying user generated tracking information: The present invention relates to methods, systems, output devices and apparatus for displaying user generated tracking information in an online environment. The method includes tracking one or more actions performed to one or more objects by a user in the environment; determining the amount of time that has passed since... Agent: Antoinette G. Giugliano, P.C.

20070239613 - Methods and apparatus for providing coverage for receiver of transmission data: The present invention provides systems and methods which afford a technical application for insuring, bonding, and underwriting a transmission of a data set, streaming data, and/or document over the Internet through TCP/IP and all other electronic media such as WAP, VOIP, fiber optic channels, microwave channels, and through standard electrical... Agent: Lemaire Patent Law Firm, P.l.l.c.

20070239614 - System and method for the storage of data in association with financial accounts: Systems and methods are established for data that is obtained auxiliary to but concurrent with a given transaction to be coordinated and stored in association with the transaction account data to which the transaction pertains. In one embodiment, the stored auxiliary data is provided to the user at the time... Agent: Fulbright & Jaworski L.l.p

20070239615 - Personal information management device, distributed key storage device, and personal information management system: A personal information management device aims to save troubles of inputting passwords and deleting personal information, to prevent others from viewing the personal information, and to maintain confidentiality of the personal information even when a mobile device is lost. Personal information storage unit 201 holds encrypted personal information, key distribution... Agent: Wenderoth, Lind & Ponack L.L.P.

20070239619 - Content distribution program, content distribution method, server, content utilization apparatus, and content utilization system: An encrypted content and a license are separated from each other to be distributed individually, so that the encrypted content is decrypted using the license in a user apparatus. A server encrypts licenses of a plurality of encrypted contents for package sale to generate an inactive license packaged in one... Agent: Patrick G. Burns Greer, Burns & Crain, Ltd.

20070239616 - Identifying and labeling licensed content in an embedded partition: A system for providing users with an indication of files that are protected or licensed while a user is executing within the embedded partition set forth. The system enables users to quickly boot into an embedded environment and have an indication of all of their media files, whether the content... Agent: Hamilton & Terrile, LLP

20070239620 - Technique for effectively generating multi-dimensional symbols representing postal information: In a mailing system for franking a postage indicium serving as a proof of postage, postal data including the postage needs to be communicated through such an indicium. Illustratively, the postal data is categorized into (a) invariable postal data, e.g, a device ID identifying the mailing system, which is unaffected... Agent: Kenyon & Kenyon LLP

20070239622 - Method for generating customer secure card numbers: A method for providing secure transactions generates a Secure Card Number (“SCN”) for a first entity that is transferred with a first entity identifier to a second entity and then to a money source that verifies that the transaction is valid by use of the first entity identifier and the... Agent: Technology & Intellectual Property Strategies Group PC Dba Tips Group

20070239626 - Arrangement for initiating a re-imaging process for a computer system: An arrangement which eliminates the need to remove a computer system from its packaging in order to initiate a re-imaging process. Particularly, there is broadly contemplated herein the use of a position-sensitive switching arrangement, such as a mercury switch, that is configured to power selected control circuitry in a computer... Agent: Ference & Associates LLC

20070239625 - System and method for providing access to language interpretation: In one aspect, there is a method of providing a language interpretation service. A request for language interpretation service can be received from a user at a computing device. The user speaks a first language. A user identifier that is associated to the user is generated. Additionally, the user identifier... Agent: Patent Ingenuity, PC

20070239627 - Rental system for movable body such as vehicle: The present invention is a movable body management system which can appropriately calculate a movable body fee according to availability etc. and flexibly and effectively allow movable bodies to be used. Each of vehicles such as cars and bicycles has a GPS capability to detect a current position of its... Agent: Lerner, David, Littenberg, Krumholz & Mentlik

20070233511 - Automated integration of partner products: Automated integration of partner products in connection with a web analytics application is facilitated. A list of available partner products is displayed, and the user is provided with an opportunity to select one or more of the displayed partner products. A wizard is presented, allowing the user to configure the... Agent: Amir H. Raubvogel Attorney At Law

20070233510 - Service transaction facilitation systems and methods: Aspects of the present disclosure provide various embodiments of systems and methods that can be used for facilitating a transaction for a delivery of a service by a service provider to a service buyer. In one exemplary embodiment, a method generally includes listing a service work order in an auction... Agent: Anthony G. Fussner Suite 400

20070233518 - Clinical examination apparatus: A clinical examination apparatus is equipped with a measurement unit which measures a patient's clinical specimen, an output unit which outputs the measurement result by this measurement unit and a storage unit which stores determination criteria of the measurement result by the measurement unit according to a medical organization. Moreover,... Agent: Brinks Hofer Gilson & Lione

20070233517 - Pharmaceutical clearinghouse method and system: A pharmaceutical clearinghouse establishes relationships with a set of foundations and a set of pharmaceutical providers; in response to the clearinghouse receiving a patient request for a pharmaceutical from a foundation, the clearinghouse obtains a subsidy from at least one provider and directs the subsidy to the foundation. The subsidy... Agent: Mills & Onello LLP

20070233523 - Health management apparatus: Disclosed is a health management apparatus, which comprises age information acquisition means for acquiring age information of a user, gender information acquisition means for acquiring gender information of the user, body-height information acquisition means for acquiring body-height information of the user, body-weight information acquisition means for acquiring body-weight information of... Agent: Mcdermott Will & Emery LLP

20070233519 - Method and system for providing online medical records with emergency password feature: A method for maintaining personal health records of a consumer in manner that allows the personal health records to be accessed in an emergency while still allowing the consumer to control privacy is provided. The method includes providing a web site allowing the consumer to store a plurality of personal... Agent: Mckee, Voorhees & Sease, P.L.C

20070233522 - Pharmaceutical clearinghouse for institutions: A pharmaceutical clearinghouse establishes relationships with a network of FNA Agents servicing requests from patients under institutional patient assistance programs, and with a network of pharmaceutical providers. In response to the clearinghouse receiving a patient request for a pharmaceutical from an FNA Agent, the clearinghouse obtains a subsidy from at... Agent: Mills & Onello LLP

20070233526 - Healthcare provider, administrator and method for effectuating a medication therapy management, adherence and pharmacosurveillance program: A method is provided that includes initiating adjudication of a primary claim in response to a purchase transaction at a primary payer for a client at a point of sale of a healthcare provider, and adjudicating one or more services of a program of the administrator to which the client... Agent: Alston & Bird LLP

20070233525 - Methods and systems for adjudication and processing of claims: Methods and systems process a request for reimbursement of an expense incurred from a service provider by a customer. A first electronic packet having the reimbursement request is received at a coordination system. The reimbursement request includes an identification of the customer, an identification of a reimbursement-account provider, and a... Agent: Townsend And Townsend And Crew, LLP

20070233527 - System and method of converting a builders risk insurance policy to a homeowner's insurance policy: An Internet-implemented computer system and method for providing an automated insurance package that starts with builder's risk coverage initiated either by the homebuilder that builds the home or by the lender that finances the home construction. The builder's risk policy converts to a homeowner's insurance policy upon the permanent mortgage... Agent: Gardner Groff Greenwald & Villanueva. PC

20070233532 - Business process analysis apparatus: A business process analysis apparatus that can predict an activity improvement effect with a certain accuracy and can preferentially apply improvements to activities having higher predicted improvement effect values among the individual activities forming the entire business process. The business process analysis apparatus has an activity database in which at... Agent: Westerman, Hattori, Daniels & Adrian, LLP

20070233533 - System and method for creating work order: A system for creating a work order is provided, the system comprising an information downloading module, a work order selecting module and a work order creating module. The information downloading module downloads basic work order information. The work order selecting module selects a work order according to the basic work... Agent: PCe Industry, Inc. Att. Cheng-ju Chiang Jeffrey T. Knapp

20070233535 - System and method for integrating operation of business software managing execution of business process based on time: The present invention relates to a system and a method for integrating operation of business software to manage a business process by dividing businesses into unit works (tasks) and managing the tasks based on time. The system includes: an organization information managing unit for inputting and managing at least one... Agent: Edwards Angell Palmer & Dodge LLP

20070233543 - Information processing apparatus, workflow generating method, and workflow generating program: When it is determined that no workflow can be generated, generating instruction information containing new workflow generation conditions is regenerated. The regenerated generating instruction information is transmitted to a processing content determination apparatus which is a transmission source of processing content information that is identified as a cause of denial... Agent: Canon U.s.a. Inc. Intellectual Property Division

20070233542 - Method and system for designing, executing and managing road construction projects: In a method and system for executing and managing a road construction project, the following operations are implemented in a single computer software. Input data are defined to provide guidelines for designing the road construction project. Underground layers are determined based on the input data and a plurality of road... Agent: Birch Stewart Kolasch & Birch

20070233548 - Visitor support system, visitor support method, and recording medium:

20070233552 - Method for soliciting and receiving voter feedback: A method for soliciting and receiving voter feedback can comprise requesting and receiving comments, feedback, or positions from voting constituents and providing that information to elected officials for review in connection with deciding how to vote. The invention supports a method for notifying constituents about live discussions and debates on... Agent: King & Spalding LLP

20070233554 - Method, system, and computer product for managing radio-tag, managing advertisement, and using radio tag: An advertisement management device generates and manages advertisement information and an advertisement identifier, a tag management unit generates a tag identifier and tag information unique to the tag identifier, and manages the tag identifier, the tag information, and the advertisement identifier generated by the advertisement management device in associated manner.... Agent: Greer, Burns & Crain

20070233562 - Method and apparatus for providing specifically targeted advertising and preventing various forms of advertising fraud in electronic books: A method and apparatus for providing specifically targeted advertisements and preventing various forms of advertising fraud in electronic books. In one embodiment, the method includes; receiving or having access to the contents of books; receiving or having access to subscriber target criteria; receiving, creating, or having access to advertisements; receiving... Agent: Greenberg Traurig LLP (la)

20070233568 - Microtransactions using points over electronic networks: In some implementations, methods and apparatus, including computer program products, facilitate microtransactions over electronic networks by providing an electronic points currency that can be purchased in bulk and used for purchasing goods and services in microtransactions. In a typical implementation, points may be purchased in bulk quantities that have a... Agent: Fish & Richardson P.C.

20070233570 - Rewards scheme: A loyalty rewards scheme in which a scheme provider secures a reduced rate for supplying goods or services from suppliers of goods or services; the scheme provider secures a business as a participant in the loyalty rewards scheme and the scheme is arranged such that a customer of the business... Agent: Cantor Colburn, LLP

20070233579 - Shopping cart service system and method: In accordance with one embodiment of the invention, a set of web services is provided that allow a client application to display product information from a site catalog, add/update/delete those products into a shopping cart hosted on the client, and have that shopping cart also maintained at a central hosted... Agent: North Oaks Patent Agency

20070233581 - Providing product catalog software application as enterprise services: Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having product catalog functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described.... Agent: Fish & Richardson, P.C.

20070233585 - Device, system and method of interactive gaming and investing: Device, system and method of interactive gaming and investing. For example, a system includes a computing platform to register for sale a stock, wherein the stock corresponds to a real-life sports player and wherein the stock is associated with a real-life price.... Agent: Empk & Shiloh, LLP

20070233598 - Providing payment software application as enterprise services: Methods and apparatus, including systems and computer program products, for a service architecture design that provides enterprise services having payment functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described.... Agent: Fish & Richardson, P.C.

20070233603 - Flexible routing of electronic-based transactions: A transaction routing apparatus includes a database that stores predetermined rules defined by a merchant where the database also stores the identity of at least one transaction processor associated with each predetermined rule. A rule matching module compares the predetermined rules with supplemental information related to the transaction to determine... Agent: Patti, Hewitt & Arezina LLC

20070233601 - Systems and methods for protecting digital content: Systems and methods for using digital rights management (DRM) information to protect digital content. The DRM information does not refer to or use any characteristic(s) of the device on which it resides. Nor does the DRM information require a connection to a license server from the user device on which... Agent: Kenneth E. Horton Kirton & Mcconkle

20070233503 - Bidding for on-line survey placement: A system receives bids associated with placement of respective surveys. The system selects one or more of the surveys based on their respective bids and associates the selected one or more surveys with documents hosted at one or more servers.... Agent: Harrity Snyder, LLP

20070233505 - Community friendly retail land development: A retail land development site is positioned adjacent an existing road and includes an access road intersecting the existing road, a full-time retail area, and a permanent store structure disposed within the full-time retail area and housing an anchor retailer. A community area is provided within the site, and a... Agent: Miller, Matthias & Hull

20070233508 - Corporate control management software: An integrated application software suite for corporate governance includes modules, which have a command center, a meeting manager, a subsidiary manager, a software controls manager, a certification manager, a disclosure manager and a repository manager.... Agent: Edwin D. Schindler

20070233507 - Distribution system: Disclosed are systems (including members-only systems) and methods for distribution of items to individuals. Such systems and methods are highly efficient, environmentally conscious and permit a greater amount of control on the part of the customer in how, when and where distribution occurs.... Agent: Klarquist Sparkman, LLP

20070233502 - Integrated management system for greenhouse gas projects: A system for managing greenhouse gas-related activities includes a management system communicatively coupled to a greenhouse gas facility and configured to collect and distribute operation data associated with operations of the greenhouse gas facility. The system also includes at least one subscriber communicatively coupled to the management system. The subscriber... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20070233514 - Introduction support method and system, and introduction method and system: Introduction service is supported, in order to activate and facilitate community activities. A community management center 1 searches for offered-service information that matches at least partly with an application designated by a coordinator terminal 2, and selects participants specified by detected offered-service information, as introduction candidates. Then, an introduction candidate... Agent: Mattingly, Stanger, Malur & Brundidge, P.C.

20070233513 - Method of providing merchant resource or merchant hyperlink to a user: A method of providing a merchant resource or a merchant hyperlink to a user via user interaction with a printed substrate, said substrate comprising user information and coded data enabling the user interaction, said method comprising: (a) a user performing the user interaction with the substrate using a sensing device,... Agent: Silverbrook Research Pty Ltd

20070233504 - Package pickup indicator system: A package pickup indicator system is disclosed. The system includes a monitoring system and an indicator capable of being detected by a route driver for a shipping carrier in a shipping carrier vehicle. The monitoring system is in communication with at least one shipping carrier customer package tracking system and... Agent: Mcnees Wallace & Nurick LLC

20070233500 - Pluggable business logic: Business logic may be separated into pieces and each piece may be pluggable (i.e. replaceable). An event model is created to allow subscribers to listen to business events, the business logic is implemented into a series of strategies that are subscribers to the business events and the business strategies are... Agent: Marshall, Gerstein & Borun LLP (microsoft)

20070233506 - Privately managed entertainment and recreation supplies provisioning method: A private civil security subscription mechanism serves to facilitate the provision of survival supplies for corresponding authorized beneficiaries. These privately managed survival supplies include post-catastrophe supplies directed to entertainment and recreational purposes. The inclusion of such entertainment and recreational supplies can assist authorized beneficiaries to thrive following a civilly-catastrophic event.... Agent: Fitch Even Tabin And Flannery

20070233501 - Subscription-based private civil security facilitation method: Consideration-based private civil security subscriptions are accepted (101) from subscribers with respect to providing civilly-catastrophic event-based access to at least one life-sustaining resource. That resource is then maintained (103) pending a need to permit subscription-based access to the resource in the event of a catastrophic event. The nature of the... Agent: Fitch Even Tabin And Flannery

20070233512 - System and method of managing absenteeism in an organization: A system for managing absenteeism in an organization includes an absenteeism module to process absenteeism data relating to absenteeism of a person. A health module processes health data relating to the use of a plurality of health related facilities and/or services by the person. A reward determining module determines a... Agent: Marshall & Melhorn

20070233509 - Testing method and system: A method and system for functionally testing units under test, such as electronic controller boards for a spa system.... Agent: Law Offices Of Larry K. Roberts, Inc.

20070233515 - Benefit planning: Methods, computer readable media, and systems including program instructions are provided for use with benefit planning. A method embodiment includes providing terms for a number of benefit plans available to a potential participant. The embodiment also includes receiving an estimate of benefits to be used by the potential participant. The... Agent: Brooks & Cameron, PLLC

20070233516 - Method for improving pharmaceutical selection ratios in pharmacy implementation of prescription medication dispensing plans: A method is disclosed by which pharmacies and physicians are encouraged to select appropriate and effective medications but dissuaded from selecting higher priced medications where more economical versions are available as alternatives, but where physicians and patients can also select such higher priced medications if they so choose and are... Agent: Gordon & Rees LLP

20070233524 - Clinical documentation system for use by multiple caregivers: A computer-based system for recording, storing, and accessing clinical documentation in an acute care setting is provided. In an embodiment of the invention, a single electronic database or repository for storing clinical patient notes, provides multiple points of read/write access via a user interface operating on one or more client... Agent: Boyle Fredrickson S.c.

20070233520 - Medication administration and management system and method: A system, method and computer program for programming a medical device to administer a medication to a patient includes the medical device, a scanner that may be associated with a point of care (POC) system, and a medication management unit (MMU). A computer in the POC system can directly program... Agent: Brian R. Woodworth

20070233521 - Medication administration and management system and method: A system, method and computer program for programming a medical device to administer a medication to a patient includes the medical device, a scanner that may be associated with a point of care (POC) system, and a medication management unit (MMU). A computer in the POC system can directly program... Agent: Brian R. Woodworth

20070233528 - System for and method of providing travel-related services: A system and method of the present invention assist a customer in finding travel service at or below a specified price. The system provides an interface (e.g., a webpage) in which a customer can enter criteria for travel service. In one embodiment, such criteria does not initially include price. A... Agent: Tina Lessani Lessani & Lessani LLP

20070233530 - Device and method for reserving travel products: A central computer system for processing user travel requests including an outbound journey and an inbound journey, includes elements for calculating and returning information on travel products to user, including sale prices, the central computer system being accessible from at least one user terminal, and including: A travel solutions search... Agent: Young & Thompson

20070233529 - System and method for processing a request for price information: A travel product reservation system having a central computer system for processing the user requests, includes elements for calculating and returning to the user selling price information relating to travel products, the central computer system being accessible from at least one user station. The reservation system includes: database containing rules... Agent: Young & Thompson

20070233537 - Business method for optimizing product design, development and manufacture: A method for optimizing the design, development and manufacture of a new product or process is disclosed. The method comprises an optimal order for various steps to be taken to ensure that robust products and services are created.... Agent: Arthur M. Peslak, Esq. Mandel & Peslak, LLC

20070233536 - Controlling a business using a business information and decisioning control system: A method is described for affecting changes in a business including a multiple interrelated business processes. The method includes: (a) providing a business information and decisioning control system to a user, the business information and decisioning control system having a business system user interface; (b) generating an output result using... Agent: Mcandrews Held & Malloy, Ltd

20070233531 - Identity management system and method: According to one embodiment, a method for implementing an identity management system for an organization includes developing a process flow diagram, the process flow diagram including one or more icons representing at least one process step for each of the events included in an event group and one or more... Agent: Baker Botts L.L.P.

20070233534 - Project management system and method: A project management system and method are provided wherein projects can be managed easily and with minimal manual data entry. Project management software, embodying the project management system of the present invention, can run on a computer network or user workstation, without requiring a dedicated host server. The project management... Agent: Lerner Greenberg Stemer LLP

20070233540 - Customizable sign-on service: Techniques are described for providing customizable sign-on functionality, such as via an access manager system that provides single sign-on functionality and other functionality to other services for use with those services' users. The access manager system may maintain various sign-on and other account information for various users, and provide single... Agent: Seed Intellectual Property Law Group PLLC

20070233541 - Providing accounting software application as enterprise services: Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having accounting functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described.... Agent: Fish & Richardson, P.C.

20070233539 - Providing human capital management software application as enterprise services: Methods and apparatus, including systems and computer program products, for a service architecture design that provides enterprise services having human capital management functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described.... Agent: Fish & Richardson, P.C.

20070233538 - Systems, methods, and apparatus to manage offshore software development: Systems, methods and apparatus are disclosed to manage offshore software development. An example method disclosed herein includes receiving a list of offshore resources for a project, the offshore resources accessible via an offshore module. The example method further includes receiving export laws associated with the project, determining offshore project requirements... Agent: Hanley, Flight & Zimmerman, LLC

20070233546 - system and method for conducting business to optimize construction site performance: A system and method for conducting business to optimize the performance of construction project agreements to the benefit of an owner and a manufacturer. An agent enters into business arrangements with entities involved in a construction project in order to provide manufacturer product pricing to an owner, while increasing the... Agent: Kelley Drye & Warren LLP

20070233547 - Comprehensive employment recruiting communications system with translation facility: An employment recruiting communications system selectively employs language translation to support multi-cultural communications.... Agent: Glenn Patent Group

20070233544 - Potential realization system with electronic communication processing for conditional resource incrementation: Selected embodiments of the present disclosure provide methods, systems and media for systematically processing electronic communications for conditionally incrementing resources. In certain embodiments, electronic communications are received and processed in order to evaluate potential realization assistance functions by potential realization assistants according to processes that include resource incrementations that are... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP/ Bellsouth I.p. Corp

20070233545 - Process for management of complex projects: A method for managing a complex project is provided. A plurality of phases is established for the complex project, wherein each phase of the plurality of phases has a definite duration and wherein each phase of the plurality of phases has distinct goals. The complex project is divided into a... Agent: Duke W. Yee Yee & Associates, P.C.

20070233549 - Integration of contact center surveys: Systems and methods for integrating contact center surveys are provided. In this regard, a representative method comprises: obtaining performance data pertaining to a contact center agent, the agent being designated to assist a customer of the contact center; providing a survey to the customer; receiving survey data responsive to the... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP

20070233551 - Method and system for harvesting feedback and comments regarding multiple items from users of a network-based transaction facility: There are provided methods and systems for harvesting feedback and comments. A system includes a display function to present a single input interface via a communications network. The single input interface includes a plurality of feedback input mechanisms. Each of the feedback input mechanisms on the single input interface facilitate... Agent: Andre L. Marais Blakely, Sokoloff, Taylor & Zafman LLP

20070233550 - Most informative thresholding of heterogeneous data: A method of thresholding of a database of customer purchasing history using a computer, includes providing a customer purchase history database including data regarding customer satisfaction, awareness of vendor brands, previous purchasing history, and size of customer budget, providing a predetermined threshold regarding the data, establishing, in the computer, boundaries... Agent: Mcginn Intellectual Property Law Group, PLLC

20070233553 - Method of conducting an election: A method of conducting an election by voters with votes for candidates in the election is provided. This method comprises the steps of providing a computer to receive the votes from the voters for the candidates, tallying the votes for each of the candidates throughout a jurisdiction, calculating a percentage... Agent: Litman Law Offices, Ltd.

20070233559 - Acquiring leads using scoring: Effective acquisition of high-quality sales leads is provided. Businesses provide scoring criteria, representing the relative importance of a potential customer's attributes, such as sales revenue, number of employees, industry, geographic location, etc. A scoring engine determines a score for the combination of a potential customer and one or more businesses... Agent: Fenwick & West LLP

20070233561 - Automated lead scoring: Effective acquisition of high-quality sales leads is provided. Businesses provide scoring criteria, representing the relative importance of a potential customer's attributes, such as sales revenue, number of employees, industry, geographic location, etc. A scoring engine determines a score for the combination of a potential customer and one or more businesses... Agent: Fenwick & West LLP

20070233556 - Controlling the serving, with a primary document, of ads from a first source, subject to a first compensation scheme, and ads from a second source, subject to a second compensation scheme: An advertising entity manages determinations, bidding, and/or billing for serving “generic advertisements” on a primary document. Generic ads are not for specific merchants or products; rather they lead users to a secondary document containing more specific information, product listings, and/or merchant listings. Such information and/or listings are determined to be... Agent: Straub & Pokotylo

20070233564 - Method and system for distributing revenue among user-authors: Described is a method and system for receiving user-authored content from one or more user-authors, receiving at least one advertisement from one or more third-parties, associating the at least one advertisement with the user-authored content and determining a compensation for at least one of the user-authors, wherein the compensation is... Agent: Fay Kaplun & Marcin, LLP

20070233558 - Mobile trading card redemption: A computer-implemented system distributes digital content (such as electronic trading cards) to users and receives such content back from the users. Consideration, such as rewards, may be provided to users in exchange for the digital content they return to the system. For example, a redemption program may provide a reward... Agent: Robert Plotkin, PC

20070233565 - Online advertising system and method: An online advertising system and method permits a business or individual to create an online advertisement, market the advertisement on the internet or another communications network, and track online activity associated with the advertisement. The advertising system may include a series of websites (referred to as “area code local sites”)... Agent: Greenberg Traurig LLP (la)

20070233555 - Personalized marketing communications: Marketing campaigns are personalized to both a sales representative and a customer to achieve better marketing and sales results. A marketing entity identifies a campaign to a sales entity. If the sales entity has customers that would be interested in the campaign, the sales entity nominates customer names to marketing.... Agent: Microsoft Corporation

20070233557 - Providing a locator, such as a url, for tracking multiple types of user-advertisement actions: Distracting clutter in ads may be reduced, while at the same time permitting various different ways for advertisement audience members to interact with and use ads. This may be done by (a) accepting telephone number information associated with an advertisement, (b) accepting a URL segment, (c) generating a new URL... Agent: Straub & Pokotylo

20070233560 - Secondary marketplace for leads: Effective acquisition of high-quality sales leads is provided. Businesses provide scoring criteria, representing the relative importance of a potential customer's attributes, such as sales revenue, number of employees, industry, geographic location, etc. A scoring engine determines a score for the combination of a potential customer and one or more businesses... Agent: Fenwick & West LLP

20070233567 - System and method for controlled dispensing and marketing of potable liquids: A potable liquid dispensing system includes a data reader that permits unattended beverage tastings, as well as simplified wine dispensing at restaurants and the like. A wine marketing system, including tastings facilitated by the dispensing system, permits a potential buyer of wine to sample small portions of the wine without... Agent: Cermak Kenealy & Vaidya LLP

20070233566 - System and method for managing network-based advertising conducted by channel partners of an enterprise: The invention generally relates to a system and method for facilitating cooperative search engine marketing among business entities and their respective channel partners. Embodiments of the invention permit such business enterprises to easily create and distribute approved advertisements and campaign templates, allocate and track the usage of market development funds,... Agent: Cooley Godward Kronish LLP Attn: Patent Group

20070233571 - Targeting ads to subscribers based on privacy protected subscriber profiles: Monitoring subscriber viewing interactions, such as television viewing interactions, and generating viewing characteristics therefrom. Generating at least one type of subscriber profile from at least some subset of subscriber characteristics including viewing, purchasing, transactions, statistical, deterministic, and demographic. The subscriber characteristics may be generated, gathered from at least one source,... Agent: Technology, Patents And Licensing, Inc./prime

20070233563 - Web-page sorting apparatus, web-page sorting method, and computer product: An advertisement page on which an article written by an advertiser are sorted from web pages that are used for posting articles on the Internet. A word list is prepared in which words including unique expressions are registered. Words are extracted from text information included in the web pages, a... Agent: Staas & Halsey LLP

20070233569 - Worldwide web based delivery of sports and academic digital content: Process of generating a web-based high school sports, academic, extracurricular activity, youth/club level youth sports and adult sports league website portal includes obtaining at least one of academic, extracurricular activity, high school, youth level, club level, or adult league sports based content. The process further includes generating web pages for... Agent: Duane Morris, LLPIPDepartment

20070233572 - Method of and system for returning a consumer product in a retail environment so as to prevent or reduce employee theft, as well as provide greater accountability for returned merchandise in retail store environments: A method of and system for returning a consumer product in a retail environment and preventing or reducing employee theft of returned merchandise in retail store environments and providing greater accountability for returned merchandise in retail store environments. The method comprises providing an image capturing and processing system at the... Agent: Thomas J. Perkowski, Esq., P.C.

20070233575 - Architectural design for strategic sourcing application software: Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing strategic sourcing. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service operations, each being implemented for a respective process component. The process... Agent: Fish & Richardson, P.C.

20070233573 - Framework for adding billing payment types: Various technologies and techniques are disclosed that improve an ecommerce payment process. The system receives a selection from a user to perform a checkout operation for items in a shopping cart. The system receives a payment type selection from a user and creates an encrypted packet of order information. The... Agent: Microsoft Corporation

20070233580 - Integrated retailer process: In accordance with one embodiment of the invention, a set of API's for integrated retailers to perform standard order fulfillment operations to fulfill and return products on behalf of their clients is described. A common catalog on a software platform is intended be a flexible common hub around which many... Agent: North Oaks Patent Agency

20070233577 - Lead distribution method and system: A method is disclosed for generating and distributing a sales referral over the Internet for the sale of an asset. A consumer who engages a website and then enters information relating to the asset they wish to acquire. The consumer's information is then transferred to a central computer, which then... Agent: White-welker & Welker, LLC

20070233576 - Method and system for dynamic purchase order handling: A method and system are provided for dynamic purchase ordering functionality in a business information system according to one embodiment of the present invention. The dynamic purchase ordering functionality receives a purchase order confirmation from a supplier and notifies the purchaser. If the supplier provides a deviating quantity in the... Agent: Kenyon & Kenyon LLP

20070233578 - Online product exchange system and methods: An exchange system for facilitating the purchase of new cars is described. The system is coupled, in one embodiment, to a communications link. Potential car purchasers and sellers may access the exchange system via the network, and submit offers and/or pricing requests to such system. In response to the requests,... Agent: Louis J. Hoffman, P.C.

20070233574 - Providing customer relationship management application as enterprise services: Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having customer relationship management functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described.... Agent: Fish & Richardson, P.C.

20070233582 - Neighborhood commerce in a geo-spatial environment: A method, apparatus and system of neighborhood commerce in a geo-spatial environment are disclosed. In one embodiment a method includes associating a verified registered user with a user profile, associating the user profile with a specific geographic location, generating a map concurrently displaying the user profile and the specific geographic... Agent: Raj Abhyanker, LLP C/o Intellevate

20070233583 - Point-of-care inventory management system and method: A system and method are disclosed for controlling an inventory of point-of-care diagnostic devices. The inventory includes a main inventory and at least one subinventory. Each device has an ambient temperature shelf life. Data associated with the devices is entered, including: the current quantity and predetermined minimum quantity of devices... Agent: Patent Administrator Katten Muchin Rosenman LLP

20070233584 - Logistics auditing system and method: A logistics auditing system and method are disclosed. The logistics auditing method is applicable to an enterprise resource planning (ERP) system stored with logistics data and a customs system stored with customs data. The method first establishes a correspondence data table listing a correspondence relation between the logistics data and... Agent: Edwards Angell Palmer & Dodge LLP

20070233586 - Method and apparatus for identifying cross-selling opportunities based on profitability analysis: A method and apparatus for identifying cross-selling opportunities based on profitability analysis in addition to association analysis are provided. With the apparatus and method, product holding and service information is extracted for each customer of an enterprise. The product or service profits are then calculated and categorized into profit levels.... Agent: Duke W. Yee

20070233589 - Collateralized acquisition pool investment vehicle: A collateralized acquisition pool investment vehicle includes an issuer, an acquisition pool that includes an amount of funds and/or one or more assets, a plurality of ownership interests in the acquisition pool, a management team and one or more investors and a process for acquiring an asset including capitalizing an... Agent: Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070233591 - Credit enhancement systems and methods: The present invention provides methods and systems for presenting financial and credit information to a customer. In one embodiment, the method includes receiving a credit worthiness report (CWR) for the customer, and providing the CWR to the customer. The method includes providing a list of selectable options to the customer,... Agent: Townsend And Townsend And Crew, LLP

20070233590 - Internet-based method of and system for transfering and exercising monetary rights within a marketplace: An Internet-based method of and system which inherently recognizes the separate and transferable rights associated with money (cash) ownership, thereby enabling the maximization of economic value that such personal property can support within society. According to the Internet-based method and system, the rights that customers of banks, brokerage firms, insurers... Agent: Thomas J. Perkowski, Esq., PC

20070233587 - Method for monitoring and monetizing an investment security: The invention provides a method for monitoring and monetizing an investment security in a business. An investment entity provides capital in return for a share of business entity's revenue. Preferably, the business entity is a potential or current licensee or franchisee of a licensed or franchised business that would be... Agent: Squire Sanders & Dempsey LLP

20070233588 - Systems and methods enabling investment activities via the creation and use of client-specific security files: Methods and system for performing an investment portfolio activity. A record associated with a security is stored. The record includes two or more data fields each associated with a respective security attribute, and each data field is associated with a single data value. A request to add a new data... Agent: Sutherland Asbill & Brennan LLP

20070233592 - Interactive international bulk trade television: The invention is a method for advancing international trade in bulk goods and related services employing interactive international video broadcasting medium. The broadcaster enters a contract (110) with a manufacturer for listing a product for bulk sales on an international broadcasting medium and authorizing the broadcaster to be a surety... Agent: Grant Nichols

20070233594 - Risk management contracts and method and apparatus for trading same: Key features of these methods, apparatus, and designs include (but are not limited to) innovations and implementations of futures securities custom tailored to specific clienteles; the notion of using one or more variable pay-out futures contracts as devices for hedging; the notion of hedging contracts having variable pay-outs; the notion... Agent: Carr & Ferrell LLP

20070233593 - System and method for optimizing execution of trading orders: A system for processing trading orders comprises an optimizer module operable to receive a first trading order and a second trading order. The optimizer module is further operable to receive market data associated with at least one market center. The optimizer module is further operable to determine whether to transmit... Agent: Baker Botts L.L.P.

20070233595 - System and method for real-time options trading over a global computer network: The present invention relates to a method and system for electronically trading a financial instrument. The method includes entering a bid order for the financial instrument and placing the bid order in a bid queue associated with a buyer who maintains a list of sellers to sell the financial instrument... Agent: Darby & Darby P.C.

20070233596 - Method and apparatus for administering a dual account loan system: A system, method, apparatus, means and computer program code for administering a dual account loan system is provided which includes identifying a deposit account to receive an expected refund amount from a taxing authority, establishing a loan account and disbursing loan proceeds to a taxpayer, monitoring the deposit account to... Agent: Buckley, Maschoff & Talwalkar LLC

20070233597 - Least cost network routing for electronic transactions: The present invention generally relates to systems and methods for determining a lowest cost debit/credit network for an electronic transaction and methods for routing an electronic transaction through a lowest cost network for the transaction. The invention generally involves providing a transaction table array and determining a lowest cost debit/credit... Agent: Townsend And Townsend And Crew, LLP

20070233599 - Systems and methods for hold periods based upon risk analysis: Systems and methods are provided for determining hold periods based upon risk analysis. The systems and methods may include receiving, via a network, a payment request to make a payment on behalf of a payor to a payee and directing a debit in an amount associated with the payment request... Agent: Sutherland Asbill & Brennan LLP

20070233602 - Decoupling rights in a digital content unit from download: Systems and methods for enabling a user to obtain rights in a legitimate copy of a digital content unit without downloading the copy from a digital content store are provided. The systems and methods provide an encrypted copy of a digital content unit to a first user and transcript the... Agent: Apple Computer, Inc. C/o Dorsey & Whitney LLP

20070233600 - Identity management maturity system and method: According to one embodiment, a method for providing identity management for an organization includes providing for the creation and maintenance of one or more authoritative identity sources, providing for automated generation of an audit report on a periodic basis, and providing for automated user-account changes. Each authoritative identity source includes... Agent: Baker Botts L.L.P.

20070233605 - Method and system to provide certified third party plug-ins into a patent drafting system: A system wherein software developers can develop modules compatible for use with a patent application drafting tool (PDT) is described. The PDT and modules may or may not be part of a open source system. Various fee systems are also described wherein the owner or provider of the PDT and... Agent: Gonzales Patent Services

20070233604 - Software distribution: The present invention provides a method, program product and system for distributing a licensed digital product. The invention involves assigning a unique identifier to the digital product as well as each copy of the product. The invention also assigns unique identifiers to all distributors of the product. When a copy... Agent: Carstens & Cahoon, LLP

20070233606 - Decoupling rights in a digital content unit from download: Systems and methods for enabling a user to obtain rights in a legitimate copy of a digital content unit without downloading the copy from a digital content store are provided. The systems and methods provide an encrypted copy of a digital content unit to a first user and transcript the... Agent: Apple Computer, Inc. C/o Dorsey & Whitney LLP

20070233607 - Identifying whether material is subject to an end-user license agreement: Exemplary methods, systems, and products are described for identifying whether material is subject to an end-user license agreement (‘EULA’). Embodiments include receiving a response to a request for the material; determining whether the content of the response contains predefined license identification metadata; and determining in dependence upon the predefined license... Agent: International Corp (blf)

20070233609 - Self-contained rights management for non-volatile memory: Access rights may be managed using non-volatile memory. The charge retention characteristics in devices with non-volatile memory are used to establish time-limited rights. Time duration is calculated using the floating gate in a storage cell. First, time-limited rights are determined from a license. Second, a set of computer software selects... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20070233608 - Virtual license documents: Exemplary methods, systems, and products are described for creating a virtual license document for material subject to an end-user license agreement (‘EULA’). Embodiments include identifying a licensing clause for the virtual license document; creating metadata describing the licensing clause; and inserting in a markup document the licensing clause and the... Agent: International Corp (blf)

20070233610 - An improved institutional electronic messaging system: An electronic messaging system for both participating institutions and nonparticpating institutions and their populations. When an institution is participating in the system of the present invention, both message senders and recipients are authenticated and known and verified before any communication can take place. Messages for institutions not currently participating in... Agent: Robert A. Huntsman

20070233611 - Method and system to verify a transaction: A method and system to verify a transaction are described. The system may include a token generator to issue a client set of tokens to a client, a token verification list generator to issue a verification set of tokens to a provider, a communication module to receive a request from... Agent: Schwegman, Lundberg, Woessner & Kluth/ebay

20070233612 - Techniques for generating a media key: Techniques for generating media keys for media data. A media key generated for media data has information associated with it that may be used to access the media data for which the media key is created.... Agent: Townsend And Townsend And Crew, LLP

20070233613 - Techniques for using media keys: Techniques for processing media data. Techniques are provided for using media keys that have been created for media data. A media key may be used to access media data for which the media key has been created. A media key has information associated with it that may be used to... Agent: Townsend And Townsend And Crew, LLP

20070233614 - Management of biometric information: Fraud risk is monitored in financial transactions. Biometric information is received over the communications interface configured to exchange data with multiple distinct financial institutions. The received biometric information is compared with a database of biometric information to identify an individual. A fraud-detection analysis is performed on the financial transaction information... Agent: Townsend And Townsend And Crew, LLP

20070233615 - Member-supported mobile payment system: A member-supported payment system is available to consumers and merchants without sign-up fees, subscription fees, or transaction fees to either consumers or merchants. In a specific implementation, the member payment system is a mobile payment system where consumers may conduct transactions using a mobile device such as a mobile telephone,... Agent: James E. Eakin

20070233616 - Method for packaging greenhouse gas credits with a product transaction: A method for packaging greenhouse gas credits with a product transaction includes determining an amount of greenhouse gas emissions associated with one or more products. The method also includes determining a quantity of greenhouse gas credits required to offset at least a portion of the greenhouse gas emissions of the... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20070233617 - Methods and systems for quantifying non-price characteristics of airfares: The invention is directed at systems and methods which allow a user to quantify non-price characteristics of one or more airfares. The invention provides an indicator, such as an index value (or score or rating), associated with specific airfares and average airfare costs so that one can more quickly assess... Agent: Hahn Loeser & Parks, LLP