Data processing: financial, business practice, management, or cost/price determination inventions 09/07

20070225990 - Custody calculation system: A method creating a custody order and custody calculation comprising: inputting general background information relating to the parent and child for whom custody is to be shared; calculating a custody percentage between the respective parents based upon a plurality of criteria; generating a Court Order relating to custody; and generating... Agent: NationalIPRights Center, LLC Scott J. Fields, Esq.

20070226002 - Financial gaming system and method: A gaming system and method within a gaming establishment having a plurality of electronic gaming devices for a player to play games of chance or skill. A central database stores a financial account for the player. Each of the plurality of gaming devices communicates with the central database either directly... Agent: Steven W. Smith

20070225995 - Method and security modules for an incident deployment and response system for facilitating access to private civil security resources: A plurality of private civil security resources comprise, at least in part, civil security provisions, civil security facilities, and civil security provisions. Authorized beneficiaries are then provided with consideration-based access to this plurality of private civil security resources. A management system is used to manage at least the private civil... Agent: Fitch Even Tabin And Flannery

20070225993 - Method for civilly-catastrophic event-based transport service and vehicles therefor: Consideration-based private civil security subscriptions from subscribers is provided with respect to providing civilly-catastrophic event-based access to at least transport service for at least authorized beneficiaries. Arrangements are provided for at least the transport service. This includes determining at least one pick-up location for collecting at least one authorized beneficiary... Agent: Fitch Even Tabin And Flannery

20070226001 - Method for conserving real property resources: A method for preserving real property for conservation including presenting to potential customers a selection of real property for conservation; accepting a customer selection of the real property for consideration; conducting an aspect of another transaction via a network; and applying money associated from another transaction to a conservative-based transaction... Agent: Hoffman Wasson & Gitler, P.c Crystal Center 2, Suite 522

20070225994 - Method for providing private civil security services bundled with second party products: A first party provides private civil security resources that comprise, at least in part: civil security provisions, civil security facilities, and civil security services. The first party also knowingly permits a second party to offer a product bundle that comprises at least one second party product and at least partial... Agent: Fitch Even Tabin And Flannery

20070226000 - Method of distributing and marketing repair information: A system and method for delivering targeted, specific repair or task information to allow a consumer to complete a repair or task without having to resort to comprehensive materials. The targeted or specific repair or task information can be delivered to the consumer in a variety of formats, including computer... Agent: Gardner Groff Greenwald & Villanueva, P.C.

20070225998 - Systems and methods for providing, marketing, and supporting integrated web-based software: Embodiments of the invention are systems and methods for providing, marketing, and supporting integrated web-based software. In one embodiment, a method of providing an integrated financial and benefits system is provided. The method can include offering to a prospective entity an integrated system comprising a payroll module integrated with a... Agent: Sutherland Asbill & Brennan LLP

20070226008 - Automated system and method for prioritization of waiting patients: The present invention provides an automated triage system performs a computerized method that includes the steps of: (1) for plurality of patients, gathering medical factor(s) associated with each patient's medical condition, where the medical condition may be (a) a type of injury, (b) a symptom, (c) a condition of a... Agent: Taft, Stettinius & Hollister LLP

20070226007 - Health service support system: A method for deciding items and parameters for selection of health guidance receivers, and a method for readjusting the method. To that end, there is provided a health service support system including a routine for computing a health guidance effect on a time-series basis by the category obtained by combining... Agent: Antonelli, Terry, Stout & Kraus, LLP

20070226016 - System and method for certifying the restoration of damaged property: In an exemplary embodiment, a server system provides a user interface that allows a user to Submit daily moisture content readings for a variety of damaged property during the restoration process. The user interface also allows a user to submit target values for each of the moisture content readings. The... Agent: Stinson Morrison Hecker LLP Attn: Patent Group

20070226018 - System and method for managing an insurance claim: In an exemplary embodiment, a server system provides a user interface that allows users to submit a variety of claim data for an insurance claim stemming from water damage to an insured property. The server system utilizes the user-submitted claim data to generate additional claim data. The user-submitted claim data... Agent: Stinson Morrison Hecker LLP Attn: Patent Group

20070226017 - System and method for mitigating damage to an insured property: In an exemplary embodiment, a server system includes a user interface that allows a first user (such as a claim administrator or an insurance carrier) to submit the date/time that a contractor is dispatched to an insured property and that allows a second user (such as a claim administrator or... Agent: Stinson Morrison Hecker LLP Attn: Patent Group

20070226021 - Distributed system and method for event ticket management and delivery: A ticket management system and method accommodates distributed ticket delivery by enabling ticket purchasers to select from among a plurality of distribution options. In addition to physical mailing, the present invention provides for electronic transmission of tickets directly to purchasers or directly to remote kiosks or stations for pick up.... Agent: Williams Mullen

20070226029 - System and method for automatically monitoring the performance of a contractor in the management of an insurance claim: In an exemplary embodiment, a server system stores a plurality of textual scripts in a database server in association with a plurality of contractor actions. Each of the textual scripts comprises an alert notifying the contractor of an obligation to perform the associated contractor action. The server system generates a... Agent: Stinson Morrison Hecker LLP Attn: Patent Group

20070226044 - Real-time subjective/objective venue evaluation method: Disclosed is a method for providing a real-time evaluation of venues such as clubs, bars and restaurants. The real-time evaluation provides a user member with an instantaneous snapshot of a venue's happenings. The method evaluates a venue based upon both subjective and demographic criteria. Subjective criteria provide an understanding of... Agent: Steven L Schmid

20070226046 - Sales agent feedback system: A programmed system and method using software and a web site set up for buyer's agent promotional content which provides potential buyer feedback information automatically to a seller's agent. The seller's agent and seller view the buyer's agent web site which promotes the buyer's agent's for sale offerings which might... Agent: Donald W. Meeker Patent Agent

20070226060 - Method and system for creating advertisement-list which divides big advertiser's advertising information: A method and system for creating an advertising list including a big advertiser's advertising information, which can prevent a big advertiser's advertising information, less associated with a content page, from being displaying only because the big advertiser purchased a plurality of keywords, and thereby control ‘the Poor Get Poorer and... Agent: Blackwell Sanders LLP

20070226057 - System for managing dynamic placement of advertisements in electronic information pages: A system for serving electronic advertisements over a data packet network has a node connected to the data packet network, data storage accessible to the node for holding advertisements for service and associated data, and a software instance running on the node for selecting and causing placement of advertisements including... Agent: Central Coast Patent Agency, Inc

20070226058 - Time based electronic advertisement: Determining performance of an electronic advertisement is disclosed. Data associated with a measured time of the electronic advertisement is received. The received data is analyzed to determine a performance value of the advertisement. In some cases, the performance value is associated with a time based electronic advertisement cost model.... Agent: Van Pelt, Yi & James LLP

20070226063 - Real-time subjective and demographic venue evaluation method: Disclosed is a method for providing a real-time evaluation of venues such as clubs, bars and restaurants. The real-time evaluation provides a user member with an instantaneous snapshot of a venue's happenings. The method evaluates a venue based upon both subjective and demographic criteria. Subjective criteria provide an understanding of... Agent: Steven L. Schmid

20070226072 - System and method for managing the sale of salvage items in connection with the management of an insurance claim: In an exemplary embodiment, a claim administrator receives a list of salvage items associated with an insurance claim. The claims administrator dispatches a contractor to retrieve and store the salvage items, wherein the contractor is preferably a member of a restoration network associated with the claim administrator. The claim administrator... Agent: Stinson Morrison Hecker LLP Attn: Patent Group

20070226089 - System and method for distributing building materials in a controlled manner: The disclosure relates to a portable system for distributing building materials comprising a motor vehicle which can be in the form of a truck. Disposed on a flat bed of the truck is at least one container coupled to the motor vehicle. The container can include at least one stirrer... Agent: William Collard Collard & Roe, P.C.

20070226153 - System and method for analyzing distributions for taxation analysis: A method and system receives one or more target distribution amounts corresponding to currency totals for one or more foreign entities to distribute to one or more domestic entities in one or more years, the foreign entities being direct or indirect subsidiaries of the one or more domestic entities, then... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070226154 - Method integrating annuities, mortality contingent bonds and derivatives, for benefiting charitable organizations: A method for benefiting charitable organizations integrating annuities, mortality contingent bond or other mortality-hedging derivative. A plurality of donors is grouped into a block, each donor in the block selecting at least one benefiting charity. At least one lending entity issues a mortality contingent bond loan or a derivative loan... Agent: Weiss & Moy PC

20070226125 - Interactive system and method for transacting business: A system is disclosed allowing potential buyers of products or services to collectively bargain with potential sellers. Potential buyers of the same product or service are organized into a buyers' group through a user interface. Potential sellers may bid against one another to win the business of individual buyers' group,... Agent: Lathrop & Gage Lc

20070226129 - System and method of detecting mortgage related fraud: Embodiments include systems and methods of detecting fraud. In particular, one embodiment includes a system and method of detecting fraud in mortgage applications. For example, one embodiment includes a computerized method of detecting fraud that includes receiving mortgage data associated with an applicant and at least one entity related to... Agent: Knobbe Martens Olson & Bear LLP

20070226146 - System and method for maintaining a history of transferable and updatable media: Embodiments of the present invention provide exemplary systems and methods for maintaining a media history. The exemplary system comprises a tracking module at a user device configured to determine a media status. The tracking module is configured to determine whether media has been updated, customized, or transferred after being received... Agent: Carr & Ferrell LLP

20070225999 - Commerce exchange system: A commerce exchange system manages contracts between manufacturers, distributors, and purchasers, and is accessible by all of the contracting parties over the Internet. Group purchasing organizations can access the system to place orders for distribution to various end users. The system stores data representing information regarding all of the parties... Agent: Jacobs & Kim LLP

20070226004 - Identification, storage and display of land data on a website: Disclosed is a land website that provides a personalized database on which data can be stored, retrieved, customized and communicated (e.g., by e-mail) relating to a particular piece of property. The database can be accessible via a password and a security code over the Internet and may be encrypted for... Agent: Cochran Freund & Young LLC

20070225991 - Materials management system and method: A materials management system and method configured to handle materials events is provided. The materials management system can be configured to receive event information, comprising information pertaining to a hazardous materials event, to store data pertaining to a plurality of hazardous materials, to retrieve stored data based on the event... Agent: Morrison & Foerster LLP

20070225986 - Method and system for instantiating entitlements into contracts: Techniques to facilitate the creation of contracts and to automatically instantiate entitlements into contracts. A number of entitlement templates may be created for various entitlements. Each entitlement template is typically defined to include certain specifically defined entitlements. The entitlement templates may further be associated with products. A contract may thereafter... Agent: Campbell Stephenson LLP

20070225988 - Method designed for international students or candidates in the united states to search for employers who may be receptive to their candidacy and search current job opportunities or postings from these employers: The invention is based on internet search, commercially and publicly available databases, and uses commercially available RSS/XML technology. By combining two hitherto disconnected searches typically used by international candidates, the method provides a sequential and single process that international candidates can use to pinpoint employment opportunities in the United States.... Agent: Vivek Bapat

20070225992 - Modular web-based asp application for multiple products: A method of providing business information data to a user, including allowing the user unlimited access to interactive, customizable modular applications through a single platform. The applications interface with a database to provide real-time business information data to the user, the business information data relating to an entity and being... Agent: Paul D. Greeley, Esq. Ohlandt, Greeley, Ruggiero & Perle, L.L.P.

20070226003 - Professional time tracking and recouping system and software: An apparatus and a method for tracking time spent on one or more Internet sites. The tracked information may then be used to generate detailed records containing the Uniform Resource Locators (URLs) of the sites visited, the exact time spent on each site, and a record of any downloads, file... Agent: Ip Strategies

20070225987 - Real estate exchange: A method of selling and buying a real estate lot includes registering a real estate lot, posting the registered real estate lot, reserving a registered real estate lot for purchase, and determining a fee associated to the potential sale of the registered lot. The fee is based on the number... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070225989 - System and method for managing enterprise environmental impacts: Environmental impacts from enterprise operations are efficiently and accurately tracked and reported. Manufacturing resource activities and sales and recovery activities are automatically aggregated for selection of environmental information by an environmental impact engine and storage at an environmental impact database. The environmental information is coordinated for presentation as environmental impact... Agent: Hamilton & Terrile, LLP

20070225996 - Systems and methods for managing and distributing media content: In accordance with the present invention, a media content management application that allows a user to customize, assemble, distribute, and track one or more versions of media content based on semantic criteria is provided.... Agent: Wilmer Cutler Pickering Hale And Dorr LLP

20070225997 - Systems and methods for managing and distributing media content: In accordance with the present invention, a media content management application that allows a user to customize, assemble, distribute, and track one or more versions of media content based on semantic criteria is provided.... Agent: Wilmer Cutler Pickering Hale And Dorr LLP

20070226006 - Determining expected cost for a medical visit: A method for automatically determining the expected cost for a medical visit includes entering patient identification information (30); accessing the patient's medical records; entering a reason for the patient's visit (35), identifying the patient's health-care plan (50); and calculating an expected cost and payment for the medical visit.... Agent: Mark G. Bocchetti Patent Legal Staff

20070226009 - Methods and systems for prescription review to identify substitutions: Provided are methods and systems for prescription review and substitution. Embodiments can allow for selecting a more cost favorable pharmaceutical regime.... Agent: Needle & Rosenberg, P.C.

20070226010 - Patient check-in/scheduling kiosk: A method and system for facilitating activity scheduling for a patient including the steps of providing an interface device for checking a patient in at the facility, receiving identifying information for the patient, identifying currently scheduled appointments for the patient where the currently scheduled appointments are associated with currently scheduled... Agent: Quarles & Brady LLP

20070226011 - Patient's and physicians' data management: A method of managing health and health-care data on patients by patients and physicians who insert or input health and health-care information on patients into health and health-care data in computers and servers. The information is distributed in the data and databases and retrieve to be shown in positions on... Agent: Anuthep Benja-athon

20070226005 - Totaldentist: A dental system for dental patients at a dental office is disclosed that is completely digital in storage of data. The data is obtained from instrumentation and patients, as well as from staff. The data is used to operate the dental office and treat the patients. Non-linear Web technology is... Agent: David M. Ostfeld Adams And Reese LLP

20070226013 - Method and apparatus for automated generation and transmission of data in a standardized machine-readable format: This document discusses, among other things, systems and methods for generating data in a standardized machine-readable format. A method receives data from one or more patient health monitors at a centralized repository. The method then generates one or more files containing at least a portion of the data and stores... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070226012 - Methods of measuring symptoms of chronic rhinosinusitis: A method for diagnosing, assessing, and determining of the efficacy of a treatment regimen for chronic rhinosinusitis is presented. The method comprises collecting subjective information from a patient or patient population in the form of patient entries into a daily diary, wherein the daily diary comprises the patient responses to... Agent: Wilson Sonsini Goodrich & Rosati

20070226015 - Products and processes for processing information in a market for life instruments: According to an embodiment, a life settlement module that is operable to receive information relating to a life insurance policy, and to calculate a value or range of values that characterizes the life insurance policy. An annuity module that is operable to receive information relating to an annuity, and in... Agent: Dean P. Alderucci

20070226014 - System and method of classifying vehicle insurance applicants: A method of evaluating insurance risk of a vehicle insurance applicant provides identifying a plurality of temporal identifiers related to acquired driving experience for the applicant, where the temporal identifiers include valid license duration, license elements duration, credit duration, no-need no-prior submission, learner permit duration, no license violation duration; and... Agent: Dicke, Billig & Czaja

20070226019 - Computer implemented method, apparatus, and computer usable program code for configuring language dependent features: A computer implemented method, apparatus, and computer usable program code for configuring language dependent features for a hotel room. A hotel guest is associated with a hotel room. The language preference for the hotel guest is located. The language preference is used to configure language dependent features for the hotel... Agent: Ibm Corp (ya) C/o Yee & Associates PC

20070226020 - Systems and methods for pre-computing price or availability of a resource: Methods for checking for the availability of a rental resource by providing a pre-computed availability data set for at least one rental resource including an availability data entry for each of a plurality of rental periods beginning on each of a plurality of start times and extending for each of... Agent: Baker Botts L.L.P.

20070226024 - Method, system, and computer program product for the dynamic generation of business intelligence alert triggers: The present invention provides a method, system, and computer program product for dynamically generating business intelligence alert triggers. A method in accordance with an embodiment of the present invention includes: identifying an attribute; monitoring data values associated with the attribute; analyzing the data values to establish a baseline value; generating... Agent: Hoffman, Warnick & D'alessandro LLC

20070226022 - Progressive refinement model for business processes: In one embodiment, a method for refining a business process model includes receiving business process data pertaining to a first phase of a business process definition from a first class of users, creating a model of a business process using the business process data received from the first class of... Agent: Campbell Stephenson LLP

20070226023 - Providing multiple views of a business process definition to different users: In one embodiment, a method for providing multiple views of a business process definition includes storing a model of a business process, and providing different view points of the model to different classes of users.... Agent: Campbell Stephenson LLP

20070226025 - Method and system for managing time-based organization hierarchies: A method, system, and article of manufacture for defining and managing time-based organization hierarchies are disclosed herein. In one embodiment, a user interface, including a plurality of user interface displays configured to receive a user input to define and/or manage one or more instances of a time-based organization hierarchy, may... Agent: Campbell Stephenson LLP

20070226026 - Method and system for monitoring achievement and attainment and calculating compensation via time-based organization hierarchies: A method, system, and article of manufacture for defining and managing instances of time-based organization hierarchies, and for monitoring achievement and attainment, and calculating compensation for individuals and/or groups within instances of the time-based organization hierarchies are disclosed herein. In one embodiment, a user may define and/or manage one or... Agent: Campbell Stephenson LLP

20070226027 - Method and system for sales-credit assignment via time-based organization hierarchies: A method, system, and article of manufacture for defining and managing instances of time-based organization hierarchies, and for assigning sales credit to corresponding positions within the time-based organization hierarchy in response to a sales data input are disclosed herein. In one embodiment, a user may define and/or manage one or... Agent: Campbell Stephenson LLP

20070226028 - Sharing system management responsibility with an autonomic manager: A method to share systems management responsibility may include allowing formation of a manual manager, wherein the manual manager is formable as a manageable resource capable of being monitored and controlled. The method may also include permitting the autonomic manager to be monitored and controlled by the manual manager using... Agent: Moore & Van Allen, PLLC For Ibm

20070226030 - Signature loop authorizing method and apparatus: Systems and methods for automating and increasing the efficiency of business processes using a role structure which is preferably hierarchical. The hierarchical role structure defines a plurality of roles within several hierarchical levels. Various rights are associated with the different roles to enable positions which are associated with the roles... Agent: Law Offices Of Mark L. Berrier

20070226033 - Distributed cognitive aid method and system for scheduling and interactive task guidance: The present invention discloses a device, system and method for providing scheduling assistance and interactive task guidance. The present invention allows multiple users to receive schedules and instructions remotely on any device with access to a central server. Multiple, authorized users can remotely access the schedule and instructions, permitting multiple... Agent: Debra M. Parrish, Esq.

20070226035 - Intelligent free-time search: Techniques are disclosed for performing free-time searches that exploit information of the type used with electronic calendars. By leveraging advanced calendaring system information and using location, other context information such as corporate policy, legal constraints, and technology constraints, and user-specific preferences to provide a complete picture of a person's availability,... Agent: Marcia L. Doubet Law Firm

20070226031 - Methods and apparatuses for grouped option specification: Methods and apparatuses for grouped customization for an application with a plurality of users. In one embodiment, option values for options are grouped (e.g., to represent best practices) for selection by groups of users, such as users of companies of different industries of a hosted Customer Relationship Management (CRM) application.... Agent: Campbell Stephenson LLP

20070226032 - Providing contextual collaboration within enterprise applications: An enhanced enterprise system integrates enterprise application functionality of a conventional enterprise system and collaboration functionality of a conventional collaboration system to provide a centralized project or team space for managing and capturing the collaborative activity that is inherent in the enterprise application processes. For example, the enhanced enterprise system... Agent: Campbell Stephenson LLP

20070226034 - Wireless communication device meeting scheduler: Systems and methods for scheduling meetings between users of wireless communication devices allow the wireless communication device of a meeting organizer to schedule a meeting with one or more attendees. At the appointed time of the scheduled meeting, the wireless communication device of the meeting organizer (or an appointed deputy... Agent: Kyocera Wireless Corp.

20070226042 - Apparatus and method for improved forecasting: A computer-readable medium to direct a computer to function in a specified manner includes executable instructions to: generate a data series characterizing data values; identify any unreliable pattern present in the data series; and determine if a forecast should be made for the unreliable pattern.... Agent: Cooley Godward Kronish LLP Attn: Patent Group

20070226043 - Computer system and method for optimized provision of manufactured parts: In a computer system or method for optimized provision of production parts at a manufacturer, a demand for parts is detected with a manufacturer computer system. Data describing the demand are automatically provided over a data connection to at least one vendor computer system of a specific vendor, the data... Agent: Schiff Hardin, LLP Patent Department

20070226048 - Lead processing: Apparatus, method and system network for lead processing are described. More particularly, a web-based client-server system is described where a sales force automation system is used for updating databases and routing tasks based on user activity. In particular, action item form screen images and lead form screen images may be... Agent: Xilinx, Inc Attn: Legal Department

20070226047 - Method and process for capturing, storing, processing and displaying customer satisfaction information: A process and method for collecting, validating, storing, scoring and presenting consumer satisfaction feedback on the delivery of goods and services sold to consumers by service providers. The feedback of consumers is collected by using electronic forms to capture consumer responses to questions on surveys. Consumer feedback is scored over... Agent: White-welker & Welker, LLC

20070226041 - Method for tailoring a survey to a vehicle: System(s) and method(s) for tailoring a survey to a vehicle having a telematics unit operatively disposed therein are disclosed. The system(s) and method(s) include the steps of receiving vehicle data, analyzing the vehicle data, and automatically selecting an appropriate survey based upon automatic recognition and analysis of the vehicle data.... Agent: General Motors Corporation Legal Staff

20070226038 - Modeling of business process data: In one embodiment, a business process meta-model is defined that represents a business process. The business process meta-model includes control flow elements pertaining to a control flow of the business process, and annotation elements providing details for the control flow elements.... Agent: Campbell Stephenson LLP

20070226037 - Modeling of opportunity data: An opportunity class is defined that represents an opportunity and identifies relationships of the opportunity with various entities related to the opportunity.... Agent: Campbell Stephenson LLP

20070226036 - Parts marketing system: a parts marketing system includes: a database unit for storing distribution data of dimensions or characteristics of each lot, and price and delivery date with respect to delivery parts; an input unit for inputting the customer's product specifications and the distribution data of dimensions or characteristics of parts combined by... Agent: Hogan & Hartson L.L.P.

20070226040 - Product market determination: Determining product marketability may be accomplished by electronically performing various calculations on related data. The marketability may be determined by a processing device receiving business characteristic terms, industry sub-segment terms and validation terms for each business characteristic term of each industry sub-segment. The processing device calculates one or more criteria... Agent: Kenyon & Kenyon LLP

20070226039 - System and method for assessing segmentation strategies: In a novel computer-implemented method and system for assessing segmentation strategies, at least two models are selected for a plurality of segments. Segment performance of the segmentation strategy segments according to selected models is measured. Aggregate segmentation strategy performance data is obtained by aggregating segment performance for each segmentation strategy.... Agent: Patent Group 2n Jones Day

20070226045 - System and method for processing preference data: A method and system for facilitating the offering, marketing and sale of one or more products and services which receives at least one identifier of a first product associated with a first vendor; receives preference data associated with said at least one identifier from at least one consumer; presents data... Agent: Zhimin Chen

20070226050 - Determining performance proficiency within an organization: Described are methods and mechanisms for determining performance proficiency within an organization. The method includes receiving rating data that includes one or more values that are each associated with an element and each element describes a specific rating criterion associated with a specific rating subject. The method additionally includes producing... Agent: Whitaker Law Group

20070226049 - Modeling of employee performance result data: An employee performance result class is defined that represents an employee performance result and identifies relationships of the employee performance result with various entities related to the employee performance result.... Agent: Campbell Stephenson LLP

20070226054 - Coordinated multiple sales promotions: Electronic sales promotion information is created that includes multiple sales promotion items that may apply to the same product sales transaction, and electronic sales orders are processed using the created electronic sales promotion information. A method of creating sales promotion information includes receiving user-initiated input to generate a sales promotion... Agent: Fish & Richardson, P.C.

20070226056 - Handheld device for use at point of sale, checkout device and system and method for tracking advertising effectiveness: A method for receiving advertising data at a point-of-sale includes inputting good data related to a good at a store checkout via store employee or a store scanner and comparing the good data to advertising data in a handheld device, the advertising data having been scanned by a customer from... Agent: Davidson, Davidson & Kappel, LLC

20070226055 - Incentive system and method for tracking advertising effectiveness: A method for tracking advertising effectiveness includes causing an advertising code with an advertisement to be printed, the advertising code identifying the advertisement, the advertising code capable of being scanned by a handheld device of a potential customer. The potential customer is then provided with an incentive to scan the... Agent: Davidson, Davidson & Kappel, LLC

20070226062 - Internet contest: In general, the invention relates to providing infrastructure, process controls, and software to design, advertise, and implement an on-line contest in which participants in the contest search the Internet for a target in order to earn a reward. Hints and/or hidden objects may provide clues as to where to look... Agent: Goodwin Procter LLP Patent Administrator

20070226051 - Method and system for pay-per-transaction promotions and measurement of resulting roi: A beginning to end method of distributing marketing promotions to consumers through mobile devices is disclosed. Sellers of goods or services set criteria for the selection of consumers eligible to receive coupons or other promotional material. Consumers who request product information are sent mobile messages that contain personalized promotions matched... Agent: Steven A. Nielsen Allman & Nielsen, P.c

20070226052 - Online purchase optimization: A system, method and apparatus for online purchase optimization is provided. In an embodiment, a method is provided. The method includes receiving a selection of a plurality of items. The method also includes preparing a data structure representing a list of complete sets of combinations of the plurality of items.... Agent: Perkins Coie LLP

20070226061 - System and method of advertisement via mobile terminal: The present invention provides a method for delivering an advertisement to a user comprising providing an advertisement by the advertiser to the service system, followed by delivering the advertisement by the service system to a mobile phone of a user through mobile phone communication network. The user determines to browse... Agent: Birch Stewart Kolasch & Birch

20070226059 - System for electronic barter, trading and redeeming points accumulated in frequent use reward programs: A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of reward points issuing entities, each of the reward points issuing entities tracking the user's earned reward points in a user reward point account stored on a rewards... Agent: Anthony R. Barkume

20070226053 - System for uploading video advertisements, solicit user feedback, and create ratings/rankings: A method for uploading rating a multimedia advertising comprising of the steps providing web service for storing a plurality of applications programs for permitting an advertiser to place a multimedia advertisement for review by an end user; providing a first user interface for an advertiser to upload a multimedia advertisement... Agent: Greenberg Traurig, LLP

20070226064 - Dynamic pricing system and method: A dynamic pricing system and method that enables prices for sellable objects to be dynamically adjusted using pricing factors corresponding to attributes of the sellable objects. Product administrators are enabled to define sellable products and extended attributes for the products, while pricing administrators are enabled to define price lists for... Agent: Campbell Stephenson LLP

20070226066 - Configurator using structure and rules to provide a user interface: A configurator using structure and rules to provide a user interface. According to one embodiment of the invention, a customizable product class is created. The customizable product class includes a set of one or more attributes to define the customizable product class. A component product class is added to the... Agent: Campbell Stephenson LLP

20070226068 - Customized extensions of electronic database objects: A computer-implemented method for configuring a customized extension for an electronic product transaction database object class includes receiving user-initiated input that selects a set type predefined for at least one electronic product database object class that defines a product type for which instances of the electronic product database object class... Agent: Fish & Richardson, P.C.

20070226073 - Garment development and production system utilizing a standardized garment data format: A garment development and production system includes a garment data format (GDF) browser that communicates garment data with a garment component knowledge database (GCK-DB). The GDF browser includes a graphical user interface (GUI) that displays a classification tree section, a parameter section, a visualization section, and a comments section. In... Agent: Renner, Kenner, Greive, Bobak, Taylor & Weber

20070226070 - Hybrid live and silent auction: A system and method for facilitating a hybrid live and silent auction for auctioning a plurality of items, comprising: a plurality of interactive display devices dispersed throughout an area where an auction will take place during a first period of time (silent auction), each of the interactive display devices being... Agent: Michael M. Murray

20070226069 - Photo book display system and method: A photo book display system is provided having customized photos. The photo book display system, comprising: an outside cover having a top flap, a bottom flap, a closing flap, and an attachment member, the top flap attached to the bottom flap in a rotatable manner, and the closing flap attached... Agent: Kalow & Springut LLP

20070226067 - Quantity checking of product purchase orders: A computer-implemented method for processing spare parts purchase orders includes receiving, during a manufacturing planning phase, an estimate of the number of the spare parts that will be needed to be produced during a given period to satisfy expected purchase orders for the spare part. The method also includes receiving... Agent: Fish & Richardson, P.C.

20070226076 - Sale system of optical characteristic image data: A sale system, comprising using a measuring instrument which measures lenses in eyeglasses with frames and which is supplied to the home of a customer; and making and providing lenses based on data measured by the measuring instrument. In an embodiment of the invention, the data measured by the measuring... Agent: Chapman And Cutler

20070226065 - System & method for augmenting sales in small footprint retail establishments: A system and method for increasing sales at stores with limited inventory space is described. The system and method facilitates ordering, billing, packaging, delivery, compensation and information exchange for items that are not normally stocked at stores having this type of constraint. An order station is located at the store;... Agent: George R. Reardon

20070226071 - System and method for generating work order instructions: A system and method for generating a work order instructions is described. In one embodiment an order from a customer is received, which includes information for a desired end product and the information is converted into machine-readable work order instructions, which includes instructions to alter goods in accordance with the... Agent: Cooley Godward Kronish LLP Attn: Patent Group

20070226074 - System and method for networked loyalty program: The present invention provides a system for implementing a purchaser incentive program on a network-wide level. The system associates SKU and UPC data on a network level to provide consumers with a purchasing environment that is both convenient and cost-efficient. The association of SKU and UPC data at a network... Agent: American Express Travel Related Services Co., Inc. C/o Snell & Wilmer, L.L.P.

20070226075 - Transaction method of reusable parts: The present invention gives techniques for using an information system, including a computer, to provide a user, such as a manufacturer, with reusable parts for use in the building of or maintaining a product. In one embodiment of the present invention, a method, using a computer, for buying a reusable... Agent: Townsend And Townsend And Crew, LLP

20070226077 - Collaborative structured tagging for item encyclopedias: Collaborative structured tagging enables a community of users to define different types of tags for online content. The diverse tag types provide a non-flat or dimensional tagging data structure that supports navigation and search for content, as well as comparison of the content. In one implementation, the collaborative structured tagging... Agent: Lee & Hayes, PLLC

20070226084 - Electronic product catalog for organizational electronic commerce: A networked data processing system (D-NET) facilitates and conducts secure electronic commerce based on national deployment independent of the Internet. A “publish and subscribe” model is used in which vendors publish catalogs and information about product and service offerings to D-NET applications which utilize an electronic product/service database with predefined... Agent: D-net Corporation Attn: Roger E. Cowles

20070226078 - Guiding info tabs with guide selection: Every presence has needs. A need could be consumer electronics, loans, autos, or knowledge, etc. The presence uses search engines, online marketplace to become knowledgeable about a need and if needed, buy the need. The idea of the invention is to provide an easy way for the user to become... Agent: Mr.nagendra Nagarajayya

20070226082 - Method and system for demand and supply map/shopping path model graphical platform and supplying offers based on purchase intentions: Methods and systems allowing a consumer to use a graphical tool that summarizes, compares and browses multiple offers for products or services over a network or communications medium such as via the Internet. In specific embodiments, potential purchasers can make declarations to buy, which sellers can use to generate improved... Agent: Quine Intellectual Property Law Group, P.C.

20070226079 - Method and system for linking customers and vendors: A method and apparatus are disclosed for facilitating and linking a vendor with a customer desiring the goods and/or services of the vendor. A remotely located system is contacted by the customer who then requests information that is displayed on a computer for the customer. The customer responds to this... Agent: Seyfarth Shaw LLP

20070226080 - Method and system for linking customers and vendors: A method and apparatus are disclosed for facilitating and linking a vendor with a customer desiring the vendor's goods and/or services. A customer contacts a remotely located system, requests information, and responds to this information by inputting a request to the remote system. This request includes information regarding, e.g., a... Agent: Seyfarth Shaw LLP

20070226081 - System for selling products: To aid potential purchasers in selecting products and services and to generate sales leads that may be sold to sellers, an Internet-based website is provided comprising products that are not available through the website's proprietor.... Agent: Chernoff, Vilhauer, Mcclung & Stenzel

20070226083 - Wire-mesh selection internet website: The present invention is an Internet wire-mesh merchandising system that comprises a webserver for generating a web presence. Potential customers looking to select and buy wire mesh are allowed to log-on to a website operated by a wire-mesh retailer, distributor, and manufacturer. An HTML product page includes navigation buttons that... Agent: Glenn Patent Group

20070226087 - Contextual pattern decoder engine: The present disclosure includes a system and method for learning (or discovering and extracting) business knowledge from a collection of source code. The collection of source code is abstracted to generate an abstracted data stream, which is then transformed to an Extensible Markup Language (XML) format. The transformed data in... Agent: Fenwick & West LLP

20070226088 - Item management systems and associated methods: The present invention is directed generally toward item management systems and associated methods. Aspects of the invention are directed toward receiving items, inducting the items into the item management system and storing the items. In certain embodiments, inducting the item can include imaging at least a portion of the item... Agent: Perkins Coie LLP Patent-sea

20070226085 - System and method for automated mapping of data in a multi-valued data structure: A method for managing a database comprises receiving a data record comprising a plurality of interface labels. The method continues by identifying in the data record a particular interface label and an associated label position. The method continues by storing the identified interface label and the associated label position in... Agent: Baker Botts L.L.P.

20070226086 - System and method for credit card lost-and-found notification: A method, system, and computer-usable medium for sending a first notification message to a credit card agency alerting the credit card agency of a misplaced credit card, an identification of a credit card owner, and a location of the misplaced credit card; in response to receiving the first notification message,... Agent: Dillon & Yudell LLP

20070226090 - Systems and methods for costing reciprocal relationships: Computer-implemented systems and methods for performing cost analysis. As an example, a system and method can be provided for the generation of a cost allocation that does not include double counting of cost allocation.... Agent: Patent Group 2n Jones Day

20070226091 - Systems and methods for determining cost targets for cost reduction projects: Techniques for determining cost targets for cost reduction projects which reduce costs of an assembled product are described. The assembled product includes a plurality of subcomponents for which cost reduction projects may be pursued. The technique includes receiving first cost data for subcomponents of a business enterprise's assembled product and... Agent: Priest & Goldstein, PLLC

20070226092 - Systems and methods for managing cost reduction projects to increase cost savings for replacement subcomponents: A technique for managing cost reduction projects which reduces costs of an assembled product is described. The assembled product includes a plurality of subcomponents. The technique includes determining a best of the best (BOB) assembled product containing least cost subcomponents and ensuring that the total cost of the BOB assembled... Agent: Priest & Goldstein, PLLC

20070226096 - Accounting transactions by list: A method and system are provided for processing multiple related financial transactions in a computer-based financial accounting system. A user interface is provided to receive the information corresponding to the multiple related financial transactions. If desired, any of a common transaction type, date and amount can be specified. The user... Agent: Osha - Liang L.L.P. (intuit)

20070226093 - Financial services data model: A data model that allows for relationships between entities, also referred to as parties, to be modeled as attributes of an entity and for customization of the data model in a manner that facilitates upgrading of the data model. In some embodiments, the data model may facilitate creation and processing... Agent: Campbell Stephenson LLP

20070226097 - Merchant integrated subscription model: A system, method, and computer program product for integrating one or more purchase transactions by one or more customers with a merchant and a financial institution is provided. A financial institution may provide an integrated subscription service to subscribing merchants. The integrated subscription service allows the merchant, financial institution, or... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070226095 - Method for generating predictive models for a business problem via supervised learning: A method for solving a business problem includes pooling transaction data received from a plurality of subscribers over a network, the transaction data including samples of fraudulent transactions. A data mining algorithm is then applied to the pooled transaction data, resulting in a predictive model that detects a fraudulent transaction.... Agent: The Law Offices Of Bradley J. Bereznak / Oracle

20070226100 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226101 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226102 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226103 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226104 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226105 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226106 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226107 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226108 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226109 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226110 - Obtaining consent for electronic delivery of compliance information: A method and related system obtains consent from an individual for computer-aided delivery of compliance information. Initially, a computer-readable data storage device is provided to the individual. The device stores the compliance information and computer-executable instructions. By inserting the device into a computer, the instructions are executed and the individual... Agent: Wolf Greenfield & Sacks, P.C.

20070226098 - Process and architecture for structuring facilities revenue bond financing: A process and architecture may be implemented to structure bond financing or refinancing for facilities construction and/or renovation to improve economic and business terms for involved or interested parties.... Agent: Darby & Darby P.C.

20070226099 - System and method for predicting the financial health of a business entity: A method for predicting the financial health of a business entity is provided. The method comprises generating one or more anomaly scores and one or more multi-dimensional time-varying patterns for one or more financial metrics related to a business entity and analyzing the one or more anomaly scores and the... Agent: General Electric Company Global Research

20070226094 - System and method for using intellectual property holding companies to validate the market value of intellectual property and provide investment opportunities: Methods are disclosed for using computers, computer programs, algorithms and computer networks and communications hardware and protocols to calculate and optimize cash flows and capital structures in financing structures relating to intellectual property holding companies.... Agent: Knobbe Martens Olson & Bear LLP

20070226116 - Automated service level management in financial terms: Electronic contracts or “eContracts” for representing service level agreements are provided. In one illustrative embodiment, the eContract may comprise information pertaining to: (a) descriptions of business transactions in IT terms; (b) financial implications of business transaction service levels; and (c) reporting to be done in business terms. Of course, the... Agent: Ryan, Mason & Lewis, LLP

20070226112 - International financing and investment structure: The financing and investment structure of the present invention comprises a financing instrument, which is based on an investing entity's investment in a domestic company holding interests in a plurality of foreign companies, for investing by the investing entity in one of foreign companies. The domestic company gives the investing... Agent: Fulbright & Jaworski, LLP

20070226115 - Methods and systems for providing deductible piers: In one aspect, the invention comprises a security that: (a) is tax deductible; (b) receives equity credit of 40-75% from Moody's and S&P; and (c) qualifies for net share settled accounting. In another aspect, the invention comprises a method comprising: (a) structuring a convertible security to be tax deductible; (b)... Agent: Morgan Lewis & Bockius LLP

20070226111 - Pension liability allocation: A method of setting pension plan investment policy, overlay derivative strategy and other pension policies, initiated by the calculation of a ratio for any existing, putative or alternative asset portfolio of a pension fund with specific reference to the pension plan's liabilities. The method's calculated ratio X/Y, referred to as... Agent: Antonio L. Tan-torres Jr.

20070226113 - Systems and methods for providing virtual financial markets: Systems and methods for combining information about financial instruments traded on at least two financial markets to create a virtual market. The method may comprise the steps of (1) determining a common price measure type for instruments traded on two (or more) financial markets; (2) determining a common tick size... Agent: Kirkpatrick & Lockhart Preston Gates Ellis LLP

20070226114 - Using commercial share of wallet to manage investments: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20070226117 - Certification program to facilitate the aquisition of investment personal property: Information is obtained that leads to the acquisition of certified personal investment property for a tax-beneficial exchange. An intranet and web site shows items certified under the certification program which are available for exchange. At least one of the items is selected for viewing. The item is displayed on a... Agent: Paul E. Paray

20070226118 - Auction bidding method: Systems and methods for a computer-implemented auction bidding process that assigns a winning bid quantity and a winning bid amount to each bid in an ordered list of bids by a single resolution of the ordered bid list based on the maximum amount the bidder is willing to pay for... Agent: Campbell Stephenson LLP

20070226121 - Auction system and method: An auction system includes a plurality of participant devices and an auctioneer device. The participant devices correspond to a plurality of participants and are configured to receive auction information input by a participant and to display auction information to a participant. The auctioneer device is configured to process the auction... Agent: Charles Xue

20070226122 - Electronic trading system: An electronic trading system facilitates electronic trades of fungible trading elements. Fungible trading elements are electronically displayed and the system facilitates the trading operations. A risk factor for a particular transaction may be determined and based on this risk factor, the electronic trading system may elect straight through processing (STP)... Agent: Kenyon & Kenyon LLP

20070226119 - Online valuation and trading of digital media: An online valuation and trading system for commodities, such as digital media, assigns objective trading or economic values to commodities to facilitate fair trades and trading. Entities accessing or logging onto the site input information pertaining to commodities to be surrendered and acquired. Based upon the information, the online valuation... Agent: Mckenna Long & Aldridge LLP

20070226123 - Products and processes for managing life instruments: According to an embodiment, a method includes accessing a listing of a plurality of profiles of life insurance policies. A profile is selected from the listing, and the trading status of the profile can be viewed. A buy command or sell command is submitted to an exchange system to trade... Agent: Dean P. Alderucci

20070226124 - Reducing pendency of accounts receivable: The present invention provides a computer-implemented method for reducing pendency for accounts receivable. Method and system aspects of the present invention include receiving by a trading service accessible over a network a submission of AR and AP from the companies; and paying the AP of each of the companies to... Agent: Strategic Patent Group, P.C.

20070226126 - Systems and methods for providing a trading interface: Systems and methods for configurable trading interfaces that allow a trader to quickly and easily submit trading commands to a trading system are provided. Using these systems and methods, a trader can using various trading interfaces to initiate trading commands, configure various display features and default command settings, and control... Agent: Dean P. Alderucci

20070226127 - Systems and methods for providing a trading interface: Systems and methods for configurable trading interfaces that allow a trader to quickly and easily submit trading commands to a trading system are provided. Using these systems and methods, a trader can using various trading interfaces to initiate trading commands, configure various display features and default command settings, and control... Agent: Dean P. Alderucci

20070226120 - Systems, methods and computer program products for processing orders subject to investment restrictions: Methods and systems process multiple trade orders subject to investment account restrictions. The restrictions are associated with the holding of one or more securities or with a cash position in an investment account. Each received order to perform an investment account management action is processed to determine whether performance of... Agent: Sutherland Asbill & Brennan LLP

20070226131 - Data processing method and apparatus for mitigating risk in financing purchases of goods including but not limited to automobiles: An electronic data processing risk mitigation clearinghouse can assure a lender that a given independent dealer transaction will be handled in a regular, orderly way and that the lender's dealer risk is mitigated. The lender can be assured that loans will not originate from unduly risky dealers, and that liens... Agent: Nixon & Vanderhye, PC

20070226133 - Membership-based mortgage purchases: A membership program for mortgage purchases discounts the costs normally paid by the homeowner when taking out a mortgage, yet provides a reasonable profit to the brokerage or direct lending institution. Membership is maintained by payment of an initial membership fee and periodic membership dues. The member is entitled to... Agent: Cyr & Associates, P.A.

20070226132 - Merchant application and underwriting systems and methods: A method for establishing credit services with a merchant account using a computer system comprises receiving at a server computer application information on a merchant applying for a credit service. The application information is stored in a database. At the server computer, a request from a credit investigator is received... Agent: Townsend And Townsend And Crew, LLP

20070226128 - Method and apparatus for capturing commercial loan application data and assigning a commercial loan request: Methods, apparatus, and articles of manufacture for capturing commercial loan application data and assigning a commercial loan request are disclosed herein. Embodiments of the invention provide mechanisms for capturing commercial loan application data, assigning a commercial loan request, monitoring an approval process, and administering association of accounts with approved requests... Agent: Campbell Stephenson LLP

20070226130 - Using commercial share of wallet to make lending decisions: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20070226136 - Electronic factoring: The present invention is a method and system for electronic factoring. An electronic platform is provided for guaranteeing payment of receivables. Information from users is input into a profile database upon the electronic platform and is accessible by all users. The buyers are assigned a credit limit and are able... Agent: Knobbe Martens Olson & Bear LLP

20070226134 - Method and system for making taxable structured settlement payments: A framework for providing structured settlement payment programs allows a claimant of a settlement for a non-physical tort injury to receive periodic future payments for the injury without triggering a current U.S. federal income tax liability on the present value of the future payments. The obligation of the defendant of... Agent: Leydig Voit & Mayer, Ltd

20070226137 - Method of and system for making purchaser over a computer network: A method of and system for making purchases over a computer network using an ATM card or the like is provided. In accordance with the invention, a consumer transmits his ATM card number over the network to an on-line merchant. The on-line merchant then forwards the ATM card number to... Agent: Baker & Hostetler LLP

20070226135 - Monetary terminal processing server, monetary terminal processing method, monetary terminal, arithmetic instruction input and amount change information input unit: An object is to properly perform failure recovery in an electronic money system where on-line terminals and off-line terminals coexist. For both an electronic money card and a center server, a flag selectable between two values, “transaction in progress” and “transaction completed”, is prepared. In the course of processing information... Agent: Bruce L Adams Adams & Wilks

20070226139 - Systems and methods for bank determination and payment handling: Systems and methods are provided for automated payment handling. In one implementation, a method is provided for processing of a payment request. The method may include determining, using the payment request, an entity that will receive a payment, and determining an outgoing bank account to use for the payment. Further,... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070226138 - Systems and methods for subscriber to payee cross pollination: Systems and methods for processing subscriber and payee information include storing information identifying a first subscriber of an electronic payment service, and receiving information identifying an intended payee from a second subscriber. A determination is then made that the first subscriber and the intended payee of the second subscriber are... Agent: Sutherland Asbill & Brennan LLP

20070226141 - Debit purchasing of stored value card for use by and/or delivery to others: A method of issuing a purchase card is provided. The method includes the steps of presenting a purchaser with the opportunity to buy the purchase card, determining whether the purchaser has sufficient funds to pay for the purchase card, creating a purchase card account for a recipient designated by the... Agent: Hunton & Williams LLP Intellectual Property Department

20070226140 - Expedited issuance and activation of a transaction instrument: A method and computer program code for expediting issuance and activation of transaction instruments upon application therefor. A first set of application information is collected from an applicant. The first set of application information is processed to determine whether all required information has been obtained. If the first set of... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20070226142 - Remote communication of deposit data from deposit bag rfid tag to depository: An automated banking apparatus is operative to carry out banking transactions commonly required by merchants. The apparatus includes an item accepting depository for accepting deposit items, such as deposit bags, currency, and checks. The apparatus further includes an input device that is operative to interrogate an RFID tag to obtain... Agent: Ralph E. Jocke Walker & Jocke Lpa

20070226143 - Contents providing apparatus, method and system: Disclosed is a contents providing apparatus which is responsive to a request from an authentic purchaser of contents to provide contents the format of which has been converted into a format different from the format with which the contents were provided to the authentic purchaser. The user registration is made... Agent: Wolf Greenfield & Sacks, P.C.

20070226147 - Contents distribution system for handling secondary products utilizing raw material contents: A contents distribution system uses a copyright rental use scheme in which the economical burden on the users at a time of utilizing contents can be reduced to a reasonable level, and appropriate fees can be collected for the copyrights of the contents created and provided at each stage by... Agent: Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070226144 - Method and apparatus to record usage of a portable media: A method and system for providing a media to keep a record of its usage, and for the record to belong to the user of the media, are disclosed. The media includes a media content, and a media content processor for retrieving the media content in response to a media... Agent: Fernandez & Associates LLP

20070226145 - Method for accessing information on object having tag, local server, ons proxy, program, tag creation method, device having tag writer, tag, and program for controlling device having tag writer: A method and system for providing access to information on an article to which a tag is coupled. A local server reads the tag containing a virtual ID that includes an encryption of a bit string. The bit string includes an article ID containing a manufacturer ID. The local server... Agent: Schmeiser, Olsen & Watts

20070226150 - Distribution of digital licenses and software via license tokens: A method and apparatus for distribution of digital licenses and software via license tokens allows an end user access to software licenses or products by providing a licensing token, allowing a unique code or token to substitute for authentication. A distributor distributes software and licenses for software manufacturers. The software... Agent: Glenn Patent Group

20070226148 - Image processing apparatus and license management method thereof: The present invention is a license management method capable of managing licenses given to an image processing apparatus while ensuring security and of easily granting the licenses. The image processing apparatus having a program storage means which stores a program for performing an option function validated only while the license... Agent: Smith, Gambrell & Russell

20070226149 - License verification system and method: A system and method collects regulatory licensing requirements, employment data for a professional and licensing data for the professional, and determines the professional's licensing requirements. Based on the professional's licensing requirements, the system and method determines compliance with the regulatory licensing requirements.... Agent: Francis C. Kowalik Walgreen Co. Law Department

20070226151 - Method for processing a cashless payment transaction: Proposed is a method for processing a cashless payment transaction between an owner of a personal electronic means of payment (1, 12) and a payee. The special feature of the inventive method is that at a first time (t1) a data record is transmitted from the owner's personal electronic means... Agent: Bacon & Thomas, PLLC

20070226152 - System and method for anonymous transactions and conveyances: A system and associated methods enabling a customer or transferee to acquire a product or service from a merchant, vendor or transferor through the services of an intermediate entity using a transaction protocol that shields the customer's name or other identifying information from the intermediate entity, the merchant, vendor or... Agent: Venable, Campillo, Logan & Meaney, P.C.

20070226155 - Extended attribute-based pricing system and method: An extended attribute-based pricing system and method that enables users to build sellable objects based on selected products and extended attributes for those products. Product administrators are enabled to define sellable products and extended attributes for the products, while pricing administrators are enabled to define price lists for the sellable... Agent: Campbell Stephenson LLP

20070226156 - Mail sorting and sequencing system: A mail sorting and sequencing system having a number of DPP units cooperating with one another to sort and sequence mail items of three different types of mail. Each DPP unit having: a conveyor system wherein a number of trucks travel along a path; at least three truck feed units... Agent: Liniak, Berenato & White Ste. 240

20070219820 - Anomaly tracking system and method for detecting fraud and errors in the healthcare field: An electronic data analysis system and method of anomaly tracking decision trees for identifying anomalies to detect errors or fraud in multiple healthcare operational functions. The unique aspects of such electronic tools include the contemporaneous data mining and data mapping aspects of Health Information Pipelines, Private Health Information, Operational Flow... Agent: Ryndak & Suri LLP

20070219818 - Mobile system and method for processing real estate transactions: A mobile system and method are provided for closing real estate transactions remotely. A mobile closing unit (24), which is included in a housing (20) having a satellite or wireless antenna (48), includes a printer (28) connected to a router (40) having a wireless card (84) for connecting to a... Agent: Dickinson Wright PLLC

20070219814 - Publicly-funded privately facilitated access to survival resources method: A private entity provides (101), prior to a civilly-catastrophic event having occurred, at least one survival resource. This private entity then provides for holding (102) this resource in readiness to facilitate serving public members who are affected by a subsequent civilly-catastrophic event. Then, in response to the occurrence of such... Agent: Fitch Even Tabin And Flannery

20070219817 - Universal negotiation forum: A negotiation system is disclosed for use in conducting formal and informal negotiations over any subject matter. The system has a web based use interface, which has a dialog board, a submission panel, and a status board. The parties in negotiation can use the web interface to use the server... Agent: Az Patent Law Firm

20070219827 - Apparatus for processing a prescription and method of using same: An apparatus for processing a prescription and method of using same for processing a prescription for a patient, comprising: at least one storage device; and a processor disposed in communication with the at least one storage device, the at least one storage device storing: a program for controlling the processor;... Agent: Gfd Patents, LLC

20070219826 - Method and system for patient information processing and management: A donor processing and information management system disclosed herein allows donor processing centers to facilitate their operations a