Data processing: financial, business practice, management, or cost/price determination inventions 02/07

20070043577 - Apparatus and method of enabling a victim of identity theft to resolve and prevent fraud: A web-based application method that allows victims of identity theft to rectify and prevent further fraudulent activity is comprised of communicating with a central system and receiving a series of actions and prompts by the system. The invention also allows the user to obtain general information relating to the various... Agent: Marc E. Hankin, Esq.

20070043581 - Dynamic sending policies and client-side disaster recovery mechanism for messaging communication: Documents are restored at a remote data storage location from a local data storage location, the one or more documents having been previously transmitted from the local data storage location to the remote data storage location through a communication system accessible by a number of offerings and according to document... Agent: Sun/blakely

20070043584 - Electronic game and method of playing bingo: A server having a computer readable medium storing a set of bingo numbers and bingo ball information representing bingo numbers and a closing pattern representing a winning bingo pattern. Instructions stored in the medium for receiving player information, selecting bingo cards from bingo card information, selecting a first bingo numbers... Agent: Mcnair Law Firm, P.A.

20070043585 - Emergency management system: The present disclosure relates to systems and methods for: 1) displaying all vital central station (CS) information and controls on a single screen; 2) linking peripheral central stations (pCSs) to a master central station (mCS); 3) operating the system disclosed in U.S. Ser. No. 10/460,458, without medical professionals (MPs) in... Agent: Milde & Hoffberg, LLP

20070043588 - Environmental management plans: A method of, and apparatus for generating an environmental management plan for management of golf courses is described. A game is also described which, when played, generates the environmental management plan. In the method, apparatus and game, a set of tasks and sub-tasks are associated with holes and strokes respectively... Agent: King & Schickli, PLLC

20070043576 - Equipment cost estimate calculation program and equipment cost estimate calculation system: An equipment cost estimate calculation program or system having an input prompt, first, second, and third estimated running cost calculations, a no-maintenance action total cost estimate calculation, a maintenance or other action total cost estimate calculation, a new-equipment installation total cost estimate calculation, and an output. In the estimated running... Agent: GlobalIPCounselors, LLP

20070043580 - Method and system for generating unique sequence numbers derived from zip codes for mail sorting: A method and system are provided for uniquely assigning identifications for a plurality of mail pieces, before physically sorting the mail pieces that will subsequently be mailed. Each of these identifications includes a sequential part, and each of the mail pieces includes postal destination information indicative of a destination area... Agent: Pitney Bowes Inc. 35 Waterview Drive

20070043579 - Method and system for manufacturing and retailing products provided by remote vendors to remote customers: Embodiments of the present invention include flexible and dynamic manufacturing and retailing systems that employ instantiated quoter objects for communicating with remote vendor interfaces to obtain information from vendors related to quote solicitations and to receive and process orders received from remote customers. The quoter objects may also access one... Agent: Olympic Patent Works PLLC

20070043578 - Method and system for norming and/or standardizing product features: A method and system for norming and/or standardizing product features, wherein the product features are defined by characteristic elements. A pool (e.g. a data base or a product catalog) comprising product features and characteristic elements is accessed bin a defined and controlled way to ensure that all data entries are... Agent: Siemens Corporation Intellectual Property Department

20070043582 - Method and system for providing customized footwear to a retail consumer: A method for providing a custom shoe to a consumer, including identifying at least one characteristic about a consumer that is present within the retail store, the at least one characteristic relating to the consumer's foot. Also included is selecting a plurality of pre-fabricated footwear components based on the at... Agent: Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070043586 - Physician-focused risk management method and apparatus: A risk management method and associated tool is used to identify, assess, manage, and mitigate health risks associated with a broad range of medications, medical devices, procedures, and associated practices employed by practioners in the health field in the care and treatment of patients. The method may include identifying a... Agent: Schiff Hardin, LLP Patent Department

20070043583 - Reward driven online system utilizing user-generated tags as a bridge to suggested links: A web site for user suggestions of products, services or other information. The Suggestor also submits tags with those suggestions. To the extent subsequent users use the same tags to access or purchase the user suggestion, the suggesting user will be rewarded. The present invention also provides mechanisms for disbursing... Agent: Townsend And Townsend And Crew, LLP

20070043587 - Systems and methods for evaluating the appearance of a gemstone: Of the “four C's,” cut has historically been the most complex to understand and assess. This application presents a three-dimensional mathematical model o study the interaction of light with a fully faceted, colorless, symmetrical round-brilliant-cut diamond. With this model, one can analyze how various appearance factors (brilliance, fire, and scintillation)... Agent: Dla Piper US LLP

20070043590 - Method and system of coordinating communication and quality control in home care: A method and system for managing and improving the quality of home care and home health care service through a combination of coordinated communication and performance based compensation. The system includes a database residing on a server for storing a plurality of forms and report templates. The system also includes... Agent: Grey Trends LLC

20070043593 - Multiple account updates in a practice management system: An electronic practice management system can be configured to send batch update requests to one or more payors (e.g., insurers) of one or more pending claims for healthcare service. In one implementation, a practice management system responds to a request for an update to one or more claims. The system... Agent: Workman Nydegger (f/k/a Workman Nydegger & Seeley)

20070043589 - Pharmacy benefits design: A pharmacy benefits plan is designed such that covered scripts are placed into Groups and allowances are provided for the purchase of scripts within each Group. Each Group comprises scripts for pharmaceuticals that provide medical benefits within a given time frame. A first Major Group is assigned to scripts for... Agent: Markets, Patents & Alliances LLC

20070043592 - System and method for exchanging documents: A method of exchanging documents among multiple businesses relating to common customers, including publishing documents relating to a first customer of a first business in a secure medium, determining whether the first customer is the same person as a second customer of a second business, and if the first customer... Agent: Ethan D. Civan Two Penn Center Plaza

20070043595 - System, method and computer software product for estimating costs under health care plans: In a system and method for estimating medical costs under at least one health plan, one or more user devices provide user health data entered by one or more users to a processor, and the processor provides estimated health plan cost data to the user device(s) to enable the user(s)... Agent: Dorsey & Whitney LLP Intellectual Property Department

20070043591 - Systems and methods for sensing physiologic parameters of the human body and achieving a therapeutic effect: Systems and methods for sensing physiological parameters in, on or around a human body and achieving a therapeutic effect based thereon. A network of various levels of component devices sense, process and communicate data between corresponding component devices, and self-organize into a hierarchy of peer groups of component devices to... Agent: Philip S. Johnson Johnson & Johnson

20070043596 - Physiology network and workstation for use therewith: A physiology network is provided that is configured to operate with a medical network. The physiology network includes a physiology workstation that receives, processes and display's physiology signals obtained from a subject during a physiology procedure carried out on the subject. The physiology workstation has a network interface configured to... Agent: The Small Patent Law Group LLP

20070043597 - Physiology network and workstation for use therewith: A method for managing and distributing information over a network joined to a database includes using a local workstation and an associated ultrasound system in a procedure room during a physiology procedure to obtain physiology signals from the subject, including ultrasound signals. A remote workstation in a control room is... Agent: The Small Patent Law Group LLP

20070043598 - Method and system for providing dynamic and real-time air travel information: Providing passengers and other interested parties with dynamic and real-time air travel information. This dynamic and real-time air travel information is shown in various screens on a computer monitor, and includes flight information, passenger information, other general air information, and advertising. The information is presented to passengers in a manner... Agent: King & Spalding LLP

20070043599 - Desktop water tracking tool: A desktop water tracking tool designed to increase daily water consumption for the individual and to assist the individual in focusing their attention on the task of water consumption. The tool has extensive market and commercial applications with water distributors to expand daily water intake of their customers.... Agent: Jacobson Holman PLLC

20070043600 - Inventory control system: An inventory control system includes a storage module having a continuous track and a plurality of individual storage units stacked in multiple columns or rows. Each storage unit is engaged with the track for selective movement along the track. An inventory control unit is associated with the storage module and... Agent: Kelly Lowry & Kelley, LLP

20070043602 - Method and system for balancing asset liability and supply flexibility in extended value networks: The present invention provides a method, a system, and a computer-readable medium with instructions for a computer to optimize one or more tradeoffs between or among serviceability, liability, and/or inventory in a multi-tier network of suppliers. The probabilistic optimization of tradeoffs enables assets stored at one or a plurality of... Agent: Whitham, Curtis & Christofferson, PC Suite 340

20070043601 - Supply chain linkage management system: The supply chain linkage management systems comprises; the transmission layer which transmits and receives the transaction information among companies etc. using the communications network; the business logic layer which manages the check of the contents of the message information transmitted and received from the transmission layer; the linkage management layer... Agent: Armstrong, Kratz, Quintos, Hanson & Brooks, LLP

20070043603 - Electronic marketplace for identifying, assessing, reserving and engaging knowledge-workers for an assignment using trade-off analysis: A method and system for matching a knowledge worker to a selecting entity's needs according to a system of codes corresponding to pre-defined rules of engagement. The rules of engagement include, but are not limited to, experience levels, salary, geographic location, job starting date and duration, and industry sector. If... Agent: Dillon & Yudell LLP

20070043604 - Methods and systems to obtain a relative frequency distribution describing a distribution of counts: A method and system to obtain relative frequency distributions to forecast counts used in worker scheduling are described herein. The method includes calculating a plurality of square roots of count data associated with a sequence of the plurality of intervals; extracting a number of amplitudes associated with a plurality of... Agent: Welsh & Katz, Ltd

20070043605 - System and method for time management and attributions: The present invention provides improved systems and methods for time management and attributions. In one embodiment, a method for tracking a user's activity by time, includes: monitoring the user's activity on a computer; and tracking a plurality of user activities by time. In one embodiment, the method also includes determining... Agent: Michael J. Schallop

20070043606 - Identifying and validating survey objectives: Historical data accumulated during routine business operations is analyzed to prepare a ranked list of prospective objectives for a survey. Specified relationships are used in conjunction with relationships inferred from the historical data. Collectively, these relationships are referred to as the model. Deviation of the current data or a subset... Agent: Frederick W. Gibb, Iii Mcginn & Gibb, PLLC

20070043607 - Method to incorporate user feedback into planning with explanation: A planner generates a plan having actions based upon domain and problem definition information provided by a user. The planner stores a rationale for decisions made for each one of the series of actions. A user can query the planner to retrieve rationale information from an action. A user can... Agent: Raytheon Company C/o Daly, Crowley, Mofford & Durkee, LLP

20070043608 - Recorded customer interactions and training system, method and computer program product: A system, method and computer program product for recording customer interactions, analyzing recordings and/or providing quality assessment and/or training is set forth. In an exemplary embodiment of the present invention, a system may include a customer interaction recordation application service provider system, which may include, in an exemplary embodiment, an... Agent: Venable LLP

20070043609 - Automated systems for defining, implementing and tracking the sales cycle: An automated system that defines, implements and tracks the sales cycle applied by salespersons within an organization to sell goods or services offered by the organization to prospective customers. A graphical user interface displays a sales workflow that includes at least a plurality of pre-defined steps of the sales cycle,... Agent: Daniel H. Golub

20070043610 - Method for analysis of opinion polls in a national electoral system: An algorithm for analyzing presidential preference opinion polls to arrive at a statistical snapshot of a multistate electoral-vote-allocation political race such as the US presidential race. Multiple opinion polls are used to estimate the outcome probability in individual state races. Polls are used to calculate a probability distribution of all... Agent: Samuel S.-h. Wang Princeton University

20070043616 - Advertisement insertion, profiling, impression, and feedback: Various apparatus, methods and systems for insertion of advertisements in various environments are provided. Apparatus, methods and systems for profiling users, registering advertisement impressions and generating feedback in response to advertisement viewing are also disclosed.... Agent: Carr & Ferrell LLP

20070043613 - Facilitating e-commerce and customer retention: E-commerce is growing at a rapid pace due to the fantastic growth rate of the Internet. Consumers are becoming more Internet savvy and more likely to spend money over the Internet. The present invention allows the Customer to receive a cash credit to their account, as well as other reward... Agent: Brian Longest

20070043621 - Food product scale system and method for providing in-store incentives to customers: A food product scale system includes a video commercial advertisement feature that is linked to an incentive item associated with a food product being weighed, where a coupon or other incentive label may also be printed for the incentive item.... Agent: Thompson Hine L.L.P.

20070043611 - Method for correlating marketing effectiveness in an interactive voice response system: An interactive voice response system (IVR) (100) has a communications interface (110), a memory (104), and a controller (102). The controller is programmed to monitor (202) call volume by corresponding product, and correlate (206) extrinsic product advertisements to call volume.... Agent: Akerman Senterfitt

20070043618 - Method for managing information and rendering discounts: A method for managing information and rendering discounts in a billing system utilizes a rule-based engine. Customer records are processed with a rule-based accumulation engine to accumulate the data in a plurality of predetermined target accumulators. A plurality of target accumulators are processed with a rule-based discount engine to render... Agent: Brooks Kushman P.C.

20070043612 - Method for providing regular audiovisual and marketing content directly to consumers: A direct content delivery method, intended for directly delivering regular audiovisual and marketing content to consumers, includes regularly providing a delivery component having audiovisual content, marketing content, and backchannel connection information. The delivery component may be directly physically or directly electronically distributed to consumers. Consumers view the audiovisual content but... Agent: Sughrue Mion, PLLC

20070043614 - Method of facilitating the marketing, redemption, and reimbursement of prepaid vehicle services in a vehicle service network: A computer-assisted method of facilitating the marketing, redemption, and reimbursement of prepaid vehicle services in a vehicle service network. A network administrator screens vehicle service stations, and accepted participant service stations pay fees, which may be used to advertise the network to consumers. The network administrator enrolls consumers in the... Agent: Reising, Ethington, Barnes, Kisselle, P.C.

20070043617 - Multi-site message sharing: A computer application is used for the serving and creation of user-annotated web pages, which may include associated advertisements, to client devices. The user is able to submit comments to one or more web servers wherein the web server or servers appends the submitted comment or comments and updates them... Agent: Foley Hoag, LLP Patent Group, World Trade Center West

20070043615 - Product specific customer targeting: A method for selecting a target group of customers for promoting a product is based on data representing individual buying patterns for a pool of customers over a set of products a product to be promoted. A first subset of customers is selected whose buying patterns can form a behavioral... Agent: Nutter Mcclennen & Fish LLP

20070043619 - Promotional campaign award validation methods through a distributed computer network: Code processing for promotional games and the like. In a preferred application, a lottery ticket holder who has purchased a lottery ticket is encouraged to access a designated Internet site by rewarding access thereat on the condition that information visibly supported on the lottery ticket from a given drawing is... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070043620 - Promotional campaign award validation methods through a distributed computer network: Code processing for promotional games and the like. In a preferred application, a lottery ticket holder who has purchased a lottery ticket is encouraged to access a designated Internet site by rewarding access thereat on the condition that information visibly supported on the lottery ticket from a given drawing is... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070043623 - Document creation system and document creation program: Prescribed disclosure documents such as financial account documents and brief announcement of financial results or in-house management documents can be created on the basis of a combined account disclosure item defined by extending a combined account title to not only the combined account title represented by increase/decrease in money, but... Agent: Wenderoth, Lind & Ponack, L.L.P.

20070043622 - Optimisation of sequential combinatorial process: A method of optimising a sequential combinatorial process comprising an interchangeable sequence of events comprises using a master model to model a selection of the possible sequences, and using information derived from the master model in a surrogate model that approximates the master model with a much shorter computation time.... Agent: Renner Otto Boisselle & Sklar, LLP

20070043630 - Custom article of footwear and method of making the same: The present invention teaches a method of making a custom article of footwear. Further, the article of footwear can include a spring element that can provide improved cushioning, stability, and running economy. In addition, the components of the article of footwear can be selected from a wide range of options,... Agent: Robert M. Lyden

20070043626 - Customization of an online shopping experience: Modification of the presentation of page appearance, page navigation flow, and other aspects of the user experience of an online shopper navigating the virtual shopping cart and checkout pages of an online store is achieved without compromising the security of checkout processing. The modification may include customization, and various configuration... Agent: Darby & Darby P.C.

20070043631 - Extensible network services system: Automatically finding and using network services. An extensible framework is defined which allows any network service, new or old, to be defined. A base schema is defined that defines existing network services, and extension schemes may also be defined which are specific to new network services. A vendor can define... Agent: Fish & Richardson, PC

20070043627 - Interface and method of connecting sellers with consumers seeking home furnishings: A system and related method are described for managing business information in the home furnishings industry. The method provides a forum for subscribing consumers, retailers, and/or distributors to reduce costs and increase efficiency by directly exchanging information with one another. A consumer may query, for example, a specific item by... Agent: Fox Rothschild LLP Princeton Pike Corporate Center

20070043629 - Method and apparatus for creating a catalog for an on-line charitable auction or fund raising event from a virtual consignment database in accordance with an organization profile: Disclosed are methods, systems, and program code that enable a nonprofit organization to manage its fundraising activities online, including online hosting of auctions, and auction services such as maintaining donor/bidder registries, bid tracking, processing credit cards, and auction closeout activities. Also disclosed is a consignment database that enables organizations to... Agent: Rissman Jobse Hendricks & Oliverio, LLP

20070043624 - Method and device for preparing a mail: A method for preparing a mail, wherein task data for mail which is to be stamped and/or sent is produced in a task component. Electronically ordered data is received and the ordered data in address information of a receiver is separated and a goods identification code identifying the goods is... Agent: Marshall, Gerstein & Borun LLP

20070043628 - Process of real-time online music sales during mixed broadcasting: A method of broadcasting that allows users to purchase and download unmixed songs online in real-time as they are played in a mixed musical performance. The user can engage either a real-time link, or offline song flag, allowing for the future purchase of the selected intellectual property. This process makes... Agent: Alex Wright

20070043625 - Record-keeping system for transmission and production of content: A method for producing content, the content depicting at least one person, includes the steps of: providing a system including means for producing content, a first database, first input means for providing information pertaining to a person to be depicted in the content to the first database, and means for... Agent: Michael M. Gerardi

20070043632 - Customer-based product design module: A network of data processing-based and telecommunications-based apparatuses and systems are disclosed, including a product sub-system that interacts with a user, gathers information from the user, communicates the information to the product's vendor, and receives new pre-programmed interactions from the vendor for future interactions with the user. In addition to... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070043635 - Design and manufacture aiding apparatus and method: The design/manufacture support system has a self company/correspondent parts number correspondence storing unit for storing the correspondence between parts numbers of self company and correspondent parts, a self company parts bill storage unit for storing a structure of parts of a self company product, a correspondent parts bill storage unit... Agent: Antonelli, Terry, Stout & Kraus, LLP

20070043633 - Pharmaceutical product packaging: A method of verifying the authenticity of a product, the method comprising reading data from a data storage device which forms part of the packaging of the product, determining from the data an identity code for the data storage device, a random first identifier allocated to the data storage device... Agent: Hewlett Packard Company

20070043634 - Spare plug management system: Embodiments of the present disclosure provide systems and methods for implementing a field supply chain logistics system for managing spare parts inventory. In one embodiment, the method comprises: identifying locations for field service locations (FSLs) field warehouses for the spare parts, based on time or distance windows to deliver the... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP/ Bellsouth I.p. Corp

20070043636 - System and method for calculating taxes and multi-currency pricing: A method and a system for determining taxes attributable to a financial transaction create a tax rate table, link an entity of the financial transaction to the tax rate table through a product rule, and calculate taxes based on the tax rate table according to one component of the financial... Agent: Macpherson Kwok Chen & Heid LLP

20070043637 - System for automatically tallying time spent by medical personnel attending to patients: A monitoring system in a medical facility provides identification devices to patients and a data acquisition device to health care workers. The data acquisition device receives a signal from the identification device which identifies the associated patient and measures an amount of time that the patient is being treated by... Agent: Quarles & Brady LLP

20070043640 - Adjustable derivative securities and method for adjusting the value of same due to a corporate event: The present invention relates to an adjustable equity derivative and method for allocating distributions amongst different adjustable derivative components of a security upon a corporate event effecting the underlying equity in a manner that factor in the time value of money. The present invention uses the concepts of present and... Agent: Fulbright & Jaworski, LLP

20070043641 - Communication apparatus, communication system, communication method and recording medium: The present invention provides a communication system comprising a first communication apparatus and a second communication apparatus, wherein the first communication apparatus has rental-request-information-generating means for generating rental-request information, and transmitting means for transmitting the rental-request information generated by the rental-request-information-generating means, and the second communication apparatus has receiving means... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070043638 - System architecture and related methods for monitoring financial positions of an entity on a group-wide basis: Systems and methods are provided for supporting financial reporting obligations, such as legal or regulatory reporting requirements. In accordance with one implementation, a computerized system is provided for monitoring financial positions of an entity on a group-wide basis. The system includes one or more user interfaces for defining netting and... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070043639 - Systems and methods for monitoring financial positions: Systems and methods are provided for supporting financial reporting obligations, such as legal or regulatory reporting requirements. In accordance with one implementation, a computer-implemented method is provided for monitoring financial positions of an entity on an aggregated basis. The method comprises the steps of providing netting rules to define how... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070043644 - Common index securities: A common index fund system and method enables investment in entities that is indexed to a common index, rather than individual company performance. For small business entities, the creation, issuance, trading and management of fund shares as a liquid investment may be accomplished with, for example, a relatively stable industry-based... Agent: Mills & Onello LLP

20070043642 - Method configured for facilitating financial consulting services: A method for facilitating financial consulting services comprising determining client-specific investment choices dependent upon client-specific template information and objectively quantifying said investment choices dependent upon said client-specific template information thereby generating objectively quantified investment choices. The client-specific template information includes performance criteria, weightings, defined investment dataset information, filters configured for... Agent: Galasso & Associates, Lp

20070043643 - Separate trading of registered interest and principal of securities system, method and computer program product: A computer program product embodied on a computer readable medium may enable a computer processor to perform a method for generating a correlated investment. The method may include the steps of: discounting to present value one or more future liabilities at a discount rate of a bond that matures at... Agent: Venable LLP

20070043645 - Structuring method and associated modelling software for the syndication of federal low-income housing tax credits generated by mixed-income tax-exempt bond financed low-income housing tax credit projects: Mixed-income housing projects generate federal low-income housing tax credits. Previously, due to numerous impediments, it has been impossible to efficiently syndicate these credits, resulting in many going to waste every year. The present invention relates a method that allows for more efficient syndication of the available tax credits, as well... Agent: Bingham Mccutchen LLP

20070043647 - Electronic trading environment with price improvement: The invention includes systems and methods for price improvement in an electronic trading environment. The systems of the invention may include such components as auction clients for market participants to provide best prices and an auction module to coordinate auctions. The methods of the invention may include receiving best price... Agent: Howrey LLP

20070043648 - Foreign exchange trading platform: A foreign exchange platform for performing a foreign exchange transaction between a trading platform and a customer receives currency pair pricing information from a first liquidity provider and also receives the foreign exchange transaction from the customer. The platform then determines whether the foreign exchange transaction can be executed; and... Agent: Mcdermott, Will & Emery

20070043651 - Method and system for grouping merchandise, services and users and for trading merchandise and services: The apparatus and method disclosed herein is a new e-commerce business model and its possible embodiments. By grouping merchandise and users, the invention provides new interfaces between multiple merchandises/service, multiple askers and multiple bidders. Certain merchandises/services will be identified and grouped with a Merchandise Group ID (MGID). Each MGID represents... Agent: Stephen T. Keohane

20070043646 - Methods, systems, and computer program products for conducting a business transaction using a pub/sub protocol: Methods, systems, and computer program products are disclosed for conducting a business transaction using a pub/sub protocol. Information about at least one of a sale or auction is received. The information is provided and updated using a pub/sub protocol. A request to take part in the sale/auction is sent and... Agent: Scenera Research, LLC

20070043652 - Opening price process for trading system: A system for determining an opening price for products traded over a distributed, networked computer system is described. The system includes a plurality of workstations for entering orders for financial products into the distributed, networked computer system, said orders specifying a quantity of the financial product. A plurality of workstations... Agent: Fish & Richardson PC

20070043649 - Order entry in automated trading systems: Quotes entered into an automated trading system may comprise a visible, or primary, amount, and a linked or hidden amount. The visible amount only is shown to other traders on the system but part or all of the linked amount may be dealt if the order with with the quote... Agent: Dickstein Shapiro LLP

20070043650 - Systems and methods for providing investment opportunities: The invention relates to methods and systems for providing investment competitions. In one aspect, trading algorithms that automatically generate trading instructions in response to market data are developed by and received from a distributed plurality of independent trading algorithm developers. The algorithms are periodically executed against market data and generate... Agent: Goodwin Procter LLP Patent Administrator

20070043653 - Systems and methods for providing investment opportunities: The invention relates to methods and systems for providing investment competitions. In one aspect, trading algorithms that automatically generate trading instructions in response to market data are developed by and received from a distributed plurality of independent trading algorithm developers. The algorithms are periodically executed against market data and generate... Agent: Goodwin Procter LLP Patent Administrator

20070043657 - Account management systems and methods: A method of managing accounts relating to presentation instruments includes receiving at a host computer system information from a client defining an account management rule. The rule includes an event, a condition, and an action to be taken if the condition is satisfied upon the occurrence of the event. The... Agent: Townsend And Townsend And Crew, LLP

20070043654 - Automated loan evaluation system: Disclosed is a system and method of creating a probability of delinquency database using historical loan data and a plurality of loan factors, for use in determining a loan rate, the method comprising: identifying a plurality of multi-level loan factors; creating a pool from the historic loan data, wherein the... Agent: Haynes And Boone, LLP

20070043658 - Computer assisted loan insurance determination: The instant invention provides methods where a negotiated sales price can be verified as an acceptable home value without the need to hire or wait for an appraiser. The instant invention also provides methods for refinancing, where an acceptable home value for a refinance is determined and used for the... Agent: Wilson Sonsini Goodrich & Rosati

20070043660 - Debt sales system and method: A system and method for transferring credit accounts over a network include steps and means for receiving search criteria from a user, searching a credit account database for available credit accounts based on the search criteria, providing results of the searching to the user, the results including a summary of... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20070043655 - Incorporation of adverse selection in customized price optimization: Automatically evaluating a price is disclosed. A price sensitivity effect of the price is accounted for where increasing the price has a tendency to decrease an acceptance rate. An adverse selection effect of the price is accounted for where increasing the price has a tendency to increase a risk. The... Agent: Van Pelt, Yi & James LLP

20070043662 - Method of determining prior net benefit of obtaining additional risk data for insurance purposes via survey or other procedure: A method is disclosed for determining the prior net benefit of obtaining data relating to an individual risk in an insurance portfolio, via a survey or similar procedure. A risk model is developed at the individual risk level for mathematically estimating the probability of expected loss given a set of... Agent: Mccormick, Paulding & Huber LLP

20070043656 - Method of risk modeling by estimating frequencies of loss and loss distributions for individual risks in a portfolio: A method of predictive modeling is for purposes of estimating frequencies of future loss and loss distributions for individual risks in an insurance portfolio. To forecast future losses for each individual risk, historical data relating to the risk is obtained. Data is also obtained for other risks similar to the... Agent: Mccormick, Paulding & Huber LLP

20070043659 - Systems and methods for acquiring, managing, placing, collecting and reselling debt: A system is provided for comprehensive debt management. Debt is typically acquired in the form of portfolios from the issuers of debit (e.g., creditors, such as credit card banks), which are referenced herein as “primary issuers” of debt. The custodian of the present invention is the acquiring party and is... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20070043661 - Systems and methods for placing debt: A system is provided for placing debt with a debt collector from a plurality of debt portfolios. Each of the debt portfolios includes a plurality of individual debt accounts. The system includes a collections module for maintaining collector data for a plurality of debt collectors. The system includes a placement... Agent: Rothwell, Figg, Ernst & Manbeck, P.C.

20070043663 - E-payment advice system: An e-payment advice system includes a at least one payor computer system generating payment instructions and payment advice records. At least one web-based server receives and stores payment advice records from the payor and generates a unique identifier for each payment advice records and returns the identifier to the payor... Agent: Belasco, Jacobs & Townsley LLP Howard Hughes Center

20070043664 - Mobile telephone services provided using pre-paid financial accounts: A method and system for providing telephone services. An exemplary system includes a financial account having at least one balance. Funds can be added to the balance of the account using a variety of deposit mechanisms. Similarly, the funds located in the account may be accessed using a variety of... Agent: Workman Nydegger (f/k/a Workman Nydegger & Seeley)

20070043665 - Service charge adjustment platform: A method of providing a representative or customer with an opportunity to electronically process a request to adjust, refund or waive a service charge on various products and services, comprising the steps of a) receiving requests via various channels such as phone, facsimile, in person, on-line, etc.; b) maintaining an... Agent: Hunton & Williams LLP Intellectual Property Department

20070043666 - Managed deposit program: A method and machine readable storage for an enhanced return federally insured deposit program. A banking method consistent with the present invention can include receiving deposits from multiple customers into a custody account at a bank for enabling management of the received deposits by an administrator of the deposits. The... Agent: Steven M. Greenberg Christopher & Weisberg, P.A.

20070043667 - Method for secure storage and delivery of media content: The memory device contains control structures that allow media content to be stored securely and distributed in a manner envisioned by the content owner, or service providers involved in the distribution. A wide variety of different avenues become available for distributing media content using such memory devices, such as where... Agent: Parsons Hsue & De Runtz, LLP - Sandisk Corporation

20070043668 - Methods and systems for negotiable-instrument fraud prevention: An authentication value is provided in a magnetic-ink field of a negotiable instrument. The authentication value is derived from application of an encryption algorithm defined by a secure key. The authentication value may be used to authenticate the instrument through reapplication of the encryption algorithm and comparing the result with... Agent: Townsend And Townsend And Crew, LLP

20070043673 - Display control apparatus, display control method, and storage medium storing display control program: A display control apparatus for controlling display of a document on a display part, includes an acquiring section that acquires authentication information associated with a user entering a predefined area, a deciding section that decides whether or not the authentication information acquired by the acquiring section satisfies a display authorization... Agent: Morgan Lewis & Bockius LLP

20070043674 - Information technology governance and controls methods and apparatuses: Embodiments of the present invention provide methods and systems for automated change audit of an enterprise's IT infrastructure, including independent detection of changes, reconciliation of detected changes and independent reporting, to effectuate a triad of controls on managing changes within the IT infrastructure, preventive controls, detective controls and corrective controls.... Agent: Schwabe, Williamson & Wyatt, P.C. Pacwest Center, Suite 1900

20070043672 - Per unit basis software licensing model: A method for determining a bill for a software application, said method comprising providing use of the application by a subject, determining a number of billable CPU minutes associated with the use of the application, and determining the bill based on the number of billable CPU minutes. The method includes... Agent: Fliesler Meyer LLP

20070043671 - Protected viewing of digital files: Unlocking digital content embodied in digital readable form includes generating a test based on the user having physical possession of a printed copy of the digital media, sending the test to the user requesting an answer to test, evaluating the answer supplied by the user; and if the test was... Agent: Fish & Richardson PC

20070043675 - Software license manager: A method is disclosed for licensing software components and providing access authorization to software components and/or instantiations of software objects through sublicenses and/or value points, wherein a sublicense and/or value points are associated with each software module and/or the instantiation of a module. Access authorization is based on a comparison... Agent: Henry M. Feiereisen Henry M. Feiereisen, LLC

20070043670 - Tags for unlocking digital content: Unlocking digital content embodied in digital readable form on a digital media carrier is described. Unlocking the digital content includes evaluating a code provided by a user scanning a tag attached to a printed, physical copy of the digital content; and if the code corresponds to an authorized code, unlocking... Agent: Fish & Richardson PC

20070043669 - Techniques for protected viewing of digital files: Unlocking digital content embodied in digital readable form on a digital media carrier includes generating a test based on text that is printed in a physical copy of the digital content, prompting a user to input text that appears on a specific page of the physical copy, evaluating whether the... Agent: Fish & Richardson PC

20070043677 - Point of sale product authorization: There is provided a system for authorizing a sale of a product at a point of sale. A database has an activation key table. An input device inputs an activation key during a point of sale transaction. A backend system compares the activation key with the activation key table to... Agent: Paul D. Greeley, Esq. Ohlandt, Greeley, Ruggiero & Perle, L.L.P.

20070043676 - Prepaid accounting system for a wireless local area network and method thereof: A prepaid accounting system for a wireless local area network (WLAN) and a method thereof are provided. The system includes: an authentication control point, an authentication server, and a service control point. The authentication control point is used to control access of a subscriber to WLAN; the authentication server is... Agent: Merchant & Gould PC

20070043678 - Optical character recognition technique for protected viewing of digital files: Unlocking digital content embodied in digital readable form on a digital media carrier includes receiving a scanned image of a page from scanning a physical copy of content, evaluating the scanned image; and if the scanned image corresponds to a selected page of the digital content, unlocking the digital content.... Agent: Fish & Richardson PC

20070043680 - Digital license migration from first platform to second platform: A digital license is migrated from a source platform to a target platform. At the source platform, a migration image is produced to include the license and corresponding data therein, and the license is deleted from such source platform. At the target platform, permission is requested from a centralized migration... Agent: Woodcock Washburn LLP (microsoft Corporation)

20070043679 - N-tier license distribution: A system and method for the issuance of software licenses through a tiered structure, whereby a software license is issued from a software developer to an end user through one or more intermediate layers of distribution. The system and method for doing so enforces a predefined security policy. In an... Agent: Venable LLP

20070043681 - Online transactions systems and methods: Embodiments of the present invention relate to an online transaction method enacted between a first party and a second party, for example a customer and a bank respectively. The method of the embodiment includes the steps of the first party transmitting a transaction request comprising transaction details and the second... Agent: Standley Law Group LLP

20070043683 - Metadata driven methods and systems to process financial data: Metadata driven methods and systems utilized to process financial data include a method to generate a plurality of first acquirer dependent software components based on a first acquirer settlement metadata file that corresponds to a first acquirer. The first acquirer dependent software components are used to generate an acquirer settlement... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070043682 - Point of sale product authorization: A method for authorizing a sale of a product, comprising: sending a first key from a point of sale device to a key management system; determining if the first key is found in the key management system; determining whether the first key is associated with a valid merchant identifier and... Agent: Paul D. Greeley Ohlandt, Greeley, Ruggiero & Perle, L.L.P.

20070043684 - Central management of a credential production system: A credential production system includes at least one credential production device, at least one computing device in communication with the at least one credential production device and a central administrator device configured to enable an authentication feature on the at least one credential production device. The at least one computing... Agent: Westman Champlin & Kelly, P.A.

20070038464 - 2-dimensional code formation method and formation device: The 2-dimensional code formation method of this invention comprises: a process of specifying the code size for 2-dimensional code; a process of specifying storage information to be written in the 2-dimensional code; a process of setting the cell size for the unit cell of the 2-dimensional code; a process of... Agent: Bacon & Thomas, PLLC

20070038470 - Content information sales management method and distribution management method: Disclosed herein is a content information sales management method including the steps of: causing a distribution source apparatus to distribute trial content information, trial use rules stating trial use conditions, and distribution source identification information for identifying the distribution source apparatus to a distribution destination apparatus; causing the distribution destination... Agent: Wolf Greenfield & Sacks, PC

20070038466 - Electronic sweepstakes entry distribution system: A method of distributing sweepstakes entries includes associating a product with a user account. The product may be a product such as Internet access time, calling card minutes, gift card credit, other types of store credit, or any other type of product. One or more sweepstakes entries are associated the... Agent: The Culbertson Group, P.C.

20070038468 - Method and system for sponsoring sports teams and individual athletes: A system and method for sponsoring sports teams or individual athletes that enables a plurality of users to use the power of accumulation to sponsor sports teams or individual athletes. Users can contribute an amount of money smaller than what is normally required to sponsor a sports team or athlete... Agent: Needle & Rosenberg, P.C.

20070038467 - Remote loading of a database: A method of loading a real estate database, including the steps of identifying an address of real estate for an associated task; associating a geographical coordinate to the address; conveying the address and a geographical coordinate to a data gathering apparatus; and fulfilling the task. Fulfilling the task includes the... Agent: Max W. Garwood 450 N. Jefferson Street

20070038465 - Value model: A value model that can be used to value an enterprise function is provided. The value model includes one or more levels of enterprise function nodes that are related to each other and/or a bottom level of driver metric nodes, such as driver metric nodes in a value driver graph.... Agent: Hoffman, Warnick & D'alessandro LLC

20070038469 - Web site lead generator: An Internet marketing system which can generate a user contact information window in a non-intrusive manner. The user contact information window allows the user to enter his or her contact information, which is then transmitted to the operators of the web site so that they can contact the user at... Agent: Muskin & Cusick LLC

20070038473 - Automated personal trainer: The present invention allows users to monitor their workouts using a small, portable device which provides feedback regarding speed of exercise repetition and range of motion, enabling the user to use pneumatic or cable driven workout structures safely, efficiently, and effectively. In a typical embodiment, the present invention allows a... Agent: Hoffman Warnick & D'alessandro, LLC

20070038475 - Dynamic healthcare modeling: A method for simulating a clinical trial includes: selecting a trial procedure for a simulated trial corresponding to the clinical trial; generating a population of subjects for the simulated trial; searching the population of subjects to determine acceptable subjects for the simulated trial; selecting subjects for the simulated trial from... Agent: Morrison & Foerster LLP

20070038471 - Method and system for medical communications: Providing medical communications to patients using the steps of receiving first data relating to a test from a laboratory via electronic data interchange and retrieving second data relating to a patient associated with the first test data. A medplate is selected medplate based upon the first test data and autopopulated... Agent: Edwards & Angell, LLP

20070038476 - System, method, and computer program product for medical treatment: A client care method, system, and computer program product which provides a package of accommodation, concierge, and/or clinical services to clients outside of a medical facility. The clients may be bundles to share service providers at the same geographic location.... Agent: Wolf Greenfield & Sacks, PC

20070038472 - Systems and methods for managing clinical trials: Improved clinical trial methods including the use of subject monitors operating separately from standard clinical trial facilities and/or protocols. The subject monitors may independently or separately contact individual subjects to reinforce trial protocols, and observe compliance levels. Databases may be built and maintained for providing indications of the quality of... Agent: Crompton, Seager & Tufte, LLC

20070038474 - Workflow and communications logging functions of an automated medical case management system: Exemplary embodiments of the present invention perform workflow and communications logging functions in a hospital radiology department, free-standing imaging center, or other institution providing imaging services. The exemplary embodiments allow logging of communications and attempted communications both within the department and with personnel outside the department. The logs permanently memorialize... Agent: Taft, Stettinius & Hollister LLP

20070038477 - Maintaining and communicating health information: A patient record is created from data received from a network device and is stored in a database. The data represents patient information and possibly other personal data. A plurality of access privileges may be associated with the patient record, each of which may specify a different type or amount... Agent: King & Spalding LLP

20070038480 - Automated processing of electronic medical data for insurance and disability determinations: Methods and systems are described for automated processing of medical data for insurance and disability determinations. Based on medical conditions claimed by a claimant, medical evidence queries are automatically generated to provide instructions to medical providers for conducting physical exams and laboratory tests and for retrieving medical records. After medical... Agent: Mcdermott Will & Emery LLP

20070038479 - Automated processing of medical data for disability rating determinations: Methods and systems are described for automated processing of medical data for insurance and disability determinations. Based on medical conditions claimed by the claimant, medical evidence queries are automatically generated to provide instructions to medical providers for conducting physical exams and laboratory tests and for retrieving medical records. After medical... Agent: Mcdermott Will & Emery LLP

20070038483 - Computer-implemented personal information manager method and system: A computer-implemented method for managing personal information. The method includes (a) electronically receiving personal information of a monitored individual and a unique identifier of the monitored individual; (b) electronically receiving mortality information based on a mortality database having one or more records; and (c) electronically searching the mortality database records... Agent: Brooks Kushman P.C.

20070038482 - Cosmetic dental insurance policy: A cosmetic dental insurance policy and a system and method for issuing a cosmetic dental insurance policy providing cosmetic dental benefits are provided. In one embodiment, the cosmetic dental insurance policy is a rider to a base dental insurance policy. Cosmetic dental benefits include, for example, veneers and bleaching. A... Agent: Alston & Bird LLP

20070038481 - Insurance products and related methods and systems: A method of structuring a life insurance product includes: selecting one or more insureds from a pool of applicants; collecting at least one premium payment, the at least one premium payment comprising a charge for cost of insurance; issuing at least one policy covering the one or more insureds, the... Agent: Patton Boggs LLP

20070038488 - Method and apparatus for internet on-line insurance policy service: An Internet on-line insurance policy service system that facilitates real-time automated communication of policy information, adjustment of policy parameters, calculation and communication of resulting policy quotes, and implementation of policy changes, while obviating insurer personnel involvement and supervision of the communication. The system comprises a plurality of software modules relating... Agent: Brinks Hofer Gilson & Lione

20070038485 - Method and automated system for evaluating and trading insurance risk: Automated system used by an insurance carrier that is used by carrier for evaluating insurance risk and for setting optimal premiums for policies where the carrier's underwriters act as traders of the risk by relying on the system to determine whether to issue policies and to determine a range of... Agent: Bryan K. Wheelock

20070038478 - Method of automated processing of medical data for insurance and disability determinations: The present invention relates to methods and systems for automated processing of medical data for insurance and disability determinations. Based on medical conditions claimed by the claimant, medical evidence queries are automatically generated to provide instructions to medical providers for conducting physical exams and laboratory tests and for retrieving medical... Agent: Mcdermott Will & Emery LLP

20070038486 - Methods and systems for candidate information processing: A system and method for systematically managing a detailed policy of appropriate action for acquired background data that may contain predetermined discrepancies. A process evaluates discrepancy data against an adaptable policy mapping engine and provides an action set for further processing of a candidate for employment. A notification mapping engine... Agent: Fulbright & Jaworski LLP Attn: John Klos

20070038484 - Methods and systems for health insurance claims submission and processing: A system and method of submitting and processing health insurance claims includes displaying a request for claim information to an insured on a terminal connected to a network, entering the claim information by an insured via the terminal, generating an identification number associating the claim information with the health insurance... Agent: Wolf Block Schorr And Solis-cohen LLP

20070038487 - Senior assisted living eligibility system: A computer assisted method of evaluating the availability and eligibility for benefits for individuals, such as senior citizens and persons in assisted living facilities, including the steps of gathering appropriate information about background, military history, finances, financial status, health status, heath care needs, personal history and personal information related to... Agent: Roetzel And Andress

20070038490 - Method and system for analyzing business architecture: A method and system is presented for defining a technique that uses business process, business activities, and data model and mapping to define a best-practice business and Information Technology (IT) blueprint to address client transformation to a new architecture. The present invention defines an eight step Business Architecture Analysis Process... Agent: Dillon & Yudell LLP

20070038489 - Server-side project manager: A server-side project manager utilizes a set of web service APIs to create, update, schedule and manage projects on a server. A user submits a project update request when the user creates a new project or modifies an existing project. The project update request is associated with an API that... Agent: Merchant & Gould (microsoft)

20070038497 - Applicant screening: Systems and methods for screening applicants are disclosed herein. A method of screening applicants is performed by a screening server. The server begins by receiving a selection of screening services and an applicant profile that identifies an applicant. The screening continues by generating screening results specified by the selection of... Agent: Hensley Kim & Edgington, LLC

20070038493 - Integrating performance, sizing, and provisioning techniques with a business process: Techniques are provided for automating allocation of resources based on business decisions. An impact of a business decision is quantified in terms of information technology (IT) metrics. The resources that may be needed to address the impact are estimated. The estimated resources are provisioned.... Agent: Konrad Raynes & Victor, LLP Attn: Ibm54

20070038498 - Method and system for allocating specific appointment time windows in a service industry: The present invention provides a method for allocating appointment time windows. The steps of this method include creating a statistical estimate of a daily schedule comprising a series of estimated service orders. An actual service order is then received. This actual service order is inserted into the daily schedule by... Agent: Andrews Kurth LLP Intellectual Property Department

20070038491 - Method of scheduling: A method and apparatus for scheduling are disclosed. The apparatus applies tests to microscope slides, where the slides are loaded in trays. Each tray is treated as a batch, and batches may be interleaved to reduce the total running time of testing all slides in up to three batches. The... Agent: Sughrue Mion, PLLC

20070038492 - Model for process and workflows: A process is modeled in such a way that an interface to the process, or an abstract representation of the process, is separate from workflow implementations of the process. Process patterns can be captured, and customizations to a base process can be made as well.... Agent: Westman Champlin (microsoft Corporation)

20070038495 - Online web based organizer: The present invention allows users to create virtually any online list to store and sort data. Users can choose from pre-made templates for a specific organizer including, but not limited to, automobile, birthdays, bookmarks, computer information, contacts, critical information, emails, favorites, home information, lock combinations, lost wallet information, tracking on-line... Agent: Law Office Of Steven B. Leavitt, L.L.P.

20070038494 - Team management system and method: A system and a method for managing teams engaged in projects by improving team communications, organizing and directing team workflow, and improving individual and team performance is disclosed. Embodiments of the invention are n-tiered systems comprising a data storage component running on one or more servers, a business rules component... Agent: Altimatia, L.L.C.

20070038496 - Workflow engine for managing a worklist and method thereof: A computer-implemented workflow engine for management of a worklist includes a worklist server interfaced with an information system providing services and storing a worklist entry, a task scheduler coupled to the worklist server, wherein the task scheduler decomposes the worklist entry stored by the worklist server, a task interpreter coupled... Agent: Siemens Corporation Intellectual Property Department

20070038500 - Ontology-driven information system: An ontology-driven information system includes a plurality of models, each of which expresses an aspect of a business domain using concepts and relationships between concepts. An ontology, which is in communication with each of the plurality of models, provides uniform definitions for the concepts and relationships between concepts used in... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070038499 - Universal workflow-based routing: The present invention facilitates the creation and implementation of Workflow Templates and also the designation of linkage between these templates and specific projects dealing with different media type handling. Workflow Templates are used to automatically generate user interface views which will be used by agents, knowledge workers, supervisors and customers.... Agent: Paul, Hastings, Janofsky & Walker LLP

20070038501 - Business solution evaluation: An improved solution for managing a set of business solutions is provided. Each business solution includes one or more modifications to one or more business concerns for a target enterprise. A value model that comprises a value for each of the business concerns is used to determine a business value... Agent: Hoffman, Warnick & D'alessandro LLC

20070038502 - Efficient frontier and attainment rate for business transformation outsourcing: A method and system for establishing an Efficient Frontier (EF) and Attainment Rate (AR) for Business Transformation Outsourcing (BTO) is presented. EF is the maximum service level achievable at a point in time for a specific business process or business process area. AR is the pace at which the EF... Agent: Dillon & Yudell LLP

20070038503 - Method for olympic event hospitality program management: One aspect of the present invention is a method for effectively managing aspects of hospitality for an event. Event's may include Olympic (or other) event. An inventory of event hospitality items is acquired for the creation of hospitality program for client groups. Information from client's guest which make up the... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20070038504 - Method and device for determining the causes of malfunctions and performance limits in installations: The invention relates to a method and a device for determining the causes of malfunctions and performance limits in installations. It is difficult to determine the causes of disturbances and/or performance-limiting factors in complex installations. The inventive method allows malfunctions in an installation to be eliminated and/or the performance thereof... Agent: Siemens Corporation Intellectual Property Department

20070038505 - Method and systems for workforce management: Methods and systems for integrating functions of human capital resource management pursuant to workforce development and maintenance are provided. A plurality of modules may be provided, and those modules may, amongst other things, establish corporate goals and individual employee objectives; establish and maintain the workforce population (workforce analysis); define and... Agent: Fulbright & Jaworski L.L.P.

20070038506 - Systems and methods for facilitating product and service transactions: An online method and system permits entities to arrange for the movement of a good from a first location to a second location, particularly for a good that has physical characteristics that do not permit economical shipment by overnight mail. An example of such an item is a used and/or... Agent: Banner & Witcoff, Ltd.

20070038507 - A system and method for enabling prospects to contact sponsoring advertisers on the telephone directly from an internet-based advertisement with just a single-click, and efficiently tracking from what internet location (url) the telephone contacts are ini: The present invention provides a system and method for enabling prospects to contact sponsoring advertisers on the telephone directly from an Internet-based advertisement with just a single-click and provides the ability to track from which Internet location (URL) these telephone calls are generated, thereby enabling a more convenient and efficient... Agent: Jeffrey Furr

20070038513 - Automated telecommunication system that enables consumers to place telephone calls free of charge: A method of operating an automated telecommunication system, including accepting an incoming telephone call from a consumer at a location to be identified by the system who is prompted to enter a telephone number of a called party, playing at least one advertisement to the consumer, the advertisement being chosen... Agent: Stein, Mcewen & Bui, LLP

20070038514 - Bid-based delivery of advertising promotions on internet-connected media players: Media players are programmed to automatically connect to a media object distribution server upon activating events so that media promotions may be transmitted from the media object distribution server to the media players for display to their users. Determination of which media promotions are to be transmitted is based upon... Agent: Patent Department Macrovision Corporation

20070038509 - Budget-based advertisement placement: Budget-based advertisement placement is described. Advertisements are selected for display via multiple available ad slots. Click-through prices are calculated for each of the advertisements such that if a particular advertisement is selected by a user, an advertiser is charged the click-through price for that advertisement. The advertisements are assigned to... Agent: Lee & Hayes PLLC

20070038511 - Combined search engine and consumer incentive advertising system and method: A combined advertising search engine and consumer incentive system which allows an account holder to accrue awards points for selecting an advertiser listing among a search results list and for making purchases within the system and later redeeming said awards points for products or services. The system also provides convenience... Agent: Lorraine M. Donaldson #610

20070038515 - Method and system for issuing, aggregating and redeeming merchant reward points with a credit card network: A loyalty reward point system that utilizes the pre-existing infrastructure of network such as a credit card network. A user makes a purchase at a merchant using a token such as a credit card. As part of the purchase transaction, the user is awarded reward points from the merchant based... Agent: Anthony R. Barkume

20070038508 - Normalized click-through advertisement pricing: Normalized click-through advertisement pricing is described. Advertisements are assigned to advertisement slots on a web page. Click-through prices are calculated for each of the advertisements such that if a particular advertisement is selected by a user, an advertiser is charged the click-through price for that advertisement. Over time, the calculated... Agent: Lee & Hayes PLLC

20070038512 - Product and service offering via website intermediary: A computer-implemented method for displaying offering information to a website visitor visiting an intermediary website is disclosed. The intermediary website is associated with an intermediary that consolidates offering data from a plurality of sellers. The method includes ascertaining a status of the website visitor based on a unique identification associated... Agent: Venkateshwara Reddy

20070038516 - Systems, methods, and computer program products for enabling an advertiser to measure user viewing of and response to an advertisement: Systems, methods, apparatus, and/or computer program products for measuring if, when, how, and/or to what degree an user responds to an advertisement to enable an advertiser to produce an unique advertisement for the user and measure the effectiveness of advertisements through wireless and other media channels. The system enables an... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070038510 - Telematics marketing information acquistion triggering method and system: A method for acquiring marketing information from a marketing call center. The method involves a setting of a marketing information trigger based on a pre-determined event corresponding to at least one of a vehicle and an in-vehicle telematics unit, and an initiation of a call to the marketing call center... Agent: General Motors Corporation Legal Staff

20070038517 - Point-of-sale terminal: A POS terminal includes a display, basic computer components and a housing in which basic computer components are mounted. The display is a flat panel display. A convex-block for positioning the display is provided on the back of the display. The housing comprises at least two carrying surfaces, at least... Agent: Kinney & Lange, P.A.

20070038518 - Image processing apparatus and method: Disclosed is an image processing apparatus in which when a scanning job for which a fee is charged is executed, utilization of scanned data by a user who has not paid the fee can be prevented and it is possible to avoid a situation in which a user who has... Agent: Fitzpatrick Cella Harper & Scinto

20070038522 - Auto buying system and method: Embodiments consistent with the invention relate to a computer-implemented method for providing an offer for a vehicle desired by a customer at a discounted price. The method may comprise receiving a vehicle request from the customer including characteristics of the vehicle desired by the customer and a location associated with... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070038531 - Automated quoting of cnc machined custom molds and/or custom parts: A customer sends a CAD file for the part to be manufactured to the system. The system assesses the CAD file to determine various pieces of manufacturing information. One or more acceptability criteria are applied to the part, such as whether the part can be machined in two opposing orientations... Agent: ShewchukIPServices

20070038527 - Data distribution system, data distribution method, server, and terminal device: The present invention provides a data distributing system for transmitting and receiving data between a terminal device and a server via a network. The server stores, for content data, additional data for modifying the content data or new content data obtained as a result of the modification of the content... Agent: Wolf Greenfield & Sacks, PC

20070038530 - Gemstone certificate production and delivery system: This invention is a method for delivering, viewing and printing an electronic gemstone certificate to a remote computer or PC via the internet. When the gemstone, diamond or jewelry piece reaches the final retail store, a unique identification number is entered into interactive report viewer software, and the corresponding electronic... Agent: Cook & Franke S.c.

20070038521 - Group quoting system for housing components: A quoting system for housing components, especially cabinets, includes a product database storing a plurality of product identifiers for different cabinet components, each having an associated cabinet style. The system further includes a quote database storing a plurality of quotes, each quote relating each of a plurality of pricing groups... Agent: Carlson, Gaskey & Olds, P.C.

20070038528 - Inventory-less distribution: A method in support of an e-commerce transaction between an outlet and a customer with respect to products not held in inventory by the outlet. A provider facilitates the transaction by making available for selection a set of products available for inclusion as a product offering on an outlet's web... Agent: Darby & Darby P.C.

20070038524 - Inventory-less transaction fulfillment: A method in support of fulfilling an e-commerce transaction between an outlet and a customer with respect to products not held in inventory by the outlet. When a customer selects one of the items not held in inventory by the outlet, the outlet forwards a purchase order to the provider... Agent: Darby & Darby P.C.

20070038519 - Method and apparatus for supporting content purchases over a public communication network: A method and apparatus for supporting a purchase of content over a public communication network from a content provider (404) to a customer (400) using an access operator for communication. The content provider receives a purchase request for content from the customer over the public network (102). The requested purchase... Agent: Ericsson Inc.

20070038520 - Method and system for alternative provisioning: A programmed method for supplying content includes receiving via a network a request for a first content for use on a device, from a requester; automatically selecting a second content to fulfill the request; and providing the second content to a source of the request. From the point of view... Agent: David Aker

20070038529 - Supply-chain side assistance: An apparatus, device, method, computer program product, and system that identifies an item having a presence within a geographic locale in response to a signal indicative of the item, obtains a first instance of a supply-chain assistance corresponding to the identified item from a first source and obtaining a second... Agent: Searete LLC Clarence T. Tegreene

20070038523 - System and method for transactional hedging: A system and a method for supporting e-commerce and card present transactions in multiple currencies, in which the local currency of the purchaser is different from the local currency of the vendor, such that the exchange between the currencies is hedged at the time of sale of the product. The... Agent: Sullivan & Worcester LLP

20070038526 - System and method to optimally clear non-selling inventory: A seller desiring to sell items in an inventory configures seller filters which are then applied to the inventory to provide a filtered inventory. Buyers configure buyer filters to indicate items that they are interested in purchasing. A match is found within the inventory that falls within the parameters established... Agent: Stoel Rives LLP One Utah Center

20070038525 - Systems and methods of managing retailer affiliate programs: Systems and methods for managing retailer affiliate programs are disclosed. In an exemplary implementation, a method may include generating a plurality of tokens, each token uniquely identifying individual service providers enrolled in an affiliate program. The method may also include generating a plurality of unique sub-token for each of the... Agent: Trenner Law Firm, LLC

20070038532 - Method and system for integrated service delivery: A method for managing a plurality of machines may include producing a service recommendation based on status information related to the machines, and automatically generating an electronic service order for the service recommendation. The method may also include sending the electronic service order to an entity to fulfill the electronic... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20070038534 - Distributed peak power tracking solar array power systems and methods: In accordance with at least one embodiment of the present invention, a power system includes a plurality of solar panels in a solar array, with each solar panel configured to receive illumination and produce a panel power output signal for a corresponding power converter. The power converters are configured to... Agent: Macpherson Kwok Chen & Heid, LLP

20070038533 - Equity distribution system: The present invention relates to a method of creating, purchasing and selling the equity notes based on the appraised value of a real property. A property owner sells, for a certain consideration, equity note to an investor. The compensation paid may be in the form of cash or an equivalent... Agent: Neal T. Hauschild

20070038536 - Finance diagnostic tool: A method of providing financial advice that includes presenting financial related questions to a user, recording answers to the presented questions and preparing and displaying an advice report by simultaneously displaying one of the recorded answers and a benchmark that represents a predetermined level of practice corresponding to the one... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20070038538 - Method and system for selection: The present invention provides a method of copying, using a substrate, object data to a clipboard of a graphical user interface operating system, the substrate having a graphical representation of the object data disposed therein or thereon, the substrate also having coded data disposed therein or thereon, the coded data... Agent: Silverbrook Research Pty Ltd

20070038539 - Methods for financing properties using structured transactions: A method of financing real estate in a manner that provides advantageous results for all parties to the transaction is provided. A novel method includes using an accrual to achieve advantageous accounting treatment for the parties to the transaction. The transaction may be structured to enable the lessee to achieve... Agent: Nixon & Vanderhye, PC

20070038537 - Process and architecture for structuring facilities revenue bond financing: In accordance with at least one embodiment of the invention, a process and architecture may be implemented to structure bond financing or refinancing for facilities construction and/or renovation to improve economic and business terms for involved or interested parties.... Agent: Darby & Darby P.C.

20070038535 - Retirement income option: An option is provided to hedge against the risk of a reduction in retirement benefits or a change in the timing of when such benefits are received,. The option may also be used to hedge against reductions in returns from Social Security and retirement savings plans. The option is standardized... Agent: Patent Administrator Katten Muchin Rosenman LLP

20070038540 - Service point management system for use in sales promotion services: A service point management system employs a computer for managing points issued to each customer who receives service according to the points. A point issue unit issues points to the customer according to transactions performed by the customer. A point accumulation unit calculates and accumulates the issued points. A point... Agent: Staas & Halsey LLP

20070038543 - Enhanced system and method for managing financial market information: A system and method are provided for managing financial market information. According to certain embodiments, the system includes a computer having a memory, processor, and display. The processor is capable of generating a graphical depiction of the financial market information on the display. The graphical depiction includes a multidimensional representation... Agent: Baker Botts L.L.P.

20070038545 - Facilitating management of 401k retirement savings plans: A consultation analysis for a 401K retirement savings plan comprises a plurality of informational elements. Participant profiles are a first one of the informational elements and are provided for each one of a plurality of classes of participants in the 401K retirement savings plan. A model portfolio is a second... Agent: Raymond M. Galasso Galasso & Associates, Lp

20070038544 - Method and apparatus for financial investment advice available to a host of users over a public network: The investment arrangement funnels the knowledge and strategies of a host of advisors through an impartial system leveraged by a host of investors to access, evaluate and then easily invest in one or more strategies. Investment is made by an investment company which acts as a holding company for the... Agent: Dennison Associates

20070038546 - Method and system for using credit lines to enhance the durability of securities portfolios: A system and method for determining a desirous funding source and/or sources based upon at least one of user information, home information and portfolio information, wherein said desirous funding source(s) is/are based, at least in part, upon maximization of a user's assets.... Agent: West & Associates, A PC

20070038547 - Method of consolidating independent owners of distribution warehouses into an investment corporation: Methods of consolidating independent owners of distribution warehouses into an investment corporation for purposes of achieving economics of scale, for obtaining favorable mortgage financing and for creating a vehicle to enable periodic refinancing and investment of proceeds from such refinancing in real estate opportunities. The investment corporation is formed and... Agent: Perret Doise A Professional Law Corporation

20070038541 - Monetary management affair survey device to reduce preparation and review costs, reduce errors, reduce time to compile, record and review, reduce amendments, and increase accuracy and improve advisory decisions: The invention is a method of survey wherein the preferred embodiment is by electronic computer systems, allowing the respondents to respond to surveys of prohibited stock, funds, outside employment, spouse's employment, honoraria, outside agreements, arrangements, gifts, travel, and reimbursement. Before the invention, respondents had to manually fill out disclosure forms... Agent: David Tessitore

20070038542 - System and method for evaluating the performance of a retirement plan: A system, method and computer program product provide the sponsor of a retirement plan with an objective measure of the overall performance of the retirement plan. By determining the values of certain well-defined parameters, illustrated embodiments provide the sponsor with a detailed view of the operation of the retirement plan,... Agent: Myra T. Askins-sullivan Kennedy Covington Lobdell & Hickman, L.L.P.

20070038554 - Click based trading with intuitive grid display of market depth: A method and system for reducing the time it takes for a trader to place a trade when electronically trading on an exchange, thus increasing the likelihood that the trader will have orders filled at desirable prices and quantities. The “Mercury” display and trading method of the present invention ensure... Agent: Foley And Lardner LLP Suite 500

20070038555 - Click based trading with intuitive grid display of market depth: A method and system for reducing the time it takes for a trader to place a trade when electronically trading on an exchange, thus increasing the likelihood that the trader will have orders filled at desirable prices and quantities. The “Mercury” display and trading method of the present invention ensure... Agent: Foley And Lardner LLP Suite 500

20070038556 - Click based trading with intuitive grid display of market depth: A method and system for reducing the time it takes for a trader to place a trade when electronically trading on an exchange, thus increasing the likelihood that the trader will have orders filled at desirable prices and quantities. The “Mercury” display and trading method of the present invention ensure... Agent: Foley And Lardner LLP Suite 500

20070038557 - Click based trading with intuitive grid display of market depth: A method and system for reducing the time it takes for a trader to place a trade when electronically trading on an exchange, thus increasing the likelihood that the trader will have orders filled at desirable prices and quantities. The “Mercury” display and trading method of the present invention ensure... Agent: Foley And Lardner LLP Suite 500

20070038552 - Electronic real estate bartering system: A real estate bartering system implements barters between a plurality of parties each having one or more classes of items available for barter. Preferably, barter orders are created by designating a selected quantity of a first class of items to be bartered, designating a date range for transferring title of... Agent: Jlb Consulting, Inc. C/o Intellevate

20070038553 - Full price protection method as a marketing tool: Protection is provided against increases in the price of fuel. As an example, the protection may be provided for an agreed in advance quantity of fuel and/or for an agreed in advance duration.... Agent: Renner Otto Boisselle & Sklar, LLP

20070038548 - Hidden book trading system: Presented is a system and method for performing crossing of institutional security orders. The system includes a first server interconnected to a second server and client stations across a communication network. The first server includes a database and is configured to receive institutional orders from the client station, which are... Agent: Darby & Darby P.C.

20070038549 - Method and apparatus for electronic trading of financial instruments: A method and apparatus is provided for electronic trading of financial instruments. Financial instruments may be electronically traded according to any of three modes, including single instrument mode, correlated mode, and aggregated mode. One of more market depth representations showing current market price levels, Bids and Asks of the financial... Agent: Gable & Gotwals

20070038550 - Methods and systems for conditional auto trading: In at one aspect, the invention comprises an interactive software toolkit for creating custom trading strategies. Traders are provided with the ability to easily construct hybrid strategies using automated trading and event building blocks: (a) trading algorithms (for example, so-called “percentage of volume” algorithms and algorithms designed to minimize the... Agent: Morgan Lewis & Bockius LLP

20070038551 - Shari'a compliant trading: Shari'a compliant methods of trading in financial instruments are described. Also described is a system and method for enabling fund managers and brokers to act in a Shari'a compliant manner for Islamic investors. The system includes a database of Shari'a compliant instructions and a compliance and auditing system which determines... Agent: Leydig Voit & Mayer, Ltd

20070038558 - Probabilistic model generation method, apparatus, and program: There is provided with a method, including: optimizing a first objective function defined by using an explanatory variable belonging an attribute in each sample, a target variable in each sample, and a first conversion parameter to find a value of the first conversion parameter; generating by using the first conversion... Agent: Nixon & Vanderhye, PC

20070038559 - Rating notification for virtual world environment: A method and system provides arrangements creating a relationship between a real-world entity and a virtual world environment. A participant or player can participate in various virtual world experiences including activities, settings, events, purchases, sales and diverse transactions to acquire virtual products, virtual services, and/or virtual items of value. Feedback... Agent: Searete LLC Suite 110

20070038561 - Simple on-line payments facility: The invention provides a payment interface that is both simple and powerful: one that supports multiple users per customer, with proper roles and financial controls; that hides the details of the underlying payment system(s) and automatically routes payments to the appropriate system; that allows the user to create, save, and... Agent: Glenn Patent Group

20070038560 - Transaction payment system and processing: A transaction payment processing system and methods are provided. In an illustrative implementation, a transaction payment processing environment comprises a service bus environment operating one or more services/applications. The service bus environment further comprises a service bus environment program providing one or more instructions to the service bus environment to... Agent: Drinker Biddle & Reath Attn: Intellectual Property Group

20070038562 - Contractual structure for delinking a bank rating from rating of a special purpose vehicle: A contractual structure among first, second, and third companies is disclosed, wherein the first company is typically a special purpose vehicle. The first company has a payment obligation to one or more entities in accordance with one or more schedules, the payment obligation comprising a principal component and an interest... Agent: Knobbe Martens Olson & Bear LLP

20070038564 - System and method for automated payment and adjustment processing: A system and method for automated adjustment processing using pre-configured sets of business rules is provided. The seller pre-configures a set of business rules for use in processing an adjustment for a specific buyer. The set of business rules may be variable for each buyer and/or globally set. When a... Agent: Mcandrews Held & Malloy, Ltd

20070038563 - Systems and methods for managing buildings and finances: In various embodiments, building management systems and methods are provided as a stand-alone, or network based system that utilizes integrated software that manages bills, consumables (e.g., oil, propane, water, electric, food, etc.), and appointments. In various embodiments, the building management system provides increased safety, security and convenience to a user.... Agent: Kalow & Springut LLP

20070038565 - Method and system for contactless point-of-sale transaction management: A payment processing and transaction management system includes one or more devices at the point-of-sale for reading a contactless payment tag and verifying the validity of its use. Payment options can be written to memory within the tag or stored on a host accessible by point-of-sale devices when the payment... Agent: Lee & Hayes, PLLC

20070038566 - Method and system for generating an automatic authorization: A system and method for generating an automatic authorization of a shopping cart created during a procedure of electronic procurement of items depending on values stored in a database table. Data is retrieved from a database table. The data may represent a budget-value and data representing a cumulative amount spent... Agent: Kenyon & Kenyon LLP

20070038567 - Distribution of content: Among other things, a publisher of digital content items is enabled to select a digital content item to offer to another party who will present it to users. The publisher defines terms under which the other party may present the digital content item to the users and receives a request... Agent: Fish & Richardson PC

20070038568 - Fraud analyst smart cookie: A fraudulent business transaction application (FBTA) is provided in embodiments of the present invention for monitoring fraudulent transactions. When a consumer supplies account access information in order to carry out an Internet business transaction, the FBTA uses an online fraud mitigation engine to detect phishing intrusions and identity theft. Embodiments... Agent: Needle & Rosenberg, P.C.

20070038569 - Inherited transactions in asynchronous messaging: A method and system of inherited transactions in an asynchronous messaging are provided. A producer requests a message put operation in a transaction. A consumer carries out a get operation with the option to inherit the transaction of the put operation. In an inherited transaction, the consumer's transaction will not... Agent: Ibm Corporation

20070038570 - Systems and methods for providing communication services to guests at a hospitality facility: Systems and methods consistent with the present invention allow guests at a hospitality facility to communicate via VoIP from a remote terminal. For example, guests at a client terminal can place and receive phone calls, experience content, and receive targeted messages while continuing to play games at the client terminal.... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070038571 - Method for transferring encrypted useful data objects: A method for transferring encrypted useful data objects (NDO) to a first telecommunication terminal (TG1) wherein at least one encrypted useful data object is initially transferred from a switching component to the first telecommunication terminal. Time information (SABS) is transferred from the switching component to the first telecommunication terminal indicating... Agent: Bell, Boyd & Lloyd, LLC

20070038572 - Method, system and computer program for metering software usage: A method and system for metering usage of software products on a data processing system. Requests to load an executable module are monitored and, if it is determined that a request was received to load an executable module, a metering flag is checked for the executable module that is indicative... Agent: Kenneth R. Corsello IBM Corporation

20070038573 - System and method for information handling system software registration code management: Registration codes associated with applications loaded on an information handling system are stored in a registration code table by a registration code module and retrieved for use when needed by an application to perform a restricted function, such as install or maintenance functions. The registration code table is populated at... Agent: Hamilton & Terrile, LLP

20070038575 - Data copyright management system: A data copyright management system comprises a database for storing original data, a key control center for managing crypt keys, copyright management center for managing data copyrights, and a communication network for connecting these sections. Data supplied from the database to users is encrypted and distributed. The users decrypts the... Agent: Berkeley Law & Technology Group

20070038576 - Method for moving rights object in digital rights management: A method for moving Rights Object (RO) in a Digital Rights Management (DRM). RO for content is partially or entirely moved between Devices in the same group, so that the RO can be shared between the Devices and a utility thereof can be enhanced.... Agent: Birch Stewart Kolasch & Birch

20070038577 - Method of purchasing digitally encoded music, audiobooks, and video by one party for subsequent delivery to a third party: A method is described to legally purchase digitally encoded music, audiobooks, and video for direct electronic transmission to a designated recipient to ensure that the designated recipient receives full rights to use the content. The rights conveyed to the recipient are similar or identical to the rights that would have... Agent: Gerald C. Werner

20070038574 - System, method, and computer programm product for enabling file-sharing for digital media: In one embodiment a system, method, and computer program product are provided for enabling file-sharing for digital media. In use, licensing information associated with digital media is received and stored in a database. It is also determined, in real-time, licenses that are available to distribution services of digital media based... Agent: Zilka-kotab, PC

20070038578 - Method and system for digital content distribution: Systems and methods for distributing digital content from a service provider to users are described. In one aspect, a data partition scheme (methods and systems) is disclosed for a service provider to process and partition digital content into at least two parts: at least one enhancement part and at least... Agent: Huizhuo Liu

20070038580 - Identity confirmation device: Identification software used by entering the identity number in a web application or reading the barcode in a network electronically in order to prove/disprove the authenticity of said identity and the current claim or disclaim of it nationally and internationally.... Agent: Us Corporations, Inc.

20070038579 - System and method using order preserving hash: A computer implemented system and method for creating and using an order preserving hash function are provided. In an illustrative implementation, a computing environment comprises a data store having data stored in a selected order (e.g., ascending alphabetical listing) and one more instructions sets providing instructions to the computing environment... Agent: Drinker Biddle & Reath Attn: Intellectual Property Group

20070038581 - Web terminal and bridge that support passing of authentication data to acquirer for payment processing: A method is provided for passing authentication data to a third party that processes a transaction. More specifically, in connection with a transaction conducted between a first party and a second party, wherein a plurality of transaction details related to the transaction are generated, including a transaction ID which identifies... Agent: Fay, Sharpe, Fagan, Minnich & Mckee, LLP

20070038582 - Computer-based right distribution system with request reallocation: An automated ticket auctioning system receives and evaluates bid information records received from a plurality of remote terminals. Each bid information record corresponds to at least one bid for one or more desired seats at a venue. Each bid information record may also include a plurality of additional bids identified... Agent: Knobbe Martens Olson & Bear LLP

20070038583 - Test system for a user terminal apparatus and test automation method therefor: In a test automation method and test system for a user end apparatus that can be communicatively connected with a test automation apparatus, at least one data processing unit and a non-volatile memory for storage of a test workflow program as well as a first external interface and a second... Agent: Schiff Hardin, LLP Patent Department

20070038584 - Method for delivering free gift and advertising: Sanitary free gifts are delivered in a sealed container to children located at points of giving frequented by children. The container contains collateral material such as advertisements, coupons or free samples directed to appeal and educate the children, parents or guardians of the children. The delivery system is designed to... Agent: Paul J. Cook

20070033058 - A method of marketing and manufacturing a bed assembly: A method of marketing and manufacturing a bed assembly where a box spring, a mattress having a removable top, and a plurality of comfort layers are selected from a variety of options based on a customer's desired level of comfort. Once selected a customer evaluates the selected assembly as compared... Agent: Zarley Law Firm P.L.C

20070033061 - Business methods for commercializing antimicrobial and cytotoxic compounds: Business methods for the commercialization of antimicrobial and cytotoxic compounds, including antibiotics and chemotherapeutic agents, are disclosed. According to one embodiment of the invention, drugs that are found to be effective but unsafe at therapeutic dosages are rescued by way of the use of an inhibitor of DNA repair, recombination,... Agent: Seed Intellectual Property Law Group PLLC

20070033062 - Business methods, systems, and computer programs for designing customized biological assays and producing related catalogs and kits: The present invention provides business methods, systems, and computer programs for identifying, categorizing, and guiding the selection of biological assays and reagents, as well as producing and selling customized catalogs and kits of reagents that may be used in performing such assays. These business methods, systems, and computer programs may... Agent: Seed Intellectual Property Law Group PLLC

20070033065 - Electronic music apparatus, control method therefor, and program for implementing the control method: An electronic music apparatus which can simplify the operating procedure for reproduction of sample contents. When a user designates a sample content as an object for download distribution using a setting operator, the sample content is distributed by download distribution and received by the electronic music apparatus. The received sample... Agent: Rossi, Kimms & Mcdowell LLP.

20070033063 - Method and apparatus for making cloth articles: A method for making cloth articles comprises the steps of measuring, at a selling point, the person designed for wearing the finished cloth article, telematically sending the taken measurements to a tailor's electronic processor, processing the sent measurements and generating a file to be telematically sent to the selling point,... Agent: Hedman & Costigan P.C.

20070033064 - Method of and system for capturing data: In one embodiment of the invention, a company could create a system whereby individual job seekers voluntarily enter their own career history information as well as their implicit preference information. In addition to these job-seeker entered profiles, a company could create technology to aggregate job listings from multiple sources. In... Agent: Innovation Management Sciences

20070033059 - Multi-format, all media, creation method, event marketing software: A media production method is presented in which multiple events are created and managed Events are created using the selection of templates and data bases. Each template can be transformed into multiple media formats. A user can populate a data base, where this data base will serve each media format... Agent: Jennipher Adkins

20070033060 - System and method for location assessment: A system and method for assessing potential outsourcing locations is provided. The system and method decompose the goal of assessing the potential locations into a hierarchy of criteria, such as an analytical hierarchy process model. One example of hierarchy of criteria comprises cost, capability, and risk. The user may input... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20070033069 - Fitness network system: Systems and methods to implement a fitness network system are disclosed. A disclosed example system includes a first data terminal operatively coupled to an exercise machine. The first data terminal is configured to obtain fitness information associated with a fitness member from the exercise machine. The example system also includes... Agent: Hanley, Flight & Zimmerman, LLC

20070033071 - Method and system for capitation of medical supplies: Methods for capitation of medical supplies including determining a fixed price for medical supplies to be used in a medical procedure, and billing a buyer based on the number of medical procedures performed times the fixed price are provided.... Agent: Dickstein Shapiro LLP

20070033068 - Physical rehabilitation systems and methods: Systems and methods to implement a physical rehabilitation system are disclosed. A disclosed example system includes at a first location an exercise machine and a biometric sensor configured for use by a person. The example system further includes at a second location a computing device communicatively coupled to the exercise... Agent: Hanley, Flight & Zimmerman, LLC

20070033070 - System and method for collecting payments from service recipients: A computer-based method of collecting payment for a service is presented. The method includes capturing a service that is rendered for a service recipient by a service provider and, if there is a third party payer in contract with the service recipient to pay at least part of the cost... Agent: Macpherson Kwok Chen & Heid LLP

20070033067 - System and method for determining a constant stock policy: A system and method for determining a constant inventory stock policy for stocking a good at a stage within a supply chain. The constant stock policy may be determined so as to enable non-stationary demand to be met by the stage over a planning horizon, even though the constant stock... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20070033066 - System and method for managing the exchange of information between healthcare systems: An improved system for managing the exchange of information between healthcare systems. The system automatedly processes a healthcare data inquiry to produce a response readable by a requestor. This response may include content data, such as claims attachment data requested in a healthcare claims attachment inquiry. The content data may... Agent: Andrus, Sceales, Starke & Sawall, LLP

20070033072 - System and method for comprehensive remote patient monitoring and management: A system and method are provided for automatically developing and implementing, a comprehensive customized care plan for a patient, to address all of the patient medical and non-medical (e.g., social, quality-of-life, personal) needs, utilizing a wide variety of information: both gathered both personally from a patient by a medical professional... Agent: Edward Etkin, Esq.

20070033073 - System and user interface for monitoring patient treatment orders: A Medication Reconciliation and Workflow system reconciles active medication orders in response to transitions in care setting and documents and automatically communicates reconciled medication information using electronic (e.g., HL7 CDA format) transactions and network (or other electronic) interfaces. A medication reconciliation system uses a detector for detecting a transition in... Agent: Alexander J Burke

20070033075 - System for monitoring regulation of pharmaceuticals from data structure of medical and laboratory records: A system is provided that integrates of records of clinical laboratory services into the assessment and optimization of patient health care and, in particular, regulation of the use of pharmaceuticals. Laboratory test result records are used in conjunction with other health care benefits records to monitor regulation of use of... Agent: Wilmer Cutler Pickering Hale And Dorr LLP

20070033074 - Therapy management system: A diabetes data management system selects variable parameters and one or more devices with data that are utilized in a report. The diabetes data management system analyzes data during a selected period. The system generates reports which highlight data from one or more device during the selected period including carbohydrate,... Agent: Pillsbury Winthrop Shaw Pittman LLP

20070033076 - Vehicle value insurance system and method: System and method for insuring the value of a vehicle in which information about the vehicle and the anticipated usage of the vehicle is input, a predicted value for the vehicle is determined from the information about the vehicle and the anticipated usage, a desired term of insurance is input,... Agent: Edward S. Wright

20070033077 - Functionality index (fi) for use with an engineering management system (ems): A top-down tiered process establishes an objective measure of the functional capacity of an asset to address a specified use. The process comprises: developing Issue Categories and lists of functional impact Sub-issue Types and specific issues under each type that may impact functionality of the asset for a specified use;... Agent: Humphreys Engineer Center Support Activity Attn: Cehec-oc

20070033078 - Intelligent reminder service to track customer requests and processing: A method of providing reminders to facilitate a business transaction can include monitoring a transaction involving a customer and a business entity, wherein a personal representative of the business entity is associated with the transaction, and determining whether the transaction is complete. If the transaction is not complete within a... Agent: Cuenot & Forsythe, L.L.C.

20070033080 - Method and apparatus for process discovery related applications: A method for discovering activities or processes within an organization, to be used in a process management and control system, the method comprising the steps of importing one or more actions associated with one or more planned or active projects within the organization, identifying one or more activities from the... Agent: Davidson, Davidson & Kappel, LLC

20070033079 - Method and system for secured execution of an activity in a workflow process: A method and system to execute an activity in a workflow process. The method includes receiving a notification to execute the activity. The notification contains private information and public information relating to the activity. The method further includes removing the private information from the notification, providing the notification that contains... Agent: Blakely Sokoloff Taylor & Zafman

20070033081 - Method for generating process chains: A method for generating process chains for product manufacturing is provided. In accordance with the method, all available data pertaining to the component to be manufactured is collected and the component to be manufactured is subdivided into component elements which can be manufactured independently of one another. On the basis... Agent: Davidson, Davidson & Kappel, LLC

20070033082 - Methods and systems for promoting positive youth development: A method for promoting positive youth development using a computer system coupled to a database is provided. The method includes selecting youths for inclusion in a youth development program by applying a pre-determined selection criteria to data stored within the database, providing a development plan to each selected youth wherein... Agent: John S. Beulick C/o Armstrong Teasdale, LLP

20070033084 - System and method for using psychological significance pattern information for matching with target information: A computer-implemented system for creating a classification significance pattern for end users, and enabling end users to use their classification significance pattern to conduct custom searches for target information, such as information about products, services, and jobs, as well as enabling third parties, such as vendors and potential employers, to... Agent: Morrison & Foerster LLP

20070033083 - User activity estimation system and a user activity estimating method: A noun and a verb is mapped as the information about an article to which an article identifier such as a radio tag, etc. is attached and a user activity, thereby estimating a user activity from the article to which the article identifier is attached and providing a user with... Agent: Crowell & Moring LLP Intellectual Property Group

20070033087 - Automated service broker: An automated service broker can include a Global Positioning System (GPS) data processor for processing GPS data associated with communicatively linked service providers wherein the GPS data corresponds to a geographic position. The automated service broker also can include an event handler for responding to maintenance and repair events received... Agent: Akerman Senterfitt

20070033086 - System and method for interacting with participants of a future event: A system and method for conducting on-line meetings that includes functionality for scheduling and calendaring on-line meetings or events. The system functionality for scheduling and calendaring on-line meetings or events includes enhanced functions for specifying actions to be performed at the time of the meeting and rendering the nature of... Agent: Scully Scott Murphy & Presser, PC

20070033085 - System and method for managing data within a calendaring framework: Described are methods and mechanisms for managing data within a calendaring framework. The method includes receiving task data, which is distributed into one or more tasks associated with a category, and receiving time slot data, which defines one or more time slots within the calendaring framework and associates each category... Agent: John Whitaker

20070033088 - Framework for a composite application and a method of implementing a frame work for a composite application: A framework (200, 300) for a composite application, the framework (200, 300) including: an object access layer (210, 330) operable to exchange data with a plurality of enterprise base systems (290a, b . . . z, 390a, b . . . z) and to present the data to a composite... Agent: Holland & Knight, LLP

20070033091 - Method and system for managing a meeting: A computer implemented method for managing a meeting is provided. The method includes scheduling a meeting, selecting one or more participants for the scheduled meeting, sending an invitation for the scheduled meeting to the one or more participants wherein each participant is able to add a discussion item for the... Agent: Hewlett Packard Company

20070033090 - Method for substitution of employees in a service engagement: The substitution of employees in a service engagement is a computer based method designed to consider a set of attributes that describe the resource capabilities required for delivering a services engagement and identify the actual real-world human assets that can be substituted and/or matched to these attributes. The method will... Agent: Whitham, Curtis & Christofferson,pc

20070033089 - User interface and geo-parsing data structure: A method to allocate memory, in response to application requests, for a compact data structure having location data and a trailer section is provided. The trailer section of the compact data structure is checked to determine an offset for listings and indices representing the location data. Upon determining the offset,... Agent: Shook, Hardy & Bacon L.L.P. (c/o Microsoft Corporation)

20070033093 - Automated proposal development toolset: An automated tool set for developing a business proposal in response to a customer solicitation. The tool set includes a workbook divided into four sections, each section correlated to one of four phases of a typical new business campaign process. Each section consists of a set of specific questions designed... Agent: Polster, Lieder, Woodruff & Lucchesi

20070033092 - Computer-implemented method and system for collaborative product evaluation: Computer-implemented methods and systems provide for user collaboration in evaluating complex products over a public network. Product capabilities are preferably represented as a hierarchical taxonomy of features. Users can assign ratings and comments to the features of a product. User-submitted ratings can be qualified (or moderated) by other users. Such... Agent: Gordon & Jacobson, P.C.

20070033096 - Method and system for allocating advertising budget to media in online advertising: Disclosed herein is a method and system for allocating advertising budget to media in online advertising. The method provides an optimal media mix through selection and combination of media in order of high media reach estimates for respective budget allocation units based on the number of media for which budget... Agent: Beyer Weaver & Thomas, LLP

20070033094 - Methods, systems, and related computer program products for interactive advertising using product placement: Methods of obtaining interactive feedback from a third party consumer of audiovisual content include receiving a response from the third party consumer, the response including at least a marker identification message identifying one or more embedded consumer recognition markers in the audiovisual production. A marker correlation metric is generated based... Agent: Myers Bigel Sibley & Sajovec, P.A.

20070033095 - System and method for integrating hazard-based decision making tools and processes: A system and method for inputting, analyzing, and disseminating information necessary for identified decision-makers to respond to emergency situations. This system and method provides consistency and integration among multiple groups, and may be used for both initial consequence-based decisions and follow-on consequence-based decisions. The system and method in a preferred... Agent: Law Office Of Rod D. Baker

20070033103 - Advertiser alerting system and method in a networked database search system: A system and method provide advertisement campaign information about an advertisement campaign to an advertiser. The system includes means for organizing advertisement campaign information into one or more ad groups and a web interface to receive advertiser inputs and provide system alerts about the advertisement campaign information to the advertiser.... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20070033104 - Advertiser reporting system and method in a networked database search system: A system and method provide advertisement campaign information about an advertisement campaign to an advertiser. The system includes means for organizing advertisement campaign information into one or more ad groups and a web interface to receive advertiser inputs and provide a visual report including the advertisement campaign information to the... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20070033105 - Architecture for distribution of advertising content and change propagation: A system comprises an interface for enabling a user having a web property to input advertisement information including a web property advertisement, criteria indicating when presentation of the advertisement is desired by the user, a bid for the presentation of the advertisement when the criteria are met, and subsequent modifications... Agent: Thelen Reid Brown Raysman & Steiner LLP

20070033106 - Click fraud prevention: Methods, apparatuses, and articles of manufacture for detecting, by an agent trusted by a merchant and a search engine, a click on an advertisement displayed by the search engine, are described herein. The trusted agent may further determine that a transaction of the merchant associated with the displayed advertisement was... Agent: Schwabe, Williamson & Wyatt, P.C. Pacwest Center, Suite 1900

20070033099 - Gsm/gprs desktop phone message banner: Systems and methods are provided for displaying messages or other information on the display screen of a telephone, preferably a desktop phone. The messages or other information may be pre-loaded into the phone's memory, such as the nonvolatile, or flash, memory of the phone, or they may be received from... Agent: Perkins Coie LLP Patent-sea

20070033100 - Method and apparatus for administering maintenance and loyalty programs: A method of administering a maintenance, loyalty and gift value program includes the steps of storing in a central database customer value-availability information for each of a plurality of customers to include availability of coupon or maintenance value, loyalty value and gift value. A wireless handheld portable terminal scans a... Agent: Sand & Sebolt

20070033097 - Method of providing incentives to customers: A method of providing incentives for customers to purchase goods or services from amongst a network of vendors including the step of providing a customer with a reward whenever the customer meets a reward criteria of a rewarding vendor, wherein the said reward is redeemable by a redeeming vendor in... Agent: Stepto & Johnson LLP

20070033098 - Method, system and storage medium for creating sales recommendations: Methods, systems and program products for providing real-time sales recommendations. A user selects a sales offering, and then batch or real-time data feeds of currently available sales offering pricing, availability, performance and data-mined analytics information are transmitted to a real-time data interface. The real-time data interface generates real-time sales recommendations... Agent: Delio & Peterson, LLC

20070033107 - Net related interactive quiz game: Apparatus for playing a quiz game of skill playable by remotely located participants simultaneously logged in and competing against each other, said game including inserted advertising comprising: a network structure for allowing multiple players to engage in a quiz game using an electrical or electronic network for data exchange; and... Agent: Charles A. Muserlian C/o Hedman And Costigan

20070033102 - Securely providing advertising subsidized computer usage: A method and apparatus for assuring delivery of paid advertising to a user may involve asking a question about an advertisement or requiring data about the advertisement to be entered. In one embodiment, a human presence indicator, such as stylized letters, may be displayed during or after the presentation of... Agent: Marshall, Gerstein & Borun LLP (microsoft)

20070033101 - Source code allocation and match back system: A source code allocation and match back system for processing unsourced orders. A system is described that includes: an identification system for identifying a candidate pool of promotions responsible for triggering an unsourced order, wherein the identification system utilizes an identifier associated with the unsourced order to search for a... Agent: Hoffman, Warnick & D'alessandro LLC

20070033108 - Systems and methods for tracking component-related information associated with buildings: A system is described for collecting, maintaining, and using information about construction, maintenance, and use features of buildings and their components. One or more building identifier tags affixed to a building during construction include a unique building identifier for the building and access information allowing a user to access a... Agent: Knobbe Martens Olson & Bear LLP

20070033109 - Informal trust relationship to facilitate data sharing: Enabling the automatic identification of participants to a common event to enable data sharing between the participants. An event identifier embedded in the content data associates the content data with an event. A content data service maintains a list of event identifiers and a list of participants associated with each... Agent: Senniger Powers (msft)

20070033112 - Internet textbook exchange: An online ASP-managed system for web-based peer-to-peer book exchanges and, particularly, used text book exchange transactions. The system employs a software method by which a plurality of users subscribe, and it maintains a trade point account “checkbook” for each subscribed user. Multiple users enter a textbook ISBN number of one... Agent: Ober / Kaler C/o Royal W. Craig

20070033114 - Method and system for comparing medical products: A method for comparing comparable products such as medical products is provided. It is anticipated that each product will have a corresponding product code. In one aspect, the method includes the steps of receiving textual information from a first seller as to medical products, and receiving textual information from a... Agent: Peter L. Brewer Bearman, Caldwell, & Berkowitz Law Firm

20070033111 - Queue busting through assignment of kiosks to users: A method of queue busting using a wireless computing device can include executing a portlet within a wireless computing device, wherein the portlet is configured to query for kiosk availability. The method further can include receiving a request to reserve a kiosk for use by a customer from the wireless... Agent: Cuenot & Forsythe, L.L.C.

20070033110 - Systems, methods, and computer program products for relieving usage overloads in computer inventory systems by detecting and relaying pricing changes to a user: A system, method, and computer program product are provided for automatically identifying pricing changes and issuing rebates based on pricing changes occurring between a time of purchase and the usage time of a selected product option that has been previously purchased from a product database. The system of the present... Agent: Alston & Bird LLP

20070033113 - Uniqueness products acquisition system: A uniqueness products acquisition system includes a computer-implemented system for customers of all ages to acquire a wide variety of products and be reasonably assured they are the only one or one of a select number with that product in a defined geographic area, subject to inventory control mechanisms and... Agent: Jack Trew

20070033115 - Watch design creating system and method of the same: The watch design creating system according to the present invention utilizes, for example, the internet as an information communication network. For example, a consumer (1) in subscribers (1 to N) which are customers, requests design information to a host computer (H) of the watch maker which is a watch supplier,... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070033118 - Document scanning and data derivation architecture.: Proprietary suite of underlying document image analysis capabilities, including a novel forms enhancement, segmentation and modeling component, forms recognition and optical character recognition. Future version of the system will include form reasoning to detect and classify fields on forms with varying layout. Product provides acquisition, modeling, recognition and processing components,... Agent: Taxscan Technologies, LLC

20070033117 - User interface and data acquisition for tax-return preparation: A method of acquiring tax data to be used in preparing a tax return for a current tax-reporting period includes providing a graphical user interface displayable on a display device. In connection with at least one tax-data item associated with a prior tax-reporting period, the interface is operable to present... Agent: Black Lowe & Graham, PLLC

20070033116 - User interface for tax-return preparation: A method is implementable in an electronic system coupled to an electronic device, which is, in turn, coupled to a display device. A web page displayable on the display device is served to the electronic device. The displayed web page includes a user interface, which, in turn, includes a frame... Agent: Black Lowe & Graham, PLLC

20070033123 - Estimating risk of a portfolio of financial investments: An estimate of the effect of a market condition or conditions on a portfolio of financial investments is determined. Financial risk for a portfolio of financial investments is estimated for particular observed parameter values that affect the value of the portfolio. The financial risk is estimated based on previously calculated... Agent: Fish & Richardson P.C.

20070033122 - Method and apparatus for computing selection criteria for an automated valuation model: A method and apparatus for ranking automated valuation model valuations. The method and apparatus involves a multi-step process and means for completing this process for calculating an automated valuation model score and then ranking the automated valuation models for precision based upon the results of this calculation.... Agent: Snell & Wilmer LLP

20070033124 - Method and system for providing employer-sponsored retirement plan: A method of administering income distributions from an employer-sponsored retirement plan having a participant account value comprises providing an option to a plan participant to elect lifetime payout funded by at least a portion of the participant's account value; providing an option to the participant to elect an excess period... Agent: Barnes & Thornburg LLP

20070033126 - Method and system for updating a loan portfolio with information on secondary liens: A computer-based method of updating a client loan portfolio with information on secondary liens relatable to portfolio properties includes inputting property data from the portfolio, monitoring a secondary lien database for secondary liens relatable to the property data, and notifying the client if a secondary lien is detected. Notifying the... Agent: Ketan S. Vakil Snell & Wilmer LLP

20070033125 - Methods and systems for analyzing and predicting market winners and losers: The present invention relates to a tool for selecting winners and losers based on their market position using a volume/turnover filter. Using the present tool, investors may predict when to hold some stocks long and others short over various time period, thereby maximizing the profitability of a portfolio.... Agent: Morgan Lewis & Bockius LLP

20070033121 - Products, systems and methods for scale-in principal protection: A financial product. The financial product includes an underlying portfolio component, a fixed income component, and a scale-in component. The underlying portfolio component includes an initial investment allocation into an alpha-generating portfolio. The fixed income component is structured and arranged to generate a predictable rate of return and includes an... Agent: Kirkpatrick & Lockhart Nicholson Graham LLP

20070033120 - System and method for organization of financial structured products: A method of analytically modeling structured products and optimizing portfolios of structured products, comprising: relating investors' financial risk/reward objectives to structured products available in an structured product database; selecting structured products that qualify for inclusion in an structured product pool that targets to meet investors' objectives; and using advanced analytical... Agent: John M. Johnson Carter Ledyard & Milburn LLP

20070033119 - System and method for providing mortality rate information and employing it for structuring and analysis of financial instruments: The invention provides methods of extrapolating at least one future mortality rate by calculating a current year mortality rate for a particular age cohort, and applying a series of improvement factors to the current year mortality rate. The invention further provides methods of structuring a derivative financial instrument by providing... Agent: Baker & Botts L.L.P.

20070033129 - Automated system and method for monitoring, alerting and confirming resolution of critical business and regulatory metrics: A system and method for monitoring specified metrics is disclosed. The system and method comprises a data collection engine which collects data related to said metrics, a data analysis engine which analyzes the data collected by the data collection engine to produce analyzed data related to the specified metrics, a... Agent: John W. Goldschmidt, Jr. Esquire Dilworth Paxon LLP

20070033127 - Enterprise evaluation device and enterprise evaluation program: There are provided an enterprise evaluation device and an enterprise evaluation program capable of performing relative evaluation of profit-earning capacity of intellectual asset including such as patents, know-how, bland, and management efficiency in each enterprise under a condition not depending on the enterprise size or intellectual resource profit value. The... Agent: Wenderoth, Lind & Ponack, L.L.P.

20070033128 - Method for funding a health information network entity: Methods for updating a task list from an action item documentation view are provided. In one embodiment, a method of the present invention may include creating an health information network fund in which a portion of the assessed investment fund fees and/or investment fund service providers' fees and/or capital gains... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20070033130 - Distributed tax-return-preparation processing: A method includes providing to a tax-data provider a set of computer-executable instructions that, when executed by an electronic device, generate a user interface displayable on a display device coupled to the electronic device and operable to enable the tax-data provider to enter a tax-data set. The electronic system receives,... Agent: Black Lowe & Graham, PLLC

20070033133 - Collective procurement management system: A collective procurement management system which permits multiple potential purchasers of a specific item or service to submit orders for the item or service on an ongoing basis. As orders enter the system, they are grouped such that potential purchasers are may “cooperate” in generating a collective bulk order so... Agent: Charles A. Rattner

20070033131 - Computer-based right distribution system: An automated ticket auctioning system receives and evaluates bid information records received from a plurality of remote terminals. Each bid information record corresponds to at least one bid for one or more desired seats at a venue. Each bid information record may also include a plurality of additional bids identified... Agent: Knobbe Martens Olson & Bear LLP

20070033132 - Internet access trading and distributed shared functionality: The present disclosure concerns a commercial method and trading model for acquisition, redistribution, enhancement, combination and sale of Internet access and media content. In some implementations the trading model may include a means to develop a business to embody the invention described herein. The method of such business could include... Agent: Mainman Ltd.

20070033134 - Automatic savings program: A computer implemented method of processing a financial transaction executed by first person includes determining an automatic savings amount from the financial transaction by rounding up the amount of the financial transaction to the nearest dollar. The method further includes debiting the calculated savings amount from an account of the... Agent: Womble Carlyle Sandridge & Rice, PLLC

20070033135 - Systems and methods for decisioning or approving a financial credit account based on a customer's check-writing behavior: Embodiments consistent with the invention provide a computer-implemented method for determining a credit risk associated with a customer. The method comprises receiving a credit request from the customer, electronically requesting check-writing behavior information associated with the customer, electronically determining the credit risk of the customer based at least in part... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070033136 - Secured financial transaction device: An electronic device provides a trusted computing platform for authenticating online financial transactions. In one implementation, financial terms are enciphered by a financial entity using a key that is unknown to the user's computer and transmitted over a network to the user's computer. The device receives the enciphered terms from... Agent: Lee & Hayes PLLC

20070033137 - Converting patient payments into standardized electronic payment documents: An electronic practice management system for use in healthcare environments includes one or more components for converting tangible payments into standardized electronic payment documents, such as a HIPAA 835 document. For example, a healthcare provider receives a tangible check, and passes the check through a check scanner, which electronically reads... Agent: Workman Nydegger (f/k/a Workman Nydegger & Seeley)

20070033138 - Worldwide money express service (business method): The “Worldwide Money Express Service” is a business method that provides a door-to-door cash delivery service to its Users through a network of independent licensed drivers who receive cash daily from the Service Provider and physically deliver the amount requested by the Users to them in person wherever they may... Agent: Gabriel Ohiochioya Obadan

20070033139 - Credit applicant and user authentication solution: The present invention provides a credit applicant and user authentication solution for authenticating the identity of a credit applicant or a credit user. In particular, a user of the authentication system establishes a user account and obtains authentication information. The user then provides the authentication information during a subsequent credit... Agent: Hogan & Hartson LLPIPGroup, Columbia Square

20070033141 - Information transmission system, and information sending apparatus and information receiving apparatus used therein: A receiver sends a first random number to a transmitter. The transmitter generates a sync signal in response to the first random number sent from the receiver. The transmitter embeds the sync signal and key information in a second random number to generate a composite signal. In the composite signal,... Agent: Louis Woo Law Office Of Louis Woo

20070033140 - Systems and methods for selecting hair dye products and method for marketing hair dye products: A system for facilitating selection of a hair dye product may include a front cover defining a plurality of windows and a plurality of representations of hair dye products associated with the plurality of windows. The system may further include at least one element including a plurality of representations of... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070033143 - Digital content management system and apparatus: There are provided a digital content management apparatus which further embodies a digital content management apparatus used with a user terminal, and a system which protects the secrets of a digital content. The system and the apparatus are a real time operating system using a micro-kernel, which is incorporated in... Agent: Berkeley Law & Technology Group

20070033142 - Informal trust relationship to facilitate data sharing: Enabling the automatic identification of participants to a common event to enable data sharing between the participants. An event identifier embedded in the content data associates the content data with an event. A content data service maintains a list of event identifiers and a list of participants associated with each... Agent: Senniger Powers (msft)

20070033144 - Binding components: Various embodiments permit access to a software component's functionality to be limited. In at least some embodiments, access to some or all of a component's functionality can be limited through the use of a validation identifier that is used as a means to validate another entity wishing to access the... Agent: Lee & Hayes PLLC

20070033145 - Decoding apparatus: A decoding apparatus includes: a decoding section for decoding input encoded data; an output section for outputting data decoded by the decoding section, in accordance with an output control signal; a plurality of copyright information detection sections for detecting different types of copyright information from the data decoded by the... Agent: Mcdermott Will & Emery LLP

20070033146 - Method and apparatus for determining digital a/v content distribution terms based on detected piracy levels: A distribution server distributes A/V content to a recipient according to terms determined from information stored in a database of prior unauthorized copying attributed to that recipient. The copy distributed to the recipient includes identifications of the content and recipient embedded in it by an ID embedder employing a steganographic... Agent: Patent Department Macrovision Corporation

20070033147 - Content delivery system and method, content reproduction apparatus and content-providing server, and program for use in the same: When a plurality of trial-use content are to be successively delivered to a particular user, a content-providing server determines whether a reproducing limitation should be set on the content, on the basis of a sale history for a sale, to the user, of the content, and, in accordance with a... Agent: Harness, Dickey & Pierce, P.L.C

20070033148 - Invocation of a third party's service: Invoking a computer implemented service includes receiving a request from a first user to access a service associated with a second user. The request is associated with a security token for the first user and an identity token for the second user. The acceptability of the security token is determined... Agent: Fish & Richardson P.C.

20070033149 - Secure transaction string: A system and method for creating and/or handling a secure transaction string. In a preferred embodiment, a device receives entry of a card's information and user input for a transaction. The transaction information is preferably divided into a plurality of blocks which are separately encrypted using different encryption keys for... Agent: Groover & Holmes

20070033150 - Biometric web payment system: This invention provides a reliable and secure method and framework for verifying and authenticating electronic web-based payment customers. This invention describes the enrollment and authentication processes. This invention uses a biometric identification card, a hand-held owner-controlled integrated radio frequency identification (RFID) mobile device hereinafter referred to as the smart device,... Agent: Ashok Tankha, Esq. Lipton, Weinberger & Husick

20070033151 - Systems, methods, and apparatuses for reporting transient conditions in an unattended meter: Systems, methods, and apparatuses are disclosed in which a meter may detect and record transient conditions for a billing period. The transient conditions may be stored in a queue. The meter may then obtain transient conditions that occur during a billing period. One or more transient conditions may be displayed... Agent: Sutherland Asbill & Brennan LLP

20070033152 - Digital signal processing device: The invention relates to a digital signal processing device comprising: input storage means (3; 5); a computational device (4) that is connected to said means, defines a data path (9) and contains at least one arithmetic unit (6) in addition to a control input (2a) for specifying calculation operations; and... Agent: Lerner Greenberg Stemer LLP

20070027709 - E-commerce system and method for automated confirguation of trading relationships: An electronic commerce system allows trading partners to automatically configure a trading relationship for network-based business exchanges. The system has a first computer system at a first trading partner and a second computer system at a second trading partner. The computer systems are interconnected via a network, such as the... Agent: Lee & Hayes PLLC

20070027696 - Method and apparatus for third party control of a device: A method and apparatus for third party control of a device have been disclosed. By utilizing a third party to control a device, view and control of a device may be separated.... Agent: Heimlich Law

20070027703 - Method and system for determining offering combinations in a multi-product environment: A multi-product environment is analyzed to identify combinations of products or services which represent strategic offerings of a company. For a multi-product environment and a set of client accounts, a segmentation tree is constructed to identify the offering groups of interest. The tree is first initialized as a root representing... Agent: Whitham, Curtis & Christofferson, P.C. Suite 340

20070027705 - Method for the valuation of intellectual property rights: A method for valuating an intellectual property right or an intellectual property right application includes providing the intellectual property right or the application therefor claiming a subject matter, identifying at least one essential attribute of the subject matter, undertaking a market analysis on the demand for the at least one... Agent: Patterson & Sheridan, L.L.P.

20070027699 - Method of manufacturing recyclable electronic products and electronic products obtained by the method: A method for manufacturing an electronic product comprising modules (14, 16, 18) having a radio communication protocol and communication means (20) is described. The modules comprise description data (40) which, when matched with product blueprint data (50) enable factory selection of the modules for a product. The interconnections between the... Agent: Philips Intellectual Property & Standards

20070027702 - Organizing presence information into collections of publications: A method and system for managing presence information based on collections of publications is provided. The presence system creates collections of publications for a publisher. A publication includes a type and value. A publisher may define one collection of publications that is to be made available to certain subscribers and... Agent: Perkins Coie LLP/msft

20070027697 - Secure multicurrency module for microprocessors: This invention consists of a module within a microprocessor which can be embedded in a Smart Card, telephone, mobile phone or terminal and will retain personal data of the user and funds loaded into memory which are held in local currency and U.S. Dollars. It has the ability to distinguish... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070027704 - System and method for community association violation tracking and processing: A computer-implemented method for tracking and processing violations of regulations of a community association comprising the steps of populating a database with information regarding the community association; transferring at least a subset of the information to a handheld computing device; conducting a physical inspection of structures belonging to the community... Agent: Lott & Friedland, P.A.

20070027700 - System and method for global informaiton delivery management through a reporting hiearachy: The invention includes a system and method for defining a reporting hierarchy by linking multiple systems and databases within a single web process. The system provides a web interface where reporting organizations, groups and entities can be defined as well as interfaces for managing report recipients and configuration of report... Agent: Snell & Wilmer

20070027698 - System and method for performing risk analysis: The present invention relates to a system and a computer implemented method for performing risk analysis of a portfolio.... Agent: C. Irvin Mcclelland Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070027701 - System and method for using a component business model to organize an enterprise: A system and method is described for using a component business model to partition a business into non-overlapping components, and then allocating different components to appropriate organizing strategies, based on attribute values assigned to each component. In the best mode of implementation there are two attributes: whether or not the... Agent: Whitham, Curtis, & Christofferson, P.C.

20070027706 - System and methods for interactive evaluation of media content: Systems and methods for interactively obtaining reviews for media content are disclosed. The systems and methods provide for receiving media content from a reviewee and presenting to the reviewee a plurality of potential reviewers of the media content. The systems and methods also allow the reviewee to select at least... Agent: Bromberg & Sunstein LLP

20070027707 - System and methods for interactive selection of a reviewer of media content: Systems and methods for interactively obtaining reviews for media content are disclosed. The systems and methods provide for receiving media content from a reviewee and presenting to the reviewee a plurality of potential reviewers of the media content. The systems and methods also allow the reviewee to select at least... Agent: Bromberg & Sunstein LLP

20070027708 - Systems and methods to facilitate rental transactions: Systems and methods for facilitating rental of a good comprising storing a good identifier associated with the good in a product database, displaying product information associated with the good based on a geographical location of the good, receiving a rental request from the renter, and sending a contact information associated... Agent: Carr & Ferrell LLP

20070027714 - Automated healthcare services system: An automated healthcare services system and automated workflow process is disclosed. The system includes a thin client program providing user access to the system via a web browser. The system further includes a service-oriented architecture comprising a plurality of functional modules, each functional module receiving data from the thin client... Agent: Fish & Richardson, PC

20070027712 - Combination prescription sample means and pad wallet: A prescription drug compliance and reusable discount system having enhanced patient privacy that provides incentives to patients to begin the taking of prescription medications, and incentives to a physician to utilize the system with their patients on a sustainable basis.... Agent: Klauber & Jackson

20070027716 - Coordination of access to healthcare providers: Methods and systems are provided for coordinating an electronic healthcare application request between a healthcare purchaser and at least one of multiple healthcare providers. Selection criteria are received from the healthcare providers. Personal information is received from the healthcare purchaser at a coordination system over a public network. The personal... Agent: Townsend And Townsend And Crew, LLP

20070027713 - Medical information providing apparatus, control method, control program, and computer readable recording medium recorded with control program: A medical information providing apparatus is provided which can increase the number of doctor side terminals to be destinations of program distribution, acquire market information extended in detail, positively creates circumstances in which a doctor desires to make contact with an MR, and promptly transmits information about a doctor who... Agent: Cermak & Kenealy, LLP

20070027711 - Medical professional monitoring system and associated methods: A medical professional monitoring system includes a user interface in communication with a global communications network for use by a medical professional. The system may also include a patient information database, a diagnosis database, a medical treatment database, and a server, each of which are in communication with a global... Agent: The Torpy Group, P.l.

20070027710 - Method and system for automatically processing and evaluating medical data: In a method for automatically processing and evaluating medical data for the purpose of determining and providing diagnostic and/or medical-care relevant information based on a plurality of available data sources, all data sources are acquired in a common data pool and each data source is evaluated based on predefined criteria.... Agent: Gudrun E. Huckett Draudt

20070027715 - Private health information interchange and related systems, methods, and devices: A healthcare information interchange system including a sender for originating one or more healthcare information documents associated with a patient, a first repository in communication with the sender for i) storing the one or more healthcare information documents received from the sender and ii) distributing the one or more healthcare... Agent: Fish & NeaveIPGroup Ropes & Gray LLP

20070027717 - Automatic patient record update enabled clinical messaging: Embodiments of the present invention provide methods and apparatuses for automatic patient record creation for messaging. Embodiments provide messaging systems, devices and methods for electronic clinical messaging with transmission of a record or data from a sender to a recipient and automatic creation of patient records upon receipt by a... Agent: Schwabe, Williamson & Wyatt, P.C. Pacwest Center, Suite 1900

20070027718 - Health care service transaction approval system and method: A method and system for processing health care service transaction approval (STA) requests, such as referral requests, a pre-certification requests or service authorization requests. The method automates the processes of sending electronic STA requests to payers, receiving electronic replies to the STA requests from the payers and presenting information contained... Agent: Andrus, Sceales, Starke & Sawall, LLP

20070027719 - Method and system for generating personal/individual health records: A system and method for generating and/or updating a personal/individual health record. Inputs of data to the system may come from diverse sources including, but not limited to, patient questionnaires, insurance company (or other payor) claims data, hospitals, clinics and other institutional providers, and individual physicians and physicians' offices.... Agent: Barnes & Thornburg LLP

20070027720 - Method and system for generating personal/individual health records: A system and method for generating and/or updating a personal/individual health record. Inputs of data to the system may come from diverse sources including, but not limited to, patient questionnaires, insurance company (or other payor) claims data, hospitals, clinics and other institutional providers, and individual physicians and physicians' offices.... Agent: Barnes & Thornburg LLP

20070027721 - Method and system for generating personal/individual health records: A system and method for generating and/or updating a personal/individual health record. Inputs of data to the system may come from diverse sources including, but not limited to, patient questionnaires, insurance company (or other payor) claims data, hospitals, clinics and other institutional providers, and individual physicians and physicians' offices.... Agent: Barnes & Thornburg LLP

20070027722 - Method and system for generating personal/individual health records: A system and method for generating and/or updating a personal/individual health record. Inputs of data to the system may come from diverse sources including, but not limited to, patient questionnaires, insurance company (or other payor) claims data, hospitals, clinics and other institutional providers, and individual physicians and physicians' offices.... Agent: Barnes & Thornburg LLP

20070027723 - System and method for collection and analysis of patient information for automated remote patient care: A system and method for collection and analysis of patient information for automated remote patient care is disclosed. Patient care records in a database are collected. Each patient care record is defined and includes collected measurements sets. Each collected measurements set is specified and includes individual measurements, which each relate... Agent: Cascadia Intellectual Property

20070027726 - Calculation of driver score based on vehicle operation for forward looking insurance premiums: The monitored use of a vehicle provides accurate and reliable data that can be used to determine the insurable risk of a vehicle operator. What is disclosed is a system and method for monitoring vehicle operation and using the collected data to calculate a driver score. The driver score can... Agent: Smith Frohwein Tempel Greenlee Blaha, LLC

20070027724 - Divorce insurance: This invention comprises a method of doing business involving providing Divorce Insurance individuals who may become parties of divorce (“dissolution” in some states) to protect them from financial difficulties as a result of a divorce, by providing one or more lump sum cash benefits.... Agent: John A. Logan

20070027725 - Insurance claim management: A technique for evaluating insurance claim management may determine a target value for average loss costs per claim in a given planning period based on a regression analysis of average loss costs per claim in a predetermined base period. In addition, a performance indicator indicative of the performance of insurance... Agent: Fish & Richardson P.C.

20070027727 - Method for healthcare financial planning: A method, a system and a computer program product that includes an interactive interface for healthcare financial planning. Healthcare financial planning is performed for a plurality of health plan options. The invention enables a user to compare various health plan options. The user may be required to input data, which... Agent: William L, Botjer

20070027728 - System and method for protecting a security: A method for protecting a security comprises the steps of obtaining a security and purchasing a financial instrument for protecting against a change in the value of the security. A system for protecting a security is also disclosed in which the system comprises a computer system for entering information related... Agent: David H. Chervitz Riezman Berger, P.C.

20070027731 - Bsm problem analysis method: A method for analyzing a problem in a distributed processing business system used to provide a service is disclosed. The method comprises identifying the problem; preparing for an audit; performing the audit; reviewing the audit; developing an action plan; developing an execution plan; deploying a solution in accordance with the... Agent: Ibm Corporation (rus) C/o Rudolf O Siegesmund Gordon & Rees, LLP

20070027732 - Context-sensitive, location-dependent information delivery at a construction site: A system and method of context-sensitive, location-based information delivery at a construction site senses the identity and current location of each user, and accesses a variety of databases. Based on a user's identity, the status of various tasks associated with the user, and the user's location, the system intelligently accesses... Agent: Coats & Bennett, PLLC

20070027734 - Enterprise solution design methodology: One method for implementing a solution design methodology includes receiving a request to evaluate a value chain associated with an enterprise. The value chain comprises activities. The enterprise is queried for information associated with the activities. A current maturity level of the value chain is identified based, at least in... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20070027735 - Methods and apparatus for managing a plurality of geographically dispersed properties: Methods and apparatus to manage a plurality of geographically dispersed residential properties are disclosed. The methods and apparatus enable a plurality of rental properties to be managed by a central property management system despite the facts that in some areas, full time professional property managers are not available, the individual... Agent: Bell, Boyd & Lloyd, LLC

20070027729 - Simultaneous scheduling of multiple appointments: A scheduling method is desclosed which allows simultaneous scheduling of multiple appointments. The method provides for grouping and chronological ordering of a plurality of exams for a patient according to attributes and allows the plurality of exams to be forwarded to a scheduling system for simultaneously scheduling all exams such... Agent: Leydig Voit & Mayer, Ltd

20070027730 - System and method for online collective decision making: The present invention is directed to a system and method for online collective decision making without wasting resources through peer-policing based on administrative rules. Online collective decision administrative rules may be provided to a web application server. The administrative rules may have several thresholds and conditions in order to determine... Agent: Ibm Corporation (swp)

20070027733 - Tool tip with additional information and task-sensitive direct access help for a user: An interactive software application provides workflow assistance related to the proper performance of work steps in the workflow. The workflow assistance may include step by step instructions detailing the proper operation of the user interface to complete the current work step. Additionally, the workflow assistance may include a virtual simulation... Agent: Brinks Hofer Gilson & Lione

20070027738 - Element organization support apparatus, element organization support method and storage medium: The present invention provides an element organization support apparatus, an element organization support method and a storage medium for facilitating the addition, deletion or modification of executive elements. This is an element organization support apparatus in which, upon receiving the input of a project to be accomplished including plural tasks... Agent: Oliff & Berridge, PLC

20070027736 - Planning tool: There is disclosed a computer apparatus incorporating a model component for calculating time series and a user interface component for controlling the model and displaying the time series. The user interface allows events to be defined which are used by the model, by positioning event markers relative to an event... Agent: Pristine Johannessen Brown Raysman Millstein Felder & Steiner

20070027737 - Systems and methods for automated parallelization of deployment: Systems and methods are provided for creating a distribution plan for one or more products from a source location to a destination location. In one exemplary embodiment, the systems and methods may include defining a parallel processing profile to be associated with the distribution plan, and determining whether the parallel... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070027740 - Interfaces between enterprise customers and suppliers: Methods and apparatuses for interfacing an enterprise customer with a supplier are described herein. In one embodiment, in response to a request received from an enterprise customer via a first interface (e.g., a common or universal interface) of a Web service over the Internet for a service provided by a... Agent: Blakely Sokoloff Taylor & Zafman

20070027739 - System and method for overcoming infeasibility determinations in using constraint satisfaction programming for scheduling human resources: A system and method are disclosed for allocating human resources to tasks using constraint satisfaction programming, where fictitious persons are used to satisfy required constraints, to ensure that the solution process continues until a solution is found, and capability constraints and job constraints are relaxed until a solution is found.... Agent: Whitham, Curtis & Christofferson, P.C. Suite 340

20070027742 - Correlating business workflows with transaction tracking: Methods, systems, and products are disclosed for correlating business workflows with transaction tracking, the method including identifying an instrumentation point in a business process of a business workflow that invokes an IT resource that carries out at least a portion of the business process and associating, at the instrumentation point,... Agent: International Corp (blf)

20070027746 - Method and system for online sales information exchange: An online sales lead exchange system is provided. Members of the system provide leads that can be obtained by other members. Leads are given ratings based upon the status of the depositing member and based upon the evaluations of other members. Members are able to increase their status within the... Agent: Wolf, Block, Schorr & Solis-cohen LLP

20070027743 - System and method for discounting of historical click through data for multiple versions of an advertisement: The present invention is directed towards systems and methods for determining the performance of a plurality of versions of a given advertisement. The method of the present invention comprises retrieving a first version of an advertisement and associated click through data, and retrieving a second version of the advertisement and... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027744 - System and method for revenue based advertisement placement: The present invention is directed towards systems and methods for ranking one or more advertisements. The method of the present invention comprises retrieving a result set comprising one or more advertisements responsive to a request. A clickability score is calculated for the one or more advertisements comprising the result set.... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027745 - System and method of assortment, space, and price optimization in retail store: A computer-implemented method involves modeling of product decisions in a retail store. The product decision variables are profit, assortment, placement, promotion, and inventory. Various rules and constraints such as facing elasticity, shelf replenishment costs, shelf space, carrying costs, facing capacity, slotting fees, and cannibalization are defined for multiple product decision... Agent: Quarles & Brady LLP

20070027741 - System, service, and method for predicting sales from online public discussions: A sales prediction system predicts sales from online public discussions. The system utilizes manually or automatically formulated predicates to capture subsets of postings in online public discussions. The system predicts spikes in sales rank based on online chatter. The system comprises automated algorithms that predict spikes in sales rank given... Agent: Samuel A. Kassatly Law Office

20070027747 - Position analysis system and method: A method and apparatus for deriving key characteristics for superior performance in a job includes deriving a set of behaviorally-related competencies relevant to most jobs, surveying persons knowledgeable about the job based on the set of competencies, and defining the job in terms of the most significant competencies identified by... Agent: Mckee, Voorhees & Sease, P.L.C

20070027749 - Advertisement detection: A method of detecting advertisements within a document comprising: identifying at least one region within an electronic version of the document; determining at least one property of the at least one region; and determining whether a region is an advertisement according to rules applied to the properties of the at... Agent: Hewlett Packard Company

20070027748 - Advertisement method using mobile telephone electronic mail: An advertisement method utilizing an electronic mail via mobile phone performed between a headquarters 1, a member store 3, a tenant store 2 as an advertisement sponsor and a registered member 4. The method includes: a step for preparing an advertisement for tenant store 2 registered in the headquarters 1... Agent: Adams Evans P.A.

20070027771 - Api for maintenance and delivery of advertising content: A system comprises multiple pods coupled to a network, each pod including a data store for storing advertisement campaigns for users, each advertisement campaign containing user information, advertisement information and bid information for requesting presentation of an advertisement upon the occurrence of a predetermined event; and an application program interface... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027761 - Application program interface for customizing reports on advertiser defined groups of advertisement campaign information: An application program interface (“API”) for customizing reports on advertiser defined groups of advertisement campaign information is disclosed. Generally, advertisement campaign information is collected from an advertisement campaign management system and at least one analytics feed. The advertisement campaign information is then organized into one or more ad groups. An... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20070027759 - Application program interface for managing advertiser defined groups of advertisement campaign information: An application program interface (“API”) for managing advertiser defined groups of advertisement campaign information is disclosed. Generally, advertisement campaign information is organized into one more ad groups. An ad group typically includes advertisements and parameters for advertisements that are to be handled by an advertisement campaign management system in a... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20070027756 - Application program interface for optimizing advertiser defined groups of advertisement campaign information: An application program interface (“API”) for optimizing advertiser$ defined groups of advertisement campaign information is disclosed. Generally, advertisement campaign information is organized into one more ad groups. An ad group typically includes advertisements and parameters for advertisements that are to be handled by an advertisement campaign management system in a... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20070027765 - Architecture for an advertisement delivery system: A system comprises an advertiser coupled to a network and having a web property to advertise; an advertisement campaign management system coupled to the network, the advertising campaign management system having a geographically distributed set of servers for storing an advertisement for the web property, criteria indicating when presentation of... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027766 - Architecture for high speed delivery of advertising content: A system comprises advertisement channels coupled to a network and disposed in various locations within a region, each channel configured to receive a content request from a visitor of the channel; and advertisement servers coupled to the network and distributed within the region such that each channel has at least... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027764 - Information managing apparatus, information managing method, and information managing system: According to one embodiment, there is provided an information processing apparatus capable of delivering, to a terminal, stream data of a content which a plurality of users view in common. The apparatus includes a content viewing results storage portion to store content viewing results information indicative of temporal positions in... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070027763 - Interactive advertisement board: The present invention provides an interactive advertisement board that includes a display module, a sensor module and a display control module. The sensor module and the control module are coupled to the display module either physically or offsite through a communication means. This sensor module is used to detect and... Agent: Rosenberg, Klein & Lee

20070027772 - Method and system for web page advertising, and method of running a web page advertising agency: In a web page advertising method with a learning mechanism, a plurality of advertisement files are transformed to vector equations in advance. Content of a web page file that is being displayed is analyzed and transformed to a vector equation in real time. An advertisement search conditional set is determined... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20070027773 - Method for billing advertiser for keyword advertisement in internet search engine and a system thereof: Provided is a method for controlling a keyword charge in keyword advertising, including the steps of: dividing an exposure location where a search listing abstracted by predetermined keyword search is displayed into at least one unit display zone; receiving bid price data with respect to display of the search listing... Agent: Knobbe Martens Olson & Bear LLP

20070027769 - Method for redeeming frequent flier mileage: A method, system and computer program for redeeming frequent flier miles to purchase a good or service are provided. An exemplary embodiment of the method includes receiving a first set of information from a user including one or more preferences of the user and determining availability of a good or... Agent: Edwards & Angell, LLP

20070027751 - Positioning advertisements on the bases of expected revenue: The present invention is directed towards systems and methods for determining one or more positions for one or more advertisements. The method of the present invention comprises receiving a result set comprising one or more advertisements ordered by expected revenue. A document is divided into one or more locations for... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027752 - Presentation of network-accessible marketable information within a web page: Disclosed herein is a device, method, and system for presenting marketable information stored in a database of a remote server. The remote server provides a web page via a network. The web page includes a module that scrolls marketable information from a database where the marketable information corresponds to an... Agent: Withers & Keys For Bell South

20070027767 - Server apparatus, system, and method for managing use of software: A server apparatus for managing use of software permits trial use of software in accordance with points of a user. The points are gained by the user performing a predetermined act. The predetermined act includes, but not limited to, browsing a site, answering a questionnaire, receiving a direct mail, purchasing... Agent: Straub & Pokotylo

20070027754 - System and method for advertisement management: The present invention relates to systems and methods for optimizing and managing advertising campaigns. The method of the present invention comprises storing one or more advertisement data structures associated with an ad group data structure in the ad group data structure. One or more ad group data structures associated with... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027768 - System and method for collection of advertising usage information: A system comprises users disposed in various locations within a region, each user associated with an advertisement of an associated web property, each advertisement for enabling visitors to navigate to the associated web property; pods distributed within the region, each user being associated with at least one pod located more... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027757 - System and method for creating and providing a user interface for customizing reports on advertiser defined groups of advertisement campaign information: A system and method for creating and providing a user interface for customizing reports on advertiser defined groups of advertisement campaign information is disclosed. Generally, advertisement campaign information is collected from an advertisement campaign management system and at least one analytics feed. The advertisement campaign information is then organized into... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20070027760 - System and method for creating and providing a user interface for displaying advertiser defined groups of advertisement campaign information: A system and method for creating and providing a user interface for displaying advertiser defined groups of advertisement campaign information is disclosed. Generally, advertisement campaign information is organized into one more ad groups. An ad group typically includes advertisements and parameters for advertisements that are to be handled by an... Agent: Brinks Hofer Gilson & Lione

20070027758 - System and method for creating and providing a user interface for managing advertiser defined groups of advertisement campaign information: A system and method for creating and providing a user interface for managing advertiser defined groups of advertisement campaign information is disclosed. Generally, advertisement campaign information is organized into one more ad groups. An ad group typically includes advertisements and parameters for advertisements that are to be handled by an... Agent: Angela M. Weider

20070027762 - System and method for creating and providing a user interface for optimizing advertiser defined groups of advertisement campaign information: A system and method for creating and providing a user interface for optimizing advertiser defined groups of advertisement campaign information is disclosed. Generally, advertisement campaign information is organized into one more ad groups. An ad group typically includes advertisements and parameters for advertisements that are to be handled by an... Agent: Brinks Hofer Gilson & Lione / Yahoo! Overture

20070027753 - System and method for optimizing the delivery of advertisements: The present invention relates to systems and methods for the optimized delivery of one or more advertisements from a group of advertisements. The method of the present invention comprises receiving a request for one or more advertisements and retrieving advertisements responsive to the request received. Click through data associated with... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027770 - System and method for providing scalability in an advertising delivery system: A method comprises providing a first set of geographically distributed pods for storing account information on a first set of advertisements associated with web properties associated with a first set of geographically distributed users; enabling the first set of users to update the account information on the first set of... Agent: Brown, Raysman, Millstein, Felder & Steiner LLP

20070027755 - System and method for rewarding user for watching broadcasting program and broadcasting receiver therefor: A broadcasting program watching reward method, a broadcasting program watching reward system, and a broadcasting receiving thereof, are provided. The broadcasting program watching reward method includes checking whether data including reward information on benefits following watching of a broadcasting program are received, when the data are received, extracting the reward... Agent: Roylance, Abrams, Berdo & Goodman, L.L.P.

20070027750 - Webpage advertisement mechanism: The invented webpage advertisement mechanism comprises a database connecting module, a search condition input means, a database search module, an advertisement database, an advertisement search module and a display module. A search condition generator is provided to automatically generate search conditions for advertisements that are closely related to information of... Agent: Bacon & Thomas, PLLC

20070027774 - Broadcast system, broadcast time selling machine, censor server device and broadcast time selling machine control program: A broadcast system, comprising: a street television device, and a broadcast time selling machine connected to the street television device, which sells a broadcast time for broadcasting desired contents, wherein the broadcast time selling machine comprises: a reading device which reads a contents file in which the contents are recorded;... Agent: Birch Stewart Kolasch & Birch

20070027779 - Add license anonymously to product locker for multi-merchant purchasing environment: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. The multi-merchant purchasing system may also be... Agent: Microsoft Corporation Attn: Patent Group Docketing Department

20070027781 - Delivery of digital products over a network: Processes are disclosed for enabling a user to purchase a digital product from a first computer system (e.g., a merchant web site), and to then initiate electronic delivery of the digital product from a second computer system without revealing personal information to the second computer system or its operator. The... Agent: Knobbe Martens Olson & Bear LLP

20070027775 - Method for approving electronic payment using the short message service including url call back and system for implementing the same: Disclosed are method and system for approving electronic payment using SMS including URL callback. Using this method, possession of a mobile terminal is very simply checked for approval of the payment using the mobile terminal. That is to say, if a payment approving server transmits SMS including URL callback to... Agent: Welsh & Katz, Ltd

20070027777 - Purchase order management method and system: A purchase order management method and system is proposed, which is designed for use in conjunction with a network system for providing a purchase order management function, and which is characterized by the capability of allowing the customer to follow a predefined consolidation rule to specifies a number of localities... Agent: Edwards & Angell, LLP

20070027778 - Single electronic application for originating and controlling workflow for multiple requested products: A single electronic application for requesting a plurality of different products by an applicant. The application is electronically associated with different types of information relating to the applicant. A workflow engine controls automated processing of workflow required to approve the requested products, in accordance with the information associated with the... Agent: Staas & Halsey LLP

20070027776 - System and method for distributing media content: A system and method for distributing media content. Transactions for the purchase of content units can be consummated while users sample the content through a player device. For example, a listener of satellite radio could decide to purchase a song currently being played on the receiver. In some embodiments, content... Agent: Delphi Technologies, Inc.

20070027780 - Systems and methods for providing a product description: A system for providing a product description, for example at a point of sale, has a database storing a product description, a code related to the product description within the database, a communication device for receiving the code and transmitting the product description and a display for informing potential customers... Agent: Mcgarry Bair PC

20070027782 - Intelligent reconciliation of database transfer errors: A method and mechanism identify various discrepancies that commonly arise when downloading transactional data from one database to another, and provide an ordered sequence of user interface tools to correct each type of discrepancy.... Agent: Fenwick & West LLP

20070027783 - Exposure exchange: An exposure exchange and method of operation therefore. An offer is received from a first party to assume exposure to at least one type of catastrophic risk in exchange for another party assuming exposure to at least one other type of catastrophic risk. A database is searched for an offer... Agent: Seyfarth Shaw LLP

20070027785 - Method and apparatus for a verifiable on line rejection of an applicant for credit: A system and method are disclosed for presenting a reason for the rejection of a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The... Agent: Van Pelt, Yi & James LLP

20070027784 - Network payment framework: An IP payments platform and methods for implementing a services network using Internet Protocol (“IP”) for integrating applications enabling users to build, collaborate, provision, and manage payments directed at specific customer segments, transaction sockets, and devices. for providing a managed service set of core capabilities and communication interfaces. Multiple IP... Agent: Hogan & Hartson LLPIPGroup, Columbia Square

20070027786 - Systems and methods for modeling credit risks of publicly traded companies: There are provided new structural default models for modeling the likely default of publicly traded companies. In a first embodiment, the invention is straight-forward to implement and allows the capture of some important ingredients of the actual default, including positive short-term CDSs. In a second embodiment them model is somewhat... Agent: Jlb Consulting, Inc. C/o Intellevate

20070027787 - Software system for real monetary instruments: A data processing method for introducing an asset-backed fixed-income security that will function as a master real currency unit with a constant value. The method consists of the steps of tracking by means of a digital computer: 1) the flow of quantitative data generated by originating financial instruments denominated in... Agent: Briggs And Morgan P.A.

20070027790 - Exchange trading of mutual funds or other portfolio basket products: A system for determining a basket of financial instruments for hedging investment risk in actively managed exchange traded funds is described. The system uses a trusted computer system and includes a computer storage medium storing a computer program product. The product determines the basket of hedging instruments by extracting factor... Agent: Howrey LLP

20070027788 - System and method for displaying and/or analyzing a limit order book: According to one embodiment, a method of generating a display of a limit order book is provided. Data regarding a plurality of limit orders entered onto an electronic market is received and recorded, at least temporarily. The data regarding each limit order includes a price and a time associated with... Agent: Baker Botts L.L.P.

20070027789 - System for financing renewable energy generation projects and other \"green\" energy generation projects: A novel project financing method for financing industrial projects such as renewal energy generation projects and other “green” energy generation projects is disclosed. The invention provides a hybrid of known corporate financing and project financing approaches, in order to provide low-cost, non-recourse financing. In a preferred system, a pension fund... Agent: Patent Administrator Katten Muchin Rosenman LLP

20070027794 - Computer-based right distribution system with reserve pricing: An automated ticket auctioning system receives and evaluates bid information records received from a plurality of remote terminals. Each bid information record corresponds to at least one bid for one or more desired seats at a venue. Each bid information record may also include a plurality of additional bids identified... Agent: Knobbe Martens Olson & Bear LLP

20070027798 - Computer-based right distribution system with temporal variation: An automated ticket auctioning system receives and evaluates bid information records received from a plurality of remote terminals. Each bid information record corresponds to at least one bid for one or more desired seats at a venue. Each bid information record may also include a plurality of additional bids identified... Agent: Knobbe Martens Olson & Bear LLP

20070027791 - Method of and apparatus for matching lenders of money with borrowers of money: Processes and machines for matching individual lenders with borrowers. Individual lenders can create an account having attributes defining conditions under which the individual lenders are willing to lend money. Borrowers can request quotations for loans. The borrowers and individual lenders are then matched, if possible, for the creation of a... Agent: Faegre & Benson LLP Patent Docketing

20070027792 - Online auction system: An online auction system and method that incorporates deposits into an auction model is disclosed. Remote terminals operated by potential bidders and sellers are used to access an auction server over a network. The auction server determines a deposit submitted in conjunction with an item to be auctioned by a... Agent: James C. Eaves Jr. Greenebaum Doll & Mcdonald PLLC

20070027797 - System and method for limiting aggressive trading in an electronic trading system: A system for managing trading orders comprises a memory operable to store a trade credit associated with a trader. The system further comprises a processor operable to receive a trading order from the trader and determine the trade credit associated with the trader. If the received trading order is a... Agent: Baker Botts L.L.P.

20070027796 - System and method for routing trading orders in an electronic trading system using trader lists: A system for managing trading orders comprises a memory operable to store a trader list that is associated with a first trader and that designates one or more other traders. The system further comprises a processor communicatively coupled to the memory and operable to receive a trading order from the... Agent: Baker Botts L.L.P.

20070027795 - System and method for using trader lists in an electronic trading system to route a trading order with a reserved size: A system for managing trading orders comprises a memory operable to store a trader list that is associated with a first trader and that designates one or more other traders. The system further comprises a processor communicatively coupled to the memory and operable to receive a trading order from the... Agent: Baker Botts L.L.P.

20070027793 - Systems and methods for maintaining the viability of a market order type in fluctuating markets: Systems and methods for maintaining the viability of a market order type in fluctuating markets are provided. These systems and methods preferably provide the user with the ability to enter an order as a “conditional” market order. Such an order will preferably only be implemented as a market order under... Agent: Fish & NeaveIPGroup Ropes &gray LLP

20070027799 - Universal line of credit having multiple financial product features: According to various embodiments, a system and method for providing a financial account associated with a customer asset are provided. A financial account containing funds is established for a customer. At least a portion of the funds are secured by property owned by the customer. The account enables the customer... Agent: Hunton & Williams LLP Intellectual Property Department

20070027802 - Decentralized guaranteed stored value transfer system and method: System and methods for facilitating the settlement of financial accounts across different entities utilize a host computer system that tracks financial transactions made at each merchant location or store and uses this information to reconcile accounts across different entities. In one embodiment, for redemption transactions that occurred within one of... Agent: Townsend And Townsend And Crew, LLP

20070027801 - Multi-level transaction flow monitoring: A computer-implemented method for monitoring transactions in a computer system includes monitoring events reported by components of the computer system responsively to a flow of the transactions through the system. A state machine model and a rule-based model are jointly applied to the monitored events, so as to identify respective... Agent: Stephen C. Kaufman IBM Corporation

20070027800 - Reverse vault cash system and methods: An electronic cash management methodology including providing a plurality of electronic cash safes each associated with a communicator, upon receipt of cash into one of the plurality of cash safes, employing the communicator for providing a computer network notification from the one of the plurality of electronic cash safes indicating... Agent: Ladas & Parry

20070027803 - System and process for remote payments and transactions in real time by mobile telephone: selecting means (20h) for verifying one of the telecommunication equipments (18, 19) that communicates with the digital mobile telephone (16, 41) identified by the admissible telephone number by means of a telecommunication service being compatible with the type of digital mobile telephone (16, 41) as identified.... Agent: Klauber & Jackson

20070027804 - Telebanking apparatus for transfering money or cash value between two parties in the same country or across national borders, for paying bills and browsing the internet: A telebanking apparatus for performing monetary transactions from remote dispersed locations and, more particularly to apparatus for transferring cash value or monetary value between two parties, either nationally or across national borders. The telebanking apparatus is equipped to receive, store and transfer cash value to or from electronic cash value... Agent: Galasso & Associates, Lp

20070027805 - Method and an apparatus for providing email billing without requiring reprogramming: Embodiments of the present invention pertain to methods and apparatuses for providing flexible email billing without requiring reprogramming is described. In one embodiment, a first billing model is associated with a mail costs table. The first billing model provides a guideline for computing a bill for a customer using an... Agent: Hewlett Packard Company

20070027806 - Environment-driven applications in a customer service environment, such as a retail banking environment: Providing enhanced customer service within an environment. A customer identification subsystem configured to automatically identify a customer that has entered the environment and a customer tracking subsystem configured to automatically track activities, current locations, or both activities and current locations of the identified customer within the environment may provide input... Agent: Perkins Coie LLP/msft

20070027807 - Protecting against fraud by impersonation: A fraud protection system that enables individuals to take control over securing the use of their own identities. A fraud protection system according to the present teachings includes a registration service that enables an individual to register a set of personalized transaction significance settings. The personalized transaction significance settings enable... Agent: Paul H. Horstmann

20070027809 - Method for signaling geographical constraints: A system for efficiently controlling the distribution of digital media content to a remote receiving device while preserving usage permissions and/or restrictions defined by the content provider. The distribution control method of the present invention includes a simplified URI (such as a website URL) along with the core content in... Agent: Morgan & Finnegan, L.L.P.

20070027810 - Portfolio and resource tracking system: A portfolio and resource tracking system, including hardware and software, is presented that provides a single tool for tracking information related to software development. The system permits the technology and business aspects of a company to work closely with each other to better align the strategic objectives of the company.... Agent: Brinks Hofer Gilson & Lione

20070027808 - Strategies for queuing events for subsequent processing: In one exemplary implementation, strategies are described which transmit notification information from a first device (e.g., a media server) to a second device (e.g., a remote media device). Based on this notification information, a recipient-user can use the first device to generate an event pertaining to the notification information and... Agent: Lee & Hayes PLLC

20070027811 - Pay-for-access legal research system with access to open web content: To facilitate legal research, companies, such as Thomson West provide subscription-based (pay-for-access) online information-retrieval systems. Seeking to improve these and related systems, the present inventors recognized researchers often need to access open web content that is outside their subscription-based system. Accordingly, the present inventors devised systems, methods, and software that... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070027812 - Content distribution system and content distribution method: Disclosed herein is a content distribution system including: a content distribution server; a sender terminal; and a receiver terminal; wherein the content distribution server including a communication block; a recording block; a content management block; a content encryption block; and a key management block; wherein the sender terminal including a... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070027813 - Software distribution method and apparatus: The present invention provides for a method and apparatus for distributing digital information, such as software applications, to application users. By providing the digital information on unused memory space of a computer system, and providing a process for authorizing access to the information, the information can be efficiently and cost... Agent: Perkins Coie LLP Patent-sea

20070027815 - Systems and methods for centralized subscription and license management in a small networking environment: Methods and Systems are disclosed for a centralized license and subscription management in a small, networked environment may include a licensing/subscription charging service, a licensing/subscription store and a client device licensing/subscription checking component. The licensing/subscription charging service may be located on server, for example, with the software product producer or... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070027814 - Transferring content between digital rights management systems: A method, system and computer program product are shown for transferring encrypted content (1) and a corresponding license (4) that are contained in a first device (3) that uses a first Digital Rights Management (DRM) system of a first or second type to a second device (7) that uses a... Agent: Ware Fressola Van Der Sluys & Adolphson, LLP

20070027817 - Ic card, receiving apparatus, terminal list generating apparatus and terminal authentication method: An IC card includes a data receiving unit which receives a terminal authentication list and a receiving apparatus ID from a memory unit of a receiving apparatus, a first determination unit which obtains a first determination result by determining, with reference to first discrimination information, whether the terminal authentication list... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070027816 - Methods and systems for improved security for financial transactions through a trusted third party entity: Improved systems and methods for financial transactions through a trusted third party entity that improve the security of the transactions. A payment system may build a database of reasonably verified voice prints for verifying a consumer's authorization for a transaction, The method comprises receiving a payment request from a consumer... Agent: Duft Bornsen & Fishman, LLP

20070027818 - Systems and methods facilitating communication with remote computers: A variety of systems and embodiments are disclosed. Some of the embodiments handle steganographic data. One embodiment provides a method including: launching on a first computer a reader to read embedded, hidden data; extracting identifying data from the embedded, hidden data; communicating at least the extracted identifying data to a... Agent: Digimarc Corporation

20070027819 - Authenticity verification: A method for authenticity verification. The method can comprise conducting a transaction between first and second parties, the parties being respectively located at first and second locations remote one-another, the outcome of the transaction being the transfer of title to goods and/or services from the first party to the second... Agent: Mcdonnell Boehnen Hulbert & Berghoff LLP

20070027821 - Method for controlling the delivery of a flow of items to at least a client of an item provider: The present invention concerns a method and a device for controlling the delivery, by an item provider (15), of a flow of items to at least a client (10) through a distribution network (140), a device for controlling the delivery of the flow of items (150) is associated to the... Agent: C. Irvin Mcclelland Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070027820 - Methods and systems for securing electronic transactions: Methods and systems for securing a prospective electronic transaction between a first party and a second party. The system comprises an authentication entity adapted for generating a transaction indicia for the electronic transaction and sending the transaction indicia to the client computer, wherein receipt of the transaction indicia by a... Agent: Norman H. Zivin Cooper & Dunham LLP

20070027822 - System and method for estimating transition costs: A transition costing program (TCP) uses standardized activity tasks (SAT), standard activity estimates (SAE) for each SAT, a transition costing estimator (TCE) to develop full time equivalent (FTE) values for transitioning a customer. The TCP functions in an engagement phase, a boarding phase, and end cost variance (ECV) analysis phase... Agent: Ibm Corporation (rus) C/o Rudolf O Siegesmund Gordon & Rees, LLP

20070027823 - Extension cord capable of providing estimated power costs incurred by an electrical appliance plugged thereinto: A method for providing estimated power costs incurred by an electrical appliance, which is plugged into a receptacle of an extension cord, includes enabling operation of the extension cord so as to measure electric current flowing through a receptacle, so as to compute an amount of electricity consumed by the... Agent: Robert Popa, Esq. C/o Ladas & Parry

20070027824 - Handheld device and method for inspecting drain pipes: A handheld sensor device is disclosed for inspecting a plumbing system. The handheld device has a handheld case, a detection circuit within the case, an acoustic or capacitive sensor, a display, and an audible alarm. The sensor communicates with the detection circuit and is connected to the case by a... Agent: Thompson & Thompson, P.A.

20070027825 - Transport system: A transport system having commuters with identification and/or vehicles with identification (“identifiers”) authorising them to take part in the transport system, at least one vehicle park in which authorised commuters may park vehicles and/or take on board authorised commuters who may or may not have parked vehicles and transport them... Agent: Jacobson Holman PLLC