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Data processing: financial, business practice, management, or cost/price determination January USPTO class patent listing 01/07

20070021973 - Automated community to exchange philanthropy information: A plurality of users, which may comprise donors, charitable organizations, beneficiaries, businesses, advertisers, etc. can be allowed to access an online communication system designed around one or more philanthropical endeavors. The online communications system can include a chat room, a blog, an online forum, an email mailing list, etc, as... Agent: Klarquist Sparkman, LLP

20070021972 - Bluebook compliant passive protection: A multiple session optical disc has a first audio session and one or more additional data sessions wherein at least one of the data sessions contain a data track as the first track and an extra audio or data track. When reading data from an optical disc in a computer... Agent: Michal Avniel Sunncomm Int'l

20070021963 - Data management method for slash memory medium: The present invention provides a method of data management for a flash memory medium, characterized in that the status flag of the memory block of said flash memory medium is set as an unfinished state during operating the memory block; after finishing the manipulation, the status flag is set from... Agent: Lowe Hauptman Berner, LLP

20070021964 - Identification method of apparatus to be recalled and heating method: A method for identifying apparatuses to be recalled that enables identifying the locations of the products to be recalled, the method including: collecting steps (S2 and S4) of collecting the information items stored in IC tags from the apparatuses with the IC tag via a communication network, a checking step... Agent: Wenderoth, Lind & Ponack L.L.P.

20070021968 - Management of usage costs of a resource: A method for managing a usage cost of an asset. A user component of a business entity may access the asset after the asset has been developed by a development component of the business entity, wherein the user component receives compensation from a compensator in response to the user component... Agent: Schmeiser, Olsen & Watts

20070021974 - Method, system and apparatus for matching pets to appropriate pet products and supplies: The present invention is a method, system and apparatus for matching pets, particularly dogs and cats, with an appropriate product by a pet owner. A breed code is assigned to each breed of pet based on predetermined criteria. Pet products and supplies are classified based on the suitability of the... Agent: Patricia A. Wenger

20070021969 - Mobile electronic transaction system, device and method therefor: Disclosed herein is a system and method for conducting electronic transactions utilizing a wireless communications device or computer adapted to receive either a URL for accessing an indicia of value stored on a server or an image of the indicia of value. The present system further enables transmission of at... Agent: Arnold S. Weintraub The Weintraub Group, P.L.C

20070021975 - On-line revenue sharing: Online billing includes determining if a third party referred an online buyer of a good not requiring physical delivery to an online seller of the good not requiring physical delivery and apportioning revenue from sale of the good not requiring physical delivery between the online seller and, if a third... Agent: Pepper Hamilton LLP

20070021970 - Selectively transmitting transaction data: A last transaction for a business object may be identified. Transactions related to that occur prior to the last transaction and subsequent to a last upload event are associated with the last transaction. Data describing the last transaction and the associated transactions may be transmitted over a communications network. Related... Agent: Mintz, Levin, Cohn, Ferris, Glovsky & Popeo, P.C.

20070021971 - Service personnel detection system and method: The present invention provides a service personnel detection system for detecting and reporting the presence of service personnel at a plurality of environmental equipment systems. The service personnel detecting systems utilize various wireless means for sensing or recording a presence of service personnel adjacent the plurality of environmental equipment systems.... Agent: C. James Bushman

20070021967 - System and method for providing framework for business process improvement: A method for developing a process roadmap for a business system is disclosed. The method includes identifying a business process and determining business goals and key process metrics for the business process. The method further includes measuring process maturity levels of the business process and identifying business process improvement initiatives... Agent: Klarquist Sparkman, LLP

20070021965 - System and method for selecting a pillow: A system and method of selecting a pillow is disclosed. The system includes a pillow selection device adapted to display a plurality of pillow selection criteria from which an individual can determine at least one recommended pillow model based on the individual's personal pillow selection criteria. In one embodiment, the... Agent: Thompson Coburn, LLP

20070021966 - Systems and methods for facilitating service request processing in a call center: A call center system comprises a service request generator for generating a service request that includes a machine identifier; a machine status database controller coupled to the service request generator, the machine status database controller for retrieving machine status data corresponding to the machine identifier of the service request; a... Agent: Maginot, Moore & Beck LLP

20070021976 - Apparatus and method for determining the health effects associated with various products: There is provided an apparatus and method for determining health effect of a selected product, or products(s) providing a selected health effect. The apparatus comprises a database of products and associated health effects; an input for a user to input the selected product or selected health effect; a processor for... Agent: Intellectual Property Group Fredrikson & Byron, P.A.

20070021977 - Automated system for capturing and archiving information to verify medical necessity of performing medical procedure: An automated routine verifies the medical necessity of a procedure. When a procedure is scheduled, the routine searches for, captures and archives patient and clinical information in an audit file, to evidence medical necessity of the procedure. If the audit file lacks one or more pieces of information, medical personnel... Agent: Allen, Dyer, Doppelt, Milbrath & Gilchrist P.A.

20070021980 - Genetic profiling and banking system and method: A genetic banking system allows the ability to securely store genetic profile data while allowing access to individuals authorized to access the profile for authorized purposes.... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20070021982 - Healthcare staffing system: The computer-based system of the invention provides sales, recruiting, account management, scheduling, human resources, payroll and billing, accounting, receivables, and system administration functions for the operation of a healthcare staffing and private duty homecare agency. In particular, the system is designed for use in medically licensed healthcare staffing companies and... Agent: Squire Sanders & Dempsey LLP

20070021979 - Multiuser wellness parameter monitoring system: A monitoring apparatus for monitoring a plurality of patients establishes communication to a caregiver regarding wellness parameters of at least one of the plurality of patients. The monitoring apparatus includes a physiological parameter transducing device that generates an electronic signal representative of the value of the physiological parameter being monitored.... Agent: Erik G. Swenson Merchant & Gould P.C.

20070021978 - System and method for clinical cost capture on a job cost basis: A method and system for generating job costing data are provided. The method may include performing job costing in a healthcare environment by automatically retrieving information including a group of descriptive attributes from a data store. The group of descriptive attributes may form a patient encounter and the descriptive attributes... Agent: Shook, Hardy & Bacon L.L.P. Intellectual Property Department

20070021981 - System for managing emergency personnel and their information: A system and method to request, coordinate, credential and manage medical personnel and their information to support disasters or emergencies, having a system to manage medical personnel credentialing information; a system to automatically contact medical personnel; a system for automatically verifying medical personnel credentialing and privileging information; and a system... Agent: Eric Robinson

20070021984 - Interactive patient communication development system for reporting on patient healthcare management: A modular interactive system and method for customizing health education to an individual at a remote terminal to induce a modification in a health-related behavior of the individual. The automated system includes a questionnaire generator for questioning the individual to determine his or her motivational drivers and comprehension capacity. The... Agent: Health Hero Network, Inc.

20070021983 - System for healthcare information distribution: A system and method of distributing health information through a portal passes through several stages associated with the patients, their ailments and treatments. First, contact and diagnostic data is obtained from the patient, including medical diagnosis, or other information descriptive of the patient's condition. Next, educational information is provided to... Agent: Deborah A. Barnes

20070021986 - Benefits contract providing a bundle of benefits: According to one embodiment of the invention, a benefits contract includes an agreement to provide a plurality of benefits for at least one person. The agreement provides for an account including a plurality of units. Each unit is associated with multiple benefits. For example each unit may be associated with... Agent: Baker Botts L.L.P.

20070021988 - Computer-implemented method for grouping medical claims with clinically representative dynamic clean periods: A computer-implemented method for profiling medical claims to assist health care managers in determining the cost-efficiency and service quality of health care providers. The method allows an objective means for measuring and quantifying health care services. An episode treatment group (ETG) is a patient classification unit, which defines groups that... Agent: Dorsey & Whitney LLP Intellectual Property Department

20070021987 - Computerized medical modeling of group life insurance using medical claims data: A method of model development for use in underwriting group life insurance for a policy period includes collecting medical claims data for the group to be underwritten, where each medical claim being related to a particular employee of the group. Morbidity categories are provided that categorize the medical claims in... Agent: Erik B. Flom

20070021985 - Uninsured cost estimation system and method: An uninsured cost estimation system comprises a database for storing estimated cost factors for uninsured costs related to worker's compensation claims. A user work station is provided for entering claim data relating to an injured employee including work status information selected from lost work time, restricted duty work time, job... Agent: Wood, Phillips, Katz, Clark & Mortimer

20070021991 - Performing predictive pricing based on historical data: Techniques are described for using predictive pricing information for items to assist in evaluating buying and/or selling decisions in various ways, such as on behalf of end-user item acquirers and/or intermediate item providers. The predictive pricing for an item may be based on an analysis of historical pricing information for... Agent: Perkins Coie LLP Patent-sea

20070021989 - Pricing tickets based on constructing tables of pricing units for sub-portions of a ticket: Pricing of a sequence of transportation units includes receiving a set of sellable-units, encoding the set of sellable-units into a context-free grammar that represents possible ways that the sellable-units can be combined to produce valid tickets and producing a ticket from the encoded set of sellable units.... Agent: Fish & Richardson PC

20070021990 - Ticket booking system and method of determining an arrival airport according to a phone number: The invention discloses a ticket booking system and method of determining an arrival airport according to a phone number. A ticket booking terminal is used to receive a ticket booking request including phone number information of a destination, and the ticket booking request is transmitted to a ticket booking server... Agent: Bacon & Thomas, PLLC

20070021994 - Analysis of impact of change in an organizational entity: A method and system for analyzing impact of change in an organizational entity. A graph H includes nets, nodes of the nets, edges connecting the nodes, and edge weights for the edges. The edge weights denote changes in some nodes resulting from changes in other nodes. For a given set... Agent: Schmeiser, Olsen & Watts

20070021995 - Discovering patterns of executions in business processes: A computer-implemented method for analyzing business processes described in a business process execution language includes mapping a workflow abstract model graph from each of a plurality of business process descriptions corresponding to the business processes, identifying message exchange patterns between the business processes, and merging the workflow abstract model graphs... Agent: Siemens Corporation Intellectual Property Department

20070021993 - Method and system for constructing, managing and using enterprise architecture in a component busines model: A method and system is described for an enterprise architecture being viewed through a component business model of an organization, where the artifacts of the enterprise architecture are mapped to corresponding elements of the component business model. A metamodel is used to integrate a model of the enterprise architecture with... Agent: Whitham, Curtis & Christofferson, P.C.

20070021992 - Method and system for generating a business intelligence system based on individual life cycles within a business process: The present invention relates to a method and system for generating a comprehensive Business Intelligence system based on a lifecycle approach that comprises of the steps of: modeling, building, generating and analyzing in order to analyze a business process end to end. In accordance with the present invention, modeling comprises... Agent: Evergreen Valley Law Group

20070021996 - System and method for ongoing supporting a procurement and accounts payable system: A system for deploying to a client accounting installation a general procurement and accounts payable application specifically configured for the client by an enterprise includes a database server for (1) maintaining on a storage device a database of templates describing procedures for assessing, preparing, developing, deploying and supporting the application,... Agent: Shelley M. Beckstrand Patent Attorney

20070021998 - Resource scheduling method and system: Embodiments of the invention are concerned with scheduling resources to perform tasks requiring a plurality of capabilities or capabilities and capacities, and has particular application to highly changeable or uncertain environments in which the status and the composition of tasks and/or resources changes frequently. Embodiments provide a method for use... Agent: Nixon & Vanderhye, PC

20070021997 - System and method for efficient optimization of meeting time selection: The present invention provides a computer implemented method, system, and computer usable code of optimizing meeting attendance. Input is received from multiple meeting invitees to generate a set of profiles for the meeting invitees. The input includes attendance information for each of the plurality of meeting invitees. When a proposed... Agent: Duke W. Yee

20070022000 - Data analysis using graphical visualization: Methods and systems are provided for creating interactive graphical representations (e.g., interactive radial graphs) of operational data in order to enhance root cause analysis and other forms of operational analysis. Graphical nodes represent potential sources of operational variations. Graphical edges linking nodes represent relationships among the potential sources. Graphs may... Agent: Banner & Witcoff, Ltd. Attorneys For Client No. 005222

20070021999 - Labor and transaction management system and method: A method for generating labor requirements including the step of providing a plurality of sales models based upon historical data, where each sales model is associated with a store within an enterprise. A sales model is selected and a sales forecast is generated based upon the selection of at least... Agent: Thompson Hine L.L.P.

20070022001 - Professional service management using project-based point system: A computer-implemented project-based point system for professional services uses a database including a list of professional employees, a menu of project codes, and an assignment of a point value to each of the project codes. The method calculates total points earned by a professional by adding point values assigned to... Agent: Lumen Intellectual Property Services, Inc.

20070022009 - Exchange and interactive ad server system and method: The exchange & interactive ad server system and method allow an advertiser to bid or directly purchase publisher inventory across both interactive and traditional media networks. Furthermore, the system further allows the automation and optimization of advert, publisher networks, and consumer rewards via a continuous feedback loop of consumer interactions,... Agent: John Michael Cataldi

20070022004 - Lead-to-income statement method and system: A method and system for selling a product or service to a lead and generating an income statement including entries associated with an order placed by the lead includes receiving information from a lead. A pre-sale marketing campaign stream is assigned to the lead based upon the received information, with... Agent: Graybeal, Jackson, Haley LLP

20070022006 - Method and system for delivering electronic communications: A system directs a browser or browsing application associated with a user to a targeted web site after the user performs at least two activations or “clicks” of his pointing device. The first “click” is typically on a communication provided by the system, serving as an intermediary, and the second... Agent: Lathrop & Gage Lc

20070022005 - Method for requesting, displaying, and facilitating placement of an advertisement in a computer network: A method and computer-readable storage medium for submitting a request to display an advertisement in a network, facilitating display of an advertisement in a network, and receiving a request to display an advertisement in a network. A request to display an advertisement specifies at least one desired condition for display... Agent: Schneck & Schneck

20070022011 - Methods and apparatuses to determine prices of communication leads: Systems and methods to determine prices for communication leads generated from pay for performance advertisements. In one embodiment, a method includes: providing an advertisement with a reference to customers on behalf of a specific party; facilitating communications between the party and a customer via the reference; and charging the party... Agent: Greenberg Traurig, LLP (sv)IPDocketing

20070022008 - Payment program for use in point-of-sale transactions: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make... Agent: Conley Rose, P.C.

20070022003 - Producing marketing items for a marketing campaign: Methods, machines, systems and machine-readable instructions for producing marketing items are described. In one aspect, a user is prompted to specify campaign parameters, including one or more campaign topics, defining a scope of the campaign. The user is prompted to specify for each of the one or more campaign topics... Agent: Hewlett Packard Company

20070022007 - System and method for a customer loyalty reward system utilizing a shopping search portal, a payment transfer agent and email marketing: A seller registers with a loyalty reward program and provides access authorization for the seller's payment transaction information to a payment transfer agent, and receives HTML for displaying a reward offer to a buyer, which is presented in response to a browser accessing a selling page. Information from the selling... Agent: Alun L. Palmer, Patent Agent

20070022002 - System for displaying advertisements on a display monitor at traffic singnals: A system is disclosed for displaying advertisements on a plurality of display monitors where each display monitor is associated with and mechanically coupled to a traffic signal. The system includes a plurality of display computers where each display computer is operatively connected to one of the display monitors for providing... Agent: Clarence E. Eriksen

20070022010 - Targeting of advertisements to users of an online service: There is disclosed a server and local device that interface for selecting advertisements to be viewed by users of an online service based upon user activity. The local device preferably maintains a targeted activity list of activity identifiers and associated advertisements. The local device monitors the activity on the local... Agent: SocalIPLaw Group LLP

20070022012 - Rfid access apparatus and a transaction method using the same: The present invention discloses a RFID access apparatus and a Transaction method using the same. The RFID access apparatus, coupled to a SD card socket disposed in an electrical terminal device including a controller unit coupled to said SD card socket and a radio frequency transceiver coupled to said controller... Agent: Bruce H. Troxell

20070022013 - Fitting systems: The invention relates to methods that correlate individual size-related measurements provided by a consumer to specifications of articles offered by a manufacturer or a business. The correlation enables a consumer to determine whether a specific article is appropriate for a particular consumer's size and/ or fit needs. Size-related measurements or... Agent: Jennifer D. Tousignant

20070022020 - Computer implemented display having an integrated format: A computer implemented system for organizing information is provided that comprises a product data area for aggregating data for products, a completed order area for collecting the product data for multiple products and providing options for handling the products as a completed order and providing completed order data, a delivery... Agent: Seyfarth Shaw LLP

20070022016 - Drive-through order management system and method: A system and method for drive-through product order management. The system comprises a display and a processor. The display displays first customer product order information representative of a customer product order wherein the first customer product order information is positioned in a first position of the display. The processor correlates... Agent: Neal, Gerber, & Eisenberg

20070022017 - Extended data collection for multi-merchant purchasing environment for downloadable products: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment... Agent: Microsoft Corporation Attn: Patent Group Docketing Department

20070022019 - Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging: A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device... Agent: Fay, Sharpe, Fagan, Minnich & Mckee, LLP

20070022014 - Method of managing online shopping mall having trade transaction function: The present invention relates to a method of managing an online shopping mall having a trade transaction function, wherein the same product is displayed in association with a third nation's online shopping mall and trade-related information is continuously provided to sellers. The method includes a first process of, if information... Agent: Park Law Firm

20070022022 - Notification service for assisting users in assessing merchants in an electronic marketplace: Various computer-implemented services are disclosed for assisting users in selecting items from an electronic catalog, and for selecting merchants with which to conduct transactions. One such service detects when a first user accesses a web page associated with a particular merchant, and then attempts to identify, from a set of... Agent: Knobbe Martens Olson & Bear LLP

20070022015 - System and method for the on-line purchase of products through a guest registration: A computer implemented system and method for providing on-line purchasing of products through a communications network are provided. An application server of the system is adapted to determine that a user is interacting with a website associated with the application server as a guest registrant. A guest processing component residing... Agent: Wildman Harrold Allen & Dixon

20070022021 - Systems and methods wherein a buyer purchases products in a plurality of product categories: Systems and methods are provided wherein an indication of a plurality of product categories is received, each product category being associated with a plurality of products. For example, the indication of the plurality of product categories may be received from a buyer. Buyer offer information, including an indication of an... Agent: Walker Digital

20070022018 - Wireless electronic drive-thru system and method: In a particular embodiment, the disclosure is directed to a system including a customer authentication and payment server, a merchant data server, a merchant network, and a merchant station. The merchant data server is coupled to a public data network and the public data network is coupled to the customer... Agent: Toler Schaffer, LLP

20070022023 - Method and apparatus for populating a software catalogue with software knowledge gathering: A method and a corresponding apparatus for inventoring software products on a plurality of computer are proposed. The inventoring system aims at populating a software catalogue without the manual intervention of an administrator. The present invention reduces the cost of producing and maintaining a comprehensive knowledge base (the catalogue) which... Agent: Ibm Corporation Intellectual Property Law

20070022024 - System, method, and apparatus for supply chain management: A system for managing an integrated supply chain of livestock, such as beef cattle, utilizes a networked system solution for interacting various supply chain entities via the Internet. Various livestock producers, feed yards, packers, retailers, and vendors to the livestock industry are interconnected to communicate, manage, market, and transact the... Agent: Bracewell & Giuliani LLP

20070022025 - System and method for identifying accounting anomalies to help investors better assess investment risks and opportunities: A system and method of identifying accounting anomalies to assess investment risks and opportunities. The steps include receiving company data and criteria metrics, and evaluating the company data in view of the criteria metrics to produce a performance indicator. Information, such as an easily read visual flag is provided to... Agent: Baker & Botts L.L.P.

20070022026 - Tax scorecard reporting system: A data processing system provides a tax scorecard that displays one or more scorecard windows dedicated to a specific tax perspective. Each tax perspective may have at least one corresponding tax objective, and each tax objective may have at least one corresponding tax key performance indicator. The tax perspectives may... Agent: Accenture Chicago 28164 Brinks Hofer Gilson & Lione

20070022027 - Application processing and decision systems and processes: The present invention relates to application processing and decisioning systems and processes. One embodiment of the invention includes a method for automating decisioning for a credit request associated with an applicant. The method includes providing a user computer interface adapted to receive information associated with an applicant, and further adapted... Agent: John S. Pratt, Esq Kilpatrick Stockton, LLP

20070022029 - Athlete valuation: A valuation system for measuring the value of an athlete is described. The system determines a market value for a share of a financial instrument in the athlete. The system also determines the performance points generated by the athlete as a result of the athlete's participation in real-life athletic competitions.... Agent: Perkins Coie LLP Patent-sea

20070022032 - Content selection based on signaling from customer premises equipment in a broadcast network: Systems and methods are presented for insertion of assets into a stream of content (e.g., audio and/or video programming). Such assets may be targeted to network users separate from the surrounding content and deliveries thereof confirmed. Among other things, these systems and methods enable a new advertising paradigm based on... Agent: Marsh, Fischmann & Breyfogle LLP

20070022033 - Hedge fund weight in a hedge fund index: This invention relates to hedge fund indexing in general and methods and systems for constructing and maintaining investable hedge fund indices in particular.... Agent: Fish & Richardson PC

20070022030 - Method for controlling transaction management server, transaction management server and program: A control method, for a transaction management server of a transaction administrator administrating commodity transactions between a seller and a buyer, comprises transmitting to a forwarder terminal an instruction to transport a commodity received along with price information of the commodity from a seller terminal; writing the price information into... Agent: SocalIPLaw Group LLP

20070022028 - System design tool according to reusable asset specifications: An asset catalog is disclosed which includes a plurality of software assets and at least one hardware asset configured to be selectively functionally interconnected with at least one of the plurality of software assets. The plurality of software assets and the at least one hardware asset are organized in accordance... Agent: Caterpillar/finnegan, Henderson, L.L.P.

20070022034 - Systems and methods for a market economic approach for bonding a specific economic process for quality of life enhancements to elders: A method for bonding of a specific economic process for provision of quality of life enhancements to elders is described. At least one financial contribution from a financial contributor is received by a funding entity. The at least one financial contribution is used to contribute to a targeted investment program.... Agent: Finnegan, Henderson, Farabow, Garrett & Dunner LLP

20070022031 - Transfering financial interest: Transferring a financial interest is disclosed. A fair market value of an asset is assessed in connection with the issuance of an option to buy a portion of the asset. A maximum value of debt associated with the asset is assigned and the option is acquired.... Agent: Van Pelt, Yi & James LLP

20070022035 - System and method for continuous sale or transfer of employee stock options: A company provides options to an employee on stock of the company at a first time, the options comprising at least a strike price, a maturity date, a vesting requirement and a restriction on transfer. At a second time that is after the first time, the company provides a registration... Agent: Milbank, Tweed, Hadley & Mccloy

20070022036 - Method and system for determining modulated volume information for a tradeable element: This application relates to a method and system for determining modulated volume information for a tradeable element, such as a security or commodity. The invention compensates for normal fluctuations in volume occurring during the course of a trading period, thereby enabling convenient visualization of abnormal volume activity. In one embodiment,... Agent: Oyen, Wiggs, Green & Mutala LLP 480 - The Station

20070022041 - Method and system for improving exchange performance: A method for operating an exchange where financial instruments are traded that includes applying a discriminant to trade transactions, dividing the trade transactions into groups and then routing trade transactions to selected exchanges for handling. The method also allows transactions to be matched within each exchange and allows qualified traders... Agent: Mccracken & Frank LLP

20070022042 - Real-time internet auction system: A real-time auction system that is the same as traditional auctions by utilizing the internet. The system utilizes computers in which a number of buyers bid a price for an article and the bids are transmitted over the internet from the buyers' computers to a computer for an organizer, an... Agent: Klein, O'neill & Singh, LLP

20070022038 - System and method for batch bidding on employee stock options: A company issues options to an employee on stock of an issuing company at a first time. The options comprising at least a strike price, a maturity date and a vesting date. Information on the options is provided to a plurality of bidders at a second time that is after... Agent: Milbank, Tweed, Hadley & Mccloy

20070022039 - System and method for etf investing: A system and method for ETF investing that provides a primary exchange traded fund (PETF) that comprises a plurality of shares, wherein the primary exchange traded fund comprises investments in a plurality of secondary exchange traded funds (SETF). The system and method enable intraday, or other periodic, trading of a... Agent: Mirick, O'connell, Demallie & Lougee

20070022040 - System and method for facilitating network based commerce: Described herein is a commerce system and methods thereof, which comprises a remote server accessible via a network by client computers utilizing client software such as browsers for interfacing with the remote server. The server provides a commerce system that enables sellers to post information of items for sale to... Agent: Collage Analytics LLC

20070022043 - Trade aggregation system: A system whereby high volumes of related commodities or securities trades with a brokerage firm's clients may be processed by the firm's back office systems. The system includes a firm account processor and a wash account processor which combine all characteristically similar trades with the same counterparty into a discrete... Agent: John F. Letchford

20070022037 - Virtual over-the-counter financial product exchange system: A virtual over-the-counter exchange system that allows brokers to negotiate and complete exchanges of financial products between traders within a plurality of financial product markets includes a data converter that converts financial product market information received from a broker into a standard financial product data format, a virtual broker database... Agent: Amster, Rothstein & Ebenstein LLP

20070022044 - Information processor, optimization processing method, collateral allocation method, and recording medium: An information processor includes: a priority acquisition means; a collateral/loan information acquisition means; and an optimization processing means executing processing related to optimization when reducing a risk amount of loan by collateral allocation, by linear programming using priorities acquired by the priority acquisition means and collateral information and loan information... Agent: Arent Fox PLLC

20070022045 - Method of transacting objects: A method of transacting objects is provided. Each object comprises an identifier identifying an object identity. The method comprises, in a computer system, the steps of: (a) receiving transaction data from a data reader, the transaction data identifying the object identity; (b) identifying a transaction history for the object identity;... Agent: Silverbrook Research Pty Ltd

20070022049 - Electronic identifier payment systems and methods: A payment service method and system involve a payment service provider, a customer/payor and a consumer provider/payee. The customer/payor enrolls in the service and is provided a unique identifier that enables the customer to conduct transactions with the payment service provider. The customer/payor interfaces with the payment service provider through... Agent: Townsend And Townsend And Crew, LLP

20070022046 - Payment program for use in point-of-sale transactions: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make... Agent: Conley Rose, P.C.

20070022047 - Payment program for use in point-of-sale transactions: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make... Agent: Conley Rose, P.C.

20070022048 - Payment program for use in point-of-sale transactions: In some embodiments, the present application relates to card-free programs provided by a merchant to a customer, whereby the customer has access to functions such as payment options and/or loyalty program benefits without needing to present a physical card at a point of sale. For example, a customer may make... Agent: Conley Rose, P.C.

20070022052 - Controlling access to information on a network using an extended network universal resource locator: Systems and methods for controlling access to information on a network where a first network entity receives a message requesting access to stored information via a network communication. The received message includes a first component encrypted with a first crypto-key associated with the first network entity and a second component... Agent: Sutherland Asbill & Brennan LLP

20070022050 - Installment payment searching system, apparatus, and method: A lender provides a loan policy containing rules that relate item attributes and/or borrower characteristics to loan parameters such as interest rate and loan term. An inventory of items normally purchased is searched using an installment payment amount as a search criterion by combining item attributes and loan rules associated... Agent: Raymond D. Webb Jr.

20070022051 - System and method for multi-application payment processing: A multi-application payment system and method operates in a hybrid closed/open manner. The multi-application payment system and method features a smart card wherein funds are added to the card at point of sale (POS) locations. The card keeps track of the available balance and is used to purchase goods/services at... Agent: Bourque & Associates Intellectual Property Attorneys, P.A.

20070022053 - Electronic check: An electronic check that is created by a secure electronic transmission which can be printed as a paper check by the payee. The electronic check is created by a software program that makes a digital image of the check, securely encrypts the digital image and transmits the digital image to... Agent: Barnes & Thornburg LLP

20070022054 - Method and apparatus for display of data with respect to a portfolio of tradable interests: A computer display and method for displaying trading data for tradable interests includes receiving trade data from one or more exchanges and applying provides filters to the data to display for the liquidity provider/user data that is relevant to the liquidity provider/user's portfolio. The filter removes trading data of tradable... Agent: Schiff Hardin, LLP Patent Department

20070022055 - Distributing live performances: An audio codec uses one or more access points to broadcast or unicast a performance to a mobile digital media device that is registered and therefore is authorized to receive the performance. Prior to receiving, the mobile digital media device is authenticated by replying to an RFID query from one... Agent: Christensen, O'connor, Johnson, Kindness, PLLC

20070022056 - Anti-piracy method for digital works: Executable Media files (10) consisting of media player and/or display software (20), advertisement (30), advertisement identifier (35), digital work (40), work identifier (45), permissive (50), use log generator (60) and communications utility (70) are created and distributed to consumers (130) for free to subvert the incentive to profit from the... Agent: Dino Scorziello

20070022057 - Trusted decision support system and method: Methods and apparatus for providing a comprehensive decision support system to include predictions, recommendations with consequences and optimal follow-up actions in specific situations are described. Data is obtained from multiple disparate data sources, depending on the information deemed necessary for the situation being modeled. Some embodiments perform complex systems modeling... Agent: Knobbe Martens Olson & Bear LLP

20070022058 - Wireless computer wallet for physical point of sale (pos) transactions: Methods and systems provide a secure transaction server (STS); provide an authentic point of sale (POS) device, according to a first authentication parameter of the STS; provide an authentic mobile purchasing device, according to a second authentication parameter of the STS; provide a short-range communication method between the POS device... Agent: Staas & Halsey LLP

20070022059 - System and method for producing a mailpiece including value added services: A system for producing a mailpiece for delivery in accordance with a Value Added (VA) service. The system comprises a computer processor having Value Added Services (VAS) program code adapted to operate in combination with the processor's print driver code. Further, the VAS program code is operative to receive operator... Agent: Pitney Bowes Inc. 35 Waterview Drive

20070022060 - System and method for mail verification: A system and method is provided for transmitting mail verification data over a wide area network, such as the Internet, in response to receiving and authenticating at least a portion of mail identification (ID) data. In one embodiment of the present invention, a mail verification application is adapted to store... Agent: Todd E. Fitzsimmons

20070016436 - Computer system for resource management: A method of assessing qualifications of employment candidates includes computer-based processes. The computerized method allows the selection of at least one desired skill from the employment candidates. The computerized method includes searching electronic candidate information for the desired skills, determining duration of each skill found, and determining how recently each... Agent: Reising, Ethington, Barnes, Kisselle, P.C.

20070016429 - Implementing production processes: In the implementation of a production process, event data corresponding to a parent event that has triggered an executable business process that has failed is logged. The event data is displayed to a user. Responsive to input from the user, a child event based on the event data is generated,... Agent: David Beatty Myers Bigel Sibley & Sajovec, P.A.

20070016434 - Interview-based enterprise planning: An enterprise planning system provides interview-based enterprise planning techniques that enable users to interact with a simple, manageable and understandable front-end for complex planning software. The interview-based enterprise planning system guides users through an enterprise planning process that captures the planning data with a set of ordered input screens that... Agent: Shumaker & Sieffert, P. A.

20070016431 - Method and apparatus for managing intellectual property: The present invention provides a method and apparatus for processing ideas and managing intellectual property assets. The present invention provides a patent portfolio development portal for control and implementation of a workflow for the management of ideas such as intellectual property assets. The intellectual property assets comprise proprietary concepts and... Agent: Paul S Madan Madan, Mossman & Sriram, PC

20070016433 - Method and apparatus for ranking support materials for service agents and customers: An information management system (100) for managing support materials has a communications interface (110) coupled to customer service agents (112) and customers 108, a memory 104, and a processor 102. The processor is programmed to receive (202) customer feedback from one or more customer service agents, rank (203) support materials... Agent: Akerman Senterfitt

20070016438 - Method and system for allocating revenue derived from use of gps-equipped golf carts: A method of allocating revenues attributable to rental and use of a golf course information system implemented in golf carts with local monitor adapted to display any or all information from among course and hole layout, course features, and distance to selected features of a hole in play, to assist... Agent: Donald R. Greene

20070016430 - Method for selection of cosmetic products: A method and system for helping purchasers access immediate, reliable, comprehensive information about the safety of all ingredients in a cosmetic product and the overall safety of the product utilizes a Safety Factor. An interactive web site controlled by software has access to a database of scientifically reliable safety data... Agent: Steven Horowitz Counselor At Law

20070016432 - Performance and cost analysis system and method: A performance and cost analysis system and method comprises an output system; a calculation system operatively inputting data to the output system, wherein the calculation system is adapted to process system engineering and cost parameters of a system under analysis, make changes to the system engineering and cost parameters of... Agent: Gibb Lp. Law Firm, LLC

20070016437 - Product pricing system and method for providing multi-dimensional pricing capability for rates, adjustments and fees: A product pricing system and method thereof, including a computer-implemented pricing engine being a single software application automatically generating prices for different types of products in accordance with pricing attributes for the different types of products provided to the pricing engine by a system administrator via a graphical user interface.... Agent: Staas & Halsey LLP

20070016428 - System and method for reducing real estate transaction fees and improving confidence in agents: A low cost method for making considerable savings on real estate agents fees employing a computer system which displays, as a first feature, lists of real estate agents in a given locality who provide a transaction only service, which excludes advertising and marketing. A second feature is the display of... Agent: Damien Loveland

20070016439 - Travel information method and associated system: A method and system for providing travel information to a consumer are disclosed. The method and system may include identifying one or more potential information sources using a content identification segment (CIS). Further, the method and system may include acquiring information from at least one information source, which may be... Agent: Wolff Law Office, PLLC

20070016435 - Visualization tool: The disclosure concerns a visualization of a result, such as the outcome of an election, in a domain such as the United States, comprising components such as states, in which each state has a “weight” corresponding to its electoral vote, and the results of the election are represented by portraying... Agent: Hughes Hubbard & Reed LLP

20070016443 - Medication compliance systems, methods and devices with configurable and adaptable escalation engine: A method and system of aiding medication compliance, where the patient has a specific compliance schedule for each medication, the method includes providing a feedback scheme for the medication; repeatedly monitoring the patient's compliance with the specific compliance schedule for that medication; providing feedback according to the feedback scheme and... Agent: Davidson Berquist Jackson & Gowdey LLP

20070016444 - Method for storing exercise performance of user of exercise device and exercise device: The invention relates to a method for storing an exercise performance of a user of an exercise device that is shared by several users. The invention is characterized by installing into the exercise device software for identifying the user and for collecting information on the exercise performance; assigning a first... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20070016446 - Network media access control system for encouraging patient compliance with a treatment plan: A system and method for controlling patient access to an entertainment program to encourage a patient to comply with a treatment plan. The method includes the step of collecting compliance data from the patient. In one embodiment, the compliance data includes measurements of a physiological condition of the patient as... Agent: Health Hero Network, Inc.

20070016447 - Network media access control system for encouraging patient compliance with a treatment plan: A system and method for controlling patient access to an entertainment program to encourage a patient to comply with a treatment plan. The method includes the step of collecting compliance data from the patient. In one embodiment, the compliance data includes measurements of a physiological condition of the patient as... Agent: Health Hero Network, Inc.

20070016448 - Network media access control system for encouraging patient compliance with a treatment plan: A system and method for controlling patient access to an entertainment program to encourage a patient to comply with a treatment plan. The method includes the step of collecting compliance data from the patient. In one embodiment, the compliance data includes measurements of a physiological condition of the patient as... Agent: Health Hero Network, Inc.

20070016445 - Networked system for interactive communication and remote monitoring of individuals: A system for remotely monitoring an individual. The system includes a server system for generating a script program from a set of queries. The script program is executable by a remote apparatus that displays information and/or a set of queries to the individual through a user interface. Responses to the... Agent: Health Hero Network, Inc.

20070016440 - System and method for collecting, organizing and presenting research-oriented medical information: A method and computer program manages medical research study information and laboratory test result information. The program generates an interactive user interface with elements for setting up a study (702), managing study member information (704), managing patient information (706), receiving and displaying comments (708), and configuring data to be stored... Agent: Hovey Williams LLP

20070016442 - System and method for collecting, organizing, and presenting patient-oriented medical information: A computer program establishes a first interface with a hospital cardiology imaging system and a second interface with a hospital radiology imaging system. The program generates a user interface that enables a user to interact with the cardiology imaging system (20c) and the radiology imaging system (20b) via the computer... Agent: Hovey Williams LLP

20070016441 - System and method for collecting, organizing, and presenting visit-oriented medical information: A method and computer program collects patients' medical information and presents the information to a user via an interactive user interface (400) that includes a plurality of information tabs. Each tab presents information about a particular patient from a certain phase of the patient's visit to a healthcare providing facility.... Agent: Hovey Williams LLP

20070016449 - Flexible glucose analysis using varying time report deltas and configurable glucose target ranges: A diabetes data management system selects variable threshold parameters to that are utilized in a report. A first low threshold glucose reading and a fist high threshold glucose reading for a before meal event timeframe are selected. A second low threshold glucose reading and a second high threshold glucose reading... Agent: Pillsbury Winthrop Shaw Pittman LLP

20070016450 - Global health information system: The Global Health Information System (GHIS) is an interoperable Electronic Medical Record (EMR) system that allows all players in the healthcare market instantaneous access to pertinent patient medical information from remote locations. Patient data formatted into a Global Chart (GC) is stored within a Centralized Data Repository (CDR) of a... Agent: Caesar, Rivise, Bernstein, Cohen & Pokotilow, Ltd.

20070016453 - Medical information management system and medical information management method: In a medical information management system, an electronic pen acquires medical information data inputted in handwriting onto a form. A graphic identification unit identifies a graphic area defined by a graphic represented by graphic data contained in the medical information, based on the acquired medical information data. A comment area... Agent: Scully Scott Murphy & Presser, PC

20070016451 - Method for early recognition of complications associated with diagnosed medical problems: A method and chart for alerting a medical caregiver to undetected or developing complications associated with, or resulting from, initially diagnosed or suspected medical problems. First, a list is prepared of possible complications that might occur based upon the initial diagnosis. Signs of the complications are concisely listed on the... Agent: Harness, Dickey & Pierce, P.L.C

20070016452 - Method, software and device for managing patient medical records in a universal format using usb flash drive and radio telephone auto dialer and siren: A method for managing patient medical records in a Universal Format using a USB Flash Drive including the steps of installing a bridge/translation program on a primary care physicians computer system, wherein the bridge/translation program maps the primary care physician's Electronic Medical Record and/or Practice Management Systems patient database records,... Agent: Squire, Sanders & Dempsey L.L.P. Two Renaissance Squire

20070016454 - Systems and methods for remote viewing of patient images: A digital camera containing patient images is connected to an uploader computer and the patient's name or history is entered into the uploader computer. The uploader computer then connects to the Internet, connects to the secure host server, uploads the images to the host server and shuts down the Internet... Agent: Snell & Wilmer

20070016455 - Corporate-owned life insurance settlement computer system: A computer-aided method including: generating output with a computer system by processing input data and thereby producing at least one of the group including: an illustration including a party without an insurable interest in a life insured by a COLI (corporate-owned life insurance) policy, wherein the party receives an assignment... Agent: Peter K. Trzyna, Esq.

20070016458 - Accounting for individuals before or during a crisis: Embodiments provide methods and a system used to account for individuals during or before a crisis situation. The methods and system provide a program configured to account for one or more missing individuals if an entity is affected by a crisis. The program is configured to pose a number of... Agent: Merchant & Gould Bellsouth Corporation

20070016457 - Prescriptive combining of methodology modules including organizational effectiveness plus information technology for success: A method of seamlessly combining best practices in information technology delivery (ITIQ) with those of organizational effectiveness (OE) strategy to improve the overall success rate in delivering information technology projects to clients.... Agent: Morgan Lewis & Bockius LLP

20070016456 - System, method and program product for reporting status of contract performance or a process: System, method and program product for reporting status of a process. A flow chart illustrates steps of the process and an order for performance of the steps. Then, a determination is made whether any of the steps has been performed. In response to a determination that any of the steps... Agent: Ibm Corporation

20070016459 - Method and system for managing commodity transactions: The present invention relates to a web based system for handling commodity transactions. The system is an electronic system, and allows for the central filing, storage, issuance, maintenance, cancellation and other actions associated with electronic warehouse receipts, electronic price later credit sales contracts and electronic reports, including status and position... Agent: Polsinelli Shalton Welte Suelthaus P.C.

20070016461 - Method for the scheduling and control of projects and production-phase business operation: A system for the management of business operations or projects that brings into play several users Uij comprises at least the following elements in combination: a management controller adapted to the reception of data proper to a business operation and to the updating of this data on the basis of... Agent: Lowe Hauptman Gilman & Berner, LLP

20070016463 - Scheduling delivery of products via the internet: Methods and apparatus for scheduling delivery of an order via a wide area network. A computer system associates a customer point value with each customer according to a customer point system. The customer point values is determined with reference to customer order data. The computer system then divides the customers... Agent: Ipventure, Inc.

20070016462 - System and process for distributing products: A conditional access network is provide that generates and captures authenticated events. These authenticated events are securely generated responsive to communications between the network and processors, where the processors are embedded in associated targets or products. Events may be, for example, receiving targets into inventory, shipping targets to another entity,... Agent: William J. Kolegraff

20070016460 - Task management system having selectively variable check data: A wireless task management system allows a user to communicate check data read or perceived from selectively variable for confirmation. A control unit controls the display, which selectively varies and displays the check data for the user. The check data is generally reflective of an object or location associated with... Agent: Wood, Herron & Evans, LLP

20070016464 - Agent-based collaborative recognition-primed decision-making: Collaborative agents for simulating teamwork (CAST) are provided with a recognition-primed decision (RPD) model, thereby enhancing analysis through linking and sharing information using knowledge and experience distributed among team members. The RPD model is integrated within a CAST architecture to the extent that agents can proactively seek and fuse information... Agent: Gifford, Krass, Groh, Sprinkle & Citkowski, P.c

20070016465 - Mechanism to control delegation and revocation of tasks in workflow system: A method to revoke a task includes receiving task data, the task data including information regarding a task to be performed. The method further includes receiving delegation data, the delegation data including information identifying a delegator of the task and a delegatee to perform the task. The method further includes... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070016466 - Patient room cleaning system and method: Various embodiments of the present invention provide a method and system for cleaning a patient area in a medical facility. The method generally includes creating a team of members with each member assigned specific tasks that may include vacuuming, damp cleaning, and damp mopping of the patient area.... Agent: Hovey Williams LLP

20070016467 - Method and system for combination of independent demand data streams: A system and method of combining independent demand forecast streams. Demand data is extracted from each of the demand forecast streams. The extracted data is combined based on one or more criteria to yield a single resultant demand data set. The resultant demand data set is released for supply network... Agent: Blakely Sokoloff Taylor & Zafman

20070016468 - System, medium, and method for guiding election campaign efforts: A computer-readable medium having computer-executable instructions useful in guiding election campaign efforts includes vote data of ballots cast in an election collected from at least one data source, a database, and an array of operand manipulative cells electronically communicating with the database. The vote data are compiled on a first... Agent: Dicke, Billig & Czaja, P.l.l.c.

20070016480 - Home page advertising method: A home page advertising method is provided. The home page advertising method for transmitting home page data, including advertisement information, from a server to a client computer, wherein the server computer and client computers are interconnected through a network, includes the step of transmitting home page data, including one or... Agent: Sughrue Mion, PLLC

20070016476 - Internet appliance system and method: A system comprising a user-analysis component that examines at least one user action and content associated with the action, and an advertisement delivery component that determines at least one advertisement to present to a user based at least in part on the user action, and one or more of the... Agent: Milde & Hoffberg, LLP

20070016475 - Method and device for interactive collection of customer information: A device and a process for tracking customer information in a remote location. The device can include a kiosk which can include a touch screen, a fold down, or fold up sign, a PCMCIA card reception element, a stand, and a base. This type of kiosk can be in wired... Agent: William Collard Collard & Roe, P.C.

20070016479 - Method for providing information on a product: A method for obtaining information on a product (1), said method comprising the following steps: the product (1) is marked with several codes (100, 101) that are stored in one or several RFID tags (11, 11′); at least one of said codes is read contactlessly by means of an RFID... Agent: Pearne & Gordon LLP

20070016478 - Method of providing see-through advertisements on a retail display cabinet: A one-way vision and/or see-through advertisement panel is provided on the transparent panel of a door of a retail display cabinet. The advertisement panel allows a substantially unobstructed view through the advertisement to a product inside the cabinet from an outer side of the transparent panel. A see-through advertisement panel... Agent: Pillsbury Winthrop Shaw Pittman, LLP

20070016474 - Method, system and computer program product for executing a marketing campaign: The present invention relates to a method system and a computer program to execute a marketing campaign through multiple communication mediums. Customers are contacted through emails, mails and mails for marketing products or services. The system executing the marketing campaign receives the customers' responses and classifies the customer responses accordingly.... Agent: Stainbrook & Stainbrook, LLP

20070016469 - On-line advertising system and method: The present invention relates to an on-line advertising system and method which can provide an advertisement related to predetermined content to a user through a wired/wireless communication network along with the content. An on-line advertising system according to the present invention comprises an advertisement database for maintaining advertisement data, a... Agent: Blackwell Sanders Peper Martin LLP

20070016477 - Online advertising method and online advertising system: The present invention relates to an online advertising method and an online advertising system, and more particularly, relates to an online advertising method and an online advertising system using a knowledge providing service system which enables knowledge to be provided through questions and answers between users.... Agent: Knobbe Martens Olson & Bear LLP

20070016473 - Selecting and/or scoring content-relevant advertisements: Ads eligible to be served with a document (for example, because they are relevant to the document) may each be scored using a price parameter associated with the ad and an indication of relevancy of the ad to the document. The indication of relevancy of the ad to the document... Agent: Straub & Pokotylo

20070016472 - System and method of offering an incentive to prospective online purchasers of goods: A method of offering an incentive to a prospective purchaser of goods offered for sale through a client-server online system is disclosed. The method includes operating an affiliate host site on the client-server online system, and providing vendor information for a plurality of vendors to the prospective purchaser accessing the... Agent: Dicke, Billig & Czaja, P.l.l.c.

20070016470 - Systems and methods for advertising using one or more rail cars: Systems and methods for using rolling rail stock, such as one or more rail cars, as an advertising platform are provided. In one illustrative embodiment, one or more advertisements are affixed to at least one side of a rail car, and the rail car is parked on a track in... Agent: Crompton, Seager & Tufte, LLC

20070016471 - Systems and methods for advertising using one or more rail cars: Systems and methods for using rolling rail stock, such as one or more rail cars, as an advertising platform are provided. In one illustrative embodiment, a fee is accepted for providing an advertisement on one or more freight cars, and for releasing the freight cars onto a rail road network.... Agent: Crompton, Seager & Tufte, LLC

20070016481 - Self-service system and method including shared components: A self-service system and method which uses shared components. The self-service checkout system includes a checkout platform including a plurality of checkout stations arranged together and associated with a plurality of checkout lanes, and checkout components including unshared components at each of the checkout stations and shared components available for... Agent: Paul W. Martin

20070016482 - Electronic data processing system for internet auctions: The invention relates to an electronic data processing system for conducting auctions over a data network. A component of the system consists of an auction server, which is connected to the data network and which has an auction database for managing auction data records containing product description data and bid... Agent: William Collard Collard & Roe, P.C.

20070016488 - Method and apparatus for obtaining consumer product preferences through product selection and evaluation: A method and system for obtaining consumer preferences over a communication network from consumers. The system searches the product database for products or services based on consumer's search criteria. The system displays the products or services and/or advertisements related to the consumer's search criteria in accordance with the ranking parameter(s)... Agent: Fulbright & Jaworski, LLP

20070016491 - Method and apparatus for search scoring: A method and apparatus for generating search results with higher relevancy. The present invention exploits the fact that users' choices on each given search term tend to converge to several products from several merchants, and all of the results are very relevant to the search term. In one embodiment, these... Agent: Morrison & Foerster LLP

20070016492 - Method and system for automatically displaying an image and a product in a page based on contextual interaction and metadata: The invention provides a method, system and computer-readable medium for storing images with related information in a relational database and using the information to order available products for a selected image over a network. A unique identifier is generated for each image, allowing different types of searches of the relational... Agent: Darby & Darby, P.C.

20070016484 - Method for facilitating authorized online communication: A method for facilitating authorized online communication includes receiving sponsor identification information. The method further includes receiving sign up information from at least a first and second user based on the sponsor identification information and receiving a sponsor authorization. Based on the sponsor authorization, communication between users is allowed. A... Agent: Ibm Corp. (clg) C/o Cardinal Law Group

20070016485 - Method for point of purchase retailing: A method for educating consumers at the point of purchase for retail clothing and more specifically towards brassieres. The method includes presenting an associated shopper with informational media that can be used to educate the shopper on bra styles and sizing.... Agent: John M. Skeriotis Brouse Mcdowell

20070016487 - Method for providing online submission of requests for proposals for forwarding to identified vendors: An online system and method for allowing a prospective buyer to complete an electronic RFP document and to have the RFP document transmitted to one or more appropriate prospective sellers of goods and services. The system and method provide the prospective buyer with the option of automatically identifying potentially appropriate... Agent: Kammer Browning PLLC

20070016486 - Method for using computers to facilitate and control the creating of a plurality of functions: The present invention is a method and apparatus that allows competing as well as complementing suppliers, vendors, service providers, purveyors, and other types of sellers internal inventory management as well as controlled design and publication of presentations for external near real-time interactive access to buyer-centered presentation, sales, distribution, and confirmation... Agent: Henry Croskell, Esq.

20070016483 - Method of providing diagnostic information in connection with the sale of pre-owned vehicles: A method of assisting sellers and buyers in the sale and purchase of a vehicle is provided. The method may comprise the steps of communicating a vehicle's diagnostic data (e.g., OBD codes, etc.) with a provider. The method may further comprise the step of analyzing the communicated diagnostic data. The... Agent: Stetina Brunda Garred & Brucker

20070016490 - Ordering method utilizing instant messaging: A system and method for a consumer to order goods and/or services from a vendor through use of an instant messaging service. The consumer initiates an instant message communication link between the consumer and the vendor by using the vendor's screen name which has been added to the consumer's list... Agent: Keith D. Nowak Carter Ledyard & Milburn LLP

20070016489 - Systems and methods for enrolling consumers in goods and serivces: Systems and methods for enrolling consumers in goods and services offered by a consumer provider are disclosed herein. Various of the methods include providing an enrollment system and displaying enrollment options via the enrollment system. Further, the methods include receiving enrollment requests and enrolling a consumer based on the enrollment... Agent: Townsend And Townsend And Crew, LLP

20070016493 - Real time bidding interface systems and methods: A console for a participant in a network-based auction system. A first section of the console includes information regarding an item on which bidding is currently taking place and a visual representation of the item on which bidding is currently taking place. A second section of the console includes information... Agent: Wilson Sonsini Goodrich & Rosati

20070016494 - Methods of adjusting sales plans: A method of adjusting a sales plan using information gathered from an item monitoring system. In one embodiment of the a method of adjusting a sales plan, the method comprises the steps of: providing a sales plan related to items; providing an item monitoring system, comprising: at least one sensor,... Agent: 3m Innovative Properties Company

20070016496 - Spare plug management system: Systems and methods are disclosed for managing spare plug field inventory. In one embodiment, the method comprises: obtaining field data related to managing the spare plugs in a region, the field data including various types of plugs; determining minimum and maximum inventory levels of each plug type allowed at each... Agent: Thomas, Kayden, Horstemeyer & Risley, LLP/ Bellsouth I.p. Corp

20070016495 - Systems, program products, and methods of enhancing financial budgeting of an organization: Systems, program products, and methods to enhance financial budgeting of an organization having several departments are provided. A minimum budget assignor assigns to one of several departments a minimum budget amount of money. A strategy creator creates strategies for the department and a strategy assignor assigns a priority ranking determined... Agent: Bracewell & Giuliani LLP

20070016502 - Computer-aided financial security analysis system and method: A computer-aided financial analysis system and method provides research analytical capabilities for modeling financial security holdings that include the capability to conduct multi-dimensional dynamic searches across fundamental research, technical research, market data and exposure to exogenous economic and market factors. The capability to isolate securities most susceptible to market movements... Agent: Kramer Levin Naftalis & Frankel LLP Intellectual Property Department

20070016497 - Financial indexes and instruments based thereon: In accordance with the principles of the present invention, various financial instruments are provided. In one embodiment, a financial instrument measures the performance of a covered call strategy by selling out-of-the-money call options on an underlying asset. In another embodiment, a financial instrument measures the total return of a put... Agent: Paul E Schaafsma Novusip, LLC

20070016504 - Materials analytical review and reporting system: A computer-implemented analytical and reporting system includes an input device, a database and a processor. The input device is operative for inputting analytical data results of a test sample. The database includes an analysis methodology data section, an instrument data section and a forms data section. The processor is operative... Agent: Arent Fox PLLC

20070016499 - Method and apparatus for establishing permanent customer relationships: An account management system (100) has a communications interface (110), a memory (104), and a processor (102). The processor is programmed to receive (202) customer profile information for a customer, determine (204) a credit rating according to the profile information, identify (206) services that can be offered according to the... Agent: Akerman Senterfitt

20070016505 - Method and system for automatically identifying discrepancies from sale of a gift card: A method and system for automatically identifying discrepancies resulting from the initial sale and servicing of a third party gift card using a central reconciliation system. The central reconciliation system receives and analyzes gift card sale transaction data from multiple sources. A first source is a point of sale, such... Agent: Bingham Mccutchen LLP

20070016503 - Method and system for pricing and risk analysis of options: Methods and arrangements to determine a value of an option dependent upon a stochastic variable are contemplated. One embodiment provides a method to determine a value of an option dependent upon a stochastic variable. The method may involve receiving a specification of permissible error for the determination and an error... Agent: Schubert Osterrieder & Nickelson PLLC

20070016498 - Methods and systems for valuing investments, budgets and decisions: A computer implemented method of valuing and modeling an investment comprising the steps of: providing at least one investment for consideration comprised of at least one future cash flow; creating at least one probability distribution for each future cash flow, by a user, each probability distribution to represent uncertainty of... Agent: Meredith & Keyhani, PLLC

20070016500 - Using commercial share of wallet to determine insurance risk: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20070016501 - Using commercial share of wallet to rate business prospects: Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs... Agent: Sterne, Kessler, Goldstein & Fox, P.l.l.c.

20070016509 - Computerized transaction-based yield curve analytics: A computer aided method for establishing secondary market-relevant price for a bond issued by a corporate entity involves accessing data relating to executed secondary market trades for a bonds issued by the entity, analyzing the data using the computer to select a subset of the information based upon application of... Agent: Morgan & Finnegan, L.L.P.

20070016508 - Method and system for redeemable vouchers using an insurance model: A method for redeeming a merchant-issued voucher having a potential future value and redeemable during a voucher redemption period is provided. A merchant provides voucher issuance information and merchant fees for a voucher redemption period. During an investment period, an investment amount is invested representing a percentage of the merchant... Agent: Ogilvy Renault LLP

20070016511 - Method for facilitating the sale of a commodity: A method for facilitating the future sale of a commodity is described. The technique includes creating a tradable when-allocated allowance voucher, and selling the voucher at a set present price to a buyer who desires to acquire the amounts of the commodity at the future date. The voucher represents allocated... Agent: Winston & Strawn LLP Patent Department

20070016512 - Real time bidding systems and methods: Methods and systems for managing a network-based auction for vehicles. Information regarding a set of vehicles to be auctioned in an auction event is received from a seller through an electronic interface. A list of the vehicles to be auctioned is displayed on an interface for the seller. The seller... Agent: Wilson Sonsini Goodrich & Rosati

20070016513 - Real time bidding systems and methods with question interface: Methods of providing an auction for items over a computer network. User interfaces are provided for a buyer so they may participate in the auction over the computer network. Information regarding the items that are in the auction is provided on the user interfaces, and an input is provided on... Agent: Wilson Sonsini Goodrich & Rosati

20070016506 - System and method for determining availability of a tradable instrument: A method for initiating transactions of traded instruments includes determining an available offered quantity of a first instrument that represents an amount of the first instrument currently available to be purchased. The method also includes determining an unavailable offered quantity of the first instrument that represents an amount of the... Agent: Baker Botts L.L.P.

20070016507 - System for analysis and prediction of financial and statistical data: System for the analysis and prediction of the evolution of various types of data such as stock market prices, financial indices and other statistical data, based on the presence of characteristic figures in a dense network of curves constructed from data.... Agent: Wally Tzara

20070016510 - System for matching asset owners and those having interests in the assets: A data gathering and processing method for matching asset owners with those who have interests in providing products or services related to these includes the steps of providing the means for: (a) gathering asset related data, (b) computer processing this data, (c) storing this data, (d) directing the processing means... Agent: Larry J. Guffey

20070016514 - System, program product, and methods for managing contract procurement: A system to facilitate contract procurement and contract management through an online contract procurement and management website over a computer network, program product, and associated methods are provided. The system includes an electronic contracting network server accessible to a computer network, a database accessible to the electronic contracting network server... Agent: Bracewell & Giuliani LLP

20070016517 - Method and apparatus for enabling mortgage officer to increase credit score to secure loan for consumer: An apparatus and method permits a mortgage officer to accurately determine by how much a corrective action will increase the credit report score of a loan applicant. Common corrective actions are provided along with conservative highly accurate projections of how much a particular action will increase the credit report score... Agent: Tod R Nissle

20070016516 - Method of supplemental funding of an insurance policy: A method of providing supplemental funding of an life insurance policy through a split-dollar loan arrangement. An employer loans an employee additional premiums to increase the values of the life insurance policy. To replace working capital or retained earnings diminished by the loan to the employee, the employer borrows from... Agent: John P. Moran Holland & Knight LLP

20070016515 - Mortgageops: MortgageOps a mortgage lending processing system is disclosed. The mortgage lending system processes and sort premium loans from discounted loans while validating data, documents and documentation during each process.... Agent: Reginald B. Knight

20070016520 - System and method for facilitating sale of a loan to a secondary market purchaser: A method for facilitating sale of a loan by a seller to a purchaser where the seller and the purchaser have an agreement regarding the sale of loans including terms and the loan has a set of loan data. The method includes determining a price for the loan prior to... Agent: Fann-mke C/o Foley & Lardner LLP

20070016518 - System and process for providing loans or other financing instruments: Automated financing products, services, and processes are enabled by the more complete, timely, and accurate information provided by a conditional access network. In one example, the financing product is an automated loan process. The automated loan process is able to receive timely product information, such as product status and location,... Agent: William J. Kolegraff

20070016519 - Systems and methods for inventory financing: Various embodiments of the present invention provide a system that enables lenders to provide more favorable financing arrangements to borrowers that are willing to use their warehoused inventory as collateral for the financing arrangement. In particular, the system provides a mechanism through which the lender can receive more information about... Agent: Alston & Bird LLP

20070016523 - Airline ticket payment and reservation system and methods: A method for accepting payments from a consumer for a travel ticket from a travel company comprises receiving at a point of sale device a transaction request that includes a transaction identifier that identifies a travel arrangement made with the travel company and a payment amount. The payment amount and... Agent: Townsend And Townsend And Crew, LLP

20070016521 - Data processing system for a billing address-based credit watch: A data processing system for a billing address-based credit watch comprises a central controller with a CPU and a memory operatively connected to the CPU, and a plurality of creditors. The creditors periodically communicate with the central controller and transmit at least one consumer's payment information including the billing address... Agent: Zhiping Wang

20070016522 - Data processing system for a billing address-based credit watch: A data processing system for a billing address-based credit watch comprises a central controller with a CPU and a memory operatively connected to the CPU, and a plurality of creditors. The creditors periodically communicate with the central controller and transmit at least one consumer's payment information including the billing address... Agent: Zhiping Wang

20070016525 - Facilitating access to information stored on a network using an extended network universal resource locator: Systems and methods for facilitating access to stored information associated with a user, where a service provider receives, from a network entity controlling access to the stored information, a first message component encrypted with a first crypto-key associated with the network entity that can be decrypted by the network entity... Agent: Sutherland Asbill & Brennan LLP

20070016524 - Payment service method and system: A payment service method and system involve a payment service provider, a customer/payor and a client/payee. The customer/payor enrolls in the service and is provided the unique identifier which enables him or her to conduct all transactions with the payment service provider. The customer/payor interfaces with the payment service provider... Agent: Townsend And Townsend And Crew, LLP

20070016526 - Staged transactions systems and methods: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment, a method for accepting payments from a consumer for a good or service provided by a merchant comprises receiving a transaction request from the merchant, receiving a payment from the consumer, associating the... Agent: Townsend And Townsend And Crew, LLP

20070016527 - Method and system for user-controlled, strong third-party-mediated authentication: Various embodiments of the present invention provide strong authentication of users on behalf of commercial entities and other parties to electronic transactions. In these embodiments of the present invention, a user interacts with an authentication service provider to establish policies for subsequent authentication of the user. Thus, in these embodiments... Agent: Olympic Patent Works PLLC

20070016528 - System for processing data and method thereof: The invention relates to a method of processing data, the method comprising steps of enabling to (210) encrypt first data for a first source, and encrypt second data for a second source, (220) provide the encrypted first and second data to a server that is precluded from decrypting the encrypted... Agent: Philips Intellectual Property & Standards

20070016529 - Information providing apparatus and method, information processing apparatus and method, program storage medium, program, and information providing system: Disclosed is an information providing apparatus comprising first reception control means for controlling the reception, from a first information processing apparatus, of user identification data for identifying a user of the first information processing apparatus and a request for purchasing a content, first transmission control means for controlling in response... Agent: C. Irvin Mcclelland Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070016530 - Multi-media file distribution system and method: There is disclosed a media file distribution system and method. An asset management and delivery system and method for the distribution of digital files and data is provided. There are two major functions, with sub-functions within each. The system first serves as a fully automated management system for a company... Agent: Brown Raysman Millstein Felder & Steiner, LLP

20070016532 - Digital application operating according to aggregation of plurality of licenses: A plurality of digital licenses correspond to a piece of content, including a base license and at least one add-on license. Each add-on license includes a reference to the base license, and each of the base license and each add-on license sets forth rules specifying how the content may be... Agent: Woodcock Washburn LLP (microsoft Corporation)

20070016531 - System, method and program product to determine resolution when software installed on a computer is not property licensed: Computer system, computer implemented method and computer program product for determining a recommended course of action to resolve an unlicensed software installation of a type of software in a computer of a company. A determination is made as to an amount or level of use of the type of software... Agent: Ibm Corporation

20070016533 - Recording medium with electronic ticket definitions recorded thereon and electronic ticket processing methods and apparatus: An electronic ticket comprises a ticket ID 233, an issuer ID 237, right information 239 of the electronic ticket, and issue, transfer and redeem conditions 240, 241 and 242, the entire block of these pieces of information being attached with an issuer's signature 235. In each of the issue, transfer... Agent: Connolly Bove Lodge & Hutz LLP

20070016534 - Secure transaction method and transaction terminal for use in implementing such method: A secure transaction method is provided for publicly-accessible transaction terminals. The method uses quantum key distribution (QKD) between a hand-portable QKD device and a complimentary QKD apparatus incorporated the transaction terminal. After the QKD device has been brought up to the transaction terminal, the QKD device and the complimentary QKD... Agent: Hewlett Packard Company

20070016535 - Apparatus, systems and methods for accepting payment at a sales device: One embodiment of the present invention provides for a method comprising determining sales data associated with a sales device (e.g., a vending machine) and adjusting a level of sensitivity of a currency validator based on the sales data.... Agent: Michael D. Downs

20070016536 - Aggregate product pricing management in an e-commerce application: The present invention addresses deficiencies of the art in respect to aggregate product management. By pricing aggregate products in an e-commerce application. Aggregated product pricing management can include approximating a requested configuration for an aggregate product with a pre-defined configuration for the aggregate product and modifying a base price for... Agent: Ibm Corporation

20070016537 - System and method for managing and charging for data storage devices: A system and method for data service management of electronic files. A user selects the file or files to be stored on a remote storage device. The user is also able to selectively scan to archive, or storage, a document or other data. The user then selects the appropriate payment... Agent: Tucker, Ellis & West LLP

20070016538 - Systems and methods for forecasting container density: A system and methods for estimating the size of a parcel based on a mathematical formula derived from other parcels within a size category. The system may include a variety of modules in communication with a relational database for storing data related to parcels being delivered. Similar data may be... Agent: Alston & Bird LLP

20070016539 - Smart meter parking system: A wireless electronic parking meter control system with a vehicle detection system for determining the presence or absence of a vehicle in a plurality of vehicle parking spaces and a number of electronic parking meters, each associated with a given vehicle parking space; a number of ICMs, at least one... Agent: Intellectual Property Law Firm Of R. J. Lasker, Esq.

20070011023 - Apparatus for authenticating the validity of a device: An apparatus is provided for validating the authenticity of a device. The apparatus comprises a first integrated circuit which: stores a secret key, is configured to generate a random number, and is configured to generate reference information using the generated random number and the secret key. A control system: is... Agent: Silverbrook Research Pty Ltd

20070011015 - Automated system for assisting employees to comply with filing requirements: An automated system and method for assisting federal employees and their managers to comply with regulations relating to filing financial disclosure forms. A program site is established on a computer network accessed by a computer terminal. The program site has databases listing employees and their managers, collections of notices that... Agent: James J. Drew Office Of Center Counsel

20070011020 - Categorization of locations and documents in a computer network: In one embodiment, websites and web pages are categorized using search results gathered from a plurality of client computers. The gathered search results may be queried to find a set of search results responsive to a keyword for a category. Websites and web pages listed in the set of search... Agent: Okamoto & Benedicto, LLP

20070011017 - Custom-manufactured product delivery option system and method: A system and method are provided for dynamically modifying production speed, shipment options and/or creating multiple shipments from an original custom-manufactured product order, with different quantities, shipping methods and/or destinations, and automatically calculating the resulting prices and estimated delivery dates with the modification before the modification is submitted.... Agent: Min (amy) S. Xu, Esq. Dorsey & Whitney LLP

20070011019 - Managed e-commerce trading: Exemplary systems and methods for managing communications in an e-commerce trading environment are provided. The system comprises an e-commerce module configured to create a communication packet and an e-commerce server configured to obtain and monitor a copy of the communication packet. The monitoring may comprising searching for a particular transaction... Agent: Carr & Ferrell LLP

20070011021 - Method & system for integrating real estate brokerage, mortgage, title, and insurance services: A business affiliation structure that encourages and facilitates a number of related real estate service providers, under the supervision of a parent company, to cooperate to provide real estate services to consumers in a more efficient and cost-effective manner. The related real estate service providers work cooperatively to form a... Agent: Barnes & Thornburg LLP

20070011014 - Method and system of accounting transactions through concurrent processing of events in cyber space: New Method and System of Accounting transactions through processing of transaction events in Cyber Space. Comprises recording of events with handles defining the transaction flow in securely accessible, shared multiple data bases. The floating events data base stores events in transition until completion of their pre-defined life cycles and archieved... Agent: Merchant & Gould PC

20070011018 - Quote-to-order validation system for housing components: A quote-to-order system builds an order for cabinets for a house directly from the quote provided to the builder. This reduces data entry time and errors. The system also validates the final order relative to the quote and relative to the builder's purchase order. The quote-to-order system takes the user... Agent: Carlson, Gaskey & Olds, P.C.

20070011016 - Springing interests flowing from benefits that run with land: Methods are described for transmuting ownership interests in real property by generating springing interests flowing from benefits that run with land. A method includes before a first transfer from an original value-adding owner to a second owner conferring a benefit that runs with at least one piece of real estate;... Agent: John Bruckner, P.C.

20070011022 - System and method of applying databases to mobile sales: A system and method for provisioning sales related application modules and data to mobile devices for users. The application modules provide users with access to information useful during the sales process, such as product features, specifications, comparisons, pricing, and inventory. The applications and data reside on the mobile device and... Agent: Knobbe Martens Olson & Bear LLP

20070011027 - Apparatus, system, and method for providing personalized physical fitness instruction and integrating personal growth and professional development in a collaborative accountable environment: An apparatus, system, and method are disclosed for integrating physical fitness instruction using a specialized accountability approach and integrating personal growth and professional development in a collaborative accountable environment. The apparatus, in one embodiment, is configured to develop a personalized physical fitness plan from information received from one or more... Agent: Kunzler & Associates

20070011024 - Business method - global data center for quality assessment and improvement system (gdc-qaisys): A BUSINESS METHOD in Health Care Management. This relates to a Global Data Center (GDC) for quality assessment and improvement in a medical imaging department by a quality assessment and improvement system (QAISys). Other healthcare areas may similarly benefit from this method. The method provides a unique way to combine... Agent: Woodard, Emhardt, Moriarty, Mcnett & Henry LLP

20070011025 - Facilitating payments to health care providers: A computer-implemented method to facilitate a purchase comprising: receiving, at a first host computer, a request from a provider for payment authorization for a charge to a purchaser; examining a database coupled to the first host computer for information concerning the purchaser; providing the information concerning the purchaser to a... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070011026 - Interactive user interface for accessing health and financial data: A user interface that integrates and uniformly presents to a healthcare consumer all or most of the consumer's health, health-related, and financial data is described. The interactive user interface is comprised of multiple dashboards which all have a generally uniform appearance and contain one category of health or financial data.... Agent: Beyer Weaver & Thomas, LLP

20070011029 - Access to inpatient medical information for patient and proxies: A method and apparatus for making information associated with a patient at a medical facility available, the method comprising the steps of providing a processor, a database and at least a first interface device, the processor linked to each of the interface device and the database via a network and... Agent: Quarles & Brady LLP

20070011028 - Optimization of timing for data collection and analysis in advanced patient management system: Advanced patient management systems include a unit for collecting data from a device associated with a patient, and a host in communication with the unit, the host identifying a time for the device to update data on the device. The system can identify a time for the device to update... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070011031 - Healthcare claims loss control systems and methods: A method for controlling healthcare claim payment losses including accessing information about a claim after a payer is prepared to pay, but prior to payment, evaluating the information including at least one of determining indications of fraud, validating service coding and editing as indicated, identifying possible payment discounts, and developing... Agent: Knobbe Martens Olson & Bear LLP

20070011033 - System and process for providing insurance: Automated insurance products, services, and processes are enabled by the more complete, timely, and accurate information provided by a conditional access network. Automated insurance processes are able to receive timely product information, such as product status and location, and adapt insurance policies or coverage responsive to the information. For example,... Agent: William J. Kolegraff

20070011032 - Systems and methods for determining indications of fraud in healthcare claims: A method of controlling healthcare claim payment losses including accessing information about a claim after a payer is prepared to pay, but prior to payment, applying at least one rule to the information, wherein the at least one rule is adapted to determine indications of fraud and if fraud is... Agent: Knobbe Martens Olson & Bear LLP

20070011030 - Systems and methods for scoring loss control opportunities in healthcare claims: A method of controlling healthcare claim payment losses including accessing claim information after a payer is prepared to pay the claim, but prior to payment, evaluating the information and developing a score indicative of loss control opportunities and if the score exceeds a threshold, flagging the claim to the payer... Agent: Knobbe Martens Olson & Bear LLP

20070011034 - Goal oriented travel planning system: A travel system for processing travel requests based on a user's travel destination goal such as a meeting place and time. The travel system selects a destination terminal, if one is not provided, and estimates a travel time between the destination terminal and the destination goal. An itinerary is then... Agent: Alston & Bird LLP

20070011038 - Document processor, workflow system, and method and program for document processing: A document processor includes a plurality of Boxes. Each Box is capable of document management and associated with a process to be executed on a document. The sequence of the Boxes is defined in link information. The document processor passes a document from one Box to another in the defined... Agent: Buchanan, Ingersoll & Rooney PC

20070011035 - System and method for optimizing transportations assignments and mainetenance activities: The present invention discloses an optimization method for minimizing costs of transportation task assignment and maintenance scheduling under constraints of defined target tasks which are to be carried out by different types of transportation devices, each having different capabilities and maintenance requirements. The optimization method is based on an objective... Agent: Law Offices Of Brian S Steinberger

20070011036 - System, method and computer program product for analyzing salary: A system for analyzing compensations includes a display device capable of showing a compensation comparison between a particular entity and a pay structure in character and in graph simultaneously, and also capable of showing a compensation comparison between an instantaneously-inputted entity and a pay structure in character and in graph... Agent: Ladas & Parry

20070011037 - Workflow system, workflow management method and program: A workflow system for managing a workflow comprising a flow and work, comprising a work management unit for managing the work, a route management unit for managing a route representing a part of the workflow and a flow management unit for managing the flow to maintain a route in the... Agent: Staas & Halsey LLP

20070011039 - Generating audience analytics: The present invention is directed to generating audience analytics that includes providing a database containing a plurality of user input pattern profiles representing the group of users of terminal device, in which each user of the group is associated with one of the plurality of user input pattern profiles. A... Agent: Patterson & Sheridan, LLP/ Sedna Patent Services, LLC

20070011042 - Methods and apparatus for storing, organizing, sharing and rating multimedia objects and documents: Briefly, the present invention provides electronic methods and apparatus for storing and organizing access restricted multimedia objects. This is accomplished using semantic networks by interactively defining a semantic network, identifying a relationship between nodes by associating a label with each semantic link, attaching multimedia objects to nodes and restricting user... Agent: Patterson & Sheridan L.L.P.

20070011040 - Portable multi-purpose audience measurement system: As disclosed herein, media metering functionality may be imparted to a panelists device that was not previously capable of media metering. According to one example, a method of providing a communication device with media metering functionality includes asking a potential panelist to participate in a survey, receiving an affirmative response... Agent: Hanley, Flight & Zimmerman, LLC

20070011041 - Systems and methods for communicating within a supply chain: Generally described, embodiments of the present invention provide systems and methods for facilitating communication within a supply chain. In one embodiment of the present invention, a supplier places RFID tags on containers holding product or items for shipment to a customer. When a customer depletes the product or items in... Agent: Alston & Bird LLP

20070011051 - Adaptive advertisements: An advertising system for displaying adaptive advertisements that can change the displayed content in response to external inputs can be used in public places such as transit stations, arenas, stadiums, retail stores, and squares. The advertising system can also be deployed in transit vehicles. The advertisements make use of a... Agent: Borden Ladner Gervais LLP

20070011050 - Digital advertising system: An exemplary embodiment includes an advertising auction system that has an administration server for managing available advertising space and advertising auctions. One or more publishers can list available advertising space at the administration server and one or more advertisers can bid on the available advertising space. The winner can have... Agent: Perkins Coie LLP

20070011044 - Discount applications with registered payment instruments: Methods and systems provide a discount to a transaction executed between a customer and a merchant for a purchase of goods and/or services. An electronic information packet is received at a host system. The electronic information packet includes an identifier of a credit instrument presented by the customer to the... Agent: Townsend And Townsend And Crew, LLP

20070011043 - Free multilevel marketing referral network: This disclosure is about a free referral network that empowers consumers and businesses to benefit from referring people to the network. Producers, distributors, artists and other entities that create goods may be a part of the network by referring people to the network, by selling their goods through it, and... Agent: Jonathan Hendrik Van Ee

20070011048 - Information providing system and information providing method: A reading unit reads personal identification information for identifying a user from a medium carried by the user. A providing unit provides display information through a large-screen display device based on the personal identification information. A recording unit records an association between the display information and the personal identification information.... Agent: Staas & Halsey LLP

20070011049 - Intelligent, personalized commerce chain: An automated method and system (100) for advertising, configuring, offering, selling, producing, delivering and/or servicing offerings that are appropriate to the context of a specific individual, group or organization. The system incorporates a program storage device to guide the completion of the required processing. The offerings may be sold “as... Agent: Asset Trust, Inc.

20070011047 - Membership-based travel discount system: This invention relates generally to a system that offers participants discounts on their travel tickets on all types of seatings, airlines, and destinations. The system is membership-based where members at different levels of participation and payments receive corresponding travel-related benefits and discounts on their airline travel purchases without the need... Agent: Hamid Daoudi

20070011045 - Method for advertising: A novel method for advertising is disclosed which has a consolidator obtaining rights from tabletop owners to place advertisements on their tabletops. Preferably, the tabletop owners also agree to place and maintain the advertisements provided by the consolidator, but the consolidator can provide its own placement and maintenance service if... Agent: Foley & Lardner LLP

20070011046 - Method of marketing: A method of advertising or marketing to consumers of a business establishment or purchasers of a product requires consumers to obtain marketing or contest entry material at the business establishment or with the purchase of a product as part of a contest, promotion or consumer benefit program. The marketing material... Agent: Eric R. Katz

20070011052 - Method and apparatus for joint pricing and resource allocation under service-level agreement: There are provided an apparatus, a method, and a computer program product for joint determination of price and resource allocation. The apparatus includes a price and resource allocation determination device for jointly determining a price and a resource allocation for a given item or service offered for use or sale... Agent: Keusey, Tutunjian & Bitetto, P.C.

20070011053 - Method and system for automating inventory management in a supply chain: The present invention relates to a method of calculating and comparing the levels of inventory to a stored set of parameters, triggering shipment and/or call for shipment/orders, automatic ordering of specific inventory and calculation of freight, shipment documentation processing & transportation costs based on the said order being triggered.... Agent: Sughrue Mion, PLLC

20070011056 - Content monitor: Exemplary systems and methods for content monitoring are provided. An exemplary content monitor comprises a plug-in application configured to initiate the monitoring of a network for one or more parameters over an extended time period. A mechanism is provided for notifying users about content monitoring results immediately after the one... Agent: Carr & Ferrell LLP

20070011055 - E-commerce with direct access to real-time inventory: Exemplary systems and methods for e-commerce with direct access to real-time inventory are provided. The system comprises an e-commerce module at a customer site configured to create a product query. The system also comprises a corresponding e-commerce module at one or more vendor sites configured to review the product query... Agent: Carr & Ferrell LLP

20070011060 - Electronic gift linking: According to the invention, a method for creating an electronic greeting card that references a gift is disclosed. In one step, a selection of the electronic greeting card is received from a sender of that greeting card. Identification of the gift is received. A code indicative of the gift is... Agent: Townsend And Townsend And Crew, LLP

20070011058 - Mapping of order information in heterogeneous point-of-sale environments: A mapping system receives information from a standardized order input system and maps or translate the order information into the proper format and syntax required for a vendor's receiving system. In this manner, a consumer may view and utilize a standardized ordering interface while a vendor may utilize their existing... Agent: Bourque & Associates Intellectual Property Attorneys, P.A.

20070011054 - Method and system for hierarchy-based partner selection: The disclosure relates to an automated method for product ordering and other operations via the Internet, while acting as a substitute or surrogate for another entity. According to the method, a user may connect to a web site and request a list of entities (also, “partners”) for which the user... Agent: Kenyon & Kenyon LLP

20070011059 - System and method for configuring products over a communications network: The invention relates to a method for the automated selection of formulations and/or formulation components by specifying product characteristics. In particular, the system and method serve customers within market segments that use selected components as raw materials for manufacture of specialty products and that require an understanding of how the... Agent: Woodcock Washburn LLP

20070011057 - Website user account linking: In one aspect the invention is of a method for linking separate accounts of related organizations on a commercial website which comprises establishing a tree structure defining the relationship of the various accounts in the tree, obtaining approval of the tree structure by authorized personnel responsible for the accounts, and... Agent: Sidley Austin LLP

20070011061 - Selectable options for downloading digital content to a mobile terminal: A user may select and purchase digital content for a mobile terminal over a wireless communication system. The user may select among two or more delivery options, each having a different price. Immediate delivery may be selected at a first price; and delayed delivery may be selected at a second... Agent: Coats & Bennett/sony Ericsson

20070011070 - Fraud prevention system: A method of preventing the issue of credit on the basis of a fraudulently named person wherein the person enters in a data base instructions as to conditions under which credit may be issued to him and wherein the contents of the data base is scanned by a credit issuing... Agent: Law Offices Of Karl Hormann

20070011063 - Generating an annuity payment using a dynamic asset allocation investment: An annuity is provided to an annuitant based on the performance of an investment. Assets of the investment are automatically reallocated over time and the annuity payment may change based on the performance of the automatically allocated assets. In some examples, the assets are automatically reallocated based on a demographic,... Agent: Proskauer Rose LLP

20070011068 - Method and system for net share settlement of a convertible bond: In a system and method for net share settlement of a convertible bond, a company issues a convertible bond at a first date, the bond including at least a par value and a maturity date. At a second date that is after the first date and prior to the maturity... Agent: Milbank, Tweed, Hadley & Mccloy

20070011062 - Method and system for objectively optimizing manufacturing sourcing: A scientific complexity quantification system calculates a specific percent complexity index rating for each manufactured product that can be graphed and compared to other products and that is based on mathematical quantifications of each product's key attributes. The complexity index takes into consideration differences in design and manufacturing complexity, financial... Agent: Fleit, Kain, Gibbons, Gutman, Bongini & Bianco P.l.

20070011065 - Method and system for pre-funding with merger call flexibility: A system and method for acquisition funding comprising identifying a time period associated with a contingent acquisition, and issuing a convertible security to finance the acquisition. The convertible security has a redemption right that is exercisable by an issuer of the convertible security within the time period and upon termination... Agent: Milbank, Tweed, Hadley & Mccloy

20070011064 - Method for developing, financing and administering as asset protected executive benefit program: A method is provided for developing, financing and administering an asset-protected executive benefit. An employer or Investor makes an investment in an LLC whereby the employer or Investor becomes the preferred, non-managing member and is entitled to receive a guaranteed payment plus pre-established rate of return. An Executive also makes... Agent: Dallas Office Of Fulbright & Jaworski L.L.P.

20070011066 - Secure online transactions using a trusted digital identity: Techniques for conducting secure online transactions are provided. Some techniques utilize a trusted, secure device that is distributed to a human user, and which only the user can access, a device reader, and a one-time secret valid only to authenticate a single transaction to improve on the traditional transaction model... Agent: Perkins Coie LLP/msft

20070011069 - System, method and financial product for providing retirement income protection: A system and method and a financial income protection product are provided for enabling individuals who are approaching or are in retirement to ensure future sources of income with a reduced initial monetary outlay than conventional income protection products such as, for example, annuities. Income benefits are provided to the... Agent: Kramer Levin Naftalis & Frankel LLP

20070011073 - System, method, and computer program product for scoring items based on user sentiment and for determining the proficiency of predictors: The present invention provides systems, methods, computer program products, and combinations and subcombinations thereof for scoring items based on user sentiment and for aiding an investment decision on an item by an individual. The invention includes one or more user devices and a prediction system server having a sentiment rating... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070011067 - Systems and methods for distributing private placement documents: Methods of providing a private placement document to a potential investor in a private placement. The methods may comprise the step of generating the private placement document in an encrypted electronic format. The private placement document may include a unique identifier. The methods may also comprise the steps of providing... Agent: Kirkpatrick & Lockhart Nicholson Graham LLP

20070011071 - Systems and methods for strategic financial independence planning: The present invention relates to financial planning and retirement planning systems, particularly to systems and methods for deriving and measuring the feasibility of a client's retirement across a diverse set of financial domains. Output is made available in a variety of formats suiting different client needs including views, formatted documents... Agent: Samuel T. Cuscovitch

20070011072 - Win, lose or draw fixed -payoff derivative: A fixed-payoff derivative that provides the opportunity to speculate on the movement of single-stock equities, equity indexes, bonds, commodities and currencies in a manner that eliminates the cost of an option premium. The invention, henceforth referred to as a “Win, Lose or Draw” derivative contract, is a cash position for... Agent: Bruce D. Silverman

20070011074 - System and method for managing healthcare costs: Disclosed is a system and method for creating a financial index related to healthcare costs. A financial derivative instrument can be created from the index. Using the financial derivative instrument, an entity can hedge against unexpected fluctuations of healthcare costs.... Agent: Ward & Olivo

20070011078 - Click-fraud reducing auction via dual pricing: In auctioning advertising opportunities presented over a network, dual pricing reduces effects of fraudulent behavior causing showing or selection of a bidder's ads. In addition to a per selection bid or per showing bid presented by a bidder, a constructive bid opposite that offered by the bidder is derived from... Agent: Lee & Hayes PLLC

20070011079 - Methods for risk portfolio management within an electronic trading system: A switch engine module enables advantageous management of a risk portfolio. The switch engine receives interest rate risk portfolios from a plurality of traders, and for each prospective trader, provides available switches based on positions in other counterparty portfolios that offset the viewing traders' positions. The offsetting positions are encoded... Agent: Alston & Bird LLP

20070011082 - System and method for automating listing and re-listing of auction items: A computerized method of listing items at an auction site using pre-stored item numbers and item keys. Item numbers and keys are obtained from the auction site by submitting to the site a generic item description and generic auction parameter data. In response to the submission the auction site returns... Agent: Dechert LLP

20070011080 - System and method for conducting combinatorial exchanges: A system and method for implementing a double-sided exchange. In an illustrative embodiment, the double-sided exchange may be an exchange wherein both buyers and sellers provide bids for matching via the exchange. A first interface receives one or more buy bids from one or more buyers and a second interface... Agent: Trellis Intellectual Property Law Group, PC

20070011075 - System and method for managing healthcare costs: Disclosed is a system and method for creating a financial index related to healthcare costs. A financial derivative instrument can be created from the index. Using the financial derivative instrument, an entity can hedge against unexpected fluctuations of healthcare costs.... Agent: Ward & Olivo

20070011076 - System and method for managing healthcare costs: Disclosed is a system and method for creating a financial index related to healthcare costs. A financial derivative instrument can be created from the index. Using the financial derivative instrument, an entity can hedge against unexpected fluctuations of healthcare costs.... Agent: Ward & Olivo

20070011077 - System and method for managing healthcare costs: Disclosed is a system and method for creating a financial index related to healthcare costs. A financial derivative instrument can be created from the index. Using the financial derivative instrument, an entity can hedge against unexpected fluctuations of healthcare costs.... Agent: Ward & Olivo

20070011081 - Systems and methods for delivering parameters to automated security order execution systems: In one aspect, the present invention permits users of trading algorithms to jointly achieve the objectives described above, namely: (a) permit access to trading algorithms of (arbitrary) complexity without requiring proprietary protocol extensions; (b) allow users to easily identify and store one or more sets of dynamic vs. static parameters... Agent: Morgan Lewis & Bockius LLP

20070011084 - Home ownership payment system and method: A system and method for providing a line of credit to a mortgagee, while simultaneously paying off the mortgage loan of the mortgagee, by setting up an integrated account comprised of funds periodically deposited therein by the mortgagee with mortgage payment means associated with the account for paying down the... Agent: Greenberg Traurig LLP

20070011085 - Interactive simulator for calculating the payoff of a home mortgage while providing a line of credit and integrated deposit account: A system and method for calculating and comparing the payoff time and interest costs of a mortgage loan and comparison loan by inputting financial information of a mortgagee, information about the amount and interest rates pertaining to the loans, calculating the payoff time of said loans, and the mortgage interest... Agent: Greenberg Traurig LLP

20070011086 - Method and apparatus for providing retirement income benefits: A computerized method of administering a benefit plan providing systematic withdrawal payments during a liquidity period and annuity payments when the systematic withdrawal payments cease. The method includes steps of storing data relating to the plan, and performing a sequence of steps during the liquidity period to determine an account... Agent: Barnes & Thornburg LLP

20070011083 - System and method of processing asset financing transactions: A computer system processes asset financing transactions. An applicant provides loan information related to financing of an asset. A single lender is selected to receive a loan package based on the loan information and knowledge and prior experience attributed to the single lender. A plurality of data entry screens are... Agent: Quarles & Brady LLP

20070011088 - Assured payments for health care plans: A method comprises the steps of: receiving, at a host computer, a request from a purchaser for payment authorization for a charge for an item; determining whether said item qualifies for payment of a discounted amount of the item charge; receiving at the host computer a request from a provider... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070011090 - Electronic exchange and settlement system for cash letter adjustments for financial institutions: An electronic exchange system is provided for input and processing of cash letter adjustments between financial institutions and their customers. The system includes a central processor or centralized exchange mechanism and established rules and procedures for operation of the exchange and centralized hardware and software that is accessible through internet... Agent: Fitzpatrick Cella Harper & Scinto

20070011089 - Electronic savings transfers: A system and method is provided for directing the transfer of funds to a customer designated account at a electronic payment system terminal, the method comprising the steps of: a) establishing a customer designated account capable of being accessed through the transaction processing system associated with a merchant, where the... Agent: Mcdonough, Holland & Allen

20070011091 - Hierarchical entitlement system with integrated inheritance and limit checks: A hierarchical entitlement system, method, and computer program product with integrated inheritance and limit checks are described. In one embodiment, for example, a computer-implemented method is described for specifying and enforcing entitlements for performance of financial transactions, the method comprises steps of: providing a hierarchical entitlement structure with inheritance for... Agent: Sterne, Kessler, Goldstein & Fox PLLC

20070011087 - System and method for providing object-oriented tag assisted trading: A system and method for providing an auction feature for use in mobile terminals. The present invention involves the reading of RFID and/or visual tags, as well as universal encoding of product models and parameters, and a personal payment system. The present invention, through individual client terminals and central servers,... Agent: Foley & Lardner LLP

20070011093 - Secure payment method and system: A secure payment method and system for payment for a product in electronic form comprises a customer's terminal and a merchant's terminal connected by a communications network. A customer uses a customer's terminal to request a product and at the customer's terminal, it is determined whether the product has previously... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.

20070011092 - System and method for controlling on-demand service delivery costs: A system and method for creating a hybrid invoice for services provided to a customer by an on-demand data center are disclosed. The method comprises providing a shared computing environment wherein computing resources are shared between the customer and at least one other user; allocating sufficient computing resources from the... Agent: Ibm Corporation (rus) C/o Rudolf O Siegesmund Gordon & Rees, LLP

20070011095 - Audio distribution system: Audio, including content of a digital data stream, is distributed by a system that confirms an ownership interest in the audio content before an audio file is transferred.... Agent: Chernoff, Vilhauer, Mcclung & Stenzel

20070011094 - Tools for accessing digital works: In accordance with one embodiment, apparatus are provided that comprise a user interface, a rendering device, a clearinghouse communicator, and an enable mechanism. The user interface includes a digital work choosing mechanism to choose a digital work for rendering. At least one repository holds digital works and includes the chosen... Agent: Anthony L. Miele Miele Law Group

20070011096 - Method and apparatus for managing drm rights object in low-performance storage device: A method of efficiently managing a, Digital Rights Management (DRM) rights object in a low-performance storage device, which includes causing a host apparatus to divide a DRM rights object into two or more blocks each having a size proportional to an access unit of a low-performance storage device, and transmitting... Agent: Sughrue Mion, PLLC

20070011097 - License server and user processor: A license server for granting licenses in response to a user request receives a content identifier from a user identifying a content having associated therewith a user key necessary for decrypting an encrypted version of the content. Furthermore, a license terms provider for providing license terms in response to the... Agent: Glenn Patent Group

20070011098 - Method of promulgating a transaction tool to a recipient: A method for using an update engine to promulgate a transaction tool to a recipient. The method may include the steps of: generating a transaction tool operation request signal wherein the transaction tool operation request signal includes a request for a new transaction tool and/or an updated transaction tool, transmitting... Agent: Brooks Kushman P.C.

20070011100 - Preventing identity theft: Determining whether to remotely authorize an action on behalf of a requester includes having the requester provide a privacy token, remotely obtaining data from the privacy token, and authorizing the action if the data from the privacy token verifies that the requester is authorized to take the action. The action... Agent: Muirhead And Saturnelli, LLC

20070011099 - Secure electronic transactions between a mobile device and other mobile, fixed, or virtual devices: In a system according to one embodiment of the present invention, the system includes a database for storing a merchant profile containing information associated with a merchant bank account. The system includes an application server that when a request from a merchant device for payment by the user for a... Agent: Adam K. Sacharoff Much Shelist Freed Denenberg Ament&rubenstein,pc

20070011102 - Key management device and method: According to one embodiment, a key management device which is used for decrypting encrypted data which is obtained by encrypting data including titles using title keys, the device comprising a unit which inputs a key data group including pieces of key data to generate the title keys, management information indicating... Agent: C. Irvin Mcclelland Oblon, Spivak, Mcclelland, Maier & Neustadt, P.C.

20070011101 - Work support system, work support method, computer-readable recording medium storing a work support program thereon, work support information creating system, work support information creating method, and computer-readable recording medium storing a work: The work support system which shows a worker presentation information for supporting the worker at work, the system comprising: an information storing unit which stores therein the presentation information and work identification information identifying the work as associated work support information; a work identification information inputting unit through which the... Agent: Staas & Halsey LLP

20070011103 - System and method for identity protected secured purchasing: A system and method to enable a person to interact in both a physical world and an electronic world and enable a person to make Identity Protected Secured Purchases (IPSP) is described. The system includes a blank card containing an encoded strip, a password, a wireless communication device (cell phone... Agent: Mathews, Shepherd, Mckay, & Bruneau, P.A.

20070011104 - Payment transactions via substantially instant communication system: A method and a system conducts payment transactions via instant messaging. The system includes a messaging interface to receive a payment transaction request at a payment application from a network-based device via a network. The messaging interface facilitates substantially instant communication over the network. The payment application, responsive to receiving... Agent: Schwegman, Lundberg, Woessner & Kluth, P.A.