Data processing: financial, business practice, management, or cost/price determination inventions 07/06

20060167700 - Analysis result providing method and analysis result providing system: An analysis management server 1 makes a large variety of question contents from a question providing unit 4 available, registers a group of questions for analyzing an audience in correspondence with selection of a client terminal 3, obtains replies to the question contents corresponding to the client terminal 3 in...

20060167713 - Automatic transmission for use with a power take-off device, and method of use: An automatic transmission adapted to receive a power take-off device at a rear portion thereof and kit for providing power take-off components. Due to size constraints around an automatic transmission, a rear mounted power take-off device avoids the difficulties common to side mounted power take-offs. The automatic transmission includes a...

20060167714 - Channel-aware enterprise service: Various embodiments of systems, methods, computer programs, services, software components, etc. are provided. One embodiment comprises an enterprise platform for providing banking solutions to financial service providers. Logic embodied in a computer readable medium, the logic implemented on an enterprise platform in a financial service environment, the logic comprising: a...

20060167704 - Computer system and method for business data processing: The system enables business people to understand the impact of business transactions, changes and events in real-time using advanced rules and analytics to filter, categorize and interpret the significance of streams of real-time information. Most business performance analysis today is done manually and this process is a time consuming and...

20060167706 - Design for outsourcing contracts: A method suitable for generating a legal contract between an offeror and an offeree. The method comprises the steps of determining a contractual attribute utility function based on offeror preferences; determining a contractual attribute utility function based on offeree preferences; and generating a legal consideration profile by correlating the attribute...

20060167703 - Dynamic resource allocation platform and method for time related resources: A resource allocation platform for allocating resources between a provider and a plurality of users at a certain price differentiated for different users, the resources being time dependent resources such as communication data capacity, the platform comprising: an agent-based interaction mechanism for allowing said provider and said plurality of users...

20060167701 - Estate group purchasing matching system: In a network where a person who wants to sell an estate is connected to an estate purchase broker so that data communication can be performed, there is provided a database of information on estates to be sold which are provided by a person who wants to sell an estate,...

20060167712 - Franchise arrangement that supports physician provided medical services: A franchise arrangement is provided that supports physician administered medical services. The franchise arrangement include: a franchisor licensed to practice medicine by a government entity; and a franchisee licensed to practice medicine by the same government entity. The franchisee includes at least one practicing physician administering medical services in accordance...

20060167709 - Managing a limited-use electronic mail account: In one aspect, a method related to a limited-use electronic mail account. In addition to the foregoing, other method and system and program product aspects are described in the claims, drawings, and text forming a part of the present application....

20060167715 - Method and a corresponding system for creativity and innovation management: A methods and a corresponding systems for creation, sharing, disseminating, gathering, tracking, developing, archiving, and managing of information regarding: business goals, creative ideas in coherence with specific business goals, and implementations of these creative ideas. The first preferred main step is propagating required goals from predefined decision makers to predefined...

20060167710 - Method and system for registering potential acquirers of assets that are not currently on the market: A register interest system receives from a potential acquirer of assets an indication that the potential acquirer is interested in acquiring rights in a specific asset that is not currently on the market. The register interest system stores indications that the potential acquirers are interested in specific assets. When a...

20060167716 - Method of extracting and reporting death information: A method of extracting and reporting death information includes monitoring reports of death from various sources, and selectively transmitting extracted data to persons who subscribe with a provider of the method. A database is created of persons whose deaths are to be reported to consumers of the information. The consumer...

20060167708 - Method of leasing a gaming machine for a flat fee amount: A method of leasing a gaming machine is provided that includes determining a monetary average machine net win in monetary units per gaming machine per unit of time for a group of existing gaming machines, receiving the leased gaming machine, and determining a monetary payment amount for the leased gaming...

20060167707 - Method of leasing a gaming machine for a percentage of a total coin-in amount: A method of leasing a gaming machine is provided that includes determining a monetary average machine net win in monetary units per gaming machine per unit of time for a group of existing gaming machines, receiving the leased gaming machine, and determining a monetary payment amount for the leased gaming...

20060167702 - Method of preventing theft to vehicles using intensive marking: A method for preventing theft of a vehicle using intensive marking comprises, establishing a service network (10) including a service center (12) having a databank (14) for data processing and storage, and a number of service stations (16) providing anti theft service to clients. At the service stations, an agent...

20060167717 - System and method for listing and finding goods and services over the internet: The present invention provides an improvement over prior art search engine techniques in various ways. In one embodiment, the present invention provides a system and method for enabling searchers to locate content stored on an Internet web site. A user interface is preferably provided that is operable to receive from...

20060167699 - System and method for managing messaging services: Messaging manager is a system that manages the deployment and use of heterogeneous messaging services, controls the said services, and makes reports. It is located between the users and services, so that the messages of the users and services are routed via the messaging manager. When a user sends a...

20060167705 - System for handling refunding of value-added tax: System for handling of refunding of value-added tax to a consumer who has purchased goods in a foreign country includes a central database and first terminals, placed in shops) connected to the system. The first terminals include equipment for entering purchase data. The system creates electronic cheques on the basis...

20060167711 - Systems and methods for generating electronic spare parts catalogs for complex systems and machines: Systems and methods are provided for generating and publishing electronic spare parts catalogs that support electronic business processes for managing and selling spare parts for complex machines and systems, such as gas turbines. Automated systems and methods for generating electronic catalogs of spare parts employ an extensible, template-based framework to...

20060167720 - Incentive programs for healthcare cards: A computer-implemented method to facilitate a purchase by a cardmember using a transaction instrument, comprising: receiving, at a host computer, a request from a provider for payment authorization for a charge to the cardmember using the transaction instrument; determining whether the charge is for a covered healthcare expense; if the...

20060167721 - Methods for patient care using acuity templates: Methods for determining a post-acute level of care for a patient are provided. A template is provided, the template including categories indicating issues relating to a condition, such as a neurological event, a wound injury, or an orthopedic injury. Each category includes several levels, each level representing a severity of...

20060167718 - Methods, systems, and computer program products for providing personalized, just-in-time information services: Exemplary embodiments relate to methods, systems, and computer program products for providing personalized information services. Methods include generating an instance of personalized information including time-sensitive elements, and outputting the personalized information onto a medium that is affixable to a subject with which the personalized information is associated....

20060167719 - Pharmaceutical automation management system and recording medium for recording program data which is necessary for constructing the same and readable in computer: A pharmaceutical automation management system is disclosed. The administrator authentication module authenticates an administrator and registers a login time of the authenticated administrator in a recording medium. The user interface module displays a user interface screen and inputs data through option items which can be selected in the user interface...

20060167724 - Electronic systems and methods for processing health care transactions: Disclosed are embodiments of a computer-based processing system that enables health care providers to sell and order health care products and services from third party vendors for their patients in accordance with federal and state laws. For example, a provider server may initiate an order of a product or may...

20060167723 - Method of treating dependencies: A method and apparatus of treating an addiction is provided. The method includes evaluating the individual to determine the individual's needs. An individual admitted to the program undergoes a supervised treatment protocol that may include education and initial treatment, group therapy, and relapse prevention. There may also be a maintenance...

20060167722 - System and method for adaptive drug delivery: The present invention provides a system and method for determining and maintaining a concentration level of medication in a patient sufficient to achieve and maintain a desired effect on that patient. Generally speaking, in accordance with one embodiment of the invention, a medication delivery controller uses a patient response profile...

20060167725 - Method and apparatus for scheduling: A method and apparatus for scheduling is disclosed. The method may include g a service for which a scheduling strategy is to be applied, selecting the scheduling to be applied to the service selected, selecting an action to be applied to the selected accessing a calendar related to the selected...

20060167727 - Method for the controlling of a logistics chain: According to the method, the current measurements from sensors S1, S2 are transmitted into a Supply Chain Management-application. In this way, the current measurements are always available to the Supply Chain Management-application....

20060167728 - Methods and systems for assessing security risks: The assessment of security risks associated with linear corridors, such as transportation corridors and utilities corridors, is provided. Initially, a site is selected for evaluation. Survey data and context sensitive information, such as demographic information, environmental information, corridor asset information, and the like, is collected for the site. Linear corridors...

20060167726 - Office routine work management system and office routine work management method: A period managing system includes at least a management condition creating unit 1, a management information storing unit 2, a management condition determining unit 3, and a management condition storing unit 4. The period managing system is operated on the basis of period management information stored in the management condition...

20060167731 - Automatically scheduling meetings: Methods, machines, and machine-readable media storing machine-readable instructions for automatically scheduling meetings are described. In one aspect, a meeting request is received. The meeting request specifies a meeting duration, a set of non-fungible resources, and a number of required fungible resources of a specified type. A potential-meeting-time set of timeslots...

20060167733 - Delivery operations information system with performance reports feature and methods of use: The present invention provides a system for managing information related to a delivery service provider and systems of using such a system. The system and systems provided herein allow a delivery service provider to coordinate with efficiency the volume of mail or packages to be delivered with the carrier resources...

20060167734 - Delivery operations information system with route and unit maintenance feature and methods of use: The present invention provides a system for managing information related to a delivery service provider and systems of using such a system. The system and systems provided herein allow a delivery service provider to coordinate with efficiency the volume of mail or packages to be delivered with the carrier resources...

20060167735 - Method and system for customer service process management: A method and system for managing customer service processes for individual customers and populations of customers. In a specific embodiment within the health care field, a clinician creates or updates a draft care plan for a patient using generic or locally-adapted template metadata and tailors the draft care plan to...

20060167732 - Method and system for planning and managing multiple projects on demand with critical chain and replenishment: Disclosed are a method, system and computer program for managing multiple projects. The method comprises the steps of defining a plurality of projects requiring resources, each of said projects having a project manager; and managing said resources with resource buffers and replenishment times. Said replenishment times are incorporated by said...

20060167729 - Method and system for scheduling a customer service callback: A method and system for scheduling a callback time for customer service. The system calculates estimated handling resources for a customer interaction system (14) and forecasts a customer service transaction workload for the estimated handling resources of the customer interaction system (14). The system then determines the scheduled callback time...

20060167730 - System and methods for workflow management: The workflow management system includes various modules that manipulate incoming messages from a variety of clients, translate and route the messages to the appropriate backend applications, monitor completion by the backend applications and provide responses to the clients. A common database is operatively connected to the applications and modules to...

20060167739 - Method and system for operating a personnel workflow tool: The invention includes three primary methodical tools. The first tool implements a job recruiting toolkit. The second tool implements a method of generating referrals based upon a virtual community of people who relate to the job description. The third tool implements an enterprise recruitment toolkit....

20060167737 - Publishing activity tasks in a collaborative environment: A method, system and apparatus for publishing activity tasks in a collaborative environment can include the step of publishing selected activity tasks for status viewing by other collaborators in the collaborative environment. In one aspect of the invention, the publishing step can include the step of publishing selected activity tasks...

20060167736 - Schedule chart for project management: This invention relates to a method of portraying project schedule history in graphical form which facilitates a rapid assessment of the success of a project and its leaders from the standpoint of performance against schedule. More specifically, this invention relates to an “Estimated Time to Completion” chart that is plotted...

20060167738 - System and method for managing workflow: A system and method for managing workflow is provided. The system includes one or more computer devices which execute workflow software to assign tasks to medical staff. The workflow software may be configured to assign tasks to persons on the medical staff based on a set of criteria including a...

20060167742 - Categorizing and analyzing sales of particular products: A system and method for identification and notification of elevated over-the-counter medication sales is disclosed. Localized alerts of elevated sales of specified over-the-counter medications and graphical views of historical sales intensity by medication category are provided. Intervention instructions to manage responses to factors causing the elevation of sales are provided....

20060167741 - System and method for designing a supply chain: A system, method and apparatus are provided for designing and evaluating a supply-chain architecture and strategy, and communicating the architecture to concerned parties. The supply chain is designed by combining business strategies and analytical modeling in a well-defined process. Key product and market attributes are combined with defined supply-chain processes...

20060167740 - System and method for processing objectives: A method, system, and computer program product for processing objectives of an organization. Included is a computerized system having: an objective creation system for defining new objectives and setting associated target values for a defined time period; an objective linking system for linking a set of source objectives to a...

20060167752 - Automated segmentation and yield management: Methods, systems and computer readable media for presenting an offer. In one such method, a consumer is assigned to one of a plurality of market segments, and a yield for a plurality of offers is determined based on the assigned market segment. An offer is then selected for presentation to...

20060167747 - Content-targeted advertising for interactive computer-based applications: The subject invention provides a unique system and method that facilitates providing content-targeted advertising to a user based at least in part on the content of a user action. The user action can be performed in connection with an outbound messaging system, a real-time messaging system such as a chat...

20060167750 - Discount system for installment of trade articles and method for the same: A discount system for installment of trade articles and its method is proposed in the present invention. The discount system provides at least a first trade article and a second trade article. When the second consuming end purchases the second trade article after the first consuming end purchases the first...

20060167753 - Information and promotional offer management and distribution systems and methods: A method for information and promotional offer generation and distribution comprises creating a user profile. A merchant profile is created and an offer profile is created. A request is received from a user for a promotional offer. A promotional offer coupon is created with a unique tracking code based on...

20060167751 - Method and apparatus for distributing music: A music distribution system allows users to freely download music data that has not been put on the market or that has been created by unknown singers or musicians. In this system, which distributes music data to terminal devices via a communications network, a free music distribution Web site for...

20060167746 - Method for cross-promoting communications services: A method to promote use of one communication service by associating it with another service and offering incentives to use the first service in return for use of the second service. Other embodiments are also described and claimed....

20060167745 - Providing low-cost message display boards: Embodiments of the present invention relate to providing low-cost message display boards to users of a message display board service. According to one embodiment of the present invention, display boards capable of displaying a user designated message are supplied by a provider of a message display board service for free...

20060167748 - Public/private campaign management for an internet sales application: The present invention provides a system and method for managing marketing campaigns by sales applications. Sales applications manage campaigns by distinguishing among campaigns for marketing purposes. A customer who is browsing a sales application may be queried for a campaign code. The sales application will then retrieve an indicator of...

20060167744 - Sales promotion point exchange method and system: The sales promotion point exchange transaction method and system of this invention comprises the sales promotion point issuance and consumption server system 200 that issues and consumes sales promotion points per each shop, manufacturer or group of them and consumes sales promotion points within said each shop, manufacturer or group...

20060167743 - System and method for maintaining distributor loyalty: A system, method, and computer software product for use by a manufacturer to offset a loss of one or more of the manufacturer's distributors caused by a displacing a distributor's sale when the manufacturer operates an e-commerce enabled web site that sells products directly to consumers. The distributor is compensated...

20060167749 - Systems and methods for providing advertising in a feed of content: A system and method is described for controlling the provision of advertising presented to an end user in a feed of news content that is delivered from a publisher to an end user, wherein the system comprises: one or more advertisements which each possess a unique identifier that has been...

20060167760 - Automated systems and methods to support electronic business transactions for spare parts: Systems and methods are provided for implementing electronic business applications for managing and selling spare parts, wherein electronic catalogs of spare parts are used to present static and/or real-time spare parts data from disparate backend data sources in a uniform, integrated manner, and wherein business logic programs are provided to...

20060167767 - Countdown pricing process: A countdown pricing method in which products are offered for sale at a displayed price that decreases as time elapses. If a consumer wishes to purchase the product, he or she communicates an offer price to the seller, or the seller's web site acting as the seller's surrogate, which then...

20060167759 - Customer profiling engine: A method and apparatus are provided in a computer network to present marketing and other pertinent information to clients from a host. The client environment is interrogated locally using a profiling engine. A customer class generated by a profiling engine on the customer server controls a URL behind an inquiry...

20060167758 - E-facet optical lens: A method and system design and manufacture of the monogrammed faceted and stone adorned eyeglass lenses via a computer program allowing a design, intricate facet cuts and stone placement on a computer lens model. Software may utilize a touch probe or laser scanner to gather point data from a previously...

20060167761 - Method and apparatus for providing automated network reminders: At least one computer-readable medium encoded with instructions is provided which, when executed by a processor, performs a method including the steps of: receiving a message containing a notification from a vendor that provides a product or service to a customer; and forwarding the notification to a broadband terminal of...

20060167757 - Method and system for automated comparison of items: An automated method and system for providing an item comparison includes identifying a first item and a set of one or more other items for comparison with the first item, prioritizing attributes of the first item and the other items, and providing the item comparison with prioritized attributes to a...

20060167768 - Method and system for facilitating reseller transactions: A computer-implemented method and system is provided which displays lists of products including personalization information and further allows the locking of aspects of personalization information....

20060167765 - Methods of online fund raising over a network: A method for generating a page for charitable fund raising over a network. A user creates a definition for a fund raising event and transfers the definition to a fund raising server, which generates event information (e.g., an event record). The user selects a non-profit organization and transfers the selection...

20060167762 - Multi-supplier transaction and payment programmed processing approach with at least one supplier: In an example embodiment, a computer-based contract-management approach processes transactions involving at least one supplier (i.e., seller or sellers) fulfilling one or more sub-components of the transaction. Each of the suppliers (e.g., as well as other transaction parties) reference the transaction when communicating transaction information such as invoices, regardless of...

20060167756 - Network-based commerce facility offer management methods and systems: Various embodiments include systems, methods, and software to manage offers in a network-based commerce system. One embodiment includes providing sellers an option when listing an item for sale to receive best offers for the item from buyers. This embodiment further includes receiving best offers submitted by offerees via the network-based...

20060167755 - On-line service provision method, and equipment for implementing such a method: The invention relates to the provision of services. According to the invention, a service session supervision platform (10) is disposed between an access network (1) and an input node (12) of a service-hosting network. During the provision of a service, at least one atomic section is first defined, said section...

20060167764 - Process of downloading data: This invention relates to a process for downloading data from Internet onto a data storage support from a downloading terminal, characterized in that said data are downloaded directly by connection of said support on said terminal, located in a public place, the process comprising the exchange of data between at...

20060167763 - Service providing device and service providing method: A service providing device, a service providing method, and a service providing program capable of releasing a functional limit of the service provided by a privilege of another service. When a first service based on the calculation is provided, information on the privilege obtained by using a second service is...

20060167754 - System and method for selecting, ordering and accessing copyrighted information from physical documents: The present invention discloses a system, method and computer program for selecting, ordering, accessing and displaying copyrighted information from physical documents such as printed publications or commercials. The invention allows the management and the direct sale from the editor to the final consumer of electronic information referenced on physical publications...

20060167766 - System for and method of providing a credit to a customer: A method of providing a credit to a customer of a resort or casino for use with goods or services sold by the resort or casino while allowing the customer to retain his privacy concerning the consumption of the particular resort or casino goods or services with which the credit...

20060167769 - Participant node for a searchable distributed information network: Described herein is a technique and apparatus for a computer based market for goods, services, and information with its foundation a multitude of user owned terminals and a network of server computers which creates a relationship between the user of the consumer owned terminal and the owners or operators of...

20060167770 - Tool having an integral system for remotely ordering inventory: A host tool having an integral system for ordering inventory from an inventory order interface has a processing unit, a location provider and a remote connector. The location provider is configured to selectively provide the location of the host tool to the processing unit, while the remote connector is configured...

20060167771 - Financial event software engine: A Software Engine that allows users to record accounting transactions in a double-entry bookkeeping system, without knowing which accounts to debit and credit. Each practical debit/credit combination is summarized by a single Financial Event Type. The potential for thousands of these Financial Event Types is made manageable by the Software...

20060167776 - Affordable for-sale housing program: A method and apparatus for providing and administering an affordable housing program. A property is located for which a developer has received tax credits in exchange for constructing affordable housing units on the property. By machine, information is stored into a database regarding the property. The tax credits held by...

20060167781 - Click based trading with intuitive grid display of market depth and price consolidation: A method and system for reducing the time it takes for a trader to place a trade when electronically trading on an exchange, thus increasing the likelihood that the trader will have orders filled at desirable prices and quantities. The “Mercury” display and trading method of the present invention ensure...

20060167780 - College savings plan account registry and method: A registry of college savings plan accounts includes a central database. The database includes a plurality of registry accounts, and each of the registry accounts includes an account number of a college savings plan account and a name of a prospective student included in the college savings plan account. A...

20060167782 - Credit instrument and system providing multiple services including access to credit services and access to a service provider club: An apparatus and methods for a card that allows a cardholder to set up auto-charge payment of dues and fees to a series of clubs, merchants or service providers. The card also may be used for other transactions that accept credit cards. The apparatus includes a database containing information of...

20060167772 - Electronic interpretation of financials: Disclosed are methods and systems for electronically analyzing primarily financial information of an entity. One method comprises: receiving primarily financial inputs related to an entity; and for at least one predetermined relationship: looking up which at least two variables are linked to the predetermined relationship, determining values of the at...

20060167777 - Method and apparatus for determining investment manager skill: A method of evaluating an investment manager's skill includes determining a time frame including a plurality of time periods of a predefined duration over which to calculate statistics, generating a return distribution for each time period, obtaining return data for a manager for each given time period, standardizing the manager's...

20060167774 - Method for maintaining a customer account: A system to maintain a customer account including an account balance where deposits are made by a depositor calling a telephone number to which the caller incurs a charge to be connected. Other embodiments are also described and claimed....

20060167775 - Method for providing funding of and access to an investment vehicle: A method for providing funding of and access to an investment vehicle, comprises the steps of establishing an investment vehicle, monetizing the investment vehicle by depositing funds therein by at least one predetermined investor, receiving a request for the funds by an employee of an employer, distributing the funds from...

20060167778 - Object-oriented financial modeling: Software technology is used to build and perform object-oriented financial modeling. A software framework creates highly reusable and layered business objects. Business objects organize financial information and save time through ease of use and a simple intuitive interface....

20060167779 - Rate of return stops and capital return transactions: A method and system for managing and selling investments via electronic means. An investor can establish sell order criteria based upon a preset desired rate of return. The broker thereby monitors the investment and automatically sells it on behalf of the investor once the prescribed sell order criteria are met....

20060167773 - Settlement of auctions by determining quantity before price: The orders collected during an auction form an auction pool. The fill for orders in the auction pool is established without setting an auction settlement price (ASP) for the contracts in the auction pool. The ASPs for contracts in the qualified pool are then set based on the fill. Both...

20060167785 - Bidding a price for goods and/or services in an auction of wireless communication access requests within a marketplace: The present invention provides a method and an apparatus for using a bidding strategy to select a bid price for at least one of goods and services in an auction of wireless communication access requests within a marketplace of sellers and buyers to obtain a profit gain in that auction....

20060167784 - Game theoretic prioritization scheme for mobile ad hoc networks permitting hierarchal deference: A method for providing unequal allocation of rights among agents while operating according to fair principles, comprising assigning a hierarchal rank to each agent; providing a synthetic economic value to a first set of agents at the a high level of the hierarchy; allocating portions of the synthetic economic value...

20060167788 - Method and system for broker trading in a hybrid trading system for concurrently trading securities or derivatives through both electronic and open-outcry trading mechanisms: A method of broker trading in an exchange configured for trading securities or derivatives by a combination of electronic and open-outcry trading mechanisms is disclosed. The method includes receiving an order in a public automated routing system workstation, accessing the public automated routing system workstation by a broker with a...

20060167789 - Method and system for providing order routing to a virtual crowd in a hybrid trading system: A method of providing orders to a virtual trading crowd in an exchange prior to automatically linking the order to an away market is disclosed. The method may include receiving a marketable order for a security or derivative at the exchange, wherein the exchange has a price that differs from...

20060167790 - Method and system for transmitting real-time or near real-time price and/or product information to consumers and for facilitating optional fulfillment and optional, automated, real-time or near real-time reverse auctions through wireless or wireline commu: A method for conducting a reverse auction is disclosed. The method includes the steps of (a) receiving, from a potential purchaser using a communications device, a reverse auction request for a product and/or service that contains descriptive information about the product and/or service; (b) conducting a reverse auction by querying...

20060167787 - System and method for an efficient dynamic multi-unit auction: A method and apparatus allow the computer based implementation of an auction of heterogeneous types of items wherein one or more types of the items may include plural items. At any point in the bidding process, the set of feasible assignments of the items, given the bidding state is the...

20060167783 - System and method for deriving data: Best bid and best offer rate data from deals concluded on an anonymous trading system in a fungible instrument such as a foreign currency pair are processed to derive indicative rates. A minimum indicative rates spread between bid and offer prices is defined. The indicative rate bid and offer prices...

20060167786 - System and method for intra-day pricing of mutual funds: A computer-implemented method for facilitating the purchase and sale of shares in an open-ended mutual fund, in a single or plurality of different currencies, during a trading day when assets held by the mutual fund fluctuate in value as the assets trade on one or more exchanges. The trading day...

20060167791 - Multi-party transaction processing system and approach: Transaction management for processing payment-related aspects of transactions is facilitated. According to an example embodiment of the present invention, a transaction management approach involves the automatic processing of payments to multiple parties with payment chains extending through intermediary sellers. In some instances, an intermediary seller contracts with a buyer for...

20060167794 - Bill payment systems and methods using a kiosk: A method of transferring funds includes providing a first kiosk having a negotiable instrument acceptor. The negotiable instrument acceptor is configured to acquire information from a negotiable instrument. The method further includes providing a first kiosk access device to a first customer. Providing the first kiosk access device includes receiving...

20060167795 - Electronic apparatus, charging system and method, charge processing device, storage medium, and prepaid card: An apparatus of the invention comprises an operation inputting element for designating one of a plurality of functions; a function executing element for executing the function designated by the operating inputting element; a measuring element for measuring the time during which each of the functions has been executed by the...

20060167796 - Electronic apparatus, charging system and method, charge processing device, storage medium, and prepaid card: An apparatus of the invention comprises an operation inputting element for designating one of a plurality of functions; a function executing element for executing the function designated by the operating inputting element; a measuring element for measuring the time during which each of the functions has been executed by the...

20060167797 - Electronic apparatus, charging system and method, charge processing device, storage medium, and prepaid card: An apparatus of the invention comprises an operation inputting element for designating one of a plurality of functions; a function executing element for executing the function designated by the operating inputting element; a measuring element for measuring the time during which each of the functions has been executed by the...

20060167792 - Multi-supplier transaction and payment programmed processing system and approach: In an example embodiment, a computer-based contract-management approach processes transactions involving at least one supplier (i.e., seller or sellers) fulfilling one or more sub-components of the transaction. Each of the suppliers (e.g., as well as other transaction parties) reference the transaction when communicating transaction information such as invoices, regardless of...

20060167793 - Systems and methods for processing and providing a payment: Systems and methods are provided for data processing. In one implementation, a data process system is provided that stores open payment items. Each open payment item may be assigned an identifier. The data processing system may also store user authorizations that specify a sub-set of the identifiers. Furthermore, the data...

20060167798 - Currency transfer computerized card: A currency transfer computerized card comprises memory means, including, for example, an electronic microchip, for memorizing data including at least an identification code and at least a currency amount, the card being designed for being purchased at an agreed selling point and to be used for performing purchasing or cash...

20060167799 - Client-server-type security system, such as a security system for use with computer network consumer transactions: A system to provide secure information to a customer or user begins by storing user-defined data associated with a particular user (such as a confidential text string, or image/audio file). The system may then create and provide to the user a communication for the particular user that includes retrieving the...

20060167800 - Limited-life electronic mail account as intermediary: In one aspect, a method includes but is not limited to detecting that a limited-use electronic mail account user has accessed a limited-use electronic mail account; accepting an input commanding the disposition of the item of electronic mail received by the limited-use electronic mail account; and disabling further use of...

20060167803 - Batch loading and self-registration of digital media files: Methods and apparatus for batch loading and self-registration of digital media files is provided. The system provides numerous methods of interfacing with a content outlet. The methods further include comparing attributes of content to be downloaded with attributes of content in a media database. The methods also includes providing restrictions...

20060167802 - Limited-life electronic mail accounts: In one aspect, a method related to a limited-use electronic mail account. In addition to the foregoing, other method and system and program product aspects are described in the claims, drawings, and text forming a part of the present application....

20060167801 - Method and apparatus for client customization by executing software parts on plural servers: A client computer requests plural program parts from various servers. The plural parts are authorized in accordance with usage rights and combined to create a new computer program. The parts can be executed as the new computer program on the servers, on the client, or on both the servers and...

20060167804 - Track listening and playing service for digital media files: Methods, system and apparatus for identifying, tracking and monitoring digital media files through the use of a track listening service is provided. The service may also include a digital media playing service suitable for playing audio, video, audiovideo, and other media format files. The system provides numerous methods of interfacing...

20060167806 - Processing system for recording media content: A method and system are provided in which a user is enabled to record, for example, a song or other radio and/or video content, on demand, and to account for and process appropriate payment for the use of the recorded content. The recorded material is saved and indexed by title...

20060167805 - System and method for providing a service: A system and method is provided for selecting an option for expanding a communication service into a service area. Expansion options are based on a state of the existing network, demographics, and fiber topology. A list is made of available options. Costs for each option are calculated. Expected revenue associated...

20060167807 - Dispute resolution in an open copyright database: Systems, methods and apparatus for resolving disputes regarding digital media files stored in an open copyright database. The invention further includes identifying, tracking and monitoring digital media files is provided. The system provides numerous methods of interfacing with a content outlet. The methods further include comparing attributes of content to...

20060167812 - Communication mechanisms for multi-merchant purchasing environment for downloadable products: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment...

20060167815 - Digital license and method for obtaining/providing a digital license: An enforcement architecture and method for implementing digital rights management are disclosed. Digital content is distributed from a content server to a computing device of a user and received, and an attempt is made to render the digital content by way of a rendering application. The rendering application invokes a...

20060167814 - Enforcement architecture and method for digital rights management: An enforcement architecture and method for implementing digital rights management are disclosed. Digital content is distributed from a content server to a computing device of a user and received, and an attempt is made to render the digital content by way of a rendering application. The rendering application invokes a...

20060167808 - Flexible digital content licensing: According to the invention, a video system for playing licensed video content is disclosed. The video system includes a video, a video selection interface, a video storage device, and a license control process. The video is selected from a plurality of videos stored on the video storage device. There is...

20060167813 - Managing digital media rights through missing masters lists: Systems, methods and apparatus for identifying, tracking and monitoring digital media files through the use of missing masters lists is provided. The system provides numerous methods of interfacing with a content outlet. The methods further include comparing attributes of content to be downloaded with attributes of content in a media...

20060167816 - Method and apparatus for distributing enforceable property rights: An enforceable property right and a system for controlling the manner of use of an item in accordance with usage rights. The enforceable property right includes an item ticket having a security mechanism incorporated therein and specifying an item for which the item ticket can be redeemed and a license...

20060167810 - Multi-merchant purchasing environment for downloadable products: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment...

20060167811 - Product locker for multi-merchant purchasing environment for downloadable products: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment...

20060167817 - Retail transactions involving digital content in a digital rights management (drm) system: A retailer facilitates issuance of a digital license from a licensor to a customer for a corresponding piece of digital content. The retailer receives payment for the license from the customer, where the payment is to be shared with the licensor in a pre-determined manner. The retailer also receives customer-based...

20060167809 - Software assistant for multi-merchant purchasing environment for downloadable products: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment...

20060167818 - Methods and system for performing data exchanges related to financial transactions over a public network: Methods and systems for exchanging data related to financial transactions utilizing a public network are disclosed. One or more participant computer systems are in communication with the public network. Each participant computer system includes at least one application for performing functions related to a financial transaction, and a gateway providing...

20060167819 - Payment information security for multi-merchant purchasing environment for downloadable products: A multi-merchant purchasing system is configured to identify downloadable products selected by a user for purchase. The identified downloadable products are offered by multiple merchants. The multi-merchant purchasing system enables the user to purchase all of the downloadable products in a single transaction. Specifically, the multi-merchant purchasing system determines payment...

20060167820 - Non-authentication access management system for affiliated websites linked with advertisement: A system for managing non-authentication-based access to at least one affiliated Web site linked with an advertisement is disclosed. A semi-compulsory advertising technique is used to compel the user to view a customized advertisement associated with the affiliated Web site and allow him/her to gain the non-authentication-based access to the...

20060167821 - Electronic settlement system, settlement management device, store device, client device, data storage device, computer program, and storage medium: An effective electronic settlement system in which the number of checks is small. The electronic settlement system includes a data storage device such as an IC card in which value information is stored, a client device provided with an information input/output function to the data storage device, a store device...

20060167822 - Systems and methods for providing change of address services over a network: This disclosure describes systems and methods for collecting and processing change of address data and providing change of address services to a customer using a computer network. The address data can include a physical address, an electronic address, or both. The systems and methods may also provide additional services to...

20060167823 - Secure wireless commerce: Method and apparatus for secure wireless commerce are described....

20060161441 - Application outsourcing: The invention relates to the coordination of application logic and an associated resource. Application logic is received from an application service provider (ASP) and a request is received from a client requesting a service from the ASP. The application logic from the ASP is matched with the client request. The...

20060161449 - Automated real estate data replication: A method of replicating real estate data includes automating synchronization of datastores and validating permissions and membership. The method also includes access methods on the device party to replication allowing access to data when computer networks are of insufficient availability or bandwidth....

20060161445 - Binding a device to a computer: A device, such as a component or a peripheral, and corresponding computer are adapted to be bound such that the device will only operate with that computer after the binding process. Cryptographic messages are sent between the device and computer to confirm the relationship. When the device cannot confirm it...

20060161452 - Computer-implemented methods, processors, and systems for creating a wafer fabrication process: Computer-implemented methods, processors, and systems for creating a wafer fabrication process are provided. One computer-implemented method includes determining individual error budgets for different parameters of the wafer fabrication process based on an overall error budget for the wafer fabrication process and simulated images that illustrate how reticle design data will...

20060161448 - Method and system for rating / ranking third parties: A method of rating a third-party includes, in response to a third-party participating in a transaction concerning a company, monitoring the level of research coverage initiated by the third party concerning the company. A score is assigned to the third-party based, at least in part, upon the level of research...

20060161450 - Method and system for tracking and budgeting energy usage: An energy tracking and reporting system can receive data inputs from multiple sources regarding one or more properties. A central database receives the information and correlates the information for numerous outputs. Information received by the central database can include, for example, property location, property size, property type and property use....

20060161451 - Method for protecting the privacy of phone numbers entered by internet consumers by forwarding calls through intermediary phone numbers: A method is presented for protecting the privacy of phone numbers entered by consumers on the internet by using a third party to assign intermediary phone numbers which can be used by online vendors to make calls that are forwarded to the consumers' actual phone numbers, thereby masking the online...

20060161444 - Methods for standards management: One embodiment is directed to a method of instructing at least one operator in a best practices implementation of a standards facility for managing at least one standard in an information technology (IT) environment comprising a plurality of standards to be managed, the IT environment being managed in accordance with...

20060161447 - Strategic occupancy planning: The present invention relates to a computerized space programming method. In the method five critical phases are utilized to determine the optimal space programming for a business. These phases are (1) validation phase, to get an accurate snapshot of the current space, (2) forecasting phase, interpreting the future, (3) adjacency...

20060161442 - System and method for analyzing or identifying customer requirements: A method or system is provided for analyzing or identifying customer requirements. The identified requirements may be used to design a product family or redesign a process. The product can be, but is not necessarily, a computer program. For the analysis or identification, a master diagram is used in which...

20060161446 - System, method, and computer program product for accessing electronic tickets by paper-based travel service provider: A system, method, and computer program product receive a first request document using a first format at an intermediate location in response to a request by a paper-based travel service provider to access an electronic ticket, convert the first request document to a second request document using a second format,...

20060161443 - Systems and methods for collecting and managing animal-related information: The invention relates to methods and systems for collecting and managing animal-related information. One aspect of an embodiment of the invention includes a method for collecting and managing animal-related data. The method includes logging in a network user, and receiving a selection of an animal management function. The method also...

20060161457 - Adaptive communication methods and systems for facilitating the gathering, distribution and delivery of information related to medical care: Automated methods and systems are disclosed for persistently facilitating the timely gathering, monitoring, distribution and delivery of information related to medical care where such may include: (1) finding a communications channel for effectively attempting a message delivery to a specific target person at a specified time; (2) adaptively finding a...

20060161453 - Authenticating prescriber identity to enable electronically ordering drug samples from a drug sample fulfillment platform: An fully online process to facilitate the fulfillment of drug samples to prescribers is described. With the present invention, a prescriber may order physical drug samples online by undergoing an authentication process that is in lieu of requiring a signature match. In the invention, the ordering of drug samples is...

20060161454 - Doctor express care card: The Doctor's Express Care Card is a health processing method that includes an all inclusive payment and alternative health care delivery system. The providers agree to accept negotiated fees for recognized CPT Codes, (Physicians' Current Procedural Terminology-CPT 2005). This new and unique process is a useful solution to the health...

20060161456 - Doctor performance evaluation tool for consumers: Presenting information to patients—intuitive, statistically significant bucket rankings in more than one score domain—in response to requests for medical providers associated with their choice of medical conditions or treatments, and other restrictions. Statistically significant intuitive bucket rankings (such as “*” to “****”) from relatively limited data on medical providers, and...

20060161458 - Managed care information system: A method for managing the delivery of preventative care services to a membership of a health care plan includes the steps of: providing a membership database having a profile relating to each member of the health care plan, wherein the profile includes at least age, gender, and treatment history; providing...

20060161455 - Method for management of fitness, health and/or wellness specialist services: One aspect of the present invention provides for a process and method of management of fitness, health and/or wellness specialist services based on the time needs and/or wants of an individual. This aspect comprises the steps of creating an account balance of specialist minutes by purchasing a block of specialist...

20060161460 - System and method for a graphical user interface for healthcare data: A system and method for use with a graphical user interface, includes but is not limited to organizing the healthcare data for one or more patients in a graphical user interface, the graphical user interface configured to be altered according to one or more documentation preferences of a user of...

20060161459 - System and method for displaying a health status of hospitalized patients: A system and method for displaying a health status of hospitalized patients. Patient data associated with hospitalized patients is selected according to display rules. A display module selects selected patient data, applies display rules to the selected patient data, and displays the selected patient data. A smart alert module generates...

20060161462 - Method and apparatus for collecting inventory information for insurance purposes: A method and appartus for automatically gathering data about assets of a data center for use in assessing risks in writing insurance policies. The method uses collection servers coupled to the network or networks of the data center. The collection servers are informed of the IP address range and ping...

20060161463 - Method and system for in-process tracking of an operation: A method and system for capturing, monitoring, tracking, displaying, and/or reporting events and discrete information during an operation to enable managers to better understand and manage the in-process activities of the operation. Data derived from events and discrete information from heterogeneous applications is used to populate a central database which...

20060161461 - Systems and methods for long-term health care with immediate and ongoing health care maintenance benefits: Methods and systems related to long-term health care insurance. Long-term health care insurance policies are priced by stratifying potential purchasers according to risk factors which are explored during the underwriting process. In addition to coverage for long-term care, immediate health care benefits are provided to the purchasers in the form...

20060161464 - Method and system for web-based organizational reporting management: A method and system that include a number of functionally and interactively integrated components for assistance with recording services provided to a number of individuals by various organizations. The organizations include, for example, those providing social services, educational assessments, training, job placement, or other services to individuals. In one variation,...

20060161466 - System and method for building business service model: A modeling system has a database that stores information of resources of a computer network service. A server f has a graphical user interface application for creating and editing service models. The application receives user-entered search criteria and searches information in the database based on the criteria. The search criteria...

20060161465 - Systems and methods for optimizing total merchandise profitability: In one such aspect, the invention provides a method for optimizing merchandise profitability that includes the step of modeling gross margin as a function of product breadth and depth for each of at least one class of goods retailed by each of at least one retail site in a group...

20060161468 - System and method for reducing the steps involved in searching for available appointment times and scheduling appointments in a health care environment: A system and method for searching for and scheduling appointments in a health care environment. The present invention is a computerized searching and scheduling system and method for scheduling appointments. The computerized searching and scheduling system and method comprises a plurality of search definitions for defining a plurality of standard...

20060161467 - System and method for strategic budgeting of initial response for managing wildfires: The present invention provides a system and method for strategic budgeting of initial response for managing wildfires. According to the present invention, stochastic-integer-programming-based constrained optimization techniques are employed to develop a strategic budget by optimally allocating disaster management resources to disaster events belonging to scenarios associated with occurrence probabilities. According...

20060161469 - Interactive advisory system: A method for transmitting individualized real-time work assignments to a plurality of employees located remotely from a broadcast network. An analysis unit compares user profiles, dynamic locations stored in the communicator location database, fixed locations, and job assignments entered into the analysis unit. A data set of at least one...

20060161470 - Method and system for creating and maintaining customer tailored marketing plans: A method and system for creating a customer-specific marketing plan includes obtaining customer-specific information in response to a series of queries, weighting the customer-specific information in accordance with a predetermined weighting system, and generating date-specific marketing plan, that includes tools and other aspects....

20060161472 - Method and system for ranking research providers: A method of rating a research provider includes determining, for each of a plurality of research providers that provide equity research within a securities sector, one or more research coverage quantifiers. At least one of the research coverage quantifiers is indicative, at least in part, of the specialization of the...

20060161471 - System and method for multi-dimensional average-weighted banding status and scoring: Method and system for generating summary scores from heterogeneous measures retrieved from multi-dimensional data structures for monitoring organizational performance. Scorecards are created for each group of tree-structured measures branching from Parent nodes to child nodes based on Key Performance Indicators (KPI). Scores for each parent node may be obtained by...

20060161473 - Remote data acquisition, transmission and analysis system including handheld wireless equipment: A remote data acquisition, transmission and analysis system including handheld wireless equipment to obtain operational data and the status of remote machines is disclosed. A plurality of application controllers are interfaced with the remote machines from which operation data is acquired by the application controllers. The application controllers communicate with...

20060161474 - Delivery of targeted offers for move theaters and other retail stores: The invention provides a computer system and methods of use for effecting marketing to customers in movie theater stores and other retail stores including cross-marketing, and marketing based upon aspects of movie showings, and methods of identification and use of transaction data related to the same consumer....

20060161479 - Method and system for providing access rights to a communications network site: A user of a communications network is provided with limited access rights to one or more restricted access communications network sites that are partnered with a base entity, which can have an associated base communications network site, if the user utilizes communications network access capabilities associated with the base entity...

20060161475 - Method for private distribution of printed advertising material: A method for private distribution of printed advertising materials includes the steps of: (a) receiving at a publishing house an order from a customer for direct distribution advertising materials intended for distribution to recipients, (b) creating the advertising materials at the publishing house, (c) repeating steps (a) and (b) for...

20060161477 - System and method for offering multiple products: A system and method for a supplier to offer multiple new products to a first person and multiple pre-owned products to a second person are disclosed. The invention includes a method wherein the supplier receives a request from the first person for a first new product. After accepting the first...

20060161476 - System for acquisition of users: A system for bridging network services, the system including a first server computer providing a first service, a second server computer providing a second service, a bridge server, a first network client computer operative to create a session with the first service via a network and instruct the first service...

20060161478 - System, method and computer program product for currency redemption in loyalty reward programs: A loyalty and redemption system, method and computer program product includes a selectable connection to a loyalty program hosting server site on a distributed communication network from a merchant site on the network. A customer can access the loyalty program hosting server site through the merchant site. At the loyalty...

20060161483 - Gateway service system, device service system, data management server, and home gateway system: Gateway service provider 20 acquires and stores personal data of user 10 and device data of devices owned by user 10 when home gateway 11 is registered. Then, gateway service provider 20 sends such information or services based on the information to customer company 40A and in return receives payment...

20060161481 - Luggage selector: A system and method determine an estimated volume of a user-inputted list of clothing and/or other objects, and use a predetermined selection algorithm for determining at least one article of luggage to be a proposed selection of luggage matching the needs and preferences of the user. The system and method...

20060161482 - Method and system for aggregating real estate information content in an on-line computing environment: An on-line real estate information aggregation system for supporting real estate transactions by aggregating real estate-related information into a central research center. The research center tool enables users to conduct research on specific properties, markets, submarkets or property types within a market, to research and verify the credit worthiness of...

20060161480 - Method and system for aggregating, standardizing and presenting purchase information from shoppers and sellers to facilitate comparison shopping and purchases: A system and a method discloses comparing terms to describe a transaction. In one embodiment, the system and the method include receiving, for a plurality of sellers of a time sensitive fixed capacity non-physical good, a plurality of purchase information describing a transaction associated with each of the plurality of...

20060161484 - Method and system for operating an internet accessible multi-merchant universal compilation of items: The present invention relates to a method and system for operating an internet accessible multi-merchant universal compilation of items, adding items to this compilation and purchasing items there from. The compilation if items can either be a gift registry or a shopping list. The present invention enables addition of product...

20060161490 - .inserting value into customer account at point of sale using a customer account identifier: A method of adding a value to a customer account is provided. A request to add a value to a customer account of a customer is received from a point of sale terminal. The request may comprise value identification data associated with the value and account identification data associated with...

20060161488 - Data confirming system and data confirming method: What is disclosed is a data confirming system comprising: an image reader for reading an image of a manuscript written in a financial sheet, a character reader for transforming said image to a text data corresponding to said image data, a data dividing section for dividing said image and said...

20060161485 - Financial analysis tree software engine: A Software Engine that summarizes the financial state of a business in a single hierarchical tree data structure. The root node of the tree is the balance equation of accounting, its leaf nodes are the ledger accounts of the company, and its internal nodes represent all of the sums required...

20060161486 - Financial services credit program: In the present invention, consumers are issued a credit card that is secured by the consumer's vehicle. This new card will combine all the best features and benefits of a traditional credit card, along with the higher loan amounts of a traditional consumer loan and the ease of origination, funding,...

20060161489 - Method and apparatus for evaluating the concentration of an asset portfolio: Method and apparatus for determining a concentration coefficient for an asset portfolio. The concentration coefficient is determined according to the inverse of the sum of the squares of the weights of each holding in the portfolio, and expresses portfolio concentration as an equivalent number of equal-weighted holdings. In this manner,...

20060161491 - Method and system for advertising on credit cards affiliated with sports leagues: A customer receives a finance card and uses the card to purchase goods and/or services. Based on data compiled from the customer's use of the card the customer is offered an exclusive finance card and offered exclusive products or exclusive services....

20060161487 - Method for establishing lines of credit: A method of assigning a credit limits to individual credit applicants. The method utilizes an algorithm to determine the profitability of a credit account and applies the algorithm to a plurality of credit accounts using a chi squared method to group the accounts into segments. An optimization process is performed...

20060161492 - System, method and computer readable medium containing instructions for evaluating and disseminating investor performance information: An investor's performance is evaluated by utilizing information pertaining to at least one transaction made by the investor, such as an individual or entity, involving at least one investment. This evaluation includes determining a performance score indicative of the investor's performance relative to other investors. The performance score is determined...

20060161493 - System, method and computer readable medium containing instructions for evaluating and disseminating investor performance information: An investor's performance is evaluated by utilizing information pertaining to at least one transaction made by the investor, such as an individual or entity, involving at least one investment. This evaluation includes determining a performance score indicative of the investor's performance relative to other investors. The performance score is determined...

20060161497 - Dynamic account mapping system for computerized asset trading: Methods and apparatuses for processing orders in a computerized asset trading system when the order contains trading requirements for trading accounts that do not map to trading accounts recognized by the provider trading system. The invention books trading requirements associated with the unrecognized trading accounts against a default trading account...

20060161495 - Graphical user interface to facilitate rapid and reliable electronic trading assessment and execution: An electronic trading user interface allows a trader to react to market conditions very quickly in order to give the trader an improved probability of trading at a desired price and volume. The electronic order process is made faster, more efficient, and more reliable. The construction and sending of orders...

20060161498 - Implied market trading system: A computer based trading system implies spread markets from multiple real or implied spread markets. In particular, one aspect of the invention permits implication of a spread market from a combination of inter-commodity and inter-calendar spread orders. Furthermore, another aspect of the invention allows use of nontradeable implied or bridge...

20060161494 - Method for providing aggregation of trading on multiple alternative trading systems: A method for performing financial trading amongst a plurality of alternative trading systems using a common financial computer platform. The method including the steps of receiving at the common financial computer platform a buy-order for a prescribed number shares at a prescribed price. Electronic communication is then established between the...

20060161496 - Money market trading system: A computerized automated trading system that allows users to execute money market transactions wherein the principal trading amount for a proposed money market transaction may be distributed across a plurality of different providers. Customers can make multiple money market deposits (or loans) for different amounts, and can split the total...

20060161499 - Computerized system and method for an automated payment process: A computerized payment system and method is disclosed which provides subscribers with funds based on their income at regular, pre-defined intervals other than those on which they are normally paid. In so doing, it interfaces with the subscriber or with the subscriber and his source of income, and utilizes a...

20060161500 - Method and system for coordinating banking and sports league support: A customer provides funds for a banking process with sports league support. The banking process provides direct and indirect payment of funds to entities in the sports league, including a league sanctioning body, participants, non-league related recipients, owners affiliated with the league and league entities, sponsors affiliated with the league...

20060161501 - Electronic check: An electronic check that is created by a secure electronic transmission which can be printed as a paper check by the payee. The electronic check is created by a software program that makes a digital image of the check, securely encrypts the digital image and transmits the digital image to...

20060161502 - System and method for secure and convenient handling of cryptographic binding state information: A common mechanism that can be used in content encryption applications for binding content to a specific receiver, container or communication channel to separate application specific work from the cryptographic details, regardless of the binding scheme being used. This mechanism includes the definition of a secure binding state object which...

20060161503 - Budget browsing method, system, apparatus, and software product: A method, apparatus, system, and software product are presented for allowing a user to control web browsing costs incurred when using a device such as a mobile device to access the world-wide web. The invention involves selecting a preferred browser strategy from a plurality of browser strategies that correspond to...

20060161504 - Generating an optimized price schedule for a product: Generating a price schedule involves generating a graph (50) having paths that include states (52) with values (54, 56, 58). The graph (50) is generated by determining the values (56, 58) of a successor state (52) from the values (56, 58) of a predecessor state (52). An optimal path is...

20060161505 - System and method for processing multiple mailings: A system and method for processing multiple mailings is provided. In some embodiments, electronic orders are received from mail originators, with each received order specifying the physical delivery of mail-pieces to destinations. A subset of each of the plurality of orders may be combined into a combined electronic order, and...

20060161506 - Method and device for processing graphical information located on surfaces of postal articles: The aim of the invention is to provide a method that enables an examination of postage paid impressions on bulk mailings and/or a billing of charges for bulk mailings, whereby the method, above all, should be suitable for billing specific types of delivery. The inventive method is carried out in...

20060155570 - Aggregation and control of documents in the document repository using meta data and context information and creation of online info binder: The present invention discloses a method and system for electronically aggregating and controlling of documents in a real estate transaction by the assignment of various meta-attributes to the documents when they are uploaded to the system. Based on the attributes, the documents are put into folders having the same attribute-associated...

20060155571 - Automated, multiple order generation to vendors and creation of alerts and reminder using single entry of walkthrough data: The present invention property walkthrough results in a complete survey of the house with all the appropriate vendors contacted for preparing the house for listing. The present invention method and system comprises online/offline walkthrough forms that allow the agent to conduct a walkthrough, which, at the end, automatically results in...

20060155556 - Business method of encouraging participation in an association: The present invention relates to a business method for encouraging participation in an association of competitive entities through exclusive access to a desired product. This method is designed for use in individual industries that are dominated by small scale local businesses. Particular local businesses will be selected and offered an...

20060155557 - Customized one time use vapor deposition source: A method of providing a customized one time use vapor deposition source to a user includes a supplier receiving an order from the user; the supplier providing the one time use vapor deposition source to the user, wherein the one time use vapor deposition source includes at least a boat...

20060155552 - Event handling mechanism: A method and apparatus for an event handling mechanism are described. Under an embodiment of the invention, a method comprises setting a timer for a plurality of time intervals; calling a polling function at the end of each of the plurality of time intervals, the polling function being performed by...

20060155554 - Graphically representing goods management in supply chain: A method of graphically representing management of goods in a supply chain includes receiving goods management data in a computer system from participants in a supply chain, the goods management data being sent upon the participants managing individual goods, and genera