Data processing: financial, business practice, management, or cost/price determination inventions 06/06

20060143032 - Advanced electronic notification for a mailpiece: A system and method for providing mailpiece notification to a mailpiece recipient prior to delivery of the mailpiece from a postal carrier system in which a database is accessible by the postal carrier system that contains a recipient's prescribed mailpiece address information and preferred communication channel for receiving the advanced...

20060143039 - Apparatus for designing and a machine for franking a personalized mail template: The franking machine for franking a mail item comprises: obtain and read means for obtaining and reading a computer file representing a certified personalized mail template, as created by design apparatus, on the basis of a general template and of personalization data for personalizing said general template; and conveyor means...

20060143022 - Consumer care management method and system: In the consumer care management system and method of the present invention, a system and method is provided for evaluating the needs of the visually impaired as well as providing a uniform service quality to the consumer through uniform assessments and analyses regardless of the extent of the consumer's impairment....

20060143020 - Device capable of easily creating and editing a content which can be viewed in three dimensional way: A depth in a z axis direction is set for each figure drawn on a xy plane in an image that includes figures, so that each figure exists in each layer that has been set for each depth in the z axis direction, and thereby, stereoscopic contents are prepared in...

20060143036 - Facility usage information processing apparatus, method for information processing thereof and portable terminal apparatus: Usage status in a facility is comprehended so that service information such as user waiting times is quickly offered to users and others. This is configured to comprise detection units (antennas) detecting unique information of tickets carried by visitors in areas for keeping the visitors waiting, and a calculation unit...

20060143040 - Icfoundation web site development software and icfoundation biztalk server 2000 integration: A system and method for use in managing a system site for e-commerce. The system accepts user input via a wizard to create objects which function to at least retrieve data from a database and accepts user input via a wizard to create scripts which function to at least convert...

20060143025 - Live dissatisfaction alert & management system: A Dissatisfaction Alert and Management System and process for monitoring, Alerting and managing in real time negative Customer Experience's in retail and retail service environments. A system which Alerts clients in real time to poorly scoring pre-defined performance parameters flagged as important to a positive Customer Experience and Satisfaction with...

20060143031 - Method and system for dynamic creation of web services: A method (50) of dynamic creation of web services includes exposing (51) a flow of a service being built to other service providers in a network, soliciting (52) for services needed by a flow node of the flow, and enabling (55) other service providers to fill-in the services needed for...

20060143033 - Method for providing advanced notification of mailpiece contents: A method for providing mailpiece notification to a mailpiece recipient prior to delivery of the mailpiece from a postal carrier system in which a database is accessible by the postal carrier system that contains a recipient's prescribed mailpiece address information and preferred communication channel for receiving the advanced notification regarding...

20060143038 - Method of and system for distributing secure items: A method of and system for distributing secure items, monitoring the distribution process and producing alarms in the event of errors are disclosed. The method comprises the steps of receiving pre-delivery data at a distribution server, the data detailing a plurality of secure items which will be received at a...

20060143024 - Methods and systems that calculate a projected utility of information technology recovery plans based on contractual agreements: In at least some embodiments, an apparatus and method may receive parameters of an information technology (IT) infrastructure and formulate one or more IT recovery plans based on the parameters. The apparatus and method may further calculate a projected utility for one or more of the IT recovery plans based...

20060143028 - Network analysis system and method using business value: A network analysis system and method is disclosed. In one embodiment, the invention includes a method for analyzing a network having a plurality of network links. The method includes determining network subscriber usage associated with each link. A subscriber business value associated with each link is determined. A link business...

20060143026 - Network usage analysis system using cost structure and revenue and method: A network usage analysis system includes a data collector that is coupled to a network comprising a plurality of links over at least one selected geographic area. The data collector collects usage data corresponding to a level of use of the plurality of links, the cost of maintaining the plurality...

20060143027 - Network usage analysis system using subscriber and pricing information to minimize customer churn and method: A network usage analysis system includes a data collector that is coupled to a network. The network has a first and a second network service provider and the first network service provider has a selected subscriber. The data collector collects usage data corresponding to a usage metric for the selected...

20060143021 - Procedure and interactive communication unit for initiating purchase through the internet between a seller and a buyer: The invention relates to a procedure according to the invention for initiating purchase through the Internet between a seller and a buyer, in the course of which the virtual data units of the seller's products and/or services is sent to the buyer's communication unit through a signal forwarding network, and...

20060143023 - Questionnaire software module: A software questionnaire module, which is adapted for use online, permits a questionnaire to be electronically distributed, monitors deadlines and effects reminders, when necessary, and automatically collates and distributes results of a questionnaire to relevant users of the module....

20060143035 - Semiconductor-integrated device, electronics device using the same, and accounting method concerning the use thereof: Since a semiconductor-integrated device or software that runs on the device is conventionally of a business model to sell it as a component, such device or software does not earn stable profits. In addition, a dynamic reconfigurable processor which dynamically reconfigures a functional cell is capable of realizing a high...

20060143029 - System and method for identifying, representing and evaluating information and decision flow requirements and processes in a transactional business system: A system for representing information and decision flow requirements in a transactional business process is provided. The system comprises an information gathering object and a decision object. The information gathering object represents a piece of information used in the transactional business system and the decision object represents a satisfying condition...

20060143037 - System for taking over and operating services and installations at a site: The system for taking over and operating services and installations at a site comprise portable means for collecting data at the site and a central unit comprising a module for analyzing the services and technical installations of the site, a computer-assisted maintenance manager module, and a module for following up...

20060143034 - System supported optimization of event resolution: A system being monitored generates alerts directed at participants as events to be resolved occur. As a participant resolves an alerted event, the system logs the steps taken by the participant to resolve the event and stores the event resolution log associated with the event. From that event resolution log,...

20060143030 - Systems and methods for best-fit allocation in a warehouse environment: In accordance with some embodiments of the invention, an optimal allocation of items to meet a particular order is calculated. The items, then, may be allocated to the order according to the calculated allocation. In one set of embodiments, a procedure may be implemented to allocate items so as to...

20060143045 - Apparatus and method for the mobile visual display and modification of bed management information and patient placement information: An apparatus and method for using a mobile computer device for graphically displaying and modifying information in a manner to enhance comprehension of the information and allowing for the mobile and decentralized management of information to be accomplished, wherein such information may be related to bed management and patient placement...

20060143044 - Characteristic-based health care resource scheduling method and apparatus: A technique for scheduling health care resources accesses performance data for any relevant resources required or desired for carrying out a procedure. The resources may include equipment, facilities, personnel, service providers, and so forth. The performance data may include indications of durations required for each of the resources for the...

20060143047 - Clinical trial management system: A system for designing and monitoring clinical trials includes a main database of information concerning prior clinical trials and resources available to conduct future clinical trials. In part information in the main database is obtained through data links to other databases in the enterprise, e.g., human resources and finance databases....

20060143046 - Medical support system: The present invention provides a medical support system capable of properly supporting entry of medical information by a medical professional. A medical support system stores, as medical data, first medical information entered by a medical professional as an operator, and second medical information entered without direct intervention of the medical...

20060143042 - System and method for cost accounting in a healthcare environment: The present invention is directed to a method and system for generating cost accounting data. The method may include retrieving information including descriptive attributes that represent content captured during patient care. The method may additionally include associating each descriptive attribute with a cost. A system may be provided for generating...

20060143041 - System and method for managing medical facility procedures and records: The invention facilitates the efficient administration of medical offices and patient records including visual coordination of room, patient, and task status indicators. The invention also enables improved document review and transcription management....

20060143043 - System and method for orchestrating clinical collaboration sessions: A system and associated methods for orchestrating a collaboration session are disclosed. One method involves orchestrating a collaboration session between a requesting clinician and another clinician where information is exchanged electronically. According to the method, requests for collaboration sessions are received by a computer system from the requesting clinician, with...

20060143050 - Healthcare management system using patient profile data: The present disclosure is directed to a system and method which gathers information from all of a person's healthcare providers and abstracts from that information the data necessary for a healthcare provider to render informed medical decisions. In one embodiment, information necessary to process proper payment to a provider (re:...

20060143052 - Method, system and article of manufacture, such as a card, to provide user selectable medical information and information to obtain elegibility of healthcare payments: An article of manufacture, such as a credit card sized health card having a magnetic strip, includes user selected medical information and/or information to obtain medical information of an individual and eligibility of healthcare payments in an embodiment. A user may customize the medical information displayed on the health card....

20060143051 - System and method for managing patient care: The present invention is directed to a system and method for providing care to a patient, comprising a patient care device having a number of configuration databases stored in a memory in the device. Each configuration database preferably includes protocols, operating limits, rule sets and/or operating features that collectively define...

20060143049 - System and method for selecting healthcare management: The present invention is directed to a system and method which allows a prospective insured to make an informed decision on healthcare insurance or a specific health care management decision by using a current medical profile to assist in their selection. Based on past medical care, as obtained from payor...

20060143048 - System for individual healthcare information: The present invention discloses a medical information system comprising a main database comprising standardized diagnosis and treatment information regarding medical conditions, at least one affiliated database comprising customized diagnosis and treatment information regarding medical conditions, and a health care provider user interface for accessing said databases, arranged to allow a...

20060143053 - Insurance product: An insurance product, a method of insuring an article and an a method of compensating an insured person. The insured article is, in particular, a vehicle, motor bike or boat. An insurance product is provided comprising a policy whereby the insurer undertakes to compensate an insured person for a loss...

20060143054 - Method and apparatus for insuring multiple unit dwellings: A method and apparatus for insuring both the owner and tenants within an apartment or multi-unit dwelling comprising: inputting into a computer processor a database of building physical information, occupancy information, and tenant rental information; inputting into the computer processor an insurance qualification program for tenant insurance covering both the...

20060143056 - Method and apparatus for insuring multiple unit dwellings: A method and apparatus for insuring the owner of an apartment or multi-unit dwelling from damage to his building caused by his tenant's unintentional acts comprising: inputting into a computer processor a database of building physical information, occupancy information, and tenant rental information; inputting into the computer processor an insurance...

20060143055 - Method for increasing liquid assets available to at least partially fund living expenses at an assisted living facility: A method for increasing liquid assets available to an individual to at least partially find living expenses of the individual at an assisted living facility includes consulting with the individual to identify whether the individual owns a life insurance policy and, if he or she does, advising the individual as...

20060143057 - Integration of distributed business process models: A process modeling tool provides a process designer with the ability to design a plurality of business process models that include tasks for achieving a desired result(s). The process modeling tool allows the process designer to merge the process models into a merged process model by replacing event flow coordinators...

20060143058 - Operator network that routes customer care calls based on subscriber/device profile and csr skill set: An operator network is capable of routing incoming customer care calls to specific customer care representatives based on a subscriber profile and customer service representative (CSR) skill set. The device profile is retrieved from the mobile handset while the incoming customer care call is in a queue waiting to be...

20060143059 - System and method for minimizing transfer of motion picture data manipulated with outsourced labor: System and method for minimizing transfer of motion picture data manipulated with outsourced labor to allow locations with low bandwidth communications links to be used. Allows for transfer of a small version of a workpiece, e.g., a compressed version of an image, receipt of manipulation commands from outsourcing site and...

20060143062 - Dynamic capacity demand profile construction with a persisted capacity demand profile and a collision buffer: A method is described that involves locking a capacity demand profile of a resource for the use of a transaction. The method also involves obtaining a portion of the locked capacity demand profile. The portion describes the capacity demand profile over a time interval in which a locked out transaction...

20060143060 - Integrated scheduling system for health care providers: A technique for scheduling health care resources includes identifying particular characteristics of either the resources required for a procedure to be scheduled, or characteristics of a scheduling request. The characteristics may include a particular type of resource, its capabilities, skill levels of personnel, and so forth. Characteristics of requests may...

20060143061 - Multipass scheduling system: A method and apparatus for generating schedules are disclosed. Method includes executing a current algorithm in a sequence of algorithms performing specified scheduling functions and determining a level of progress made by the current algorithm. Method further includes executing the current algorithm while the level of progress meets predetermined criteria...

20060143063 - Systems, methods and computer program products for compact scheduling: Methods, systems and computer program products are provided for allocating resources in a plannable process, wherein a number of resources is used for executing an order comprising a chain of related activities to be executed on the number of resources. In one implementation, a method comprises, for each order, identifying...

20060143065 - Apparatus and method for automatically managing and performing schedule: A method for managing user schedules, which includes inputting data; determining if the input data corresponds to schedule data or request data; extracting a function necessary for executing an action which a user must perform at a specific time for the schedule data or the request data; determining a main...

20060143064 - Method and system for managing events: The invention concerns a method (300, 500) and system (100) for managing an event. The method can include the steps of assigning (312) a number of participants (410) to participate in an event, selectively monitoring (314) the participants beginning at a predetermined time and based on the monitoring step, selectively...

20060143070 - Lubricants product management system: The invention includes a method for lubricating oils product management including: inputting alphanumeric data into one or more data structures, the data structures configured and adapted for storing, updating, modifying, deleting, and searching data including historical lubricant management costs, historical lubricants volume consumption, projected lubricants volume consumption, projected lubricant management...

20060143072 - Method and apparatus for collaborative filtering of card member transactions: The disclosed system allows a credit or charge card issuer to provide its card members with a list of merchants, products, services, vacation destinations or other offerings that might be of interest based on the purchases of similar card members. In one instance, this process looks at all card members...

20060143069 - Method of designing a desirable customer experience: A method of designing a desirable customer experience is disclosed. The method includes identifying a target customer. Also, the method includes determining the desirable customer experience. In determining the desirable customer experience, the desires of the target customer are identified at each stage of a customer lifecycle, wherein each stage...

20060143071 - Methods, systems and mediums for scoring customers for marketing: Methods, systems, and mediums for calculating a score that predicts customer activity in the future such as whether the customer will make a purchase, visit a store, etc., or how much money the customer will spend, how many times the customer will shop, etc., are provided. In certain embodiments, these...

20060143073 - Process and system for integrating information from disparate databases for purposes of predicting consumer behavior: A process and system for integrating information stored in at least two disparate databases. The stored information includes consumer transactional information. According to the process and system, at least one qualitative variable which is common to each database is identified, and then transformed into one or more quantitative variables. The...

20060143068 - Vendor-driven, social-network enabled review collection system: The embodiments of the present system include a review engine that is connected to support modules and databases that receive, store and retrieve reviews, based upon the subject and the users' relationship to the authors of the reviews. The review engine comprises a social network engine, a rate and rank...

20060143066 - Vendor-driven, social-network enabled review syndication system: The embodiments of the present system include a review engine that is connected to support modules and databases that receive, store and retrieve reviews, based upon the subject and the users' relationship to the authors of the reviews. The review engine comprises a social network engine, a rate and rank...

20060143067 - Vendor-driven, social-network enabled review system with flexible syndication: The embodiments of the present system include a review engine that is connected to support modules and databases that receive, store and retrieve reviews, based upon the subject and the users' relationship to the authors of the reviews. The review engine comprises a social network engine, a rate and rank...

20060143074 - Vender evaluation method: A vender evaluation method is provided, which is used to enable the control and management department responsible for controlling evaluation procedures to authorize an evaluation staff to enter evaluation data into a digitalized vender evaluation form by making use of an application server and an evaluation staff list. A vender...

20060143082 - Advertisement system and method: A system and method allowing customers to create and place advertisements on advertisement presentation nodes via a communication network....

20060143078 - Advertising through recyclable digital cameras: Data of updated or new advertising messages are loaded into a non-volatile memory of a digital camera in the course of it being recycled. The user of the camera therefore receives the updated or new advertising messages as a part of recycling the camera. There are a number of ways...

20060143075 - Assumed demographics, predicted behaviour, and targeted incentives: A system and method for anticipating consumer behavior and determining transaction incentives for influencing consumer behavior comprises a computer system and associated database for determining cross time correlations between transaction behavior, for applying the function derived from the correlations to consumer records to predict future consumer behavior, and for deciding...

20060143079 - Cross-channel customer matching: A system and method for conducting cross-channel customer identification comprises accessing, for a selected customer and a selected channel, a customer profile that records values for a plurality of customer profile attributes that are independent of the selected channel; comparing the accessed customer profile with a plurality of corresponding customer...

20060143080 - Generating and/or serving dynamic promotional offers such as coupons and advertisements: A promotional offer may be generated by (i) accepting information concerning at least one of (A) a search query entered, at a client device, by a user, (B) an item or establishment which is the subject of a search result selected by a user using a client device, (C) one...

20060143081 - Method and system for managing customer network value: A method, system and computer program product are disclosed for evaluating a customer network value of a set of customers for a given marketing campaign, said method comprising the steps of storing for each customer static information, collecting for each customer, historical and time cumulative network behavior data, building a...

20060143077 - Method and system to ensure maintenance of individual government benefits in a retail environment: Aspects to ensure maintenance of individual government benefits in a retail environment include identifying of an individual shopper with an associated level of available benefits during a shopping session. Purchases relative to predetermined criteria, including the associated level of available benefits, are tracked. Scheduling a next appointment during the shopping...

20060143076 - Method of advertising: A method of distributing advertisements, including the steps of placing ads on garment hangers, arranging the hangers ads in a collated sequence, and delivering the collated hanger ads for retail distribution....

20060143084 - Software and method for advertisor sponsored events within a private centrally managed local or distributed network of users and an optional associated private network card for specialty marketing identification or banking: The present invention provides a business method, computer system and software that permit a digital media peer-to-peer or server-to-peer exchange, with sponsored media access, while providing a secure and high speed transmission of media files across an internet, intranet or cable network in such a manner as to avoid illegal...

20060143083 - System and method for providing electronic information relating to printed advertisements: The present invention relates to a system and method for providing information about commercial opportunities located at disparate locations through the use of corresponding print and electronic records....

20060143086 - System and method for tracking web campaign effectiveness: Events generated by customer interaction during an internet-based session are made available for use by a system for tracking the effectiveness of web advertising campaigns. Event occurrences are collected for evaluation to determine whether campaign goals are being met. Campaigns are defined by rules indicating which ad content is to...

20060143085 - Universal player rewards system: An electronic game including at least one display exhibiting a plurality of windows or segments each displaying a different subject matter is disclosed. The different subject matter in each of the plurality of windows preferably includes a real time promotional points total, an awards display, a sponsor advertising material display,...

20060143087 - Restaurant management using network with customer-operated computing devices: The present invention provides restaurant management method in which a customer operates a computing device to make requests. A waiter can fulfill the request on the next visit to the customer's table, instead of having to visit the table first to obtain the request and requiring a second visit to...

20060143088 - Retail distribution of otc automatic external defibrillators: A method of distributing over-the-counter automatic external defibrillators is provided which strikes a balance between the desire to facilitate widespread OTC AED distribution without recording purchaser contact information at the point of sale and the desire to be able to contact OTC AED purchasers in the event of the need...

20060143089 - Method and device utilizing polymorphic data in e-commerce: An aspect of the present invention includes a protocol for conveying data during an e-commerce session with a polymorphic response, comprising initiating a session with a message from a buyer application to a broker application and a session identifier assigned by the broker application; conducting the session between the buyer...

20060143090 - Method and system for identifying wireless network coverage gaps: Described is a system which includes a wireless arrangement and a mobile unit. The mobile unit may include a wireless transducer and a data acquisition arrangement (“DAA”) which obtains identification data from an item located at a predetermined location. The wireless transducer sends a transmission to the wireless arrangement which...

20060143095 - Method and system of an integrated business topography and virtual 3d network portal: The present invention provides a method of operating an on-line market system by receiving a photograph of a plurality of sides of a product, constructing a three dimensional product image from the photographs, and displaying the three dimensional product image in a three dimensional mall representation. Additionally, by receiving at...

20060143092 - Modular sex toys and sales thereof: A method and apparatus for selection of a modular sex toy are provided. In one embodiment, a method of providing a sex toy is provided. The method includes providing a plurality of modular component options to a user through a user interface. The method also includes receiving selection of a...

20060143093 - Predictive user interface system: A user interface system decreases the number of user interactions with a computer user interface, used to select items in multiple related menus, through a comprehensive heuristic menu arrangement control by providing several discrete, yet complementary, features. The system enables user selection of related parameters identifying an order for providing...

20060143094 - Providing purchasing opportunities for performances: In one general aspect, information associated with media residing on a client is identified. One or more performances are automatically retrieved from a network device. At least one performance associated with the identified media is identified based, at least in part, on the media information. The at least one performance...

20060143091 - Shopping assistant method and system: A shopping assistant method and system provides a consumer with a mobile terminal in a shopping mall as a shopping assistant. The consumer can input a shopping list to the mobile terminal in advance and login at an entrance of the shopping mall in a wireless way for sending the...

20060143096 - System and method for influencing a position on a search result list generated by a computer network search engine: A system and method for enabling information providers using a computer network such as the Internet to influence a position for a search listing within a search result list generated by an Internet search engine. The system and method of the present invention provides a database having accounts for the...

20060143097 - Process of sending access data to a vehicle mounted subscriber station for a special access mode to a service provider station: A process provides access data to a transportable subscriber station, for establishing access to a service provider station. A first access mode which can be provided using first access data includes a first network that is accessible by means of a selectable network account, a first switching station, and a...

20060143098 - System and method for service activation in mobile network billing: Embodiments described herein provide a user with the ability to select from a list of available services that can be used on a mobile device. The services include device-based services and device-network based services. The activation, usage tracking and deactivation of a selected service can be conducted at a central...

20060143106 - Compensatory ratio hedging: Compensatory ratio hedging is a methodology whereby an amount of a bond that is hedged by a swap varies during the life of the swap, per a predetermined schedule, such that the change in the swap's mark-to-market dollar value is equal to the change in the bond's market value caused...

20060143103 - Method of facilitating, managing and financing environmentally focused projects: A method of funding environmentally-driven public or private works projects (e.g., stormwater management and diesel fuel usage and emissions reduction projects, and generally any environmentally-driven project) that creates legacy utility or user fee-based programs so as to address urgent or mandated, environmental-related public concerns. The fund is employed to allow...

20060143105 - Portable alpha-plus products having a private equity component: A financial product. The financial product includes a cash component, an alpha engine component, a private equity component and a beta component. The cash component includes an investment in a liquid portfolio. The alpha engine component includes an investment in an alpha-generating portfolio. The private equity component includes an investment...

20060143101 - Secure cards and methods: The present invention generally relates to credit cards and debit cards. More particularly, the present invention relates to security methods and techniques that can be used with credit and debit cards and the like in order to provide protection against unauthorized use....

20060143104 - Software solution for debt recovery: An improved and automated software system that allows inexperienced users to service debts, and quickly increases debt servicer effectiveness while decreasing the time and expense necessary to process a collection effort in accordance with ever-changing court forms and regulations. UCC-compliance, etc., thereby adding consistency and quality to a businesses' collection...

20060143102 - System and method for a performance incentive plan: The invention relates to a novel incentive and compensation plan for motivating and rewarding employees, and a computer system for implementing said plan. It is an object of the present invention to provide a stock-based incentive and compensation plan that rewards employees based on the performance of the company. The...

20060143099 - System, method, and computer program for creating and valuing financial insturments linked to average credit spreads: A system, method and computer program for creating and valuing financial instruments (including but not limited to futures, forwards, call options, put options, swaps, “swaptions”, and “op-swaps”) linked to average credit spread information. The present invention will be referred to in this application as an average credit spread-linked financial instrument,...

20060143100 - Variable incentive fee for hedge funds and other pooled investment vehicles and separate accounts: An incentive fee for a manager of a hedge fund or other pooled investment vehicle or separate investment account is disclosed. The percentage of the gains that is allocated to the incentive fee is proportional to the percentage gains of the underlying fund or account....

20060143107 - Computerized method and system for creating a new brokerage account: A computerized system for creating a new brokerage account is disclosed. A new account wizard software component guides a user through a series of data collection procedures using a rules based engine to facilitate data collection processing according to a plurality of data collection rules that are stored in a...

20060143110 - Computer-implemented securities trading system with a virtual specialist function: A computer-implemented financial management system provides the trading of securities via a network using virtual currency. A server computer receives buy and sell orders for derivative financial instruments from a plurality of client computers. The server computer attempts to match the buy and sell orders and then generates a market...

20060143109 - Method and system of listing an item in a fixed-price section: A method and system includes listing an item for sale in a first section of an electronic system and listing the item in a second section of the electronic system. In an example, the first section may offer the item for sale from a time A to a time B,...

20060143108 - Negotiation system: Negotiations for internet-based auctions or other bidding processes use a plurality of computer-based agent means 21,23,24. An originating agent 21 first defines the rules of the session by retrieving from a store 22 a previously-generated definition of the interactions required in a negotiation, and the purpose of each interaction, and...

20060143111 - System and method for trading spectrum rights: An exchange platform for facilitating a transaction involving spectrum assets is provided that includes a database operable to store information associated with at least one spectrum asset that includes virtual rights to be afforded to a holder of the spectrum asset. The database is further operable to communicate with an...

20060143112 - Dealer-located vehicle refinance system and method: A system and method relates to refinancing a vehicle at a vehicle dealer location. The method can include obtaining vehicle information at a dealer location for a vehicle that is financed to an owner with a first loan, providing a promissory note and security agreement for a second loan on...

20060143115 - Enterprise risk management system: A method and system (100) for identifying, measuring and managing the risk associated with a commercial enterprise....

20060143114 - System and method for determining a premium for insurance for a security: A method for determining a premium for insuring a security comprising the steps of determining an insurance risk premium based upon a security to be insured, determining an expense and profit load, and combining the insurance risk premium and the expense and profit load to determine a total gross premium....

20060143113 - System and method for guaranteeing a financial loan: If a loan applicant verifies in a timely manner the information they provided at the time of their application and they maintain that information until their closing, then a mortgage broker or mortgage banker will guarantee to deliver the exact mortgage terms contained in the customer's mortgage pre-approval or pay...

20060143120 - Apparatus and method for indicating the status of transaction function devices in an automated banking machine: An automated banking machine includes a plurality of transaction function devices, including a cash dispenser. The machine can generate an HTTP record including indicia representative of an operational status of at least one transaction function device. The machine includes a server. The HTTP record can be accessed through the server...

20060143117 - Automated transaction control method, automated transaction device, and storage medium stored program for same: An automated transaction device verifies individual data of storage media against input individual data, and performs automated transaction. In order to prevent degradation of service to a user even when biometric authentication is not successful, a control unit of an automated transaction device, even when biometrics authentication is unsuccessful, effects...

20060143116 - Business analytics strategy transaction reporter method and system: A business method and system is provided for reporting routing transactions using business strategy and tactics information. In one embodiment, a contact center evaluator, a routing rules engine and a business rules evaluator are provided. Information may be input into the contact center evaluator from a contact center and to...

20060143121 - Electronic factoring: The present invention is a method and system for electronic factoring. An electronic platform is provided for guaranteeing payment of receivables. Information from users is input into a profile database upon the electronic platform and is accessible by all users. The buyers are assigned a credit limit and are able...

20060143119 - Secure networked transaction system: A method and system for approval by a verification computer of an online transaction between a user computer and a merchant computer over the Internet. The user computer transmits a transaction request to the merchant computer, which may include a product to be purchased and the payment amount. The merchant...

20060143118 - Systems and methods for price matching on funds transfers: Systems and methods for performing financial transfers. In some instances, the methods include providing a staged transaction system that includes at least two stages. Quotes are accessed for the first and for the second stage of the transaction. One quote associated with a stage of the transaction is selected and...

20060143123 - Apparatus and method for verifying source of funds regarding financial transactions: A system, method, apparatus, means, and computer program code that facilitate verification of a source of funds for payment to an account, including receiving payment information associated with the account for a payment to the account, receiving an indication of a payment for the account, the indication including a source...

20060143125 - Method and system for electronic billing and reconciliation: A system and method for generating and providing an electronic billing statement to a client including a client computer, a travel agent computer, a financial service provider computer and an electronic billing and reconciliation computer for receiving a first billing data file from the travel agent computer and a second...

20060143122 - Purchasing on the internet using verified order information and bank payment assurance: Methods for goods or services over the internet (15). A customer has a customer account set up at a bank (30) with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery address, authorized global positioning satellite or other secure location...

20060143124 - Real time payment transaction system and method: A method and system for processing a payment from a customer to a service provider, where the payment is received at a third party merchant and the payment amount is deposited to the customer's account at the service provider. Each customer of the service provider is issued a real time...

20060143128 - Contents distribution system for handling secondary products utilizing raw material contents: A contents distribution system uses a copyright rental use scheme in which the economical burden on the users at a time of utilizing contents can be reduced to a reasonable level, and appropriate fees can be collected for the copyrights of the contents created and provided at each stage by...

20060143127 - Service offering for the delivery of information to the right receivers at the right time: A method for providing information to requestors that includes the step of receiving a request from a remotely located information requestor. The request can be associated with an information controller and with a designated purpose. A transaction can be initiated to handle the request and to deliver a result to...

20060143126 - Systems and processes for self-healing an identity store: A system includes a working state of an identity store having an account object, definitive state data having an account object in a known state, and a consistency checking module operable to determine whether the account object in the working state is consistent with the account object in the definitive...

20060143129 - Software distribution: An electronic device comprising: receiving means for receiving a first packaged installation file; installation means for installing a first version of a software application using the received first packaged installation file; packaging means for creating a second packaged installation file, for installing a second version of the software application; and...

20060143132 - Method and apparatus to enable a market in used digital content: Methods and apparatus to enable a distinction between “new” and “used” digital content and to enable a market in used digital content files between mobile phone terminals and an electronic store, securely, by means of a wireless telephony network and a server complex to handle contents right management, transaction reporting,...

20060143131 - Method for protecting sensitive data during execution: A method for protecting sensitive data during execution time. The sensitive data are normally stored on permanent storage devices (e.g. a hard disk). The method, according to the present invention is based on the creation at system boot of a runtime process and a corresponding runtime memory space. The sensitive...

20060143130 - System and method for distributing media: A method, system and apparatus for distributing limited media to a user through a user interface. The method, system and apparatus includes a media distribution database (202, 302) for storing limited media, and a first server (206) in communication with the media distribution database (202, 302) and a user interface...

20060143135 - Associating licensing information with software applications: A license control module manages the downloading of a software application so the software application can be executed without requiring a separate activation key. In addition, the license control module can incorporate into the software application vendor-defined user customization information to customize the software application. A client computer makes a...

20060143133 - Flexible pricing model for persistent content: A digital rights management method (250) and apparatus (10) for protecting digital content enables a flexible pricing model to be implemented that accounts for a subscriber's current subscription type. The digital rights management method (250) provides (251) a purchase option element for each protected digital content. This purchase option element...

20060143134 - Method and apparatus for sharing a digital access license: A method and apparatus for sharing a digital access license by receiving a request to share the license, identifying a current license to be shared, preparing a loaner-license according to the current license and conveying the loaner-license to a borrowing client....

20060143136 - Trusted electronic messaging system: An electronic messaging system, including: a first message transfer server for receiving a message for a party, mapping the destination address of the message to a trusted address for the party, and substituting the trusted address for the destination address; and a second message transfer server for establishing an authenticated...

20060143138 - Password input method: To provide a technology for preventing, by a simple input operation, a password from being leaked out even if an input operation thereof is peeped by a third party. A plurality of characters different for each input are presented, an input of a processing result about the characters is received,...

20060143137 - Protecting privacy of networked devices containing management subsystems: In one embodiment, a method includes receiving a decommission command from a management console, determining that the decommission command is authentic, and disabling the manageability functions of a management subsystem on a managed device....

20060143139 - Manufacturing verification system and method using the same: A manufacturing verification system and method using the same applicable to an assembly line for manufacturing an electronic product for verifying pipeline production assembly in accordance with a product flow card. The system at least has an assembly component database, a manufacturer component database, a component information database and a...

20060143140 - Recipient preference mail communications service: A method for communicating mailing preferences of a mail recipient including a messenger for use in connection with an unsolicited mailpiece received by a mail recipient. The messenger functions to communicate a mailing preference to the sender of the unsolicited mailpiece that the mail recipient desires some change regarding future...

20060143141 - Apparatus and methods for processing mail using a manifest: Methods and apparatus for manifesting mailpieces, processing mailpieces from a mail system, and certifying a mail system are provided. A mailpiece is received at a manifest mailing system and mailing information from the mailpiece is obtained. A manifest of the mailpiece is created and the mailpiece is then delivered using...

20060136253 - Anonymous information system, information registering device and information storing device: An anonymous information system is capable of maintaining anonymity of data while improving safety with regard to loss of anonymity caused by hacking of secret information, or the like. Conversion processing for converting from individual specifying information to anonymous individual information is split between an information providing device and an...

20060136243 - Apparatus and method for administering a scholastic application program: The invention is an apparatus and method for administering a scholastic application program. An electronic transcript of a candidate is received by a clearinghouse from a school. The candidate selects one or more institutions and instructs the clearinghouse to transmit the electronic transcript to the institutions for the purpose of...

20060136248 - Computer techniques for distributing information: In a representative embodiment, a computerized method provides information to a user and allows electronic communication between the user and selected workers. A list of action items for selectable workers is provided, the listing of action items identifying actionable events according to a plurality of categories. A list of financial...

20060136242 - Documents between services exchange and visualization of negotiation: A system, method and program product usable in a computer network in which a first service on a first node is seeking connection to a second service on a second node. A system is provided for the exchange and visualization of negotiation documents between the services when one of the...

20060136235 - Dynamic grid paths: A system, method, data structure, and computer-readable medium for processing a command entered into a command processor interface in a data processing system. In accordance with the method of the present invention, a command is entered by a user into a command processor interface input line. A command path specified...

20060136257 - Enterprise based issuance of identification cards: Methods and associated systems for enterprise-wide issuance of identification cards. A single enterprise server component and a plurality of card issuance machine controller components are distributed over an enterprise network. Each card machine controller component controls one or more devices for the production of identification cards including, for example, embossed...

20060136246 - Hierarchical program guide: Methods and apparatus for implementing a hierarchical content guide. In one implementation, a method of selecting a scheduled content item includes: selecting a first level content item from a first list of content items; selecting a second level content item from a second list of content items, wherein said second...

20060136237 - Method and system for anticipatory package shipping: A method and system for anticipatory package shipping are disclosed. According to one embodiment, a method may include packaging one or more items as a package for eventual shipment to a delivery address, selecting a destination geographical area to which to ship the package, shipping the package to the destination...

20060136255 - Method and system for metering usage of software products with fast run-time identification: A method (300) for metering usage of software products in a data processing system is proposed. The products to be metered are identified in a global catalogue (325) by means of multiple attributes of a corresponding executable module (340); the verification of these attributes requires accessing the module through its...

20060136241 - Method and system for work scheduling on calendars: A method of and system for handling allocation of task work to resources with flexibly configured availability contours (work calendars) is disclosed. The method includes defining one or more base calendars, a resource calendar associated with each resource, wherein the resource calendar inherits from a base calendar. A calendar reader,...

20060136252 - Method for handling and tracking baggage: A method for handling baggage comprises the steps of: (a) collecting at least one piece of baggage from an off-airport site designated by at least one passenger, the collecting being performed by an agent of a commercial shipping business; (b) delivering the collected piece of baggage to an off-airport site;...

20060136239 - Method for recycling used items: A method for recycling used items, such as automotive parts, includes a manufacturer and a network of service centers that are obligated to return defective, worn out, broken, or otherwise used components to a manufacturer/franchisor in exchange for warranty payment by the manufacturer. The used items are preferably received by...

20060136249 - Method for recycling used items: A method for recycling used items, such as automotive parts, includes a manufacturer and a network of service centers that are contractually obligated to return used components to a manufacturer in exchange for warranty payment by the manufacturer. The used items are preferably received by the manufacturer without charge from...

20060136244 - Method to dynamically view and update adaptive process document: A computer-implemented method for managing a partially completed dynamic process execution (PCDPE). The PCDPE represents a dynamic process that is partially completed by a user. The method includes ascertaining whether a change has occurred to at least one of a prompt component and a response component associated with the dynamic...

20060136238 - Method, apparatus and computer program product for monitoring compliance in reporting unclaimed property: Methods, apparatus and computer program products are provided for monitoring compliance in reporting unclaimed property. The method is capable of identifying both potential non-reporters and potential under-reporters. In this regard, potential under-reporters may be identified as a result of a multilevel review that may take into account the recent reporting...

20060136250 - Method, computer program product and computer system for measuring the impact of a proposed change in an organisation: A computer-based method, a computer program product and a computer system for measuring the impact of a proposed change in an organisation are disclosed. The method comprises the steps of inputting financial data relating to the organisation; inputting human resource data relating to the organisation; inputting data relating to one...

20060136245 - Methods and systems for applying attention strength, activation scores and co-occurrence statistics in information management: Methods and systems for applying attention strength, activation scores and co-occurrence statistics to information management. Attention strength values used in computing the base activation scores of information items are derived from user interactions with such items. Co-occurrence strength values used in computing associative activation and partial matching scores of information...

20060136230 - Position budgeting and control system: The technical field of this invention is in the area of electronic data processing. More particularly, the invention relates to methods, computer program products and systems for evaluating human resource budgets and controlling human resource budgets....

20060136256 - Publish/subscribe messaging system: A broker determines that a publication received from a publisher is transmitted to at least one subscriber. When a publication is received from a publisher, it is determined whether there are any subscribers registered as interested in the received publication. The received publication is retained in storage at least until...

20060136232 - Selection method for distributing options to target points: The information carriers 1 allocate confidence values 2 for which figures are exemplarily shown in FIG. 1 to sets of criteria 3 according to their preferences. In this respect, each information carrier 1 can allocate a certain number of confidence values 2. These sets of criteria are associated with options...

20060136247 - Sound reproducing apparatus: The sound reproducing apparatus includes a replay section receiving unit that receives a request for reproducing a specific part of sound file from a user, a replay section determining unit that determines a replay section based on the request and conversation structure information stored in a sound data holding unit,...

20060136240 - System and method for assessing and improving the extent of diversity in business organizations: A system and method of evaluating and enhancing diversity of an entity utilizes employee responses, entity self-assessment responses and relevant objective data to determine a rating indicative of a current level of diversity. The responses and data can be analyzed to determine steps to be taken to enhance the current...

20060136231 - System and method for conducting residential financing transactions: As provided by the exemplary method described herein, a single-asset trust would be established by the originator, as settlor, naming a special purpose entity as the trustee. The trust would be subject to the terms of a written indenture designed for this specific purpose which would be used generically by...

20060136254 - System and method for dispatching transportation to persons who want transportation: A system and method for providing for the computer-implemented matching of persons who provide transportation and those who purchase such services, using the position of each party and possibly incorporating variable pricing that takes into consideration supply and demand and traffic....

20060136234 - System and method for planning the establishment of a manufacturing business: A method for planning the establishment of a business comprising the steps of providing partner characteristic information representing objective representations of characteristics of potential partners, providing location characteristic information representing objective representations of characteristics of potential business locations providing a minimum profit desired for the operation of said business, determining...

20060136251 - System and method for providing electronic business-card service using open service interface: Provided are a system and method for providing an electronic business card service using an open service interface. In the system, a business card information register receives electronic business card information from terminals of presentities who provide an electronic business card, and publishes it on an open service gateway, each...

20060136236 - Systems and methods for providing a digital image and disposition of a delivered good: Systems and methods are disclosed for determining the disposition of a shipped good, such as a car, damaged during transit. After the damage is detected, a digital image of the is obtained. The image is uploaded to a server typically along with the vehicle identification number and/or other identification data....

20060136233 - Vpn communication control device, communication control method in vpn, and virtual dedicated network management device: VPNID which is an information for identifying each of VPN is added to each link information which is formed by categorizing a link information in a common DB for each VPN to which the link information relates. The link information for the same VPNID is extracted from the link information...

20060136258 - Health care incentive system and method for operating a health care incentive system: A health care incentive system comprises a means for accumulating health care information and means for analyzing the health care information in order to develop a set of commitments for the individual in the health incentive program. If the individual achieves the commitments over a predetermined period of time, an...

20060136259 - Multi-dimensional analysis of medical data: A technique is disclosed for identifying medical data entities and for analyzing them for classification in accordance with a defined domain definition. The domain definition may be user-defined and may include a plurality of logical associations by which the data entities are classified. A one-to-many classification of the entities facilitates...

20060136260 - System and method for associating healthcare orders in a healthcare plan in a computerized environment: A system and method for maintaining association of healthcare orders in a healthcare plan in a computerized environment are provided. A first and second order received for a healthcare plan for a patient. The first and second orders for the healthcare plan for the patient are associated with one another...

20060136263 - System and method for automatically verifying multiple laboratory test results in a computerized environment: The present invention relates to a method of holding laboratory test results in a computerized environment. The method receives a laboratory test result for a healthcare order for a patient. The healthcare order comprises multiple laboratory tests. The method determines whether all of the test results for the healthcare order...

20060136262 - System and method for creating and maintaining dynamic offset times for healthcare orders in a computerized environment: A system and method for determining the start time of one or more healthcare orders in a computing environment is provided. A start time of a healthcare plan is received. The healthcare plan comprises two or more healthcare orders for a patient. A first offset time for a first healthcare...

20060136264 - System and method for improved health care access: Accordingly to one exemplary embodiment, in a computerized system allowing consumers to view health care opportunities from a plurality of different health care providers, a method comprises providing for viewing a health care opportunity offered by a health care provider. The health care opportunity has a price. The method further...

20060136261 - System and method for maintaining the association of healthcare orders from a healthcare plan in a computerized medical administration record: A system and method for maintaining association of healthcare medication orders in a healthcare plan in a computerized environment are provided. A first and second medication order are received for a healthcare plan for a patient. The first and second medication orders for the healthcare plan for the patient are...

20060136265 - System and method for managing restorative care: An automated system and method for managing restorative care programs in a long-term care environment is provided. In one embodiment, the system includes a device or process for generating an up-to-date assignment sheet upon detecting a change in a resident's condition. In one embodiment, the device or method includes a...

20060136270 - Medical claim data transfer to medical deposit box and/or medical visit record: A method for generating a personal health record for a patient includes: providing a plurality of medical claim objects that are stored in a first format, the medical claim objects including medical claim codes indicative of medical claim events; and translating the medical claim objects from the first format into...

20060136266 - Medicinal product order processing system: A repeat prescription ordering system for allowing patients requiring resupply of medication or medical products to access a server using a portable communications and data processing device such as a smart phone or personal digital assistant. The server supplies to the patient a list of medication and medical products which...

20060136269 - Method and process for preparing and analyzing medical legal cases: The present disclosure describes a method and system which extracts data from medical informational sources in order to organize, analyze, and summarize the information into document form so that it may be used with ease by lawyers in preparing medical legal cases. In one aspect, such a document is a...

20060136272 - Method for acquiring and analyzing a list of a patient's prescription medications: A computer system for obtaining, analyzing and providing information to a community of user patients regarding their medication is disclosed. The system is provided by means of world wide web access and generates a user patient screen prompting the manual entry of data relating to the use patient and drugs...

20060136271 - Patient care system: The present invention is directed to a system and method for providing care to a patient, comprising a patient care device having a number of configuration databases stored in a memory in the device. Each configuration database preferably includes protocols, operating limits, rule sets and/or operating features that collectively define...

20060136267 - System and method for automatic scheduling based on remote monitoring: A system and method are provided for managing patient care based on data received from a remote monitoring system. The system includes a data monitor for automatically evaluating the data received from the remote monitoring system and a scheduling module for receiving a data evaluation from the data monitor. The...

20060136268 - System and method for maintaining the association of healthcare orders in a healthcare plan in a computerized pharmacy application: A system and method for maintaining association of healthcare medication orders in a healthcare plan in a computerized environment are provided. A first and second medication order are received for a healthcare plan for a patient. The first and second medication orders for the healthcare plan for the patient are...

20060136273 - Method and system for estimating insurance loss reserves and confidence intervals using insurance policy and claim level detail predictive modeling: A computerized system and method for estimating insurance loss reserves and confidence intervals using insurance policy and claim level detail predictive modeling. Predictive models are applied to historical loss, premium and other insurer data, as well as external data, at the level of policy detail to predict ultimate losses and...

20060136274 - System, method, and apparatus for providing a single-entry and multiple company interface (semci) for insurance applications and underwriting and management thereof: A system, method, and apparatus provides a real-time single-entry, multiple company interface (SEMCI) that allows users to complete applications via in an automated and efficient manner. data is collected in standard forms and stored in a database managed by a Managing General Agency (MGA). Underwriting personnel at the MGA can...

20060136275 - Method and a device for optimizing a company structure: A method for optimizing a company structure consists of subdividing the company structure at least into a producing section and a non-producing section. For each section, value chains are generated with their respective participating structural elements. A matrix is build by optimizing the value chains. A device for optimizing a...

20060136276 - System and method for linking quality function deployment to system engineering: The present invention is directed to a method, system, and computer program managing a product lifecycle. In a preferred embodiment, the present invention offers a product design system linking a PDM tool supporting a System Engineering process to a Quality Function Deployment (QFD) tool....

20060136277 - Automatic generation of a globalization project schedule: Project schedules do not include tasks for Globalization. This method defines and automatically creates globalization tasks that are to be performed during the development of an international product. In this method, a table is created containing various volumes of data and the amount of time required to translate each volume...

20060136278 - Work management system: A headquarters manager's terminal is used to prepare work instruction information and to transfer the prepared information to a headquarters server, and the headquarters server sends the work instruction information to a mobile terminal through a store server. The mobile terminal is used to prepare work report information for reporting...

20060136280 - Schedule management apparatus, schedule management method and program: A context estimation rule is applied to spare time on a user's schedule, and contexts are estimated. On the basis of a task template, an input task is divided into plural subtasks. A task recommendation rule for recommending tasks to do from the relation between contexts and metadata of tasks...

20060136279 - Synchronization of runtime and application state via batching of workflow transactions: Workflow management for maintaining consistency of persisted state across communicating components via batching of uncommitted work. A workflow component defines a workflow containing work items to be performed by service provider components. The workflow component assigns the work items to the service provider components, and the service provider components acknowledge...

20060136283 - Assessing survey presentations: Measurement errors arising from presentation aspects of a survey are detected and can be corrected, based upon responses from a selected set of respondents to different survey presentations. The survey presentations are different not in their information content, but in their presentation, such as using a different order of questions....

20060136287 - Method and apparatus for creating a list for marketing: The method may entail reviewing a source of entries wherein the source is stored electronically, selecting a subset of entries from the source of entries and storing the subset of entries as a list wherein the list comprises a first order object....

20060136286 - Method and apparatus for marketing using templates, lists and activities: The method may include creating a marketing campaign, selecting a list to receive the marketing campaign, allowing the user to modify the list selected, allowing the user to add a work item to the marketing campaign and executing the marketing campaign....

20060136282 - Method and system to manage achieving an objective: A method to manage achieving an objective may include collecting data related to the objective and determining a set of drivers related to the objective. The method may also include calculating a gap for each driver between a baseline and a goal for the objective. The method may further include...

20060136281 - Method, system, and storage medium for assessing and implementing an organizational transformation: A method, system, and storage medium for assessing and implementing an organizational transformation. The method includes identifying at least one process area for each management area targeted for assessment and evaluating at least one solution for the at least one process area. A pairing of a solution to a process...

20060136288 - Multi-size tire filling apparatus and method: A tire filling apparatus preferably includes a support and seal arrangement on which a wheel-tire combination is supported in a horizontally lying orientation, a tire filling plate, and a plurality of differently-sized tire filling rings. Based on the diameter of the wheel-tire combination to be filled with air, a properly...

20060136284 - Recommendation system: A technique for recommending products to a user (110a). According to the technique, the user requests (110a) a recommendation from a recommendation system (200). The recommendation system (200) generates a recommendation using a technique whose time complexity is less than O(m·n). The generated list is then presented to the user...

20060136285 - Tiered on-demand location-based tracking service and infrastructure: A location-based service includes detecting the relative motion of an on-site resource, detecting the absolute position of the on-site resource, and tracking the position of the on-site resource. The position is tracked by deriving a deduced position based on the detected relative motion and adjusting the deduced position as a...

20060136290 - Method for administrating and analyzing work place monitoring data: A method for administrating and analyzing work place monitoring data through a microprocessor is disclosed. The method can store the input data directly, automatically calculate the input data and the historical data through a selected statistical model and output a readable report in a worksheet form (e.g. in an EXCEL...

20060136289 - Method for computer-supported control of production processes: The invention relates to a method for the computer-supported control of several production processes, overlapping in time and space, in particular construction processes. The aim of the invention is to describe a method for the computer-supported control of several production processes, overlapping in time and space, in particular construction processes,...

20060136291 - Vehicle managing method: A vehicle overall interactive managing method is disclosed. Uplink information transmitted by way of an artificial satellite to a center includes emergency information and periodic information. Downlink information transmitted from the center via the artificial satellite to each vehicle includes audio and image. There is provided at a ground station...

20060136292 - Collection of data associated with an advertisement: An advertisement comprises a plurality of features and a plurality of machine readable feature identifications. Each feature is associated with at least one of the plurality of machine readable feature identifications....

20060136300 - Method and apparatus for promoting resale of foods: A method for promoting resale of goods. The method includes solicitation of agreement to offer a good for resale from a buyer of the good near the time of the sale, near the time of confirmation of a desire to purchase a good and/or subsequent to the time of the...

20060136299 - Method and system for handling rebate-entitled credit card payment transactions: In this method a credit card entitled for rebates initiates a payment transaction with a merchant granting rebates, resulting in a rebate amount being calculated from the purchase sum of the payment transaction and a set rebate rate and the rebate amount being forwarded to a storage area assigned to...

20060136297 - Method and system for providing location specific advertising content within mobile platforms: Advertising content is delivered to gaming platforms in dependence upon a location of the mobile platform. The platform provides location data either from a user of the platform, determined by the platform, for example using GPS, or through network data provided from the platform during network communication. Advertising content is...

20060136294 - Method for performing real-time click fraud detection, prevention and reporting for online advertising: The present invention provides a method of detecting fraudulent clicks in an online environment to reduce fraudulent paid clicks for online advertisers. The method includes server side and client side code which combined enables a click verification web site to identify valid and invalid clicks and in real-time prevents advertisers...

20060136298 - Methods and apparatus for contextual advertisements in an online conversation thread: In one aspect, the invention relates to a method of providing at least one of an advertisement and a link to an advertisement to a user logged in to an instant messaging network. The method includes the steps of logging a message processor into the instant messaging network under a...

20060136293 - System and method for predictive product requirements analysis: A method, system, and computer program product for capturing consumer product preferences over a period of time and analyzing consumer product preferences over a period of time in order to predict future product and service requirements is provided. In one embodiment, individual consumer product preference inputs from a plurality of...

20060136296 - System and method for providing direct marketing opportunities to lottery ticket retailers: A system for providing direct marketing opportunities to lottery ticket retailers includes a host computer system programmed to maintain a website including separate webpages for lottery ticket retailers. The computer system stores address information for the lottery ticket retailers, receives a lottery website visitor's geographic location information and determines one...

20060136295 - Techniques for magazine like presentation of advertisment using computers: A computer implemented method and apparatus to persist user-context-sensitive consumer advertising impressions in a routinely persisted output object of a computer software application, wherein the user context is established by the contemporaneous program arguments supplied to a computer software application program by a user or the user context is established...

20060136301 - Transaction processing system and method: The present invention generally relates to a transaction processing system and method for the processing of transactions for goods or services offered in a first currency when physical currency tokens are tendered in a second currency in respect of at least part payment for the goods or services....

20060136304 - Connection method of placing and receiving an order for mold machining through a web-based system for real-time utilization of idle facilities for molds: Disclosed is a connection method of placing and receiving an order for mold machining through the web-based system for real-time utilization of idle facilities for mold, comprising: entering information relating to holding facilities held by the subcontractors for mold machining in database, wherein the subcontractors are members entering the information...

20060136309 - Global electronic commerce system: A comprehensive system effectuates global electronic commerce on the Internet across frontiers of nations, cultures, and languages. Referral Websites serving various locales offer Buyers the opportunity to view products for purchase. A Buyer selects categories of products for viewing by using drop-down menus that organize products into a clear taxonomy...

20060136308 - Method and process for consolidated marketing and fulfillment portals for specialized vertical industries: Methods and electronic commerce portals for consolidated marketing and fulfillment for vertical specialized industries enable a company to design a website, which allows a company to control what its agents are purchasing as supplies for their job. The electronic commerce portal can comprise a retail marketing website, a private corporate...

20060136305 - Product and presentation placement system and method: For purposes of patent searching a description includes aspects in which users of presentations of entertainment, news, education and other can research and/or purchase products observed to be involved in the presentations by using presentation placement data and a product description