Data processing: financial, business practice, management, or cost/price determination inventions 05/06

20060111930 - Automated refund process: A method and system to provide aggregate transit time. In one embodiment, the method, which may be performed by a system, comprises receiving information identifying a shipping destination; and in response to the information, providing data related to on-time performance for one or more shipping vendors providing shipping services to...

20060111928 - Customer specific catalogs based on a set of standard catalogs: Customer specific catalogs based on a set of standard catalogs are described. In one aspect, a computer-readable medium includes computer-program-instructions executable by a processor. The computer-program instructions are for implementing an application programming interface (API) to design and/or maintain an electronic catalog that is based on one or more base...

20060111922 - Home planner system: A method of preparing a customized house plan includes providing a single interface menu that includes an image of a floor plan, itemized floor plan options, and more than one option of an elevation view for a selected house plan, modifying the image of the floor plan based on the...

20060111921 - Method and apparatus of on demand business activity management using business performance management loops: An architecture, system, and method are provided for a commitment loop solution for on demand business activity management. A Business Performance Management (BPM) loop is defined as a set of nodes each relating to different tasks for processing performance management trigger data generated by a business entity in real time,...

20060111929 - Method and system for optimizing use of shipping containers: A network-based application enables participants to “street-turn” or “road-turn” ocean containers amongst themselves with ease and minimal liability exposure. A database that includes both static and dynamic memory is provided for storing information relating to each container. By interfacing with this database, participants may search for specific criteria relating to...

20060111925 - Method and system for tool management: The method and system tool management. Tools are classified as either material tools or equipment tools. Tools are reserved via generation of a use reservation indicating when a user will obtain and use the tool and a return reservation indicating when a user will return the tool. The present invention...

20060111924 - Method and system for warranty claim processing: A method and system for processing a warranty claim generated on the basis of a service order. A warranty relating to the service order is checked. On the basis of the data included in the service order, warranty data is found and a determination is made as to whether a...

20060111931 - Method for the use of and interaction with business system transfer functions: A method for using and interacting with mathematical or algorithmic business system transfer functions in support of a business information, analysis, decisioning and control system. The method includes developing at least one high-level business system view wherein the transfer function is configured to quantitatively express the business system view; identifying...

20060111920 - Method of generating post-delivery revenue and recording post-delivery activity associated with preloaded inactivated resident applications: A system for generating a post-sale revenue receivable based upon a remote activation of a preloaded inactivated core application. The system also includes incorporating the preloaded inactivated core application in an integrated circuit chip. The system also includes generating a post-sale revenue receivable based upon a remote activation of a...

20060111926 - Realizing legally binding business contracts through service management models: Methods and apparatus for managing business interactions between opposing parties. Business interactions are mapped to service contracts. The service contracts are mapped to machine readable code. The machine readable code is defined by business transaction patterns and service interaction patterns. The machine readable code is consumed by an IT system....

20060111923 - System and a method for selecting a property based on prioritized criteria of a purchaser: A method and a system for using a computer network to select a list of available properties based on prioritized criteria of a potential purchaser are provided. The method and the system use a computer network to evaluate and/or to weigh criteria prioritized by the purchaser. The computer network matches...

20060111932 - System and method for defining occupational-specific skills associated with job positions: A method includes identifying a plurality of tasks associated with at least one job position. The method also includes grouping the plurality of tasks into one or more groups. Each group includes at least one of the identified tasks. The method further includes identifying, for each of the one or...

20060111927 - System, method and program for estimating risk of disaster in infrastructure: Method, system and computer program for estimating risk of a future disaster of an infrastructure. Times of previous, respective disasters of the infrastructure are identified. Respective severities of the previous disasters are determined. Risk of a future disaster of the infrastructure is estimated by determining a relationship between the previous...

20060111933 - Adaptive medical decision support system: A method and system for providing diagnostic and treatment information to a health professional is disclosed. A set of diagnostic and treatment rules are applied to patient specific information inputted by the health professional during an adverse medical event. The system then selects and delivers appropriate diagnoses and treatment algorithms...

20060111939 - Apparatus and method for making hospital staff assignments: An apparatus and method for receiving data, organizing the data, and constructing hospital staff assignments based on the data. Where hospital staff assignments are instructions that designate which hospital staff members are responsible for which hospital beds. An embodiment in accordance with the present invention provides a data source, a...

20060111941 - Automated patient management system: A system for making the process of registering at and receiving treatment in a healthcare facility more efficient and safe has been developed. The system utilizes computer communications network-based systems, software, various input and output stations, and a patient identification card (e.g., Loyalty Card) that work together to allow (a)...

20060111936 - Container system and method for hosting healthcare applications and componentized archiecture: Certain embodiments of the present invention provide a method and system for improved medical workflow and interfacing in a healthcare environment using a unified interface framework. In an embodiment, the system includes a unified user interface allowing access to a plurality of medical components, wherein the unified user interface coordinates...

20060111940 - Method and apparatus for assessing credit for healthcare patients: According to one example embodiment, there is provided a method and an apparatus to evaluate the credit of a healthcare patient. The example embodiment provides methods and computer systems programmed to use multiple variables that are known about a patient prior to a service being rendered to segment the patient...

20060111938 - Method of delivering diagnostic services: The Invention is a method of providing medical diagnostic services. An examination provider subscribes to a subscriber network and receives examination equipment, protocols and training during the term of the examination provider's subscription as a benefit of that subscription. The examination provider conducts physical examinations of patients utilizing the examination...

20060111935 - System and method for customizing workflow using standard formats for information transfer: Embodiments of the present system and method relate generally to standardized electronic communications in a healthcare setting. Certain embodiments of the system include a healthcare information acquisition and management system capable of using information that conforms to an industry standard format for information transfer, an order scheduling system capable of...

20060111937 - System and method for perspective-based procedure analysis: Certain embodiments of the present invention provide a method and system for using medical perspectives to improve medical workflow. Certain embodiments of a system for using medical perspectives for improved screening analysis include a picture archiving and communication system (PACS) workstation capable of being used for reviewing images and at...

20060111934 - Virtual share exchange apparatus and method: A method and apparatus that includes a method and apparatus for pooling resources into a common fund such that the risk benefit is held low by assigning rating to the individual members as well as allowing people with similar characteristic or profiles to participate in the pool....

20060111942 - Consultation service, system, and method for selecting an electronic medical record (emr) provider: A system for searching for vendor products including a consultant data store, a search engine, and a client interface having an input section and a result section. The consultant data store can be populated with standardized product characteristics for a plurality of products supplied by different vendors. The search engine...

20060111943 - Method and system to edit and analyze longitudinal personal health data using a web-based application: In a global computer network, a system for processing personal health records is disclosed. The system includes a web-based application providing an application web server that does not store personal data. A user starts a new session using the application web site and begins entering medical data. During the session,...

20060111944 - System and method for encouraging performance of health-promoting measures: The present invention relates to systems and methods for monitoring and promoting behavioral modification with regard to an individual's health. In particular, the present invention provides a means for monitoring an individual's performance of health-promoting measures and, based on the member compliance to health-promoting measures, issuing tangible and/or intangible incentive...

20060111947 - Business method for profitably and continually determining the identity of those who have failed to maintain insurance: A business method 200 which may use an apparatus 10 to profitably and continually determine the identity of those within a predetermined group of individuals who lack required or desired insurance....

20060111945 - Method and system for tracking real estate transactions: A method and system is provided for tracking real estate transactions via the Internet and other networked devices. The method includes the steps of receiving and storing in a computerized database initial data inputs from buyers, sellers, and real estate agents and other vendors relating to identifiable pieces of real...

20060111949 - Premium financing method and loan product using life insurance policies and method for administering same: A premium financing method and a non-recourse loan product using life insurance policy as only collateral for a non-recourse loan. The proceed of the non-recourse loan being used to pay the premium of the life insurance policy. The non-recourse loan product can use a new or an existing life insurance...

20060111946 - Program for alternative funding of employee and retiree benefits: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract is purchased with assets from the trust account...

20060111948 - Verbal ordering system: A verbal physician ordering system authenticates identity of the physician and enables caregivers and physicians to coordinate their activities in treating patients. Such authentication is realized electronically by telephone, datalink password and/or PIN, voice print authorization, or otherwise. In this way, the physician can exercise medical authority remotely, have the...

20060111950 - Method for business process mapping, design, analysis and performance monitoring: A method of creating a systems requirement document by using a numerical modeling tool, such as a spreadsheet, to prototype an operational process in terms of a numerical picture of the goals, metrics, performance targets and constraints used by managers of the operational process. A process design blueprint is defined...

20060111952 - Method of qualifying small business ownership for first-time buyers: A business brokerage process is provided for identifying key issues for locating appropriate buyers and sellers for a successful business purchase. The method includes the steps of psychological testing, process awareness through coaching and education, spousal support through involvement, and access to financing through introduction to providers of capital....

20060111951 - Time polynomial arrow-debreu market equilibrium: A concept for providing a process and apparatus for allocating a gamut of assets/resources across a spectrum of consumers is described. The concept includes an apparatus for allocating resources across a spectrum of users. The apparatus includes one or more processors and a memory coupled to the one or more...

20060111956 - System and method for managing purchasing contracts: A system and method of managing purchasing contracts between supplier entities and customer entities for the purchase of products includes the step of generating at least one purchasing contract between at least one supplier entity (e.g., a product originator such as an airline company or a distributor such as travel...

20060111955 - System and method for mobile resource management with customer confirmation: A customer appointment management system and method with mobile resource management including a customer communication module configured for transmitting to a customer a notification of a pending arrival of a mobile agent at the customer location for an appointment and receiving a confirmation from the customer confirming the appointment. The...

20060111953 - Virtual knowledge management system: It is an object of the present invention to provide a virtual knowledge management system which controls the flow of information relating to the performance of business in an enterprise. The flow of information that is intensively administered by a virtual knowledge base 20 is automatically controlled on the basis...

20060111957 - Dynamic schedule mediation: An apparatus and method provides dynamic schedule mediation by scheduling and monitoring appointments between a service provider and customers. The apparatus and method uses a statistical analysis to determine a best appointment time based on at least one of: historical performance patterns, the type of service requested during the appointment,...

20060111965 - Methods and system for marketing a commitment symbol and related method for engendering community recognition of same: A method of marketing a symbol of commitment is provided. The method includes identifying a symbol that can be recognized as a showing of a predetermined type of personal commitment. The also includes providing at least one design of the symbol. Additionally, the method includes determining at least one retail...

20060111961 - Passive consumer survey system and method: A passive tracking system and method are disclosed which use RFID tags carried by participants. RFID readers are positioned at the entrances to stores which are part of the study or analysis. Data relating to the visits of participants of the stores are recorded in a participant database. The data...

20060111960 - Performance prediction service using business-process information: Performance prediction techniques are provided that utilize business-process information such as transaction history and log information. For example, in one aspect of the invention, a computer-based technique for providing a performance prediction service comprises the following steps/operations. First, business-process information associated with a business is obtained. Then, a performance estimation...

20060111963 - Product demand forecasting: Embodiments include a system for forecasting demand data for new products. The system and method may include generating a phase-in group profile based on similar products. The phase-in group profile may have multiple demand profiles for low, medium and high demand variations. These demand profiles may be applied to new...

20060111964 - Project evaluation metric, methods of using the same, and programs for generating and using the metric: A method for evaluating projects for a product under development by generating a Project Traction Index based upon a market relevance criterion, a technical uniqueness criterion, and a plan for commercialization criterion. The Project Traction Index is functionally related to the numeric confidence level assigned to each factor considered. Each...

20060111958 - Study/development investment securities sales method: A study/development is objectively evaluated for introduction of share for investors so as to provide an investment chance to the study/development and pay dividend. A processing unit reads in study plan information, study result information, study cost balance information, and expected result information for each of the study theme identification...

20060111966 - Supplier performance reporting: A system and method is provided for improved reporting of supplier performance. A system receives and processes data to enable reporting of on-time performance relative to a plurality of order start points and a plurality of order end points. Buyers and suppliers report on-time performance for system processing using the...

20060111962 - Survey system and method: A survey system and method are disclosed for conducting targeted surveys of purchase decisions. Participants are registered and demographic information is stored in a database. Each participant has an RFID tag which is used to locate the participant at particular locations in a store. When a participant is detected at...

20060111959 - Surveying apparatus and method for compensation reports: A method and apparatus for providing targeted online compensation reports that accounts for unique individual characteristics, such as related to a job, by using dynamic profiles is described. The preferred embodiment uses a survey engine (247) having a collaborative filtering engine that determines appropriate questions to ask the user during...

20060111974 - Method and system for rewarding use of a communications network site: Users of a communications network, when registered with a base communications network site on the network, automatically are awarded credits when they interact with the base site. The registered users can redeem the credits at any communications network site that is partnered with the base site in exchange for obtaining...

20060111968 - Method and system for valuing advertising content: Methods and media are provided for objectively valuing advertising content (or the potential viewer impact thereof) that occur during the course of an event or other presentation (such as TV sitcom). In one embodiment the method includes receiving a source of media, indexing a set of sponsorship images within the...

20060111972 - Method to facilitate streaming content recipient interaction: Non-commercial content (11) is combined (14) with a commercial message (12) that itself comprises, in part, recipient-interaction facilitation content that in turn yields a respondable commercial message (13). This combination of content is streamed (15) via a wireless broadband channel to a recipient. Upon detecting (16) a recipient interaction event,...

20060111978 - Method, system and computer program for providing a loyalty engine enabling dynamic administration of loyalty programs: A method, computer system, and computer program product for encouraging customer loyalty is provided. The method includes the steps of: (1) one or more partners defining a loyalty program, the loyalty program defining loyalty rewards, cross-promotional partner rewards and prizes associated with one or more activities; (2) registering one or...

20060111981 - Methods and apparatus for ultra-violet stimulated displays: A display element for use in a display device that exhibits extended illumination longevity and uniformity, as well as a wide viewing angle, is provided. The element can include a light source that emits ultraviolet light, a liquid crystal device having a plurality of independently controllable (i.e., addressable) shutters, a...

20060111979 - Online game advertising system: In one embodiment an online game advertising system provides an architecture for enabling the definition, sales, distribution, and management of interactive advertisements, sponsorships, and placements that appear within an online video game as part of the game experience or during idle load, wait, and pause screens. For example, in a...

20060111967 - Optimised messages containing barcode information for mobile receiving device: A system for delivering coupons containing barcodes to a mobile device such as a mobile phone is disclosed. A message processor means (106) generates message data comprising a coupon. A message optimiser means (116) generates an optimised message responsive to the message data and the capabilities of the mobile device...

20060111977 - Process for creating and disseminating marketing initiatives to specific consumers or specific consumer groups: The present disclosure relates to a process for creating and disseminating retailer product offers to consumers. The process combines both store or retailer loyalty and product loyalty to identify, and market, to specific consumers and consumer groups. This may lead to less consolidation and a decrease in marketing and advertising...

20060111973 - Stored value mileage card systems and methods of use: Systems and methods for managing mileage value accounts are provided. One such method includes receiving a presentation instrument having an account identifier stored thereon, and transmitting the account identifier and a purchase item identifier from a point-of-sale device to a host computer system. Using the host computer system, a customer...

20060111980 - System and method for administering a brokerage rebate card program: A technique for administering a rebate program includes logic for generating rebate information based the purchase of goods and/or services using a card instrument. The technique further includes logic for applying a rebate, based on the rebate information, to fund at least part of a transaction performed by an brokerage...

20060111969 - System and method for automatic selection of advertising slogans printed on a mailpiece: A method of printing an ad slogan on a mailpiece, including establishing one or more date ranges and one or more pre-selected ad slogans, wherein each of the date ranges has one of the pre-selected ad slogans corresponding thereto. The method further includes determining a current date (the date on...

20060111971 - System and method for on-line and off-line advertising in content delivered to a display screen: An on-screen advertising system that employs paginated on-screen pages that adapt based on display and window size and allow for the anchoring and sizing of advertisements based on a given relative paginated page size. Content is reflowed to fit the advertisements....

20060111970 - System and method for selling on-line and off-line advertising in content delivered to a display screen: A method for selling on-screen advertising based on the relative page percentage an advertisement consumes on a paginated page displayed on a user's display. The invention includes a payment model for on-screen advertising based on “eyeball space” and placement. In one embodiment, paginated adaptable pages with advertising panes are authored...

20060111976 - System and methods of marketing, designing, manufacturing and packaging customized items: A system and methods for designing, manufacturing and packaging customized items are provided. In a preferred embodiment, the inventive system is utilized in a retail store for customizing apparel, such as t-shirts, where a customer can choose an item to be customized from various styles, sizes and colors of blank...

20060111975 - System to solicit unknown corporate data: There is provided a method and system to generate corporate data pertaining to a corporate entity. The system includes an interface to communicate, from a data system and via a communications network, a request to a plurality of users of the data system for corporate information relating to a corporate...

20060111982 - Sales slip processing method, sales slip processor using sales slip processing method, and storage medium used for sales slip processing method and processor: In response to inputting order, a sales slip processor issues a sales slip with a slip code and a table code of a table at which the order is accepted, and stores order data in a sales holding file. In order to balance or rewrite sales slips, an operator inputs...

20060111984 - Display device lease management system: A contents data base accumulating contents to be displayed on a display device and a lease management section managing a lease of the display device and a distribution of the contents to the display device are connected to the display device so that they can communicate with each other. The...

20060111988 - Method and apparatus integrating navigation and saving the writable state of applications: The invention includes a computerized method responding to a navigation cue from a user by saving the writable state of the application and directing the computer through the window operating system to perform the navigation task 36 indicated by the navigation cue. The invention includes the following, which will each...

20060111987 - Personalized combo kit of tools and accessories: The present invention provides a method for providing a personalized combo kit of tools and accessories. A plurality of tools and accessories are provided to a customer for selection. The customer is enabled to select at least two items from the plurality of tools and accessories. The selected at least...

20060111983 - System, apparatus, and method for facilitating point-of-sale transactions: A system, apparatus, and method for facilitating point-of-sale (POS) transactions, including a user interface having an input area for receiving handwritten input, a selection window for displaying items associated with the handwritten input, and an order window for displaying selected items. The apparatus can include a button to choose options...

20060111986 - System, method, and computer program product for automated consolidating and updating of inventory from multiple sellers for access by multiple buyers: A system and method that allow for collection of available and sellable goods or services in a real-time or near real-time environment from a network of retail or a chain of retail stores, wholesalers, distributors, or service providers. The collective database is made available to the general public via a...

20060111985 - Systems, methods and apparatus for content storage, auction and management: Systems, methods, and apparatus for content storage, auction, and management is described. In an implementation, a method includes auctioning storage space on a client as available, for purchase, to a plurality of potential purchasers. Purchasing information received form the plurality of potential purchasers is processed to determine which of the...

20060111989 - Inventory tracking and accounting system and method: A system and method track inventory composed of a plurality of items is provided. The system and method includes the steps of establishing ownership of a first number of the items by a first owner, establishing ownership of a second number of the items by a second owner, disposing of...

20060111990 - Payroll processor system and method: A system and method for payroll processing. In one embodiment, the system includes a first database, a second database, and a processor operably connected to the first and second databases. The first database contains information about an employer, and the second database contains a PDF template. The processor is operable...

20060111992 - Bankruptcy relief calculator: Bankruptcy relief calculator. A calculation program can make a relatively objective determination as to whether to file for relief from a bankruptcy stay relative to a particular account and associated collateral. Using historical statistics on bankruptcy filings as well as information about the collateral and depreciation of the collateral, the...

20060111991 - Confindential information sharing system: Improved confidential information sharing systems, including a first plurality of data collection units (108), each collecting confidential data regarding a second plurality of individual entities, a third plurality of data consumer units which intermittently require confidential data collected by ones of the first plurality of data collection units regarding ones...

20060111995 - Interface between seller and buyer in seller-financed mortgages for property located in a different country from the buyer: A method of providing a useful and novel interface between a buyer and a seller of a property that is seller-financed with at least one of these entities being located in a geographically different location from the property. Through this interface the seller is guaranteed prompt payments and the buyer...

20060111999 - Method and system for securitizing a currency related commodity: Systems and methods for providing a tradable (e.g., exchange-listed) instrument by securitizing foreign currency using a foreign currency trust or other special-purpose vehicle that is established to hold one or more particular foreign currency and to issue foreign currency trust shares and/or receipts corresponding to the value of the foreign...

20060111996 - Program for alternative funding of employee and retiree benefits: An insurance program for funding benefits by maintaining assets in the insurance program that includes an employer or employee owned trust account and at least one life insurance contract or non-cancelable accident and health insurance contract obtained directly or indirectly from a captive insurance company. The life insurance contract or...

20060111994 - Set theory based portfolio organization: A method for organizing a portfolio of financial instruments with a computer comprising providing a first user interface for said portfolio of financial instruments; providing a second user interface for selecting a least one of said financial instruments of said portfolio to form a subset, said subset of said portfolio...

20060111997 - System and method for determining and administering an annuity with guaranteed minimum accumulation benefit: A computer-implemented method of calculating a value of a benefit for an annuity contract including a minimum contract accumulation value provision is disclosed. The method includes determining a current minimum contract accumulation value, determining a current value of the annuity contract investments, determining a predetermined reset percentage contained in the...

20060111998 - System for and method of variable annuity contract administration: A system for and method of variable annuity contract administration is provided. Each variable annuity contract includes a bonus investment credit percentage, withdrawal charge percentages less than or equal to the bonus investment credit percentage in all contract years, and level asset-based compensation to distributors. In accordance with the invention,...

20060111993 - System, method for deploying computing infrastructure, and method for identifying an impact of a business action on a financial performance of a company: A system (and method, and method for deploying computing infrastructure) for identifying the impact of a business action on a financial performance of a company, including performing a retrospective analysis of a plurality of example companies taking a business action, wherein the retrospective analysis is based on features of the...

20060112003 - Method and apparatus for holding an online live auction to combine features of both the internet and traditional, real world auctions: A method and apparatus are provided for conducting a live auction that combines various features of traditional and online auctions. According to one aspect of the present invention, the live auction includes a live, in-person auction component and a real-time online bidding environment component. Bidding information associated with an item...

20060112002 - Method and apparatus for managing data in a business to business environment: Shown is a method and apparatus of controlling a commercial environment. The environment comprises a plurality of traders, each of the traders included in at least one of a plurality of members, wherein the plurality of members defines a community. The method comprises the steps of, defining the community, defining...

20060112001 - Method and apparatus for online platforms for enabling a professional trader to provide a plurality of clients with real-time market timing guidance: A platform is provided that enables a professional trader to relay information for educational purposes about buying and selling assets using a color system (red, green, and yellow) represented by a small sphere located on the user's desktop. A central server is used to send information over the Internet necessary...

20060112004 - Method for providing an auction service using a tightly coupled multimedia conference in terminals and apparatus thereof: Disclosed is a method for providing an auction service to terminals using a tightly coupled multimedia conference and an apparatus thereof. The method includes determining participants who use the terminals and auction service session, deciding an auction policy composed of a membership policy and a media policy related to the...

20060112000 - Method of trading a financial instrument using stop-order quantity: A stop quantity order (SQO) on a market-traded instrument for a computerized trading system. An order to buy [sell] instrument X is an SQO if, in addition to a limit price, and a stop price, it also specifies a stop quantity SQ. It is triggered by either of the following...

20060112005 - Method for balancing the risk/reward structure for tranches in collateralized debt obligations: A structured finance transaction, such as an asset securitization, is disclosed which includes a method for balancing the risk reward structure in the transaction by providing an additional tranch of securities, Class X. The Class X tranch of securities, for example, may be amortizing senior secured securities that are used...

20060112006 - Audio/visual clips: This invention provides systems and methods that minimize or remove human intervention during the payment media handling process on the shop floor, in the back office and at the cash-in-transit place. By automating processes and providing physical, tamper evident secure means for transporting the payment media, it is possible to...

20060112007 - Count and login management: This invention provides systems and methods that minimize or remove human intervention during the payment media handling process on the shop floor, in the back office and at the cash-in-transit place. By automating processes and providing physical, tamper evident secure means for transporting the payment media, it is possible to...

20060112009 - Deferred compensation method: A method of deferring compensation. One or more initial payment dates over a period of time are selected on which a portion of compensation is to be paid. At least twelve months prior to each initial payment date, the initial payment date is rescheduled to a subsequent payment date at...

20060112010 - System and method for automated payment and adjustment processing: A system and method for automated adjustment processing using pre-configured sets of business rules is provided. The seller pre-configures a set of business rules for use in processing an adjustment for a specific buyer. The set of business rules may be variable for each buyer and/or globally set. When a...

20060112008 - System and method for funding a retirement account: According to one embodiment of the invention, a method comprises a plurality of operations. A first operation involves the computation of a total amount of purchases made using a payment card. Next, a percentage of the total amount of the purchases is computed and the monetary value is subsequently deposited...

20060112011 - Electronic banking system: An automated electronic banking system for initiating and automatically processing monetary transactions, includes initiating means for maintaining a transaction record and permitting a remotely located customer of a bank to selectively initiate a monetary transaction request for automated processing, a bank host server adapted for automatically receiving and processing the...

20060112012 - Supervisor program: A supervisor program (130) for monitoring a self-service terminal (10) executing a terminal application suite (70,80) is described herein. The supervisor program (130) comprises: an internal interface (132) for communicating with the terminal application suite (70,80) to collect supervisor information and at least one supervisor utility (150). Each supervisor utility...

20060112013 - Method and system for verifying check images: In one embodiment, example software is operable to determine a first hash value for an electronic check image, with the check image operable to generate an image replacement document. The hash value is associated with the electronic check image. The electronic check image and the associated hash value is communicated...

20060112014 - Bar-coded business card information capture and retrieval: A system and method store all the information, such as the name, title, telephone number, fax number, e-mail address, and the like, on the business card itself using a barcode, as opposed to an identification number of the card. The system and method do not require any link to any...

20060112015 - Method, system, and device for handling creation of derivative works and for adapting rights to derivative works: A method, system, and device for handling creation of derivative works and for assigning usage rights to the derivative works for enforcing usage rights associated with digital works, including detecting computer-related events that are indicative of manipulations of an original work for creating a derivative work; and maintaining a history...

20060112016 - Content usage management system method, and program providing medium therefor: When the encrypted content is provided from a service provider to a user device, a usage log including information of the content usage fee is created in the user device. The created usage log is then sent to the service provider. The service provider compares the content usage fee in...

20060112017 - System and method for auditing an electronic document trail: The subject invention is directed to a system and method for tracking the distribution and custody of a document. Glyph data, representing custody rules associated with an electronic document, is first generated and then associated with the electronic document, forming compound data. The compound data is then transmitted to a...

20060112020 - Generation and management of a rights context for order handling in technical processes: An apparatus, a method and a system arrangement are disclosed for executing an order from a user, in which it is necessary to check authorization to execute the order from the user. The authorization to execute the order is defined in a rights context. When the order is given by...

20060112018 - Synchronizing contents of removable storage devices with a multimedia network: Methods, systems, and engines are presented for synchronizing contents of removable storage devices with a multimedia network. In one implementation, a change in status of a connection between a removable storage device and a multimedia network is detected. A network inventory list of recordings is updated, triggered by the change...

20060112019 - System and method of authenticating licensed computer programs: A system and method for authorizing access to programs and data on a computer system is disclosed. A license table contains entries for identifying programs that are authorized to be run on the computer system. The license table is stored in an area of the computer's hard disk that is...

20060112021 - Printing apparatus, control method thereof, and recording medium: A printing apparatus includes a generating unit generating first authentication information corresponding to inputted print data on the basis of predetermined information; a storage unit storing the first authentication information and the print data; an input accepting unit accepting an input of second authentication information; and a control unit determining,...

20060112022 - Method of preparing a service agreement: The present invention provides an efficient and simple method of preparing a product quote for a customer operating a technical installation. The product quote is based on a data set acquired during the operation of the installation, a product chosen for use with the installation and a customer benefit related...

20060112023 - Cubing apparatus and methods: The invention provides dimensional weighing apparatus (5) that may e.g. be placed transparently between the weighing scales (3) and POS terminal (4) of e.g. a postal outlet so as to provide dimensional weighing of a parcel (2). The apparatus (5) senses the parcel height with a sensor (10), and senses...

20060112024 - Use of machine readable code to print the return address: A system for returning a mailpiece to a sender without a human readable return address on the mailpiece. The system includes a device adapted to generate a machine-readable code to be printed on the mailpiece. The machine-readable code includes a return address for the sender. A scanning device is used...

20060106637 - Business system decisioning framework: A business system decisioning framework for using and interacting with a business system transfer function is presented. The framework includes a high-level business system transfer function that quantitatively describes the operation of the business system. A primary display layer presents a representation of the status of the operation of the...

20060106628 - Centralized system and method for notifying occupant of completion of home showing: Methods and systems for facilitating sale of a home in which an occupant is absent are provided. A resident communications system is installed at the home. Upon completion of a showing at the home by a real estate agent, a signal is transmitted from the resident communication system. The signal...

20060106621 - Cipher information-containing material, its identifying method, and its identifying system: A material for preventing forgery and false alteration. The material comprises a particulate information presenting substance. The information presenting substance is one or more elements, a compound of two or more elements, or a substance containing the elements or compounds. The fluorescence emitted from the substance is different depending on...

20060106635 - Emission remediation: An emission remediation system and methods are disclosed. An emission remediation indicator associated with an emission-related activity is vended. At least a portion of proceeds from the vending of remediation indicators is aggregated into a fund. A remediation activity by an emission producer is funded using the aggregate fund....

20060106627 - Integrated idea management method and software with protection mechanism: An idea management system for a company or other entity is implemented in a computer network that can be accessed from employee work sites. The system has a pre-defined workflow and built in security process. Submitters of ideas and those authorized to review the submission are electronically notified about the...

20060106623 - Interactive printed page optical code data access system and method: An interactive wide area computer network system and method for accessing and transmitting data using a printed page optical code. The code includes a system configuration mode identifier which configures the system to perform specified functions and allow the user certain interactive options. Based of the configuration mode and the...

20060106636 - Internet-based job placement system for creating proposals for screened and pre-qualified participants: The present automated job placement system uses a multi-step process, with advanced screening and pre-qualification of candidates and positions, to match qualified prospective employees with job openings. The system supports two types of participant match processes that involve participants acting simultaneously. One match process involves prospective employees offering proposals for...

20060106626 - Method and apparatus of model driven business solution monitoring and control: A model-driven approach is used in Business Solution Monitoring and Control environment. The solution is first described by the high level abstract Platform Independent Model (PIM), which is independent from platform and implementation technologies. This PIM is presented as a Directed Acyclic Graph (DAG) that is constructed by a series...

20060106632 - Method and system for financing home ownership: A method and system of financing real estate ownership involving forming a title holder entity to own equity in each property, forming a pooling entity to own most of the title holding entity, the pooling entity owned by the general public directly or through equity pools, screening applicants to determine...

20060106622 - Method for obtaining traffic information using billing information of mobile terminal: The present invention relates to a method for obtaining traffic information using the billing information of a mobile terminal. A specified number of a mobile terminal is obtained from billing information necessary for performing a billing operation when a telephone call is made using the mobile terminal on a highway...

20060106633 - Real-time online commerce system: A real-tine online commerce system is disclosed. Such a system provides protection and security for the middleman and efficiency for the customer while keeping the ultimate manufacturer invisible and anonymous....

20060106629 - Record transfer: Record transfer is described herein. The record transfer may include receiving a request over a network from a record owner to transfer a record from a record holder to a recipient. In one embodiment, the request is sent over the network to the record holder. A first version of the...

20060106631 - Social preference and occupation tag system: A system and method to create and define a universally identifiable icon which may be employed by a individual as a way to visually display one's interest in having a specific social relationship, whether it be romantic or platonic in nature, by means of displaying one's common interest, participation, affiliation...

20060106625 - System and method for coordinating real estate transactions through a global communications network: A system and method to facilitate real estate transactions over a global communications network. The system includes a listings database to store information of real estate to be sold, a registration module to obtain qualifying information from a potential buyer, a system processing module to qualify a potential buyer to...

20060106638 - System and method for defining occupational-specific skills associated with job posistions: A method includes identifying a plurality of tasks associated with at least one type of work. The method also includes grouping the plurality of tasks into one or more groups. Each group includes at least one of the identified tasks. The method further includes identifying, for each of the one...

20060106624 - System and method for providing home remodeling services: A system for providing home remodeling comprising at least one computer connected to a network, and at least one database connected to the network, wherein the at least one database comprises approved contractors, approved homeowners, projects submitted by the approved homeowners, and bids for projects, wherein the bids are placed...

20060106634 - System and method of vehicle upfit: A vehicle upfit configurator tool is made available to customers purchasing one or more of a vehicle upfit and an upfitted vehicle. Also, human assistance relating to use of the configurator tool is made available to the customers. Further, one or more of vehicles, vehicle upfitting components, and vehicle upfitting...

20060106630 - Utilization of visual auxiliary inspection devices for vehicle servicing system and method: A utilization of visual auxiliary inspection devices for vehicle servicing system and method, with an image take-up and recorder sensing head of a visual inspection device to display the image on a liquid crystal display, capable of using a digital multimedia audiovisual storage facility and the Internet or directly providing...

20060106640 - Medical credit assurance method: A business method that provides for payment of medical expenses for members of an association, comprising, establishing contractual agreements between the association and a multiplicity of medical service providers that are obligated to provide medical services to members of the association at rates that are pre-negotiated or otherwise agreed to...

20060106643 - On-line subscription system and method: A system and a method of providing on-line subscription services from a subscription server to a user of a mobile terminal through the Internet. The subscription server receives from the mobile terminal user-specific information relating to the user's mobile terminal capabilities, the user's preferences of products, and the user's financial...

20060106641 - Portable task management system for healthcare and other uses: A mobile monitoring and communication system integrates communication services (text, voice, video, and data) with medical information (e.g., patient medical record, patient demographics, reason for procedure, workflow information, etc.) within a radiology department, for example. A medical information system for use with portable processing devices involves a portable processing device...

20060106639 - System and method for providing pharmaceutical data in a secure and affordable manner: A system and method for evaluating the performance of a first at least one of a plurality of outlets is provided. The system includes a computer system configured to execute a data access application, wherein the data access application includes a plurality of user accounts, wherein each of the plurality...

20060106642 - Systems and methods for matching, naming, and displaying medical images: A method of matching medical images according to user-defined matches rules. In one embodiment, the matched medical images are displayed according user-defined display rules such that the matched medical images may be visually compared in manner that is suitable to the viewer's viewing preferences....

20060106648 - Intelligent patient context system for healthcare and other fields: An intelligent patient context sharing system enables a user, interfacing with multiple, different sources each storing patient specific context information, to create probabilistic associations among the patient specific context information. The system includes a predictive identification processor and a communication processor. The predictive identification processor performs probabilistic matching on multiple...

20060106646 - Medical kiosk with multiple input sources: A method of creating or updating a personal information device includes entering patient identification information, medical history information, current patient care plan, and patient medical preference information onto a computer (88). The patient identification information, medical history information, current patient care plan, and patient medical preference information is written or...

20060106647 - Method and apparatus for determining pharmacy order parameters based on patient context data: A health care information system includes an information database and a pharmacy module. The information database is adapted to store a record for a patient including patient context data. The pharmacy module is adapted to receive a pharmacy order for the patient, retrieve the patient context data from the record...

20060106649 - Method for programming a patient care device: The present invention is directed to a system and method for providing care to a patient, comprising a patient care device having a number of configuration databases stored in a memory in the device. Each configuration database preferably includes protocols, operating limits, rule sets and/or operating features that collectively define...

20060106644 - Patient referral and physician-to-physician marketing method and system: A method and apparatus are provided for creating a referral network for member physicians utilizing the Internet. The referral network provides its members an organized and efficient system for generating and storing patient referrals. To become a member of the referral network, a physician registers with the referral network web...

20060106645 - System and methods for tracking medical encounters: A method for tracking a patient's medical encounters includes storing a record identifying the patient in a database, receiving notification of a medical encounter between the patient and a healthcare provider, adding encounter information to the record to generate an updated record, and storing the updated record. The method also...

20060106652 - Graphic driven moving personal property tracking system and method: A graphic driven moving personal property tracking system that enables the company to monitor and track its customer's personal property during transport and to identify the various parties in the chain of custody. The system uses a hand held device that enables the packing company to accurately inventory and record...

20060106651 - Insurance claim monitoring: Automated generation and output of customized reports based on the insurance claim records of insured persons. Insurance carriers can automatically obtain customized reports for use in monitoring insured persons' insurance claim records for previously-unavailable claim information. Each insured person can be insured on a recently-executed insurance policy of an insurance...

20060106650 - Insurance claim payment card system: A system for the adjudication of insurance claims, such as automobile repair claims, by an insurance provider is provided. A claim submitted by a policyholder is received is received by the insurance provider. The claim is assigned to an insurance adjuster. The insurance provider receives a determination of a dollar...

20060106653 - Reimbursement claim processing simulation and optimization system for healthcare and other use: A system permits a healthcare provider to perform flexible, efficient, and timely multiple analyses of managed care organization (MCO) contracts, over a large database of historical information, to provide associated profitability information. An interface processor receives data representing multiple, different financial claims for reimbursement based on multiple, different predetermined reimbursement...

20060106654 - System and method for coordinating travel itineraries: The methods and systems for coordinating the travel itineraries of multiple travelers, who are leaving from more than one origin location, but are arriving at the same destination location, provide automated techniques for determining which itineraries for each traveler best meets the specified criteria for the trip. For example, a...

20060106655 - System and method for coordinating travel itineraries: A method for coordinating outbound and inbound itineraries for a plurality of travelers is provided. Such a method comprises receiving a destination location, a plurality of origin locations, and travel information, wherein each origin location is associated with at least one traveler. A set of suggested outbound and inbound itineraries...

20060106658 - Activity based cost modeling: A computer system, computer-readable medium and a method for performing activity based cost modeling. A cost object array has dimensions defined by weight arrays each corresponding to facets of the business by which one would assess profitability and efficiency, such as by products and customers. Each element of the...

20060106656 - Method and computer program for field spectrum optimization: In a planning model, a decision variable optimization process (200) generates a planning function (122) describing the planning model, the planning function (122) depending upon a set of decision variables (125). The planning function (122) is separated into independent planning functions, SPi, each of which depend upon different decision variables...

20060106659 - System and method for monitoring and analyzing data trends of interest within an organization: A system and method for identifying, monitoring, and analyzing various trends and patterns of interest within an organization in order to maximize aspects thereof, including, for example, productivity, efficiency, and employee health and safety. The invention utilizes a centralized data repository to accessibly store and maintain data; date gap analysis...

20060106657 - Systems and methods for estimating costs and characteristics of enterprise training facilities: A training enterprise cost estimating system and method to automatically provide an optimized estimate in response to user provided inputs. A user enters enterprise related parameters including types of tasks, types of vehicles, types of simulators, costs, and optimization priorities. The user can carry out simulations of the proposed training...

20060106661 - Methods and apparatus for project schedule estimation: One embodiment of the invention is directed to automatically extending a task in a project schedule. If certain information items associated with a task are not specified, the scheduled completion time for a task may be automatically extended under the assumption that if these information items are unknown, the task...

20060106662 - Rendering variable data at a point-of-purchase: A method according to an embodiment is used to render materials at a rendering station. In an embodiment, a job production subsystem may receive campaign data, which defines a promotional campaign, and generate multiple job documents, based on the campaign data. At least some of the multiple job documents identify...

20060106660 - Route input system: A software-enabled Route Input System (RIS) process facilitates consistent communication among the various entities involved in route creation, where the entities have different tasks and objectives. The primary teams are the process flow definers (IE), individual process owners (PE) and the execution team that assembles the process steps into a...

20060106663 - Workflow management device: A workflow management apparatus includes a circulation destination specification unit 14 for managing a status of circulation of an electronic document registered by a registration unit 12, and for specifying a next person to whom the electronic document is to be circulated for the next time with reference to workflow...

20060106665 - Computer-based analysis of affiliate web site performance: A performance analysis engine analyzes the performance of affiliate web sites that provide links to specific items in an electronic catalog, and identifies catalog items that can be listed by such affiliate web sites to improve performance. An association mining component analyzes transaction data attributable to specific categories or types...

20060106669 - Estimating base sales volume using a low-pass filter approach: Within each iteration of an iterative process: (1) a low-pass filter is applied to an actual sales volumes series to extract low frequency components representing a base sales volume series for the iteration; and (2) a locally optimal base sales volume series is determined. A globally optimal base sales volume...

20060106668 - Method for creating an on-line leads marketplace: A method is presented for obtaining and selling contact information electronically. The method comprises obtaining contact information from visitors to web sites sponsored in pay-per-click links and automatically categorizing the contact information based on the keywords used to get the pay-per-click link. The system further comprises including additional leads for...

20060106666 - Method, system, and storage medium for implementing a multi-stage, multi-classification sales opportunity modeling system: A method for implementing a multi-stage, multi-classification sales opportunity modeling system. The method includes receiving operational data relating to past sales activities and receiving parameters identified as being relevant in determining a likelihood of whether exploitation of a sales opportunity will be successful. The method also includes generating a multi-stage...

20060106667 - System and method for determining compatibility: A system and method for generating an indication of compatibility between individuals and groups includes accessing first response data from a first user as well as desired first response data from the first user. A first weighing factor is associated with each of the desired first response data. Second response...

20060106664 - Workflow management device: A method, system, and storage medium for developing a forecast of goods or services. The method includes identifying current or previous goods or services that have characteristics similar to those of a new or replacement good or service to be forecasted. The method further includes obtaining delivery data associated with...

20060106671 - Road roll collection system: A road toll collection system includes a vehicle device for the vehicle-autonomous determination of a road toll for a vehicle within a use billing area. Data required for determining the road toll are transmitted, when required, from an operator control center to the vehicle device by means of a communications...

20060106670 - System and method for interactively and progressively determining customer satisfaction within a networked community: A method and system for interactively and progressively processing and determining customer satisfaction from data gathered within an online community comprises of a group of participants connected via a computer network such as the Internet. A customer satisfaction and experience processing system comprises a participant or user interface (“front interface”),...

20060106672 - Method for distributing dynamic liink bandwith for resilient packet ring: The invention discloses a method for dynamically allocating link bandwidth on resilient packet ring. This algorithm comprises the steps of measuring a group of variables in one advertisement interval, calculating the local fair rate using the measured variables, determining an advertising rate based on the local fair rate, and transmitting...

20060106673 - Method of collecting, qualifying and distributing customer leads resulting in increased rate of return on marketing investment: The present invention relates to a turnkey system that gathers, qualifies and distributes customer lead information to manufacturer dealers and retailers resulting in an increased rate of return on investment for a marketing campaign. The method comprises at least three steps for collecting, qualifying, and delivering customer leads to retailers...

20060106674 - Mobile shopping method and application: A system and method for crediting fees and commissions for the use by customers of mobile phones to search for product information directly from merchants or indirectly through product information aggregators. Further it provides for crediting fees and commissions for sending product identification to other customer's mobile phones. It supports...

20060106677 - Data distribution system and data selling apparatus therefor, data retrieving apparatus, duplicated data detecting system, and data reproduction apparatus: A data distribution system includes a plurality of data sources each capable of transmitting a data item, and a data vending machine capable of receiving the data item from the plurality of data sources and selling the received data item to a user. The data vending machine includes a data...

20060106681 - Method and system of facilitating on-line shopping using a control object and a predetermined site: A method of modifying an Internet browser interface to provide shopping assistant functionality facilitating on-line shopping at a supported merchant Internet site. A wallet created in accordance with the present invention comprises a database having various user data stored therein under certain predetermined field names. A supported merchant data file...

20060106680 - Method and system of facilitating on-line shopping using a downloadable toolbar: A method of modifying an Internet browser interface to provide shopping assistant functionality facilitating on-line shopping at a supported merchant Internet site. A wallet created in accordance with the present invention comprises a database having various user data stored therein under certain predetermined field names. A supported merchant data file...

20060106676 - Process for ordering a selection in advance, digital system and jukebox for embodiment of the process: This invention relates to a process for ordering a selection in advance, characterized in that it includes a step in which a menu is displayed followed by a selection in this menu, to make specific requests and particularly: a step displaying the event for which the advance order of a...

20060106675 - Providing an electronic marketplace to facilitate human performance of programmatically submitted tasks: A method, system, and computer-readable medium is described for facilitating interactions between task requesters who have tasks that are available to be performed and task performers who are available to perform tasks. In some situations, the tasks to be performed are human performance tasks that use cognitive and other mental...

20060106678 - Systems and methods for providing transferable item prices: Systems and methods are provided to associate a transferable item price with a first consumer and to determine that a second consumer is entitled to purchase an item in exchange for payment of an amount based on the transferable item price. In one embodiment, the first consumer arranges to purchase...

20060106679 - Telecommunications initiated data fulfillment system: A system for providing a wide range of telecommunications initiated data fulfillment services in which a multi-function code, such as “*#” (star, pound), input into an originating telecommunications device, such as a conventional land-line or wireless telephone, triggers the treatment of the input sequence as a multi-function code service request...

20060106683 - Customer specific catalogs based on a set of standart catalogs: Generating and/or managing customer specific catalogs based on a set of standard catalogs are described. In one aspect, a catalog is generated or managed in view of a catalog schema data structure. The catalog schema data structure includes a first table The first table includes first, second, and third data...

20060106682 - Web based configuration tool: A method and system for product configuration is provided. The system includes, a user interface that allows a user to configure a product; a web-based application that interfaces with the user interface, a data collector module and a view creation module allowing a user to configure the product; and a...

20060106684 - Cargo distribution management system, palette management system, and computer-readable storage medium and program used for them: This invention provides a cargo distribution management system, a pallet management system, and a computer readable recording medium capable of facilitating reducing time required for distribution using containers by marine transport or the like, acquiring information for time reduction, and decreasing distribution cost. A cargo distribution management system program executed...

20060106685 - Generating system for automatically generating the bill of materials for electrical products: A generating system of automatically generating electrical type product bill of materials of the present invention comprises a stock number grouping database, a stock number ranking database, and a bill of materials automatically generating processing program. The stock number grouping database comprises at least one material group records comprising at...

20060106686 - Audit procedures and audit steps: An audit system includes a library of controls adapted to mitigate risks. A library of audit procedures is associated with the set of risk controls. Each audit procedure includes one or more actions that evaluate the effectiveness of an associated control. The audit system includes project templates for performing audit...

20060106687 - Modified cash-basis specifications and grid: A method of automatically converting from accrual based accounting to cash basis accounting using a computer is disclosed. The method may include reviewing an entry in a general ledger, determining whether an entry in the general ledger is for a transaction between general ledger accounts that are treated differently in...

20060106688 - Program interface for a business management application and an accounting application: A program interface which provides access from a business management application to an accounting application to share account information. As described in illustrative embodiments, the system includes an interface module to instantiate and invoke an interface from the business management application to generate an accounting record from an opportunity or...

20060106689 - Method and apparatus for documenting a contribution of a remotely accessed computing resource to a recipient organization: A method and apparatus for documenting for tax purposes a contribution of a remotely accessed computing resource (such as a CPU resource) on a donor system that is allocated by an owner of the resource to one or more recipient organizations. A central management organization (CMO) receives a selection by...

20060106696 - Account transfer using a single financial account: Provided is a method for transferring a single, integrated financial account from one financial institution. A balance of the integrated account is determined by withdrawals and deposits regardless of to which un-integrated account a particular withdrawal or deposit corresponds. When a customer transfers the account, a complete account history is...

20060106706 - Apparatus and method for document processing: A computer-based hosted service for the standardization and implementation of holistic mortgage finance transactions is disclosed. The computer-based service allows a participant in the finance transaction to combine all required loan information for a given loan program into a single universal document library, coupled with the required forms, rules, database...

20060106705 - Computer method and apparatus for optimizing portfolios of multiple participants: Computer technology for substantially optimizing portfolios of multiple participants is disclosed. Preferably the portfolios of such multiple participants comprise fixed income instruments. The disclosed systems and methods include using at least one computer system for storing digital data representing portfolio holdings of multiple parties and, in particular, for each participant...

20060106701 - Global remittance platform: The invention provides a remittance platform in which an enterprise, such as Wells Fargo, serves as a remittance transfer agent, where the remittance function is integrated with a bank. The invention allows access to the remittance program by both account holders with the enterprise and persons who do not have...

20060106700 - Investment analysis and reporting system and method: A method and system for analyzing and reporting institutional investments provides a single platform for daily investment accounting, compliance, performance, and risk reports for investment portfolios held at single or multiple custody/safekeeping locations. The method involves retrieving transaction data from multiple independent financial institutions and storing it in a database...

20060106690 - Lender evaluation system: An automated system and method for evaluating and auditing lenders and loan portfolios is described. This lender evaluation system is user friendly and increases auditors' productivity by, among other things, gathering all necessary information in a readily accessible electronic location. The lender evaluation system, and associated methods, further reduce the...

20060106702 - Method and apparatus for extracting and visualizing execution patterns from web services: One embodiment of the present method and apparatus for extracting and visualizing execution patterns from Web Services collects data relating to one or more transactions executed in accordance with one or more Web Services-based applications (e.g., messaging systems or other services). One or more patterns is then extracted from the...

20060106698 - Method for providing retirement income using mutual fund longevity insurance: A method for providing retirement income using mutual fund longevity insurance is provided. A current or prospective retiree can purchase a mutual fund coupled with a longevity product. The longevity product insures against the early exhaustion or termination of the mutual fund, superannuation, or poor market performance of the mutual...

20060106691 - Methods and system for providing multiple credit lines: A method and system for applying for and providing an access device, whereby an applicant completes a multipurpose access device application that is reviewed under qualification processes established by multiple access device providers acting in cooperation with each other. Upon a positive result from the review, a linked account is...

20060106692 - Proprietary point of purchase resource: The present invention allows consumers to perform various financial transactions from a single source. Consumers fill out an application and are pre-approved for a variety of financial services. The consumer is provided with a smart card, which is embedded with information about the consumer and all the services for which...

20060106695 - Real-time credit rating using a single financial account: Provided is a real-time method for calculating a credit report based upon information associated with a single, integrated financial account. The account has an associated balance based upon deposits and withdrawals, regardless of the type of transaction that generated a particular deposit or withdrawal. An account history is maintained and...

20060106703 - System and method for aggregate portfolio client support: As system for facilitating client and advisor communications which may include a port to an aggregate database of a client's holdings and profile. When servicing or analyzing a client's financial needs, a financial advisor at a call center or other facility may be presented with a screen displaying some or...

20060106699 - System and method for conducting secure commercial order transactions: The inventive system and method enable secure remote commercial order transactions between customers and merchants. The inventive system and method ensure that customer entire confidential financial data (CFD) is never transmitted to the merchant by keeping that CFD proprietary to the customer's exiting financial service provider (FSP) with which the...

20060106697 - Systems and methods for network-based design submission and selection: In a computer network, a client accesses a management services network and submits a request for a design project. Through the management services network, the client views portfolios showing various work products created by designers associated with the management services network. The client then selects designers, based on the design...

20060106704 - Transaction signature: The present invention provides systems and methods for protecting transaction information stored in a database of a gaming network. To accomplish this, a transaction signature is generated each time the user completes a transaction on a gaming machine. The transaction signature is generated using transaction information from a particular transaction....

20060106694 - Transfer of deposit and debit subscriptions using a single financial account: Provided is a method for transferring automatic debit and deposit transactions from an account at one financial institution to another account at another financial institution. When the account is opened, the old financial institution forwards the request for payment or deposit to the new financial institution. The new institution sends...

20060106693 - Unified banking services via a single financial account: Provided is an integrated financial account that encompasses all types of transactions. The balance of the account is determined by withdrawals and deposits regardless of the type of transaction to which the withdrawal or deposit corresponds. If a debt is presented, the net balance of the account is adjusted downward...

20060106712 - Method and apparatus for online buyer oriented reverse auction system: Methods and apparatus are described for facilitating transactions between a plurality of buyers and a plurality of sellers via the Internet. Product information relating to a plurality of products meeting product criteria specified by a group of buyers is presented via the Internet. Buyers place requests for products at desired...

20060106713 - Method and system for providing an automated auction for internalization and complex orders in a hybrid trading system: A method of providing an automated auction for internalization for the purchase or sale of securities or derivatives in an exchange is disclosed. The method may include receiving an order at an electronic trade engine, disseminating a request for price message to at least one user in response to receiving...

20060106707 - Method and system for trading derivatives: A computer-based system provides a synthetic Contract for Difference (CFD) trading exchange that has the ability to link and replicate the order flow of corresponding underlying commodity markets into derivative CFDs and also link and replicate the CFD order flow into the underlying commodity markets in underlying non-derivative form, all...

20060106711 - Reverse billing in online search: There is disclosed reverse billing in online search. A telephony server may receive a request from a user to cause a telephone call to be established between the user and a merchant. A notice to the merchant may be generated. The notice may include an offer to establish a telephone...

20060106708 - System and method for processing matched trades: A system for reporting and processing a matched trade from a market in response to orders submitted by traders includes a management subsystem for developing configuration data regarding products that are to be traded and traders who are authorized to trade. The system further includes a trade processing subsystem for...

20060106709 - Systems and methods for allocating placement of content items on a rendered page based upon bid value: Systems and methods for determining the value of bids placed by content providers for placement positions on a page, e.g., a web page, rendered according to a given context, for instance, the search results listing for a particular query initiated on a search engine web site, are provided. Additionally, systems...

20060106710 - Systems and methods for determining relative placement of content items on a rendered page: Systems and methods for determining the value of bids placed by content providers for placement positions on a page, e.g., a web page, rendered according to a given context, for instance, the search results listing for a particular query initiated on a search engine web site, are provided. Additionally, systems...

20060106714 - Systems and methods for pricing and selling digital goods: Systems and methods are provided for pricing, selling, and/or otherwise distributing electronic content using auction mechanisms. A randomized auction mechanism is used to determine both the number of goods that are sold and the selling price. The auction mechanism automatically adapts to the bid distribution to yield revenue that is...

20060106715 - Portfolio accounting system and method for handling uncertainty in accounting information: Portfolio accounting systems and methods are adapted to handle uncertainty in accounting information due to time delay in information issuance. Accounting information is represented by streams of sequenced simple transaction states, each individual state describing the state of an account or its changes as known at a certain point in...

20060106716 - Capacity management and timing: This invention provides systems and methods that minimize or remove human intervention during the payment media handling process on the shop floor, in the back office and at the cash-in-transit place. By automating processes and providing physical, tamper evident secure means for transporting the payment media, it is possible to...

20060106717 - End to end check processing from capture to settlement with security and quality assurance: Secure and quality assured electronic end to end check processing from capture to settlement comprising the simultaneous capture of check payment data and an electronic image of the check in which a paper payment instrument is converted into an electronic image and a transaction data file in which image and...

20060106718 - Electronic chain of custody method and system: Methods and systems are provided for maintaining a chain of custody record for the handling of an item transferred among a plurality of custodians. A system in accordance with one or more embodiments can include a plurality of computers operable by the custodians. The system also includes an electronic form...

20060106720 - Printing device, information processing apparatus, printing system, signature verifying method, signature adding method, and program: A printing device capable of preventing a printing process from being performed in accordance with print information sent from a printer driver in version for which permission of use is not given. In a host computer, a print data generator adds signature data to print data, which is transferred to...

20060106719 - Storage of purchase-related information: A memory tag is a transponder device with a memory for storing digital content. Purchase-related information for a product is stored in such a memory tag. A write capability of the memory tag is disabled....

20060106721 - Method for retransmitting or restoring contents key for decrypting encrypted contents data: To provide a license data providing device having a function for restoring license data in writing of the license data from the license providing device to a storage device and so forth, even in a case that the license data has been lost during transmission due to an undesired situation...

20060106722 - Usage rights grammar and digital works having usage rights created with the grammar: A method, system and software for associating usage rights with digital content, including creating usage rights from a grammar, the usage rights specifying a manner of use indicating purposes for which the digital content is used and/or distributed by an authorized party; associating the usage rights with a digital content;...

20060106724 - Protection of data on media recording disks: This invention discloses a secure recording medium having at least one of audio, video and software content, comprising a plurality of media recording disks (DVD's) with a disk security chip embedded in each the DVD, each the disk chip comprising a security key, wherein at least two of the DVD's...

20060106723 - Supporting the use of encrypted media objects: The invention relates to supporting a flexible use of encrypted media objects at an electronic device 10. The encrypted media objects are received at the device 10 in at least one data package. The data package includes in addition a non-editable playlist, which comprises a respective reference to at least...

20060106733 - Computer for operating distributed software: Methods and apparatus for evaluating software freely distributed over the Internet are disclosed. In one disclosed embodiment, licensing system code is inserted into software to be distributed. The code includes a client module associated with the distributed software. A computer operating the software may then by caused to form a...

20060106729 - Method and apparatus for restricting use of a computer program: A method and apparatus for restricting the usage of a computer program is disclosed. A license table multiple data entries is generated. A unique table marker is stored on electronic media signifying the beginning of the table. The data entries follow the marker and contain encoded information relating to any...

20060106728 - Method and system for installing software and hardware feature licenses on devices: A method and system for installing software and hardware licenses on electronic devices supporting licensable features. Specifically, a method is disclosed for installing licenses in a node based licensing scheme. The electronic device defining the node receives an input containing an authorization key. The authorization comprises a license for a...

20060106727 - Method and system for transferring software and hardware feature licenses between devices: A method and system for transferring licenses between electronic devices supporting licensable features. Specifically, in a method a request is generated for transferring a license between first and second electronic devices. The request includes first information unique to the first electronic device, second information unique to the second electronic device....

20060106726 - Method, system, and device for license-centric content consumption: A method, system, and device for license-centric content use or distribution, including a user interface configured to enable a user to manage content by managing a license associated with the content instead of a specific instance of the content, wherein the use or distribution of the content is granted from...

20060106725 - Method, system, and program product for visual display of a license status for a software program: A software program on the computer system is represented by an icon, which is displayed to a user within one of several available icon-level graphical user interfaces (GUIs) of the operating system (OS). In addition to the standard icon displayed in the icon-level GUI, a license status symbol is associated/affiliated...

20060106732 - Network licensing system for portable computers: A network licensing system for portable computers is disclosed for monitoring use of software application. A client module is provided that is associated with the client software application. A licensing module is provided that is associated with the client module. The licensing module monitors the use of the client software...

20060106731 - Regional network licensing system: A regional network licensing system is disclosed. A client licensing module is provided that is associated with a protected client software application. A plurality of regional license servers are provided that include a licensing module. The client licensing modules are configured to monitor the use of the client software applications...

20060106730 - Retro-fitted network licensing system: A retro-fitted network licensing system is disclosed for monitoring the use of pre-existing software applications. A client licensing module is provided that is associated with each of the pre-existing client software applications to be monitored. A licensing module is provided that is in network communication with the client licensing modules....

20060106734 - System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse: Herein is described a tokenless biometric method for processing electronic transmissions, using at least one user biometric sample, an electronic identicator and an electronic rule module clearinghouse. The steps for processing of the electronic transmissions comprise of a user registration step, wherein a user registers with an electronic identicator at...

20060106735 - Rfid transponder dispenser and authorizer: A RFID transponder dispenser and authorizer (RTDA) system for distributing and activating an RFID Transponder at a point of purchase. The system has a storage for Transponders and Transponders in the storage. It also has at least one electronic data reader, network access to a processor system, and an application...

20060106736 - Billing method for telecommunication service based on fixed fee: Provided is a billing method for telecommunication service based on fixed fee according to user's usage time. The method includes the steps of: estimating reference time according to user's usage time of the previous term; estimating guarantee time; reading user's usage time of this term; and billing telecommunication service fare...

20060106737 - Calculation of real time incremental emissions cost: A method of generating emission curves over a range of load points includes obtaining current measurements from a respective sensor. The current measurements are validated and a plurality of emission curves using predefined inputs for each load point are generated. The plurality of emission curves includes an emission design curve...

20060106738 - Automatic address validation: An identifier is received with a portion of a postal address. That portion is compared against multiple additional postal addresses associated with the identifier. If a match is detected, a confirmation is transmitted to a requestor who originally sent the identifier and the portion of the postal address....

20060106740 - Creation and correction of future time interval power generation curves for power generation costing and pricing: Methods, apparatus, and articles of manufacture such as software media for creating projected power production data are disclosed. The method may comprise storing historical heat rate data and historical process information for at least one power generation unit in a historical heat rate database. The method may also comprise retrieving...

20060106739 - Creation of future time interval power generation data using historical data: Methods, apparatus, and articles of manufacture such as software media for creating projected power production data are described herein. The method may comprise storing historical heat rate data for at least one power generation unit in a historical heat rate database. The method may also comprise retrieving the historical heat...

20060106741 - Utility monitoring system and method for relaying personalized real-time utility consumption information to a consumer: A utility monitoring system and method for relaying to a consumer personalized utility consumption information in order to induce the consumer to conserve the utility. The system includes a data source, a processor coupled to the data source, and a display unit coupled to the processor. The processor receives utility...

20060106742 - System and method for weighing and tracking freight: In a freight shipment system and method, the lift trucks used by the freight carrier for handling and loading freight shipments are equipped with a weighing device capable of weighing each piece of freight handled by the lift truck. The lift truck operator also has a scanner for scanning coded...

20060100887 - Apparatus, system, and method for a motion based business decision: An apparatus, system, and method are disclosed for making a motion based business decision. A motion module senses a component of motion such as acceleration or a derivative of acceleration. A log module calculates a motion summary from the motion component and stores the motion summary in a memory module....

20060100889 - Customer-hosted automated configuration catalog: A system and method allows a purchaser to configure products for one or more products. The method includes receiving a data file, incorporating the data file into a procurement system of the purchaser, and configuring the products using the data file, the products including non-commodity products configurable according to business...

20060100890 - Evaluation of a business case baesd on the cost of poor process opportunities: Evaluation of a business case based on the cost of poor process opportunities. In at least some embodiments, an evaluation of a cost of poor process opportunity (COPPO) in an “as-is” process can include calculating a cost per step for each of the plurality of steps or tasks in an...

20060100894 - Method and system for generating qualified sales leads for off-site third party vendors: Generation of qualified sales leads and market research data comprises use of an interactive device at a first commercial location by a customer of a particular vendor. Customer information is input into the interactive device and that information can be—but need not be—related with a pre-existing record of information about...

20060100898 - Method for booking and scheduling actors for projects using a computer network: A method for creating and storing actor profiles in a computer database which may then be searched by producers seeking to cast background or extra roles for projects. The actor profiles are detailed, including all desired physical appearance data, typically including a headshot or bodyshot, which may be used by...

20060100895 - Method for providing digital payload data: A method for providing digital payload data is provided wherein payload data (PD) belonging to a copyright owner (CO) are provided from an intermediate customer (CO) to a final customer (FC) upon a payload payment (PP) by said final customer (FC) to said copyright owner (CO). According to the present...

20060100893 - System and method for managing imaged freight documents: A system and method for managing imaged documents includes a manager computer with a scanner and a database connected thereto. The manager computer includes a program for managing the imaged documents. Information within one or more predetermined zones within an imaged document is read and compared against a database of...

20060100892 - System and method for neighborhood affinity based online environments: A system, method, and computer program product are provided that implement integrated on-line solution for related users (business or otherwise) of a NAF neighborhood the ability to interact with each other and automate and keep track of such interactions. In one embodiment, users/members of a NAF EC can enter requests/offers...

20060100891 - System and method for pricing products and maintenance /administration service cost: An assisting system for pricing products and maintenance/administration service costs is provided which includes: a project data storing section for storing data regarding business contents; a task requirement defining section for decomposition into task units for which risks can be individually assessed based on data regarding contents of the complex...

20060100897 - System for assessing and improving social responsibility of a business: The invention pertains to a system for assessing the level of social responsibility of a business and for monitoring improvements using the assessed level as a baseline. The system includes a self-assessment testing method which establishes a score or “grade” indicative of the level of social responsibility of the business...

20060100888 - System for managing identification information via internet and method of providing service using the same: The present invention relates to a system for managing user identity information via the Internet and a method of providing a service using the same. The identity information managing system including: an electronic identification certificate issuing device for issuing an electronic identification certificate to authenticate and secure a user identity...

20060100886 - Telematics service method: A telematics service method comprising the steps of: monitoring vehicle location; inferring vehicle title transfer from the monitored vehicle location, wherein the monitoring and inferring steps are performed autonomously in the vehicle....

20060100896 - Web based restaurant management: A method and system for providing an online marketplace for registered buyers making frequently recurring purchases of multiple products or services simultaneously from multiple sellers is described. The invention is particularly useful for smaller companies that purchase a large number of different items on a weekly, twice-weekly, or other frequent...

20060100905 - Claim data processing system: A system for processing claim data related to provision of healthcare to a patient includes an interface processor for receiving data related to a claim for provision of healthcare to a particular patient and including a claim type identifier. At least one repository includes predetermined claim generation rules for use...

20060100906 - Client driven healthcare system and process: An advanced primary nurse care system and process is disclosed which is client-driven for processing a number of clients in a timely manner with enhanced healthcare outcomes. The system and process are sized to provide an optimum patient flow and healthcare. The system includes a computer network having a central...

20060100900 - Healthcare content delivery method: According to the present invention, a healthcare content delivery method is provided. The healthcare content delivery system provides in-depth information and detail on medical conditions, pre- and post-operative procedures and more, all from a healthcare professional's own office or web presence....

20060100902 - Medical triage system: A method of determining a triage disposition for a person includes providing a plurality of triage categories that includes questions grouped into a plurality of tiers ranked according to urgency. Each of the plurality of tiers corresponds to one of a set of triage dispositions. At least a first relevant...

20060100903 - Method of enhancing the efficiency of a pharmaceutical business: A method of doing business is disclosed whereby the process for selecting drug candidates is improved. The method involves the application of a technology which makes it possible to determine metabolic processes involved in the formation of any glucose-based metabolite. A precursor molecule is labeled with a stable carbon (13C)...

20060100899 - Portable terminal device and life style disease patient-medical institution cooperation system: There is provided a portable terminal device, and a lifestyle-related disease patient—medical institution cooperation system, which collects a user's biological data and life data, so that it is possible to quickly receive advice from a specialist, and data accumulation and analysis over a long period is possible, to accurately comprehend...

20060100901 - Providing adaptive medical triage: A method of adaptively operating a medical triage system includes triaging a plurality of persons using a set of triage questions to select particular dispositions from a plurality of triage disposition. Triage-related data is acquired as a result of the triaging of the plurality of persons. The triage-related data is...

20060100904 - System for providing rank information of medical service satisfaction and method thereof: Provided is a medical service satisfaction rank information providing system that computes and provides quantified statistical rank information according to a medical institution/department/doctor upon a user request based on medical service satisfaction points inputted by a user that received a medical service and recommendation points for each medical institution/department/doctor inputted...

20060100910 - Interactive video based remote health monitoring system: A health monitoring system includes a plurality of remote user sites, each remote user site comprising at least one health monitoring device for collection of user health monitoring data, an interactive video device, and a user interface apparatus; at least one remote computing facility configured for signal communication with, and...

20060100908 - Matching travel arrangements of medical practitioners with requests for transports of patients: A method for organizing pre-planned medical assistance for a transport of a patient comprises the computer-implemented step of matching information about travel arrangements of medical practitioners with a request for the transport of the patient, wherein the information about said travel arrangements is contained in at least one computer-implemented database...

20060100907 - Medication management system: A medication management system (MMS) includes a medication management unit (MMU) associated with a medical device. The MMU downloads a medication order to the medical device only if information from a first input matches information from a second input. The medical device receives delivery information only from the MMU. The...

20060100909 - Providing standardized medical triage: A triage category for determining a medical triage disposition includes a set of tiered triage questions comprising a plurality of only yes/no questions arranged in a plurality of tiers. The tiers are ranked according to a level of urgency. There is also a plurality of dispositions corresponding to the plurality...

20060100911 - Health insurance for their own employees at and by companies, manufacturers, enterprises, organizations, agencies: Health insurance enterprising policy leads to increase an additional income channel from their own employees at and by enterprises, manufacturers, companies, organizations, agencies besides their original business lines. It simplifies business network to be a project of neither investment capital nor competitor to benefit enterprises in their developing fields at...

20060100913 - Method and system for insurance portfolio analysis: A system and method for insurance portfolio analysis is provided. More specifically, a web based system is disclosed for managing user sessions over the Internet. The user can provide data relating to present and proposed insurance policies and receive access to a summary and various comparison graphs....

20060100912 - Real-time insurance policy underwriting and risk management: Provided is a technique for evaluating risk associated with underwriting an insurance policy (FIG. 1). At least one location to be covered under the insurance policy is received (FIG. 3, block 320). Risk associated with the location is automatically assessed (FIG. 3, block 338). It is determined whether to underwrite...

20060100914 - System for, and method of, providing travel-related services: Legacy transactions, and their costs, meeting specified parameters may be provided through a wide area network to a processing station (e.g. a travel agency). These parameters may be airline flights leaving on a particular day from a specified originating location to a specified destination and specifying established and published fares...

20060100915 - Plant apparatus operation support device: It is an object of this invention to provide an apparatus that selects and specifies an optimal operating method for plant equipment while estimating risk-cost that relates to damage, performance deterioration, and functional stoppage, of the plant equipment, and comparing the risk-cost with profit gained from operation. To achieve the...

20060100916 - System, method, and software for convergence-based project planning: A product development technique is provided that enables a user to define a product family design structure. The product family design structure includes a number of customer concerns, a number of physical properties associated with components of the product, and a number of relation models. Each customer concern is associated...

20060100918 - Modeling operating efficiency based on rates of unresolved problems: Modeling operating efficiency based on rates of unresolved problems. Embodiments of the present invention describe a tool that model operating efficiency be examining the impact of unresolved problems in an enterprise. An inventory of unresolved problems is determined based on at least some of, a beginning inventory of problems, an...

20060100917 - Takt calculator for use in operationalizing process excellence: Takt calculator for use in operationalizing process excellence. A takt time calculator tool can help facilitate a six sigma and/or lean methodology that can operationalize process excellence. The takt calculator can determine an amount of time needed to produce a unit of output subject to demand in both an “as-is”...

20060100919 - Employee recruiting systems and methods: Methods and systems for employment recruiting are provided. In one aspect, a remote call center is used to make initial contact with the candidates to obtain information regarding their placeability and urgency in changing jobs, and to provide an initial screening (107), and a local candidate specialist may then personally...

20060100920 - System and method to provide supply chain integrity: A method of detecting abnormalities in a supply chain wherein items of a plurality of supply chain principals are transferred in an operational field from one supply chain participant to another through various transfer transactions, comprises the steps of utilizing distributed electronic data recording equipment to collect in real time...

20060100921 - Automatic system for monitoring and managing the admittance to parking places: An integrated automatic system for remote monitoring and management of vehicle access and parking in urban areas on a selective bases comprises: a mobile recognition device (17), in which a user code is memorised, and which can be positioned inside a vehicle (18); a detection sensor (11) installed close to...

20060100925 - Demand coupon generating system and method of using same: An on demand coupon generating system for use in a retail setting having a checkout counter and a merchandise display section with products having product identifiers and nearby price displays and including a kiosk with a local processor having access to a searchable database loaded with a listing of product...

20060100924 - Digital media file with embedded sales/marketing information: Techniques for facilitating e-commerce by utilizing sales, marketing and/or tracking information (“e-commerce information”) embedded in digital media files are disclosed. These techniques can allow a user of a media management application to purchase digital media files or other subject matter based on the embedded e-commerce information....

20060100922 - Guest screening device: A guest screening device is provided that is operative to display an advertising message. The guest screening device may include a portal formed to allow a user to pass therethrough, a scanner, a sensor mounted proximate the portal, a controller, and at least one display device mounted proximate the portal....

20060100930 - Method and system for advertising: A system and method for communicating advertisements to potential consumers by providing a combination of hard-copy and electronic media. The system and method feature a main console having a rack for displaying hard-copy promotional items, such as business cards, in visual proximity to at least one electronic display. The electronic...

20060100923 - Method for web-based distribution of targeted advertising messages: A method for web browser-based distribution of targeted advertising messages is provided. An advertising party registers with a distributor of targeted advertising messages. An advertising campaign for goods targeting user demographic categories chosen by the advertising party is created, with advertising messages being customized for each category and the advertising...

20060100926 - On demand advertising: A method and system for transmitting marketing messages, such as advertisements and/or coupons, to shoppers in a store. The marketing messages are transmitted by a low-power line-of-sight transmitter which is positioned in a specific predetermined product area. After determining the identity of a passing shopper, a tailored marketing message is...

20060100927 - Prepaid payment card that can be instantly recharged remotely by coupon: The invention pertains to a payment method by prepaid bankcard provided by a financial intermediary of a transaction with a merchant including the recharging steps of modifying on the management server the information relative to the balance available to the holder of the bankcard, wherein the recharging is implemented via...

20060100928 - System and method for providing content to a mobile communication device: A method for providing content to a mobile device from a third party advertising system operating in conjunction with the host server in response to requests for content from the mobile device, wherein the method comprises the steps of transferring the mobile session from the host server to the third...

20060100929 - System for issuing short life coupons or other promotional devices: An improved short life coupon system which allows a television viewer to select discount or promotional coupons while viewing a television commercial. Coupon information relating to the commercial is sent to a central station which also contains up-to-date point-of5 sale information. This information is analyzed by the central station so...

20060100931 - Point-of-sale server and method: A method for use in marketing includes detecting, at the point-of-sale, a plurality of Uniform Product Codes associated with respective items purchased by a customer. The method also includes transmitting, on a substantially real-time basis, the plurality of Uniform Product Codes over the Internet to a remote computer connected to...

20060100932 - Sales system and recording medium: The present invention relates to a recording medium on which information is recorded, and in particular to a recording medium on which commodity sales information is recorded....

20060100934 - Automated customer interface and ordering system for requisitioning the manufacture of customized equipment and products: A computer implemented method and system for automating the process of creating and placing customized manufacturing orders for complex electronic equipment and housing assemblies. In one non-limiting example implementation, a computerized customer ordering interface is provided for aiding a requisition engineer in designing and requisitioning the manufacture of customized cabinet/rack-mounted...

20060100937 - Inventory control system and methods: A system and method which allows third-parties to monitor company inventory via the Internet and World Wide Web (“web”) and automatically order needed items. The present invention also provides a forum through which resellers and customers may directly interact to resell surplus and used equipment. The present invention may also...

20060100935 - Method of payment for mobile platform network access: A method is provided for authorizing a mobile platform passenger to use his/her affinity program merit points to pay for access to services provided by a mobile platform communication system. The method includes communicating an authentication request message from the mobile platform communication system to an affinity program authentication Web...

20060100933 - Mobile terminal device, mobile terminal method, mobile terminal program, providing server device, providing server method, and providing server program: An IC chip for non-contact IC card is installed to a mobile phone 7 having an Internet access function. At the selling time of the mobile phone 7, an application program is not installed in the IC chip. A user purchases the mobile phone 7, thereafter, accesses an electronic-money server...

20060100936 - Requirement management device, requirement management method, computer product: When ordering manufacture of a product, an input is received of request information including at least information on desired delivery date for the product, information on desired quantity of the product, and information on which step the product is fabricated to (requirement rank information), and all or part of the...

20060100938 - Eye test service system: An eye test service system comprising an eye test service apparatus for obtaining eye test data of an objective eye of a service user, connected to a database system through a communication line, and provided at an eye test service equipment, the database system having an eye test data memorizing...

20060100940 - Analyzing product portfolios: Methods, systems, and computer programs for analyzing product portfolios are described. In one aspect, demand data, lead time data, and inventory data are received for a product portfolio comprising a set of finished products manufactured from a set of associated parts. A measure of inventory cost is computed for the...

20060100939 - Method and system for managing commodity information in a supply chain of production: The invention pertains to a method and system for managing commodity information as a commodity flows through a supply chain of production....

20060100941 - Systems and methods for remote validation: Systems and methods consistent with embodiments of the present invention provide for a method for remote data validation of shipment information. In some embodiments consistent with the present invention shipment information including at least one item identifier of an item in the shipment and at least one entity identifier of...

20060100946 - Co-investment structure with multi-option hurdle rate alternatives for performance based asset allocation: A co-investment structure that aligns interests among investors and investment managers by creating pure performance based compensation for the investment manager while overcoming the conundrum facing asset allocators in selecting investment managers. The co-investment structure provides cash-based evaluation of performance and offers multi-option hurdle rate alternatives that accommodate the performance...

20060100947 - Method and apparatus for facilitating management of information technology investment: A method, product and system are disclosed for facilitating user navigation between one or more investment maps and corresponding scorecards generated using stored data associated with performance metrics of a several information technology (IT) projects....

20060100944 - Method and computer network for co-ordinating financial services/products: The invention relates to a method and a computer for coordinating an electronic qualification form between a consumer and a plurality of financial service providers and wholesale investors. After receiving qualification form data, a special processing computer applies a filter to the data. The filter comprises selection criteria provided by...

20060100945 - Method and systems for operationalizing process excellence: Method and systems for operationalizing process excellence. An execution methodology of the invention can meld process excellence with various tools and incorporate activity-based financial modeling, and an operating efficiency model. The overall process can be divided into sessions which can include pre-work, as well as characterizing “as-is” and “to-be” processes....

20060100943 - Method for encouraging business investment by providing abandonment value: A method for encouraging capital investment that includes a real option structure in which one company invests in another company and receives an exclusive field of use license plus an equity position. The equity position forms the basis of abandonment value if the option is not exercised, which offsets risk...

20060100942 - Method of using market techniques to incentivise and value knowledge building: A method for operating a knowledge market and a knowledge market are disclosed. The method for operating the knowledge market includes creating a knowledge base with a plurality of knowledge assets. A strike value is assigned to each of the knowledge assets. An earned value is calculated for each of...

20060100948 - Methods for creating and valuating intellectual property rights-based financial instruments: Systems, methods and computer program products for creating and valuating intellectual property rights-based financial instruments, including patent futures, options, swaps, and the like, are disclosed. In an embodiment, the present invention provides a “patent derivative” to allow investors (e.g., venture capitalist) to hedge their risk in investing in a high-technology,...

20060100949 - Financial indexes and instruments based thereon: A financial instrument in accordance with the principles of the present invention provides creating an underlying asset portfolio and implementing a passive total return strategy into the financial instrument based on writing the nearby call option against that same underlying asset portfolio for a set period on or near the...

20060100954 - Automated trading system: An anonymous trading system is configured to receive a price stream from a bank or other institution. The price stream is converted into a quote stream and input into the trading system via an automated trading interface. The quote stream has its own deal code. The deal code credit limits...

20060100953 - Data processing flow chart control system: A data processing flow chart control system includes a variable sequence series of independent data processing blocks for receiving input data corresponding to price versus time data for a variable price item and for generating time-related entry and exit signals corresponding to the acquisition and disposition of rights to the...

20060100955 - Data processing for an exchange traded fund: An accounting system allows posting transactions to a general ledger of an Exchange Traded Fund. The accounting system includes a computer-assisted process that nets subscription and redemption orders that occurred over a particular time (e.g., one day) and records a transfer of securities into or out of the fund based...

20060100950 - Method for valuign forwards, futures and options on real estate: A system and method for matching buy and sell orders is provided. A daily cash index of real estate values for a local region is maintained based on real estate transactions and/or real estate transactional activity, and a trading instrument representative of an interest in real estate in the local...

20060100952 - Method of preparing a product quote for a customer: The present invention provides an efficient and simple method of preparing a product quote for a customer operating a technical installation. The product quote is based on a data set acquired during the operation of the installation, a product chosen for use with the installation and a customer benefit related...

20060100956 - Search engine: The present invention provides for a method of updating an internet search engine database with the results of a user's selection of specific web page listings from the general web page listing provided to the user as a result of his initial keyword search entry. By updating the database with...

20060100951 - System and method for implementing push technology in a wireless financial transaction: A method for executing a trade is provided that includes communicating financial information to a handheld device via a network, the financial information being associated with a trade that can be initiated by the handheld device. The handheld device is connected to the network via a Push to Trade™ protocol....

20060100957 - Electronic data processing system and method of using an electronic data processing system for automatically determining a risk indicator value: An electronic data processing system for automatically determining a risk indicator value based on a number of risk parameters, for evaluating a risk involved with performing a transaction between a client and a transaction provider in said data processing system....

20060100958 - Method and apparatus for operational risk assessment and mitigation: Risk in business management is analyzed based on a probabilistic network approach which quantifies the impact of operational risk on financial metrics such as Value-at-Risk (VAR) and/or Potential Losses (PL). This approach provides further capability to determine the optimal placement of one or more countermeasures within a system to minimize...

20060100959 - Methods and systems for implementing derivative transactions: Methods and systems are provided for executing a futures transaction for a customer. A record of a stored-value account is maintained on behalf of the customer at a host system. The record includes an identification of a level of value stored in the stored-value account. A request is received at...

20060100960 - Systems and methods for integrating multiple interaction arrangements: Methods and systems are provided for executing such a bilateral action. A communication is received at a host system. A determination is made that the communication identifies a physical instrument that identifies an account of stored value. A request is transmitted to another host system to debit the account by...

20060100961 - Automated teller machine, a personal wireless device and methods of transferring funds therebetween: An automated teller machine (ATM), a personal wireless device (PWD) and methods of transferring funds therebetween. In one embodiment, the ATM includes (1) a user interface configured to receive direct input from a user, (2) a personal wireless device (PWD) authenticator associated with the user interface and configured to authenticate...

20060100962 - Permitting utilization of computer system resources in accordance with their licensing: Permitting utilization of computer system resources in accordance with the licensing thereof is disclosed. A method includes conducting an inventory of the resources of a computer system. The method determines which of the resources of the computer system are licensed for current usage, and permits utilization of these resources. Other...

20060100963 - Recommender and method of providing a recommendation of content therefor: The invention relates to a system for recommending content items. A user profile processor (113) determines (201) a user preference profile for a user for different categories of content. When a content item is received (203), a recommender processor (111) determines (205) if a first content item correlates with the...

20060100964 - Product protection gateway and method for checking the authenticity of products: The invention relates to a product protection system whereby a product piece is provided with a product-specific identification sequence (K) which is converted into a coded check sequence (C), by means of an encoding method (F1) using a secret encoding sequence (B). A product control sequence is applied to or...

20060100965 - Digital content after-market broker system, method, apparatus and computer program: In one aspect thereof this invention provides a system and a method to operate a network node to facilitate conveying rights to digital content. The method includes forming a record in a collection of records of an occurrence of an acquisition of rights to a certain digital content by a...

20060100966 - Wireless communication terminal suspending interrupt during rf payment and method thereof: Provided is a wireless communication terminal for mobile commerce that can suspend events during Radio Frequency (RF) payment, and a method thereof. The terminal for mobile commerce can secure integrity of the mobile commerce by suspending events generated during the RF payment of a mobile commerce. The terminal includes: a...

20060100967 - Electronic pricing system, device and method: An electronic pricing system, includes price label system server adapted to communicate with a price controlling application (PCA) server communicating price label information to price labels (PLs). The system is designed to generate control signals for updating price information related to at least two separate sales items that are both/all...

20060100969 - Learning-based method for estimating cost and statistics of complex operators in continuous queries: A learning-based method for estimating costs or statistics of an operator in a continuous query includes a cost estimation model learning procedure and a model applying procedure. The model learning procedure builds a cost estimation model from training data, and the applying procedure uses the model to estimate the cost...

20060100968 - Method for distributing electrical power to downhole tools: A method for distributing electricity to downhole tools is disclosed in one aspect of the present invention as including providing, by a downhole generator provider, a downhole generator configured to generate electricity. A second provider, such as a downhole tool provider, provides a downhole tool that requires a source of...

20060100970 - Method and system for facilitating package delivery: A method and system for facilitating the delivery of one or more packages between parties involved in Internet auctions and other types of transactions in which the sender and the recipient wish to remain anonymous with respect to each other. The sender consigns each package to a third party consignee...

20060095270 - Brand/generic classification system: A method and system for categorizing a medical or a pharmaceutical product. The method includes determining an originator indicator for the product (220), determining a-patent status (240), determining a tradename indicator for the product (250), and categorizing the product (260) as a branded product or a generic product, using the...

20060095292 - Conditional rate modelling: A system for generating a model of unknown values of several rate series at specified times includes a computing device configured to receive input indicative of the parametric model type of the unconditional rate dynamics; receive input indicative of a known or unknown rate value for each rate series and...

20060095278 - Evaluating worker initiative in a work system: A method is provided for evaluating worker initiative. The method includes receiving a response to a questionnaire from a person. The questionnaire includes a plurality of questions related to a worker initiative characteristic. The questions include: whether the person determines when to start working on a task; whether another person...

20060095274 - Execution engine for business processes: An execution engine is disclosed for executing business processes. An executable object model is generated for a business process document. Executable object models of business processes are assigned to virtual processors....

20060095287 - Interaction between service providers and customers: A document is described which has on it both printed information and a memory tag. The memory tag is a transponder device with a memory for storing digital content. The memory contains information relating to the progression of a transaction between a customer and a service provider....

20060095285 - Manipulation of information embedded in content: System and method involving the manipulation of information that may be embedded in content in a variety of ways and for a number of reasons, such as for protecting the embedded content from unauthorized users. Additionally, application program interfaces are disclosed that expose one or more methods relating to encoding...

20060095273 - Method , a system and a generator of a script for routing a script-oriented dialog between an operator of a call center and a customer: A system (6) arranged to route a dialog between an operator of a call center and a customer. Said system comprising a communication script (44) arranged to follow a scenario corresponding to a customer's case by means of presenting a plurality of messages to the operator. Said system further comprising...

20060095280 - Method and apparatus for paying for printing materials in a printer over the usage time of a printer cartridge: An improved printing system is provided in which the toner or ink printing material is paid for in portions of a the total amount contained in an ink or toner cartridge. Only a portion of the printing material is authorized for use when the cartridge is new, and further amounts...

20060095275 - Method and structure for implementing b2b trading partner boarding: A computerized method (and structure) of implementing a business-to-business (B2B) boarding process includes providing a set of questions related to the B2B boarding process to a new business to be boarded into an existing B2B system....

20060095282 - Method and system for displaying prioritization of metric values: A computing system, method, and computer program product display a plurality of metric values by forming a plurality of cells within a two-dimensional array and generating and displaying, within the plurality of cells, an indication of mutual importance for a set of metric values associated with two entities. The two...

20060095293 - Method and system for providing and using ticket: A method and system for providing a ticket to a user using a portable terminal and using the provided ticket are provided. The method for providing a ticket involves a server capable of issuing the ticket and a ticket issuer issuing the ticket requested to be issued by the portable...

20060095279 - Network support for post office box mail deposit notification: Embodiments of the method and system provide for notifying a post office box renter when mail is available for pickup. The method in an embodiment may have the steps of: detecting at least one mail item in a post office box; sending a signal indicative of the mail item being...

20060095286 - Rental service server and rental service system: A rental service server includes a storage unit and search unit. The storage unit stores rental product information containing rental product identification information and at least one feature information, rental information containing information representing whether a rental product has been rented, and reservation information containing information representing whether the rental...

20060095271 - Research development technology transfer method,program, and recording medium: Matching between seeds of technology developed and needs required by an enterprise is found and the technology as the study result is transferred. A processing unit discloses technology seeds information including a study/development plan, study result, expected result, study cost, balance, and the like via a communication network. Upon reception...

20060095276 - Role-oriented development environment: This invention relates to a business application development and execution environment that recognizes and supports various development and user roles. Aspects of the method and system are adapted to builders, assemblers, power users and end users....

20060095283 - Servicer linkage system, portfolio generation support system, portfolio generation support method, relay computer and recording medium: Provided are a servicer linkage system, a portfolio generation support system, a portfolio generation support method, a relay computer and recording medium storing a computer program capable of deciding an appropriate combination of financial products and specifying the trading order thereof. A relay computer connected with dealer computers and a...

20060095290 - System and method for authenticating users for secure mobile electronic gaming: A method for authenticating a wireless device on a secure network includes transmitting a first communication from the wireless device to the network. The first communication includes an application code selected according to a type of the wireless device. A second communication is transmitted from the network to the wireless...

20060095291 - System and method for authenticating users for secure mobile electronic transactions: A method for authenticating a wireless device on a secure network includes transmitting a first communication from the wireless device to the network. The first communication includes an application code selected according to a type of the wireless device. A second communication is transmitted from the network to the wireless...

20060095284 - System and method for saving the rainforests: The destruction of the rainforests in the last decades has become the biggest crime against humanity and against nature and against other entire species of animals, and also the biggest irreversible folly of the late 20th century and beginning of the 21st. Various statistics show that at the current rate...

20060095272 - System for ordering, tracking and payment of goods and services: A management interface hub mediating between a procurer of goods or services and providers of goods or services, wherein communication between said interface hub and said providers is via any one of a selection of communication methods....

20060095281 - Systems and methods for estimating click-through-rates of content items on a rendered page: Systems and methods for determining the value of bids placed by content providers for placement positions on a page, e.g., a web page, rendered according to a given context, for instance, the search results listing for a particular query initiated on a search engine web site, are provided. Additionally, systems...

20060095277 - Tracking system: Provided is a tracking system preferably utilized to track bus passengers as they travel. Identifying information is contained in cards carried by the passengers, and scanned upon entry or exit of a bus. The information may be transmitted to a base station and validated in real time to ensure that...

20060095288 - Transaction network: The systems, methods, and software of the present subject matter utilize data translation objects in translating data between trading partner specific data formats and a general data format. Each trading partner creates a data translation object for translating data to and from their proprietary formats to the general format. Upon...

20060095289 - Warranty tracking systems and methods: A warranty tracking system associates products and/or their sub-components with warranties and/or guarantees on them, and with the consumer who owns the product. When the consumer needs to investigate whether a warranty claim can be made on the product, the system provides information on the warranty, and optionally can provide...

20060095294 - Computerized method and system for documentation-based coding: Computerized methods and systems for professional evaluation and management coding of a patient visit based upon documentation are provided. Such methods and systems increase efficiency and enhance the quality of clinician documentation by permitting automatic coding as a byproduct of documentation and eliminating the necessity for an after-the-fact check of...

20060095295 - Method and system of pre-registration for vaccines: A pre-registration scheme for vaccines allows near certain delivery to an end user. In one example embodiment, this is accomplished by receiving user information including a name and identifiable information. A user information validation screen, including a field requesting a name and identifiable information, is then displayed. The user information,...

20060095298 - Method for horizontal integration and research of information of medical records utilizing hippa compliant internet protocols, workflow management and static/dynamic processing of information: A system for management of patient data and simplifying the workflow of attending physicians, residents, nurses, etc. The system is implemented in three software modules: 1) a workflow management module for information entry, manipulation and output (workflow forms management); 2) a query module for data research; and 3) a billing...

20060095299 - Monitoring adherence to evidence-based medicine guidelines: A medical rating system may include a set of rules of good medical practice, a rating agency providing a rating and a rating indicator based in part on the physician's adherence to rules of good medical practice....

20060095297 - Skin assessment kiosk: A kiosk provides topical skin assessment surveys and skin care selection. The topical skin assessment survey is performed by a self-guided interactive program using a plurality of UVA lamps which illuminate trouble spots on the skin that cannot be seen in a natural light environment. In addition to a topical...

20060095296 - System and method for improved data retrieval in a clinical reporting environment: Certain embodiments of the present invention provide a system and method for interfacing with clinical data. The system and method provide for data acquisition independent from data operations. An input unit may acquire a command from a user. The command is communicated to a data engine unit. The data engine...

20060095300 - Providing patient-specific drug information: Systems and methods for processing data relating to use of a drug by a patient that receive patient information and determine a dosage of the drug on the basis of the patient information. The systems and methods may be operated to provide patient-specific information on drug cost and on comparative...

20060095304 - Evaluating risk of insuring an individual based on timely assessment of motor vehicle records: Automated generation of reports based on insured persons' motor vehicle records. Insurance carriers can automatically obtain, at appropriate times, customized reports for use in monitoring and assessing insured persons. Incident data regarding the insured persons' motor vehicle records is received and translated, according to the insurance carriers' pre-set designations, into...

20060095305 - Insurance coverage verification: Automated generation of reports based on insurance coverage of youthful drivers. Insurance carriers can automatically obtain, at appropriate times, customized reports for use in monitoring insurance coverage of youthful drivers. The youthful drivers can be newly-licensed persons who reside with insured persons. The reports can indicate whether the youthful drivers...

20060095303 - Method and apparatus for a generic mechanism for adjudication of claims in a claims processing system: A method and system for a generic mechanism for adjudication of claims in a claims processing system. The generic mechanism comprises a Web services module, a Web portal, a batch loader, a claim database, and an interface engine. The Web services module, the Web portal, and the batch loader are...

20060095302 - System and method for processing work products for vehicles via the world wide web: A method and system for receiving data relating to an insurance claim for a damaged vehicle and transmitting a valuation report for the damaged vehicle over the world wide web. The system includes a client computer and a web server that are coupled through an electronic communication network such as...

20060095301 - System and method for the assessment, pricing, and provisioning of distance-based vehicle insurance: A system and method for assessing, pricing, and provisioning distance-based vehicle insurance are provided. In one example, the method receives identification information of a customer and an associated vehicle, and a current odometer reading. Multiple coverage types are provided to the customer, as is at least one quote when the...

20060095308 - Application of supply chain unit cell or cell group or boundary conservation of value and quantity to computer management system: The invention is specifically appropriate to apply to the supply chain management system concerning any change of quantity or value of raw material, semi-products as well as finished goods etc. It can also be used among the electronic business computer systems in various enterprises supply chain cell groups. In other...

20060095306 - Market allocation design methods and systems: Techniques for determining constrained market allocation for a travel network having a plurality of origin-destination market pairs include using a first device that computes constrained market allocation based on the capacity of at least a first leg of the travel network and the passenger utility of at least one path...

20060095307 - Method and system for establishing a defined benefit plan: A computer-implemented method of establishing and maintaining a defined benefit plan for a party. A user interface is associated with a computer system for requesting and receiving employment information from the party through the user interface. The computer system automatically determines an eligibility of the party for the defined benefit...

20060095309 - Method for application and infrastructure rationalization: A method for application rationalization to assist clients in reducing the complexity of information technology (IT) and expedite the benefits of IT transformation. One exemplary application is described using the disclosed methodologies within the communications industry....

20060095310 - Categorizing work in a work system: A method for categorizing work including receiving a response to a questionnaire from a person. The questionnaire includes a plurality of scales, with each of the scales corresponding to one of a plurality of work characteristics. Each scale includes one or more questions related to the corresponding work characteristic. Scale...

20060095311 - Method, system, and computer software program product for analyzing the efficiency of a complex process: A method of analyzing a workload schedule compared to available resources is provided. Projects comprising a process with at least one task are identified. A work time for each task is determined, including a greatest hands-on work time task. An effort equivalence (EE) for each task is determined by normalizing...

20060095313 - Evaluating input ambiguity in a work system: A method is provided for evaluating input ambiguity in a work system. The method includes receiving a response to a questionnaire from a person. The questionnaire includes a plurality of questions related to an input ambiguity characteristic. The questions include: whether inputs to a work task are available; whether the...

20060095314 - Method for approving a new supplier: A method of approving a new supplier is disclosed, which is used in an electronic dealing system (EDS) having an operating interface of a web page. At first, fields in a questionnaire are inputted and a plurality of electronic examination documents by a supplier candidate is uploaded. In response to...

20060095312 - Method, system, and storage medium for using comparisons of empirical system data for testcase and workload profiling: Systems and methods for using comparisons of empirical system data, (e.g., performance, accounting, software module or function frequency), for testcase and workload profiling are provided. Instead of asking a customer what he does, simply asking for some set of empirical data that can be formatted, reduced, and analyzed. By gathering...

20060095315 - Method and apparatus for a mechanized attendance management system: A plurality of data objects are created relating to employee attendance, each data object having a potential relation with one of more other data objects. A trend among individual employees or groups of employees using among a plurality of data objects is evaluated. A course of action is recommended so...

20060095316 - Method and system for establishing a defined benefit plan: A computer-implemented method of establishing and maintaining a defined benefit plan for a party. A user interface is associated with a computer system for requesting and receiving employment information from the party through the user interface. The computer system automatically determines an eligibility of the party for the defined benefit...

20060095317 - System and method for monitoring retail store performance: A system for monitoring the performance of at least one task associated with operation of a retail store. The system includes at least one monitoring device positioned and adapted to provide images of at least one location within the retail store, with each image showing at least one factor related...

20060095322 - Determining prospective advertising hosts using data such as crawled documents and document access statistics: Ad delivery systems want to find good advertising partners easily and efficiently. To this end, available data such as crawled Webpages, access statistics, advertising offers, etc. may be analyzed. The available Webpages may be scored and sorted based on estimated revenue of the Webpages. The scored and sorted Webpges may...

20060095324 - Electronic capture of promotions: Promotional content is electronically displayed on section directories placed throughout a store. A consumer captures one of the displayed promotions by providing consumer identification or other input at a consumer interface device located in the section corresponding to the directory which displays the promotion. The consumer identification is then associated...

20060095319 - Marketing and compensation method: The invention relates to a marketing and compensation method and computer system that can be utilized in connection with the marketing and sale of products and/or services. The method and computer system may be utilized in connection with the marketing and sale of products and/or services relating to the collection...

20060095321 - Method and apparatus for promotion management: One embodiment disclosed relates to a method of managing promotions. A determination is made that a promotion is activated, and a product database, including an entry with information on the promotion, is accessed. The promotion information is incorporated into a web page template. The promotion information is also incorporated into...

20060095325 - Method and system for tracking purchasing habits: A system and method for tracking purchasing habits includes receiving in a computer system for a store, a shopping list including a product. The shopping list comes from a consumer and is independent of an inventory for the store. The store records a purchase by the consumer and compares the...

20060095326 - Sales tool using demographic content to improve customer service: A sales tool for improving customer service comprises a computer system including a processor, program, and network communication interface, wherein the computer system is configured to receive a geographic identifier, and configured to retrieve content relevant to the geographic identifier and provide the content to an operator. In one embodiment,...

20060095323 - Song identification and purchase methodology: In an embodiment, a method for identifying media content, includes: providing an audio input data; digitizing the audio input data from an analog audio waveform to a digitized audio waveform; comparing the digitized audio waveform with waveform patterns stored in an electronic library; retrieving a matching media content based upon...

20060095327 - System and method for identifying customer offers: A system and method for identifying customer-specific offers by utilizing information on promotions such as vendor allowance programs and information on customer purchase histories are provided. By correlating information on products that are subject to predefined promotions with a customer's purchase history, offers on products, which meet various criteria, are...

20060095329 - System and method for providing online travel-related services coupled with targeted advertising: A system and method for providing online services for air travelers coupled with providing targeted advertising for online advertisers. More particularly, the invention allows air travelers to select online their seats, seatmates, or both, while at the same time allowing advertisers to target these travelers based on any combination of...

20060095320 - System and method of electronic advertisement and commerce: A system and method of electronic advertisement and commerce, wherein commercial advertisements are electronically mailed to a prospective and/or current consumer via a global networking system. Following completion of the commercial advertisements, an electronic “pop-up” page or window prompts or enables the consumer to access live chat-rooms to discuss or...

20060095318 - System and method of providing discounts on the purchase of gasoline: A method of providing a customer with a gasoline discount including determining accumulated discount information each time: the customer performs a predefined action, customer identification information is obtained, such as by using a customer identification element, and information relating to the performed action is received. The accumulated discount information is...

20060095328 - System and method of providing discounts on the purchase of gasoline: A method of providing a customer with a gasoline discount including determining accumulated discount information each time: the customer performs a predefined action, customer identification information is obtained, such as by using a customer identification element, and information relating to the performed action is received. The accumulated discount information is...

20060095330 - Merchandise sales data processing apparatus: A receipt issuance facility included in a receipt printer incorporated in a merchandise sales data processing apparatus is utilized in order to print a role assigned to a key together with a frame matched with the size of the key....

20060095331 - Content creation, distribution, interaction, and monitoring system: A system for managing an end-user's (Seeker 999) request for information and entertainment. This information can be retrieve using a kiosk with a computer, using software over the Internet with a hardwired computer-like device, or using software with a wireless handheld device (TO-Us 200). Applications (1086) include any areas including...

20060095332 - System and method for providing access to an application through a common interface for application extensions: A method and system to permit externally created business objects to access a business management application database without using direct database language statements. An add-on framework includes an add-on extension manager to start an add-on application, register a form from the add-on application, and receive and route an event from...

20060095333 - System and method for an electronic commerce product for managing the pricing, inventory, sales, and selection of goods and services offered for sale: The present invention represents an inventory management and process control system that enables suppliers, distributors, retailers and wholesalers to share their physical inventories with each other. It also provides facilities for publishing that data to retailers' web sites while providing innovative pricing and incentive schemes....

20060095334 - A method and apparatus for associating tickets in a ticket hierarchy: A method and apparatus for associating session ticket includes a ticketing authority server. The ticketing authority server receives a ticket generation request and information about a client node. It identifies a master session ticket associated in a storage element with the client node. The ticketing authority server then generates a...

20060095335 - Inventory management of resources: A method, apparatus, system, and signal-bearing medium that, in an embodiment, receive vendor resource data and vendor logic from vendors, receive customer resource data from a customer, build a page based on the customer resource data and the vendor resource data, send the page to the customer, and invoke the...

20060095341 - Matching system and method for product requirement: The present invention provides a product requirement matching system and the method thereof, implemented on a product requirement matching website connected to the Internet. The product requirement matching website comprises a product database to collect a large number of specifications and the characteristic curve of commercially available fans. When the...

20060095343 - Methods and systems for a dynamic networked commerce architecture: One embodiment of the present invention provides systems and methods, which allow a more efficient shopping experience. A cascading commerce menu provides access to a plurality of product, service, and/or content categories. In one embodiment, the cascading commerce menu is stored on a client computer, thereby providing quick access to...

20060095342 - Ordering of goods or services using memory for storing digital content: Ordering of Goods or Services using Memory for Storing Digital Content A memory tag is a transponder device with a memory for storing digital content. The memory contains code for generating an order for goods or services from a plurality of order choices....

20060095340 - Personalized event multimedia capture system: A method including the steps of receiving payment from a user, assigning an user identification to the user, detecting a user identification, and capturing multimedia information related to the user identification. Then, the multimedia information is transferred to a remote location; a reduced version (thumbnail) of the multimedia information is...

20060095339 - Reservation of digital media items: Techniques for interacting with an online media store using a first device to identify a digital media item of interest to a user of the first device, using the first device to store an interest indicator for the digital media item of interest at the online media store, and subsequently...

20060095337 - Spontaneous sharing of media asset references: A solution for spontaneous sharing between a sharer and a recipient device of a media asset reference for a media asset purchased through a media service by a user of the sharer device using a short-range wireless protocol is described. The reference includes a network resolvable identifier of a media...

20060095338 - Strategies for gifting resources: A gifting service is described for issuing and consuming gifts via an electronic infrastructure, such as a system for distributing media resources. A giftor can interact with the electronic infrastructure to define the gift by identifying the recipient of the gift and the benefit conferred by the gift. The recipient...

20060095344 - System and method for fan lifecycle management: Certain embodiments of the present invention provide a method and system for fan lifecycle management. Certain embodiments of a method for fan lifecycle management include collecting information regarding a ticket for an event and a buyer of the ticket upon sale of the ticket and facilitating sale of product(s) and/or...

20060095336 - Systems and methods for determining bid value for content items to be placed on a rendered page: Systems and methods for determining the value of bids placed by content providers for placement positions on a page, e.g., a web page, rendered according to a given context, for instance, the search results listing for a particular query initiated on a search engine web site, are provided. Additionally, systems...

20060095345 - System and method for an online catalog system having integrated search and browse capability: A system and related techniques generate and maintain a unified product index, to perform searching and browsing in an online product, service, content or information catalog. A user investigating, for example, a set of retail offerings of digital cameras may for instance browse through a Web site layout or taxonomy...

20060095347 - Software application for inventory data collection, validation and consolidation: A software application includes program codes for executing a plurality of steps for collecting, processing and validating inventory data by a computer. The software application is used for maintaining accurate stock keeping information of a retail store, a warehouse or of any other location where inventory is stored. The software...

20060095346 - System and method for inventory sharing across a multi-user network: The present invention represents a web service that enables suppliers, distributors, retailers and wholesalers to share their physical inventories with each other and consumers. The database of the web service can contain products from multiple suppliers, wholesalers, and distributors and can also accept entries from retailers who may or may...

20060095349 - Method and system for building a location beacon database: A location beacon database and server, method of building location beacon database, and location based service using same. Wi-Fi access points are located in a target geographical area to build a reference database of locations of Wi-Fi access points. At least one vehicle is deployed including at least one scanning...

20060095348 - Server for updating location beacon database: A location beacon database and server, method of building location beacon database, and location based service using same. Wi-Fi access points are located in a target geographical area to build a reference database of locations of Wi-Fi access points. At least one vehicle is deployed including at least one scanning...

20060095350 - Funds collection tools and techniques: Tax collection tools and techniques automatically and electronically separate tax amounts from other funds in a commercial transaction, and divert the collected tax into a holding fund. The holding fund bears income, at little or no risk. Funds collected are tracked, as are their payment due dates, and tax payments...

20060095351 - Combining a retirement income management account with a retirement income plan: Described are methods and apparatus, including computer program products, for combining a retirement income management account with a retirement income plan. A first set of data is obtained from a retirement income plan associated with a user. The first set of data includes a projected withdrawal from a retirement asset...

20060095359 - Computer arrangement and a method for the determination of an roh value dependent on non-monetary factors of a company: A method and a computer arrangement, more particularly a data base module, for the determination of an RoH value, dependent on non-monetary factors of a company, as related to a monetary value of the company, which includes, means for the determination of a human capital factor as a first non-monetary...

20060095353 - Indexed annuity system and method: Growth in the accumulation value of an indexed annuity resulting from changes in value of an underlying index is realized for both positive and negative changes in the index's value through an index investment strategy based upon investment in financial instruments that produce returns when the value of the index...

20060095360 - Media wall for displaying financial information: A system dynamically displays graphic identifier information, such as corporate logos, and value information for financial instruments, such as recent trade information, on a video wall having several monitors arranged to form a larger display. The system has input ports to receive feeds with identifiers and corresponding values of financial...

20060095358 - Method and system for automatically detecting that international shipment movement has satisfied a threshold condition: The present invention relates to a network that tracks international shipments. In particular, it relates to automatic linking of supporting documents to electronic reports of shipment movements, including cross-border movements, and automatic detection when a shipment movement has reached a threshold condition, which may to be reported to an interested...

20060095352 - Method and system for determining incremental return on invested capital: Incremental return on invested capital is determined by dividing the change in net operating profit after tax (NOPAT) by the change in invested capital (IC). NOPAT is net income, plus amortization, plus net interest on debt, plus net after-tax charges. IC is adjusted book value of equity, plus pooling premiums,...

20060095355 - Method of securitizing a pool of net lease assets of financial institutions cross reference to related applications: A financial securitization transaction, such as a collateralized debt obligation (CDO) transaction, that (i) is at least partially collateralized by a plurality of net lease assets where the tenants to the leases are financial institutions generally with assets of less than $10 billion, and (ii) where such securitization may not...

20060095356 - System and method for assigning, tracking and storing equivalent emission values of purchased items: The invention relates to a system for assigning, tracking and storing equivalent emission values corresponding to purchased items, the system comprising a transaction system with: identifying means for identifying at least a purchaser and/or a vendor, a data processing unit, and a database connected therewith having stored therein at least...

20060095354 - Weight based upselling: Weight based upselling, including receiving a purchase request for an item from a customer; determining a weight of the item; identifying, in dependence upon the weight of the item, a shipping weight range and a shipping cost for the item, where the shipping weight range includes a maximum shipping weight;...

20060095357 - Wireless payment processing: In one embodiment, a method includes but is not limited to authorizing at least one payment transaction wherein authorization is effected by user input to a computational entity through a wireless device. In addition to the foregoing, other method embodiments are described in the claims, drawing, and text forming a...

20060095362 - Managing and evaluating procurement risk: Methods, systems, and computer programs that enable procurement risk to be efficiently and effectively managed and evaluated are described. In one aspect, inputs specifying one or more forward contracts in a sourcing portfolio for procuring a resource from one or more suppliers are received. Inputs specifying one or more aspects...

20060095366 - Method and apparatus for an electronic marketplace for services having a collaborative workspace: A method and system for buying and selling services online includes a process for custom services, a commodity process and a collaborative workspace on a website. The process for custom services includes the posting by a buyer of specific criteria for a desired service, the bidding by a seller to...

20060095361 - Methods and apparatus for automatic settlement of foreign securities trades in trader's operating currency: A method includes placing a securities trading order on a securities exchange and determining a net settlement amount for the securities trading order in the local currency of the securities exchange. In response to the determined net settlement amount, a foreign exchange trading order is automatically placed to convert the...

20060095364 - Real-time foreign exchange services method and apparatus: An international foreign exchange (FX) payment solution is provided that offers straight-through processing of FX rate requests, FX contract initiation, and settlement of funds to and from foreign beneficiaries. The invention is based on a system and method of business using a real-time XML messaging interface, open source access, and...

20060095365 - System and method for conducting an auction in a peer-to peer network: A system and method are disclosed for conducting an auction in a peer-to-peer network. In one example, the method includes initiating the auction by notifying a p-commerce server of the auction's start time, end time, and item being auctioned. A bid is received for the auction directly from another endpoints,...

20060095363 - Systems and methods for performing two-way one-to-many and many-to-many auctions for financial instruments: A switch engine module receive interest rate risk portfolios from a plurality of traders, and for each prospective trader, provides available switches based on positions in other counterparty portfolios that offset the viewing traders' positions. The offsetting positions are encoded with credit preference information in order to identify eligible trades...

20060095368 - Detecting structuring of financial transactions: A method of detecting structuring of financial transactions by instantiating an autonomous, intelligent, mobile agent (for example, an aglet) and attaching it to an onward wire transfer; gathering patterns of transfer activity at a recipient account wherein identities of parties to the transfer remain anonymous to the agent; and detecting...

20060095369 - Device, method and system for authorizing transactions: A system, device, and method for authorizing transactions of a plurality of applications. The system comprises a plurality of application servers operable to authorize transactions of applications and a plurality of user devices. Each transaction authorization is dependent upon receipt, by the authorizing server, of a transmitted code verified by...

20060095367 - System and method of supply chain procurement, settlement and finance: A supply chain procurement, settlement and finance system and method of providing procurement and settlement logistics for buyers and financing for suppliers is provided. The system comprises a transaction module for purchasing and receiving goods and services from a supplier, a finance module for providing a financial interest for the...

20060095370 - Method and system for categorizing items automatically: A method and system to automatically categorize a merchant listing in an electronic marketplace are provided. The method includes parsing the category information submitted by a seller to derive a first category identifier. A first search is performed to locate the first category identifier in a first database containing a...

20060095371 - Strategic payment allocation system: The present invention is directed to a method for managing and paying off a plurality of loan debts comprising the following debts a) Identifying the debts with the highest periodic interest expense; b) determining an extra payment value to be placed; c) making a payment of the debt with the...

20060095372 - System and method for management and verification of invoices: Embodiments of the present invention include architectures and methods for automated management of invoices. Embodiments of the present invention may include techniques for receiving and unifying invoice data, retrieving information about each invoice, verifying each invoice and resolving invoice exceptions. The present invention includes software components for efficiently processing invoices....

20060095373 - System and method for management and verification of invoices: Embodiments of the present invention include architectures and methods for automated management of invoices. Embodiments of the present invention may include techniques for receiving and unifying invoice data, retrieving information about each invoice, verifying each invoice and resolving invoice exceptions. The present invention includes software components for efficiently processing invoices....

20060095374 - System and method for supply chain financing: A system and method for providing supply chain financing is provided. The system comprises an invoice system for processing at least one invoice received from a buyer, the invoice system comprising: an invoice reception module for receiving the at least one invoice from the buyer, and an invoice validation module...

20060095375 - Method for the standardization and syndication of business transactions: A method for standardizing and syndicating international business transactions over a communications network, comprising the steps of receiving a transactional request containing terms of the business transaction from a client and categorizing the transaction into pre-defined categories. The method retrieves the functional templates for the pre-defined categories from a database...

20060095377 - Method and apparatus for scraping information from a website: Methods and apparatus for scraping information from a website are described herein. In one embodiment, the method includes receiving network content and searching the network content for a predetermined field, wherein the predetermined field has a value. The method also includes extracting a scraping identifier from the network content, wherein...

20060095376 - Virtual meetings: System, method, signal, operating model, and computer program for conducting a meeting over an electronic network. The method comprises steps of providing the eligible participants with a notice of the upcoming meeting at an address to which they have consented to receiving such notices. The method further comprises secure communications...

20060095379 - Key management method in network system: A method of key management in a network system. In a network system which includes at least one node group having a plurality of nodes, the method of key management includes setting commonly-shared keys for subsets of all, or a part of the plurality of nodes; storing a part of...

20060095378 - System and method for determining an element value in private datasets: A system and method is disclosed for determining a value of an element, having a k-th rank. The method discloses: calculating a total number of elements in a first and second dataset; prohibiting parties from accessing each other's dataset; ranking the elements within each dataset; computing a total number of...

20060095381 - Reproducing apparatus and reproducing method: A reproducing apparatus for reproducing data from a record medium having a program area and a management area, the program area being used for recording a plurality of files, the management area being used for managing forging prohibition information against a particular file recorded in the program area is disclosed,...

20060095380 - System and method for logical shredding of data stored on worm media: Files are encrypted and stored on a WORM media device along with their encryption keys, the binary values of which are stored as a combination of written and unwritten sectors in a key storage portion of the media. To shred a file, the associated key is destroyed simply by writing...

20060095383 - Content revocation and license modification in a digital rights management (drm) system on a computing device: Content revocation is achieved by disabling licenses issued to a computing device for the content. A content revocation is delivered within a license to the computing device. Upon license storage the content revocation is recognized, validated, and stored in a secure state store under the public key of the content...

20060095382 - Universal drm support for devices: Embodiments of the present invention allow a system or client device to process multiple Digital Rights Management (DRM) systems and formats using a universal DRM client. The universal DRM client can operate based on a universal license so that it may use the same DRM scheme or format used by...

20060095384 - Apparatus with electronic information transfer function or the like, program for electronic information transfer, and method for electronic information transfer: An information processor transmits and receives electronic information via a network, and includes an electronic information encrypting unit which encrypts the electronic information. A storage unit stores the electronic information and the encrypted electronic information data encrypted by the electronic information encrypting unit. An electronic credit generating unit generates a...

20060095385 - Method and network for selectively controlling the utility a target: A distribution control system is provided to support the controlled and selective changing of utility for a target. The target with controlled utility may be an electronic device, or alternatively, may be a tangible media, such as an optical disc. The distribution control system has a target with a change...

20060095387 - Method for computer network operation providing basis for usage fees: A computer network having a requesting node and a providing node permits data transfer therebetween when permitted by an authorizing node. Reports generated in response to authorizations and reports generated in response to data transfers are reconciled at a reconciliation node to improve the accuracy of payments collected and paid...

20060095386 - System and method for trust management: Disclosed is a system and method for establishing communications between a first node and a second node to enable interaction to occur over a network. The first node has a pre-established trust relationship with a first supporting node and the second node has a pre-established trust relationship with a second...

20060095389 - Information processing apparatus and operation control method: An information processing apparatus includes a storage unit which stores operation information that designates an operational environment related to a security for each time period and for each of a plurality of predetermined places, a position detecting unit which detects a current position, a time detecting unit which detects a...

20060095388 - System and method for verifying digital signatures on certificates: A system and method for verifying a digital signature on a certificate, which may be used in the processing of encoded messages. In one embodiment, when a digital signature is successfully verified in a signature verification operation, the public key used to verify that digital signature is cached. When a...

20060095390 - Dynamic location based cost minimization: A computer is programmed to receive data concerning a current location of a vehicle, a plurality of gas prices at a plurality of gas stations, and a plurality of locations, one location for each of the plurality of gas stations. The computer is programmed to determine a first gas station...

20060095391 - Closed loop postage metering system: A closed loop postage metering system includes networked meters that provide mailers and/or recipients the capability to request additional or modified services during processing of a mail piece by a carrier. The networked meter allows the Post to charge the mailer, or even the recipient for these services or to...