Data processing: financial, business practice, management, or cost/price determination inventions 04/06

20060089837 - Apparatus, system and method for dispute resolution, regulation compliance and quality management in financial institutions: An apparatus, system and method for multimedia capturing, logging and retrieval are disclosed. The apparatus provides time synchronized voice and data interactions capturing and logging, secured playback and retrieval functionality for dispute resolution, for detecting negative and positive conduct, for business analysis and performance, and for quality management. The apparatus...

20060089844 - Dynamic replenisher management: Replenishable device asset management comprises accumulating device usage information for fleet assets comprising a plurality of replenishable devices and vehicles associated with the replenishable devices, storing the device usage information for the fleet assets in a global memory, and using the device usage information to manage the fleet assets....

20060089839 - Enhanced customer design visual integration (ecdvi): An Enhanced Customer Design Visual Integration (ECDVI) utilizing a Web based application to support Interior and Exterior Painting, Decorating, Landscaping, and other design integration efforts. This solution will provide customer with the capability to take a digital picture of a setting and integrate it into a future concept or solution...

20060089845 - Golf course management system: A golf course management system has an administration manager for managing administrative information including member information, a golf service manager for managing golf services using the member information; an auxiliary service manager for managing auxiliary services, the auxiliary service manager being linked with the golf service manager to handle golf...

20060089840 - Health tracking method and apparatus: A health and fitness system that maintains fitness data for members. Members can update their information in kiosks in health clubs or other locations. Members can belong to teams or departments, and progress and health goals of each team can be monitored and compared. A team which has surpassed the...

20060089851 - Informing consumers about carbon usage based on purchases: A method of processing financial data may include determining if a relationship exists between a particular item of said financial data and a quantifiable quality-related characteristic. It may further include generating data quantifying usage of the quality-related characteristic based on a particular item of financial data....

20060089846 - Linked hierarchical airline maintenance process modeling: A plurality of display files representing aircraft maintenance processes are generated and linked in a hierarchy. A general level display file defines a number of divisions of aircraft maintenance processes that can include managerial as well as labor related divisions. Linked display files appearing below the general level file in...

20060089850 - Method of conducting a blackjack-like game: The player places an initial wager and a target sum game, such as blackjack, is played by dealing an initial hand to the player and at least one card to a dealer. If the player has obtained a qualifying initial hand, the player is rewarded according to a pay table...

20060089841 - Method of gift giving utilizing a reusable gift container: A method of gift giving, utilizing a reusable gift container, whereby a gift container history is generated including one or more items of past user personal information. The gift container has at least one unique physical feature; a container history document; and an identifier, whereby the gift container can be...

20060089838 - Method of streaming multimedia data: The invention relates to a method of streaming multimedia for providing seamless stream switching. The method consists in streaming multimedia data from a server (15) to a client (14) over a network (13) having a variable bandwidth. The client is intended to decode a subset of streams within a set...

20060089848 - Political party donations from consumer goods sales: A computer-implemented method for causing a donation to be made to a political party. The method includes receiving, from each of a plurality of consumers, order data indicative of a desired consumer transaction and a proposed donation to a political party; consummating the desired consumer transaction; on the basis of...

20060089849 - Product definition system: A data processing system defines products that a service provider may offer to customers. A completed product definition may include product definitions, price definitions, discount definitions, and commitment definitions. Each of the definitions may be employed as a re-useable component building block for establishing completed product definitions....

20060089852 - Production system and production method: To provide a product development and manufacturing system to be used in the increasingly competitive electronic equipment market, which enables the process from product planning to design, manufacturing, and sales of a product to be performed efficiently while incorporating newly developed techniques, to thereby minimize or avoid risks. The present...

20060089843 - Programmable, interactive task oriented hotspot, image map, or layer hyperlinks within a multimedia program and interactive product, purchase or information page within a media player, with capabilities to purchase products right out of media programs and: Described is a system and method whereby special layers, hotspots or image maps can be programmed in to media displayed through common Internet enabled media players so that users or viewers of the media can interact in a minimally obtrusive fashion with the media being shown to perform a host...

20060089842 - System and method for finding, analyzing, controlling, timing and strategizing real estate investing online: The present invention teaches a computer implemented method for providing comprehensive real estate services to subscribing users via a remote computer network comprising the acts of: providing a computer network for researching real estate; receiving a plurality of property listings from a plurality of property listing sources including realtors, owners,...

20060089847 - System and method for providing automated real estate transaction management with centralized transaction information storage: A system and method for providing automated real estate transaction management with centralized transaction information storage is described. Transaction information is centrally maintained and includes a plurality of transaction specifications. Each such transaction specification includes one or more deadlines that provide an agent component and a client component. An agent...

20060089859 - Information management and material distribution for sterilization facilities: An automated system for management of information and distribution of materials associated with sterilization procedures includes a network server and client computers that communicate via a computer network. The client computers are distributed among sterilization facilities that require sterilization services. The network server exchanges a variety of information with the...

20060089856 - Integrated pharmaceutical dispensing and patient management monitoring: A pharmaceutical monitoring system includes a communication system, a host, and an interrogator/transmitter unit. The communication system is configured to upload patient drug parameters from a pharmaceutical information source to the host, and the interrogator/transmitter unit is configured to download the patient drug parameters from the host via the communication...

20060089858 - Means and method of applying rfid and pki technologies for patient safety: A system and a method for applying RFID (Radio Frequency Identification) and PKI (Public Key Infrastructure) technologies for patient health safety to install RFID tag and RFID reader on the medicine-storing appliance. By sensing the RFID tag on medicine, the RFID reader stores the medical records such as medicine usage...

20060089854 - Medication management system: A medication management system (MMS) includes a medication management unit (MMU) associated with a medical device. The MMU downloads a medication order to the medical device only if information from a first input matches information from a second input. The medical device receives delivery information only from the MMU. The...

20060089855 - Medication management system: A medication management system (MMS) includes a medication management unit (MMU) associated with a medical device. The MMU downloads a medication order to the medical device only if information from a first input matches information from a second input. The medical device receives delivery information only from the MMU. The...

20060089853 - Multi-agent distributed environment for a hierarchical medical environment: The invention presents a system and a method that allows clients to communicate with their service providers. In the preferred embodiment of the invention, the clients are patients, the service providers are health care professionals (HCP), and the system is used for intelligent remote health care monitoring. Components of the...

20060089857 - Transcription data security: A computer program product for use with dictated medical patient information resides on a computer-readable medium and comprises computer-readable instructions for causing a computer to analyze the dictated information, identify likely confidential information in the dictated medical patient information, and treat the likely confidential information disparately from likely non-confidential information...

20060089861 - Survey based risk assessment for processes, entities and enterprise: An audit system creates, deploys, and analyzes surveys to perform risk assessment. Surveys can be associated with one or more contexts, which include an enterprise, an organization, a business process, a risk, a control, or any combination thereof. The audit system generates survey questionnaires for a context automatically using a...

20060089860 - System and method for creating a favorable risk pool for portability and conversion life insurance programs: A method of providing portability and conversion life insurance plans to departing employees is disclosed. The method comprises the steps of establishing risk parameters for pricing an insurance policy, collecting data regarding a departing employee's individual risk level upon termination of employment, assigning the departing employee a rating based on...

20060089862 - System and method for modeling benefits: Data of one or more individuals associated with a benefit plan are analyzed. The data can include information about benefits provided to the one or more individuals under the benefit plan, such as a medical benefit plan, a prescription benefit plan, or a retirement benefit plan. One or more expenses...

20060089863 - Service management for multi-compartment vehicles: A process and method for optimizing the placement of at least one depot stop within a predetermined delivery route. The invention provides an evaluation of each compartment in a multi-compartment vehicle in order to determine the optimal placement of depots along the route. This optimization is performed both for deliveries...

20060089864 - Formal sequential lagrangian algorithm for large scale resource scheduling optimization: A method and computer program product for optimization of large scale resource scheduling problems. Large scale resource scheduling problems are computationally very hard and extremely time consuming to solve. This invention provides a Lagrangian relaxation based solution method. The method has two distinct characteristics. First, the method is formal. It...

20060089866 - Computer system for exchanging workflows and methods thereof: A computer-readable storage medium (100) for exchanging workflows (112), said workflows (112) presented by way of a graphical user interface (GUI) (102), the storage medium (100) comprising computer instructions for selecting (502) at least one workflow (112) from a plurality of workflows, and associating (506) the at least one workflow...

20060089865 - Computer-aided method for managing a part shipping apparatus development project: A computer-aided method for managing a part shipping apparatus development project including a plurality of predetermined processes or procedures is provided. The method includes receiving information about the part and storing a first set of data which identifies the part in at least one database. The method further includes filling...

20060089867 - Inventory control system and method: The invention suppresses stock excess or deficiency of circulation items through a life cycle of the circulation items. In an inventory control system, an information processing device calculates an index (KPI) which shows a current phase of a circulation item from actual data of the circulation item, at predetermined timing...

20060089868 - System, method and computer program product for analyzing and packaging information related to an organization: A computer-implemented method includes generating a graphical user interface (GUI). The GUI includes information related to an organization, and includes performance measures and a performance composite that are each associated with a value. The organization information, performance measure(s) and performance composite in the GUI include elements of an information hierarchy,...

20060089869 - Systems and methods for automated reporting of vendor non-compliance: Systems and methods are disclosed for automated reporting of any vendor noncompliance with purchaser-specified requirements in handling shipment of ordered products. The invention receives base data related to a purchaser order from a purchaser. Meanwhile, it obtains shipping data related to a shipment of ordered product in fulfillment of the...

20060089874 - Generating income for a beneficiary organisation and loyalty points using purchases by a consumer: The present invention relates to computer implemented loyalty or loyalty provider methods and systems for generating income for a beneficiary organisation and/or loyalty points using purchases by an individual, company or other entity (generally referred to as a consumer). In another aspects, it also relates to a code carried by...

20060089875 - Integrated online purchase reward system: An integrated online purchase reward system includes one or more first information processing devices, one or more second information processing devices, a network, and one or more purchase transaction monitoring devices which read in a purchase transaction medium, and print out purchase transaction records on the purchase transaction media as...

20060089870 - Intelligent and time varying out of home information or advertising system: An integrated advertising or messaging system that may target various socio-economic groups, as a function of time, weekday, traffic conditions and weather is provided. The system may offer real time interactions with receivers, to provide additional information or the ordering of goods or services. The concept yields optimising and cost...

20060089880 - Method and apparatus for automatic placement of advertising: A computer system for automatic replacement of direct advertisements in scarce media includes an advertising server for selecting a direct advertisement based on certain criteria. Transaction results of the direct advertisement placement are reported back to the advertising server, and an associated accounting system. In one embodiment, the direct advertiser's...

20060089878 - Method and system for generating real-time directions associated with product promotions: A method and system for generating customized incentives involving electronic distribution of coupons to remote personal computers based on proximity of the computer to a retail center are disclosed. A repository, such as an online service provider or a web site on the Internet, stores packages of incentive data for...

20060089879 - Method of advertising for hotels and lodges: A method and system for advertising that includes preparing a band that includes printed indicia around a pillow in a hotel or the like that includes promotional benefits to the customer that would conventionally replace a typical chocolate placed on the pillow....

20060089876 - Proximal advertising using hand-held communication devices: A system for commercial promotion has a first computerized appliance enabled for data reception on a close-proximity wireless local area network (LAN) having a limited effective range, and for providing received data in a human-understandable form to a user of the first appliance, and a second computerized appliance enabled for...

20060089873 - Salon-spa business method: A method of operating a beauty salon-spa, includes a salon-spa program, wherein a member of the salon-spa program signs a service agreement, pays a monthly fee for an effective period of the service agreement, and receives a service package, comprising a plurality of salon-spa-related services, every month for the effective...

20060089871 - System and method for generating advertising sales: The system and method described herein generally relate to method and system for generating advertising revenue by promoting products with advertisements placed thereon to a target market where the distribution of such products may be subsidized by advertising revenues. The system and method facilitate sales transactions by, at least at...

20060089877 - System for paying vendor invoices: A system for using credit card accounts to pay vendor invoices....

20060089872 - Three step method for determining commissions: The invention provides for a method for determining the commission to be paid to sales representatives in multi-tiered marketing structures. The three step method of positioning new associates in said marketing structures assures each associate greater opportunity to earn increased commissions....

20060089881 - Retail restaurant business: In a retail food establishment, substantially all the food items on the menu are identified with their respective trademarks. Menus displayed on a board and printed menus handed to customers both make use of trademarks identifying the food items. Trademarks can be graphic logos or simple text....

20060089883 - Apparatus and method for facilitating and augmenting delivery confirmation: A method and apparatus ins disclosed for minimum-cost mailing utilizing the First Class Delivery Confirmation service of United States Postal Service. In one aspect, the invention provides light-weight packaging which meets USPS delivery confirmation dimensional standards without creasing contents. In another aspect the invention automatically electronically retrieves delivery confirmation data...

20060089886 - E-commerce business methodologies for supply and demand chain management: A system and method for providing integrated logistics services. In the system, an electronic trading facility, a logistics services group, a commercial-finance group; and an information-support group are organized and arranged to communicate and exchange information with each other over the Internet in order to provide logistics services to a...

20060089887 - Information service providing method: An information service providing method with higher security. When a request from an information terminal is received through a first communication line, a reply to this request is sent to the information terminal through not only the first communication line but also a second communication line different from the first...

20060089882 - On-line shopping system: An on-line shopping system for selling a product over an electronic communication network such as the Internet (as detailed in FIG. 1). The shopping system comprises an e-commerce supplier processor, which is accessible by a number of potential buyers of the product, via the Internet. The processor has software executable...

20060089885 - Optimized purchase order generation: The present invention provides a system and method for optimizing a purchase order. While generating a purchase order, a purchasing agent may aggregate a company's purchasing requirements into a single purchase order, receive notification of a supplier's offers for discounts to determine whether it would be advantageous to modify a...

20060089884 - Systems and methods for communicating information between a customer and a supplier: Systems and methods for exchanging information between a customer and a supplier are disclosed. In one embodiment, a system includes a customer system that receives customer data from a customer, and a corresponding supplier system that receives supplier data generated by the supplier. A communications system between the customer system...

20060089888 - Medical implant distribution method and system: A method of supply of medical implants directly from an implant manufacturer to a hospital without going via a distributor, allows the manufacturer to sell an implant to the hospital at the same price as they would ordinarily sell to a distributor which provides the hospital with the implant at...

20060089889 - System for visualizing financial data: A system for visualizing financial data of an organization comprises a database for storing and processing the financial data, a dynamic rules based engine, a graphical interface for depicting the financial data as instruments that are part of an instrument panel within a vehicle, such as an airplane, and a...

20060089890 - Performance monitoring system, method and apparatus: A computer in a networked computer system is programmed to perform a performance monitoring method for an invoicing process, the invoicing process generating an invoice occupying one or more of a plurality of discrete states at any one time. The method includes the steps of defining performance criteria for at...

20060089891 - System and method for generating expense information: A system and method for generating expense information are provided. According to the invention, an employee's bill having itemized charges is received and stored in a data storage system. The itemized charges are processed to determine whether they are business-related, in whole or in part, or not business-related using data...

20060089893 - Automated teller machine having access point and method for providing financial service using the same: An automated teller machine (ATM) having a wireless network access apparatus and a method for providing financial services using the ATM are provided. The ATM includes a user interface unit, a first financial processing unit, a first network access unit, a second network access unit, and a second financial service...

20060089895 - Data processing system and method incorporating feedback: A data processing system and method are disclosed which finds particular application to equity finance mortgages. An Overall System (600) is formed from a Target Investment System (100), an Asset Origination System (200), an Asset Securitization System (400), an Asset Servicing System (300) and an Asset Management System (500). Financial...

20060089894 - Financial institution portal system and method: Systems and methods utilizing a portal on a single computer platform for improving risk assessment and business reporting are disclosed. The portal integrates at least two financial information resources such as, for example, an electronic credit report (eCR) database, an electronic know your customer (eKYC) database, a client business management...

20060089892 - Methods and apparatus for investment portfolio selection, allocation, and management to generate sustainable withdrawals: Methods and apparatus are provided for determining a minimum distribution rate and an investment allocation among individual investments of different types, including income generating investments that may be counter-balanced by principal protection investments, according to predefined ratios, determining a distribution amount based upon a performance level of individual investments and...

20060089900 - Internet auction clocking system and method of use: Certain embodiments of the present invention provide a system and method for time tracking with respect to an item in an auction. Certain embodiments include a clock for tracking a time associated with an item sold to a buyer, wherein the time is elapsed after sale of the item, and...

20060089899 - Intra-day matching message system and method: A system and method that provides a message engine to facilitate intra-day receiving of first data relative to the trade transaction on behalf of one party to the trade transaction, wherein the first data include a code identifying an opposing party to the transaction; sending a message to the designated...

20060089898 - Intra-day matching system and method: A system and method that provides intra-day confirmation of non-anonymous trade transactions made at an exchange includes the entry into a computer system of first data relative to the trade transaction on behalf of one party to the trade transaction, wherein the first data include a code identifying an opposing...

20060089896 - Method and system for estimating valuation: A method for valuation of the market, sectors of the market, industries in the market or companies, where price ratios of a predetermined group of securities representing the market, sector or industry are determined and debt adjusted ratios are determined by adjusting the price ratios using debt to capitalization ratios...

20060089897 - Systems and methods for online trade-in of goods: An online trade-in system comprises: a pricing guide module, an affiliates module, a marketplace listing module, a trade-in website module, a transaction processing module, an inventory handling module, a database and a marketplace manager. The marketplace manager creates an online trade-in system that accesses the other modules to complete a...

20060089901 - Uniform price auction method: The invention relates to an auction method for selling a plurality of articles of same type, which comprises the steps of: (a) determining the cost C of a single article to the seller; (b) dividing the range of expected bids for the product into a limited number of prices p;...

20060089902 - Method and system for the financial feasibility of time-sharing of retirement community units using reverse mortgages: This invention relates to retirement communities. Specifically, a computer-implemented method and system enhances retired homeowners' accessibility to the retirement community on time-sharing basis and broadens the client base for the management and/or developers of such communities. The method particularly addresses the needs of those retired homeowners who will consider joining...

20060089903 - Multi-party-transaction information access system: A multi-party transaction management system includes a web-page server that includes a multi-party transaction web-page. This web-page allows authorized users to enter contact information and transaction information that may only be viewed by the authorized users. The transaction information includes transaction process steps, electronic word-processing documents, and notes. Authorized users...

20060089904 - Price point: The Price Point Pricing Center is a flexible system designed to provide the business with industry-standard pricing methodologies, including: The ability to charge different rates based on an application's source Risk-based pricing, including the ability to price based on drivers such as credit source, CLTV, and line amount The ability...

20060089905 - Credit and identity protection network: A computer network, Credit and Identity Protection Network (“CIPN”), is established to detect credit damage and identity theft occurring to individuals, organizations, and other entities. It automatically advises the potential victims to verify the possible fraudulent activities and helps them to take proper actions to protect their credit and identity....

20060089907 - Invoice verification process: The present invention provides a system and method for automatically verifying an invoice or credit memorandum and generating a payment or crediting an account. Upon receipt of a paper invoice or credit memorandum, an electronic invoice or credit memorandum having identifiable content may be generated using, for example, optical character...

20060089906 - Method for securing a payment transaction over a public network: A method for processing a payment transaction between a buyer and a seller over a network using a payment manager is provided. The payment manager manages a plurality of buyer and seller accounts, each account having an account id associated with it. The payment manager receives payment authorization requests for...

20060089908 - User configurable alerts for atm transactions: A method, system and computer program product for enabling user-customization of an ATM display/receipt for a transaction carried out at an automated teller machine (ATM). The customer/user of the ATM creates/selects specific alerts to be outputted during subsequent ATM transactions. The alerts/notices are linked to the customer account. During subsequent...

20060089909 - Cardless transaction system: A method of conducting cardless and cashless transactions is disclosed. A user, such as from a plurality of students of one or more clients or schools, presents a familiar user ID number and a PIN at a participating merchant. A server receives the user ID and PIN from the merchant...

20060089910 - Method for providing contents for a wireless communication device: The invention relates to a method for providing contents in a wireless communication device (5a, 5b, 5c) which is equipped with at least means for utilizing the contents. In the method, at least one content component (21a-21f) is formed of the contents. The at least one content component (21a-21f) is...

20060089913 - Method and apparatus for optimizing networking potential using a secured system for an online community: The present invention provides a method and apparatus for users to search networks, both their own network and their peers' networks, all under the umbrella of a “multiple level access” security system. The present invention has been designed to optimize networking capabilities among users in a comprehensive online community. Networking...

20060089911 - Method for transferring purchased and downloaded content to a new information handling system by consuming additional content rights: A method for loading previously purchased content onto a new information handling system which includes determining whether a user has available transfer options based upon a unique identifier, and loading the previously purchased content onto the new information handling system if the user has available transfer options....

20060089912 - Updating usage conditions in lieu of download digital rights management protected content: A method on an end user system for creating additional copies onto at least one computer readable medium such as CDs, DVDs, ZipDisks™, tape, Flash memory, and RAM. The method comprising the steps of: receiving encrypted content with associated usage conditions and a first hash value; receiving a selection from...

20060089914 - Apparatus, systems and methods for compensating broadcast sources: In one aspect, the invention relates to a method of compensating a broadcast source. The method includes the steps of delivering a plurality of content elements originating from a broadcast source to a receiver; generating a playout list of the plurality of content elements, identifying the broadcast source, identifying one...

20060089915 - Computer system for automating the controlled distribution of documents: The present invention is the system for providing secure access to certified and authenticated electronic documents. The system enables authenticating or certifying authorities (103) to make available electronic documents in a secure repository (101). The system provides for online viewing of documents without their certification marks and direct printing of...

20060089916 - Content recording apparatus, method for controlling the content recording apparatus, and recording program for the content recording apparatus: Disclosed is a content recording apparatus having recording devices A and B and first and second encrypting units that are provided for the respective recording devices. When receiving stream data representing content from an input unit, a rate changing unit operates so as to input streams of data in parallel...

20060089917 - License synchronization: A method of synchronizing. A method of synchronizing comprising, transferring at least one license of a plurality of licenses from a first PC, populating a license store on a CE device with the at least one license of the plurality of licenses from the first PC, populating a synchronization list...

20060089918 - System and method for performing real-time market researches: A system for performing market researches is proposed. The system includes a sniffer for detecting an event relating to the selection of one or more goods by a consumer (for example, the insertion of each product on sale in a supermarket into a shopping cart), a transmitter for notifying the...

20060089919 - Transaction processing: A customer inserts a security device (D) into the USB port of his computer (C). When a transaction request confirmation (1) is transmitted to a merchant server (M), the merchant server (M) instructs an account server (AS). The account server (AS) performs customer verification, and payment (either with a local...

20060089920 - Method and system for evaluating costs of various design and maintenance approaches: The method and system quantify the impact of various design and operational solutions for equipment modules of a structure and the overall structure based upon economic factors. In particular, the method and system provide cost evaluation of various maintenance approaches for at least one equipment module that is part of...

20060089921 - Mailpiece tracking: A method and system to process and track mailpieces. A code is printed on the mailpiece that can include an identification of a metering device generating the code and a subscriber number of a subscriber generating the mailpiece. The code is scanned during a processing step in a mailpiece delivery...

20060089922 - Method, system, and apparatus for allocating resources to a software configurable computing environment: A unit for defining resources for a software configurable computing environment. The unit can include an entity configured to be software associated with at least one asset. Each asset can be a physical asset that provides at least one resource. The software configurable computing environment can include the entity. The...

20060085203 - Computer-implemented method and system for determining vehicle delivery estimated time of arrival: An integrated computer-implemented method for determining a delivery estimated time of arrival (“ETA”) for a vehicle. The method includes receiving post-release quality hold information, upfitter throughput information and historical delivery segment performance information relating to an undelivered vehicle; and determining a delivery ETA for the undelivered vehicle based on the...

20060085213 - Customizing transaction processing in a computer application: Techniques enable a user, such as a business analyst or a system administrator, to define business process rules that control the processing of transaction data by a computer application and to assign a collection of business process rules to one of multiple predefined points in a business process of a...

20060085201 - Customs inspection and data processing system and method thereof for web-based processing of customs information: A multi-user, multi-organization web-based system for processing customs information is provided. The system includes a server device connected to a communication network and having a communication server module for communicating over the network. The server device receives a declaration pertaining to a consignment, including identification of specific goods in the...

20060085209 - Establishment of vehicle item categories: At year-end, vehicles in a dealership's inventory are programmatically assigned an item category and base price for each vehicle is validated, as may be required to take advantage of favorable tax treatment. Manufacturer-provided vehicle model codes are often not consistently unique or specific enough for this purpose. Preferred embodiments compare...

20060085211 - Measurement tool for effective sales management: The invention is a tool to improve sales force effectiveness. The tool includes an assessment, and analyzing the assessment according to defined dependencies. The organization addresses the issues presented by the assessment according to the dependencies. Data is gathered and parameters are computed from the data to provide an ongoing...

20060085202 - Method and a system for responding to a request for access to an application service: The present invention relates to a method and a server for responding to a request for access to an application service, which service is deployed in a system that associates specific areas of a position coded surface with corresponding application services. According to the invention, an enterprise paper look-up service...

20060085216 - Method and apparatus for discouraging non-meritorious lawsuits and providing recourse for victims thereof: A method for discouraging non-meritorious malpractice claims and providing recourse for victims thereof is provided. The method comprises collecting record data relating to medical malpractice litigation, selecting desired data from the record data using a case evaluation algorithm, and storing the desired data in a user accessible site database. The...

20060085204 - Method and system for testing information handling system components: A method and a system are provided for determining whether an information handling system (“IHS”) component is in condition for a warranty return. In response to determining that the IHS component is in condition for a warranty return and in response to an encryption algorithm, an encrypted return authorization number...

20060085205 - Method, program and system for the implementation of cognitive business processes: A cognitive business process (CBP) for use by an enterprise. A knowledge engine and knowledge base are used by an end user when information is received regarding a potential business transaction. The knowledge engine uses the information about the potential business transaction, goals of the business enterprise and knowledge residing...

20060085212 - Optimization of a materials recycling facility: Methods and systems are provided for controlling a Materials Recovery Facility. An input stream of recycled materials is provided, wherein the composition of the input stream is subject to variation during a time interval. The input stream goes to a separator that separates it into first and second output streams...

20060085217 - Self-management system and method: According to the invention, a self-management system and method for organizing the key aspects of one's life is disclosed. The system and method include a core manager configured to allow central pooling of data and services that relate to common aspects of life. The system and method also include at...

20060085206 - System and method for a controller to define, determine, and execute cross-application processes: Embodiments of the invention are generally directed to providing flexible process configurations for software systems and to the execution of those software systems. In one embodiment, a user may use a cross-application process controller to select and arrange the methods that constitute a software system. In an embodiment, the cross-application...

20060085207 - System and method for appraiser-assisted valuation: A system and method that allows an appraiser, real estate broker or other professional, based on preliminary information about a requested appraisal, to use any of a plurality of automated valuation products to effectively calculate an appraisal value. In one embodiment, a lender places an order electronically with or through...

20060085210 - System and method for facilitating like kind exchanges: An interactive computer system, preferably hosted on the Internet, has interfaces that obtain entity-specific information regarding a property owner, obtain property-specific information of the property to be exchanged in a 1031 exchange, and establish a contract that engages the services of a facilitator to handle the exchange. An inducement to...

20060085219 - System and method for managing intellectual property: The present invention relates to methods and systems for intellectual property management. In an embodiment, a system includes an intellectual property asset inventory system to manage an inventory of intellectual property assets. A product inventory system manages an inventory of products, where the inventory of products correspond to a plurality...

20060085220 - System and method for selecting and protecting intellectual property assets: The present invention relates to systems and methods for intellectual property asset selection and protection. In an embodiment, an intellectual property selection system receives from an innovator an innovation submission describing an innovation. An intellectual property protection system receives at least a portion of the innovation submission and manages obtaining...

20060085214 - Using customized data to control transaction processing in a computer application: Techniques enable a user, such as a business analyst or a system administrator, to define business process rules that control the processing of transaction data by a computer application. A data structure is used to store business process rules. The data structure includes a condition portion and an execution portion...

20060085215 - Using execution points to customize transaction processing in a computer application: Techniques enable a user, such as a business analyst or a system administrator, to define business process rules that control the processing of transaction data by a computer application. A data structure is used to store business process rules. The data structure includes a condition portion and an execution portion...

20060085218 - Vehicle downtime reporting tool: A vehicle downtime reporting tool comprises a computer-implemented interface to a database, wherein the database contains time-related information pertaining to a repair order for a vehicle, a computer-implemented downtime calculator that calculates the vehicle downtime by determining the time from a triggering event to an ending event, and a computer-implemented...

20060085208 - Vehicle identification system: According to the present invention, a method for identifying a vehicle for sale is disclosed. In one step, an indicia or code is registered. A least one fact about the vehicle, such as the vehicle price, the vehicle mileage, and the vehicle seller contact is registered. An interested party makes...

20060085226 - Emergency identification, medical treatment and records access authorization media: The single notice or notification of the present invention, whether in printed or electronic media form, provides an authorization to treat in accordance with the guidelines set out by the patient and to contact those persons and entities designated by the patient including medical conditions, medications being taken and allergies...

20060085222 - Healthcare administration transaction method and system for the same: A system for automated processing of encounter and billing data while in a roaming environment, comprising a static system that creates appointment and encounter slots, and reserves a space for data from a missing patient encounter, and a wireless system that includes (1) a handheld device that receives and displays...

20060085225 - System and method for managing a patient with chronic disease: A computerized method for managing a patient, particularly one suffering from a chronic disease, is disclosed....

20060085227 - System and method for patient-worn monitoring of patients in geographically dispersed health care locations: A patient-worn monitoring system and method for geographically dispersed health care locations. A patient-worn monitoring system comprises a network, a body-worn monitoring station, a monitoring station server, a remote command center, and a rules engine. The network comprises a first sub-network and a second sub-network. The body-worn monitoring station comprises...

20060085223 - System and user interface for presenting treatment information: A workflow system and user interface coordinates information concerning a course of treatment of a patient, as well as data from a treatment device and links appointment data from a scheduling system with actual treatment activity information in order to show a complete timeline of a course of treatment. A...

20060085224 - System for evaluating skills of to-be-examined person: According to a question displayed on a computer screen, a to-be-examined person selects, out of constituent elements (components) displayed on the screen, constituent elements that he considers optimum for the question and then makes a design by constructing them on the screen, and the content of the design on the...

20060085228 - System of conserving health-care buyers' resources: A system of conserving health-care resources of health-care buyers and health-care consumers comprises the displays and uses of health-care consumers' health and health-care data based on which physicians and patients interact using a network of computers and servers to effect the allocations, uses and conservations of health-care resources of health-care...

20060085221 - Universal charge routing system for medical billing: A medical charge router receives charge information from a variety of sources and converts it to a standard charge format for automated processing and routing to one of multiple billing programs....

20060085229 - Remote command center for patient monitoring relationship to other applications: A remote command center for providing services to geographically dispersed hospitalized patients. A datastore accessible to the remote command center receives patient data from geographically dispersed hospitalized patients. Monitored data elements of geographically dispersed hospitalized patients are also received at the remote command center and stored in the datastore. A...

20060085231 - Method and system for distribution and payment for pharmaceuticals: The method involves the distribution of cards in connection with a program being administered. The cards are preferably, but not necessarily, in the form of a standard debit card issued through a standard network, such as VISA. In addition to any debit card indicia, the cards have on them the...

20060085230 - Methods and systems for healthcare assessment: Certain embodiments provide methods and systems by which a predictive modeling provider may provide a client with predictive healthcare analysis. The predictive healthcare analysis may be used to assess whether a beneficiary is likely to develop conditions requiring healthcare. If such conditions are identified, intervention plans are developed and implemented...

20060085232 - Automated remote access password-authenticated hunting and fishing reservation system: Embodiments of the present invention provide a computerized system for forming a network of member hunters and fishermen and member landowners for processing request and/or reservation of such landowner's property for use in hunting and/or fishing activities by member hunters and fishermen through at least one central processing unit, storage...

20060085240 - Aggregate transit times: A method and system to provide aggregate transit time. In one embodiment, the method, which may be performed by a system, comprises receiving information identifying a shipping destination; and in response to the information, providing data related to on-time performance for one or more shipping vendors providing shipping services to...

20060085236 - Automated management of airport revenues: A solution is described which provides an airport with the tools to accurately manage all sources of airside revenues, including operational revenues and capital programs. The system of the present invention relies on the acquisition of any and all data related to the operations, property, lease, and revenue management of...

20060085235 - Inventory mitigation and balancing system for dynamically and iteratively tracking, matching, and exchanging inventory excess and storage: A computer-implemented inventory management system is provided in which inventory data and inventory balancing transactions are conducted external to existing inventory databases by means of automated and computerized system permitting the participation of multiple users and warehouse locations to track, search, match and complete inventory mitigation and balancing transactions. More...

20060085234 - Method and apparatus for constructing a forecast standard deviation for automated valuation modeling: A method and apparatus for deriving Sigmas or forecast standard deviations for valuations of properties valued by an automated valuation model without reference to the underlying mathematical architecture and without reference to a particular data structure of the automated valuation model and for providing right-tail and responsive confidence scores consistent...

20060085238 - Method and system for monitoring an issue: The present invention is a web-based software application designed to monitor implementation of an issue. The invention includes receiving information from a user on the issue to be monitored; receiving information from a user on an assignment on the issue; and sending the assignment to a recipient. An acknowledgement is...

20060085237 - Method of improving information technology processes of a business using value stream management: A method for improving an information technology process of a business comprises the steps of selecting an administrative value stream having a series of steps, preparing a current state value stream map corresponding to the administrative value stream, preparing a future state value stream map based on lean concepts to...

20060085239 - Method of selecting and matching professionals: A method of selecting desired professionals in a system by a user which includes the process of forming a collective of repair persons on a system and allows users to sign on to the system. Once signed on to the system, users are able to search for matching repair persons...

20060085233 - Peer-to-peer complaint system and method: A method and system of managing and handling consumer complaints is provided. The method includes receiving a complaint from a consumer regarding a merchant, forwarding the complaint to the merchant for a merchant's response, displaying the complaint and the merchant's response, if one is received, for a plurality of users...

20060085242 - Asset management system and method: An asset management system comprising data storage means capable of storing data and arranged to store asset data relating to a plurality of assets and datacenter data relating to at least one datacenter comprising at least one element, processing means capable of processing data and generating an output, the processing...

20060085243 - Business process management method and system: A service-oriented architecture includes applications, business services, business functions, and data repositories for developing human resource or other applications. A business service provides a set of business functions. The applications access business functions within business services. The business functions provide mechanisms for accessing and processing data in the data repositories....

20060085241 - Decentralized warehouse management: Methods and apparatus, including computer program products and systems, implementing and using techniques for managing data related to contents and operations of a warehouse. A request is received from one enterprise resource planning system from among two or more enterprise resource planning systems that are operable to exchange information with...

20060085244 - Systems and methods for distributed resource management: Systems and methods for distributed resource management are provided. The systems and methods may simulate a plurality of supply schedules for a family of parts, compare the plurality of supply schedules, and store a supply schedule selected from the plurality of supply schedules. Each supply schedule may be respectively associated...

20060085245 - Team collaboration system with business process management and records management: A user-friendly web-based team collaboration solution that provides diverse team members the opportunity to participate in synchronous and asynchronous activities through a teamspace. Using a single platform that integrates team collaboration with business process management, team activities may be implemented through ad-hoc tasks and business process management driven steps to...

20060085246 - Responsive promotion replenishment planning: Embodiments include a system for adjusting forecast demand data in light of actual sales of a product. The system and method may include forecasting demand for a time period then adjusting the demand forecast over that period of time based on sales feedback data. Forecasted demand may be distributed over...

20060085247 - System and method for analyzing analyst recommendations on a single stock basis: A system and method for measuring and creating a score for the performance of one or more contributor recommendations on a single stock. According to one embodiment, the score may be derived via a payoff function that depends on a variety of factors. For example, the factors may include one...

20060085248 - System and method for collection and analysis of electronic discussion messages: A system and method for collecting and analyzing electronic discussion messages to categorize the message communications and the identify trends and patterns in pre-determined markets. Electronic messages are collected and analyzed according to characteristics and data inherent in the messages. Objective data is collected by the system for use in...

20060085249 - Method and apparatus for mining patent data: A system for determining a relative value of at least one patent includes: a database configured to store at least one factor for calculating a Z score for the at least one patent; a database for storing at least one received subjective factor relevant to the at least one patent;...

20060085250 - Techniques for processing customer service transactions at customer site using mobile computing device: Techniques are described for facilitating delivery and adjustments of customer orders at a customer delivery site. A delivery courier is assigned a mobile field computing device for facilitating delivery and order adjustments of customer orders associated with that courier's delivery route. The mobile field computing device includes memory for storing...

20060085257 - A method for leveraging a company's brand: A method of interactive advertising in which a customer contacts a system for a particular product or service. The customer provides information and the system determines the appropriate advertising for the customer based on the information provided. The customer is able to place an order for products or services advertised...

20060085256 - Clip'n win! couponing marketing system: The integration of a puzzle within a coupon marketing environment using traditional print and/or digital media as a distribution vehicle, or some combination thereof. By using such an approach, the user is further motivated to proactively participate in the coupon marketing experience due to the desire to assemble the puzzle...

20060085258 - Computer implemented incentive compensation distribution system and associated methods: A computer implemented incentive compensation distribution system is for a plurality of revenue units of a business also including a home office supplying administrative services to the revenue units. The system may include a distribution module for calculating respective home office administrative services utilized by the revenue units. The distribution...

20060085260 - Coupon service system: A coupon service system is capable of reducing time and expenses needed for market research, making a correct and sure marketing plan, and providing customers with services that match their respective needs. The coupon service system includes a store terminal provided with a reader. When a cellular phone is brought...

20060085262 - Generating an advertisement with optimized advertising variable settings: The present invention relates to a method of optimizing advertising in response to customer data. One embodiment of the present invention relates to a method of acquiring data about the advertising preferences of particular groups of customers. For example, this data may include analyzing the shopping response of all married...

20060085252 - Incentive program: An incentive program is described that rewards the participants of the program based on the actions of at least something other than the participants. An incentive program coordinator that can be an individual, a legally created entity, or other organization can run the incentive program. The incentive program coordinator can...

20060085259 - Method and system for providing cooperative purchasing over social networks: The invention provides methods for facilitating a cooperative purchasing service. One method includes: providing a conditional purchase opportunity including a purchase threshold, providing information associated with the a conditional purchase opportunity to at least one display node, receiving a contingent purchase input from a user having a social network user...

20060085253 - Method and system to utilize a user network within a network-based commerce platform: A method and a system to utilize a user network within a network-based commerce platform. For example, the method includes identifying a target group including at least one other user of the network-based commerce system based on at least one group association rule, the at least one group association rule...

20060085261 - Online game advertising system: In one embodiment an online game advertising system provides an architecture for enabling the definition, sales, distribution, and management of interactive advertisements, sponsorships, and placements that appear within an online video game as part of the game experience or during idle load, wait, and pause screens. For example, in a...

20060085251 - System and method of presenting on-line product selection based on internal marketing and user popularity: An on-line Internet display of product viewing banners is selected and positioned in a predetermined viewing zone on a user screen, based upon: marketing personnel's selection/creation of a total selected number of possible preferred product viewing banners; and the number of hits on each preferred product viewing banner received from...

20060085254 - System and method to strengthen advertiser and consumer affinity: A system and method is provided for an on-demand advertising information vault so that advertisers may establish accounts for distributing advertisements on-line to potential subscribers. The on-demand information vault also provides for consumers to subscribe to advertisements from advertisers based on the consumer's preferences of categories of products or services....

20060085255 - System, method and apparatus for modeling and utilizing metrics, processes and technology in marketing applications: A system, method and apparatus for modeling and utilizing metrics, processes and technology in marketing applications. According to multiple embodiments, the present invention includes marketing models, processes, metrics and software implementations and the integration thereof in marketing management tools for analysis of marketing functions and methodology. In one aspect the...

20060085263 - User demographic profile driven advertising targeting: The invention relates to a method and apparatus for targeting advertising information transmitted over the Internet. The method involves creating a user profile and transmitting an agent and ad banner from a content provider to a target computer. At the target computer, information is collected and transmitted from the target...

20060085267 - Multi-function customer satisfaction survey device: A multi-function customer satisfaction survey device, system, and method. A restaurant management system includes a plurality of electronic tip trays and a base unit. Each of the tip trays electronically obtains and stores customer contact information, customer payment information, and responses to a customer satisfaction survey. A data transceiver wirelessly...

20060085264 - Restaurant and restaurant building: A restaurant receives orders from customers for a variety of different foods. Rather than preparing the foods itself, the restaurant relies of a series of specialty type restaurants to provide the food. The food is prepared and individually packaged by the specialty restaurants. The food is collected from the specialty...

20060085266 - Rfid system of restaurant automation: The restaurant ordering system employing RFID of the invention comprises a central database, at least an ordering device, at least a serving device, at least a managing device, at least a RFID customer tag, and at least a RFID dish tag, wherein, the central database is used for storing customer...

20060085265 - System and method for restaurant electronic menu: A system and method that provides an electronic menu wirelessly interconnected with a restaurant's server is provided. The restaurant server provides the electronic menu device with the menu items and menu software used to navigate through the menu items and options. The electronic menu provides the patron with details regarding...

20060085268 - Access to product supplemental information, in a store: The method of assisting customers in a store, that includes providing one or more customer accessible terminals (CATS) in a store; providing supplemental information concerning a product in the store, the information being accessible by use of the terminal to scan a code associated with the product; providing an indicator...

20060085269 - Transaction processing: A customer purchases a voucher by presenting a security card at a point-of-sale terminal (1). The terminal (11) communicates with a remote EPOS host (10) to validate the security data. The host (10) communicates with a transaction processor (30) to generate voucher data. Operations of the terminal (1) are triggered...

20060085270 - Process and system for providing information to customers at point of sale: Customers at a point of sale are provided with offers for goods and services, based on past transactions for that customer. Transaction histories are collected for customers, and customers are classified according to likely interest in future purchases based on previous transactions. When the customer makes a current transaction, that...

20060085285 - Automated method for conducting buy/sell transactions for non-commodity materials or devices: A method for conducting engineering process analysis is a unified part of evaluating buy/sell transactions for non-commodity materials or items and is particularly suited to the matching of buyers and sellers for non-commodity materials or items, defined as materials or items that cannot solely be distinguished by price alone, in...

20060085279 - Cartridge ordering management method and apparatus: A cartridge ordering management apparatus and method usable with an image forming apparatus. The method includes: managing cartridge order information which includes cartridge identification of each cartridge to be ordered, and generating order request information of cartridges to be ordered using the cartridge order information and transmitting the order request...

20060085284 - Dedicated communications network for the dissemination of information linked to themed events and a method of promoting business-to-business sales via the communications network: A communications network, such as a radio station, television station, or webcast, dedicated to the continuous dissemination of program content relating to the subject matter of themed events, themed events being live, scheduled events with attendees, the program content comprising segments involving subject matter experts and a program guest, the...

20060085276 - Ecommerce methods and systems: A method of conducting business transactions on a networked system includes receiving buyer registration information from a prospective buyer, including information describing a purchasing interest. Seller information is also received which includes information describing an offer being proffered by a prospective seller. At least some of the buyer information describing...

20060085271 - Information processing system, information processing apparatus, method and program: The present invention relates to an information processing system, an information processing apparatus and method, and a program in which the purchase of content can be facilitated. When a device to which content data is downloaded and a device for giving an instruction to purchase the content data are different,...

20060085280 - Internet search engine with integrated e-commerce functionality: Various embodiments of the present invention are directed to an Internet search engine with e-commerce functionality (“e-commerce search engine”). In one embodiment of the present invention, users can use the e-commerce search engine to locate retail items by typing in a key-word search. The search results displayed by the e-commerce...

20060085287 - Method and apparatus for ordering goods, services and content over an internetwork: A billing system that allows a consumer to order products from computers connected to the Internet, wherein the consumer is automatically billed for the ordered good or service by its telephone service provider. When a consumer orders a product over the Internet, a plug-in component of the consumer's computer establishes...

20060085273 - Method and system for transmitting notifications to users of a logistic system: A method and system for transmitting notifications to users of a logistic system. Different events within the logistic system are used to call up different modules having respectively associated functions. The modules produce notification orders which are transmitted to a central sending component, which produces notifications which correspond to orders...

20060085274 - Methods and apparatus for selecting a color for use by a personal care product recommendation system: Methods and apparatus for measuring an electromagnetic radiation response property associated with a substrate and selecting a color for use by a personal care product recommendation system based on the measurement are disclosed. The method positions an electromagnetic source, an electromagnetic capture device, and a plurality of filters in a...

20060085289 - Methods and systems for electronic transactions: In the preferred computer system, the user is provided with a separate Internet-accessible entity referred to here as the “personal page.” A personal page, preferably, includes memory for storing information related to the user. For example, on his/her personal page the user indicates what he/she wishes to purchase, possibly along...

20060085281 - Online shopping system and method: There is provided a network shopping system that contributes to the omission of the item to be purchased and the prevention of purchasing an unnecessary item. Information of equipment that each client possesses is stored in net member DB. A main item, an option, or an item having a tendency...

20060085282 - Online shopping system and method: There is provided a network shopping system that contributes to the omission of the item to be purchased and the prevention of purchasing an unnecessary item. Information of equipment that each client possesses is stored in net member DB. A main item, an option, or an item having a tendency...

20060085288 - Product specifications modifying method and product specifications modifying system: A method and a system with which the buyer can modify the specifications of a product so as to make it satisfy the needs of the buyer, while allowing mass production and maintaining the marketability of the product. With a product specifications modifying method and a product specifications modifying system...

20060085278 - Renewal proposal support system: A renewal proposal support system that performs communication with a sales terminal device includes a configuration information storage unit for storing information on components of a product provided for a customer, a component information storage unit for storing the components, a configuration rule storage unit for storing information on advisability...

20060085272 - System and method for facilitating determination and evaluation of and placing orders for nutritional blend formulations: System and method are disclosed for helping users determine, evaluate, and/or place orders for nutritional blend formulations to be manufactured from available nutritional formulation materials. A web-accessible graphical user interface receives specifications from a user for a nutritional blend formulation (e.g., intended use, desired nutritional activity, and/or concentration of nutrients...

20060085275 - System and method for facilitating online transactions: A system or method for facilitating online transactions is disclosed. Data redundancy and time consuming input activity can be reduced by maintaining merchant profiles and purchaser profiles that can be accessed in a multitude of transactions involving different parties across a variety of different jurisdictions. A data-centric approach can be...

20060085283 - System and method for linking automobile buyers and sellers: A system and method for marketing automobiles. In one aspect of the invention, a website for marketing automobiles, the website comprising functionality as disclosed in FIGS. 9, 10, 12, and 13, alone or in combination. In another aspect of the invention, a world wide web enabled computer system is provided,...

20060085277 - System and method for transacting sales of home furnishings in a non-retail environment: A method and system for selecting an item of home furnishings displayed in an accommodation includes accepting from a user an identification associated with one of a plurality of accommodations. The furnishings displayed in the identified one of the plurality of accommodations are determined. Information identifying the displayed furnishings to...

20060085286 - Systems and methods for providing interactive assistance on purchase decision-making: Systems and methods for providing interactive assistance on purchase decision-making are provided. These systems and methods are preferably adapted to enable a purchase decision to be made by preferably interactively assisting the purchase decision-making process until a final purchase selection is made or indicated....

20060085290 - System and method for managing web based value added content: An electronic commerce system and method of displaying additional content offered to a user who is in the process of completing a purchase in order to maximize profits. The method determines if additional goods or services should be displayed together with the original order item as a group or should...

20060085297 - Customer interaction with inventory via rfid: Customer interaction with inventory via radio frequency identification (RFID) are disclosed, where a unique RFID is combined into ID cards, credit, debit, and smartcards. The current inventory RFID technology and RFID reader are moved into a place convenient to the end-user or customer to remove the need for cashiers. Some...

20060085291 - Inventory management method, inventory management system, and inventory management program: An inventory management method or system for controlling amounts of stocks is provided. The method comprises the steps of: storing delivery times and quantities of order lots accepted and restock lead times predetermined every item in a storage; selecting at least one order lot accepted, having a delivery time within...

20060085295 - Inventory mapping system and method: The present specification relates to inventory management. More specifically, the system and method disclosed in the specification provide for mapping inventories. In one of many possible embodiments, an inventory mapping method involves assigning fixture codes to inventory fixtures. The fixture codes are indicative of positional relationships of the inventory fixtures...

20060085296 - Inventory modeling and management: An inventory modeling and management system and method, within an inventory distribution system having multiple fulfillment nodes and distributing an inventory of multiple stock keeping units (SKUs), comprises determining whether there are inventory excesses and shortfalls for selected SKUs at selected fulfillment nodes, and analyzing the inventory excesses and shortfalls...

20060085294 - Method and system for catch-weight management: A multiple transaction quantity inventory management system including an inventory management component to store and manage inventory information using a base unit of measure (“UOM”) and in a valuation UOM related by at least one conversion factor for each of a plurality of goods; a material management component connected to...

20060085298 - Method of controlling product inventory: A business method and system for executing the method that involves gathering merchandise orders at a show in the home of a hostess. The method compiles the merchandise orders while maintaining a relationship between each individual order and information pertaining to the guest making the order. The guest information maintains...

20060085299 - Methods and systems for managing inventory by optimizing order quantity and safety stock: Methods and systems consistent with the present invention facilitate inventory management by determining an order quantity and a safety stock based on the order quantity that provide a minimum total cost, while satisfying a service level over an entire demand period for a good or service. In one embodiment, a...

20060085293 - System and method for processor-based inventory data collection and validation: A system and method for collecting and validating inventory data is disclosed. In one embodiment of the invention, a processor-based inventory data collection system for efficiently collecting and validating inventory data includes a central processor coupled to a system bus. The central processor is adapted to receive the inventory data...

20060085292 - Systems and methods for managing alcoholic beverages: A systems and methods for managing alcoholic beverages, including separate operating levels. A first operating level, accessible to experts, includes a first database in which alcoholic beverage knowledge, including their respective service protocols, are indexed and stored and a first set of instructions for running the first database and communicating...

20060085302 - Flexible cost and revenue allocation for service orders: A method and system handles cost and revenue allocation for service orders. For a service order, there is allowed to be created planned rules for allocation of costs to one or more service providers and for allocation of expected revenues to be received from one or more service receivers, which...

20060085301 - System and method of cost distribution and invoice management for products having time-based benefits: The invention provides a method, system and machine readable program for managing cost distribution. The method, system and machine readable program are each configured to receive information relating to the total cost of a product and generate a multiple cost structure for the product by generating an acquisition cost of...

20060085300 - Systems and methods for auctioning government items: Systems and methods to support an electronic market place include a communication network to communicate purchase requests; one or more buyers coupled to the network to issue a purchase order specifying items from two or more suppliers; and a server coupled to the network to receive the purchase order, the...

20060085304 - Corporate business tax web site: A Corporate Business Income tax web site where a user enters the tax information into a web site using a web browser; the web site calculates the tax due or downloads mobile code and the mobile calculates the tax due; the corporate tax data is transferred to the taxing agency;...

20060085305 - Handling taxes in computer-based sales transactions: Methods and apparatus, including computer program products, implementing techniques for handling taxes in computer-based sales transactions. In a sales transaction, a buyer makes a purchase from a seller. The purchase has a purchase price and a tax amount owed on the purchase. In one aspect, the techniques include using a...

20060085306 - Integrated virtual tax auditing system: An integrated virtual tax auditing system for performing tax compliance functions for organizations having tax reporting requirements comprises a system database, an information assistant for extracting data from one or more client databases and inputting the data into the system database and a compliance auditor for performing a virtual audit...

20060085303 - Interface between online salary statement and tax declaration program: A method of electronically reporting information in response to an agency's request for information is disclosed. The electronic reporting process allows a user to report data and to file a declaration with the requesting agency. In particular, a tax agency can electronically request income tax information from a taxpayer. The...

20060085307 - Service billing method in a communication network: The present invention is directed to a method for service billing within a communication network, in which the billing system thereof requests a price list from the used service in order to determine an invoice sum for price recording system of said communication network. The invoice sum is determined by...

20060085308 - System and method for sales and service reconciliation: A system and method that provides access to entertainment services, such as, movies, music and/or games are described. The system may collect data relating to transactions for the services and may reconcile such transactions. The system may include an entertainment services device for completing remote point of sale (POS) transactions,...

20060085312 - Computer implemented and/or assisted methods and systems for detecting, tracking and responding to toxic, or likely toxic, orders in an equities order flow using toxicity and /or profit anlyzers: Methods and systems are provided which enable equities broker-dealers to execute an equity trade order while simultaneously eliminating (or at least reducing) exposure to the negative consequences associated with toxic (or likely toxic) orders in the equities market. By using toxicity and/or profit analyzers, for example, to detect, track and...

20060085316 - Dynamic book yield analysis: The present invention relates to systems, methods, data structures and user interfaces for generating and presenting information as to how and why the book yield of an investment portfolio changed over a time interval. Dynamic book yield analysis is particularly useful for bond portfolio analysis and management. Transactions and events...

20060085314 - Escrowing digital property in a secure information vault: Digital data can be escrowed by receiving escrow parameters including a condition(s) for releasing the escrowed data, and an escrow recipient. An escrow contract is then created based upon the specified escrow parameters. The escrowing further includes storing the digital data in a secure information vault, and storing the escrow...

20060085315 - Financial institution channel cooperation system, channel cooperating apparatus, and channel control apparatus: A financial institution channel cooperation system which connects a plurality of channels among delivery channels and supply channels of a financial institution includes: a channel control apparatus installed in a delivery channel element apparatus; and a channel cooperating apparatus which encloses the channel control apparatus and can be connected to...

20060085313 - Method of making a leveraged charitable donation while increasing net worth: A method of funding a tax-exempt organization. A donor utilizes an original principal sum that is separated into first and second distinct parts. The first part is given as a freely given, separate, and immediate cash donation to a tax-exempt organization. The second part is utilized to purchase an equity-indexed...

20060085310 - System and method for facilitating a wireless financial transaction: A method for executing a wireless trade is provided that includes communicating with a handheld device via a wireless network and sending and receiving financial information to and from the handheld device. The financial information is associated with a trade that can be initiated by the handheld device. The method...

20060085311 - System and method for using a first electronic representation of contract terms for generating a second electronic representation of the contract terms: Systems and methods are provided in which contract terms from a first electronic representation of a contract are used to form at least a part of a second electronic representation of the contract. For instance, the first electronic representation of a contract may be formed for use with a first...

20060085309 - Systematic expansion of leveraged financing: The method and process of the invention calculates a budget that systematically pays off debts at an accelerated rate without a need to increase the cash flow volume or cause budget cuts while expanding the budget's disposable income. The method requires a budget's entire cash flow income to be paid...

20060085317 - Computer-based system and method for executing orders: The present invention provides a novel system and method for executing orders. In an embodiment, a system for executing orders includes a communications gateway through which orders and intents can be passed to an internalization engine. The internalization is operable to maintain intents and compare them with incoming orders, and...

20060085320 - Flexible system and method for electronic trading: System, method, and program products offer flexibility to the rather rigid way of trading in an electronic trading system. Orders for a tradeable object may typically get matched according to set terms and/or conditions at an electronic exchange. A trader may log onto the electronic exchange to trade the tradeable...

20060085322 - Internet-based method for construction bid and contract management: Method of topologically subdividing and unambiguously defining the scope of work and for inter-linking construction plans/specifications to construction contracts to eliminates errors and uncertainty in contractor performance. Electronic overlays are applied onto the digitized construction plans corresponding to different categories of work. Each overlay is divided into a series of...

20060085319 - Methods and apparatus for routing options orders: An options trading system may include a routing system that receives an options trading order from a customer and divides the customer order into secondary orders. Each of the secondary orders may be sent to a respective securities exchange for execution. The size of some or all of the secondary...

20060085321 - Simulation auction for public offering: The invention provides a method and system to estimate demand, pricing, allocation and aftermarket demand for public offerings via a simulation auction using collaborative forecasting. The simulation auction incorporates features to enhance participant knowledge about a particular company and its proposed auction. The simulation auction may be used to collect...

20060085318 - Systems and methods for providing reverse-auction: Systems and methods are disclosed for conducting a reverse auction by receiving request data for a requested item, the request data including an item description and bid evaluation information including at least desired price and proximity to a predetermined location; storing the request data in a requisition database; receiving bid...

20060085324 - Municipal bond offer and method: A system and method for providing municipal bonds secured by GNMA securities for multifamily development projects, includes securing a commitment from the bond purchaser at the initiation of the transaction for periodic purchases of portions of the bonds over the period of the construction or rehabilitation of the development project,...

20060085323 - System and method for analyzing risk within a supply chain: A system and method is provided for identification, quantification, and analysis of risks within a supply chain infrastructure. A combination of risk event data, risk interaction definition, and risk assignment hierarchy is used to dynamically model the expected impact of risk to pre-defined performance measures within the system. The dynamic...

20060085325 - System, method, and computer program for assessing risk within a predefined market: A system and method for measuring or quantifying the probability of default of a borrower. Credit factors from companies that banks have extended loans to are inputted and collected into a processor. The method employs a process utilizing an optimization function and a standard multivariate nonlinear regression to process client...

20060085326 - Method and device for enabling electronic transactions: Method for payment through the Internet while utilizing a multi position character code, wherein a first Internet connection is established between a customer and a merchant and a payment order is put by the customer. A first section of the character code is transferred from a computer associated to the...

20060085328 - Secure online commerce transactions: A method of enabling electronic commerce transactions is provided by a service, the service giving to users a disposable credit card or other indicia of credit for a particular transaction or amount. The service receives registration information from the user and authorizes the user. The service establishes an account for...

20060085329 - Storage accounting system, method of storage accounting system, and signal-bearing medium embodying program for performing storage system: A storage accounting system which includes a host computer, and a storage service apparatus that stores data requested by the host computer in accordance with a data access rate of a service agreement. The storage service apparatus monitors a data access rate of the host computer and selectively adjusts a...

20060085330 - System and method for compiling information for resolving transactions: A system and method for gathering information pertinent to a transaction for purposes of compiling an offer set of at least one offer for settling the transaction is presented. The design comprises a server configured to seek information, the server configured to seek at least one from a group comprising...

20060085332 - System and method for resolving transactions: A method for the online settling of a transaction in which network communications are established between a user, such as a debtor, and a server is presented. The method comprises receiving information, at the server, regarding the transaction, seeking available information pertinent to the transaction from at least one source...

20060085331 - System for resolving transactions: A system for the online settling of a transaction in which network communications are established between a user, such as a debtor, and a server is presented. The system comprises a server configured to receive communications from a user. The server is further configured to seek available information pertinent to...

20060085327 - Systems and methods for using credit card in government purchasing transactions: Systems and methods to support an electronic market place include a communication network to communicate purchase requests; one or more buyers coupled to the network to issue a purchase order specifying items from two or more suppliers; and a server coupled to the network to receive the purchase order, the...

20060085336 - Consistent set of interfaces derived from a business object model: Methods and systems consistent with the present invention provide a data processing system having a business object model reflecting the data used during a business transaction. Consistent interfaces are generated from the business object model. These interfaces are suitable for use across industries, across businesses, and across different departments within...

20060085333 - Credit/debit card payment system: A system providing a payment transaction using a single selection from a plurality of credit/debit card accounts without requiring the use of any corresponding credit/debit card. The system uses a unique customer identity number associated with a plurality of credit/debit card accounts. The system also provides the retrieval of transaction...

20060085334 - Dynamic financial liability management: Financial liabilities are dynamically managed by receiving liability information relating to a client associated with multiple financial liabilities. Each financial liability is associated with a respective interest rate. A payment is allocated among the financial liabilities, for example, as a function of the interest rates associated with the financial liabilities....

20060085339 - Method and apparatus for ordering goods, services and content over an internetwork: A billing system that allows a consumer to order products from computers connected to the Internet, wherein the consumer is automatically billed for the ordered good or service by its telephone service provider. When a consumer orders a product over the Internet, a plug-in component of the consumer's computer establishes...

20060085337 - Method and system for using payment cards as a payment option within an online bill payment and presentment solution: An exchange hub is provided that is programmed to receive by way of an open, standardized, secure messaging protocol, a payment card transaction request from a consumer's CSP. A consumer transmits to an EBPP system a request to pay a bill electronically using a payment card. The consumer's payment card...

20060085335 - Point of sale systems and methods for consumer bill payment: The present invention provides systems and methods of processing bill payments. One such method includes receiving a payment request from a customer. The payment request is for a bill associated with a vendor. The vendor may be any number of vendors including utility companies, mortgage lenders, credit card companies, financing...

20060085338 - System and method for imbedding a defined benefit in a defined contribution plan: A system and method for providing a user with a portable benefit, within a qualified or non-qualified defined contribution plan, based on a formula the result of which indicates the exact guaranteed minimum periodic income that the user will receive no matter how long the user lives and the potential...

20060085340 - Methods and systems for managing consumer transactional accounts: Computer-implemented methods and systems for managing consumer transactional accounts provides a temporary line of credit with an installment option that a consumer can use for specific occasions or life events. The account remains open for only a limited period of time during which interest does not accrue. Thereafter, the account...

20060085342 - Binding to business objects and web services: A system and method for method facilitating design-time data binding of business object(s) and/or web service(s) is provided. Developer(s) can specify their own class(es) that do not require specific inheritance, interface implementation or default public constructors. The system includes a binding component that generates control information associated with control(s) based,...

20060085343 - Method and system for preventing unauthorized rerecording of multimedia content: A method, system and computer readable medium for the blocking of recording digital content at an end user multimedia end-user-system during the rendering of encrypted digital multimedia files. Before the process of rendering of encrypted digital multimedia can be started all rendered media stream during playback are opened to ensure...

20060085341 - System and method for providing a secure contact management system: A system and method for providing a Contact Management System (CMS) so that individual owners of personal contact data may control and manage the access and dissemination of the personal data. The owner of personal contact data may securely register the data with secured information vault of the CMS and...

20060085346 - Automated topology discovery and management for electric meters: A method for automated topology discovery and management of meter nodes in a power grid is described. In the discovery mode any of the meter nodes is able to act as a proxy for a data concentrator to sort out the topology, and to determine the best path for communicating...

20060085347 - Method and apparatus for managing personal medical information in a secure manner: A computer implemented method for managing a person's medical information includes receiving a first request to access a first tier of medical information of a given person. The request includes first security information associated with a portable secure medium associated with the given person. Access to the first tier information...

20060085345 - Right to receive data: A computer-implemented method is presented that allows a user to receive a work such as a movie at any time and at any location. A first client connects to a server through a network. A work is selected through the first client. Transaction data related to a user's right to...

20060085344 - Secure information vault, exchange and processing system and method: A system and method for providing an information vault so that individual owners of personal data may control and manage the access and dissemination of the personal data and provides for the owner of the personal data to receive compensation for the use of the personal data, thus, in effect,...

20060085348 - Method and system for managing the use of electronic works: A system for managing, distributing and using of electronic content. The system includes an encoding/encryption appliance for receiving content and creating protected content, a distribution appliance for defining one or more grants, a consumption appliance for exercising the one or more grants to transform the protected content into exercisable content,...

20060085349 - System and method for caching data: A method of obtaining radio content from a remote electronic device for a user electronic device includes transmitting a request for radio media content to a first remote electronic device via a network. Radio media content that includes a plurality of media data files is received via the network. The...

20060085354 - Data transfer system and data transfer method: A transfer source gives a challenge key, own public key, an ID for identifying the target data, and an encryption key type to a transfer destination that is authenticated by a certificate. In accordance with the given key type, the transfer destination generates a first session key (and a second...

20060085355 - Downloadable software package incorporating license management software: A downloadable software package incorporating license management software is disclosed. The software package may include a client software application and an associated licensing module for managing use of the client software application. In preferred embodiments, the licensing module is configured to detect the use of the client software application and...

20060085350 - Enterprise-wide flexible software licensing model: Methods according to preferred embodiments of the present invention include establishing a licensing component on a plurality of servers, where each licensing component has a count of licenses. Each server is in communication with at least one other server on the network. When a server requires more licenses than are...

20060085353 - Method and apparatus for assigning consequential rights to documents and documents having such rights: A rights management system including one or more consequential rights associated with digital content, and specifying a manner of use of the digital content, a right management module that enforces the rights permitting use of the digital content in accordance with the rights upon occurrence of a consequential event. The...

20060085356 - Method for purchasing a software license over a public network: Method and apparatus are disclosed for facilitating the purchase of a software license over a public network. In one disclosed embodiment, a license server may receive a license validity inquiry request from a client module over public network. The inquiry request may contain information regarding a client software application associated...

20060085351 - System and method for obtaining and sharing media content: A device initialization method includes generating a license request for a personal media device. A timeout indicator may be obtained for a subscription associated with the personal media device. The license request and the timeout indicator may be combined to form a device license for the personal media device. The...

20060085352 - System and method for relicensing content: A method of relicensing digital encrypted radio media content transmitted via a network and received by a user electronic device includes receiving a request to relicense an encrypted digital media data file included within digital encrypted radio media content. The encrypted digital media data file is retrieved from the digital...

20060085357 - Methods and systems for performing credit transactions with a wireless device: Methods and systems are provided of initiating a wireless device for use in performing transactions. A wireless communication is received from the wireless device at a host system. The wireless communication identifies a financial account to be authorized for use in supporting transactions. A location-positioning signal is received at the...

20060085359 - Method and apparatus for electronic commerce using digital ticket to provide anonymity: A method and apparatus for electronic commerce using a digital ticket are provided. The method for electronic commerce using a digital ticket includes hiding a message comprising a random number and transmitting the hidden message to a ticket issuer, receiving the hidden message signed with a digital signature by the...

20060085358 - System and method for creating and ordering gift certificates via an interactive medium: The present invention discloses a system and method for creating and ordering customizable gifts and/or gift certificates via an interactive medium such as the internet. To utilize the system of the present invention, a person first visits a specific internet address and logs in using his/her username and password. The...

20060085360 - System and method for providing a secure intellectual property marketplace: A system and method for providing an intellectual property marketplace (IM) using a secured information vault so that individual owners of intellectual property (IP) may control and manage the access and dissemination of the IP. Producers of the IP may also receive compensation for transactions in the marketplace. Multiple services...

20060085361 - Anomaly detector in a health care system using adapter: Disclosed are systems and methods which provide for monitoring an interface for software applications, for logging transactions conducted using the interface, and/or validating the transactions performed. Embodiments utilize adapters which communicate with an adapter monitor to determine the status of the adapters and/or interfaces provided using the adapters. A monitoring...

20060085362 - Negotiation support systems and methods: Systems for negotiation support. First and second negotiation agent modules respectively receive multiple first proposals, calculate preference scores (PSs) for each first proposal using utility models and select a portion of the first proposals as second proposals in descending order according to the calculated PSs therewith. The negotiation management module...

20060085364 - Automated telephony services pricing application: An automated pricing system determines a respective quote price for each of a plurality of different labor categories associated with an implementation of an Internet Protocol (IP) telephony system. The different labor categories comprise at least one field engineering category and at least one implementation manager category. The at least...

20060085363 - Method and apparatus for providing load dispatch and pollution control optimization: An economic dispatch program allocates a load demand and an emission allowance of a power generation system among various power plants to determine the operational set-points and the pollution control set-points of each of the various power plants in a manner that minimizes the total operating cost for the power...

20060080127 - Buyer listing service and method of use: A method of using a buyer listing service (BLS) includes receiving buyer profile data of a prospective residential real estate buyer; storing the buyer profile data to a BLS database; receiving prospective residential real estate sales data to a residential real estate sales database; receiving a search query for buyer...

20060080125 - Carpet simulation method: A new method of electronically distributing files containing information to permit the simulation of surface patterns is presented in which color characteristics, texture characteristics, and manufacturing characteristics are included in the file and once the file is loaded, no reference to external databases is required by viewing software....

20060080113 - Just-in-time insurer's flooring evaluation and replacement system: The present invention is directed to a system, and method for making and using the same, for an on-site evaluation of flooring materials, condition, and value, and further, for providing replacement flooring. The present invention provides an effective and uniform way to more objectively evaluate flooring and/or provide replacement flooring...

20060080131 - Land description tract index: The instant invention is a method of indexing and displaying interests in real property tracts comprising accepting input of real property descriptions, maintaining a database containing interests in real property descriptions, creating an array index representing interests in real property tracts where each index in the array index represents a...

20060080117 - Maintaining integrity within an adaptive value chain involving cross enterprise interactions: The present invention is a method, system and apparatus for maintaining transactional integrity within an adaptive value chain involving cross enterprise interactions. In the present invention, transactional integrity can be maintained in a cross-enterprise business process management system by managing business transformation operations among cross-enterprise interactions to produce an adaptive...

20060080112 - Method and apparatus for ownership transfer of transactions in peer-to-peer systems: This invention relates to a method of, a device and a protocol for performing ownership transfer of a change in a peer to peer network (30). The device or a peer can be a car, a garage, a video cassette recorder (VCR), a personal digital assistant (PDA), a mobile phone,...

20060080133 - Method and system for enterprise-level unassisted customer shipping: A system and method for unassisted enterprise-level unassisted customer shipping is described providing for payment of shipping and item costs in a single transaction. In one configuration, a customer utilizes a kiosk to process a shipping bill of materials for presentment at a point of sale terminal....

20060080114 - Method and system for providing real estate search information: A computerized system is provided for managing commercial real estate properties comprising a core database including a property listing database and a member listing database. A data module is coupled to the core database. The data module provides commercial real estate data to the core database. At least one working...

20060080118 - Method and system for self-remuneration of published material: The present invention introduces the notion of a service bureau that efficiently and automatically helps publishers receive, track, and reward consumers for finding errors in published material such as books, manuals, multimedia presentations, and e-books. In particular, described is a system and method for receiving one or more errors associated...

20060080132 - Method for generating, accessing, and managing property inspection reports: The present invention provides a system and method for use by a property inspection company to receive requests for property inspections from customers, dispatch the requests to inspectors, receive inspection reports prepared by the inspectors, and store the reports in a database for retrieval by customers via a computer network....

20060080130 - Method that uses enterprise application integration to provide real-time proactive post-sales and pre-sales service over sip/simple/xmpp networks: A system and method provides customer support to a user. In one embodiment, it includes providing the user access to a knowledge database for the user to query the knowledge database regarding a support issue. It also provides, in response to the user querying the knowledge database, an interface to...

20060080119 - Method, system and program product for funding an outsourcing project: Under the present invention when a business process is desired to be outsourced from a client (e.g., a company or governmental unit) to a third party outsourcer, an outsourcing project is initially planned. Typically, the plan includes a plurality of overlapping phases that extend over several time periods. Thereafter, a...

20060080123 - Methods and systems for imaging device job configuration management: Embodiments of the present invention comprise systems, methods and devices for imaging device job configuration management....

20060080129 - Methods and systems for providing access to remote, descriptor-related data at an imaging device: Embodiments of the present invention comprise systems, methods and devices for providing access to remote, descriptor-related data at an imaging device user interface....

20060080124 - Methods and sytems for imaging device job definition: Embodiments of the present invention comprise systems, methods and devices for imaging device job definition....

20060080111 - Mobile electronic transaction system, device and method therefor: Disclosed herein as a system, device and method for conducting electronic transactions utilizing a wireless communications device adapted to receive a transaction program and data. The device comprises memory storage for storing a transaction program, a microprocessor and a display screen. The microprocessor executes instructions contained within the transaction program...

20060080122 - Multi-print stream processing module optimizer for document processing: Multiple print streams destined for individual print stream processing modules are optimized prior to printing. The process of optimizing includes receiving an input representing a plurality of documents to be printed and determining an attribute of each document of the plurality of documents represented by the input. The attribute relates...

20060080120 - Publish/subscribe mechanism for web services: A method for managing events in a web service environment is provided. A request for a subscription to desired events in an event class in an associated catalog namespace of a catalog repository is received from a subscribing application. The subscription request includes an event filter to select the desired...

20060080126 - System and method for calculating employee expenses: A method and apparatus for calculating employee expenses is disclosed herein. One embodiment of the method may comprise transferring first data from a first computer to a second computer. The first data causes the second computer to display text, wherein a portion of the text is a first inquiry related...

20060080135 - System and method for managing intellectual property: The present invention relates to methods and systems for intellectual property management. In an embodiment, a system includes an intellectual property asset inventory system to manage an inventory of intellectual property assets. A product inventory system manages an inventory of products, where the inventory of products correspond to a plurality...

20060080136 - System and method for managing intellectual property: The present invention relates to methods and systems for intellectual property management. In an embodiment, a system includes an intellectual property asset inventory system to manage an inventory of intellectual property assets. A product inventory system manages an inventory of products, where the inventory of products correspond to a plurality...

20060080128 - System and method for providing customized employment interviews: A method, system, and computer program receive an identification of one or more skills associated with a job. The method, system, and computer program also receive a selection of one or more questions associated with the one or more skills. In addition, the method, system, and computer program provide an...

20060080115 - System and method for the assembly of programs: Embodiments of the invention are generally directed to a system and method for the assembly of a program having one or more methods. In an embodiment, one or more sequences for the methods of the program are determined based, at least in part, on data format information provided by the...

20060080121 - Third-party confirmation of self-populated data: An online information system, such as a dating service, that provides third-party verification of self-populated data is provided. A user may initially provide their own data that identifies themselves as well as their desired match, for example, for a date. The system may then collect data from third-party sources, such...

20060080134 - Virtual system for accessing services for job seekers, employers, training providers, benefit applicants and others: A computerized information system of workforce development services having a server having services for job seekers, staff, employers and training providers; a database of stored procedures coupled to the server; and input/output clients also coupled to the server for accessing information from a standardized database as well as additional information...

20060080116 - Web-based employee onboarding management and tracking software: The current system design is an network connected client (including but not limited to any Internet browser, Intranet client, PDA device, etc.)-based employee onboarding and tracking software. The present invention utilizes a very detailed and comprehensive system of checklists. These checklists create structure, accountability, accuracy, and completeness with built in...

20060080141 - Method and apparatus for processing a context change request in a ccow environment: A method and apparatus for use in a computer system comprising at least two software applications sharing context in accordance with a Clinical Context Object Workgroup (CCOW) standard, wherein a context change may be requested by a user of at least one of the at least two software applications. In...

20060080138 - Method for providing health care products and services: A method for a retail establishment to provide health care products and services to health care consumers by employing a trained medical professional, such as a physician's assistant, nurse, nurse practitioner, physical therapist or a certified athletic trainer, as a customer assistant. The goods and services provided by the customer...

20060080145 - Method for reviewing electronic patient medical records to assess and improve the quality and cost effectiveness of medical care: Process and system for the review of electronic medical records to detect potential problems with healthcare including inappropriate medication use, missed opportunities for beneficial medication use and missed opportunities for appropriate healthcare screening. The review is done by a computer program which applies up to date evidence based medical information....

20060080147 - Method of purchasing a product to avoid adverse selection: A method for providing automatic purchase of products, such as insurance products, by one or more third parties acting on behalf of a purchaser and for automatic deductions from an income source to pay for the product utilizes stored data regarding the products, information provided to a purchaser from the...

20060080146 - Method to improve the quality and cost effectiveness of health care by directing patients to healthcare providers who are using health information systems: Method to identify health information systems based on compatibility and capability of improving quality, safety and cost effectiveness of health care, to identify healthcare providers who are using such technology and to assist patients to find these healthcare providers. Provides the unexpected benefits of accelerating the adoption of health information...

20060080139 - Preadmission health care cost and reimbursement estimation tool: A cost estimation tool, preferably a handheld computer, prices and evaluates the financial impact of new residents' prior to admission. Immediate access to this information and built-in therapeutic substitution and clinical advisories provides the opportunity to optimize pharmaceutical regimens prior to admission. In addition, an abbreviated Resource Utilization Group (RUG)...

20060080143 - Radiography system and management program thereof: A radiography system includes: a plurality of radiographic image detecting apparatus to obtain radiographic image information of a subject by radiography of the subject; a radiography operation control apparatus to control a radiography operation of at least one radiographic image detecting apparatus among the plurality of radiographic image detecting apparatus;...

20060080148 - System and method for creating a retirement plan funded with a variable life insurance policy and/or a variable annuity policy: A retirement plan is created using variable life insurance contracts and/or variable annuity contracts. Actuarial data used to create the retirement plan is entered via at least one user interface and processed. Based on the actuarial data, a variable life insurance policy and/or a variable annuity policy is generated for...

20060080140 - System and method for providing a clinical summary of patient information in various health care settings: A system and method for providing a clinical summary of patient data in a health care setting. The system and method comprises a graphical user interface in communication with a health information system for accessing patient data. The graphical user interface is capable of displaying a clinical summary of patient...

20060080144 - System and method for providing healthcare management: A system and method for purchasing and managing healthcare is provided. Generally, the system has a healthcare account manager with a database having user identification, accounts of credits associated with the user identification, healthcare service provider identification, and unit amounts associated with the healthcare services. The system also has a...

20060080142 - System for managing patient clinical data: A system dynamically refreshes stale patient clinical data during a clinical workflow sequence of tasks concerning treatment ordering, patient diagnosis, or patient condition assessment and warns a clinician if patient clinical data has changed since starting a work session. A system for managing patient clinical data includes at least one...

20060080137 - Usb med stick with personal medical history: The invention uses the technology of the common USB (flash) drive to hold a person's medical history and can be carried on a key chain or in your pocket or purse. The medical history is entered by the owner of the USB drive and is protected by a user ID...

20060080149 - Healthcare guidance support system: A health guidance support system for examinee's health improvement including a health checkup data storage for examinees' data containing levels of health conditions or development of diseases and related risk data collected at a certain time interval, an input unit for a health level and risk data in the present...

20060080151 - Healthcare management method and system: The present invention is a system and a method for managing health records of a patient on a secure healthcare information network. It includes registering the patient with the healthcare information network; establishing a healthcare account for the patient; gathering personal and medical information about the patient; wherein the gathering...

20060080152 - Modular microprocessor-based appliance system: A system and method is described that enables a health care provider to monitor and manage a health condition of a patient. The system includes a health care provider apparatus operated by a health care provider and a remotely programmable patient apparatus that is operated by a patient. The health...

20060080150 - Whole-patient system for joint replacement care: A whole-patient system for joint replacement care has seven intrinsic steps/features, which apply both to the patient care method itself and to the overall administrative system which embodies the method. These key seven steps are: (1) Patient evaluation and pre-screening; (2) Body Mass Index assessment; (3) Diagnostic study selection protocol;...

20060080153 - Health care system and method for operating a health care system: A health care system includes a data warehouse for accumulating data regarding laboratory test results, health care provider claims, pharmacy claims, supplemental information and immunization records. The data is then analyzed by a fact warehouse. The fact warehouse uses rule engines to analyze the data and determine certain facts regarding...

20060080155 - Method and apparatus for insuring multiple unit dwellings: A method and apparatus for insuring the owner of an apartment or multi-unit dwelling from damage to his building caused by his tenant's unintentional acts comprising: inputting into a computer processor a database of building physical information, occupancy information, and tenant rental information; inputting into the computer processor an insurance...

20060080154 - Method of verifying insurance claims: A method of evidencing loss or damage an under a policy of insurance provided by an insurer to an insurance policy holder is disclosed. The policy provides insurance against loss of or damage to one or more insured properties. The method includes providing an insurance policy holder with a claim...

20060080156 - Outsourcing command center: An outsourcing command center collects and processes outsourcing data for multiple engagements and multiple outsourcing offerings. The command center may apply a metric set to the outsourcing data that is broadly applicable across multiple outsourcing offerings, but also tailored to specific outsourcing offerings, and extended by engagements to meet their...

20060080157 - Method of improving administrative functions of a business using value streams with display of status: A method for improving an administrative function of a business is disclosed comprising the steps of selecting an administrative value stream, preparing a future state value stream map based on lean concepts to create a future state administrative value stream comprising a series of steps, and implementing the future state...

20060080158 - Automated attraction and ride maintenance verification system: A system for preventative maintenance of a ride or an attraction component at a venue. A validator establishes the identity of the ride or attraction component and a controller monitors the use of the ride or attraction component. The controller also manages the ride or attraction component's availability for patron...

20060080160 - Annotation of data in an operating plan data aggregation system: In an embodiment a method is provided. The method includes receiving forecast information in a computer from a first group of users. The method also includes integrating the forecast information into a database and corresponding OLAP cube accessible by the computer. The method further includes receiving comments on specific entries...

20060080159 - Method, program and system for the implementation of cognitive business processes in a sales enterprise: A cognitive business process (CBP) for use by an enterprise in selling its products or services to a company. A sales knowledge engine and sales knowledge base are used by a salesperson when information is received regarding a potential sales objective. The sales knowledge engine uses the information about the...

20060080161 - System and method for collection and analysis of electronic discussion messages: A system and method for collecting and analyzing electronic discussion messages to categorize the message communications and the identify trends and patterns in pre-determined markets. The system comprises an electronic data discussion system wherein electronic messages are collected and analyzed according to characteristics and data inherent in the messages. The...

20060080162 - System and method for collection and analysis of electronic discussion messages: A system and method for collecting and analyzing electronic discussion messages to categorize the message communications and the identify trends and patterns in pre-determined markets. The system comprises an electronic data discussion system wherein electronic messages are collected and analyzed according to characteristics and data inherent in the messages. Objective...

20060080164 - Methods and apparatus for food brokering call center operations: Methods and apparatus for brokering food services are disclosed. The methods and apparatus described herein provide quality controlled room service to guests of hotels that do not otherwise have traditional room service available. A call center operator routes each call to the appropriate restaurant and stays on the phone line...

20060080163 - Methods and apparatus for food brokering services: Methods and apparatus for brokering food services are disclosed. The methods and apparatus described herein provide quality controlled room service to guests of hotels that do not otherwise have traditional room service available. A call center operator routes each call to the appropriate restaurant and stays on the phone line...

20060080165 - Methods and apparatus for residential food brokering services: Methods and apparatus for brokering food services are disclosed. The methods and apparatus described herein provide quality controlled food delivery services to homes. A call center operator routes each call to the appropriate restaurant and stays on the phone line to monitor the call. The restaurant delivers the order and...

20060080166 - Advertising box and its use in an online advertising system: This innovation provides an online advertising method and an online advertising system, in which advertisers can easily update their ad contents while ad viewers can easily personalize ad selection and sort out information they are truly interested in....

20060080173 - Coupon dispensing system: A coupon dispensing system includes a touch-screen device presenting one or more product category icons that can be activated by a user's touch, a coupon printer for printing coupons based on one or more selections made by a user touching an image of a coupon on the touch-screen, independent of...

20060080169 - Fair scheduling of the display of personalized marketing content in a marketing subsystem of an e-commerce system: A method, system and apparatus for fairly scheduling the display of personalized marketing messages in a marketing subsystem in an e-commerce system. A method of fairly scheduling the display of personalized marketing messages in a marketing subsystem of an e-commerce system can include allocating each individual space in a visual...

20060080171 - Managing advertising inventory: The amount of dynamic content consumed by an audience at one or more locations in one or more content sites may be determined. This information may then be used by an inventory management system to forecast or estimate the future available advertising inventory at the locations. When the entity receives...

20060080174 - Method and system of gift registry: The present invention provides methods and systems for facilitating gift registry. A variety of systems are provided which make registering for gifts more efficient for consumers and retailers. These systems include an express registration card system and a reverse registry system. The methods associate the various systems with a common...

20060080170 - Method, system, and computer readable medium for token enhanced media: A method, system and article of manufacture, including software, that encourages purchases of products or services and identifies measurable loyalty of an individual to a product or service, or in particular how often an individual purchases a product or service during a period of time in response to electronic media,...

20060080172 - Method, system, and software for electronic media driven promotions that include off-line actions: A method and system, including software, encourages trial experiences of products and/or services at specified physical locations by an individual after the individual selects an electronic media, such as a Web advertisement. In an alternate embodiment, a method and system, including software, encourages an individual to purchase a product or...

20060080167 - Methods, apparatuses, and systems for presenting advertisment content within trick files: Methods and apparatuses and systems for inserting advertisement segments into trick content. Advertisement segments present in the original video content are extracted from the video content and merged with other navigation segements to generate associated trick content. The advertisement segment may be inserted into the trick files may be displayed...

20060080175 - Player scoring for customizing a game of chance on a gaming machine: Methods and apparatus are described for customizing a game application for play of a game of chance on a gaming machine. A plurality of attributes are provided. The attributes include at least one attribute relating to gaming behavior of associated individuals. Values of selected attributes associated with ones of a...

20060080168 - System and method for managing advertisement by use of advertisement and sanitary paper: A system and method for managing advertisement by use of advertisement and sanitary paper is disclosed in order to change current advertisement marketing management models. Members are recruited and a database about the members is built by an advertisement and distribution manager. The data about the members are analyzed and...

20060080176 - Methods and apparatus for controlling the quality of a food brokering system: Methods and apparatus for brokering food services are disclosed. The methods and apparatus described herein provide quality controlled room service to guests of hotels that do not otherwise have traditional room service available. A call center operator routes each call to the appropriate restaurant and stays on the phone line...

20060080177 - Self-checkout system having minimal footprint: A self-checkout system, particularly for retail areas of constrained floor space, has a small to zero footprint while being fully functional. In one form, the self-checkout comprises a unit mountable to a wall, pillar, or other support. In another form, the self-checkout has or is part of a columnar support....

20060080178 - Method for serving picture images on the internet: The present invention relates to an improved method for serving picture images on the internet based on a different method, and in particular to an improved method for serving picture images on the internet which is capable of selling picture images for an increased price based on an anti-discount service...

20060080180 - Method of verifying whether an on-line user is a member of an organization unrelated to a company: An on-line company unrelated to an organization which has a domain name provides a service to an on-line user when the company confirms that the on-line user is a member of the organization. The organization establishes a sub-domain of the domain name of the organization, and then sets the IP...

20060080184 - Methods and systems for authorizing imaging device concurrent account use: Embodiments of the present invention comprise systems, methods and devices for allowing a plurality of concurrent users to use a single imaging device account....

20060080185 - Methods and systems for imaging device concurrent account use with remote authorization: Embodiments of the present invention comprise systems, methods and devices for allowing a plurality of concurrent users to use a single imaging device account....

20060080183 - Network system for handling on-line auctions: An method for controlling an auction and sale of products between a vendor and a seller comprising: placing an item for sale on an auction site such that the price of the item fluctuates according to a preset algorithm based upon time and the level of sales; completing a sale...

20060080187 - Portable music player and a photographic image commercial transaction system: An image commercial transactions system and method that are able to implement the sales to the purpose of the seller. An e-commerce system for selling a picture and a handling condition specific to the picture, both being recorded on a predetermined recording medium in a predetermined format. The picture to...

20060080186 - System and method for providing advanced funding for proceeds from a resolved dispute: A computer executable system and method for dispute resolution with advance funding capability. Opposing parties to a claim can submit at least one demand and offer; the offer and demand are not disclosed to the opposite party. After calculating a difference between the demand and the offer in at least...

20060080181 - System for and method of generating sales proposals and contracts: Provided is a system for and method of generating sales proposals and contracts. The system comprises a computer, including a proposal generator program, a local sales policy file, and an unspecified number of sales proposals; a second computer, including a contract generator program, a master sales policy file, and an...

20060080179 - Tolling mechanisms for electronic communications: A system for delivering toll-based electronic mail includes a send module for delivering a toll-based electronic message from a sender to a receiver. A receive module is utilized for receiving the toll-based electronic message. Also included is a toll module for charging a toll from the sender to the user...

20060080182 - Web-based size information system and method: A world-wide-web based size information system and method for providing any living thing with an accurate size information profile to facilitate the purchase of appropriately fitted products to help and support that living thing's needs. The inventive system includes; a size recording process, a database for online or offline input...

20060080189 - Commodity purchasing management system and method: An automated commodity customer delivery driven method/system to manage commodity sales by acquiring a chance of purchase of a selecting customer as well as another new customer for a relevant commodity by assuring availability of the inventory for both customers of the relevant commodity. The shop inventory for the selecting...

20060080190 - Method and system for storing goods trace information: The present invention provides a goods trace information storing method comprising the steps of: acquiring identification information from an RFID (Radio Frequency Identifier) tag in each distribution level by an identification information read mechanism, and acquiring physical property information of goods, where the RFID tag is attached, by a physical...

20060080188 - Supply-chain side assistance: An apparatus, device, method, computer program product, and system that identifies an item having a presence within a geographic locale in response to a signal indicative of the item, obtains a first instance of a supply-chain assistance corresponding to the identified item from a first source and obtaining a second...

20060080198 - Cash transaction system: A cash avoidance system uses an identifier associated with a hardware token such as a card to establish an account. Change from cash transactions are credited to the account to be spent for future purchases anonymously. The person in possession of the card may then debit the account to purchase...

20060080196 - Computer implemented and/or assisted methods and systems for providing rapid execution of, for example, listed options contracts using toxicity and/or profit analyzers: Methods and systems are provided which enable options broker-dealers to execute a listed options contract trade order while simultaneously eliminating (or at least reducing) exposure to the negative consequences associated with toxic (or likely toxic) trades in the options market. By using toxicity and/or profit analyzers, for example, to detect,...

20060080192 - Equitized currency trust for real-time currency trading: An equitized currency trust has its underlying value based solely on currency, rather than on securities and/or commodities. Shares of the equitized currency trust are priced in a currency other than the currency that forms the underlying value....

20060080197 - Financial account management: A holder of a financial account predefines a virtual account associated with the financial account. The virtual account has an associated limitation on a payment to be made from the financial account. In connection with a transaction, information about the virtual account is provided to a third party. A third...

20060080194 - Financial instruments and methods of use: Financial instruments are disclosed. The financial instruments include one or more securities and one or more rights for investors to purchase credit. Methods and other applications are also disclosed....

20060080206 - Integrated strategic business planning process (isbpp) business method: Various embodiments of the invention include a financial and operations business planning process to provide a balanced and integrated operating plan for an automotive supplier firm. One embodiment includes a “Free Flow” Marketing Plan, several functional plans, and a financial plan. The executive management team sanctions and institutionalize the process...

20060080195 - Method and system to automatically evaluate a participant in a trust management infrastructure: A system, to establish a trustworthy supplier in an online commerce environment, includes an aggregated service provider represents a buyer to source and evaluate a seller. The aggregated service provider collects the requirements from the buyer, whereby the requirements include product specification and qualifications of the seller. The aggregated service...

20060080205 - Method of borrowing, investing and managing and investment fund: Investors purchase shares of a closed-end investment fund of tuition package repurchase agreements with a university. On a specified date, the university receives cash based on their current tuition rates times the number of repurchase agreements into which they have entered. As the contractual repurchase agreements reach their specified maturity...

20060080203 - Methods and systems for interest rate prediction: In one aspect, the invention comprises a computer-implemented method for predicting interest rates, comprising the steps of: electronically receiving data describing one or more Fed fund futures rates; electronically adjusting the data describing the one or more Fed fund futures rates to obtain adjusted data regarding the one or more...

20060080202 - On-line higher education financing system: A method of providing a user with education financing information, includes the acts of: maintaining an electronic site on a computer network to which the user may connect; sending data to the user over the network for presenting at least one electronic screen which contains financial award information concerning a...

20060080191 - Retirement plan financial product: A retirement plan financial product includes a long-term disability insurance policy or contract as a component of the assets of the trust underlying the plan. The insurance contract pays benefits into the plan upon the disability of a plan participant. The benefits are treated as income or gain under the...

20060080201 - Server/client system: A server/client system includes a plurality of terminals for inputting requests of transactions; a first server for communicating with a host on the basis of the request of the transaction inputted by the terminal; and a second server having a device control program for controlling devices on the basis of...

20060080193 - Structure for generating a source of contingent capital: Embodiments of the present invention are directed to a financing structure for generating a source of contingent capital for a company. According to various embodiments, the company enters into a put option agreement with an entity, such as a trust. The put option agreement permits the company to put preferred...

20060080200 - System and method for benefit plan administration: Methods and system of providing benefit plan administration. A method of providing benefit plan administration to a first sponsor having at least one participant enrolled in a benefit plan can include electronically receiving benefit plan information from the first sponsor, electronically providing benefit plan information to the first sponsor, and...

20060080204 - System, method and apparatus for investment using a deed of trust or mortgage instrument: A system, method and apparatus are disclosed for investment using a deed of trust or mortgage instrument. The method disclosed includes access by a certified financial professional to financial and other data on loans secured by a real estate instrument of title, evaluation of the investments, and populating the fixed...

20060080199 - Systems and method for improving investment performance: Methods for a data processor implemented system monitor for enabling persons to turn over the allocation of their investment assets, and/or receive assistance concerning how to receive disbursements from investments, in a manner that is free from or ameliorates the traditional conflicts of interest in previous systems. The systems and...

20060080213 - Auction methods and system for perishable products: An auction system (X) has a marketable auction device 2 to actuate a purchasing scale distinction member (24) provided to distinguish large lot buyers who bid more than 2 unit number from small lot buyers who bid falling short of 2 unit number. A redistribution member (25) works to multiply...

20060080217 - Clearing house for buying and selling short term liquidity: A clearing house process for buying and selling short term liquidity, such as Fed Funds, by financial institutions into an open, fair, and efficient market. The process automatically matches all trades at a preset rate and automatically clears and confirms the trade through a secure on line website. Sellers manage...

20060080214 - Computer trading of interests: The invention provides systems, methods, and programs for improved computer trading of financial and other interests, including improvements in the making, acceptance, and control of proposals for transactions in interests. Among improvements provided by the invention are the presentation of terms of proposed transactions to trading parties in terms selected...

20060080216 - Counterparty credit limits in computerized trading: Systems, methods, and computer program products are disclosed for establishing and using credit limits between counterparties and for managing risk in the trading of financial interests. The invention provides a trading party with the ability to control the amount of future financial exposure that the trading party will incur with...

20060080208 - Financial instrument for a specific deliverable product on a daily settlement basis: A new class of instruments extends the use or operation of futures contracts to encompass specific deliverable products on a daily settlement basis. These new instruments can be created to cover a wide range of market sectors and financial classes. The new instruments are exchange traded instruments that define exactly...

20060080220 - Liquidity book system and method: A system is disclosed for providing services related to the securities industry to customers of broker-dealers. The system comprises a broker-dealer services module providing for at least one of indications of liquidity and/or interest, order entry, order management, and order crossing. The system further comprises a service transport media module...

20060080227 - Market motion detector: To enhance information available to a user, such as a trader, an exemplary embodiment allows users to quickly and easily identify stocks with the highest speed change per unit time and acceleration, or rate of change of speed. More specifically, exemplary aspects at least allow users to visualize for one...

20060080218 - Method and system for creating and marketing employee stock option mirror image warrants: A warrant on company stock that is used to determine value of employee options for U.S. accounting purposes on company stock. The warrant comprises an amortization factor, an exercise term that is the same or substantially similar to an exercise term of the employee options, and a strike price that...

20060080215 - Method and system for electronic trading including transactional history: The present invention relates to systems and methods of electronic trading. Embodiments involve presenting real-time financial market data in a user interface, wherein the real-time financial market data includes a plurality of adjacent cells containing proposed trade quantities with associated prices; and presenting historical trade quantity and price information in...

20060080223 - Method and system for providing automatic execution of trading strategies for electronic trading: A method and system for providing automatic execution of trading strategies for electronic trading. A synthetic trading entity is created from two or more actual trading entities. Two or more sets of electronic trading information are received from one or more electronic trading exchanges including trading information for the two...

20060080224 - Method for dynamically initiated interactive group communications: A method for dynamically initiated interactive group communication between several participants concerning a process offered by an organizer includes: definition and conditioning of the process according to parameters that can freely be defined by the organizer, selection of the resource(s) to display the process, definition of target persons or groups...

20060080207 - Method, system and internet platform for classified request auction: An auction method, system and Internet platform where registered requesters/buyers (here in after used as Buyer or Requester) post their requests/classifieds and registered providers/sellers (here in after used as Provider or Seller) provide bids/competitive rates. More particularly, the invention provides a central platform for all kinds of residential and business...

20060080211 - Real-time adaptive moduluar risk management trading system for professional equity traders: The present invention provides traders with a real-time fed computer-based system for trading commodities based on a traders risk profile, particularly equities, by providing a careful selection of the data to analyze and selecting the correct manipulation of that data. The invention uses the initially selected data components or factors,...

20060080212 - Real-time adaptive moduluar risk management trading system for professional equity traders: The present invention provides traders with a real-time fed computer-based system for trading commodities based on a traders risk profile, particularly equities, by providing a careful selection of the data to analyze and selecting the correct manipulation of that data. The invention uses the initially selected data components or factors,...

20060080221 - Reverse auction control method, computer program product, and server: The server registers a plurality of supplier groups composed of one supplier or a combination of two or more suppliers so as to offer all items constituting a procurement object in a supplier group list. Then, it receives a bid price of a first supplier for an item included in...

20060080209 - Submitting requests with degrees of satisfaction to be used for fuzzy evaluation of responses: The present invention provides a system and method for providing requests using linguistic terms to describe importance and degrees of satisfaction. For example, a user may submit a bid invitation for items and use linguistic terms to describe the importance of each item and of attributes of the items. Linguistic...

20060080226 - System and method for swapping of tangible items: A system and method for an on-line swapping service. The service registers members and allows members to list items that each member is willing to swap in exchange for credits with the service for an item from listed by another member. An example of the items that may be swapped...

20060080210 - System and network for obtaining competitive quotes on user-configured articles: Configuration data received from a consumer regarding a configurable article such as an automobile in which the consumer is interested in purchasing is entered by the consumer and automatically forwarded to a number of participating dealers within the consumer's geographic area. The dealers can respond by quoting for an exact...

20060080222 - Systems and methods for commission allocation: The invention relates to systems and methods that allocate different types of commissions to participants based on at least one factor contributing to the liquidity to the market in which an item trades. The commission may accordingly depend on the order in which trading commands are received from different participants...

20060080225 - Systems and methods for providing a trading interface with advanced features: Systems and methods for a trading interface with advanced features are provided. Using these systems and methods, a user may create orders, manipulate orders, cancel orders, configure alternative keyboard settings, and/or obtain additional information on transactions. When a user clicks on a bid and/or offer, a dialog box may pop-up,...

20060080219 - Systems and methods of obtaining trading exclusivity in electronic trading systems: Systems and methods for obtaining trading exclusivity in electronic trading systems are provided. The systems and method preferably provide criteria for determining whether exclusivity to certain incoming orders is available. Suitable electronic trading systems for implementation of such methods include, but are not limited to, hit/lift exclusive priority systems, price...

20060080229 - Automated method and system for processing mortgage leads: An automated, computerized method for processing leads is disclosed. The method according to an exemplary embodiment of the present invention includes the steps of aggregating and storing leads from a plurality of lead suppliers, and storing lead order criteria information and lead source selection information for each of a plurality...

20060080228 - Home equity protection contracts and method for trading them: A method for creating, marketing, and selling a contractual instrument for protecting a value characteristic of a homeowner's residential real estate property is provided according to the invention. The derivative instrument can be created in the form of a simple contract like a “Home Equity Protection Product” sold to the...

20060080232 - Cellular telephone based payment apparatus and method for use in purchase of good and services: A cellular telephone is configured as a payment device for purchases from merchants, service providers and fast food establishments. The cellular device, in cooperation and interoperation with the cellular network and cellular service, providing a means for receiving credit authorization requests from merchants, reviewing the request, and approving or disapproving...

20060080231 - Credit sales method and system: A system determines whether purchase history information of a customer satisfies a credit balance increment condition with reference to a first storage that stores the purchase history information of the customer. If the purchase history information satisfies the credit balance increment condition, the member store calculates a credit balance increment...

20060080230 - Method and system for identity theft prevention, detection and victim assistance: A method and system that offers an identity theft prevention/detection service combined with a comprehensive victim assistance program. The identity theft prevention/detection service includes electronically monitoring an account associated with a customer for potential fraudulent activity. During the monitoring, potential fraudulent activity related to the account can be identified using...

20060080234 - Method and system for transacting an anonymous purchase over the internet: A method is provided for transacting an anonymous purchase over the Internet. The method comprises the steps of: (a) acquiring intermediary credit account information from a purchasing intermediary; (b) providing transactional purchase information, including the intermediary credit account information, to a retailer, where the transactional purchase information is provided by...

20060080235 - On-line registration method for registration of employees by representative of employing organization: The prior art does not allow a juristic person to apply for membership on line to obtain access to a service. The method proposed here is provided with a function to issue a group ID which becomes immediately available for use upon provisional registration of a group profile by a...

20060080233 - Real-time marketing of credit-based goods or services: Systems and methods are described that determine which offers for credit-based transactions (if any) to market to a person. Each offer is associated with a set of third party demographic information criteria, a set of lender demographic information criteria, and a set of lender credit data criteria. The set of...

20060080237 - Combined asset debt elimination membership organization and debt elimination method: A debt elimination method and organization by which individuals join an organization and its active members are eligible to be randomly selected to have their personal debt paid based on the principal sum of membership dues. Personal debt of members is paid on a monthly basis based on the total...

20060080242 - Database device & methods for managing and manipulating electronic titles: Presented is a distributed computer network system and method for generating electronic title for commodities during international transit. The system populates data fields of a database with information from a shipper's letter of instruction concerning the commodity and identifying the title holder and the beneficial party. The data fields are...

20060080240 - Electronic payment transaction system: An electronic payment transaction system for enabling customers to pay creditors via at least one manual payment to an intermediate trustee at a trustee site includes a trustee processor, a creditor transaction processor linked to the trustee processor, and a host processor. The trustee and creditor transaction processors are located...

20060080246 - Energy efficient homeownership mortgage program: A program for encouraging homebuyers to purchase more efficient HVAC equipment at the time they purchase an existing house is described. The purchase price of the HVAC equipment is included in the mortgage loan. The overall monthly cost of the mortgage payment and heating and cooling costs is lowered for...

20060080241 - Insurance system and method for a high-risk asset purchaser or lessee: A method of financing a purchase or a lease a depreciating asset that includes determining a credit worthiness indication associated with a purchaser or lessee and establishing a finance contract for the lease or the purchase of the depreciating asset. A dealer is a guarantor of the finance contract. The...

20060080244 - Method and apparatus for insuring and paying annuities for patents: Systems and methods are described that allow and enable the provision of malpractice or errors and omissions insurance to cover malpractice or other negligent conduct in connection with the payment of annuity or maintenance fees for patents and patent applications throughout the world...

20060080236 - Method and system for debt recovery: According to one embodiment of the invention, a method of debt recovery is provided. The method includes providing a device to a consumer owing a debt to a creditor. The device has a utility that becomes available to the consumer after being activated by the creditor. The method also includes...

20060080238 - Micro-payment system architecture: A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also...

20060080245 - Negotiable instrument clearing server and method: The present invention relates to a secure check clearing server. The check clearing server comprises a database for storing payment information associated with an issued check and a status indicator associated with the issued check. A clearing module receiving a clearing request message. The clearing request message includes payment information...

20060080243 - System and method for issuer originated payments for on-line banking bill payments: Techniques for processing on-line banking bill payment requests are provided. A bill payment request is received from an operator of an on-line banking bill payment web site. The operator may be a bank. The request is for payment of a bill using a portable consumer device. A transaction request is...

20060080239 - System and method for pay-per-click revenue sharing: A method for revenue sharing in Internet pay-per-click advertising wherein a user designates an entity and makes at least one click, the least one click generates revenue and the entity receives at least a portion of the revenue generated by the user's at least one click. A method for generating...

20060080249 - Controlling electronic withdrawals by a drawee: Controlling electronic withdrawals by a drawee including receiving in the drawee from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device identifier, a drawer identifier, and a withdrawal amount; retrieving from storage in computer memory of the drawee data representing limitations on electronic withdrawals for...

20060080247 - Controlling electronic withdrawals by a transaction processor: Controlling electronic withdrawals by a transaction processor including receiving in the transaction processor from a withdrawal device a withdrawal request, where the withdrawal request includes a withdrawal device identifier, a drawer identifier, a drawee identifier, and a withdrawal amount; transmitting from the transaction processor to a drawee a request for...

20060080248 - Controlling electronic withdrawals by a withdrawal device: Controlling electronic withdrawals by a withdrawal device including creating in the withdrawal device a data structure representing a withdrawal request, where the data structure includes fields for a withdrawal device identifier, a drawer identifier, a drawee identifier, and a withdrawal amount; transmitting from the withdrawal device to a drawee a...

20060080250 - System and method for providing a hedge fund structured products platform: In one aspect, the present invention comprises a computer system for providing an infrastructure platform. That computer system preferably comprises a bank computer operable to communicate via a computer network with a fund manager computer operated by a fund manager managing a fund, wherein the bank computer is operated by...

20060080251 - Systems and methods for offering credit line products: Computer implemented methods and systems for offering a credit line product to customers of a financial institution in which client household level files are created for financial institution customers, particular ones of which are then selected for a credit-line product offering based on client level and account level selection parameters,...

20060080252 - Method of operating an image-based self-service terminal and an apparatus therefor: A method of operating an image-based self-service depositing terminal comprises receiving a financial instrument from a depositor, capturing image data which is representative of an image of the deposited financial instrument, analyzing the captured image data to determine image quality associated with the image of the financial instrument, determining if...

20060080253 - System and method for dispensing digital information from an automated transaction machine: An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a user PIN input through the input device. The...

20060080254 - Individual authentication method, individual authentication device, and program for same: An individual authentication device, which verifies individual data of recording media against input individual data and performs individual authentication, is enabled to make a smooth transition to biometrics authentication. The device judges whether a biometrics unit is installed, and by judging whether the biometrics unit is installed, selects between individual...

20060080255 - System and method for back office processing of banking transactions using electronic files: As banking transactions are processed by a bank teller, all of the relevant information with respect to the transaction (e.g., dollar amount) is captured in an electronic file. Each of the electronic files from the various branches of the bank are forwarded to a central back office processing center where...

20060080256 - Method and system for establishing a trustworthy supplier: A system to establish a trustworthy supplier in an online commerce environment includes an aggregated service provider to represent a buyer to source and to evaluate a seller. The aggregated service provider collects the requirements from the buyer, the requirements including a product specification and a qualification of the seller....

20060080257 - Digital content distribution framework: A digital content distribution framework is provided. According to one embodiment, a digital content distribution system, such as a software distribution system, includes a credentialing authority, an access control component, and a digital content distribution system interface for each participant in the system. The credentialing authority component is configured to...

20060080259 - Method and device for providing access to encrypted content and generating a secure content package: A method is described of providing access to encrypted content to one of a plurality of consumer systems. Each consumer system may be able to obtain a secure content package, including the encrypted content and an indication of a location from which to request a rights data object, and further...

20060080258 - Method and system for distribution of digital downloads: A method and system for promoting digital file downloads by placing download terminals at commercial establishments which prepossess a high volume of customer traffic. The point-of-sale (POS) station (cash register) of the commercial establishment sells an access code which the user then enters via a scanner or a keypad of...

20060080261 - Method and system for controlled play of digital downloads: A method and system for digital file promotion by placing output circumscribed player terminals at commercial establishments. The terminal may be able to download digital files but be disabled from output of the downloaded files, so that users must enjoy the file on the player provided to/by the establishment. The...

20060080260 - System and method for digital content rights management on portable storage devices: Disclosed is “System and Method for Digital Content Rights Management on Portable Storage Devices.” Due to the fact that digital content will some become the master industry in the future, a new usage rights management is needed, especially for those storage media such as portable PDA or handy flash. In...

20060080262 - Apparatus and method for digital content editing: A digital content editing apparatus that edits a content having license information defining a grant for a reusing operation or a multiple content including a plurality of the contents includes: a reuse license processor that obtains a constraint indicative of a condition on reuse between a content or the multiple...

20060080263 - Identity theft protection and notification system: An information monitoring and alert system is provided which registers subscribers and verifiers with a central alert system. The alert system provides an interface for the verifiers to submit queries relating to identification information. Information in this query is compared to the stored data submitted by the subscriber during registration...

20060080265 - Method for pricing products in a retail store: A method for pricing products such as goods that are sold in a retail store. The method of the present invention is carried out using the following five-step process: (a) evaluating transaction data for a plurality of consumers; (b) classifying the plurality of consumers into a plurality of consumer groups;...

20060080264 - System, method and program to estimate cost of a product and/or service: System, method and computer program product for estimating the cost of a product and/or service. The product and/or service comprises a multiplicity of components. One or more first components with no cost dependencies are determined and assigned to a first tier. One or more second components whose costs depend on...

20060080266 - Mailer detection and manifest system: The invention provides a system and method for the automatic detection of items as originating from a specific source, e.g. client or customer, identifying specific characteristics of the items, comparing these characteristics to a database of sets of such characteristics identified with or more sources, and providing an output of...

20060074704 - Framework to model cross-cutting behavioral concerns in the workflow domain: Selecting and applying a behavioral component to a portion of a componentized workflow. The behavioral component defines error and exception handling, among other concerns, to the portion of the workflow selected by a user. During execution of the workflow, the behavioral components executes responsive to output from the selected portion...

20060074696 - Information processing device, information processing method, information processing program and medium: An information processing apparatus includes a determining portion for performing, on an object of which element or procedure can be described based at least on information related to time, a process based on time information for determining an element or procedure of said object, an executing portion for executing a...

20060074702 - Method and system for managing a fleet of vehicles: A system for providing a user with historical sales data for a plurality of vehicles comprising a fleet, the system comprising: (a) a database configured to store actual sales data for a plurality of vehicles that have previously been sold; and (b) a computer in communication with the database, the...

20060074705 - Method and system for residential property data capture, process, and distribute on-line for sale or lease purpose: A method for collecting, processing, and distributing residential data. Client accounts are established. A message is transmitted to the client accounts requesting the submission of primary residential data. The primary data is then received, including primary apartment data relating to apartment rental events and primary home data relating to home...

20060074707 - Method and system for user management of a fleet of vehicles including long term fleet planning: A system for providing a user with historical sales data having relevance to a plurality of vehicles comprising a fleet for assisting users with defining residual values for fleet vehicles and performing cost going forward analyses and/or depreciation analyses of fleet vehicles. In one embodiment, such data can be useful...

20060074706 - Method of handling reply envelopes: A method of automatically sending a reminder from a sender of a mail item to the addressee of the mail item, the addressee having an obligation to return a sealed reply envelope by a given due date, the method including an operation of sending a reminder letter to the address...

20060074700 - Method, system and program product for planning and managing a call center study: Under the present invention, a call center study is planned and managed. Specifically, a call center study is first designed based on specific parameters such as customer segments, products, call types and population size. Thereafter, target values and assumed resource values are provided so that a target sample size and...

20060074703 - Providing and managing business processes: Methods and apparatus, including computer program products, implementing and using techniques for providing a business process over a network. A network connects several network nodes and a central repository. Each network node is associated with an organizational entity and represents a user, a service, or a computer application. The central...

20060074699 - System and method for processing mass action litigation on a jurisdictionally dispersed basis through geographically dispersed personnel and automated data systems: A system and method whereby similarly situated plaintiffs can efficaciously process a large volume of legal actions requiring mass customization and standardization in a narrow legal area against similarly situated defendants on an unconsolidated case by case basis (or “Mass Action Litigation”) through a technologically and organizationally unified operational structure....

20060074698 - System and method for providing a rf payment solution to a mobile device: A process for providing an RF module configured to convert a nontraditional transaction device for traditional transaction completion is disclosed. The RF module is placed in physical and logical communication with a microprocessor of a nontraditional transaction device for providing user account information to the microprocessor and for receiving data...

20060074695 - System and method for reporting and delivering sales and market research data: A system and method for accessing pharmaceutical data is described The method includes receiving a username and a password from a web page, and identifying an account having the username and the password associated therewith. The method further includes reading a service level associated with the identified account, determining at...

20060074701 - System and method of multi-account dynamic resource allocation via portable equipment: In a method of multi-account dynamic resource allocation via portable equipment, a user inputs parameters and issues an execution command via the portable equipment after registration. According to the execution command, the server performs correspondent computation. According to the computation results and the parameters set by the user, resources are...

20060074697 - Wrapping/filling method, wrapping/filling device, commodity providing method, and commodity management method: There is provided a wrapping/filling method that can be used by anybody anywhere for easily selecting a commodity content and commodity wrapping vessel and wrapping/filling the commodity content in a small scale including a test wrapping/filling. When a client requests wrapping/filling, a computer (21) of the client having a request...

20060074710 - Healthcare revenue cycle management system: A healthcare revenue cycle management analytics system enables healthcare business professionals to perform multidimensional data analysis without the assistance of IT or analyst intermediaries. The system provides a user interface which presents views selectable by a user from a plurality of built-in views relevant to healthcare revenue cycle management. The...

20060074715 - Method and system for identifying and anticipating adverse drug events: The present invention is a system and method for anticipating potential Adverse Drug Events (ADE) in a patient's medication regimen by integrating data typically located in laboratory and pharmacy information systems and filtering the data using predefined criteria. The present invention includes a system for anticipating a possible ADE through...

20060074709 - Method for providing a remote diagnostic: A method for providing medical diagnostic equipment in a patient's home to permit remote assessment by a medical practitioner is described. A need for a particular diagnostic equipment to be set up in the patient's home is identified. a request is placed for diagnostic equipment to be allocated to the...

20060074708 - Methods for grouping and maintaining low liability risk professionals: A method for assembling and dynamically maintaining a group of professionals having relatively low probability of being charged with professional malpractice using a standardized customer satisfaction survey by monitoring customer satisfaction for such candidate member of the group over a period of time to evaluate and document the predominant satisfaction...

20060074713 - Patient identification card system and method for efficient medical care: A patient identification card system and method for efficient medical care. The present invention provides an improved patient identification card system for efficient medical care including a patient card, a patient card access device, and a medical report. The present invention also provides an improved patient identification card system for...

20060074711 - System and method for handling multiple radiology applications and workflows: Certain embodiments of the present invention provide a method and system for using medical perspectives to improve management of multiple applications and workflows. In an embodiment, the system includes a plurality of medical applications providing information to a user, a plurality of perspectives, and a medical perspectives manager for associating...

20060074716 - System and method for providing customized interactive and flexible nutritional counseling: A system provides via multiple communications channels flexible nutritional counseling that encourages users to adhere to a sensible diet. The system may recommend a compliant meal having nutritional content that is within certain dietary parameters applicable to the user. However, the system may also recommend a non-compliant meal having nutritional...

20060074712 - Systems and methods for supplying a useful collection of medical coding data: Upon request, a computer can provide a useful collection of medical coding data to another computer on a network. The collection can be tailored to a particular medical specialty. The collection can be provided in a printable form that relates the various code relationships which may be needed for accurate...

20060074714 - Workflow tracking based on profiles: Monitoring an instance of a workflow based on tracking profiles associated therewith. The workflow generates events which are captured by an event filter according to the tracking profiles. Users create the tracking profiles to specify event types of interest to the users. The event filter receives the events from the...

20060074722 - Computerized method and system for providing medical service and related measurement apparatus: A method and system for providing medical service. A measured data of a patient is transmitted to a database; the patient selects a physician through a selection interface; and the measured data is retrieved from the database by the selected physician so that the physician can perform a diagnosis based...

20060074720 - Medical planning agent: A system and method to plan medical diagnosis and/or therapy procedures is provided. The method includes electronic recording of a patient anamnesis (medical history), electronic recording of a patient finding, automatic generation of a keyword list dependent on the patient anamnesis and the patient finding by access to a keyword...

20060074717 - Method and system to track customer purchases: A system and method for identifying transactions relating to a single customer in a data set received from a plurality of outlets (402), such that one patient's (404) pharmaceutical prescription data may be linked (406) to represent the entire pharmaceutical purchases of said patient is disclosed (414)....

20060074718 - Portable veterinary medical record apparatus and method of use: An embodiment of a portable veterinary medical record system includes a portable memory storage device that contains both a data structure for medical records and a set of processing instructions related to use of the device. The set of instructions may include authentication instructions for user authentication; instructions for data...

20060074719 - System and method for collection of community health and administrative data: The present invention involves a health care patient document system and method which enable patients to enter clinical, administrative, and financial information normally completed on a clipboard in a medical office into a computerized system that stores the information. The patient is then enabled to direct the stored information to...

20060074721 - System and method for patient directed digital medical image transmittal device: The invention generally relates to a system and method for a digital medical image transmittal service that allows a patient, at the time of a medical imaging procedure, to choose to have a digital copy of their medical image acquired by the system (service). The system utilizes a patient account...

20060074723 - Ebcl solution: When anyone takes out a loan, that person should have the option to give permission to have his/her functional organs sold in the event of his/her death to pay off his/her debt in the event that such debt would be a burden to his/her loved ones/next of kin....

20060074724 - Method and apparatus for bundling insurance coverages in order to gain a pricing advantage: A method for reducing the lapse rate of a first insurance policy comprises the step of offering to sell a rider to said first insurance policy, said rider comprising benefit features, said benefit features configured such that the combination of said rider and said first insurance policy has a higher...

20060074725 - Method and apparatus for simulating implementation models of business solutions: A method (and system) for simulating an implementation model of a business solution includes simulating business artifacts that invoke the implementation model of the business solution, at least one of simulating and executing a component of the business solution during at least one intermediate stage of a development and integration...

20060074726 - Software system for managing information in context: A software system that uses the rigor and rules of business process automation to capture and structure organizational expertise, processes, and procedures—the non-automatable activities and actions of an organization—into a single, common, enterprise-wide, information framework. The capture function is engineered for usability and structured to reflect the patterns and semantics...

20060074732 - Componentized and extensible workflow model: Building a componentized workflow model. Each step of the workflow is modeled as an activity that has metadata to describe design time aspects, compile time aspects, and runtime aspects of the workflow step. A user selects and arranges the activities to create the workflow via user interfaces or application programming...

20060074738 - Computer-implemented system and method for generating construction specifications: Computer-implemented systems and methods for generating specifications for construction projects. A method can be configured to generate user interfaces in order to obtain construction project details from a user. The construction project details can include what types and conditions are related to the construction project. Textual specification data is retrieved...

20060074734 - Declarative representation for an extensible workflow model: Representing a componentized workflow model via a declarative markup language. Each step of the workflow is modeled as an activity that has metadata to describe design time aspects, compile time aspects, and runtime aspects of the workflow step. A user selects and arranges the activities to create the workflow via...

20060074730 - Extensible framework for designing workflows: A user interface for building a componentized workflow model. Each step of the workflow is modeled as an activity that has metadata to describe design time aspects, compile time aspects, and runtime aspects of the workflow step. A user selects and arranges the activities to create the workflow via the...

20060074733 - Framework for seamlessly authoring and editing workflows at design and runtime: Modifying a componentized workflow model during execution of the workflow. Each step of the workflow is modeled as an activity that has metadata to describe design time aspects, compile time aspects, and runtime aspects of the workflow step. A user selects and arranges the activities to create the workflow via...

20060074735 - Ink-enabled workflow authoring: An ink-enabled user interface for building a componentized workflow model. A touch screen display device allows each step of the workflow to be modeled as an activity that has metadata to describe design time aspects, compile time aspects, and runtime aspects of the workflow step. A user selects and arranges...

20060074737 - Interactive composition of workflow activities: Visual composition of an activity for re-use in a composite activity or in a workflow. A user declaratively and/or programmatically generates reusable composite activities from existing activities interactively using a visual designer. The activity has one or more configuration properties associated therewith that define the behavior of an aspect of...

20060074729 - Managed services supply chain integration: A method for providing managed services which includes synchronizing managed services product fulfillment with a manufacturer supply chain....

20060074727 - Method and apparatus for collection and dissemination of information over a computer network: A system for managing relationships in an industry community having various groups of parties, each of which has a common interest in the industry. The system includes means for collecting and sharing information between the parties. The collected information is classified in accordance with the group from which it came...

20060074736 - Programming interface for a componentized and extensible workflow model: Building a componentized workflow model via an application programming interface. Each step of the workflow is modeled as an activity that has metadata to describe design time aspects, compile time aspects, and runtime aspects of the workflow step. A user selects and arranges the activities to create the workflow via...

20060074728 - Rounding to transportation quantities: A method and apparatus to efficiently round requested quantities to efficient transportation quantities in the supply chain. Target locations are organized in a sequence. A tolerance interval around the requested quantity is calculated for each target location. The requested value is then rounded to an efficient transportation quantity for each...

20060074731 - Unified model for authoring and executing flow-based and constraint-based workflows: Designing and executing a workflow having flow-based and constraint-based regions. A user selects one or more activities to be part of a constraint-based region. Each constraint-based region has a constraint associated therewith. The workflow is executed by executing the flow-based region and the constraint-based region. The flow-based region executes sequentially....

20060074739 - Identifying risks in conflicting duties: An audit system includes a set of business processes that describe the operations of an enterprise. The audit system has a registry of incompatible business functions created from a library of business processes. Each pair of incompatible business functions is associated with one or more risks. Each risk can include...

20060074740 - Medical facility employee scheduling method using patient acuity information: An acuity level is assigned to each inpatient at a medical facility and an employee scheduling program uses the patient acuity levels to calculate the number of employees that are required to provide care to the patients. A profile is compiled for each employee specifying that person's patient care capability....

20060074741 - Operating plan data aggregation system with real-time updates: A method and apparatus for forecasting data with real-time updates is described. In one embodiment, the invention is a system. The system includes an analysis server including an OLAP cube. The system also includes an information database coupled to the analysis server to support the OLAP cube. In an alternate...

20060074742 - Scent delivery devices and methods: A method is described for enhancing multimedia advertising, sales or product promotion, public relations, entertainment or instructional systems by incorporating scent. The method includes steps of selecting a product or service, and delivering a multimedia advertising, sales promotion, public relations, entertainment, brand awareness or educational campaign which appeals to the...

20060074743 - System and method for appraising job performance: At least one work activity associated with an employee's job is identified. The employee identifies at least one additional work activity. At least one task for each of the identified work activities is identified. The employee identifies at least one additional task for one or more of the identified work...

20060074753 - Advertising during printing of secure customized coupons: A method for providing interstitial advertising during computer-enabled print time for a network-based coupon provider includes a first step of providing a coupon provision application via a network-accessible website interface, wherein the coupon provision application provides features by which a user can select various coupons for printing. Input from a...

20060074745 - Calculation device and method and point or coupon service system: A point or coupon service system for issuing a point or a coupon for discount in selling a commodity or providing a service and enabling a commodity sales or service provision without defraying any incentive cost. In a point service, when a consumer (3) purchases a particular content sold by...

20060074758 - Integrated, interactive telephone and computer network communications system: A method comprising the steps of: receiving via internet a time, a date and a telephone number for a reminder telephone call (such as a wakeup call); storing in a database the time, date and telephone number of the reminder telephone call; and delivering to the subscriber via telephone the...

20060074749 - Method and apparatus for allocating a campaign budget among publishers for a marketing campaign: Disclosed are methods and apparatus, including computer program products, implementing and using techniques for allocating a campaign budget among a plurality of electronic publishers for performing a marketing campaign on behalf of an advertiser. The advertiser has an associated computer in communication with a data network. In one aspect, the...

20060074751 - Method and apparatus for dynamically rendering an advertiser web page as proxied web page: Disclosed are methods and apparatus, including computer program products, implementing and using techniques for dynamically rendering an advertiser web page as a proxied web page associated with an online marketing campaign on behalf of an advertiser. The advertiser has an associated computer in communication with a data network. The method...

20060074748 - Method and apparatus for generating advertisement information for performing a marketing campaign: Disclosed are methods and apparatus, including computer program products, implementing and using techniques for generating advertisement information for performing a marketing campaign on behalf of an advertiser. The advertiser has an associated computer in communication with a data network. A plurality of electronic publishers in communication with the data network...

20060074747 - Method and apparatus for performing a marketing campaign on behalf of an advertiser: Disclosed are methods and apparatus, including computer program products, implementing and using techniques for performing a marketing campaign on behalf of an advertiser. A plurality of electronic publishers are in communication with a data network. The advertiser has an associated computer also in communication with the data network. An advertising...

20060074746 - Method and apparatus for tracking and reporting campaign status information for a marketing campaign: Disclosed are methods and apparatus, including computer program products, implementing and using techniques for tracking and reporting campaign status information for an advertiser having an associated computer in communication with a data network. The campaign status information describes the progress of a marketing campaign performed on behalf of the advertiser...

20060074744 - Method and electronic device for creating personalized content: In the method of creating a personalized content item, a first descriptor (2) describing a content item (1,100) is compared (6) with a second descriptor (4) describing a personal media item (3,64) and the personal media item (3,64) is incorporated (8) into the content item (1,100) if a relation exists...

20060074757 - Method and system for expediting coupon and rebate processing resulting in improving a user's credit rating: A system operable over a computer network for decreasing a time period a customer waits to receive funds offered as a rebate when a product is purchased so that the rebate funds are used to improve the customer's credit rating, the system comprising a third-party fulfillment center responsible for providing...

20060074756 - Method and system for managing coupon distribution: A method and system are disclosed for processing coupons through networked computers or kiosks. More particularly, the system has the capability of utilizing data received from one or more networked computers or kiosk to modify coupons subsequently delivered to that kiosk or to other computers or kiosks on the network....

20060074752 - Method of facilitating placement of advertising: A method of facilitating placement of an advertisement. A specification, which includes at least a budget and a reserve cost and designates creative material for the advertisement, is received from an advertiser. A deposit of funds, in an amount that is at least equal to the budget, and the creative...

20060074755 - Online loyalty program: A system for increasing consumer affinity for a brand associated with a sponsor, comprising a server computer hosting a Web site accessible over a computer network. The server computer provides sub-user access to the Web site through a client computer connected to the computer network, wherein the Web site enables...

20060074750 - Prioritized content download for an entertainment device: Priority-based content retrieval mechanisms for digital entertainment devices are provided. In various embodiments, the download prioritizations may be interrupt-based, sequence-based, or a combination of the two. In interrupt-based prioritizations, a higher priority download request will interrupt a lower-priority download that is already in progress. In sequence-based prioritizations, a plurality of...

20060074754 - System and method of creating and managing digital content offers: A method for creating, managing and storing content offers includes accessing an offer catalogue management module by a content provider, where the content provider supplies a consumer with digital content assets. A collection of digital content assets are reviewed by the content provider, to select a digital content asset offering...

20060074759 - Method and system for inventory control: A method, article of manufacture, and apparatus for inventory control of items in a location are disclosed. In an embodiment, this comprises an identification tag associated with a transaction authorizing some items to be removed from the location, such as a purchase, an identification tag reader configured to read the...

20060074764 - Apparatus and system for monitoring and managing equipment and services: A control center is provided that enables the monitoring of the delivery of parts and/or technicians to a customer's location to correct a problem. The control center is provided with a monitoring tool that enables representatives of one or more organizations to act, in a coordinated fashion, to solve the...

20060074763 - Culinary display kiosk: A display kiosk which provides a recipe and generates a listing of ingredients along with the location of the ingredients. The kiosk able to print out the recipe along with related coupons as well as the cost of the ingredients in the recipe, as well as being enabled to transfer...

20060074768 - Delivery systems and methods involving verification of a payment card from a handheld device: The present invention relates generally to systems and methods that facilitate the prevention of fraud occurring in connection with credit cards, debit cards, smart cards and other payment cards that are used in transactions involving goods sold by a seller, delivered by a shipper, and purchased by a buyer. Specifically,...

20060074773 - Gift order system and order slip: A gift order system has a memory unit for storing therein desired information such as a name and an address of a client and attribute information of each client including at least a name and an address of a shipped customer and an order history of an item and a...

20060074771 - Method and apparatus for category-based photo clustering in digital photo album: A method of category-based clustering of a digital photo album and a system thereof, the method includes: generating photo information by extracting at least one of camera information of a camera used to take a photo, photographing information, and a content-based feature value including at least one of color, texture,...

20060074762 - Method and system for proportionalizing costs for a transaction: The invention concerns a method (300) for proportionalizing costs for a transaction. The method includes the steps of determining (312) a subtransactional selling price (410), a corresponding subtransactional quantity (420) and a total transactional amount (430), dividing (314) the product of the subtransactional selling price and the corresponding subtransactional quantity...

20060074769 - Personalized marketing architecture: A personalized marketing architecture use real-time data and explicit customer input to augment marketing segmentation, analysis and video advertisement delivery. Customer behavior, preferences, and intentions are monitored and identified to present real-time video messages. Real-time data may be collected based on the customer's data access permission profile to provide messages...

20060074772 - Product registration apparatus, product registration control method, and program: A screen keyboard has an operation screen with an arrangement of product keys displayed on a display panel having disposed thereon a touch panel, thereby causing a product registration operation through an operation of a product key. A screen transition control unit causes a main operation screen to be displayed...

20060074767 - Selective inclusion of stored value cards in mailings: A method of including a gift card in a mailing to a customer includes receiving a request to include gift cards in mailings to each member of a group comprising one or more customers. The group includes the customer. The method also includes preparing the mailing. The mailing includes the...

20060074760 - System and method for calling and communication based on search engine: A method of calling and setting up communication link from an Internet search engine and searching service. System components include: (a) a database; (b) a search engine; (c) a control server; (d) a client-side component; (e) a web server (hosting a web-site for a business or organization or individual who...

20060074774 - System, method, and article of manufacture for shipping a package privately to a customer: Methods and systems consistent with the present invention facilitate in sending a package (112) to a customer at a physical address via a shipper (106) while preserving customer privacy. In accordance with an embodiment, an order is received from the customer (102). The order may include a unique identifier corresponding...

20060074761 - Tracking after point of sale (apos) related sales for peripherals: A system for tracking after point of sale related sales for peripherals which includes an access module for accessing a customer computer system which includes a supplier specific unique identifier, a decision module, and an offer module. The decision module determines whether the customer computer system includes a supplier specific...

20060074770 - Video delivery system and related method: A system that includes a server that is configured to be coupled to the Internet, a monitor, and a video appliance that is coupled to the monitor and configured to be coupled to the Internet. The server stores a media element, and the monitor is configured to display a copy...

20060074766 - Wireless distribution of content files: A point of sale terminal that can be used to sell commodities such as gasoline, is also used to wirelessly distribute content files, such as MP3 and video files. The content files are addressed to a particular wireless playback receiving device. Wireless distribution of content files at other merchant's sites...

20060074765 - Wireless network access prepayment systems and methods: A method of providing network access includes entering network access information into a merchant device at a merchant location. The information relates to a request from a customer to obtain network access. The method also includes causing the information to be transmitted to a host computer system from the merchant...

20060074776 - Business to business management mode of internet(1): The present invention relates to a business to business management mode of the Internet which can be used to respectively classify the products in the market according to the functional feature, the configuration feature, and the material feature of the products, for building a set of classified table of products...

20060074775 - System for supporting interactive presentations to customers: A system is disclosed for supporting interactive presentations to a customer. A customer characteristic is received from a sales representative presentation device. A presentation data is extracted from a sales force automation tool wherein the presentation data is tailored to the customer based on the customer characteristic. The presentation data...

20060074778 - Apparatus and method for process managing: An apparatus for process management includes a unit that receives a planned number of a product to be produced on a production line operated by a tact system in a predetermined operating time. The unit calculates a plurality of delivery times included in the predetermined operating time, and the unit...

20060074777 - System including a handheld device for checking inventory of vending machines: A system for facilitating the monitoring and managing of the inventory of vending machines utilizing a handheld inventory checker capable of communicating with the vending machines to communicate therebetween data corresponding to the remaining inventory of each checked vending machine. The handheld inventory checker includes software to monitor the inventory...

20060074779 - Accounting and account reconciliating system: An accounting and reconciliation system includes a seller terminal that receives credit data guaranteeing payment, and payment data. A buyer terminal for a buyer sends purchase request data containing transaction information which specifies purchase transaction conditions. A reconciliation unit mediates a purchase transaction between the buyer and the seller in...

20060074789 - Closed loop view of asset management information: A method for managing asset management information which includes creating a detailed record of an asset at the time of manufacture of the asset; and, systematically updating the detailed record of the asset in a closed loop manner when an event that causes change to the asset occurs....

20060074787 - Computer-aided process of funding, including a private constant dollar instrument: System and method of making and using, products produced by the method, articles, and necessary intermediates of the foregoing as regards tiered constant dollar instruments financing a transaction. There can be computing to produce a first tier of one or more constant dollar instruments, and computing to produce a second...

20060074785 - Method and system for evaluating the investment ratings of a securities analyst: Systems and methods for measuring the performance of calls on securities by a securities analyst during an evaluation period are disclosed. According to various embodiments, the system may include a performance evaluation module. The performance evaluation module is for determining a value (called the “hit ratio”) indicative of the success...

20060074780 - Method and system to automatically qualifying a party to participate in a network-based commerce transaction: A system to facilitate network-based commerce includes receiving information relating to an item to be transacted via a network-based commerce system from a first party. Criterion information specifying at least one criterion to be satisfied by a second party in order for the second party to be qualified to transact...

20060074790 - Method for marketing leased assets: A method of re-marketing a leased asset includes receiving an asset prior to or at the end of a lease term; inspecting the asset; photographing the asset; listing the asset and its photograph and condition on a web site; and receiving a request to buy the asset from a buyer....

20060074782 - Method for transacting securities: The method is for purchasing and selling securities. A first bottom value of a security price of a security is identified. A first purchase signal is triggered when the identified security price exceeds a difference (E) above the bottom value. A first peak value of the security price is then...

20060074788 - Providing goal-based financial planning via computer: Interactively providing financial advice to an individual via a computer system includes: (a) receiving current information of the advisee, the current information including (i) data indicative of a current financial situation of the advisee including assets of the advisee, and (ii) data indicative of a currently intended future life event...

20060074783 - Real-time pin disbursement system: An automated system and method of purchasing prepaid and other services against a deposit or a credit threshold. A server provisions requests for electronic PINs. This provisioning server maintains a record for each retail merchant, distributor, or third party processor. Depending on their credit worthiness, the control server either establishes...

20060074784 - Stored value account for use with virtual coupons: A system and method for the purchase of products, wherein a database account is credited with virtual coupons. Each virtual coupon is associated with a maximum value and a specified product. When a purchase is made, the coupon is debited from the account upon presentation of a financial card at...

20060074786 - System and method for collateralized debt obligations: A collateralized debt obligation is described having a subordinated revolver note. The revolver noteholder is committed providing funds to purchase additional assets to maintain the original principal value of the collateral. The amount of additional assets is determined at the end of each due period on the determination date. Funds...

20060074781 - System for facilitating turnkey real estate investment in mexico: The present invention provides a system of establishing a secure marketplace for the development of real estate projects in Mexico at a competitive price. Particularly, this invention involves a system where investment opportunities for Mexican projects are offered to individuals such as an investor with credit or capital residing in...

20060074792 - Continuous online auction system and method: A continuous online auction system and method enabling the auctioning of products. An online product auction system comprises an auction center having a microprocessor operably connected to a storage media. The online product auction system also includes a product receive module configured to execute in the auction center. The product...

20060074791 - System, method and associated software for managing the transportation of goods: A macro-collaboration solution is provided through which trading partners in the transportation and logistics industry can efficiently exchange contractual, order and financial information facilitating the movement of shipments over the road, or through intermodal means. A combination of web portals and wireless devices are leveraged by this marketplace to offer...

20060074794 - Method, system, and computer program product for structuring and allocating payments on a loan with secured repayments: A method of making and securing a loan, including the steps of: taking a loan by a borrower; and lending money secured by real estate to the borrower. The loan terms include the borrower being responsible for the debt; the borrower has an option to request another entity make a...

20060074795 - Super accelerated mortgage and other loan payoff and wealth accumulation: The present invention describes methods of paying off existing mortgages and other debts at an accelerated pace. The methods include paying an existing mortgage on a simulated bi-weekly or other accelerated schedule without refinancing the existing mortgage. In addition, participants are rewarded with additional principal payments for successful loan referrals...

20060074793 - Transaction management system: Methods, apparatuses and systems facilitating and enhancing processes associated with financial transactions. The present invention monitors and manages transaction-level work flows, and facilitates coordination of the tasks and operations associated with financial transactions. Embodiments of the present invention also allow for automation of various deal management, collateral analysis and due...

20060074797 - Accounting method and apparatus for intellectual property reinvestment fund: A system of accounting is provided for an intellectual property trust that manages multiple intellectual property accounts and assets. The system provides for the allocation of new intellectual property assets to the trust and a determination of a unit value of those intellectual property assets. The system further provides for...

20060074796 - Educational tuition securities system: An educational tuition securities system is provided. An educational institution can securitize tuition or course credits into tuition shares. Tuition shares in an educational institution can be purchased for a student and redeemed for payment of tuition credits or education costs at the educational institution. Tuition shares for an educational...

20060074798 - Financial instrument, system, and method for electronic commerce transactions: A financial instrument for limited use with electronic commercial transactions corresponds to a subordinate account with a financial institution, where the instrument and the subordinate account has a randomly-selected or a generated name, an assigned number, and a pre-defined billing address. The financial instrument can be used for on-line transactions...

20060074800 - Conscription income protection plan and military draft insurance: A method of insuring military draftees for the reduction of income due to involuntary active military duty includes collecting payments on behalf of a draftee, amounts of the payments being based upon civilian income of the draftee and desired compensatory income during times of active military duty, and providing the...

20060074802 - Electronic payment system with rejection option: A system and method for electronic processing of periodic payments such as rent payments is disclosed. Payer tenders an electronic payment through a server interface and funds are transferred to a clearing account. Payee reviews the incoming payments and may accept a payment, in which case, funds are transferred to...

20060074799 - Method and system for integrated payment processing: An integrated payment processing system and method includes an input unit that receives payment data from at least three different payment types. A processing unit processes the payment data to associate the payment data with one or more payers and one or more goods or services, and a user interface...

20060074801 - Method of effecting a payment to a service provider on behalf of a member of a medical scheme and a system therefor: A method of effecting a payment to a service provider on behalf of a member of a medical scheme includes receiving a request from a service provider for payment in respect of services provided to a member of the medical insurance scheme. If payments made to service providers on behalf...

20060074803 - Multi-purpose kiosk and methods: A method of transferring funds includes providing a first kiosk having a negotiable instrument acceptor. The negotiable instrument acceptor is configured to acquire information from a negotiable instrument. The method further includes providing a first kiosk access device to a first customer. Providing the first kiosk access device includes receiving...

20060074804 - Systems, methods, and computer readable media for managing interest-bearing financial accounts: Methods for managing a financial account is provided. A plurality of tiers are created within the financial account, the plurality of tiers including at least a first tier and a second tier. Funds held in the second tier are subjected to more favorable terms than funds held in the first...

20060074805 - Method and system for supporting secure transactions in a peer-to-peer network: At least two computer systems in a peer-to-peer network are utilized to support a secure transaction. Aspects of the present invention include allowing a shopper to create an order to purchase one or more digital assets stored on a first computer system in the peer-to-peer network, and after the order...

20060074806 - Managing a virtual persona through selective association: A technique is provided to generally provide user support across multiple accounts by allowing a single person or user to represent multiple organizations. An embodiment may typically provide support for a user to act on behalf of an account in the form of a virtual persona and also to provide...

20060074807 - Method and system for content sharing and authentication between multiple devices: A personal video recorder (PVR) enables delivery of audio-visual content and associated metadata to storage devices. The PVR is configured to access a plurality of services using a plurality of storage modules. Each storage module is dedicated to a single designated content provider. One or more of the storage modules...

20060074808 - Method and system for purchasing access to a recording: A method for providing a phone service to a user for purchasing a recording is provided. The method includes providing a phone to the user, receiving over the phone a request to purchase a recording, determining the recording to be purchased, delivering the recording to the user and wherein the...

20060074809 - Usage data collection system and method: A system for collecting use data of a device includes an agent of the device and an administrator for the device. A communications network, such as the Internet or other network, connects the agent and the administrator. The agent hooks an operating system of the device and detects use data...

20060074810 - Method of considering content equivalency when rendering content: A method of controlling content rendering to one or more content rendering devices (22, 24, 26, 28) associated with a consumer environment (12) includes receiving an initial content reference from within the consumer environment. Zero or more equivalent content references associated with the initial content reference are identified. A preferred...

20060074811 - System and method for distributing content: A system and method providing copies of content is disclosed. The system includes a content distribution hub and a remote content distribution device. The content distribution hub receives some content and creates a recordable medium image of the content. The content distribution hub parses the recordable medium image of the...

20060074812 - Code pack for revenue protection: A method of verifying and protecting a software download includes constructing a first code pack as part of a software download, accessing the first code pack after the download has been provided, and comparing the first code pack against an internally generated code pack, and enabling the downloaded software if...

20060074814 - System and method for message-based access: A method and system for providing message-based access to services includes receiving a request message from a mobile subscriber relating to a service that is desired by the mobile subscriber, routing the request message for processing, performing one or more activities in accordance with the requested service, returning a response...

20060074813 - System and method for remotely initializing a rf transaction: The present invention relates to a process for providing a RF module configured to convert a nontraditional transaction device for traditional transaction completion. The RF module is placed in physical and logical communication with a microprocessor of a nontraditional transaction device for receiving a personalization file to enable the RF...

20060074815 - Duplicate reception judgment unit: A duplicate reception judgment unit for judging the duplicate reception in a transmission destination of transaction information about an electronic transaction transmitted from a transmission source to the transmission destination. The duplicate reception judgment unit includes a reception log storage section for storing as a reception log the transaction information...

20060074816 - Information processing device, information processing method, computer-readable recording medium containing information processing program and computer program product: An information processing apparatus for transmitting inputted image data to a printing machine connected via an electronic network and making the printing machine execute printing, the information processing apparatus includes: a cost information register section for registering printing cost information for each of a plurality of printing machines connected via...

20060074817 - Methods and systems for cumulative attribute forecasting using a pdf of a current-to-future value ratio: Systems and methods are disclosed for cumulative attribute forecasting using a probability density function of a current-to-future value ratio. Some method embodiments may comprise determining an unconditional probability density function for a ratio of a cumulative attribute's current value to an associated future value for the cumulative attribute, and determining...

20060074818 - Cassette acceptance device with state recognition for a printing mail processing apparatus: A printing mail processing apparatus has an apparatus housing with a cassette bay therein, for removably receiving an exchangeable cassette. The cassette bay is closed by a cassette flap that has a finger on an underside thereof that interacts with a sensor. The sensor can detect, before exchange of a...