Data processing: financial, business practice, management, or cost/price determination inventions 02/06

20060041439 - Adaptive handling of pulse-train signals in a voice gateway: A system and method provide for adaptively monitoring and reporting pulse train characteristics. In one embodiment a DSP operating within a voice media gateway (VMG) is initialized with signal processing criteria, at least one control parameter and, optionally, one or more pulse train characteristic indicators for indicating pulse train characteristics...

20060041438 - Bass tracking: Tracking of fish and publishing results on the Internet for the purpose of profit. I. Attach a frequency transmitter to a legal size fish caught by conventional methods. A. A fiberglass transmitter will be attached to the fish via a nylon cord through the gill plates to allow the transmitter...

20060041446 - Electronic arranger: An electronic arranger is provided to a user that receives a request to arrange an event from the user. Additional information related to the user and/or the event is obtained by prompting the user for the additional information and/or obtaining the additional information from a database communicatively coupled to the...

20060041445 - Electronic butler for providing application services to a user: An electronic butler interface application service providing module is provided in a framework for providing computing device executed application services to a user using a plurality of application service providing modules, each of which provides a subset of the application services to the user. The electronic butler has an associated...

20060041442 - Information model for property records management: An information model for a party and property records management system includes a legal party role object for maintaining relationships between objects, such as legal party objects and revenue-object objects, within the information model. A legal party object could have several associated objects, such as an identification number object or...

20060041444 - Integrating enterprise and provider contact center resources to handle workload on-demand: A method for handling contact center requests can include the step of identifying a contact center request and a resource type to handle the request, where a resource of the resource type can be selected from a multitude of contact center resources. The contact center resources can include at least...

20060041437 - Method and apparatus for windshield repair during vehicle servicing: Automotive servicing, such as that offered by a lubrication center, and windshield repair may be conducted in parallel. The use of low-profile, integral windshield repair resin applicator and UV shield and self-powered, low-profile UV light source facilitate windshield repair without interfering with the performing of the vehicle servicing. Use of...

20060041449 - Method for producing programming elements for broadcast stations: A method for producing a programming element for a broadcast station entails generating an order in a database to produce a recorded announcement and identifying the script for the order. The script and an order are stored at a first location in the database by the salesman. The method continues...

20060041440 - Method, system and program product for managing a project: An improved solution for managing a project comprising one or more shared artifacts is described. In particular, an interactive event can be detected on a user system, and a notice of the interactive event can be generated. The notice can be provided to one or more other user systems that...

20060041448 - Number of new and unique manufacturing and assembley methods and processes to cost effectively refit and market legacy implements like \"the gilhoolie\" presently names \"the wili grip\" tm: The invention: involves a unique set of mass production process and evaluation tools to reappraise intricate otherwise costly products to produce or reproduce and manufacture them best in a high cost of living society and low cost of living society. The techniques described here are to specifically bring back a...

20060041447 - Project management systems and methods: Embodiments of the present invention provide improved project management systems and methods. In one embodiment the present invention includes a project management system comprising a plurality of radial task regions displayed around a focal point and a plurality of time regions displayed around the focal point, wherein each time region...

20060041435 - Spatial marketplace system: A method of managing the delivery of offers via a spatial marketplace system involves registering potential customers as members of the system by recording their names and contact details in a database. A spatial identifier, sourced from the contact details supplied during a registration process, is assigned to each database...

20060041441 - System and method for managing legal services: A system and method for managing legal services is disclosed. The method includes receiving a request for legal services from a member of a pre-paid legal service, collecting information from the member about a legal problem, storing the information as a record in a computer database and determining whether one...

20060041436 - System, method, service method, and program product for managing entitlement with identity and privacy applications for electronic commerce: A system, method, service method, and program product for defining and/or managing entitlements and/or authentication entitlements to resources in a computer networking environment is disclosed. Upon receiving one or more dynamic events, the invention verifies one or more users (a selected user) has (entitlement) attributes that satisfy one or more...

20060041443 - Variable data business system and method therefor: A variable data business system and method provide improved production of documents in support of business operations. The system includes a server that stores business data and provides a network interface for access via a client browser. The system provides for entry, maintenance, and reporting functions of business data such...

20060041450 - Electronic patient registration system: According to the present invention, there is provided an electronic patient registration system and method including a registration mechanism and process for collecting user data, an authorization mechanism for eliciting user authorization and acknowledgment, and an indexing mechanism for organizing and associating the collected information. The present invention also provides...

20060041451 - Lighting simulation for beauty products: The present disclosure relates to simulating one or more lighting environments, allowing consumers to select and/or learn about beauty products and/or other products having and/or causing an appearance that varies depending on lighting conditions. Simulated lighting environments can also be used for development and testing of beauty products by determining...

20060041452 - All-in-one electronic method and a technology designed to collect, integrate, analyze & display medical & health data ( brand name : health-e-window): When patients are not complying with the optimal treatment of their disease it will often have a long-term adverse effect on their health. The present invention offers an effective method to help patients' manage their disease (an important aspect of this is to increase the compliance). The present invention is...

20060041454 - Data processing system for accurately calculating a policyholder's discount in a medical insurance plan and a method therefor: A data processing system for accurately calculating a discount in a medical insurance plan comprises a premiums module adapted to access data regarding the amount of premiums paid by a policyholder of the medical insurance plan for a predetermined period. A claims module is adapted to access data regarding the...

20060041453 - Maximization of a hedged investment budget for an index-linked insurance product: An index-linked insurance product having an annual guarantee is implemented having a maximized hedged investment budget. A net premium payment is allocated to a fixed income investment and an annual fixed income yield is projected. The maximized hedged investment budget is determined by deducting from the projected annual fixed income...

20060041455 - Systems and methods for providing an enhanced option rider to an insurance policy: In one aspect, the invention comprises a computer system for providing a life insurance policy with an enhanced option rider, comprising: an electronic database operable to store data related to policyholders and policy terms; and an insurance administration computer, in communication with the database, for administering the policy; wherein the...

20060041458 - Scenario editors and scenario rules aggregators for resource-allocation systems: The present disclosure relates to scenario-management systems for use in resource-allocation systems. In an exemplary embodiment, a scenario editor comprises means for creating, editing, and storing business rules, rule groups, and in a database; and means for creating links among selected business rules, rule groups, and scenarios, such that changes...

20060041457 - System and method for forming business alliances: A method for forming a strategic alliance between two or more entities is disclosed. The strategic alliance may be formed between the two or more entities to jointly manage the development, marketing, distribution and/or sale of a product and/or service sold to consumers through retailers. A joint business plan may...

20060041456 - Systems and method for determining the cost of a securities research department to service a client of the department: Embodiments of the present invention are generally directed to two different techniques for determining the cost of an equity research department to service a client of the department. The first technique generally includes estimating the time spent by each analyst of the department servicing the client over a specified period...

20060041460 - An electronic calendar: An electronic calendar is provided to a user that receives a request to schedule an event from the user. Additional information related to the user and/or the event is obtained by prompting the user for the additional information and/or obtaining the additional information from a database communicatively coupled to the...

20060041461 - Project management device and method: Embodiments of the present invention improve project management. In one embodiment the present invention includes a project management system comprising a plurality of task wedges arranged around a center. The task wedges may be keyed to tasks or vendors. In one embodiment, the project management system further comprises a plurality...

20060041459 - System, method and computer program product for total effective cost management: A method for total effective cost management in an organization includes creating a maintenance plan for the organization, the maintenance plan including at least one task performed during maintenance of the organization. Then, a plurality of different maintenance schedules are created for performing the task(s) of the maintenance plan. A...

20060041462 - Method to route jobs: For the automatic routing of jobs of different types to persons who will undertake the jobs, means (4) for establishing the type of a job to be routed when a job request arrives, means (6) for storing personal parameters of persons assigned to the types of jobs, means (5) for...

20060041465 - Methods and systems for generating a demand plan for a configurable product: The invention relates to a method of generating a demand plan for a configurable product in a managed supply chain using a computer, wherein the product comprises an assembled component. The method comprising: providing a processor device; accessing master data in a primary profile planning table for the configurable product,...

20060041466 - Methods and systems for performing an availability check for a product: The invention relates to a method of performing an availability check for a product to determine whether the product is available for a customer at a predetermined time. The method comprises providing a processor device; storing an original forecast for a period of time up to and including the predetermined...

20060041463 - Order forecast system, order forecast method and order forecast program: An object of the present invention is that calculates a suitable quantity of inventory based on forecast information. In the present invention, at first the conversion coefficients that are ratios of required quantities contained in the past forecast information to corresponding actual order quantities are calculated (S1, S2), the standard...

20060041464 - System and method for developing an analytic fraud model: A system and method is provided for developing an analytic fraud model to predict likelihood that a transaction is fraudulent comprising a first database storing a log of credit transaction information comprising requests for credit reports and including application information used by a credit requestor. A second database stores deleted...

20060041467 - Methods and systems for performance tracking: Methods and systems consistent with the present invention provide a performance tracking tool that receives an identification of a data item (208), associates the data item with one of a group of tracking modes (210) that includes at least two of a LOGICAL mode, a SUM mode, and an AVERAGE...

20060041468 - Custom printed, voter verified ballots with fixed range input: An apparatus and method for creating a voter verified printed record of votes cast by each voter during an election. The printed record normally includes only the names of the candidates for whom the voter has voted in a form that is easily readable by both humans and machine. This...

20060041474 - Computer network page advertising method: The invention provides a system for promoting computer network pages. The system includes a mobile station that allows a user to conduct telephone calls and connect to a computer network. A call management server selects and transmits an audible advertisement for a network page to a user, based on profile...

20060041473 - Date-triggered cd-rom telephone directory: An electronic directory for advertising products and services for use in combination with a computer system including a display and including a clock/calendar which maintains current date and time information, and a method of providing such a directory. The electronic directory includes a computer-readable medium having computer readable-program code and...

20060041469 - Marketing system employing electronically generated discount coupons: A marketing system which uses electronically generated coupons to track specific consumers for the purpose of identifying a consumer's purchasing tendencies. The system allows the consumer to enjoy discount purchases with a wide variety of service and retail providers while simultaneously allowing the retail and service providers to identify the...

20060041470 - Message generation for mobile communication devices: Methods and apparatus, including computer program products, for receiving, at a first computing system, a notification of a triggering event, generating a short message based on the notification, the generated short message including advertisement content, and sending the generated short message to a mobile communications device....

20060041480 - Method for determining advertising effectiveness: A method for determining advertising effectiveness of cross-media campaigns provided. The effectiveness of the combined campaign is plotted, and the effects of different media are isolated. Examining complementary effects and synergies are examined, and a dollar-for-dollar comparison for each of the media is performed. This dollar-for-dollar comparison may include a...

20060041479 - Method of distributing advertising: A method of distributing advertising is disclosed, comprising the steps of securing advertising from at least one advertiser and paying a distributor to distribute the advertising at a time of purchase of items by a consumer from a distributor....

20060041471 - Paperless purchase inducement merchant directory: merchandising method and means: A merchant directory presenting paperless purchase incentives to consumers, comprising: a) merchant contact information, and b) Value Codes representing purchase incentives redeemable at product purchase. Value Codes may include particulars regarding each incentive. Directories may be distributed as printed matter or as an electronic directory and may include free gift...

20060041475 - System and method for administering promotions: A system for administering scan-based promotions involving manufacturers and retailers. The system records the terms of the promotion, ensures that the promotion is conducted in compliance with the agreed terms, settles the promotion and provides continual promotion progress for review by the retailers and the manufacturers....

20060041476 - System and method for providing an expert platform: A technique for providing user-oriented promotions includes linking a good or service to an expert solution in which a user has potential interest. Alternatively, the expert solution itself may be a service. Matching the goods or services to the expert solution can result in improved targeting of users who may...

20060041477 - System and method for providing targeted information to users: A technique for providing targeted information to users involves using demographic or specific user data. Each user may have some demographic data associated with them, which may be compared to, by way of example but not limitation, another user, a product, information, a location, or other goods or services. Promotions...

20060041472 - Systems and methods of interfacing an advertisement with a message presentation client: Systems and methods of advertising are presented herein. In some embodiments, a method may comprise collecting data on a consumer computer, receiving a signal having advertisement information and target criteria, and comparing said target criteria with the data. If the target criteria matches with the data, the method further comprises...

20060041478 - Universal network market system: A method and system for selecting and presenting advertisements and promotions to a user based on one or more tasks that is of interest to the user is disclosed....

20060041481 - Multi-package delivery methods: The present invention involves methods for the delivery of a plurality of parcels shipped by one or more shippers to a location via a carrier. Methods are disclosed for aggregating parcels shipped by one or more shippers for a single delivery to the location, thereby reducing the need for multiple...

20060041483 - Commercial negotiation system and method: Systems and methods for conducting negotiations of commercial transactions. A system includes one or more clients connected to a network, and a negotiation system connected to the network and configured to communicate with the one or more clients. The negotiation system includes a server configured for receiving an offer for...

20060041486 - Method and system for providing analysis data on chemical compounds and for providing chemical compound availability information: A method and system for providing chemical compound product availability and contaminant and/or desired component information (certificate of analysis data) to end users of such products is disclosed. Chemical suppliers using computers (clients) access a central server computer, via the Internet or direct connection, to upload chemical compound lot analysis...

20060041484 - Methods and systems for initiating application processes by data capture from rendered documents: Systems, apparatus and methods for implementing transaction applications using a handheld document data capture device are described herein. The handheld device captures information from a rendered document. The captured information is processed to identify an electronic document corresponding to the rendered document. Information captured from the rendered document by the...

20060041482 - System and method providing backup local ordering for establishment using a remote ordering system: An order taking system and method for an establishment, or a plurality of establishments, each having an order taking facility associated with the establishment enabling a customer to place an order for an item from the establishment. Order placing equipment is located near the order taking facility being capable of...

20060041485 - Universal shopping cart and order injection system: A universal shopping cart is provided that obtains and orders products and services from different merchants located on the Internet. The consumer completes all of their shopping on the shopping site and is not directed to another merchant's site to complete an order. The universal shopping cart provides a monitoring...

20060041488 - Method and system for migrating messaging accounts between vendors: A method and system for providing messaging services to subscribers. The services are provided such that message accounts can be migrated from one vendor to another. Service data relating to performance, costs, and other factors reflective of the vendors servicing of the messaging accounts is tracked and monitored for use...

20060041487 - System and method for managing account receivables: A system for managing account receivables is provided. The system comprises a rules module or engine for receiving at least one encounter from a first party and for assessing the at least one encounter based on rules associated with a payer; and a transactions module or engine for outputting at...

20060041491 - Decision assistance platform configured for facilitating financial consulting services: A system includes instructions configured for enabling the one or more data processing device to facilitate preparing client-specific template information and determining client-specific consulting information dependent upon the client-specific template information. The client specific template information includes performance criteria, weightings, defined investment dataset information, filters configured for refining investment dataset...

20060041494 - Electronic statement preparation: The invention relates to a system and method for collecting data for use in financial regulatory compliance in the insurance industry. In a preferred embodiment, the invention includes a standardized financial statement for completion by an insurance company. The financial statement provides detail on each insurer's business and investment risks,...

20060041492 - Financial data processing method and system: When a name of an enterprise to be evaluated and a plurality of evaluation definition names entered by a client are received by a server, an overall investment evaluation creation program creates an overall investment evaluation from a plurality of investment evaluations created according to a plurality of XBRL-formatted evaluation...

20060041489 - Method and apparatus for managing a virtual mutual fund: A method and apparatus system for managing virtual mutual funds. A plurality of investment managers manage a plurality of accounts for a plurality of investors. The investors directly hold assets in the accounts so that the investors may take advantage of any tax benefits generated by transactions using the assets...

20060041493 - Method of obtaining an electronically-stored financial document: A method for a bank to obtain an electronically-stored financial document is disclosed. The financial document includes a specific document parameter, such as a record date. The bank maintains the financial document in an off-site storage system when the record date is later than a pre-selected date and in an...

20060041490 - Optimizing investment strategies for long/short fund portfolios: Methods for optimizing a portfolio having at least a long position portion and a short position portion are disclosed. One exemplary method includes developing a portfolio optimization strategy for the portfolio including: adjusting at least one investment in the long position portion of the portfolio, wherein the adjusting includes adding...

20060041498 - Central credit filtering in computerized trading: Systems, methods, and computer program products are disclosed for establishing and using credit limits between counterparties and for managing risk in the trading of financial interests. The invention provides credit filtered views of executable market information to trading parties. By setting credit limits used to provide credit-filtered views, the invention...

20060041503 - Collaborative negotiation methods, systems, and apparatuses for extended commerce: A round of negotiation for an item is initiated between a plurality of bidders at a plurality of client nodes and a host processing node. A price bid for the item is received from each of the plurality of bidders. At least one negotiation parameter is received from at least...

20060041495 - Computer-based virtual personal economies implemented over public and private networks and methods for configuration, use and pooling of same: In one mode the present invention allows for transactions of various types to take place “anonymously” and securely over public (WAN), semi-public (e.g. AOL) and private or subscription networks and without regard or dependency to currency valuations or per se financial institutional policy. The present invention in another mode...

20060041502 - Cost management file translation methods, systems, and apparatuses for extended commerce: A quantity of an item referenced within a multilevel bill of material (BOM) is determined. A price bid for the item is received into an application framework from a supplier. The price bid is associated with the item. The cost of the multilevel BOM is determined based on the quantity...

20060041496 - Method and system for automating proposals involving direct and indirect sales: A sales automation system is described. The system can be customized to generate complex proposals involving direct and indirect sales. The system allows users to manage sales projects comprising complete solutions. Proposals are generated by integrating third party products and services offering and by using a pool of products stored...

20060041499 - Obtaining a need with guiding information and credit worthiness using a competitive process: A process for obtaining a need with guiding information and credit worthiness using a competitive process. The competitive process could be a reverse auction where multiple sellers bid on the need. The guiding information and credit worthiness make the need under bid a competitive one for the buyer and the...

20060041501 - Reverse auction control method, computer program product, and server: A control method of reverse auction that is implemented by a server connected to a plurality of supplier terminals through a communication network. The control method first receives bids from the plurality of supplier terminals through the communication network. Then, the server calculates a bid price ratio for relatively comparing...

20060041500 - System for implementing automated open market auctioning of leads: In an automated leads-and-bids exchange system, bid profiles are defined to describe desires of lead buyers. Received leads are matched to active ones of the bid profiles whose specifications the leads substantially match. An auctioning subsystem finds the highest one or group of bids for each given lead. A quality...

20060041497 - Systems and methods for maintaining system performance: Systems, methods and computer programs may be used to represent first and second components of a commodity transport network. A first operating characteristic value may correspond to the first component. A critical value may be received. A programmed computer may be used to determine if the first operating characteristic value...

20060041504 - Method, system and program product for deterring credit fraud: Under the present invention, a credit account can be associated with a locational restriction and a corresponding monetary restriction. The locational restriction sets forth a specific merchant or type of merchant at which a credit account can be used. The monetary restriction sets forth a maximum monetary amount that can...

20060041505 - Fee-based message delivery system: The present invention relates to a system and method for fee-based messaging over a global communication network. A method is disclosed wherein a prospective recipient of messages establishes prices for a variety of services and for various tiers of senders. Generally, all messages to a recipient pass to a service...

20060041506 - Validating negotiable documents using public document validation profiles: A system and method that allows a business or financial institution accepting negotiable documents such as checks as payments or receiving such documents in deposits to determine whether those documents are valid by comparing a set of document and maker characteristics extracted from an image of the document to the...

20060041508 - Method and system for tracking fraudulent activity: A method and system for tracking potentially fraudulent activities associated with one or more web sites is disclosed. The system includes a fraud tracking server connected to a fraud tracking database. The fraud tracking server includes a communications module to facilitate the exchange of data between the server and multiple...

20060041507 - Pluggable authentication for transaction tool management services: A system is provided for managing a transaction tool for an individual. The system includes a receiver that receives a request from the individual to initiate a process for managing the transaction tool. A processor analyzes the request from the individual and dynamically selects, based upon the requested process, at...

20060041509 - Broadcasting of software packages: A broadcast receiver includes a communication interface 210 for receiving data from a broadcast communication system. A storage 260 stores software components executable by processor 250 and stores configuration information identifying the executable software components. The receiver receives through the communication interface a software package description indicating software components that...

20060041511 - Device and method for digital rights management in a mobile terminal: Disclosed is a device for digital rights management on a mobile terminal including a DRM message transmitter for selecting digital content to be sent to an intended recipient, generating a rights object for the selected digital content and sending the digital content with the generated rights object to the recipient;...

20060041510 - Method for a secure system of content distribution for dvd applications: Methods and apparatuses for increasing the security of video content in a limited distribution environment. A system in accordance with the present invention comprises an encrypted media carrier, encrypted using a first encryption key, and a media player, designed to receive the encrypted media carrier, the media player comprising a...

20060041512 - Content rendering device with usage rights: A digital content rendering apparatus. A request is made to render stored digital content. The request is processed by a repository coupled to a rendering engine to permit rendering only for authorized request....

20060041513 - Authentication apparatus, electronic driver's license, and authentication system: Herein disclosed is an authenticating apparatus, comprising: an in-vehicle communicating unit of communicating with an electric license card storing license card information including a driver's identification information; an authenticating unit of authenticating said license card information; and an activating unit of activating at least one of operations of a vehicle,...

20060041514 - Secure internet transactions on unsecured computers: The present invention is directed to a secure electronic registration and voting solution incorporating integrated end-to-end voting system architecture and processes providing secure identification and authentication, voter registration, ballot definition, ballot presentation to the voter, voting, and ballot tabulation via secure transmission over the network. The disclosed embodiments of the...

20060041516 - Dynamic auditing of electronic elections: The present invention relates to a system and method for dynamically auditing of electronic elections using an electronic registration and voting system. In particular, the present invention provides false voting data associated with false voters to the voting systems, recovers voting records associated with the false voters, and compares the...

20060041515 - On-site point-of-sale billing system which manages public use of wired or wireless access network: A wireless access point is deployed at a business location to provide a public wireless local area network (PWLAN) having access to the Internet. A computer at the business location facilitates transactions of selling access to the PWLAN and facilitates transactions of goods or services other than access to the...

20060041518 - Supplier capability methods, systems, and apparatuses for extended commerce: A first file is received. The first file has a first format. The first file includes information associated with an item. The information is extracted from the first file. The extracted information is mapped to a capability profile...

20060041517 - System, method and apparatus for exchanging currency, goods and services using a public network: A system, method and apparatus where one party's item or plurality of items can be electronically exchanged for currency, goods and services or plurality of currency, goods and services of another party using a public network such as the internet. Users of the invention can create offers and make payment...

20060041519 - Automated handling of computer-based postage system printing errors: The exemplary embodiment of the present invention provides a method for handling printing errors in a computer-based postage system, the method comprising: assigning an identifier to a particular mail piece wherein said identifier uniquely identifies the particular mail piece during a particular period of time and wherein said unique mail...

20060041520 - Business process for the plantation and beneficiation of vegetation: A business process for the installation and beneficiation of vegetation according to the present invention comprises a first party having rights related to vegetation, such as trees, installing the trees on a site owned by a second party; and the second party assigning rights to the first party to use...

20060036461 - Active relationship management: Methods and apparatus for active relationship management. A computer implemented method for relationship management includes receiving a list of one or more enterprises. The method includes identifying one or more individuals associated with at least one of the enterprises. The method includes receiving information related to a topic of interest....

20060036462 - Aggregate analysis of text captures performed by multiple users from rendered documents: A facility for analyzing text capture operation traffic is described. The system receives indications of operations for capturing text from rendered documents performed by a plurality of users. The system performs collective analysis on the received indications, and outputs a result produced by the analysis....

20060036449 - Attendant circumstance utilization device: An attendant circumstance utilization device provides a function of equipment and a content appropriate to a user by considering the attendant circumstance by whom the user is accompanied, and includes an attendant ID detecting unit (101) to detect an attendant information (attendant ID) indicating by whom the user is accompanied...

20060036453 - Bias compensated method and system for patent evaluation: A method, system, and a web site for evaluating a bias of an expert influencing the evaluation process of a patent document have been provided. First, an input data is received with regard to one or more patent indices, characterizing different aspects of a test patent document, from a trusted...

20060036454 - Business method suitable for preparing and delivering a custom (non-prescription, non-cosmetic) personal care composition through human interaction in a retail point-of-sale environment: A business system including related processes and methods is described for preparing and delivering a customized, (non-prescription, non-cosmetic) personal care product to a consumer at a location, (typically the point of sale,) remote from a second location in which a (non-prescription, non-cosmetic) personal care product base composition is prepared. A...

20060036458 - Data processing system and method for commodity value management: Embodiments include receiving into one or more computer databases a plurality of cost factors associated with supplying a commodity for vehicle manufacturing. A zero-based cost estimate for the commodity is calculated based on one or more of the plurality of cost factors. A current cost for the commodity is received...

20060036468 - Healthcare organization record identifier assignment management system: A system (100) for providing multiple facility healthcare corporations the ability to assign and maintain shared medical record numbers (43) across multiple entities. The system establishes a parent/child relationship among the entities to share medical record number ranges, formats, and data. A patient record identifier database (102) contains patient records...

20060036463 - Liquid computing: Liquid computing can include using a service bus to interact with a number of heterogeneous systems....

20060036450 - Method and apparatus for air and bus charter management via wide area network in the gaming industry: This invention relates to the art of reservations management, and, more specifically, to a distributed system for a casino establishment to plan and arrange for passengers on air and coach charters traveling to and from a casino establishment via a wide area network. This invention allows for the remote management...

20060036455 - Method and apparatus for dynamically reconfiguring views for business information monitors: The present invention provides a method for dynamically reconfiguring views for business information dashboards. A dashboard is connected to an intelligent backend, which is also connected to the business information sources. A user can supply the intelligent backend with priority data about which information is to be displayed. The intelligent...

20060036464 - Method of reducing hypothetical bias in jury studies: A method for reducing hypothetical bias in jury studies. The method utilizes an incentive-based approach to jury studies to help to reduce and/or remove hypothetical bias from these jury studies. The present invention uses an incentive that is to be awarded to an independent third person. This incentive is structured...

20060036447 - Methods of facilitating contact management using a computerized system including a set of titles: A method of optimizing a contact management system using a computerized system including a set of titles. The method includes storing a set of user identity records in an identity management site, wherein each record of the set of user identity records can be redeemed by a pointer. The method...

20060036465 - Online interactive interface and automated processing for loan origination and underwriting: A user is provided an online interactive interface to fill in a loan origination form, to finance the purchase of a business. The form requests information about the business, including expense items associated with operating the business. Information that is reflected in the filled form is then transmitted to a...

20060036451 - Patent mapping: The present inventive subject matter provides systems, methods, software, and data structures for patent mapping, storage, and searching. Some such embodiments include mapping patent documents, claims, and claim limitations. Some further embodiments provide for searching a universe of patent documents by patent document, claim, limitation, class, element, or concept...

20060036460 - System and method for optimizing the effectiveness of an educational institution: A system and method for optimizing the effectiveness of an educational institution. Means are provided for establishing a relationship between educational institution and a student wherein the student's progress is monitored from registration through and beyond graduation. Monitoring means allow the student's progress to be measured and the student's need...

20060036452 - System and method for patent portfolio evaluation: Methods and systems for forming a team of experts and evaluating a portfolio of patent documents have been provided. The methods comprise the step of determining a bias of an expert, and then providing evaluations of patent documents assigned to the expert according to a selected evaluation method, which is...

20060036466 - System and method for providing custom stock images: A method for providing images to a customer includes receiving a request for an image from a customer. The request identifies at least one image criteria. A set of automation parameters is used to select a plurality of shooters to submit one or more images in fulfillment of the request....

20060036467 - System and method for providing custom stock images: A method for providing images includes assigning a rating to each of a plurality of photographers in a photographer network. Software on a computer server is used to select a plurality of photographers from the photographer network in fulfillment of a customer request. The selection is based at least in...

20060036448 - System architecture and method for energy industry trading and transaction management: A system architecture and method for energy industry trading and transaction management includes a business logic server-based layer and a database layer. The business logic server-based layer includes a parameter-based configuration of at least one business logic service. The business logic service is configurable to enable a deployment of the...

20060036457 - Systems and methods for facilitating romantic connections: Methods, systems and computer-readable medium are provided for facilitating a romantic connection between a first entity and another entity. The first entity can communicate using a client computer to deliver to a server over a network profile data describing at least one aspect of the first entity that would be...

20060036459 - User configurable one click punchout tracking: Techniques for tracking shipments of items are provided. A graphical user interface is provided for setting up a tracking service for a carrier. A tracking service may be set up for any number of carriers. Website access information is then received for the carrier. The website access information includes any...

20060036456 - Virtual community generation: A knowledge system includes one or more repositories with information for one or more topics, problems, and solutions to problems. A method to gather information for a virtual community of experts to address a problem area includes identifying the problem area, and searching for a virtual community within a master...

20060036469 - Kit and method for evaluating proper administration of medications: A method and kit as disclosed relate to at least one medication order display bearing medication indicia and administration indicia, and at least one medication administration record worksheet display bearing a transcription area and a medication administration record area. A group of practice medications including medications designated by the medication...

20060036470 - Systems and methods for providing a pharmacy management analysis report: A pharmacy management analysis report as generated by the steps of introducing servicing information for a plurality of prescriptions filled by an individual pharmacy into a program, and automatically summarizing in a reader friendly format the activities of the pharmacy along with comments as to overall performance of the pharmacy....

20060036472 - Association of data entries with patient records, customized hospital discharge instructions, and charting by exception for a computerized medical record system: Apparatus and a method for associating an electronic patient record with the corresponding patient are described. A data processor accesses a patient record not associated with a unique person and compares the patient identification data to corresponding data in a known patient record to identify a set of likely matching...

20060036471 - Computerized automation of physician-patient interaction for streamlined physician workflow: Systems and methods are provided for automating physician-patient encounters. A centralized database server stores information associated with a plurality of patents. A portable computing device includes a wireless component that is operative to retrieve information associated with a given patient from the centralized database server in response to input from...

20060036473 - Gps mobil equipment insurance method, apparatus, and product: A GPS Mobil Equipment Insurance Method, Apparatus and Insurance Product for mobile equipment adapted with GPS systems comprising: inputting into a computer processor a database of mobile equipment adapted with GPS systems from all GPS manufacturers within a geographical area, including data containing, but not limited to the name of...

20060036474 - Electrically active films: An electrically active film and a process for its preparation at low temperatures are described. The electrically active film consists of a support having coated thereon at least one electrically active layer which contains nanocrystalline, nanoporous transition metal oxides, transition metal chalcogenides or their lithium inclusion complexes and, optionally, auxiliary,...

20060036475 - Business activity debugger: A method, an apparatus, and a computer program are provided to better analyze business activities. Metrics are utilized to mine information gathered on a businesses operations. At times of user labeled events, snap shots of the state of the business can be taken. Statistical analyses are performed on the data...

20060036477 - System and method for providing information about an operation's applicability to an item: A system and method for providing information about an operation's applicability to an item. A processor may provide a list of selectable items in a display area and may provide for each of the listed items, in response to receiving a command to perform an operation on selected items of...

20060036476 - System and method for tracking information in a business environment: A system and method for tracking information in a business environment. The system uses a tree-view hierarchy whereby alerts and time triggers are set by the user and upon the triggering of an event, the visual attributes of the tree-view folders change to reflect the triggering event....

20060036478 - System, method and computer program for interactive voice recognition scheduler, reminder and messenger: A system, method and computer program for automated appointment scheduling is provided. The system includes a computer linked to a voice messaging utility and to a database and the computer program of the present invention. The computer program defines a scheduling engine that includes a two-way interactive voice response engine,...

20060036479 - System and method for designing secure solutions using patterns: A system and method for generating an information technology solution. A system for generating a runtime model is provided, comprising: a system for selecting a business pattern; a system for providing a management integration table, wherein the management integration table includes a plurality of cells, each representing at least one...

20060036481 - Electronic voter registration system and method: A system and a method for facilitating an election. A database containing voter registration information is downloaded from a central computer to a portable computer that is accessible at a polling station. The database can be searched by a proctor or official at the polling station to determine whether a...

20060036480 - System and method for electronic transactions: A system and method for performing an electronic transaction, including registration, audit and trusted recovery features. A transaction request message is received from a registered user that includes an unblinded validated certificate, and a blinded unvalidated certificate. If the unblinded validated certificate is determined to be legitimate, then a transaction...

20060036497 - Decision theoretic approach to targeted solicitation by maximizing expected profit increases: A decision theoretic approach to targeted solicitation, by maximizing expected profit increases, is disclosed. A decision theoretic model is used to identify a sub-population of a population to solicit, where the model is constructed to maximize an expected increase in profits. A decision tree in particular can be used as...

20060036492 - Direct mailing device: An advertisement device for direct mail delivery from a sender to a recipient. The advertisement device includes a synthetic panel having a front side, a back side, an advertisement on at least one of the front side and the back side, and a thickness sufficient to maintain integrity of the...

20060036491 - E-coupon service for location-aware mobile commerce which determines whether to supply requested e-coupons based on the number of requests received in a processing cycle, and a threshold number of requests required to make expected returns from redeemed c: A conditional e-coupon distribution method distributes e-coupons predefined by sellers to mobile users only if the number of mobile users requesting such e-coupons equals or exceeds a threshold. The method receives a request to browse e-coupons from a mobile user. The method receives the location of the mobile user and...

20060036493 - Interactive advertisement mechanism on a mobile device: The invention includes systems, methods, computer program products, and combinations and sub-combinations thereof for enabling interactive advertisements (as well as other objects) to be loaded on mobile devices (as well as other types of devices), and for users of mobile devices to operate with such interactive advertisements on their mobile...

20060036494 - Interactive advertisement mechanism on a mobile device: The invention includes systems, methods, computer program products, and combinations and sub-combinations thereof for enabling interactive advertisements (as well as other objects) to be loaded on mobile devices (as well as other types of devices), and for users of mobile devices to operate with such interactive advertisements on their mobile...

20060036495 - Interactive advertisement mechanism on a mobile device: The invention includes systems, methods, computer program products, and combinations and sub-combinations thereof for enabling interactive advertisements (as well as other objects) to be loaded on mobile devices (as well as other types of devices), and for users of mobile devices to operate with such interactive advertisements on their mobile...

20060036482 - Lottery system and method: A lottery system and method is disclosed which promotes the continued play of a participant by rewarding them, on a pro-rated basis, for their loyalty. There are two aspects to the invention: (i) the tracking of a player's behaviour; and (ii) calculating a lottery payout structure based on the player's...

20060036489 - Method and apparatus for determining an effective media channel to use for advertisement: A method and apparatus for determining the effective of advertising resource in a particular media channel such that one can determine where best to advertise their individual products for their business....

20060036488 - Method and system for dynamic, real-time addition of advertisements to downloaded static content: A method and system for dynamic, real-time addition of advertisements to downloaded static content. The method comprises seamlessly combining a downloaded original content file with personalized information on a user device, and allowing the user either to use the combined original content and personalized information without possibility of personalized information...

20060036486 - Method of business: A method of business including the steps of initiating a transaction to transfer real property of a client through a realtor; placing a classified ad to sell personal property of a client, the classified ad including information about where the personal property may be viewed online; paying for the classified...

20060036484 - Method of providing recyclable, immediately-redeemable award points: Provided is a method for distribution, allocation, redemption and recycling of bonus points that enables retailers, distributors and wholesalers to offer immediate awards to customers and each other. One implementation employs a medium to store information that can be scanned by a device such as a scan gun, a credit...

20060036490 - Methods and apparatus for marketing community-oriented advertising opportunities: The present invention includes compiling a database listing a plurality of future events, each future event to be sponsored by one or more non-profit institutions and having at least one associated advertising opportunity and an associated participation fee. The participation fee may be determined by an advertising opportunities aggregator, the...

20060036485 - Methods and apparatus for presenting personalized information to consumers in a retail environment: Methods and apparatus are provided for presenting personalized information to consumers in a retail environment. A personalized price is determined for at least one product that is in physical proximity to the customer. The physical proximity may be determined, for example, by evaluating identifiers, such as RFID tags, associated with...

20060036487 - Process for telemarketing: A process is described which provides consumers incentive to actively participate in telemarketing presentations for a set amount of time. This process will also: open up a larger market for the telemarketing industry (including many consumers registering their phone numbers on the national Do-Not-Call list and consumers trading in their...

20060036483 - System for managing advertisement in shopping mall web site, and method of the same: A system designed to manage an advertisement in a shopping mall web site. The system comprises a shopping mall advertisement management server for displaying information of products, to be offered at no profit margin to a supplier, for performing calculation of points required for the client to purchase a product,...

20060036496 - Systems and methods for ordering and distributing incentive messages: Systems and methods associated with ordering, producing and/or distributing incentive messages. Systems can include means for receiving requests for incentive messages, for receiving payment for the incentive messages, and for transferring the incentive message to a receiver. Such incentive messages can include a trophy and a redemptive code....

20060036499 - Inventory management system and method: A system for inventory management. The system contains an input/output device, a processor, and a storage device. The input/output device receives client, current inventory, purchase order, and backorder information pertaining to an article. The processor generates a hierarchy of clients according to the client information, determines an availability-to-promise of the...

20060036498 - Parts stock amount management device: Distribution of the parts (parts A, parts B), including shipment by a part supplier, delivery to the part orderer to be used in product manufacturing, is divided into stages in time-sequence (under transportation or at a location including the parking lot, warehouse, temporary storage facility, line side, etc.) and each...

20060036500 - Cardless sales method and system: A cardless sales method and system for purchasing a commodity by transmitting card issuing information stored in a mobile communication terminal to a sales processing device and capable of promptly authenticating card information by the sales processing device alone and safely handling the card information. Card authentication information (35) issued...

20060036501 - Change-based transactions for an electronic kiosk: A variety of products and services can be integrated into and offered for purchase by an electronic kiosk. An electronic kiosk can accept funds for an initial transaction and the can apply any resulting amount of change from the initial transaction to a second transaction. The transactions can involve products...

20060036502 - Mobile instant product price comparison and product review: A method, system, and computer program product for providing product information, such as, for example, product price comparison information, product reviews, retailer information, retailer reviews, and information about similar products, to a user utilizing a mobile data processing system, such as, for example, a personal digital assistant (PDA), is provided....

20060036504 - Dynamically classifying items for international delivery: A method, system, and computer-readable medium for assisting in automatically classifying items with respect to one or more predefined classification systems is described, such as for items to be delivered internationally. In some situations, the items are classified so as to select an appropriate import tax code for a destination...

20060036509 - Electronic data interchange system, sales server, settlement server, terminal, sales method, settlement method, purchasing method and information recording medium storing information for realizing the same: A terminal receives input data regarding a desired product, and sends a message including information regarding the product to a sales server. The sales server receives this message, acquires the price of the product, and sends a message including the price and a settlement server to the terminal. The terminal...

20060036505 - Method and system for distributing digital works: A system for distributing digital works includes a package associated with a desired one of the digital works, a customer node used by a customer, and a remote server. The remote server and the customer node are intermittently coupled through a communications link which includes a public communications network, preferably...

20060036503 - Method for selecting and purchasing a gift: A method and a client-server system for selecting and purchasing a gift that will be donated to a receiving user. A donating user causes a client system to send information identifying the receiving user to a server system. The server system sends information to the client system identifying at least...

20060036506 - Method of financing a sports stadium or entertainment center: A method for generating funds which may be used for the financing of new or replacement or refurbished sports stadiums for professional sports or entertainment centers or the like or for any other purpose is disclosed which generates the funds through the sale of the exclusive interest in some or...

20060036507 - Methods and systems for consolidating purchase orders: A method is provided for electronically ordering items. The method includes receiving consolidation information at a server computer. The consolidation information includes at least one consolidation criterion for determining how to consolidate purchase requests. The method further includes receiving a plurality of requests to purchase one or more items at...

20060036510 - System and method for directing a customer to additional purchasing opportunities: A dynamic merchandising system creates for each of a plurality of products in a plurality of purchase orders a list of products purchased together. This information is then used to create ordered lists reflecting relationships between various product attributes, e.g., the relationships between different brand names purchased together, different product...

20060036508 - System, method and apparatus for selling and purchasing items: A system, method and apparatus are disclosed to optimize selling and purchasing of items. The system and method optimizes a seller's profit margin, while simultaneously minimizing cost to a purchaser to a fraction of the cost of the item. In some embodiments of the present teachings, a seller may make...

20060036511 - Systems and methods for transacting business over a global communications network such as the internet: A business model/process is described for conducting business transactions over the Internet, allowing buyers to reduce the price of the selected product/service based on the buyer's performance during a collateral activity. Sellers offer the product/service within a specified price range, and buyers accept the offer, in exchange for the opportunity...

20060036512 - System and method for interpreting sales data through the use of natural language questions: A sales management data analysis system and method for interpreting raw sales management data are provided. A plurality of natural language questions are provided, wherein each of the natural language questions correspond to at least one database query. An at least one database is queried in accordance with a selected...

20060036513 - System and method for providing property improvements: A system and method are provided for improving a property that has been offered for sale. The method includes the operation of attracting property purchasers to a website by offering a real estate marketing service to property sellers on the website. An electronic graphical plan of the property for use...

20060036514 - Dynamic selection and scheduling of radio frequency communications: A system and method of tracking and reselling inventoried items is disclosed. This method includes assigning an audit code to an incoming inventoried item, wherein the audit code comprises a manual audit code and an automated audit code; auditing the incoming inventoried item to assess the incoming inventory item as...

20060036515 - Monitoring technology: An apparatus for monitoring an article or system, particularly an LP or propane tank, includes a transmission unit, a base unit and a host unit. The transmission unit is disposed on or near the article or system and detects at least one parameter related to the article or system and...

20060036516 - Systems, methods, and articles of manufacture for performing product availability check: A computer-implemented method of performing a product availability check comprises the step of receiving information on a plurality of first electronic data sets, each of which includes a first key and a product quantity in relation to a single point of time or time period. The first key includes a...

20060036517 - System and method for advertising to a wi-fi device: A method is disclosed for providing information related to goods available for purchase in a building. The method includes establishing a plurality of boundary zones within a Wi-Fi network and storing product information related to the goods available for purchase that are located within each of the plurality of boundary...

20060036519 - Method and system for sales and use tax administration allowing for online and real-time compliance monitoring and assurance: The present invention provides a method and system for sales and use tax administration comprising the steps of: 1. Transferring sales and use tax rates in electronic form into a business' accounting system; 2. Reconciling a business'a. Sales and use tax obligation based on the rates transferred in step 1,...

20060036518 - Methods and apparatus for performing resource tracking and accounting at an end node: Utilization of resources used to provide a service, and/or costs associated with providing system resources for a service, are tracked in a system where the available resources vary depending on a variety of conditions including resource utilization by other users. The methods are well suited for systems such as mobile...

20060036520 - Methods and apparatus for resource utilization tracking, accounting and/or billing: Utilization of resources used to provide a service, and/or costs associated with providing system resources for a service, are tracked in a system where the available resources vary depending on a variety of conditions including resource utilization by other users. The methods are well suited for systems such as mobile...

20060036526 - Cash flow monitoring mechanism and methodology: A system, system component and methodology support compliance with fund and advisor policies and procedures designed to prevent the violation of federal securities laws by determining an indication of whether a fund's value is potentially being affected by market timing practices. At least one algorithm is utilized to perform analysis...

20060036528 - Industry specific business and tax management system: A business method that provides industry specific education programs and industry specific professional services programs having a predefined contractual relationship with at least one entity is described. The contractual relationship has terms whereby the business delivers the industry specific education programs and the industry specific professional services programs to the...

20060036523 - Integrated health savings account methods and systems: An integrated health savings account system which provides electronic (real-time or batch) interconnection between a health plan claims administrator and an individual healthcare spending account. An accountholder presents an identification card to a healthcare provider or pharmacy in order to receive treatment or obtain prescription drugs. A claim for reimbursement...

20060036524 - Method and apparatus for capture and application of legal personal net worth information: A program and database with interactive forms operating on a personal computer or workstation to allow a user to capture, store, retrieve, and report on all legally required information defining an individual person's net worth, for official use in civil legal proceedings. The user sees logically-related sequence of requests for...

20060036521 - Method and system for managing financing arrangements: Embodiments of the present invention relate to a method and system for de-coupling a customer side from an investor side in software for supporting financing arrangements. According to the embodiments, a link object may be arranged between customer objects and investor objects, and handle operations that need to be performed...

20060036525 - Regulation compliance monitoring, reporting and documentation support system: A system provides a plurality of functions associated with monitoring and reporting required by the SEC as well as data depository capabilities of use with those requirements. These functionalities and capabilities are provided in a web-based environment that is accessible by a user over a public and/or private network....

20060036527 - Regulatory data uniform submission component: The invention relates to a system and method for collection, analysis, and submission of data for use in financial regulatory compliance in the insurance industry. In a preferred embodiment, the invention integrates an independently developed, standardized financial statement for collection of data by an insurance company, analyzes the collected data...

20060036522 - System and method for a sef parser and edi parser generator: A SEF grammar is created to be used with the Java CC program to autogenerate a SEF parser. The SEF parser can be run with specially written X12 code on any SEF file to automatically create an EDI object model for that SEF file. A programmer can then write application...

20060036529 - System and method for patent evaluation and visualization of the results thereof: A method for evaluating a patent document is described, which includes the steps of introducing a set of one or more patent indices, characterizing different aspects of the patent document; combining said patent indices into a Patent Quality index (the PQ), characterizing value of the patent document; and visualizing the...

20060036533 - Method and apparatus for creating and administering a publicly traded interest in a commodity pool: Systems, methods, apparatus, computer program code and means for creating and administering a publicly traded interest in a commodity pool include forming a commodity pool having a first position in a futures contract and a corresponding second position in a margin investment, and issuing equity interests of the commodity pool...

20060036530 - Method and apparatus for facilitating micro energy derivatives transactions on a network system: A system and method and device for using a computer to facilitate the issuance and redemption of energy related micro derivative contracts between a buyer and an seller, including a customer determining the derivative contract to be purchased and swiping the card through the card reader. The customer then submits...

20060036532 - Methods and apparatus for executing small size orders: A method and system for executing a small size trade, the method including, in some embodiments, receiving a limit order associated with a security trade order to be forwarded to at least one order execution destination, the security trade order comprising a security to be traded and an order size,...

20060036531 - Short-term option trading system: Option contracts are traded by valuing an option that has at least one of a) strike price or b) expiration time unknown at the time the option is valued. The previously unknown values of the option are assigned at the time or after the time the trade is completed. An...

20060036536 - System and methods for evaluating the quality of and improving the delivery of medical diagnostic testing services: Systems and methods may be utilized to obtain and evaluate data from various information resources associated with a diagnostic testing business for the purpose of identifying at-risk clients. A set of risk indicators is defined. Each risk indicator relates to a type of event that is determined to be indicative...

20060036534 - Systems and methods for an online credit derivative trading system: A credit derivative trading system comprises a credit derivative authority configured to receive defined positions for credit derivatives and update a plurality of trade clients in real-time whenever there is movement in the market for a particular credit derivative....

20060036535 - Systems and methods for an online credit derivative trading system: A credit derivative trading system comprises a credit derivative authority configured to receive defined positions for credit derivatives and update a plurality of trade clients in real-time whenever there is movement in the market for a particular credit derivative....

20060036543 - Creating groups of linked accounts: Linking accounts corresponding to different products together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. The method links the accounts into a group by linking a financial record for each account...

20060036540 - Method and system for merchant indemnification for online financial transactions: A method and system enable indemnification of funds transferred electronically to an end merchant. An intermediary service having a server in communication with an automated clearinghouse system and having a client interface provides an online account for committing an irrevocable transfer of funds to the merchant account of a participating...

20060036541 - Method and system to process credit card payment transactions initiated by a merchant: A system, to process credit card payment transactions initiated by a merchant, includes an interface to receive a merchant-initiated request for a transfer of funds from a buyer credit card account. A credit card processing application initiates the transfer of funds from the buyer credit card account to a third-party...

20060036537 - Risk management in an expeditious funds-holder payor authentication and funds transfer system and methodology: A method and system for enables expeditious transfer of funds electronically to an end merchant substantially instantaneously upon the request of a new payor or client. An intermediary service having a server in communication with an automated clearinghouse system and having a client interface provides an online account for transfer...

20060036539 - System and method for anonymous gifting: An anonymous gifting system exemplary includes an interface for subscribers to place orders online; a server configured to receive orders from subscribers for goods and/or services from participating vendors, associate each order with a subscriber's alias, and transmit each order to a vendor for processing and delivery of the ordered...

20060036542 - System and method for behavioral finance: A system suitable for an automated investment share price pattern search includes a computer, a historical information database accessible by the computer having historical information for a plurality of investments stored thereon, a connection to a supply of real-time or historical timeseries data, the data comprising real-time or historical data...

20060036538 - Systems and methods for improved merchant processing: Systems and methods for merchant processing in financial transactions may, according to some embodiments, include one or more keys within a transaction file. The one or more keys may, for example, be associated with one or more parameters defining how a transaction containing a key should be settled. In some...

20060036545 - Management system and management method for charging object apparatus, management apparatus and charging object apparatus: A management apparatus, a charging object apparatus and a management system and method by which a product of an object of use can be used in an efficiency as high as possible when it is used commonly by a plurality of people. In the management system, the management apparatus includes...

20060036544 - On-line payment method: A payment System for online purchases that includes as participants a System Administrator, Members, Merchants and Subscribers/Non-Subscribers. Participating purchasers are Subscribers to a Member. Subscribers have pre-determined purchase limit and pre-determined delivery address for goods purchased within the System. Members may or may not be banking/financial institutions. Merchants charge the...

20060036547 - Authentication system, card and authentication method: Provided are an authentication system, an IC card and an authentication method in which identification information is displayed in association with respective ones of multiple items of authentication information, and authentication information corresponding to identification information that has been selected from multiple items of identification information is acquired, thereby making...

20060036546 - System and method for improving reliability of distributed electronic transactions: A system and method are disclosed that separate control functionality from the management functionality for conducting electronic transactions. The control functions are performed by a third party resulting in a low overhead since significant overhead is incurred in response to an anomalous event, thus facilitating high throughput electronic transactions when...

20060036549 - Digital media distribution: One embodiment in accordance with the invention is a method. For example, the method includes storing movie content with a distribution station that can be subsequently purchased and/or rented. The movie content can be encrypted. A determination can be made as to whether a storage apparatus is coupled with the...

20060036550 - Internet based media disc mastering and distribution system: The invention provides a new concept for creating and distributing physical media discs and media disc images including disc cover graphics in the form of computer files. The concept covers the creation and distribution of media discs including but not limited to audio and video CD-ROMs, (S)Video CDs and DVD...

20060036548 - Methods and apparatus for title protocol, authentication, and sharing: A title management apparatus resident on a first computer including a memory for storing a control program and data, and a processor for executing the control program and for managing the data. The apparatus includes a title object resident in the memory including a title structure, the title structure further...

20060036551 - Protecting elementary stream content: Protecting elementary stream media content is described. In one aspect, data segments within elementary stream media content are identified. Each data segment includes a single video or audio frame. Encryption boundaries for protecting the payload packets are selected to correspond to data segment boundaries. The elementary stream media content is...

20060036552 - Secure machine counting: A method and computer-readable medium for deterring software piracy in a volume license environment. An activation bypass message is generated and sent. Information contained in the activation bypass message is compared to a list of machine identifiers. A binding service message contains a count of the machine identifiers in the...

20060036553 - Automatic authorization of programmatic transactions: Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically authorized via a third-party transaction authorization system. In some situations, the transactions are programmatic transactions involving the use of fee-based Web services by executing application programs, with the transaction authorization system...

20060036554 - Content and license delivery to shared devices: Systems and methodologies are provided for a Digital Rights Management (DRM) that permits a service provider implementing DRM (the Service), to distribute and use digital contents to a plurality of devices designated by a user, via employing a registration component and a DRM component. The registration component can associate a...

20060036555 - Remote medical device access: Systems, client computing devices, server computing devices, and methods are disclosed for accessing medical devices, providing remote access to medical devices and/or remotely accessing medical devices. In one exemplary embodiment, client computing devices utilize protocol components that may be obtained from a server computing device via a network to communicate...

20060036556 - Postal printing apparatus and method: A method of processing a batch of mixed mail includes the steps of scanning each of the mail pieces to obtain the dimensions of the mail piece, using the mail piece dimensions to calculate an indicia print position on the mail piece, conveying the mail pieces to a printer; and...

20060036557 - Selectively expanding and printing indicia information: A method of producing a barcode includes collecting a set of information for producing the bar code, using an indicator to designate the set of information, encoding the indicator in the barcode, expanding the barcode to a particular size, and printing the bar code....

20060036558 - Universal serial bus scale: A system and method for providing weight data from a computer to a website is disclosed. The system includes a weight scale connected to the computer via a universal serial bus connection. Computer readable storage media contains machine readable code for configuring a processor in the computer to send the...

20060031076 - Apparatus and method of semantic-based publish-subscribe system: A semantic publish/subscribe system enables semantic event routing and allows publishers (resp. subscribers) to use self-defined event schemas to publish (resp. subscribe) events. The constraints on value-based publish/subscribe systems that publishers and subscribers must share the same event schemas are removed. With ontology support, the system conducts event correlation based...

20060031092 - Automated ip tracking system and method: A method and system for recording and tracking the progress of a plurality of inventions through an Invention Method including IP Mapping, IP Strategy, IP Generation, IP Documentation, IP Review Board, and IP Patenting or Provisional Filing, utilizing a Database platform comprising a plurality of tables, view screens, and reports...

20060031079 - College and employment integration system: Described herein is a method to converge college education with employment to produce a high quality labor pool of $0 per hour workers who are geographically located in the United States, by having businesses offer an 8 year Education-Employment contract consisting of a 4 year Bachelor degree, a 2 year...

20060031085 - Electronic brokerage system and methods of performing the same: A method of determining an optimized supplier list for a consumer using a web based client-server system is described. The method provides for receiving a query from a user and assigning a policy to the query. A search step and an evaluation step are then performed. Additional optional operational steps...

20060031087 - Mentor-protege matching system and method: A computer-implemented method for bi-directionally matching a protégé and a mentor among participants in an online environment includes registering the protégé so that he or she can be uniquely identified within the online environment. A mentor profile is received including demographic and/or personal information about the mentor, as well as...

20060031081 - Method and apparatus for information storage, customization and delivery at a service-delivery site such as a beauty salon: A method and apparatus is presented for information storage, selection, customization, presentation-timing and delivery at a service-delivery site, such as a hair-style or beauty salon. Customer-specific information (e.g., personal-grooming product preferences, recommendations, and photographs of past haircuts) is stored, retrieved, timed, and displayed or otherwise output for presentation to the...

20060031078 - Method and system for electronically processing project requests: A method and system are provided for handling electronic project requests, and more specifically to a system and method for electronically receiving, evaluating and processing project requests, and for monitoring the progress of developing requested projects through implementation. The system and method are directed to the submission and electronic processing...

20060031080 - Method and system for imps-based transient objects: By utilizing IMPS technology and transient objects or object identifiers, a method and system can notify registered participants of changes in the status of those transient objects. One use of such technology is in the area of on-line auctions, but other uses include the general area of distributed queuing for...

20060031088 - Method of protecting against a change in value of intellectual property, and product providing such protection: Disclosed herein is a method of providing protection against an unexpected change in value of an intellectual property asset, which includes: (a). obtaining a description of at least one intellectual property asset of a first party, (b). determining a value of the at least one intellectual property asset, (c). determining...

20060031083 - System and method for managing remote computer training labs: An educational and training system allows organization and management of computers and course material used in teaching and administering classes of computer based information. Remote users access computers in laboratories or virtual classrooms as if they were actually using the computers within the laboratory or classroom. The system also allows...

20060031086 - System and method for providing a virtual mailbox: Aspects of the invention are directed toward the centralized reception and processing of documents and the presentation of electronic representations of those documents to the document owners. For example, certain embodiments of the invention are directed toward a method of providing a virtual mailbox that includes providing a menu of...

20060031089 - System and method for providing custom stock images: A method for providing images includes receiving a first image and a second image from a photographer. The second image includes a release image. The first and second images are stored, and the first image is associated with the second image....

20060031090 - System and method for providing custom stock images: A method for providing images to a customer includes receiving a request for an image from a customer. Software on a computer server is used to identify a plurality of photographers in a photographer network to receive an invitation to submit one or more uploaded images in fulfillment of the...

20060031091 - System and method for providing custom stock images: A method for providing images to a customer is provided. The method includes receiving a request for at least one image from a customer. Software on a computer server is used to select a plurality of photographers from a photographer network in response to the request. An uploaded image is...

20060031084 - System and method for service parts planning in a multi-echelon network: Embodiments of the invention are generally directed to a system and method for service parts planning in a multi-echelon network having one or more service parts. For at least a subset of the one or more service parts, a calculation is performed to determine a location within the multi-echelon network...

20060031082 - System and method for trading wireless spectrum rights: A method for facilitating a transaction involving spectrum assets, towers, or tower space allocations is provided that includes storing information associated with at least one wireless spectrum asset in a database and communicating with an end user that provides data. The database can be accessed by the end user in...

20060031077 - Universal multi-browser interface for customer service representatives: A computer-implemented method for providing customer service, comprising providing an external user interface (UI) remotely accessible by customers via a global computer information network; providing an internal UI accessible by call-center customer service representatives (CSRs); retrieving from databases and displaying information on the internal and external UIs; automatically storing information...

20060031096 - Clinical documentation tool with protected and revisable text expansion: Automatic text generation is marked in a text document to allow later re-invocation of automatic text generation to revise the expanded text and to ensure integrity in capture of machine interpretable data generated during automatic text generation....

20060031095 - Clinical workflow analysis and customer benchmarking: A method and apparatus is provided for analysis of the utilization of a technical medical device, such as a computer tomography, by a medical facility is provided. Recording of the use of the device is performed with time stamp information and a comparison of the use is made to other...

20060031093 - Computerized method and system for communicating agreements and/or discrepancies in image interpretation: A computerized method for communicating agreements and/or discrepancies in image interpretation, e.g., diagnostic image interpretation, is provided. The method includes receiving a first interpretation of a diagnostic image, receiving a second interpretation of the diagnostic image, determining whether there is a discrepancy between the first and second image interpretations, and...

20060031094 - Medical data management system and process: Systems and processes for managing data relating to one or more medical or biological conditions of a plurality of subjects (such as patients) over a wide area network, such as the Internet, may be employed for diabetes subjects or subjects with other medical conditions requiring monitoring and/or treatment over time....

20060031100 - Method of providing per dose delivery of veterinary oncology chemotherapy and immunotherapy agents and nutritional formulations: A method of providing per dose delivery of veterinary oncology chemotherapy and immunotherapy agents and nutritional formulations provides such delivery without waste and with enhanced convenience. In a described embodiment, the method includes input by a treating veterinarian of a diagnosis and characteristics of a specific patient. The diagnosis may...

20060031097 - Practice management system: The disclosure is directed to a computer-implemented method of generating a prescription refill. The method includes providing a patient interactive interface, receiving a prescription refill request via the patient interactive interface, initiating a refill authorization request associated with the prescription refill request, and receiving a refill authorization....

20060031098 - Secure network gateway for accessible patient data and transplant donor data: A method of organizing and making available transplant donor data, the method comprising the steps of: (a) providing a secure database to store transplant donor data; (b) providing access to a selective third party to at least one of upload and view transplant donor data and download and view transplant...

20060031099 - System and methods for administering bioactive compositions: Bioactive agents are dosed by a jet dispenser using inkjet technology, such as that used in printing devices. A controller may control delivery of one or more drugs, timing of drug administration, or change drug regimens in response to a changing medical condition of a patient or information received from...

20060031101 - Bi-directional messaging in health care: A method for patient bi-directional messaging to improve patient adherence to case management, is disclosed. The method extends the provider/patient communication beyond the provider premises. The method includes comparing source characteristics to target characteristics of both source and target patients, respectively thus updating questions posed to the target patients to...

20060031102 - System for detecting, monitoring, and reporting an individual's physiological or contextual status: The invention is a system for detecting, monitoring, and reporting an individual's physiological or contextual status. The system works deriving a physiological or contextual status parameter of an individual using the system. The derivation utilizes two sensed parameters of the individual. The system is able to present the derived parameter...

20060031104 - System and method for optimizing insurance estimates: A method for optimizing insurance estimates for an insurance plan includes ascertaining the number of insured units to be covered by the plan, and obtaining premium quotes from an insurance carrier, the premium quotes corresponding to the number of insured units and to a plurality of cap levels of the...

20060031103 - Systems and methods for diagram data collection: In some embodiments, information for determining fault may be entered into a computer system for determining fault in a vehicle accident. In some embodiments, a screen or multiple screens may be used to prompt a user for information. A display of certain aspects of the accident (e.g., vehicle representations, roadway...

20060031105 - Method and system of managing an online reservation system for a business center: The present invention provides a method and system for presenting and booking office space, conference rooms and other resources of a business center. Visitors to a business center portal may view business center properties, check the availability of business center facilities resources such as offices or conference rooms, and book...

20060031107 - Advertisement portfolio model, comprehensive advertisement risk management system using advertisement risk management system using advertisement portfolio model, and method for making investment decision by using advertisement portfolio: An advertisement portfolio model reduces risk in an advertisement transaction for an individual advertisement product. First, a relational expression is used to determine a comprehensive advertisement risk management index for statistically representing a maximum unexpected loss amount to which the advertisement product is subject at a certain probability during the...

20060031106 - Personal support infrastructure for development of user applications and interfaces: A system and method that are directed towards developing a computer user interface employing a Personal Support Infrastructure (PSI) stack. The PSI stack is arranged to represent various layers of a human being employing a holistic approach. In one embodiment, the PSI stack may enable organization, development, and solicitation of...

20060031108 - Method and apparatus for facilitating and tracking personal referrals: The present invention facilitates and tracks personal referrals made via electronic networks. In a preferred embodiment, using electronic mail delivered to a participant interface, a central controller provides a Web page through which an individual may enter the electronic-mail addresses of those whom he or she wishes to refer. This...

20060031110 - Method and system for assigning human resources to provide services: A system for assigning human resources to service tasks. A long term forecasting module enables one or more users simultaneously working on that module to assign tasks that should be fulfilled in the each specific region, based on analysis of past demand and actual service operations. A mid-term planning module...

20060031109 - System and method for staffing temporary medical positions: A system and method for staffing temporary medical positions offered by medical service providers to medical professionals. Communications between the medical service providers and medical professionals may be via a temporary medical position staffing system, thereby increasing the rate and times at which the medical service providers and medical professionals...

20060031113 - Apparatus and method for creating a marketing intiative: An apparatus and method for creating or presenting marketing initiatives in a sales manager system. A user inputs offer parameters for a new initiative. The offer parameters includes an initiative time period and an initiative description. After the parameters have been entered, customer selection criteria is associated with those parameters....

20060031112 - Business simulator method and apparatus based on clinical workflow parameters: The present invention provides a method and apparatus for simulating a medical facilities utilization of technical medical equipment. Comparisons of patient workflow for different equipment and software configurations can be performed and comparisons of workflow and other performance factors can be made between a particular medical facility and other medical...

20060031114 - Interactive personal information system and method: The interactive personal information system and method delivers personalized information to users by having a publisher, or a multilevel structure of primary and secondary publishers, collect information items into at least one database for periodic delivery of collections of information items to users as personalized information. The collections are selected...

20060031111 - Multi-market broadcast tracking, management and reporting method and system: A method of analyzing multi-market broadcasts of commercial advertisements, has unique identifiers are assigned to a plurality of expected commercial advertisements, information regarding the plurality of expected commercial advertisements and respective unique identifiers is recorded in a computer database, electronic detections of a plurality of actual market-broadcast instances of a...

20060031115 - Human resource assessment: Methods, devices, and systems are provided for human resource assessment. A resource planning device includes a processor, a memory, and a user interface coupled to one another. The device includes program instructions storable in the memory and executable by the processor to present, in a selectable configuration, organization specific human...

20060031116 - Fully electronic identity authentication: The present invention relates to a system and method for fully electronic identity authentication, with particular application to electronic election registration and voting. In particular, the present invention provides an authentication system that operates in conjunction with a secure server to authenticate users to provide access information as needed for...

20060031119 - Method and associated apparatus for providing digital rewards associated with physical products: A method of providing a digital reward involves providing products with an attached digital memory. One digital content part from a set of digital content parties is downloaded to the digital memory of each such product. The digital content parts of the set together define the digital reward. The digital...

20060031118 - Method and system for locating a service by an electronic device: In a first aspect, the present invention is a method that includes specifying a request for a service, where the request is related to at least one of a plurality of contexts, receiving in the electronic device advertising information related to an offered service, and presenting the advertising information to...

20060031120 - System and method for enrolling new members in a loyalty or club program: A method for enrolling a prospective member into a loyalty or club program comprises the steps of obtaining information from the prospective member, transmitting the obtained information to an information database used to determine membership, determining whether membership in the loyalty or club program should be extended to the prospective...

20060031121 - System and method for introducing individuals over the internet to establish an acquaintance: A system for introducing individuals over the internet to establish an acquaintance for the purpose of dating includes a first processor, a database and a second processor. The first processor maintains an internet website that interfaces with a plurality of computing devices via a first network comprising the internet. The...

20060031117 - System for dynamic advertising in software applications: An advertising system including a client computer, and a promoter operative on the client to a) transmit a request for instructions to an advertising server via a communication channel, where the instructions includes any of links to advertisements and times associated with the links, b) receive the instructions therefrom, and...

20060031122 - Determining the configuration of a data processing system existing at the time a transaction was processed: The invention provides a method, system and computer program product for determining the configuration of a data processing system at the time a transaction was processed. A transaction is received from a client device and tracked through the data processing network. Each processing node within the data processing network is...

20060031129 - Apparatus and method for processing transaction information: An apparatus and method for processing a transaction, including a memory device for storing information regarding at least one of a good, a product, a service, a security, a stock, a bond, a commodity, a derivative, and information for processing a transaction, a receiver for receiving an information request from...

20060031130 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031131 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defmed and a salesperson is associated woth a customer. For each salesperson, on-line communication channels are monitored...

20060031132 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031133 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031134 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031135 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031136 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031137 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031139 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031140 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031141 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031142 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031143 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031144 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031145 - Automated sales support method & device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031138 - Automated sales support method and device: A system and method for notifying salespersons of customer communications including a target item is provided. Individual customers are mapped to one or more salespersons. Target items of interest to a salesperson are defined and a salesperson is associated with a customer. For each salesperson, on-line communication channels are monitored...

20060031124 - Collaborative logistics information exchange method and apparatus: Disclosed is an apparatus and methodology for collaborative logistics information exchange that permits the entry, storage, retrieval and viewing of data pertinent to the transportation of freight loads or product coordinated through a logistics provider and/or his agent(s). Information exchange may be conducted over a local or wide area network...

20060031123 - Comparison shopping via financial management software: The invention comprises a financial management program and one or more databases containing information on merchants and their products. The program interacts with the databases containing the product information to return the prices and availability of goods located in a designated area. The program compares prices from various merchants and...

20060031125 - Interactive forms processing system and method: A system and method for assisting self-represented litigants, their agents, or attorneys in completing legal forms for a variety of issues, namely, an interactive forms processing system and method comprising a rules-based, on-line question and answer session that determines the form or forms needed for a particular application, completes those...

20060031126 - Method and for facilitating network communication between a wireless device and a service system via an interface: A wireless communication system is provided to enable a wireless communication interface configured to communicate with a wireless device, then to further communicate with a network interface configured to facilitate communication between the communication interface and a network, where the network is configured to facilitate communication among devices that communicate...

20060031127 - Method for collecting goods in a warehouse and for handling returned goods: A method for collecting goods in a warehouse, more particularly slow-running goods, and for handling returned goods, whereby the slow-running goods are part of an order which is processed by a central computer, wherein the above-mentioned slow-running goods are placed on a first transportation system (5); wherein a suitable packaging...

20060031128 - System and associated method of marketing customized articles of clothing: A method of marketing customized clothing to a user via a virtual storefront including accessing the virtual storefront via an electronic interface, providing a selection of a type of clothing article to be customized from the user via the virtual storefront, providing a selection of at least one feature of...

20060031146 - Marketing supporting system: A die retrieval apparatus is provided. The die retrieval apparatus includes a die data input screen creator which creates die data input screens provided with a plurality of fields in which features of a marketing object are input. The die retrieval apparatus also includes a standard die screen creator which...

20060031147 - Modular e-commerce web site development system: A system in accordance with the invention creates a predesigned software product generally for e-commerce applications that is modifiable by a company-user in terms of not only look and feel, but also functionality and flow. Such a system includes a set of predesigned business modules where each business module performs...

20060031148 - Handheld scanner device with display location database: A method of managing inventory may include using a handheld scanning device to locate one or more inventory items on a retail display. The method may further include scanning the identification symbols of inventory items on a retail display to determine the type of the scanned item. An associated apparatus...

20060031149 - Investment vehicle and methods and systems for implementing investment strategy: Implementing an investment strategy to be executed for an individual investor in a single financial contract, covering a plurality of assets. The assets underlying the financial contract are managed using at least a tactical and a strategic asset allocation model. Information regarding risk tolerance, investing time horizon and investment needs...

20060031150 - Methods and systems for anomaly detection in small datasets: A technique for detecting anomalous values in a small set of financial metrics makes use of context data that is determined based upon the characteristics of the target company being evaluated. Context data is selected to represent the historical values of the financial metric for the target company or the...

20060031157 - Method and system for facilitating automated interaction of marketable retail orders and professional trading interest at passively determined prices: A method and system for an automated trading network that continuously collects invisible, anonymous, binding orders and indications of interest to buy and sell specific equity securities at variable, passively determined prices and, then, executes trades based on these collected orders and indications. In general, the binding orders are collected...

20060031153 - Methods and systems for matching buyers and sellers over electronic networks: An electronic matching system is provided for facilitating online transactions between buyers and sellers. Electronic buy offers and electronic sell offers received by the system can be compared and matched. The offers can be transmitted to the system through a plurality of communication media including email messaging, text messaging, and/or...

20060031151 - System and method for a life settlement and/or viatical exchange: A life exchange system and method for life settlement and/or viaticals are provided where a plurality of life insurance policies can be sorted and matched between brokers and funders. The life exchange system allows brokers and providers to exchange secondary life insurance by way of a life exchange component including...

20060031154 - System and method for managing trading using alert messages for outlying trading orders: According to one embodiment, a method of managing trading is provided. In a market for a particular type of instrument, buy orders and sell orders are received from a plurality of traders. Each buy order has an associated bid price and each sell order has an associated offer price. A...

20060031156 - System and method for managing trading using alert messages for outlying trading orders: According to one embodiment, a method of managing trading is provided. In a market for a particular type of instrument, electronic data including buy orders and sell orders are received from a plurality of traders. Each buy order has an associated bid price and each sell order has an associated...

20060031152 - System and method to calculate the value of a non-tradable option such as an employee stock option, considering characteristics such as term structure in interest rates, volatility and dividends, constraints such as vesting and black-out periods as well a: The current invention is a system and method to calculate the value of a non-tradable option such as an employee stock option, considering characteristics such as term structure in interest rates, volatility and dividends, constraints such as vesting and black-out periods as well as voluntary and involuntary early exercise patterns...

20060031155 - System and method to process an alert from a monitored device based on business context information: A system and method for servicing a monitored device provided to a company, including: receiving, by a service provider over a network, a service alert regarding the monitored device; determining whether a business relationship exists between the company and the service provider for service of the monitored device; and responding...

20060031158 - Credit card with incentives tied to credit score: A credit product issuer markets a credit product to a targeted group of consumers offering incentives to the targeted group if the consumers improves their management of their financial affairs, e.g., reduces a credit score. A consumer receives an application for the credit card and submits the credit card application...

20060031159 - Methods, apparatus and articles-of-manufacture for marketing mortgage and/or credit services over the web: Preferred embodiments of the present invention comprise a system and method for providing mortgage and/or credit services over the Internet. In one embodiment, a preferred method comprises: (a) selectively providing information concerning a plurality of mortgage and/or credit programs to an Internet-connected user; (b) receiving an indication of whether the...

20060031160 - Method of automated monetary transfers: A consumer banking method provides for establishment of a petty cash account that may have funds transferred into it by a first user using a first account number and PIN number, and also have funds transferred out of the petty cash account by a second user using a second account...

20060031161 - System and method for performing secure credit card purchases: A method and system of performing secure credit card purchases in the context of a remote commercial transaction, such as over the telephone, wherein only the customer, once generally deciding upon a product or service to be purchased, communicates with a custodial authorizing entity, such as a credit card company...

20060031162 - Linking from paper invoices and statements to on-line resources: Invoices, bank statements, checks, and other transactional paperwork is encoded with a steganographic digital watermark that encodes identification information. When a user shows such a paper (e.g., an invoice) to an optical input device associated with a computer, a browser session is initiated that uses the identification information to transport...

20060031163 - Method for providing contents for a wireless communication device: The invention relates to a method for providing contents in a wireless communication device (5a, 5b, 5c) which is equipped with at least means for utilizing the contents. In the method, at least one content component (21a-21f) is formed of the contents. Said at least one content component (21a-21f) is...

20060031164 - Method for processing rights object in digital rights management system and method and system for processing rights object using the same: A message, method and system for processing rights object (RO) in a DRM system are disclosed. A message for requesting submission or return of an unused/partially consumed rights object (RO) is newly defined. When an authenticated device generates such a request message and transmits it to a right issuer (RI),...

20060031165 - Security features in on-line and off-line delivery of applications: A system and method for protecting against unauthorized use of an application on a computer system. First, saved data associated with the application is stored. Storing the save data includes binding usage information to the saved data, wherein the usage information includes one or more parameters set by the application...

20060031166 - System and method of transferring information: A system and method of transferring information comprising an input module configured to receive an access parameter from an entity authorized to provide the access parameter, an access module configured to access a first database or a second database and communicate information from the first database to the second database...

20060031169 - Information distributing method and system: When the amount of money billed each time the information is distributed once is determined depending on the number of times that the information is distributed within a predetermined time period, the intention of information offerer and the estimation of user reflects automatically on the amount of money billed when...

20060031168 - Method for access to multimedia content and a platform for implementation of the method: e

20060031167 - Method for automatic charging: Peer-to-peer messages supplied to a peer-to-peer message filter from a mobile radio communication network are identified and delivered to a superpeer computer which is connected to a mobile radio network-fixed network interface computer. The peer-to-peer message filter is disposed in the mobile radio communication network. At least one digital rights...

20060031171 - Access licensing for an automation device: The invention relates to a method and a system for access licensing for an automation device. In order to simplify access licensing for an automation device (1, 2) it is proposed to use client-side licenses. Thus the license is no longer linked to the automation device (1, 2)....

20060031170 - Application and license proxy process using shared memory: A license request for an application is transmitted from a license proxy process to a license server. A license from the license server is then received at the license proxy process. Thereafter, the license proxy process stores license information corresponding to the license in memory that is shared by the...

20060031172 - License management system, license management method, license management server, and license management software: A license management system includes a server for managing a plurality of kinds of accounts and issuance of a license key, and terminal apparatuses which access the server through a network by using respective predetermined accounts. The system comprises an account information management section configured to manage account information regarding...

20060031173 - Method and apparatus for secure electronic commerce: One embodiment of the present invention provides a system that facilitates secure electronic commerce. The system operates by first providing a consumer with a file of security data relating to an account maintained by a financial institution. The consumer then creates a financial transaction with a merchant using security data...

20060031174 - Method of authentication and indentification for computerized and networked systems: The invention consists of a uniquely punched or printed key, often in the form of a card, that is used to identify and authenticate a user during online transactions. The computer randomly generates an array of characters, such as numbers, letters or symbols, which is displayed to the user, e.g.,...

20060031175 - Multiple party content distribution system and method with rights management features: A multiple party system for distributing content. In one embodiment, four parties are involved in the system: a consumer, a service provider, an authenticator, and a content provider. The distribution of content from the content provider to the consumer is carried out using a predefined protocol, mutating IDs, and licenses....

20060031176 - System and method for message handling using message interceptors: A system including an interception service that serves as a discovery mechanism and framework for carriers to connect to processors. The system allows for message handling using message interceptors, comprising one or more message carriers for receiving and handling messages; one or more message processors for processing messages; and an...

20060031177 - Method and system to design a dispute resolution process: There is provided a method and system to enable a complainant to automatically design a dispute resolution process, within a computer system, from multiple component processes. The system receives characterization information, from a complainant, which is utilized to characterize a dispute. Next, the system communicates a user interface, to the...

20060031178 - Systems and methods for making margin-sensitive price adjustments in an integrated price management system: The present invention presents systems and methods generating margin sensitive pricing quotation in an integrated price adjustment system including: a) selecting products in selected product sets; b) providing pricing data corresponding to the products in selected product sets; c) providing guidance elements for products in selected product sets wherein guidance...

20060031179 - Systems and methods for making margin-sensitive price adjustments in an integrated price management system: The present invention presents systems and methods for forecasting data in an integrated price management system including providing forward looking price estimations for products in a selected product set for a selected time interval; calculating total prices for selected product sets for each selected time interval; calculating margins for each...

20060031180 - Integrated metrology systems and information and control apparatus for interaction with integrated metrology systems: A system is disposed at a location of a utility commodity subscriber for informing the subscriber of utility commodity cost and usage and for controlling utility commodity usage. The system includes one or more utility meters, an information and control apparatus, a first data communication link, and a second data...

20060026028 - A method of profiting by inventing: A method of doing business includes: ascertaining an invention record; identifying an inventor; estimating a cost to breaking the invention record; indicating to a sponsor that the inventor intends to invent sufficiently many inventions to break the invention record; providing evidence to the sponsor that the inventor is capable of...

20060026024 - Automobile lease system: An automobile lease system that allows a lessee to lease an automobile from a lessor, includes a supply of automobiles, and control structure coupled to each of the automobiles. The system also includes lease structure that is operable with the control structure to allow a lessee to lease a desired...

20060026012 - Autonomic client migration system for service engagements: A system and method for the automated capture and analysis of data associated with a pilot deployment of client migration is provided. In an initial phase, software specified by a migration plan is deployed to a subset of a target set of client machines. Data from users interacting with client...

20060026029 - Browser based database access and administration method for virtual databases and virtual communities: This is a system and method of using an alternative to Business Intelligence and Data Mining Tools that are not only expensive but also hard to use. This not only simplifies getting information from the database to aid business decision making but also extends the usability and connectivity to the...

20060026011 - Component based customer care management: A component-based customer care management provides a flexible, modifiable, and customizable data processing system that may be tailored according to a business' needs. The component-based system may be deployed as a software, hardware, or software and hardware enterprise system. The enterprise system may include discrete federated task-based components that that...

20060026010 - Computerized cost tracking system: A system for tracking costs includes a memory and an application stored in the memory for monitoring costs associated with performing a computational service. The system also includes a controller configured to receive cost information in machine-readable form from one or more input mechanisms. In addition, the controller is configured...

20060026004 - Data rate control: A method of controlling the rate of data transmission to a user via a communications link of a network wherein resource requests are communicated to a service provider. The resource requests are determined in accordance with an indication of the congestion level on the network and the user's defined parameters,...

20060026031 - Item rental process: A process for a distributor to rent items comprises the steps of providing an inventory of items available for rental and establishing a membership list of customers. Each membership in the membership list may include a plurality of customers with one of the plurality of customers being designated to pay...

20060026008 - Method and system for managing resources for multi-service jobs based on location: A system and method generate and select an optimal job plan in response to a user's job request. The system may be implemented with an orchestrator that includes a user interface, a job plan generation manager, a job plan selector, and a job plan manager. The user interface communicates with...

20060026005 - Method for forming risk management contracts by means of a computer system: The invention relates to operations on options and other derivatives carried out by means of a computer system for managing risks of event, operation risks, market jump risks and discloses a method for formulating derivatives with respect to solar and geomagnetic activity or the derivative indexes thereof, including options and...

20060026021 - Method of allowing an owner to permit use of a product by a requestor regardless of creditworthiness: A method of allowing an owner to permit use of a product by a requestor regardless of creditworthiness includes the steps of receiving a request from a requestor, and providing the product to the requestor. The providing step involves requiring the requestor to agree to perform preselected tasks required by...

20060026026 - Method of allowing an owner to permit use of an automobile by a requestor regardless of creditworthiness: A method of allowing an owner to permit use of an automobile by a requestor regardless of creditworthiness includes the steps of receiving a request from a requestor, and providing the automobile to the requester. The providing step involves requiring the requestor to agree to perform preselected tasks required by...

20060026016 - Method of associating management subject with management procedure: To provide a technique to sort out a tangle of management procedures and management subjects and associate the two with each other. A computer system according to this invention includes: a storage system having plural disks and a disk array control unit; and a management device having a control unit...

20060026025 - Method of leasing a product: A method of leasing a product from a lessor to a lessee, includes the steps of equipping a product with a remotely controlled device that can be used to control the product, and agreeing to lease the product to a lessee without regard to the creditworthiness of the lessee. The...

20060026023 - Method of leasing an automobile: A method of leasing an automobile from a lessor to a lessee, includes the steps of equipping an automobile with a remotely controlled device that can be used to control the automobile, and agreeing to lease the automobile to a lessee without regard to the creditworthiness of the lessee. The...

20060026022 - Method of performing a product transaction where an owner permits a user to use a product without regard for the creditworthiness of the user: A method of performing a product transaction where an owner permits a user to use a product without regard for the creditworthiness of the user. The method includes the step of providing the product to the user by requiring the user to perform at least one preselected task without any...

20060026014 - Methods, systems and computer program products for performing subsequent transactions for prior purchases: Information about whether and how subsequent transactions can be carried out for purchases of items from a provider can be automatically processed. Data regarding whether and how the subsequent transactions can be carried out is received from the provider or a surrogate of the provider. The data is arranging into...

20060026017 - National / international management and security system for responsible global resourcing through technical management to brige cultural and economic desparity: This invention can help the United States and the world populous discover a secure and civil way to move from the finite economy of fossil fuels to the technically and economically expansive existence available through alternative fueling with new and diversified technologies. Societies can fairly and accurately monitor and control...

20060026027 - Product lease system: A product lease system that allows a lessee to lease a product from a lessor, includes a supply of products, and control structure coupled to each of the products. The system also includes lease structure that is operable with the control structure to allow a lessee to lease a desired...

20060026032 - Real estate transaction system: According to the invention, a method for determining a rebate amount in a real estate purchase transaction is disclosed. In one step, viewing requests are received. From these viewing requests, the number of actual or scheduled viewings is counted. The number of actual or scheduled viewings determines the threshold. In...

20060026013 - Search systems and methods using in-line contextual queries: Systems and methods are provided for implementing searches using contextual information associated with a Web page (or other document) that a user is viewing when a query is entered. The page includes a contextual search interface that has an associated context vector representing content of the page. When the user...

20060026006 - Synchronization method: A method of synchronization for use in a distributed data processing system comprising a legacy computer having means for storing a master version of data, an application server, and a thin client computer which stores a copy of the master version of data. Firstly, the thin client executes operations locally...

20060026018 - System and method for determining eligibility for multiple programs: A system and method is provided for determine eligibility by an applicant to multiple programs. Specifically, a system and method is provided that requires less effort by the applicant for applying to multiple programs. In one example, an applicant screening and application process are combined in a single interview. In...

20060026007 - System and method for end-users to customize customer service business solutions offered as a service over a network: A system and method for end-users to customize customer service business solutions offered as a service over a network. The invention allows end-users to select and customize over a network a customer service business solution from a number of such business solutions offered by the vendor. It allows users to...

20060026030 - System and method for matching users: Methods and systems are provided for matching senders of items with travelers willing to be couriers. Senders register items they wish to send. Couriers register itinerary details. A database process matches items awaiting delivery with couriers wishing to deliver. Other embodiments are also described, such as methods and systems for...

20060026019 - System and method for measuring communication-system infrastructure usage: In a communication-system infrastructure usage measurement system and related methods with minimal overhead, message usage statistics are aggregated at a communication-channel level by emitter programs before sending them to a collector program upon an occurrence of an event. An example of an event is an expiration of a predetermined interval....

20060026033 - System and method for using social networks to facilitate business processes: The present invention provides methods and systems for facilitating business processes in an enterprise application. The method according to one embodiment of the present invention comprises obtaining information regarding one or more entities and analyzing the information regarding the one or more entities to determine one or more paths between...

20060026009 - Systems and methods for selecting and prioritizing construction checkpoints: The computer-based system described herein accepts information about a building project and uses the information to select from a repository of construction checkpoints a subset of the checkpoints that are deemed to be relevant to improve a building's safety, durability and comfort and to reduce financial risk. The checkpoints may...

20060026020 - Ticket and data management: A locator including a communication interface adapted to communicate ticket data with a database, a memory adapted to store the ticket data received from the database, a first transmitter adapted to controllably radiate at least one radiation frequency, a receiver adapted to generate data corresponding to the transmitted radiation frequency,...

20060026015 - Two part marketing communication form configuration having interactive detachable user piece, method of using same and marketing kit for distribution: The present invention relates to a business communication marketing piece that includes a high color printed first portion containing a particular marketing message and a second portion having a removable interactive component that may be used to demonstrate the product or message provided in the communication. The business form is...

20060026035 - Computer aided interactive medical management information and control system and method: A computer aided interactive medical management information and control system and method includes one or more devices and a computing platform and associated software that assists the health care provider in performing a treatment on a patient. Output information of equipment relevant to performing the treatment is integrated with reference...

20060026038 - Medical practice information management system, medical practice operation assistance terminal, medical practice information management method, medical practice operation assistance method, storage media storing medical practice information management pro: A medical practice operation assistance terminal according to the present invention comprises a medical practice acquisition unit which is capable of transmitting an acquisition request of a medical practice to a data base storing information relating to medical practice(s), and acquiring the medical practice(s) related to the acquisition request; a...

20060026037 - Online doctor/patient lead system and associated methods: A computer implemented online patient lead system includes a medical service provider database storing information for medical services offered by medical service providers, and a patient interface module cooperating with the medical service provider database for prompting and receiving patient input data over the Internet relating to a selected medical...

20060026034 - System and method for conducting a clinical trial study: Described is a method and system for conducting a clinical trial. Medical data is obtained from a patient participating in the clinical trial. Then, the medical data and at least one identifier are transmitted, via a communications network, for storage at a remote server. The at least one identifier links...

20060026036 - System and method for simultaneously optimizing the quality of life and controlling health care costs: A method and system for optimizing health expenditure by an organization including developing a Cohort-based personnel model for the organization; determining lifecycle health costs based on the personnel model; evaluating impact of a lifestyle program, a best health practices program, and an employee benefits program on the life cycle health...

20060026043 - Medical records system and method: Medical information systems and methods are disclosed. A database of pointers may be used to identify the location of medical information and a biometric may be required to obtain those pointers....

20060026039 - Method and system for provision of secure medical information to remote locations: A method for enabling remote self service retrieval of medical information for an individual is disclosed. The method includes steps of storing personal information and medical information in different databases. Different encryption keys are used to isolate the types of information. Upon receipt of a request from a health care...

20060026042 - Privacy compliant consent and data access management system and methods: An information management system for restricting access to personal data in compliance with law or regulation includes a database having restricted records stored therein, at least one of the records including an identification of a client or group of clients about whom said record concerns. A computer system under the...

20060026041 - System and method for managing a prescription drug savings plan: Patient prescription savings are maintained in an account, with manufacturer rebates applied to the account. When a prescription is processed, benefit carrier contribution is determined. Contra-indications for the prescribed drug are also identified and when so identified an alert is provided to the pharmacy....

20060026040 - System and method for providing remote analysis of medical data: A system and method for providing remote analysis of medical imaging data. The system may include a remote server with a database and a plurality of imaging data analyzing modules. The remote server receives, via a communications network, medical data from a medical facility and stores the medical data in...

20060026044 - Electronic content insurance system: A method of managing risk in an electronic content insurance system includes an electronic actuarial agent detecting a risk factor present in a computing environment. The method continues with the electronic actuarial agent assigning a probability that the risk factor will be a cause of a loss of a content...

20060026045 - Method for providing an income for, or a financial benefit to an individual who loses any or all income, or loses the potential for any or all income, resulting from the necessary and/or voluntary care of another individual who is ill, injured, disabled,: A method for providing an income for, or a financial benefit to an individual who loses any or all income, or loses the potential for any or all income, resulting from the necessary and/or voluntary care of another individual who is ill, injured, disabled, diseased, or otherwise incapacitated; with an...

20060026048 - Method and apparatus for automated selection, organization, and recommendation of items based on user preference topography: A computer system representing user preferences in an N-dimensional preference topography and making recommendations based on such topography. The preference topography depicts user ratings of products in a recommendation database. Each product is represented by a product vector associated with N objectively measurable characteristics. The user rating of a product,...

20060026046 - Method for affording preferential status to selected suppliers each in a respective service industry category: A method for affording preferential status to selected suppliers each in a respective service industry category, the service industry category being included in a group of service industry categories. The method includes selecting at least one preferential status supplier each from a respective service industry category. The method also includes...

20060026047 - Package delivery notification system and method: A package delivery notification system reports impending package deliveries and precisely notifies recipients of when to expect the deliveries. The package delivery notification system utilizes memory, a communications device, and a system manager. Package data identifying a package that is to be delivered to a recipient is stored in the...

20060026049 - Method for identifying and prioritizing customer care automation: A method of identifying and prioritizing automated customer care applications for use in connection with interactive voice response systems is disclosed. The method includes receiving a first set of data produced by a first data-driven evaluation process relating to a call center environment responsive to calls received by the interactive...

20060026052 - Scheduling system: A scheduler combines characteristics of a forward and backward schedulers to determine a schedule for activities that require the use of resources. The system handles conflicting requirements for resources by considering target dates and the relative priority of the activities. As a result, higher priority activities are more likely to...

20060026051 - System and method for directly scheduling health care patient appointments: A direct scheduling system (100,300) that permits automatic appointment scheduling in a computer network environment (304). The system includes a scheduler (108,320) that utilizes scheduling parameters (124,336) to schedule appointments (104) of various types. A user interface (112,324) allows a requester to request that the scheduler schedule an appointment by...

20060026050 - System and method for global delivery: A method, system, and computer program product for providing a service offering to an IT services provider client and managing the capabilities of the IT services provider is provided. In one embodiment a market is organized into market framework components. The resources of the IT services provider are organized into...

20060026053 - Goal tender system and method: An improved system and method for monitoring the progress performed toward identified key business objectives. First, the objectives are defined and identified as tasks. Then, employees are assigned to each task and the employees are also defined as tasks. Sub key business objectives are assigned to each employee and are...

20060026057 - Collaborative organization analysis: An apparatus for evaluating organization efficiency, a method for evaluation service of organization efficiency, an apparatus for generating communication frequencies, a method for generating communication frequencies, and programs and recording media of the same, quantitatively evaluate efficiency of an organization structure. The present invention provides an apparatus for evaluating organization...

20060026055 - Longitudinal performance management of product marketing: Longitudinal performance management solutions are provided for enhancing the effectiveness of product marketing efforts in dynamic market conditions. The solutions are configured to assess market conditions by analyzing multiple interacting market factors, which collectively influence product market performance. The analysis involves non-linear multivariate algorithms which can identify critical performance indicators,...

20060026056 - Method and system for information retrieval and evaluation of an organization: An information retrieval and evaluation system for receiving information about an organization and evaluating the organization based on that information. The information typically includes data retrieved from one or more data bases and organization-related data obtained in a manual fashion by an evaluation system operator. The information can be evaluated...

20060026054 - Method, apparatus, and program for implementing an automation computing evaluation scale to generate recommendations: An automation assessment tool is provided that defines autonomic technology, processes, organization, and skill sets that apply to autonomic computing. The automation assessment tool provides educational material about autonomic computing and a scale of maturity levels, which is used to assess on-demand preparedness. The automation assessment tool presents a survey...

20060026058 - System and method for accessing remote information: A system and a method for facilitating an election. A database containing voter registration information is downloaded from a central computer to a portable computer that is accessible at a polling station. The database can be searched by a proctor or official at the polling station to determine whether a...

20060026059 - Advertising method for digitally rented movies: An invention directed to providing an advertising means by way of digitally rented movie viewing. Digitally rented refers to the act of downloading or streaming movies over the internet for the purpose of viewing for a limited time period or a limited number of times. Advertising messages are placed around...

20060026068 - Automobile marketing system: An automobile marketing system that allows a marketer to market automobiles to consumers includes a supply of automobiles and control structure coupled to each of the automobiles. Also included is marketing structure designed to communicate to consumers about the automobiles and about how a consumer can obtain access to a...

20060026065 - Digital entertainment distribution system: Customers can browse, preview, select and purchase digital entertainment products, such as music or movies, at kiosks or point-of-sale locations connected to a central source of digital entertainment content. The products can be paid for or their price subsidized by credits which the customers have obtained from non-competing companies as...

20060026070 - Electronic coupon transaction system and method: The invention provides an electronic coupon transaction method and system. The electronic coupon transaction system comprises an interactive service server located in a shop, an electronic coupon delivery server, and a wireless communication device used by a buyer. The shop is provided with an ID and allowed to edit and...

20060026067 - Method and system for providing network based target advertising and encapsulation: A method of online advertising includes receiving an ad request, determining at least one proxy ad in response to the ad request, and providing the at least one proxy ad, wherein the at least one proxy ad links to a listing page. A method of online advertising includes providing a...

20060026069 - Methods and apparatus to implement enhanced employment technology frameworks: Methods and apparatus to implement enhanced employment technology frameworks are disclosed. In one example, a method of selecting media to be used for advertising an employment opportunity includes receiving from a user information representative of the employment opportunity; accessing information representing historical effectiveness of advertisements, wherein the information representing the...

20060026064 - Platform for advertising data integration and aggregation: The present invention provides a platform for advertising data integration and aggregation. Methods, systems, and apparatuses are provided for computerized management and optimization of advertising campaigns within or using the platform. Computerized methods and systems are provided that facilitate or automate management of advertising campaigns, including advertising campaigns or campaign...

20060026061 - Platform for enabling an online advertising marketplace: The present invention provides a platform for enabling an online advertising marketplace. Methods, systems, and apparatuses are provided for computerized management of advertising campaigns using the platform. Computerized methods and systems are provided that facilitate or automate management of advertising campaigns, including advertising campaigns or campaign components that use sponsored...

20060026066 - Product marketing system: A product marketing system that allows a marketer to market products to consumers including a supply of products and control structure coupled to each of the products. Also included is marketing structure designed to communicate to consumers about the products and about how a consumer can obtain access to a...

20060026063 - System and method for advertising campaign strategy development and optimization: The present invention provides systems and methods for advertising campaign strategy development and optimization. Methods, systems, and apparatuses are provided for computerized optimization of advertising campaigns. Computerized methods and systems are provided that facilitate or automate optimization of advertising campaigns, including advertising campaigns or campaign components that use sponsored search...

20060026062 - System and method for optimizing advertising marketplace operations: The present invention provides systems and methods for optimizing advertising marketplace operations. Methods, systems, and apparatuses are provided for computerized optimization of advertising campaigns. Computerized methods and systems are provided that facilitate or automate optimization of advertising campaigns, including advertising campaigns or campaign components that use sponsored search result listings....

20060026060 - System and method for provision of advertiser services including client application: The present invention provides systems and methods for provision of advertiser services including a client application or applications. Methods are provided that include one or more servers providing one or more user-interactive applications to allow advertisers access to and manipulation information relating to ad campaigns, in order to facilitate managing...

20060026071 - Targeted advertisements using time-dependent key search terms: An advertisement generation system presents a time-dependent advertisement to a user via a communication network, the advertisement based upon a search term of a search query during a period of time. The system includes a search engine coupled to a web server for receiving the search query and for presenting...

20060026073 - Methods and systems for managing card programs and processing card transactions: Methods and systems are provided for processing Card transactions. The Cards and Card Programs are configured on a Host System by a Client and transactions are received at a Host System. Issuers of Cards and their Program Groups are configured on the Host System. Acquirers of Card transactions and their...

20060026072 - Safe stock amount calculation method, safe stock amount calculation device, order making moment calculation method , order making moment calculation device , and order making amount calculation method: A safety stock amount calculation method includes step S8 for calculating a probability Pb that a delivery time for a certain commodity required by a customer is shorter than its lead time L, step S9 for calculating an average value LL of a difference between the lead time L and...

20060026074 - Article sales data processing apparatus: Data of a preset separation mark is inserted between journal data of one transaction held in an electronic journal file and journal data of one transaction next made. Journal data items which are accumulatively held in the electronic journal file are displayed on a display unit. Data of a separation...

20060026078 - Capturing text from rendered documents using supplemental information: A system for processing a text capture operation is described. The system receives text captured from a rendered document in the text capture operation. The system also receives supplemental information distinct from the captured text. The system determines an action to perform in response to the text capture operation based...

20060026077 - Method and apparatus for bartering items: According to a computer-implemented approach for bartering items between customers, customers engage in the exchange of items wherein the system determines the parameters of the exchange. According to the approach, customers provide item selection criteria to a provider indicating items the customers desire to receive and items the customers are...

20060026076 - Method and apparatus for providing an online ordering system of a retail establishment: A system and method is provided for ordering a product from a retail establishment using a network. The method includes, but is not limited to, sending a first web page to a client device using a network, wherein the first web page is sent from a server and comprises product...

20060026079 - Method and system for scheduling auditions: The traditional method for casting directors to schedule talent auditions with talent such as actors and their agents is laborious and time consuming. The invention provides a method of using the Internet to facilitate an improved interactive scheduling method....

20060026075 - System and method for workload distribution: The disclosed embodiments provide methods and systems for distributing workload related to verifications. The workload is distributed among a large number of affiliates through a central server. The central server can receive verification requests from clients and makes the requests available to the affiliates. The affiliates can perform the verifications...

20060026080 - Systems for user-selectable configuration of media transactions: In one embodiment of the present invention, a media service system provides at least one transaction configuration option that is enabled to be selected by a user. The media service system implements a transaction process in response to a user selection....

20060026081 - System to quantify consumer preferences: A user interface includes a plurality of selectable graphical elements, each of the graphical elements representing a respective attribute level of a product attribute, a first area for presenting at least one of the plurality of selectable graphical elements that has been designated by a respondent as representing an unacceptable...

20060026082 - Method for processing account information using network: The present invention relates to an accounting information processing method using a wireless communication network, and in particular to an accounting information process method using a wired communication network which is capable of classifying an accounting information input work into a work which may need an accounting knowledge and a...

20060026083 - System and method for creating cross-reference links, tables and lead sheets for tax return documents: A processor-based method for creating a set of work papers with cross-reference links to tax documents. The method may include receiving a tax document, displaying a page of the tax document, receiving a form type corresponding to the page of the tax document, and receiving a form name corresponding to...

20060026086 - Industry specific business and tax management system: A business method that provides industry specific education programs and industry specific professional services programs having a predefined contractual relationship with at least one entity is described. The contractual relationship has terms whereby the business delivers the industry specific education programs and the industry specific professional services programs to the...

20060026085 - Investment structure for tax-exempt and tax deferred investors: An investment structure allows U.S. federal income tax-exempt and tax deferred investors to invest in a registered investment company that is taxed as a partnership without incurring the negative tax consequences to such investors of investing in a partnership that would otherwise generate, as to such investors, unrelated business taxable...

20060026084 - Surface ownership data management system: A system, method, and computer program forgathering and managing ownership data for properties in a geographic area on which an asset, such as a pipeline is located. The method includes the steps of: (a) gathering and storing in computer memory the ownership data; (b) obtaining a graphical representation of the...

20060026087 - Client-oriented, on-demand trading system: A client-oriented, on-demand automated trading system that facilitates client-oriented automated trading with suppliers. A client transaction agent is adapted to provide trading requirements for notification to one or more suppliers, and to discover automated services provided by the one or more suppliers that conform to the trading requirements. A broker...

20060026088 - Stock channel and news channel: The present invention provides a stocks channel and a news channel to a user on a mobile device. Stocks based content associated with a stocks channel and news content associated with the news channel is automatically delivered and stored on a mobile electronic device for access by a user. Using...

20060026090 - System and method for facilitating trading of financial instruments: A system and method for facilitating trading of financial instruments. According to one embodiment, an application receives an indication of interest to trade a financial instrument by a first party, provides the indication of interest to other parties without disclosing a side of trade, receives an offer to trade the...

20060026091 - System and method for processing securities trading instructions and commnicating order status via a messaging interface: A system allowing traders, etc. to use instant messaging (IM) (or other non-FIX based) communications to input trading instructions directly into a broker's Order Management System (OMS) for managing/executing trades. Accordingly, trading instructions may be provided electronically directly from a buy-side trader, and directly to a sell-side broker's/brokerage's OMS, without...

20060026089 - Telephonic device to connect query initiator to provider: The present disclosure pertains to a method and an apparatus for facilitating communication between a potential customer and a potential provider of goods and services, and further provides a method for the financing of the method and apparatus. This method and apparatus are particularly applicable to expensive and/or personalized services...

20060026092 - Method and system for securitizing mortality risk: Methods and apparatus, including computer systems, are provided for securitizing a mortality risk. A premium is received by an issuer from a counterparty, and the issuer provides coverage of a mortality risk to the counterparty. An investment is received by the issuer from an investor, and the issuer provides a...

20060026095 - Method for managing risk in markets related to commodities delivered over a network: A system, method, software, and portfolios for managing risk in markets relating to a commodity delivered over a network are described, in which a market participant constructs portfolios of preferably liquid price risk instruments in proportions that eliminate the Spatial Price Risk for the market participant's underlying position. Techniques are...

20060026096 - Method for managing risk in markets related to commodities delivered over a network: A system, method, software, and portfolios for managing risk in markets relating to a commodity delivered over a network are described, in which a market participant constructs portfolios of preferably liquid price risk instruments in proportions that eliminate the Spatial Price Risk for the market participant's underlying position. Techniques are...

20060026093 - System and method for providing financing over the internet: The present invention relates to a system implemented in a computer for providing financing via a communications network. The system includes: a computer comprising a processor; a memory coupled with the processor and a network interface coupled with the processor and the memory and with the communications network; user interface...

20060026094 - Systems and methods for distributing updated information in a stateless system: Systems and methods for distributing updated property information to interrelated components based on property changes in other components are provided that allow the use of component abstraction. In one embodiment, the present invention may include a property broker system that monitors property changes in components, analyzes the which interrelated components...

20060026098 - Method and apparatus for effecting payment: One aspect of the invention relates to a technique for effecting payment, and involves: presenting a portable device; and causing the portable device to output a pseudo payment code....

20060026097 - Method and apparatus for verifying a financial instrument: An apparatus and method for verifying a customer's legitimacy to use a payment instrument based on access to financial account information provided by the instrument issuer is disclosed. A seller accepts details about goods and services to be delivered, and information about a payment instrument to be used in a...

20060026100 - Dynamic downloading of keyboard keycode data to a networked client: The present invention is directed toward dynamic downloading of keyboard keycode data to a networked client. According to one or more embodiments of the present invention, a user logs into a networked client by presenting a smart card to a card reader attached to the client (or by some other...

20060026099 - Voice/data financial transaction communications device: A voice/data financial transaction communications device having an integrated credit card processing terminal, a financial transaction computer program product, and a router detects and decodes financial data, associates the financial data with other transactional data, creates a financial transaction request, and communicates the request to an authorization communications address via...

20060026102 - Fraud detection mechanism adapted for inconsistent data collection: Fraud detection mechanisms and methods that are adapted for inconsistent data collection are provided. Data is analyzed to determine normal operational variations from ideal system behavior. Profiles are developed for each individual sender, e.g., the number of multiple scans performed per confirmation number generated by each sender, and other parameters,...

20060026101 - Work support and management system for working machine: An excavation support database 40 includes a display table 47 and a display specifics table 48, which serve as storage means dedicated for display. The state of a working region per mesh is stored in the display table 47, and a discriminative display method (display color) is stored in the...

20060026103 - Method of managing contents-using right and user equipment thereof: A method of managing a right to use digital content and user equipment thereof are disclosed. In digital rights management (DRM), the usable period of a right to use content may be updated in case that a user wishes to extend the deadline to use the content of which usable...

20060026104 - System and method for making copyrightable material available: A method and system that allows people to make authorized copies of works while compensating the authors/artists associated with copied works. The system includes an authorizing authority that authorizes a purchaser of a recording medium to make copies of certain works onto the purchased recording medium. The authorizing authority distributes...

20060026105 - Peripheral device, information processing method, and control program: A management method is disclosed for managing license information indicating an allowed amount of usage of a program executable on a peripheral device or a function provided by the peripheral device. The method includes the steps of acquiring, from the outside, license identification information for identifying license information, and license...

20060026106 - Systems and methods for distributing, obtaining and using digital media files: Systems and methods for distributing, obtaining and using digital media files are disclosed. An exemplary method for distributing media files may include receiving a digital media file from a media file server. A plurality of digital media files are stored on the file server. In addition, a plurality of other...

20060026107 - Mechanisms for waiving or reducing senders' liability in bonded electronic message systems while preserving the deterrent effect of bonds: A novel method of regulating electronic communications at least includes receiving an electronic communication from a sender for an intended recipient, determining whether the electronic communication is accompanied by a sufficient satisfaction bond, forwarding the electronic communication to the intended recipient when the electronic communication is accompanied by a sufficient...

20060026108 - Voice/data financial transaction monitoring methods and systems: Financial transaction monitoring methods and systems enable processing, communicating, monitoring, and/or otherwise managing a financial transaction among a voice/data financial transaction communications device, a financial institution authorization communications address, a cardholder communications device, a third party communications address, and/or a peripheral device via a communications network. A financial transaction request...

20060026109 - Mail handling terminal making it possible to track the content of the mail: A mail handling terminal including means for affixing, on a mail item, firstly a postal mark obtained in the terminal on the basis of determined postal data and secondly a unique identity number obtained in the terminal, and digital reader means for reading, off the mail item, firstly the destination...