Data processing: financial, business practice, management, or cost/price determination inventions 11/05

20050261919 - Apparatus, system and method for use in providing user ratings according to prior transactions: The present embodiments provide methods, apparatuses, systems, architectures, computer readable medium, and processes for use in notifying users of other users' transaction ratings. Some embodiments provide a method for use in facilitating transactions between users. This method determines that a first user is interested in entering into a transaction with...

20050261922 - Authoring and distributing research analysts' initial reactions to breaking information: Systems and methods for distributing analyst's comments on breaking information to interested parties are disclosed. According to various embodiments, the system includes a report module, and a distribution system. The report module is for receiving the analyst comments via a templated user interface and generating a report based on the...

20050261918 - Business protocol policy injection: The present invention is a method, system and apparatus for for dynamic business protocol based policy injection in a cross-enterprise business process management system. In accordance with the present invention, a defined business process can be re-factored to permit the handling of business process transformation events. Moreover, one or more...

20050261917 - Electronic waste management system: The present invention provides a system and method for electronically automating the solid waste hauling industry's existing paper system for tracking driver services. In at least one embodiment, the system directs the driver through his daily activities, allowing changes and corrections to customer service data along a route. This information...

20050261920 - Establishing services: Methods associated with a service are identified. Select ones of the methods are matched to generic methods of a conversation. A new service is established from the conversation that includes the select ones of the methods....

20050261912 - Eventguided transactions: the invention concerns a server for eventguided transactions in an open network for computer and telecommunication. The server has category interfaces for the categories service, application and customer, which open for communication to the server through an identification code called the roll code. Switching devices are connected to the communication...

20050261916 - Fuel dispensing system and method providing discounted prices to individually identified customers: A system and method for providing a price-per-unit (PPU) discount on fuel to a customer who purchases at least one cross-marketed product or service. A first PPU discount is awarded to the customer based on a purchase by the customer of a first cross-marketed product or service. A customer identification...

20050261915 - Internet connection system: In an internet connection system for connecting a terminal in each of a plurality of predetermined locations to internet accessed by the terminal, each location, in which a terminal in communication is provided, is discriminated. The used communication band is recorded for each location, and a communication fee is determined...

20050261923 - Method and apparatus for model based subscriptions for a publish/subscribe messaging system: A method, system, and computer instructions for using the language of the business domain to express subscriptions to a publish/subscribe messaging system. The resulting notifications sent to the subscriber are instances of the business model used to create the subscription. In other words, a subscriber may subscribe to the messaging...

20050261924 - Method and system for cost integration in a flexible order transaction system: A method and system for integrating cost when an order is changed and the order is currently in production using a flexible order transaction system involving the detailed mapping of the costs to the yield and scrap that are transferred as a result of the change in the order. The...

20050261930 - Method and system for detailed construction estimating: A method and system for construction estimating facilitates the estimation of construction activities, including at least one of metal stud framing, wallboard construction, ceiling suspension, acoustical ceiling tile construction and related insulation systems,. The method includes the steps of: (a) compiling construction activity data in a database, (b) categorizing the...

20050261914 - Method and system for managing long running transactions: A method and system for managing long-running transactions using business activities. In accordance with an aspect of the invention, one or more business activities can include business operations that span more than one physical database. Business activities are related to a logical transaction such that transaction management is effected for...

20050261925 - Method and system for splitting an order in a flexible order transaction system: A method and system for splitting an order in a flexible order transaction system where yield, scrap, and work-in-process (WIP) are calculated for reporting points in the parent order process and certain yield, scrap, and/or work-in-process units are transferred from reporting points in the parent order to mapped reporting points...

20050261929 - Method, apparatus and article for tracking and/or rewarding third parties within a networked commercial environment: Tracking the origination, and/or the series of referring parties allows adequate, accurate and timely recognition of referrals or leads, fostering increased cooperation between parties. An trusted intermediary may expeditiously track or monitor the referrals or leads further enhancing cooperation between parties, allowing the successful implementation of new business models. Broadcasting...

20050261913 - Providing means to accrue miles or points: A method for allowing consumers to accumulate points, miles or other promotional currency (106) by acquiring an instrument (1A) (1B) capable of storing a certain amount of the promotional currency (106) and an additional amount of promotional currency or some other offers (112). The additional amount of the promotional currency...

20050261933 - Service level agreement design and enforcement for outsourced call center: A method for managing support services includes storing one or more support level agreements (SLAs), each having an associated attribute, in a database as one or more corresponding data objects. One or more trouble tickets, each having one or more associated attributes, are entered into the database as one or...

20050261932 - System and method for international trade through creation of an international merchandising mart: A system and method for international trade through creation of an international merchandising mart. A permanent presence is created whereby countries can lease exhibition space on along term basis. The countries in turn invite companies within their respective countries to exhibit goods and service. Product specific events are planned whereby...

20050261921 - System and method for lot priority adjustment: A system and method for lot priority adjustment. The system includes a database, a calculation unit and an adjustment unit. The database stores at least a committed date for a lot, a throughput rate and a cycle time for respective route operations in a production line, and Work-In-Process (WIP) information...

20050261928 - System and method for managing content displayed on a distributed network of signs: A system and method for managing content displayed on a distributed network of signs in enterprise and non-enterprise embodiments is disclosed. In an enterprise embodiment, a hierarchy is developed to manage sign data across multiple levels. In a retail embodiment, the levels may include chains, geographic regions, and/or stores. On-site...

20050261926 - System and method for quantifying and communicating a quality of a subject entity between entities: A system and method for quantifying and communicating a quality of a subject entity between unrelated entities includes the steps of developing a plurality of factors of interest to the requesting entity, each of the factors having a plurality of attributes and each of the attributes having associated therewith a...

20050261927 - System and method for valuing intellectual property: A method, system, and machine-readable medium having instructions recorded thereon are provided for valuing a current intellectual property (IP) transaction. The method includes providing IP data, financial data, and license data, the license data representing transactions other than the current IP transaction. A license value is obtained by referring to...

20050261931 - System and method of fund raising utilizing prepaid gift certificates/gift cards: The present invention is a system and method of fundraising utilizing prepaid gift certificates or gift cards. The system includes a program coordinator, a distributor, a fundraiser, and at least one vendor that generates prepaid certificates or cards. The program coordinator prepares a marketing program including brochure and order form....

20050261936 - Interactive pharmaceutical product packaging: A method of allowing a user to interact with a pharmaceutical product, the pharmaceutical product being associated with packaging having disposed thereon or therein coded data, at least some of the coded data being indicative of at least an identity. The method includes having a computer system receive indicating data...

20050261938 - Method for remote authentication of pharmaceutical products: A method for authenticating a pharmaceutical product, the pharmaceutical product being associated with packaging having disposed thereon or therein coded data including a number of coded data portions, each coded data portion being indicative of an identity of the pharmaceutical product and at least part of a digital signature of...

20050261937 - Pharmaceutical procuct packaging: A method of producing pharmaceutical product packaging. The method includes, determining a serial number associated with a pharmaceutical product, generating, using the serial number, an identity, and generating, using the identity, a digital signature of at least part of the identity. The identity and signature are then used to generate...

20050261935 - Pharmaceutical product tracking: A method of tracking a pharmaceutical product, the pharmaceutical product being associated with packaging having disposed thereon or therein coded data including a number of coded data portions, each coded data portion being indicative of an identity of the pharmaceutical product. The method includes having a computer system receiving indicating...

20050261939 - Pharmacy benefits calculator: A Pharmacy Benefits Calculator reads in an insured's prior pharmacy claims history and then calculates said insured's anticipated out-of-pocket costs for one or more pharmacy benefits plans that said insured is eligible to enroll in. Provision is made for an insured to modify their anticipated future pharmacy needs. Provision is...

20050261934 - Variable encryption scheme for data transfer between medical devices and related data management systems: The present invention provides for an encryption apparatus, system, and method in which data from an Implantable Medical Device (IMD) and a data center could be transferred based on a differentiated encryption system. The encryption scheme allows for the differentiation, segregation, and classification of data at required or needed levels...

20050261940 - Method and apparatus for managing drug inventory at point of care: A system for managing administration of prescription drugs supplied by a medication supplier to a health care facility, comprising a central application server site for maintaining Medical Administration Records (MARs) pertaining to residents in the health care facility and having data communication paths to the medication supplier and the health...

20050261941 - Method and system for providing medical decision support: A medical information management system is disclosed comprising at least one patient record repository that includes information identifying treatments and corresponding outcomes for a plurality of different patients. The system further comprises a query generator for generating a message to acquire information concerning a medical condition of a particular patient...

20050261942 - Self-serve patient check-in and preventive services kiosk: A medical check-in and data communication kiosk for efficiently checking-in patients at a medical facility and/or exchanging relevant data with the patient. A patient automatically provides initial identification information by swiping, scanning, etc., an I.D. card and the kiosk then accesses various legacy database systems to gather all relevant medical...

20050261944 - Method and apparatus for detecting the erroneous processing and adjudication of health care claims: An automated data processing systems and associated method for detecting and reporting the erroneous processing and adjudication of heath care claims and resulting payments made to a heath care provider by one or more third parties, such as medical insurance companies. A rules engine applies business logic to compare an...

20050261943 - Method, system, and service for quantifying network risk to price insurance premiums and bonds: The invention broadly comprises a method for determining financial loss related to performance of an internetwork. The method correlates input information regarding performance of an internetwork to operations of a financial entity underwriting insurance premiums and bonds and translates the correlated input information into at least one operational risk for...

20050261945 - Method and device for booking a parking space: The invention concerns a method whereby: at user level, a request booking (2) a parking space is specified according to selected parameters, and the resulting specified booking request is sent to the central unit (5), at the central reservation unit (5), receiving the specified booking request, a reservation code (RC)...

20050261947 - Method and system for changing an order in a flexible order transaction system: A method and system for changing an order for a product where production of the order is currently in progress in a flexible order transaction system and where yield, scrap, and work-in-process (WIP) are calculated for reporting points in the order process and are transferred to the new order for...

20050261948 - Method and system for merging orders in a flexible order transaction system: A method and system for merging an order with a surviving order where production of the order is currently in progress in a flexible order transaction system where yield, scrap, and work-in-process (WIP) are calculated for reporting points in the merging order process and yield, scrap, and work-in-process units are...

20050261949 - Method of providing visual access to comment markings: Meeting documents are provided to N meeting participants of a meeting. Each meeting document comprises a human-readable content marking related to the subject of the meeting and a storage address marking. At the meeting, the meeting participants supply comment markings to the meeting documents, thus forming commented meeting documents. The...

20050261946 - Scheduling method and system for rail networks: The present invention provides a method and system for calculating a plan for moving trains on a network that reduces the cost of delays or late running. The invention is useful for timetable development, for real-time dynamic rescheduling of the trains on a network, and for assessing proposed changes to...

20050261950 - Method of scheduling appointment coverage for service professionals: A scheduling system and method are provided for communicating to a user a list of potential substitute professionals for covering previously scheduled commitments. The list communicated to the user can be subdivided based upon various factors, including proximity of the substitute professionals. The list can be further subdivided based on...

20050261952 - Computer-implemented method and system for modeling and estimating vehicle sales: Data representing known vehicle sales and data representing vehicle registrations corresponding to the known vehicle sales are received at a computing system and processed to create a model of vehicle sales as a function of vehicle registrations. The model is applied to vehicle registration data for vehicles having unknown or...

20050261953 - Determining design preferences of a group: Disclosed are methods and apparatus for conducting market research and developing product designs. The methods involve generating and presenting, typically electronically, generations of design alternatives to persons participating in the design, selection, or market research exercise. The participants transmit data indicative of their preferences among or between the presented design...

20050261951 - Method and apparatus for processing marketing information: A system and method (FIG. 2) for processing marketing information obtained through various sources. Marketing information, for example, a sales lead can be stored in a database (50), allowing access and manipulation of the sales leads and its associated data by multiple users (20). Further, the system and method facilitates...

20050261954 - System and method for distribution chain management: A system for supply chain management is provided. The system includes two or more manufacturer systems receiving order data, such as data identifying goods that have been ordered for each of two or more warehouses, and generating first and second shipment data, such as data identifying the actual amount of...

20050261955 - Film production staff administration system: Systems and methods for collecting, storing and updating talent information data related to broadcast productions. A computer network will be provided in connection with software, the latter containing all required forms and paperwork necessary to have union talent, and in particular, performers who are members of either the Screen Actors...

20050261957 - Method for evaluating fitness for duty: A method for evaluation the fitness for duty of an employee is disclosed. The method for evaluating the fitness for duty of an employee, utilizing as parties an employer, a fitness for duty evaluation facilitator, an employer, and an Independent Examiner, comprising the steps of the fitness for duty evaluator...

20050261956 - Network-employing system for evaluating anonymous information in providing information on positions/help wanted and related information: System enabling evaluation of anonymous information when positions/help wanted information is made anonymously. Specialty sites devoted to positions/help wanted information are established on the Internet, and a system is developed for providing similar information on other sites. Recruiting companies enter recruiting information into the specialty sites, and provide the information...

20050261962 - Anonymous page recognition: A data mining system to improve selection of targeted advertisements. The system includes monitoring, capturing, and analyzing data from a user, and selecting appropriate advertisements to match a current user's activity....

20050261960 - Automobile dealership advertising and affinity program: A method is provided for enhancing automobile inventory at an automobile dealership. The method includes providing a plurality of substantially identical emblems configured to be substantially permanently installed on a glass portion of an automobile, and which are sized and shaped to permit unobstructed operation of the automobile when installed....

20050261958 - Business method for providing the consumer with product information at the point of sale: The invention is of a novel business method for presenting pre-recorded promotional presentations to retail consumers at the point of sale. The system plays a short consumer message upon activation by the consumer and educates the consumer about some aspect of the product for sale. This novel business method is...

20050261961 - Linear newspaper methodology: A linear newspaper methodology involves news gathering, selling of advertising, and distributing or circulating the printed newspapers along a linear corridor. Favorably, the corridor has as its axis a trunk highway with unlimited access such as a scenic by-way, or lakeshore or beach highway, passing from village to village. The...

20050261964 - Method and system for receiver self-priced multimedia communication over the internet and a member pool via a plug-in module compatible with any instant messaging software: The present invention accomplishes billing and collection of multimedia IP calls with receiver designated fee schemes, enabling advance services such as personal 800 or 900 service in the conventional telephony via a downloadable software plug-in that is compatible with any compatible instant messaging software. Internet users register as members via...

20050261963 - Pricing for promotional product: A method to calculate a purchase price automatically for a promotional product captures reference data for a promotional product, and stores the reference data in a database. An electronic request for a purchase price for the promotional product is received, via a communications network, from a purchaser. The purchase price...

20050261965 - System and method for recording history of content accessed in a communications network: Process steps are provided for electronically sending promotional and advertising materials based upon consumer preferences by providing a unique identifier to a consumer's electronic mail address and sending electronic mail to the consumer, wherein the electronic mail includes a plurality of embedded Internet web sites. Thereafter, the consumer accesses the...

20050261959 - System and method for targeted marketing through intermediate resellers: A targeted marketing system and method for acquiring target specific data useful in marketing goods or services from target groups who have business relationships with goods or services resellers, delivering targeted, vendor-sponsored marketing campaigns directed to the targeted groups and distributing offers or incentives identified with and approved by the...

20050261966 - Automated food service system for remote recreational facilities: A system is described with allows the delivery of butcher shop meat services to a remote location, such as marinas, campsites, parks etc., without significant input required from on site management personnel. Management operations are performed from a remote location. This includes food item selection, preliminary preparation, monitoring of inventories...

20050261969 - Layered architecture for pos (point-of sale) systems: Aspects for providing a multi-platform POS (point-of-sale) device driver architecture are described. The aspects include binding an API layer and a transport layer of a POS system with a driver stack, the driver stack supporting multiple platforms, multiple connectivities, and multiple APIs of the POS system....

20050261971 - Method and apparatus for receiving an order for goods and drive-through system with the apparatus: This invention is intended to instruct a kitchen of orders taken at random in sequence of customers, and to rearrange the orders in order to cook in sequence of the customers. A piece of commodity name information 21, a piece of unit price information 22, and a piece of position...

20050261970 - Method for providing wireless services: A method and system for providing distributed network access point installation and management. A network provider installs and/or operates a plurality of access points at locations of a retail entity. Each access point may provide services such as Internet access, and/or content such as audio, video, text, and/or graphics, among...

20050261968 - System and method for conducting transactions with different forms of payment: A system and method for the purchase of products, where some products may eligible for special forms of payment, such as payment from a medical savings account (MSA). A POS terminal is used to obtain a product ID (from a product bar code) and an MSA account ID from an...

20050261967 - Tax refund system: The present invention relates generally to the field of computers and in particular to methods and systems for processing tax refunds. Existing VAT refund systems are either expensive or overly cumbersome with paperwork. The present invention provides a solution to these problems by providing a tax claim system comprising a...

20050261973 - Method and apparatus for processing a supplementary product sale at a point-of-sale terminal: Upsells are made accessible to customers so customers may select upsells as they select items in their purchase. Each upsell has an associated rounding code. For example, the rounding code may be determinable from a bar code printed on an adhesive label that is affixed to the upsell. A POS...

20050261972 - Pen-based transponder identity verification system: This pen-based, identity verification uses biometric technology. For use in commercial transactions at a point-of-sate terminal, a customer registers advising the system of a customer account that is to be used for payment. The customer also submits a digital signature for reference purposes—a fingerprint. The customer is then issued a...

20050261975 - Graphics-based inventory control system: A graphics-based inventory control system for creating a visional graphics-based blueprint representation indicating the current placement of product in the sales bays and aisles in a particular location for the tracking of inventory and sales as well as to ensure the accurate placement of the product in accordance to the...

20050261974 - Touch screen ordering system for fast food sales: A touch screen ordering system for fast food sales that includes a number of transaction language selection keys; a payment type selection key for allowing payment to be made via cash, charge, debit, check, etc.; a touch screen menu item display as well as offered menu item options display; an...

20050261976 - Portable information terminal device, merchandise marketing system, method of marketing merchandise, and computer program: A portable information terminal device is capable of automatically linking with a marketing site whenever a user desires to purchase merchandise connected with an incoming call melody. The portable terminal internally stores incoming call melody data corresponding to an incoming telephone call event and also stores URL data transmissible to...

20050261977 - Commodity rental apparatus, commodity rental system, and commodity rental method: A commodity rental apparatus includes an input unit, a containing unit, and a return unit. The input unit selects a predetermined commodity and inputs commodity rental information. The containing unit has a commodity containing column having a data carrier, reads an identification number of a commodity selected by a commodity...

20050261983 - Information translation communication protocol: An inventive procurement system includes a requisition system for special item purchases that are not found when searching a catalog database. Using the requisition system the buyer is provided with the desired item while the information associated with the requisition is selectively added to a rule-based knowledge base as well...

20050261985 - Load balancing technique implemented in a data network device utilizing a data cache: Techniques for implementing a load balanced server system are described which may be used for effecting electronic commerce over a data network. The system comprises a load balancing system and a plurality of servers in communication with the load balancing system. Each of the plurality of servers may include a...

20050261984 - Method and apparatus for ordering goods, services and content over an internetwork using a virtual payment account: A virtual payment system for ordering and paying for goods, services and content over an internetwork is disclosed. The virtual payment system comprises a commerce gateway component (52) and a credit processing server component (53). The virtual payment system is a secure, closed system comprising registered sellers and buyers. A...

20050261978 - Method for tendering for remaining seats of higher class in an airliner which is about to take off or has just taken off: A method for tendering for remaining seats of higher class in an airliner which is about to take off or has just taken off. The method is performed via a network trade platform. The method includes steps of: (a) an airline transmits data of remaining seats of first class chamber...

20050261986 - On-line truck rental and reservation system and method: A computer-based system and method provide truck-rental information and expertise-based guidance to facilitate a customer's reserving and renting of a truck using a communications network. The system includes a server which processes user inputs from a user's computer over a communications network and provides information responsive thereto to the user's...

20050261979 - Personal digital photo album through an internet site and receiving it as a printed hard copy: An internet site based on a system allowing the user to place photographs in a virtual digital album and to receive a hard copy from the site operator. The site allows the customer to design the album for himself/herself from various possible choices or according to the customer's unique personal...

20050261981 - Point of sale systems and methods: A point of sale device includes a point of sale functional component, such as, for example, a display, an input device, a printer, scales, a card reader, or other. An interface is connected to the component, through a standard port of the component. The interface includes a radio frequency communications...

20050261980 - System and method for delivering real time remote buying, selling, meeting, and interacting in a virtual reality environment: A virtual reality interactional system and a method of use in which remote shoppers, remote advisors, remote sales consultants, remote product display agents, real time inventory status, live and stored audio and video content, and client server based virtual programming logic interact in real time to complete soft touch, high...

20050261982 - System and method for ordering prints through automatic pdf conversion: Disclosed herein is a system and method for ordering prints through automatic PDF conversion. The system includes a web server, reception computers, an IBM server and a Mac server, a CMS server, an application server, and item servers. The web server is connected to a customer's computer via the Internet...

20050261989 - Apparatus and method for facilitating a search for gem settings: Apparatus and method for facilitating a search for gem settings are described. In one embodiment, a computer-readable medium includes a gem search module to facilitate a search for a gem to be included in a jewelry item. The computer-readable medium also includes a gem setting search module to facilitate a...

20050261988 - Methods and apparatus for gifting over a data network: A method is provided for operating a server to allow a first terminal to provide a content gift to a second terminal, where the first and second terminals selectively communicate with the server. The method includes receiving a catalog request from the first terminal for a catalog that identifies content...

20050261990 - Mobile query system and method based on visual cues: A mobile query and response system and method that is based on visual cues, in which a user captures and transmits an image with a networked mobile device such as a cell phone or PDA with image capture and transmission capabilities. Searchable records that include stored image data and response...

20050261987 - Notification service for assisting users in selecting items from an electronic catalog: A Web based system provides informational services for assisting customers in selecting products or other types of items from an electronic catalog of a merchant. Users of the system can create and join user communities, such as communities based on user hobbies, localities, professions, and organizations. The system also supports...

20050261992 - Managing a material batch: Inventory may be managed by affixing to material batches respective documentary batch numbers that are associated with the material batches in a computer system. The material batches may be placed as inventory in a warehouse. The documentary batch number of any of the material batches that is removed from the...

20050261993 - Method and/or system for customer/vendor data management and analysis: Methods and/or systems for managing information between a customer and a vendor, for example using the Internet. According to specific embodiments of the invention, for example, during a sales or service provision transaction, a vendor includes in a vendor maintained database various information about the products supplied to a customer....

20050261991 - Monitoring and tracking system and method: A hand-held data collector having a sensor, for example, a temperature sensor, a reader, for example, a bar code scanner, a user I/O device, a data processor in electrical communication with the sensor, the reader and the user I/O device and a transceiver unit in electrical communication with the data...

20050261994 - Systems and methods for inserting active sale listings as advertisements into a pending buyer presentation: A system and method for enabling sellers to have an automatically created advertising message placed into a pending presentation opportunity such as an email or web page targeted to a known buyer based on matching seller specific parameters to known buyer attributes. The system also creates a promotional offer to...

20050261995 - Method and system for processing tax pertaining to a goods and services transaction: A method and system for processing tax pertaining to a transaction between a seller and buyer. The transaction triggers a tax due to a tax imposing jurisdiction (TIJ). The transaction has been authorized to be financed for the tax due to the TIJ by a financing network. First transaction data...

20050261996 - Auction systems and methods for selecting inserts for direct mailings: A method of allocating excess space associated with a primary component includes determining the excess space associated with the primary component, identifying at least one information insert compatible with the excess space, providing an output advertising the excess space, and receiving a request in response to the output. The request...

20050261998 - Computerized system and method for valuating employee stock options: Computer system and method for performing valuation of stock options issued by a corporation to employees are provided. The computer system may comprise a historical employee stock option database populated with information regarding employee stock option awards issued by said corporation. The computer system may further comprise a historical stock...

20050261997 - Determination of risk factors for use in a card replacement process: Processing requests for financial-related transactions. Upon receiving a communication from a caller, wherein the communication includes a request for a particular financial card, information is obtained from the customer for use in processing the request. A first set of criteria related to the information is evaluated to determine if the...

20050261999 - Event-driven financial analysis interface and system: A system for graphically displaying financial markets event data to a user includes a computer, one or more databases remote from the computer, a communications link configured to permit the computer to access the databases and a user interface having a display device coupled to the computer configured to display...

20050262000 - Fixed rate financing instrument offering a dividend or partially guaranteed by third party to issuance, method for establishing a market for the same, method for directly public-offering the same on-line: A fixed rate financing instrument issued by a corporation, government, or other organization which pays a fixed interest rate and/or dividend as secured by an issuing entity's promise to pay and partially guaranteed by a third party to issuance. An operation financing system for public-offering the fixed rate financing instrument...

20050262001 - Method of facilitating rights transfer and financial instrument for effecting same: In a method for effecting rights transfer from a first entity to a second entity, a financial instrument is issued to the first entity in exchange for a right granted from the first entity. The financial instrument has a component that includes a cumulative royalty account representative of a cumulative...

20050262002 - Process, system and financial engine for determining a level of risk in the market, and for adjusting user's market exposure based on the level of risk: A process, system and financial engine which determine a portfolio's sensitivity to market risk based on market conditions are described. In particular, with these process, system and financial engine, first data representative of time horizon information and second data representative of risk tolerance information are first received, and guidelines data...

20050262005 - Context-sensitive switching in a computer network environment: A conventional router can be used as a context-sensitive switch by encoding a header (e.g., a source and/or destination field of an address header) of a data packet with information descriptive of the data contained in a payload of the data packet and programming a router to route data packets...

20050262011 - Hypertext transfer protocol application programming interface between cleint-side trading systems and server-side stock trading systems: The present invention is a software program that modifies a client-side stock trading system fill orders to market orders that are transmitted to a remote broker trading system. The modification will synchronizing a users desktop trading system with a stockbrokers remote system. The HTTP-API (hypertext transfer protocol application program interface)...

20050262009 - Method and system for bidding in on-line auction: A bidding method including: (a) generating a first bidding function value using an initial bidding price of a first bidder; (b) transmitting the first bidding function value to a successful bidding decider; (c) transmitting a second bidding function value of a second bidder to the first bidder; (d) transmitting a...

20050262008 - Method of and system for consultant re-seller business information transfer: A computer system for storing of business information to be transferred from a consultant to a buyer includes a database system for maintaining configurable business information organized into a plurality of information components and a server connected to the database system and connectable to the buyer and the consultant. The...

20050262004 - Stock-jobbing support device and stock-jobbing support system: A stock trading support apparatus 2 to support stock trading includes: a stock price analysis information creating section (for example, a CPU 21 and the like) to create stock price analysis information by analyzing a stock price of each brand based on stock price information; a promising brand information creating...

20050262003 - System and method for automatic scalping of a tradeable object in an electronic trading environment: A system and methods for automatic scalping in an electronic trading environment are presented. According to one embodiment, a trading application may display an indicator associated with a price level based on which a tradable object can be automatically traded. When a scalping application detects a fill associated with a...

20050262006 - Systems and methods for a collaboration server: A system and method for establishing a collaboration, comprising evaluating a role to dynamically determine a set of potential participants; selecting a first participant from the set of potential participants; inviting the first participant to join the collaboration; receiving an answer to the inviting; and including the first participant in...

20050262007 - Systems and methods for a collaborative call center: A system and method for establishing a collaboration, comprising, requesting help from a collaboration process wherein the requesting is done by a first client process; evaluating a role to dynamically determine a set of potential participants; selecting a second client process from the set of potential participants; inviting the second...

20050262010 - Systems and methods for converting closed-end funds to actively managed exchange traded funds: The present invention relates generally to systems and methods for eliminating the premium or discount and providing liquidity and growth potential through new investments in closed-end funds. The systems and methods of the invention provide means for converting shares of closed-end funds into shares of actively managed exchange-traded funds. NAV...

20050262012 - Systems, methods and computer program products for modeling demand, supply and associated profitability of a good in a differentiated market: A method is provided that includes modeling demand and/or future supply for a good in a differentiated market. In accordance with the method, demand/supply in a differentiated market is modeled by first modeling demand and/or supply for a good in a non-differentiated market based upon a price sensitivity distribution of...

20050262014 - Relative valuation system for measuring the relative values, relative risks, and financial performance of corporate enterprises: A system and method for defining the value of a corporation by its categories of values, and determining the risk profile of the corporation by the relationship between the categories of value, termed the “Risk Signatures.” The system provides for the determination of the “Relative Values” of corporate enterprises, with...

20050262013 - System and method for analyzing risk and profitability of non-recourse loans: A system and method for assisting lenders in making decisions related to non-recourse loans employs a model which considers each risk relevant to the loan determination, including commercial and country risk factors. From this analysis, the present invention can determine the estimated default frequency (EDF), the loss given default (LGD),...

20050262015 - Systems and methods for hedging against risks associated with distressed instruments: Systems and methods for hedging against risks associated with distressed instruments are provided. These systems and methods are preferably directed towards providing a party wishing to protect itself from such risks with the opportunity to enter into a transaction with a provider of protection whereby such a party pays a...

20050262017 - Automatic transaction system: An automatic transaction system has a cellular phone of a customer and an automatic teller machine (ATM) which can directly communicate with the cellular phone by infrared communication. When the customer performs a transaction by the ATM, transaction information such as transfer information registered in the cellular phone is directly...

20050262016 - Integrated on-line system for identifying and valuing foreclosure properties: A system and method coordinates data and providing information to an external subscriber to the system relating to at least one foreclosure real estate transaction. The system comprises: (a) a centralized transaction coordination system for accessing a transaction database; (b) at least one interface device for accessing said transaction coordination...

20050262018 - Business method for internet advertising: The applicant has presented a business method to improve advertising return incorporating paying referral fees directly to customers and gathering information on tendencies to increase target resolution of ads....

20050262019 - Methods, systems and computer program products for performing customer account updates: A method for performing customer account updates. The method includes receiving a customer account from a user and transmitting account update options to the user. An update transaction is received from the user, where the update transaction corresponds to the customer account and to two or more of the account...

20050262020 - Method and system for subscriber spending control in a communications system: A data processing system and a method for providing spending control to a post-paid user in a communications system comprising computer processing means (11) for processing data, and storage means connected to said computer processing means for storing data on a storage medium. The computer processing means is configured to...

20050262021 - Method and system for performing automated transactions using a server-side script-engine: A method and an apparatus for performing automated transactions are disclosed. According to one aspect of the present invention, a script-engine associated with a particular server receives a request to execute a script. The script-engine executes a script and prompts a user to enter critical data directly related to the...

20050262022 - Proximity detection employed in connection with rights management system or the like: A sink sends a registration request to a source and the source validates same, and the source sends a registration response including a secret to the sink. The source then sends a proximity message including a nonce to the sink and concurrently notes a start time. The sink employs the...

20050262023 - Method for controlling database copyrights: The present invention provides a method for controlling copyrights of digital data in a database system including real time transmission of a digital picture. Copyrights are controlled using one or more of the following, as necessary, in addition to a permit key: a copyright control program, copyright information or copyright...

20050262024 - Digital entertainment service platform: The present invention is directed to an open business platform that provides an end-to-end solution for managing, distributing, and/or retailing digital media assets from various content suppliers. In one or more embodiments, the present invention provides an integrated system that permits media content suppliers to deposit their media assets with...

20050262025 - Systems and methods for brokering data in a transactional gateway: Systems and methods for brokering data are invented and disclosed. A system for producing a data model comprises a message broker, filters, and a data collector. The message broker includes an interface configured to receive client requests from a plurality of communication devices, a transaction request identifier configured to identify...

20050262026 - Authorisation system: Systems and methods for securely authorising an on-line transaction, e.g. involving a micro-payment, between a customer browser and merchant server without the need for special software installed on the customer computer or a SSL connection to the merchant server. The authorisation method involves a double redirection instruction: the initial transaction...

20050262027 - Security system and method for deterring, preventing, and/or tracking of theft of the use of goods and services, particularly fuel at retail fueling stations: A system and method of preventing theft of the use of goods or services, particularly fuel dispensed from a fuel dispenser, comprised of providing a security system including a controller, a card reader that is operable to read data stored within an identification card and to report the identification data...

20050262028 - Method for the conveyance of postal items and package mailbox: The disclosure relates to a method for the conveyance of a postal item, whereby an identification code is assigned to the postal item. The postal item is delivered to a box of an electronic package mailbox, and the identification number of the postal item is recorded and stored in the...

20050262029 - Method and a computer program for regulating the energy flow in an energy network, and as well as a system for electronically auctioning energy: A method and a computer programme for regulating the energy flow in an energy network comprises at least a first and a second area comprising producers and consumers, in which the energy network comprises at least one network connection that limits the transportation capacity of the energy network between said...

20050262030 - Method of maintaining the operational capability of a technical installation: The present invention provides an efficient and simple method of maintaining the operational capability of an industrial turbine owned by a customer, the method comprising: furnishing at least one component of the industrial turbine under the condition that the furnished component is owned by the maintenance provider and will remain...

20050256728 - Authorization control system and method thereof: A system and method for authorization control including a storage device and an authorization module. The storage device stores multiple study requirement records and study history records. The authorization module receives an authorization request with a check item ID and an operator ID, acquires a first document ID set corresponding...

20050256732 - Communications services for business process design: A business process software program is executed in a processing element comprising a memory and a processor coupled to the memory. The processor is operative to identify within the software program one or more communications services inserted as generic design elements therein, and for each of the identified communications services,...

20050256725 - Funeral anniversary reminder: The invention relates to a funeral/memorial/death anniversary reminder service. This service helps funeral attendees to reflect on the life of the deceased and, where appropriate, to contact the bereaved and express support on a funeral anniversary. Contrary to common wisdom, under certain circumstances, expressing support to the bereaved on the...

20050256733 - Hairstyle displaying system, hairstyle displaying method, and computer program product: A hairstyle displaying system stores a hairstyle data for indicating a plurality of types of hairstyles, and a coloring data for indicating a plurality of types of hair colors, in a style content database. Individual data which constitutes the hairstyle data or the coloring data is managed with change-over-time data,...

20050256736 - Industry simulation environment: An apparatus and method for simulating a global industrial environment. In one embodiment, the global industrial environment models a global economy as a set of interlinked economies, models a management framework as a set of interlinked management functionalities, and models both individual and organizational behaviors through a use of a...

20050256734 - Method and data structure for augmenting invention and analysis of intellectual property: A method for augmenting the analysis of intellectual property and augmenting invention based upon that analysis is disclosed. The method includes forming awareness grids from which decisions regarding novelty, obviousness, and right to practice can be made. The method further includes combining awareness grids to form synaptic grids from which...

20050256735 - Method and system for network-based, distributed, real-time command and control of an enterprise: Methods and systems for command and control of an enterprise. An enterprise operating system is disclosed including five frameworks: an enterprise bridge framework, an enterprise controller framework, a performance measurement framework, a control processing framework, and an enterprise operating system services framework. A system is disclosed to receive a plurality...

20050256727 - Method and system for validating a client: A system and method for collecting, analyzing, and managing information for a plurality of clients within a supply-chain is provided. According to one aspect, a management processing system generates a questionnaire management interface for obtaining information for a particular client, including client address, client contact information, and threat categories associated...

20050256729 - Method of immigration and business linking system: A method for immigration and business linking system comprise of the steps of (1) entering the business information of a given business to form main business data; (2) analyzing the main business data for the profitability of the business; (3) sorting the main business data to form basic data and...

20050256731 - Methods and systems for postcode-to-postcode delivery interval and routing calculation: Systems and methods are disclosed for calculating a delivery date. The disclosed systems and methods may include receiving, at a delivery processor, origin data corresponding to an origin delivery office that receives an item to be sent, the origin data comprising origin location information, a scan date reflecting a date...

20050256724 - Personalized boarding pass: An improved transportation security system and methodology, based on imaging a passenger and providing a passage and passenger specific security boarding pass, is disclosed. An improved baggage security system and methodology, based on imaging a passenger and providing a passage and passenger specific baggage claim tag, is also disclosed....

20050256726 - System and method for mapping of planograms: A method for storing and organizing item arrangement information for an enterprise is provided. Standardized item arrangement maps are generated at the enterprise level and disseminated to stores within the enterprise. Managers create store maps consisting of compilations of the item arrangement maps provided by the enterprise. The resulting store...

20050256730 - System for regulating the production of energy in a constrained multiple area energy network: The invention relates to a system for regulating the production of energy in a constrained multiple area energy network. The invention further relates to a system for auctioning energy and a computer program for regulating the production of energy. The energy network is deployed in several areas connected by network...

20050256742 - Data encryption applications for multi-source longitudinal patient-level data integration: Software applications are provided for integrating individual multi-sourced patient healthcare transaction data records in a longitudinal database. The data records are processed in a manner which preserves patient privacy by encrypting patient-identifying attributes in the data records and thereby rendering sensitive personal information inaccessible. The applications, which may be organized...

20050256740 - Data record matching algorithms for longitudinal patient level databases: A method is provided for assigning longitudinal linking tags to de-identified patient data records by matching the patient data records with reference data records. The de-identified patient data records may include both encrypted and non-encrypted data attributes. Different possible subsets of the data attributes are categorized in a hierarchy of...

20050256741 - Mediated data encryption for longitudinal patient level databases: A system and method for the assembly of a longitudinally linked database of patient healthcare data records involve a neutral implementation partner to ensure that sensitive patient-identifying information contained in the data records is secure at all times. The implementation partner is deployed to mediate processing of the data records...

20050256743 - Medical imaging-quality assessment and improvement system (qaisys): The business method known as QAISys (Quality Assessment and Improvement System) is a process that rates comprehensively and continually the quality of medical images as determined by the interpreting radiologist. The output of this system conveys feedback from the radiologist to the performing technologist and his/her supervisor. This feedback enables...

20050256738 - Methods and systems for identifying health care professionals with a prescribed attribute: Systems and methods for identifying health care professionals or physicians having certain prescribed attributes can be employed to identify health care professional or physician influence networks for the purpose of improving the efficiency and effectiveness of a pharmaceutical company's sales force. Such identified physicians can include, for example, influencer physicians,...

20050256739 - Radio frequency based remote health monitoring: A modular self-care health monitoring system which employs a compact microprocessor-based unit such as a video game system of the type that includes switches for controlling device operation and a program cartridge. In accordance with the invention, the program cartridge adapts the microprocessor-based unit for operation with a glucose monitor...

20050256737 - System and method for facilitating meetings between pharmaceutical sales representatives and physicians: A networked system for facilitating meetings between pharmaceutical sales representatives includes a registration module configured to enable registration by subscribers. Subscribers may include one or more pharmaceutical sales representatives, medical professionals and caterers (also referred to herein as restaurants, irrespective of whether or not they deliver food). The system also...

20050256744 - System for accessing employee-related occupational healthcare information: A system for providing patient-employee related healthcare information in a secure environment and inputting such information according to an employer designated protocol. Once the patient-employee has been evaluated and treated by an industrial/occupational healthcare specialist, information concerning the evaluation and treatment is forwarded to a secure data storage facility. Access...

20050256745 - Computer systems and methods for providing health care: The invention provides a computer network comprising a first computer and one or more second computers that are in electronic communication with each other. The first computer is associated with a first health care facility and has instructions for retrieving, over a network, one or more data structures for a...

20050256746 - System for managing recorded audio medical information: An automated system automatically provides a linkage (e.g., using a hyperlink) between an audio recording (specifically, metadata associated with the audio recording) and a patient electronic medical record. A system manages recorded audio information concerning a patient medical condition. An interface receives a signal comprising recorded dictated audio information concerning...

20050256748 - Method of managing a life insurance policy and a system therefor: The invention relates to a method of managing a life insurance policy in which the life insurer receives a premium from an insured life and wherein if the insured life suffers an insured event, the life insurer pays a predetermined sum assured to the insured life or a beneficiary nominated...

20050256747 - System and method for underwriting payment processing risk: A method, using a computer system, for underwriting the risk of non-payment associated with processing non-cash payments on behalf of a merchant by managing balances in pledged collateral accounts owned by one or a plurality of underwriters. The invention determines the initial amount of required collateral, in total and for...

20050256751 - Ground-based travel portal: A ground-based travel planning portal is provided that is in communication with a counterpart in-transit portal so that the content presented through each portal is consistent to a traveler. The ground-based travel planning portal includes information for both business and leisure travel planning, in addition to other more general information....

20050256749 - Product inventory management system: A system to facilitate bookings including at least one business centre, each business centre having at least one product available for booking, wherein each business centre includes a first processing means for receiving and making bookings of at least one product from at least one agent or customer, and a...

20050256750 - Ticket tracking and refunding system and method: An automated method and system for refunding the unused portion of an electronic ticket are provided. In accordance with the method, an aging period is set and is added to the scheduled departure date of the issued ticket. If the scheduled departure date plus the aging date is earlier than...

20050256753 - Automated system for generating proposed markdown strategy and tracking results of proposed markdown: The present invention discloses a method, program product and system for controlling pricing of a product or service using a markdown profile. The method includes: selecting a markdown profile to be used for the product or service, selecting a retail price for the product or service, acquiring updated sales data...

20050256752 - Method for managing and controlling stability in business activity monitoring and management systems: A stabilization methodology and system component in Business Activity Monitoring and Management systems. This enables firms to use Business Activity Management (BAM) systems to manage business activity by only responding to monitored data when the overall business performance can be improved. This enables firms to identify appropriate tradeoffs between potentially...

20050256754 - Accommodating preparatory work for electronically scheduled meetings: Method, apparatus, and computer program products for scheduling and tracking preparatory work associated with electronic meeting invitations. When a meeting invitation is received and tentatively accepted, the user is prompted to enter the expected duration of the associated work. A floating block of time is created, subject to the constraint...

20050256757 - Method of manufacturing and method of marketing gender-specific absorbent articles having liquid-handling properties tailored to each gender: Methods of manufacturing and methods of marketing gender-specific absorbent articles having liquid-handling properties tailored to each gender are disclosed. In certain embodiments, the properties of one or more fluid handling components used in disposable absorbent articles adapted for use by males is different than the properties of the corresponding component...

20050256758 - Method of manufacturing and method of marketing gender-specific absorbent articles having liquid-handling properties tailored to each gender: Methods of manufacturing and methods of marketing gender-specific absorbent articles having liquid-handling properties tailored to each gender are disclosed. In certain embodiments, the properties of one or more fluid handling components used in disposable absorbent articles adapted for use by males is different than the properties of the corresponding component...

20050256759 - Sales history decomposition: A statistical system and method for filters sales history to yield two demand series—one that is time insensitive (i.e. function of price and promotional activities only) and another that is price & promotional activities insensitive (i.e. function of temporal factors only). Once this task is completed, then specialized econometric techniques...

20050256755 - System and method for providing automobile marketing research information: A system and method for providing customized reports regarding pre-sale auto interest is enclosed herein. The reports are configured to provide pre-sale marketing research information about potential shoppers of particular auto models. The reports are also configured to provide information about competitors' auto models. The reports are also configured to...

20050256756 - System and method for utilizing social networks for collaborative filtering: A novel system and method of predicting a user's rating of a new item in a collaborative filtering system is described. The invention incorporates social network information in addition to user ratings to make recommendations. The distance between users in the social network is used to enhance the estimate of...

20050256760 - System, method, and software for short term forecasting using predictive indicators: A computer implemented method, system, and software of making a short term forecast using tactical predictors, includes collecting predictor data related to the short term forecast, wherein the collecting predictor data includes identifying driver data that drives the forecast from a group consisting of demand drivers, supply drivers, competitive drivers,...

20050256761 - Packaged consumer products and services and method thereof communicating a company's products and corporate values: A consumable article and a method for broadcasting a company's products and communicating corporate values is disclosed which includes providing a logo constructed as an alphabet letter formed from at least three groups of symbols, a first of the three groups representing one product category, a second of the three...

20050256763 - System and method for identifying objects of value: A system and method are presented for identifying an object of value during a security assessment. The system includes an identification tag affixed to the object of value, an interrogator, and a data processing system. The identification tag stores information uniquely identifying the object of value. The interrogator includes a...

20050256762 - Vehicle related services system and methodology: A vehicle-related services system and methodology employing at least one sensor automatically sensing at least one of the time during which a vehicle is not being operated and where the vehicle is located when it is not being operated and at least one data processor receiving information sensed by the...

20050256765 - Differentiated web advertising services in display devices: The present invention relates to a method of differentiating specific content in a web page displayed by a display device (109). The method comprises the steps of identifying (105) content in said web page with identification parameters comprised by a predefined set of identification parameters and of transmitting (107) information...

20050256770 - Method and apparatus for distributing a digital media product with an adaptable purchase incentive: A method and apparatus for providing content by providing a first digital media product. An incentive is determined according to a preference exhibited by a consumer. The determined incentive is provided when the consumer satisfies an incentive threshold....

20050256768 - Method and system for enabling electronic commerce through advertisements: A computer system for conducting electronic commerce through advertisements. The system transmits the advertisements to prospective customers' computers or other electronic devices via the Internet, World Wide Web or other electronic system. When the user clicks on or otherwise chooses to interact with the advertisement, the system opens direct communication...

20050256764 - Method and system for generating sales opportunities: A method for generating sales opportunities by identifying and qualifying recipients to receive one or more electronic messages that contain content that has been optimized based on the profile of the recipients. The message is optimized to ensure compliance with established standards and statutes, and to increase the probability of...

20050256766 - Method and system for targeted internet search engine: A system and method for implementation of a pay-for-placement advertising model using a targeted search engine. The present invention provides a method and system for a geographic-targeted, pay-for-placement search engine which allows advertisers to direct their advertisements and Web site to geographic areas in a way which maximizes the return...

20050256767 - Method of developing customer acquisition and loyalty marketing programs: A method for developing a comprehensive and integrated corporate marketing program to increase new customer acquisition and customer loyalty for consumer services corporations is disclosed. The method involves an integrated set of marketing, database and communication steps. The marketing portion of the process involves researching the given marketplace, creating branding...

20050256769 - Methods for an ev system for paying and qualifying audiences: An expected value system for paying and qualifying audiences (EVSPQ) is an online database system for paying EV payments to users for their attention, provided they meet specified conditions. Advertisers post EV payment offers that recipient users accept. In an EVSPQ for paying “realbuyers” (EVSPQ-RB) a qualifying condition of payment...

20050256773 - Paper products in roll form having printed elements thereon: A plurality of elements are disposed on a continuous sheet of coiled paper product. The elements are repeated with a repetition rate determined by the use for the paper product. In the application to an examining room table, the repetition rate is determined by the length of the table....

20050256772 - Pricing system and method for multiple discounts: The invention provides a data processing system and method for pricing a plurality of goods to be purchased by a customer, based on a plurality of predetermined discount criteria. According to the invention, an amount of discount relative to N goods is generated according to some applicable discount criteria selected...

20050256771 - System and method of matching artistic products with their audiences: A system and method of selecting products and services for an audience likely to purchase such products and services utilizes a collection of data reflecting, for individual consumers, a history of purchases, and retention or return of such purchases. For individual consumers, subsets of consumers are created whose tastes correlate...

20050256774 - Food preparation system: A food preparation system and method that partially automates the ordering, preparation, and delivery of food items such as pizza. The food preparation system broadly comprising an ordering or point-of-sale station, a computing device, a conveyor system, at least one food preparation station, at least one heating station, a transfer...

20050256775 - Methods and systems for processing stock in a storage facility: Systems and methods are disclosed for processing stock. The systems and methods may include identifying at least a first transfer order, a second transfer order, a first processing unit order, and a second processing unit order. In addition, the systems and methods may include creating an initial work order based...

20050256778 - Configurable pricing optimization system: The present invention provides a configurable pricing system that allows users to define or modify data used to analyze, evaluate, improve, and design pricing changes according to the user's need. A Graphical user interface or some other type of user interface allows the user to access and review various data...

20050256784 - Electronic shop providing method, site search method, and bulletin board providing method: A method for providing an electronic shop using a network includes receiving purchase information of purchasing a plurality of commodities from a same user from a terminal of a user via the network, judging whether or not a deliverable date of the plurality of commodities varies with each commodity by...

20050256780 - Electronically implemented vehicle marketing services: A computer-implemented method involving btaining used car inventory and sales history data from a dealer; obtaining from an auction house a list of auction cars that are being made available through an upcoming auction by the auction house; analyzing the dealer's used car inventory and sales data to identify one...

20050256776 - Industrial it system for production of distribution power transformers: An order for a product from a customer by way of a website viewed on a display device of a customer computer is received and reviewed. An optimization across a plurality of manufacturing plants is requested, where each plant has a product manufacturing capacity, and the optimization takes place according...

20050256777 - Intellectual property right selling/buying system and method, program thereof and recording medium: An intellectual property right selling/buying system and method enables transfer of an intellectual property right selling/buying right to a broker by employing the call option method and acquiring a call option fee. An application for selling a right to be sold is received from an applicant terminal and a value...

20050256779 - Method and system for enabling a customer to monitor and alter an order in a semiconductor manufacturing environment: A system and method for enabling a customer to monitor and modify an order in a semiconductor manufacturing system are provided. In one example, the method provides the customer with current information on the order, including a position of the order within the manufacturing process. The customer may request that...

20050256781 - System and method for communicating product information with context and proximity alerts: A system and method for empowering consumers in a retail environment. Among many other features, the present invention provides timely, value-added services based on contextual information associated with a user, such as a user's location, shopping preferences, past purchasing patterns, and other information. In general, the invention provides a system...

20050256782 - System and method for providing consumer help based upon location and product information: A system and method for empowering consumers in a retail environment. Among many other features, the present invention provides timely, value-added services based on contextual information associated with a user, such as a user's location, shopping preferences, past purchasing patterns, and other information. In general, the invention provides a system...

20050256783 - Systems and methods for facilitating electronic business transactions: Systems and methods are provided that offer or support one or more of the following features or functionalites: (i) facilitating integration of a module on a third party site, (ii) commercial transaction(s) involving “fixed-priced” keywords or phrases, (iii) associating a particular background color to a distinct item listing, (iv) commercial...

20050256785 - Animated virtual catalog with dynamic creation and update: A system that displays images and other data of products in the form of an electronic catalog and displayed on a monitor or other viewing device. The system is designed to receive input from a user thereof and is animated to simulate the page turns of a conventional physical catalog....

20050256787 - Intelligent fulfillment agents: A method for distributed inventory management includes receiving information regarding a number of participants in a value chain and information regarding one or more items relevant in the value chain. The method also includes modeling relationships between two or more of the participants based on the received information and modeling...

20050256786 - System and method for communicating product information: A system and method for empowering consumers in a retail environment. Among many other features, the present invention provides a number of menu and item list features to enhance a shopper's experience in a retail environment. In addition, the invention provides an item-level location mapping feature. By the use of...

20050256788 - Apparatus and method for tracking products: Tracking products to be recalled to find the product serial number of a defective product and the faulty parts or process that caused the defect. Data is collected by tracing selected parts (TP) and stored in databases. A trace engine consults the process definition DB to identify a process in...

20050256789 - Real-time consolidated accounting systems and real-time consolidated accounting program: The invention provides a real-time consolidated accounting system, by which consolidated accounting processing of the business group can be performed more accurately, and by which the consolidated financial position at any point in time can be grasped regardless of the closing date. When individual journal data, that corresponds to individual...

20050256794 - Benefit financing arrangement: Methods and systems for funding a benefit and/or managing a benefit plan. A benefit account is established. The benefit account is funded. A line of credit is established. A benefit is paid from the benefit account, and, if the benefit account balance falls below a predetermined threshold, the benefit is...

20050256792 - Money processing system: A money processing system according to the present invention includes a coin change dispenser, a note change dispenser, and a control terminal, each having a control unit. The control units are generally adapted to carrying out a “change dispensing mode” control for receiving money given by a customer and dispensing...

20050256793 - Multiple seller securitization for transforming private equity exposure: Embodiments of a multi-seller securitization structure include an issuer structured to receive at least one asset portion from each seller of a plurality of sellers, with each asset portion comprising an asset support pool of a total asset pool of the issuer. The issuer is structured to issue at least...

20050256791 - System and method for administering charitable funds through affiliations of professionals: An affiliation of professionals administers charitable fund accounts. The membership of the affiliation contains tax and estate planning attorneys, and/or accountants, and/or CPAs, and/or other non-financial oriented professionals. The fund is created through the affiliation by one of the professionals working with a donor to select and fund the charitable...

20050256790 - System and method of reducing the cost of raising capital: The present invention is related to a system and method of reducing the cost of raising capital for a business or enterprise. The invention provides interlinked template worksheets and all associated documents necessary to complete a capitalization plan to present to investors. The input data entered by the enterprise is...

20050256795 - System and method for visualization of results of multi-criteria financial optimizations: Described is a system including a memory arrangement and a processor for graphically representing in a space data representing at least one portfolio. The memory arrangement stores a Multi-Criteria Financial Optimization (“MCFO”). The processor solves the MCFO to generate data corresponding to a set of portfolios. The processor selects vertex...

20050256797 - Method and apparatus for user-interactive financial instrument trading: An improved interface for interacting with a user of financial instrument trading software is disclosed herein. The improvements include efficient user access to multiple accounts, the ability to quickly cancel open orders from an interface window, the display of real-time quote data within an order entry window, greater flexibility in...

20050256796 - Mutual rating system, and terminal device and program for use in same system: The present invention provides a mutual rating system in which objects, such as users, content, and terminal devices, on the network can be rated and ratings for the objects can be checked without using a server. In the rating system, objects (users, content, terminal devices, etc.) associated with a network...

20050256798 - Object model for global trade applications: Data management systems are described for managing product data during global trade scenarios. Product objects are used within a system landscape of a business or other organization to refer to products traded by the organization. Each product object is related to, but de-coupled for the purposes of global trading from,...

20050256800 - System and method for determining latent demand for at least one of a plurality of commodities: A system for determining latent demand for at least one of a plurality of commodities includes an offer analyzer and a commodity selector. The offer analyzer analyzes at least a plurality of initially unaccepted offers for each of the plurality of commodities. The commodity selector selects at least one of...

20050256799 - User interface for electronic trading: The present invention relates to systems and methods for electronic trading. In embodiments, the systems and methods involve providing a computer program with a user interface for presenting an item of information, wherein the item of information changes positions in the user interface; and associating the cursor with the item...

20050256801 - System and method for processing a transaction: Method for processing a transaction, the method comprising receiving data indicating one of a plurality of personal identification numbers associated with an account holder, each of the plurality of personal identification numbers being associated with a respective one of a plurality of accounts and the one of the plurality of...

20050256803 - Financial transaction verification: The invention teaches the verifying a financial transaction by requiring an account holder to verify the transaction when the transaction is tagged for verification. It is emphasized that this abstract is provided to comply with the rules requiring an abstract that will allow a searcher or other reader to quickly...

20050256802 - Payment protocol and data transmission method and data transmission device for conducting payment transactions: Method for carrying out a transaction on a system that includes at least one central processing platform, at least issuer server and at least one acquirer server, wherein the central processing platform includes a routing engine coupled by a communication connection to the issuer server and the acquirer server, and...

20050256804 - Model and flow for distributing digitally conveyable content: A method for distributing content can include the step of a content broker receiving digitally conveyable content from a content producer. The content broker can provide the content to at least one content distributor. The content distributor can provide the content to at least one content customer. The content producer...

20050256805 - Real-time license enforcement system and method: A license enforcement system is disclosed herein. The system receives digitized licenses associated with computer applications in a secure license store. The licenses are then monitored and compared with the actual use by users to determine compliance with licenses. If users employ an application in violation of licensing terms then...

20050256806 - Method and system to facilitate securely processing a payment for an online transaction: A computer-implemented method, to facilitate processing a payment for an online transaction, includes, responsive to receiving secure transaction data from a merchant server, using a payment processor to generate a transaction data identifier to identify the transaction data. The payment processor communicates the transaction data identifier to the merchant server....

20050256807 - Apparatus, system, and method for ultraviolet authentication of a scanned document: An apparatus, system, and method are disclosed for authenticating a scanned document. Namely, the apparatus includes an ultraviolet (UV) illumination source, a photosensor array, an image processing module, and an image verification module. The UV illumination source illuminates a document having a UV image printed thereon. The photosensor array senses...

20050256808 - System and method for implementing authentication web services for remote portlets: A web services system enables web servers to serve pages that utilize remote portlets. A consumer system serves pages that utilize remote portlets stored on one or more producer systems. When a user accesses a page utilizing a remote portlet, the consumer system contacts the producer system, obtains content for...

20050256809 - Systems and methods for providing notification and feedback based on electronic payment transactions: Disclosed are systems and methods for providing notifications of financial transactions to the owners of financial accounts. In one embodiment, a user proposes to transact business with a merchant by supplying certain account information to make an electronic payment. A merchant may then submit an authorization request to a clearing...

20050256810 - System, method and program product for optimizing usage based pricing and availability for a resource: System, method and program product for determining a price “P” to bill a customer for a resource. An amount “U” of the resource provided to the customer during the billing period is determined. An amount “Ci” of the resource committed to the customer during the billing period is identified. The...

20050256811 - Virtual security device: A system and method for remote postage metering of postage indicia, including demanding a desired postage amount and subsequently printing the postage indicia onto a piece of mail. A user inputs certain necessary information, as well as additional desired information, into a local processor-based system. The local system then assembles...

20050256812 - Method and system for collecting and processing qualified and unqualified pre-sorted rated mail and courier envelopes and packages using a multi-use drop box system: A method and system for collecting and processing pre-sorted mail, courier envelopes and small packages and non-metered mail using a multi-use drop box. A single drop box system is used to receive pre-sorted mail that is pre-posted with the pre-sort rate by the customer. These customers may be either qualified...

20050251405 - Acquiring and processing data associated with an incident among multiple networked computing apparatuses: Methods, systems, and apparatuses are provided for acquiring and processing incident data among multiple networked computing apparatuses. A method involves provisioning an interface associated with a mode of service of a computing apparatus, receiving incident data via the interface, and analyzing the data received according to rules associated with the...

20050251402 - Autonomous communication in shipping: The invention provides a system and method for the autonomous wireless communication between a service provider device and a customer device. The customer device may notify the service provider device whether the customer has work to be performed by the service provider. The service provider device may provide information to...

20050251396 - Client-server communication system: A browser is used to connect to a plurality of real-time data sources by downloading a control applet from a first server and a communications applet from each of the data sources. Each communications applet handles the data communications between the browser and the source from which it was downloaded,...

20050251411 - Content sharing system and content importance level judging method: A content sharing system and content importance level judging method are provided. The content sharing system provides an importance level of arbitrary content is individually judged with respect to users and a notice message valuable for a user is appropriately notified to a client or the outside tool. Further, an...

20050251414 - Determining when a low fidelity property value has changed during a sync: During synchronization of data between a remote device and a local device, it can be determined if a value for a property on a remote device has changed since a last synchronization of the property between the remote device and a local machine. A remote representation of a property value...

20050251401 - Mesh amr network interconnecting to mesh wi-fi network: A wireless system for collecting metering data that includes a plurality of meters, a collector and a central communications server. The meters communicate usage data to either the collector or the central server via a Wi-Fi wireless communications. The Wi-Fi network can operate independently of, or in conjunction with, existing...

20050251403 - Mesh amr network interconnecting to tcp/ip wireless mesh network: A wireless system for collecting metering data that includes a plurality of meters, a collector and a central communications server. The meters communicate usage data to either the collector or the central server via a Wi-Fi and/or WiMax wireless communications network. The Wi-Fi and/or WiMax network can operate independently of,...

20050251406 - Method and system for classifying a plurality of records associated with an event: A method and system for classifying a plurality of records associated with an event are disclosed. In one embodiment, the system comprises a receiver configured to receive a plurality of event data records, an extractor configured to extract numeric values from each event data record, and a classifier unit configured...

20050251413 - Method and system for prepaid communications credit: A method and system for prepaying credits to a user account for communications services provided. If a system detects a predefined condition associated with a communications connection, the system deducts the cost of the communications connection from the credit in the user account. The predefined condition includes the origination of...

20050251404 - Method and system for providing electronic customs form: Methods and systems are provided for creating and processing an electronic customs declaration manifest. These methods and systems include creating a image of the customs declaration form, converting the image of the customs declaration form into an electronic customs manifest, and transferring the electronic customs manifest to a database. In...

20050251400 - Method for product condition verification: A method for verification of the condition of a product at a remote location. The method includes the steps of identifying an inspector geographically near the product to be verified. A form having a checklist with criteria pertinent to the product to be verified is transmitted from a central location...

20050251407 - Method, system, and service for determining actual and probable financial loss related to internet performance anomalies: The invention broadly comprises a method for determining financial loss related to performance of an internetwork. The method correlates input information regarding performance of an internetwork to operations of a financial entity and translates the correlated input information into a first at least one operational risk for the financial entity....

20050251397 - Passenger and item tracking with predictive analysis: A dynamically configurable threat scanning machine management system is capable of tracking information associated with one ore more items and/or passengers. A central control computer network can transmit, among other things, operational software and threat profiles to the threat scanning machines, while the threat scanning machines can transmit, among other...

20050251410 - Price presentation in an online e-commerce system: A method and system for information presentation in an online trading environment are described. According to one aspect of the invention, the sales price of the item, plus any applicable taxes, shipping, and any applicable payment surcharge are included in the total cost displayed for each item. The list of...

20050251408 - System and method for conducting intelligent multimedia marketing operations: A system and method for conducting intelligent multimedia marketing operations is disclosed. A computer based system, which can operate in a network environment, conducts the intelligent multimedia operation. In one embodiment, the system can be deployed in a physical asset such as a multimedia outlet (e.g., a store) wherein an...

20050251409 - System and method for ecatalog supplier portal: A Supplier Portal is provided to allow a Supplier to self-author the business process elements (BPEs) of a business process (BP) to create, manage and publish rich-content for use in eCatalogs, Data Pools, Enterprise Resource Planning (ERP) systems, and other knowledge management situations. The resulting business process (BP) for content...

20050251399 - System and method for rating documents comprising an image: A system and method for rating a document comprising an image are provided. A document is received for distribution. Rating information associated with the document is received from one or more rating entities. At least one of said one or more rating entities comprises a processor to determine rating information...

20050251412 - System, apparatus, and method for providing customer apparatus information, and apparatus for collecting and managing such information: A system for processing and providing information on an apparatus used by a customer includes an information collection part collecting information on usage of the apparatus, an information management part managing the information on usage, and a data processing part processing the information on usage in accordance with a request...

20050251398 - Threat scanning with pooled operators: A dynamically configurable threat scanning machine management system cooperates with a pooled operator image analysis unit to scan items for threats. The central control computer can transmit, among other things, operational software and threat profiles to the threat scanning machines, while the threat scanning machines can transmit, among other things,...

20050251419 - Eeg prediction method for medication response: The present invention includes a system and method for computerized analysis of a patient's electroencephalogram (EEG) recorded by electrodes placed on the scalp, for the purpose of predicting patient response to medications and therapeutic agents commonly used in psychiatric practice. The prediction of the responses to medications (adverse, no effect,...

20050251416 - Methods for improving the clinical outcome of patient care and for reducing overall health care costs: The current invention is directed to improved methods for providing health care and for reducing the costs of health care. Additionally, the methods of the current invention are designed to improve the clinical outcome for the patient. The methods of the current invention provide financial incentives to both the patient...

20050251417 - Physicians' remote charge capture system: A patient management method for hospital-based physicians includes a remote computer server storing certain minimal information regarding patients of one or more physicians. The remote server is linked over a computer network to one or more physician-accessible computers remote from the computer server. Physicians can access such patient information over...

20050251421 - Providing video interpreting services: Remotely provided interpretation services enable a patient to communicate with one or more care providers in a health care organization. An interpreter can see and hear the communication between the patient and care provider, and interprets on behalf of the patient from a remotely located facility or decentralized location such...

20050251415 - System and method for consultation on dermatological disorders: The system and method of the present invention enables obtaining a consult report from a specialist located at a remote location. The disclosed invention is described in terms of an Internet-enabled communication system facilitating sending patient information to a consulting teledermatologist. The response from the consulting teledermatologist is a completed...

20050251420 - System and method for managing an office: A system and method for managing an office involve an integrated website on a remote server computer. The website is accessed remotely by a user using conventional computer hardware. All office management software and graphic user interfaces are stored on the server computer, which is connected to the user's hardware...

20050251422 - System and method for near real-time coding of hospital billing records: A method for real time communications between doctors and hospital personnel to resolve patient documentation issues by providing an imaged replica of a paper medical record that is being prepared by one or more doctors to one or more hospital personnel while the paper record is being prepared by the...

20050251418 - System and method for processing ad hoc orders in an automated patient care environment: The present invention is directed to a method and system for managing patient care in order to minimize caregiver error and to accommodate ad hoc entry of orders. The system may be driven by machine readable identifiers. The identifiers may include bar codes. The system may include a portable computing...

20050251426 - Apparatus for making medical operating information accessible: An apparatus for making medical operating information accessible has a central server via which a consumer can search a databank with medical operating information in order to find medical operating information suitable for the consumer purposes. The consumers likewise can offer their own measurement parameters to other consumers for use....

20050251423 - Interactive system for patient access to electronic medical records: A programmable rules-based interface between a patient and an electronic medical record EMR allows controlled patient access to the EMR allowing increased patient participation in the healthcare process....

20050251424 - Method and apparatus for facilitating the provision of health care services: The invention concerns a method and apparatus for facilitating the provision of health care services using, for example, an application service provider. One embodiment of the invention concerns a physiological testing unit, a RFID tag and a RFID transceiver. The RFID tag communicates with the RFID transceiver. In response, a...

20050251425 - Method, system and apparatus for life issue tracking: A method of coordinating life issues and corresponding services within a life issue tracking system can include storing member profile information for each of a plurality of members of an organization, creating a life issue entry, and associating the life issue entry with a selected member from the plurality of...

20050251429 - Health care claim status transaction system and method: A system (200) and method (400) for automatically handling health care claim status requests (228) and responses (232). The system includes a health care software application (246) that provides patient invoice functionality relating to health care claims submitted to various payers (216), e.g., insurance companies. A claim status transaction software...

20050251428 - Method and system for providing healthcare insurance: A method and system for providing healthcare benefits according to the present invention may include a proposed healthcare plan having a primary component, a supplemental component, and a procedure for optimizing services consumption which is presented and customized “on-the-fly” to benefits providers, such as employers, and administered in an efficient...

20050251427 - Rapid business support of insured property using image analysis: A method of providing rapid business support of insured property using image analysis can include the step of receiving at least one digital image of damaged property. Damage can be automatically accessed for insurance purposes based upon the received images. An incident response can be automatically determined based at least...

20050251430 - System and method for unbundling baggage costs from airfare prices: A system and method is provided for categorizing airline passengers traveling with and without baggage and unbundling the baggage costs associated with the airfare to encourage separate parcel service use. In one embodiment, based on information from an online booking system, the traveler is allowed to choose from a variety...

20050251431 - Pedigree and integrity evaluation of packages: The present invention is directed to novel systems and methods for authenticating the pedigree and/or confirming the integrity of a transported package. Among other things, a method is disclosed that involves receiving information from an electronic device associated with the package at an authentication appliance at a destination location, transmitting...

20050251434 - Configurational density process and structure: A computer program product is described for solving the traveling salesman problem in polynomial time. The probability distribution of the space of all paths is modeled in a configurational density distribution. A Hamiltonian is constructed specifying the costs, distance, or penalty associated with different legs of paths encompassed in the...

20050251433 - Method and system to assess, track and implement capital projects by municipalities: A computer-based organizing, planning, implementing and tracking system is provided, the system is more particularly directed to a tracking method and system to assist municipal clients in organizing planning, implementing and tracking events and expenditures of capital projects....

20050251432 - Systems engineering process: A method for implementing a project for a customer. Business requirements are developed for the project and are reviewed for acceptability in accordance with Business Requirements Review (BRR) exit criteria. System requirements are developed for the project and are reviewed for acceptability in accordance with system requirements review (SRR) exit...

20050251436 - Method of separating reporting definitions from execution definitions in a business process: Provided is a system and method for separating a reporting and execution definitions in a business process management system such that a change in the execution definition does not affect the reporting definition. Reporting and execution definitions are separated by defining tracking definitions and points that define the data collection...

20050251435 - Systems and methods for managing resources: Systems and methods for managing human resources are provided. In one embodiment, a resource management system includes a network resource management server including at least one database containing data related to human resources and at least one resource management system application. The resource management system may further include business rules...

20050251437 - Adapting an interest profile on a media system: This invention relates to method and a media system (102) of/for adapting an interest profile (104) based on a feedback behavioral profile (301). Said method comprises the steps of: retrieving information about media content (101); retrieving implicit information (201) representing feedback information about a user's interaction with the media system,...

20050251439 - Apparatus and method for assessing progress toward product consumption goals and targeting potential customers: An apparatus and method are provided for using a dynamic approach in assessing progress toward product consumption goals and targeting potential customers. The invention uses patterns of how far in advance an order or reservation is a placed, apply those patterns to a future goal, and compare actual performance at...

20050251438 - Methods and system for evaluation with notification means: Methods and system of evaluation with notification options. The methods comprise (a) receiving evaluation input from at least one evaluator; (b) providing an option to send notification relating to said evaluation input; (c) generating at least one notification message if the notification is decided to be sent; and (d) sending...

20050251440 - System and method for promoting commerce, including sales agent assisted commerce, in a networked economy: A personal communication and electronic commerce system for use by participating users and participating merchants in connection with incentive programs in the Network Economy. The system includes a cellular communication network that includes geographically spaced base stations that are linked to a fixed communication network. Users may have personal communication...

20050251443 - Automated graphical advertisement size compatibility and link insertion: A system for and method of forming graphical advertisements is presented. The disclosed techniques ensure that the graphical advertisements are compatible with available space and industry-standard sizing. The techniques further allow for insertion of a link into the graphical advertisement, where the link is configured such that an activating user...

20050251448 - Business card and contact management system: An Internet (or World-Wide-Web or other such public or private network) based business card and contact management system capable of conveying and managing advertising as well as traditional and other non-traditional business contact information. The invention is a system that: (1) accepts a Universal Contact Locator (UCL) as encoded on...

20050251442 - Consumer incentive system and business method: Consumer incentives are delivered by maintaining a database of consumer-customer club members and identification data. The retailing transaction is conducted by receiving a consumer-customer for a retail sales transaction at a first retail establishment. An identification input associated with said consumer-customer is received at the first retail establishment. The identification...

20050251444 - Facilitating the serving of ads having different treatments and/or characteristics, such as text ads and image ads: The serving of ads of different ad types, such as text ads and image ads, competing to be rendered on an ad area of a document may be arbitrated by (a) determining candidate ads to serve in response to an ad request, wherein the candidate ads include at least one...

20050251445 - Method and apparatus to allocate and recycle telephone numbers in a call-tracking system: In one embodiment, the invention provides a method. The method includes dynamically allocating a telephone number to an advertisement on a just-in-time basis; and if the telephone number is not called for a predefined period of time then unallocating the telephone number....

20050251441 - Method of managing portable payment/charging modules usable in sales services: A method of managing portable payment/charging cards usable by a plurality of consumers within the scope of a sales service selling products offered by a vendor comprises the steps of: —supplying a consumer of the said plurality with a portable payment/charging card, the card (CC) enabling the consumer to take...

20050251446 - Methods and systems for integration of multiple rewards programs: A method and system for consolidating loyalty rewards from multiple programs into a single currency which is managed in a single account allows a customer to utilize accumulated rewards for making full or partial payments at a point of sale with an online merchant. A payment transaction can represent the...

20050251447 - Promotional methods involving the use of tokens: A business method of promoting a commercial activity which involves identifying customers to be attracted to the commercial activity, distributing at least one token to each of the identified customers, each of the distributed tokens having a true cash value within the situs where the commercial activity takes place and...

20050251450 - Diagnostic data interchange: The present invention provides a bi-directional communication network which provides monitoring, data collection, and control of food service industry operations. The system includes a computer and control logic implemented by the computer which may be configured to perform various tasks. A communication network may be provided linking the computer with...

20050251449 - Method and system for private data networks for sharing food ingredient item attribute and event data across multiple enterprises and multiple stages of production transformation: A system of private data networks for sharing food ingredient information across production segments. Each network has shared communication between enterprise applications and one or more transactional event database for acquiring and storing event data for measurements, inputs, processing, transfers, and transformations of uniquely identified units of production. The data...

20050251451 - Spy-resistant keyboard: A method, system and article of manufacture for providing a spy-resistant keyboard. The spy-resistant keyboard provides a user with additional protection against unauthorized observers while the user is interfacing with a system implementing the spy-resistant keyboard. The keyboard may include a number of tiles with a number of user-selectable characters...

20050251456 - Internet-based method of and system for managing and serving consumer product advertisements to consumers in retail stores: A retail-based consumer product information search and delivery system installed in a retail store environment and driven by a manufacturer-managed Internet-based consumer product information management and delivery network. The system comprises a subsystem of shelves for supporting one or more UPN-labeled products, and a plurality of product information kiosks operably...

20050251455 - Method and system for purchasing access to a recording: A method, apparatus and system for purchasing audio or video events is disclosed. A user who is listening to an audio or video source initiates a purchase in a convenient manner. According to one method a determination is made as to the source of audio or video proximate a user....

20050251460 - Methods for soliciting donations: A method for managing solicitation of donations includes receiving, over a communications network, data regarding a plurality of amounts for donation and a plurality of selected organizations made during checkout of a plurality of online purchases at a plurality of online retailers by a plurality of online shoppers, collecting a...

20050251452 - Methods of facilitating merchant transactions using a computerized system including a set of titles: A method of facilitating a transaction between a merchant and a buyer using a computerized system including a set of titles. The method includes storing the set of titles in a merchant site corresponding to a set of products for sale; browsing the merchant site using a client device and...

20050251453 - Online electronic media exchange system and method: The present invention provides a method and system of online trading of electronic media (i.e. CD's and DVD's containing movies and music. The method includes the steps of registering personal and rating information of an electronic media to be submitted for trading. A trading score is generated for the registered...

20050251454 - Recording distribution system: The invention is a system and method for the distribution of recordings of live audio and/or video performances to audience members at a performance. The system comprises means for promptly uploading recordings of performance segments into a database controlled by an order server. An audience member employs a wireless messaging...

20050251457 - Self-propelled cleaner: A conventional automatic ordering system requires stock management, so it is useless unless it is used on the assumption that stock is in hand and managed. In a self-propelled cleaner according to this invention, based on the results of a series of self-diagnosis steps (step S400 and subsequent steps) and...

20050251459 - System and method for buying goods using number based domain and mobile internet: A system and method for buying goods using a number based domain and the mobile Internet are disclosed. In one embodiment, the system extracts a shopping mall code from number domain information received from a user terminal. Then, if the extracted shopping mall code exists in a pre-stored shopping mall...

20050251458 - System and method for finding and serving consumer product related information to consumers using internet-based information servers and clients: A novel system and method are disclosed for finding and serving consumer product-related information over the Internet to consumers. The system includes Internet information servers which store information pertaining to Universal Product Number (e.g. UPC number) preassigned to each consumer product registered with the system, along with a list of...

20050251463 - Hairstyle suggesting system, hairstyle suggesting method, and computer program product: Attribute data for indicating the attributes of a customer and feature parameters for indicating physical features are recorded in a customer chart. In a server, from among a plurality of hairstyle data and coloring data stored in a style content database in advance in association with the attribute data and...

20050251461 - Systems and methods for interactively displaying product information and for collaborative product design: A system for interactively displaying and distributing information about a product, which may be any type of goods, services, equipment, facility that is capable of being illustrated graphically. A consumer engages in an Interactive Information Session with an attendant, such a help desk attendant. During the Interactive Information Session, the...

20050251462 - Systems and methods for interactively displaying product information and for collaborative product design: A system for interactively displaying and distributing information. The information may relate to consumer products, any type of article of commerce, marketing and advertising layouts, floor plans, planograms or any other type of information that is capable of being illustrated graphically. A consumer engages in an Interactive Information Session with...

20050251466 - Arrangements and methods for computer based decision support: The present invention relates to computer arrangements and methods for investment decision support. An advice database comprises a plurality of records for storing advice messages relating to pieces of investment advice. An advice evaluation mechanism is operable to use a set of criteria having at least one variable parameter for...

20050251464 - Method and system for automating an audit process: A method for automating an audit process is disclosed. The method includes automatically accessing data pertinent to process-based leading indicators and symptomatic lagging indicators, wherein the plurality of process-based leading indicators is correlated with the plurality of symptomatic lagging indicators. The data is then stored and, when appropriate, results are...

20050251467 - Method and system for issuing securities and fixed rate financing instruments, method for establishing a market with the system: An issuing system for a newly-issued security or fixed rate financing instrument includes a server and a plurality of issuing machines connected to the server via a network. Each of the issuing machines receives an ID recording medium provided by a potential purchaser, retrieves an identification recoded in the received...

20050251470 - Mutual fund card method and system: A computerized method and system for implementing such method, the method comprising establishing a card payment instrument account for an approved customer and an investment account for the benefit of the approved customer. A rebate is calculated periodically based on credit card usage and the rebate is applied to fund...

20050251469 - Network topology for processing consumer financial transactions: A network topology for efficient processing of consumer financial transactions includes an intermediary database server adapted for the secure collection and selective conveyance of financial information in facilitation of consumer financial transactions and a purchase gateway for accessing the intermediary database server for the provision by the purchaser of the...

20050251468 - Process management system: An automated method and system (100) for enhancing the operational effectiveness and optimizing the tangible financial impact of one or more enterprise processes on a continual basis....

20050251465 - System and method for structuring and operating an investment vehicle: A system and method of structuring and operating an investment vehicle is disclosed which structures the investment vehicle as a common trust fund which operates using the investment, trading, and timing strategies of a hedge fund. The investment vehicle is implemented using a common trust fund structure, which may be...

20050251471 - Method for reprocessing accumulator or battery packs: Method for reprocessing of rechargeable accumulator or battery packs including testing, replacing, tuning, providing individual special types and charging accumulators in a store or in the framework of an independent service by using a special service station. The method includes the provision of service station business partners, the provision of...

20050251472 - Marketing of transaction cards: A method for marketing a secured transaction card is presented. A credit history of a person is determined. A request for a line of credit is denied. The secured transaction card is offered at the same time the person is informed that a line of credit is denied....

20050251475 - Method and system for rating securities, method and system for evaluating price of securities, method for establishing a market with the system: A rating method for securities or fixed rate financing instruments includes calculating a rating value for each one of the securities or fixed rate financing instruments based upon a formula involving grading numbers and weighting factors corresponding to risk and return attributes. The return attribute may be an interest rate,...

20050251474 - Method of financing home ownership for sub prime prospective home buyers: A program for purchasing homes is disclosed. The program is primarily intended for individuals with a poor or sub prime credit rating that precludes them from qualifying for conventional home loan financing. The individuals improve their credit rating as part of the program. The program is preferably operated as a...

20050251473 - Methods of exchanging articles of commerce: A system for transaction verification includes a buyer remote from the seller and an escrow agent receiving the funds from the buyer, to be released to the seller upon a condition precedent. A goods verification agent verifies the good condition to a predetermined criterion to provide the condition precedent....

20050251478 - Investment and method for hedging operational risk associated with business events of another: An investment and a method for hedging operational risk associated with another's business events is disclosed. In particular, the method includes a seller receiving consideration from a buyer and, in return for the consideration, making a payment to the buyer upon the occurrence of a predetermined event. The event payment...

20050251477 - On-line billing system and method of the same: An on-line billing system and method capable of integrating the electronic billing and payment process, comprises the steps of: forwarding the file of check sheet details to HUBWEB interface, generating the file of check sheet, issuing statement of account, inquiring/deleting/printing the corresponding statement of account/inquiry invoice, restoring statement of account...

20050251476 - Swine genetics business system: A swine genetics business method using digital data communication provides for swine genetics customers deferring until after use of swine genetics embodiments all or a substantial portion of payments for that use....

20050251479 - Banking system, automated teller machine, financial transaction method, and a recording medium recording a financial transaction program readable by computer: The present invention is a banking system comprises a borrowing application section, a borrowing information acquiring section that acquires information about the borrowing money permitted by a cashing service dealer, a transaction instruction inputting section that inputs an instruction to carry out a transaction relevant to the financial institution using...

20050251480 - Method for validating warranty compliance and ink compatibility assurance: A method for validating warranty compliance for compatible fluid use of a printing system entails fluidly engaging a replaceable fluid container with a print station. The container includes a smart card adapted to track volumetric credits. Through use, the print station requests that fluid be added to a reservoir from...

20050251482 - Digital work structure: A digital work and data structure for use within a system for enforcing usage rights associated with digital content, including a description tree file including descriptor blocks organized in a hierarchical manner. The descriptor blocks include usage rights associated with the digital content, and specifying a manner of use of...

20050251481 - Flexible host system for storage media: A system (100) comprising read means (112) for reading content data and control logic data from a storage medium (101), the control logic data being uniquely linked to the storage medium (101), processing means (113-117), for processing the content data and feeding the processed content data to an output, and...

20050251484 - Apparatus and method for computation of a pricing index: An information processing apparatus is disclosed which comprises: a first acquiring element for acquiring the number of times information contents are downloaded over a network; a second acquiring element for acquiring the number of times the information contents are reproduced; and a computing element for computing a pricing index for...

20050251483 - Transaction method of digital data and system thereof: Disclosed is a transaction method including a digital data seller client system, a digital data purchaser client system and a digital data transaction server. The transaction method according to the invention includes the steps of: inputting digital data including information on a seller, information on digital data, information on transactional...

20050251485 - Systems for soliciting donations: Systems are provided for managing and soliciting donations made during checkout of a plurality of online purchases at a plurality of online retailers by a plurality of online shoppers. In one embodiment, the system includes a processor for receiving, over a communications network, data regarding a plurality of amounts for...

20050251486 - System and methods for protecting digital works using a watermark gateway: A system and method for preventing the transfer of illicit digital files employs a digital watermark detector and gateway to control the transmission and delivery of electronic files. The system blocks transmission and reception of a digital file upon detecting a watermark, where the presence of a watermark indicates that...

20050251490 - Method for determining whether a client software application is licensed: Method and apparatus for determining whether a client software application is licensed are disclosed. In one disclosed embodiment, a computer for operating a licensed client software application is provided that includes a client module associated with the client software application. The client module is configured to detect the use of...

20050251489 - Method for evaluating software freely distributed over the internet: Methods and apparatus for evaluating software freely distributed over the Internet are disclosed. In one disclosed embodiment, licensing system code is inserted into software to be distributed. The code includes a client module associated with the distributed software. A computer operating the software may then by caused to form a...

20050251488 - Methods and apparatuses for authorizing features of a computer program for use with a product: A method for authorizing a computer program having a number of features for use with a product includes: receiving license data generated using a first key, the license data specifying a unique identifier associated with the product and specifying at least one feature authorized for use with the product; using...

20050251487 - Rendering digital content in a content protection system according to a plurality of chained digital licenses: A request to render encrypted content is received and a chain of licenses corresponding to the content is located. The chain includes a leaf license linked to the content at one end of the chain, a root license at the other end of the chain, and any intermediate licenses therebetween....

20050251491 - Key management system: A method of managing keys is provided. According to one exemplary method, digital content data encrypted with a first encrypting key is decrypted using a first decrypting key, and re-encrypted using a second encrypting key. A second decrypting key is encrypted using a third encrypting key to produce an encrypted...

20050251492 - Method and arrangement for implementing transactions between a data processing unit and a data center remote therefrom: In a method and a data center for implementation of at least a first transaction between a first data processing unit, in particular a franking machine, and a remote first data center, the first transaction is implemented in an implementation step via a communication connection between the first data processing...

20050251493 - Dynamic registration device for mailing system: A dynamic registration device for a mailing system that reduces the problems of dust generation, ink smearing, and print head contact is provided. The biasing force normally applied to the back panel of a mail piece, such that the front panel maintains contact with a registration plate, is controlled by...

20050246185 - Business process for delivering health behavior prevention services: A health care system and method are provided to promote and to support maintenance of changes in health risk related behaviors. The method includes offering an individual a screening examination for a health risk related behavior, where the offering is performed using an offer communication technology. If the individual accepts...

20050246184 - Computer-based method for assessing competence of an organization: Stored in a computer are scores related to answers given by human representatives of organizational units in response to defined questions. For the organizational units, total scores and weighted total scores are calculated. The weighted total scores are calculated by adding up weighted maximum scores assigned to the questions, the...

20050246182 - Configurable profiling of data: In one embodiment, a method of configurably profiling data uses system comprising a pre-processor, a profiler, a post-processor and database. The pre-processor receives data and feedback data and performs configurable first calculations thereon to create data relating to profiling features. The profiler summarises the profiling features data over a length...

20050246181 - Method for credit card payment settlement and system for same: In a method and system for credit card payment settlement at an ordering site accepting via the Internet an order for a product or an application for a service of a credit card participating merchant, input of a part of the numerals of the card member number and input of...

20050246191 - Method of sample distribution, sample tracking and integration with sales follow-up: A process for coordinating sample requests includes receiving a sample order over a computer based network such as the Internet, vetting the sample order to determine whether or not the intensions of the sample applicant are bona fide, permitting any bona fide sample applicant to access both an automated sample...

20050246193 - Methods and apparatus for enabling transaction relating to digital assets: Methods and apparatus are described which enable transactions in electronic networks relating to digital assets, e.g., digital goods or services, through the use of title objects. A title object may have a number of elements and attributes which identify one or more digital assets and define access rights to the...

20050246197 - Methods and apparatus relating to the formulation and trading of risk management contracts: Methods and apparatus which deal with the management of risk relating to specified, yet unknown, future events are disclosed. ‘Sponsor’ stakeholders specify a particular product relating to an event or phenomenon for which there is a range of possible future outcomes. ‘Ordering’ stakeholders then offer contracts relating to the predetermined...

20050246186 - Prioritizing producers and consumers of an enterprise messaging system: Methods and apparatuses for prioritizing producers and consumers in an enterprise messaging system are described herein. In one embodiment, an exemplary process is provided to receive multiple messages associated with a topic from multiple producers via multiple receiving threads, where the messages associated with the topic are subscribed to by...

20050246183 - Rate validation system and method: The present invention facilitates automated audits for systems storing travel services rates based on special or negotiated pricing structures. The invention provides a system and method by which a customer and/or broker of travel related services may invoke an audit against one or more global distribution systems which are commonly...

20050246196 - Real-time behavior monitoring system: The present invention discloses a behavior monitoring system and method for tracking users' consumer behavior in real-time. Each participant of the system is equipped with a mobile device capable of decoding barcodes. Every time a participant makes a purchase, they scan the barcode located on the product and answer preliminary...

20050246188 - Showroom having interactive displays and method therefor: An interactive display office and method is used for showing virtual tours of property. The interactive display office and method has at least one interactive display device positioned in the interactive display office for showing virtual tours of property. The interactive display has a video display monitor. A video player...

20050246195 - System and method for developing and commercializing technology: A method and system of identifying research opportunities, organizing research programs to develop specific technology, organizing research funding activities, monitoring the progress of a research project, creating innovations and proving an effective commercialization program for the developed technology....

20050246194 - System and method for information disclosure statement management: The present inventive subject matter relates to document management, more particularly to a system and method for information disclosure statement management. Various embodiments of the present inventive subject matter include systems and methods for tracking reference documents relevant to pending patent applications that includes electronically comparing keywords from a pending...

20050246187 - System and method to facilitate differentiated levels of service in a network-based marketplace: A method and a system to facilitate differentiated levels of service in a network-based marketplace are described. The system may include a transaction monitor to monitor activity of a user with respect to a network-based marketplace; a status generator to generate a status within the network-based marketplace, for the user...

20050246189 - System for determining medical resource utilization characteristics: A system is interfaced with multiple different financial, clinical and inventory information systems that provide information for on-line analytical processing to provide resource usage characteristics. A system for determining characteristics of resource usage, includes an acquisition processor for automatically acquiring data representing information. The acquired information includes revenue received for...

20050246190 - Systems and methods for trading emission reductions: Systems and methods for facilitating trading of emission allowances and offsets among participants are described. In some embodiments, methods of facilitating such trading include establishing an emissions reduction schedule for certain participants based on emissions information provided by those participants and determining debits or credits for each participant in order...

20050246192 - Transportation management system and method for shipment planning optimization: System and method for planning transportation shipments for delivery and pickup of goods. The system may plan shipments based on such factors as requested goods to be picked up and delivered, while minimizing the cost of the shipments planned. Constraints can be placed on the transportation resources and the goods...

20050246199 - Health and wellness station: A health and wellness station having a plurality of emergency response resources incorporated into a single unit is provided to a customer. A method is provided of deploying the health and wellness station and includes the steps of determining components for the health and wellness station, providing a station having...

20050246201 - Health services delivery system with incentives: A system of health care service and an associated method of the administration thereof to a plurality of subscribers including a providing entity organizationally structured to implement a health care program which includes categorizing subscribers desirous of health care service, including preventative services, into a plurality of predetermined profiles. The...

20050246198 - Method for increasing efficacy and reducing cost of providing post-acute-care medical treatment to hospitalized aliens: A method for reducing a local hospital's complications and cost of providing extended medical treatment to hospitalized aliens. Under current regulations, indigent aliens needing expensive long-term medical care are often treated in a local hospital for the duration of that care because the alien cannot be lawfully discharged. The alien...

20050246200 - System, method, and computer program product for healthcare management: A system and method for healthcare process re-engineering including a managed care non-hospital referral process. One embodiment includes a healthcare workflow manager, which manages the healthcare process and management of relevant healthcare data. Further, various embodiments utilize an electronic identifier “smartcard” for healthcare management or other electronic identifier fulfilling the...

20050246203 - Crucial and significant (c&s) patient information management and display: Method, product and system for Health Care Providers (HCP) to extract, store, organize, password protect, and share crucial and significant (C&S) health, medical, dental, and pharmacy information without regard to healthcare provider systems are provided. All the C&S information contained in a patient's medical record(s) is entered in a customizable...

20050246205 - Data sharing infrastructure: The present invention relates to systems and methods for constructing a regional medical data exchange infrastructure that can provide the aggregation and presentation of personal health data that previously exists in different health care organizations in a segmented fashion. More particularly, the present invention relates to systems and methods for...

20050246202 - Examination management device: When a medical institution outsources an examination to an external examination institution, a transport identification number generated by a number generating section (16) of the medical institution's data management system (1) is printed out on a barcode label and affixed to a specimen container. The transport identification number is sent...

20050246204 - Method and system for transfer of data originating from a medical examination apparatus: In a method, a data transmission device and a system for transfer of operating and/or error data originating from a medical examination apparatus from a user of the apparatus to a third-party organization, operating and/or error data of the medical examination apparatus necessary for determination of an operating and/or error...

20050246207 - Method for risk based testing: The invention relates to a risk based testing method. The risk based testing method comprises defining a process or system to be tested, identifying a plurality of risks associated with the process or system, quantifying each of the risks with a risk value, defining a test plan for the process...

20050246206 - System and method for performing reinspection in insurance claim processing: A system and method for performing insurance claim reinspections is disclosed. The system includes an insurance company computer in communication with a communications server, at least one remote terminal in communication with the communications server, and an insurance claim workfile having a loss estimate section, an appraisal section and a...

20050246209 - Booking method and system: The invention relates to methods and systems for booking reservations in a booking system and synchronizing bookings among several booking systems. A system includes at least one booking system (100); a mediator service (102); a client, using at least one client terminal device (104) that can be a mobile device...

20050246210 - Pet boarding method and system: A system and method for matching pet owners with hosts for boarding pets is provided. Databases comprising host information and pet owner information are provided and matching of pet owners and hosts based upon predetermined criteria stored in the databases....

20050246208 - Using software agents to schedule airline flights: Airline scheduling may be performed using software agents that participate in a mediated auction. To schedule flights, agents are used to represent airports and aircraft in the process of scheduling aircraft to service flights between airports. Airport agents represent airports that have made requests for flights. Aircraft agents represent aircraft...

20050246213 - Method and system for planning and facilitating a venture: A business planning and project facilitation method, program, and system for a new or existing venture is provided. Default values based on data retrieved from a knowledge database according to user-provided venture estimate information, are provided to the user. The user can enter additional information based on the user's estimate...

20050246214 - Method/process for monitoring the progress of six sigma projects during implementation: Six Sigma is practiced as a methodology of process improvement to achieve business excellence by Companies all over the world today. The inventor Mr. Mahesh Chinnagiri addresses the present fallacy during Six Sigma implementation namely; Method of calculating “Sigma Level”/“Sigma Rating” for any project at any given point of time...

20050246211 - Methods and systems for detecting user satisfaction: Methods and systems are provided to detect user satisfaction based on user interaction patterns and properties. Methods and systems may monitor an interaction between a user and a computer and may compare the monitored interaction with a baseline value to determine a deviation from baseline. The deviation may be used...

20050246212 - Process navigator: Embodiments of the present invention provide methods, computer-readable media, and systems for coordinating and managing a process. A task involved in the process is identified. At least one resource involved in the task is identified. The at least one resource is associated with the task. A location of the resource...

20050246215 - System and method for alignment of an enterprise to a component business model: A system and method for representing a business with a component map of a target state of the business, arraying the components by competency and by management level, where each component is a group of cohesive business activities within a competency, and each competency is a non-overlapping partition of the...

20050246216 - Systems and methods for managing information at various levels: A method for managing information at various levels is provided. The method includes obtaining information regarding a sample by scanning a barcode of the sample, generating, via a computer, at least one of a schedule of a task to be performed and a contact designated to perform the task, where...

20050246217 - System and methods of mobile field inspection: The present invention comprises a system and methods for managing janitorial, security, lighting, and temporary labor services provided to commercial, industrial, institutional, and retail facilities. The present invention comprises a system and methods for managing facility services though a mobile field inspection system. The mobile field inspection system provides a...

20050246221 - Automated system and method for determination and reporting of business development opportunities: A method and system for allowing providers of goods and services in an environment of a specific population of prospective business partners (e.g., a tradeshow environment) to determine the existence of and track connections between and among one another, and for allowing an administrator of such environment in which such...

20050246223 - Data collection, processing and analysis systems, such as for use in a food service environment: Methods and systems for collecting and processing data related to food, beverages, and associated goods and services are described herein. In one embodiment, a method for obtaining consumer data relating to cereal includes providing a menu to a customer in a quick-serve restaurant setting. The menu can include at least...

20050246222 - Market determination system: A market analysis system uses travel time to define a relevant market area. A map is generated using stored geographical map information around a selected geographical point or area, and a travel time around the geographical point or area is selected. A trace is formed on the map around the...

20050246218 - Method and system for tracking participant interest in trade fair vendors: A computer system for tracking the interest of visitors and vendors in a trade fair. The system has a plurality of sets of tokens, where each set of tokens has a unique ID which is associated with a visitor. A data entry device compatible with the sets of tokens is...

20050246219 - Sales forecast system and method: A sales forecasting system (10) and method receives weather data and make sales forecasts for one or more products using the weather data. More specifically, a manufacturer or distributor of the products may use the system (10) and method to generate a sales forecast for each product at each of...

20050246220 - System and method for optimizing the cost of buying and selling electrical energy: The invention provides a system and method for optimizing the cost of buying and price for selling electrical energy by forecasting the price from a plurality of sources of electrical energy for a plurality of time intervals within a set time period, determining an optimum time within the set time...

20050246224 - Method for minimizing loss or delayed delivery of commercially transported articles: The present invention discloses a computer-based method for minimizing loss or delayed delivery of commercially transported shipments by providing a first database containing transport/operational related data, (a.k.a. “operational data” and “transportation data”); providing a second database containing scanned shipment article identification data; providing third software which accesses a composite database...

20050246227 - Game card based business method: A method for conducting a promotional game includes ringing up a purchase of goods and/or services being purchased by a store customer. A game card is then sold or given to the store customer as a last item rung up for the store customer. A game card is electronically printed...

20050246226 - Matching accessories and method of coordinating and selling same: The invention is drawn to a method of packaging and selling a group of different accessories that have matching visual features and the accessory package manufactured by the method. At least one set of footwear accessories such as socks is combined with one or more other sets of athletics-related accessories...

20050246231 - Method for transacting an advertisement transfer: A method for transacting an advertisement transfer is disclosed which facilitates expressing the rate structure for the individual advertisement as a function of a profile of the individual potential customer; and which is directed to the creation of a mechanism from the vantage of an Internet site that is being...

20050246225 - Method, system, reverse vending machine and use thereof for handling empty packaging: A method and system for handling, through the use of a reverse vending machine, the return value of empty packaging, e.g., empty packaging in the form of bottles, cans and containers for beverages and food, wherein the reverse vending machine before or after receiving the empty packaging has a means...

20050246228 - On-hold sponsorship and advertising system and method: A message player is connected to the music on-hold input of a telephone system of a non-profit or community organization. The message player is provided by a service provider that also sells advertising space on the player to businesses. Information regarding the organization's activities as well as advertisements for the...

20050246230 - Reservation gift card: A method of using a stored-value card to reserve an item includes providing a stored-value card to a customer prior to the release date of an item, adding value to the stored-value card prior to the release date of the item, and reserving the item with the stored-value card. Other...

20050246229 - Systems and methods for disseminating information relating to a prize in connection with usage of consummable products: The present invention provides a marketing system and method for motivating consumers to make initial and continual purchases of a consumer product or a line of consumer products. The marketing system includes a game piece provided with a consumer product. The game piece includes game information for entry into a...

20050246232 - Method of enhancing the data storage security of cash-free transactions in vending machines: A vending machine has a nonvolatile data storage device for storing transactions with customers. The customers may use a number of cashless options to make purchases from the vending machine, including magnetic credit or debit cards, or universal vending cards. The transactions are stored on the storage device and later...

20050246233 - Method of selling and activating consumer products and services: A business method for products and services. The business model provides for retail purchase of a product or service. The product or service is then transported from the retail point of purchase to a professional. The professional then activates the product or service for the consumer....

20050246234 - Automatic purchase categorization system: A purchase tabulating system and method that can transmit UPC (bar code) information to a database so actual products purchased can be stored in the database. Information from the database can be used at a later time, such as for automatic insertion into tax preparation, accounting, or bookkeeping software....

20050246238 - Item of interest marking and posting system and method: A list generation system (300) and method that includes cellular phone/item selector (102) that reads an identifier (106, 108) of a selected item the user is interested in receiving as a gift. The cellular phone/item selector (102) includes a GPS receiver (818) to determine a location near the selected item....

20050246241 - Method and system for monitoring successful use of application software: A method and system for monitoring the success level with which application software is being used by customers so that its successful use can be encouraged. Factors that are common to customers known to be using the software are identified and used in an algorithmic process to generate a success...

20050246236 - Method for on-line parts ordering: The present invention is a method of selling replacement parts for a product over a computer network including providing a plurality of product manufacturer selection options for a customer to select from, receiving a manufacturer selection of one of the product manufacturers, providing a plurality of product selections for the...

20050246245 - Method, apparatus, and computer-readable medium for integration of online and offline commerce: Methods and apparatus are provided for integrating online and offline commerce. In one exemplary embodiment, a customer may select a first item from goods or services offered by a web site accessible from a vendor's place of business, select a second item from a source separate from the web site...

20050246244 - Parts management information system and parts management method, and storage medium: Since icons for identifying the contents of orders received or orders placed and the numbers of data representing the processing a status of the orders received or orders placed are displayed in combination to manage orders received and orders placed for parts, the processing status such as orders expected to...

20050246237 - System and method for automatic access of a remote computer over a network: A system and method for using identification codes found on ordinary articles of commerce to access remote computers on a network. In accordance with one embodiment of the invention, a computer is provided having a database that relates Uniform Product Code (“UPC”) numbers to Internet network addresses (or “URLs”). To...

20050246240 - System and method for business-to-business buying, selling, sourcing and matching of proudcts and services across multiple business partners over the internet: The invention provides: 1) support on EDI technology conversion into Rosettanet technology, 2) enhancements to Rosettanet technology so that code matching is possible for companies with or without support on GTIN, DUNS, ISO, UN/SPSC and other globally set codes, 3) an intermediary infrastructure for consolidation and standardization of business data...

20050246242 - System and method for collecting confidential customer information in conjunction with a live conversation between customer and vendor representative: A system and method of the present invention allow collection of confidential customer information, such as credit card numbers, in conjunction with a live conversation between a Customer and a Vendor Representative. An adapter temporarily blocks the connection between the Customer and the Vendor Representative and collects confidential information from...

20050246239 - System and method for enabling jewelry certification at local jeweler sites: A system and method of providing informational certificates concerning characteristics of jewelry items to customers are disclosed. The system comprising, a terminal having a user interface configured to receive user input information concerning at least a first characteristic of a first jewelry item, a camera device capable of obtaining image...

20050246243 - System and method for handling peripheral connections to mobile devices: Systems and methods for establishing a data connection between a mobile device and a peripheral. The mobile device is configured to determine whether to handle user approval of the data connection between the mobile device and the peripheral. Through the mobile device, an input mechanism is provided for the user...

20050246235 - Voice enabled interactive on-line auction system: A voice enabled interactive (i.e., automatic) on-line auction system and method for converting and transmitting on-line auction events into real time, dynamically generated interactive speech and voice recognition responses for delivery to telephone and mobile devices of a user. Files and documents are processed through speech recognition and text-to-speech systems...

20050246246 - Inventory and sales analysis tool: Feedback is provided to employees regarding inventory levels or sales revenue levels. The feedback may alert, for example, inventory managers to inventory characteristics that call for analysis, investigation, and responsive action. A company may thereby better manage its inventory, save money, and more efficiently produce its products....

20050246247 - Method and system for identifying rfid-tagged objects: A system and method for identification of RFID-tagged items includes one or more interrogator units communicating over a network, the interrogator unit comprising a hanger support upon which RFID-tagged items are stored, the hanger support further comprising one or more solenoid coils aligned with the hanger support's longitudinal axis. The...

20050246248 - Mobile portal for radio frequency identification of objects: A system utilizes radio frequency identification (RFID) technology to determine the precise location of assets within a large area or building. RFID tags are attached to the assets. A mobile RFID portal, which includes an RFID tag reader, is moved along a select path through the large area or building...

20050246249 - Method for predicting design requirements for wireless networks: Disclosed are methods for determining a bill-of-materials for wireless networks based either on a selected target sales market or current inventory of wireless equipment. The methods involve defining a set of useful equipment features; defining feature groups which are subsets of the set of equipment features; obtaining representative location information...

20050246250 - Accounting system: An accounting system with pre-configured client modules. Each of the modules has interface forms for entering transaction records, pre-assigned transaction category codes stored on a storage medium, code selectors for selecting a pre-assigned category code to associate with a transaction record, and a client chart of accounts for selection of...

20050246252 - Method and apparatus for new accounts program: A method for opening an on-line brokerage account includes the steps of opening an on-line brokerage account for a user based on account information received from the user, the on-line brokerage account having one or more restrictions, generating an application based on the account information; requesting that the user submit...

20050246251 - Method and system for automated delivery-versus-payment settlements: The present invention provides an automated settlement system and method for receiving appropriate information, monitoring and controlling the timely interaction between the participants to settle trade and to guarantee the irrevocable and inseparable exchange of cash against securities. Two market participants which have agreed to exchange securities against cash forward...

20050246257 - Estimating fees for advisors to investment banking deals and analyzing market trends in investment banking: Methods of estimating a fee earned by one or more advisors from various types of investment banking deals and transactions are disclosed. The financial deals or transactions may be, for example, a merger or acquisition, an initial public offering, an offering of convertible securities, a secondary offering, a block trade...

20050246256 - Method and system for assessing the risk of a vehicle dealership defaulting on a financial obligation: The present invention relates to a method and system of assessing the risk of a vehicle dealership defaulting on a financial obligation. A preferred method embodiment of the present invention includes receiving at least one financial factor with a plurality of point weights and vehicle dealership financial statement information and...

20050246259 - Method and system for providing guidance data: Described herein is a system and method for providing entity investment guidance via a communication network. The system includes a server, at least one entity-issued disclosure received by the server via the communication network and a storage accessible by the server. The storage includes at least one forecast data extracted...

20050246254 - Method of establishing a futures market for polution: The method of reducing pollution of a pollutant by relying on the market forces to set the pollution fees charged for pollution. The marginal cost (m1) is known by actors, companies, individuals or actors for reducing one pollution unit of the pollutant. The current market rate of futures cost/price (n1)...

20050246258 - On-demand assembly of buyer simulacra: Methods, systems, and computer program for interacting with simulacrum members of a buyer simulacrum. Persistent storage is configured to store collective qualifications of the simulacrum based on the individual qualifications of the simulacrum members, while a simulacrum broker is configured to present the collective qualifications to third parties. Thus, the...

20050246253 - System to enable a telecom operator provide financial transactions services and methods for implementing such transactions: The invention relates to a system, enabling subscribers of a wireless Telecom Operator to execute financial transactions with a mobile phone, or an electronic device which can be connected to the wireless communication network, wherein a subscriber has one or several Financial Transaction Accounts open and managed by the Telecom...

20050246255 - Systems and methods for constructing a value index and a growth index: A method of constructing a value index and a growth index is disclosed. The method includes, determining a value of each variable in a group of variables for each security in a group of securities, determining a standardized score of each variable for each security, and determining an overall value...

20050246260 - Seligman harvester risk management system for achieving a recommended asset allocation and withdrawal strategy: The new and improved method and apparatus of the invention generates a hypothetical illustration of a distribution of possible portfolio values and withdrawal amounts for a designated time period. The invention also provides a new and improved method and apparatus for determining a hypothetical distribution of investment outcomes for a...

20050246263 - Automated system for routing orders for foreign exchange transactions: According to one exemplary embodiment of the present invention, a computerized method for routing orders for foreign exchange transactions is provided. The computerized method for routing orders includes a process for receiving and aggregating updated foreign exchange price information from a plurality of foreign exchange electronic markets, and receiving and...

20050246262 - Enabling interoperability between participants in a network: Interoperability is enabled between participants in a network by determining values associated with a value metric defined for at least a portion of the network. Information flow is directed between two or more of the participants based at least in part on semantic models corresponding to the participants and on...

20050246265 - Method and apparatus for assigning value to an item donated to an on-line charitable auction or fund raising event: The present invention discloses methods, systems, and program code that enable a nonprofit organization to manage its fundraising activities online. Disclosed are methods and systems for providing online hosting of fundraising auctions, and auction services such as maintaining donor/bidder registries, bid tracking, processing credit cards, and auction closeout activities. Also...

20050246261 - Method and system for block trading of securities: Method and system for block trading of securities. Embodiments of the present invention can provide an automated dealer system that formulates customized, risk-controlled, two-sided indicative quotations for block quantities of a security. A quotation can be delivered to requesting counterparties via a secured network or Web-based platform. The system can...

20050246264 - Method of managing research/advisory service provider payments: A method for an electronic trading system is provided. This method includes the steps of allocating a portion of a trade commission received from a client to a research account, and accumulating, over a plurality of trades, the commissions allocated to the research account. The electronic trading system receives a...

20050246266 - System and apparatus for hosting combined online and live auctions: A system for the hosting of a combined auction, with live bidders in physical presence at the auction site as well as online bidders being able to view the auction and bid over the Internet. Auction and bid processing are centralized on a central control system. A remote module is...

20050246267 - Mortage financing system: The present invention is a method for providing mortgage financing to a borrower while additionally creating the opportunity for the borrower to invest in their long and short-term financial security. In real estate purchase, a mortgage is extended for greater than the real estate purchase price. The surplus amount is...

20050246268 - Funds transfer method and system: A funds transfer method in a communications system between two entity computers where, depending on the transaction, one is remitter computer and the other is a recevier computer. There is a systems server computer associated with an escrow account. Once a transaction has been agreed between the two computers, the...

20050246270 - Method of maximizing real estate capital interests: Under threat of foreclosure or after notice of trustee sale, a single entity provides a property owner the option of selling the property, listing the property for sale or borrowing money secured by such property. Further embodiments disclose a method of researching the property profile in advance to allow the...

20050246271 - Method of preserving rights in land: This invention relates to a method of preserving rights, such as development rights, in land owned by a landowner. The invention uses financed life insurance, a bargain sale and the use of a trust or other entity, whereby a life insurance policy on the life of the landowner or rights...

20050246269 - System providing methodology for consolidation of financial information: A system providing methodology for consolidation of financial information is described. In one embodiment, for example, a system is described for consolidating financial transaction information from multiple sources for presentation to a user, the system comprises: a file importer for importing data files from a first source and processing each...

20050246276 - Method for disbursing account payable: A method for disbursing account payables includes at least the following steps: first, users enter intended sifting payable expenditure conditions in an account payable system; then the account payable system sifts and selects payable expenditures conforming to the payable expenditure conditions; then users select intended disbursing payable expenditures from the...

20050246273 - Method of providing a buyer/seller website: A method of providing online sales of properties by owners is disclosed. The method includes placing an advertisement for a property; providing a secure log in for a seller of property; providing a secure log in for a buyer of property; providing a database of properties for sale by the...

20050246274 - Methods and systems for managing and approving legal expenses: A method for tracking and approving legal expenses incurred by a business entity using a legal budgeting system is provided. The business entity is engaged in the business of providing financial services to a plurality of customers. The method includes creating within the legal budgeting system a legal matter reflecting...

20050246275 - Real-time fbo management method & system: An apparatus, system and method is disclosed that solves the needs in the art by providing an apparatus, method and system to accomplish transactions between aircraft customers (buyers) and FBO office (seller) to be sold, paid, billed and accounted in real-time, both remotely at the aircraft location on the airport...

20050246272 - System, computer program product and method for managing bills issued from application service providers: A method, system and computer program product for managing bills issued from applications service providers (ASPs). The method on which the system and computer readable medium are based includes receiving an ASP service request from a remote user, forwarding the ASP service request to an ASP, receiving a service bill...

20050246277 - Transaction processing system: This invention provides a transaction processing system (10) which includes a first network interface (12) connectable to a mobile communications network (20). The interface (12) is configured to receive a data message request originating from a telecommunications data message sent by a requester from a mobile telephone (28). The data...

20050246278 - Multiple party benefit from an online authentication service: An account authentication service where a trusted party verifies an account holder's identity for the benefit of a requestor during an online transaction. The account authentication involves requesting a password from the account holder, verifying the password, and notifying the requestor whether the account holder's authenticity has been verified. An...

20050246280 - Interactive communication device: A server system (1) is connected to a number of remote displays (5-7) for messages for broadcasting by a communication network (8). The audiovisual messages (4) received from the server system (1) are made perceptible for the clients (2, 3). The clients can send coded instruction signals (16) to a...

20050246279 - Provision of graphic designs: The invention provides for the use of equipment (10), more specifically a computer system, to supply a design to a client, such as a potential user thereof. According to the invention, a design provider associates a use deterring mark with the design and transmits the design together with the use...

20050246283 - Apparatus and method for creating and using documents in a distributed computing network: An authoring application for allowing users to create, control and distribute electronic content including a canvas interface for constructing a project of the electronic content from a plurality of resource files, the canvas interface having: a canvas area for constructing screen elements of the selected resource files to create screens;...

20050246282 - Monitoring of digital content provided from a content provider over a network: The invention refers to monitoring usage of digital content provided from a content provider (30) over a network (40) to a client system (10). In the client system (10), a logging agent (150) generates and stores information concerning usage of the digital content individually for each usage to be monitored....

20050246281 - Rights information providing system, method and computer program fro realizing the same: Electronic tickets, electronic coupons, or the like are issued to customers who visit stores selling merchandise or event halls, thereby enlarging the customer base, improving the pulling power of the event hall, promoting the sale of merchandise, etc. A system for providing rights information includes a management server with a...

20050246284 - Digital record carrier and method for use of same to inhibit copying using decryption code or key from remote depository: A technique to prevent illicit copying of a copy-protected CD or DVD into a computer-readable storage device such as a hard disk drive. When an authentic copy-protected CD or DVD is inserted into a CD or DVD drive and the content of the copy-protected CD or DVD is installed onto...

20050246286 - License creation apparatus, license creation method, and computer program: The present invention is intended to create a license for a new piece of digital content created by linking two or more pieces of digital content. A license creation apparatus has a link ID acquisition block, a link pattern storage block, and a license creation block. The link ID acquisition...

20050246287 - Method for facilitating transaction of integrated circuit production among various parties through a network platform: A business model implemented as a method or system facilitates transactions among a customer, IC manufacture service providers and IP providers. A network platform is used to receive a request for IP information from the customer. Upon approval of the request, the IP provider and the customer agree to a...

20050246285 - Software licensing using mobile agents: A system and method of licensing software using specialized set of code segments comprising: selecting a software to install on a workstation; inputting relevant information to access the software from a remote server, wherein relevant information may include information regarding the workstation or the user; randomly choosing a generator and...

20050246288 - Session information preserving system and method therefor: A session-information preserving system includes a client to which business data are inputted and a server which processes the business data sent from the client computer. The system includes a login control component to execute a login procedure on the basis of user identification information necessary for logging in to...

20050246292 - Method and system for a virtual safe: A transaction server for performing a transaction over a network using a virtual smart card the server comprising, a virtual smart card database having a plurality of records each record including a virtual card identification and a value corresponding to a single virtual smart card; a security module; an emulator...

20050246290 - Method and system for secure authenticated payment on a computer network: A simple, secure and easy-to-deploy method and system for authenticating credit and debit cardholders at the point-of-sale on a computer network (e.g. the Internet) is disclosed. Cardholders are authenticated using digital signatures on a sales draft, in a manner that does not necessarily require any changes in the transaction flow...

20050246291 - System and method for creating an account using biometric information: A system and method for creating a user account record based on biometric information is provided. A biometric credential such as a fingerprint scan is provided, and is matched against records stored in a database. Information recalled in that search is compared against non-biometric information provided by a prospective user,...

20050246289 - System and method for processing and for funding a transaction: Method for processing a transaction, the method comprising automatically requesting an automated clearing house transfer from a source account to a destination account via an automated clearing house network, receiving the automated clearing house transfer, adjusting destination account data associated with the destination account by increasing a balance of the...

20050246293 - Electronic transfer system: A method of conducting an on-line transaction includes providing a transaction manager (12). Generating a single use transaction request identification, the transaction manager relating the transaction request identification to banking information of a registered user. Providing the registered user with the transaction request identification; the registered user requesting to purchase...

20050246294 - Method, system and program product for protecting electronic contracts created within a secure computer infrastructure: Under the present invention, contract information corresponding to a first contract between a first contract partner and a customer, and contract information corresponding to a second contract between a second contract partner and the customer is received within a secure computer infrastructure. Based on the contract information, the first and...

20050246295 - Method and system for remotely monitoring meters: Methods and systems remotely monitor a current value of a meter display. A picture of the display is taken with a camera equipped portable communication device. The picture is sent through the portable communication device and associated infrastructure to a processing system. The processing system receives and stores the picture,...