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12/13/07 - USPTO Class 705 |  59 views | #20070288272 | Prev - Next | About this Page  705 rss/xml feed  monitor keywords

Collection systems and methods for managing insurance subrogation claims

USPTO Application #: 20070288272
Title: Collection systems and methods for managing insurance subrogation claims
Abstract: Systems and methods for managing one or more insurance subrogation claims can be utilized during the process of collecting on a claim. Various techniques can be used to assess claim information to determine, initiate, process, and/or create one or more collection events, legal actions, and/or subrogation claim documents to aid in the recovery of a claim. Civil procedure rules and collection law rules, along with predetermined claim objectives can be utilized to schedule events and trigger the automatic generation of legal and correspondence documents having claim information. Interactive and customizable presentation of claim information and determined collection events, legal actions, and/or subrogation claim documents can provide organized management of claims. Various parties interested in a claim can be in communication with the collection systems and have unique, secure, and/or defined access. (end of abstract)



Agent: Kolisch Hartwell, P.C. - Portland, OR, US
Inventors: Peter Tassock Marks, David Madden
USPTO Applicaton #: 20070288272 - Class: 705004000 (USPTO)

Related Patent Categories: Data Processing: Financial, Business Practice, Management, Or Cost/price Determination, Automated Electrical Financial Or Business Practice Or Management Arrangement, Insurance (e.g., Computer Implemented System Or Method For Writing Insurance Policy, Processing Insurance Claim, Etc.)

Collection systems and methods for managing insurance subrogation claims description/claims


The Patent Description & Claims data below is from USPTO Patent Application 20070288272, Collection systems and methods for managing insurance subrogation claims.

Brief Patent Description - Full Patent Description - Patent Application Claims
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CROSS-REFERENCE TO RELATED APPLICATIONS

[0001] This application is a continuation-in-part of U.S. patent application Ser. No. 11/383,934 entitled, "DATABASE DRIVEN SUBROGATION CLAIM MANAGEMENT SYSTEM," filed May 17, 2006, the complete disclosure of which is herein incorporated by reference for all purposes.

TECHNICAL FIELD

[0002] The field relates to computer-based analysis of insurance and/or legal information and processing of such information.

BACKGROUND AND SUMMARY OF THE DISCLOSURE

[0003] It is common practice for insurance companies to reimburse clients for damages incurred in an automobile accident. Should a party other than the insured party be liable in any way for an accident, an insurance company can legally claim (e.g., pursue collection) for reimbursement from the liable party. This claim can be referred to as a subrogation claim. It can be difficult to collect from liable parties, especially when the liable party is uninsured. Under such circumstances, insurance companies often seek legal representation to assist in the recovery of these claims. Standard practice for this type of recovery process involves storing information related to the claim in a paper file, manually calendaring all claim related events and manually composing necessary court forms and correspondence. Such practice can be cumbersome, time consuming, difficult to manage and/or result in delayed communication between interested parties to the claim or missed deadlines.

[0004] The present disclosure is directed to collection systems and methods, particularly collection systems and methods configured to manage insurance subrogation claims. Examples of claim management systems and methods include Pat. Nos. U.S. Pat. No. 5,182,705, U.S. Pat. No. 5,557,515, U.S. Pat. No. 5,956,687, U.S. Pat. No. 5,991,733, U.S. Pat. No. 6,0980,70, U.S. Pat. No. 6,766,307, and U.S. Pat. No. 6,810,382; and U.S. Patent Application Publication Nos. 20040210540, 20050010454, 20050086180, 20050171819, 20050203830, and 20060116914. Examples of automated legal document systems and methods include Pat. Nos. U.S. Pat. No. 5,692,206, U.S. Pat. No. 6,122,622, and U.S. Pat. No. 7,080,076; and U.S. Patent Application Publication Nos. 20020120477 and 20050125443. The complete disclosures of the above patents and patent applications are herein incorporated by reference for all purposes:

BRIEF DESCRIPTION OF THE DRAWINGS

[0005] FIG. 1 is a block diagram of an exemplary system for managing one or more insurance subrogation claims.

[0006] FIG. 2 is a flowchart showing an exemplary method for managing an insurance subrogation claim.

[0007] FIG. 3 is a block diagram of another exemplary system for managing one or more insurance subrogation claims.

[0008] FIG. 4 is a flowchart showing another exemplary method for managing an insurance subrogation claim.

[0009] FIG. 5 is a flowchart showing yet another exemplary method for managing an insurance subrogation claim.

[0010] FIG. 6 is a block diagram of yet another exemplary system for managing one or more insurance subrogation claims.

[0011] FIG. 7 is a block diagram of still yet another exemplary system for managing one or more insurance subrogation claims.

[0012] FIG. 8 is a screen shot of an exemplary navigation feature of an exemplary system for managing one or more insurance subrogation claims.

[0013] FIGS. 9A and 9B are screen shots of an exemplary search feature of an exemplary system for managing one or more insurance subrogation claims.

[0014] FIG. 10 is a screen shot of an exemplary claim information feature of an exemplary system for managing one or more insurance subrogation claims.

[0015] FIG. 11 is a screen shot of an exemplary involved parties information feature of an exemplary system for managing one or more insurance subrogation claims.

[0016] FIG. 12 is a screen shot of an exemplary insured party information feature of an exemplary system for managing one or more insurance subrogation claims.

[0017] FIG. 13 is a screen shot of an exemplary claimant party information feature of an exemplary system for managing one or more insurance subrogation claims.

[0018] FIG. 14 is a screen shot of an exemplary pre-judgment claim objective information feature of an exemplary system for managing one or more insurance subrogation claims.

[0019] FIG. 15 is a screen shot of an exemplary litigation claim objective information feature of an exemplary system for managing one or more insurance subrogation claims.

[0020] FIG. 16 is a screen shot of an exemplary post-judgment claim objective information feature of an exemplary system for managing one or more insurance subrogation claims.

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Previous Patent Application:
Adaptable electronic medical record system and method
Next Patent Application:
Method and system for identifying subrogation potential and valuing a subrogation file
Industry Class:
Data processing: financial, business practice, management, or cost/price determination

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