| Cards and devices with multifunction magnetic emulators and methods for using the same -> Monitor Keywords |
|
|
 
Cards and devices with multifunction magnetic emulators and methods for using the sameCards and devices with multifunction magnetic emulators and methods for using the same description/claimsThe Patent Description & Claims data below is from USPTO Patent Application 20090159670, Cards and devices with multifunction magnetic emulators and methods for using the same. Brief Patent Description - Full Patent Description - Patent Application Claims
This application claims the benefit of U.S. Provisional Patent Application Nos. 61/016,491 filed on Dec. 24, 2007 (Docket No. JDM/019 PROV), 61/026,846 filed on Feb. 7, 2008 (Docket No. JDM/019PROV2), 61/027,807 filed on Feb. 11, 2008 (Docket. No. JDM/020 PROV), 61/081,003 filed on Jul. 15, 2008 (Docket No. D/005 PROV), 61/086,239 filed on Aug. 5, 2008 (Docket No. D/006 PROV), 61/090,423 filed on Aug. 20, 2008 (Docket No. D/007 PROV), 61/097,401 filed Sep. 16, 2008 (Docket No. D/008 PROV), 61/112,766 filed on Nov. 9, 2008 (Docket No. D/009 PROV), 61/117,186 filed on Nov. 23, 2008 (D/010 PROV), 61/119,366 filed on Dec. 2, 2008 (Docket No. D/011 PROV), and 61/120,813 filed on Dec. 8, 2008, all of which are hereby incorporated by reference herein in their entirety. This invention relates to magnetic cards and payment systems. A card is provided, such as a credit card or security card, that may transmit information to a magnetic stripe reader via a magnetic emulator. The magnetic emulator may be, for example, a circuit that emits electromagnetic fields operable to electrically couple with a read-head of a magnetic stripe reader such that data may be transmitted from the circuit to the magnetic stripe reader. The emulator may be operated serially such that information is transmitted serially to a magnetic stripe reader. Alternatively, for example, portions of a magnetic emulator may emit different electromagnetic fields at a particular instance such that the emulator is operated to provide physically parallel, instantaneous data. Alternatively still, a magnetic medium may be provided and a circuit may be provided to change the magnetic properties of the magnetic medium such that a magnetic stripe reader is operable to read information written on the magnetic medium. A processor may be provided on a card, or other device, that controls a magnetic emulator. The processor may be configured to operate the emulator such that the emulator transmits serial or parallel information. Particularly, the processor may decouple portions of an emulator from one another such that different portions of the emulator may transmit different information (e.g., transmit data in a parallel operation). The processor may couple portions of an emulator together (or drive the portions together) such that all portions of the emulator transmits the same information (e.g., transmit data in a serial operation). Alternatively, the processor may drive a portion of the emulator to transmit data using one method (e.g., serially) while the processor drives another portion of the emulator using a different method (e.g., in parallel). The processor may drive an emulator through a switching circuit. The switching circuit may control the direction and magnitude of current that flows through at least a portion of an emulator such that the switching circuit controls the direction and magnitude of the electromagnetic field created by at least that portion of the emulator. An electromagnetic field may be generated by the emulator such that the emulator is operable to electrically couple with a read-head from a magnetic stripe reader without making physical contact with the read-head. Particularly, for example, an emulator that is driven with increased current can be operable to couple with the read-head of a magnetic stripe reader even when placed outside and within the proximity of (e.g., 0.25 inches) the read-head. A magnetic emulator may be operated to electrically couple, and transmit data to, devices other than a magnetic stripe reader. For example, a magnetic emulator may be operated to electrically couple, and transmit data to, a device using a Radio Frequency IDentification (RFID) protocol. Accordingly, a processor may drive the emulator at a frequency and magnitude in order to electrically couple with a read-head of a magnetic stripe reader and then drive the emulator at a different frequency and a different magnitude in order to electronically couple with an RFID reader. A processor may receive information from a magnetic stripe reader detector and/or an RFID receiver detector. A processor may detect, for example, the presence of a read-head of a magnetic stripe reader by receiving signals from a magnetic stripe reader detector and, in response, the processor may drive a magnetic emulator in a manner that allows the emulator to couple with the magnetic stripe reader. The processor may also detect, for example, the presence of and RFID receiver by receiving signals from an RFID receiver detector and, in response, the processor may drive a magnetic emulator in a manner that allows the emulator to couple with the RFID receiver. More than one emulator may be provided on a card or other device and a processor may drive such emulators in a variety of different manners. A circuit may be provided on a credit card that is operable to receive data from a magnetic stripe encoder and/or an RFID transmitter. Such a circuit may electrically couple with an RFID transmitter and/or magnetic stripe encoder and deliver information to a processor. In this manner, a card, or other device, may communicate bi-directionally with a device. An emulator may communicate with a magnetic stripe reader outside of, for example, the housing of a magnetic stripe reader. Accordingly, for example, the emulator may be provided in devices other than cards sized to fit inside of the reading area of a magnetic stripe reader. In other words, for example, the emulator may be located in a device that is thicker than a card—yet the emulator can still communicate with one or more read-heads located in a magnetic stripe reader. Such a device may be, for example, a security token, a wireless communications device, a laptop, a Personal Digital Assistant (PDA), a physical lock key to a house and/or car, or any other device. Dynamic information may be provided by a processor located on the card, or other device, and communicated through a magnetic emulator. Such dynamic information may, for example, change based on time. For example, the dynamic information may be periodically encrypted differently. One or more displays may be located on a card, or other device, such that the dynamic information may be displayed to a user through the display. Buttons may be provided to accept input from a user to, for example, control the operation of the card or other device. Dynamic information may include, for example, a dynamic number that is used as, or part of, a number for a credit card number, debit card number, payment card number, and/or payment verification code. Dynamic information may also include, for example, a student identification number or medical identification number. Dynamic information may also, for example, include alphanumeric information such that a dynamic account name is provided. The principles and advantages of the present invention can be more clearly understood from the following detailed description considered in conjunction with the following drawings, in which the same reference numerals denote the same structural elements throughout, and in which: Continue reading about Cards and devices with multifunction magnetic emulators and methods for using the same... Full patent description for Cards and devices with multifunction magnetic emulators and methods for using the same Brief Patent Description - Full Patent Description - Patent Application Claims Click on the above for other options relating to this Cards and devices with multifunction magnetic emulators and methods for using the same patent application. Patent Applications in related categories: 20090294524 - High security transaction card system and method - A secure transaction card system and method utilizes a transaction card and an authentication device. The transaction card includes a first electrical contact, a power supply device, a card memory that stores a card identifier and a magnetic strip provided with a thin film magnetic write head in electrical communication ... 20090294525 - Identification card comprising an image and production method therefor - heating the card substrate material in lines below the surface of a surface layer of the card substrate along the boundary lines, by moving a laser along the surface plane of the card substrate using the calculated coordinates. An identification card comprising a colour image is shown. ... 20090294523 - Method, system and device for identification from multiple data inputs - A device, system and method including a mobile unit having a location sensor to detect location data of a unit; a biometric sensor to detect a biometric property of user of the unit; a display to prompt the user of the unit to input personalized data into for example an ... 20090294527 - System and method for payment card industry enterprise account number elimination - A system and method replaces credit card numbers in systems that are customer facing with token Ids to thereby reduce exposure to credit card number theft. ... 20090294526 - Testing capability allowing new data tags - A method of testing a payment device reader includes receiving data from the payment device reader, combining the received data with data for a first testing scenario, transmitting the combined data to a payment processor, receiving an authorization decision from the payment processor, and displaying the results of the authorization ... ###  How KEYWORD MONITOR works... a FREE service from FreshPatents1. Sign up (takes 30 seconds). 2. Fill in the keywords to be monitored. 3. Each week you receive an email with patent applications related to your keywords. Start now! - Receive info on patent apps like Cards and devices with multifunction magnetic emulators and methods for using the same or other areas of interest. ### Previous Patent Application: Cards and devices with multifunction magnetic emulators and methods for using same Next Patent Application: Cards with serial magnetic emulators Industry Class: Registers ### FreshPatents.com Support Thank you for viewing the Cards and devices with multifunction magnetic emulators and methods for using the same patent info. IP-related news and info Results in 2.338 seconds Other interesting Feshpatents.com categories: Medical: Surgery , Surgery(2) , Surgery(3) , Drug , Drug(2) , Prosthesis , Dentistry paws |
 * Protect your Inventions * US Patent Office filing 
PATENT INFO |
|
